Home > Solutions Bank > Income and Expense
Solutions Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $19,550,000 | 1,923 |
| Total interest expense | $7,040,000 | 1,640 |
| Net interest income | $12,510,000 | 2,055 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,366,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $255,000 | 2,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,111,000 | 2,180 |
| Total noninterest expense | $10,695,000 | 1,962 |
| Salaries and employee benefits | $5,791,000 | 2,002 |
| Premises and equipment expense | $798,000 | 2,312 |
| Additional noninterest expense | $1,111,000 | 2,180 |
| Pre-tax net operating income | $3,181,000 | 2,446 |
| Securities gains (losses) | $-136,000 | 3,859 |
| Applicable income taxes | $84,000 | 2,871 |
| Income before extraordinary items | $2,961,000 | 2,353 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,961,000 | 2,377 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,961,000 | 2,356 |
| Net charge-offs | $-11,000 | 3,866 |
| Cash dividends | $3,492,000 | 1,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,092,920 | 2,312 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,361,000 | 1,916 |
| Total interest expense | $4,754,000 | 1,632 |
| Net interest income | $9,607,000 | 2,042 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,001,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $192,000 | 2,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $809,000 | 2,199 |
| Total noninterest expense | $7,573,000 | 2,027 |
| Salaries and employee benefits | $3,944,000 | 2,114 |
| Premises and equipment expense | $550,000 | 2,437 |
| Additional noninterest expense | $809,000 | 2,199 |
| Pre-tax net operating income | $3,035,000 | 2,214 |
| Securities gains (losses) | $-135,000 | 4,080 |
| Applicable income taxes | $64,000 | 2,918 |
| Income before extraordinary items | $2,836,000 | 2,120 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,836,000 | 2,140 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,836,000 | 2,122 |
| Net charge-offs | $-10,000 | 3,831 |
| Cash dividends | $2,918,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,968,300 | 2,092 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,450,000 | 1,916 |
| Total interest expense | $2,775,000 | 1,646 |
| Net interest income | $6,675,000 | 2,007 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $663,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $125,000 | 2,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $538,000 | 2,126 |
| Total noninterest expense | $5,126,000 | 2,005 |
| Salaries and employee benefits | $2,660,000 | 2,099 |
| Premises and equipment expense | $375,000 | 2,394 |
| Additional noninterest expense | $538,000 | 2,123 |
| Pre-tax net operating income | $2,212,000 | 2,118 |
| Securities gains (losses) | $-138,000 | 4,269 |
| Applicable income taxes | $43,000 | 2,945 |
| Income before extraordinary items | $2,031,000 | 2,047 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,031,000 | 2,072 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,031,000 | 2,047 |
| Net charge-offs | $-4,000 | 3,681 |
| Cash dividends | $2,147,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,166,240 | 1,970 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 1,895 |
| Total interest expense | $1,252,000 | 1,591 |
| Net interest income | $3,441,000 | 1,975 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $322,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $63,000 | 2,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 2,151 |
| Total noninterest expense | $2,374,000 | 2,124 |
| Salaries and employee benefits | $1,209,000 | 2,261 |
| Premises and equipment expense | $178,000 | 2,505 |
| Additional noninterest expense | $259,000 | 2,151 |
| Pre-tax net operating income | $1,389,000 | 1,889 |
| Securities gains (losses) | $-139,000 | 4,387 |
| Applicable income taxes | $39,000 | 2,671 |
| Income before extraordinary items | $1,211,000 | 1,841 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,211,000 | 1,841 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,211,000 | 1,841 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $1,172,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,345,830 | 1,739 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,037,000 | 1,957 |
| Total interest expense | $1,902,000 | 1,655 |
| Net interest income | $13,135,000 | 1,981 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,385,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $262,000 | 2,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,123,000 | 2,213 |
| Total noninterest expense | $10,418,000 | 1,955 |
| Salaries and employee benefits | $5,622,000 | 2,029 |
| Premises and equipment expense | $863,000 | 2,189 |
| Additional noninterest expense | $1,123,000 | 2,213 |
| Pre-tax net operating income | $4,102,000 | 2,279 |
| Securities gains (losses) | $-94,000 | 3,884 |
| Applicable income taxes | $137,000 | 2,844 |
| Income before extraordinary items | $3,871,000 | 2,149 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,871,000 | 2,148 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,871,000 | 2,148 |
| Net charge-offs | $-11,000 | 3,661 |
| Cash dividends | $2,920,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,962,180 | 2,148 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,461,000 | 2,018 |
| Total interest expense | $747,000 | 2,125 |
| Net interest income | $9,714,000 | 1,972 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $999,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $193,000 | 2,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $806,000 | 2,291 |
| Total noninterest expense | $7,111,000 | 2,072 |
| Salaries and employee benefits | $3,686,000 | 2,206 |
| Premises and equipment expense | $539,000 | 2,466 |
| Additional noninterest expense | $806,000 | 2,291 |
| Pre-tax net operating income | $3,602,000 | 2,060 |
| Securities gains (losses) | $38,000 | 270 |
| Applicable income taxes | $107,000 | 2,821 |
| Income before extraordinary items | $3,533,000 | 1,883 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,533,000 | 1,882 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,533,000 | 1,882 |
| Net charge-offs | $-5,000 | 3,411 |
| Cash dividends | $2,850,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,496,140 | 1,927 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 2,023 |
| Total interest expense | $346,000 | 2,469 |
| Net interest income | $6,343,000 | 1,962 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $659,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $125,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,325 |
| Total noninterest expense | $4,778,000 | 2,050 |
| Salaries and employee benefits | $2,462,000 | 2,204 |
| Premises and equipment expense | $348,000 | 2,516 |
| Additional noninterest expense | $1,968,000 | 1,623 |
| Pre-tax net operating income | $2,224,000 | 2,069 |
| Securities gains (losses) | $15,000 | 345 |
| Applicable income taxes | $77,000 | 2,703 |
| Income before extraordinary items | $2,162,000 | 1,909 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,162,000 | 1,909 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,162,000 | 1,909 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $1,675,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,147,450 | 1,955 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 2,047 |
| Total interest expense | $95,000 | 3,238 |
| Net interest income | $3,099,000 | 1,941 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $317,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $60,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 2,340 |
| Total noninterest expense | $2,349,000 | 2,060 |
| Salaries and employee benefits | $1,216,000 | 2,218 |
| Premises and equipment expense | $158,000 | 2,649 |
| Additional noninterest expense | $975,000 | 1,607 |
| Pre-tax net operating income | $1,067,000 | 2,028 |
| Securities gains (losses) | $15,000 | 328 |
| Applicable income taxes | $17,000 | 2,970 |
| Income before extraordinary items | $1,065,000 | 1,845 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,065,000 | 1,844 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,065,000 | 1,845 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $795,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $280,000 | 159 |
| Net operating income | $1,050,300 | 1,880 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,687,000 | 2,505 |
| Total interest expense | $990,000 | 2,227 |
| Net interest income | $8,697,000 | 2,520 |
| Provision for loan and lease losses | $-700,000 | 4,479 |
| Total noninterest income | $1,170,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $160,000 | 2,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,010,000 | 2,620 |
| Total noninterest expense | $7,216,000 | 2,429 |
| Salaries and employee benefits | $3,915,000 | 2,541 |
| Premises and equipment expense | $625,000 | 2,685 |
| Additional noninterest expense | $2,676,000 | 2,153 |
| Pre-tax net operating income | $3,351,000 | 2,552 |
| Securities gains (losses) | $1,161,000 | 198 |
| Applicable income taxes | $195,000 | 2,721 |
| Income before extraordinary items | $4,317,000 | 2,068 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,317,000 | 2,068 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,317,000 | 2,070 |
| Net charge-offs | $-45,000 | 4,090 |
| Cash dividends | $7,962,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,202,440 | 2,437 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,407,000 | 2,525 |
| Total interest expense | $807,000 | 2,187 |
| Net interest income | $6,600,000 | 2,544 |
| Provision for loan and lease losses | $-1,200,000 | 4,635 |
| Total noninterest income | $892,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $110,000 | 3,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 2,628 |
| Total noninterest expense | $4,650,000 | 2,685 |
| Salaries and employee benefits | $2,461,000 | 2,815 |
| Premises and equipment expense | $416,000 | 2,879 |
| Additional noninterest expense | $1,773,000 | 2,337 |
| Pre-tax net operating income | $4,042,000 | 2,042 |
| Securities gains (losses) | $1,006,000 | 192 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $5,048,000 | 1,597 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,048,000 | 1,597 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,048,000 | 1,597 |
| Net charge-offs | $-44,000 | 4,164 |
| Cash dividends | $7,632,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,042,000 | 1,833 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 2,458 |
| Total interest expense | $595,000 | 2,112 |
| Net interest income | $4,597,000 | 2,470 |
| Provision for loan and lease losses | $-1,000,000 | 4,676 |
| Total noninterest income | $648,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $66,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 2,483 |
| Total noninterest expense | $2,999,000 | 2,726 |
| Salaries and employee benefits | $1,557,000 | 2,890 |
| Premises and equipment expense | $285,000 | 2,848 |
| Additional noninterest expense | $1,157,000 | 2,349 |
| Pre-tax net operating income | $3,246,000 | 1,769 |
