Home > Southern Bank and Trust Company > Net charge- offs to loans
Southern Bank and Trust Company, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,059 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 3,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5697% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5697% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 4,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0578% | 4,350 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 4,424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0340% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0244% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3423% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3423% | 1,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0182% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0341% | 4,308 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0736% | 4,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,459 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 4,288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4109% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4109% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0315% | 4,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 4,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1059% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 4,489 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,662 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 4,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3054% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3054% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0735% | 4,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0925% | 4,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1949% | 4,529 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0159% | 4,528 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 4,233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 4,342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0160% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0160% | 1,910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 4,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 4,422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,506 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 4,255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 4,232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 4,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4846% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4846% | 1,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 3,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 4,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0501% | 4,448 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,544 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 4,251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6312% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6312% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0622% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 4,584 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 4,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0206% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0325% | 4,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 4,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5189% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5189% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 3,954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 4,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 4,437 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,654 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0866% | 4,592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 4,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0963% | 4,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4279% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4279% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,070 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0733% | 4,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 3,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0909% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1644% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1644% | 1,762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,002 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 4,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 3,922 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0379% | 4,479 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1643% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1643% | 1,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 3,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,012 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0336% | 4,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 3,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0517% | 3,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0079% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0079% | 2,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 4,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,020 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0401% | 4,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0440% | 3,373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0940% | 4,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0940% | 4,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 4,228 |
| Percentage Net Loans Charged-off:Construction & development | -0.0925% | 4,240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,339 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0316% | 3,943 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0869% | 3,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1975% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1975% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 4,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.1614% | 4,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 4,399 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0440% | 3,985 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0300% | 4,152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0553% | 3,426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0423% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1238% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1238% | 1,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 4,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,086 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0319% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 4,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0957% | 3,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1103% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1103% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 3,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 4,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,168 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 4,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1405% | 3,597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 4,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2489% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2489% | 1,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | -0.0944% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 3,461 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2273% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2273% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 4,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 4,513 |
| Percentage Net Loans Charged-off:Construction & development | -0.1565% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0688% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1636% | 2,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1636% | 1,976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.0569% | 4,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 4,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2939% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2939% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.0546% | 4,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 4,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0479% | 3,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2600% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2600% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0256% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 4,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1081% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2135% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2135% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 4,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0247% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0457% | 4,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0418% | 3,656 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1938% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1938% | 2,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 4,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0399% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0639% | 4,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,927 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0220% | 3,607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1009% | 4,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1009% | 4,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0257% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0839% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0488% | 5,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 3,625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2887% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2887% | 4,828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0861% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0307% | 4,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1016% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4149% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4149% | 1,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.1213% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0343% | 4,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,778 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0474% | 3,785 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 4,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 1,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2228% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2228% | 2,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.1864% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0384% | 4,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 4,952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0676% | 3,860 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0413% | 4,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1376% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1376% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.3778% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0501% | 5,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0787% | 5,158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1519% | 4,002 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0468% | 5,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1293% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1293% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0017% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0567% | 2,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5357% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5357% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0023% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0067% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2215% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2215% | 2,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0035% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2940% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2940% | 1,895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 2,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 3,971 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0142% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1571% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.2891% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9072% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0753% | 5,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2475% | 4,289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 4,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0441% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3505% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3505% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2864% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1430% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.4162% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6337% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0960% | 5,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3239% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0268% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3030% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3031% | 1,975 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2832% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,806 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0746% | 4,207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0960% | 2,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3278% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0182% | 4,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 5,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.2598% | 5,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 5,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0616% | 5,539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1252% | 4,305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 5,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0488% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0327% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0327% | 2,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1499% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 5,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.2850% | 5,261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 5,252 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 4,700 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 2,858 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1019% | 4,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1644% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6663% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6663% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1671% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 5,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.3812% | 5,385 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0542% | 5,586 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0081% | 4,752 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1698% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2124% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5862% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5862% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1624% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 3,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0474% | 5,588 |
| Percentage Net Loans Charged-off:Construction & development | -0.5777% | 5,502 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0802% | 5,768 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 4,802 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0952% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2888% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3304% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5565% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5565% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1546% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.1568% | 5,355 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0814% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1139% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6357% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9990% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9990% | 672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1593% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3292% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3787% | 805 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3256% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7263% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3397% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9190% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1418% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0372% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7828% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7828% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0558% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3190% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3697% | 802 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 5,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3411% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2772% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1988% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7890% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 3,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0110% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9400% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9400% | 862 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2293% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2440% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0792% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5348% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 5,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2928% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0998% | 6,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0890% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0026% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0026% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4076% | 889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4796% | 605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 5,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0861% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0329% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 5,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9442% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9442% | 843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3648% | 1,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4673% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 2.0018% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3529% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0334% | 563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3244% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8604% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1323% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3784% | 6,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9775% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9775% | 1,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5179% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6194% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 2.3810% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7075% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0212% | 5,232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1903% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5300% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 2,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 5,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3219% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3219% | 2,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7206% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8646% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 3.2995% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1651% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0313% | 5,260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 3,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4251% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1269% | 6,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1149% | 5,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2389% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6055% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6822% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 6.7689% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2435% | 6,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9008% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4247% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3104% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2902% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0872% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0872% | 2,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.6006% | 1,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2047% | 2,266 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0313% | 5,469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 3,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 1,592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 3,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1090% | 6,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3243% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3243% | 2,758 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0014% | 5,737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2024% | 3,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.7980% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2568% | 1,874 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0091% | 5,475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 4,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0704% | 5,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 3,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1569% | 6,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2484% | 2,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2484% | 2,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2021% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2892% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.9248% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3807% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 3,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1710% | 5,152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1830% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4344% | 6,555 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0248% | 5,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0248% | 5,658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1643% | 6,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1045% | 6,939 |
