Home > Texas Bank and Trust Company > Income and Expense

Texas Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$191,908,000314
Total interest expense$71,030,000301
Net interest income$120,878,000324
Provision for loan and lease losses$4,923,000334
Total noninterest income$33,117,000321
Gross Fiduciary activities income$8,910,000192
Service charges on deposit accounts$4,693,000287
Trading account gains and fees$0123
Additional Noninterest Income$19,514,000328
Total noninterest expense$92,163,000338
Salaries and employee benefits$54,930,000303
Premises and equipment expense$10,765,000285
Additional noninterest expense$19,514,000328
Pre-tax net operating income$56,909,000318
Securities gains (losses)$2,000927
Applicable income taxes$11,272,000315
Income before extraordinary items$45,639,000308
Extraordinary gains, net$054
Net income$45,639,000312
Minority interest net income$088
Net income of bank and minority interests.$45,639,000310
Net charge-offs$2,543,000342
Cash dividends$10,400,000477
Sale, conversion, retirement of capital stock, net$0540
Net operating income$45,637,400320
2023-09-30 (YTD Data)Rank
Total interest income$141,081,000314
Total interest expense$48,730,000308
Net interest income$92,351,000322
Provision for loan and lease losses$2,741,000382
Total noninterest income$23,916,000332
Gross Fiduciary activities income$6,887,000183
Service charges on deposit accounts$3,477,000287
Trading account gains and fees$0125
Additional Noninterest Income$13,552,000358
Total noninterest expense$68,720,000339
Salaries and employee benefits$41,125,000309
Premises and equipment expense$8,033,000287
Additional noninterest expense$13,552,000358
Pre-tax net operating income$44,806,000320
Securities gains (losses)$-52,0003,837
Applicable income taxes$8,879,000321
Income before extraordinary items$35,875,000312
Extraordinary gains, net$052
Net income$35,875,000315
Minority interest net income$081
Net income of bank and minority interests.$35,875,000313
Net charge-offs$-616,0004,575
Cash dividends$10,400,000365
Sale, conversion, retirement of capital stock, net$0507
Net operating income$35,916,600318
2023-06-30 (YTD Data)Rank
Total interest income$91,277,000306
Total interest expense$28,296,000309
Net interest income$62,981,000315
Provision for loan and lease losses$2,361,000324
Total noninterest income$16,016,000321
Gross Fiduciary activities income$4,861,000172
Service charges on deposit accounts$2,256,000286
Trading account gains and fees$0112
Additional Noninterest Income$8,899,000355
Total noninterest expense$45,115,000335
Salaries and employee benefits$27,323,000302
Premises and equipment expense$5,179,000284
Additional noninterest expense$8,899,000355
Pre-tax net operating income$31,521,000305
Securities gains (losses)$-4,0003,679
Applicable income taxes$6,258,000313
Income before extraordinary items$25,259,000298
Extraordinary gains, net$051
Net income$25,259,000303
Minority interest net income$081
Net income of bank and minority interests.$25,259,000298
Net charge-offs$-295,0004,573
Cash dividends$5,200,000424
Sale, conversion, retirement of capital stock, net$0486
Net operating income$25,262,200299
2023-03-31 (YTD Data)Rank
Total interest income$44,337,000319
Total interest expense$11,678,000326
Net interest income$32,659,000310
Provision for loan and lease losses$1,677,000265
Total noninterest income$8,087,000323
Gross Fiduciary activities income$2,832,000162
Service charges on deposit accounts$1,104,000300
Trading account gains and fees$097
Additional Noninterest Income$4,151,000371
Total noninterest expense$22,043,000344
Salaries and employee benefits$13,565,000315
Premises and equipment expense$2,531,000300
Additional noninterest expense$4,151,000371
Pre-tax net operating income$17,026,000294
Securities gains (losses)$11,000560
Applicable income taxes$3,396,000303
Income before extraordinary items$13,641,000289
Extraordinary gains, net$04
Net income$13,641,000290
Minority interest net income$048
Net income of bank and minority interests.$13,641,000290
Net charge-offs$-294,0004,625
Cash dividends$5,200,000257
Sale, conversion, retirement of capital stock, net$0430
Net operating income$13,632,200294
2022-12-31 (YTD Data)Rank
Total interest income$142,001,000308
Total interest expense$13,402,000363
Net interest income$128,599,000303
Provision for loan and lease losses$4,300,000315
Total noninterest income$30,697,000347
Gross Fiduciary activities income$7,904,000214
Service charges on deposit accounts$4,653,000302
Trading account gains and fees$0116
Additional Noninterest Income$18,140,000379
Total noninterest expense$84,244,000349
Salaries and employee benefits$50,257,000323
Premises and equipment expense$10,151,000293
Additional noninterest expense$18,140,000379
Pre-tax net operating income$70,752,000304
Securities gains (losses)$-139,0004,010
Applicable income taxes$14,054,000301
Income before extraordinary items$56,559,000292
Extraordinary gains, net$05
Net income$56,559,000292
Minority interest net income$063
Net income of bank and minority interests.$56,559,000292
Net charge-offs$988,000423
Cash dividends$8,800,000525
Sale, conversion, retirement of capital stock, net$0568
Net operating income$56,670,200298
2022-09-30 (YTD Data)Rank
Total interest income$100,197,000310
Total interest expense$7,426,000329
Net interest income$92,771,000308
Provision for loan and lease losses$3,700,000261
Total noninterest income$22,725,000359
Gross Fiduciary activities income$5,630,000220
Service charges on deposit accounts$3,524,000297
Trading account gains and fees$0111
Additional Noninterest Income$13,571,000388
Total noninterest expense$61,790,000353
Salaries and employee benefits$36,582,000331
Premises and equipment expense$7,489,000295
Additional noninterest expense$13,571,000388
Pre-tax net operating income$50,006,000316
Securities gains (losses)$-150,0004,300
Applicable income taxes$9,918,000323
Income before extraordinary items$39,938,000305
Extraordinary gains, net$04
Net income$39,938,000305
Minority interest net income$057
Net income of bank and minority interests.$39,938,000305
Net charge-offs$931,000314
Cash dividends$8,800,000403
Sale, conversion, retirement of capital stock, net$0519
Net operating income$40,058,000310
2022-06-30 (YTD Data)Rank
Total interest income$62,420,000314
Total interest expense$4,654,000276
Net interest income$57,766,000311
Provision for loan and lease losses$1,800,000277
Total noninterest income$15,314,000349
Gross Fiduciary activities income$3,758,000191
Service charges on deposit accounts$2,287,000296
Trading account gains and fees$0108
Additional Noninterest Income$9,269,000389
Total noninterest expense$40,700,000352
Salaries and employee benefits$24,055,000325
Premises and equipment expense$4,859,000297
Additional noninterest expense$11,786,000385
Pre-tax net operating income$30,580,000321
Securities gains (losses)$-99,0004,371
Applicable income taxes$6,068,000327
Income before extraordinary items$24,413,000309
Extraordinary gains, net$04
Net income$24,413,000309
Minority interest net income$060
Net income of bank and minority interests.$24,413,000309
Net charge-offs$809,000262
Cash dividends$4,400,000464
Sale, conversion, retirement of capital stock, net$0494
Net operating income$24,492,200320
2022-03-31 (YTD Data)Rank
Total interest income$29,755,000319
Total interest expense$2,360,000249
Net interest income$27,395,000316
Provision for loan and lease losses$900,000217
Total noninterest income$7,578,000368
Gross Fiduciary activities income$1,939,000192
Service charges on deposit accounts$1,110,000303
Trading account gains and fees$0103
Additional Noninterest Income$4,529,000410
Total noninterest expense$20,124,000355
Salaries and employee benefits$12,062,000331
Premises and equipment expense$2,358,000309
Additional noninterest expense$5,704,000385
Pre-tax net operating income$13,949,000327
Securities gains (losses)$-49,0004,454
Applicable income taxes$2,762,000337
Income before extraordinary items$11,138,000322
Extraordinary gains, net$04
Net income$11,138,000322
Minority interest net income$050
Net income of bank and minority interests.$11,138,000322
Net charge-offs$269,000309
Cash dividends$4,400,000283
Sale, conversion, retirement of capital stock, net$0453
Net operating income$11,177,200328
2021-12-31 (YTD Data)Rank
Total interest income$112,975,000326
Total interest expense$10,964,000265
Net interest income$102,011,000331
Provision for loan and lease losses$2,600,000219
Total noninterest income$30,294,000387
Gross Fiduciary activities income$7,274,000196
Service charges on deposit accounts$4,501,000291
Trading account gains and fees$0132
Additional Noninterest Income$18,519,000440
Total noninterest expense$75,576,000371
Salaries and employee benefits$45,499,000347
Premises and equipment expense$9,162,000318
Additional noninterest expense$20,915,000409
Pre-tax net operating income$54,129,000362
Securities gains (losses)$-23,0004,452
Applicable income taxes$10,684,000374
Income before extraordinary items$43,422,000372
Extraordinary gains, net$010
Net income$43,422,000372
Minority interest net income$074
Net income of bank and minority interests.$43,422,000372
Net charge-offs$417,000707
Cash dividends$8,000,000561
Sale, conversion, retirement of capital stock, net$0582
Net operating income$43,440,400368
2021-09-30 (YTD Data)Rank
Total interest income$84,214,000330
Total interest expense$8,585,000267
Net interest income$75,629,000334
Provision for loan and lease losses$1,800,000241
Total noninterest income$22,955,000395
Gross Fiduciary activities income$5,328,000198
Service charges on deposit accounts$3,281,000293
Trading account gains and fees$0132
Additional Noninterest Income$14,346,000443
Total noninterest expense$55,161,000377
Salaries and employee benefits$33,069,000357
Premises and equipment expense$6,780,000325
Additional noninterest expense$15,312,000416
Pre-tax net operating income$41,623,000363
Securities gains (losses)$-14,0004,590
Applicable income taxes$8,233,000381
Income before extraordinary items$33,376,000377
Extraordinary gains, net$08
Net income$33,376,000375
Minority interest net income$069
Net income of bank and minority interests.$33,376,000377
Net charge-offs$-13,0003,747
Cash dividends$8,000,000443
Sale, conversion, retirement of capital stock, net$0543
Net operating income$33,387,200370
2021-06-30 (YTD Data)Rank
Total interest income$56,182,000326
Total interest expense$6,169,000261
Net interest income$50,013,000332
Provision for loan and lease losses$1,200,000252
Total noninterest income$15,752,000387
Gross Fiduciary activities income$3,606,000194
Service charges on deposit accounts$2,105,000290
Trading account gains and fees$0133
Additional Noninterest Income$10,041,000439
Total noninterest expense$36,508,000377
Salaries and employee benefits$21,857,000354
Premises and equipment expense$4,388,000334
Additional noninterest expense$10,263,000405
Pre-tax net operating income$28,057,000360
Securities gains (losses)$-13,0004,669
Applicable income taxes$5,555,000374
Income before extraordinary items$22,489,000365
Extraordinary gains, net$06
Net income$22,489,000364
Minority interest net income$067
Net income of bank and minority interests.$22,489,000365
Net charge-offs$2,0002,060
Cash dividends$4,000,000503
Sale, conversion, retirement of capital stock, net$0517
Net operating income$22,499,400355
2021-03-31 (YTD Data)Rank
Total interest income$28,107,000327
Total interest expense$3,217,000264
Net interest income$24,890,000331
Provision for loan and lease losses$600,000309
Total noninterest income$6,433,000454
Gross Fiduciary activities income$1,730,000199
Service charges on deposit accounts$1,045,000286
Trading account gains and fees$0127
Additional Noninterest Income$3,658,000550
Total noninterest expense$18,072,000374
Salaries and employee benefits$10,922,000359
Premises and equipment expense$2,162,000347
Additional noninterest expense$4,988,000404
Pre-tax net operating income$12,651,000388
Securities gains (losses)$-12,0004,681
Applicable income taxes$2,488,000407
Income before extraordinary items$10,151,000394
Extraordinary gains, net$03
Net income$10,151,000391
Minority interest net income$055
Net income of bank and minority interests.$10,151,000394
Net charge-offs$-198,0004,861
Cash dividends$4,000,000273
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,160,600384
2020-12-31 (YTD Data)Rank
Total interest income$109,638,000332
Total interest expense$16,130,000325
Net interest income$93,508,000336
Provision for loan and lease losses$4,425,000624
Total noninterest income$26,293,000414
Gross Fiduciary activities income$6,612,000188
Service charges on deposit accounts$4,323,000276
Trading account gains and fees$0133
Additional Noninterest Income$15,358,000484
Total noninterest expense$68,128,000386
Salaries and employee benefits$40,876,000364
Premises and equipment expense$8,379,000339
Additional noninterest expense$18,873,000427
Pre-tax net operating income$47,248,000310
Securities gains (losses)$42,0001,804
Applicable income taxes$9,090,000319
Income before extraordinary items$38,200,000311
Extraordinary gains, net$04
Net income$38,200,000309
Minority interest net income$072
Net income of bank and minority interests.$38,200,000311
Net charge-offs$764,000756
Cash dividends$7,200,000582
Sale, conversion, retirement of capital stock, net$0566
Net operating income$38,165,980303
2020-09-30 (YTD Data)Rank
Total interest income$81,916,000331
Total interest expense$12,520,000335
Net interest income$69,396,000335
Provision for loan and lease losses$3,825,000607
Total noninterest income$19,268,000405
Gross Fiduciary activities income$4,825,000188
Service charges on deposit accounts$3,167,000278
Trading account gains and fees$0125
Additional Noninterest Income$11,276,000475
Total noninterest expense$50,131,000383
Salaries and employee benefits$29,864,000366
Premises and equipment expense$6,231,000343
Additional noninterest expense$14,036,000421
Pre-tax net operating income$34,708,000290
Securities gains (losses)$41,0001,634
Applicable income taxes$6,733,000304
Income before extraordinary items$28,016,000292
Extraordinary gains, net$04
Net income$28,016,000291
Minority interest net income$065
Net income of bank and minority interests.$28,016,000292
Net charge-offs$578,000690
Cash dividends$7,200,000452
Sale, conversion, retirement of capital stock, net$0532
Net operating income$27,982,790282
2020-06-30 (YTD Data)Rank
Total interest income$55,486,000335
Total interest expense$8,802,000354
Net interest income$46,684,000332
Provision for loan and lease losses$2,925,000572
Total noninterest income$12,517,000379
Gross Fiduciary activities income$3,037,000195
Service charges on deposit accounts$2,078,000285
Trading account gains and fees$0123
Additional Noninterest Income$7,402,000443
Total noninterest expense$32,694,000391
Salaries and employee benefits$19,632,000362
Premises and equipment expense$4,099,000348
Additional noninterest expense$8,963,000434
Pre-tax net operating income$23,582,000253
Securities gains (losses)$41,0001,385
Applicable income taxes$4,570,000270
Income before extraordinary items$19,053,000256
Extraordinary gains, net$04
Net income$19,053,000256
Minority interest net income$065
Net income of bank and minority interests.$19,053,000256
Net charge-offs$-163,0004,960
Cash dividends$3,600,000548
Sale, conversion, retirement of capital stock, net$0504
Net operating income$19,019,790251
2020-03-31 (YTD Data)Rank
Total interest income$27,306,000347
Total interest expense$4,684,000383
Net interest income$22,622,000338
Provision for loan and lease losses$-75,0005,081
Total noninterest income$6,762,000333
Gross Fiduciary activities income$1,600,000191
Service charges on deposit accounts$1,212,000291
Trading account gains and fees$0106
Additional Noninterest Income$3,950,000375
Total noninterest expense$17,398,000369
Salaries and employee benefits$10,785,000342
Premises and equipment expense$2,032,000350
Additional noninterest expense$4,581,000426
Pre-tax net operating income$12,061,000224
Securities gains (losses)$16,0001,188
Applicable income taxes$2,379,000230
Income before extraordinary items$9,698,000229
Extraordinary gains, net$04
Net income$9,698,000229
Minority interest net income$056
Net income of bank and minority interests.$9,698,000229
Net charge-offs$-208,0005,038
Cash dividends$3,600,000364
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,685,200222
2019-12-31 (YTD Data)Rank
Total interest income$111,554,000337
Total interest expense$18,713,000407
Net interest income$92,841,000328
Provision for loan and lease losses$2,500,000441
Total noninterest income$24,061,000375
Gross Fiduciary activities income$6,158,000192
Service charges on deposit accounts$4,358,000322
Trading account gains and fees$0135
Additional Noninterest Income$13,545,000427
Total noninterest expense$64,490,000366
Salaries and employee benefits$39,531,000341
Premises and equipment expense$7,812,000358
Additional noninterest expense$17,147,000428
Pre-tax net operating income$49,912,000315
Securities gains (losses)$30,0001,474
Applicable income taxes$9,674,000330
Income before extraordinary items$40,268,000319
Extraordinary gains, net$011
Net income$40,268,000320
Minority interest net income$076
Net income of bank and minority interests.$40,268,000320
Net charge-offs$1,329,000549
Cash dividends$6,000,000690
Sale, conversion, retirement of capital stock, net$0626
Net operating income$40,243,700312
2019-09-30 (YTD Data)Rank
Total interest income$83,800,000343
Total interest expense$13,883,000423
Net interest income$69,917,000332
Provision for loan and lease losses$2,500,000341
Total noninterest income$18,012,000371
Gross Fiduciary activities income$4,545,000195
Service charges on deposit accounts$3,142,000332
Trading account gains and fees$0129
Additional Noninterest Income$10,325,000411
Total noninterest expense$48,261,000371
Salaries and employee benefits$29,722,000343
Premises and equipment expense$5,770,000361
Additional noninterest expense$12,769,000432
Pre-tax net operating income$37,168,000314
Securities gains (losses)$28,0001,300
Applicable income taxes$7,277,000330
Income before extraordinary items$29,919,000321
Extraordinary gains, net$011
Net income$29,919,000321
Minority interest net income$072
Net income of bank and minority interests.$29,919,000322
Net charge-offs$1,279,000416
Cash dividends$6,000,000529
Sale, conversion, retirement of capital stock, net$0590
Net operating income$29,896,600313
2019-06-30 (YTD Data)Rank
Total interest income$55,491,000347
Total interest expense$8,968,000431
Net interest income$46,523,000335
Provision for loan and lease losses$1,800,000316
Total noninterest income$11,532,000368
Gross Fiduciary activities income$3,032,000196
Service charges on deposit accounts$2,042,000335
Trading account gains and fees$0131
Additional Noninterest Income$6,458,000430
Total noninterest expense$32,056,000374
Salaries and employee benefits$19,485,000348
Premises and equipment expense$3,788,000368
Additional noninterest expense$8,783,000432
Pre-tax net operating income$24,199,000316
Securities gains (losses)$22,0001,015
Applicable income taxes$4,721,000336
Income before extraordinary items$19,500,000322
Extraordinary gains, net$011
Net income$19,500,000324
Minority interest net income$069
Net income of bank and minority interests.$19,500,000324
Net charge-offs$1,234,000304
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$19,482,180312
2019-03-31 (YTD Data)Rank
Total interest income$27,436,000349
Total interest expense$4,351,000437
Net interest income$23,085,000335
Provision for loan and lease losses$900,000308
Total noninterest income$5,653,000361
Gross Fiduciary activities income$1,517,000196
Service charges on deposit accounts$977,000338
Trading account gains and fees$0126
Additional Noninterest Income$3,159,000424
Total noninterest expense$16,099,000376
Salaries and employee benefits$9,803,000349
Premises and equipment expense$1,818,000378
Additional noninterest expense$4,478,000413
Pre-tax net operating income$11,739,000317
Securities gains (losses)$13,000656
Applicable income taxes$2,290,000336
Income before extraordinary items$9,462,000322
Extraordinary gains, net$05
Net income$9,462,000322
Minority interest net income$052
Net income of bank and minority interests.$9,462,000322
Net charge-offs$1,351,000178
Cash dividends$3,000,000372
Sale, conversion, retirement of capital stock, net$0529
Net operating income$9,451,470314
2018-12-31 (YTD Data)Rank
Total interest income$100,567,000358
Total interest expense$12,703,000433
Net interest income$87,864,000349
Provision for loan and lease losses$5,000,000256
Total noninterest income$23,567,000373
Gross Fiduciary activities income$5,763,000200
Service charges on deposit accounts$4,237,000342
Trading account gains and fees$0126
Additional Noninterest Income$13,567,000407
Total noninterest expense$60,643,000392
Salaries and employee benefits$36,683,000360
Premises and equipment expense$7,736,000362
Additional noninterest expense$16,224,000443
Pre-tax net operating income$45,788,000336
Securities gains (losses)$1,0001,025
Applicable income taxes$8,750,000334
Income before extraordinary items$37,039,000334
Extraordinary gains, net$06
Net income$37,039,000334
Minority interest net income$072
Net income of bank and minority interests.$37,039,000334
Net charge-offs$1,353,000464
Cash dividends$4,800,000772
Sale, conversion, retirement of capital stock, net$0671
Net operating income$37,038,190335
2018-09-30 (YTD Data)Rank
Total interest income$73,895,000361
Total interest expense$8,936,000435
Net interest income$64,959,000354
Provision for loan and lease losses$4,200,000236
Total noninterest income$16,779,000384
Gross Fiduciary activities income$4,093,000207
Service charges on deposit accounts$3,175,000339
Trading account gains and fees$0138
Additional Noninterest Income$9,511,000430
Total noninterest expense$45,216,000394
Salaries and employee benefits$27,115,000367
Premises and equipment expense$5,795,000364
Additional noninterest expense$12,306,000437
Pre-tax net operating income$32,322,000346
Securities gains (losses)$-1,0004,378
Applicable income taxes$6,121,000358
Income before extraordinary items$26,200,000351
Extraordinary gains, net$05
Net income$26,200,000351
Minority interest net income$066
Net income of bank and minority interests.$26,200,000351
Net charge-offs$2,757,000227
Cash dividends$4,800,000561
Sale, conversion, retirement of capital stock, net$0633
Net operating income$26,200,810347
2018-06-30 (YTD Data)Rank
Total interest income$47,793,000368
Total interest expense$5,601,000428
Net interest income$42,192,000359
Provision for loan and lease losses$3,000,000225
Total noninterest income$11,183,000388
Gross Fiduciary activities income$2,729,000207
Service charges on deposit accounts$2,090,000343
Trading account gains and fees$0130
Additional Noninterest Income$6,364,000431
Total noninterest expense$30,299,000397
Salaries and employee benefits$18,090,000371
Premises and equipment expense$3,834,000366
Additional noninterest expense$8,375,000435
Pre-tax net operating income$20,076,000351
Securities gains (losses)$-1,0004,637
Applicable income taxes$3,756,000372
Income before extraordinary items$16,319,000353
Extraordinary gains, net$06
Net income$16,319,000353
Minority interest net income$065
Net income of bank and minority interests.$16,319,000353
Net charge-offs$2,461,000190
Cash dividends$2,400,000663
Sale, conversion, retirement of capital stock, net$0620
Net operating income$16,319,810351
2018-03-31 (YTD Data)Rank
Total interest income$23,442,000367
Total interest expense$2,737,000413
Net interest income$20,705,000364
Provision for loan and lease losses$1,500,000211
Total noninterest income$5,408,000391
Gross Fiduciary activities income$1,366,000208
Service charges on deposit accounts$1,072,000332
Trading account gains and fees$0123
Additional Noninterest Income$2,970,000441
Total noninterest expense$15,212,000396
Salaries and employee benefits$9,138,000369
Premises and equipment expense$1,880,000372
Additional noninterest expense$4,194,000427
Pre-tax net operating income$9,401,000367
Securities gains (losses)$-1,0004,986
Applicable income taxes$1,781,000380
Income before extraordinary items$7,619,000368
Extraordinary gains, net$07
Net income$7,619,000368
Minority interest net income$052
Net income of bank and minority interests.$7,619,000368
Net charge-offs$1,652,000161
Cash dividends$2,400,000372
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,619,810365
2017-12-31 (YTD Data)Rank
Total interest income$88,544,000360
Total interest expense$9,503,000391
Net interest income$79,041,000360
Provision for loan and lease losses$3,250,000330
Total noninterest income$21,680,000394
Gross Fiduciary activities income$4,885,000213
Service charges on deposit accounts$4,349,000334
Trading account gains and fees$0151
Additional Noninterest Income$12,446,000443
Total noninterest expense$56,741,000406
Salaries and employee benefits$34,167,000376
Premises and equipment expense$7,506,000367
Additional noninterest expense$15,068,000457
Pre-tax net operating income$40,730,000330
Securities gains (losses)$02,243
Applicable income taxes$16,167,000303
Income before extraordinary items$24,563,000350
Extraordinary gains, net$09
Net income$24,563,000351
Minority interest net income$076
Net income of bank and minority interests.$24,563,000351
Net charge-offs$2,673,000313
Cash dividends$4,800,000709
Sale, conversion, retirement of capital stock, net$0711
Net operating income$24,563,000350
2017-09-30 (YTD Data)Rank
Total interest income$65,426,000367
Total interest expense$6,816,000392
Net interest income$58,610,000362
Provision for loan and lease losses$2,650,000318
Total noninterest income$15,100,000418
Gross Fiduciary activities income$3,477,000218
Service charges on deposit accounts$3,249,000335
Trading account gains and fees$0145
Additional Noninterest Income$8,374,000480
Total noninterest expense$42,439,000409
Salaries and employee benefits$25,268,000389
Premises and equipment expense$5,526,000374
Additional noninterest expense$11,645,000451
Pre-tax net operating income$28,621,000350
Securities gains (losses)$02,274
Applicable income taxes$9,048,000329
Income before extraordinary items$19,573,000370
Extraordinary gains, net$09
Net income$19,573,000370
Minority interest net income$071
Net income of bank and minority interests.$19,573,000370
Net charge-offs$1,969,000303
Cash dividends$4,800,000524
Sale, conversion, retirement of capital stock, net$0677
Net operating income$19,573,000365
2017-06-30 (YTD Data)Rank
Total interest income$42,807,000371
Total interest expense$4,295,000398
Net interest income$38,512,000365
Provision for loan and lease losses$1,700,000321
Total noninterest income$9,780,000436
Gross Fiduciary activities income$2,319,000221
Service charges on deposit accounts$2,158,000328
Trading account gains and fees$0139
Additional Noninterest Income$5,303,000501
Total noninterest expense$28,253,000419
Salaries and employee benefits$16,923,000386
Premises and equipment expense$3,606,000377
Additional noninterest expense$7,724,000457
Pre-tax net operating income$18,339,000357
Securities gains (losses)$01,906
Applicable income taxes$5,718,000334
Income before extraordinary items$12,621,000374
Extraordinary gains, net$011
Net income$12,621,000374
Minority interest net income$071
Net income of bank and minority interests.$12,621,000374
Net charge-offs$278,000872
Cash dividends$2,400,000654
Sale, conversion, retirement of capital stock, net$0659
Net operating income$12,621,000373
2017-03-31 (YTD Data)Rank
Total interest income$21,105,000369
Total interest expense$2,069,000401
Net interest income$19,036,000366
Provision for loan and lease losses$900,000293
Total noninterest income$4,860,000439
Gross Fiduciary activities income$1,160,000220
Service charges on deposit accounts$1,092,000326
Trading account gains and fees$0142
Additional Noninterest Income$2,608,000494
Total noninterest expense$13,910,000426
Salaries and employee benefits$8,363,000398
Premises and equipment expense$1,756,000395
Additional noninterest expense$3,791,000462
Pre-tax net operating income$9,086,000357
Securities gains (losses)$01,153
Applicable income taxes$2,775,000347
Income before extraordinary items$6,311,000377
Extraordinary gains, net$08
Net income$6,311,000376
Minority interest net income$055
Net income of bank and minority interests.$6,311,000377
Net charge-offs$191,000627
Cash dividends$2,400,000359
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,311,000372
2016-12-31 (YTD Data)Rank
Total interest income$82,232,000361
Total interest expense$8,104,000369
Net interest income$74,128,000359
Provision for loan and lease losses$3,600,000340
Total noninterest income$20,648,000412
Gross Fiduciary activities income$4,396,000218
Service charges on deposit accounts$4,661,000313
Trading account gains and fees$0170
Additional Noninterest Income$11,591,000461
Total noninterest expense$54,866,000425
Salaries and employee benefits$32,397,000395
Premises and equipment expense$7,387,000374
Additional noninterest expense$15,082,000460
Pre-tax net operating income$36,310,000324
Securities gains (losses)$03,212
Applicable income taxes$11,322,000312
Income before extraordinary items$24,988,000345
Extraordinary gains, net$05
Net income$24,988,000344
Minority interest net income$082
Net income of bank and minority interests.$24,988,000344
Net charge-offs$2,232,000361
Cash dividends$4,000,000806
Sale, conversion, retirement of capital stock, net$0759
Net operating income$24,988,000340
2016-09-30 (YTD Data)Rank
Total interest income$60,943,000364
Total interest expense$6,032,000367
Net interest income$54,911,000365
Provision for loan and lease losses$2,400,000353
Total noninterest income$15,689,000410
Gross Fiduciary activities income$3,336,000214
Service charges on deposit accounts$3,474,000313
Trading account gains and fees$0169
Additional Noninterest Income$8,879,000448
Total noninterest expense$40,925,000423
Salaries and employee benefits$24,364,000393
Premises and equipment expense$5,543,000369
Additional noninterest expense$11,018,000475
Pre-tax net operating income$27,275,000319
Securities gains (losses)$03,160
Applicable income taxes$8,487,000314
Income before extraordinary items$18,788,000335
Extraordinary gains, net$05
Net income$18,788,000335
Minority interest net income$071
Net income of bank and minority interests.$18,788,000335
Net charge-offs$1,574,000348
Cash dividends$4,000,000598
Sale, conversion, retirement of capital stock, net$0719
Net operating income$18,788,000329
2016-06-30 (YTD Data)Rank
Total interest income$40,147,000370
Total interest expense$3,983,000370
Net interest income$36,164,000370
Provision for loan and lease losses$1,500,000363
Total noninterest income$10,407,000404
Gross Fiduciary activities income$2,225,000214
Service charges on deposit accounts$2,256,000318
Trading account gains and fees$0157
Additional Noninterest Income$5,926,000443
Total noninterest expense$27,026,000428
Salaries and employee benefits$16,257,000390
Premises and equipment expense$3,660,000372
Additional noninterest expense$7,109,000493
Pre-tax net operating income$18,045,000321
Securities gains (losses)$02,835
Applicable income taxes$5,538,000316
Income before extraordinary items$12,507,000329
Extraordinary gains, net$016
Net income$12,507,000328
Minority interest net income$071
Net income of bank and minority interests.$12,507,000328
Net charge-offs$1,068,000339
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$0705
Net operating income$12,507,000325
2016-03-31 (YTD Data)Rank
Total interest income$19,930,000369
Total interest expense$1,958,000377
Net interest income$17,972,000368
Provision for loan and lease losses$600,000400
Total noninterest income$5,368,000381
Gross Fiduciary activities income$1,111,000214
Service charges on deposit accounts$1,131,000316
Trading account gains and fees$0142
Additional Noninterest Income$3,126,000406
Total noninterest expense$13,461,000423
Salaries and employee benefits$8,179,000389
Premises and equipment expense$1,803,000380
Additional noninterest expense$3,479,000497
Pre-tax net operating income$9,279,000301
Securities gains (losses)$02,077
Applicable income taxes$2,804,000316
Income before extraordinary items$6,475,000315
Extraordinary gains, net$012
Net income$6,475,000315
Minority interest net income$062
Net income of bank and minority interests.$6,475,000315
Net charge-offs$205,000652
Cash dividends$2,000,000420
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,475,000309
2015-12-31 (YTD Data)Rank
Total interest income$72,937,000372
Total interest expense$6,977,000395
Net interest income$65,960,000376
Provision for loan and lease losses$2,400,000382
Total noninterest income$19,593,000420
Gross Fiduciary activities income$4,297,000223
Service charges on deposit accounts$4,792,000304
Trading account gains and fees$0159
Additional Noninterest Income$10,504,000474
Total noninterest expense$51,894,000427
Salaries and employee benefits$30,284,000401
Premises and equipment expense$7,008,000387
Additional noninterest expense$14,602,000474
Pre-tax net operating income$31,259,000341
Securities gains (losses)$184,000792
Applicable income taxes$9,704,000322
Income before extraordinary items$21,739,000366
Extraordinary gains, net$023
Net income$21,739,000366
Minority interest net income$081
Net income of bank and minority interests.$21,739,000366
Net charge-offs$978,000704
Cash dividends$3,600,000859
Sale, conversion, retirement of capital stock, net$0804
Net operating income$21,612,040362
2015-09-30 (YTD Data)Rank
Total interest income$53,238,000382
Total interest expense$5,046,000412
Net interest income$48,192,000383
Provision for loan and lease losses$1,800,000359
Total noninterest income$14,615,000433
Gross Fiduciary activities income$3,228,000224
Service charges on deposit accounts$3,586,000309
Trading account gains and fees$0153
Additional Noninterest Income$7,801,000493
Total noninterest expense$38,568,000438
Salaries and employee benefits$22,400,000410
Premises and equipment expense$5,185,000399
Additional noninterest expense$10,983,000472
Pre-tax net operating income$22,439,000364
Securities gains (losses)$184,000689
Applicable income taxes$6,974,000344
Income before extraordinary items$15,649,000385
Extraordinary gains, net$021
Net income$15,649,000385
Minority interest net income$078
Net income of bank and minority interests.$15,649,000385
Net charge-offs$398,0001,008
Cash dividends$3,600,000624
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,522,040384
2015-06-30 (YTD Data)Rank
Total interest income$34,194,000393
Total interest expense$3,214,000418
Net interest income$30,980,000392
Provision for loan and lease losses$1,200,000368
Total noninterest income$9,585,000435
Gross Fiduciary activities income$2,160,000226
Service charges on deposit accounts$2,330,000312
