The Citizens National Bank of Meridian, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$69,247,000705
Total interest expense$19,589,000790
Net interest income$49,658,000674
Provision for loan and lease losses$240,0001,853
Total noninterest income$25,024,000385
Gross Fiduciary activities income$3,056,000333
Service charges on deposit accounts$5,142,000268
Trading account gains and fees$0123
Additional Noninterest Income$16,826,000374
Total noninterest expense$47,971,000591
Salaries and employee benefits$28,377,000553
Premises and equipment expense$4,960,000554
Additional noninterest expense$16,826,000374
Pre-tax net operating income$26,471,000558
Securities gains (losses)$-2,0003,233
Applicable income taxes$03,369
Income before extraordinary items$26,469,000464
Extraordinary gains, net$054
Net income$26,469,000467
Minority interest net income$088
Net income of bank and minority interests.$26,469,000465
Net charge-offs$254,0001,046
Cash dividends$15,911,000348
Sale, conversion, retirement of capital stock, net$0540
Net operating income$26,471,000484
2023-09-30 (YTD Data)Rank
Total interest income$51,289,000709
Total interest expense$13,717,000788
Net interest income$37,572,000683
Provision for loan and lease losses$240,0001,512
Total noninterest income$19,224,000381
Gross Fiduciary activities income$2,233,000336
Service charges on deposit accounts$3,849,000269
Trading account gains and fees$0125
Additional Noninterest Income$13,142,000370
Total noninterest expense$36,254,000590
Salaries and employee benefits$21,278,000557
Premises and equipment expense$3,745,000555
Additional noninterest expense$13,142,000370
Pre-tax net operating income$20,302,000558
Securities gains (losses)$-2,0003,320
Applicable income taxes$03,407
Income before extraordinary items$20,300,000481
Extraordinary gains, net$052
Net income$20,300,000482
Minority interest net income$081
Net income of bank and minority interests.$20,300,000480
Net charge-offs$182,000920
Cash dividends$6,886,000477
Sale, conversion, retirement of capital stock, net$0507
Net operating income$20,302,000485
2023-06-30 (YTD Data)Rank
Total interest income$33,850,000693
Total interest expense$8,068,000793
Net interest income$25,782,000664
Provision for loan and lease losses$240,0001,213
Total noninterest income$10,642,000425
Gross Fiduciary activities income$1,463,000332
Service charges on deposit accounts$2,574,000259
Trading account gains and fees$0112
Additional Noninterest Income$6,605,000442
Total noninterest expense$24,257,000574
Salaries and employee benefits$14,313,000541
Premises and equipment expense$2,481,000550
Additional noninterest expense$6,605,000442
Pre-tax net operating income$11,927,000603
Securities gains (losses)$-2,0003,632
Applicable income taxes$03,436
Income before extraordinary items$11,925,000522
Extraordinary gains, net$051
Net income$11,925,000530
Minority interest net income$081
Net income of bank and minority interests.$11,925,000521
Net charge-offs$41,0001,255
Cash dividends$4,901,000450
Sale, conversion, retirement of capital stock, net$0486
Net operating income$11,927,000526
2023-03-31 (YTD Data)Rank
Total interest income$16,822,000697
Total interest expense$3,563,000788
Net interest income$13,259,000659
Provision for loan and lease losses$180,000940
Total noninterest income$5,257,000433
Gross Fiduciary activities income$727,000349
Service charges on deposit accounts$1,275,000267
Trading account gains and fees$097
Additional Noninterest Income$3,255,000441
Total noninterest expense$12,132,000581
Salaries and employee benefits$7,180,000556
Premises and equipment expense$1,209,000586
Additional noninterest expense$3,255,000441
Pre-tax net operating income$6,204,000609
Securities gains (losses)$-2,0003,910
Applicable income taxes$03,388
Income before extraordinary items$6,202,000522
Extraordinary gains, net$04
Net income$6,202,000523
Minority interest net income$048
Net income of bank and minority interests.$6,202,000523
Net charge-offs$39,000889
Cash dividends$5,0002,324
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,204,000528
2022-12-31 (YTD Data)Rank
Total interest income$58,819,000660
Total interest expense$2,375,0001,418
Net interest income$56,444,000614
Provision for loan and lease losses$720,0001,004
Total noninterest income$21,958,000448
Gross Fiduciary activities income$2,789,000352
Service charges on deposit accounts$5,245,000266
Trading account gains and fees$0116
Additional Noninterest Income$13,924,000437
Total noninterest expense$46,239,000582
Salaries and employee benefits$27,419,000558
Premises and equipment expense$4,504,000608
Additional noninterest expense$13,924,000437
Pre-tax net operating income$31,443,000549
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$31,443,000447
Extraordinary gains, net$05
Net income$31,443,000447
Minority interest net income$063
Net income of bank and minority interests.$31,443,000448
Net charge-offs$636,000527
Cash dividends$26,265,000250
Sale, conversion, retirement of capital stock, net$0568
Net operating income$31,443,000451
2022-09-30 (YTD Data)Rank
Total interest income$42,952,000640
Total interest expense$1,019,0001,737
Net interest income$41,933,000600
Provision for loan and lease losses$540,000932
Total noninterest income$16,796,000449
Gross Fiduciary activities income$2,084,000349
Service charges on deposit accounts$3,915,000273
Trading account gains and fees$0111
Additional Noninterest Income$10,797,000443
Total noninterest expense$34,533,000577
Salaries and employee benefits$20,545,000554
Premises and equipment expense$3,338,000611
Additional noninterest expense$10,797,000443
Pre-tax net operating income$23,656,000536
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$23,656,000445
Extraordinary gains, net$04
Net income$23,656,000445
Minority interest net income$057
Net income of bank and minority interests.$23,656,000445
Net charge-offs$296,000576
Cash dividends$15,559,000259
Sale, conversion, retirement of capital stock, net$0519
Net operating income$23,656,000453
2022-06-30 (YTD Data)Rank
Total interest income$27,714,000625
Total interest expense$639,0001,642
Net interest income$27,075,000599
Provision for loan and lease losses$360,000836
Total noninterest income$11,694,000428
Gross Fiduciary activities income$1,410,000314
Service charges on deposit accounts$2,574,000273
Trading account gains and fees$0108
Additional Noninterest Income$7,710,000440
Total noninterest expense$22,635,000582
Salaries and employee benefits$13,540,000559
Premises and equipment expense$2,183,000621
Additional noninterest expense$6,912,000584
Pre-tax net operating income$15,774,000511
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$15,774,000425
Extraordinary gains, net$04
Net income$15,774,000424
Minority interest net income$060
Net income of bank and minority interests.$15,774,000425
Net charge-offs$99,000728
Cash dividends$5,289,000409
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,774,000437
2022-03-31 (YTD Data)Rank
Total interest income$13,563,000613
Total interest expense$374,0001,383
Net interest income$13,189,000589
Provision for loan and lease losses$180,000691
Total noninterest income$5,983,000430
Gross Fiduciary activities income$703,000314
Service charges on deposit accounts$1,265,000276
Trading account gains and fees$0103
Additional Noninterest Income$4,015,000440
Total noninterest expense$11,225,000590
Salaries and employee benefits$6,713,000567
Premises and equipment expense$1,078,000633
Additional noninterest expense$3,434,000584
Pre-tax net operating income$7,767,000505
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$7,767,000433
Extraordinary gains, net$04
Net income$7,767,000433
Minority interest net income$050
Net income of bank and minority interests.$7,767,000433
Net charge-offs$27,000869
Cash dividends$128,0001,910
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,767,000439
2021-12-31 (YTD Data)Rank
Total interest income$55,104,000620
Total interest expense$2,032,0001,315
Net interest income$53,072,000595
Provision for loan and lease losses$1,160,000520
Total noninterest income$22,698,000479
Gross Fiduciary activities income$2,464,000334
Service charges on deposit accounts$4,561,000285
Trading account gains and fees$0132
Additional Noninterest Income$15,673,000498
Total noninterest expense$44,367,000592
Salaries and employee benefits$26,269,000564
Premises and equipment expense$4,415,000607
Additional noninterest expense$13,683,000596
Pre-tax net operating income$30,243,000545
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$30,243,000472
Extraordinary gains, net$010
Net income$30,243,000472
Minority interest net income$074
Net income of bank and minority interests.$30,243,000473
Net charge-offs$556,000595
Cash dividends$22,402,000272
Sale, conversion, retirement of capital stock, net$2,000577
Net operating income$30,243,000464
2021-09-30 (YTD Data)Rank
Total interest income$41,231,000632
Total interest expense$1,630,0001,311
Net interest income$39,601,000605
Provision for loan and lease losses$920,000485
Total noninterest income$17,355,000478
Gross Fiduciary activities income$1,915,000325
Service charges on deposit accounts$3,258,000296
Trading account gains and fees$0132
Additional Noninterest Income$12,182,000500
Total noninterest expense$32,854,000599
Salaries and employee benefits$19,272,000583
Premises and equipment expense$3,319,000608
Additional noninterest expense$10,263,000588
Pre-tax net operating income$23,182,000554
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$23,182,000471
Extraordinary gains, net$08
Net income$23,182,000469
Minority interest net income$069
Net income of bank and minority interests.$23,182,000471
Net charge-offs$485,000510
Cash dividends$9,647,000392
Sale, conversion, retirement of capital stock, net$0543
Net operating income$23,182,000464
2021-06-30 (YTD Data)Rank
Total interest income$27,418,000634
Total interest expense$1,159,0001,288
Net interest income$26,259,000601
Provision for loan and lease losses$680,000453
Total noninterest income$10,355,000515
Gross Fiduciary activities income$1,218,000331
Service charges on deposit accounts$2,052,000296
Trading account gains and fees$0133
Additional Noninterest Income$7,085,000560
Total noninterest expense$21,435,000607
Salaries and employee benefits$12,536,000594
Premises and equipment expense$2,213,000606
Additional noninterest expense$6,686,000589
Pre-tax net operating income$14,499,000573
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$14,499,000499
Extraordinary gains, net$06
Net income$14,499,000497
Minority interest net income$067
Net income of bank and minority interests.$14,499,000499
Net charge-offs$380,000467
Cash dividends$5,946,000401
Sale, conversion, retirement of capital stock, net$0517
Net operating income$14,499,000490
2021-03-31 (YTD Data)Rank
Total interest income$14,026,000614
Total interest expense$636,0001,241
Net interest income$13,390,000583
Provision for loan and lease losses$360,000481
Total noninterest income$5,266,000522
Gross Fiduciary activities income$598,000332
Service charges on deposit accounts$1,020,000288
Trading account gains and fees$0127
Additional Noninterest Income$3,648,000553
Total noninterest expense$10,627,000610
Salaries and employee benefits$6,247,000596
Premises and equipment expense$1,108,000618
Additional noninterest expense$3,272,000579
Pre-tax net operating income$7,669,000549
