TD Bank, SPRINGFIELD NA BRANCH
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397 client reviews
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| Name: | TD Bank |
| Concentration: | All Other Over 1 Billion |
| Established: | 01/01/1852 |
| FDIC Insurance: | 07/01/1961 |
| Holden By: | TORONTO-DOMINION BANK THE |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 1181, view all, view on map |
| Website: | www.td.com/us/en/personal-banking |
| Total Assets: | $367,174,651,000 |
| Total Deposits: | $303,720,159,000 |
| Total Equity Capital: | $46,280,437,000 |
| Total Domestic Office Deposits: | $303,720,159,000 |
| Net Income: | $2,306,596,000 |
| Quarterly Net Income: | $384,572,000 |
| Return on Assets: | 1% |
| Return on Equity: | 5% |
| Quarterly Return on Equity: | 3% |
| More... | |
Client Review
397 client reviews of TD Bank scored 2.5 out of 5.
TD makes mattresses and Western Union look attractive!
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by LudditesLive, Dec. 31, 2010
This bank specializes in pushing its customers via fees into bankruptcy via the way it plays with the timing of deposits and withdrawals. Today's mail brought an interesting monthly statement that showed a deposit of $1000 from a better rated bank in the next town. Apparently without telling me, I was only authorized to spend $100 of that. Foolishly that evening I made a few small Christmas purchases on the internet and even though 12 hours must have passed, I had no idea that the $900 was being withheld. And the statement ends right there so I have to wait 3 weeks (or visit them) to find out just when they got around to posting that money.
Their fees are high. They seem to thrive on part time employees who have no banking experience and whom you can't count on to be there the next day. I just can't imagine anyone asking them for a mortgage because of the ever moving employees who for the most part don't really understand the rules of the game.
The lines are ridiculous and offensive when you see that there are other and because of suit jackets on them I assume higher ranking employees around but the "it's not my job" ethos comes to the fore. And perish the thought that they hire enough minimum wage empoyees to act as cashiers.
This is a Canadian bank that is wealthy and shrewd and thoughtful and decent are not what they have moved to the US to be. The are joining in the Barney Frank free for all and unfortunately taken a nice bank, Commerce, and turned it into one big automated, one way cash register.
If you are going to bank there, plan on putting $500 in there as a cushion and then make yourself forget it is there because it is as we call it in NJ, "protection money" that they profit on to spare you the chance of being hit by a fee.
Should this economy turn around I suspect that TD will find itself with fewer customers when they regain some of the clout they should have. Already in our local TD bank, there are more and more empty parking spaces.
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 3 - 5 banks before.
* this review was made on TD Bank, Springfield/Union County Branch at Springfield, NJ
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby LudditesLive, Dec. 31, 2010
This bank specializes in pushing its customers via fees into bankruptcy via the way it plays with the timing of deposits and withdrawals. Today's mail brought an interesting monthly statement that showed a deposit of $1000 from a better rated bank in the next town. Apparently without telling me, I was only authorized to spend $100 of that. Foolishly that evening I made a few small Christmas purchases on the internet and even though 12 hours must have passed, I had no idea that the $900 was being withheld. And the statement ends right there so I have to wait 3 weeks (or visit them) to find out just when they got around to posting that money.
Their fees are high. They seem to thrive on part time employees who have no banking experience and whom you can't count on to be there the next day. I just can't imagine anyone asking them for a mortgage because of the ever moving employees who for the most part don't really understand the rules of the game.
The lines are ridiculous and offensive when you see that there are other and because of suit jackets on them I assume higher ranking employees around but the "it's not my job" ethos comes to the fore. And perish the thought that they hire enough minimum wage empoyees to act as cashiers.
This is a Canadian bank that is wealthy and shrewd and thoughtful and decent are not what they have moved to the US to be. The are joining in the Barney Frank free for all and unfortunately taken a nice bank, Commerce, and turned it into one big automated, one way cash register.
If you are going to bank there, plan on putting $500 in there as a cushion and then make yourself forget it is there because it is as we call it in NJ, "protection money" that they profit on to spare you the chance of being hit by a fee.
Should this economy turn around I suspect that TD will find itself with fewer customers when they regain some of the clout they should have. Already in our local TD bank, there are more and more empty parking spaces.
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 3 - 5 banks before.
* this review was made on TD Bank, Springfield/Union County Branch at Springfield, NJ
1 of 1 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
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