Home > Southern Bank > Net charge- offs to loans
Southern Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0984% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0417% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0250% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0612% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0598% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6003% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6003% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0424% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0332% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0742% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5563% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5563% | 928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 578 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1982% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5725% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5725% | 872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1747% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5387% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5387% | 843 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 1,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1614% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1614% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1078% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1078% | 1,816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0288% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0288% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1636% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0494% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0494% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0054% | 2,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0054% | 2,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0348% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0037% | 3,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0037% | 3,680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0513% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1572% | 1,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0577% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5014% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5014% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2839% | 1,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2839% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0869% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1455% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1455% | 2,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0878% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1907% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1907% | 1,851 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1180% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1344% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0433% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1875% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1875% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0785% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2750% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2750% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0052% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0443% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2910% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2910% | 1,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0239% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0080% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3140% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3140% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 2,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0488% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0033% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3265% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3265% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0206% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0920% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0243% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0840% | 3,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0840% | 2,903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0271% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0270% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1248% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1010% | 2,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1010% | 2,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0446% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0785% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1904% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0825% | 2,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0825% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5012% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1064% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0693% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0693% | 2,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 3,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 2,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0562% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2584% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2584% | 2,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0037% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2997% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2997% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 4,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2151% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2151% | 2,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1433% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1687% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1687% | 1,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7253% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3461% | 2,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3461% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0235% | 1,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0289% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9165% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2973% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2973% | 1,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0462% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1631% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4569% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4569% | 1,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7496% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7496% | 935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | -0.0647% | 4,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 2,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 2,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1099% | 1,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5663% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5663% | 1,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0055% | 1,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 4,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 2,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5891% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5892% | 1,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 1,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 4,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7853% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7853% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 2,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0810% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1838% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1838% | 1,919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 3,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 3,454 |
| Percentage Net Loans Charged-off:Construction & development | -0.0313% | 5,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 2,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 2,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1164% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 2,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5135% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1147% | 3,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1147% | 3,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0295% | 1,325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 1,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2033% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8057% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0778% | 3,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0778% | 3,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0138% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3083% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1281% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2357% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0920% | 2,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0920% | 2,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0232% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3416% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2543% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6240% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2256% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5957% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0535% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0535% | 2,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0171% | 894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 4,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 3,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.3465% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 3,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1240% | 1,198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 3,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1301% | 3,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1301% | 3,371 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0095% | 5,494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0604% | 3,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.4768% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 2,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1678% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0755% | 2,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0578% | 2,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1464% | 3,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1464% | 3,016 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 5,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 3,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.2820% | 1,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 2,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2574% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0993% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0545% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1526% | 2,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1526% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0204% | 5,637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 2,778 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 5,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 2,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 4,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3410% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3410% | 1,814 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0442% | 5,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1927% | 3,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 3,665 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 5,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 2,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 3,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 3,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5538% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5096% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5096% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0390% | 1,445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1162% | 4,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 4,756 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 5,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 2,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 4,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 3,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7260% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7053% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7052% | 1,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1706% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 4,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 5,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 2,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 3,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0769% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9612% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9612% | 1,156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 4,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 6,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 5,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 5,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1861% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1861% | 2,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 5,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1075% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.4183% | 2,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 3,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 3,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1567% | 3,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 3,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2563% | 3,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2326% | 3,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1369% | 4,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.5443% | 2,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 3,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1782% | 3,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1922% | 3,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 3,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1837% | 3,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1641% | 3,564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 4,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 3,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.7781% | 1,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1039% | 3,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 3,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1753% | 2,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1648% | 3,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1446% | 3,322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 4,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 6,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1282% | 2,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1381% | 2,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0725% | 3,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0583% | 3,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 6,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 5,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.1767% | 3,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 3,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 4,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0600% | 4,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 5,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 4,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.2560% | 2,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 3,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 3,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0887% | 3,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4480% | 3,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 5,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 4,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.3970% | 2,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 2,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 3,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 3,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1452% | 3,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5988% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.8340% | 1,551 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 7,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 2,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 2,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0851% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 6,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 5,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 7,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 4,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4357% | 1,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 4,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1729% | 4,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4047% | 4,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0624% | 1,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 6,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 5,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 7,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 3,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5944% | 954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2469% | 4,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0797% | 1,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 5,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 7,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 3,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9177% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 7,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0478% | 3,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3108% | 4,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1276% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 5,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 7,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 7,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 7,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 7,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1126% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1041% | 4,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2604% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 5,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 4,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 2,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 3,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0246% | 1,360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 3,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4209% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2526% | 4,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 3,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0345% | 1,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 2,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5526% | 1,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0642% | 5,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 5,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 2,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 2,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0317% | 4,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 4,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 1,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 7,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 3,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3072% | 7,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3611% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1166% | 1,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 4,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 2,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 2,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2675% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1551% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 4,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1126% | 4,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2505% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0320% | 6,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1459% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4650% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5606% | 2,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6441% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6730% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2349% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0828% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7261% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3814% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8018% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2703% | 69 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3109% | 4,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3702% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.2623% | 41 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2443% | 4,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5333% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.3666% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1013% | 4,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3422% | 3,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 5,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 3,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 2,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0336% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6744% | 3,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 2,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 3,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4131% | 3,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0790% | 2,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2620% | 4,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2860% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 6,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 3,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.1690% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 2,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 2,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0366% | 7,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3835% | 4,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 6,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 3,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0461% | 7,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2887% | 4,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 6,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 7,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1317% | 5,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 7,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0909% | 7,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 4,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 6,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 4,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 8,654 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5963% | 6,608 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 2,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0753% | 4,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5940% | 3,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2356% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1246% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4035% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5766% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2640% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2778% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2402% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3002% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2027% | 3,785 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 8,412 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 8,094 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 8,538 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 7,631 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |