TD Bank, FISCHER BOULEVARD BRANCH
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397 client reviews
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| Name: | TD Bank |
| Concentration: | All Other Over 1 Billion |
| Established: | 01/01/1852 |
| FDIC Insurance: | 07/01/1961 |
| Holden By: | TORONTO-DOMINION BANK THE |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 1138, view all, view on map |
| Website: | www.td.com/us/en/personal-banking |
| Total Assets: | $372,778,425,000 |
| Total Deposits: | $297,222,261,000 |
| Total Equity Capital: | $46,598,514,000 |
| Total Domestic Office Deposits: | $297,222,261,000 |
| More... | |
Client Review
397 client reviews of TD Bank scored 2.5 out of 5.
Overdraft scam is REAL
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Whydidtdscamme, Sep. 02, 2012
I have been banking with TD since it was Commerce, and always loved the free coin counter, the later and sunday hours, and many other conveniences, but I had such a bad experience and I feel like i am possibly being scammed by them.
I deposited a large check from an estate account with another bank, into my checking account 5 days before a holiday weekend. I continued to monitor my account online to see when the check would clear, as I know and fully understand that large checks from other institutions take longer. After 4 days, my check had cleared in full and the balance was showing as available funds on my online statement. I made purchases with my debit card against this balance and they were approved. Then, the first day of the long holiday weekend, I check my online account and the balance from the check was suddenly under "pending charges", and my account was overdrawn from the purchases that were just approved the day before! I also have been receiving fees. I called customer service and they said that a hold was placed on my check and that they cant do anything about it until after the holiday weekend is over. I contacted the account manager who wrote me my check and he assured me that the account had more than enough funds to cover the check he wrote me. Meanwhile, I have a negative balance on my td account and am accumulating overdraft fees. Someone please explain to me how this is not a downright scam?
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on TD Bank, Fischer Boulevard Branch at Forked River, NJ
2 of 2 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Whydidtdscamme, Sep. 02, 2012
I have been banking with TD since it was Commerce, and always loved the free coin counter, the later and sunday hours, and many other conveniences, but I had such a bad experience and I feel like i am possibly being scammed by them.
I deposited a large check from an estate account with another bank, into my checking account 5 days before a holiday weekend. I continued to monitor my account online to see when the check would clear, as I know and fully understand that large checks from other institutions take longer. After 4 days, my check had cleared in full and the balance was showing as available funds on my online statement. I made purchases with my debit card against this balance and they were approved. Then, the first day of the long holiday weekend, I check my online account and the balance from the check was suddenly under "pending charges", and my account was overdrawn from the purchases that were just approved the day before! I also have been receiving fees. I called customer service and they said that a hold was placed on my check and that they cant do anything about it until after the holiday weekend is over. I contacted the account manager who wrote me my check and he assured me that the account had more than enough funds to cover the check he wrote me. Meanwhile, I have a negative balance on my td account and am accumulating overdraft fees. Someone please explain to me how this is not a downright scam?
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on TD Bank, Fischer Boulevard Branch at Forked River, NJ
2 of 2 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
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