Home > The Citizens National Bank of Meridian > Net charge- offs to loans
The Citizens National Bank of Meridian, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 4,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 4,328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 1,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4595% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4595% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 4,378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3469% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3469% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 4,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 4,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1329% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1329% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 4,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 3,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2701% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2701% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4187% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0684% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9434% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9434% | 522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4140% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2931% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2931% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2790% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1321% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1321% | 1,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1526% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1526% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0880% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1628% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2464% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1466% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2247% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2247% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 451 |
| Percentage Net Loans Charged-off:Construction & development | -0.1207% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2081% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2689% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1962% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4240% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4240% | 770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 350 |
| Percentage Net Loans Charged-off:Construction & development | -0.1225% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2844% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2200% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2971% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0366% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0366% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.1666% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0043% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1259% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1259% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 2,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.2019% | 4,473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2396% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0849% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8805% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8805% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 4,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.2958% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1291% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 4,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0327% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9667% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9667% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,972 |
| Percentage Net Loans Charged-off:Construction & development | -0.2252% | 4,532 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1889% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8983% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8983% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 4,253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.4479% | 4,599 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3727% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 4,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1135% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1135% | 1,952 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 0.2037% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1003% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0892% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2826% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2776% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1365% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1365% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 711 |
| Percentage Net Loans Charged-off:Construction & development | -0.0081% | 4,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1368% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1242% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1584% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6943% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6943% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1702% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1372% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5573% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5573% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 985 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2370% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0871% | 4,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0871% | 4,509 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | -0.0804% | 4,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1760% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2483% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4454% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4454% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,867 |
| Percentage Net Loans Charged-off:Construction & development | -0.1038% | 4,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1033% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3772% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3772% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 3,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.1519% | 4,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3400% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3400% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1012% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6131% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6131% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0808% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2796% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2796% | 2,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.0594% | 4,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1068% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0010% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0484% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0484% | 3,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0874% | 4,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0794% | 4,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0794% | 4,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 4,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,684 |
| Percentage Net Loans Charged-off:Construction & development | -0.1716% | 5,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0698% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0532% | 4,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0532% | 4,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 2,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.4749% | 5,207 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0774% | 5,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6991% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1339% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5970% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5970% | 1,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 5,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.1236% | 5,006 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1041% | 5,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1084% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1434% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3702% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3702% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0530% | 4,906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1372% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1169% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1169% | 2,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 3,987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 4,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0835% | 2,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | -0.0826% | 4,986 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2048% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1653% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2186% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 4,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4332% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4332% | 1,669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | -0.1115% | 5,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 5,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1859% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2232% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1727% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0579% | 4,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0852% | 3,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0852% | 2,870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 2,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.1688% | 5,268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0403% | 5,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1013% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1903% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0212% | 3,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0212% | 2,871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.3327% | 5,481 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 5,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1226% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2553% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0940% | 5,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0286% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0286% | 2,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.1088% | 5,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 5,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 2,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2533% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 2,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 4,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0633% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0633% | 3,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.1420% | 5,407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 5,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2137% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 2,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0050% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0050% | 3,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 5,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 5,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.2090% | 5,539 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 5,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 2,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0770% | 757 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 2,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 1,739 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0752% | 5,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0752% | 5,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 5,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 5,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 6,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 5,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 4,404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 5,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0308% | 5,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0308% | 5,179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3786% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4249% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.2516% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 5,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5450% | 354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9747% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1876% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8956% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1846% | 2,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0556% | 3,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0556% | 3,808 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4319% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4982% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.3037% | 1,090 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 5,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7252% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0674% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2145% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0119% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1380% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0372% | 3,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0372% | 3,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3355% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0225% | 5,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 5,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7758% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7309% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6054% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3935% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2016% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0080% | 3,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0080% | 3,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2883% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3475% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.6582% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 6,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7030% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4341% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7691% | 1,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9490% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 5.0881% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3979% | 1,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7992% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0571% | 1,668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 3,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 5,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0536% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0536% | 4,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8679% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0761% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 