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$7,669,000484
Extraordinary gains, net$03
Net income$7,669,000484
Minority interest net income$055
Net income of bank and minority interests.$7,669,000484
Net charge-offs$-25,0004,417
Cash dividends$160,0001,915
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,669,000476
2020-12-31 (YTD Data)Rank
Total interest income$57,301,000593
Total interest expense$7,237,000668
Net interest income$50,064,000585
Provision for loan and lease losses$2,646,000876
Total noninterest income$18,351,000527
Gross Fiduciary activities income$2,068,000343
Service charges on deposit accounts$4,295,000277
Trading account gains and fees$0133
Additional Noninterest Income$11,988,000578
Total noninterest expense$40,645,000621
Salaries and employee benefits$24,064,000590
Premises and equipment expense$4,417,000591
Additional noninterest expense$12,164,000619
Pre-tax net operating income$25,124,000486
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$25,124,000439
Extraordinary gains, net$04
Net income$25,124,000438
Minority interest net income$072
Net income of bank and minority interests.$25,124,000439
Net charge-offs$453,0001,041
Cash dividends$17,443,000307
Sale, conversion, retirement of capital stock, net$-2,0004,911
Net operating income$25,124,000423
2020-09-30 (YTD Data)Rank
Total interest income$42,500,000605
Total interest expense$6,157,000634
Net interest income$36,343,000595
Provision for loan and lease losses$1,940,000905
Total noninterest income$13,621,000502
Gross Fiduciary activities income$1,513,000344
Service charges on deposit accounts$3,207,000276
Trading account gains and fees$0125
Additional Noninterest Income$8,901,000551
Total noninterest expense$30,131,000607
Salaries and employee benefits$17,651,000589
Premises and equipment expense$3,327,000582
Additional noninterest expense$9,153,000599
Pre-tax net operating income$17,893,000484
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$17,893,000429
Extraordinary gains, net$04
Net income$17,893,000429
Minority interest net income$065
Net income of bank and minority interests.$17,893,000429
Net charge-offs$54,0002,020
Cash dividends$8,111,000414
Sale, conversion, retirement of capital stock, net$-2,0004,959
Net operating income$17,893,000416
2020-06-30 (YTD Data)Rank
Total interest income$28,591,000606
Total interest expense$4,732,000609
Net interest income$23,859,000600
Provision for loan and lease losses$1,061,0001,044
Total noninterest income$9,001,000487
Gross Fiduciary activities income$985,000351
Service charges on deposit accounts$2,216,000272
Trading account gains and fees$0123
Additional Noninterest Income$5,800,000518
Total noninterest expense$19,874,000611
Salaries and employee benefits$11,643,000584
Premises and equipment expense$2,205,000582
Additional noninterest expense$6,026,000601
Pre-tax net operating income$11,925,000428
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$11,925,000382
Extraordinary gains, net$04
Net income$11,925,000381
Minority interest net income$065
Net income of bank and minority interests.$11,925,000382
Net charge-offs$124,0001,246
Cash dividends$4,051,000506
Sale, conversion, retirement of capital stock, net$-2,0004,997
Net operating income$11,925,000369
2020-03-31 (YTD Data)Rank
Total interest income$14,561,000593
Total interest expense$2,692,000599
Net interest income$11,869,000590
Provision for loan and lease losses$365,0001,073
Total noninterest income$5,256,000411
Gross Fiduciary activities income$501,000349
Service charges on deposit accounts$1,364,000260
Trading account gains and fees$0106
Additional Noninterest Income$3,391,000426
Total noninterest expense$10,211,000594
Salaries and employee benefits$6,086,000562
Premises and equipment expense$1,074,000600
Additional noninterest expense$3,051,000600
Pre-tax net operating income$6,549,000362
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$6,549,000319
Extraordinary gains, net$04
Net income$6,549,000318
Minority interest net income$056
Net income of bank and minority interests.$6,549,000319
Net charge-offs$-40,0004,819
Cash dividends$246,0001,818
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,549,000313
2019-12-31 (YTD Data)Rank
Total interest income$60,099,000583
Total interest expense$11,931,000593
Net interest income$48,168,000586
Provision for loan and lease losses$1,440,000687
Total noninterest income$19,307,000435
Gross Fiduciary activities income$1,827,000365
Service charges on deposit accounts$5,784,000252
Trading account gains and fees$0135
Additional Noninterest Income$11,696,000470
Total noninterest expense$39,614,000593
Salaries and employee benefits$23,421,000567
Premises and equipment expense$4,241,000601
Additional noninterest expense$11,952,000597
Pre-tax net operating income$26,421,000495
Securities gains (losses)$38,0001,350
Applicable income taxes$03,859
Income before extraordinary items$26,459,000427
Extraordinary gains, net$011
Net income$26,459,000427
Minority interest net income$076
Net income of bank and minority interests.$26,459,000427
Net charge-offs$1,480,000517
Cash dividends$18,424,000317
Sale, conversion, retirement of capital stock, net$-3,0005,092
Net operating income$26,421,000420
2019-09-30 (YTD Data)Rank
Total interest income$45,264,000580
Total interest expense$9,022,000594
Net interest income$36,242,000586
Provision for loan and lease losses$1,080,000650
Total noninterest income$14,357,000441
Gross Fiduciary activities income$1,347,000367
Service charges on deposit accounts$4,294,000256
Trading account gains and fees$0129
Additional Noninterest Income$8,716,000470
Total noninterest expense$29,711,000590
Salaries and employee benefits$17,625,000559
Premises and equipment expense$3,170,000601
Additional noninterest expense$8,916,000597
Pre-tax net operating income$19,808,000500
Securities gains (losses)$38,0001,173
Applicable income taxes$03,902
Income before extraordinary items$19,846,000435
Extraordinary gains, net$011
Net income$19,846,000434
Minority interest net income$072
Net income of bank and minority interests.$19,846,000435
Net charge-offs$786,000572
Cash dividends$7,893,000438
Sale, conversion, retirement of capital stock, net$-3,0005,182
Net operating income$19,808,000430
2019-06-30 (YTD Data)Rank
Total interest income$30,035,000579
Total interest expense$5,888,000597
Net interest income$24,147,000589
Provision for loan and lease losses$770,000603
Total noninterest income$9,523,000434
Gross Fiduciary activities income$887,000371
Service charges on deposit accounts$2,802,000256
Trading account gains and fees$0131
Additional Noninterest Income$5,834,000460
Total noninterest expense$19,608,000597
Salaries and employee benefits$11,613,000561
Premises and equipment expense$2,091,000608
Additional noninterest expense$5,904,000600
Pre-tax net operating income$13,292,000490
Securities gains (losses)$38,000827
Applicable income taxes$03,901
Income before extraordinary items$13,330,000425
Extraordinary gains, net$011
Net income$13,330,000424
Minority interest net income$069
Net income of bank and minority interests.$13,330,000425
Net charge-offs$211,000964
Cash dividends$5,430,000413
Sale, conversion, retirement of capital stock, net$-3,0005,247
Net operating income$13,292,000418
2019-03-31 (YTD Data)Rank
Total interest income$14,933,000583
Total interest expense$2,735,000614
Net interest income$12,198,000575
Provision for loan and lease losses$210,000909
Total noninterest income$5,034,000400
Gross Fiduciary activities income$416,000379
Service charges on deposit accounts$1,394,000256
Trading account gains and fees$0126
Additional Noninterest Income$3,224,000412
Total noninterest expense$9,788,000594
Salaries and employee benefits$5,898,000549
Premises and equipment expense$1,010,000635
Additional noninterest expense$2,880,000614
Pre-tax net operating income$7,234,000450
Securities gains (losses)$38,000435
Applicable income taxes$03,800
Income before extraordinary items$7,272,000383
Extraordinary gains, net$05
Net income$7,272,000384
Minority interest net income$052
Net income of bank and minority interests.$7,272,000384
Net charge-offs$45,0001,268
Cash dividends$612,0001,159
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,234,000380
2018-12-31 (YTD Data)Rank
Total interest income$54,423,000596
Total interest expense$7,496,000669
Net interest income$46,927,000585
Provision for loan and lease losses$820,0001,037
Total noninterest income$18,377,000450
Gross Fiduciary activities income$1,666,000380
Service charges on deposit accounts$5,896,000259
Trading account gains and fees$0126
Additional Noninterest Income$10,815,000478
Total noninterest expense$39,021,000577
Salaries and employee benefits$23,107,000540
Premises and equipment expense$4,031,000623
Additional noninterest expense$11,883,000590
Pre-tax net operating income$25,463,000490
Securities gains (losses)$-375,0005,231
Applicable income taxes$03,978
Income before extraordinary items$25,088,000431
Extraordinary gains, net$06
Net income$25,088,000430
Minority interest net income$072
Net income of bank and minority interests.$25,088,000430
Net charge-offs$672,000798
Cash dividends$21,148,000257
Sale, conversion, retirement of capital stock, net$-9,0005,340
Net operating income$25,463,000428
2018-09-30 (YTD Data)Rank
Total interest income$40,132,000597
Total interest expense$5,148,000678
Net interest income$34,984,000577
Provision for loan and lease losses$540,0001,066
Total noninterest income$14,148,000436
Gross Fiduciary activities income$1,250,000381
Service charges on deposit accounts$4,364,000259
Trading account gains and fees$0138
Additional Noninterest Income$8,534,000465
Total noninterest expense$29,214,000569
Salaries and employee benefits$17,417,000539
Premises and equipment expense$2,977,000628
Additional noninterest expense$8,820,000585
Pre-tax net operating income$19,378,000486
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$19,378,000422
Extraordinary gains, net$05
Net income$19,378,000421
Minority interest net income$066
Net income of bank and minority interests.$19,378,000421
Net charge-offs$204,0001,239
Cash dividends$8,926,000346
Sale, conversion, retirement of capital stock, net$0633
Net operating income$19,378,000423
2018-06-30 (YTD Data)Rank
Total interest income$26,290,000594
Total interest expense$3,016,000714
Net interest income$23,274,000577
Provision for loan and lease losses$360,0001,045
Total noninterest income$9,428,000436
Gross Fiduciary activities income$808,000386
Service charges on deposit accounts$2,847,000263
Trading account gains and fees$0130
Additional Noninterest Income$5,773,000461
Total noninterest expense$19,318,000578
Salaries and employee benefits$11,602,000536
Premises and equipment expense$1,960,000646
Additional noninterest expense$5,756,000598
Pre-tax net operating income$13,024,000485
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$13,024,000420
Extraordinary gains, net$06
Net income$13,024,000419
Minority interest net income$065
Net income of bank and minority interests.$13,024,000420
Net charge-offs$21,0002,226
Cash dividends$5,073,000384
Sale, conversion, retirement of capital stock, net$0620
Net operating income$13,024,000417
2018-03-31 (YTD Data)Rank
Total interest income$12,930,000593
Total interest expense$1,371,000736
Net interest income$11,559,000574
Provision for loan and lease losses$180,0001,016
Total noninterest income$4,086,000482
Gross Fiduciary activities income$411,000386
Service charges on deposit accounts$1,429,000265
Trading account gains and fees$0123
Additional Noninterest Income$2,246,000536
Total noninterest expense$9,742,000571
Salaries and employee benefits$5,749,000549
Premises and equipment expense$980,000651
Additional noninterest expense$3,013,000569
Pre-tax net operating income$5,723,000528
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$5,723,000453
Extraordinary gains, net$07
Net income$5,723,000453
Minority interest net income$052
Net income of bank and minority interests.$5,723,000453
Net charge-offs$100,000856
Cash dividends$231,0001,798
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,723,000453
2017-12-31 (YTD Data)Rank
Total interest income$49,255,000577
Total interest expense$4,572,000746
Net interest income$44,683,000560
Provision for loan and lease losses$1,613,000608
Total noninterest income$17,707,000460
Gross Fiduciary activities income$1,499,000393
Service charges on deposit accounts$5,868,000266
Trading account gains and fees$0151
Additional Noninterest Income$10,340,000498
Total noninterest expense$37,369,000578
Salaries and employee benefits$22,228,000538
Premises and equipment expense$3,885,000634
Additional noninterest expense$11,256,000597
Pre-tax net operating income$23,408,000482
Securities gains (losses)$-10,0005,064
Applicable income taxes$04,135
Income before extraordinary items$23,398,000369
Extraordinary gains, net$09
Net income$23,398,000369
Minority interest net income$076
Net income of bank and minority interests.$23,398,000370
Net charge-offs$364,0001,332
Cash dividends$16,408,000268
Sale, conversion, retirement of capital stock, net$-1,0005,585
Net operating income$23,408,000368
2017-09-30 (YTD Data)Rank
Total interest income$36,843,000577
Total interest expense$3,327,000747
Net interest income$33,516,000563
Provision for loan and lease losses$1,391,000535
Total noninterest income$13,635,000458
Gross Fiduciary activities income$1,110,000393
Service charges on deposit accounts$4,408,000268
Trading account gains and fees$0145
Additional Noninterest Income$8,117,000491
Total noninterest expense$27,909,000585
Salaries and employee benefits$16,618,000544
Premises and equipment expense$2,919,000642
Additional noninterest expense$8,372,000608
Pre-tax net operating income$17,851,000490
Securities gains (losses)$-6,0005,335
Applicable income taxes$04,172
Income before extraordinary items$17,845,000392
Extraordinary gains, net$09
Net income$17,845,000391
Minority interest net income$071
Net income of bank and minority interests.$17,845,000392
Net charge-offs$224,0001,321
Cash dividends$8,801,000317
Sale, conversion, retirement of capital stock, net$-1,0005,663
Net operating income$17,851,000390
2017-06-30 (YTD Data)Rank
Total interest income$24,431,000574
Total interest expense$2,134,000748
Net interest income$22,297,000561
Provision for loan and lease losses$944,000520
Total noninterest income$9,592,000442
Gross Fiduciary activities income$737,000392
Service charges on deposit accounts$2,874,000264
Trading account gains and fees$0139
Additional Noninterest Income$5,981,000463
Total noninterest expense$18,631,000583
Salaries and employee benefits$11,078,000547
Premises and equipment expense$1,983,000627
Additional noninterest expense$5,570,000614
Pre-tax net operating income$12,314,000469
Securities gains (losses)$-6,0005,430
Applicable income taxes$04,189
Income before extraordinary items$12,308,000383
Extraordinary gains, net$011
Net income$12,308,000383
Minority interest net income$071
Net income of bank and minority interests.$12,308,000383
Net charge-offs$156,0001,214
Cash dividends$5,627,000325
Sale, conversion, retirement of capital stock, net$-1,0005,720
Net operating income$12,314,000380
2017-03-31 (YTD Data)Rank
Total interest income$11,960,000583
Total interest expense$1,066,000726
Net interest income$10,894,000571
Provision for loan and lease losses$722,000338
Total noninterest income$5,786,000372
Gross Fiduciary activities income$376,000388
Service charges on deposit accounts$1,456,000260
Trading account gains and fees$0142
Additional Noninterest Income$3,954,000369
Total noninterest expense$9,272,000597
Salaries and employee benefits$5,558,000556
Premises and equipment expense$966,000654
Additional noninterest expense$2,748,000623
Pre-tax net operating income$6,686,000435
Securities gains (losses)$-6,0005,606
Applicable income taxes$04,086
Income before extraordinary items$6,680,000353
Extraordinary gains, net$08
Net income$6,680,000352
Minority interest net income$055
Net income of bank and minority interests.$6,680,000353
Net charge-offs$-33,0005,395
Cash dividends$193,0001,995
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,686,000344
2016-12-31 (YTD Data)Rank
Total interest income$44,995,000600
Total interest expense$3,760,000783
Net interest income$41,235,000585
Provision for loan and lease losses$650,0001,237
Total noninterest income$14,681,000519
Gross Fiduciary activities income$1,354,000412
Service charges on deposit accounts$5,795,000260
Trading account gains and fees$0170
Additional Noninterest Income$7,532,000630
Total noninterest expense$36,371,000598
Salaries and employee benefits$20,997,000560
Premises and equipment expense$3,880,000639
Additional noninterest expense$11,494,000599
Pre-tax net operating income$18,895,000541
Securities gains (losses)$-12,0005,659
Applicable income taxes$04,278
Income before extraordinary items$18,883,000429
Extraordinary gains, net$05
Net income$18,883,000425
Minority interest net income$082
Net income of bank and minority interests.$18,883,000428
Net charge-offs$499,0001,083
Cash dividends$13,643,000286
Sale, conversion, retirement of capital stock, net$0759
Net operating income$18,895,000427
2016-09-30 (YTD Data)Rank
Total interest income$33,298,000607
Total interest expense$2,767,000794
Net interest income$30,531,000587
Provision for loan and lease losses$563,0001,061
Total noninterest income$11,008,000532
Gross Fiduciary activities income$1,014,000410
Service charges on deposit accounts$4,225,000269
Trading account gains and fees$0169
Additional Noninterest Income$5,769,000617
Total noninterest expense$27,241,000598
Salaries and employee benefits$15,705,000564
Premises and equipment expense$2,906,000640
Additional noninterest expense$8,630,000595
Pre-tax net operating income$13,735,000553
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$13,735,000442
Extraordinary gains, net$05
Net income$13,735,000439
Minority interest net income$071
Net income of bank and minority interests.$13,735,000442
Net charge-offs$70,0002,353
Cash dividends$5,784,000448
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,735,000436
2016-06-30 (YTD Data)Rank
Total interest income$21,938,000614
Total interest expense$1,798,000809
Net interest income$20,140,000594
Provision for loan and lease losses$375,0001,061
Total noninterest income$7,142,000535
Gross Fiduciary activities income$649,000421
Service charges on deposit accounts$2,662,000287
Trading account gains and fees$0157
Additional Noninterest Income$3,831,000612
Total noninterest expense$18,020,000599
Salaries and employee benefits$10,368,000569
Premises and equipment expense$1,909,000650
Additional noninterest expense$5,743,000592
Pre-tax net operating income$8,887,000557
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$8,887,000447
Extraordinary gains, net$016
Net income$8,887,000446
Minority interest net income$071
Net income of bank and minority interests.$8,887,000446
Net charge-offs$225,0001,042
Cash dividends$3,594,000499
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,887,000433
2016-03-31 (YTD Data)Rank
Total interest income$10,783,000625
Total interest expense$879,000823
Net interest income$9,904,000602
Provision for loan and lease losses$187,0001,019
Total noninterest income$3,423,000526
Gross Fiduciary activities income$316,000423
Service charges on deposit accounts$1,243,000297
Trading account gains and fees$0142
Additional Noninterest Income$1,864,000605
Total noninterest expense$9,138,000593
Salaries and employee benefits$5,226,000566
Premises and equipment expense$946,000667
Additional noninterest expense$2,966,000576
Pre-tax net operating income$4,002,000586
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$4,002,000468
Extraordinary gains, net$012
Net income$4,002,000467
Minority interest net income$062
Net income of bank and minority interests.$4,002,000468
Net charge-offs$19,0002,012
Cash dividends$176,0002,036
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,002,000458
2015-12-31 (YTD Data)Rank
Total interest income$41,916,000613
Total interest expense$2,962,000948
Net interest income$38,954,000588
Provision for loan and lease losses$550,0001,255
Total noninterest income$13,664,000535
Gross Fiduciary activities income$1,335,000415
Service charges on deposit accounts$5,561,000274
Trading account gains and fees$0159
Additional Noninterest Income$6,768,000651
Total noninterest expense$35,906,000594
Salaries and employee benefits$20,758,000548
Premises and equipment expense$3,799,000651
Additional noninterest expense$11,349,000589
Pre-tax net operating income$16,162,000580
Securities gains (losses)$211,000718
Applicable income taxes$04,402
Income before extraordinary items$16,373,000459
Extraordinary gains, net$023
Net income$16,373,000458
Minority interest net income$081
Net income of bank and minority interests.$16,373,000460
Net charge-offs$550,0001,087
Cash dividends$12,592,000317
Sale, conversion, retirement of capital stock, net$0804
Net operating income$16,162,000456
2015-09-30 (YTD Data)Rank
Total interest income$31,126,000624
Total interest expense$2,147,000995
Net interest income$28,979,000598
Provision for loan and lease losses$225,0001,803
Total noninterest income$10,312,000539
Gross Fiduciary activities income$1,014,000410
Service charges on deposit accounts$4,239,000276
Trading account gains and fees$0153
Additional Noninterest Income$5,059,000653
Total noninterest expense$26,857,000598
Salaries and employee benefits$15,574,000552
Premises and equipment expense$2,950,000645
Additional noninterest expense$8,333,000608
Pre-tax net operating income$12,209,000591
Securities gains (losses)$211,000621
Applicable income taxes$04,489
Income before extraordinary items$12,420,000456
Extraordinary gains, net$021
Net income$12,420,000455
Minority interest net income$078
Net income of bank and minority interests.$12,420,000456
Net charge-offs$222,0001,451
Cash dividends$5,321,000461
Sale, conversion, retirement of capital stock, net$0773
Net operating income$12,209,000451
2015-06-30 (YTD Data)Rank
Total interest income$20,529,000625
Total interest expense$1,414,0001,014
Net interest income$19,115,000598
Provision for loan and lease losses$105,0002,154
Total noninterest income$6,802,000556
Gross Fiduciary activities income$686,000412
Service charges on deposit accounts$2,750,000276
Trading account gains and fees$0157
Additional Noninterest Income$3,366,000660
Total noninterest expense$17,901,000593
Salaries and employee benefits$10,439,000548
Premises and equipment expense$1,953,000654
Additional noninterest expense$5,509,000621
Pre-tax net operating income$7,911,000604
Securities gains (losses)$211,000515
Applicable income taxes$04,497
Income before extraordinary items$8,122,000465
Extraordinary gains, net$022
Net income$8,122,000464
Minority interest net income$075
Net income of bank and minority interests.$8,122,000465
Net charge-offs$81,0001,919
Cash dividends$3,402,000460
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,911,000464
2015-03-31 (YTD Data)Rank
Total interest income$10,181,000616
Total interest expense$691,0001,040
Net interest income$9,490,000598
Provision for loan and lease losses$03,703
Total noninterest income$3,311,000543
Gross Fiduciary activities income$369,000399
Service charges on deposit accounts$1,360,000274
Trading account gains and fees$0152
Additional Noninterest Income$1,582,000657
Total noninterest expense$9,004,000591
Salaries and employee benefits$5,295,000539
Premises and equipment expense$969,000666
Additional noninterest expense$2,740,000613
Pre-tax net operating income$3,797,000608
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$3,797,000488
Extraordinary gains, net$013
Net income$3,797,000487
Minority interest net income$064
Net income of bank and minority interests.$3,797,000488
Net charge-offs$27,0001,951
Cash dividends$155,0002,024
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,797,000473
2014-12-31 (YTD Data)Rank
Total interest income$40,696,000609
Total interest expense$2,959,0001,009
Net interest income$37,737,000591
Provision for loan and lease losses$-350,0006,211
Total noninterest income$13,835,000510
Gross Fiduciary activities income$1,289,000423
Service charges on deposit accounts$6,111,000262
Trading account gains and fees$0180
Additional Noninterest Income$6,435,000625
Total noninterest expense$37,348,000553
Salaries and employee benefits$21,581,000511
Premises and equipment expense$3,988,000620
Additional noninterest expense$11,779,000580
Pre-tax net operating income$14,574,000596
Securities gains (losses)$-780,0006,462
Applicable income taxes$04,531
Income before extraordinary items$13,794,000501
Extraordinary gains, net$017
Net income$13,794,000499
Minority interest net income$084
Net income of bank and minority interests.$13,794,000500
Net charge-offs$148,0002,794
Cash dividends$8,538,000379
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,574,000474
2014-09-30 (YTD Data)Rank
Total interest income$30,401,000608
Total interest expense$2,261,000999
Net interest income$28,140,000592
Provision for loan and lease losses$-350,0006,346
Total noninterest income$10,220,000514
Gross Fiduciary activities income$888,000437
Service charges on deposit accounts$4,588,000258
Trading account gains and fees$0174
Additional Noninterest Income$4,744,000636
Total noninterest expense$28,080,000550
Salaries and employee benefits$16,214,000514
Premises and equipment expense$3,020,000612
Additional noninterest expense$8,846,000569
Pre-tax net operating income$10,630,000600
Securities gains (losses)$113,000911
Applicable income taxes$04,583
Income before extraordinary items$10,743,000478
Extraordinary gains, net$015
Net income$10,743,000477
Minority interest net income$081
Net income of bank and minority interests.$10,743,000478
Net charge-offs$61,0003,105
Cash dividends$3,178,000640
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,630,000472
2014-06-30 (YTD Data)Rank
Total interest income$20,148,000611
Total interest expense$1,569,000966
Net interest income$18,579,000591
Provision for loan and lease losses$150,0001,864
Total noninterest income$6,642,000522
Gross Fiduciary activities income$590,000435
Service charges on deposit accounts$2,917,000265
Trading account gains and fees$0172
Additional Noninterest Income$3,135,000632
Total noninterest expense$18,663,000547
Salaries and employee benefits$10,742,000513
Premises and equipment expense$1,991,000621
Additional noninterest expense$5,930,000562
Pre-tax net operating income$6,408,000648
Securities gains (losses)$-20,0006,378
Applicable income taxes$04,568
Income before extraordinary items$6,388,000514
Extraordinary gains, net$020
Net income$6,388,000513
Minority interest net income$080
Net income of bank and minority interests.$6,388,000514
Net charge-offs$-18,0005,841
Cash dividends$1,692,000750
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,408,000509
2014-03-31 (YTD Data)Rank
Total interest income$9,946,000625
Total interest expense$772,000989
Net interest income$9,174,000596
Provision for loan and lease losses$03,817
Total noninterest income$3,265,000511
Gross Fiduciary activities income$283,000449
Service charges on deposit accounts$1,416,000268
Trading account gains and fees$0147
Additional Noninterest Income$1,566,000607
Total noninterest expense$9,363,000547
Salaries and employee benefits$5,369,000510
Premises and equipment expense$1,000,000638
Additional noninterest expense$2,994,000562
Pre-tax net operating income$3,076,000657
Securities gains (losses)$-20,0006,508
Applicable income taxes$04,445
Income before extraordinary items$3,056,000524
Extraordinary gains, net$016
Net income$3,056,000524
Minority interest net income$066
Net income of bank and minority interests.$3,056,000525
Net charge-offs$-3,0005,214
Cash dividends$155,0001,944
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,076,000515
2013-12-31 (YTD Data)Rank
Total interest income$40,742,000604
Total interest expense$3,468,000974
Net interest income$37,274,000577
Provision for loan and lease losses$1,570,000754
Total noninterest income$13,554,000536
Gross Fiduciary activities income$1,098,000441
Service charges on deposit accounts$6,534,000248
Trading account gains and fees$0184
Additional Noninterest Income$5,922,000711
Total noninterest expense$36,482,000566
Salaries and employee benefits$20,471,000533
Premises and equipment expense$4,023,000606
Additional noninterest expense$11,988,000575
Pre-tax net operating income$12,776,000618
Securities gains (losses)$-1,996,0006,771
Applicable income taxes$04,631
Income before extraordinary items$10,780,000604
Extraordinary gains, net$029
Net income$10,780,000603
Minority interest net income$090
Net income of bank and minority interests.$10,780,000604
Net charge-offs$2,595,000608
Cash dividends$6,165,000477
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,776,000517
2013-09-30 (YTD Data)Rank
Total interest income$30,436,000606
Total interest expense$2,689,000984
Net interest income$27,747,000578
Provision for loan and lease losses$1,600,000604
Total noninterest income$10,275,000547
Gross Fiduciary activities income$809,000444
Service charges on deposit accounts$4,911,000247
Trading account gains and fees$0180
Additional Noninterest Income$4,555,000708
Total noninterest expense$27,186,000575
Salaries and employee benefits$15,284,000536
Premises and equipment expense$3,042,000604
Additional noninterest expense$8,860,000586
Pre-tax net operating income$9,236,000652
Securities gains (losses)$-900,0006,848
Applicable income taxes$04,713
Income before extraordinary items$8,336,000600
Extraordinary gains, net$025
Net income$8,336,000600
Minority interest net income$084
Net income of bank and minority interests.$8,336,000602
Net charge-offs$2,204,000558
Cash dividends$2,264,000789
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,236,000550
2013-06-30 (YTD Data)Rank
Total interest income$20,381,000599
Total interest expense$1,877,000967
Net interest income$18,504,000574
Provision for loan and lease losses$1,200,000571
Total noninterest income$6,791,000559
Gross Fiduciary activities income$524,000451
Service charges on deposit accounts$3,265,000242
Trading account gains and fees$0157
Additional Noninterest Income$3,002,000726
Total noninterest expense$17,886,000583
Salaries and employee benefits$10,111,000545
Premises and equipment expense$1,996,000620
Additional noninterest expense$5,779,000597
Pre-tax net operating income$6,209,000628
Securities gains (losses)$-603,0006,913
Applicable income taxes$04,679
Income before extraordinary items$5,606,000600
Extraordinary gains, net$022
Net income$5,606,000599
Minority interest net income$082
Net income of bank and minority interests.$5,606,000602
Net charge-offs$1,026,000752
Cash dividends$1,842,000675
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,209,000526
2013-03-31 (YTD Data)Rank
Total interest income$10,202,000608
Total interest expense$995,000943
Net interest income$9,207,000581
Provision for loan and lease losses$600,000594
Total noninterest income$3,583,000525
Gross Fiduciary activities income$258,000457
Service charges on deposit accounts$1,649,000238
Trading account gains and fees$0148
Additional Noninterest Income$1,676,000682
Total noninterest expense$8,839,000597
Salaries and employee benefits$5,018,000553
Premises and equipment expense$1,002,000626
Additional noninterest expense$2,819,000617
Pre-tax net operating income$3,351,000593
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$3,351,000500
Extraordinary gains, net$010
Net income$3,351,000499
Minority interest net income$076
Net income of bank and minority interests.$3,351,000501
Net charge-offs$480,000791
Cash dividends$161,0001,765
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,351,000477
2012-12-31 (YTD Data)Rank
Total interest income$43,096,000599
Total interest expense$5,806,000758
Net interest income$37,290,000587
Provision for loan and lease losses$4,826,000523
Total noninterest income$11,099,000631
Gross Fiduciary activities income$948,000465
Service charges on deposit accounts$7,167,000228
Trading account gains and fees$0166
Additional Noninterest Income$2,984,0001,163
Total noninterest expense$33,849,000618
Salaries and employee benefits$18,421,000574
Premises and equipment expense$4,098,000581
Additional noninterest expense$11,330,000629
Pre-tax net operating income$9,714,000734
Securities gains (losses)$-1,475,0007,054
Applicable income taxes$04,751
Income before extraordinary items$8,239,000731
Extraordinary gains, net$029
Net income$8,239,000727
Minority interest net income$093
Net income of bank and minority interests.$8,239,000731
Net charge-offs$5,200,000563
Cash dividends$5,706,000511
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,714,000608
2012-09-30 (YTD Data)Rank
Total interest income$32,694,000599
Total interest expense$4,672,000733
Net interest income$28,022,000586
Provision for loan and lease losses$4,043,000486
Total noninterest income$7,925,000655
Gross Fiduciary activities income$685,000467
Service charges on deposit accounts$5,322,000230
Trading account gains and fees$0157
Additional Noninterest Income$1,918,0001,304
Total noninterest expense$25,555,000613
Salaries and employee benefits$13,836,000572
Premises and equipment expense$3,155,000573
Additional noninterest expense$8,564,000624
Pre-tax net operating income$6,349,000878
Securities gains (losses)$-1,249,0007,145
Applicable income taxes$04,802
Income before extraordinary items$5,100,000898
Extraordinary gains, net$020
Net income$5,100,000896
Minority interest net income$086
Net income of bank and minority interests.$5,100,000898
Net charge-offs$4,417,000506
Cash dividends$2,455,000656
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,349,000695
2012-06-30 (YTD Data)Rank
Total interest income$21,962,000601
Total interest expense$3,392,000684
Net interest income$18,570,000590
Provision for loan and lease losses$3,175,000433
Total noninterest income$5,878,000595
Gross Fiduciary activities income$447,000472
Service charges on deposit accounts$3,492,000234
Trading account gains and fees$0153
Additional Noninterest Income$1,939,000933
Total noninterest expense$17,018,000607
Salaries and employee benefits$9,223,000566
Premises and equipment expense$2,089,000578
Additional noninterest expense$5,706,000625
Pre-tax net operating income$4,255,000856
Securities gains (losses)$-1,156,0007,212
Applicable income taxes$04,770
Income before extraordinary items$3,099,000985
Extraordinary gains, net$019
Net income$3,099,000985
Minority interest net income$084
Net income of bank and minority interests.$3,099,000985
Net charge-offs$3,691,000432
Cash dividends$2,286,000465
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,255,000681
2012-03-31 (YTD Data)Rank
Total interest income$11,088,000602
Total interest expense$1,836,000651
Net interest income$9,252,000593
Provision for loan and lease losses$1,368,000483
Total noninterest income$2,869,000608
Gross Fiduciary activities income$223,000478
Service charges on deposit accounts$1,763,000229
Trading account gains and fees$0148
Additional Noninterest Income$883,0001,001
Total noninterest expense$8,415,000607
Salaries and employee benefits$4,617,000564
Premises and equipment expense$1,013,000598
Additional noninterest expense$2,785,000631
Pre-tax net operating income$2,338,000783
Securities gains (losses)$-1,034,0007,285
Applicable income taxes$04,704
Income before extraordinary items$1,304,0001,137
Extraordinary gains, net$019
Net income$1,304,0001,137
Minority interest net income$078
Net income of bank and minority interests.$1,304,0001,137
Net charge-offs$1,881,000417
Cash dividends$172,0001,717
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,338,000634
2011-12-31 (YTD Data)Rank
Total interest income$47,501,000581
Total interest expense$9,996,000570
Net interest income$37,505,000581
Provision for loan and lease losses$8,952,000460
Total noninterest income$12,027,000543
Gross Fiduciary activities income$903,000422
Service charges on deposit accounts$7,476,000224
Trading account gains and fees$0146
Additional Noninterest Income$3,648,000901
Total noninterest expense$32,891,000609
Salaries and employee benefits$17,973,000542
Premises and equipment expense$4,150,000606
Additional noninterest expense$10,768,000667
Pre-tax net operating income$7,689,000794
Securities gains (losses)$-1,654,0007,310
Applicable income taxes$04,719
Income before extraordinary items$6,035,000825
Extraordinary gains, net$029
Net income$6,035,000823
Minority interest net income$096
Net income of bank and minority interests.$6,035,000825
Net charge-offs$7,935,000568
Cash dividends$2,375,000829
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,689,000646
2011-09-30 (YTD Data)Rank
Total interest income$36,041,000584
Total interest expense$7,972,000560
Net interest income$28,069,000578
Provision for loan and lease losses$6,896,000457
Total noninterest income$9,845,000507
Gross Fiduciary activities income$699,000408
Service charges on deposit accounts$5,692,000221
Trading account gains and fees$0145
Additional Noninterest Income$3,454,000750
Total noninterest expense$24,934,000608
Salaries and employee benefits$13,506,000540
Premises and equipment expense$3,223,000591
Additional noninterest expense$8,205,000653
Pre-tax net operating income$6,084,000775
Securities gains (losses)$-1,331,0007,393
Applicable income taxes$04,740
Income before extraordinary items$4,753,000810
Extraordinary gains, net$021
Net income$4,753,000809
Minority interest net income$087
Net income of bank and minority interests.$4,753,000810
Net charge-offs$6,548,000501
Cash dividends$1,467,000867
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,084,000631
2011-06-30 (YTD Data)Rank
Total interest income$24,180,000586
Total interest expense$5,660,000546
Net interest income$18,520,000591
Provision for loan and lease losses$4,620,000475
Total noninterest income$6,868,000494
Gross Fiduciary activities income$475,000411
Service charges on deposit accounts$3,728,000224
Trading account gains and fees$0153
Additional Noninterest Income$2,665,000679
Total noninterest expense$16,729,000615
Salaries and employee benefits$9,005,000545
Premises and equipment expense$2,242,000578
Additional noninterest expense$5,482,000663
Pre-tax net operating income$4,039,000765
Securities gains (losses)$-606,0007,450
Applicable income taxes$04,697
Income before extraordinary items$3,433,000748
Extraordinary gains, net$015
Net income$3,433,000745
Minority interest net income$089
Net income of bank and minority interests.$3,433,000748
Net charge-offs$3,713,000587
Cash dividends$1,305,000646
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,039,000622
2011-03-31 (YTD Data)Rank
Total interest income$12,080,000594
Total interest expense$3,008,000531
Net interest income$9,072,000604
Provision for loan and lease losses$2,470,000437
Total noninterest income$3,469,000488
Gross Fiduciary activities income$207,000444
Service charges on deposit accounts$1,787,000236
Trading account gains and fees$0158
Additional Noninterest Income$1,475,000635
Total noninterest expense$8,350,000617
Salaries and employee benefits$4,518,000547
Premises and equipment expense$1,135,000585
Additional noninterest expense$2,697,000669
Pre-tax net operating income$1,721,000874
Securities gains (losses)$-554,0007,524
Applicable income taxes$04,545
Income before extraordinary items$1,167,0001,044
Extraordinary gains, net$09
Net income$1,167,0001,043
Minority interest net income$086
Net income of bank and minority interests.$1,167,0001,044
Net charge-offs$126,0002,517
Cash dividends$158,0001,581
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,721,000726
2010-12-31 (YTD Data)Rank
Total interest income$52,361,000562
Total interest expense$14,797,000534
Net interest income$37,564,000579
Provision for loan and lease losses$3,206,0001,554
Total noninterest income$13,481,000512
Gross Fiduciary activities income$761,000461
Service charges on deposit accounts$7,288,000223
Trading account gains and fees$0175
Additional Noninterest Income$5,432,000700
Total noninterest expense$33,358,000617
Salaries and employee benefits$17,986,000540
Premises and equipment expense$4,342,000593
Additional noninterest expense$11,030,000691
Pre-tax net operating income$14,481,000400
Securities gains (losses)$-4,621,0007,613
Applicable income taxes$04,655
Income before extraordinary items$9,860,000467
Extraordinary gains, net$029
Net income$9,860,000465
Minority interest net income$0111
Net income of bank and minority interests.$9,860,000467
Net charge-offs$1,925,0001,905
Cash dividends$4,535,000366
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$14,481,000313
2010-09-30 (YTD Data)Rank
Total interest income$39,526,000562
Total interest expense$11,385,000536
Net interest income$28,141,000577
Provision for loan and lease losses$1,773,0001,797
Total noninterest income$10,023,000515
Gross Fiduciary activities income$578,000452
Service charges on deposit accounts$5,351,000229
Trading account gains and fees$0165
Additional Noninterest Income$4,094,000653
Total noninterest expense$25,283,000593
Salaries and employee benefits$13,714,000524
Premises and equipment expense$3,357,000570
Additional noninterest expense$8,212,000673
Pre-tax net operating income$11,108,000392
Securities gains (losses)$-4,441,0007,725
Applicable income taxes$04,726
Income before extraordinary items$6,667,000512
Extraordinary gains, net$023
Net income$6,667,000513
Minority interest net income$0110
Net income of bank and minority interests.$6,667,000515
Net charge-offs$638,0002,739
Cash dividends$2,787,000397
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$11,108,000306
2010-06-30 (YTD Data)Rank
Total interest income$26,475,000563
Total interest expense$7,723,000550
Net interest income$18,752,000580
Provision for loan and lease losses$1,332,0001,641
Total noninterest income$6,566,000506
Gross Fiduciary activities income$388,000457
Service charges on deposit accounts$3,452,000238
Trading account gains and fees$0152
Additional Noninterest Income$2,726,000632
Total noninterest expense$16,824,000593
Salaries and employee benefits$9,148,000517
Premises and equipment expense$2,201,000590
Additional noninterest expense$5,475,000664
Pre-tax net operating income$7,162,000396
Securities gains (losses)$-4,441,0007,802
Applicable income taxes$04,691
Income before extraordinary items$2,721,000816
Extraordinary gains, net$019
Net income$2,721,000814
Minority interest net income$0105
Net income of bank and minority interests.$2,721,000816
Net charge-offs$182,0003,643
Cash dividends$2,613,000263
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,162,000302
2010-03-31 (YTD Data)Rank
Total interest income$13,255,000583
Total interest expense$3,858,000581
Net interest income$9,397,000586
Provision for loan and lease losses$441,0001,974
Total noninterest income$3,129,000508
Gross Fiduciary activities income$174,000490
Service charges on deposit accounts$1,611,000255
Trading account gains and fees$0175
Additional Noninterest Income$1,344,000638
Total noninterest expense$8,372,000597
Salaries and employee benefits$4,594,000530
Premises and equipment expense$1,090,000611
Additional noninterest expense$2,688,000686
Pre-tax net operating income$3,713,000364
Securities gains (losses)$-2,848,0007,906
Applicable income taxes$04,611
Income before extraordinary items$865,0001,265
Extraordinary gains, net$016
Net income$865,0001,268
Minority interest net income$091
Net income of bank and minority interests.$865,0001,267
Net charge-offs$138,0002,810
Cash dividends$155,0001,569
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,713,000281
2009-12-31 (YTD Data)Rank
Total interest income$55,379,000585
Total interest expense$18,908,000607
Net interest income$36,471,000591
Provision for loan and lease losses$4,293,0001,594
Total noninterest income$12,488,000551
Gross Fiduciary activities income$668,000477
Service charges on deposit accounts$6,798,000258
Trading account gains and fees$0211
Additional Noninterest Income$5,022,000710
Total noninterest expense$32,316,000652
Salaries and employee benefits$17,051,000559
Premises and equipment expense$4,234,000628
Additional noninterest expense$11,031,000731
Pre-tax net operating income$12,350,000339
Securities gains (losses)$-2,819,0007,844
Applicable income taxes$04,388
Income before extraordinary items$9,531,000340
Extraordinary gains, net$034
Net income$9,531,000340
Minority interest net income$0115
Net income of bank and minority interests.$9,531,000342
Net charge-offs$2,654,0001,728
Cash dividends$4,458,000397
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$12,350,000271
2009-09-30 (YTD Data)Rank
Total interest income$41,840,000601
Total interest expense$14,790,000619
Net interest income$27,050,000605
Provision for loan and lease losses$2,239,0001,773
Total noninterest income$9,277,000564
Gross Fiduciary activities income$507,000474
Service charges on deposit accounts$4,993,000262
Trading account gains and fees$0212
Additional Noninterest Income$3,777,000726
Total noninterest expense$24,320,000647
Salaries and employee benefits$12,914,000570
Premises and equipment expense$3,294,000613
Additional noninterest expense$8,112,000707
Pre-tax net operating income$9,768,000334
Securities gains (losses)$-1,468,0007,897
Applicable income taxes$04,592
Income before extraordinary items$8,300,000313
Extraordinary gains, net$027
Net income$8,300,000313
Minority interest net income$0118
Net income of bank and minority interests.$8,300,000314
Net charge-offs$350,0003,503
Cash dividends$3,919,000325
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,768,000256
2009-06-30 (YTD Data)Rank
Total interest income$27,979,000618
Total interest expense$10,305,000623
Net interest income$17,674,000616
Provision for loan and lease losses$826,0002,292
Total noninterest income$6,062,000581
Gross Fiduciary activities income$339,000477
Service charges on deposit accounts$3,225,000269
Trading account gains and fees$0193
Additional Noninterest Income$2,498,000739
Total noninterest expense$15,997,000673
Salaries and employee benefits$8,583,000581
Premises and equipment expense$2,148,000652
Additional noninterest expense$5,266,000733
Pre-tax net operating income$6,913,000323
Securities gains (losses)$218,000964
Applicable income taxes$04,657
Income before extraordinary items$7,131,000254
Extraordinary gains, net$021
Net income$7,131,000253
Minority interest net income$0112
Net income of bank and minority interests.$7,131,000253
Net charge-offs$128,0003,966
Cash dividends$2,637,000339
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,913,000249
2009-03-31 (YTD Data)Rank
Total interest income$14,078,000619
Total interest expense$5,228,000639
Net interest income$8,850,000612
Provision for loan and lease losses$413,0001,965
Total noninterest income$2,831,000570
Gross Fiduciary activities income$169,000477
Service charges on deposit accounts$1,531,000275
Trading account gains and fees$0171
Additional Noninterest Income$1,131,000769
Total noninterest expense$7,644,000670
Salaries and employee benefits$4,320,000574
Premises and equipment expense$1,086,000658
Additional noninterest expense$2,238,000758
Pre-tax net operating income$3,624,000335
Securities gains (losses)$374,000434
Applicable income taxes$04,835
Income before extraordinary items$3,998,000259
Extraordinary gains, net$015
Net income$3,998,000258
Minority interest net income$0102
Net income of bank and minority interests.$3,998,000260
Net charge-offs$37,0003,818
Cash dividends$237,0001,579
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,624,000258
2008-12-31 (YTD Data)Rank
Total interest income$62,651,000594
Total interest expense$25,611,000619
Net interest income$37,040,000589
Provision for loan and lease losses$1,602,0002,071
Total noninterest income$12,636,000496
Gross Fiduciary activities income$793,000461
Service charges on deposit accounts$7,090,000262
Trading account gains and fees$0154
Additional Noninterest Income$4,753,000682
Total noninterest expense$31,183,000643
Salaries and employee benefits$17,827,000538
Premises and equipment expense$4,296,000644
Additional noninterest expense$9,060,000737
Pre-tax net operating income$16,891,000329
Securities gains (losses)$-64,0007,190
Applicable income taxes$04,979
Income before extraordinary items$16,827,000241
Extraordinary gains, net$039
Net income$16,827,000241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0002,919
Cash dividends$8,046,000357
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$16,891,000249
2008-09-30 (YTD Data)Rank
Total interest income$47,627,000613
Total interest expense$19,804,000635
Net interest income$27,823,000605
Provision for loan and lease losses$1,133,0001,703
Total noninterest income$9,510,000521
Gross Fiduciary activities income$588,000472
Service charges on deposit accounts$5,308,000269
Trading account gains and fees$0148
Additional Noninterest Income$3,614,000721
Total noninterest expense$23,178,000633
Salaries and employee benefits$13,417,000555
Premises and equipment expense$3,202,000652
Additional noninterest expense$6,559,000716
Pre-tax net operating income$13,022,000401
Securities gains (losses)$210,000600
Applicable income taxes$05,372
Income before extraordinary items$13,232,000284
Extraordinary gains, net$031
Net income$13,232,000283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,918
Cash dividends$5,104,000446
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$13,022,000300
2008-06-30 (YTD Data)Rank
Total interest income$32,137,000611
Total interest expense$13,670,000632
Net interest income$18,467,000599
Provision for loan and lease losses$822,0001,389
Total noninterest income$6,290,000545
Gross Fiduciary activities income$389,000482
Service charges on deposit accounts$3,446,000268
Trading account gains and fees$0149
Additional Noninterest Income$2,455,000725
Total noninterest expense$15,253,000635
Salaries and employee benefits$8,882,000560
Premises and equipment expense$2,117,000662
Additional noninterest expense$4,254,000710
Pre-tax net operating income$8,682,000424
Securities gains (losses)$210,000595
Applicable income taxes$05,627
Income before extraordinary items$8,892,000318
Extraordinary gains, net$021
Net income$8,892,000317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,545
Cash dividends$3,170,000525
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$8,682,000318
2008-03-31 (YTD Data)Rank
Total interest income$16,540,000615
Total interest expense$7,341,000639
Net interest income$9,199,000603
Provision for loan and lease losses$311,0001,338
Total noninterest income$3,100,000558
Gross Fiduciary activities income$181,000505
Service charges on deposit accounts$1,700,000267
Trading account gains and fees$0158
Additional Noninterest Income$1,219,000731
Total noninterest expense$7,453,000648
Salaries and employee benefits$4,411,000574
Premises and equipment expense$1,042,000673
Additional noninterest expense$2,000,000723
Pre-tax net operating income$4,535,000448
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$4,535,000342
Extraordinary gains, net$015
Net income$4,535,000343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,415
Cash dividends$397,0001,632
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,535,000326
2007-12-31 (YTD Data)Rank
Total interest income$65,382,000643
Total interest expense$31,678,000631
Net interest income$33,704,000667
Provision for loan and lease losses$1,201,0001,245
Total noninterest income$11,729,000548
Gross Fiduciary activities income$673,000524
Service charges on deposit accounts$6,501,000285
Trading account gains and fees$0178
Additional Noninterest Income$4,555,000739
Total noninterest expense$28,708,000657
Salaries and employee benefits$16,331,000594
Premises and equipment expense$4,255,000627
Additional noninterest expense$8,122,000705
Pre-tax net operating income$15,524,000573
Securities gains (losses)$-2,846,0008,474
Applicable income taxes$06,070
Income before extraordinary items$12,678,000518
Extraordinary gains, net$039
Net income$12,678,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0002,237
Cash dividends$8,461,000479
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$15,524,000434
2007-09-30 (YTD Data)Rank
Total interest income$47,881,000653
Total interest expense$23,212,000638
Net interest income$24,669,000681
Provision for loan and lease losses$848,0001,033
Total noninterest income$8,682,000554
Gross Fiduciary activities income$497,000530
Service charges on deposit accounts$4,714,000287
Trading account gains and fees$0184
Additional Noninterest Income$3,471,000742
Total noninterest expense$21,481,000647
Salaries and employee benefits$12,246,000590
Premises and equipment expense$3,234,000613
Additional noninterest expense$6,001,000704
Pre-tax net operating income$11,022,000648
Securities gains (losses)$-2,846,0008,522
Applicable income taxes$06,220
Income before extraordinary items$8,176,000646
Extraordinary gains, net$033
Net income$8,176,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,123
Cash dividends$3,787,000716
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,022,000490
2007-06-30 (YTD Data)Rank
Total interest income$30,989,000689
Total interest expense$14,792,000674
Net interest income$16,197,000701
Provision for loan and lease losses$494,0001,048
Total noninterest income$5,625,000586
Gross Fiduciary activities income$313,000545
Service charges on deposit accounts$3,036,000305
Trading account gains and fees$0168
Additional Noninterest Income$2,276,000773
Total noninterest expense$13,964,000674
Salaries and employee benefits$7,984,000619
Premises and equipment expense$2,162,000635
Additional noninterest expense$3,818,000747
Pre-tax net operating income$7,364,000670
Securities gains (losses)$-2,847,0008,585
Applicable income taxes$06,265
Income before extraordinary items$4,517,000804
Extraordinary gains, net$029
Net income$4,517,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,834
Cash dividends$2,547,000729
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,364,000516
2007-03-31 (YTD Data)Rank
Total interest income$15,030,000701
Total interest expense$7,004,000700
Net interest income$8,026,000701
Provision for loan and lease losses$140,0001,574
Total noninterest income$2,701,000591
Gross Fiduciary activities income$151,000560
Service charges on deposit accounts$1,455,000306
Trading account gains and fees$0195
Additional Noninterest Income$1,095,000779
Total noninterest expense$7,181,000654
Salaries and employee benefits$4,235,000592
Premises and equipment expense$1,090,000626
Additional noninterest expense$1,856,000748
Pre-tax net operating income$3,406,000717
Securities gains (losses)$-2,673,0008,636
Applicable income taxes$06,196
Income before extraordinary items$733,0002,221
Extraordinary gains, net$022
Net income$733,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,124
Cash dividends$416,0001,621
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,406,000542
2006-12-31 (YTD Data)Rank
Total interest income$57,018,000678
Total interest expense$24,689,000689
Net interest income$32,329,000680
Provision for loan and lease losses$1,123,000942
Total noninterest income$10,340,000595
Gross Fiduciary activities income$576,000553
Service charges on deposit accounts$5,772,000309
Trading account gains and fees$0130
Additional Noninterest Income$3,992,000814
Total noninterest expense$27,749,000639
Salaries and employee benefits$16,171,000582
Premises and equipment expense$3,977,000657
Additional noninterest expense$7,601,000712
Pre-tax net operating income$13,797,000738
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$13,797,000559
Extraordinary gains, net$051
Net income$13,797,000558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,544
Cash dividends$7,949,000478
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$13,797,000552
2006-09-30 (YTD Data)Rank
Total interest income$41,806,000697
Total interest expense$17,547,000707
Net interest income$24,259,000697
Provision for loan and lease losses$826,000919
Total noninterest income$7,748,000610
Gross Fiduciary activities income$400,000569
Service charges on deposit accounts$4,404,000306
Trading account gains and fees$0126
Additional Noninterest Income$2,944,000830
Total noninterest expense$20,860,000651
Salaries and employee benefits$12,249,000600
Premises and equipment expense$2,974,000666
Additional noninterest expense$5,637,000727
Pre-tax net operating income$10,321,000773
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$10,321,000586
Extraordinary gains, net$045
Net income$10,321,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,401
Cash dividends$3,889,000673
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,321,000574
2006-06-30 (YTD Data)Rank
Total interest income$27,188,000701
Total interest expense$10,990,000716
Net interest income$16,198,000702
Provision for loan and lease losses$593,000855
Total noninterest income$5,188,000603
Gross Fiduciary activities income$273,000574
Service charges on deposit accounts$2,958,000296
Trading account gains and fees$0126
Additional Noninterest Income$1,957,000838
Total noninterest expense$13,693,000665
Salaries and employee benefits$8,030,000613
Premises and equipment expense$1,921,000691
Additional noninterest expense$3,742,000734
Pre-tax net operating income$7,100,000756
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$7,100,000574
Extraordinary gains, net$039
Net income$7,100,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,835
Cash dividends$2,533,000663
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,100,000560
2006-03-31 (YTD Data)Rank
Total interest income$13,105,000705
Total interest expense$5,112,000723
Net interest income$7,993,000703
Provision for loan and lease losses$296,000817
Total noninterest income$2,478,000615
Gross Fiduciary activities income$131,000591
Service charges on deposit accounts$1,426,000295
Trading account gains and fees$0115
Additional Noninterest Income$921,000858
Total noninterest expense$7,029,000652
Salaries and employee benefits$4,254,000579
Premises and equipment expense$927,000702
Additional noninterest expense$1,848,000734
Pre-tax net operating income$3,146,000817
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$3,146,000625
Extraordinary gains, net$021
Net income$3,146,000624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,062
Cash dividends$360,0001,737
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,146,000612
2005-12-31 (YTD Data)Rank
Total interest income$46,002,000703
Total interest expense$15,893,000713
Net interest income$30,109,000698
Provision for loan and lease losses$1,294,000814
Total noninterest income$9,471,000648
Gross Fiduciary activities income$604,000533
Service charges on deposit accounts$5,463,000312
Trading account gains and fees$0138
Additional Noninterest Income$3,404,000924
Total noninterest expense$25,319,000679
Salaries and employee benefits$15,087,000602
Premises and equipment expense$3,482,000709
Additional noninterest expense$6,750,000780
Pre-tax net operating income$12,967,000766
Securities gains (losses)$200,000501
Applicable income taxes$06,964
Income before extraordinary items$13,167,000570
Extraordinary gains, net$046
Net income$13,167,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0001,521
Cash dividends$7,560,000471
Sale, conversion, retirement of capital stock, net$-351,0008,794
Net operating income$12,967,000568
2005-09-30 (YTD Data)Rank
Total interest income$33,400,000701
Total interest expense$11,193,000708
Net interest income$22,207,000699
Provision for loan and lease losses$874,000867
Total noninterest income$7,109,000648
Gross Fiduciary activities income$461,000524
Service charges on deposit accounts$4,106,000304
Trading account gains and fees$0126
Additional Noninterest Income$2,542,000941
Total noninterest expense$18,619,000680
Salaries and employee benefits$11,204,000603
Premises and equipment expense$2,594,000702
Additional noninterest expense$4,821,000796
Pre-tax net operating income$9,823,000755
Securities gains (losses)$200,000470
Applicable income taxes$06,976
Income before extraordinary items$10,023,000564
Extraordinary gains, net$035
Net income$10,023,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,574
Cash dividends$4,137,000560
Sale, conversion, retirement of capital stock, net$-351,0008,835
Net operating income$9,823,000558
2005-06-30 (YTD Data)Rank
Total interest income$21,617,000701
Total interest expense$6,941,000726
Net interest income$14,676,000702
Provision for loan and lease losses$579,000862
Total noninterest income$4,623,000654
Gross Fiduciary activities income$303,000533
Service charges on deposit accounts$2,697,000302
Trading account gains and fees$0116
Additional Noninterest Income$1,623,000944
Total noninterest expense$12,198,000686
Salaries and employee benefits$7,233,000618
Premises and equipment expense$1,740,000690
Additional noninterest expense$3,225,000797
Pre-tax net operating income$6,522,000745
Securities gains (losses)$200,000405
Applicable income taxes$06,961
Income before extraordinary items$6,722,000558
Extraordinary gains, net$030
Net income$6,722,000558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,379
Cash dividends$2,635,000568
Sale, conversion, retirement of capital stock, net$-351,0008,853
Net operating income$6,522,000552
2005-03-31 (YTD Data)Rank
Total interest income$10,444,000718
Total interest expense$3,206,000749
Net interest income$7,238,000700
Provision for loan and lease losses$288,000821
Total noninterest income$2,282,000647
Gross Fiduciary activities income$131,000584
Service charges on deposit accounts$1,335,000292
Trading account gains and fees$0115
Additional Noninterest Income$816,000938
Total noninterest expense$6,235,000674
Salaries and employee benefits$3,856,000585
Premises and equipment expense$866,000693
Additional noninterest expense$1,513,000827
Pre-tax net operating income$2,997,000792
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$2,997,000608
Extraordinary gains, net$024
Net income$2,997,000608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,763
Cash dividends$308,0001,701
Sale, conversion, retirement of capital stock, net$-351,0008,924
Net operating income$2,997,000589
2004-12-31 (YTD Data)Rank
Total interest income$37,481,000742
Total interest expense$10,313,000798
Net interest income$27,168,000710
Provision for loan and lease losses$1,806,000595
Total noninterest income$8,703,000681
Gross Fiduciary activities income$561,000531
Service charges on deposit accounts$5,349,000319
Trading account gains and fees$0138
Additional Noninterest Income$2,793,0001,039
Total noninterest expense$22,361,000727
Salaries and employee benefits$13,478,000634
Premises and equipment expense$3,246,000713
Additional noninterest expense$5,637,000888
Pre-tax net operating income$11,704,000757
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$11,704,000581
Extraordinary gains, net$034
Net income$11,704,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$825,000893
Cash dividends$6,681,000481
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,704,000561
2004-09-30 (YTD Data)Rank
Total interest income$27,369,000758
Total interest expense$7,355,000814
Net interest income$20,014,000721
Provision for loan and lease losses$827,000930
Total noninterest income$6,549,000685
Gross Fiduciary activities income$408,000544
Service charges on deposit accounts$4,050,000325
Trading account gains and fees$0134
Additional Noninterest Income$2,091,0001,043
Total noninterest expense$16,344,000736
Salaries and employee benefits$9,858,000642
Premises and equipment expense$2,403,000722
Additional noninterest expense$4,083,000910
Pre-tax net operating income$9,392,000725
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$9,392,000563
Extraordinary gains, net$026
Net income$9,392,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,327
Cash dividends$3,156,000667
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,392,000538
2004-06-30 (YTD Data)Rank
Total interest income$17,685,000787
Total interest expense$4,645,000835
Net interest income$13,040,000733
Provision for loan and lease losses$432,0001,145
Total noninterest income$4,264,000702
Gross Fiduciary activities income$273,000540
Service charges on deposit accounts$2,664,000319
Trading account gains and fees$0130
Additional Noninterest Income$1,327,0001,087
Total noninterest expense$10,753,000742
Salaries and employee benefits$6,393,000656
Premises and equipment expense$1,570,000733
Additional noninterest expense$2,790,000890
Pre-tax net operating income$6,119,000733
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$6,119,000576
Extraordinary gains, net$021
Net income$6,119,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,235
Cash dividends$1,913,000734
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,119,000548
2004-03-31 (YTD Data)Rank
Total interest income$8,740,000811
Total interest expense$2,292,000867
Net interest income$6,448,000755
Provision for loan and lease losses$211,0001,105
Total noninterest income$2,117,000692
Gross Fiduciary activities income$122,000587
Service charges on deposit accounts$1,307,000324
Trading account gains and fees$0121
Additional Noninterest Income$688,0001,027
Total noninterest expense$5,193,000779
Salaries and employee benefits$2,952,000731
Premises and equipment expense$793,000744
Additional noninterest expense$1,448,000852
Pre-tax net operating income$3,161,000709
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$3,161,000563
Extraordinary gains, net$016
Net income$3,161,000562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,952
Cash dividends$203,0002,131
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,161,000523
2003-12-31 (YTD Data)Rank
Total interest income$32,933,000847
Total interest expense$10,540,000840
Net interest income$22,393,000864
Provision for loan and lease losses$927,0001,275
Total noninterest income$8,327,000757
Gross Fiduciary activities income$535,000545
Service charges on deposit accounts$4,981,000338
Trading account gains and fees$0160
Additional Noninterest Income$2,811,0001,136
Total noninterest expense$19,423,000832
Salaries and employee benefits$11,522,000739
Premises and equipment expense$2,802,000803
Additional noninterest expense$5,099,0001,001
Pre-tax net operating income$10,370,000833
Securities gains (losses)$86,0002,025
Applicable income taxes$07,459
Income before extraordinary items$10,456,000636
Extraordinary gains, net$054
Net income$10,456,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0002,021
Cash dividends$6,273,000528
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,370,000595
2003-09-30 (YTD Data)Rank
Total interest income$24,640,000871
Total interest expense$8,268,000843
Net interest income$16,372,000897
Provision for loan and lease losses$641,0001,329
Total noninterest income$6,238,000785
Gross Fiduciary activities income$317,000621
Service charges on deposit accounts$3,658,000358
Trading account gains and fees$0153
Additional Noninterest Income$2,263,0001,134
Total noninterest expense$13,865,000874
Salaries and employee benefits$8,031,000800
Premises and equipment expense$2,094,000818
Additional noninterest expense$3,740,0001,026
Pre-tax net operating income$8,104,000832
Securities gains (losses)$86,0001,875
Applicable income taxes$07,524
Income before extraordinary items$8,190,000633
Extraordinary gains, net$040
Net income$8,190,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,165
Cash dividends$2,672,000803
Sale, conversion, retirement of capital stock, net$0722
Net operating income$8,104,000593
2003-06-30 (YTD Data)Rank
Total interest income$16,729,000874
Total interest expense$5,765,000836
Net interest income$10,964,000899
Provision for loan and lease losses$433,0001,301
Total noninterest income$3,984,000797
Gross Fiduciary activities income$212,000623
Service charges on deposit accounts$2,397,000362
Trading account gains and fees$0150
Additional Noninterest Income$1,375,0001,214
Total noninterest expense$9,253,000879
Salaries and employee benefits$5,371,000805
Premises and equipment expense$1,379,000824
Additional noninterest expense$2,503,0001,016
Pre-tax net operating income$5,262,000851
Securities gains (losses)$22,0002,556
Applicable income taxes$07,529
Income before extraordinary items$5,284,000656
Extraordinary gains, net$030
Net income$5,284,000656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0001,893
Cash dividends$1,794,000831
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,262,000611
2003-03-31 (YTD Data)Rank
Total interest income$8,370,000884
Total interest expense$3,044,000810
Net interest income$5,326,000918
Provision for loan and lease losses$123,0002,012
Total noninterest income$1,920,000804
Gross Fiduciary activities income$116,000600
Service charges on deposit accounts$1,155,000363
Trading account gains and fees$0134
Additional Noninterest Income$649,0001,221
Total noninterest expense$4,359,000931
Salaries and employee benefits$2,426,000887
Premises and equipment expense$698,000827
Additional noninterest expense$1,235,000992
Pre-tax net operating income$2,764,000811
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$2,764,000628
Extraordinary gains, net$021
Net income$2,764,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,468
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,764,000583
2002-12-31 (YTD Data)Rank
Total interest income$34,330,000890
Total interest expense$13,565,000833
Net interest income$20,765,000930
Provision for loan and lease losses$560,0002,185
Total noninterest income$6,769,000813
Gross Fiduciary activities income$571,000533
Service charges on deposit accounts$4,168,000387
Trading account gains and fees$0153
Additional Noninterest Income$2,030,0001,296
Total noninterest expense$16,576,000949
Salaries and employee benefits$9,535,000842
Premises and equipment expense$2,582,000847
Additional noninterest expense$4,459,0001,112
Pre-tax net operating income$10,398,000840
Securities gains (losses)$40,0002,603
Applicable income taxes$07,681
Income before extraordinary items$10,438,000606
Extraordinary gains, net$070
Net income$10,438,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,849
Cash dividends$4,181,000716
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,398,000581
2001-12-31 (YTD Data)Rank
Total interest income$35,170,000966
Total interest expense$18,426,000894
Net interest income$16,744,0001,066
Provision for loan and lease losses$316,0003,093
Total noninterest income$5,829,000874
Gross Fiduciary activities income$488,000605
Service charges on deposit accounts$3,718,000406
Trading account gains and fees$0177
Additional Noninterest Income$1,623,0001,434
Total noninterest expense$15,908,000931
Salaries and employee benefits$8,402,000881
Premises and equipment expense$2,740,000770
Additional noninterest expense$4,766,0001,014
Pre-tax net operating income$6,349,0001,176
Securities gains (losses)$66,0002,098
Applicable income taxes$-75,0009,212
Income before extraordinary items$6,490,000854
Extraordinary gains, net$0105
Net income$6,490,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,399
Cash dividends$3,749,000768
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,424,000816
2000-12-31 (YTD Data)Rank
Total interest income$35,073,0001,010
Total interest expense$19,818,000895
Net interest income$15,255,0001,153
Provision for loan and lease losses$377,0002,388
Total noninterest income$4,799,000954
Gross Fiduciary activities income$632,000530
Service charges on deposit accounts$2,712,000499
Trading account gains and fees$0180
Additional Noninterest Income$1,455,0001,415
Total noninterest expense$13,359,0001,044
Salaries and employee benefits$7,527,000929
Premises and equipment expense$1,821,0001,095
Additional noninterest expense$4,011,0001,143
Pre-tax net operating income$6,318,0001,177
Securities gains (losses)$176,000441
Applicable income taxes$1,781,0001,294
Income before extraordinary items$4,713,0001,127
Extraordinary gains, net$-415,0009,895
Net income$4,298,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,623
Cash dividends$783,0002,711
Sale, conversion, retirement of capital stock, net$-5,969,0009,887
Net operating income$4,584,5201,147
1999-12-31 (YTD Data)Rank
Total interest income$30,195,0001,081
Total interest expense$15,009,0001,020
Net interest income$15,186,0001,160
Provision for loan and lease losses$475,0001,844
Total noninterest income$3,681,0001,155
Gross Fiduciary activities income$469,000658
Service charges on deposit accounts$1,971,000669
Trading account gains and fees$0173
Additional Noninterest Income$1,241,0001,593
Total noninterest expense$12,152,0001,133
Salaries and employee benefits$7,344,000935
Premises and equipment expense$1,769,0001,133
Additional noninterest expense$3,039,0001,501
Pre-tax net operating income$6,240,0001,228
Securities gains (losses)$-7,0009,189
Applicable income taxes$1,786,0001,364
Income before extraordinary items$4,447,0001,229
Extraordinary gains, net$035
Net income$4,447,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,508
Cash dividends$1,578,0001,623
Sale, conversion, retirement of capital stock, net$-1,513,00010,187
Net operating income$4,451,9701,208
1998-12-31 (YTD Data)Rank
Total interest income$29,561,0001,101
Total interest expense$14,979,0001,054
Net interest income$14,582,0001,165
Provision for loan and lease losses$146,0004,231
Total noninterest income$3,277,0001,261
Gross Fiduciary activities income$432,000682
Service charges on deposit accounts$1,825,000675
Trading account gains and fees$0224
Additional Noninterest Income$1,020,0001,827
Total noninterest expense$11,556,0001,139
Salaries and employee benefits$7,025,000932
Premises and equipment expense$1,786,0001,078
Additional noninterest expense$2,745,0001,567
Pre-tax net operating income$6,157,0001,218
Securities gains (losses)$-28,00010,323
Applicable income taxes$1,825,0001,377
Income before extraordinary items$4,304,0001,238
Extraordinary gains, net$032
Net income$4,304,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,101
Cash dividends$1,444,0001,720
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,323,6001,194
1997-12-31 (YTD Data)Rank
Total interest income$28,003,0001,197
Total interest expense$14,453,0001,122
Net interest income$13,550,0001,278
Provision for loan and lease losses$106,0005,041
Total noninterest income$2,927,0001,319
Gross Fiduciary activities income$397,000736
Service charges on deposit accounts$1,671,000761
Trading account gains and fees$0239
Additional Noninterest Income$859,0001,936
Total noninterest expense$10,732,0001,237
Salaries and employee benefits$6,664,000996
Premises and equipment expense$1,553,0001,267
Additional noninterest expense$2,515,0001,686
Pre-tax net operating income$5,639,0001,378
Securities gains (losses)$03,944
Applicable income taxes$1,625,0001,587
Income before extraordinary items$4,014,0001,364
Extraordinary gains, net$044
Net income$4,014,0001,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,907
Cash dividends$1,324,0001,762
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,014,0001,321
1996-12-31 (YTD Data)Rank
Total interest income$26,262,0001,295
Total interest expense$13,486,0001,217
Net interest income$12,776,0001,401
Provision for loan and lease losses$53,0006,487
Total noninterest income$2,623,0001,498
Gross Fiduciary activities income$386,000781
Service charges on deposit accounts$1,535,000858
Trading account gains and fees$0262
Additional Noninterest Income$702,0002,296
Total noninterest expense$9,754,0001,464
Salaries and employee benefits$5,932,0001,133
Premises and equipment expense$1,468,0001,386
Additional noninterest expense$2,354,0002,119
Pre-tax net operating income$5,592,0001,278
Securities gains (losses)$17,0002,110
Applicable income taxes$1,240,0001,940
Income before extraordinary items$4,369,0001,165
Extraordinary gains, net$053
Net income$4,369,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$1,244,0001,823
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,355,7401,149
1995-12-31 (YTD Data)Rank
Total interest income$25,466,0001,341
Total interest expense$13,464,0001,234
Net interest income$12,002,0001,499
Provision for loan and lease losses$-126,00011,759
Total noninterest income$2,356,0001,605
Gross Fiduciary activities income$339,000852
Service charges on deposit accounts$1,368,000975
Trading account gains and fees$0522
Additional Noninterest Income$649,0002,413
Total noninterest expense$8,985,0001,584
Salaries and employee benefits$5,260,0001,266
Premises and equipment expense$1,333,0001,528
Additional noninterest expense$2,392,0002,076
Pre-tax net operating income$5,499,0001,395
Securities gains (losses)$-207,00011,681
Applicable income taxes$1,000,0002,382
Income before extraordinary items$4,292,0001,238
Extraordinary gains, net$065
Net income$4,292,0001,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$1,003,0002,006
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,459,6701,166
1994-12-31 (YTD Data)Rank
Total interest income$22,848,0001,357
Total interest expense$10,593,0001,242
Net interest income$12,255,0001,472
Provision for loan and lease losses$150,0003,586
Total noninterest income$2,226,0001,698
Gross Fiduciary activities income$300,000900
Service charges on deposit accounts$1,364,000968
Trading account gains and fees$0475
Additional Noninterest Income$562,0002,722
Total noninterest expense$9,329,0001,571
Salaries and employee benefits$5,032,0001,343
Premises and equipment expense$1,371,0001,520
Additional noninterest expense$2,926,0001,852
Pre-tax net operating income$5,002,0001,475
Securities gains (losses)$03,600
Applicable income taxes$920,0002,422
Income before extraordinary items$4,082,0001,232
Extraordinary gains, net$0249
Net income$4,082,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,783
Cash dividends$883,0002,126
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,082,0001,250
1993-12-31 (YTD Data)Rank
Total interest income$22,251,0001,428
Total interest expense$10,628,0001,272
Net interest income$11,623,0001,550
Provision for loan and lease losses$150,0004,621
Total noninterest income$2,182,0001,851
Gross Fiduciary activities income$330,000909
Service charges on deposit accounts$1,299,0001,014
Trading account gains and fees$0532
Additional Noninterest Income$553,0003,044
Total noninterest expense$8,792,0001,721
Salaries and employee benefits$4,821,0001,394
Premises and equipment expense$1,268,0001,647
Additional noninterest expense$2,703,0002,076
Pre-tax net operating income$4,863,0001,440
Securities gains (losses)$07,477
Applicable income taxes$1,200,0001,923
Income before extraordinary items$3,663,0001,391
Extraordinary gains, net$260,000802
Net income$3,923,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$802,0002,138
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,663,0001,306
1992-12-31 (YTD Data)Rank
Total interest income$23,495,0001,544
Total interest expense$12,251,0001,443
Net interest income$11,244,0001,639
Provision for loan and lease losses$400,0003,453
Total noninterest income$2,159,0001,840
Gross Fiduciary activities income$335,000904
Service charges on deposit accounts$1,323,000981
Trading account gains and fees$0504
Additional Noninterest Income$501,0003,183
Total noninterest expense$8,374,0001,811
Salaries and employee benefits$4,590,0001,450
Premises and equipment expense$1,190,0001,771
Additional noninterest expense$2,594,0002,254
Pre-tax net operating income$4,629,0001,381
Securities gains (losses)$213,0001,931
Applicable income taxes$1,139,0001,854
Income before extraordinary items$3,703,0001,261
Extraordinary gains, net$01,422
Net income$3,703,0001,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0009,274
Cash dividends$722,0002,077
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,541,1201,220

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.