| Securities gains (losses) | $784,000 | 189 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,030,000 | 1,394 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,030,000 | 1,394 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,030,000 | 1,394 |
| Net charge-offs | $-42,000 | 4,315 |
| Cash dividends | $1,635,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,246,000 | 1,596 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 2,346 |
| Total interest expense | $331,000 | 2,036 |
| Net interest income | $2,448,000 | 2,373 |
| Provision for loan and lease losses | $-1,000,000 | 4,796 |
| Total noninterest income | $424,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $29,000 | 3,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 2,168 |
| Total noninterest expense | $1,503,000 | 2,709 |
| Salaries and employee benefits | $774,000 | 2,885 |
| Premises and equipment expense | $138,000 | 2,909 |
| Additional noninterest expense | $591,000 | 2,286 |
| Pre-tax net operating income | $2,369,000 | 1,356 |
| Securities gains (losses) | $595,000 | 164 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $2,964,000 | 1,037 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,964,000 | 1,037 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,964,000 | 1,037 |
| Net charge-offs | $-31,000 | 4,474 |
| Cash dividends | $785,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,369,000 | 1,205 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,764,000 | 2,409 |
| Total interest expense | $2,058,000 | 1,951 |
| Net interest income | $8,706,000 | 2,474 |
| Provision for loan and lease losses | $1,060,000 | 1,538 |
| Total noninterest income | $883,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $167,000 | 2,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $716,000 | 2,792 |
| Total noninterest expense | $7,018,000 | 2,455 |
| Salaries and employee benefits | $3,795,000 | 2,565 |
| Premises and equipment expense | $555,000 | 2,876 |
| Additional noninterest expense | $2,668,000 | 2,115 |
| Pre-tax net operating income | $1,511,000 | 3,268 |
| Securities gains (losses) | $3,071,000 | 160 |
| Applicable income taxes | $62,000 | 3,106 |
| Income before extraordinary items | $4,520,000 | 1,772 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,520,000 | 1,771 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,520,000 | 1,772 |
| Net charge-offs | $-79,000 | 4,697 |
| Cash dividends | $1,864,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 349 |
| Net operating income | $1,479,710 | 3,140 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,155,000 | 2,403 |
| Total interest expense | $1,642,000 | 1,945 |
| Net interest income | $6,513,000 | 2,483 |
| Provision for loan and lease losses | $1,060,000 | 1,306 |
| Total noninterest income | $642,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $128,000 | 2,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 2,818 |
| Total noninterest expense | $4,514,000 | 2,683 |
| Salaries and employee benefits | $2,404,000 | 2,818 |
| Premises and equipment expense | $349,000 | 3,180 |
| Additional noninterest expense | $1,761,000 | 2,262 |
| Pre-tax net operating income | $1,581,000 | 2,886 |
| Securities gains (losses) | $2,852,000 | 139 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $4,433,000 | 1,389 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,433,000 | 1,390 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,433,000 | 1,390 |
| Net charge-offs | $16,000 | 2,583 |
| Cash dividends | $1,834,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 299 |
| Net operating income | $1,581,000 | 2,714 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 2,838 |
| Total interest expense | $1,116,000 | 2,027 |
| Net interest income | $3,108,000 | 3,036 |
| Provision for loan and lease losses | $1,000,000 | 1,077 |
| Total noninterest income | $267,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $54,000 | 3,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,241 |
| Total noninterest expense | $2,140,000 | 3,258 |
| Salaries and employee benefits | $1,151,000 | 3,341 |
| Premises and equipment expense | $187,000 | 3,513 |
| Additional noninterest expense | $802,000 | 2,906 |
| Pre-tax net operating income | $235,000 | 4,257 |
| Securities gains (losses) | $2,040,000 | 127 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,275,000 | 1,652 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,275,000 | 1,653 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,275,000 | 1,653 |
| Net charge-offs | $-18,000 | 4,488 |
| Cash dividends | $1,434,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $235,000 | 4,182 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 2,877 |
| Total interest expense | $624,000 | 1,996 |
| Net interest income | $1,447,000 | 3,123 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $129,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $36,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,254 |
| Total noninterest expense | $1,128,000 | 3,201 |
| Salaries and employee benefits | $611,000 | 3,272 |
| Premises and equipment expense | $95,000 | 3,505 |
| Additional noninterest expense | $422,000 | 2,827 |
| Pre-tax net operating income | $448,000 | 2,924 |
| Securities gains (losses) | $205,000 | 375 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $653,000 | 2,279 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $653,000 | 2,278 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $653,000 | 2,279 |
| Net charge-offs | $-12,000 | 4,522 |
| Cash dividends | $650,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $448,000 | 2,763 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 2,821 |
| Total interest expense | $2,604,000 | 1,992 |
| Net interest income | $6,158,000 | 3,055 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $580,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $155,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,208 |
| Total noninterest expense | $4,470,000 | 3,221 |
| Salaries and employee benefits | $2,443,000 | 3,279 |
| Premises and equipment expense | $402,000 | 3,464 |
| Additional noninterest expense | $1,625,000 | 2,929 |
| Pre-tax net operating income | $2,268,000 | 2,874 |
| Securities gains (losses) | $118,000 | 847 |
| Applicable income taxes | $41,000 | 3,375 |
| Income before extraordinary items | $2,345,000 | 2,664 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,345,000 | 2,664 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,345,000 | 2,666 |
| Net charge-offs | $43,000 | 2,739 |
| Cash dividends | $6,415,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,229,360 | 2,713 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,605,000 | 2,845 |
| Total interest expense | $1,930,000 | 2,025 |
| Net interest income | $4,675,000 | 3,066 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $414,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $111,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,277 |
| Total noninterest expense | $3,118,000 | 3,372 |
| Salaries and employee benefits | $1,692,000 | 3,427 |
| Premises and equipment expense | $287,000 | 3,581 |
| Additional noninterest expense | $1,139,000 | 3,082 |
| Pre-tax net operating income | $1,971,000 | 2,748 |
| Securities gains (losses) | $14,000 | 1,557 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,985,000 | 2,537 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,985,000 | 2,538 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,985,000 | 2,538 |
| Net charge-offs | $7,000 | 3,061 |
| Cash dividends | $475,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,971,000 | 2,521 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 2,852 |
| Total interest expense | $1,248,000 | 2,046 |
| Net interest income | $3,133,000 | 3,078 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $257,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $74,000 | 3,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 3,368 |
| Total noninterest expense | $2,051,000 | 3,420 |
| Salaries and employee benefits | $1,113,000 | 3,474 |
| Premises and equipment expense | $183,000 | 3,665 |
| Additional noninterest expense | $755,000 | 3,127 |
| Pre-tax net operating income | $1,339,000 | 2,690 |
| Securities gains (losses) | $10,000 | 1,220 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,349,000 | 2,479 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,349,000 | 2,479 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,349,000 | 2,479 |
| Net charge-offs | $9,000 | 2,635 |
| Cash dividends | $110,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,339,000 | 2,461 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 2,903 |
| Total interest expense | $567,000 | 2,136 |
| Net interest income | $1,579,000 | 3,089 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $113,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $36,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,547 |
| Total noninterest expense | $1,036,000 | 3,423 |
| Salaries and employee benefits | $587,000 | 3,412 |
| Premises and equipment expense | $89,000 | 3,724 |
| Additional noninterest expense | $360,000 | 3,221 |
| Pre-tax net operating income | $656,000 | 2,677 |
| Securities gains (losses) | $17,000 | 607 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $673,000 | 2,423 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $673,000 | 2,422 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $673,000 | 2,422 |
| Net charge-offs | $9,000 | 2,026 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $656,000 | 2,439 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 3,025 |
| Total interest expense | $1,771,000 | 2,094 |
| Net interest income | $5,811,000 | 3,226 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $557,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $180,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,421 |
| Total noninterest expense | $4,163,000 | 3,412 |
| Salaries and employee benefits | $2,279,000 | 3,451 |
| Premises and equipment expense | $367,000 | 3,697 |
| Additional noninterest expense | $1,517,000 | 3,149 |
| Pre-tax net operating income | $2,205,000 | 2,982 |
| Securities gains (losses) | $-18,000 | 4,565 |
| Applicable income taxes | $18,000 | 3,658 |
| Income before extraordinary items | $2,169,000 | 2,810 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,169,000 | 2,809 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,169,000 | 2,809 |
| Net charge-offs | $-18,000 | 4,652 |
| Cash dividends | $2,980,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,186,820 | 2,795 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 3,055 |
| Total interest expense | $1,218,000 | 2,148 |
| Net interest income | $4,372,000 | 3,247 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $413,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $133,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,455 |
| Total noninterest expense | $2,960,000 | 3,529 |
| Salaries and employee benefits | $1,605,000 | 3,563 |
| Premises and equipment expense | $260,000 | 3,812 |
| Additional noninterest expense | $1,095,000 | 3,229 |
| Pre-tax net operating income | $1,825,000 | 2,881 |
| Securities gains (losses) | $-7,000 | 4,683 |
| Applicable income taxes | $18,000 | 3,653 |
| Income before extraordinary items | $1,800,000 | 2,690 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,800,000 | 2,689 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,800,000 | 2,689 |
| Net charge-offs | $-16,000 | 4,600 |
| Cash dividends | $1,920,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,806,930 | 2,676 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 3,045 |
| Total interest expense | $763,000 | 2,154 |
| Net interest income | $2,965,000 | 3,218 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $272,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $90,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,501 |
| Total noninterest expense | $1,929,000 | 3,592 |
| Salaries and employee benefits | $1,049,000 | 3,618 |
| Premises and equipment expense | $182,000 | 3,756 |
| Additional noninterest expense | $698,000 | 3,338 |
| Pre-tax net operating income | $1,308,000 | 2,742 |
| Securities gains (losses) | $-7,000 | 4,923 |
| Applicable income taxes | $18,000 | 3,549 |
| Income before extraordinary items | $1,283,000 | 2,566 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,283,000 | 2,565 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,283,000 | 2,565 |
| Net charge-offs | $-16,000 | 4,670 |
| Cash dividends | $1,610,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,289,930 | 2,550 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 3,054 |
| Total interest expense | $364,000 | 2,156 |
| Net interest income | $1,507,000 | 3,198 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $136,000 | 3,717 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $44,000 | 3,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,453 |
| Total noninterest expense | $936,000 | 3,684 |
| Salaries and employee benefits | $549,000 | 3,582 |
| Premises and equipment expense | $94,000 | 3,749 |
| Additional noninterest expense | $293,000 | 3,694 |
| Pre-tax net operating income | $707,000 | 2,576 |
| Securities gains (losses) | $-9,000 | 5,208 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $698,000 | 2,383 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $698,000 | 2,382 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $698,000 | 2,383 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $1,100,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $707,000 | 2,349 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 3,109 |
| Total interest expense | $1,067,000 | 2,438 |
| Net interest income | $5,983,000 | 3,185 |
| Provision for loan and lease losses | $300,000 | 1,956 |
| Total noninterest income | $581,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $183,000 | 3,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 3,461 |
| Total noninterest expense | $4,195,000 | 3,466 |
| Salaries and employee benefits | $2,207,000 | 3,559 |
| Premises and equipment expense | $403,000 | 3,636 |
| Additional noninterest expense | $1,585,000 | 3,114 |
| Pre-tax net operating income | $2,069,000 | 3,054 |
| Securities gains (losses) | $196,000 | 404 |
| Applicable income taxes | $31,000 | 3,659 |
| Income before extraordinary items | $2,234,000 | 2,504 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,234,000 | 2,504 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,234,000 | 2,504 |
| Net charge-offs | $329,000 | 1,403 |
| Cash dividends | $2,770,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,039,960 | 2,650 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,180 |
| Total interest expense | $759,000 | 2,510 |
| Net interest income | $4,395,000 | 3,242 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $431,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $136,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,502 |
| Total noninterest expense | $2,936,000 | 3,599 |
| Salaries and employee benefits | $1,559,000 | 3,694 |
| Premises and equipment expense | $268,000 | 3,885 |
| Additional noninterest expense | $1,109,000 | 3,257 |
| Pre-tax net operating income | $1,890,000 | 2,800 |
| Securities gains (losses) | $115,000 | 542 |
| Applicable income taxes | $31,000 | 3,604 |
| Income before extraordinary items | $1,974,000 | 2,430 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,974,000 | 2,429 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,974,000 | 2,430 |
| Net charge-offs | $10,000 | 3,258 |
| Cash dividends | $2,145,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,861,300 | 2,513 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 3,201 |
| Total interest expense | $479,000 | 2,557 |
| Net interest income | $2,913,000 | 3,251 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $276,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $86,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,547 |
| Total noninterest expense | $1,923,000 | 3,644 |
| Salaries and employee benefits | $1,019,000 | 3,743 |
| Premises and equipment expense | $182,000 | 3,875 |
| Additional noninterest expense | $722,000 | 3,321 |
| Pre-tax net operating income | $1,266,000 | 2,759 |
| Securities gains (losses) | $45,000 | 687 |
| Applicable income taxes | $31,000 | 3,499 |
| Income before extraordinary items | $1,280,000 | 2,414 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,280,000 | 2,414 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,280,000 | 2,414 |
| Net charge-offs | $7,000 | 3,031 |
| Cash dividends | $1,905,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,235,900 | 2,453 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 3,242 |
| Total interest expense | $224,000 | 2,642 |
| Net interest income | $1,440,000 | 3,278 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $123,000 | 4,003 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $38,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,688 |
| Total noninterest expense | $995,000 | 3,618 |
| Salaries and employee benefits | $538,000 | 3,687 |
| Premises and equipment expense | $90,000 | 3,934 |
| Additional noninterest expense | $367,000 | 3,288 |
| Pre-tax net operating income | $568,000 | 2,882 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $12,000 | 3,531 |
| Income before extraordinary items | $565,000 | 2,564 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $565,000 | 2,563 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $565,000 | 2,564 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $1,040,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $556,180 | 2,571 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,265 |
| Total interest expense | $742,000 | 2,921 |
| Net interest income | $5,747,000 | 3,273 |
| Provision for loan and lease losses | $349,000 | 1,856 |
| Total noninterest income | $841,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $120,000 | 4,298 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $721,000 | 2,790 |
| Total noninterest expense | $4,142,000 | 3,576 |
| Salaries and employee benefits | $2,155,000 | 3,685 |
| Premises and equipment expense | $356,000 | 4,001 |
| Additional noninterest expense | $1,631,000 | 3,159 |
| Pre-tax net operating income | $2,097,000 | 2,979 |
| Securities gains (losses) | $209,000 | 849 |
| Applicable income taxes | $37,000 | 3,696 |
| Income before extraordinary items | $2,269,000 | 2,572 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,269,000 | 2,570 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,269,000 | 2,571 |
| Net charge-offs | $-50,000 | 5,362 |
| Cash dividends | $1,420,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,064,180 | 2,682 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,857,000 | 3,285 |
| Total interest expense | $544,000 | 2,975 |
| Net interest income | $4,313,000 | 3,284 |
| Provision for loan and lease losses | $349,000 | 1,487 |
| Total noninterest income | $697,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $79,000 | 4,480 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $618,000 | 2,627 |
| Total noninterest expense | $2,911,000 | 3,708 |
| Salaries and employee benefits | $1,534,000 | 3,788 |
| Premises and equipment expense | $231,000 | 4,282 |
| Additional noninterest expense | $1,146,000 | 3,322 |
| Pre-tax net operating income | $1,750,000 | 2,839 |
| Securities gains (losses) | $179,000 | 870 |
| Applicable income taxes | $28,000 | 3,765 |
| Income before extraordinary items | $1,901,000 | 2,426 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,901,000 | 2,425 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,901,000 | 2,426 |
| Net charge-offs | $-159,000 | 5,689 |
| Cash dividends | $1,340,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,723,790 | 2,524 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 3,267 |
| Total interest expense | $356,000 | 3,025 |
| Net interest income | $2,938,000 | 3,264 |
| Provision for loan and lease losses | $349,000 | 1,135 |
| Total noninterest income | $537,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $52,000 | 4,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $485,000 | 2,420 |
| Total noninterest expense | $1,971,000 | 3,709 |
| Salaries and employee benefits | $1,023,000 | 3,814 |
| Premises and equipment expense | $166,000 | 4,160 |
| Additional noninterest expense | $782,000 | 3,294 |
| Pre-tax net operating income | $1,155,000 | 2,823 |
| Securities gains (losses) | $155,000 | 715 |
| Applicable income taxes | $18,000 | 3,794 |
| Income before extraordinary items | $1,292,000 | 2,377 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,292,000 | 2,375 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,292,000 | 2,376 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $1,130,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,138,550 | 2,507 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 3,258 |
| Total interest expense | $175,000 | 3,067 |
| Net interest income | $1,483,000 | 3,246 |
| Provision for loan and lease losses | $200,000 | 957 |
| Total noninterest income | $424,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $24,000 | 4,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $400,000 | 1,740 |
| Total noninterest expense | $908,000 | 3,920 |
| Salaries and employee benefits | $457,000 | 4,073 |
| Premises and equipment expense | $77,000 | 4,340 |
| Additional noninterest expense | $374,000 | 3,382 |
| Pre-tax net operating income | $799,000 | 2,280 |
| Securities gains (losses) | $103,000 | 515 |
| Applicable income taxes | $10,000 | 3,751 |
| Income before extraordinary items | $892,000 | 1,792 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $892,000 | 1,793 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $892,000 | 1,793 |
| Net charge-offs | $-49,000 | 5,725 |
| Cash dividends | $975,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $790,030 | 1,964 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 3,291 |
| Total interest expense | $680,000 | 3,115 |
| Net interest income | $5,789,000 | 3,267 |
| Provision for loan and lease losses | $225,000 | 2,207 |
| Total noninterest income | $704,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $118,000 | 4,481 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $586,000 | 3,070 |
| Total noninterest expense | $4,242,000 | 3,586 |
| Salaries and employee benefits | $2,233,000 | 3,679 |
| Premises and equipment expense | $385,000 | 3,988 |
| Additional noninterest expense | $1,624,000 | 3,241 |
| Pre-tax net operating income | $2,026,000 | 2,988 |
| Securities gains (losses) | $67,000 | 1,439 |
| Applicable income taxes | $29,000 | 3,818 |
| Income before extraordinary items | $2,064,000 | 2,671 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,064,000 | 2,672 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,064,000 | 2,673 |
| Net charge-offs | $594,000 | 1,017 |
| Cash dividends | $1,560,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,997,670 | 2,693 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 3,306 |
| Total interest expense | $507,000 | 3,181 |
| Net interest income | $4,360,000 | 3,279 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $431,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $92,000 | 4,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $339,000 | 3,444 |
| Total noninterest expense | $2,993,000 | 3,738 |
| Salaries and employee benefits | $1,587,000 | 3,798 |
| Premises and equipment expense | $292,000 | 4,012 |
| Additional noninterest expense | $1,114,000 | 3,438 |
| Pre-tax net operating income | $1,748,000 | 2,813 |
| Securities gains (losses) | $63,000 | 1,321 |
| Applicable income taxes | $25,000 | 3,893 |
| Income before extraordinary items | $1,786,000 | 2,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,786,000 | 2,453 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,786,000 | 2,453 |
| Net charge-offs | $53,000 | 2,731 |
| Cash dividends | $1,180,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,723,630 | 2,480 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 3,316 |
| Total interest expense | $336,000 | 3,215 |
| Net interest income | $2,908,000 | 3,290 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $270,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $57,000 | 4,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $213,000 | 3,540 |
| Total noninterest expense | $2,075,000 | 3,689 |
| Salaries and employee benefits | $1,122,000 | 3,709 |
| Premises and equipment expense | $203,000 | 3,959 |
| Additional noninterest expense | $750,000 | 3,427 |
| Pre-tax net operating income | $1,053,000 | 2,967 |
| Securities gains (losses) | $64,000 | 1,093 |
| Applicable income taxes | $17,000 | 3,906 |
| Income before extraordinary items | $1,100,000 | 2,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,100,000 | 2,585 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,100,000 | 2,585 |
| Net charge-offs | $53,000 | 2,273 |
| Cash dividends | $715,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,037,280 | 2,636 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 3,319 |
| Total interest expense | $164,000 | 3,292 |
| Net interest income | $1,462,000 | 3,282 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $79,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 4,520 |
| Total noninterest expense | $1,014,000 | 3,764 |
| Salaries and employee benefits | $567,000 | 3,718 |
| Premises and equipment expense | $97,000 | 4,092 |
| Additional noninterest expense | $350,000 | 3,585 |
| Pre-tax net operating income | $527,000 | 2,930 |
| Securities gains (losses) | $58,000 | 786 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $574,000 | 2,471 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $574,000 | 2,474 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $574,000 | 2,473 |
| Net charge-offs | $30,000 | 1,887 |
| Cash dividends | $420,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $517,160 | 2,578 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,534,000 | 3,334 |
| Total interest expense | $676,000 | 3,383 |
| Net interest income | $5,858,000 | 3,310 |
| Provision for loan and lease losses | $95,000 | 3,282 |
| Total noninterest income | $489,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $133,000 | 4,579 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $356,000 | 3,783 |
| Total noninterest expense | $4,359,000 | 3,626 |
| Salaries and employee benefits | $2,174,000 | 3,816 |
| Premises and equipment expense | $358,000 | 4,318 |
| Additional noninterest expense | $1,827,000 | 3,083 |
| Pre-tax net operating income | $1,893,000 | 3,067 |
| Securities gains (losses) | $90,000 | 1,335 |
| Applicable income taxes | $28,000 | 3,915 |
| Income before extraordinary items | $1,955,000 | 2,745 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,955,000 | 2,743 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,955,000 | 2,745 |
| Net charge-offs | $26,000 | 4,172 |
| Cash dividends | $1,058,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,865,900 | 2,793 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 4,599 |
| Total interest expense | $256,000 | 4,804 |
| Net interest income | $2,623,000 | 4,521 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $508,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $42,000 | 5,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $466,000 | 3,009 |
| Total noninterest expense | $1,620,000 | 5,173 |
| Salaries and employee benefits | $850,000 | 5,179 |
| Premises and equipment expense | $116,000 | 5,712 |
| Additional noninterest expense | $654,000 | 4,751 |
| Pre-tax net operating income | $1,511,000 | 3,019 |
| Securities gains (losses) | $29,000 | 1,798 |
| Applicable income taxes | $23,000 | 3,943 |
| Income before extraordinary items | $1,517,000 | 2,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,517,000 | 2,709 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,517,000 | 2,709 |
| Net charge-offs | $-82,000 | 6,166 |
| Cash dividends | $980,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,488,290 | 2,701 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 4,584 |
| Total interest expense | $168,000 | 4,887 |
| Net interest income | $1,776,000 | 4,483 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $379,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $25,000 | 5,808 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $354,000 | 2,813 |
| Total noninterest expense | $1,092,000 | 5,204 |
| Salaries and employee benefits | $566,000 | 5,236 |
| Premises and equipment expense | $74,000 | 5,817 |
| Additional noninterest expense | $452,000 | 4,703 |
| Pre-tax net operating income | $1,063,000 | 2,855 |
| Securities gains (losses) | $27,000 | 1,498 |
| Applicable income taxes | $16,000 | 3,937 |
| Income before extraordinary items | $1,074,000 | 2,513 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,074,000 | 2,516 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,074,000 | 2,517 |
| Net charge-offs | $-82,000 | 6,272 |
| Cash dividends | $970,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,047,270 | 2,517 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 4,550 |
| Total interest expense | $84,000 | 4,955 |
| Net interest income | $924,000 | 4,440 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $338,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $12,000 | 5,863 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $326,000 | 1,898 |
| Total noninterest expense | $541,000 | 5,277 |
| Salaries and employee benefits | $279,000 | 5,306 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $223,000 | 4,759 |
| Pre-tax net operating income | $721,000 | 2,273 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $711,000 | 1,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $711,000 | 1,980 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $711,000 | 1,980 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $712,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $711,000 | 1,936 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 4,821 |
| Total interest expense | $349,000 | 5,154 |
| Net interest income | $3,330,000 | 4,703 |
| Provision for loan and lease losses | $245,000 | 2,713 |
| Total noninterest income | $803,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $61,000 | 5,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $742,000 | 2,785 |
| Total noninterest expense | $2,257,000 | 5,253 |
| Salaries and employee benefits | $1,061,000 | 5,438 |
| Premises and equipment expense | $155,000 | 5,886 |
| Additional noninterest expense | $1,041,000 | 4,497 |
| Pre-tax net operating income | $1,631,000 | 3,248 |
| Securities gains (losses) | $-21,000 | 6,337 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $1,587,000 | 3,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,587,000 | 3,051 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,587,000 | 3,052 |
| Net charge-offs | $262,000 | 2,716 |
| Cash dividends | $1,213,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,607,790 | 2,963 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 4,901 |
| Total interest expense | $270,000 | 5,193 |
| Net interest income | $2,447,000 | 4,790 |
| Provision for loan and lease losses | $245,000 | 2,312 |
| Total noninterest income | $779,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $733,000 | 2,452 |
| Total noninterest expense | $1,681,000 | 5,282 |
| Salaries and employee benefits | $747,000 | 5,566 |
| Premises and equipment expense | $121,000 | 5,883 |
| Additional noninterest expense | $813,000 | 4,438 |
| Pre-tax net operating income | $1,300,000 | 3,198 |
| Securities gains (losses) | $-22,000 | 6,582 |
| Applicable income taxes | $19,000 | 4,120 |
| Income before extraordinary items | $1,259,000 | 2,978 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,259,000 | 2,982 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,259,000 | 2,982 |
| Net charge-offs | $221,000 | 2,455 |
| Cash dividends | $860,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,280,780 | 2,877 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 4,923 |
| Total interest expense | $186,000 | 5,192 |
| Net interest income | $1,626,000 | 4,814 |
| Provision for loan and lease losses | $245,000 | 1,889 |
| Total noninterest income | $731,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $26,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $705,000 | 2,004 |
| Total noninterest expense | $1,100,000 | 5,339 |
| Salaries and employee benefits | $499,000 | 5,602 |
| Premises and equipment expense | $79,000 | 5,938 |
| Additional noninterest expense | $522,000 | 4,533 |
| Pre-tax net operating income | $1,012,000 | 2,875 |
| Securities gains (losses) | $-37,000 | 6,774 |
| Applicable income taxes | $15,000 | 4,050 |
| Income before extraordinary items | $960,000 | 2,722 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $960,000 | 2,727 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $960,000 | 2,727 |
| Net charge-offs | $79,000 | 2,972 |
| Cash dividends | $825,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $996,260 | 2,556 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 4,961 |
| Total interest expense | $96,000 | 5,215 |
| Net interest income | $807,000 | 4,853 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $29,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $13,000 | 6,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $496,000 | 5,584 |
| Salaries and employee benefits | $248,000 | 5,645 |
| Premises and equipment expense | $40,000 | 5,967 |
| Additional noninterest expense | $208,000 | 5,073 |
