Home > Southern Bank and Trust Company > Income and Expense

Southern Bank and Trust Company, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$51,440,000329
Total interest expense$15,767,000391
Net interest income$35,673,000308
Provision for loan and lease losses$262,000881
Total noninterest income$6,970,000384
Gross Fiduciary activities income$0918
Service charges on deposit accounts$2,479,000181
Trading account gains and fees$0116
Additional Noninterest Income$4,491,000377
Total noninterest expense$26,431,000317
Salaries and employee benefits$16,997,000276
Premises and equipment expense$2,843,000282
Additional noninterest expense$4,491,000377
Pre-tax net operating income$15,950,000309
Securities gains (losses)$-8,673,0004,456
Applicable income taxes$1,483,000505
Income before extraordinary items$5,794,000543
Extraordinary gains, net$047
Net income$5,794,000551
Minority interest net income$065
Net income of bank and minority interests.$5,794,000543
Net charge-offs$30,0001,251
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$12,732,400306
2024-12-31 (YTD Data)Rank
Total interest income$195,072,000337
Total interest expense$69,572,000384
Net interest income$125,500,000315
Provision for loan and lease losses$793,0001,064
Total noninterest income$28,419,000388
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$9,720,000181
Trading account gains and fees$0138
Additional Noninterest Income$18,699,000380
Total noninterest expense$100,320,000334
Salaries and employee benefits$62,642,000291
Premises and equipment expense$11,260,000281
Additional noninterest expense$18,699,000380
Pre-tax net operating income$52,806,000334
Securities gains (losses)$23,250,00013
Applicable income taxes$12,662,000297
Income before extraordinary items$63,394,000236
Extraordinary gains, net$053
Net income$63,394,000240
Minority interest net income$090
Net income of bank and minority interests.$63,394,000237
Net charge-offs$-280,0004,429
Cash dividends$10,000,000512
Sale, conversion, retirement of capital stock, net$0564
Net operating income$44,096,500328
2024-09-30 (YTD Data)Rank
Total interest income$143,623,000336
Total interest expense$51,979,000380
Net interest income$91,644,000317
Provision for loan and lease losses$270,0001,525
Total noninterest income$21,772,000376
Gross Fiduciary activities income$0972
Service charges on deposit accounts$7,222,000178
Trading account gains and fees$0139
Additional Noninterest Income$14,550,000364
Total noninterest expense$75,559,000320
Salaries and employee benefits$47,663,000279
Premises and equipment expense$8,393,000276
Additional noninterest expense$14,550,000364
Pre-tax net operating income$37,587,000341
Securities gains (losses)$14,135,00019
Applicable income taxes$10,752,000269
Income before extraordinary items$40,970,000259
Extraordinary gains, net$051
Net income$40,970,000266
Minority interest net income$082
Net income of bank and minority interests.$40,970,000261
Net charge-offs$-433,0004,489
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$29,803,350342
2024-06-30 (YTD Data)Rank
Total interest income$93,777,000340
Total interest expense$33,548,000385
Net interest income$60,229,000322
Provision for loan and lease losses$657,000713
Total noninterest income$14,635,000379
Gross Fiduciary activities income$0962
Service charges on deposit accounts$4,804,000177
Trading account gains and fees$0145
Additional Noninterest Income$9,831,000355
Total noninterest expense$50,510,000323
Salaries and employee benefits$32,073,000280
Premises and equipment expense$5,724,000274
Additional noninterest expense$9,831,000355
Pre-tax net operating income$23,697,000363
Securities gains (losses)$8,865,00020
Applicable income taxes$6,696,000282
Income before extraordinary items$25,866,000271
Extraordinary gains, net$052
Net income$25,866,000274
Minority interest net income$084
Net income of bank and minority interests.$25,866,000273
Net charge-offs$-497,0004,528
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$18,862,650361
2024-03-31 (YTD Data)Rank
Total interest income$46,189,000345
Total interest expense$16,176,000393
Net interest income$30,013,000327
Provision for loan and lease losses$555,000465
Total noninterest income$6,579,000389
Gross Fiduciary activities income$0895
Service charges on deposit accounts$2,462,000171
Trading account gains and fees$0121
Additional Noninterest Income$4,117,000397
Total noninterest expense$25,412,000319
Salaries and employee benefits$16,093,000281
Premises and equipment expense$3,014,000266
Additional noninterest expense$4,117,000397
Pre-tax net operating income$10,625,000381
Securities gains (losses)$7,237,00016
Applicable income taxes$3,795,000267
Income before extraordinary items$14,067,000259
Extraordinary gains, net$051
Net income$14,067,000260
Minority interest net income$072
Net income of bank and minority interests.$14,067,000259
Net charge-offs$-577,0004,570
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$8,349,770385
2023-12-31 (YTD Data)Rank
Total interest income$168,055,000346
Total interest expense$49,153,000391
Net interest income$118,902,000327
Provision for loan and lease losses$-163,0004,369
Total noninterest income$23,995,000398
Gross Fiduciary activities income$0981
Service charges on deposit accounts$9,089,000179
Trading account gains and fees$0123
Additional Noninterest Income$14,906,000406
Total noninterest expense$96,228,000330
Salaries and employee benefits$60,180,000280
Premises and equipment expense$11,276,000273
Additional noninterest expense$14,906,000406
Pre-tax net operating income$46,832,000367
Securities gains (losses)$21,269,0006
Applicable income taxes$17,608,000231
Income before extraordinary items$50,493,000284
Extraordinary gains, net$054
Net income$50,493,000286
Minority interest net income$088
Net income of bank and minority interests.$50,493,000286
Net charge-offs$-436,0004,524
Cash dividends$16,000,000342
Sale, conversion, retirement of capital stock, net$0540
Net operating income$33,690,490400
2023-09-30 (YTD Data)Rank
Total interest income$123,914,000344
Total interest expense$34,608,000386
Net interest income$89,306,000330
Provision for loan and lease losses$344,0001,255
Total noninterest income$18,604,000394
Gross Fiduciary activities income$0950
Service charges on deposit accounts$6,743,000179
Trading account gains and fees$0125
Additional Noninterest Income$11,861,000400
Total noninterest expense$71,742,000329
Salaries and employee benefits$45,449,000285
Premises and equipment expense$8,320,000280
Additional noninterest expense$11,861,000400
Pre-tax net operating income$35,824,000371
Securities gains (losses)$19,735,0005
Applicable income taxes$11,181,000265
Income before extraordinary items$44,378,000261
Extraordinary gains, net$052
Net income$44,378,000263
Minority interest net income$081
Net income of bank and minority interests.$44,378,000262
Net charge-offs$-273,0004,507
Cash dividends$7,500,000443
Sale, conversion, retirement of capital stock, net$0507
Net operating income$28,590,000375
2023-06-30 (YTD Data)Rank
Total interest income$81,245,000330
Total interest expense$20,787,000382
Net interest income$60,458,000322
Provision for loan and lease losses$582,000715
Total noninterest income$12,278,000384
Gross Fiduciary activities income$0931
Service charges on deposit accounts$4,411,000179
Trading account gains and fees$0112
Additional Noninterest Income$7,867,000387
Total noninterest expense$48,529,000319
Salaries and employee benefits$30,616,000275
Premises and equipment expense$5,753,000262
Additional noninterest expense$7,867,000387
Pre-tax net operating income$23,625,000377
Securities gains (losses)$16,498,0006
Applicable income taxes$7,785,000257
Income before extraordinary items$32,338,000245
Extraordinary gains, net$051
Net income$32,338,000250
Minority interest net income$081
Net income of bank and minority interests.$32,338,000245
Net charge-offs$-330,0004,580
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$18,974,620373
2023-03-31 (YTD Data)Rank
Total interest income$38,888,000344
Total interest expense$8,721,000395
Net interest income$30,167,000326
Provision for loan and lease losses$-280,0004,601
Total noninterest income$6,018,000395
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,167,000185
Trading account gains and fees$097
Additional Noninterest Income$3,851,000386
Total noninterest expense$24,052,000326
Salaries and employee benefits$15,440,000287
Premises and equipment expense$2,697,000287
Additional noninterest expense$3,851,000386
Pre-tax net operating income$12,413,000372
Securities gains (losses)$7,194,0007
Applicable income taxes$3,995,000263
Income before extraordinary items$15,612,000258
Extraordinary gains, net$04
Net income$15,612,000258
Minority interest net income$048
Net income of bank and minority interests.$15,612,000258
Net charge-offs$-96,0004,544
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,856,800379
2022-12-31 (YTD Data)Rank
Total interest income$139,420,000312
Total interest expense$8,298,000527
Net interest income$131,122,000300
Provision for loan and lease losses$6,279,000240
Total noninterest income$26,007,000396
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$8,950,000189
Trading account gains and fees$0116
Additional Noninterest Income$17,057,000396
Total noninterest expense$93,230,000324
Salaries and employee benefits$57,844,000286
Premises and equipment expense$11,657,000267
Additional noninterest expense$17,057,000396
Pre-tax net operating income$57,620,000345
Securities gains (losses)$-1,795,0004,537
Applicable income taxes$13,095,000314
Income before extraordinary items$42,730,000359
Extraordinary gains, net$05
Net income$42,730,000359
Minority interest net income$063
Net income of bank and minority interests.$42,730,000359
Net charge-offs$-246,0004,473
Cash dividends$5,500,000725
Sale, conversion, retirement of capital stock, net$0568
Net operating income$44,148,050360
2022-09-30 (YTD Data)Rank
Total interest income$101,255,000309
Total interest expense$2,877,000757
Net interest income$98,378,000299
Provision for loan and lease losses$4,918,000208
Total noninterest income$20,607,000389
Gross Fiduciary activities income$0968
Service charges on deposit accounts$6,726,000187
Trading account gains and fees$0111
Additional Noninterest Income$13,881,000384
Total noninterest expense$70,180,000324
Salaries and employee benefits$44,024,000286
Premises and equipment expense$8,764,000265
Additional noninterest expense$13,881,000384
Pre-tax net operating income$43,887,000339
Securities gains (losses)$-1,208,0004,578
Applicable income taxes$7,445,000385
Income before extraordinary items$35,234,000328
Extraordinary gains, net$04
Net income$35,234,000328
Minority interest net income$057
Net income of bank and minority interests.$35,234,000328
Net charge-offs$-25,0003,871
Cash dividends$2,650,000921
Sale, conversion, retirement of capital stock, net$0519
Net operating income$36,236,640332
2022-06-30 (YTD Data)Rank
Total interest income$65,409,000304
Total interest expense$1,100,0001,047
Net interest income$64,309,000296
Provision for loan and lease losses$3,434,000183
Total noninterest income$14,148,000375
Gross Fiduciary activities income$0925
Service charges on deposit accounts$4,387,000187
Trading account gains and fees$0108
Additional Noninterest Income$9,761,000378
Total noninterest expense$46,563,000321
Salaries and employee benefits$29,375,000284
Premises and equipment expense$5,707,000263
Additional noninterest expense$11,481,000392
Pre-tax net operating income$28,460,000343
Securities gains (losses)$-5,525,0004,724
Applicable income taxes$3,724,000450
Income before extraordinary items$19,211,000371
Extraordinary gains, net$04
Net income$19,211,000371
Minority interest net income$060
Net income of bank and minority interests.$19,211,000371
Net charge-offs$-103,0004,394
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$23,852,000327
2022-03-31 (YTD Data)Rank
Total interest income$31,975,000305
Total interest expense$448,0001,207
Net interest income$31,527,000293
Provision for loan and lease losses$494,000346
Total noninterest income$6,927,000392
Gross Fiduciary activities income$0892
Service charges on deposit accounts$2,127,000191
Trading account gains and fees$0103
Additional Noninterest Income$4,800,000397
Total noninterest expense$23,311,000318
Salaries and employee benefits$15,024,000284
Premises and equipment expense$2,814,000271
Additional noninterest expense$5,473,000404
Pre-tax net operating income$14,649,000316
Securities gains (losses)$-5,498,0004,782
Applicable income taxes$1,316,000544
Income before extraordinary items$7,835,000430
Extraordinary gains, net$04
Net income$7,835,000429
Minority interest net income$050
Net income of bank and minority interests.$7,835,000430
Net charge-offs$-72,0004,479
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$12,563,280301
2021-12-31 (YTD Data)Rank
Total interest income$121,078,000310
Total interest expense$2,322,0001,161
Net interest income$118,756,000299
Provision for loan and lease losses$-815,0004,506
Total noninterest income$30,386,000384
Gross Fiduciary activities income$0994
Service charges on deposit accounts$8,355,000185
Trading account gains and fees$0132
Additional Noninterest Income$22,031,000394
Total noninterest expense$88,034,000335
Salaries and employee benefits$54,328,000307
Premises and equipment expense$11,788,000256
Additional noninterest expense$21,918,000394
Pre-tax net operating income$61,923,000328
Securities gains (losses)$9,058,00052
Applicable income taxes$12,913,000330
Income before extraordinary items$58,068,000292
Extraordinary gains, net$010
Net income$58,068,000291
Minority interest net income$074
Net income of bank and minority interests.$58,068,000292
Net charge-offs$26,0001,956
Cash dividends$5,550,000733
Sale, conversion, retirement of capital stock, net$0582
Net operating income$50,640,440319
2021-09-30 (YTD Data)Rank
Total interest income$89,553,000314
Total interest expense$1,866,0001,157
Net interest income$87,687,000300
Provision for loan and lease losses$-1,497,0004,657
Total noninterest income$23,312,000385
Gross Fiduciary activities income$0957
Service charges on deposit accounts$6,282,000180
Trading account gains and fees$0132
Additional Noninterest Income$17,030,000394
Total noninterest expense$65,364,000340
Salaries and employee benefits$40,440,000307
Premises and equipment expense$8,759,000259
Additional noninterest expense$16,165,000397
Pre-tax net operating income$47,132,000327
Securities gains (losses)$9,504,00046
Applicable income taxes$11,715,000297
Income before extraordinary items$44,921,000291
Extraordinary gains, net$08
Net income$44,921,000291
Minority interest net income$069
Net income of bank and minority interests.$44,921,000291
Net charge-offs$-270,0004,719
Cash dividends$2,050,0001,136
Sale, conversion, retirement of capital stock, net$0543
Net operating income$37,412,840331
2021-06-30 (YTD Data)Rank
Total interest income$58,104,000315
Total interest expense$1,328,0001,122
Net interest income$56,776,000301
Provision for loan and lease losses$-1,818,0004,732
Total noninterest income$15,533,000389
Gross Fiduciary activities income$0951
Service charges on deposit accounts$4,287,000176
Trading account gains and fees$0133
Additional Noninterest Income$11,246,000402
Total noninterest expense$42,958,000340
Salaries and employee benefits$26,643,000308
Premises and equipment expense$5,875,000257
Additional noninterest expense$10,440,000397
Pre-tax net operating income$31,169,000328
Securities gains (losses)$8,673,00044
Applicable income taxes$8,332,000286
Income before extraordinary items$31,510,000285
Extraordinary gains, net$06
Net income$31,510,000285
Minority interest net income$067
Net income of bank and minority interests.$31,510,000285
Net charge-offs$-93,0004,570
Cash dividends$2,050,000827
Sale, conversion, retirement of capital stock, net$0517
Net operating income$24,658,330328
2021-03-31 (YTD Data)Rank
Total interest income$29,548,000312
Total interest expense$706,0001,129
Net interest income$28,842,000296
Provision for loan and lease losses$-541,0004,756
Total noninterest income$7,367,000408
Gross Fiduciary activities income$0922
Service charges on deposit accounts$2,223,000167
Trading account gains and fees$0127
Additional Noninterest Income$5,144,000440
Total noninterest expense$21,173,000343
Salaries and employee benefits$13,078,000319
Premises and equipment expense$2,915,000266
Additional noninterest expense$5,180,000390
Pre-tax net operating income$15,577,000328
Securities gains (losses)$8,760,00030
Applicable income taxes$5,175,000251
Income before extraordinary items$19,162,000255
Extraordinary gains, net$03
Net income$19,162,000255
Minority interest net income$055
Net income of bank and minority interests.$19,162,000255
Net charge-offs$-79,0004,719
Cash dividends$950,000795
Sale, conversion, retirement of capital stock, net$0482
Net operating income$12,241,600332
2020-12-31 (YTD Data)Rank
Total interest income$116,305,000319
Total interest expense$6,436,000744
Net interest income$109,869,000298
Provision for loan and lease losses$9,115,000385
Total noninterest income$27,297,000397
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$7,449,000196
Trading account gains and fees$0133
Additional Noninterest Income$19,848,000410
Total noninterest expense$85,434,000337
Salaries and employee benefits$50,042,000316
Premises and equipment expense$12,454,000246
Additional noninterest expense$22,938,000374
Pre-tax net operating income$42,617,000330
Securities gains (losses)$4,454,000118
Applicable income taxes$10,370,000298
Income before extraordinary items$36,701,000323
Extraordinary gains, net$04
Net income$36,701,000321
Minority interest net income$072
Net income of bank and minority interests.$36,701,000323
Net charge-offs$390,0001,136
Cash dividends$27,140,000229
Sale, conversion, retirement of capital stock, net$0566
Net operating income$33,182,340342
2020-09-30 (YTD Data)Rank
Total interest income$85,921,000318
Total interest expense$5,350,000718
Net interest income$80,571,000298
Provision for loan and lease losses$6,091,000428
Total noninterest income$20,035,000391
Gross Fiduciary activities income$0981
Service charges on deposit accounts$5,523,000194
Trading account gains and fees$0125
Additional Noninterest Income$14,512,000396
Total noninterest expense$61,297,000338
Salaries and employee benefits$37,005,000314
Premises and equipment expense$9,405,000243
Additional noninterest expense$14,887,000404
Pre-tax net operating income$33,218,000300
Securities gains (losses)$-6,043,0005,025
Applicable income taxes$5,294,000363
Income before extraordinary items$21,881,000358
Extraordinary gains, net$04
Net income$21,881,000356
Minority interest net income$065
Net income of bank and minority interests.$21,881,000358
Net charge-offs$-134,0004,864
Cash dividends$27,140,000180
Sale, conversion, retirement of capital stock, net$0532
Net operating income$26,775,830291
2020-06-30 (YTD Data)Rank
Total interest income$56,938,000324
Total interest expense$3,975,000696
Net interest income$52,963,000303
Provision for loan and lease losses$5,648,000369
Total noninterest income$11,970,000393
Gross Fiduciary activities income$0970
Service charges on deposit accounts$3,745,000189
Trading account gains and fees$0123
Additional Noninterest Income$8,225,000405
Total noninterest expense$39,730,000342
Salaries and employee benefits$23,971,000314
Premises and equipment expense$6,171,000247
Additional noninterest expense$9,588,000409
Pre-tax net operating income$19,555,000289
Securities gains (losses)$-3,167,0005,048
Applicable income taxes$3,169,000349
Income before extraordinary items$13,219,000348
Extraordinary gains, net$04
Net income$13,219,000348
Minority interest net income$065
Net income of bank and minority interests.$13,219,000348
Net charge-offs$107,0001,327
Cash dividends$25,540,000145
Sale, conversion, retirement of capital stock, net$0504
Net operating income$15,784,270293
2020-03-31 (YTD Data)Rank
Total interest income$27,455,000341
Total interest expense$2,410,000659
Net interest income$25,045,000317
Provision for loan and lease losses$2,291,000368
Total noninterest income$5,775,000381
Gross Fiduciary activities income$0941
Service charges on deposit accounts$2,156,000194
Trading account gains and fees$0106
Additional Noninterest Income$3,619,000404
Total noninterest expense$20,703,000329
Salaries and employee benefits$12,881,000296
Premises and equipment expense$3,076,000254
Additional noninterest expense$4,746,000409
Pre-tax net operating income$7,826,000326
Securities gains (losses)$-6,659,0005,093
Applicable income taxes$15,0003,005
Income before extraordinary items$1,152,0001,482
Extraordinary gains, net$04
Net income$1,152,0001,480
Minority interest net income$056
Net income of bank and minority interests.$1,152,0001,482
Net charge-offs$67,0001,068
Cash dividends$2,580,000445
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,744,410276
2019-12-31 (YTD Data)Rank
Total interest income$108,350,000348
Total interest expense$9,496,000711
Net interest income$98,854,000316
Provision for loan and lease losses$1,486,000673
Total noninterest income$22,518,000396
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$8,972,000188
Trading account gains and fees$0135
Additional Noninterest Income$13,546,000426
Total noninterest expense$78,651,000326
Salaries and employee benefits$47,343,000304
Premises and equipment expense$11,168,000259
Additional noninterest expense$20,140,000378
Pre-tax net operating income$41,235,000352
Securities gains (losses)$6,763,00062
Applicable income taxes$10,004,000322
Income before extraordinary items$37,994,000333
Extraordinary gains, net$011
Net income$37,994,000334
Minority interest net income$076
Net income of bank and minority interests.$37,994,000334
Net charge-offs$151,0001,918
Cash dividends$12,385,000413
Sale, conversion, retirement of capital stock, net$0626
Net operating income$32,651,230361
2019-09-30 (YTD Data)Rank
Total interest income$80,453,000354
Total interest expense$6,801,000756
Net interest income$73,652,000320
Provision for loan and lease losses$232,0001,816
Total noninterest income$16,484,000401
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$6,642,000190
Trading account gains and fees$0129
Additional Noninterest Income$9,842,000432
Total noninterest expense$58,560,000329
Salaries and employee benefits$35,603,000302
Premises and equipment expense$7,989,000275
Additional noninterest expense$14,968,000375
Pre-tax net operating income$31,344,000353
Securities gains (losses)$4,780,00069
Applicable income taxes$8,694,000301
Income before extraordinary items$27,430,000342
Extraordinary gains, net$011
Net income$27,430,000343
Minority interest net income$072
Net income of bank and minority interests.$27,430,000343
Net charge-offs$-215,0005,084
Cash dividends$12,385,000322
Sale, conversion, retirement of capital stock, net$0590
Net operating income$23,653,800365
2019-06-30 (YTD Data)Rank
Total interest income$52,617,000358
Total interest expense$4,237,000779
Net interest income$48,380,000323
Provision for loan and lease losses$-540,0005,254
Total noninterest income$10,797,000390
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$4,377,000188
Trading account gains and fees$0131
Additional Noninterest Income$6,420,000432
Total noninterest expense$39,030,000330
Salaries and employee benefits$23,905,000303
Premises and equipment expense$5,082,000287
Additional noninterest expense$10,043,000383
Pre-tax net operating income$20,687,000348
Securities gains (losses)$3,847,00057
Applicable income taxes$6,328,000287
Income before extraordinary items$18,206,000343
Extraordinary gains, net$011
Net income$18,206,000344
Minority interest net income$069
Net income of bank and minority interests.$18,206,000344
Net charge-offs$-224,0005,166
Cash dividends$8,285,000306
Sale, conversion, retirement of capital stock, net$0573
Net operating income$15,166,870373
2019-03-31 (YTD Data)Rank
Total interest income$25,956,000362
Total interest expense$1,960,000807
Net interest income$23,996,000327
Provision for loan and lease losses$-472,0005,320
Total noninterest income$5,471,000373
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,161,000181
Trading account gains and fees$0126
Additional Noninterest Income$3,310,000400
Total noninterest expense$19,845,000329
Salaries and employee benefits$12,271,000293
Premises and equipment expense$2,550,000288
Additional noninterest expense$5,024,000383
Pre-tax net operating income$10,094,000347
Securities gains (losses)$1,721,00058
Applicable income taxes$2,489,000320
Income before extraordinary items$9,326,000328
Extraordinary gains, net$05
Net income$9,326,000328
Minority interest net income$052
Net income of bank and minority interests.$9,326,000328
Net charge-offs$-109,0005,206
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,966,410348
2018-12-31 (YTD Data)Rank
Total interest income$100,953,000357
Total interest expense$4,842,000952
Net interest income$96,111,000324
Provision for loan and lease losses$2,799,000392
Total noninterest income$22,362,000386
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$8,827,000188
Trading account gains and fees$0126
Additional Noninterest Income$13,535,000408
Total noninterest expense$73,777,000341
Salaries and employee benefits$42,976,000319
Premises and equipment expense$10,898,000265
Additional noninterest expense$19,903,000389
Pre-tax net operating income$41,897,000356
Securities gains (losses)$-1,974,0005,350
Applicable income taxes$8,045,000353
Income before extraordinary items$31,878,000362
Extraordinary gains, net$06
Net income$31,878,000362
Minority interest net income$072
Net income of bank and minority interests.$31,878,000362
Net charge-offs$1,136,000521
Cash dividends$33,258,000202
Sale, conversion, retirement of capital stock, net$0671
Net operating income$33,457,200358
2018-09-30 (YTD Data)Rank
Total interest income$74,578,000357
Total interest expense$3,072,0001,045
Net interest income$71,506,000324
Provision for loan and lease losses$1,993,000397
Total noninterest income$16,978,000378
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$6,615,000184
Trading account gains and fees$0138
Additional Noninterest Income$10,363,000405
Total noninterest expense$54,513,000346
Salaries and employee benefits$32,137,000321
Premises and equipment expense$7,917,000274
Additional noninterest expense$14,459,000387
Pre-tax net operating income$31,978,000347
Securities gains (losses)$2,812,00042
Applicable income taxes$7,814,000303
Income before extraordinary items$26,976,000341
Extraordinary gains, net$05
Net income$26,976,000341
Minority interest net income$066
Net income of bank and minority interests.$26,976,000341
Net charge-offs$185,0001,304
Cash dividends$19,219,000213
Sale, conversion, retirement of capital stock, net$0633
Net operating income$24,754,520356
2018-06-30 (YTD Data)Rank
Total interest income$48,842,000359
Total interest expense$1,839,0001,086
Net interest income$47,003,000331
Provision for loan and lease losses$1,368,000377
Total noninterest income$11,181,000389
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$4,415,000179
Trading account gains and fees$0130
Additional Noninterest Income$6,766,000405
Total noninterest expense$36,295,000347
Salaries and employee benefits$21,329,000326
Premises and equipment expense$5,243,000276
Additional noninterest expense$9,723,000387
Pre-tax net operating income$20,521,000344
Securities gains (losses)$30,000406
Applicable income taxes$4,511,000328
Income before extraordinary items$16,040,000357
Extraordinary gains, net$06
Net income$16,040,000357
Minority interest net income$065
Net income of bank and minority interests.$16,040,000357
Net charge-offs$148,0001,085
Cash dividends$19,180,000161
Sale, conversion, retirement of capital stock, net$0620
Net operating income$16,016,300356
2018-03-31 (YTD Data)Rank
Total interest income$24,034,000361
Total interest expense$865,0001,102
Net interest income$23,169,000335
Provision for loan and lease losses$909,000299
Total noninterest income$5,272,000396
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,208,000173
Trading account gains and fees$0123
Additional Noninterest Income$3,064,000431
Total noninterest expense$17,979,000346
Salaries and employee benefits$10,489,000327
Premises and equipment expense$2,712,000270
Additional noninterest expense$4,778,000388
Pre-tax net operating income$9,553,000357
Securities gains (losses)$598,00066
Applicable income taxes$2,282,000320
Income before extraordinary items$7,869,000360
Extraordinary gains, net$07
Net income$7,869,000360
Minority interest net income$052
Net income of bank and minority interests.$7,869,000360
Net charge-offs$45,0001,252
Cash dividends$18,072,00097
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,396,580375
2017-12-31 (YTD Data)Rank
Total interest income$96,484,000338
Total interest expense$3,109,0001,048
Net interest income$93,375,000319
Provision for loan and lease losses$2,324,000461
Total noninterest income$17,114,000477
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$8,732,000180
Trading account gains and fees$0151
Additional Noninterest Income$8,382,000579
Total noninterest expense$73,500,000332
Salaries and employee benefits$41,150,000320
Premises and equipment expense$11,002,000254
Additional noninterest expense$21,348,000362
Pre-tax net operating income$34,665,000360
Securities gains (losses)$3,205,00070
Applicable income taxes$10,143,000403
Income before extraordinary items$27,727,000319
Extraordinary gains, net$09
Net income$27,727,000319
Minority interest net income$076
Net income of bank and minority interests.$27,727,000319
Net charge-offs$688,000890
Cash dividends$4,944,000694
Sale, conversion, retirement of capital stock, net$36,000597
Net operating income$25,387,350339
2017-09-30 (YTD Data)Rank
Total interest income$72,113,000342
Total interest expense$2,219,0001,077
Net interest income$69,894,000322
Provision for loan and lease losses$1,792,000446
Total noninterest income$11,628,000516
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$6,513,000184
Trading account gains and fees$0145
Additional Noninterest Income$5,115,000685
Total noninterest expense$53,882,000337
Salaries and employee benefits$30,515,000326
Premises and equipment expense$7,699,000271
Additional noninterest expense$15,668,000366
Pre-tax net operating income$25,848,000378
Securities gains (losses)$4,498,00046
Applicable income taxes$10,526,000301
Income before extraordinary items$19,820,000363
Extraordinary gains, net$09
Net income$19,820,000363
Minority interest net income$071
Net income of bank and minority interests.$19,820,000363
Net charge-offs$436,000889
Cash dividends$3,686,000654
Sale, conversion, retirement of capital stock, net$36,000541
Net operating income$16,896,300402
2017-06-30 (YTD Data)Rank
Total interest income$46,786,000351
Total interest expense$1,317,0001,154
Net interest income$45,469,000327
Provision for loan and lease losses$1,201,000427
Total noninterest income$5,933,000621
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$4,306,000181
Trading account gains and fees$0139
Additional Noninterest Income$1,627,0001,121
Total noninterest expense$36,246,000340
Salaries and employee benefits$20,501,000325
Premises and equipment expense$5,202,000268
Additional noninterest expense$10,543,000368
Pre-tax net operating income$13,955,000427
Securities gains (losses)$478,000157
Applicable income taxes$4,979,000373
Income before extraordinary items$9,454,000456
Extraordinary gains, net$011
Net income$9,454,000456
Minority interest net income$071
Net income of bank and minority interests.$9,454,000456
Net charge-offs$254,000924
Cash dividends$2,440,000649
Sale, conversion, retirement of capital stock, net$36,000472
Net operating income$9,138,520463
2017-03-31 (YTD Data)Rank
Total interest income$22,761,000353
Total interest expense$615,0001,204
Net interest income$22,146,000330
Provision for loan and lease losses$595,000410
Total noninterest income$494,0002,066
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$2,094,000180
Trading account gains and fees$0142
Additional Noninterest Income$-1,600,0005,862
Total noninterest expense$18,245,000344
Salaries and employee benefits$10,394,000325
Premises and equipment expense$2,523,000279
Additional noninterest expense$5,328,000361
Pre-tax net operating income$3,800,000655
Securities gains (losses)$91,000250
Applicable income taxes$1,328,000549
Income before extraordinary items$2,563,000758
Extraordinary gains, net$08
Net income$2,563,000758
Minority interest net income$055
Net income of bank and minority interests.$2,563,000758
Net charge-offs$58,0001,230
Cash dividends$1,211,000618
Sale, conversion, retirement of capital stock, net$36,000362
Net operating income$2,502,940762
2016-12-31 (YTD Data)Rank
Total interest income$89,747,000340
Total interest expense$2,597,0001,106
Net interest income$87,150,000318
Provision for loan and lease losses$3,770,000331
Total noninterest income$12,847,000581
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$8,408,000182
Trading account gains and fees$0170
Additional Noninterest Income$4,439,000921
Total noninterest expense$74,439,000329
Salaries and employee benefits$39,810,000334
Premises and equipment expense$10,852,000256
Additional noninterest expense$23,777,000335
Pre-tax net operating income$21,788,000473
Securities gains (losses)$-831,0005,889
Applicable income taxes$7,431,000423
Income before extraordinary items$13,526,000570
Extraordinary gains, net$05
Net income$13,526,000569
Minority interest net income$082
Net income of bank and minority interests.$13,526,000569
Net charge-offs$1,632,000448
Cash dividends$32,696,000156
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,066,150538
2016-09-30 (YTD Data)Rank
Total interest income$66,890,000338
Total interest expense$1,956,0001,099
Net interest income$64,934,000315
Provision for loan and lease losses$301,0001,612
Total noninterest income$8,908,000606
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$6,265,000181
Trading account gains and fees$0169
Additional Noninterest Income$2,643,0001,084
Total noninterest expense$57,958,000316
Salaries and employee benefits$30,431,000324
Premises and equipment expense$7,896,000266
Additional noninterest expense$19,631,000302
Pre-tax net operating income$15,583,000498
Securities gains (losses)$720,000273
Applicable income taxes$5,743,000418
Income before extraordinary items$10,560,000555
Extraordinary gains, net$05
Net income$10,560,000555
Minority interest net income$071
Net income of bank and minority interests.$10,560,000555
Net charge-offs$1,487,000362
Cash dividends$31,500,000130
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,092,000567
2016-06-30 (YTD Data)Rank
Total interest income$44,016,000343
Total interest expense$1,307,0001,101
Net interest income$42,709,000318
Provision for loan and lease losses$565,000780
Total noninterest income$6,594,000557
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$4,079,000188
Trading account gains and fees$0157
Additional Noninterest Income$2,515,000822
Total noninterest expense$39,767,000313
Salaries and employee benefits$20,369,000323
Premises and equipment expense$4,999,000279
Additional noninterest expense$14,399,000279
Pre-tax net operating income$8,971,000552
Securities gains (losses)$719,000199
Applicable income taxes$3,415,000444
Income before extraordinary items$6,275,000617
Extraordinary gains, net$016
Net income$6,275,000615
Minority interest net income$071
Net income of bank and minority interests.$6,275,000616
Net charge-offs$276,000911
Cash dividends$30,320,000102
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,807,650640
2016-03-31 (YTD Data)Rank
Total interest income$21,509,000348
Total interest expense$640,0001,122
