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Security Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$19,701,000	1,910
Total interest expense	$8,191,000	1,472
Net interest income	$11,510,000	2,179
Provision for loan and lease losses	$0	3,275
Total noninterest income	$659,000	3,178
Gross Fiduciary activities income	$32,000	806
Service charges on deposit accounts	$135,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$492,000	2,987
Total noninterest expense	$10,568,000	1,975
Salaries and employee benefits	$6,487,000	1,850
Premises and equipment expense	$1,360,000	1,652
Additional noninterest expense	$492,000	2,987
Pre-tax net operating income	$1,601,000	3,184
Securities gains (losses)	$40,000	451
Applicable income taxes	$83,000	2,875
Income before extraordinary items	$1,558,000	3,038
Extraordinary gains, net	$0	54
Net income	$1,558,000	3,072
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,558,000	3,040
Net charge-offs	$-5,000	3,722
Cash dividends	$918,000	2,255
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,520,000	3,098
2023-09-30 (YTD Data)		Rank
Total interest income	$14,355,000	1,917
Total interest expense	$5,511,000	1,482
Net interest income	$8,844,000	2,146
Provision for loan and lease losses	$0	3,085
Total noninterest income	$452,000	3,257
Gross Fiduciary activities income	$30,000	773
Service charges on deposit accounts	$99,000	3,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	3,097
Total noninterest expense	$7,890,000	1,981
Salaries and employee benefits	$4,861,000	1,861
Premises and equipment expense	$997,000	1,679
Additional noninterest expense	$323,000	3,096
Pre-tax net operating income	$1,406,000	3,087
Securities gains (losses)	$23,000	419
Applicable income taxes	$101,000	2,699
Income before extraordinary items	$1,328,000	2,977
Extraordinary gains, net	$0	52
Net income	$1,328,000	3,008
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,328,000	2,978
Net charge-offs	$-3,000	3,563
Cash dividends	$771,000	1,902
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,306,610	3,029
2023-06-30 (YTD Data)		Rank
Total interest income	$9,345,000	1,925
Total interest expense	$3,269,000	1,483
Net interest income	$6,076,000	2,132
Provision for loan and lease losses	$0	2,940
Total noninterest income	$297,000	3,259
Gross Fiduciary activities income	$30,000	742
Service charges on deposit accounts	$64,000	3,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	3,151
Total noninterest expense	$5,269,000	1,973
Salaries and employee benefits	$3,219,000	1,867
Premises and equipment expense	$664,000	1,675
Additional noninterest expense	$203,000	3,144
Pre-tax net operating income	$1,104,000	2,927
Securities gains (losses)	$16,000	492
Applicable income taxes	$66,000	2,744
Income before extraordinary items	$1,054,000	2,799
Extraordinary gains, net	$0	51
Net income	$1,054,000	2,830
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,054,000	2,799
Net charge-offs	$-3,000	3,600
Cash dividends	$503,000	1,941
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,038,960	2,839
2023-03-31 (YTD Data)		Rank
Total interest income	$4,511,000	1,956
Total interest expense	$1,400,000	1,498
Net interest income	$3,111,000	2,107
Provision for loan and lease losses	$0	2,612
Total noninterest income	$160,000	3,192
Gross Fiduciary activities income	$30,000	731
Service charges on deposit accounts	$31,000	3,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	3,166
Total noninterest expense	$2,603,000	2,008
Salaries and employee benefits	$1,659,000	1,862
Premises and equipment expense	$346,000	1,663
Additional noninterest expense	$99,000	3,166
Pre-tax net operating income	$668,000	2,766
Securities gains (losses)	$10,000	588
Applicable income taxes	$27,000	2,850
Income before extraordinary items	$651,000	2,620
Extraordinary gains, net	$0	4
Net income	$651,000	2,621
Minority interest net income	$0	48
Net income of bank and minority interests.	$651,000	2,620
Net charge-offs	$-1,000	3,238
Cash dividends	$249,000	1,714
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$641,400	2,668
2022-12-31 (YTD Data)		Rank
Total interest income	$15,202,000	1,937
Total interest expense	$2,439,000	1,388
Net interest income	$12,763,000	2,026
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,829,000	2,135
Gross Fiduciary activities income	$48,000	801
Service charges on deposit accounts	$121,000	3,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,660,000	1,808
Total noninterest expense	$10,616,000	1,923
Salaries and employee benefits	$6,736,000	1,798
Premises and equipment expense	$1,330,000	1,676
Additional noninterest expense	$1,660,000	1,808
Pre-tax net operating income	$3,976,000	2,319
Securities gains (losses)	$-32,000	3,670
Applicable income taxes	$233,000	2,556
Income before extraordinary items	$3,711,000	2,204
Extraordinary gains, net	$0	5
Net income	$3,711,000	2,203
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,711,000	2,203
Net charge-offs	$-13,000	3,702
Cash dividends	$791,000	2,353
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,741,080	2,216
2022-09-30 (YTD Data)		Rank
Total interest income	$10,804,000	1,965
Total interest expense	$1,633,000	1,218
Net interest income	$9,171,000	2,059
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,661,000	1,964
Gross Fiduciary activities income	$42,000	783
Service charges on deposit accounts	$88,000	3,320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,531,000	1,634
Total noninterest expense	$8,055,000	1,910
Salaries and employee benefits	$5,171,000	1,759
Premises and equipment expense	$978,000	1,717
Additional noninterest expense	$1,531,000	1,634
Pre-tax net operating income	$2,777,000	2,382
Securities gains (losses)	$-13,000	3,851
Applicable income taxes	$166,000	2,596
Income before extraordinary items	$2,598,000	2,259
Extraordinary gains, net	$0	4
Net income	$2,598,000	2,258
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,598,000	2,258
Net charge-offs	$-10,000	3,603
Cash dividends	$670,000	1,974
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,610,220	2,291
2022-06-30 (YTD Data)		Rank
Total interest income	$6,859,000	1,984
Total interest expense	$1,143,000	1,006
Net interest income	$5,716,000	2,116
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,461,000	1,670
Gross Fiduciary activities income	$42,000	730
Service charges on deposit accounts	$57,000	3,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,362,000	1,391
Total noninterest expense	$5,270,000	1,922
Salaries and employee benefits	$3,422,000	1,771
Premises and equipment expense	$639,000	1,753
Additional noninterest expense	$1,209,000	2,295
Pre-tax net operating income	$1,907,000	2,263
Securities gains (losses)	$-13,000	3,992
Applicable income taxes	$148,000	2,358
Income before extraordinary items	$1,746,000	2,156
Extraordinary gains, net	$0	4
Net income	$1,746,000	2,156
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,746,000	2,156
Net charge-offs	$-5,000	3,441
Cash dividends	$443,000	1,991
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,757,960	2,188
2022-03-31 (YTD Data)		Rank
Total interest income	$3,275,000	2,003
Total interest expense	$638,000	861
Net interest income	$2,637,000	2,193
Provision for loan and lease losses	$0	2,285
Total noninterest income	$722,000	1,682
Gross Fiduciary activities income	$20,000	735
Service charges on deposit accounts	$27,000	3,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$675,000	1,408
Total noninterest expense	$2,593,000	1,936
Salaries and employee benefits	$1,689,000	1,770
Premises and equipment expense	$323,000	1,750
Additional noninterest expense	$581,000	2,333
Pre-tax net operating income	$766,000	2,444
Securities gains (losses)	$-6,000	4,184
Applicable income taxes	$73,000	2,274
Income before extraordinary items	$687,000	2,382
Extraordinary gains, net	$0	4
Net income	$687,000	2,380
Minority interest net income	$0	50
Net income of bank and minority interests.	$687,000	2,382
Net charge-offs	$-3,000	3,434
Cash dividends	$236,000	1,663
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$692,400	2,392
2021-12-31 (YTD Data)		Rank
Total interest income	$14,518,000	1,917
Total interest expense	$2,961,000	925
Net interest income	$11,557,000	2,083
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,584,000	2,491
Gross Fiduciary activities income	$29,000	805
Service charges on deposit accounts	$121,000	3,244
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,434,000	2,262
Total noninterest expense	$10,512,000	1,916
Salaries and employee benefits	$6,627,000	1,787
Premises and equipment expense	$1,300,000	1,710
Additional noninterest expense	$2,585,000	2,208
Pre-tax net operating income	$2,629,000	2,840
Securities gains (losses)	$28,000	1,366
Applicable income taxes	$160,000	2,819
Income before extraordinary items	$2,497,000	2,749
Extraordinary gains, net	$0	10
Net income	$2,497,000	2,750
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,497,000	2,750
Net charge-offs	$-755,000	4,758
Cash dividends	$1,173,000	2,067
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,470,680	2,744
2021-09-30 (YTD Data)		Rank
Total interest income	$11,077,000	1,929
Total interest expense	$2,227,000	965
Net interest income	$8,850,000	2,077
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,288,000	2,428
Gross Fiduciary activities income	$29,000	772
Service charges on deposit accounts	$91,000	3,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,168,000	2,216
Total noninterest expense	$7,946,000	1,909
Salaries and employee benefits	$4,979,000	1,785
Premises and equipment expense	$1,018,000	1,671
Additional noninterest expense	$1,949,000	2,189
Pre-tax net operating income	$2,192,000	2,834
Securities gains (losses)	$21,000	1,375
Applicable income taxes	$61,000	3,128
Income before extraordinary items	$2,152,000	2,707
Extraordinary gains, net	$0	8
Net income	$2,152,000	2,707
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,152,000	2,707
Net charge-offs	$-752,000	4,848
Cash dividends	$878,000	1,850
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,131,630	2,693
2021-06-30 (YTD Data)		Rank
Total interest income	$7,173,000	1,965
Total interest expense	$1,563,000	953
Net interest income	$5,610,000	2,160
Provision for loan and lease losses	$0	2,862
Total noninterest income	$680,000	2,651
Gross Fiduciary activities income	$29,000	748
Service charges on deposit accounts	$60,000	3,226
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	2,474
