Home > Starion Bank > Income and Expense

Starion Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$75,519,000660
Total interest expense$34,134,000520
Net interest income$41,385,000785
Provision for loan and lease losses$240,0001,853
Total noninterest income$11,104,000687
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,625,000682
Trading account gains and fees$0123
Additional Noninterest Income$9,479,000557
Total noninterest expense$41,214,000671
Salaries and employee benefits$24,582,000624
Premises and equipment expense$4,862,000568
Additional noninterest expense$9,479,000557
Pre-tax net operating income$11,035,0001,086
Securities gains (losses)$-718,0004,247
Applicable income taxes$03,369
Income before extraordinary items$10,317,000985
Extraordinary gains, net$054
Net income$10,317,000999
Minority interest net income$088
Net income of bank and minority interests.$10,317,000988
Net charge-offs$690,000638
Cash dividends$8,226,000565
Sale, conversion, retirement of capital stock, net$105,000411
Net operating income$11,035,000944
2023-09-30 (YTD Data)Rank
Total interest income$55,350,000668
Total interest expense$23,000,000531
Net interest income$32,350,000766
Provision for loan and lease losses$180,0001,734
Total noninterest income$4,840,0001,022
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,206,000682
Trading account gains and fees$0125
Additional Noninterest Income$3,634,000912
Total noninterest expense$29,996,000692
Salaries and employee benefits$18,006,000637
Premises and equipment expense$3,577,000583
Additional noninterest expense$3,634,000912
Pre-tax net operating income$7,014,0001,282
Securities gains (losses)$-241,0004,234
Applicable income taxes$03,407
Income before extraordinary items$6,773,0001,140
Extraordinary gains, net$052
Net income$6,773,0001,146
Minority interest net income$081
Net income of bank and minority interests.$6,773,0001,140
Net charge-offs$127,0001,077
Cash dividends$8,226,000425
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,014,0001,136
2023-06-30 (YTD Data)Rank
Total interest income$35,863,000665
Total interest expense$13,365,000538
Net interest income$22,498,000737
Provision for loan and lease losses$120,0001,688
Total noninterest income$3,171,000971
Gross Fiduciary activities income$0931
Service charges on deposit accounts$792,000683
Trading account gains and fees$0112
Additional Noninterest Income$2,379,000858
Total noninterest expense$20,225,000669
Salaries and employee benefits$12,103,000626
Premises and equipment expense$2,460,000555
Additional noninterest expense$2,379,000857
Pre-tax net operating income$5,324,0001,151
Securities gains (losses)$-273,0004,395
Applicable income taxes$03,436
Income before extraordinary items$5,051,0001,047
Extraordinary gains, net$051
Net income$5,051,0001,060
Minority interest net income$081
Net income of bank and minority interests.$5,051,0001,047
Net charge-offs$221,000644
Cash dividends$7,700,000332
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,324,0001,016
2023-03-31 (YTD Data)Rank
Total interest income$17,532,000671
Total interest expense$5,880,000531
Net interest income$11,652,000725
Provision for loan and lease losses$60,0001,563
Total noninterest income$1,506,0001,000
Gross Fiduciary activities income$0913
Service charges on deposit accounts$388,000714
Trading account gains and fees$097
Additional Noninterest Income$1,118,000889
Total noninterest expense$10,256,000670
Salaries and employee benefits$6,062,000643
Premises and equipment expense$1,309,000541
Additional noninterest expense$1,118,000889
Pre-tax net operating income$2,842,0001,124
Securities gains (losses)$-279,0004,486
Applicable income taxes$03,388
Income before extraordinary items$2,563,0001,048
Extraordinary gains, net$04
Net income$2,563,0001,048
Minority interest net income$048
Net income of bank and minority interests.$2,563,0001,047
Net charge-offs$60,000742
Cash dividends$3,000,000371
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,842,000995
2022-12-31 (YTD Data)Rank
Total interest income$58,465,000663
Total interest expense$7,455,000577
Net interest income$51,010,000664
Provision for loan and lease losses$03,012
Total noninterest income$6,402,0001,019
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,471,000752
Trading account gains and fees$0116
Additional Noninterest Income$4,931,000923
Total noninterest expense$37,967,000702
Salaries and employee benefits$23,583,000644
Premises and equipment expense$4,439,000614
Additional noninterest expense$4,931,000923
Pre-tax net operating income$19,445,000767
Securities gains (losses)$-272,0004,181
Applicable income taxes$03,596
Income before extraordinary items$19,173,000666
Extraordinary gains, net$05
Net income$19,173,000667
Minority interest net income$063
Net income of bank and minority interests.$19,173,000667
Net charge-offs$-101,0004,283
Cash dividends$5,915,000686
Sale, conversion, retirement of capital stock, net$144,000441
Net operating income$19,445,000668
2022-09-30 (YTD Data)Rank
Total interest income$40,984,000672
Total interest expense$3,864,000589
Net interest income$37,120,000673
Provision for loan and lease losses$02,835
Total noninterest income$5,077,0001,002
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,108,000759
Trading account gains and fees$0111
Additional Noninterest Income$3,969,000894
Total noninterest expense$28,363,000698
Salaries and employee benefits$17,422,000651
Premises and equipment expense$3,421,000603
Additional noninterest expense$3,969,000894
Pre-tax net operating income$13,834,000805
Securities gains (losses)$-7,0003,702
Applicable income taxes$03,603
Income before extraordinary items$13,827,000680
Extraordinary gains, net$04
Net income$13,827,000680
Minority interest net income$057
Net income of bank and minority interests.$13,827,000680
Net charge-offs$-111,0004,325
Cash dividends$5,915,000520
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,834,000687
2022-06-30 (YTD Data)Rank
Total interest income$26,212,000660
Total interest expense$2,103,000564
Net interest income$24,109,000665
Provision for loan and lease losses$02,599
Total noninterest income$3,452,000970
Gross Fiduciary activities income$0925
Service charges on deposit accounts$713,000774
Trading account gains and fees$0108
Additional Noninterest Income$2,739,000886
Total noninterest expense$18,936,000686
Salaries and employee benefits$11,617,000644
Premises and equipment expense$2,281,000597
Additional noninterest expense$5,038,000757
Pre-tax net operating income$8,625,000812
Securities gains (losses)$-24,0004,121
Applicable income taxes$03,564
Income before extraordinary items$8,601,000675
Extraordinary gains, net$04
Net income$8,601,000675
Minority interest net income$060
Net income of bank and minority interests.$8,601,000675
Net charge-offs$-192,0004,539
Cash dividends$2,915,000654
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,625,000682
2022-03-31 (YTD Data)Rank
Total interest income$12,774,000654
Total interest expense$1,046,000539
Net interest income$11,728,000660
Provision for loan and lease losses$02,285
Total noninterest income$1,736,000970
Gross Fiduciary activities income$0892
Service charges on deposit accounts$341,000797
Trading account gains and fees$0103
Additional Noninterest Income$1,395,000880
Total noninterest expense$9,633,000681
Salaries and employee benefits$5,812,000647
Premises and equipment expense$1,176,000581
Additional noninterest expense$2,645,000739
Pre-tax net operating income$3,831,000845
Securities gains (losses)$19,000303
Applicable income taxes$03,450
Income before extraordinary items$3,850,000717
Extraordinary gains, net$04
Net income$3,850,000717
Minority interest net income$050
Net income of bank and minority interests.$3,850,000717
Net charge-offs$-113,0004,579
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,831,000724
2021-12-31 (YTD Data)Rank
Total interest income$53,541,000637
Total interest expense$5,300,000513
Net interest income$48,241,000650
Provision for loan and lease losses$2,000,000284
Total noninterest income$8,204,000967
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,336,000766
Trading account gains and fees$0132
Additional Noninterest Income$6,868,000861
Total noninterest expense$35,380,000728
Salaries and employee benefits$21,933,000659
Premises and equipment expense$4,241,000630
Additional noninterest expense$9,206,000835
Pre-tax net operating income$19,065,000771
Securities gains (losses)$238,000548
Applicable income taxes$03,710
Income before extraordinary items$19,303,000662
Extraordinary gains, net$010
Net income$19,303,000663
Minority interest net income$074
Net income of bank and minority interests.$19,303,000663
Net charge-offs$-40,0004,055
Cash dividends$5,050,000785
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,065,000658
2021-09-30 (YTD Data)Rank
Total interest income$40,403,000644
Total interest expense$4,138,000517
Net interest income$36,265,000656
Provision for loan and lease losses$1,800,000241
Total noninterest income$6,382,000963
Gross Fiduciary activities income$0957
Service charges on deposit accounts$977,000783
Trading account gains and fees$0132
Additional Noninterest Income$5,405,000852
Total noninterest expense$25,958,000747
Salaries and employee benefits$15,997,000694
Premises and equipment expense$3,308,000613
Additional noninterest expense$6,653,000863
Pre-tax net operating income$14,889,000775
Securities gains (losses)$220,000527
Applicable income taxes$03,719
Income before extraordinary items$15,109,000658
Extraordinary gains, net$08
Net income$15,109,000658
Minority interest net income$069
Net income of bank and minority interests.$15,109,000658
Net charge-offs$158,000887
Cash dividends$1,800,0001,241
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,889,000658
2021-06-30 (YTD Data)Rank
Total interest income$26,720,000646
Total interest expense$2,880,000522
Net interest income$23,840,000661
Provision for loan and lease losses$1,200,000252
Total noninterest income$4,287,000958
Gross Fiduciary activities income$0951
Service charges on deposit accounts$609,000798
Trading account gains and fees$0133
Additional Noninterest Income$3,678,000853
Total noninterest expense$16,952,000759
Salaries and employee benefits$10,620,000687
Premises and equipment expense$2,191,000614
Additional noninterest expense$4,141,000898
Pre-tax net operating income$9,975,000766
Securities gains (losses)$179,000486
Applicable income taxes$03,702
Income before extraordinary items$10,154,000653
Extraordinary gains, net$06
Net income$10,154,000653
Minority interest net income$067
Net income of bank and minority interests.$10,154,000653
Net charge-offs$275,000538
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,975,000647
2021-03-31 (YTD Data)Rank
Total interest income$13,221,000650
Total interest expense$1,536,000519
Net interest income$11,685,000664
Provision for loan and lease losses$600,000309
Total noninterest income$2,253,000922
Gross Fiduciary activities income$0922
Service charges on deposit accounts$289,000813
Trading account gains and fees$0127
Additional Noninterest Income$1,964,000830
Total noninterest expense$8,396,000760
Salaries and employee benefits$5,268,000691
Premises and equipment expense$1,178,000577
Additional noninterest expense$1,950,000926
Pre-tax net operating income$4,942,000774
Securities gains (losses)$37,000732
Applicable income taxes$03,613
Income before extraordinary items$4,979,000668
Extraordinary gains, net$03
Net income$4,979,000668
Minority interest net income$055
Net income of bank and minority interests.$4,979,000668
Net charge-offs$-7,0003,920
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,942,000656
2020-12-31 (YTD Data)Rank
Total interest income$56,604,000599
Total interest expense$8,939,000550
Net interest income$47,665,000616
Provision for loan and lease losses$3,250,000754
Total noninterest income$8,514,000888
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,211,000801
Trading account gains and fees$0133
Additional Noninterest Income$7,303,000793
Total noninterest expense$32,509,000759
Salaries and employee benefits$21,031,000681
Premises and equipment expense$4,196,000627
Additional noninterest expense$7,282,000958
Pre-tax net operating income$20,420,000577
Securities gains (losses)$344,000760
Applicable income taxes$03,697
Income before extraordinary items$20,764,000503
Extraordinary gains, net$04
Net income$20,764,000503
Minority interest net income$072
Net income of bank and minority interests.$20,764,000503
Net charge-offs$1,112,000613
Cash dividends$14,000,000363
Sale, conversion, retirement of capital stock, net$0566
Net operating income$20,420,000496
2020-09-30 (YTD Data)Rank
Total interest income$42,900,000598
Total interest expense$7,206,000552
Net interest income$35,694,000607
Provision for loan and lease losses$1,958,000901
Total noninterest income$5,846,000927
Gross Fiduciary activities income$0981
Service charges on deposit accounts$901,000802
Trading account gains and fees$0125
Additional Noninterest Income$4,945,000818
Total noninterest expense$23,970,000759
Salaries and employee benefits$15,377,000685
Premises and equipment expense$3,123,000621
Additional noninterest expense$5,470,000935
Pre-tax net operating income$15,612,000546
Securities gains (losses)$326,000666
Applicable income taxes$03,696
Income before extraordinary items$15,938,000477
Extraordinary gains, net$04
Net income$15,938,000476
Minority interest net income$065
Net income of bank and minority interests.$15,938,000477
Net charge-offs$37,0002,210
Cash dividends$14,000,000284
Sale, conversion, retirement of capital stock, net$0532
Net operating income$15,612,000475
2020-06-30 (YTD Data)Rank
Total interest income$28,809,000599
Total interest expense$5,240,000555
Net interest income$23,569,000609
Provision for loan and lease losses$1,167,000990
Total noninterest income$3,737,000904
Gross Fiduciary activities income$0970
Service charges on deposit accounts$606,000799
Trading account gains and fees$0123
Additional Noninterest Income$3,131,000787
Total noninterest expense$16,057,000761
Salaries and employee benefits$10,139,000686
Premises and equipment expense$2,096,000612
Additional noninterest expense$3,822,000883
Pre-tax net operating income$10,082,000510
Securities gains (losses)$195,000711
Applicable income taxes$03,655
Income before extraordinary items$10,277,000435
Extraordinary gains, net$04
Net income$10,277,000434
Minority interest net income$065
Net income of bank and minority interests.$10,277,000435
Net charge-offs$32,0001,957
Cash dividends$14,000,000229
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,082,000431
2020-03-31 (YTD Data)Rank
Total interest income$14,332,000604
Total interest expense$2,975,000556
Net interest income$11,357,000625
Provision for loan and lease losses$375,0001,053
Total noninterest income$1,636,000930
Gross Fiduciary activities income$0941
Service charges on deposit accounts$342,000839
Trading account gains and fees$0106
Additional Noninterest Income$1,294,000815
Total noninterest expense$7,988,000759
Salaries and employee benefits$4,984,000703
Premises and equipment expense$1,027,000629
Additional noninterest expense$1,977,000871
Pre-tax net operating income$4,630,000510
Securities gains (losses)$43,000895
Applicable income taxes$03,513
Income before extraordinary items$4,673,000432
Extraordinary gains, net$04
Net income$4,673,000432
Minority interest net income$056
Net income of bank and minority interests.$4,673,000432
Net charge-offs$-84,0004,943
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,630,000422
2019-12-31 (YTD Data)Rank
Total interest income$59,252,000593
Total interest expense$13,485,000523
Net interest income$45,767,000612
Provision for loan and lease losses$1,750,000583
Total noninterest income$6,664,000933
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,372,000871
Trading account gains and fees$0135
Additional Noninterest Income$5,292,000797
Total noninterest expense$31,890,000738
Salaries and employee benefits$19,380,000693
Premises and equipment expense$3,964,000640
Additional noninterest expense$8,546,000804
Pre-tax net operating income$18,791,000642
Securities gains (losses)$41,0001,320
Applicable income taxes$03,859
Income before extraordinary items$18,832,000563
Extraordinary gains, net$011
Net income$18,832,000564
Minority interest net income$076
Net income of bank and minority interests.$18,832,000564
Net charge-offs$73,0002,405
Cash dividends$9,440,000497
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,791,000554
2019-09-30 (YTD Data)Rank
Total interest income$44,155,000599
Total interest expense$10,272,000523
Net interest income$33,883,000621
Provision for loan and lease losses$1,187,000602
Total noninterest income$4,893,000936
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,025,000872
Trading account gains and fees$0129
Additional Noninterest Income$3,868,000808
Total noninterest expense$23,737,000744
Salaries and employee benefits$14,613,000690
Premises and equipment expense$2,908,000659
Additional noninterest expense$6,216,000819
Pre-tax net operating income$13,852,000652
Securities gains (losses)$10,0001,653
Applicable income taxes$03,902
Income before extraordinary items$13,862,000582
Extraordinary gains, net$011
Net income$13,862,000581
Minority interest net income$072
Net income of bank and minority interests.$13,862,000582
Net charge-offs$-272,0005,113
Cash dividends$6,340,000511
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,852,000572
2019-06-30 (YTD Data)Rank
Total interest income$29,138,000599
Total interest expense$6,711,000530
Net interest income$22,427,000629
Provision for loan and lease losses$625,000695
Total noninterest income$3,337,000909
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$665,000879
Trading account gains and fees$0131
Additional Noninterest Income$2,672,000769
Total noninterest expense$16,125,000734
Salaries and employee benefits$9,777,000680
Premises and equipment expense$2,001,000637
Additional noninterest expense$4,347,000797
Pre-tax net operating income$9,014,000647
Securities gains (losses)$4,0001,415
Applicable income taxes$03,901
Income before extraordinary items$9,018,000573
Extraordinary gains, net$011
Net income$9,018,000571
Minority interest net income$069
Net income of bank and minority interests.$9,018,000573
Net charge-offs$-122,0005,083
Cash dividends$5,040,000428
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,014,000564
2019-03-31 (YTD Data)Rank
Total interest income$14,151,000613
Total interest expense$3,149,000547
Net interest income$11,002,000636
Provision for loan and lease losses$313,000661
Total noninterest income$1,637,000891
Gross Fiduciary activities income$0972
Service charges on deposit accounts$330,000877
Trading account gains and fees$0126
Additional Noninterest Income$1,307,000747
Total noninterest expense$8,209,000704
Salaries and employee benefits$4,956,000663
Premises and equipment expense$1,041,000613
Additional noninterest expense$2,212,000774
Pre-tax net operating income$4,117,000674
Securities gains (losses)$-27,0005,209
Applicable income taxes$03,800
Income before extraordinary items$4,090,000604
Extraordinary gains, net$05
Net income$4,090,000604
Minority interest net income$052
Net income of bank and minority interests.$4,090,000603
Net charge-offs$-168,0005,258
Cash dividends$2,200,000472
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,117,000589
2018-12-31 (YTD Data)Rank
Total interest income$52,804,000612
Total interest expense$8,665,000588
Net interest income$44,139,000626
Provision for loan and lease losses$510,0001,430
Total noninterest income$6,041,000977
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,224,000977
Trading account gains and fees$0126
Additional Noninterest Income$4,817,000814
Total noninterest expense$30,284,000749
Salaries and employee benefits$18,825,000675
Premises and equipment expense$4,036,000622
Additional noninterest expense$7,423,000900
Pre-tax net operating income$19,386,000606
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$19,386,000532
Extraordinary gains, net$06
Net income$19,386,000530
Minority interest net income$072
Net income of bank and minority interests.$19,386,000531
Net charge-offs$-193,0005,169
Cash dividends$9,890,000434
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,386,000532
2018-09-30 (YTD Data)Rank
Total interest income$38,675,000615
Total interest expense$5,832,000610
Net interest income$32,843,000625
Provision for loan and lease losses$385,0001,366
Total noninterest income$4,793,000942
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$890,000999
Trading account gains and fees$0138
Additional Noninterest Income$3,903,000788
Total noninterest expense$22,171,000754
Salaries and employee benefits$14,047,000681
Premises and equipment expense$2,801,000680
Additional noninterest expense$5,323,000929
Pre-tax net operating income$15,080,000588
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$15,080,000513
Extraordinary gains, net$05
Net income$15,080,000512
Minority interest net income$066
Net income of bank and minority interests.$15,080,000512
Net charge-offs$-758,0005,419
Cash dividends$7,090,000417
Sale, conversion, retirement of capital stock, net$0633
Net operating income$15,080,000513
2018-06-30 (YTD Data)Rank
Total interest income$25,501,000616
Total interest expense$3,479,000636
Net interest income$22,022,000607
Provision for loan and lease losses$260,0001,308
Total noninterest income$3,329,000915
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$602,000990
Trading account gains and fees$0130
Additional Noninterest Income$2,727,000766
Total noninterest expense$14,995,000748
Salaries and employee benefits$9,493,000667
Premises and equipment expense$1,860,000684
Additional noninterest expense$3,642,000902
Pre-tax net operating income$10,096,000585
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$10,096,000511
Extraordinary gains, net$06
Net income$10,096,000510
Minority interest net income$065
Net income of bank and minority interests.$10,096,000510
Net charge-offs$-5,0004,304
Cash dividends$5,200,000370
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,096,000509
2018-03-31 (YTD Data)Rank
Total interest income$12,166,000635
Total interest expense$1,608,000641
Net interest income$10,558,000634
Provision for loan and lease losses$135,0001,241
Total noninterest income$1,712,000891
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$302,000984
Trading account gains and fees$0123
Additional Noninterest Income$1,410,000738
Total noninterest expense$7,446,000759
Salaries and employee benefits$4,720,000679
Premises and equipment expense$929,000687
Additional noninterest expense$1,797,000901
Pre-tax net operating income$4,689,000611
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$4,689,000524
Extraordinary gains, net$07
Net income$4,689,000524
Minority interest net income$052
Net income of bank and minority interests.$4,689,000524
Net charge-offs$63,0001,068
Cash dividends$2,200,000388
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,689,000526
2017-12-31 (YTD Data)Rank
Total interest income$48,050,000595
Total interest expense$5,138,000661
Net interest income$42,912,000589
Provision for loan and lease losses$500,0001,444
Total noninterest income$6,078,000964
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,027,0001,164
Trading account gains and fees$0151
Additional Noninterest Income$5,051,000811
Total noninterest expense$29,410,000746
Salaries and employee benefits$18,542,000658
Premises and equipment expense$3,703,000681
Additional noninterest expense$7,165,000920
Pre-tax net operating income$19,080,000565
Securities gains (losses)$69,000759
Applicable income taxes$04,135
Income before extraordinary items$19,149,000415
Extraordinary gains, net$09
Net income$19,149,000415
Minority interest net income$076
Net income of bank and minority interests.$19,149,000415
Net charge-offs$353,0001,353
Cash dividends$9,140,000404
Sale, conversion, retirement of capital stock, net$0711
Net operating income$19,080,000411
2017-09-30 (YTD Data)Rank
Total interest income$35,757,000594
Total interest expense$3,649,000678
Net interest income$32,108,000583
Provision for loan and lease losses$375,0001,412
Total noninterest income$4,440,0001,005
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$772,0001,172
Trading account gains and fees$0145
Additional Noninterest Income$3,668,000852
Total noninterest expense$21,827,000749
Salaries and employee benefits$13,988,000655
Premises and equipment expense$2,792,000681
Additional noninterest expense$5,047,000967
Pre-tax net operating income$14,346,000578
Securities gains (losses)$115,000542
Applicable income taxes$04,172
Income before extraordinary items$14,461,000447
Extraordinary gains, net$09
Net income$14,461,000446
Minority interest net income$071
Net income of bank and minority interests.$14,461,000447
Net charge-offs$-563,0005,647
Cash dividends$6,480,000405
Sale, conversion, retirement of capital stock, net$0677
Net operating income$14,346,000446
2017-06-30 (YTD Data)Rank
Total interest income$23,447,000593
Total interest expense$2,257,000705
Net interest income$21,190,000584
Provision for loan and lease losses$250,0001,362
Total noninterest income$2,944,0001,010
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$509,0001,171
Trading account gains and fees$0139
Additional Noninterest Income$2,435,000851
Total noninterest expense$14,681,000741
Salaries and employee benefits$9,331,000662
Premises and equipment expense$1,861,000674
Additional noninterest expense$3,489,000935
Pre-tax net operating income$9,203,000584
Securities gains (losses)$33,000802
Applicable income taxes$04,189
Income before extraordinary items$9,236,000464
Extraordinary gains, net$011
Net income$9,236,000464
Minority interest net income$071
Net income of bank and minority interests.$9,236,000464
Net charge-offs$-343,0005,682
Cash dividends$4,360,000401
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,203,000461
2017-03-31 (YTD Data)Rank
Total interest income$11,502,000598
Total interest expense$1,080,000712
Net interest income$10,422,000591
Provision for loan and lease losses$125,0001,284
Total noninterest income$1,479,000985
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$258,0001,159
Trading account gains and fees$0142
Additional Noninterest Income$1,221,000827
Total noninterest expense$7,451,000740
Salaries and employee benefits$4,719,000658
Premises and equipment expense$955,000663
Additional noninterest expense$1,777,000913
Pre-tax net operating income$4,325,000594
Securities gains (losses)$14,000587
Applicable income taxes$04,086
Income before extraordinary items$4,339,000483
Extraordinary gains, net$08
Net income$4,339,000483
Minority interest net income$055
Net income of bank and minority interests.$4,339,000483
Net charge-offs$-145,0005,673
Cash dividends$2,110,000383
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,325,000474
2016-12-31 (YTD Data)Rank
Total interest income$45,717,000587
Total interest expense$3,950,000745
Net interest income$41,767,000578
Provision for loan and lease losses$375,0001,764
Total noninterest income$6,530,000959
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,048,0001,165
Trading account gains and fees$0170
Additional Noninterest Income$5,482,000785
Total noninterest expense$29,101,000737
Salaries and employee benefits$18,225,000645
Premises and equipment expense$3,607,000692
Additional noninterest expense$7,269,000912
Pre-tax net operating income$18,821,000545
Securities gains (losses)$129,0001,158
Applicable income taxes$04,278
Income before extraordinary items$18,950,000428
Extraordinary gains, net$05
Net income$18,950,000424
Minority interest net income$082
Net income of bank and minority interests.$18,950,000427
Net charge-offs$528,0001,045
Cash dividends$9,940,000386
Sale, conversion, retirement of capital stock, net$0759
Net operating income$18,821,000429
2016-09-30 (YTD Data)Rank
Total interest income$34,051,000590
Total interest expense$2,891,000763
Net interest income$31,160,000575
Provision for loan and lease losses$250,0001,802
Total noninterest income$4,660,000977
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$794,0001,146
Trading account gains and fees$0169
Additional Noninterest Income$3,866,000819
Total noninterest expense$21,829,000732
Salaries and employee benefits$13,887,000635
Premises and equipment expense$2,726,000686
Additional noninterest expense$5,216,000943
Pre-tax net operating income$13,741,000552
Securities gains (losses)$107,0001,204
Applicable income taxes$04,325
Income before extraordinary items$13,848,000437
Extraordinary gains, net$05
Net income$13,848,000434
Minority interest net income$071
Net income of bank and minority interests.$13,848,000437
Net charge-offs$-133,0005,643
Cash dividends$7,190,000379
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,741,000435
2016-06-30 (YTD Data)Rank
Total interest income$22,591,000589
Total interest expense$1,855,000788
Net interest income$20,736,000577
Provision for loan and lease losses$250,0001,404
Total noninterest income$3,130,000968
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$526,0001,142
Trading account gains and fees$0157
Additional Noninterest Income$2,604,000804
Total noninterest expense$14,745,000726
Salaries and employee benefits$9,213,000638
Premises and equipment expense$1,826,000675
Additional noninterest expense$3,706,000899
Pre-tax net operating income$8,871,000558
Securities gains (losses)$75,0001,156
Applicable income taxes$04,338
Income before extraordinary items$8,946,000444
Extraordinary gains, net$016
Net income$8,946,000443
Minority interest net income$071
Net income of bank and minority interests.$8,946,000443
Net charge-offs$-1,0004,332
Cash dividends$4,500,000393
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,871,000435
2016-03-31 (YTD Data)Rank
Total interest income$11,320,000588
Total interest expense$910,000794
Net interest income$10,410,000577
Provision for loan and lease losses$125,0001,322
Total noninterest income$1,709,000881
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$267,0001,118
Trading account gains and fees$0142
Additional Noninterest Income$1,442,000726
Total noninterest expense$7,479,000715
Salaries and employee benefits$4,623,000640
Premises and equipment expense$921,000676
Additional noninterest expense$1,935,000842
Pre-tax net operating income$4,515,000529
Securities gains (losses)$9,0001,537
Applicable income taxes$04,259
Income before extraordinary items$4,524,000413
Extraordinary gains, net$012
Net income$4,524,000413
Minority interest net income$062
Net income of bank and minority interests.$4,524,000413
Net charge-offs$-63,0005,792
Cash dividends$2,250,000390
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,515,000407
2015-12-31 (YTD Data)Rank
Total interest income$44,307,000573
Total interest expense$3,260,000860
Net interest income$41,047,000556
Provision for loan and lease losses$441,0001,492
Total noninterest income$7,708,000824
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,087,0001,142
Trading account gains and fees$0159
Additional Noninterest Income$6,621,000660
Total noninterest expense$28,572,000720
Salaries and employee benefits$18,481,000615
Premises and equipment expense$4,414,000560
Additional noninterest expense$5,677,0001,140
Pre-tax net operating income$19,742,000493
Securities gains (losses)$264,000614
Applicable income taxes$04,402
Income before extraordinary items$20,006,000388
Extraordinary gains, net$023
Net income$20,006,000388
Minority interest net income$081
Net income of bank and minority interests.$20,006,000388
Net charge-offs$514,0001,139
Cash dividends$9,980,000399
Sale, conversion, retirement of capital stock, net$0804
Net operating income$19,742,000391
2015-09-30 (YTD Data)Rank
Total interest income$32,936,000585
Total interest expense$2,358,000897
Net interest income$30,578,000562
Provision for loan and lease losses$391,0001,270
Total noninterest income$5,983,000814
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$800,0001,165
Trading account gains and fees$0153
Additional Noninterest Income$5,183,000644
Total noninterest expense$21,592,000726
Salaries and employee benefits$14,130,000602
Premises and equipment expense$3,294,000572
Additional noninterest expense$4,168,0001,161
Pre-tax net operating income$14,578,000512
Securities gains (losses)$264,000527
Applicable income taxes$04,489
Income before extraordinary items$14,842,000397
Extraordinary gains, net$021
Net income$14,842,000396
Minority interest net income$078
Net income of bank and minority interests.$14,842,000397
Net charge-offs$-470,0006,100
Cash dividends$7,120,000367
Sale, conversion, retirement of capital stock, net$0773
Net operating income$14,578,000401
2015-06-30 (YTD Data)Rank
Total interest income$21,549,000592
Total interest expense$1,500,000945
Net interest income$20,049,000566
Provision for loan and lease losses$221,0001,401
Total noninterest income$3,843,000846
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$519,0001,173
Trading account gains and fees$0157
Additional Noninterest Income$3,324,000665
Total noninterest expense$14,135,000737
Salaries and employee benefits$9,361,000604
Premises and equipment expense$2,108,000602
Additional noninterest expense$2,666,0001,200
Pre-tax net operating income$9,536,000525
Securities gains (losses)$218,000497
Applicable income taxes$04,497
Income before extraordinary items$9,754,000405
Extraordinary gains, net$022
Net income$9,754,000404
Minority interest net income$075
Net income of bank and minority interests.$9,754,000405
Net charge-offs$-596,0006,241
Cash dividends$4,905,000361
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,536,000406
2015-03-31 (YTD Data)Rank
Total interest income$10,118,000623
Total interest expense$704,0001,021
Net interest income$9,414,000605
Provision for loan and lease losses$51,0002,048
Total noninterest income$1,881,000834
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$263,0001,146
Trading account gains and fees$0152
Additional Noninterest Income$1,618,000652
Total noninterest expense$6,827,000762
Salaries and employee benefits$4,588,000626
Premises and equipment expense$1,006,000628
Additional noninterest expense$1,233,0001,275
Pre-tax net operating income$4,417,000538
Securities gains (losses)$43,000908
Applicable income taxes$04,400
Income before extraordinary items$4,460,000419
Extraordinary gains, net$013
Net income$4,460,000419
Minority interest net income$064
Net income of bank and minority interests.$4,460,000419
Net charge-offs$-402,0006,322
Cash dividends$2,500,000307
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,417,000415
2014-12-31 (YTD Data)Rank
Total interest income$40,503,000611
Total interest expense$2,739,0001,085
Net interest income$37,764,000590
Provision for loan and lease losses$-492,0006,250
Total noninterest income$7,179,000847
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,107,0001,192
Trading account gains and fees$0180
Additional Noninterest Income$6,072,000661
Total noninterest expense$26,610,000769
Salaries and employee benefits$16,962,000650
Premises and equipment expense$4,106,000600
Additional noninterest expense$5,542,0001,188
Pre-tax net operating income$18,825,000474
Securities gains (losses)$175,000876
Applicable income taxes$04,531
Income before extraordinary items$19,000,000393
Extraordinary gains, net$017
Net income$19,000,000392
Minority interest net income$084
Net income of bank and minority interests.$19,000,000393
Net charge-offs$213,0002,392
Cash dividends$8,965,000370
Sale, conversion, retirement of capital stock, net$0862
Net operating income$18,825,000387
2014-09-30 (YTD Data)Rank
Total interest income$30,266,000612
Total interest expense$2,035,0001,103
Net interest income$28,231,000589
Provision for loan and lease losses$-292,0006,316
Total noninterest income$5,447,000839
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$853,0001,171
Trading account gains and fees$0174
Additional Noninterest Income$4,594,000655
Total noninterest expense$19,844,000765
Salaries and employee benefits$12,648,000650
Premises and equipment expense$3,080,000600
Additional noninterest expense$4,116,0001,198
Pre-tax net operating income$14,126,000477
Securities gains (losses)$174,000695
Applicable income taxes$04,583
Income before extraordinary items$14,300,000388
Extraordinary gains, net$015
Net income$14,300,000387
Minority interest net income$081
Net income of bank and minority interests.$14,300,000388
Net charge-offs$-64,0006,108
Cash dividends$7,445,000322
Sale, conversion, retirement of capital stock, net$0819
Net operating income$14,126,000384
2014-06-30 (YTD Data)Rank
Total interest income$19,712,000627
Total interest expense$1,339,0001,119
Net interest income$18,373,000598
Provision for loan and lease losses$5,0004,053
Total noninterest income$3,550,000833
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$547,0001,189
Trading account gains and fees$0172
Additional Noninterest Income$3,003,000651
Total noninterest expense$13,345,000760
Salaries and employee benefits$8,427,000651
Premises and equipment expense$2,049,000601
Additional noninterest expense$2,869,0001,135
Pre-tax net operating income$8,573,000512
Securities gains (losses)$135,000637
Applicable income taxes$04,568
Income before extraordinary items$8,708,000408
Extraordinary gains, net$020
Net income$8,708,000407
Minority interest net income$080
Net income of bank and minority interests.$8,708,000408
Net charge-offs$-196,0006,450
Cash dividends$5,345,000294
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,573,000406
2014-03-31 (YTD Data)Rank
Total interest income$9,622,000642
Total interest expense$678,0001,117
Net interest income$8,944,000614
Provision for loan and lease losses$4,0003,658
Total noninterest income$1,495,000920
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$265,0001,208
Trading account gains and fees$0147
Additional Noninterest Income$1,230,000714
Total noninterest expense$6,872,000743
Salaries and employee benefits$4,286,000645
Premises and equipment expense$1,018,000623
Additional noninterest expense$1,568,0001,027
Pre-tax net operating income$3,563,000574
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$3,563,000457
Extraordinary gains, net$016
Net income$3,563,000456
Minority interest net income$066
Net income of bank and minority interests.$3,563,000457
Net charge-offs$-50,0006,314
Cash dividends$2,250,000302
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,563,000442
2013-12-31 (YTD Data)Rank
Total interest income$40,715,000605
Total interest expense$3,613,000944
Net interest income$37,102,000580
Provision for loan and lease losses$344,0002,303
Total noninterest income$7,852,000812
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,393,000989
Trading account gains and fees$0184
Additional Noninterest Income$6,459,000665
Total noninterest expense$26,150,000776
Salaries and employee benefits$15,986,000679
Premises and equipment expense$3,754,000659
Additional noninterest expense$6,410,0001,052
Pre-tax net operating income$18,460,000465
Securities gains (losses)$441,000501
Applicable income taxes$361,0002,455
Income before extraordinary items$18,540,000387
Extraordinary gains, net$029
Net income$18,540,000386
Minority interest net income$090
Net income of bank and minority interests.$18,540,000387
Net charge-offs$1,230,0001,074
Cash dividends$7,261,000419
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,107,820387
2013-09-30 (YTD Data)Rank
Total interest income$30,354,000608
Total interest expense$2,833,000940
Net interest income$27,521,000584
Provision for loan and lease losses$291,0002,117
Total noninterest income$6,214,000783
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,096,000942
Trading account gains and fees$0180
Additional Noninterest Income$5,118,000657
Total noninterest expense$19,882,000770
Salaries and employee benefits$12,315,000663
Premises and equipment expense$2,747,000670
Additional noninterest expense$4,820,0001,053
Pre-tax net operating income$13,562,000482
Securities gains (losses)$142,0001,007
Applicable income taxes$361,0002,241
Income before extraordinary items$13,343,000397
Extraordinary gains, net$025
Net income$13,343,000397
Minority interest net income$084
Net income of bank and minority interests.$13,343,000399
Net charge-offs$-40,0006,416
Cash dividends$6,161,000350
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,205,260396
2013-06-30 (YTD Data)Rank
Total interest income$20,080,000607
Total interest expense$1,981,000913
Net interest income$18,099,000584
Provision for loan and lease losses$241,0001,902
Total noninterest income$4,426,000764
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$782,000864
Trading account gains and fees$0157
Additional Noninterest Income$3,644,000626
Total noninterest expense$13,325,000772
Salaries and employee benefits$8,342,000655
Premises and equipment expense$1,821,000679
Additional noninterest expense$3,162,0001,063
Pre-tax net operating income$8,959,000476
Securities gains (losses)$142,000910
Applicable income taxes$361,0001,844
Income before extraordinary items$8,740,000395
Extraordinary gains, net$022
Net income$8,740,000396
Minority interest net income$082
Net income of bank and minority interests.$8,740,000397
Net charge-offs$-21,0006,344
Cash dividends$4,461,000328
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,603,680390
2013-03-31 (YTD Data)Rank
Total interest income$9,985,000622
Total interest expense$1,039,000891
Net interest income$8,946,000596
Provision for loan and lease losses$191,0001,408
Total noninterest income$2,083,000799
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$279,0001,197
Trading account gains and fees$0148
Additional Noninterest Income$1,804,000636
Total noninterest expense$6,804,000760
Salaries and employee benefits$4,198,000661
Premises and equipment expense$933,000667
Additional noninterest expense$1,673,0001,003
Pre-tax net operating income$4,034,000514
Securities gains (losses)$1,0001,864
Applicable income taxes$197,0001,728
Income before extraordinary items$3,838,000443
Extraordinary gains, net$010
Net income$3,838,000443
Minority interest net income$076
Net income of bank and minority interests.$3,838,000444
Net charge-offs$-466,0006,970
Cash dividends$2,400,000266
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,837,050425
2012-12-31 (YTD Data)Rank
Total interest income$42,558,000609
Total interest expense$5,049,000893
Net interest income$37,509,000583
Provision for loan and lease losses$917,0001,870
Total noninterest income$7,465,000839
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,108,0001,287
Trading account gains and fees$0166
Additional Noninterest Income$6,357,000680
Total noninterest expense$24,854,000802
Salaries and employee benefits$16,060,000651
Premises and equipment expense$3,485,000691
Additional noninterest expense$5,309,0001,284
Pre-tax net operating income$19,203,000445
Securities gains (losses)$429,0001,061
Applicable income taxes$724,0001,803
Income before extraordinary items$18,908,000370
Extraordinary gains, net$029
Net income$18,908,000370
Minority interest net income$093
Net income of bank and minority interests.$18,908,000370
Net charge-offs$879,0001,962
Cash dividends$7,330,000402
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$18,496,160366
2012-09-30 (YTD Data)Rank
Total interest income$31,971,000616
Total interest expense$3,885,000914
Net interest income$28,086,000584
Provision for loan and lease losses$900,0001,552
Total noninterest income$5,098,000903
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$823,0001,308
Trading account gains and fees$0157
Additional Noninterest Income$4,275,000720
Total noninterest expense$18,317,000809
Salaries and employee benefits$11,908,000657
Premises and equipment expense$2,559,000714
Additional noninterest expense$3,850,0001,325
Pre-tax net operating income$13,967,000454
Securities gains (losses)$309,0001,091
Applicable income taxes$631,0001,693
Income before extraordinary items$13,645,000390
Extraordinary gains, net$020
Net income$13,645,000390
Minority interest net income$086
Net income of bank and minority interests.$13,645,000390
Net charge-offs$-967,0007,167
Cash dividends$5,175,000353
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,348,360382
2012-06-30 (YTD Data)Rank
Total interest income$21,083,000630
Total interest expense$2,650,000923
Net interest income$18,433,000596
Provision for loan and lease losses$600,0001,572
Total noninterest income$3,281,000913
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$532,0001,340
Trading account gains and fees$0153
Additional Noninterest Income$2,749,000738
Total noninterest expense$12,281,000810
Salaries and employee benefits$7,977,000649
Premises and equipment expense$1,672,000724
Additional noninterest expense$2,632,0001,290
Pre-tax net operating income$8,833,000463
Securities gains (losses)$86,0001,699
Applicable income taxes$374,0001,805
Income before extraordinary items$8,545,000396
Extraordinary gains, net$019
Net income$8,545,000394
Minority interest net income$084
Net income of bank and minority interests.$8,545,000395
Net charge-offs$-268,0007,186
Cash dividends$3,300,000354
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,462,440380
2012-03-31 (YTD Data)Rank
Total interest income$10,357,000646
Total interest expense$1,361,000933
Net interest income$8,996,000610
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,621,000911
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$257,0001,365
Trading account gains and fees$0148
Additional Noninterest Income$1,364,000720
Total noninterest expense$6,271,000797
Salaries and employee benefits$4,107,000631
Premises and equipment expense$839,000722
Additional noninterest expense$1,325,0001,264
Pre-tax net operating income$4,046,000500
Securities gains (losses)$66,0001,111
Applicable income taxes$145,0002,082
Income before extraordinary items$3,967,000420
Extraordinary gains, net$019
Net income$3,967,000421
Minority interest net income$078
Net income of bank and minority interests.$3,967,000421
Net charge-offs$-111,0007,188
Cash dividends$78,0002,236
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,903,640405
2011-12-31 (YTD Data)Rank
Total interest income$38,436,000734
Total interest expense$5,932,0001,021
Net interest income$32,504,000662
Provision for loan and lease losses$3,740,0001,003
Total noninterest income$5,474,000966
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$928,0001,569
Trading account gains and fees$0146
Additional Noninterest Income$4,546,000761
Total noninterest expense$21,243,000926
Salaries and employee benefits$13,547,000729
Premises and equipment expense$2,980,000842
Additional noninterest expense$4,716,0001,454
Pre-tax net operating income$12,995,000500
Securities gains (losses)$180,0001,542
Applicable income taxes$370,0002,321
Income before extraordinary items$12,805,000429
Extraordinary gains, net$029
Net income$12,805,000429
Minority interest net income$096
Net income of bank and minority interests.$12,805,000430
Net charge-offs$1,877,0001,613
Cash dividends$5,050,000415
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,630,400422
2011-09-30 (YTD Data)Rank
Total interest income$27,932,000778
Total interest expense$4,458,0001,058
Net interest income$23,474,000700
Provision for loan and lease losses$2,951,000945
Total noninterest income$3,796,0001,035
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$659,0001,663
Trading account gains and fees$0145
Additional Noninterest Income$3,137,000808
Total noninterest expense$15,249,000974
Salaries and employee benefits$9,709,000766
Premises and equipment expense$2,156,000888
Additional noninterest expense$3,384,0001,521
Pre-tax net operating income$9,070,000540
Securities gains (losses)$151,0001,429
Applicable income taxes$301,0002,259
Income before extraordinary items$8,920,000460
Extraordinary gains, net$021
Net income$8,920,000460
Minority interest net income$087
Net income of bank and minority interests.$8,920,000460
Net charge-offs$477,0002,722
Cash dividends$3,700,000374
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,773,530449
2011-06-30 (YTD Data)Rank
Total interest income$18,147,000807
Total interest expense$3,023,0001,078
Net interest income$15,124,000731
Provision for loan and lease losses$1,767,000999
Total noninterest income$2,422,0001,069
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$427,0001,677
Trading account gains and fees$0153
Additional Noninterest Income$1,995,000838
Total noninterest expense$10,126,000985
Salaries and employee benefits$6,447,000773
Premises and equipment expense$1,419,000904
Additional noninterest expense$2,260,0001,536
Pre-tax net operating income$5,653,000564
Securities gains (losses)$151,000878
Applicable income taxes$185,0002,299
Income before extraordinary items$5,619,000484
Extraordinary gains, net$015
Net income$5,619,000484
Minority interest net income$089
Net income of bank and minority interests.$5,619,000484
Net charge-offs$444,0002,267
Cash dividends$2,450,000364
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,472,530477
2011-03-31 (YTD Data)Rank
Total interest income$8,936,000817
Total interest expense$1,539,0001,097
Net interest income$7,397,000747
Provision for loan and lease losses$884,000954
Total noninterest income$1,296,0001,023
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$203,0001,725
Trading account gains and fees$0158
Additional Noninterest Income$1,093,000779
Total noninterest expense$5,250,000955
Salaries and employee benefits$3,253,000775
Premises and equipment expense$720,000916
Additional noninterest expense$1,277,0001,372
Pre-tax net operating income$2,559,000632
Securities gains (losses)$23,0001,043
Applicable income taxes$79,0002,441
Income before extraordinary items$2,503,000533
Extraordinary gains, net$09
Net income$2,503,000532
Minority interest net income$086
Net income of bank and minority interests.$2,503,000533
Net charge-offs$-36,0007,315
Cash dividends$1,250,000313
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,480,690524
2010-12-31 (YTD Data)Rank
Total interest income$36,272,000827
Total interest expense$7,541,0001,097
Net interest income$28,731,000769
Provision for loan and lease losses$5,933,0001,003
Total noninterest income$5,606,000985
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$963,0001,550
Trading account gains and fees$0175
Additional Noninterest Income$4,643,000787
Total noninterest expense$19,353,0001,027
Salaries and employee benefits$12,174,000814
Premises and equipment expense$2,691,000957
Additional noninterest expense$4,488,0001,603
Pre-tax net operating income$9,051,000595
Securities gains (losses)$141,0001,889
Applicable income taxes$191,0002,759
Income before extraordinary items$9,001,000508
Extraordinary gains, net$029
Net income$9,001,000508
Minority interest net income$0111
Net income of bank and minority interests.$9,001,000510
Net charge-offs$4,447,0001,123
Cash dividends$2,750,000588
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,862,820482
2010-09-30 (YTD Data)Rank
Total interest income$26,979,000845
Total interest expense$5,838,0001,095
Net interest income$21,141,000783
Provision for loan and lease losses$4,225,000998
Total noninterest income$3,570,0001,114
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$729,0001,588
Trading account gains and fees$0165
Additional Noninterest Income$2,841,000859
Total noninterest expense$13,985,0001,052
Salaries and employee benefits$8,668,000843
Premises and equipment expense$1,937,0001,014
Additional noninterest expense$3,380,0001,572
Pre-tax net operating income$6,501,000658
Securities gains (losses)$104,0001,906
Applicable income taxes$178,0002,673
Income before extraordinary items$6,427,000532
Extraordinary gains, net$023
Net income$6,427,000534
Minority interest net income$0110
Net income of bank and minority interests.$6,427,000535
Net charge-offs$3,622,000979
Cash dividends$1,900,000569
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,326,120516
2010-06-30 (YTD Data)Rank
Total interest income$17,838,000870
Total interest expense$4,007,0001,114
Net interest income$13,831,000794
Provision for loan and lease losses$2,917,000962
Total noninterest income$2,178,0001,160
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$505,0001,561
Trading account gains and fees$0152
Additional Noninterest Income$1,673,000907
Total noninterest expense$9,374,0001,048
Salaries and employee benefits$5,749,000846
Premises and equipment expense$1,273,0001,049
Additional noninterest expense$2,352,0001,508
Pre-tax net operating income$3,718,000743
Securities gains (losses)$101,0001,408
Applicable income taxes$86,0002,907
Income before extraordinary items$3,733,000597
Extraordinary gains, net$019
Net income$3,733,000597
Minority interest net income$0105
Net income of bank and minority interests.$3,733,000598
Net charge-offs$1,810,0001,213
Cash dividends$1,300,000530
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,634,020594
2010-03-31 (YTD Data)Rank
Total interest income$8,795,000898
Total interest expense$2,076,0001,133
Net interest income$6,719,000819
Provision for loan and lease losses$1,458,000911
Total noninterest income$990,0001,243
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$243,0001,605
Trading account gains and fees$0175
Additional Noninterest Income$747,000973
Total noninterest expense$4,818,0001,030
Salaries and employee benefits$2,883,000853
Premises and equipment expense$647,0001,058
Additional noninterest expense$1,288,0001,386
Pre-tax net operating income$1,433,000941
Securities gains (losses)$100,000784
Applicable income taxes$28,0003,224
Income before extraordinary items$1,505,000739
Extraordinary gains, net$016
Net income$1,505,000742
Minority interest net income$091
Net income of bank and minority interests.$1,505,000743
Net charge-offs$1,212,000908
Cash dividends$600,000554
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,407,000755
2009-12-31 (YTD Data)Rank
Total interest income$35,915,000939
Total interest expense$10,687,0001,107
Net interest income$25,228,000859
Provision for loan and lease losses$6,070,0001,235
Total noninterest income$3,644,0001,397
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,108,0001,532
Trading account gains and fees$0211
Additional Noninterest Income$2,536,0001,163
Total noninterest expense$17,770,0001,168
Salaries and employee benefits$10,911,000902
Premises and equipment expense$2,453,0001,116
Additional noninterest expense$4,406,0001,682
Pre-tax net operating income$5,032,000836
Securities gains (losses)$332,0001,151
Applicable income taxes$178,0002,480
Income before extraordinary items$5,186,000652
Extraordinary gains, net$034
Net income$5,186,000650
Minority interest net income$0115
Net income of bank and minority interests.$5,186,000652
Net charge-offs$4,780,0001,189
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,863,960693
2009-09-30 (YTD Data)Rank
Total interest income$26,744,000963
Total interest expense$8,291,0001,126
Net interest income$18,453,000890
Provision for loan and lease losses$3,020,0001,469
Total noninterest income$2,760,0001,422
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$829,0001,538
Trading account gains and fees$0212
Additional Noninterest Income$1,931,0001,173
Total noninterest expense$13,040,0001,180
Salaries and employee benefits$8,075,000927
Premises and equipment expense$1,756,0001,176
Additional noninterest expense$3,209,0001,689
Pre-tax net operating income$5,153,000659
Securities gains (losses)$330,000937
Applicable income taxes$264,0002,062
Income before extraordinary items$5,219,000513
Extraordinary gains, net$027
Net income$5,219,000512
Minority interest net income$0118
Net income of bank and minority interests.$5,219,000514
Net charge-offs$3,006,0001,182
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,905,500544
2009-06-30 (YTD Data)Rank
Total interest income$17,694,000993
Total interest expense$5,661,0001,167
Net interest income$12,033,000905
Provision for loan and lease losses$1,474,0001,666
Total noninterest income$1,788,0001,451
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$524,0001,584
Trading account gains and fees$0193
Additional Noninterest Income$1,264,0001,220
Total noninterest expense$8,620,0001,206
Salaries and employee benefits$5,265,000965
Premises and equipment expense$1,154,0001,228
Additional noninterest expense$2,201,0001,651
Pre-tax net operating income$3,727,000609
Securities gains (losses)$96,0001,521
Applicable income taxes$180,0002,076
Income before extraordinary items$3,643,000478
Extraordinary gains, net$021
Net income$3,643,000475
Minority interest net income$0112
Net income of bank and minority interests.$3,643,000478
Net charge-offs$1,193,0001,522
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,551,800476
2009-03-31 (YTD Data)Rank
Total interest income$8,693,0001,021
Total interest expense$2,932,0001,173
Net interest income$5,761,000931
Provision for loan and lease losses$739,0001,421
Total noninterest income$831,0001,511
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$237,0001,706
Trading account gains and fees$0171
Additional Noninterest Income$594,0001,244
Total noninterest expense$4,073,0001,231
Salaries and employee benefits$2,555,000986
Premises and equipment expense$579,0001,232
Additional noninterest expense$939,0001,724
Pre-tax net operating income$1,780,000705
Securities gains (losses)$10,0001,902
Applicable income taxes$81,0002,393
Income before extraordinary items$1,709,000587
Extraordinary gains, net$015
Net income$1,709,000588
Minority interest net income$0102
Net income of bank and minority interests.$1,709,000590
Net charge-offs$178,0002,238
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,699,500551
2008-12-31 (YTD Data)Rank
Total interest income$34,559,0001,105
Total interest expense$13,924,0001,162
Net interest income$20,635,0001,048
Provision for loan and lease losses$2,828,0001,454
Total noninterest income$3,416,0001,431
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,008,0001,747
Trading account gains and fees$0154
Additional Noninterest Income$2,408,0001,140
Total noninterest expense$14,429,0001,353
Salaries and employee benefits$8,946,0001,103
Premises and equipment expense$2,046,0001,341
Additional noninterest expense$3,437,0001,784
Pre-tax net operating income$6,794,000814
Securities gains (losses)$40,0001,753
Applicable income taxes$235,0002,664
Income before extraordinary items$6,599,000598
Extraordinary gains, net$039
Net income$6,599,000598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,820,0001,376
Cash dividends$4,550,000616
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,560,200649
2008-09-30 (YTD Data)Rank
Total interest income$25,892,0001,133
Total interest expense$10,668,0001,185
Net interest income$15,224,0001,087
Provision for loan and lease losses$507,0002,705
Total noninterest income$2,547,0001,486
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$743,0001,784
Trading account gains and fees$0148
Additional Noninterest Income$1,804,0001,196
Total noninterest expense$10,601,0001,358
Salaries and employee benefits$6,679,0001,129
Premises and equipment expense$1,423,0001,468
Additional noninterest expense$2,499,0001,776
Pre-tax net operating income$6,663,000754
Securities gains (losses)$40,0001,574
Applicable income taxes$225,0002,781
Income before extraordinary items$6,478,000561
Extraordinary gains, net$031
Net income$6,478,000560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0002,285
Cash dividends$3,350,000652
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,439,200596
2008-06-30 (YTD Data)Rank
Total interest income$17,175,0001,154
Total interest expense$7,352,0001,193
Net interest income$9,823,0001,117
Provision for loan and lease losses$207,0003,100
Total noninterest income$1,700,0001,498
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$478,0001,816
Trading account gains and fees$0149
Additional Noninterest Income$1,222,0001,227
Total noninterest expense$6,769,0001,418
Salaries and employee benefits$4,292,0001,201
Premises and equipment expense$897,0001,554
Additional noninterest expense$1,580,0001,830
Pre-tax net operating income$4,547,000778
Securities gains (losses)$20,0002,041
Applicable income taxes$206,0002,657
Income before extraordinary items$4,361,000634
Extraordinary gains, net$021
Net income$4,361,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,198
Cash dividends$2,500,000650
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,342,000619
2008-03-31 (YTD Data)Rank
Total interest income$8,709,0001,162
Total interest expense$3,971,0001,175
Net interest income$4,738,0001,155
Provision for loan and lease losses$06,080
Total noninterest income$835,0001,520
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$236,0001,804
Trading account gains and fees$0158
Additional Noninterest Income$599,0001,234
Total noninterest expense$3,192,0001,503
Salaries and employee benefits$2,037,0001,288
Premises and equipment expense$439,0001,596
Additional noninterest expense$716,0001,967
Pre-tax net operating income$2,381,000804
Securities gains (losses)$1,0002,556
Applicable income taxes$121,0002,572
Income before extraordinary items$2,261,000686
Extraordinary gains, net$015
Net income$2,261,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$1,250,000604
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,260,050657
2007-12-31 (YTD Data)Rank
Total interest income$33,992,0001,242
Total interest expense$16,490,0001,204
Net interest income$17,502,0001,276
Provision for loan and lease losses$64,0005,420
Total noninterest income$3,165,0001,578
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,046,0001,702
Trading account gains and fees$0178
Additional Noninterest Income$2,119,0001,324
Total noninterest expense$11,402,0001,617
Salaries and employee benefits$7,122,0001,427
Premises and equipment expense$1,611,0001,639
Additional noninterest expense$2,669,0002,051
Pre-tax net operating income$9,201,000921
Securities gains (losses)$3,0001,730
Applicable income taxes$447,0002,875
Income before extraordinary items$8,757,000748
Extraordinary gains, net$039
Net income$8,757,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,539
Cash dividends$6,100,000623
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,754,150739
2007-09-30 (YTD Data)Rank
Total interest income$25,192,0001,257
Total interest expense$12,296,0001,217
Net interest income$12,896,0001,301
Provision for loan and lease losses$64,0004,783
Total noninterest income$2,336,0001,599
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$786,0001,678
Trading account gains and fees$0184
Additional Noninterest Income$1,550,0001,345
Total noninterest expense$8,515,0001,602
Salaries and employee benefits$5,334,0001,430
Premises and equipment expense$1,204,0001,637
Additional noninterest expense$1,977,0002,030
Pre-tax net operating income$6,653,0001,038
Securities gains (losses)$3,0001,317
Applicable income taxes$349,0002,983
Income before extraordinary items$6,307,000826
Extraordinary gains, net$033
Net income$6,307,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,416
Cash dividends$4,350,000642
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,304,150814
2007-06-30 (YTD Data)Rank
Total interest income$16,383,0001,302
Total interest expense$7,921,0001,262
Net interest income$8,462,0001,347
Provision for loan and lease losses$64,0003,935
Total noninterest income$1,516,0001,658
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$519,0001,696
Trading account gains and fees$0168
Additional Noninterest Income$997,0001,404
Total noninterest expense$5,731,0001,611
Salaries and employee benefits$3,591,0001,438
Premises and equipment expense$799,0001,662
Additional noninterest expense$1,341,0002,008
Pre-tax net operating income$4,183,0001,135
Securities gains (losses)$3,0001,133
Applicable income taxes$227,0003,101
Income before extraordinary items$3,959,000920
Extraordinary gains, net$029
Net income$3,959,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,409
Cash dividends$2,700,000702
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,956,150908
2007-03-31 (YTD Data)Rank
Total interest income$7,939,0001,345
Total interest expense$3,856,0001,286
Net interest income$4,083,0001,394
Provision for loan and lease losses$64,0002,702
Total noninterest income$718,0001,704
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$267,0001,610
Trading account gains and fees$0195
Additional Noninterest Income$451,0001,465
Total noninterest expense$2,854,0001,618
Salaries and employee benefits$1,810,0001,432
Premises and equipment expense$414,0001,618
Additional noninterest expense$630,0002,087
Pre-tax net operating income$1,883,0001,244
Securities gains (losses)$5,000805
Applicable income taxes$128,0002,948
Income before extraordinary items$1,760,0001,000
Extraordinary gains, net$022
Net income$1,760,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$1,350,000633
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,755,350985
2006-12-31 (YTD Data)Rank
Total interest income$29,989,0001,315
Total interest expense$13,276,0001,273
Net interest income$16,713,0001,363
Provision for loan and lease losses$144,0004,126
Total noninterest income$3,088,0001,579
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,093,0001,622
Trading account gains and fees$0130
Additional Noninterest Income$1,995,0001,360
Total noninterest expense$10,589,0001,683
Salaries and employee benefits$6,645,0001,494
Premises and equipment expense$1,517,0001,678
Additional noninterest expense$2,427,0002,160
Pre-tax net operating income$9,068,0001,084
Securities gains (losses)$01,687
Applicable income taxes$633,0002,811
Income before extraordinary items$8,435,000893
Extraordinary gains, net$051
Net income$8,435,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,831
Cash dividends$4,400,000800
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,435,000877
2006-09-30 (YTD Data)Rank
Total interest income$22,053,0001,340
Total interest expense$9,499,0001,295
Net interest income$12,554,0001,375
Provision for loan and lease losses$118,0003,852
Total noninterest income$2,262,0001,623
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$821,0001,623
Trading account gains and fees$0126
Additional Noninterest Income$1,441,0001,397
Total noninterest expense$7,955,0001,686