| Pre-tax net operating income | $340,000 | 3,570 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $341,000 | 3,322 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $341,000 | 3,322 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $341,000 | 3,324 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $790,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $335,060 | 3,252 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 4,888 |
| Total interest expense | $563,000 | 4,896 |
| Net interest income | $3,400,000 | 4,823 |
| Provision for loan and lease losses | $75,000 | 4,908 |
| Total noninterest income | $62,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $53,000 | 6,168 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $9,000 | 6,419 |
| Total noninterest expense | $2,118,000 | 5,549 |
| Salaries and employee benefits | $1,024,000 | 5,657 |
| Premises and equipment expense | $169,000 | 5,970 |
| Additional noninterest expense | $925,000 | 4,969 |
| Pre-tax net operating income | $1,269,000 | 3,621 |
| Securities gains (losses) | $56,000 | 2,652 |
| Applicable income taxes | $19,000 | 4,232 |
| Income before extraordinary items | $1,306,000 | 3,376 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,306,000 | 3,377 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,306,000 | 3,378 |
| Net charge-offs | $76,000 | 4,636 |
| Cash dividends | $1,405,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,250,560 | 3,320 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 4,953 |
| Total interest expense | $444,000 | 4,913 |
| Net interest income | $2,567,000 | 4,882 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $85,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $39,000 | 6,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,828 |
| Total noninterest expense | $1,480,000 | 5,714 |
| Salaries and employee benefits | $727,000 | 5,804 |
| Premises and equipment expense | $131,000 | 5,985 |
| Additional noninterest expense | $622,000 | 5,254 |
| Pre-tax net operating income | $1,172,000 | 3,356 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $1,160,000 | 3,145 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,160,000 | 3,144 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,160,000 | 3,143 |
| Net charge-offs | $89,000 | 4,081 |
| Cash dividends | $1,065,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,154,120 | 3,008 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 4,892 |
| Total interest expense | $302,000 | 4,965 |
| Net interest income | $1,783,000 | 4,796 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 6,184 |
| Total noninterest expense | $1,041,000 | 5,649 |
| Salaries and employee benefits | $491,000 | 5,830 |
| Premises and equipment expense | $86,000 | 6,039 |
| Additional noninterest expense | $464,000 | 5,038 |
| Pre-tax net operating income | $785,000 | 3,319 |
| Securities gains (losses) | $-2,000 | 6,849 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $771,000 | 3,120 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $771,000 | 3,119 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $771,000 | 3,120 |
| Net charge-offs | $75,000 | 3,685 |
| Cash dividends | $1,025,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $772,960 | 2,958 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 4,942 |
| Total interest expense | $156,000 | 5,009 |
| Net interest income | $886,000 | 4,842 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $36,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $551,000 | 5,574 |
| Salaries and employee benefits | $252,000 | 5,817 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $256,000 | 4,804 |
| Pre-tax net operating income | $371,000 | 3,444 |
| Securities gains (losses) | $-3,000 | 6,965 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $362,000 | 3,278 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $362,000 | 3,282 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $362,000 | 3,282 |
| Net charge-offs | $53,000 | 2,973 |
| Cash dividends | $600,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $364,940 | 3,097 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 4,751 |
| Total interest expense | $871,000 | 4,723 |
| Net interest income | $3,767,000 | 4,696 |
| Provision for loan and lease losses | $275,000 | 4,242 |
| Total noninterest income | $242,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $61,000 | 6,146 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $181,000 | 4,594 |
| Total noninterest expense | $2,638,000 | 5,209 |
| Salaries and employee benefits | $947,000 | 5,974 |
| Premises and equipment expense | $200,000 | 6,009 |
| Additional noninterest expense | $1,491,000 | 3,883 |
| Pre-tax net operating income | $1,096,000 | 3,538 |
| Securities gains (losses) | $-38,000 | 6,982 |
| Applicable income taxes | $4,000 | 4,504 |
| Income before extraordinary items | $1,054,000 | 3,451 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,054,000 | 3,453 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,054,000 | 3,454 |
| Net charge-offs | $359,000 | 3,580 |
| Cash dividends | $80,000 | 3,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,092,000 | 3,281 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 4,759 |
| Total interest expense | $690,000 | 4,708 |
| Net interest income | $2,860,000 | 4,697 |
| Provision for loan and lease losses | $275,000 | 3,725 |
| Total noninterest income | $184,000 | 5,579 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $45,000 | 6,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $139,000 | 4,644 |
| Total noninterest expense | $2,054,000 | 5,133 |
| Salaries and employee benefits | $695,000 | 6,025 |
| Premises and equipment expense | $970,000 | 1,929 |
| Additional noninterest expense | $389,000 | 6,262 |
| Pre-tax net operating income | $715,000 | 3,937 |
| Securities gains (losses) | $60,000 | 2,204 |
| Applicable income taxes | $12,000 | 4,209 |
| Income before extraordinary items | $763,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $763,000 | 3,602 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $763,000 | 3,602 |
| Net charge-offs | $333,000 | 3,122 |
| Cash dividends | $70,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $704,200 | 3,637 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 4,742 |
| Total interest expense | $478,000 | 4,746 |
| Net interest income | $1,942,000 | 4,671 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $106,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,942 |
| Total noninterest expense | $1,212,000 | 5,494 |
| Salaries and employee benefits | $462,000 | 6,075 |
| Premises and equipment expense | $99,000 | 6,106 |
| Additional noninterest expense | $651,000 | 4,302 |
| Pre-tax net operating income | $636,000 | 3,353 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $626,000 | 3,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $626,000 | 3,118 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $626,000 | 3,118 |
| Net charge-offs | $155,000 | 3,367 |
| Cash dividends | $10,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $626,000 | 3,025 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 4,719 |
| Total interest expense | $253,000 | 4,721 |
| Net interest income | $980,000 | 4,629 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $38,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $595,000 | 5,567 |
| Salaries and employee benefits | $230,000 | 6,128 |
| Premises and equipment expense | $51,000 | 6,089 |
| Additional noninterest expense | $314,000 | 4,404 |
| Pre-tax net operating income | $423,000 | 2,857 |
| Securities gains (losses) | $-4,000 | 7,085 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $413,000 | 2,599 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $413,000 | 2,598 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $413,000 | 2,599 |
| Net charge-offs | $-134,000 | 7,469 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $416,960 | 2,520 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 4,721 |
| Total interest expense | $1,478,000 | 4,299 |
| Net interest income | $3,695,000 | 4,805 |
| Provision for loan and lease losses | $680,000 | 3,644 |
| Total noninterest income | $202,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 5,740 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 5,231 |
| Total noninterest expense | $3,197,000 | 4,840 |
| Salaries and employee benefits | $922,000 | 6,178 |
| Premises and equipment expense | $217,000 | 6,069 |
| Additional noninterest expense | $2,058,000 | 3,178 |
| Pre-tax net operating income | $20,000 | 5,709 |
| Securities gains (losses) | $51,000 | 2,642 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $69,000 | 5,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $69,000 | 5,719 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $69,000 | 5,719 |
| Net charge-offs | $1,138,000 | 2,511 |
| Cash dividends | $105,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $19,530 | 5,763 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 4,860 |
| Total interest expense | $1,185,000 | 4,280 |
| Net interest income | $2,638,000 | 4,992 |
| Provision for loan and lease losses | $480,000 | 3,605 |
| Total noninterest income | $149,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $62,000 | 5,806 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $87,000 | 5,375 |
| Total noninterest expense | $2,176,000 | 5,129 |
| Salaries and employee benefits | $672,000 | 6,280 |
| Premises and equipment expense | $169,000 | 6,045 |
| Additional noninterest expense | $1,335,000 | 3,532 |
| Pre-tax net operating income | $131,000 | 5,504 |
| Securities gains (losses) | $76,000 | 2,156 |
| Applicable income taxes | $13,000 | 4,159 |
| Income before extraordinary items | $194,000 | 5,317 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $194,000 | 5,319 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $194,000 | 5,320 |
| Net charge-offs | $924,000 | 2,286 |
| Cash dividends | $105,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $122,560 | 5,478 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 4,757 |
| Total interest expense | $843,000 | 4,225 |
| Net interest income | $1,835,000 | 4,890 |
| Provision for loan and lease losses | $80,000 | 5,382 |
| Total noninterest income | $96,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $39,000 | 5,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 5,436 |
| Total noninterest expense | $1,402,000 | 5,252 |
| Salaries and employee benefits | $450,000 | 6,317 |
| Premises and equipment expense | $115,000 | 6,042 |
| Additional noninterest expense | $837,000 | 3,682 |
| Pre-tax net operating income | $449,000 | 3,809 |
| Securities gains (losses) | $39,000 | 2,038 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $482,000 | 3,476 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $482,000 | 3,473 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $482,000 | 3,475 |
| Net charge-offs | $487,000 | 2,480 |
| Cash dividends | $75,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $443,390 | 3,500 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 4,849 |
| Total interest expense | $440,000 | 4,248 |
| Net interest income | $889,000 | 5,007 |
| Provision for loan and lease losses | $80,000 | 4,236 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $868,000 | 4,688 |
| Salaries and employee benefits | $224,000 | 6,408 |
| Premises and equipment expense | $62,000 | 5,980 |
| Additional noninterest expense | $582,000 | 2,778 |
| Pre-tax net operating income | $-18,000 | 6,363 |
| Securities gains (losses) | $37,000 | 1,271 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $16,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $16,000 | 6,168 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $16,000 | 6,168 |
| Net charge-offs | $79,000 | 3,321 |
| Cash dividends | $40,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-15,080 | 6,386 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 4,596 |
| Total interest expense | $2,811,000 | 3,590 |
| Net interest income | $3,235,000 | 5,180 |
| Provision for loan and lease losses | $1,905,000 | 2,543 |
| Total noninterest income | $185,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $74,000 | 6,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $111,000 | 5,516 |
| Total noninterest expense | $3,865,000 | 4,439 |
| Salaries and employee benefits | $884,000 | 6,501 |
| Premises and equipment expense | $230,000 | 6,234 |
| Additional noninterest expense | $2,751,000 | 2,535 |
| Pre-tax net operating income | $-2,350,000 | 6,729 |
| Securities gains (losses) | $-556,000 | 7,608 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,906,000 | 6,978 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,906,000 | 6,977 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,906,000 | 6,977 |
| Net charge-offs | $1,934,000 | 2,069 |
| Cash dividends | $480,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,350,000 | 6,848 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 4,576 |
| Total interest expense | $2,263,000 | 3,530 |
| Net interest income | $2,396,000 | 5,230 |
| Provision for loan and lease losses | $1,505,000 | 2,203 |
| Total noninterest income | $144,000 | 6,397 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $57,000 | 6,120 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $87,000 | 5,581 |
| Total noninterest expense | $2,582,000 | 4,775 |
| Salaries and employee benefits | $670,000 | 6,493 |
| Premises and equipment expense | $175,000 | 6,245 |
| Additional noninterest expense | $1,737,000 | 2,905 |
| Pre-tax net operating income | $-1,547,000 | 6,886 |
| Securities gains (losses) | $-222,000 | 7,606 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,769,000 | 7,099 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,769,000 | 7,097 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,769,000 | 7,098 |
| Net charge-offs | $1,721,000 | 1,650 |
| Cash dividends | $480,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,547,000 | 7,007 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 4,550 |
| Total interest expense | $1,588,000 | 3,531 |
| Net interest income | $1,588,000 | 5,241 |
| Provision for loan and lease losses | $705,000 | 2,483 |
| Total noninterest income | $91,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $39,000 | 6,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $1,360,000 | 5,514 |
| Salaries and employee benefits | $443,000 | 6,599 |
| Premises and equipment expense | $168,000 | 5,505 |
| Additional noninterest expense | $749,000 | 4,073 |
| Pre-tax net operating income | $-386,000 | 6,525 |
| Securities gains (losses) | $217,000 | 969 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-169,000 | 6,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-169,000 | 6,322 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-169,000 | 6,322 |
| Net charge-offs | $1,288,000 | 1,450 |
| Cash dividends | $480,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-386,000 | 6,621 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,472 |
| Total interest expense | $858,000 | 3,434 |
| Net interest income | $796,000 | 5,228 |
| Provision for loan and lease losses | $-245,000 | 8,227 |
| Total noninterest income | $44,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $457,000 | 6,470 |
| Salaries and employee benefits | $219,000 | 6,663 |
| Premises and equipment expense | $63,000 | 6,194 |
| Additional noninterest expense | $175,000 | 5,929 |
| Pre-tax net operating income | $628,000 | 1,977 |
| Securities gains (losses) | $177,000 | 719 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $796,000 | 1,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $796,000 | 1,376 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $796,000 | 1,377 |
| Net charge-offs | $234,000 | 2,015 |
| Cash dividends | $370,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $620,770 | 1,647 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 4,072 |
| Total interest expense | $4,484,000 | 3,234 |
| Net interest income | $3,721,000 | 4,798 |
| Provision for loan and lease losses | $2,120,000 | 1,726 |
| Total noninterest income | $315,000 | 5,748 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 6,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $240,000 | 4,516 |
| Total noninterest expense | $2,177,000 | 6,016 |
| Salaries and employee benefits | $853,000 | 6,778 |
| Premises and equipment expense | $212,000 | 6,582 |
| Additional noninterest expense | $1,112,000 | 4,503 |
| Pre-tax net operating income | $-261,000 | 6,605 |
| Securities gains (losses) | $117,000 | 1,018 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $-154,000 | 6,425 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-154,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,576,000 | 1,504 |
| Cash dividends | $505,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-271,000 | 6,691 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 3,995 |
| Total interest expense | $3,531,000 | 3,228 |
| Net interest income | $2,910,000 | 4,704 |
| Provision for loan and lease losses | $1,500,000 | 1,422 |
| Total noninterest income | $235,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $55,000 | 6,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 4,640 |
| Total noninterest expense | $1,443,000 | 6,320 |
| Salaries and employee benefits | $652,000 | 6,728 |
| Premises and equipment expense | $159,000 | 6,604 |
| Additional noninterest expense | $632,000 | 5,270 |
| Pre-tax net operating income | $202,000 | 6,030 |
| Securities gains (losses) | $80,000 | 1,107 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $277,000 | 5,321 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $277,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $933,000 | 1,364 |
| Cash dividends | $470,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $198,600 | 5,878 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 3,969 |
| Total interest expense | $2,555,000 | 3,125 |
| Net interest income | $1,865,000 | 4,834 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $117,000 | 6,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $79,000 | 5,437 |
| Total noninterest expense | $960,000 | 6,363 |
| Salaries and employee benefits | $433,000 | 6,801 |
| Premises and equipment expense | $109,000 | 6,587 |
| Additional noninterest expense | $418,000 | 5,291 |
| Pre-tax net operating income | $722,000 | 3,644 |
| Securities gains (losses) | $62,000 | 1,287 |
| Applicable income taxes | $12,000 | 4,921 |
| Income before extraordinary items | $772,000 | 3,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $772,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,872 |
| Cash dividends | $220,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $711,240 | 3,235 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 3,849 |
| Total interest expense | $1,410,000 | 3,049 |
| Net interest income | $957,000 | 4,765 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $42,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $464,000 | 6,493 |
| Salaries and employee benefits | $215,000 | 6,846 |
| Premises and equipment expense | $58,000 | 6,485 |
| Additional noninterest expense | $191,000 | 5,503 |
| Pre-tax net operating income | $235,000 | 4,646 |
| Securities gains (losses) | $55,000 | 1,035 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $285,000 | 3,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $285,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,791 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $231,100 | 4,265 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,475,000 | 3,660 |
| Total interest expense | $6,143,000 | 2,957 |
| Net interest income | $4,332,000 | 4,396 |
| Provision for loan and lease losses | $1,994,000 | 849 |
| Total noninterest income | $188,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $77,000 | 6,343 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $111,000 | 6,054 |
| Total noninterest expense | $1,826,000 | 6,442 |
| Salaries and employee benefits | $939,000 | 6,587 |
| Premises and equipment expense | $214,000 | 6,588 |
| Additional noninterest expense | $673,000 | 5,833 |
| Pre-tax net operating income | $700,000 | 5,453 |
| Securities gains (losses) | $130,000 | 541 |
| Applicable income taxes | $5,000 | 5,774 |
| Income before extraordinary items | $825,000 | 4,727 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $825,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,113,000 | 592 |
| Cash dividends | $205,000 | 4,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $696,300 | 5,053 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 3,663 |
| Total interest expense | $4,597,000 | 2,952 |
| Net interest income | $3,254,000 | 4,409 |
| Provision for loan and lease losses | $1,994,000 | 526 |
| Total noninterest income | $146,000 | 6,825 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $88,000 | 6,009 |
| Total noninterest expense | $1,331,000 | 6,505 |
| Salaries and employee benefits | $628,000 | 6,856 |
| Premises and equipment expense | $156,000 | 6,654 |
| Additional noninterest expense | $547,000 | 5,578 |
| Pre-tax net operating income | $75,000 | 7,404 |
| Securities gains (losses) | $22,000 | 807 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $95,000 | 7,293 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $95,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,114,000 | 386 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $73,440 | 7,370 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 3,690 |
| Total interest expense | $3,038,000 | 2,979 |
| Net interest income | $2,163,000 | 4,454 |
| Provision for loan and lease losses | $1,994,000 | 327 |
| Total noninterest income | $68,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $28,000 | 7,057 |
| Total noninterest expense | $918,000 | 6,453 |
| Salaries and employee benefits | $418,000 | 6,909 |
| Premises and equipment expense | $105,000 | 6,671 |
| Additional noninterest expense | $395,000 | 5,337 |
| Pre-tax net operating income | $-681,000 | 8,372 |
| Securities gains (losses) | $20,000 | 710 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-662,000 | 8,396 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-662,000 | 8,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,170,000 | 261 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-682,000 | 8,397 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 3,723 |
| Total interest expense | $1,477,000 | 3,026 |
| Net interest income | $1,078,000 | 4,476 |
| Provision for loan and lease losses | $850,000 | 333 |
| Total noninterest income | $75,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $55,000 | 4,922 |
| Total noninterest expense | $420,000 | 6,713 |
| Salaries and employee benefits | $205,000 | 6,983 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $160,000 | 5,927 |
| Pre-tax net operating income | $-117,000 | 8,175 |
| Securities gains (losses) | $28,000 | 491 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-89,000 | 8,158 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-89,000 | 8,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,110,000 | 222 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-117,000 | 8,196 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,152,000 | 3,529 |
| Total interest expense | $5,343,000 | 2,860 |
| Net interest income | $4,809,000 | 4,124 |
| Provision for loan and lease losses | $655,000 | 1,493 |
| Total noninterest income | $149,000 | 7,323 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $108,000 | 6,042 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 7,461 |
| Total noninterest expense | $1,853,000 | 6,359 |
| Salaries and employee benefits | $960,000 | 6,510 |
| Premises and equipment expense | $223,000 | 6,484 |
| Additional noninterest expense | $670,000 | 5,766 |
| Pre-tax net operating income | $2,450,000 | 3,171 |
| Securities gains (losses) | $10,000 | 1,097 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $2,424,000 | 2,678 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,424,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,438 |
| Cash dividends | $1,950,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,414,100 | 2,675 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,556,000 | 3,533 |
| Total interest expense | $3,845,000 | 2,876 |
| Net interest income | $3,711,000 | 4,068 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $123,000 | 7,258 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $84,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $1,336,000 | 6,477 |
| Salaries and employee benefits | $709,000 | 6,543 |
| Premises and equipment expense | $155,000 | 6,679 |
| Additional noninterest expense | $472,000 | 5,930 |
| Pre-tax net operating income | $2,423,000 | 2,729 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $2,387,000 | 2,229 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,387,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,387,000 | 2,221 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,812,000 | 3,601 |
| Total interest expense | $2,410,000 | 2,909 |
| Net interest income | $2,402,000 | 4,162 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $83,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $831,000 | 6,676 |
| Salaries and employee benefits | $473,000 | 6,569 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $256,000 | 6,510 |
| Pre-tax net operating income | $1,654,000 | 2,676 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $1,629,000 | 2,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,629,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,629,000 | 2,173 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 3,681 |
| Total interest expense | $1,120,000 | 2,973 |
| Net interest income | $1,171,000 | 4,226 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $389,000 | 6,846 |
| Salaries and employee benefits | $233,000 | 6,625 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $121,000 | 6,613 |
| Pre-tax net operating income | $818,000 | 2,660 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $805,000 | 2,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $805,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $805,000 | 2,150 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,853,000 | 3,808 |
| Total interest expense | $3,332,000 | 3,066 |
| Net interest income | $4,521,000 | 4,241 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $157,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $98,000 | 6,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,187 |
| Total noninterest expense | $1,737,000 | 6,506 |
| Salaries and employee benefits | $910,000 | 6,606 |
| Premises and equipment expense | $205,000 | 6,681 |
| Additional noninterest expense | $622,000 | 5,946 |
| Pre-tax net operating income | $2,841,000 | 2,882 |
| Securities gains (losses) | $28,000 | 1,142 |
| Applicable income taxes | $61,000 | 5,733 |
| Income before extraordinary items | $2,808,000 | 2,370 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,808,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,574 |
| Cash dividends | $1,575,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,780,560 | 2,360 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 3,836 |
| Total interest expense | $2,345,000 | 3,080 |
| Net interest income | $3,387,000 | 4,249 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $112,000 | 7,534 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 6,478 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,190 |
| Total noninterest expense | $1,180,000 | 6,757 |
| Salaries and employee benefits | $665,000 | 6,675 |
| Premises and equipment expense | $153,000 | 6,664 |
| Additional noninterest expense | $362,000 | 6,649 |
| Pre-tax net operating income | $2,219,000 | 2,821 |
| Securities gains (losses) | $28,000 | 1,098 |
| Applicable income taxes | $29,000 | 6,103 |
| Income before extraordinary items | $2,218,000 | 2,295 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,218,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,835 |
| Cash dividends | $800,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,190,280 | 2,289 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 3,847 |
| Total interest expense | $1,497,000 | 3,043 |
| Net interest income | $2,220,000 | 4,277 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $75,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $766,000 | 6,849 |
| Salaries and employee benefits | $442,000 | 6,686 |
| Premises and equipment expense | $106,000 | 6,575 |
| Additional noninterest expense | $218,000 | 6,891 |
| Pre-tax net operating income | $1,429,000 | 2,865 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $1,418,000 | 2,320 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,418,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,413,050 | 2,299 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,885 |
| Total interest expense | $712,000 | 3,072 |
| Net interest income | $1,107,000 | 4,304 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $376,000 | 6,931 |
| Salaries and employee benefits | $218,000 | 6,774 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $104,000 | 7,044 |
| Pre-tax net operating income | $716,000 | 2,801 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $716,000 | 2,283 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $716,000 | 2,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $711,050 | 2,258 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 4,436 |
| Total interest expense | $2,198,000 | 3,374 |
| Net interest income | $3,474,000 | 4,935 |
| Provision for loan and lease losses | $-318,000 | 8,881 |
| Total noninterest income | $137,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $90,000 | 6,620 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,478 |
| Total noninterest expense | $1,458,000 | 6,955 |
| Salaries and employee benefits | $829,000 | 6,833 |
| Premises and equipment expense | $200,000 | 6,775 |
| Additional noninterest expense | $429,000 | 6,968 |
| Pre-tax net operating income | $2,471,000 | 3,038 |
| Securities gains (losses) | $86,000 | 1,349 |
| Applicable income taxes | $517,000 | 3,293 |
| Income before extraordinary items | $2,040,000 | 2,860 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,040,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,971,200 | 2,895 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 4,566 |
| Total interest expense | $1,564,000 | 3,487 |
| Net interest income | $2,501,000 | 5,062 |
| Provision for loan and lease losses | $-318,000 | 8,952 |
| Total noninterest income | $103,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $68,000 | 6,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $1,039,000 | 7,064 |
| Salaries and employee benefits | $602,000 | 6,889 |
| Premises and equipment expense | $139,000 | 6,902 |
| Additional noninterest expense | $298,000 | 7,104 |
| Pre-tax net operating income | $1,883,000 | 3,034 |
| Securities gains (losses) | $86,000 | 1,286 |
| Applicable income taxes | $557,000 | 2,709 |
| Income before extraordinary items | $1,412,000 | 3,119 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,412,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,350,080 | 3,158 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 4,665 |
| Total interest expense | $1,019,000 | 3,543 |
| Net interest income | $1,613,000 | 5,173 |
| Provision for loan and lease losses | $-318,000 | 9,019 |
| Total noninterest income | $68,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $658,000 | 7,259 |
| Salaries and employee benefits | $395,000 | 6,979 |
| Premises and equipment expense | $90,000 | 6,991 |
| Additional noninterest expense | $173,000 | 7,454 |
| Pre-tax net operating income | $1,341,000 | 2,833 |
| Securities gains (losses) | $71,000 | 1,244 |
| Applicable income taxes | $548,000 | 2,061 |
| Income before extraordinary items | $864,000 | 3,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $864,000 | 3,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $818,560 | 3,382 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 4,607 |
| Total interest expense | $522,000 | 3,507 |
| Net interest income | $823,000 | 5,112 |
| Provision for loan and lease losses | $-150,000 | 9,047 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $310,000 | 7,433 |
| Salaries and employee benefits | $193,000 | 7,083 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $87,000 | 7,462 |
| Pre-tax net operating income | $698,000 | 2,711 |
| Securities gains (losses) | $71,000 | 997 |
| Applicable income taxes | $538,000 | 1,227 |
| Income before extraordinary items | $231,000 | 4,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $185,560 | 5,405 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 4,898 |
| Total interest expense | $2,287,000 | 3,590 |
| Net interest income | $2,713,000 | 5,626 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $136,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $92,000 | 6,676 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $1,372,000 | 7,129 |
| Salaries and employee benefits | $731,000 | 7,183 |
| Premises and equipment expense | $191,000 | 6,893 |
| Additional noninterest expense | $450,000 | 6,847 |
| Pre-tax net operating income | $1,477,000 | 4,162 |
| Securities gains (losses) | $244,000 | 1,204 |
| Applicable income taxes | $517,000 | 3,319 |
| Income before extraordinary items | $1,204,000 | 4,129 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,204,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,829 |
| Cash dividends | $25,000 | 6,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,033,200 | 4,382 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 5,004 |
| Total interest expense | $1,735,000 | 3,672 |
| Net interest income | $1,963,000 | 5,774 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $99,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 7,758 |