| Percentage Net Loans Charged-off:Construction & development | 2.0182% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6358% | 7,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3529% | 5,213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1963% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8208% | 6,738 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1328% | 5,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1328% | 5,886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4389% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5139% | 2,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6705% | 1,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6523% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6449% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6559% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 3,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5347% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5088% | 2,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1145% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2077% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0507% | 2,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5593% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6035% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5376% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0415% | 3,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3294% | 3,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3115% | 2,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1105% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3286% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 2,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9519% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0886% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8852% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0867% | 3,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2770% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2509% | 2,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1116% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4202% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5205% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 6,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5191% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5703% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0046% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 6,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3852% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3327% | 2,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1213% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4128% | 3,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4418% | 3,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.4509% | 2,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3647% | 2,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7014% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4089% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8485% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5015% | 3,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7824% | 2,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0973% | 1,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3449% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.6093% | 2,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2585% | 2,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5108% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0829% | 1,601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7264% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 6,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5822% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0876% | 1,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2840% | 3,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3479% | 2,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.8757% | 2,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1923% | 2,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5246% | 1,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0059% | 1,413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7864% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 6,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5014% | 2,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0791% | 1,317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2384% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3002% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 1.2364% | 1,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1939% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2992% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0638% | 5,617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4801% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0454% | 6,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1783% | 3,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0728% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6624% | 3,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7873% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 1.1515% | 2,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4742% | 1,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1826% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6685% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4464% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4199% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5346% | 3,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1292% | 1,742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3460% | 3,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4245% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.6294% | 2,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4197% | 1,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4692% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3035% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5555% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 7,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4015% | 4,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1145% | 1,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3528% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4345% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.5142% | 2,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3788% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5715% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1398% | 1,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8038% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0537% | 7,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4666% | 3,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1072% | 1,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 3,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1905% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1904% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1906% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4711% | 7,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4793% | 2,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1064% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3953% | 2,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4884% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0052% | 2,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3323% | 1,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9874% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5031% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2680% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0587% | 7,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6199% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1336% | 1,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 4,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 3,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2020% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2085% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1982% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 3,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5797% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1213% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 5,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 7,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2041% | 8,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1178% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1993% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0519% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4290% | 3,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1170% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0291% | 7,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 8,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3226% | 8,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1248% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0704% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1562% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 6,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2578% | 3,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0856% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2111% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1717% | 1,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4727% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0248% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 2,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4610% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7305% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1658% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1210% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3867% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 8,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0184% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0740% | 8,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3308% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3769% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1396% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1747% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4548% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0278% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 6,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5388% | 2,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1262% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2549% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6837% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0557% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 6,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3807% | 2,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1256% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 2,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1513% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2339% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1560% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0211% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2271% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0237% | 3,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3532% | 3,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0879% | 1,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1909% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3172% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1726% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0284% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2480% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 3,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2510% | 3,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0872% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1640% | 3,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0774% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0864% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1361% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2105% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0908% | 3,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 4,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1052% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3835% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0349% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2284% | 7,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9839% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 6,875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0485% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4898% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0451% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3539% | 7,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7052% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0047% | 6,905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 4,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0791% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7140% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0927% | 5,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0972% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4434% | 7,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5261% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0036% | 6,910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1629% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 6,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3149% | 3,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1725% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2069% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3524% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8295% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2525% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0925% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0678% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2663% | 2,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4829% | 3,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3295% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 8,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1468% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0966% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1676% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2328% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 4,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5132% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 3,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 8,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1426% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1859% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 7,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0881% | 4,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0741% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 4,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 2,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0758% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0507% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5796% | 2,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6752% | 3,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 8,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6557% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3941% | 4,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 3,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 8,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9774% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1969% | 5,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6385% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1254% | 4,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 5,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1469% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 2,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 7,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8273% | 2,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1049% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1529% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 2,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0662% | 4,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7449% | 3,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6090% | 1,896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 6,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1004% | 1,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0247% | 1,327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0530% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5855% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7285% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0271% | 1,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 3,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0594% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4506% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6813% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8138% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0262% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2070% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0816% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4208% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5386% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6664% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0720% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 6,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1007% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4909% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9926% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0965% | 5,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9224% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0132% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0252% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 5,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1192% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2577% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2540% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4724% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8197% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 7,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0490% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1535% | 1,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1361% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4060% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 4,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2451% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.2962% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1160% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4045% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8892% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1008% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 9,435 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |