Home > State Bank of Texas > Net charge- offs to loans

State Bank of Texas, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0021%3,691
Percentage Net Loans Charged-off: Total real estate loans0.0023%1,001
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0027%495
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%3,650
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0031%3,693
Percentage Net Loans Charged-off: Commercial and industrial-1.0454%4,567
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,797
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,715
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0072%3,840
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,389
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0004%3,982
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0407%4,358
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0412%4,373
Percentage Net Loans Charged-off: Commercial and industrial-1.4412%4,601
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,560
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0105%3,924
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,425
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0546%4,437
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0553%4,395
Percentage Net Loans Charged-off: Commercial and industrial-2.1568%4,639
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,355
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0044%3,593
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,597
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0846%4,539
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0857%4,542
Percentage Net Loans Charged-off: Commercial and industrial-0.5557%4,598
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0021%2,453
Percentage Net Loans Charged-off: Total real estate loans0.0288%500
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0287%334
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.1547%127
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.1567%126
Percentage Net Loans Charged-off: Commercial and industrial-2.7514%4,697
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,668
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0151%1,566
Percentage Net Loans Charged-off: Total real estate loans0.0405%335
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0408%220
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.1918%95
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.1943%89
Percentage Net Loans Charged-off: Commercial and industrial-2.2558%4,724
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0488%907
Percentage Net Loans Charged-off: Total real estate loans0.0399%295
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0472%167
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0053%477
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0054%459
Percentage Net Loans Charged-off: Commercial and industrial0.7620%186
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1748%344
Percentage Net Loans Charged-off: Total real estate loans0.0841%158
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.1018%93
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%3,854
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0106%3,912
Percentage Net Loans Charged-off: Commercial and industrial6.1599%23
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0304%4,128
Percentage Net Loans Charged-off: Total real estate loans0.0067%1,135
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0003%3,898
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1434%198
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.1454%196
Percentage Net Loans Charged-off: Commercial and industrial-1.5381%4,634
Percentage Net Loans Charged-off: Loans to individuals2.8403%120
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8403%110
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0208%3,979
Percentage Net Loans Charged-off: Total real estate loans0.0096%955
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0004%3,980
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.1936%136
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.1963%134
Percentage Net Loans Charged-off: Commercial and industrial-1.2893%4,691
Percentage Net Loans Charged-off: Loans to individuals3.5657%82
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.5657%76
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0152%3,860
Percentage Net Loans Charged-off: Total real estate loans0.0153%786
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.2883%101
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.2924%102
Percentage Net Loans Charged-off: Commercial and industrial-1.4016%4,741
Percentage Net Loans Charged-off: Loans to individuals5.0244%63
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.0244%54
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0183%1,380
Percentage Net Loans Charged-off: Total real estate loans0.0299%473
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,191
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.5195%54
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.5269%59
Percentage Net Loans Charged-off: Commercial and industrial-1.3884%4,760
Percentage Net Loans Charged-off: Loans to individuals9.3933%31
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual9.3933%29
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0337%4,572
Percentage Net Loans Charged-off: Total real estate loans0.0228%1,356
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,224
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3352%121