Salaries and employee benefits$5,002,0001,493
Premises and equipment expense$1,116,0001,715
Additional noninterest expense$1,837,0002,125
Pre-tax net operating income$6,743,0001,136
Securities gains (losses)$01,388
Applicable income taxes$474,0002,932
Income before extraordinary items$6,269,000930
Extraordinary gains, net$045
Net income$6,269,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0002,034
Cash dividends$3,200,000786
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,269,000919
2006-06-30 (YTD Data)Rank
Total interest income$14,243,0001,348
Total interest expense$5,818,0001,343
Net interest income$8,425,0001,374
Provision for loan and lease losses$111,0003,180
Total noninterest income$1,494,0001,648
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$533,0001,644
Trading account gains and fees$0126
Additional Noninterest Income$961,0001,392
Total noninterest expense$5,242,0001,709
Salaries and employee benefits$3,300,0001,507
Premises and equipment expense$735,0001,733
Additional noninterest expense$1,207,0002,161
Pre-tax net operating income$4,566,0001,116
Securities gains (losses)$01,185
Applicable income taxes$321,0002,948
Income before extraordinary items$4,245,000917
Extraordinary gains, net$039
Net income$4,245,000918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,871
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,245,000898
2006-03-31 (YTD Data)Rank
Total interest income$6,820,0001,380
Total interest expense$2,710,0001,363
Net interest income$4,110,0001,396
Provision for loan and lease losses$99,0002,041
Total noninterest income$669,0001,766
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$264,0001,612
Trading account gains and fees$0115
Additional Noninterest Income$405,0001,564
Total noninterest expense$2,584,0001,729
Salaries and employee benefits$1,641,0001,516
Premises and equipment expense$387,0001,664
Additional noninterest expense$556,0002,301
Pre-tax net operating income$2,096,0001,176
Securities gains (losses)$0955
Applicable income taxes$147,0003,065
Income before extraordinary items$1,949,000978
Extraordinary gains, net$021
Net income$1,949,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,308
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,949,000956
2005-12-31 (YTD Data)Rank
Total interest income$24,988,0001,338
Total interest expense$8,048,0001,410
Net interest income$16,940,0001,289
Provision for loan and lease losses$347,0002,542
Total noninterest income$2,858,0001,684
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,070,0001,627
Trading account gains and fees$0138
Additional Noninterest Income$1,788,0001,457
Total noninterest expense$9,814,0001,734
Salaries and employee benefits$6,060,0001,547
Premises and equipment expense$1,487,0001,643
Additional noninterest expense$2,267,0002,209
Pre-tax net operating income$9,637,0001,015
Securities gains (losses)$-4,0007,217
Applicable income taxes$684,0002,856
Income before extraordinary items$8,949,000805
Extraordinary gains, net$046
Net income$8,949,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,379
Cash dividends$5,250,000628
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,952,720790
2005-09-30 (YTD Data)Rank
Total interest income$18,283,0001,326
Total interest expense$5,613,0001,432
Net interest income$12,670,0001,271
Provision for loan and lease losses$310,0002,151
Total noninterest income$2,115,0001,709
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$814,0001,591
Trading account gains and fees$0126
Additional Noninterest Income$1,301,0001,495
Total noninterest expense$7,335,0001,711
Salaries and employee benefits$4,478,0001,554
Premises and equipment expense$1,158,0001,561
Additional noninterest expense$1,699,0002,182
Pre-tax net operating income$7,140,0001,022
Securities gains (losses)$-4,0007,604
Applicable income taxes$513,0002,896
Income before extraordinary items$6,623,000805
Extraordinary gains, net$035
Net income$6,623,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,846
Cash dividends$2,750,000806
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,626,720792
2005-06-30 (YTD Data)Rank
Total interest income$11,805,0001,333
Total interest expense$3,464,0001,448
Net interest income$8,341,0001,282
Provision for loan and lease losses$206,0002,124
Total noninterest income$1,378,0001,712
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$528,0001,597
Trading account gains and fees$0116
Additional Noninterest Income$850,0001,508
Total noninterest expense$4,902,0001,703
Salaries and employee benefits$2,964,0001,563
Premises and equipment expense$788,0001,532
Additional noninterest expense$1,150,0002,138
Pre-tax net operating income$4,611,0001,024
Securities gains (losses)$-4,0007,869
Applicable income taxes$335,0002,906
Income before extraordinary items$4,272,000828
Extraordinary gains, net$030
Net income$4,272,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,928
Cash dividends$1,750,000829
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,275,720810
2005-03-31 (YTD Data)Rank
Total interest income$5,689,0001,354
Total interest expense$1,603,0001,493
Net interest income$4,086,0001,309
Provision for loan and lease losses$105,0001,941
Total noninterest income$677,0001,697
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$249,0001,634
Trading account gains and fees$0115
Additional Noninterest Income$428,0001,482
Total noninterest expense$2,482,0001,694
Salaries and employee benefits$1,495,0001,554
Premises and equipment expense$409,0001,475
Additional noninterest expense$578,0002,122
Pre-tax net operating income$2,176,0001,062
Securities gains (losses)$-4,0008,340
Applicable income taxes$153,0003,060
Income before extraordinary items$2,019,000861
Extraordinary gains, net$024
Net income$2,019,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,412
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,022,720839
2004-12-31 (YTD Data)Rank
Total interest income$21,404,0001,328
Total interest expense$5,823,0001,413
Net interest income$15,581,0001,296
Provision for loan and lease losses$236,0003,407
Total noninterest income$2,665,0001,775
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,059,0001,657
Trading account gains and fees$0138
Additional Noninterest Income$1,606,0001,556
Total noninterest expense$9,053,0001,786
Salaries and employee benefits$5,370,0001,637
Premises and equipment expense$1,414,0001,642
Additional noninterest expense$2,269,0002,143
Pre-tax net operating income$8,957,000971
Securities gains (losses)$49,0001,761
Applicable income taxes$624,0002,966
Income before extraordinary items$8,382,000794
Extraordinary gains, net$034
Net income$8,382,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,194
Cash dividends$4,100,000741
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,336,430766
2004-09-30 (YTD Data)Rank
Total interest income$15,922,0001,322
Total interest expense$4,283,0001,410
Net interest income$11,639,0001,288
Provision for loan and lease losses$215,0002,865
Total noninterest income$1,869,0001,878
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$848,0001,559
Trading account gains and fees$0134
Additional Noninterest Income$1,021,0001,745
Total noninterest expense$6,714,0001,795
Salaries and employee benefits$3,997,0001,655
Premises and equipment expense$1,069,0001,635
Additional noninterest expense$1,648,0002,192
Pre-tax net operating income$6,579,0001,005
Securities gains (losses)$59,0001,530
Applicable income taxes$467,0003,024
Income before extraordinary items$6,171,000814
Extraordinary gains, net$026
Net income$6,171,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,673
Cash dividends$2,100,000931
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,116,130791
2004-06-30 (YTD Data)Rank
Total interest income$10,394,0001,333
Total interest expense$2,785,0001,425
Net interest income$7,609,0001,305
Provision for loan and lease losses$194,0002,269
Total noninterest income$1,190,0001,938
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$519,0001,685
Trading account gains and fees$0130
Additional Noninterest Income$671,0001,773
Total noninterest expense$4,476,0001,786
Salaries and employee benefits$2,634,0001,673
Premises and equipment expense$703,0001,646
Additional noninterest expense$1,139,0002,118
Pre-tax net operating income$4,129,0001,051
Securities gains (losses)$35,0001,694
Applicable income taxes$293,0003,120
Income before extraordinary items$3,871,000838
Extraordinary gains, net$021
Net income$3,871,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,880
Cash dividends$1,250,0001,042
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,838,450811
2004-03-31 (YTD Data)Rank
Total interest income$5,072,0001,374
Total interest expense$1,384,0001,451
Net interest income$3,688,0001,346
Provision for loan and lease losses$129,0001,724
Total noninterest income$570,0001,964
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$251,0001,688
Trading account gains and fees$0121
Additional Noninterest Income$319,0001,809
Total noninterest expense$2,187,0001,834
Salaries and employee benefits$1,304,0001,705
Premises and equipment expense$367,0001,604
Additional noninterest expense$516,0002,294
Pre-tax net operating income$1,942,0001,098
Securities gains (losses)$6,0002,267
Applicable income taxes$137,0003,251
Income before extraordinary items$1,811,000897
Extraordinary gains, net$016
Net income$1,811,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,805,420852
2003-12-31 (YTD Data)Rank
Total interest income$21,209,0001,337
Total interest expense$5,753,0001,551
Net interest income$15,456,0001,245
Provision for loan and lease losses$1,024,0001,156
Total noninterest income$2,344,0002,059
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,084,0001,580
Trading account gains and fees$0160
Additional Noninterest Income$1,260,0002,050
Total noninterest expense$8,734,0001,811
Salaries and employee benefits$4,982,0001,725
Premises and equipment expense$1,572,0001,442
Additional noninterest expense$2,180,0002,214
Pre-tax net operating income$8,042,0001,037
Securities gains (losses)$90,0001,978
Applicable income taxes$569,0003,158
Income before extraordinary items$7,563,000860
Extraordinary gains, net$054
Net income$7,563,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,563
Cash dividends$4,300,000738
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,479,300808
2003-09-30 (YTD Data)Rank
Total interest income$15,994,0001,356
Total interest expense$4,380,0001,596
Net interest income$11,614,0001,262
Provision for loan and lease losses$594,0001,426
Total noninterest income$1,620,0002,231
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$826,0001,569
Trading account gains and fees$0153
Additional Noninterest Income$794,0002,382
Total noninterest expense$6,284,0001,891
Salaries and employee benefits$3,642,0001,784
Premises and equipment expense$1,104,0001,551
Additional noninterest expense$1,538,0002,335
Pre-tax net operating income$6,356,0001,023
Securities gains (losses)$96,0001,787
Applicable income taxes$453,0003,197
Income before extraordinary items$5,999,000840
Extraordinary gains, net$040
Net income$5,999,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,184
Cash dividends$3,000,000723
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,909,720794
2003-06-30 (YTD Data)Rank
Total interest income$10,607,0001,378
Total interest expense$2,963,0001,636
Net interest income$7,644,0001,284
Provision for loan and lease losses$318,0001,718
Total noninterest income$1,070,0002,247
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$546,0001,558
Trading account gains and fees$0150
Additional Noninterest Income$524,0002,392
Total noninterest expense$4,136,0001,912
Salaries and employee benefits$2,433,0001,767
Premises and equipment expense$742,0001,539
Additional noninterest expense$961,0002,455
Pre-tax net operating income$4,260,0001,018
Securities gains (losses)$-1,0008,850
Applicable income taxes$299,0003,250
Income before extraordinary items$3,960,000850
Extraordinary gains, net$030
Net income$3,960,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,910
Cash dividends$2,500,000602
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,960,930782
2003-03-31 (YTD Data)Rank
Total interest income$5,247,0001,407
Total interest expense$1,507,0001,647
Net interest income$3,740,0001,307
Provision for loan and lease losses$152,0001,660
Total noninterest income$516,0002,238
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$249,0001,644
Trading account gains and fees$0134
Additional Noninterest Income$267,0002,268
Total noninterest expense$2,085,0001,883
Salaries and employee benefits$1,238,0001,723
Premises and equipment expense$380,0001,518
Additional noninterest expense$467,0002,488
Pre-tax net operating income$2,019,0001,077
Securities gains (losses)$1,0002,714
Applicable income taxes$143,0003,302
Income before extraordinary items$1,877,000898
Extraordinary gains, net$021
Net income$1,877,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$1,500,000477
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,876,070829
2002-12-31 (YTD Data)Rank
Total interest income$20,577,0001,497
Total interest expense$6,944,0001,640
Net interest income$13,633,0001,434
Provision for loan and lease losses$1,452,000971
Total noninterest income$2,646,0001,723
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,024,0001,577
Trading account gains and fees$0153
Additional Noninterest Income$1,622,0001,554
Total noninterest expense$8,128,0001,860
Salaries and employee benefits$4,609,0001,736
Premises and equipment expense$1,520,0001,455
Additional noninterest expense$1,999,0002,309
Pre-tax net operating income$6,699,0001,256
Securities gains (losses)$9,0003,662
Applicable income taxes$1,497,0001,657
Income before extraordinary items$5,211,0001,199
Extraordinary gains, net$070
Net income$5,211,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0003,173
Cash dividends$1,950,0001,335
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,203,9801,154
2001-12-31 (YTD Data)Rank
Total interest income$22,174,0001,529
Total interest expense$10,531,0001,546
Net interest income$11,643,0001,528
Provision for loan and lease losses$487,0002,252
Total noninterest income$1,738,0002,258
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$895,0001,694
Trading account gains and fees$0177
Additional Noninterest Income$843,0002,307
Total noninterest expense$7,708,0001,881
Salaries and employee benefits$4,307,0001,748
Premises and equipment expense$1,482,0001,455
Additional noninterest expense$1,919,0002,325
Pre-tax net operating income$5,186,0001,392
Securities gains (losses)$57,0002,222
Applicable income taxes$1,582,0001,429
Income before extraordinary items$3,661,0001,469
Extraordinary gains, net$0105
Net income$3,661,0001,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,542
Cash dividends$1,450,0001,708
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,621,1001,426
2000-12-31 (YTD Data)Rank
Total interest income$21,288,0001,619
Total interest expense$10,477,0001,639
Net interest income$10,811,0001,621
Provision for loan and lease losses$370,0002,423
Total noninterest income$1,707,0002,115
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$901,0001,521
Trading account gains and fees$0180
Additional Noninterest Income$806,0002,140
Total noninterest expense$7,239,0001,923
Salaries and employee benefits$4,134,0001,737
Premises and equipment expense$1,301,0001,596
Additional noninterest expense$1,804,0002,378
Pre-tax net operating income$4,909,0001,504
Securities gains (losses)$-24,0008,832
Applicable income taxes$1,554,0001,463
Income before extraordinary items$3,331,0001,586
Extraordinary gains, net$038
Net income$3,331,0001,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,432
Cash dividends$1,250,0001,914
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,347,3201,570
1999-12-31 (YTD Data)Rank
Total interest income$19,016,0001,708
Total interest expense$8,494,0001,745
Net interest income$10,522,0001,660
Provision for loan and lease losses$228,0003,283
Total noninterest income$1,769,0002,025
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$995,0001,317
Trading account gains and fees$0173
Additional Noninterest Income$774,0002,203
Total noninterest expense$7,268,0001,893
Salaries and employee benefits$4,076,0001,695
Premises and equipment expense$1,329,0001,547
Additional noninterest expense$1,863,0002,345
Pre-tax net operating income$4,795,0001,569
Securities gains (losses)$5,0002,145
Applicable income taxes$1,535,0001,571
Income before extraordinary items$3,265,0001,637
Extraordinary gains, net$035
Net income$3,265,0001,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,712
Cash dividends$1,100,0002,102
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,261,6001,606
1998-12-31 (YTD Data)Rank
Total interest income$18,792,0001,725
Total interest expense$8,526,0001,787
Net interest income$10,266,0001,661
Provision for loan and lease losses$588,0001,529
Total noninterest income$1,714,0002,048
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$939,0001,330
Trading account gains and fees$0224
Additional Noninterest Income$775,0002,220
Total noninterest expense$6,836,0001,904
Salaries and employee benefits$4,034,0001,649
Premises and equipment expense$1,080,0001,824
Additional noninterest expense$1,722,0002,414
Pre-tax net operating income$4,556,0001,624
Securities gains (losses)$6,0003,324
Applicable income taxes$1,495,0001,639
Income before extraordinary items$3,067,0001,711
Extraordinary gains, net$032
Net income$3,067,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,983
Cash dividends$950,0002,317
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,062,9801,644
1997-12-31 (YTD Data)Rank
Total interest income$17,228,0001,915
Total interest expense$7,737,0001,989
Net interest income$9,491,0001,836
Provision for loan and lease losses$1,034,000966
Total noninterest income$1,533,0002,160
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$883,0001,460
Trading account gains and fees$0239
Additional Noninterest Income$650,0002,337
Total noninterest expense$6,501,0001,988
Salaries and employee benefits$3,842,0001,706
Premises and equipment expense$932,0002,110
Additional noninterest expense$1,727,0002,398
Pre-tax net operating income$3,489,0002,159
Securities gains (losses)$-7,0009,846
Applicable income taxes$1,136,0002,193
Income before extraordinary items$2,346,0002,240
Extraordinary gains, net$044
Net income$2,346,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,165,000723
Cash dividends$900,0002,364
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,350,6902,181
1996-12-31 (YTD Data)Rank
Total interest income$15,185,0002,222
Total interest expense$6,867,0002,252
Net interest income$8,318,0002,161
Provision for loan and lease losses$308,0002,518
Total noninterest income$1,256,0002,598
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$711,0001,910
Trading account gains and fees$0262
Additional Noninterest Income$545,0002,753
Total noninterest expense$6,387,0002,153
Salaries and employee benefits$3,657,0001,804
Premises and equipment expense$869,0002,274
Additional noninterest expense$1,861,0002,620
Pre-tax net operating income$2,879,0002,457
Securities gains (losses)$-83,00011,159
Applicable income taxes$911,0002,549
Income before extraordinary items$1,885,0002,582
Extraordinary gains, net$053
Net income$1,885,0002,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,846
Cash dividends$1,200,0001,863
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,940,6102,468
1995-12-31 (YTD Data)Rank
Total interest income$13,719,0002,437
Total interest expense$6,207,0002,477
Net interest income$7,512,0002,393
Provision for loan and lease losses$361,0002,007
Total noninterest income$1,055,0002,982
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$612,0002,219
Trading account gains and fees$0522
Additional Noninterest Income$443,0003,105
Total noninterest expense$5,336,0002,545
Salaries and employee benefits$2,701,0002,474
Premises and equipment expense$669,0002,924
Additional noninterest expense$1,966,0002,428
Pre-tax net operating income$2,870,0002,516
Securities gains (losses)$-11,00010,162
Applicable income taxes$982,0002,425
Income before extraordinary items$1,877,0002,648
Extraordinary gains, net$065
Net income$1,877,0002,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,680
Cash dividends$548,0003,126
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,884,2602,606
1994-12-31 (YTD Data)Rank
Total interest income$1,736,00010,292
Total interest expense$853,0009,335
Net interest income$883,00010,775
Provision for loan and lease losses$125,0003,960
Total noninterest income$233,0008,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$69,0009,035
Trading account gains and feesNANA
Additional Noninterest Income$164,0005,924
Total noninterest expense$816,00010,166
Salaries and employee benefits$401,00010,277
Premises and equipment expense$91,00010,316
Additional noninterest expense$324,0009,672
Pre-tax net operating income$175,00011,087
Securities gains (losses)$03,600
Applicable income taxes$69,00010,040
Income before extraordinary items$106,00011,327
Extraordinary gains, net$0249
Net income$106,00011,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$106,00011,364
1993-12-31 (YTD Data)Rank
Total interest income$1,385,00011,483
Total interest expense$626,00010,991
Net interest income$759,00011,668
Provision for loan and lease losses$78,0006,380
Total noninterest income$50,00012,542
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$43,00010,299
Trading account gains and feesNANA
Additional Noninterest Income$7,00012,927
Total noninterest expense$665,00011,327
Salaries and employee benefits$220,00012,461
Premises and equipment expense$50,00012,210
Additional noninterest expense$395,0009,316
Pre-tax net operating income$66,00012,082
Securities gains (losses)$07,477
Applicable income taxes$27,00011,459
Income before extraordinary items$39,00012,314
Extraordinary gains, net$03,149
Net income$39,00012,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$1,814,000373
Net operating income$39,00012,177

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.