Net interest income$20,869,000322
Provision for loan and lease losses$-44,0005,949
Total noninterest income$3,341,000533
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,998,000188
Trading account gains and fees$0142
Additional Noninterest Income$1,343,000764
Total noninterest expense$20,521,000298
Salaries and employee benefits$10,099,000324
Premises and equipment expense$2,447,000281
Additional noninterest expense$7,975,000259
Pre-tax net operating income$3,733,000624
Securities gains (losses)$177,000331
Applicable income taxes$1,348,000512
Income before extraordinary items$2,562,000717
Extraordinary gains, net$012
Net income$2,562,000715
Minority interest net income$062
Net income of bank and minority interests.$2,562,000716
Net charge-offs$-58,0005,764
Cash dividends$29,146,00071
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,445,180723
2015-12-31 (YTD Data)Rank
Total interest income$78,029,000358
Total interest expense$3,091,000903
Net interest income$74,938,000340
Provision for loan and lease losses$-2,162,0006,114
Total noninterest income$2,972,0001,612
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$7,706,000195
Trading account gains and fees$0159
Additional Noninterest Income$-4,734,0006,184
Total noninterest expense$69,512,000334
Salaries and employee benefits$39,637,000311
Premises and equipment expense$9,900,000271
Additional noninterest expense$19,975,000372
Pre-tax net operating income$10,560,000851
Securities gains (losses)$1,964,000108
Applicable income taxes$4,638,000559
Income before extraordinary items$7,886,000904
Extraordinary gains, net$023
Net income$7,886,000904
Minority interest net income$081
Net income of bank and minority interests.$7,886,000904
Net charge-offs$273,0001,698
Cash dividends$3,767,000831
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,629,0401,046
2015-09-30 (YTD Data)Rank
Total interest income$58,552,000362
Total interest expense$2,431,000871
Net interest income$56,121,000344
Provision for loan and lease losses$-1,535,0006,194
Total noninterest income$1,340,0002,275
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$5,643,000204
Trading account gains and fees$0153
Additional Noninterest Income$-4,303,0006,272
Total noninterest expense$54,034,000330
Salaries and employee benefits$29,902,000320
Premises and equipment expense$7,593,000275
Additional noninterest expense$16,539,000345
Pre-tax net operating income$4,962,0001,287
Securities gains (losses)$1,616,000110
Applicable income taxes$2,474,000724
Income before extraordinary items$4,104,0001,270
Extraordinary gains, net$021
Net income$4,104,0001,270
Minority interest net income$078
Net income of bank and minority interests.$4,104,0001,270
Net charge-offs$198,0001,562
Cash dividends$2,823,000759
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,069,7601,555
2015-06-30 (YTD Data)Rank
Total interest income$37,924,000371
Total interest expense$1,672,000849
Net interest income$36,252,000353
Provision for loan and lease losses$-1,697,0006,294
Total noninterest income$1,405,0001,684
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,721,000203
Trading account gains and fees$0157
Additional Noninterest Income$-2,316,0006,349
Total noninterest expense$36,492,000330
Salaries and employee benefits$20,101,000312
Premises and equipment expense$5,158,000272
Additional noninterest expense$11,233,000341
Pre-tax net operating income$2,862,0001,434
Securities gains (losses)$1,302,000112
Applicable income taxes$1,575,000750
Income before extraordinary items$2,589,0001,311
Extraordinary gains, net$022
Net income$2,589,0001,313
Minority interest net income$075
Net income of bank and minority interests.$2,589,0001,312
Net charge-offs$110,0001,652
Cash dividends$1,879,000759
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,755,7201,763
2015-03-31 (YTD Data)Rank
Total interest income$19,287,000371
Total interest expense$854,000835
Net interest income$18,433,000352
Provision for loan and lease losses$159,0001,033
Total noninterest income$1,255,0001,097
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,834,000209
Trading account gains and fees$0152
Additional Noninterest Income$-579,0006,416
Total noninterest expense$18,352,000329
Salaries and employee benefits$10,321,000309
Premises and equipment expense$2,600,000272
Additional noninterest expense$5,431,000340
Pre-tax net operating income$1,177,0001,619
Securities gains (losses)$1,166,00077
Applicable income taxes$788,000743
Income before extraordinary items$1,555,0001,095
Extraordinary gains, net$013
Net income$1,555,0001,096
Minority interest net income$064
Net income of bank and minority interests.$1,555,0001,096
Net charge-offs$296,000538
Cash dividends$939,000721
Sale, conversion, retirement of capital stock, net$0697
Net operating income$785,4401,895
2014-12-31 (YTD Data)Rank
Total interest income$89,727,000302
Total interest expense$4,014,000723
Net interest income$85,713,000292
Provision for loan and lease losses$5,162,000211
Total noninterest income$7,346,000827
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$7,047,000227
Trading account gains and fees$0180
Additional Noninterest Income$299,0004,023
Total noninterest expense$77,524,000306
Salaries and employee benefits$36,565,000332
Premises and equipment expense$11,361,000240
Additional noninterest expense$29,598,000279
Pre-tax net operating income$10,373,000803
Securities gains (losses)$03,259
Applicable income taxes$3,540,000644
Income before extraordinary items$6,833,000976
Extraordinary gains, net$017
Net income$6,833,000975
Minority interest net income$084
Net income of bank and minority interests.$6,833,000975
Net charge-offs$3,837,000287
Cash dividends$3,760,000772
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,833,000950
2014-09-30 (YTD Data)Rank
Total interest income$69,307,000293
Total interest expense$3,101,000708
Net interest income$66,206,000286
Provision for loan and lease losses$4,093,000198
Total noninterest income$3,620,0001,130
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$5,220,000229
Trading account gains and fees$0174
Additional Noninterest Income$-1,600,0006,579
Total noninterest expense$57,840,000302
Salaries and employee benefits$27,457,000322
Premises and equipment expense$8,212,000244
Additional noninterest expense$22,171,000277
Pre-tax net operating income$7,893,000797
Securities gains (losses)$02,980
Applicable income taxes$2,668,000646
Income before extraordinary items$5,225,000958
Extraordinary gains, net$015
Net income$5,225,000957
Minority interest net income$081
Net income of bank and minority interests.$5,225,000957
Net charge-offs$2,812,000280
Cash dividends$2,819,000711
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,225,000929
2014-06-30 (YTD Data)Rank
Total interest income$46,577,000290
Total interest expense$2,160,000681
Net interest income$44,417,000284
Provision for loan and lease losses$1,036,000441
Total noninterest income$-1,298,0006,648
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,449,000231
Trading account gains and fees$0172
Additional Noninterest Income$-4,747,0006,658
Total noninterest expense$37,326,000312
Salaries and employee benefits$19,040,000308
Premises and equipment expense$5,207,000253
Additional noninterest expense$13,079,000296
Pre-tax net operating income$4,757,000858
Securities gains (losses)$02,580
Applicable income taxes$1,606,000685
Income before extraordinary items$3,151,0001,022
Extraordinary gains, net$020
Net income$3,151,0001,022
Minority interest net income$080
Net income of bank and minority interests.$3,151,0001,023
Net charge-offs$1,354,000397
Cash dividends$1,878,000695
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,151,0001,002
2014-03-31 (YTD Data)Rank
Total interest income$23,871,000285
Total interest expense$1,146,000650
Net interest income$22,725,000274
Provision for loan and lease losses$661,000358
Total noninterest income$-1,026,0006,724
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,673,000234
Trading account gains and fees$0147
Additional Noninterest Income$-2,699,0006,730
Total noninterest expense$18,689,000310
Salaries and employee benefits$9,507,000305
Premises and equipment expense$2,681,000254
Additional noninterest expense$6,501,000297
Pre-tax net operating income$2,349,000842
Securities gains (losses)$01,715
Applicable income taxes$820,000656
Income before extraordinary items$1,529,0001,023
Extraordinary gains, net$016
Net income$1,529,0001,024
Minority interest net income$066
Net income of bank and minority interests.$1,529,0001,024
Net charge-offs$1,203,000261
Cash dividends$939,000649
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,529,0001,001
2013-12-31 (YTD Data)Rank
Total interest income$94,088,000286
Total interest expense$7,264,000437
Net interest income$86,824,000280
Provision for loan and lease losses$-2,105,0006,731
Total noninterest income$-6,510,0006,807
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$6,411,000253
Trading account gains and fees$0184
Additional Noninterest Income$-12,921,0006,817
Total noninterest expense$73,980,000313
Salaries and employee benefits$37,792,000302
Premises and equipment expense$10,182,000256
Additional noninterest expense$26,006,000299
Pre-tax net operating income$8,439,000914
Securities gains (losses)$2,293,000113
Applicable income taxes$3,780,000570
Income before extraordinary items$6,952,000901
Extraordinary gains, net$029
Net income$6,952,000902
Minority interest net income$090
Net income of bank and minority interests.$6,952,000902
Net charge-offs$4,258,000388
Cash dividends$5,566,000516
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,461,5501,104
2013-09-30 (YTD Data)Rank
Total interest income$69,223,000291
Total interest expense$5,935,000399
Net interest income$63,288,000284
Provision for loan and lease losses$290,0002,122
Total noninterest income$544,0003,881
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,593,000265
Trading account gains and fees$0180
Additional Noninterest Income$-4,049,0006,893
Total noninterest expense$53,539,000319
Salaries and employee benefits$27,420,000311
Premises and equipment expense$7,557,000256
Additional noninterest expense$18,562,000313
Pre-tax net operating income$10,003,000605
Securities gains (losses)$2,293,00099
Applicable income taxes$4,501,000416
Income before extraordinary items$7,795,000631
Extraordinary gains, net$025
Net income$7,795,000633
Minority interest net income$084
Net income of bank and minority interests.$7,795,000633
Net charge-offs$4,505,000295
Cash dividends$4,078,000497
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,327,480738
2013-06-30 (YTD Data)Rank
Total interest income$42,356,000314
Total interest expense$4,194,000386
Net interest income$38,162,000306
Provision for loan and lease losses$-290,0006,769
Total noninterest income$1,165,0002,012
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,561,000295
Trading account gains and fees$0157
Additional Noninterest Income$-1,396,0006,931
Total noninterest expense$32,642,000351
Salaries and employee benefits$17,631,000325
Premises and equipment expense$4,985,000258
Additional noninterest expense$10,026,000375
Pre-tax net operating income$6,975,000575
Securities gains (losses)$8,0002,354
Applicable income taxes$1,820,000582
Income before extraordinary items$5,163,000643
Extraordinary gains, net$022
Net income$5,163,000645
Minority interest net income$082
Net income of bank and minority interests.$5,163,000645
Net charge-offs$4,093,000239
Cash dividends$3,165,000429
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,157,080612
2013-03-31 (YTD Data)Rank
Total interest income$22,156,000305
Total interest expense$2,184,000383
Net interest income$19,972,000301
Provision for loan and lease losses$-260,0006,919
Total noninterest income$-467,0006,999
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,253,000301
Trading account gains and fees$0148
Additional Noninterest Income$-1,720,0007,021
Total noninterest expense$15,902,000362
Salaries and employee benefits$8,910,000327
Premises and equipment expense$2,568,000250
Additional noninterest expense$4,424,000416
Pre-tax net operating income$3,863,000536
Securities gains (losses)$8,0001,546
Applicable income taxes$980,000551
Income before extraordinary items$2,891,000567
Extraordinary gains, net$010
Net income$2,891,000565
Minority interest net income$076
Net income of bank and minority interests.$2,891,000568
Net charge-offs$1,728,000290
Cash dividends$880,000624
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,885,000543
2012-12-31 (YTD Data)Rank
Total interest income$88,841,000316
Total interest expense$10,272,000391
Net interest income$78,569,000303
Provision for loan and lease losses$9,279,000294
Total noninterest income$13,095,000562
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,959,000269
Trading account gains and fees$0166
Additional Noninterest Income$7,136,000613
Total noninterest expense$62,063,000369
Salaries and employee benefits$33,731,000323
Premises and equipment expense$10,639,000239
Additional noninterest expense$17,693,000438
Pre-tax net operating income$20,322,000427
Securities gains (losses)$1,416,000369
Applicable income taxes$6,600,000363
Income before extraordinary items$15,138,000444
Extraordinary gains, net$029
Net income$15,138,000443
Minority interest net income$093
Net income of bank and minority interests.$15,138,000443
Net charge-offs$1,765,0001,278
Cash dividends$19,321,000199
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,146,800461
2012-09-30 (YTD Data)Rank
Total interest income$66,878,000316
Total interest expense$8,013,000396
Net interest income$58,865,000306
Provision for loan and lease losses$11,902,000199
Total noninterest income$19,191,000350
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,598,000262
Trading account gains and fees$0157
Additional Noninterest Income$14,593,000304
Total noninterest expense$44,565,000375
Salaries and employee benefits$24,636,000333
Premises and equipment expense$7,774,000249
Additional noninterest expense$12,155,000472
Pre-tax net operating income$21,589,000322
Securities gains (losses)$1,393,000291
Applicable income taxes$7,880,000274
Income before extraordinary items$15,102,000354
Extraordinary gains, net$020
Net income$15,102,000354
Minority interest net income$086
Net income of bank and minority interests.$15,102,000354
Net charge-offs$1,427,0001,155
Cash dividends$2,588,000626
Sale, conversion, retirement of capital stock, net$0952
Net operating income$14,182,620360
2012-06-30 (YTD Data)Rank
Total interest income$44,293,000321
Total interest expense$6,762,000323
Net interest income$37,531,000317
Provision for loan and lease losses$11,884,000141
Total noninterest income$18,615,000269
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,066,000258
Trading account gains and fees$0153
Additional Noninterest Income$15,549,000231
Total noninterest expense$28,855,000376
Salaries and employee benefits$16,471,000330
Premises and equipment expense$5,061,000254
Additional noninterest expense$7,323,000499
Pre-tax net operating income$15,407,000299
Securities gains (losses)$1,349,000201
Applicable income taxes$6,180,000245
Income before extraordinary items$10,576,000332
Extraordinary gains, net$019
Net income$10,576,000332
Minority interest net income$084
Net income of bank and minority interests.$10,576,000332
Net charge-offs$1,207,000994
Cash dividends$1,724,000610
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,712,640332
2012-03-31 (YTD Data)Rank
Total interest income$21,974,000323
Total interest expense$3,709,000307
Net interest income$18,265,000323
Provision for loan and lease losses$1,375,000481
Total noninterest income$7,570,000298
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,535,000255
Trading account gains and fees$0148
Additional Noninterest Income$6,035,000264
Total noninterest expense$14,619,000374
Salaries and employee benefits$7,916,000341
Premises and equipment expense$2,586,000249
Additional noninterest expense$4,117,000442
Pre-tax net operating income$9,841,000242
Securities gains (losses)$8,0001,818
Applicable income taxes$2,940,000246
Income before extraordinary items$6,909,000260
Extraordinary gains, net$019
Net income$6,909,000261
Minority interest net income$078
Net income of bank and minority interests.$6,909,000261
Net charge-offs$-491,0007,285
Cash dividends$863,000541
Sale, conversion, retirement of capital stock, net$0861
Net operating income$6,903,400246
2011-12-31 (YTD Data)Rank
Total interest income$57,667,000475
Total interest expense$10,007,000569
Net interest income$47,660,000462
Provision for loan and lease losses$7,480,000554
Total noninterest income$63,969,000155
Gross Fiduciary activities income$110,000831
Service charges on deposit accounts$6,240,000263
Trading account gains and fees$0146
Additional Noninterest Income$57,619,000135
Total noninterest expense$49,872,000422
Salaries and employee benefits$27,763,000367
Premises and equipment expense$7,659,000339
Additional noninterest expense$14,450,000517
Pre-tax net operating income$54,277,000176
Securities gains (losses)$-329,0007,197
Applicable income taxes$21,714,000152
Income before extraordinary items$32,234,000216
Extraordinary gains, net$029
Net income$32,234,000217
Minority interest net income$096
Net income of bank and minority interests.$32,234,000217
Net charge-offs$4,096,000949
Cash dividends$2,975,000675
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$32,444,560209
2011-09-30 (YTD Data)Rank
Total interest income$36,914,000569
Total interest expense$6,294,000723
Net interest income$30,620,000541
Provision for loan and lease losses$3,550,000810
Total noninterest income$65,776,000130
Gross Fiduciary activities income$15,0001,010
Service charges on deposit accounts$4,558,000265
Trading account gains and fees$0145
Additional Noninterest Income$61,203,000102
Total noninterest expense$32,808,000469
Salaries and employee benefits$18,433,000405
Premises and equipment expense$5,015,000393
Additional noninterest expense$9,360,000575
Pre-tax net operating income$60,038,000145
Securities gains (losses)$68,0002,095
Applicable income taxes$23,230,000129
Income before extraordinary items$36,876,000160
Extraordinary gains, net$021
Net income$36,878,000161
Minority interest net income$-2,0007,413
Net income of bank and minority interests.$36,876,000161
Net charge-offs$1,201,0001,723
Cash dividends$2,072,000622
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$36,832,480158
2011-06-30 (YTD Data)Rank
Total interest income$23,723,000599
Total interest expense$4,216,000756
Net interest income$19,507,000564
Provision for loan and lease losses$1,500,0001,115
Total noninterest income$6,950,000491
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,943,000271
Trading account gains and fees$0153
Additional Noninterest Income$4,007,000507
Total noninterest expense$21,377,000488
Salaries and employee benefits$12,213,000409
Premises and equipment expense$3,146,000423
Additional noninterest expense$6,018,000612
Pre-tax net operating income$3,580,000843
Securities gains (losses)$84,0001,260
Applicable income taxes$1,030,000744
Income before extraordinary items$2,634,000937
Extraordinary gains, net$015
Net income$2,634,000935
Minority interest net income$089
Net income of bank and minority interests.$2,634,000937
Net charge-offs$1,018,0001,459
Cash dividends$1,546,000541
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,573,520926
2011-03-31 (YTD Data)Rank
Total interest income$11,809,000608
Total interest expense$2,188,000759
Net interest income$9,621,000570
Provision for loan and lease losses$750,0001,063
Total noninterest income$3,605,000464
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,436,000276
Trading account gains and fees$0158
Additional Noninterest Income$2,169,000490
Total noninterest expense$10,680,000490
Salaries and employee benefits$6,010,000417
Premises and equipment expense$1,544,000441
Additional noninterest expense$3,126,000576
Pre-tax net operating income$1,796,000845
Securities gains (losses)$-7,0007,136
Applicable income taxes$580,000656
Income before extraordinary items$1,209,0001,005
Extraordinary gains, net$09
Net income$1,209,0001,005
Minority interest net income$086
Net income of bank and minority interests.$1,209,0001,005
Net charge-offs$754,0001,027
Cash dividends$1,023,000375
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,213,760975
2010-12-31 (YTD Data)Rank
Total interest income$50,576,000590
Total interest expense$9,890,000832
Net interest income$40,686,000532
Provision for loan and lease losses$3,050,0001,597
Total noninterest income$14,361,000487
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$6,652,000242
Trading account gains and fees$0175
Additional Noninterest Income$7,709,000551
Total noninterest expense$41,012,000516
Salaries and employee benefits$22,550,000433
Premises and equipment expense$6,047,000437
Additional noninterest expense$12,415,000614
Pre-tax net operating income$10,985,000501
Securities gains (losses)$-7,0007,006
Applicable income taxes$3,525,000478
Income before extraordinary items$7,453,000603
Extraordinary gains, net$029
Net income$7,453,000601
Minority interest net income$0111
Net income of bank and minority interests.$7,453,000603
Net charge-offs$3,089,0001,451
Cash dividends$2,157,000763
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,457,760577
2010-09-30 (YTD Data)Rank
Total interest income$37,946,000593
Total interest expense$7,522,000854
Net interest income$30,424,000522
Provision for loan and lease losses$2,050,0001,628
Total noninterest income$10,398,000497
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,990,000243
Trading account gains and fees$0165
Additional Noninterest Income$5,408,000544
Total noninterest expense$30,780,000502
Salaries and employee benefits$17,751,000406
Premises and equipment expense$4,400,000442
Additional noninterest expense$8,629,000632
Pre-tax net operating income$7,992,000536
Securities gains (losses)$-7,0007,186
Applicable income taxes$2,480,000504
Income before extraordinary items$5,505,000628
Extraordinary gains, net$023
Net income$5,505,000626
Minority interest net income$0110
Net income of bank and minority interests.$5,505,000628
Net charge-offs$1,603,0001,721
Cash dividends$1,629,000662
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,509,830599
2010-06-30 (YTD Data)Rank
Total interest income$25,090,000603
Total interest expense$5,016,000886
Net interest income$20,074,000527
Provision for loan and lease losses$1,300,0001,661
Total noninterest income$6,483,000509
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$3,257,000248
Trading account gains and fees$0152
Additional Noninterest Income$3,226,000562
Total noninterest expense$20,271,000503
Salaries and employee benefits$11,834,000401
Premises and equipment expense$2,884,000450
Additional noninterest expense$5,553,000655
Pre-tax net operating income$4,986,000559
Securities gains (losses)$-7,0007,286
Applicable income taxes$1,490,000500
Income before extraordinary items$3,489,000648
Extraordinary gains, net$019
Net income$3,489,000649
Minority interest net income$0105
Net income of bank and minority interests.$3,489,000649
Net charge-offs$1,061,0001,659
Cash dividends$1,052,000667
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,493,900623
2010-03-31 (YTD Data)Rank
Total interest income$12,472,000616
Total interest expense$2,529,000929
Net interest income$9,943,000549
Provision for loan and lease losses$600,0001,610
Total noninterest income$3,053,000521
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,550,000261
Trading account gains and fees$0175
Additional Noninterest Income$1,503,000593
Total noninterest expense$10,203,000502
Salaries and employee benefits$5,969,000404
Premises and equipment expense$1,479,000454
Additional noninterest expense$2,755,000664
Pre-tax net operating income$2,193,000624
Securities gains (losses)$-7,0007,474
Applicable income taxes$620,000590
Income before extraordinary items$1,566,000707
Extraordinary gains, net$016
Net income$1,566,000708
Minority interest net income$091
Net income of bank and minority interests.$1,566,000711
Net charge-offs$440,0001,679
Cash dividends$526,000635
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,571,040676
2009-12-31 (YTD Data)Rank
Total interest income$55,265,000589
Total interest expense$15,176,000759
Net interest income$40,089,000539
Provision for loan and lease losses$5,350,0001,359
Total noninterest income$14,151,000495
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$6,649,000263
Trading account gains and fees$0211
Additional Noninterest Income$7,502,000543
Total noninterest expense$41,159,000526
Salaries and employee benefits$23,485,000409
Premises and equipment expense$5,823,000458
Additional noninterest expense$11,851,000686
Pre-tax net operating income$7,731,000556
Securities gains (losses)$208,0001,526
Applicable income taxes$1,287,000803
Income before extraordinary items$6,652,000510
Extraordinary gains, net$034
Net income$6,652,000510
Minority interest net income$0115
Net income of bank and minority interests.$6,652,000512
Net charge-offs$4,911,0001,162
Cash dividends$2,112,000861
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,477,280532
2009-09-30 (YTD Data)Rank
Total interest income$41,861,000600
Total interest expense$12,190,000754
Net interest income$29,671,000552
Provision for loan and lease losses$2,700,0001,577
Total noninterest income$10,890,000496
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,910,000267
Trading account gains and fees$0212
Additional Noninterest Income$5,980,000520
Total noninterest expense$31,875,000515
Salaries and employee benefits$18,478,000403
Premises and equipment expense$4,368,000471
Additional noninterest expense$9,029,000641
Pre-tax net operating income$5,986,000571
Securities gains (losses)$208,0001,259
Applicable income taxes$1,390,000643
Income before extraordinary items$4,804,000562
Extraordinary gains, net$027
Net income$4,804,000564
Minority interest net income$0118
Net income of bank and minority interests.$4,804,000564
Net charge-offs$1,925,0001,533
Cash dividends$1,582,000804
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,641,760579
2009-06-30 (YTD Data)Rank
Total interest income$28,099,000617
Total interest expense$8,491,000758
Net interest income$19,608,000557
Provision for loan and lease losses$1,700,0001,548
Total noninterest income$7,259,000504
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,140,000277
Trading account gains and fees$0193
Additional Noninterest Income$4,119,000511
Total noninterest expense$21,199,000524
Salaries and employee benefits$12,262,000409
Premises and equipment expense$2,857,000482
Additional noninterest expense$6,080,000642
Pre-tax net operating income$3,968,000567
Securities gains (losses)$4,0002,814
Applicable income taxes$610,000917
Income before extraordinary items$3,362,000526
Extraordinary gains, net$021
Net income$3,362,000525
Minority interest net income$0112
Net income of bank and minority interests.$3,362,000526
Net charge-offs$1,297,0001,444
Cash dividends$1,053,000849
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,358,600507
2009-03-31 (YTD Data)Rank
Total interest income$14,019,000622
Total interest expense$4,427,000755
Net interest income$9,592,000570
Provision for loan and lease losses$550,0001,693
Total noninterest income$3,428,000502
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,514,000280
Trading account gains and fees$0171
Additional Noninterest Income$1,914,000521
Total noninterest expense$10,471,000500
Salaries and employee benefits$5,940,000423
Premises and equipment expense$1,500,000471
Additional noninterest expense$3,031,000575
Pre-tax net operating income$1,999,000612
Securities gains (losses)$4,0002,106
Applicable income taxes$620,000531
Income before extraordinary items$1,383,000747
Extraordinary gains, net$015
Net income$1,383,000747
Minority interest net income$0102
Net income of bank and minority interests.$1,383,000749
Net charge-offs$74,0003,184
Cash dividends$526,000819
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,380,240697
2008-12-31 (YTD Data)Rank
Total interest income$62,996,000591
Total interest expense$22,230,000716
Net interest income$40,766,000543
Provision for loan and lease losses$1,753,0001,961
Total noninterest income$11,540,000532
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$6,889,000267
Trading account gains and fees$0154
Additional Noninterest Income$4,651,000697
Total noninterest expense$38,934,000519
Salaries and employee benefits$22,820,000419
Premises and equipment expense$6,170,000437
Additional noninterest expense$9,944,000685
Pre-tax net operating income$11,619,000462
Securities gains (losses)$-82,0007,221
Applicable income taxes$3,405,000421
Income before extraordinary items$8,132,000481
Extraordinary gains, net$039
Net income$8,132,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,819,0001,050
Cash dividends$6,616,000435
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,189,400500
2008-09-30 (YTD Data)Rank
Total interest income$47,911,000606
Total interest expense$17,319,000720
Net interest income$30,592,000554
Provision for loan and lease losses$1,150,0001,688
Total noninterest income$8,706,000558
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$5,155,000276
Trading account gains and fees$0148
Additional Noninterest Income$3,551,000728
Total noninterest expense$27,818,000536
Salaries and employee benefits$16,093,000465
Premises and equipment expense$4,560,000453
Additional noninterest expense$7,165,000667
Pre-tax net operating income$10,330,000495
Securities gains (losses)$119,000852
Applicable income taxes$3,220,000431
Income before extraordinary items$7,229,000504
Extraordinary gains, net$031
Net income$7,229,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,907
Cash dividends$4,585,000493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,146,890528
2008-06-30 (YTD Data)Rank
Total interest income$32,479,000606
Total interest expense$12,386,000691
Net interest income$20,093,000556
Provision for loan and lease losses$775,0001,444
Total noninterest income$5,815,000574
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,351,000278
Trading account gains and fees$0149
Additional Noninterest Income$2,464,000719
Total noninterest expense$18,388,000544
Salaries and employee benefits$10,724,000472
Premises and equipment expense$2,935,000476
Additional noninterest expense$4,729,000653
Pre-tax net operating income$6,745,000536
Securities gains (losses)$119,000845
Applicable income taxes$2,290,000471
Income before extraordinary items$4,574,000601
Extraordinary gains, net$021
Net income$4,574,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,693
Cash dividends$2,555,000641
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,494,270597
2008-03-31 (YTD Data)Rank
Total interest income$16,777,000604
Total interest expense$6,952,000663
Net interest income$9,825,000566
Provision for loan and lease losses$400,0001,144
Total noninterest income$2,888,000575
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,629,000279
Trading account gains and fees$0158
Additional Noninterest Income$1,259,000704
Total noninterest expense$9,205,000536
Salaries and employee benefits$5,349,000482
Premises and equipment expense$1,515,000456
Additional noninterest expense$2,341,000628
Pre-tax net operating income$3,108,000629
Securities gains (losses)$02,688
Applicable income taxes$960,000599
Income before extraordinary items$2,148,000720
Extraordinary gains, net$015
Net income$2,148,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,326
Cash dividends$2,028,000408
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,148,000685
2007-12-31 (YTD Data)Rank
Total interest income$72,620,000578
Total interest expense$29,637,000660
Net interest income$42,983,000531
Provision for loan and lease losses$1,800,000917
Total noninterest income$10,743,000584
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$7,341,000258
Trading account gains and fees$0178
Additional Noninterest Income$3,402,000920
Total noninterest expense$37,180,000513
Salaries and employee benefits$20,900,000466
Premises and equipment expense$5,793,000461
Additional noninterest expense$10,487,000556
Pre-tax net operating income$14,746,000599
Securities gains (losses)$-1,0007,069
Applicable income taxes$4,467,000591
Income before extraordinary items$10,278,000629
Extraordinary gains, net$039
Net income$10,278,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,502,000751
Cash dividends$5,615,000673
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,278,700617
2007-09-30 (YTD Data)Rank
Total interest income$54,391,000578
Total interest expense$21,957,000672
Net interest income$32,434,000525
Provision for loan and lease losses$1,350,000699
Total noninterest income$8,040,000588
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,336,000257
Trading account gains and fees$0184
Additional Noninterest Income$2,704,000899
Total noninterest expense$28,144,000511
Salaries and employee benefits$15,979,000460
Premises and equipment expense$4,297,000465
Additional noninterest expense$7,868,000543
Pre-tax net operating income$10,980,000652
Securities gains (losses)$-1,0007,322
Applicable income taxes$3,400,000629
Income before extraordinary items$7,579,000697
Extraordinary gains, net$033
Net income$7,579,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$827,000746
Cash dividends$3,784,000717
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,579,690685
2007-06-30 (YTD Data)Rank
Total interest income$35,938,000594
Total interest expense$14,281,000698
Net interest income$21,657,000535
Provision for loan and lease losses$900,000635
Total noninterest income$5,246,000618
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,472,000263
Trading account gains and fees$0168
Additional Noninterest Income$1,774,000934
Total noninterest expense$18,951,000522
Salaries and employee benefits$10,759,000471
Premises and equipment expense$2,848,000481
Additional noninterest expense$5,344,000549
Pre-tax net operating income$7,052,000699
Securities gains (losses)$-1,0007,616
Applicable income taxes$2,190,000680
Income before extraordinary items$4,861,000745
Extraordinary gains, net$029
Net income$4,861,000744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$573,000653
Cash dividends$2,802,000685
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,861,690740
2007-03-31 (YTD Data)Rank
Total interest income$17,747,000594
Total interest expense$6,911,000707
Net interest income$10,836,000536
Provision for loan and lease losses$450,000568
Total noninterest income$2,588,000610
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,684,000260
Trading account gains and fees$0195
Additional Noninterest Income$904,000912
Total noninterest expense$9,423,000519
Salaries and employee benefits$5,399,000465
Premises and equipment expense$1,387,000487
Additional noninterest expense$2,637,000543
Pre-tax net operating income$3,551,000692
Securities gains (losses)$-1,0007,986
Applicable income taxes$1,070,000693
Income before extraordinary items$2,480,000729
Extraordinary gains, net$022
Net income$2,480,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,000488
Cash dividends$782,000998
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,480,700717
2006-12-31 (YTD Data)Rank
Total interest income$65,501,000609
Total interest expense$21,571,000779
Net interest income$43,930,000521
Provision for loan and lease losses$1,650,000662
Total noninterest income$10,524,000589
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$7,093,000248
Trading account gains and fees$0130
Additional Noninterest Income$3,431,000909
Total noninterest expense$35,994,000514
Salaries and employee benefits$20,964,000456
Premises and equipment expense$5,579,000458
Additional noninterest expense$9,451,000591
Pre-tax net operating income$16,810,000624
Securities gains (losses)$16,000966
Applicable income taxes$5,530,000589
Income before extraordinary items$11,296,000670
Extraordinary gains, net$051
Net income$11,296,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$975,000704
Cash dividends$4,136,000843
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,285,280659
2006-09-30 (YTD Data)Rank
Total interest income$48,180,000629
Total interest expense$15,270,000803
Net interest income$32,910,000531
Provision for loan and lease losses$1,050,000723
Total noninterest income$7,910,000596
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$5,306,000252
Trading account gains and fees$0126
Additional Noninterest Income$2,604,000919
Total noninterest expense$26,768,000534
Salaries and employee benefits$15,541,000477
Premises and equipment expense$4,185,000474
Additional noninterest expense$7,042,000604
Pre-tax net operating income$13,002,000630
Securities gains (losses)$16,000804
Applicable income taxes$4,310,000600
Income before extraordinary items$8,708,000683
Extraordinary gains, net$045
Net income$8,708,000682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$860,000528
Cash dividends$2,601,000924
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,697,280677
2006-06-30 (YTD Data)Rank
Total interest income$31,421,000633
Total interest expense$9,560,000810
Net interest income$21,861,000535
Provision for loan and lease losses$750,000670
Total noninterest income$5,158,000605
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,483,000250
Trading account gains and fees$0126
Additional Noninterest Income$1,675,000950
Total noninterest expense$17,914,000538
Salaries and employee benefits$10,207,000491
Premises and equipment expense$2,779,000477
Additional noninterest expense$4,928,000581
Pre-tax net operating income$8,355,000645
Securities gains (losses)$17,000643
Applicable income taxes$2,770,000629
Income before extraordinary items$5,602,000704
Extraordinary gains, net$039
Net income$5,602,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,305
Cash dividends$1,066,0001,356
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,590,610690
2006-03-31 (YTD Data)Rank
Total interest income$15,289,000628
Total interest expense$4,486,000825
Net interest income$10,803,000539
Provision for loan and lease losses$450,000528
Total noninterest income$2,611,000599
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,707,000251
Trading account gains and fees$0115
Additional Noninterest Income$904,000876
Total noninterest expense$8,884,000534
Salaries and employee benefits$5,037,000491
Premises and equipment expense$1,337,000498
Additional noninterest expense$2,510,000551
Pre-tax net operating income$4,080,000655
Securities gains (losses)$0955
Applicable income taxes$1,350,000636
Income before extraordinary items$2,730,000705
Extraordinary gains, net$021
Net income$2,730,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,000835
Cash dividends$533,0001,262
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,730,000692
2005-12-31 (YTD Data)Rank
Total interest income$53,881,000617
Total interest expense$14,160,000804
Net interest income$39,721,000558
Provision for loan and lease losses$1,200,000871
Total noninterest income$10,459,000605
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$7,285,000241
Trading account gains and fees$0138
Additional Noninterest Income$3,174,000977
Total noninterest expense$34,461,000528
Salaries and employee benefits$19,292,000490
Premises and equipment expense$5,338,000462
Additional noninterest expense$9,831,000567
Pre-tax net operating income$14,519,000687
Securities gains (losses)$35,0001,043
Applicable income taxes$4,722,000676
Income before extraordinary items$9,832,000736
Extraordinary gains, net$046
Net income$9,832,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,105
Cash dividends$4,627,000711
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,808,200725
2005-09-30 (YTD Data)Rank
Total interest income$39,095,000620
Total interest expense$9,993,000805
Net interest income$29,102,000561
Provision for loan and lease losses$900,000826
Total noninterest income$8,016,000600
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,407,000240
Trading account gains and fees$0126
Additional Noninterest Income$2,609,000922
Total noninterest expense$25,953,000527
Salaries and employee benefits$14,535,000480
Premises and equipment expense$4,063,000454
Additional noninterest expense$7,355,000566
Pre-tax net operating income$10,265,000718
Securities gains (losses)$35,0001,002
Applicable income taxes$3,280,000721
Income before extraordinary items$7,020,000765
Extraordinary gains, net$035
Net income$7,020,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,045
Cash dividends$1,731,0001,199
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,996,200754
2005-06-30 (YTD Data)Rank
Total interest income$25,038,000622
Total interest expense$6,170,000810
Net interest income$18,868,000565
Provision for loan and lease losses$600,000816
Total noninterest income$5,198,000609
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,545,000236
Trading account gains and fees$0116
Additional Noninterest Income$1,653,000934
Total noninterest expense$17,383,000520
Salaries and employee benefits$9,709,000476
Premises and equipment expense$2,683,000456
Additional noninterest expense$4,991,000556
Pre-tax net operating income$6,083,000788
Securities gains (losses)$35,000911
Applicable income taxes$1,890,000794
Income before extraordinary items$4,228,000833
Extraordinary gains, net$030
Net income$4,228,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,379
Cash dividends$1,185,0001,143
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,203,850817
2005-03-31 (YTD Data)Rank
Total interest income$12,110,000625
Total interest expense$2,904,000826
Net interest income$9,206,000570
Provision for loan and lease losses$300,000755
Total noninterest income$2,543,000603
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,725,000229
Trading account gains and fees$0115
Additional Noninterest Income$818,000937
Total noninterest expense$8,720,000512
Salaries and employee benefits$4,859,000470
Premises and equipment expense$1,313,000463
Additional noninterest expense$2,548,000541
Pre-tax net operating income$2,729,000867
Securities gains (losses)$01,685
Applicable income taxes$775,000933
Income before extraordinary items$1,954,000892
Extraordinary gains, net$024
Net income$1,954,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,063
Cash dividends$619,0001,009
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,954,000869
2004-12-31 (YTD Data)Rank
Total interest income$44,517,000631
Total interest expense$10,363,000794
Net interest income$34,154,000590
Provision for loan and lease losses$1,200,000884
Total noninterest income$10,243,000600
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$7,358,000241
Trading account gains and fees$0138
Additional Noninterest Income$2,885,0001,021
Total noninterest expense$34,268,000518
Salaries and employee benefits$18,604,000480
Premises and equipment expense$5,366,000434
Additional noninterest expense$10,298,000532
Pre-tax net operating income$8,929,000977
Securities gains (losses)$5,0003,151
Applicable income taxes$2,195,0001,166
Income before extraordinary items$6,739,000983
Extraordinary gains, net$034
Net income$6,739,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,036,000754
Cash dividends$4,941,000635
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,735,250947
2004-09-30 (YTD Data)Rank
Total interest income$32,674,000639
Total interest expense$7,582,000790
Net interest income$25,092,000596
Provision for loan and lease losses$900,000852
Total noninterest income$7,776,000601
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$5,504,000250
Trading account gains and fees$0134
Additional Noninterest Income$2,272,000982
Total noninterest expense$25,531,000514
Salaries and employee benefits$13,966,000482
Premises and equipment expense$4,014,000441
Additional noninterest expense$7,551,000540
Pre-tax net operating income$6,437,0001,022
Securities gains (losses)$3,0003,253
Applicable income taxes$1,715,0001,146
Income before extraordinary items$4,725,0001,052
Extraordinary gains, net$026
Net income$4,725,0001,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,000854
Cash dividends$4,318,000517
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,722,8101,014
2004-06-30 (YTD Data)Rank
Total interest income$21,612,000640
Total interest expense$4,984,000788
Net interest income$16,628,000596
Provision for loan and lease losses$600,000825
Total noninterest income$5,165,000604
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$3,604,000246
Trading account gains and fees$0130
Additional Noninterest Income$1,561,000960
Total noninterest expense$17,030,000511
Salaries and employee benefits$9,248,000485
Premises and equipment expense$2,656,000445
Additional noninterest expense$5,126,000526
Pre-tax net operating income$4,163,0001,041
Securities gains (losses)$3,0002,926
Applicable income taxes$1,110,0001,177
Income before extraordinary items$3,056,0001,082
Extraordinary gains, net$021
Net income$3,056,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,000838
Cash dividends$3,493,000435
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,053,8101,040
2004-03-31 (YTD Data)Rank
Total interest income$10,942,000642
Total interest expense$2,490,000812
Net interest income$8,452,000588
Provision for loan and lease losses$300,000782
Total noninterest income$2,523,000613
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,771,000246
Trading account gains and fees$0121
Additional Noninterest Income$752,000968
Total noninterest expense$8,396,000520
Salaries and employee benefits$4,619,000492
Premises and equipment expense$1,308,000458
Additional noninterest expense$2,469,000539
Pre-tax net operating income$2,279,000952
Securities gains (losses)$-2,0008,748
Applicable income taxes$533,0001,240
Income before extraordinary items$1,744,000930
Extraordinary gains, net$016
Net income$1,744,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,471
Cash dividends$2,622,000299
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,745,540887
2003-12-31 (YTD Data)Rank
Total interest income$47,197,000591
Total interest expense$10,905,000817
Net interest income$36,292,000537
Provision for loan and lease losses$1,800,000706
Total noninterest income$10,587,000621
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$6,860,000258
Trading account gains and fees$0160
Additional Noninterest Income$3,727,000942
Total noninterest expense$31,744,000550
Salaries and employee benefits$16,916,000516
Premises and equipment expense$4,945,000480
Additional noninterest expense$9,883,000559
Pre-tax net operating income$13,335,000662
Securities gains (losses)$60,0002,343
Applicable income taxes$4,015,000739
Income before extraordinary items$9,380,000698
Extraordinary gains, net$054
Net income$9,380,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$803,0001,092
Cash dividends$2,492,0001,171
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,338,000650
2003-09-30 (YTD Data)Rank
Total interest income$35,925,000602
Total interest expense$8,370,000835
Net interest income$27,555,000539
Provision for loan and lease losses$1,350,000696
Total noninterest income$8,231,000641
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,100,000276
Trading account gains and fees$0153
Additional Noninterest Income$3,131,000904
Total noninterest expense$23,185,000568
Salaries and employee benefits$12,576,000531
Premises and equipment expense$3,620,000497
Additional noninterest expense$6,989,000590
Pre-tax net operating income$11,251,000615
Securities gains (losses)$60,0002,163
Applicable income taxes$3,730,000650
Income before extraordinary items$7,581,000678
Extraordinary gains, net$040
Net income$7,581,000679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,110
Cash dividends$1,868,0001,072
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,540,800635
2003-06-30 (YTD Data)Rank
Total interest income$24,134,000602
Total interest expense$5,730,000838
Net interest income$18,404,000543
Provision for loan and lease losses$900,000691
Total noninterest income$5,854,000600
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,366,000276
Trading account gains and fees$0150
Additional Noninterest Income$2,488,000789
Total noninterest expense$15,491,000568
Salaries and employee benefits$8,266,000536
Premises and equipment expense$2,349,000514
Additional noninterest expense$4,876,000567
Pre-tax net operating income$7,867,000591
Securities gains (losses)$03,782
Applicable income taxes$2,590,000622
Income before extraordinary items$5,277,000657
Extraordinary gains, net$030
Net income$5,277,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,000951
Cash dividends$1,245,0001,092
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,277,000609
2003-03-31 (YTD Data)Rank
Total interest income$12,051,000610
Total interest expense$2,962,000839
Net interest income$9,089,000548
Provision for loan and lease losses$450,000656
Total noninterest income$2,785,000623
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,668,000273
Trading account gains and fees$0134
Additional Noninterest Income$1,117,000829
Total noninterest expense$7,958,000559
Salaries and employee benefits$4,103,000540
Premises and equipment expense$1,213,000496
Additional noninterest expense$2,642,000535
Pre-tax net operating income$3,466,000649
Securities gains (losses)$02,891
Applicable income taxes$1,090,000739
Income before extraordinary items$2,376,000723
Extraordinary gains, net$021
Net income$2,376,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0001,205
Cash dividends$621,0001,024
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,376,000662
2002-12-31 (YTD Data)Rank
Total interest income$49,596,000619
Total interest expense$13,521,000836
Net interest income$36,075,000543
Provision for loan and lease losses$1,950,000752
Total noninterest income$8,050,000722
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$5,743,000297
Trading account gains and fees$0153
Additional Noninterest Income$2,307,0001,186
Total noninterest expense$28,871,000574
Salaries and employee benefits$15,071,000546
Premises and equipment expense$4,547,000509
Additional noninterest expense$9,253,000586
Pre-tax net operating income$13,304,000664
Securities gains (losses)$222,0001,093
Applicable income taxes$4,085,000718
Income before extraordinary items$9,441,000669
Extraordinary gains, net$070
Net income$9,441,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,686
Cash dividends$2,491,0001,109
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,285,600647
2001-12-31 (YTD Data)Rank
Total interest income$54,979,000640
Total interest expense$23,910,000699
Net interest income$31,069,000592
Provision for loan and lease losses$1,000,0001,250
Total noninterest income$7,998,000699
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$5,025,000317
Trading account gains and fees$0177
Additional Noninterest Income$2,973,000950
Total noninterest expense$29,558,000568
Salaries and employee benefits$13,979,000565
Premises and equipment expense$4,269,000523
Additional noninterest expense$11,310,000525
Pre-tax net operating income$8,509,000894
Securities gains (losses)$1,768,000267
Applicable income taxes$3,177,000797
Income before extraordinary items$7,100,000784
Extraordinary gains, net$0105
Net income$7,100,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,0001,453
Cash dividends$2,359,0001,146
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,880,080894
2000-12-31 (YTD Data)Rank
Total interest income$49,607,000728
Total interest expense$22,816,000798
Net interest income$26,791,000668
Provision for loan and lease losses$475,0001,976
Total noninterest income$6,190,000788
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,884,000359
Trading account gains and fees$0180
Additional Noninterest Income$2,306,0001,026
Total noninterest expense$25,155,000639
Salaries and employee benefits$11,776,000613
Premises and equipment expense$3,642,000596
Additional noninterest expense$9,737,000596
Pre-tax net operating income$7,351,0001,031
Securities gains (losses)$-19,0008,710
Applicable income taxes$1,000,0002,120
Income before extraordinary items$6,332,000839
Extraordinary gains, net$038
Net income$6,332,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,582
Cash dividends$2,376,0001,170
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,348,340835
1999-12-31 (YTD Data)Rank
Total interest income$41,900,000808
Total interest expense$17,883,000884
Net interest income$24,017,000745
Provision for loan and lease losses$830,0001,154
Total noninterest income$5,570,000859
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,386,000408
Trading account gains and fees$0173
Additional Noninterest Income$2,184,0001,085
Total noninterest expense$21,972,000706
Salaries and employee benefits$10,818,000660
Premises and equipment expense$3,055,000686
Additional noninterest expense$8,099,000697
Pre-tax net operating income$6,785,0001,134
Securities gains (losses)$1,0002,805
Applicable income taxes$1,150,0001,990
Income before extraordinary items$5,636,000984
Extraordinary gains, net$035
Net income$5,636,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0001,040
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,635,170970
1998-12-31 (YTD Data)Rank
Total interest income$41,482,000803
Total interest expense$19,000,000839
Net interest income$22,482,000764
Provision for loan and lease losses$155,0004,076
Total noninterest income$5,025,000940
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,100,000421
Trading account gains and fees$0224
Additional Noninterest Income$1,925,0001,191
Total noninterest expense$20,056,000737
Salaries and employee benefits$9,503,000711
Premises and equipment expense$3,007,000688
Additional noninterest expense$7,546,000721
Pre-tax net operating income$7,296,0001,039
Securities gains (losses)$1,789,000252
Applicable income taxes$2,060,0001,227
Income before extraordinary items$7,025,000784
Extraordinary gains, net$032
Net income$7,025,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0001,416
Cash dividends$3,091,000949
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,647,470924
1997-12-31 (YTD Data)Rank
Total interest income$38,933,000879
Total interest expense$18,516,000886
Net interest income$20,417,000874
Provision for loan and lease losses$60,0006,153
Total noninterest income$4,337,0001,018
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,811,000472
Trading account gains and fees$0239
Additional Noninterest Income$1,526,0001,308
Total noninterest expense$23,044,000664
Salaries and employee benefits$8,780,000780
Premises and equipment expense$2,964,000700
Additional noninterest expense$11,300,000530
Pre-tax net operating income$1,650,0004,134
Securities gains (losses)$5,567,00081
Applicable income taxes$340,0005,391
Income before extraordinary items$6,877,000813
Extraordinary gains, net$044
Net income$6,877,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0002,200
Cash dividends$5,458,000585
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,588,3503,125
1996-12-31 (YTD Data)Rank
Total interest income$36,656,000957
Total interest expense$17,333,000962
Net interest income$19,323,000951
Provision for loan and lease losses$140,0004,234
Total noninterest income$4,257,0001,063
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,532,000543
Trading account gains and fees$0262
Additional Noninterest Income$1,725,0001,284
Total noninterest expense$18,327,000845
Salaries and employee benefits$8,025,000855
Premises and equipment expense$2,440,000893
Additional noninterest expense$7,862,000817
Pre-tax net operating income$5,113,0001,409
Securities gains (losses)$459,000439
Applicable income taxes$1,127,0002,113
Income before extraordinary items$4,445,0001,150
Extraordinary gains, net$053
Net income$4,445,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0002,085
Cash dividends$2,816,0001,006
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,077,8001,208
1995-12-31 (YTD Data)Rank
Total interest income$32,810,0001,076
Total interest expense$15,746,0001,076
Net interest income$17,064,0001,073
Provision for loan and lease losses$08,958
Total noninterest income$4,004,0001,115
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,241,000608
Trading account gains and fees$0522
Additional Noninterest Income$1,763,0001,233
Total noninterest expense$15,603,000979
Salaries and employee benefits$6,901,000996
Premises and equipment expense$1,988,0001,062
Additional noninterest expense$6,714,000889
Pre-tax net operating income$5,465,0001,401
Securities gains (losses)$03,831
Applicable income taxes$1,293,0001,885
Income before extraordinary items$4,172,0001,272
Extraordinary gains, net$065
Net income$4,172,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,821
Cash dividends$2,507,0001,055
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,172,0001,251
1994-12-31 (YTD Data)Rank
Total interest income$27,087,0001,157
Total interest expense$10,725,0001,223
Net interest income$16,362,0001,125
Provision for loan and lease losses$09,146
Total noninterest income$3,085,0001,334
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,088,000657
Trading account gains and fees$0475
Additional Noninterest Income$997,0001,841
Total noninterest expense$13,838,0001,087
Salaries and employee benefits$5,976,0001,130
Premises and equipment expense$1,751,0001,201
Additional noninterest expense$6,111,0001,005
Pre-tax net operating income$5,609,0001,329
Securities gains (losses)$03,600
Applicable income taxes$1,693,0001,387
Income before extraordinary items$3,916,0001,287
Extraordinary gains, net$0249
Net income$3,916,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,590
Cash dividends$2,843,000850
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,916,0001,299
1993-12-31 (YTD Data)Rank
Total interest income$22,489,0001,414
Total interest expense$8,652,0001,547
Net interest income$13,837,0001,299
Provision for loan and lease losses$300,0002,975
Total noninterest income$2,674,0001,597
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,919,000708
Trading account gains and fees$0532
Additional Noninterest Income$755,0002,474
Total noninterest expense$10,883,0001,413
Salaries and employee benefits$4,894,0001,371
Premises and equipment expense$1,392,0001,524
Additional noninterest expense$4,597,0001,359
Pre-tax net operating income$5,328,0001,308
Securities gains (losses)$398,0001,054
Applicable income taxes$1,741,0001,366
Income before extraordinary items$3,985,0001,277
Extraordinary gains, net$03,149
Net income$3,985,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,0001,783
Cash dividends$1,541,0001,242
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,706,4001,285
1992-12-31 (YTD Data)Rank
Total interest income$19,772,0001,792
Total interest expense$8,417,0002,025
Net interest income$11,355,0001,623
Provision for loan and lease losses$600,0002,617
Total noninterest income$2,403,0001,705
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,832,000724
Trading account gains and fees$0504
Additional Noninterest Income$571,0002,928
Total noninterest expense$8,734,0001,737
Salaries and employee benefits$4,158,0001,594
Premises and equipment expense$1,214,0001,743
Additional noninterest expense$3,362,0001,805
Pre-tax net operating income$4,424,0001,438
Securities gains (losses)$67,0003,651
Applicable income taxes$1,117,0001,904
Income before extraordinary items$3,374,0001,378
Extraordinary gains, net$01,422
Net income$3,374,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0005,927
Cash dividends$1,438,0001,145
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,323,7501,289

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.