Percentage Net Loans Charged-off: Home equity loans0.2936%97
All other 1-4 family - Percent of loans charged-off, net0.3361%126
Percentage Net Loans Charged-off: Commercial and industrial-2.0958%4,813
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0355%4,583
Percentage Net Loans Charged-off: Total real estate loans0.0163%1,267
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,249
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.2381%192
Percentage Net Loans Charged-off: Home equity loans0.3589%80
All other 1-4 family - Percent of loans charged-off, net0.2355%186
Percentage Net Loans Charged-off: Commercial and industrial-2.0490%4,839
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0309%4,556
Percentage Net Loans Charged-off: Total real estate loans0.0176%1,086
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.2488%197
Percentage Net Loans Charged-off: Home equity loans0.5254%63
All other 1-4 family - Percent of loans charged-off, net0.2427%189
Percentage Net Loans Charged-off: Commercial and industrial-2.2884%4,872
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0051%3,875
Percentage Net Loans Charged-off: Total real estate loans0.0333%676
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,359
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.4373%113
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.4469%107
Percentage Net Loans Charged-off: Commercial and industrial-3.1449%4,888
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2809%746
Percentage Net Loans Charged-off: Total real estate loans0.3378%200
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.4060%270
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4735%117
Percentage Net Loans Charged-off: Home equity loans2.6893%21
All other 1-4 family - Percent of loans charged-off, net0.4218%148
Percentage Net Loans Charged-off: Commercial and industrial-2.8998%4,972
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,326
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,228
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4057%412
Percentage Net Loans Charged-off: Total real estate loans0.4592%120
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.5581%168
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.6185%76
Percentage Net Loans Charged-off: Home equity loans3.4581%13
All other 1-4 family - Percent of loans charged-off, net0.5512%87
Percentage Net Loans Charged-off: Commercial and industrial-2.2816%5,037
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0031%3,053
Percentage Net Loans Charged-off: Total real estate loans0.0357%947
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0086%638
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.2928%220
Percentage Net Loans Charged-off: Home equity loans5.0523%12
All other 1-4 family - Percent of loans charged-off, net0.1792%334
Percentage Net Loans Charged-off: Commercial and industrial-1.5441%5,049
Percentage Net Loans Charged-off: Loans to individuals0.1926%2,130
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1926%2,013
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1910%728
Percentage Net Loans Charged-off: Total real estate loans0.1912%285
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.2173%188
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.3758%174
Percentage Net Loans Charged-off: Home equity loans9.0909%7
All other 1-4 family - Percent of loans charged-off, net0.1605%323
Percentage Net Loans Charged-off: Commercial and industrial0.1933%731
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2612%5,296
Percentage Net Loans Charged-off: Total real estate loans-0.2200%5,250
Percentage Net Loans Charged-off:Construction & development-0.1569%4,707
Percentage Net Loans Charged-off: Commercial real estate-0.3432%5,188
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.4058%172
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.4184%171
Percentage Net Loans Charged-off: Commercial and industrial-1.2430%5,158
Percentage Net Loans Charged-off: Loans to individuals-0.0796%4,782
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0796%4,737
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2241%5,318
Percentage Net Loans Charged-off: Total real estate loans-0.1960%5,270
Percentage Net Loans Charged-off:Construction & development-0.1851%4,768
Percentage Net Loans Charged-off: Commercial real estate-0.3352%5,261
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.5860%101
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.6047%99
Percentage Net Loans Charged-off: Commercial and industrial-0.8439%5,167
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,134
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4356%5,421
Percentage Net Loans Charged-off: Total real estate loans-0.4297%5,409
Percentage Net Loans Charged-off:Construction & development-0.2499%4,853
Percentage Net Loans Charged-off: Commercial real estate-0.6591%5,356
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.6715%80
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.6937%78
Percentage Net Loans Charged-off: Commercial and industrial-0.6073%5,152
Percentage Net Loans Charged-off: Loans to individuals0.1554%2,297
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1554%2,175
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9437%5,536
Percentage Net Loans Charged-off: Total real estate loans-0.9666%5,515
Percentage Net Loans Charged-off:Construction & development0.0141%145
Percentage Net Loans Charged-off: Commercial real estate-1.3552%5,446
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.2624%256
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.2716%258
Percentage Net Loans Charged-off: Commercial and industrial-0.3173%5,064
Percentage Net Loans Charged-off: Loans to individuals0.3354%1,622
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3354%1,511
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4048%618
Percentage Net Loans Charged-off: Total real estate loans0.3845%238
Percentage Net Loans Charged-off:Construction & development0.0095%486
Percentage Net Loans Charged-off: Commercial real estate0.4440%285
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.3851%268
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.4005%254
Percentage Net Loans Charged-off: Commercial and industrial0.9756%635
Percentage Net Loans Charged-off: Loans to individuals1.2514%663
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual1.3488%534
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0254%2,935
Percentage Net Loans Charged-off: Total real estate loans0.0134%1,959
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0280%5,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3017%331
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.3140%328
Percentage Net Loans Charged-off: Commercial and industrial0.2675%1,079
Percentage Net Loans Charged-off: Loans to individuals1.8728%370
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual2.0583%294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0013%4,153
Percentage Net Loans Charged-off: Total real estate loans-0.0139%4,690
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0415%5,209
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1650%634
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.1720%598
Percentage Net Loans Charged-off: Commercial and industrial0.3811%776
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0200%2,383
Percentage Net Loans Charged-off: Total real estate loans0.0228%1,194
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0316%422
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0232%4,959
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0242%5,010
Percentage Net Loans Charged-off: Commercial and industrial-0.0681%4,681
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0757%2,617
Percentage Net Loans Charged-off: Total real estate loans0.1355%1,002
Percentage Net Loans Charged-off:Construction & development0.0393%482
Percentage Net Loans Charged-off: Commercial real estate0.1121%815
Percentage Net Loans Charged-off: Multi-family residential-0.0216%4,590
Percentage Net Loans Charged-off: 1-4 family residential1.2963%70
Percentage Net Loans Charged-off: Home equity loans0.8124%101
All other 1-4 family - Percent of loans charged-off, net1.3344%74
Percentage Net Loans Charged-off: Commercial and industrial-2.5026%5,647
Percentage Net Loans Charged-off: Loans to individuals4.1181%120
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.1181%105
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2210%1,062
Percentage Net Loans Charged-off: Total real estate loans0.3029%362
Percentage Net Loans Charged-off:Construction & development0.0647%362
Percentage Net Loans Charged-off: Commercial real estate0.3001%375
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential1.7064%41
Percentage Net Loans Charged-off: Home equity loans1.0774%72
All other 1-4 family - Percent of loans charged-off, net1.7555%46
Percentage Net Loans Charged-off: Commercial and industrial-3.2856%5,716
Percentage Net Loans Charged-off: Loans to individuals4.9883%92
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.9883%85
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2670%899
Percentage Net Loans Charged-off: Total real estate loans0.3943%296
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.4559%261
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential1.0515%98
Percentage Net Loans Charged-off: Home equity loans1.5925%51
All other 1-4 family - Percent of loans charged-off, net1.0093%110
Percentage Net Loans Charged-off: Commercial and industrial-5.1579%5,804
Percentage Net Loans Charged-off: Loans to individuals7.4341%62
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.4341%53
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0362%2,254
Percentage Net Loans Charged-off: Total real estate loans0.0646%1,056
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0021%4,964
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential2.0961%42
Percentage Net Loans Charged-off: Home equity loans3.0651%27
All other 1-4 family - Percent of loans charged-off, net2.0175%49
Percentage Net Loans Charged-off: Commercial and industrial-1.9486%5,799
Percentage Net Loans Charged-off: Loans to individuals13.3829%31
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual13.3829%24
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0819%2,663
Percentage Net Loans Charged-off: Total real estate loans0.0786%1,858
Percentage Net Loans Charged-off:Construction & development-0.1843%5,168
Percentage Net Loans Charged-off: Commercial real estate0.1297%933
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.2046%1,082
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.2201%993
Percentage Net Loans Charged-off: Commercial and industrial0.1272%1,804
Percentage Net Loans Charged-off: Loans to individuals2.2115%268
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2115%236
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0189%5,189
Percentage Net Loans Charged-off: Total real estate loans-0.0441%5,523
Percentage Net Loans Charged-off:Construction & development-0.2434%5,294
Percentage Net Loans Charged-off: Commercial real estate-0.0195%5,348
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2608%778
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.2802%723
Percentage Net Loans Charged-off: Commercial and industrial0.7614%618
Percentage Net Loans Charged-off: Loans to individuals3.2737%139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.2737%122
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,893
Percentage Net Loans Charged-off: Total real estate loans-0.0644%5,692
Percentage Net Loans Charged-off:Construction & development-0.3629%5,419
Percentage Net Loans Charged-off: Commercial real estate-0.0281%5,534
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3956%529
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.4257%495
Percentage Net Loans Charged-off: Commercial and industrial2.0722%230
Percentage Net Loans Charged-off: Loans to individuals5.0914%80
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.0914%71
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0124%4,815
Percentage Net Loans Charged-off: Total real estate loans-0.1885%6,058
Percentage Net Loans Charged-off:Construction & development-0.6817%5,591
Percentage Net Loans Charged-off: Commercial real estate-0.0970%5,942
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0192%5,415
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0207%5,472
Percentage Net Loans Charged-off: Commercial and industrial6.1106%77
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0465%5,908
Percentage Net Loans Charged-off: Total real estate loans0.0064%3,793
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.0063%5,467
Percentage Net Loans Charged-off: Multi-family residential-0.0078%4,930
Percentage Net Loans Charged-off: 1-4 family residential0.8440%317
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.9034%302
Percentage Net Loans Charged-off: Commercial and industrial-2.2642%6,185
Percentage Net Loans Charged-off: Loans to individuals-1.5873%6,299
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.5873%6,263
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0554%5,947
Percentage Net Loans Charged-off: Total real estate loans-0.0026%5,272
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0029%5,404
Percentage Net Loans Charged-off: Multi-family residential-0.0105%4,997
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,246
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial-2.4971%6,264
Percentage Net Loans Charged-off: Loans to individuals-2.1007%6,379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.1007%6,346
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1140%6,185
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,246
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,913
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial-5.7087%6,364
Percentage Net Loans Charged-off: Loans to individuals-2.9605%6,460
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.9605%6,424
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1607%6,313
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-8.0929%6,427
Percentage Net Loans Charged-off: Loans to individuals-4.7726%6,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-4.7726%6,518
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1130%3,691
Percentage Net Loans Charged-off: Total real estate loans0.2657%1,924
Percentage Net Loans Charged-off:Construction & development0.7995%912
Percentage Net Loans Charged-off: Commercial real estate0.0066%2,638
Percentage Net Loans Charged-off: Multi-family residential2.7508%160
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,086
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,923
Percentage Net Loans Charged-off: Commercial and industrial-6.9289%6,524
Percentage Net Loans Charged-off: Loans to individuals-0.3269%6,286
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3269%6,237
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0447%4,269
Percentage Net Loans Charged-off: Total real estate loans0.3732%1,429
Percentage Net Loans Charged-off:Construction & development1.1274%731
Percentage Net Loans Charged-off: Commercial real estate0.0315%2,153
Percentage Net Loans Charged-off: Multi-family residential3.5343%113
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,758
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial-14.6698%6,610
Percentage Net Loans Charged-off: Loans to individuals-0.4075%6,353
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4075%6,294
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4686%1,407
Percentage Net Loans Charged-off: Total real estate loans0.5598%994
Percentage Net Loans Charged-off:Construction & development1.7582%552
Percentage Net Loans Charged-off: Commercial real estate0.0470%1,800
Percentage Net Loans Charged-off: Multi-family residential4.9857%75
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,367
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial-3.6347%6,600
Percentage Net Loans Charged-off: Loans to individuals-0.5751%6,448
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5751%6,389
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0679%6,264
Percentage Net Loans Charged-off: Total real estate loans0.0742%2,426
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0953%1,160
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial-6.4161%6,699
Percentage Net Loans Charged-off: Loans to individuals-0.7612%6,508
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7612%6,459
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2175%828
Percentage Net Loans Charged-off: Total real estate loans1.2562%721
Percentage Net Loans Charged-off:Construction & development0.6281%1,705
Percentage Net Loans Charged-off: Commercial real estate1.4938%585
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,566
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%4,369
Percentage Net Loans Charged-off: Commercial and industrial-0.1066%6,053
Percentage Net Loans Charged-off: Loans to individuals0.8770%1,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8770%1,434
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3099%2,892
Percentage Net Loans Charged-off: Total real estate loans0.3256%2,471
Percentage Net Loans Charged-off:Construction & development0.7970%1,477
Percentage Net Loans Charged-off: Commercial real estate0.2340%1,952
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,243
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%4,065
Percentage Net Loans Charged-off: Commercial and industrial-0.1321%6,160
Percentage Net Loans Charged-off: Loans to individuals-0.5885%6,757
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5885%6,706
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5668%1,893
Percentage Net Loans Charged-off: Total real estate loans0.5935%1,640
Percentage Net Loans Charged-off:Construction & development1.1287%1,239
Percentage Net Loans Charged-off: Commercial real estate0.4994%1,248
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,822
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,637
Percentage Net Loans Charged-off: Commercial and industrial-0.1454%6,173
Percentage Net Loans Charged-off: Loans to individuals-0.4558%6,651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4558%6,593
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4584%1,951
Percentage Net Loans Charged-off: Total real estate loans0.4786%1,643
Percentage Net Loans Charged-off:Construction & development2.2334%707
Percentage Net Loans Charged-off: Commercial real estate0.0660%1,539
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.0560%5,728
Percentage Net Loans Charged-off: Loans to individuals-0.4400%6,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4400%6,486
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6252%196
Percentage Net Loans Charged-off: Total real estate loans3.0851%277
Percentage Net Loans Charged-off:Construction & development10.2871%439
Percentage Net Loans Charged-off: Commercial real estate0.4384%2,111
Percentage Net Loans Charged-off: Multi-family residential2.3775%407
Percentage Net Loans Charged-off: 1-4 family residential37.0406%2
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net37.0406%2
Percentage Net Loans Charged-off: Commercial and industrial17.7914%39
Percentage Net Loans Charged-off: Loans to individuals-1.0252%7,130
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.9998%7,108
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2248%272
Percentage Net Loans Charged-off: Total real estate loans3.2464%249
Percentage Net Loans Charged-off:Construction & development9.6940%434
Percentage Net Loans Charged-off: Commercial real estate0.5715%1,571
Percentage Net Loans Charged-off: Multi-family residential3.9417%263
Percentage Net Loans Charged-off: 1-4 family residential45.1981%1
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net45.1981%1
Percentage Net Loans Charged-off: Commercial and industrial2.8385%775
Percentage Net Loans Charged-off: Loans to individuals-1.0089%7,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.9797%7,165
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8110%769
Percentage Net Loans Charged-off: Total real estate loans1.8675%697
Percentage Net Loans Charged-off:Construction & development6.9188%624
Percentage Net Loans Charged-off: Commercial real estate0.3269%1,775
Percentage Net Loans Charged-off: Multi-family residential-4.5032%5,804
Percentage Net Loans Charged-off: 1-4 family residential7.4460%61
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net7.4460%68
Percentage Net Loans Charged-off: Commercial and industrial0.5173%2,147
Percentage Net Loans Charged-off: Loans to individuals-1.3210%7,274
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.2680%7,255
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7455%395
Percentage Net Loans Charged-off: Total real estate loans2.8628%355
Percentage Net Loans Charged-off:Construction & development10.3710%325
Percentage Net Loans Charged-off: Commercial real estate0.4681%1,128
Percentage Net Loans Charged-off: Multi-family residential-9.0032%5,812
Percentage Net Loans Charged-off: 1-4 family residential14.3769%19
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net14.3769%22
Percentage Net Loans Charged-off: Commercial and industrial-0.0204%5,853
Percentage Net Loans Charged-off: Loans to individuals-2.3583%7,351
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.2093%7,344
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6356%3,116
Percentage Net Loans Charged-off: Total real estate loans0.5808%2,751
Percentage Net Loans Charged-off:Construction & development-0.4997%6,986
Percentage Net Loans Charged-off: Commercial real estate0.3712%2,331
Percentage Net Loans Charged-off: Multi-family residential10.1867%159
Percentage Net Loans Charged-off: 1-4 family residential0.0000%5,031
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%4,844
Percentage Net Loans Charged-off: Commercial and industrial0.8950%2,672
Percentage Net Loans Charged-off: Loans to individuals12.6837%94
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4860%3,329
Percentage Net Loans Charged-off: Total real estate loans0.3987%3,033
Percentage Net Loans Charged-off:Construction & development0.7342%2,411
Percentage Net Loans Charged-off: Commercial real estate-0.4123%7,511
Percentage Net Loans Charged-off: Multi-family residential10.2770%135
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,641
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial1.1883%2,028
Percentage Net Loans Charged-off: Loans to individuals16.1877%65
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4941%7,729
Percentage Net Loans Charged-off: Total real estate loans-0.5950%7,700
Percentage Net Loans Charged-off:Construction & development-0.0396%6,940
Percentage Net Loans Charged-off: Commercial real estate-0.6156%7,584
Percentage Net Loans Charged-off: Multi-family residential-3.4179%5,985
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial1.6484%1,518
Percentage Net Loans Charged-off: Loans to individuals5.3373%299
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0451%4,964
Percentage Net Loans Charged-off: Total real estate loans-0.0971%7,609
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.0041%7,312
Percentage Net Loans Charged-off: Multi-family residential-1.9623%6,015
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial2.5578%898
Percentage Net Loans Charged-off: Loans to individuals12.0800%123
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.1864%233
Percentage Net Loans Charged-off: Total real estate loans4.6086%283
Percentage Net Loans Charged-off:Construction & development11.1775%522
Percentage Net Loans Charged-off: Commercial real estate0.9289%1,201
Percentage Net Loans Charged-off: Multi-family residential8.5206%148
Percentage Net Loans Charged-off: 1-4 family residential25.5240%2
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net25.5240%3
Percentage Net Loans Charged-off: Commercial and industrial29.9259%29
Percentage Net Loans Charged-off: Loans to individuals0.8804%2,994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3241%810
Percentage Net Loans Charged-off: Total real estate loans1.8089%933
Percentage Net Loans Charged-off:Construction & development4.3192%1,115
Percentage Net Loans Charged-off: Commercial real estate0.2144%1,919
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential31.1727%3
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net31.1727%3
Percentage Net Loans Charged-off: Commercial and industrial28.6502%32
Percentage Net Loans Charged-off: Loans to individuals0.3913%4,116
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8129%2,059
Percentage Net Loans Charged-off: Total real estate loans0.7137%1,742
Percentage Net Loans Charged-off:Construction & development1.6781%1,521
Percentage Net Loans Charged-off: Commercial real estate0.1444%1,683
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial8.9215%291
Percentage Net Loans Charged-off: Loans to individuals0.6659%3,033
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1873%3,512
Percentage Net Loans Charged-off: Total real estate loans0.1890%2,457
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.2907%840
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9558%1,292
Percentage Net Loans Charged-off: Total real estate loans0.9688%948
Percentage Net Loans Charged-off:Construction & development1.7792%1,171
Percentage Net Loans Charged-off: Commercial real estate0.5415%824
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial-0.1484%7,566
Percentage Net Loans Charged-off: Loans to individuals0.8702%2,583
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2464%2,934
Percentage Net Loans Charged-off: Total real estate loans0.2512%1,878
Percentage Net Loans Charged-off:Construction & development0.7737%1,225
Percentage Net Loans Charged-off: Commercial real estate-0.0274%7,871
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial-0.1590%7,530
Percentage Net Loans Charged-off: Loans to individuals0.8403%2,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3886%1,722
Percentage Net Loans Charged-off: Total real estate loans0.3972%1,112
Percentage Net Loans Charged-off:Construction & development1.2236%690
Percentage Net Loans Charged-off: Commercial real estate-0.0434%7,961
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.1153%7,415
Percentage Net Loans Charged-off: Loans to individuals-0.2428%7,734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2927%1,674
Percentage Net Loans Charged-off: Total real estate loans0.3018%974
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.4700%306
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.1293%7,434
Percentage Net Loans Charged-off: Loans to individuals-0.4751%7,823
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0295%5,541
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial1.1663%1,033
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0418%4,397
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial1.6974%606
Percentage Net Loans Charged-off: Loans to individuals-0.4042%8,043
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0007%6,945
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals-0.2008%7,651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0014%6,527
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals-0.3990%7,803
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0750%3,786
Percentage Net Loans Charged-off: Total real estate loans0.1024%1,302
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1102%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.8800%8,116
Percentage Net Loans Charged-off: Loans to individuals0.3440%3,664
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1009%2,694
Percentage Net Loans Charged-off: Total real estate loans0.1447%788
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.1542%516
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-1.2184%8,186
Percentage Net Loans Charged-off: Loans to individuals-0.7943%8,344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3126%1,001
Percentage Net Loans Charged-off: Total real estate loans0.3328%319
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.3503%275
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.2592%7,766
Percentage Net Loans Charged-off: Loans to individuals-1.0944%8,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6636%414
Percentage Net Loans Charged-off: Total real estate loans0.7038%106
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.7232%116
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.3733%7,873
Percentage Net Loans Charged-off: Loans to individuals-2.1607%8,480
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0907%3,826
Percentage Net Loans Charged-off: Total real estate loans0.0162%2,837
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0177%1,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-1.1669%8,638
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial1.6963%718
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0258%7,928
Percentage Net Loans Charged-off: Total real estate loans-0.0059%7,729
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0060%7,986
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.4658%8,036
Percentage Net Loans Charged-off: Loans to individuals0.2642%4,249
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0305%7,787
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.6475%8,103
Percentage Net Loans Charged-off: Loans to individuals0.3653%3,408
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0215%3,934
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.1415%1,544
Percentage Net Loans Charged-off: Loans to individuals1.7058%842
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3879%1,475
Percentage Net Loans Charged-off: Total real estate loans0.3594%490
Percentage Net Loans Charged-off:Construction & development1.4300%109
Percentage Net Loans Charged-off: Commercial real estate0.3502%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.7364%1,685
Percentage Net Loans Charged-off: Loans to individuals0.8190%2,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0910%3,791
Percentage Net Loans Charged-off: Total real estate loans0.0566%1,843
Percentage Net Loans Charged-off:Construction & development1.7725%79
Percentage Net Loans Charged-off: Commercial real estate0.0383%977
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.4808%1,794
Percentage Net Loans Charged-off: Loans to individuals0.5107%3,370
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0586%4,173
Percentage Net Loans Charged-off: Total real estate loans0.0281%2,095
Percentage Net Loans Charged-off:Construction & development1.9937%69
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.3393%1,883
Percentage Net Loans Charged-off: Loans to individuals0.7066%2,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0744%3,240
Percentage Net Loans Charged-off: Total real estate loans0.0557%1,282
Percentage Net Loans Charged-off:Construction & development4.2092%46
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0892%7,503
Percentage Net Loans Charged-off: Loans to individuals1.8757%926
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1796%3,616
Percentage Net Loans Charged-off: Total real estate loans0.0016%4,032
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0017%1,585
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial1.3537%1,332
Percentage Net Loans Charged-off: Loans to individuals3.2367%370
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1853%3,150
Percentage Net Loans Charged-off: Total real estate loans0.0022%3,406
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0023%1,260
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial1.5179%1,010
Percentage Net Loans Charged-off: Loans to individuals2.6910%484
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0801%4,313
Percentage Net Loans Charged-off: Total real estate loans0.0245%2,268
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0256%879
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.0193%7,427
Percentage Net Loans Charged-off: Loans to individuals2.0981%746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0290%8,036
Percentage Net Loans Charged-off: Total real estate loans-0.0980%8,890
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.1032%8,805
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0380%7,475
Percentage Net Loans Charged-off: Loans to individuals2.0084%867
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3400%2,450
Percentage Net Loans Charged-off: Total real estate loans0.1743%1,219
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.1956%858
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial1.7396%1,216
Percentage Net Loans Charged-off: Loans to individuals1.5157%1,363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1095%4,931
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial1.4166%1,356
Percentage Net Loans Charged-off: Loans to individuals0.1413%6,372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0011%7,597
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0880%5,089
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0224%9,443
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1448%4,627
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0455%10,471
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0838%11,031
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7853%1,049
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2934%4,274
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1744%7,637
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA