TD Bank, PINE HILLS

TD Bank Pinehills Plymouth, MA
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by chrisjbritt, Nov. 11, 2012

Some of the most fantastic, friendly, professional, and wonderful bankers I have met. To those who complain about fees, I leave this advice as it is clearly the consumer's fault for not reading account disclosures and/or what they signed when opening their account.

If your account went negative after a year of what appears to be a "dormant" account over a $35 fee, you should have done one of three things:

#1: Place a small deposit and then a small withdrawal the following day or so to create "activity" on the account and avoid a dormant account fee.

#2: Read the account disclosures you received when opening the account. Banks often change their disclosures and mail you updated fee schedules with your statement. Most people seem to ignore these.

#3: Most times bank waive monthly fees for the first year if the minimum balance isn't maintained each month. After a year, they impose those fees (see #2 above). For example, my monthly minimum daily average requirement is $2500 checking and $500 savings on my business account. If I fall below that, I am subject to a monthly $24 fee.

These are general rules for most banks and is based upon my experience with TD Bank...I am not an employee; just a happy customer.

PS: They always have dog treats for my dog and he loves visiting the branch! No ATM for us!!

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on TD Bank, Pine Hills at Plymouth, MA
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