Trading account gains and fees$0157
Additional Noninterest Income$5,095,000498
Total noninterest expense$25,412,000441
Salaries and employee benefits$14,861,000411
Premises and equipment expense$3,393,000406
Additional noninterest expense$7,158,000486
Pre-tax net operating income$13,953,000381
Securities gains (losses)$31,0001,488
Applicable income taxes$4,159,000383
Income before extraordinary items$9,825,000402
Extraordinary gains, net$022
Net income$9,825,000401
Minority interest net income$075
Net income of bank and minority interests.$9,825,000402
Net charge-offs$431,000715
Cash dividends$1,800,000779
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,803,300395
2015-03-31 (YTD Data)Rank
Total interest income$16,993,000392
Total interest expense$1,581,000424
Net interest income$15,412,000396
Provision for loan and lease losses$600,000341
Total noninterest income$4,671,000434
Gross Fiduciary activities income$1,091,000225
Service charges on deposit accounts$1,150,000313
Trading account gains and fees$0152
Additional Noninterest Income$2,430,000501
Total noninterest expense$12,690,000443
Salaries and employee benefits$7,542,000406
Premises and equipment expense$1,682,000410
Additional noninterest expense$3,466,000490
Pre-tax net operating income$6,793,000380
Securities gains (losses)$-2,0006,101
Applicable income taxes$1,993,000389
Income before extraordinary items$4,798,000398
Extraordinary gains, net$013
Net income$4,798,000398
Minority interest net income$064
Net income of bank and minority interests.$4,798,000398
Net charge-offs$456,000384
Cash dividends$1,800,000396
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,799,420390
2014-12-31 (YTD Data)Rank
Total interest income$67,061,000387
Total interest expense$6,247,000444
Net interest income$60,814,000390
Provision for loan and lease losses$2,400,000411
Total noninterest income$19,036,000412
Gross Fiduciary activities income$4,277,000217
Service charges on deposit accounts$5,147,000300
Trading account gains and fees$0180
Additional Noninterest Income$9,612,000463
Total noninterest expense$48,977,000442
Salaries and employee benefits$28,976,000402
Premises and equipment expense$6,599,000402
Additional noninterest expense$13,402,000509
Pre-tax net operating income$28,473,000354
Securities gains (losses)$16,0002,441
Applicable income taxes$8,697,000332
Income before extraordinary items$19,792,000379
Extraordinary gains, net$017
Net income$19,792,000378
Minority interest net income$084
Net income of bank and minority interests.$19,792,000379
Net charge-offs$1,372,000695
Cash dividends$3,600,000795
Sale, conversion, retirement of capital stock, net$0862
Net operating income$19,780,960371
2014-09-30 (YTD Data)Rank
Total interest income$50,145,000390
Total interest expense$4,669,000451
Net interest income$45,476,000390
Provision for loan and lease losses$1,800,000379
Total noninterest income$14,058,000408
Gross Fiduciary activities income$3,033,000225
Service charges on deposit accounts$3,840,000299
Trading account gains and fees$0174
Additional Noninterest Income$7,185,000464
Total noninterest expense$36,760,000443
Salaries and employee benefits$21,625,000400
Premises and equipment expense$4,964,000399
Additional noninterest expense$10,171,000499
Pre-tax net operating income$20,974,000355
Securities gains (losses)$15,0002,163
Applicable income taxes$6,391,000339
Income before extraordinary items$14,598,000386
Extraordinary gains, net$015
Net income$14,598,000385
Minority interest net income$081
Net income of bank and minority interests.$14,598,000386
Net charge-offs$853,000765
Cash dividends$3,600,000585
Sale, conversion, retirement of capital stock, net$0819
Net operating income$14,587,500377
2014-06-30 (YTD Data)Rank
Total interest income$33,337,000389
Total interest expense$3,090,000458
Net interest income$30,247,000387
Provision for loan and lease losses$1,200,000387
Total noninterest income$9,272,000401
Gross Fiduciary activities income$1,973,000231
Service charges on deposit accounts$2,524,000298
Trading account gains and fees$0172
Additional Noninterest Income$4,775,000472
Total noninterest expense$24,440,000443
Salaries and employee benefits$14,335,000397
Premises and equipment expense$3,281,000401
Additional noninterest expense$6,824,000495
Pre-tax net operating income$13,879,000346
Securities gains (losses)$02,580
Applicable income taxes$4,128,000342
Income before extraordinary items$9,751,000380
Extraordinary gains, net$020
Net income$9,751,000378
Minority interest net income$080
Net income of bank and minority interests.$9,751,000380
Net charge-offs$636,000716
Cash dividends$1,800,000712
Sale, conversion, retirement of capital stock, net$0794
Net operating income$9,751,000368
2014-03-31 (YTD Data)Rank
Total interest income$16,460,000393
Total interest expense$1,545,000455
Net interest income$14,915,000393
Provision for loan and lease losses$600,000384
Total noninterest income$4,557,000397
Gross Fiduciary activities income$985,000236
Service charges on deposit accounts$1,228,000298
Trading account gains and fees$0147
Additional Noninterest Income$2,344,000443
Total noninterest expense$12,187,000450
Salaries and employee benefits$7,171,000403
Premises and equipment expense$1,591,000423
Additional noninterest expense$3,425,000491
Pre-tax net operating income$6,685,000343
Securities gains (losses)$01,715
Applicable income taxes$1,970,000336
Income before extraordinary items$4,715,000371
Extraordinary gains, net$016
Net income$4,715,000371
Minority interest net income$066
Net income of bank and minority interests.$4,715,000371
Net charge-offs$213,000909
Cash dividends$1,800,000367
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,715,000360
2013-12-31 (YTD Data)Rank
Total interest income$59,834,000422
Total interest expense$6,275,000502
Net interest income$53,559,000414
Provision for loan and lease losses$1,800,000675
Total noninterest income$17,785,000446
Gross Fiduciary activities income$3,923,000219
Service charges on deposit accounts$5,039,000305
Trading account gains and fees$0184
Additional Noninterest Income$8,823,000527
Total noninterest expense$43,592,000476
Salaries and employee benefits$24,935,000448
Premises and equipment expense$5,859,000432
Additional noninterest expense$12,798,000549
Pre-tax net operating income$25,952,000354
Securities gains (losses)$03,182
Applicable income taxes$8,041,000316
Income before extraordinary items$17,911,000397
Extraordinary gains, net$029
Net income$17,911,000396
Minority interest net income$090
Net income of bank and minority interests.$17,911,000397
Net charge-offs$3,260,000507
Cash dividends$3,200,000827
Sale, conversion, retirement of capital stock, net$0924
Net operating income$17,911,000392
2013-09-30 (YTD Data)Rank
Total interest income$44,333,000427
Total interest expense$4,737,000518
Net interest income$39,596,000421
Provision for loan and lease losses$1,200,000772
Total noninterest income$13,112,000461
Gross Fiduciary activities income$2,830,000221
Service charges on deposit accounts$3,765,000307
Trading account gains and fees$0180
Additional Noninterest Income$6,517,000549
Total noninterest expense$32,369,000486
Salaries and employee benefits$18,559,000453
Premises and equipment expense$4,431,000428
Additional noninterest expense$9,379,000558
Pre-tax net operating income$19,139,000364
Securities gains (losses)$03,040
Applicable income taxes$5,919,000333
Income before extraordinary items$13,220,000399
Extraordinary gains, net$025
Net income$13,220,000399
Minority interest net income$084
Net income of bank and minority interests.$13,220,000401
Net charge-offs$2,865,000444
Cash dividends$3,200,000604
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,220,000395
2013-06-30 (YTD Data)Rank
Total interest income$29,489,000425
Total interest expense$3,214,000524
Net interest income$26,275,000420
Provision for loan and lease losses$600,000990
Total noninterest income$8,690,000468
Gross Fiduciary activities income$1,887,000219
Service charges on deposit accounts$2,466,000307
Trading account gains and fees$0157
Additional Noninterest Income$4,337,000551
Total noninterest expense$21,652,000490
Salaries and employee benefits$12,459,000456
Premises and equipment expense$2,926,000434
Additional noninterest expense$6,267,000557
Pre-tax net operating income$12,713,000361
Securities gains (losses)$02,791
Applicable income taxes$3,865,000339
Income before extraordinary items$8,848,000393
Extraordinary gains, net$022
Net income$8,848,000394
Minority interest net income$082
Net income of bank and minority interests.$8,848,000395
Net charge-offs$2,888,000330
Cash dividends$1,600,000751
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,848,000378
2013-03-31 (YTD Data)Rank
Total interest income$14,908,000426
Total interest expense$1,679,000515
Net interest income$13,229,000422
Provision for loan and lease losses$04,409
Total noninterest income$4,298,000477
Gross Fiduciary activities income$944,000216
Service charges on deposit accounts$1,212,000310
Trading account gains and fees$0148
Additional Noninterest Income$2,142,000555
Total noninterest expense$10,825,000496
Salaries and employee benefits$6,435,000444
Premises and equipment expense$1,398,000455
Additional noninterest expense$2,992,000588
Pre-tax net operating income$6,702,000347
Securities gains (losses)$01,966
Applicable income taxes$2,041,000333
Income before extraordinary items$4,661,000372
Extraordinary gains, net$010
Net income$4,661,000373
Minority interest net income$076
Net income of bank and minority interests.$4,661,000373
Net charge-offs$270,0001,139
Cash dividends$1,600,000362
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,661,000363
2012-12-31 (YTD Data)Rank
Total interest income$58,524,000445
Total interest expense$7,283,000579
Net interest income$51,241,000433
Provision for loan and lease losses$5,000,000504
Total noninterest income$16,618,000473
Gross Fiduciary activities income$3,630,000214
Service charges on deposit accounts$4,908,000313
Trading account gains and fees$0166
Additional Noninterest Income$8,080,000570
Total noninterest expense$37,863,000552
Salaries and employee benefits$21,902,000486
Premises and equipment expense$5,033,000477
Additional noninterest expense$10,928,000653
Pre-tax net operating income$24,996,000359
Securities gains (losses)$03,810
Applicable income taxes$7,818,000335
Income before extraordinary items$17,178,000401
Extraordinary gains, net$029
Net income$17,178,000400
Minority interest net income$093
Net income of bank and minority interests.$17,178,000401
Net charge-offs$1,335,0001,511
Cash dividends$3,200,000830
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$17,178,000388
2012-09-30 (YTD Data)Rank
Total interest income$43,827,000452
Total interest expense$5,630,000590
Net interest income$38,197,000440
Provision for loan and lease losses$3,600,000529
Total noninterest income$12,412,000470
Gross Fiduciary activities income$2,735,000213
Service charges on deposit accounts$3,648,000318
Trading account gains and fees$0157
Additional Noninterest Income$6,029,000575
Total noninterest expense$28,125,000556
Salaries and employee benefits$16,272,000488
Premises and equipment expense$3,757,000481
Additional noninterest expense$8,096,000653
Pre-tax net operating income$18,884,000359
Securities gains (losses)$03,575
Applicable income taxes$5,864,000339
Income before extraordinary items$13,020,000412
Extraordinary gains, net$020
Net income$13,020,000411
Minority interest net income$086
Net income of bank and minority interests.$13,020,000411
Net charge-offs$1,140,0001,337
Cash dividends$3,200,000526
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,020,000393
2012-06-30 (YTD Data)Rank
Total interest income$29,167,000456
Total interest expense$3,848,000599
Net interest income$25,319,000446
Provision for loan and lease losses$2,400,000558
Total noninterest income$8,221,000464
Gross Fiduciary activities income$1,824,000210
Service charges on deposit accounts$2,398,000318
Trading account gains and fees$0153
Additional Noninterest Income$3,999,000560
Total noninterest expense$18,573,000559
Salaries and employee benefits$10,739,000494
Premises and equipment expense$2,468,000489
Additional noninterest expense$5,366,000655
Pre-tax net operating income$12,567,000350
Securities gains (losses)$03,178
Applicable income taxes$3,882,000334
Income before extraordinary items$8,685,000388
Extraordinary gains, net$019
Net income$8,685,000387
Minority interest net income$084
Net income of bank and minority interests.$8,685,000387
Net charge-offs$756,0001,374
Cash dividends$1,600,000642
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,685,000370
2012-03-31 (YTD Data)Rank
Total interest income$14,615,000458
Total interest expense$1,958,000608
Net interest income$12,657,000449
Provision for loan and lease losses$1,200,000541
Total noninterest income$4,109,000461
Gross Fiduciary activities income$912,000215
Service charges on deposit accounts$1,197,000314
Trading account gains and fees$0148
Additional Noninterest Income$2,000,000554
Total noninterest expense$9,351,000553
Salaries and employee benefits$5,412,000490
Premises and equipment expense$1,215,000494
Additional noninterest expense$2,724,000637
Pre-tax net operating income$6,215,000351
Securities gains (losses)$02,210
Applicable income taxes$1,909,000333
Income before extraordinary items$4,306,000384
Extraordinary gains, net$019
Net income$4,306,000385
Minority interest net income$078
Net income of bank and minority interests.$4,306,000385
Net charge-offs$728,000844
Cash dividends$1,600,000324
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,306,000368
2011-12-31 (YTD Data)Rank
Total interest income$57,902,000473
Total interest expense$8,686,000666
Net interest income$49,216,000447
Provision for loan and lease losses$5,400,000737
Total noninterest income$15,920,000443
Gross Fiduciary activities income$3,534,000177
Service charges on deposit accounts$5,080,000314
Trading account gains and fees$0146
Additional Noninterest Income$7,306,000534
Total noninterest expense$35,865,000562
Salaries and employee benefits$20,732,000476
Premises and equipment expense$4,598,000545
Additional noninterest expense$10,535,000678
Pre-tax net operating income$23,871,000319
Securities gains (losses)$03,838
Applicable income taxes$7,696,000304
Income before extraordinary items$16,175,000359
Extraordinary gains, net$029
Net income$16,175,000360
Minority interest net income$096
Net income of bank and minority interests.$16,175,000360
Net charge-offs$2,597,0001,318
Cash dividends$2,792,000701
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$16,175,000347
2011-09-30 (YTD Data)Rank
Total interest income$41,692,000494
Total interest expense$6,435,000700
Net interest income$35,257,000467
Provision for loan and lease losses$3,600,000798
Total noninterest income$11,861,000443
Gross Fiduciary activities income$2,759,000172
Service charges on deposit accounts$3,642,000324
Trading account gains and fees$0145
Additional Noninterest Income$5,460,000547
Total noninterest expense$25,657,000588
Salaries and employee benefits$14,802,000495
Premises and equipment expense$3,273,000583
Additional noninterest expense$7,582,000705
Pre-tax net operating income$17,861,000323
Securities gains (losses)$03,555
Applicable income taxes$5,790,000307
Income before extraordinary items$12,071,000365
Extraordinary gains, net$021
Net income$12,071,000365
Minority interest net income$087
Net income of bank and minority interests.$12,071,000365
Net charge-offs$1,145,0001,765
Cash dividends$2,600,000511
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$12,071,000352
2011-06-30 (YTD Data)Rank
Total interest income$27,585,000504
Total interest expense$4,329,000731
Net interest income$23,256,000475
Provision for loan and lease losses$2,400,000807
Total noninterest income$7,912,000446
Gross Fiduciary activities income$1,840,000175
Service charges on deposit accounts$2,417,000327
Trading account gains and fees$0153
Additional Noninterest Income$3,655,000545
Total noninterest expense$17,074,000594
Salaries and employee benefits$9,873,000496
Premises and equipment expense$2,248,000575
Additional noninterest expense$4,953,000729
Pre-tax net operating income$11,694,000321
Securities gains (losses)$02,914
Applicable income taxes$3,793,000301
Income before extraordinary items$7,901,000360
Extraordinary gains, net$015
Net income$7,901,000359
Minority interest net income$089
Net income of bank and minority interests.$7,901,000359
Net charge-offs$909,0001,555
Cash dividends$1,200,000683
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,901,000348
2011-03-31 (YTD Data)Rank
Total interest income$13,662,000509
Total interest expense$2,198,000754
Net interest income$11,464,000479
Provision for loan and lease losses$1,200,000745
Total noninterest income$3,897,000441
Gross Fiduciary activities income$921,000182
Service charges on deposit accounts$1,171,000332
Trading account gains and fees$0158
Additional Noninterest Income$1,805,000552
Total noninterest expense$8,640,000586
Salaries and employee benefits$4,944,000501
Premises and equipment expense$1,028,000641
Additional noninterest expense$2,668,000681
Pre-tax net operating income$5,521,000336
Securities gains (losses)$01,772
Applicable income taxes$1,783,000302
Income before extraordinary items$3,738,000372
Extraordinary gains, net$09
Net income$3,738,000371
Minority interest net income$086
Net income of bank and minority interests.$3,738,000371
Net charge-offs$676,0001,113
Cash dividends$1,200,000322
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,738,000361
2010-12-31 (YTD Data)Rank
Total interest income$52,652,000557
Total interest expense$9,821,000840
Net interest income$42,831,000503
Provision for loan and lease losses$4,800,0001,182
Total noninterest income$15,908,000460
Gross Fiduciary activities income$3,443,000182
Service charges on deposit accounts$5,192,000301
Trading account gains and fees$0175
Additional Noninterest Income$7,273,000568
Total noninterest expense$33,609,000610
Salaries and employee benefits$18,913,000519
Premises and equipment expense$4,571,000566
Additional noninterest expense$10,125,000743
Pre-tax net operating income$20,330,000293
Securities gains (losses)$-28,0007,105
Applicable income taxes$6,620,000296
Income before extraordinary items$13,682,000342
Extraordinary gains, net$029
Net income$13,682,000342
Minority interest net income$0111
Net income of bank and minority interests.$13,682,000343
Net charge-offs$1,561,0002,134
Cash dividends$2,400,000694
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$13,700,760325
2010-09-30 (YTD Data)Rank
Total interest income$38,851,000578
Total interest expense$7,429,000865
Net interest income$31,422,000507
Provision for loan and lease losses$2,400,0001,466
Total noninterest income$11,777,000457
Gross Fiduciary activities income$2,584,000181
Service charges on deposit accounts$3,934,000295
Trading account gains and fees$0165
Additional Noninterest Income$5,259,000554
Total noninterest expense$24,700,000608
Salaries and employee benefits$13,497,000532
Premises and equipment expense$3,453,000555
Additional noninterest expense$7,750,000707
Pre-tax net operating income$16,099,000284
Securities gains (losses)$-19,0007,258
Applicable income taxes$5,244,000269
Income before extraordinary items$10,836,000325
Extraordinary gains, net$023
Net income$10,836,000326
Minority interest net income$0110
Net income of bank and minority interests.$10,836,000326
Net charge-offs$930,0002,278
Cash dividends$2,400,000458
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,848,730312
2010-06-30 (YTD Data)Rank
Total interest income$25,431,000592
Total interest expense$4,969,000898
Net interest income$20,462,000517
Provision for loan and lease losses$1,500,0001,516
Total noninterest income$7,706,000453
Gross Fiduciary activities income$1,726,000180
Service charges on deposit accounts$2,579,000302
Trading account gains and fees$0152
Additional Noninterest Income$3,401,000545
Total noninterest expense$16,396,000614
Salaries and employee benefits$9,078,000522
Premises and equipment expense$2,329,000552
Additional noninterest expense$4,989,000728
Pre-tax net operating income$10,272,000287
Securities gains (losses)$-21,0007,370
Applicable income taxes$3,337,000268
Income before extraordinary items$6,914,000323
Extraordinary gains, net$019
Net income$6,914,000322
Minority interest net income$0105
Net income of bank and minority interests.$6,914,000323
Net charge-offs$428,0002,617
Cash dividends$1,200,000577
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,928,070317
2010-03-31 (YTD Data)Rank
Total interest income$12,697,000605
Total interest expense$2,535,000923
Net interest income$10,162,000533
Provision for loan and lease losses$750,0001,389
Total noninterest income$3,772,000455
Gross Fiduciary activities income$866,000181
Service charges on deposit accounts$1,275,000306
Trading account gains and fees$0175
Additional Noninterest Income$1,631,000555
Total noninterest expense$8,284,000609
Salaries and employee benefits$4,655,000524
Premises and equipment expense$1,105,000603
Additional noninterest expense$2,524,000724
Pre-tax net operating income$4,900,000280
Securities gains (losses)$8,0001,783
Applicable income taxes$1,592,000272
Income before extraordinary items$3,316,000329
Extraordinary gains, net$016
Net income$3,316,000332
Minority interest net income$091
Net income of bank and minority interests.$3,316,000331
Net charge-offs$96,0003,145
Cash dividends$1,200,000277
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,310,560313
2009-12-31 (YTD Data)Rank
Total interest income$48,042,000685
Total interest expense$12,044,000984
Net interest income$35,998,000598
Provision for loan and lease losses$1,500,0002,904
Total noninterest income$14,729,000486
Gross Fiduciary activities income$2,968,000201
Service charges on deposit accounts$5,400,000322
Trading account gains and fees$0211
Additional Noninterest Income$6,361,000598
Total noninterest expense$32,483,000647
Salaries and employee benefits$17,711,000542
Premises and equipment expense$3,883,000683
Additional noninterest expense$10,889,000737
Pre-tax net operating income$16,744,000256
Securities gains (losses)$13,0003,179
Applicable income taxes$5,443,000250
Income before extraordinary items$11,314,000282
Extraordinary gains, net$034
Net income$11,314,000284
Minority interest net income$0115
Net income of bank and minority interests.$11,314,000284
Net charge-offs$824,0003,138
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$11,305,160288
2009-09-30 (YTD Data)Rank
Total interest income$35,494,000719
Total interest expense$9,371,0001,000
Net interest income$26,123,000620
Provision for loan and lease losses$1,000,0002,773
Total noninterest income$10,930,000495
Gross Fiduciary activities income$2,203,000202
Service charges on deposit accounts$3,982,000327
Trading account gains and fees$0212
Additional Noninterest Income$4,745,000613
Total noninterest expense$24,110,000653
Salaries and employee benefits$13,073,000562
Premises and equipment expense$2,825,000724
Additional noninterest expense$8,212,000696
Pre-tax net operating income$11,943,000279
Securities gains (losses)$3,0003,260
Applicable income taxes$3,904,000268
Income before extraordinary items$8,042,000318
Extraordinary gains, net$027
Net income$8,042,000318
Minority interest net income$0118
Net income of bank and minority interests.$8,042,000319
Net charge-offs$471,0003,123
Cash dividends$2,000,000630
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,039,990313
2009-06-30 (YTD Data)Rank
Total interest income$23,174,000751
Total interest expense$6,581,0001,009
Net interest income$16,593,000650
Provision for loan and lease losses$400,0003,257
Total noninterest income$7,151,000511
Gross Fiduciary activities income$1,575,000191
Service charges on deposit accounts$2,530,000338
Trading account gains and fees$0193
Additional Noninterest Income$3,046,000633
Total noninterest expense$15,991,000675
Salaries and employee benefits$8,854,000559
Premises and equipment expense$1,847,000762
Additional noninterest expense$5,290,000730
Pre-tax net operating income$7,353,000307
Securities gains (losses)$03,136
Applicable income taxes$2,417,000290
Income before extraordinary items$4,936,000356
Extraordinary gains, net$021
Net income$4,936,000353
Minority interest net income$0112
Net income of bank and minority interests.$4,936,000355
Net charge-offs$418,0002,550
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,936,000342
2009-03-31 (YTD Data)Rank
Total interest income$11,399,000767
Total interest expense$3,526,000972
Net interest income$7,873,000672
Provision for loan and lease losses$06,744
Total noninterest income$3,553,000486
Gross Fiduciary activities income$795,000188
Service charges on deposit accounts$1,251,000331
Trading account gains and fees$0171
Additional Noninterest Income$1,507,000625
Total noninterest expense$7,849,000652
Salaries and employee benefits$4,484,000561
Premises and equipment expense$873,000814
Additional noninterest expense$2,492,000682
Pre-tax net operating income$3,577,000340
Securities gains (losses)$02,434
Applicable income taxes$1,184,000314
Income before extraordinary items$2,393,000401
Extraordinary gains, net$015
Net income$2,393,000402
Minority interest net income$0102
Net income of bank and minority interests.$2,393,000403
Net charge-offs$85,0003,048
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,393,000375
2008-12-31 (YTD Data)Rank
Total interest income$51,189,000723
Total interest expense$17,650,000902
Net interest income$33,539,000647
Provision for loan and lease losses$1,500,0002,158
Total noninterest income$16,763,000402
Gross Fiduciary activities income$2,967,000211
Service charges on deposit accounts$5,281,000336
Trading account gains and fees$0154
Additional Noninterest Income$8,515,000427
Total noninterest expense$31,790,000627
Salaries and employee benefits$18,764,000510
Premises and equipment expense$4,055,000682
Additional noninterest expense$8,971,000741
Pre-tax net operating income$17,012,000328
Securities gains (losses)$41,0001,735
Applicable income taxes$5,863,000285
Income before extraordinary items$11,190,000351
Extraordinary gains, net$039
Net income$11,190,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,227
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,162,940367
2008-09-30 (YTD Data)Rank
Total interest income$38,786,000740
Total interest expense$13,709,000909
Net interest income$25,077,000662
Provision for loan and lease losses$1,000,0001,819
Total noninterest income$11,345,000462
Gross Fiduciary activities income$2,300,000210
Service charges on deposit accounts$3,892,000346
Trading account gains and fees$0148
Additional Noninterest Income$5,153,000545
Total noninterest expense$22,793,000645
Salaries and employee benefits$13,279,000561
Premises and equipment expense$2,946,000706
Additional noninterest expense$6,568,000714
Pre-tax net operating income$12,629,000411
Securities gains (losses)$13,0002,250
Applicable income taxes$4,382,000350
Income before extraordinary items$8,260,000439
Extraordinary gains, net$031
Net income$8,260,000438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-121,0008,290
Cash dividends$2,000,0001,009
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,251,550465
2008-06-30 (YTD Data)Rank
Total interest income$25,521,000761
Total interest expense$9,214,000928
Net interest income$16,307,000679
Provision for loan and lease losses$900,0001,302
Total noninterest income$7,674,000472
Gross Fiduciary activities income$1,500,000217
Service charges on deposit accounts$2,545,000345
Trading account gains and fees$0149
Additional Noninterest Income$3,629,000538
Total noninterest expense$15,115,000642
Salaries and employee benefits$8,865,000562
Premises and equipment expense$1,950,000707
Additional noninterest expense$4,300,000700
Pre-tax net operating income$7,966,000460
Securities gains (losses)$13,0002,325
Applicable income taxes$2,595,000427
Income before extraordinary items$5,384,000518
Extraordinary gains, net$021
Net income$5,384,000517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-194,0008,400
Cash dividends$1,600,000923
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,375,290506
2008-03-31 (YTD Data)Rank
Total interest income$12,912,000779
Total interest expense$4,765,000967
Net interest income$8,147,000682
Provision for loan and lease losses$700,000796
Total noninterest income$4,079,000456
Gross Fiduciary activities income$750,000221
Service charges on deposit accounts$1,273,000343
Trading account gains and fees$0158
Additional Noninterest Income$2,056,000500
Total noninterest expense$7,529,000636
Salaries and employee benefits$4,498,000561
Premises and equipment expense$971,000719
Additional noninterest expense$2,060,000704
Pre-tax net operating income$3,997,000491
Securities gains (losses)$02,688
Applicable income taxes$1,324,000478
Income before extraordinary items$2,673,000567
Extraordinary gains, net$015
Net income$2,673,000568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,289
Cash dividends$1,600,000512
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,673,000541
2007-12-31 (YTD Data)Rank
Total interest income$52,280,000801
Total interest expense$20,930,000946
Net interest income$31,350,000706
Provision for loan and lease losses$1,500,0001,048
Total noninterest income$13,847,000488
Gross Fiduciary activities income$2,860,000225
Service charges on deposit accounts$5,558,000322
Trading account gains and fees$0178
Additional Noninterest Income$5,429,000633
Total noninterest expense$28,587,000660
Salaries and employee benefits$17,181,000559
Premises and equipment expense$4,009,000664
Additional noninterest expense$7,397,000783
Pre-tax net operating income$15,110,000587
Securities gains (losses)$02,146
Applicable income taxes$4,988,000550
Income before extraordinary items$10,122,000643
Extraordinary gains, net$039
Net income$10,122,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,513
Cash dividends$1,600,0001,901
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,122,000629
2007-09-30 (YTD Data)Rank
Total interest income$38,798,000811
Total interest expense$15,733,000945
Net interest income$23,065,000719
Provision for loan and lease losses$600,0001,345
Total noninterest income$10,189,000502
Gross Fiduciary activities income$2,090,000224
Service charges on deposit accounts$4,075,000327
Trading account gains and fees$0184
Additional Noninterest Income$4,024,000650
Total noninterest expense$20,998,000660
Salaries and employee benefits$12,371,000586
Premises and equipment expense$3,033,000654
Additional noninterest expense$5,594,000760
Pre-tax net operating income$11,656,000614
Securities gains (losses)$1,0001,492
Applicable income taxes$3,810,000578
Income before extraordinary items$7,847,000661
Extraordinary gains, net$033
Net income$7,847,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,412
Cash dividends$1,600,0001,426
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,846,330647
2007-06-30 (YTD Data)Rank
Total interest income$25,343,000834
Total interest expense$10,362,000965
Net interest income$14,981,000755
Provision for loan and lease losses$400,0001,235
Total noninterest income$6,489,000536
Gross Fiduciary activities income$1,320,000240
Service charges on deposit accounts$2,606,000345
Trading account gains and fees$0168
Additional Noninterest Income$2,563,000687
Total noninterest expense$13,938,000676
Salaries and employee benefits$8,190,000605
Premises and equipment expense$1,979,000688
Additional noninterest expense$3,769,000758
Pre-tax net operating income$7,132,000689
Securities gains (losses)$1,0001,305
Applicable income taxes$2,325,000644
Income before extraordinary items$4,808,000752
Extraordinary gains, net$029
Net income$4,808,000751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,957
Cash dividends$800,0001,799
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,807,330747
2007-03-31 (YTD Data)Rank
Total interest income$12,326,000845
Total interest expense$5,064,000974
Net interest income$7,262,000772
Provision for loan and lease losses$150,0001,427
Total noninterest income$3,063,000544
Gross Fiduciary activities income$660,000241
Service charges on deposit accounts$1,164,000371
Trading account gains and fees$0195
Additional Noninterest Income$1,239,000691
Total noninterest expense$7,068,000663
Salaries and employee benefits$4,114,000608
Premises and equipment expense$942,000721
Additional noninterest expense$2,012,000694
Pre-tax net operating income$3,107,000778
Securities gains (losses)$01,187
Applicable income taxes$1,005,000735
Income before extraordinary items$2,102,000849
Extraordinary gains, net$022
Net income$2,102,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,312
Cash dividends$800,000962
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,102,000841
2006-12-31 (YTD Data)Rank
Total interest income$44,083,000879
Total interest expense$15,813,0001,056
Net interest income$28,270,000784
Provision for loan and lease losses$2,500,000461
Total noninterest income$12,030,000537
Gross Fiduciary activities income$2,584,000222
Service charges on deposit accounts$5,300,000338
Trading account gains and fees$0130
Additional Noninterest Income$4,146,000790
Total noninterest expense$25,417,000702
Salaries and employee benefits$14,795,000635
Premises and equipment expense$3,641,000701
Additional noninterest expense$6,981,000778
Pre-tax net operating income$12,383,000802
Securities gains (losses)$-1,0006,756
Applicable income taxes$4,122,000738
Income before extraordinary items$8,260,000914
Extraordinary gains, net$051
Net income$8,260,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$550,0001,093
Cash dividends$1,600,0001,838
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,260,670900
2006-09-30 (YTD Data)Rank
Total interest income$32,120,000913
Total interest expense$11,110,0001,106
Net interest income$21,010,000811
Provision for loan and lease losses$1,450,000538
Total noninterest income$8,913,000552
Gross Fiduciary activities income$1,909,000231
Service charges on deposit accounts$4,051,000334
Trading account gains and fees$0126
Additional Noninterest Income$2,953,000826
Total noninterest expense$18,416,000737
Salaries and employee benefits$10,489,000676
Premises and equipment expense$2,661,000738
Additional noninterest expense$5,266,000779
Pre-tax net operating income$10,057,000785
Securities gains (losses)$-1,0007,100
Applicable income taxes$3,382,000719
Income before extraordinary items$6,674,000874
Extraordinary gains, net$045
Net income$6,674,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,000776
Cash dividends$1,600,0001,361
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,674,660862
2006-06-30 (YTD Data)Rank
Total interest income$20,756,000923
Total interest expense$6,826,0001,134