6.2004% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4871% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6932% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 6,441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 4,967 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 6,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0612% | 5,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0252% | 4,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0252% | 3,940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0856% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3454% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 9.3023% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1702% | 1,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0415% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 6,682 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 4,963 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 6,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0467% | 5,746 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0375% | 5,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0375% | 5,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1009% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3560% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 12.5103% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1159% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 4,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0280% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0895% | 5,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0895% | 5,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1315% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6831% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 1.7427% | 1,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0920% | 3,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3265% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7934% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1850% | 747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6355% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9807% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0865% | 4,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0751% | 4,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2412% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8176% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 2.1709% | 1,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1221% | 2,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9467% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8639% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4929% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6080% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0169% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0818% | 4,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0686% | 4,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0515% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7626% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.6153% | 1,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0659% | 2,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5877% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1062% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1733% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6689% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0726% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0269% | 4,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0214% | 3,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 3,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0454% | 1,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1589% | 1,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 6,799 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0301% | 5,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0728% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0400% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0288% | 3,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2606% | 4,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2828% | 3,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.8399% | 2,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1766% | 2,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1675% | 3,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2817% | 1,510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1227% | 3,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2162% | 3,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0102% | 6,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 5,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0497% | 3,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1935% | 2,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 3,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2823% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 3,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0518% | 4,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0227% | 6,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 5,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0710% | 2,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 3,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 1,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 3,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0779% | 3,551 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0069% | 6,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0829% | 3,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0103% | 2,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2097% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2342% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2007% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0381% | 2,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0140% | 3,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3521% | 4,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3018% | 3,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.6933% | 2,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1513% | 2,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2738% | 2,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3088% | 1,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2622% | 2,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7572% | 3,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0314% | 5,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 6,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 4,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0142% | 3,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 2,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2525% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1676% | 2,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 7,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0231% | 5,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 5,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0227% | 2,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 3,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1187% | 1,173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 3,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0069% | 7,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 3,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 5,818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0829% | 7,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 5,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 4,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0444% | 2,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 2,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 3,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2774% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 3,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 4,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4697% | 3,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 5,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 3,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0055% | 2,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 1,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 2,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2512% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 3,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0410% | 3,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3218% | 3,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 3,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0706% | 2,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4118% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 2,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 2,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3060% | 3,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5947% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 4,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.1178% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 3,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 3,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 3,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2877% | 4,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0770% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 5,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 3,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2547% | 3,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1122% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 4,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 2,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3212% | 2,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 1,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0431% | 8,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1535% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 3,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2414% | 4,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 7,645 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 7,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0577% | 8,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0541% | 7,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0762% | 4,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 7,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0873% | 7,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0621% | 4,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 6,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0943% | 7,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0564% | 6,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 4,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 7,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0376% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 8,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 3,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4309% | 3,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 1,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1409% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 8,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 8,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3583% | 3,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 7,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 8,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0801% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 8,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0734% | 2,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4563% | 3,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 4,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0343% | 8,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0654% | 8,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0719% | 8,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1322% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3928% | 2,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 2,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1128% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0600% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1245% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3556% | 2,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8581% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0695% | 1,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2063% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 2,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5844% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0919% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 4,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 2,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 1,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4546% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 4,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0686% | 4,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 4,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 1,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0627% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1280% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0743% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2631% | 5,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0659% | 1,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0789% | 4,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1008% | 3,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1684% | 5,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0893% | 1,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1003% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1623% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1375% | 5,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1361% | 1,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1968% | 4,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1700% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 6,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 3,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2645% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 7,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2116% | 5,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 3,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8291% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4802% | 4,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 7,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0896% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0220% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 6,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2436% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0240% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 7,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1787% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 7,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1550% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 8,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1547% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0170% | 418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 7,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1019% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 7,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1384% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 9,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1652% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 10,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 1,468 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0660% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |