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TBK BANK, SSB, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$422,242,000	180
Total interest expense	$44,639,000	424
Net interest income	$377,603,000	141
Provision for loan and lease losses	$11,457,000	202
Total noninterest income	$49,857,000	246
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$7,001,000	211
Trading account gains and fees	$0	123
Additional Noninterest Income	$42,856,000	187
Total noninterest expense	$349,215,000	133
Salaries and employee benefits	$209,967,000	103
Premises and equipment expense	$28,808,000	121
Additional noninterest expense	$42,856,000	187
Pre-tax net operating income	$66,788,000	284
Securities gains (losses)	$182,000	175
Applicable income taxes	$14,678,000	254
Income before extraordinary items	$52,292,000	275
Extraordinary gains, net	$0	54
Net income	$52,292,000	278
Minority interest net income	$0	88
Net income of bank and minority interests.	$52,292,000	277
Net charge-offs	$19,814,000	111
Cash dividends	$42,000,000	200
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$52,148,220	286
2023-09-30 (YTD Data)		Rank
Total interest income	$313,563,000	180
Total interest expense	$30,305,000	432
Net interest income	$283,258,000	141
Provision for loan and lease losses	$5,623,000	249
Total noninterest income	$35,958,000	250
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$5,210,000	214
Trading account gains and fees	$0	125
Additional Noninterest Income	$30,748,000	195
Total noninterest expense	$262,691,000	130
Salaries and employee benefits	$159,320,000	106
Premises and equipment expense	$21,492,000	125
Additional noninterest expense	$30,748,000	195
Pre-tax net operating income	$50,902,000	287
Securities gains (losses)	$-114,000	4,033
Applicable income taxes	$10,897,000	272
Income before extraordinary items	$39,891,000	285
Extraordinary gains, net	$0	52
Net income	$39,891,000	287
Minority interest net income	$0	81
Net income of bank and minority interests.	$39,891,000	286
Net charge-offs	$14,211,000	105
Cash dividends	$35,000,000	179
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$39,981,060	290
2023-03-31 (YTD Data)		Rank
Total interest income	$100,631,000	177
Total interest expense	$4,948,000	619
Net interest income	$95,683,000	140
Provision for loan and lease losses	$2,472,000	203
Total noninterest income	$10,902,000	260
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$1,713,000	219
Trading account gains and fees	$0	97
Additional Noninterest Income	$9,189,000	200
Total noninterest expense	$88,135,000	128
Salaries and employee benefits	$54,524,000	103
Premises and equipment expense	$6,678,000	135
Additional noninterest expense	$9,189,000	200
Pre-tax net operating income	$15,978,000	313
Securities gains (losses)	$90,000	176
Applicable income taxes	$1,884,000	444
Income before extraordinary items	$14,184,000	275
Extraordinary gains, net	$0	4
Net income	$14,184,000	276
Minority interest net income	$0	48
Net income of bank and minority interests.	$14,184,000	276
Net charge-offs	$2,215,000	130
Cash dividends	$15,000,000	133
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$14,104,800	285
2022-12-31 (YTD Data)		Rank
Total interest income	$419,065,000	148
Total interest expense	$10,874,000	429
Net interest income	$408,191,000	130
Provision for loan and lease losses	$5,866,000	254
Total noninterest income	$71,625,000	199
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$6,844,000	220
Trading account gains and fees	$0	116
Additional Noninterest Income	$64,781,000	151
Total noninterest expense	$337,197,000	133
Salaries and employee benefits	$200,756,000	109
Premises and equipment expense	$26,720,000	136
Additional noninterest expense	$64,781,000	151
Pre-tax net operating income	$136,753,000	188
Securities gains (losses)	$12,363,000	14
Applicable income taxes	$36,842,000	168
Income before extraordinary items	$112,274,000	181
Extraordinary gains, net	$0	5
Net income	$112,274,000	181
Minority interest net income	$0	63
Net income of bank and minority interests.	$112,274,000	181
Net charge-offs	$5,744,000	138
Cash dividends	$113,000,000	105
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$102,507,230	195
2022-09-30 (YTD Data)		Rank
Total interest income	$312,835,000	138
Total interest expense	$7,548,000	325
Net interest income	$305,287,000	128
Provision for loan and lease losses	$5,005,000	201
Total noninterest income	$59,809,000	187
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$5,185,000	219
Trading account gains and fees	$0	111
Additional Noninterest Income	$54,624,000	143
Total noninterest expense	$251,211,000	132
Salaries and employee benefits	$149,344,000	109
Premises and equipment expense	$19,726,000	140
Additional noninterest expense	$54,624,000	143
Pre-tax net operating income	$108,880,000	183
Securities gains (losses)	$12,089,000	14
Applicable income taxes	$28,530,000	162
Income before extraordinary items	$92,439,000	173
Extraordinary gains, net	$0	4
Net income	$92,439,000	173
Minority interest net income	$0	57
Net income of bank and minority interests.	$92,439,000	173
Net charge-offs	$3,506,000	155
Cash dividends	$38,000,000	162
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$82,888,690	183
2022-06-30 (YTD Data)		Rank
Total interest income	$209,655,000	131
Total interest expense	$4,623,000	278
Net interest income	$205,032,000	128
Provision for loan and lease losses	$2,433,000	235
Total noninterest income	$47,024,000	165
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$3,627,000	214
Trading account gains and fees	$0	108
Additional Noninterest Income	$43,397,000	131
Total noninterest expense	$165,601,000	132
Salaries and employee benefits	$100,206,000	104
Premises and equipment expense	$12,917,000	140
Additional noninterest expense	$52,478,000	135
Pre-tax net operating income	$84,022,000	165
Securities gains (losses)	$12,224,000	15
Applicable income taxes	$22,641,000	138
Income before extraordinary items	$73,605,000	146
Extraordinary gains, net	$0	4
Net income	$73,605,000	146
Minority interest net income	$0	60
Net income of bank and minority interests.	$73,605,000	146
Net charge-offs	$1,039,000	233
Cash dividends	$15,000,000	204
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$63,948,040	168
2022-03-31 (YTD Data)		Rank
Total interest income	$103,389,000	128
Total interest expense	$1,604,000	352
Net interest income	$101,785,000	126
Provision for loan and lease losses	$-567,000	4,646
Total noninterest income	$11,529,000	277
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,963,000	204
Trading account gains and fees	$0	103
Additional Noninterest Income	$9,566,000	241
Total noninterest expense	$77,429,000	132
Salaries and employee benefits	$46,130,000	113
Premises and equipment expense	$6,423,000	141
Additional noninterest expense	$24,876,000	137
Pre-tax net operating income	$36,452,000	168
Securities gains (losses)	$-420,000	4,667
Applicable income taxes	$8,638,000	160
Income before extraordinary items	$27,394,000	173
Extraordinary gains, net	$0	4
Net income	$27,394,000	173
Minority interest net income	$0	50
Net income of bank and minority interests.	$27,394,000	173
Net charge-offs	$824,000	175
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$27,725,800	173
2021-12-31 (YTD Data)		Rank
Total interest income	$387,454,000	136
Total interest expense	$10,205,000	280
Net interest income	$377,249,000	134
Provision for loan and lease losses	$-8,887,000	4,718
Total noninterest income	$54,219,000	264
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$7,724,000	198
Trading account gains and fees	$0	132
Additional Noninterest Income	$46,495,000	231
Total noninterest expense	$283,650,000	142
Salaries and employee benefits	$173,170,000	118
Premises and equipment expense	$23,880,000	149
Additional noninterest expense	$86,600,000	152
Pre-tax net operating income	$156,705,000	173
Securities gains (losses)	$-317,000	4,756
Applicable income taxes	$34,182,000	177
Income before extraordinary items	$122,206,000	174
Extraordinary gains, net	$0	10
Net income	$122,206,000	176
Minority interest net income	$0	74
Net income of bank and minority interests.	$122,206,000	175
Net charge-offs	$45,562,000	45
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$122,456,430	171
2021-09-30 (YTD Data)		Rank
Total interest income	$279,726,000	143
Total interest expense	$8,224,000	277
Net interest income	$271,502,000	139
Provision for loan and lease losses	$-10,549,000	4,814
Total noninterest income	$40,286,000	270
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$5,674,000	199
Trading account gains and fees	$0	132
Additional Noninterest Income	$34,612,000	237
Total noninterest expense	$201,329,000	147
Salaries and employee benefits	$120,785,000	123
Premises and equipment expense	$17,757,000	152
Additional noninterest expense	$62,787,000	154
Pre-tax net operating income	$121,008,000	167
Securities gains (losses)	$-198,000	4,840
Applicable income taxes	$26,218,000	175
Income before extraordinary items	$94,592,000	167
Extraordinary gains, net	$0	8
Net income	$94,592,000	168
Minority interest net income	$0	69
Net income of bank and minority interests.	$94,592,000	168
Net charge-offs	$45,332,000	42
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$94,748,420	166
2021-06-30 (YTD Data)		Rank
Total interest income	$183,034,000	143
Total interest expense	$6,151,000	263
Net interest income	$176,883,000	138
Provision for loan and lease losses	$-9,352,000	4,855
Total noninterest income	$28,048,000	258
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$3,644,000	199
Trading account gains and fees	$0	133
Additional Noninterest Income	$24,404,000	228
Total noninterest expense	$129,623,000	152
Salaries and employee benefits	$77,192,000	129
Premises and equipment expense	$11,546,000	156
Additional noninterest expense	$40,885,000	155
Pre-tax net operating income	$84,660,000	163
Securities gains (losses)	$29,000	1,065
Applicable income taxes	$17,783,000	173
Income before extraordinary items	$66,906,000	162
Extraordinary gains, net	$0	6
Net income	$66,906,000	162
Minority interest net income	$0	67
Net income of bank and minority interests.	$66,906,000	162
Net charge-offs	$41,614,000	39
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$66,883,090	162
2021-03-31 (YTD Data)		Rank
Total interest income	$88,351,000	145
Total interest expense	$3,541,000	245
Net interest income	$84,810,000	140
Provision for loan and lease losses	$-7,676,000	4,899
Total noninterest income	$14,231,000	263
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$1,787,000	197
Trading account gains and fees	$0	127
Additional Noninterest Income	$12,444,000	236
Total noninterest expense	$59,747,000	157
Salaries and employee benefits	$35,756,000	137
Premises and equipment expense	$5,602,000	163
Additional noninterest expense	$18,389,000	163
Pre-tax net operating income	$46,970,000	164
Securities gains (losses)	$0	1,392
Applicable income taxes	$10,960,000	155
Income before extraordinary items	$36,010,000	167
Extraordinary gains, net	$0	3
Net income	$36,010,000	167
Minority interest net income	$0	55
Net income of bank and minority interests.	$36,010,000	167
Net charge-offs	$41,252,000	33
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$36,010,000	166
2020-12-31 (YTD Data)		Rank
Total interest income	$321,844,000	151
Total interest expense	$29,910,000	203
Net interest income	$291,934,000	148
Provision for loan and lease losses	$36,431,000	169
Total noninterest income	$56,655,000	249
Gross Fiduciary activities income	$13,000	873
Service charges on deposit accounts	$5,274,000	243
Trading account gains and fees	$0	133
Additional Noninterest Income	$51,368,000	218
Total noninterest expense	$218,005,000	163
Salaries and employee benefits	$126,105,000	143
Premises and equipment expense	$22,108,000	161
Additional noninterest expense	$69,792,000	170
Pre-tax net operating income	$94,153,000	186
Securities gains (losses)	$3,615,000	140
Applicable income taxes	$23,316,000	161
Income before extraordinary items	$74,452,000	188
Extraordinary gains, net	$0	4
Net income	$74,452,000	188
Minority interest net income	$0	72
Net income of bank and minority interests.	$74,452,000	188
Net charge-offs	$4,569,000	235
Cash dividends	$15,000,000	344
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$71,596,150	186
2020-09-30 (YTD Data)		Rank
Total interest income	$231,909,000	158
Total interest expense	$25,368,000	198
Net interest income	$206,541,000	154
Provision for loan and lease losses	$31,815,000	171
Total noninterest income	$34,056,000	287
Gross Fiduciary activities income	$13,000	833
Service charges on deposit accounts	$3,631,000	250
Trading account gains and fees	$0	125
Additional Noninterest Income	$30,412,000	243
Total noninterest expense	$159,696,000	165
Salaries and employee benefits	$92,531,000	142
Premises and equipment expense	$15,255,000	170
Additional noninterest expense	$51,910,000	171
Pre-tax net operating income	$49,086,000	215
Securities gains (losses)	$3,812,000	112
Applicable income taxes	$13,049,000	182
Income before extraordinary items	$39,849,000	220
Extraordinary gains, net	$0	4
Net income	$39,849,000	220
Minority interest net income	$0	65
Net income of bank and minority interests.	$39,849,000	220
Net charge-offs	$3,306,000	227
Cash dividends	$15,000,000	271
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$36,837,520	230
2020-06-30 (YTD Data)		Rank
Total interest income	$149,555,000	163
Total interest expense	$19,193,000	197
Net interest income	$130,362,000	161
Provision for loan and lease losses	$32,179,000	152
Total noninterest income	$26,147,000	237
Gross Fiduciary activities income	$13,000	812
Service charges on deposit accounts	$2,161,000	276
Trading account gains and fees	$0	123
Additional Noninterest Income	$23,973,000	203
Total noninterest expense	$105,446,000	168
Salaries and employee benefits	$61,098,000	144
Premises and equipment expense	$9,851,000	174
Additional noninterest expense	$34,497,000	173
Pre-tax net operating income	$18,884,000	300
Securities gains (losses)	$1,074,000	206
Applicable income taxes	$5,544,000	224
Income before extraordinary items	$14,414,000	324
Extraordinary gains, net	$0	4
Net income	$14,414,000	324
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,414,000	324
Net charge-offs	$2,628,000	219
Cash dividends	$15,000,000	213
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$13,565,540	329
2020-03-31 (YTD Data)		Rank
Total interest income	$75,163,000	170
Total interest expense	$10,920,000	202
Net interest income	$64,243,000	162
Provision for loan and lease losses	$17,362,000	148
Total noninterest income	$7,297,000	322
Gross Fiduciary activities income	$13,000	776
Service charges on deposit accounts	$1,588,000	236
Trading account gains and fees	$0	106
Additional Noninterest Income	$5,696,000	289
Total noninterest expense	$56,635,000	157
Salaries and employee benefits	$30,516,000	146
Premises and equipment expense	$5,035,000	174
Additional noninterest expense	$21,084,000	155
Pre-tax net operating income	$-2,457,000	5,062
Securities gains (losses)	$279,000	303
Applicable income taxes	$99,000	1,948
Income before extraordinary items	$-2,277,000	5,043
Extraordinary gains, net	$0	4
Net income	$-2,277,000	5,043
Minority interest net income	$0	56
Net income of bank and minority interests.	$-2,277,000	5,043
Net charge-offs	$1,541,000	185
Cash dividends	$15,000,000	144
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-2,556,000	5,063
2019-12-31 (YTD Data)		Rank
Total interest income	$309,991,000	166
Total interest expense	$48,786,000	204
Net interest income	$261,205,000	160
Provision for loan and lease losses	$8,019,000	186
Total noninterest income	$31,147,000	312
Gross Fiduciary activities income	$8,000	936
Service charges on deposit accounts	$7,132,000	221
Trading account gains and fees	$0	135
Additional Noninterest Income	$24,007,000	286
Total noninterest expense	$200,400,000	166
Salaries and employee benefits	$112,040,000	153
Premises and equipment expense	$17,536,000	190
Additional noninterest expense	$70,824,000	163
Pre-tax net operating income	$83,933,000	213
Securities gains (losses)	$455,000	383
Applicable income taxes	$17,095,000	236
Income before extraordinary items	$67,293,000	210
Extraordinary gains, net	$0	11
Net income	$67,293,000	211
Minority interest net income	$0	76
Net income of bank and minority interests.	$67,293,000	211
Net charge-offs	$6,422,000	177
Cash dividends	$30,500,000	233
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$66,929,000	208
2019-09-30 (YTD Data)		Rank
Total interest income	$229,078,000	171
Total interest expense	$35,746,000	210
Net interest income	$193,332,000	164
Provision for loan and lease losses	$7,636,000	152
Total noninterest income	$22,201,000	318
Gross Fiduciary activities income	$8,000	902
Service charges on deposit accounts	$5,243,000	224
Trading account gains and fees	$0	129
Additional Noninterest Income	$16,950,000	295
Total noninterest expense	$148,745,000	163
Salaries and employee benefits	$82,668,000	152
Premises and equipment expense	$13,030,000	192
Additional noninterest expense	$53,047,000	161
Pre-tax net operating income	$59,152,000	228
Securities gains (losses)	$521,000	306
Applicable income taxes	$12,837,000	233
Income before extraordinary items	$46,836,000	230
Extraordinary gains, net	$0	11
Net income	$46,836,000	231
Minority interest net income	$0	72
Net income of bank and minority interests.	$46,836,000	231
Net charge-offs	$3,236,000	225
Cash dividends	$30,500,000	187
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$46,424,410	224
2019-06-30 (YTD Data)		Rank
Total interest income	$149,944,000	173
Total interest expense	$22,655,000	217
Net interest income	$127,289,000	166
Provision for loan and lease losses	$4,771,000	160
Total noninterest income	$14,592,000	319
Gross Fiduciary activities income	$8,000	881
Service charges on deposit accounts	$3,306,000	237
Trading account gains and fees	$0	131
Additional Noninterest Income	$11,278,000	286
Total noninterest expense	$97,582,000	171
Salaries and employee benefits	$54,147,000	156
Premises and equipment expense	$8,697,000	196
Additional noninterest expense	$34,738,000	165
Pre-tax net operating income	$39,528,000	222
Securities gains (losses)	$438,000	246
Applicable income taxes	$9,246,000	223
Income before extraordinary items	$30,720,000	229
Extraordinary gains, net	$0	11
Net income	$30,720,000	231
Minority interest net income	$0	69
Net income of bank and minority interests.	$30,720,000	231
Net charge-offs	$2,850,000	186
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$30,373,980	224
2019-03-31 (YTD Data)		Rank
Total interest income	$72,925,000	177
Total interest expense	$10,354,000	228
Net interest income	$62,571,000	169
Provision for loan and lease losses	$1,090,000	265
Total noninterest income	$7,245,000	310
Gross Fiduciary activities income	$8,000	829
Service charges on deposit accounts	$1,606,000	241
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,631,000	270
Total noninterest expense	$47,680,000	172
Salaries and employee benefits	$26,226,000	161
Premises and equipment expense	$4,360,000	195
Additional noninterest expense	$17,094,000	167
Pre-tax net operating income	$21,046,000	211
Securities gains (losses)	$129,000	247
Applicable income taxes	$4,890,000	208
Income before extraordinary items	$16,285,000	221
Extraordinary gains, net	$0	5
Net income	$16,285,000	221
Minority interest net income	$0	52
Net income of bank and minority interests.	$16,285,000	221
Net charge-offs	$980,000	221
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$16,183,090	216
2018-12-31 (YTD Data)		Rank
Total interest income	$260,962,000	180
Total interest expense	$29,834,000	226
Net interest income	$231,128,000	177
Provision for loan and lease losses	$16,174,000	125
Total noninterest income	$23,164,000	377
Gross Fiduciary activities income	$497,000	593
Service charges on deposit accounts	$5,469,000	278
Trading account gains and fees	$0	126
Additional Noninterest Income	$17,198,000	345
Total noninterest expense	$162,777,000	196
Salaries and employee benefits	$89,601,000	180
Premises and equipment expense	$13,667,000	225
Additional noninterest expense	$59,509,000	183
Pre-tax net operating income	$75,341,000	234
Securities gains (losses)	$-246,000	5,186
Applicable income taxes	$15,842,000	230
Income before extraordinary items	$59,253,000	243
Extraordinary gains, net	$0	6
Net income	$59,253,000	243
Minority interest net income	$0	72
Net income of bank and minority interests.	$59,253,000	243
Net charge-offs	$7,344,000	159
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$59,447,340	241
2018-09-30 (YTD Data)		Rank
Total interest income	$185,563,000	185
Total interest expense	$20,421,000	226
Net interest income	$165,142,000	181
Provision for loan and lease losses	$14,257,000	105
Total noninterest income	$16,428,000	387
Gross Fiduciary activities income	$458,000	556
Service charges on deposit accounts	$3,767,000	297
Trading account gains and fees	$0	138
Additional Noninterest Income	$12,203,000	368
Total noninterest expense	$116,514,000	198
Salaries and employee benefits	$64,208,000	184
Premises and equipment expense	$9,434,000	243
Additional noninterest expense	$42,872,000	184
Pre-tax net operating income	$50,799,000	254
Securities gains (losses)	$-291,000	5,350
Applicable income taxes	$11,883,000	237
Income before extraordinary items	$38,625,000	263
Extraordinary gains, net	$0	5
Net income	$38,625,000	263
Minority interest net income	$0	66
Net income of bank and minority interests.	$38,625,000	263
Net charge-offs	$5,750,000	148
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$38,854,890	261
2018-06-30 (YTD Data)		Rank
Total interest income	$114,374,000	189
Total interest expense	$11,995,000	236
Net interest income	$102,379,000	184
Provision for loan and lease losses	$7,442,000	123
Total noninterest income	$10,449,000	401
Gross Fiduciary activities income	$338,000	534
Service charges on deposit accounts	$2,355,000	308
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,756,000	379
Total noninterest expense	$70,104,000	207
Salaries and employee benefits	$39,702,000	191
Premises and equipment expense	$6,049,000	245
Additional noninterest expense	$24,353,000	208
Pre-tax net operating income	$35,282,000	240
Securities gains (losses)	$-247,000	5,433
Applicable income taxes	$8,173,000	228
Income before extraordinary items	$26,862,000	245
Extraordinary gains, net	$0	6
Net income	$26,862,000	245
Minority interest net income	$0	65
Net income of bank and minority interests.	$26,862,000	245
Net charge-offs	$1,656,000	243
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$27,057,130	242
2018-03-31 (YTD Data)		Rank
Total interest income	$53,683,000	199
Total interest expense	$5,553,000	239
Net interest income	$48,130,000	191
Provision for loan and lease losses	$2,537,000	145
Total noninterest income	$5,595,000	382
Gross Fiduciary activities income	$141,000	575
Service charges on deposit accounts	$1,145,000	313
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,309,000	344
Total noninterest expense	$33,391,000	218
Salaries and employee benefits	$19,332,000	194
Premises and equipment expense	$3,044,000	245
Additional noninterest expense	$11,015,000	217
Pre-tax net operating income	$17,797,000	230
Securities gains (losses)	$-347,000	5,556
Applicable income taxes	$3,992,000	232
Income before extraordinary items	$13,458,000	242
Extraordinary gains, net	$0	7
Net income	$13,458,000	241
Minority interest net income	$0	52
Net income of bank and minority interests.	$13,458,000	242
Net charge-offs	$1,275,000	190
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$13,732,130	237
2017-12-31 (YTD Data)		Rank
Total interest income	$175,825,000	211
Total interest expense	$16,240,000	255
Net interest income	$159,585,000	204
Provision for loan and lease losses	$11,538,000	141
Total noninterest income	$17,039,000	478
Gross Fiduciary activities income	$885,000	473
Service charges on deposit accounts	$4,181,000	347
Trading account gains and fees	$0	151
Additional Noninterest Income	$11,973,000	462
Total noninterest expense	$113,273,000	235
Salaries and employee benefits	$66,101,000	210
Premises and equipment expense	$10,400,000	265
Additional noninterest expense	$36,772,000	239
Pre-tax net operating income	$51,813,000	280
Securities gains (losses)	$35,000	1,066
Applicable income taxes	$21,776,000	245
Income before extraordinary items	$30,072,000	298
Extraordinary gains, net	$0	9
Net income	$30,072,000	297
Minority interest net income	$0	76
Net income of bank and minority interests.	$30,072,000	298
Net charge-offs	$6,182,000	191
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$30,049,600	295
2017-09-30 (YTD Data)		Rank
Total interest income	$124,034,000	217
Total interest expense	$11,176,000	266
Net interest income	$112,858,000	208
Provision for loan and lease losses	$9,614,000	133
Total noninterest income	$12,771,000	486
Gross Fiduciary activities income	$637,000	486
Service charges on deposit accounts	$3,003,000	364
Trading account gains and fees	$0	145
Additional Noninterest Income	$9,131,000	454
Total noninterest expense	$81,849,000	241
Salaries and employee benefits	$48,432,000	215
Premises and equipment expense	$7,502,000	280
Additional noninterest expense	$25,915,000	249
Pre-tax net operating income	$34,166,000	312
Securities gains (losses)	$35,000	1,042
Applicable income taxes	$12,286,000	275
Income before extraordinary items	$21,915,000	335
Extraordinary gains, net	$0	9
Net income	$21,915,000	335
Minority interest net income	$0	71
Net income of bank and minority interests.	$21,915,000	335
Net charge-offs	$4,736,000	170
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$21,892,600	331
2017-06-30 (YTD Data)		Rank
Total interest income	$79,324,000	223
Total interest expense	$6,884,000	273
Net interest income	$72,440,000	215
Provision for loan and lease losses	$9,034,000	116
Total noninterest income	$8,535,000	478
Gross Fiduciary activities income	$410,000	493
Service charges on deposit accounts	$1,957,000	367
Trading account gains and fees	$0	139
Additional Noninterest Income	$6,168,000	449
Total noninterest expense	$54,263,000	241
Salaries and employee benefits	$31,913,000	216
Premises and equipment expense	$4,941,000	283
Additional noninterest expense	$17,409,000	252
Pre-tax net operating income	$17,678,000	372
Securities gains (losses)	$0	1,906
Applicable income taxes	$6,462,000	314
Income before extraordinary items	$11,216,000	412
Extraordinary gains, net	$0	11
Net income	$11,216,000	411
Minority interest net income	$0	71
Net income of bank and minority interests.	$11,216,000	412
Net charge-offs	$4,734,000	134
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$11,216,000	409
2017-03-31 (YTD Data)		Rank
Total interest income	$36,203,000	238
Total interest expense	$3,213,000	282
Net interest income	$32,990,000	230
Provision for loan and lease losses	$7,603,000	80
Total noninterest income	$4,201,000	475
Gross Fiduciary activities income	$231,000	482
Service charges on deposit accounts	$980,000	366
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,990,000	450
Total noninterest expense	$27,564,000	240
Salaries and employee benefits	$16,052,000	215
Premises and equipment expense	$2,454,000	287
Additional noninterest expense	$9,058,000	247
Pre-tax net operating income	$2,024,000	1,163
Securities gains (losses)	$0	1,153
Applicable income taxes	$740,000	818
Income before extraordinary items	$1,284,000	1,382
Extraordinary gains, net	$0	8
Net income	$1,284,000	1,381
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,284,000	1,382
Net charge-offs	$3,990,000	99
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,284,000	1,361
2016-12-31 (YTD Data)		Rank
Total interest income	$123,648,000	265
Total interest expense	$9,872,000	314
Net interest income	$113,776,000	257
Provision for loan and lease losses	$6,693,000	215
Total noninterest income	$11,388,000	624
Gross Fiduciary activities income	$549,000	573
Service charges on deposit accounts	$3,447,000	404
Trading account gains and fees	$0	170
Additional Noninterest Income	$7,392,000	642
Total noninterest expense	$85,345,000	295
Salaries and employee benefits	$50,814,000	259
Premises and equipment expense	$7,627,000	360
Additional noninterest expense	$26,904,000	301
Pre-tax net operating income	$33,126,000	349
Securities gains (losses)	$-56,000	5,760
Applicable income taxes	$12,419,000	298
Income before extraordinary items	$20,651,000	397
Extraordinary gains, net	$0	5
Net income	$20,651,000	396
Minority interest net income	$0	82
Net income of bank and minority interests.	$20,651,000	396
Net charge-offs	$3,855,000	254
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$20,686,840	391
2016-09-30 (YTD Data)		Rank
Total interest income	$85,988,000	282
Total interest expense	$6,908,000	329
Net interest income	$79,080,000	272
Provision for loan and lease losses	$4,247,000	223
Total noninterest income	$7,668,000	685
Gross Fiduciary activities income	$389,000	584
Service charges on deposit accounts	$2,338,000	434
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,941,000	695
Total noninterest expense	$60,506,000	310
Salaries and employee benefits	$36,471,000	268
Premises and equipment expense	$5,184,000	391
Additional noninterest expense	$18,851,000	316
Pre-tax net operating income	$21,995,000	376
Securities gains (losses)	$-63,000	5,896
Applicable income taxes	$8,226,000	317
Income before extraordinary items	$13,706,000	444
Extraordinary gains, net	$0	5
Net income	$13,706,000	441
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,706,000	444
Net charge-offs	$1,902,000	310
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$13,746,320	434
2016-06-30 (YTD Data)		Rank
Total interest income	$52,658,000	294
Total interest expense	$4,236,000	353
Net interest income	$48,422,000	293
Provision for loan and lease losses	$1,352,000	397
Total noninterest income	$3,774,000	848
Gross Fiduciary activities income	$232,000	615
Service charges on deposit accounts	$1,354,000	480
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,188,000	912
Total noninterest expense	$36,523,000	334
Salaries and employee benefits	$22,698,000	289
Premises and equipment expense	$2,958,000	443
Additional noninterest expense	$10,867,000	353
Pre-tax net operating income	$14,321,000	384
Securities gains (losses)	$5,000	2,477
Applicable income taxes	$5,238,000	335
Income before extraordinary items	$9,088,000	432
Extraordinary gains, net	$0	16
Net income	$9,088,000	431
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,088,000	431
Net charge-offs	$223,000	1,048
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$9,084,800	421
2016-03-31 (YTD Data)		Rank
Total interest income	$24,609,000	300
Total interest expense	$2,102,000	356
Net interest income	$22,507,000	302
Provision for loan and lease losses	$-594,000	6,083
Total noninterest income	$2,456,000	679
Gross Fiduciary activities income	$120,000	607
Service charges on deposit accounts	$659,000	493
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,677,000	654
Total noninterest expense	$18,153,000	333
Salaries and employee benefits	$11,516,000	284
Premises and equipment expense	$1,461,000	450
Additional noninterest expense	$5,176,000	363
Pre-tax net operating income	$7,404,000	358
Securities gains (losses)	$5,000	1,720
Applicable income taxes	$2,709,000	320
Income before extraordinary items	$4,700,000	405
Extraordinary gains, net	$0	12
Net income	$4,700,000	405
Minority interest net income	$0	62
Net income of bank and minority interests.	$4,700,000	405
Net charge-offs	$-36,000	5,632
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,696,800	397
2015-12-31 (YTD Data)		Rank
Total interest income	$97,931,000	293
Total interest expense	$6,975,000	396
Net interest income	$90,956,000	291
Provision for loan and lease losses	$4,529,000	230
Total noninterest income	$10,979,000	629
Gross Fiduciary activities income	$483,000	606
Service charges on deposit accounts	$2,732,000	476
Trading account gains and fees	$0	159
Additional Noninterest Income	$7,764,000	601
Total noninterest expense	$69,099,000	337
Salaries and employee benefits	$43,255,000	283
Premises and equipment expense	$6,081,000	432
Additional noninterest expense	$19,763,000	375
Pre-tax net operating income	$28,307,000	373
Securities gains (losses)	$257,000	625
Applicable income taxes	$10,494,000	305
Income before extraordinary items	$18,070,000	423
Extraordinary gains, net	$0	23
Net income	$18,070,000	423
Minority interest net income	$0	81
Net income of bank and minority interests.	$18,070,000	424
Net charge-offs	$805,000	812
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$17,905,520	420
2015-09-30 (YTD Data)		Rank
Total interest income	$35,347,000	551
Total interest expense	$2,775,000	755
Net interest income	$32,572,000	533
Provision for loan and lease losses	$1,169,000	521
Total noninterest income	$2,111,000	1,686
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$0	6,114
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,111,000	1,238
Total noninterest expense	$27,391,000	584
Salaries and employee benefits	$19,197,000	463
Premises and equipment expense	$2,013,000	921
Additional noninterest expense	$6,181,000	798
Pre-tax net operating income	$6,123,000	1,070
Securities gains (losses)	$0	3,031
Applicable income taxes	$2,227,000	774
Income before extraordinary items	$3,896,000	1,327
Extraordinary gains, net	$0	21
Net income	$3,896,000	1,327
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,896,000	1,327
Net charge-offs	$350,000	1,097
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,896,000	1,296
2015-06-30 (YTD Data)		Rank
Total interest income	$23,149,000	556
Total interest expense	$1,792,000	783
Net interest income	$21,357,000	539
Provision for loan and lease losses	$1,175,000	378
Total noninterest income	$1,349,000	1,743
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$0	6,182
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,349,000	1,273
Total noninterest expense	$17,978,000	590
Salaries and employee benefits	$12,563,000	465
Premises and equipment expense	$1,332,000	926
Additional noninterest expense	$4,083,000	810
Pre-tax net operating income	$3,553,000	1,187
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,358,000	830
Income before extraordinary items	$2,195,000	1,510
Extraordinary gains, net	$0	22
Net income	$2,195,000	1,512
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,195,000	1,512
Net charge-offs	$299,000	907
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,195,000	1,473
2015-03-31 (YTD Data)		Rank
Total interest income	$10,015,000	634
Total interest expense	$892,000	794
Net interest income	$9,123,000	621
Provision for loan and lease losses	$-161,000	6,241
Total noninterest income	$531,000	2,022
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$0	6,235
Trading account gains and fees	$0	152
Additional Noninterest Income	$531,000	1,443
Total noninterest expense	$8,804,000	604
Salaries and employee benefits	$6,132,000	477
Premises and equipment expense	$660,000	943
Additional noninterest expense	$2,012,000	811
Pre-tax net operating income	$1,011,000	1,837
Securities gains (losses)	$0	2,027
Applicable income taxes	$403,000	1,185
Income before extraordinary items	$608,000	2,369
Extraordinary gains, net	$0	13
Net income	$608,000	2,372
Minority interest net income	$0	64
Net income of bank and minority interests.	$608,000	2,371
Net charge-offs	$10,000	2,483
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$608,000	2,301
2014-12-31 (YTD Data)		Rank
Total interest income	$41,337,000	598
Total interest expense	$3,381,000	881
Net interest income	$37,956,000	587
Provision for loan and lease losses	$1,573,000	580
Total noninterest income	$1,592,000	2,424
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$0	6,344
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,592,000	1,708
Total noninterest expense	$31,200,000	661
Salaries and employee benefits	$21,454,000	513
Premises and equipment expense	$2,259,000	1,067
Additional noninterest expense	$7,487,000	875
Pre-tax net operating income	$6,775,000	1,195
Securities gains (losses)	$0	3,259
Applicable income taxes	$2,431,000	851
Income before extraordinary items	$4,344,000	1,475
Extraordinary gains, net	$0	17
Net income	$4,281,000	1,490
Minority interest net income	$63,000	56
Net income of bank and minority interests.	$4,344,000	1,474
Net charge-offs	$501,000	1,456
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,344,000	1,455
2014-09-30 (YTD Data)		Rank
Total interest income	$30,697,000	602
Total interest expense	$2,488,000	912
Net interest income	$28,209,000	590
Provision for loan and lease losses	$957,000	685
Total noninterest income	$1,374,000	2,243
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$0	6,424
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,374,000	1,553
Total noninterest expense	$21,761,000	704
Salaries and employee benefits	$14,712,000	554
Premises and equipment expense	$1,615,000	1,124
Additional noninterest expense	$5,434,000	893
Pre-tax net operating income	$6,865,000	923
Securities gains (losses)	$0	2,980
Applicable income taxes	$2,454,000	679
Income before extraordinary items	$4,411,000	1,133
Extraordinary gains, net	$0	15
Net income	$4,347,000	1,143
Minority interest net income	$64,000	55
Net income of bank and minority interests.	$4,411,000	1,132
Net charge-offs	$309,000	1,582
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,411,000	1,099
2014-06-30 (YTD Data)		Rank
Total interest income	$19,985,000	616
Total interest expense	$1,621,000	941
Net interest income	$18,364,000	600
Provision for loan and lease losses	$838,000	538
Total noninterest income	$893,000	2,246
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$0	6,479
Trading account gains and fees	$0	172
Additional Noninterest Income	$893,000	1,568
Total noninterest expense	$13,542,000	744
Salaries and employee benefits	$9,216,000	582
Premises and equipment expense	$1,024,000	1,188
Additional noninterest expense	$3,302,000	983
Pre-tax net operating income	$4,877,000	827
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,708,000	657
Income before extraordinary items	$3,169,000	1,017
Extraordinary gains, net	$0	20
Net income	$3,106,000	1,036
Minority interest net income	$63,000	50
Net income of bank and minority interests.	$3,169,000	1,018
Net charge-offs	$188,000	1,642
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,169,000	996
2014-03-31 (YTD Data)		Rank
Total interest income	$9,981,000	624
Total interest expense	$810,000	943
Net interest income	$9,171,000	597
Provision for loan and lease losses	$326,000	652
Total noninterest income	$445,000	2,194
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$0	6,535
Trading account gains and fees	$0	147
Additional Noninterest Income	$445,000	1,525
Total noninterest expense	$6,449,000	791
Salaries and employee benefits	$4,437,000	624
Premises and equipment expense	$499,000	1,237
Additional noninterest expense	$1,513,000	1,065
Pre-tax net operating income	$2,841,000	709
Securities gains (losses)	$0	1,715
Applicable income taxes	$977,000	566
Income before extraordinary items	$1,864,000	837
Extraordinary gains, net	$0	16
Net income	$1,843,000	851
Minority interest net income	$21,000	47
Net income of bank and minority interests.	$1,864,000	838
Net charge-offs	$58,000	1,752
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,864,000	819
2013-12-31 (YTD Data)		Rank
Total interest income	$32,555,000	760
Total interest expense	$3,311,000	1,018
Net interest income	$29,244,000	733
Provision for loan and lease losses	$2,661,000	486
Total noninterest income	$1,718,000	2,370
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$0	6,638
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,718,000	1,698
Total noninterest expense	$22,028,000	925
Salaries and employee benefits	$14,919,000	737
Premises and equipment expense	$1,533,000	1,548
Additional noninterest expense	$5,576,000	1,208
Pre-tax net operating income	$6,273,000	1,176
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,837,000	963
Income before extraordinary items	$4,436,000	1,359
Extraordinary gains, net	$0	29
Net income	$3,803,000	1,572
Minority interest net income	$633,000	32
Net income of bank and minority interests.	$4,436,000	1,362
Net charge-offs	$1,666,000	870
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,436,000	1,337
2013-09-30 (YTD Data)		Rank
Total interest income	$23,714,000	787
Total interest expense	$2,463,000	1,055
Net interest income	$21,251,000	754
Provision for loan and lease losses	$2,355,000	421
Total noninterest income	$1,433,000	2,268
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$0	6,711
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,433,000	1,605
Total noninterest expense	$15,893,000	959
Salaries and employee benefits	$10,808,000	758
Premises and equipment expense	$1,098,000	1,617
Additional noninterest expense	$3,987,000	1,258
Pre-tax net operating income	$4,436,000	1,271
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,317,000	1,035
Income before extraordinary items	$3,119,000	1,453
Extraordinary gains, net	$0	25
Net income	$2,508,000	1,769
Minority interest net income	$611,000	30
Net income of bank and minority interests.	$3,119,000	1,455
Net charge-offs	$1,552,000	720
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,119,000	1,420
2013-06-30 (YTD Data)		Rank
Total interest income	$14,730,000	849
Total interest expense	$1,571,000	1,136
Net interest income	$13,159,000	805
Provision for loan and lease losses	$621,000	962
Total noninterest income	$783,000	2,579
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$0	6,751
Trading account gains and fees	$0	157
Additional Noninterest Income	$783,000	1,878
Total noninterest expense	$10,375,000	975
Salaries and employee benefits	$7,066,000	769
Premises and equipment expense	$775,000	1,545
Additional noninterest expense	$2,534,000	1,312
Pre-tax net operating income	$2,946,000	1,263
Securities gains (losses)	$0	2,791
Applicable income taxes	$819,000	1,081
Income before extraordinary items	$2,127,000	1,423
Extraordinary gains, net	$0	22
Net income	$1,540,000	1,895
Minority interest net income	$587,000	28
Net income of bank and minority interests.	$2,127,000	1,426
Net charge-offs	$97,000	2,791
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,127,000	1,371
2013-03-31 (YTD Data)		Rank
Total interest income	$6,811,000	930
Total interest expense	$767,000	1,202
Net interest income	$6,044,000	889
Provision for loan and lease losses	$379,000	839
Total noninterest income	$444,000	2,404
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$0	6,809
Trading account gains and fees	$0	148
Additional Noninterest Income	$444,000	1,715
Total noninterest expense	$5,160,000	991
Salaries and employee benefits	$3,536,000	775
Premises and equipment expense	$394,000	1,547
Additional noninterest expense	$1,230,000	1,336
Pre-tax net operating income	$949,000	1,797
Securities gains (losses)	$0	1,966
Applicable income taxes	$150,000	1,993
Income before extraordinary items	$799,000	1,771
Extraordinary gains, net	$0	10
Net income	$240,000	3,958
Minority interest net income	$559,000	22
Net income of bank and minority interests.	$799,000	1,773
Net charge-offs	$91,000	1,971
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$799,000	1,707
2012-12-31 (YTD Data)		Rank
Total interest income	$27,014,000	970
Total interest expense	$3,724,000	1,207
Net interest income	$23,290,000	935
Provision for loan and lease losses	$1,739,000	1,197
Total noninterest income	$2,590,000	1,826
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$0	6,902
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,590,000	1,299
Total noninterest expense	$18,057,000	1,106
Salaries and employee benefits	$11,331,000	918
Premises and equipment expense	$1,309,000	1,811
Additional noninterest expense	$5,417,000	1,258
Pre-tax net operating income	$6,084,000	1,166
Securities gains (losses)	$0	3,810
Applicable income taxes	$-5,132,000	7,050
Income before extraordinary items	$11,216,000	570
Extraordinary gains, net	$0	29
Net income	$11,216,000	569
Minority interest net income	$0	93
Net income of bank and minority interests.	$11,216,000	570
Net charge-offs	$236,000	3,591
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$-993,000	7,056
Net operating income	$11,216,000	554
2012-09-30 (YTD Data)		Rank
Total interest income	$20,261,000	988
Total interest expense	$2,955,000	1,198
Net interest income	$17,306,000	948
Provision for loan and lease losses	$1,595,000	1,031
Total noninterest income	$1,320,000	2,379
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$0	6,990
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,320,000	1,661
Total noninterest expense	$13,596,000	1,097
Salaries and employee benefits	$8,436,000	928
Premises and equipment expense	$931,000	1,914
Additional noninterest expense	$4,229,000	1,217
Pre-tax net operating income	$3,435,000	1,520
Securities gains (losses)	$0	3,575
Applicable income taxes	$-5,633,000	7,156
Income before extraordinary items	$9,068,000	549
Extraordinary gains, net	$0	20
Net income	$9,068,000	548
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,068,000	549
Net charge-offs	$141,000	3,663
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$-993,000	7,159
Net operating income	$9,068,000	526
2012-06-30 (YTD Data)		Rank
Total interest income	$13,844,000	973
Total interest expense	$2,161,000	1,134
Net interest income	$11,683,000	938
Provision for loan and lease losses	$1,370,000	860
Total noninterest income	$876,000	2,357
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$0	7,045
Trading account gains and fees	$0	153
Additional Noninterest Income	$876,000	1,655
Total noninterest expense	$8,084,000	1,238
Salaries and employee benefits	$4,865,000	1,073
Premises and equipment expense	$565,000	2,064
Additional noninterest expense	$2,654,000	1,276
Pre-tax net operating income	$3,105,000	1,150
Securities gains (losses)	$0	3,178
Applicable income taxes	$58,000	3,450
Income before extraordinary items	$3,047,000	1,002
Extraordinary gains, net	$0	19
Net income	$3,047,000	1,002
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,047,000	1,002
Net charge-offs	$108,000	3,337
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$-993,000	7,225
Net operating income	$3,047,000	943
2012-03-31 (YTD Data)		Rank
Total interest income	$6,518,000	1,047
Total interest expense	$1,246,000	1,022
Net interest income	$5,272,000	1,049
Provision for loan and lease losses	$1,323,000	497
Total noninterest income	$303,000	2,935
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$0	7,087
Trading account gains and fees	$0	148
Additional Noninterest Income	$303,000	2,089
Total noninterest expense	$3,498,000	1,401
Salaries and employee benefits	$2,079,000	1,257
Premises and equipment expense	$249,000	2,303
Additional noninterest expense	$1,170,000	1,437
Pre-tax net operating income	$754,000	2,113
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$754,000	1,882
Extraordinary gains, net	$0	19
Net income	$754,000	1,884
Minority interest net income	$0	78
Net income of bank and minority interests.	$754,000	1,885
Net charge-offs	$131,000	2,216
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$-853,000	7,296
Net operating income	$754,000	1,778
2011-12-31 (YTD Data)		Rank
Total interest income	$11,416,000	2,449
Total interest expense	$3,894,000	1,561
Net interest income	$7,522,000	2,888
Provision for loan and lease losses	$762,000	2,809
Total noninterest income	$-1,964,000	7,297
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$0	6,974
Trading account gains and fees	$0	146
Additional Noninterest Income	$-1,964,000	7,269
Total noninterest expense	$7,913,000	2,395
Salaries and employee benefits	$4,214,000	2,290
Premises and equipment expense	$574,000	3,692
Additional noninterest expense	$3,125,000	2,125
Pre-tax net operating income	$-3,117,000	6,928
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$-3,117,000	6,961
Extraordinary gains, net	$0	29
Net income	$-3,117,000	6,962
Minority interest net income	$0	96
Net income of bank and minority interests.	$-3,117,000	6,962
Net charge-offs	$348,000	3,623
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-3,117,000	6,942
2011-09-30 (YTD Data)		Rank
Total interest income	$8,596,000	2,465
Total interest expense	$3,010,000	1,571
Net interest income	$5,586,000	2,921
Provision for loan and lease losses	$590,000	2,660
Total noninterest income	$-2,020,000	7,390
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$0	7,025
Trading account gains and fees	$0	145
Additional Noninterest Income	$-2,020,000	7,378
Total noninterest expense	$5,843,000	2,435
Salaries and employee benefits	$3,064,000	2,351
Premises and equipment expense	$433,000	3,718
Additional noninterest expense	$2,346,000	2,132
Pre-tax net operating income	$-2,867,000	7,094
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$-2,867,000	7,140
Extraordinary gains, net	$0	21
Net income	$-2,867,000	7,140
Minority interest net income	$0	87
Net income of bank and minority interests.	$-2,867,000	7,141
Net charge-offs	$380,000	2,974
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-2,867,000	7,124
2011-06-30 (YTD Data)		Rank
Total interest income	$5,840,000	2,433
Total interest expense	$2,048,000	1,600
Net interest income	$3,792,000	2,867
Provision for loan and lease losses	$48,000	5,176
Total noninterest income	$-1,341,000	7,467
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$0	153
Additional Noninterest Income	$-1,341,000	7,458
Total noninterest expense	$4,143,000	2,327
Salaries and employee benefits	$2,055,000	2,366
Premises and equipment expense	$291,000	3,729
Additional noninterest expense	$1,797,000	1,894
Pre-tax net operating income	$-1,740,000	7,139
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$-1,740,000	7,184
Extraordinary gains, net	$0	15
Net income	$-1,740,000	7,185
Minority interest net income	$0	89
Net income of bank and minority interests.	$-1,740,000	7,185
Net charge-offs	$-58,000	7,325
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-1,740,000	7,170
2011-03-31 (YTD Data)		Rank
Total interest income	$3,258,000	2,200
Total interest expense	$1,034,000	1,642
Net interest income	$2,224,000	2,475
Provision for loan and lease losses	$4,000	5,671
Total noninterest income	$41,000	6,172
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$0	158
Additional Noninterest Income	$41,000	4,959
Total noninterest expense	$2,079,000	2,332
Salaries and employee benefits	$1,068,000	2,296
Premises and equipment expense	$145,000	3,791
Additional noninterest expense	$866,000	1,956
Pre-tax net operating income	$182,000	4,380
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$182,000	4,145
Extraordinary gains, net	$0	9
Net income	$182,000	4,144
Minority interest net income	$0	86
Net income of bank and minority interests.	$182,000	4,145
Net charge-offs	$-10,000	6,997
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$182,000	4,091
2010-12-31 (YTD Data)		Rank
Total interest income	$1,922,000	6,764
Total interest expense	$658,000	6,081
Net interest income	$1,264,000	6,917
Provision for loan and lease losses	$0	7,042
Total noninterest income	$37,000	7,112
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	6,799
Trading account gains and fees	$0	175
Additional Noninterest Income	$37,000	6,315
Total noninterest expense	$1,146,000	6,931
Salaries and employee benefits	$536,000	7,057
Premises and equipment expense	$82,000	7,196
Additional noninterest expense	$528,000	6,419
Pre-tax net operating income	$155,000	5,323
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$155,000	5,431
Extraordinary gains, net	$0	29
Net income	$155,000	5,430
Minority interest net income	$0	111
Net income of bank and minority interests.	$155,000	5,432
Net charge-offs	$-9,000	7,431
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$155,000	5,302
2010-09-30 (YTD Data)		Rank
Total interest income	$10,302,000	2,249
Total interest expense	$3,987,000	1,631
Net interest income	$6,315,000	2,631
Provision for loan and lease losses	$384,000	3,963
Total noninterest income	$360,000	4,726
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$0	6,888
Trading account gains and fees	$0	165
Additional Noninterest Income	$360,000	3,263
Total noninterest expense	$6,217,000	2,337
Salaries and employee benefits	$2,506,000	2,843
Premises and equipment expense	$454,000	3,751
Additional noninterest expense	$3,257,000	1,634
Pre-tax net operating income	$74,000	5,712
Securities gains (losses)	$343,000	980
Applicable income taxes	$-162,000	7,156
Income before extraordinary items	$579,000	3,845
Extraordinary gains, net	$0	23
Net income	$579,000	3,845
Minority interest net income	$0	110
Net income of bank and minority interests.	$579,000	3,846
Net charge-offs	$80,000	5,129
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$236,000	4,978
2010-06-30 (YTD Data)		Rank
Total interest income	$6,826,000	2,291
Total interest expense	$2,683,000	1,680
Net interest income	$4,143,000	2,674
Provision for loan and lease losses	$466,000	2,958
Total noninterest income	$277,000	4,432
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$0	6,943
Trading account gains and fees	$0	152
Additional Noninterest Income	$277,000	2,967
Total noninterest expense	$4,095,000	2,370
Salaries and employee benefits	$1,694,000	2,816
Premises and equipment expense	$302,000	3,779
Additional noninterest expense	$2,099,000	1,683
Pre-tax net operating income	$-141,000	6,351
Securities gains (losses)	$343,000	640
Applicable income taxes	$-235,000	7,354
Income before extraordinary items	$437,000	3,635
Extraordinary gains, net	$0	19
Net income	$437,000	3,633
Minority interest net income	$0	105
Net income of bank and minority interests.	$437,000	3,634
Net charge-offs	$50,000	4,884
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$94,000	5,458
2010-03-31 (YTD Data)		Rank
Total interest income	$3,288,000	2,423
Total interest expense	$1,348,000	1,750
Net interest income	$1,940,000	2,862
Provision for loan and lease losses	$95,000	4,030
Total noninterest income	$57,000	5,949
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$0	7,028
Trading account gains and fees	$0	175
Additional Noninterest Income	$57,000	4,465
Total noninterest expense	$1,927,000	2,533
Salaries and employee benefits	$875,000	2,797
Premises and equipment expense	$156,000	3,785
Additional noninterest expense	$896,000	1,912
Pre-tax net operating income	$-25,000	6,404
Securities gains (losses)	$343,000	342
Applicable income taxes	$108,000	2,047
Income before extraordinary items	$210,000	3,788
Extraordinary gains, net	$0	16
Net income	$210,000	3,785
Minority interest net income	$0	91
Net income of bank and minority interests.	$210,000	3,787
Net charge-offs	$35,000	4,021
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-16,380	6,394
2009-12-31 (YTD Data)		Rank
Total interest income	$16,784,000	2,022
Total interest expense	$7,844,000	1,509
Net interest income	$8,940,000	2,427
Provision for loan and lease losses	$5,655,000	1,303
Total noninterest income	$-1,165,000	7,937
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$0	7,114
Trading account gains and fees	$0	211
Additional Noninterest Income	$-1,165,000	7,890
Total noninterest expense	$8,212,000	2,409
Salaries and employee benefits	$3,527,000	2,762
Premises and equipment expense	$748,000	3,293
Additional noninterest expense	$3,937,000	1,873
Pre-tax net operating income	$-6,092,000	7,279
Securities gains (losses)	$316,000	1,196
Applicable income taxes	$-2,102,000	7,530
Income before extraordinary items	$-3,674,000	7,112
Extraordinary gains, net	$0	34
Net income	$-3,674,000	7,110
Minority interest net income	$0	115
Net income of bank and minority interests.	$-3,674,000	7,110
Net charge-offs	$6,122,000	990
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-3,876,240	7,133
2009-09-30 (YTD Data)		Rank
Total interest income	$12,838,000	2,015
Total interest expense	$6,307,000	1,488
Net interest income	$6,531,000	2,489
Provision for loan and lease losses	$1,907,000	1,968
Total noninterest income	$-314,000	7,981
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$0	7,173
Trading account gains and fees	$0	212
Additional Noninterest Income	$-314,000	7,918
Total noninterest expense	$5,920,000	2,493
Salaries and employee benefits	$2,659,000	2,771
Premises and equipment expense	$574,000	3,288
Additional noninterest expense	$2,687,000	1,966
Pre-tax net operating income	$-1,610,000	6,910
Securities gains (losses)	$316,000	962
Applicable income taxes	$-440,000	7,310
Income before extraordinary items	$-854,000	6,659
Extraordinary gains, net	$0	27
Net income	$-854,000	6,661
Minority interest net income	$0	118
Net income of bank and minority interests.	$-854,000	6,661
Net charge-offs	$1,146,000	2,053
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,062,560	6,772
2009-06-30 (YTD Data)		Rank
Total interest income	$8,711,000	2,011
Total interest expense	$4,451,000	1,486
Net interest income	$4,260,000	2,539
Provision for loan and lease losses	$1,220,000	1,845
Total noninterest income	$-326,000	8,089
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$0	7,241
Trading account gains and fees	$0	193
Additional Noninterest Income	$-326,000	8,052
Total noninterest expense	$4,047,000	2,467
Salaries and employee benefits	$1,778,000	2,804
Premises and equipment expense	$381,000	3,314
Additional noninterest expense	$1,888,000	1,899
Pre-tax net operating income	$-1,333,000	7,169
Securities gains (losses)	$316,000	723
Applicable income taxes	$-346,000	7,464
Income before extraordinary items	$-671,000	6,922
Extraordinary gains, net	$0	21
Net income	$-671,000	6,922
Minority interest net income	$0	112
Net income of bank and minority interests.	$-671,000	6,922
Net charge-offs	$444,000	2,478
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-879,560	7,065
2009-03-31 (YTD Data)		Rank
Total interest income	$4,491,000	1,983
Total interest expense	$2,309,000	1,494
Net interest income	$2,182,000	2,471
Provision for loan and lease losses	$0	6,744
Total noninterest income	$-200,000	8,177
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$0	7,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$-200,000	8,157
Total noninterest expense	$1,930,000	2,508
Salaries and employee benefits	$867,000	2,893
Premises and equipment expense	$197,000	3,262
Additional noninterest expense	$866,000	1,857
Pre-tax net operating income	$52,000	5,603
Securities gains (losses)	$0	2,434
Applicable income taxes	$18,000	3,642
Income before extraordinary items	$34,000	5,935
Extraordinary gains, net	$0	15
Net income	$34,000	5,937
Minority interest net income	$0	102
Net income of bank and minority interests.	$34,000	5,937
Net charge-offs	$59,000	3,391
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$34,000	5,769
2008-12-31 (YTD Data)		Rank
Total interest income	$22,398,000	1,726
Total interest expense	$11,222,000	1,454
Net interest income	$11,176,000	1,985
Provision for loan and lease losses	$1,189,000	2,466
Total noninterest income	$-2,231,000	8,269
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,335
Trading account gains and fees	$0	154
Additional Noninterest Income	$-2,231,000	8,281
Total noninterest expense	$9,224,000	2,086
Salaries and employee benefits	$4,349,000	2,327
Premises and equipment expense	$689,000	3,552
Additional noninterest expense	$4,186,000	1,473
Pre-tax net operating income	$-1,468,000	7,203
Securities gains (losses)	$292,000	560
Applicable income taxes	$-400,000	7,410
Income before extraordinary items	$-776,000	6,881
Extraordinary gains, net	$0	39
Net income	$-776,000	6,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,614,000	1,483
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-968,720	7,097
2008-09-30 (YTD Data)		Rank
Total interest income	$17,471,000	1,697
Total interest expense	$8,561,000	1,485
Net interest income	$8,910,000	1,902
Provision for loan and lease losses	$406,000	3,052
Total noninterest income	$-1,965,000	8,360
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$0	7,386
Trading account gains and fees	$0	148
Additional Noninterest Income	$-1,965,000	8,370
Total noninterest expense	$7,052,000	2,031
Salaries and employee benefits	$3,338,000	2,306
Premises and equipment expense	$512,000	3,578
Additional noninterest expense	$3,202,000	1,398
Pre-tax net operating income	$-513,000	7,276
Securities gains (losses)	$0	3,106
Applicable income taxes	$-174,000	7,633
Income before extraordinary items	$-339,000	7,061
Extraordinary gains, net	$0	31
Net income	$-339,000	7,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$777,000	1,522
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-339,000	7,207
2008-06-30 (YTD Data)		Rank
Total interest income	$12,346,000	1,630
Total interest expense	$5,839,000	1,507
Net interest income	$6,507,000	1,723
Provision for loan and lease losses	$741,000	1,481
Total noninterest income	$-56,000	8,386
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$0	7,428
Trading account gains and fees	$0	149
Additional Noninterest Income	$-56,000	8,367
Total noninterest expense	$5,144,000	1,871
Salaries and employee benefits	$2,327,000	2,232
Premises and equipment expense	$325,000	3,722
Additional noninterest expense	$2,492,000	1,192
Pre-tax net operating income	$566,000	4,140
Securities gains (losses)	$0	3,233
Applicable income taxes	$192,000	2,738
Income before extraordinary items	$374,000	4,612
Extraordinary gains, net	$0	21
Net income	$374,000	4,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$686,000	1,079
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$374,000	4,542
2008-03-31 (YTD Data)		Rank
Total interest income	$6,766,000	1,532
Total interest expense	$3,017,000	1,559
Net interest income	$3,749,000	1,480
Provision for loan and lease losses	$436,000	1,088
Total noninterest income	$47,000	6,756
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$0	7,431
Trading account gains and fees	$0	158
Additional Noninterest Income	$47,000	5,178
Total noninterest expense	$2,671,000	1,790
Salaries and employee benefits	$1,001,000	2,582
Premises and equipment expense	$149,000	4,002
Additional noninterest expense	$1,521,000	952
Pre-tax net operating income	$689,000	2,444
Securities gains (losses)	$0	2,688
Applicable income taxes	$234,000	1,763
Income before extraordinary items	$455,000	2,904
Extraordinary gains, net	$0	15
Net income	$455,000	2,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	906
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$455,000	2,822
2007-12-31 (YTD Data)		Rank
Total interest income	$19,473,000	2,129
Total interest expense	$9,542,000	2,008
Net interest income	$9,931,000	2,259
Provision for loan and lease losses	$3,277,000	593
Total noninterest income	$173,000	6,941
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,000	7,464
Trading account gains and fees	$0	178
Additional Noninterest Income	$172,000	5,344
Total noninterest expense	$6,339,000	2,821
Salaries and employee benefits	$2,792,000	3,422
Premises and equipment expense	$547,000	4,102
Additional noninterest expense	$3,000,000	1,839
Pre-tax net operating income	$488,000	6,033
Securities gains (losses)	$0	2,146
Applicable income taxes	$138,000	4,204
Income before extraordinary items	$350,000	6,243
Extraordinary gains, net	$0	39
Net income	$350,000	6,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$933,000	1,086
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$350,000	6,231
2007-09-30 (YTD Data)		Rank
Total interest income	$13,359,000	2,317
Total interest expense	$6,491,000	2,169
Net interest income	$6,868,000	2,436
Provision for loan and lease losses	$2,219,000	476
Total noninterest income	$166,000	6,631
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,000	7,480
Trading account gains and fees	$0	184
Additional Noninterest Income	$165,000	4,884
Total noninterest expense	$4,671,000	2,844
Salaries and employee benefits	$2,007,000	3,519
Premises and equipment expense	$411,000	4,083
Additional noninterest expense	$2,253,000	1,789
Pre-tax net operating income	$144,000	7,165
Securities gains (losses)	$0	1,655
Applicable income taxes	$49,000	4,958
Income before extraordinary items	$95,000	7,293
Extraordinary gains, net	$0	33
Net income	$95,000	7,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$504,000	1,065
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$95,000	7,277
2007-06-30 (YTD Data)		Rank
Total interest income	$8,224,000	2,504
Total interest expense	$3,862,000	2,397
Net interest income	$4,362,000	2,556
Provision for loan and lease losses	$1,348,000	469
Total noninterest income	$162,000	5,999
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,000	7,510
Trading account gains and fees	$0	168
Additional Noninterest Income	$161,000	4,188
Total noninterest expense	$2,715,000	3,225
Salaries and employee benefits	$1,234,000	3,789
Premises and equipment expense	$317,000	3,705
Additional noninterest expense	$1,164,000	2,282
Pre-tax net operating income	$461,000	5,212
Securities gains (losses)	$0	1,444
Applicable income taxes	$157,000	3,582
Income before extraordinary items	$304,000	5,626
Extraordinary gains, net	$0	29
Net income	$304,000	5,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$448,000	766
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$304,000	5,603
2007-03-31 (YTD Data)		Rank
Total interest income	$3,630,000	2,767
Total interest expense	$1,786,000	2,563
Net interest income	$1,844,000	2,974
Provision for loan and lease losses	$340,000	716
Total noninterest income	$33,000	7,359
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$1,000	7,501
Trading account gains and fees	$0	195
Additional Noninterest Income	$32,000	5,872
Total noninterest expense	$1,148,000	3,697
Salaries and employee benefits	$560,000	4,073
Premises and equipment expense	$168,000	3,579
Additional noninterest expense	$420,000	3,044
Pre-tax net operating income	$389,000	4,060
Securities gains (losses)	$0	1,187
Applicable income taxes	$132,000	2,911
Income before extraordinary items	$257,000	4,494
Extraordinary gains, net	$0	22
Net income	$257,000	4,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,895
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$257,000	4,484
2006-12-31 (YTD Data)		Rank
Total interest income	$11,412,000	3,230
Total interest expense	$5,033,000	3,011
Net interest income	$6,379,000	3,358
Provision for loan and lease losses	$936,000	1,104
Total noninterest income	$2,914,000	1,682
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$258,000	4,424
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,656,000	1,088
Total noninterest expense	$4,895,000	3,408
Salaries and employee benefits	$2,676,000	3,444
Premises and equipment expense	$696,000	3,342
Additional noninterest expense	$1,523,000	3,258
Pre-tax net operating income	$3,462,000	2,507
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,519,000	1,644
Income before extraordinary items	$1,943,000	3,164
Extraordinary gains, net	$0	51
Net income	$1,943,000	3,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$623,000	989
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,943,000	3,147
2006-09-30 (YTD Data)		Rank
Total interest income	$8,224,000	3,300
Total interest expense	$3,390,000	3,189
Net interest income	$4,834,000	3,355
Provision for loan and lease losses	$836,000	912
Total noninterest income	$512,000	4,424
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$202,000	4,365
Trading account gains and fees	$0	126
Additional Noninterest Income	$310,000	3,680
Total noninterest expense	$3,607,000	3,444
Salaries and employee benefits	$1,925,000	3,547
Premises and equipment expense	$509,000	3,421
Additional noninterest expense	$1,173,000	3,200
Pre-tax net operating income	$903,000	4,955
Securities gains (losses)	$0	1,388
Applicable income taxes	$318,000	3,498
Income before extraordinary items	$585,000	5,417
Extraordinary gains, net	$0	45
Net income	$585,000	5,420
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,263
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$585,000	5,410
2006-06-30 (YTD Data)		Rank
Total interest income	$5,236,000	3,378
Total interest expense	$2,034,000	3,331
Net interest income	$3,202,000	3,383
Provision for loan and lease losses	$464,000	1,040
Total noninterest income	$374,000	4,202
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$137,000	4,323
Trading account gains and fees	$0	126
Additional Noninterest Income	$237,000	3,419
Total noninterest expense	$2,332,000	3,539
Salaries and employee benefits	$1,223,000	3,691
Premises and equipment expense	$331,000	3,488
Additional noninterest expense	$778,000	3,211
Pre-tax net operating income	$780,000	4,381
Securities gains (losses)	$0	1,185
Applicable income taxes	$297,000	3,059
Income before extraordinary items	$483,000	4,970
Extraordinary gains, net	$0	39
Net income	$483,000	4,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,455
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$483,000	4,961
2006-03-31 (YTD Data)		Rank
Total interest income	$2,491,000	3,453
Total interest expense	$963,000	3,351
Net interest income	$1,528,000	3,490
Provision for loan and lease losses	$67,000	2,690
Total noninterest income	$268,000	3,319
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$65,000	4,375
Trading account gains and fees	$0	115
Additional Noninterest Income	$203,000	2,467
Total noninterest expense	$1,064,000	3,820
Salaries and employee benefits	$561,000	3,947
Premises and equipment expense	$158,000	3,627
Additional noninterest expense	$345,000	3,485
Pre-tax net operating income	$665,000	3,084
Securities gains (losses)	$0	955
Applicable income taxes	$226,000	2,433
Income before extraordinary items	$439,000	3,465
Extraordinary gains, net	$0	21
Net income	$439,000	3,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	1,941
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$439,000	3,440
2005-12-31 (YTD Data)		Rank
Total interest income	$5,905,000	4,639
Total interest expense	$2,048,000	4,361
Net interest income	$3,857,000	4,732
Provision for loan and lease losses	$695,000	1,437
Total noninterest income	$483,000	5,320
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$278,000	4,359
Trading account gains and fees	$0	138
Additional Noninterest Income	$205,000	5,108
Total noninterest expense	$3,613,000	4,188
Salaries and employee benefits	$1,748,000	4,571
Premises and equipment expense	$595,000	3,685
Additional noninterest expense	$1,270,000	3,698
Pre-tax net operating income	$32,000	8,169
Securities gains (losses)	$0	2,296
Applicable income taxes	$14,000	6,434
Income before extraordinary items	$18,000	8,232
Extraordinary gains, net	$0	46
Net income	$18,000	8,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,648
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$18,000	8,203
2005-09-30 (YTD Data)		Rank
Total interest income	$4,067,000	4,858
Total interest expense	$1,302,000	4,708
Net interest income	$2,765,000	4,882
Provision for loan and lease losses	$508,000	1,387
Total noninterest income	$439,000	4,884
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$210,000	4,361
Trading account gains and fees	$0	126
Additional Noninterest Income	$229,000	4,301
Total noninterest expense	$2,495,000	4,427
Salaries and employee benefits	$1,251,000	4,688
Premises and equipment expense	$385,000	4,073
Additional noninterest expense	$859,000	3,958
Pre-tax net operating income	$201,000	7,625
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$201,000	7,438
Extraordinary gains, net	$0	35
Net income	$201,000	7,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	3,017
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$201,000	7,405
2005-06-30 (YTD Data)		Rank
Total interest income	$2,245,000	5,397
Total interest expense	$672,000	5,267
Net interest income	$1,573,000	5,344
Provision for loan and lease losses	$345,000	1,356
Total noninterest income	$359,000	4,309
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$135,000	4,395
Trading account gains and fees	$0	116
Additional Noninterest Income	$224,000	3,569
Total noninterest expense	$1,580,000	4,570
Salaries and employee benefits	$806,000	4,782
Premises and equipment expense	$326,000	3,387
Additional noninterest expense	$448,000	4,737
Pre-tax net operating income	$7,000	8,325
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$7,000	8,348
Extraordinary gains, net	$0	30
Net income	$7,000	8,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,361
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$7,000	8,315
2005-03-31 (YTD Data)		Rank
Total interest income	$873,000	6,129
Total interest expense	$221,000	6,290
Net interest income	$652,000	5,959
Provision for loan and lease losses	$148,000	1,498
Total noninterest income	$112,000	5,441
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$66,000	4,389
Trading account gains and fees	$0	115
Additional Noninterest Income	$46,000	5,356
Total noninterest expense	$732,000	4,831
Salaries and employee benefits	$399,000	4,846
Premises and equipment expense	$136,000	3,941
Additional noninterest expense	$197,000	5,135
Pre-tax net operating income	$-116,000	8,660
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-116,000	8,682
Extraordinary gains, net	$0	24
Net income	$-116,000	8,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	1,689
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-116,000	8,661
2004-12-31 (YTD Data)		Rank
Total interest income	$870,000	8,502
Total interest expense	$100,000	8,738
Net interest income	$770,000	8,340
Provision for loan and lease losses	$102,000	4,943
Total noninterest income	$265,000	6,648
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$160,000	5,656
Trading account gains and fees	$0	138
Additional Noninterest Income	$105,000	6,329
Total noninterest expense	$1,306,000	7,249
Salaries and employee benefits	$630,000	7,546
Premises and equipment expense	$176,000	7,018
Additional noninterest expense	$500,000	6,532
Pre-tax net operating income	$-373,000	8,598
Securities gains (losses)	$0	3,819
Applicable income taxes	$-112,000	8,748
Income before extraordinary items	$-261,000	8,612
Extraordinary gains, net	$0	34
Net income	$-261,000	8,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,821
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-261,000	8,579
2004-09-30 (YTD Data)		Rank
Total interest income	$332,000	8,850
Total interest expense	$25,000	8,915
Net interest income	$307,000	8,776
Provision for loan and lease losses	$36,000	5,817
Total noninterest income	$102,000	7,777
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$70,000	6,623
Trading account gains and fees	$0	134
Additional Noninterest Income	$32,000	7,635
Total noninterest expense	$424,000	8,592
Salaries and employee benefits	$251,000	8,512
Premises and equipment expense	$65,000	8,129
Additional noninterest expense	$108,000	8,633
Pre-tax net operating income	$-51,000	8,552
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$-51,000	8,581
Extraordinary gains, net	$0	26
Net income	$-51,000	8,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,894
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-51,000	8,552
2004-06-30 (YTD Data)		Rank
Total interest income	$835,000	7,804
Total interest expense	$89,000	8,642
Net interest income	$746,000	7,380
Provision for loan and lease losses	$45,000	4,838
Total noninterest income	$1,038,000	2,136
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$234,000	3,289
Trading account gains and fees	$0	130
Additional Noninterest Income	$804,000	1,545
Total noninterest expense	$1,108,000	5,682
Salaries and employee benefits	$580,000	5,791
Premises and equipment expense	$194,000	4,859
Additional noninterest expense	$334,000	5,640
Pre-tax net operating income	$631,000	4,703
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$631,000	4,106
Extraordinary gains, net	$0	21
Net income	$631,000	4,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	1,611
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$631,000	4,020
2004-03-31 (YTD Data)		Rank
Total interest income	$474,000	7,605
Total interest expense	$57,000	8,524
Net interest income	$417,000	7,169
Provision for loan and lease losses	$36,000	3,870
Total noninterest income	$209,000	3,959
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$135,000	2,893
Trading account gains and fees	$0	121
Additional Noninterest Income	$74,000	4,326
Total noninterest expense	$583,000	5,545
Salaries and employee benefits	$316,000	5,570
Premises and equipment expense	$113,000	4,421
Additional noninterest expense	$154,000	5,926
Pre-tax net operating income	$7,000	8,469
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$7,000	8,505
Extraordinary gains, net	$0	16
Net income	$7,000	8,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	961
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$7,000	8,444
2003-12-31 (YTD Data)		Rank
Total interest income	$2,159,000	7,392
Total interest expense	$383,000	8,167
Net interest income	$1,776,000	6,937
Provision for loan and lease losses	$368,000	2,740
Total noninterest income	$1,285,000	3,156
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$590,000	2,730
Trading account gains and fees	$0	160
Additional Noninterest Income	$695,000	2,977
Total noninterest expense	$2,630,000	5,030
Salaries and employee benefits	$1,450,000	4,957
Premises and equipment expense	$557,000	3,727
Additional noninterest expense	$623,000	5,858
Pre-tax net operating income	$63,000	8,337
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$63,000	8,412
Extraordinary gains, net	$0	54
Net income	$63,000	8,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	1,965
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$63,000	8,309
2003-09-30 (YTD Data)		Rank
Total interest income	$1,767,000	7,273
Total interest expense	$316,000	8,169
Net interest income	$1,451,000	6,731
Provision for loan and lease losses	$350,000	2,253
Total noninterest income	$799,000	3,646
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$433,000	2,785
Trading account gains and fees	$0	153
Additional Noninterest Income	$366,000	3,697
Total noninterest expense	$1,939,000	5,089
Salaries and employee benefits	$1,082,000	4,966
Premises and equipment expense	$399,000	3,870
Additional noninterest expense	$458,000	5,920
Pre-tax net operating income	$-39,000	8,706
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-39,000	8,790
Extraordinary gains, net	$0	40
Net income	$-39,000	8,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$363,000	1,505
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-39,000	8,703
2003-06-30 (YTD Data)		Rank
Total interest income	$1,237,000	7,200
Total interest expense	$225,000	8,171
Net interest income	$1,012,000	6,610
Provision for loan and lease losses	$89,000	4,177
Total noninterest income	$505,000	3,716
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$279,000	2,810
Trading account gains and fees	$0	150
Additional Noninterest Income	$226,000	3,804
Total noninterest expense	$1,243,000	5,213
Salaries and employee benefits	$713,000	5,007
Premises and equipment expense	$262,000	3,895
Additional noninterest expense	$268,000	6,326
Pre-tax net operating income	$185,000	7,334
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$185,000	7,108
Extraordinary gains, net	$0	30
Net income	$185,000	7,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,862
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$185,000	6,922
2003-03-31 (YTD Data)		Rank
Total interest income	$613,000	7,258
Total interest expense	$118,000	8,202
Net interest income	$495,000	6,684
Provision for loan and lease losses	$44,000	4,021
Total noninterest income	$250,000	3,643
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$135,000	2,807
Trading account gains and fees	$0	134
Additional Noninterest Income	$115,000	3,679
Total noninterest expense	$607,000	5,294
Salaries and employee benefits	$353,000	5,047
Premises and equipment expense	$130,000	3,924
Additional noninterest expense	$124,000	6,544
Pre-tax net operating income	$94,000	7,282
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$94,000	7,010
Extraordinary gains, net	$0	21
Net income	$94,000	7,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,852
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$94,000	6,852
2002-12-31 (YTD Data)		Rank
Total interest income	$2,082,000	7,758
Total interest expense	$620,000	8,031
Net interest income	$1,462,000	7,495
Provision for loan and lease losses	$211,000	4,240
Total noninterest income	$1,458,000	2,667
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$546,000	2,763
Trading account gains and fees	$0	153
Additional Noninterest Income	$912,000	2,306
Total noninterest expense	$2,714,000	4,796
Salaries and employee benefits	$1,495,000	4,711
Premises and equipment expense	$623,000	3,305
Additional noninterest expense	$596,000	5,955
Pre-tax net operating income	$-5,000	8,650
Securities gains (losses)	$0	4,537
Applicable income taxes	$-15,000	8,884
Income before extraordinary items	$10,000	8,694
Extraordinary gains, net	$0	70
Net income	$10,000	8,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	2,928
Cash dividends	$16,000	6,257
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,000	8,614
2001-12-31 (YTD Data)		Rank
Total interest income	$3,121,000	7,131
Total interest expense	$1,215,000	7,589
Net interest income	$1,906,000	6,588
Provision for loan and lease losses	$210,000	4,019
Total noninterest income	$1,500,000	2,508
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$587,000	2,479
Trading account gains and fees	$0	177
Additional Noninterest Income	$913,000	2,185
Total noninterest expense	$3,005,000	4,327
Salaries and employee benefits	$1,694,000	4,113
Premises and equipment expense	$609,000	3,314
Additional noninterest expense	$702,000	5,292
Pre-tax net operating income	$191,000	7,928
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$191,000	7,805
Extraordinary gains, net	$0	105
Net income	$191,000	7,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,895
Cash dividends	$349,000	4,141
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$191,000	7,687
2000-12-31 (YTD Data)		Rank
Total interest income	$3,760,000	6,676
Total interest expense	$1,587,000	6,994
Net interest income	$2,173,000	6,313
Provision for loan and lease losses	$243,000	3,303
Total noninterest income	$1,054,000	3,023
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$570,000	2,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$484,000	3,001
Total noninterest expense	$2,537,000	4,807
Salaries and employee benefits	$1,343,000	4,773
Premises and equipment expense	$546,000	3,534
Additional noninterest expense	$648,000	5,484
Pre-tax net operating income	$447,000	7,241
Securities gains (losses)	$0	1,956
Applicable income taxes	$150,000	5,914
Income before extraordinary items	$297,000	7,496
Extraordinary gains, net	$0	38
Net income	$297,000	7,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	2,259
Cash dividends	$135,000	5,638
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$297,000	7,500
1999-12-31 (YTD Data)		Rank
Total interest income	$3,315,000	7,033
Total interest expense	$1,399,000	7,193
Net interest income	$1,916,000	6,799
Provision for loan and lease losses	$175,000	3,893
Total noninterest income	$1,638,000	2,159
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$662,000	2,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$976,000	1,908
Total noninterest expense	$2,953,000	4,270
Salaries and employee benefits	$1,416,000	4,547
Premises and equipment expense	$517,000	3,657
Additional noninterest expense	$1,020,000	3,961
Pre-tax net operating income	$426,000	7,466
Securities gains (losses)	$0	3,155
Applicable income taxes	$125,000	6,576
Income before extraordinary items	$301,000	7,592
Extraordinary gains, net	$0	35
Net income	$301,000	7,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	2,166
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$301,000	7,565
1998-12-31 (YTD Data)		Rank
Total interest income	$3,344,000	7,123
Total interest expense	$1,470,000	7,257
Net interest income	$1,874,000	6,896
Provision for loan and lease losses	$146,000	4,231
Total noninterest income	$1,405,000	2,386
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$532,000	2,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$873,000	2,040
Total noninterest expense	$2,793,000	4,385
Salaries and employee benefits	$1,334,000	4,667
Premises and equipment expense	$547,000	3,439
Additional noninterest expense	$912,000	4,253
Pre-tax net operating income	$340,000	8,175
Securities gains (losses)	$0	4,449
Applicable income taxes	$95,000	7,609
Income before extraordinary items	$245,000	8,282
Extraordinary gains, net	$0	32
Net income	$245,000	8,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,991
Cash dividends	$18,000	7,288
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$245,000	8,206
1997-12-31 (YTD Data)		Rank
Total interest income	$3,257,000	7,443
Total interest expense	$1,405,000	7,570
Net interest income	$1,852,000	7,206
Provision for loan and lease losses	$200,000	3,424
Total noninterest income	$1,187,000	2,653
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$524,000	2,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$663,000	2,304
Total noninterest expense	$2,515,000	4,761
Salaries and employee benefits	$1,096,000	5,491
Premises and equipment expense	$547,000	3,427
Additional noninterest expense	$872,000	4,435
Pre-tax net operating income	$324,000	8,856
Securities gains (losses)	$0	3,944
Applicable income taxes	$101,000	8,381
Income before extraordinary items	$223,000	8,960
Extraordinary gains, net	$0	44
Net income	$223,000	8,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,815
Cash dividends	$30,000	7,454
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$223,000	8,932
1996-12-31 (YTD Data)		Rank
Total interest income	$2,799,000	8,279
Total interest expense	$1,230,000	8,291
Net interest income	$1,569,000	8,106
Provision for loan and lease losses	$108,000	4,918
Total noninterest income	$729,000	3,978
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$361,000	3,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$368,000	3,571
Total noninterest expense	$2,030,000	5,884
Salaries and employee benefits	$985,000	6,063
Premises and equipment expense	$418,000	4,380
Additional noninterest expense	$627,000	6,189
Pre-tax net operating income	$160,000	10,023
Securities gains (losses)	$0	4,148
Applicable income taxes	$8,000	10,393
Income before extraordinary items	$152,000	9,772
Extraordinary gains, net	$0	53
Net income	$152,000	9,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,484
Cash dividends	$35,000	7,786
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$152,000	9,711
1995-12-31 (YTD Data)		Rank
Total interest income	$2,619,000	8,777
Total interest expense	$1,152,000	8,751
Net interest income	$1,467,000	8,633
Provision for loan and lease losses	$384,000	1,921
Total noninterest income	$1,005,000	3,092
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$266,000	4,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$739,000	2,222
Total noninterest expense	$1,741,000	6,619
Salaries and employee benefits	$933,000	6,384
Premises and equipment expense	$309,000	5,504
Additional noninterest expense	$499,000	7,256
Pre-tax net operating income	$347,000	9,404
Securities gains (losses)	$0	3,831
Applicable income taxes	$107,000	9,035
Income before extraordinary items	$240,000	9,502
Extraordinary gains, net	$0	65
Net income	$240,000	9,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	2,297
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$240,000	9,487
1994-12-31 (YTD Data)		Rank
Total interest income	$1,848,000	10,081
Total interest expense	$749,000	9,838
Net interest income	$1,099,000	10,070
Provision for loan and lease losses	$0	9,146
Total noninterest income	$613,000	4,578
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$219,000	5,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	3,436
Total noninterest expense	$1,485,000	7,646
Salaries and employee benefits	$785,000	7,295
Premises and equipment expense	$260,000	6,355
Additional noninterest expense	$440,000	8,419
Pre-tax net operating income	$227,000	10,687
Securities gains (losses)	$0	3,600
Applicable income taxes	$51,000	10,446
Income before extraordinary items	$176,000	10,542
Extraordinary gains, net	$0	249
Net income	$176,000	10,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,270
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$176,000	10,586
1993-12-31 (YTD Data)		Rank
Total interest income	$1,468,000	11,312
Total interest expense	$509,000	11,644
Net interest income	$959,000	10,926
Provision for loan and lease losses	$15,000	9,365
Total noninterest income	$621,000	4,846
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$193,000	6,095
Trading account gains and fees	NA	NA
Additional Noninterest Income	$428,000	3,605
Total noninterest expense	$1,162,000	9,051
Salaries and employee benefits	$597,000	8,824
Premises and equipment expense	$180,000	8,142
Additional noninterest expense	$385,000	9,428
Pre-tax net operating income	$403,000	9,388
Securities gains (losses)	$-12,000	12,812
Applicable income taxes	$105,000	9,629
Income before extraordinary items	$286,000	9,629
Extraordinary gains, net	$18,000	2,745
Net income	$304,000	9,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	6,927
Cash dividends	$130,000	6,378
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$294,760	9,279
1992-12-31 (YTD Data)		Rank
Total interest income	$1,515,000	11,932
Total interest expense	$605,000	12,268
Net interest income	$910,000	11,469
Provision for loan and lease losses	$0	11,756
Total noninterest income	$338,000	7,248
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$155,000	6,978
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	5,968
Total noninterest expense	$949,000	10,209
Salaries and employee benefits	$483,000	9,938
Premises and equipment expense	$149,000	9,148
Additional noninterest expense	$317,000	10,589
Pre-tax net operating income	$299,000	10,149
Securities gains (losses)	$31,000	4,927
Applicable income taxes	$112,000	9,602
Income before extraordinary items	$218,000	10,351
Extraordinary gains, net	$112,000	694
Net income	$330,000	9,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	7,168
Cash dividends	$100,000	6,542
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$197,540	10,298

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.