Net interest income$13,930,000815
Provision for loan and lease losses$1,000,000511
Total noninterest income$5,784,000568
Gross Fiduciary activities income$1,294,000237
Service charges on deposit accounts$2,621,000335
Trading account gains and fees$0126
Additional Noninterest Income$1,869,000869
Total noninterest expense$11,928,000754
Salaries and employee benefits$6,824,000698
Premises and equipment expense$1,701,000763
Additional noninterest expense$3,403,000794
Pre-tax net operating income$6,786,000783
Securities gains (losses)$01,185
Applicable income taxes$2,248,000725
Income before extraordinary items$4,538,000857
Extraordinary gains, net$039
Net income$4,538,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,000773
Cash dividends$800,0001,708
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,538,000840
2006-03-31 (YTD Data)Rank
Total interest income$9,850,000943
Total interest expense$3,087,0001,191
Net interest income$6,763,000834
Provision for loan and lease losses$450,000528
Total noninterest income$2,793,000571
Gross Fiduciary activities income$663,000236
Service charges on deposit accounts$1,242,000337
Trading account gains and fees$0115
Additional Noninterest Income$888,000890
Total noninterest expense$5,778,000778
Salaries and employee benefits$3,321,000715
Premises and equipment expense$810,000797
Additional noninterest expense$1,647,000811
Pre-tax net operating income$3,328,000783
Securities gains (losses)$0955
Applicable income taxes$1,110,000727
Income before extraordinary items$2,218,000856
Extraordinary gains, net$021
Net income$2,218,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,493
Cash dividends$800,000899
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,218,000841
2005-12-31 (YTD Data)Rank
Total interest income$32,405,0001,014
Total interest expense$7,795,0001,456
Net interest income$24,610,000874
Provision for loan and lease losses$1,800,000590
Total noninterest income$10,881,000582
Gross Fiduciary activities income$2,464,000235
Service charges on deposit accounts$4,973,000338
Trading account gains and fees$0138
Additional Noninterest Income$3,444,000912
Total noninterest expense$22,893,000751
Salaries and employee benefits$13,093,000688
Premises and equipment expense$3,130,000775
Additional noninterest expense$6,670,000786
Pre-tax net operating income$10,798,000914
Securities gains (losses)$-25,0007,924
Applicable income taxes$3,525,000853
Income before extraordinary items$7,248,0001,000
Extraordinary gains, net$046
Net income$7,248,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$898,000739
Cash dividends$1,600,0001,738
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,264,750979
2005-09-30 (YTD Data)Rank
Total interest income$23,194,0001,034
Total interest expense$5,281,0001,522
Net interest income$17,913,000889
Provision for loan and lease losses$950,000793
Total noninterest income$8,178,000589
Gross Fiduciary activities income$1,863,000227
Service charges on deposit accounts$3,682,000341
Trading account gains and fees$0126
Additional Noninterest Income$2,633,000912
Total noninterest expense$16,654,000758
Salaries and employee benefits$9,308,000717
Premises and equipment expense$2,425,000744
Additional noninterest expense$4,921,000786
Pre-tax net operating income$8,487,000871
Securities gains (losses)$-25,0008,266
Applicable income taxes$2,773,000830
Income before extraordinary items$5,689,000949
Extraordinary gains, net$035
Net income$5,689,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$588,000737
Cash dividends$1,600,0001,251
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,705,750929
2005-06-30 (YTD Data)Rank
Total interest income$14,751,0001,054
Total interest expense$3,143,0001,611
Net interest income$11,608,000903
Provision for loan and lease losses$450,0001,068
Total noninterest income$5,391,000588
Gross Fiduciary activities income$1,242,000228
Service charges on deposit accounts$2,375,000347
Trading account gains and fees$0116
Additional Noninterest Income$1,774,000879
Total noninterest expense$10,728,000780
Salaries and employee benefits$6,069,000730
Premises and equipment expense$1,579,000756
Additional noninterest expense$3,080,000825
Pre-tax net operating income$5,821,000820
Securities gains (losses)$02,146
Applicable income taxes$1,917,000786
Income before extraordinary items$3,904,000896
Extraordinary gains, net$030
Net income$3,904,000896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,000635
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,904,000876
2005-03-31 (YTD Data)Rank
Total interest income$7,100,0001,070
Total interest expense$1,405,0001,702
Net interest income$5,695,000909
Provision for loan and lease losses$75,0002,455
Total noninterest income$2,648,000586
Gross Fiduciary activities income$621,000232
Service charges on deposit accounts$1,130,000351
Trading account gains and fees$0115
Additional Noninterest Income$897,000860
Total noninterest expense$5,227,000794
Salaries and employee benefits$2,982,000745
Premises and equipment expense$732,000808
Additional noninterest expense$1,513,000827
Pre-tax net operating income$3,041,000785
Securities gains (losses)$01,685
Applicable income taxes$1,004,000764
Income before extraordinary items$2,037,000852
Extraordinary gains, net$024
Net income$2,037,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,087
Cash dividends$800,000797
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,037,000832
2004-12-31 (YTD Data)Rank
Total interest income$25,484,0001,114
Total interest expense$4,470,0001,820
Net interest income$21,014,000939
Provision for loan and lease losses$900,0001,146
Total noninterest income$9,905,000614
Gross Fiduciary activities income$2,320,000231
Service charges on deposit accounts$4,521,000376
Trading account gains and fees$0138
Additional Noninterest Income$3,064,000969
Total noninterest expense$20,031,000798
Salaries and employee benefits$11,690,000724
Premises and equipment expense$2,836,000802
Additional noninterest expense$5,505,000911
Pre-tax net operating income$9,988,000888
Securities gains (losses)$03,819
Applicable income taxes$3,325,000837
Income before extraordinary items$6,663,000996
Extraordinary gains, net$034
Net income$6,663,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$669,0001,057
Cash dividends$1,400,0001,821
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,663,000961
2004-09-30 (YTD Data)Rank
Total interest income$18,653,0001,119
Total interest expense$3,258,0001,832
Net interest income$15,395,000958
Provision for loan and lease losses$200,0002,980
Total noninterest income$7,279,000632
Gross Fiduciary activities income$1,719,000237
Service charges on deposit accounts$3,263,000403
Trading account gains and fees$0134
Additional Noninterest Income$2,297,000976
Total noninterest expense$14,486,000842
Salaries and employee benefits$8,261,000779
Premises and equipment expense$2,095,000812
Additional noninterest expense$4,130,000893
Pre-tax net operating income$7,988,000834
Securities gains (losses)$03,710
Applicable income taxes$2,669,000799
Income before extraordinary items$5,319,000936
Extraordinary gains, net$026
Net income$5,319,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,250
Cash dividends$1,400,0001,343
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,319,000903
2004-06-30 (YTD Data)Rank
Total interest income$12,203,0001,130
Total interest expense$2,154,0001,842
Net interest income$10,049,000971
Provision for loan and lease losses$06,885
Total noninterest income$4,734,000640
Gross Fiduciary activities income$1,125,000246
Service charges on deposit accounts$2,083,000420
Trading account gains and fees$0130
Additional Noninterest Income$1,526,000978
Total noninterest expense$9,622,000849
Salaries and employee benefits$5,556,000766
Premises and equipment expense$1,363,000826
Additional noninterest expense$2,703,000922
Pre-tax net operating income$5,161,000843
Securities gains (losses)$03,413
Applicable income taxes$1,739,000811
Income before extraordinary items$3,422,000959
Extraordinary gains, net$021
Net income$3,422,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,000890
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,422,000921
2004-03-31 (YTD Data)Rank
Total interest income$6,083,0001,147
Total interest expense$1,081,0001,852
Net interest income$5,002,000983
Provision for loan and lease losses$100,0002,105
Total noninterest income$2,303,000653
Gross Fiduciary activities income$562,000247
Service charges on deposit accounts$1,012,000424
Trading account gains and fees$0121
Additional Noninterest Income$729,000991
Total noninterest expense$4,751,000865
Salaries and employee benefits$2,743,000790
Premises and equipment expense$653,000869
Additional noninterest expense$1,355,000911
Pre-tax net operating income$2,454,000878
Securities gains (losses)$02,934
Applicable income taxes$834,000858
Income before extraordinary items$1,620,0001,008
Extraordinary gains, net$016
Net income$1,620,0001,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,000855
Cash dividends$800,000795
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,620,000952
2003-12-31 (YTD Data)Rank
Total interest income$24,815,0001,148
Total interest expense$5,410,0001,671
Net interest income$19,405,000995
Provision for loan and lease losses$870,0001,361
Total noninterest income$9,638,000672
Gross Fiduciary activities income$2,146,000247
Service charges on deposit accounts$3,934,000434
Trading account gains and fees$0160
Additional Noninterest Income$3,558,000970
Total noninterest expense$18,910,000852
Salaries and employee benefits$10,520,000805
Premises and equipment expense$2,982,000763
Additional noninterest expense$5,408,000942
Pre-tax net operating income$9,263,000918
Securities gains (losses)$04,500
Applicable income taxes$3,134,000885
Income before extraordinary items$6,129,0001,049
Extraordinary gains, net$054
Net income$6,129,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,138,000834
Cash dividends$1,600,0001,645
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,129,000987
2003-09-30 (YTD Data)Rank
Total interest income$18,779,0001,158
Total interest expense$4,263,0001,656
Net interest income$14,516,0001,004
Provision for loan and lease losses$650,0001,314
Total noninterest income$7,322,000697
Gross Fiduciary activities income$1,662,000252
Service charges on deposit accounts$2,854,000454
Trading account gains and fees$0153
Additional Noninterest Income$2,806,000961
Total noninterest expense$13,628,000897
Salaries and employee benefits$7,543,000860
Premises and equipment expense$2,168,000793
Additional noninterest expense$3,917,000983
Pre-tax net operating income$7,560,000884
Securities gains (losses)$04,204
Applicable income taxes$2,550,000883
Income before extraordinary items$5,010,0001,007
Extraordinary gains, net$040
Net income$5,010,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,216
Cash dividends$1,600,0001,203
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,010,000943
2003-06-30 (YTD Data)Rank
Total interest income$12,710,0001,148
Total interest expense$3,008,0001,604
Net interest income$9,702,000998
Provision for loan and lease losses$300,0001,769
Total noninterest income$4,928,000681
Gross Fiduciary activities income$1,128,000255
Service charges on deposit accounts$1,870,000459
Trading account gains and fees$0150
Additional Noninterest Income$1,930,000938
Total noninterest expense$8,988,000907
Salaries and employee benefits$5,032,000854
Premises and equipment expense$1,400,000813
Additional noninterest expense$2,556,000990
Pre-tax net operating income$5,342,000836
Securities gains (losses)$03,782
Applicable income taxes$1,814,000843
Income before extraordinary items$3,528,000954
Extraordinary gains, net$030
Net income$3,528,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,000918
Cash dividends$800,0001,557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,528,000882
2003-03-31 (YTD Data)Rank
Total interest income$6,421,0001,143
Total interest expense$1,553,0001,590
Net interest income$4,868,000993
Provision for loan and lease losses$200,0001,357
Total noninterest income$2,266,000719
Gross Fiduciary activities income$594,000254
Service charges on deposit accounts$922,000455
Trading account gains and fees$0134
Additional Noninterest Income$750,0001,104
Total noninterest expense$4,416,000923
Salaries and employee benefits$2,525,000849
Premises and equipment expense$641,000897
Additional noninterest expense$1,250,000985
Pre-tax net operating income$2,518,000900
Securities gains (losses)$02,891
Applicable income taxes$856,000910
Income before extraordinary items$1,662,0001,013
Extraordinary gains, net$021
Net income$1,662,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,000938
Cash dividends$800,000820
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,662,000934
2002-12-31 (YTD Data)Rank
Total interest income$27,759,0001,114
Total interest expense$8,002,0001,405
Net interest income$19,757,000981
Provision for loan and lease losses$1,390,0001,008
Total noninterest income$8,536,000696
Gross Fiduciary activities income$2,188,000272
Service charges on deposit accounts$3,659,000452
Trading account gains and fees$0153
Additional Noninterest Income$2,689,0001,077
Total noninterest expense$17,679,000886
Salaries and employee benefits$10,097,000799
Premises and equipment expense$2,456,000883
Additional noninterest expense$5,126,000973
Pre-tax net operating income$9,224,000931
Securities gains (losses)$04,537
Applicable income taxes$3,118,000892
Income before extraordinary items$6,106,0001,026
Extraordinary gains, net$070
Net income$6,106,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,056,000554
Cash dividends$1,460,0001,683
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,106,000986
2001-12-31 (YTD Data)Rank
Total interest income$31,363,0001,089
Total interest expense$12,777,0001,273
Net interest income$18,586,000965
Provision for loan and lease losses$1,600,000852
Total noninterest income$8,453,000673
Gross Fiduciary activities income$2,467,000261
Service charges on deposit accounts$3,343,000450
Trading account gains and fees$0177
Additional Noninterest Income$2,643,0001,030
Total noninterest expense$16,339,000915
Salaries and employee benefits$9,038,000817
Premises and equipment expense$2,236,000939
Additional noninterest expense$5,065,000965
Pre-tax net operating income$9,100,000834
Securities gains (losses)$04,612
Applicable income taxes$3,090,000825
Income before extraordinary items$6,010,000914
Extraordinary gains, net$0105
Net income$6,010,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$910,0001,009
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,010,000874
2000-12-31 (YTD Data)Rank
Total interest income$30,080,0001,173
Total interest expense$12,206,0001,413
Net interest income$17,874,000968
Provision for loan and lease losses$1,375,000822
Total noninterest income$7,948,000677
Gross Fiduciary activities income$2,350,000267
Service charges on deposit accounts$3,018,000444
Trading account gains and fees$0180
Additional Noninterest Income$2,580,000948
Total noninterest expense$14,908,000952
Salaries and employee benefits$8,204,000848
Premises and equipment expense$1,918,0001,043
Additional noninterest expense$4,786,000979
Pre-tax net operating income$9,539,000811
Securities gains (losses)$01,956
Applicable income taxes$3,223,000783
Income before extraordinary items$6,316,000842
Extraordinary gains, net$038
Net income$6,316,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,062
Cash dividends$1,600,0001,576
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,316,000840
1999-12-31 (YTD Data)Rank
Total interest income$25,808,0001,263
Total interest expense$10,173,0001,475
Net interest income$15,635,0001,123
Provision for loan and lease losses$700,0001,317
Total noninterest income$6,970,000760
Gross Fiduciary activities income$2,010,000330
Service charges on deposit accounts$2,930,000466
Trading account gains and fees$0173
Additional Noninterest Income$2,030,0001,142
Total noninterest expense$12,840,0001,088
Salaries and employee benefits$7,051,000980
Premises and equipment expense$1,553,0001,307
Additional noninterest expense$4,236,0001,107
Pre-tax net operating income$9,065,000910
Securities gains (losses)$10,0001,755
Applicable income taxes$3,071,000867
Income before extraordinary items$6,004,000935
Extraordinary gains, net$035
Net income$6,004,000935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,078
Cash dividends$920,0002,421
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,997,400919
1998-12-31 (YTD Data)Rank
Total interest income$23,724,0001,363
Total interest expense$9,188,0001,673
Net interest income$14,536,0001,170
Provision for loan and lease losses$1,150,000866
Total noninterest income$7,105,000742
Gross Fiduciary activities income$1,610,000358
Service charges on deposit accounts$2,703,000486
Trading account gains and fees$0224
Additional Noninterest Income$2,792,000941
Total noninterest expense$12,764,0001,042
Salaries and employee benefits$6,210,0001,052
Premises and equipment expense$1,421,0001,371
Additional noninterest expense$5,133,000934
Pre-tax net operating income$7,727,000993
Securities gains (losses)$04,449
Applicable income taxes$2,562,0001,001
Income before extraordinary items$5,165,0001,043
Extraordinary gains, net$032
Net income$5,165,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,914
Cash dividends$680,0002,898
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,165,0001,003
1997-12-31 (YTD Data)Rank
Total interest income$21,721,0001,516
Total interest expense$8,492,0001,825
Net interest income$13,229,0001,310
Provision for loan and lease losses$1,200,000849
Total noninterest income$6,211,000800
Gross Fiduciary activities income$1,450,000385
Service charges on deposit accounts$2,774,000477
Trading account gains and fees$0239
Additional Noninterest Income$1,987,0001,110
Total noninterest expense$11,963,0001,117
Salaries and employee benefits$5,739,0001,144
Premises and equipment expense$1,313,0001,483
Additional noninterest expense$4,911,000979
Pre-tax net operating income$6,277,0001,244
Securities gains (losses)$3,0003,097
Applicable income taxes$2,059,0001,288
Income before extraordinary items$4,221,0001,293
Extraordinary gains, net$044
Net income$4,221,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,00010,349
Cash dividends$300,0004,516
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,218,9901,260
1996-12-31 (YTD Data)Rank
Total interest income$18,890,0001,786
Total interest expense$7,221,0002,161
Net interest income$11,669,0001,528
Provision for loan and lease losses$550,0001,620
Total noninterest income$5,590,000884
Gross Fiduciary activities income$1,277,000450
Service charges on deposit accounts$2,574,000526
Trading account gains and fees$0262
Additional Noninterest Income$1,739,0001,278
Total noninterest expense$11,960,0001,206
Salaries and employee benefits$5,439,0001,225
Premises and equipment expense$1,253,0001,633
Additional noninterest expense$5,268,0001,084
Pre-tax net operating income$4,749,0001,523
Securities gains (losses)$04,148
Applicable income taxes$1,537,0001,568
Income before extraordinary items$3,212,0001,543
Extraordinary gains, net$053
Net income$3,212,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00010,310
Cash dividends$1,080,0002,022
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,212,0001,513
1995-12-31 (YTD Data)Rank
Total interest income$17,395,0001,946
Total interest expense$6,552,0002,372
Net interest income$10,843,0001,647
Provision for loan and lease losses$1,625,000674
Total noninterest income$4,783,000988
Gross Fiduciary activities income$1,100,000514
Service charges on deposit accounts$2,346,000593
Trading account gains and fees$0522
Additional Noninterest Income$1,337,0001,474
Total noninterest expense$10,352,0001,369
Salaries and employee benefits$5,068,0001,308
Premises and equipment expense$1,177,0001,717
Additional noninterest expense$4,107,0001,309
Pre-tax net operating income$3,649,0002,010
Securities gains (losses)$-9,00010,045
Applicable income taxes$1,033,0002,306
Income before extraordinary items$2,607,0001,919
Extraordinary gains, net$065
Net income$2,607,0001,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,230,000768
Cash dividends$964,0002,130
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,613,4801,897
1994-12-31 (YTD Data)Rank
Total interest income$15,219,0002,044
Total interest expense$4,821,0002,549
Net interest income$10,398,0001,738
Provision for loan and lease losses$2,100,000555
Total noninterest income$4,521,000988
Gross Fiduciary activities income$900,000550
Service charges on deposit accounts$2,167,000632
Trading account gains and fees$0475
Additional Noninterest Income$1,454,0001,413
Total noninterest expense$10,072,0001,454
Salaries and employee benefits$4,791,0001,414
Premises and equipment expense$1,284,0001,605
Additional noninterest expense$3,997,0001,414
Pre-tax net operating income$2,747,0002,580
Securities gains (losses)$27,0001,545
Applicable income taxes$424,0004,566
Income before extraordinary items$2,350,0002,082
Extraordinary gains, net$0249
Net income$2,350,0002,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,832,000592
Cash dividends$1,228,0001,615
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,327,0502,118
1993-12-31 (YTD Data)Rank
Total interest income$14,615,0002,139
Total interest expense$5,010,0002,560
Net interest income$9,605,0001,880
Provision for loan and lease losses$1,900,000840
Total noninterest income$4,659,0001,038
Gross Fiduciary activities income$803,000608
Service charges on deposit accounts$1,914,000711
Trading account gains and fees$0532
Additional Noninterest Income$1,942,0001,277
Total noninterest expense$10,113,0001,512
Salaries and employee benefits$4,480,0001,519
Premises and equipment expense$1,331,0001,583
Additional noninterest expense$4,302,0001,427
Pre-tax net operating income$2,251,0002,976
Securities gains (losses)$-155,00013,207
Applicable income taxes$651,0003,345
Income before extraordinary items$1,445,0003,363
Extraordinary gains, net$03,149
Net income$1,445,0003,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,560,000848
Cash dividends$240,0004,974
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,551,9502,963
1992-12-31 (YTD Data)Rank
Total interest income$15,830,0002,229
Total interest expense$6,815,0002,473
Net interest income$9,015,0002,033
Provision for loan and lease losses$2,500,000968
Total noninterest income$4,077,0001,125
Gross Fiduciary activities income$732,000642
Service charges on deposit accounts$1,761,000752
Trading account gains and fees$0504
Additional Noninterest Income$1,584,0001,459
Total noninterest expense$8,901,0001,701
Salaries and employee benefits$3,823,0001,739
Premises and equipment expense$1,122,0001,884
Additional noninterest expense$3,956,0001,600
Pre-tax net operating income$1,691,0003,643
Securities gains (losses)$08,369
Applicable income taxes$452,0004,353
Income before extraordinary items$1,239,0003,698
Extraordinary gains, net$01,422
Net income$1,239,0003,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,801,000769
Cash dividends$560,0002,535
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,239,0003,423

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.