| Total noninterest expense | $937,000 | 7,357 |
| Salaries and employee benefits | $524,000 | 7,273 |
| Premises and equipment expense | $130,000 | 7,118 |
| Additional noninterest expense | $283,000 | 7,292 |
| Pre-tax net operating income | $1,125,000 | 4,256 |
| Securities gains (losses) | $230,000 | 1,146 |
| Applicable income taxes | $434,000 | 3,287 |
| Income before extraordinary items | $921,000 | 4,221 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $921,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,781 |
| Cash dividends | $25,000 | 5,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $764,600 | 4,542 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 4,982 |
| Total interest expense | $1,168,000 | 3,748 |
| Net interest income | $1,339,000 | 5,696 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $70,000 | 7,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $660,000 | 7,262 |
| Salaries and employee benefits | $360,000 | 7,212 |
| Premises and equipment expense | $88,000 | 7,078 |
| Additional noninterest expense | $212,000 | 6,986 |
| Pre-tax net operating income | $749,000 | 4,240 |
| Securities gains (losses) | $215,000 | 1,004 |
| Applicable income taxes | $311,000 | 3,180 |
| Income before extraordinary items | $653,000 | 4,063 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $653,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,664 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $506,800 | 4,562 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 4,987 |
| Total interest expense | $594,000 | 3,783 |
| Net interest income | $663,000 | 5,712 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $34,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $332,000 | 7,264 |
| Salaries and employee benefits | $180,000 | 7,236 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $365,000 | 4,274 |
| Securities gains (losses) | $215,000 | 628 |
| Applicable income taxes | $192,000 | 2,768 |
| Income before extraordinary items | $388,000 | 3,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $243,950 | 4,592 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 5,018 |
| Total interest expense | $2,484,000 | 4,122 |
| Net interest income | $2,757,000 | 5,584 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $160,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $114,000 | 6,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,707 |
| Total noninterest expense | $1,289,000 | 7,277 |
| Salaries and employee benefits | $691,000 | 7,306 |
| Premises and equipment expense | $184,000 | 6,986 |
| Additional noninterest expense | $414,000 | 7,048 |
| Pre-tax net operating income | $1,328,000 | 4,432 |
| Securities gains (losses) | $47,000 | 2,464 |
| Applicable income taxes | $364,000 | 4,080 |
| Income before extraordinary items | $1,011,000 | 4,558 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,011,000 | 4,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,344 |
| Cash dividends | $125,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $976,220 | 4,540 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 5,339 |
| Total interest expense | $3,253,000 | 4,436 |
| Net interest income | $2,166,000 | 6,173 |
| Provision for loan and lease losses | $165,000 | 4,586 |
| Total noninterest income | $127,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $100,000 | 6,572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $1,206,000 | 7,439 |
| Salaries and employee benefits | $653,000 | 7,415 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $357,000 | 7,457 |
| Pre-tax net operating income | $922,000 | 5,110 |
| Securities gains (losses) | $86,000 | 1,877 |
| Applicable income taxes | $258,000 | 4,567 |
| Income before extraordinary items | $750,000 | 5,050 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $750,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,161 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $686,360 | 5,159 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 5,808 |
| Total interest expense | $2,824,000 | 5,149 |
| Net interest income | $2,079,000 | 6,454 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $179,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,196,000 | 7,513 |
| Salaries and employee benefits | $676,000 | 7,310 |
| Premises and equipment expense | $205,000 | 6,693 |
| Additional noninterest expense | $315,000 | 7,826 |
| Pre-tax net operating income | $966,000 | 5,349 |
| Securities gains (losses) | $-21,000 | 8,768 |
| Applicable income taxes | $253,000 | 4,954 |
| Income before extraordinary items | $692,000 | 5,452 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $692,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $630,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $707,330 | 5,398 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 6,211 |
| Total interest expense | $2,102,000 | 5,801 |
| Net interest income | $2,081,000 | 6,494 |
| Provision for loan and lease losses | $44,000 | 6,764 |
| Total noninterest income | $110,000 | 8,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $1,246,000 | 7,446 |
| Salaries and employee benefits | $716,000 | 7,162 |
| Premises and equipment expense | $213,000 | 6,603 |
| Additional noninterest expense | $317,000 | 7,989 |
| Pre-tax net operating income | $901,000 | 5,603 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $285,000 | 4,928 |
| Income before extraordinary items | $646,000 | 5,691 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $646,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $625,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $625,300 | 5,745 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 6,363 |
| Total interest expense | $2,110,000 | 5,994 |
| Net interest income | $2,026,000 | 6,627 |
| Provision for loan and lease losses | $57,000 | 6,384 |
| Total noninterest income | $121,000 | 8,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $1,137,000 | 7,714 |
| Salaries and employee benefits | $633,000 | 7,572 |
| Premises and equipment expense | $203,000 | 6,666 |
| Additional noninterest expense | $301,000 | 8,115 |
| Pre-tax net operating income | $953,000 | 5,565 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $264,000 | 5,506 |
| Income before extraordinary items | $707,000 | 5,589 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $707,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $3,138,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $693,860 | 5,536 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 6,810 |
| Total interest expense | $1,903,000 | 6,469 |
| Net interest income | $1,933,000 | 7,056 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $1,109,000 | 7,977 |
| Salaries and employee benefits | $615,000 | 7,815 |
| Premises and equipment expense | $179,000 | 7,216 |
| Additional noninterest expense | $315,000 | 8,172 |
| Pre-tax net operating income | $927,000 | 6,058 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $232,000 | 6,470 |
| Income before extraordinary items | $707,000 | 5,872 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $707,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $1,104,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $698,000 | 5,870 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 7,405 |
| Total interest expense | $1,782,000 | 6,881 |
| Net interest income | $1,708,000 | 7,763 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $91,000 | 10,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,012 |
| Total noninterest expense | $952,000 | 8,869 |
| Salaries and employee benefits | $530,000 | 8,650 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $255,000 | 9,341 |
| Pre-tax net operating income | $847,000 | 6,307 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $209,000 | 7,004 |
| Income before extraordinary items | $638,000 | 6,050 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $638,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,797 |
| Cash dividends | $168,000 | 5,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $638,000 | 5,988 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 7,888 |
| Total interest expense | $1,522,000 | 7,633 |
| Net interest income | $1,709,000 | 7,993 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $112,000 | 10,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $840,000 | 9,599 |
| Salaries and employee benefits | $452,000 | 9,519 |
| Premises and equipment expense | $158,000 | 8,078 |
| Additional noninterest expense | $230,000 | 10,065 |
| Pre-tax net operating income | $981,000 | 6,077 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $726,000 | 5,839 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $726,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $158,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $726,000 | 5,821 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 8,398 |
| Total interest expense | $1,172,000 | 8,012 |
| Net interest income | $1,618,000 | 8,531 |
| Provision for loan and lease losses | $-150,000 | 12,259 |
| Total noninterest income | $117,000 | 10,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $924,000 | 9,662 |
| Salaries and employee benefits | $503,000 | 9,364 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $278,000 | 10,206 |
| Pre-tax net operating income | $961,000 | 6,113 |
| Securities gains (losses) | $-88,000 | 11,444 |
| Applicable income taxes | $209,000 | 7,194 |
| Income before extraordinary items | $664,000 | 6,128 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $664,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-223,000 | 12,428 |
| Cash dividends | $148,000 | 6,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $730,880 | 5,802 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 8,592 |
| Total interest expense | $1,308,000 | 7,845 |
| Net interest income | $1,535,000 | 8,999 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $84,000 | 11,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $923,000 | 10,096 |
| Salaries and employee benefits | $491,000 | 9,757 |
| Premises and equipment expense | $153,000 | 8,816 |
| Additional noninterest expense | $279,000 | 10,702 |
| Pre-tax net operating income | $696,000 | 7,387 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $565,000 | 7,040 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $565,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 12,611 |
| Cash dividends | $138,000 | 6,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $565,000 | 6,783 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 8,669 |
| Total interest expense | $1,685,000 | 7,932 |
| Net interest income | $1,495,000 | 9,290 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 9,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $924,000 | 10,342 |
| Salaries and employee benefits | $566,000 | 9,121 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $657,000 | 7,344 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $578,000 | 6,717 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $578,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $176,000 | 5,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $536,180 | 6,662 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.