Total noninterest expense	$5,247,000	1,907
Salaries and employee benefits	$3,273,000	1,807
Premises and equipment expense	$670,000	1,682
Additional noninterest expense	$1,304,000	2,171
Pre-tax net operating income	$1,043,000	3,207
Securities gains (losses)	$16,000	1,253
Applicable income taxes	$17,000	3,371
Income before extraordinary items	$1,042,000	3,087
Extraordinary gains, net	$0	6
Net income	$1,042,000	3,085
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,042,000	3,087
Net charge-offs	$-583,000	4,881
Cash dividends	$586,000	1,822
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,026,320	3,077
2021-03-31 (YTD Data)		Rank
Total interest income	$3,545,000	1,955
Total interest expense	$795,000	993
Net interest income	$2,750,000	2,157
Provision for loan and lease losses	$0	2,741
Total noninterest income	$349,000	2,620
Gross Fiduciary activities income	$25,000	725
Service charges on deposit accounts	$29,000	3,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	2,470
Total noninterest expense	$2,563,000	1,926
Salaries and employee benefits	$1,631,000	1,794
Premises and equipment expense	$322,000	1,748
Additional noninterest expense	$610,000	2,236
Pre-tax net operating income	$536,000	3,163
Securities gains (losses)	$17,000	918
Applicable income taxes	$-7,000	4,871
Income before extraordinary items	$560,000	2,984
Extraordinary gains, net	$0	3
Net income	$560,000	2,983
Minority interest net income	$0	55
Net income of bank and minority interests.	$560,000	2,984
Net charge-offs	$-482,000	4,929
Cash dividends	$293,000	1,600
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$543,000	2,986
2020-12-31 (YTD Data)		Rank
Total interest income	$16,637,000	1,741
Total interest expense	$4,292,000	1,090
Net interest income	$12,345,000	1,906
Provision for loan and lease losses	$490,000	2,269
Total noninterest income	$1,129,000	2,738
Gross Fiduciary activities income	$17,000	858
Service charges on deposit accounts	$157,000	3,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	2,529
Total noninterest expense	$10,330,000	1,908
Salaries and employee benefits	$6,530,000	1,768
Premises and equipment expense	$1,278,000	1,715
Additional noninterest expense	$2,522,000	2,191
Pre-tax net operating income	$2,654,000	2,593
Securities gains (losses)	$34,000	1,899
Applicable income taxes	$94,000	2,957
Income before extraordinary items	$2,594,000	2,500
Extraordinary gains, net	$0	4
Net income	$2,594,000	2,500
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,594,000	2,500
Net charge-offs	$771,000	754
Cash dividends	$1,098,000	2,109
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,561,020	2,468
2020-09-30 (YTD Data)		Rank
Total interest income	$12,739,000	1,721
Total interest expense	$3,402,000	1,104
Net interest income	$9,337,000	1,888
Provision for loan and lease losses	$0	4,239
Total noninterest income	$883,000	2,658
Gross Fiduciary activities income	$17,000	818
Service charges on deposit accounts	$121,000	3,029
Trading account gains and fees	NA	NA
Additional Noninterest Income	$745,000	2,435
Total noninterest expense	$7,645,000	1,910
Salaries and employee benefits	$4,915,000	1,750
Premises and equipment expense	$956,000	1,726
Additional noninterest expense	$1,774,000	2,247
Pre-tax net operating income	$2,575,000	2,246
Securities gains (losses)	$34,000	1,709
Applicable income taxes	$86,000	2,879
Income before extraordinary items	$2,523,000	2,135
Extraordinary gains, net	$0	4
Net income	$2,523,000	2,135
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,523,000	2,135
Net charge-offs	$24,000	2,422
Cash dividends	$833,000	1,878
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,490,020	2,094
2020-06-30 (YTD Data)		Rank
Total interest income	$8,646,000	1,711
Total interest expense	$2,401,000	1,131
Net interest income	$6,245,000	1,893
Provision for loan and lease losses	$0	4,134
Total noninterest income	$593,000	2,625
Gross Fiduciary activities income	$15,000	801
Service charges on deposit accounts	$83,000	3,033
Trading account gains and fees	NA	NA
Additional Noninterest Income	$495,000	2,381
Total noninterest expense	$5,140,000	1,898
Salaries and employee benefits	$3,309,000	1,737
Premises and equipment expense	$640,000	1,708
Additional noninterest expense	$1,191,000	2,222
Pre-tax net operating income	$1,698,000	2,234
Securities gains (losses)	$34,000	1,473
Applicable income taxes	$51,000	2,885
Income before extraordinary items	$1,681,000	2,073
Extraordinary gains, net	$0	4
Net income	$1,681,000	2,073
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,681,000	2,073
Net charge-offs	$27,000	2,053
Cash dividends	$366,000	2,248
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,648,020	2,058
2020-03-31 (YTD Data)		Rank
Total interest income	$4,432,000	1,673
Total interest expense	$1,322,000	1,132
Net interest income	$3,110,000	1,863
Provision for loan and lease losses	$0	3,711
Total noninterest income	$305,000	2,497
Gross Fiduciary activities income	$15,000	766
Service charges on deposit accounts	$56,000	2,922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	2,264
Total noninterest expense	$2,619,000	1,879
Salaries and employee benefits	$1,674,000	1,731
Premises and equipment expense	$336,000	1,668
Additional noninterest expense	$609,000	2,226
Pre-tax net operating income	$796,000	2,168
Securities gains (losses)	$0	1,705
Applicable income taxes	$14,000	3,035
Income before extraordinary items	$782,000	2,014
Extraordinary gains, net	$0	4
Net income	$782,000	2,013
Minority interest net income	$0	56
Net income of bank and minority interests.	$782,000	2,014
Net charge-offs	$20,000	1,597
Cash dividends	$141,000	2,138
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$782,000	1,984
2019-12-31 (YTD Data)		Rank
Total interest income	$18,942,000	1,589
Total interest expense	$5,793,000	1,092
Net interest income	$13,149,000	1,801
Provision for loan and lease losses	$52,000	3,363
Total noninterest income	$684,000	3,289
Gross Fiduciary activities income	$45,000	799
Service charges on deposit accounts	$234,000	2,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$405,000	3,268
Total noninterest expense	$10,173,000	1,895
Salaries and employee benefits	$6,394,000	1,751
Premises and equipment expense	$1,299,000	1,693
Additional noninterest expense	$2,480,000	2,226
Pre-tax net operating income	$3,608,000	2,188
Securities gains (losses)	$80,000	1,047
Applicable income taxes	$152,000	2,795
Income before extraordinary items	$3,536,000	2,072
Extraordinary gains, net	$0	11
Net income	$3,536,000	2,074
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,536,000	2,074
Net charge-offs	$67,000	2,457
Cash dividends	$1,048,000	2,281
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,459,200	2,059
2019-09-30 (YTD Data)		Rank
Total interest income	$14,165,000	1,608
Total interest expense	$4,320,000	1,106
Net interest income	$9,845,000	1,818
Provision for loan and lease losses	$52,000	3,066
Total noninterest income	$467,000	3,423
Gross Fiduciary activities income	$46,000	772
Service charges on deposit accounts	$177,000	2,992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$244,000	3,515
Total noninterest expense	$7,660,000	1,900
Salaries and employee benefits	$4,809,000	1,755
Premises and equipment expense	$991,000	1,679
Additional noninterest expense	$1,860,000	2,230
Pre-tax net operating income	$2,600,000	2,314
Securities gains (losses)	$80,000	884
Applicable income taxes	$105,000	2,908
Income before extraordinary items	$2,575,000	2,158
Extraordinary gains, net	$0	11
Net income	$2,575,000	2,158
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,575,000	2,159
Net charge-offs	$51,000	2,205
Cash dividends	$569,000	2,377
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,498,200	2,164
2019-06-30 (YTD Data)		Rank
Total interest income	$9,494,000	1,603
Total interest expense	$2,831,000	1,099
Net interest income	$6,663,000	1,806
Provision for loan and lease losses	$52,000	2,760
Total noninterest income	$322,000	3,354
Gross Fiduciary activities income	$45,000	752
Service charges on deposit accounts	$116,000	3,008
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	3,527
Total noninterest expense	$5,174,000	1,888
Salaries and employee benefits	$3,179,000	1,768
Premises and equipment expense	$670,000	1,679
Additional noninterest expense	$1,325,000	2,135
Pre-tax net operating income	$1,759,000	2,262
Securities gains (losses)	$80,000	604
Applicable income taxes	$71,000	2,903
Income before extraordinary items	$1,768,000	2,104
Extraordinary gains, net	$0	11
Net income	$1,768,000	2,102
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,768,000	2,104
Net charge-offs	$49,000	1,840
Cash dividends	$180,000	2,912
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,691,200	2,136
2019-03-31 (YTD Data)		Rank
Total interest income	$4,627,000	1,635
Total interest expense	$1,358,000	1,115
Net interest income	$3,269,000	1,844
Provision for loan and lease losses	$52,000	2,024
Total noninterest income	$158,000	3,348
Gross Fiduciary activities income	$43,000	709
Service charges on deposit accounts	$57,000	3,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	3,850
Total noninterest expense	$2,587,000	1,886
Salaries and employee benefits	$1,582,000	1,793
Premises and equipment expense	$359,000	1,595
Additional noninterest expense	$646,000	2,166
Pre-tax net operating income	$788,000	2,385
Securities gains (losses)	$0	1,087
Applicable income taxes	$28,000	2,989
Income before extraordinary items	$760,000	2,254
Extraordinary gains, net	$0	5
Net income	$760,000	2,253
Minority interest net income	$0	52
Net income of bank and minority interests.	$760,000	2,253
Net charge-offs	$49,000	1,216
Cash dividends	$89,000	2,489
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$760,000	2,232
2018-12-31 (YTD Data)		Rank
Total interest income	$9,677,000	2,587
Total interest expense	$2,191,000	1,820
Net interest income	$7,486,000	2,776
Provision for loan and lease losses	$415,000	1,627
Total noninterest income	$445,000	3,934
Gross Fiduciary activities income	$34,000	869
Service charges on deposit accounts	$163,000	3,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	3,876
Total noninterest expense	$5,900,000	2,750
Salaries and employee benefits	$3,705,000	2,580
Premises and equipment expense	$718,000	2,528
Additional noninterest expense	$1,477,000	3,196
Pre-tax net operating income	$1,616,000	3,426
Securities gains (losses)	$0	1,125
Applicable income taxes	$90,000	3,140
Income before extraordinary items	$1,526,000	3,347
Extraordinary gains, net	$0	6
Net income	$1,526,000	3,345
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,526,000	3,346
Net charge-offs	$343,000	1,228
Cash dividends	$573,000	2,851
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,526,000	3,349
2018-09-30 (YTD Data)		Rank
Total interest income	$7,160,000	2,606
Total interest expense	$1,563,000	1,810
Net interest income	$5,597,000	2,785
Provision for loan and lease losses	$369,000	1,402
Total noninterest income	$343,000	3,933
Gross Fiduciary activities income	$5,000	955
Service charges on deposit accounts	$119,000	3,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$219,000	3,738
Total noninterest expense	$4,270,000	2,819
Salaries and employee benefits	$2,768,000	2,590
Premises and equipment expense	$481,000	2,739
Additional noninterest expense	$1,021,000	3,362
Pre-tax net operating income	$1,301,000	3,388
Securities gains (losses)	$0	1,118
Applicable income taxes	$70,000	3,193
Income before extraordinary items	$1,231,000	3,272
Extraordinary gains, net	$0	5
Net income	$1,231,000	3,271
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,231,000	3,271
Net charge-offs	$316,000	962
Cash dividends	$391,000	2,635
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,231,000	3,268
2018-06-30 (YTD Data)		Rank
Total interest income	$4,612,000	2,661
Total interest expense	$971,000	1,814
Net interest income	$3,641,000	2,843
Provision for loan and lease losses	$350,000	1,062
Total noninterest income	$256,000	3,800
Gross Fiduciary activities income	$5,000	939
Service charges on deposit accounts	$72,000	3,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	3,524
Total noninterest expense	$2,911,000	2,801
Salaries and employee benefits	$1,877,000	2,570
Premises and equipment expense	$312,000	2,796
Additional noninterest expense	$722,000	3,258
Pre-tax net operating income	$636,000	3,816
Securities gains (losses)	$0	961
Applicable income taxes	$49,000	3,147
Income before extraordinary items	$587,000	3,762
Extraordinary gains, net	$0	6
Net income	$587,000	3,760
Minority interest net income	$0	65
Net income of bank and minority interests.	$587,000	3,761
Net charge-offs	$318,000	695
Cash dividends	$227,000	2,725
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$587,000	3,761
2018-03-31 (YTD Data)		Rank
Total interest income	$2,292,000	2,667
Total interest expense	$458,000	1,827
Net interest income	$1,834,000	2,832
Provision for loan and lease losses	$185,000	1,005
Total noninterest income	$145,000	3,623
Gross Fiduciary activities income	$2,000	930
Service charges on deposit accounts	$36,000	3,791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	3,247
Total noninterest expense	$1,471,000	2,815
Salaries and employee benefits	$1,002,000	2,505
Premises and equipment expense	$148,000	2,926
Additional noninterest expense	$321,000	3,514
Pre-tax net operating income	$323,000	3,755
Securities gains (losses)	$0	735
Applicable income taxes	$36,000	2,911
Income before extraordinary items	$287,000	3,740
Extraordinary gains, net	$0	7
Net income	$287,000	3,740
Minority interest net income	$0	52
Net income of bank and minority interests.	$287,000	3,740
Net charge-offs	$156,000	662
Cash dividends	$67,000	2,484
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$287,000	3,750
2017-12-31 (YTD Data)		Rank
Total interest income	$8,946,000	2,658
Total interest expense	$1,623,000	1,801
Net interest income	$7,323,000	2,803
Provision for loan and lease losses	$86,000	3,208
Total noninterest income	$571,000	3,768
Gross Fiduciary activities income	$5,000	1,029
Service charges on deposit accounts	$204,000	3,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$362,000	3,574
Total noninterest expense	$5,139,000	3,050
Salaries and employee benefits	$3,211,000	2,858
Premises and equipment expense	$570,000	3,014
Additional noninterest expense	$1,358,000	3,421
Pre-tax net operating income	$2,669,000	2,659
Securities gains (losses)	$2,000	1,996
Applicable income taxes	$119,000	3,210
Income before extraordinary items	$2,552,000	2,302
Extraordinary gains, net	$0	9
Net income	$2,552,000	2,302
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,552,000	2,302
Net charge-offs	$117,000	2,287
Cash dividends	$1,062,000	2,126
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,550,080	2,273
2017-09-30 (YTD Data)		Rank
Total interest income	$6,647,000	2,689
Total interest expense	$1,180,000	1,828
Net interest income	$5,467,000	2,829
Provision for loan and lease losses	$32,000	3,518
Total noninterest income	$442,000	3,742
Gross Fiduciary activities income	$5,000	987
Service charges on deposit accounts	$152,000	3,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$285,000	3,545
Total noninterest expense	$3,762,000	3,101
Salaries and employee benefits	$2,426,000	2,873
Premises and equipment expense	$401,000	3,163
Additional noninterest expense	$935,000	3,605
Pre-tax net operating income	$2,115,000	2,642
Securities gains (losses)	$2,000	2,024
Applicable income taxes	$97,000	3,168
Income before extraordinary items	$2,020,000	2,392
Extraordinary gains, net	$0	9
Net income	$2,020,000	2,391
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,020,000	2,392
Net charge-offs	$73,000	2,169
Cash dividends	$999,000	1,717
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,018,100	2,369
2017-06-30 (YTD Data)		Rank
Total interest income	$4,411,000	2,690
Total interest expense	$757,000	1,858
Net interest income	$3,654,000	2,817
Provision for loan and lease losses	$0	3,871
Total noninterest income	$291,000	3,773
Gross Fiduciary activities income	$5,000	966
Service charges on deposit accounts	$101,000	3,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	3,590
Total noninterest expense	$2,524,000	3,114
Salaries and employee benefits	$1,647,000	2,858
Premises and equipment expense	$267,000	3,167
Additional noninterest expense	$610,000	3,660
Pre-tax net operating income	$1,421,000	2,579
Securities gains (losses)	$2,000	1,641
Applicable income taxes	$71,000	3,134
Income before extraordinary items	$1,352,000	2,336
Extraordinary gains, net	$0	11
Net income	$1,352,000	2,337
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,352,000	2,337
Net charge-offs	$74,000	1,720
Cash dividends	$663,000	1,699
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,350,100	2,305
2017-03-31 (YTD Data)		Rank
Total interest income	$2,202,000	2,686
Total interest expense	$368,000	1,871
Net interest income	$1,834,000	2,809
Provision for loan and lease losses	$0	3,537
Total noninterest income	$155,000	3,673
Gross Fiduciary activities income	$4,000	935
Service charges on deposit accounts	$55,000	3,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	3,534
Total noninterest expense	$1,144,000	3,344
Salaries and employee benefits	$758,000	3,042
Premises and equipment expense	$130,000	3,272
Additional noninterest expense	$256,000	4,024
Pre-tax net operating income	$845,000	2,198
Securities gains (losses)	$0	1,153
Applicable income taxes	$48,000	2,916
Income before extraordinary items	$797,000	1,984
Extraordinary gains, net	$0	8
Net income	$797,000	1,985
Minority interest net income	$0	55
Net income of bank and minority interests.	$797,000	1,985
Net charge-offs	$44,000	1,411
Cash dividends	$329,000	1,564
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$797,000	1,957
2016-12-31 (YTD Data)		Rank
Total interest income	$8,400,000	2,751
Total interest expense	$1,320,000	1,976
Net interest income	$7,080,000	2,849
Provision for loan and lease losses	$315,000	1,940
Total noninterest income	$618,000	3,773
Gross Fiduciary activities income	$5,000	1,059
Service charges on deposit accounts	$236,000	3,351
Trading account gains and fees	$0	170
Additional Noninterest Income	$377,000	3,657
Total noninterest expense	$4,542,000	3,388
Salaries and employee benefits	$2,887,000	3,100
Premises and equipment expense	$512,000	3,328
Additional noninterest expense	$1,143,000	3,929
Pre-tax net operating income	$2,841,000	2,480
Securities gains (losses)	$4,000	2,928
Applicable income taxes	$94,000	3,337
Income before extraordinary items	$2,751,000	2,253
Extraordinary gains, net	$0	5
Net income	$2,751,000	2,250
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,751,000	2,252
Net charge-offs	$76,000	2,830
Cash dividends	$1,758,000	1,549
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,747,120	2,197
2016-09-30 (YTD Data)		Rank
Total interest income	$6,256,000	2,774
Total interest expense	$954,000	2,031
Net interest income	$5,302,000	2,868
Provision for loan and lease losses	$108,000	2,656
Total noninterest income	$453,000	3,837
Gross Fiduciary activities income	$5,000	1,019
Service charges on deposit accounts	$174,000	3,402
Trading account gains and fees	$0	169
Additional Noninterest Income	$274,000	3,702
Total noninterest expense	$3,440,000	3,376
Salaries and employee benefits	$2,212,000	3,060
Premises and equipment expense	$379,000	3,374
Additional noninterest expense	$849,000	3,976
Pre-tax net operating income	$2,207,000	2,464
Securities gains (losses)	$2,000	2,985
Applicable income taxes	$68,000	3,430
Income before extraordinary items	$2,141,000	2,224
Extraordinary gains, net	$0	5
Net income	$2,141,000	2,223
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,141,000	2,224
Net charge-offs	$-4,000	4,681
Cash dividends	$1,214,000	1,476
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,139,060	2,160
2016-06-30 (YTD Data)		Rank
Total interest income	$4,132,000	2,804
Total interest expense	$621,000	2,080
Net interest income	$3,511,000	2,891
Provision for loan and lease losses	$108,000	2,239
Total noninterest income	$291,000	3,892
Gross Fiduciary activities income	$5,000	1,003
Service charges on deposit accounts	$113,000	3,434
Trading account gains and fees	$0	157
Additional Noninterest Income	$173,000	3,799
Total noninterest expense	$2,286,000	3,398
Salaries and employee benefits	$1,468,000	3,090
Premises and equipment expense	$252,000	3,393
Additional noninterest expense	$566,000	4,002
Pre-tax net operating income	$1,408,000	2,509
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$36,000	3,553
Income before extraordinary items	$1,374,000	2,272
Extraordinary gains, net	$0	16
Net income	$1,374,000	2,271
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,374,000	2,271
Net charge-offs	$-5,000	4,738
Cash dividends	$848,000	1,462
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,372,060	2,208
2016-03-31 (YTD Data)		Rank
Total interest income	$2,035,000	2,834
Total interest expense	$303,000	2,120
Net interest income	$1,732,000	2,925
Provision for loan and lease losses	$108,000	1,449
Total noninterest income	$133,000	4,009
Gross Fiduciary activities income	$2,000	992
Service charges on deposit accounts	$56,000	3,440
Trading account gains and fees	$0	142
Additional Noninterest Income	$75,000	3,944
Total noninterest expense	$1,145,000	3,403
Salaries and employee benefits	$780,000	2,999
Premises and equipment expense	$130,000	3,379
Additional noninterest expense	$235,000	4,359
Pre-tax net operating income	$612,000	2,705
Securities gains (losses)	$0	2,077
Applicable income taxes	$4,000	3,979
Income before extraordinary items	$608,000	2,421
Extraordinary gains, net	$0	12
Net income	$608,000	2,421
Minority interest net income	$0	62
Net income of bank and minority interests.	$608,000	2,421
Net charge-offs	$-1,000	4,102
Cash dividends	$485,000	1,242
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$608,000	2,374
2015-12-31 (YTD Data)		Rank
Total interest income	$7,947,000	2,850
Total interest expense	$1,104,000	2,259
Net interest income	$6,843,000	2,906
Provision for loan and lease losses	$275,000	2,003
Total noninterest income	$652,000	3,765
Gross Fiduciary activities income	$5,000	1,091
Service charges on deposit accounts	$229,000	3,491
Trading account gains and fees	$0	159
Additional Noninterest Income	$418,000	3,540
Total noninterest expense	$4,247,000	3,580
Salaries and employee benefits	$2,661,000	3,271
Premises and equipment expense	$461,000	3,630
Additional noninterest expense	$1,125,000	4,055
Pre-tax net operating income	$2,973,000	2,338
Securities gains (losses)	$0	3,216
Applicable income taxes	$170,000	3,039
Income before extraordinary items	$2,803,000	2,160
Extraordinary gains, net	$0	23
Net income	$2,803,000	2,160
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,803,000	2,161
Net charge-offs	$99,000	2,672
Cash dividends	$1,276,000	1,829
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,803,000	2,117
2015-09-30 (YTD Data)		Rank
Total interest income	$5,918,000	2,887
Total interest expense	$815,000	2,309
Net interest income	$5,103,000	2,942
Provision for loan and lease losses	$173,000	2,143
Total noninterest income	$513,000	3,694
Gross Fiduciary activities income	$5,000	1,047
Service charges on deposit accounts	$160,000	3,641
Trading account gains and fees	$0	153
Additional Noninterest Income	$348,000	3,405
Total noninterest expense	$3,205,000	3,583
Salaries and employee benefits	$2,068,000	3,225
Premises and equipment expense	$328,000	3,787
Additional noninterest expense	$809,000	4,155
Pre-tax net operating income	$2,238,000	2,370
Securities gains (losses)	$0	3,031
Applicable income taxes	$139,000	3,069
Income before extraordinary items	$2,099,000	2,179
Extraordinary gains, net	$0	21
Net income	$2,099,000	2,180
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,099,000	2,180
Net charge-offs	$-3,000	4,866
Cash dividends	$741,000	1,922
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,099,000	2,137
2015-06-30 (YTD Data)		Rank
Total interest income	$3,888,000	2,912
Total interest expense	$533,000	2,351
Net interest income	$3,355,000	2,975
Provision for loan and lease losses	$173,000	1,659
Total noninterest income	$360,000	3,608
Gross Fiduciary activities income	$4,000	1,048
Service charges on deposit accounts	$86,000	3,954
Trading account gains and fees	$0	157
Additional Noninterest Income	$270,000	3,195
Total noninterest expense	$2,162,000	3,589
Salaries and employee benefits	$1,399,000	3,211
Premises and equipment expense	$219,000	3,806
Additional noninterest expense	$544,000	4,172
Pre-tax net operating income	$1,380,000	2,489
Securities gains (losses)	$0	2,636
Applicable income taxes	$104,000	2,996
Income before extraordinary items	$1,276,000	2,321
Extraordinary gains, net	$0	22
Net income	$1,276,000	2,323
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,276,000	2,323
Net charge-offs	$-3,000	4,856
Cash dividends	$452,000	2,033
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,276,000	2,277
2015-03-31 (YTD Data)		Rank
Total interest income	$1,918,000	2,936
Total interest expense	$265,000	2,383
Net interest income	$1,653,000	3,009
Provision for loan and lease losses	$0	3,703
Total noninterest income	$246,000	3,069
Gross Fiduciary activities income	$2,000	1,036
Service charges on deposit accounts	$44,000	3,897
Trading account gains and fees	$0	152
Additional Noninterest Income	$200,000	2,634
Total noninterest expense	$1,099,000	3,583
Salaries and employee benefits	$728,000	3,160
Premises and equipment expense	$111,000	3,827
Additional noninterest expense	$260,000	4,288
Pre-tax net operating income	$800,000	2,206
Securities gains (losses)	$0	2,027
Applicable income taxes	$69,000	2,755
Income before extraordinary items	$731,000	2,070
Extraordinary gains, net	$0	13
Net income	$731,000	2,071
Minority interest net income	$0	64
Net income of bank and minority interests.	$731,000	2,071
Net charge-offs	$-2,000	4,668
Cash dividends	$246,000	1,717
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$731,000	2,004
2014-12-31 (YTD Data)		Rank
Total interest income	$7,453,000	3,028
Total interest expense	$1,077,000	2,470
Net interest income	$6,376,000	3,099
Provision for loan and lease losses	$1,345,000	675
Total noninterest income	$414,000	4,570
Gross Fiduciary activities income	$3,000	1,154
Service charges on deposit accounts	$151,000	4,386
Trading account gains and fees	$0	180
Additional Noninterest Income	$260,000	4,199
Total noninterest expense	$3,968,000	3,855
Salaries and employee benefits	$2,426,000	3,539
Premises and equipment expense	$443,000	3,892
Additional noninterest expense	$1,099,000	4,240
Pre-tax net operating income	$1,477,000	3,511
Securities gains (losses)	$0	3,259
Applicable income taxes	$55,000	3,671
Income before extraordinary items	$1,422,000	3,334
Extraordinary gains, net	$0	17
Net income	$1,422,000	3,335
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,422,000	3,335
Net charge-offs	$473,000	1,526
Cash dividends	$970,000	2,084
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,422,000	3,282
2014-09-30 (YTD Data)		Rank
Total interest income	$5,489,000	3,099
Total interest expense	$805,000	2,511
Net interest income	$4,684,000	3,172
Provision for loan and lease losses	$834,000	787
Total noninterest income	$302,000	4,669
Gross Fiduciary activities income	$3,000	1,105
Service charges on deposit accounts	$107,000	4,518
Trading account gains and fees	$0	174
Additional Noninterest Income	$192,000	4,261
Total noninterest expense	$2,896,000	3,924
Salaries and employee benefits	$1,825,000	3,543
Premises and equipment expense	$298,000	4,162
Additional noninterest expense	$773,000	4,412
Pre-tax net operating income	$1,256,000	3,341
Securities gains (losses)	$0	2,980
Applicable income taxes	$54,000	3,632
Income before extraordinary items	$1,202,000	3,146
Extraordinary gains, net	$0	15
Net income	$1,202,000	3,146
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,202,000	3,147
Net charge-offs	$-3,000	5,367
Cash dividends	$369,000	2,549
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,202,000	3,102
2014-06-30 (YTD Data)		Rank
Total interest income	$3,572,000	3,160
Total interest expense	$535,000	2,527
Net interest income	$3,037,000	3,241
Provision for loan and lease losses	$651,000	675
Total noninterest income	$209,000	4,595
Gross Fiduciary activities income	$2,000	1,095
Service charges on deposit accounts	$70,000	4,549
Trading account gains and fees	$0	172
Additional Noninterest Income	$137,000	4,160
Total noninterest expense	$1,913,000	3,979
Salaries and employee benefits	$1,217,000	3,569
Premises and equipment expense	$206,000	4,113
Additional noninterest expense	$490,000	4,533
Pre-tax net operating income	$682,000	3,632
Securities gains (losses)	$0	2,580
Applicable income taxes	$24,000	3,770
Income before extraordinary items	$658,000	3,449
Extraordinary gains, net	$0	20
Net income	$658,000	3,455
Minority interest net income	$0	80
Net income of bank and minority interests.	$658,000	3,455
Net charge-offs	$-1,000	5,059
Cash dividends	$263,000	2,478
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$658,000	3,407
2014-03-31 (YTD Data)		Rank
Total interest income	$1,734,000	3,240
Total interest expense	$268,000	2,546
Net interest income	$1,466,000	3,331
Provision for loan and lease losses	$225,000	909
Total noninterest income	$109,000	4,502
Gross Fiduciary activities income	$2,000	1,051
Service charges on deposit accounts	$33,000	4,624
Trading account gains and fees	$0	147
Additional Noninterest Income	$74,000	4,014
Total noninterest expense	$964,000	3,987
Salaries and employee benefits	$627,000	3,541
Premises and equipment expense	$103,000	4,146
Additional noninterest expense	$234,000	4,645
Pre-tax net operating income	$386,000	3,353
Securities gains (losses)	$0	1,715
Applicable income taxes	$12,000	3,740
Income before extraordinary items	$374,000	3,141
Extraordinary gains, net	$0	16
Net income	$374,000	3,143
Minority interest net income	$0	66
Net income of bank and minority interests.	$374,000	3,144
Net charge-offs	$-1,000	4,711
Cash dividends	$156,000	1,936
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$374,000	3,103
2013-12-31 (YTD Data)		Rank
Total interest income	$7,302,000	3,149
Total interest expense	$1,117,000	2,710
Net interest income	$6,185,000	3,192
Provision for loan and lease losses	$180,000	3,069
Total noninterest income	$409,000	4,721
Gross Fiduciary activities income	$3,000	1,205
Service charges on deposit accounts	$146,000	4,619
Trading account gains and fees	$0	184
Additional Noninterest Income	$260,000	4,277
Total noninterest expense	$3,663,000	4,141
Salaries and employee benefits	$2,314,000	3,735
Premises and equipment expense	$423,000	4,081
Additional noninterest expense	$926,000	4,749
Pre-tax net operating income	$2,751,000	2,305
Securities gains (losses)	$-13,000	6,276
Applicable income taxes	$136,000	3,228
Income before extraordinary items	$2,602,000	2,137
Extraordinary gains, net	$0	29
Net income	$2,602,000	2,141
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,602,000	2,141
Net charge-offs	$868,000	1,406
Cash dividends	$1,498,000	1,498
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,614,350	2,070
2013-09-30 (YTD Data)		Rank
Total interest income	$5,503,000	3,158
Total interest expense	$843,000	2,791
Net interest income	$4,660,000	3,198
Provision for loan and lease losses	$135,000	3,044
Total noninterest income	$318,000	4,722
Gross Fiduciary activities income	$3,000	1,137
Service charges on deposit accounts	$108,000	4,683
Trading account gains and fees	$0	180
Additional Noninterest Income	$207,000	4,269
Total noninterest expense	$2,779,000	4,124
Salaries and employee benefits	$1,773,000	3,695
Premises and equipment expense	$327,000	4,077
Additional noninterest expense	$679,000	4,822
Pre-tax net operating income	$2,064,000	2,362
Securities gains (losses)	$-12,000	6,525
Applicable income taxes	$105,000	3,286
Income before extraordinary items	$1,947,000	2,182
Extraordinary gains, net	$0	25
Net income	$1,947,000	2,188
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,947,000	2,188
Net charge-offs	$-3,000	5,867
Cash dividends	$1,191,000	1,285
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,958,400	2,103
2013-06-30 (YTD Data)		Rank
Total interest income	$3,650,000	3,183
Total interest expense	$561,000	2,851
Net interest income	$3,089,000	3,218
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$217,000	4,732
Gross Fiduciary activities income	$2,000	1,138
Service charges on deposit accounts	$70,000	4,721
Trading account gains and fees	$0	157
Additional Noninterest Income	$145,000	4,255
Total noninterest expense	$1,856,000	4,139
Salaries and employee benefits	$1,181,000	3,719
Premises and equipment expense	$217,000	4,107
Additional noninterest expense	$458,000	4,807
Pre-tax net operating income	$1,360,000	2,376
Securities gains (losses)	$-12,000	6,677
Applicable income taxes	$78,000	3,179
Income before extraordinary items	$1,270,000	2,203
Extraordinary gains, net	$0	22
Net income	$1,270,000	2,211
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,270,000	2,209
Net charge-offs	$-2,000	5,680
Cash dividends	$827,000	1,255
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,281,280	2,098
2013-03-31 (YTD Data)		Rank
Total interest income	$1,816,000	3,216
Total interest expense	$289,000	2,863
Net interest income	$1,527,000	3,253
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$112,000	4,679
Gross Fiduciary activities income	$2,000	1,072
Service charges on deposit accounts	$32,000	4,852
Trading account gains and fees	$0	148
Additional Noninterest Income	$78,000	4,129
Total noninterest expense	$915,000	4,222
Salaries and employee benefits	$610,000	3,669
Premises and equipment expense	$105,000	4,201
Additional noninterest expense	$200,000	5,149
Pre-tax net operating income	$679,000	2,324
Securities gains (losses)	$0	1,966
Applicable income taxes	$52,000	2,963
Income before extraordinary items	$627,000	2,182
Extraordinary gains, net	$0	10
Net income	$627,000	2,184
Minority interest net income	$0	76
Net income of bank and minority interests.	$627,000	2,184
Net charge-offs	$1,000	4,010
Cash dividends	$364,000	1,181
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$627,000	2,096
2012-12-31 (YTD Data)		Rank
Total interest income	$7,261,000	3,363
Total interest expense	$1,262,000	3,098
Net interest income	$5,999,000	3,381
Provision for loan and lease losses	$255,000	3,595
Total noninterest income	$463,000	4,620
Gross Fiduciary activities income	$3,000	1,224
Service charges on deposit accounts	$179,000	4,476
Trading account gains and fees	$0	166
Additional Noninterest Income	$281,000	4,122
Total noninterest expense	$3,557,000	4,333
Salaries and employee benefits	$2,221,000	3,873
Premises and equipment expense	$466,000	3,985
Additional noninterest expense	$870,000	5,112
Pre-tax net operating income	$2,650,000	2,312
Securities gains (losses)	$0	3,810
Applicable income taxes	$130,000	3,323
Income before extraordinary items	$2,520,000	2,156
Extraordinary gains, net	$0	29
Net income	$2,520,000	2,155
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,520,000	2,157
Net charge-offs	$45,000	4,994
Cash dividends	$1,317,000	1,629
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,520,000	2,033
2012-09-30 (YTD Data)		Rank
Total interest income	$5,449,000	3,410
Total interest expense	$961,000	3,167
Net interest income	$4,488,000	3,437
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$360,000	4,612
Gross Fiduciary activities income	$2,000	1,201
Service charges on deposit accounts	$139,000	4,475
Trading account gains and fees	$0	157
Additional Noninterest Income	$219,000	4,121
Total noninterest expense	$2,705,000	4,322
Salaries and employee benefits	$1,750,000	3,755
Premises and equipment expense	$355,000	3,999
Additional noninterest expense	$600,000	5,323
Pre-tax net operating income	$1,918,000	2,433
Securities gains (losses)	$0	3,575
Applicable income taxes	$96,000	3,397
Income before extraordinary items	$1,822,000	2,280
Extraordinary gains, net	$0	20
Net income	$1,822,000	2,280
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,822,000	2,280
Net charge-offs	$-12,000	6,647
Cash dividends	$813,000	1,518
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,822,000	2,156
2012-06-30 (YTD Data)		Rank
Total interest income	$3,566,000	3,491
Total interest expense	$648,000	3,235
Net interest income	$2,918,000	3,506
Provision for loan and lease losses	$150,000	3,329
Total noninterest income	$239,000	4,607
Gross Fiduciary activities income	$2,000	1,169
Service charges on deposit accounts	$93,000	4,451
Trading account gains and fees	$0	153
Additional Noninterest Income	$144,000	4,131
Total noninterest expense	$1,858,000	4,267
Salaries and employee benefits	$1,204,000	3,694
Premises and equipment expense	$242,000	3,956
Additional noninterest expense	$412,000	5,293
Pre-tax net operating income	$1,149,000	2,597
Securities gains (losses)	$0	3,178
Applicable income taxes	$68,000	3,346
Income before extraordinary items	$1,081,000	2,469
Extraordinary gains, net	$0	19
Net income	$1,081,000	2,469
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,081,000	2,469
Net charge-offs	$-10,000	6,639
Cash dividends	$542,000	1,519
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,081,000	2,333
2012-03-31 (YTD Data)		Rank
Total interest income	$1,770,000	3,539
Total interest expense	$327,000	3,317
Net interest income	$1,443,000	3,557
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$112,000	4,766
Gross Fiduciary activities income	$1,000	1,128
Service charges on deposit accounts	$40,000	4,716
Trading account gains and fees	$0	148
Additional Noninterest Income	$71,000	4,189
Total noninterest expense	$917,000	4,321
Salaries and employee benefits	$601,000	3,735
Premises and equipment expense	$117,000	4,039
Additional noninterest expense	$199,000	5,374
Pre-tax net operating income	$563,000	2,643
Securities gains (losses)	$0	2,210
Applicable income taxes	$47,000	3,119
Income before extraordinary items	$516,000	2,532
Extraordinary gains, net	$0	19
Net income	$516,000	2,534
Minority interest net income	$0	78
Net income of bank and minority interests.	$516,000	2,535
Net charge-offs	$-10,000	6,648
Cash dividends	$271,000	1,356
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$516,000	2,415
2011-12-31 (YTD Data)		Rank
Total interest income	$7,289,000	3,575
Total interest expense	$1,528,000	3,398
Net interest income	$5,761,000	3,572
Provision for loan and lease losses	$450,000	3,593
Total noninterest income	$406,000	4,756
Gross Fiduciary activities income	$2,000	1,223
Service charges on deposit accounts	$199,000	4,383
Trading account gains and fees	$0	146
Additional Noninterest Income	$205,000	4,436
Total noninterest expense	$3,175,000	4,727
Salaries and employee benefits	$1,999,000	4,174
Premises and equipment expense	$374,000	4,718
Additional noninterest expense	$802,000	5,411
Pre-tax net operating income	$2,542,000	2,101
Securities gains (losses)	$-1,000	6,712
Applicable income taxes	$93,000	3,420
Income before extraordinary items	$2,448,000	1,909
Extraordinary gains, net	$0	29
Net income	$2,448,000	1,910
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,448,000	1,910
Net charge-offs	$350,000	3,612
Cash dividends	$1,576,000	1,184
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,448,960	1,819
2011-09-30 (YTD Data)		Rank
Total interest income	$5,436,000	3,627
Total interest expense	$1,183,000	3,439
Net interest income	$4,253,000	3,624
Provision for loan and lease losses	$375,000	3,310
Total noninterest income	$300,000	4,823
Gross Fiduciary activities income	$1,000	1,199
Service charges on deposit accounts	$150,000	4,402
Trading account gains and fees	$0	145
Additional Noninterest Income	$149,000	4,533
Total noninterest expense	$2,353,000	4,768
Salaries and employee benefits	$1,503,000	4,174
Premises and equipment expense	$273,000	4,839
Additional noninterest expense	$577,000	5,525
Pre-tax net operating income	$1,825,000	2,242
Securities gains (losses)	$-1,000	6,834
Applicable income taxes	$67,000	3,469
Income before extraordinary items	$1,757,000	2,032
Extraordinary gains, net	$0	21
Net income	$1,757,000	2,032
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,757,000	2,032
Net charge-offs	$52,000	4,949
Cash dividends	$1,190,000	1,019
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,757,960	1,936
2011-06-30 (YTD Data)		Rank
Total interest income	$3,574,000	3,702
Total interest expense	$803,000	3,505
Net interest income	$2,771,000	3,683
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$194,000	4,917
Gross Fiduciary activities income	$1,000	1,171
Service charges on deposit accounts	$94,000	4,500
Trading account gains and fees	$0	153
Additional Noninterest Income	$99,000	4,553
Total noninterest expense	$1,553,000	4,851
Salaries and employee benefits	$981,000	4,261
Premises and equipment expense	$194,000	4,729
Additional noninterest expense	$378,000	5,660
Pre-tax net operating income	$1,112,000	2,367
Securities gains (losses)	$-1,000	6,874
Applicable income taxes	$40,000	3,494
Income before extraordinary items	$1,071,000	2,153
Extraordinary gains, net	$0	15
Net income	$1,071,000	2,152
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,071,000	2,152
Net charge-offs	$54,000	4,384
Cash dividends	$804,000	972
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,071,960	2,081
2011-03-31 (YTD Data)		Rank
Total interest income	$1,761,000	3,768
Total interest expense	$413,000	3,521
Net interest income	$1,348,000	3,756
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$100,000	4,922
Gross Fiduciary activities income	$1,000	1,126
Service charges on deposit accounts	$43,000	4,615
Trading account gains and fees	$0	158
Additional Noninterest Income	$56,000	4,485
Total noninterest expense	$760,000	4,938
Salaries and employee benefits	$493,000	4,273
Premises and equipment expense	$94,000	4,869
Additional noninterest expense	$173,000	5,866
Pre-tax net operating income	$538,000	2,426
Securities gains (losses)	$0	1,772
Applicable income taxes	$20,000	3,446
Income before extraordinary items	$518,000	2,192
Extraordinary gains, net	$0	9
Net income	$518,000	2,191
Minority interest net income	$0	86
Net income of bank and minority interests.	$518,000	2,192
Net charge-offs	$-3,000	6,584
Cash dividends	$417,000	865
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$518,000	2,146
2010-12-31 (YTD Data)		Rank
Total interest income	$7,248,000	3,823
Total interest expense	$1,866,000	3,746
Net interest income	$5,382,000	3,764
Provision for loan and lease losses	$600,000	3,834
Total noninterest income	$459,000	4,730
Gross Fiduciary activities income	$2,000	1,284
Service charges on deposit accounts	$237,000	4,104
Trading account gains and fees	$0	175
Additional Noninterest Income	$220,000	4,449
Total noninterest expense	$2,858,000	5,157
Salaries and employee benefits	$1,749,000	4,605
Premises and equipment expense	$349,000	5,065
Additional noninterest expense	$760,000	5,723
Pre-tax net operating income	$2,383,000	1,954
Securities gains (losses)	$0	3,793
Applicable income taxes	$89,000	3,310
Income before extraordinary items	$2,294,000	1,794
Extraordinary gains, net	$0	29
Net income	$2,294,000	1,795
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,294,000	1,796
Net charge-offs	$251,000	4,520
Cash dividends	$1,540,000	1,042
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,294,000	1,721
2010-09-30 (YTD Data)		Rank
Total interest income	$5,478,000	3,879
Total interest expense	$1,439,000	3,804
Net interest income	$4,039,000	3,814
Provision for loan and lease losses	$450,000	3,704
Total noninterest income	$338,000	4,829
Gross Fiduciary activities income	$1,000	1,261
Service charges on deposit accounts	$189,000	4,066
Trading account gains and fees	$0	165
Additional Noninterest Income	$148,000	4,664
Total noninterest expense	$2,149,000	5,173
Salaries and employee benefits	$1,342,000	4,575
Premises and equipment expense	$256,000	5,188
Additional noninterest expense	$551,000	5,840
Pre-tax net operating income	$1,778,000	2,081
Securities gains (losses)	$0	3,651
Applicable income taxes	$86,000	3,214
Income before extraordinary items	$1,692,000	1,948
Extraordinary gains, net	$0	23
Net income	$1,692,000	1,949
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,692,000	1,950
Net charge-offs	$46,000	5,552
Cash dividends	$808,000	1,262
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,692,000	1,850
2010-06-30 (YTD Data)		Rank
Total interest income	$3,600,000	3,940
Total interest expense	$979,000	3,860
Net interest income	$2,621,000	3,890
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$228,000	4,798
Gross Fiduciary activities income	$1,000	1,231
Service charges on deposit accounts	$128,000	4,023
Trading account gains and fees	$0	152
Additional Noninterest Income	$99,000	4,658
Total noninterest expense	$1,440,000	5,175
Salaries and employee benefits	$899,000	4,583
Premises and equipment expense	$163,000	5,334
Additional noninterest expense	$378,000	5,779
Pre-tax net operating income	$1,109,000	2,183
Securities gains (losses)	$0	3,184
Applicable income taxes	$54,000	3,226
Income before extraordinary items	$1,055,000	2,013
Extraordinary gains, net	$0	19
Net income	$1,055,000	2,012
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,055,000	2,013
Net charge-offs	$48,000	4,928
Cash dividends	$536,000	1,263
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,055,000	1,928
2010-03-31 (YTD Data)		Rank
Total interest income	$1,749,000	4,075
Total interest expense	$499,000	3,933
Net interest income	$1,250,000	4,040
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$120,000	4,707
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$70,000	3,833
Trading account gains and fees	$0	175
Additional Noninterest Income	$50,000	4,691
Total noninterest expense	$711,000	5,260
Salaries and employee benefits	$458,000	4,602
Premises and equipment expense	$81,000	5,414
Additional noninterest expense	$172,000	6,032
Pre-tax net operating income	$509,000	2,376
Securities gains (losses)	$0	2,284
Applicable income taxes	$24,000	3,330
Income before extraordinary items	$485,000	2,200
Extraordinary gains, net	$0	16
Net income	$485,000	2,199
Minority interest net income	$0	91
Net income of bank and minority interests.	$485,000	2,200
Net charge-offs	$34,000	4,045
Cash dividends	$268,000	1,162
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$485,000	2,109
2009-12-31 (YTD Data)		Rank
Total interest income	$7,537,000	3,986
Total interest expense	$2,650,000	3,745
Net interest income	$4,887,000	4,009
Provision for loan and lease losses	$380,000	4,935
Total noninterest income	$451,000	4,914
Gross Fiduciary activities income	$1,000	1,342
Service charges on deposit accounts	$265,000	4,118
Trading account gains and fees	$0	211
Additional Noninterest Income	$185,000	4,766
Total noninterest expense	$2,891,000	5,287
Salaries and employee benefits	$1,730,000	4,775
Premises and equipment expense	$341,000	5,377
Additional noninterest expense	$820,000	5,765
Pre-tax net operating income	$2,067,000	1,866
Securities gains (losses)	$0	3,754
Applicable income taxes	$69,000	3,092
Income before extraordinary items	$1,998,000	1,681
Extraordinary gains, net	$0	34
Net income	$1,998,000	1,680
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,998,000	1,681
Net charge-offs	$337,000	4,340
Cash dividends	$1,139,000	1,489
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,998,000	1,628
2009-09-30 (YTD Data)		Rank
Total interest income	$5,658,000	4,032
Total interest expense	$2,059,000	3,784
Net interest income	$3,599,000	4,052
Provision for loan and lease losses	$230,000	4,952
Total noninterest income	$335,000	4,998
Gross Fiduciary activities income	$1,000	1,297
Service charges on deposit accounts	$184,000	4,274
Trading account gains and fees	$0	212
Additional Noninterest Income	$150,000	4,762
Total noninterest expense	$2,298,000	5,142
Salaries and employee benefits	$1,302,000	4,800
Premises and equipment expense	$262,000	5,363
Additional noninterest expense	$734,000	5,280
Pre-tax net operating income	$1,406,000	2,159
Securities gains (losses)	$0	3,497
Applicable income taxes	$73,000	3,096
Income before extraordinary items	$1,333,000	2,001
Extraordinary gains, net	$0	27
Net income	$1,333,000	2,000
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,333,000	2,001
Net charge-offs	$290,000	3,754
Cash dividends	$816,000	1,473
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,333,000	1,958
2009-06-30 (YTD Data)		Rank
Total interest income	$3,766,000	4,075
Total interest expense	$1,416,000	3,816
Net interest income	$2,350,000	4,088
Provision for loan and lease losses	$105,000	5,253
Total noninterest income	$223,000	5,028
Gross Fiduciary activities income	$1,000	1,272
Service charges on deposit accounts	$121,000	4,290
Trading account gains and fees	$0	193
Additional Noninterest Income	$101,000	4,769
Total noninterest expense	$1,520,000	5,211
Salaries and employee benefits	$860,000	4,886
Premises and equipment expense	$173,000	5,437
Additional noninterest expense	$487,000	5,312
Pre-tax net operating income	$948,000	2,209
Securities gains (losses)	$0	3,136
Applicable income taxes	$48,000	3,189
Income before extraordinary items	$900,000	2,031
Extraordinary gains, net	$0	21
Net income	$900,000	2,028
Minority interest net income	$0	112
Net income of bank and minority interests.	$900,000	2,030
Net charge-offs	$268,000	3,064
Cash dividends	$543,000	1,543
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$900,000	1,959
2009-03-31 (YTD Data)		Rank
Total interest income	$1,859,000	4,154
Total interest expense	$713,000	3,891
Net interest income	$1,146,000	4,150
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$111,000	5,018
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$56,000	4,381
Trading account gains and fees	$0	171
Additional Noninterest Income	$55,000	4,661
Total noninterest expense	$732,000	5,249
Salaries and employee benefits	$433,000	4,909
Premises and equipment expense	$87,000	5,464
Additional noninterest expense	$212,000	5,449
Pre-tax net operating income	$495,000	2,398
Securities gains (losses)	$0	2,434
Applicable income taxes	$23,000	3,465
Income before extraordinary items	$472,000	2,243
Extraordinary gains, net	$0	15
Net income	$472,000	2,243
Minority interest net income	$0	102
Net income of bank and minority interests.	$472,000	2,245
Net charge-offs	$-1,000	7,151
Cash dividends	$271,000	1,451
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$472,000	2,110
2008-12-31 (YTD Data)		Rank
Total interest income	$7,613,000	4,266
Total interest expense	$3,078,000	4,185
Net interest income	$4,535,000	4,206
Provision for loan and lease losses	$150,000	5,553
Total noninterest income	$485,000	4,909
Gross Fiduciary activities income	$19,000	1,114
Service charges on deposit accounts	$266,000	4,232
Trading account gains and fees	$0	154
Additional Noninterest Income	$200,000	4,834
Total noninterest expense	$2,742,000	5,387
Salaries and employee benefits	$1,796,000	4,801
Premises and equipment expense	$345,000	5,459
Additional noninterest expense	$601,000	6,219
Pre-tax net operating income	$2,128,000	2,331
Securities gains (losses)	$14,000	2,367
Applicable income taxes	$104,000	3,365
Income before extraordinary items	$2,038,000	1,954
Extraordinary gains, net	$0	39
Net income	$2,038,000	1,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,515
Cash dividends	$939,000	2,418
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,024,700	2,092
2008-09-30 (YTD Data)		Rank
Total interest income	$5,720,000	4,328
Total interest expense	$2,387,000	4,213
Net interest income	$3,333,000	4,286
Provision for loan and lease losses	$0	6,991
Total noninterest income	$382,000	4,911
Gross Fiduciary activities income	$19,000	1,065
Service charges on deposit accounts	$199,000	4,270
Trading account gains and fees	$0	148
Additional Noninterest Income	$164,000	4,802
Total noninterest expense	$2,058,000	5,377
Salaries and employee benefits	$1,347,000	4,813
Premises and equipment expense	$261,000	5,469
Additional noninterest expense	$450,000	6,180
Pre-tax net operating income	$1,657,000	2,640
Securities gains (losses)	$14,000	2,218
Applicable income taxes	$72,000	3,863
Income before extraordinary items	$1,599,000	2,201
Extraordinary gains, net	$0	31
Net income	$1,599,000	2,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,512
Cash dividends	$482,000	2,797
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,585,560	2,329
2008-06-30 (YTD Data)		Rank
Total interest income	$3,817,000	4,384
Total interest expense	$1,661,000	4,222
Net interest income	$2,156,000	4,369
Provision for loan and lease losses	$0	6,671
Total noninterest income	$240,000	5,075
Gross Fiduciary activities income	$7,000	1,174
Service charges on deposit accounts	$126,000	4,374
Trading account gains and fees	$0	149
Additional Noninterest Income	$107,000	4,934
Total noninterest expense	$1,380,000	5,389
Salaries and employee benefits	$895,000	4,858
Premises and equipment expense	$169,000	5,583
Additional noninterest expense	$316,000	6,051
Pre-tax net operating income	$1,016,000	2,918
Securities gains (losses)	$14,000	2,273
Applicable income taxes	$43,000	4,183
Income before extraordinary items	$987,000	2,600
Extraordinary gains, net	$0	21
Net income	$987,000	2,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,297
Cash dividends	$266,000	3,120
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$973,560	2,580
2008-03-31 (YTD Data)		Rank
Total interest income	$1,911,000	4,454
Total interest expense	$884,000	4,231
Net interest income	$1,027,000	4,535
Provision for loan and lease losses	$0	6,080
Total noninterest income	$123,000	5,026
Gross Fiduciary activities income	$6,000	1,090
Service charges on deposit accounts	$62,000	4,381
Trading account gains and fees	$0	158
Additional Noninterest Income	$55,000	4,866
Total noninterest expense	$679,000	5,466
Salaries and employee benefits	$437,000	4,965
Premises and equipment expense	$82,000	5,672
Additional noninterest expense	$160,000	6,007
Pre-tax net operating income	$471,000	3,198
Securities gains (losses)	$13,000	1,848
Applicable income taxes	$21,000	4,341
Income before extraordinary items	$463,000	2,868
Extraordinary gains, net	$0	15
Net income	$463,000	2,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$132,000	2,694
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$450,520	2,843
2007-12-31 (YTD Data)		Rank
Total interest income	$6,487,000	4,967
Total interest expense	$3,150,000	4,651
Net interest income	$3,337,000	5,202
Provision for loan and lease losses	$82,000	5,171
Total noninterest income	$480,000	5,101
Gross Fiduciary activities income	$2,000	1,406
Service charges on deposit accounts	$264,000	4,349
Trading account gains and fees	$0	178
Additional Noninterest Income	$214,000	4,928
Total noninterest expense	$2,258,000	5,883
Salaries and employee benefits	$1,394,000	5,525
Premises and equipment expense	$317,000	5,658
Additional noninterest expense	$547,000	6,373
Pre-tax net operating income	$1,477,000	3,932
Securities gains (losses)	$0	2,146
Applicable income taxes	$63,000	4,803
Income before extraordinary items	$1,414,000	3,561
Extraordinary gains, net	$0	39
Net income	$1,414,000	3,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,041
Cash dividends	$1,229,000	2,300
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,414,000	3,553
2007-09-30 (YTD Data)		Rank
Total interest income	$4,580,000	5,187
Total interest expense	$2,250,000	4,803
Net interest income	$2,330,000	5,433
Provision for loan and lease losses	$68,000	4,713
Total noninterest income	$347,000	5,232
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$197,000	4,371
Trading account gains and fees	$0	184
Additional Noninterest Income	$149,000	5,104
Total noninterest expense	$1,637,000	5,950
Salaries and employee benefits	$1,001,000	5,639
Premises and equipment expense	$227,000	5,761
Additional noninterest expense	$409,000	6,335
Pre-tax net operating income	$972,000	4,422
Securities gains (losses)	$0	1,655
Applicable income taxes	$39,000	5,110
Income before extraordinary items	$933,000	4,026
Extraordinary gains, net	$0	33
Net income	$933,000	4,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,034
Cash dividends	$899,000	2,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$933,000	4,008
2007-06-30 (YTD Data)		Rank
Total interest income	$2,743,000	5,521
Total interest expense	$1,337,000	5,111
Net interest income	$1,406,000	5,739
Provision for loan and lease losses	$45,000	4,495
Total noninterest income	$213,000	5,443
Gross Fiduciary activities income	$1,000	1,345
Service charges on deposit accounts	$123,000	4,520
Trading account gains and fees	$0	168
Additional Noninterest Income	$89,000	5,328
Total noninterest expense	$1,022,000	6,194
Salaries and employee benefits	$604,000	5,987
Premises and equipment expense	$149,000	5,826
Additional noninterest expense	$269,000	6,404
Pre-tax net operating income	$552,000	4,853
Securities gains (losses)	$0	1,444
Applicable income taxes	$22,000	5,294
Income before extraordinary items	$530,000	4,439
Extraordinary gains, net	$0	29
Net income	$530,000	4,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$809,000	1,794
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$530,000	4,432
2007-03-31 (YTD Data)		Rank
Total interest income	$1,054,000	6,193
Total interest expense	$523,000	5,744
Net interest income	$531,000	6,485
Provision for loan and lease losses	$23,000	4,237
Total noninterest income	$86,000	5,836
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$49,000	4,927
Trading account gains and fees	$0	195
Additional Noninterest Income	$37,000	5,638
Total noninterest expense	$413,000	6,755
Salaries and employee benefits	$238,000	6,652
Premises and equipment expense	$65,000	6,217
Additional noninterest expense	$110,000	6,904
Pre-tax net operating income	$181,000	5,704
Securities gains (losses)	$0	1,187
Applicable income taxes	$6,000	5,609
Income before extraordinary items	$175,000	5,351
Extraordinary gains, net	$0	22
Net income	$175,000	5,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$175,000	5,331
2006-12-31 (YTD Data)		Rank
Total interest income	$3,905,000	6,186
Total interest expense	$1,831,000	5,646
Net interest income	$2,074,000	6,480
Provision for loan and lease losses	$90,000	4,875
Total noninterest income	$315,000	6,075
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$194,000	5,053
Trading account gains and fees	$0	130
Additional Noninterest Income	$121,000	5,995
Total noninterest expense	$1,532,000	6,837
Salaries and employee benefits	$817,000	6,918
Premises and equipment expense	$279,000	5,927
Additional noninterest expense	$436,000	6,879
Pre-tax net operating income	$767,000	5,737
Securities gains (losses)	$-61,000	8,017
Applicable income taxes	$15,000	6,025
Income before extraordinary items	$691,000	5,542
Extraordinary gains, net	$0	51
Net income	$691,000	5,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$750,780	5,349
2006-09-30 (YTD Data)		Rank
Total interest income	$2,863,000	6,262
Total interest expense	$1,312,000	5,687
Net interest income	$1,551,000	6,544
Provision for loan and lease losses	$68,000	4,698
Total noninterest income	$235,000	6,153
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$142,000	5,156
Trading account gains and fees	$0	126
Additional Noninterest Income	$93,000	5,976
Total noninterest expense	$1,211,000	6,721
Salaries and employee benefits	$639,000	6,787
Premises and equipment expense	$210,000	5,934
Additional noninterest expense	$362,000	6,624
Pre-tax net operating income	$507,000	6,187
Securities gains (losses)	$-60,000	8,245
Applicable income taxes	$5,000	6,397
Income before extraordinary items	$442,000	6,024
Extraordinary gains, net	$0	45
Net income	$442,000	6,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,412
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$501,400	5,756
2006-06-30 (YTD Data)		Rank
Total interest income	$1,863,000	6,307
Total interest expense	$828,000	5,713
Net interest income	$1,035,000	6,581
Provision for loan and lease losses	$45,000	4,580
Total noninterest income	$153,000	6,200
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$89,000	5,264
Trading account gains and fees	$0	126
Additional Noninterest Income	$64,000	5,953
Total noninterest expense	$860,000	6,588
Salaries and employee benefits	$433,000	6,786
Premises and equipment expense	$150,000	5,772
Additional noninterest expense	$277,000	6,308
Pre-tax net operating income	$283,000	6,566
Securities gains (losses)	$-61,000	8,417
Applicable income taxes	$-3,000	8,446
Income before extraordinary items	$225,000	6,549
Extraordinary gains, net	$0	39
Net income	$225,000	6,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,807
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$286,000	6,115
2006-03-31 (YTD Data)		Rank
Total interest income	$903,000	6,343
Total interest expense	$397,000	5,721
Net interest income	$506,000	6,655
Provision for loan and lease losses	$22,000	4,442
Total noninterest income	$75,000	6,200
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$42,000	5,298
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	5,895
Total noninterest expense	$474,000	6,337
Salaries and employee benefits	$236,000	6,597
Premises and equipment expense	$96,000	5,080
Additional noninterest expense	$142,000	6,219
Pre-tax net operating income	$85,000	7,247
Securities gains (losses)	$-61,000	8,599
Applicable income taxes	$-8,000	8,510
Income before extraordinary items	$32,000	7,808
Extraordinary gains, net	$0	21
Net income	$32,000	7,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,757
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$93,000	6,837
2005-12-31 (YTD Data)		Rank
Total interest income	$3,380,000	6,286
Total interest expense	$1,273,000	5,676
Net interest income	$2,107,000	6,515
Provision for loan and lease losses	$50,000	5,734
Total noninterest income	$268,000	6,540
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$162,000	5,470
Trading account gains and fees	$0	138
Additional Noninterest Income	$106,000	6,316
Total noninterest expense	$1,440,000	6,994
Salaries and employee benefits	$782,000	6,989
Premises and equipment expense	$274,000	5,971
Additional noninterest expense	$384,000	7,158
Pre-tax net operating income	$885,000	5,669
Securities gains (losses)	$0	2,296
Applicable income taxes	$299,000	4,138
Income before extraordinary items	$586,000	6,057
Extraordinary gains, net	$0	46
Net income	$586,000	6,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,381
Cash dividends	$285,000	4,483
Sale, conversion, retirement of capital stock, net	$-195,000	8,780
Net operating income	$586,000	6,028
2005-09-30 (YTD Data)		Rank
Total interest income	$2,487,000	6,336
Total interest expense	$919,000	5,676
Net interest income	$1,568,000	6,558
Provision for loan and lease losses	$35,000	5,685
Total noninterest income	$202,000	6,570
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$122,000	5,500
Trading account gains and fees	$0	126
Additional Noninterest Income	$80,000	6,318
Total noninterest expense	$1,121,000	6,892
Salaries and employee benefits	$613,000	6,866
Premises and equipment expense	$216,000	5,843
Additional noninterest expense	$292,000	7,151
Pre-tax net operating income	$614,000	5,947
Securities gains (losses)	$0	2,317
Applicable income taxes	$204,000	4,388
Income before extraordinary items	$410,000	6,313
Extraordinary gains, net	$0	35
Net income	$410,000	6,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$410,000	6,274
2005-06-30 (YTD Data)		Rank
Total interest income	$1,634,000	6,322
Total interest expense	$575,000	5,679
Net interest income	$1,059,000	6,526
Provision for loan and lease losses	$20,000	5,646
Total noninterest income	$134,000	6,557
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$79,000	5,503
Trading account gains and fees	$0	116
Additional Noninterest Income	$55,000	6,254
Total noninterest expense	$730,000	6,968
Salaries and employee benefits	$407,000	6,872
Premises and equipment expense	$145,000	5,799
Additional noninterest expense	$178,000	7,317
Pre-tax net operating income	$443,000	5,731
Securities gains (losses)	$0	2,146
Applicable income taxes	$146,000	4,285
Income before extraordinary items	$297,000	6,143
Extraordinary gains, net	$0	30
Net income	$297,000	6,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$297,000	6,093
2005-03-31 (YTD Data)		Rank
Total interest income	$788,000	6,420
Total interest expense	$265,000	5,815
Net interest income	$523,000	6,594
Provision for loan and lease losses	$5,000	5,826
Total noninterest income	$65,000	6,590
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$35,000	5,695
Trading account gains and fees	$0	115
Additional Noninterest Income	$30,000	6,174
Total noninterest expense	$365,000	7,014
Salaries and employee benefits	$211,000	6,845
Premises and equipment expense	$74,000	5,787
Additional noninterest expense	$80,000	7,570
Pre-tax net operating income	$218,000	5,769
Securities gains (losses)	$0	1,685
Applicable income taxes	$68,000	4,330
Income before extraordinary items	$150,000	6,094
Extraordinary gains, net	$0	24
Net income	$150,000	6,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$150,000	6,054
2004-12-31 (YTD Data)		Rank
Total interest income	$3,019,000	6,397
Total interest expense	$1,070,000	5,468
Net interest income	$1,949,000	6,692
Provision for loan and lease losses	$0	7,314
Total noninterest income	$237,000	6,866
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$124,000	6,118
Trading account gains and fees	$0	138
Additional Noninterest Income	$113,000	6,209
Total noninterest expense	$1,425,000	7,021
Salaries and employee benefits	$751,000	7,112
Premises and equipment expense	$285,000	5,821
Additional noninterest expense	$389,000	7,184
Pre-tax net operating income	$761,000	5,912
Securities gains (losses)	$0	3,819
Applicable income taxes	$237,000	4,529
Income before extraordinary items	$524,000	6,271
Extraordinary gains, net	$0	34
Net income	$524,000	6,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,099
Cash dividends	$300,000	4,324
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$524,000	6,196
2004-09-30 (YTD Data)		Rank
Total interest income	$2,258,000	6,421
Total interest expense	$810,000	5,419
Net interest income	$1,448,000	6,726
Provision for loan and lease losses	$0	7,100
Total noninterest income	$175,000	6,932
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$87,000	6,265
Trading account gains and fees	$0	134
Additional Noninterest Income	$88,000	6,162
Total noninterest expense	$1,030,000	7,090
Salaries and employee benefits	$579,000	6,993
Premises and equipment expense	$171,000	6,414
Additional noninterest expense	$280,000	7,246
Pre-tax net operating income	$593,000	5,930
Securities gains (losses)	$0	3,710
Applicable income taxes	$190,000	4,520
Income before extraordinary items	$403,000	6,301
Extraordinary gains, net	$0	26
Net income	$403,000	6,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$403,000	6,226
2004-06-30 (YTD Data)		Rank
Total interest income	$1,510,000	6,441
Total interest expense	$548,000	5,391
Net interest income	$962,000	6,766
Provision for loan and lease losses	$0	6,885
Total noninterest income	$112,000	7,039
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$49,000	6,572
Trading account gains and fees	$0	130
Additional Noninterest Income	$63,000	6,049
Total noninterest expense	$692,000	7,124
Salaries and employee benefits	$391,000	6,999
Premises and equipment expense	$114,000	6,459
Additional noninterest expense	$187,000	7,286
Pre-tax net operating income	$382,000	5,965
Securities gains (losses)	$0	3,413
Applicable income taxes	$121,000	4,596
Income before extraordinary items	$261,000	6,347
Extraordinary gains, net	$0	21
Net income	$261,000	6,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,839
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$261,000	6,261
2004-03-31 (YTD Data)		Rank
Total interest income	$755,000	6,459
Total interest expense	$275,000	5,436
Net interest income	$480,000	6,796
Provision for loan and lease losses	$0	6,501
Total noninterest income	$54,000	7,095
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$24,000	6,539
Trading account gains and fees	$0	121
Additional Noninterest Income	$30,000	6,109
Total noninterest expense	$364,000	7,018
Salaries and employee benefits	$215,000	6,788
Premises and equipment expense	$59,000	6,355
Additional noninterest expense	$90,000	7,377
Pre-tax net operating income	$170,000	6,181
Securities gains (losses)	$0	2,934
Applicable income taxes	$63,000	4,507
Income before extraordinary items	$107,000	6,747
Extraordinary gains, net	$0	16
Net income	$107,000	6,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$107,000	6,629
2003-12-31 (YTD Data)		Rank
Total interest income	$3,024,000	6,488
Total interest expense	$1,181,000	5,610
Net interest income	$1,843,000	6,837
Provision for loan and lease losses	$50,000	6,256
Total noninterest income	$267,000	6,830
Gross Fiduciary activities income	$4,000	1,466
Service charges on deposit accounts	$101,000	6,541
Trading account gains and fees	$0	160
Additional Noninterest Income	$162,000	5,688
Total noninterest expense	$1,346,000	7,177
Salaries and employee benefits	$782,000	6,975
Premises and equipment expense	$242,000	6,277
Additional noninterest expense	$322,000	7,620
Pre-tax net operating income	$714,000	5,966
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$220,000	4,786
Income before extraordinary items	$495,000	6,357
Extraordinary gains, net	$0	54
Net income	$495,000	6,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,935
Cash dividends	$300,000	4,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$494,310	6,212
2003-09-30 (YTD Data)		Rank
Total interest income	$2,279,000	6,555
Total interest expense	$896,000	5,729
Net interest income	$1,383,000	6,870
Provision for loan and lease losses	$40,000	6,097
Total noninterest income	$220,000	6,680
Gross Fiduciary activities income	$4,000	1,409
Service charges on deposit accounts	$77,000	6,567
Trading account gains and fees	$0	153
Additional Noninterest Income	$139,000	5,488
Total noninterest expense	$1,029,000	7,129
Salaries and employee benefits	$605,000	6,896
Premises and equipment expense	$183,000	6,241
Additional noninterest expense	$241,000	7,645
Pre-tax net operating income	$534,000	6,146
Securities gains (losses)	$0	4,204
Applicable income taxes	$169,000	4,927
Income before extraordinary items	$365,000	6,566
Extraordinary gains, net	$0	40
Net income	$365,000	6,567
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,060
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$365,000	6,394
2003-06-30 (YTD Data)		Rank
Total interest income	$1,527,000	6,587
Total interest expense	$610,000	5,784
Net interest income	$917,000	6,892
Provision for loan and lease losses	$26,000	6,061
Total noninterest income	$150,000	6,647
Gross Fiduciary activities income	$1,000	1,488
Service charges on deposit accounts	$48,000	6,655
Trading account gains and fees	$0	150
Additional Noninterest Income	$101,000	5,311
Total noninterest expense	$683,000	7,167
Salaries and employee benefits	$400,000	6,942
Premises and equipment expense	$123,000	6,193
Additional noninterest expense	$160,000	7,642
Pre-tax net operating income	$358,000	6,122
Securities gains (losses)	$0	3,782
Applicable income taxes	$106,000	5,052
Income before extraordinary items	$252,000	6,503
Extraordinary gains, net	$0	30
Net income	$252,000	6,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,270
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$252,000	6,302
2003-03-31 (YTD Data)		Rank
Total interest income	$773,000	6,584
Total interest expense	$310,000	5,843
Net interest income	$463,000	6,871
Provision for loan and lease losses	$11,000	6,010
Total noninterest income	$77,000	6,519
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$24,000	6,593
Trading account gains and fees	$0	134
Additional Noninterest Income	$53,000	5,163
Total noninterest expense	$348,000	7,136
Salaries and employee benefits	$207,000	6,875
Premises and equipment expense	$61,000	6,231
Additional noninterest expense	$80,000	7,665
Pre-tax net operating income	$181,000	6,073
Securities gains (losses)	$0	2,891
Applicable income taxes	$50,000	5,100
Income before extraordinary items	$131,000	6,347
Extraordinary gains, net	$0	21
Net income	$131,000	6,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$131,000	6,170
2002-12-31 (YTD Data)		Rank
Total interest income	$3,246,000	6,590
Total interest expense	$1,299,000	6,183
Net interest income	$1,947,000	6,706
Provision for loan and lease losses	$36,000	7,011
Total noninterest income	$218,000	7,131
Gross Fiduciary activities income	$5,000	1,497
Service charges on deposit accounts	$97,000	6,623
Trading account gains and fees	$0	153
Additional Noninterest Income	$116,000	6,134
Total noninterest expense	$1,328,000	7,183
Salaries and employee benefits	$737,000	7,128
Premises and equipment expense	$212,000	6,633
Additional noninterest expense	$379,000	7,294
Pre-tax net operating income	$801,000	5,770
Securities gains (losses)	$0	4,537
Applicable income taxes	$258,000	4,706
Income before extraordinary items	$543,000	6,207
Extraordinary gains, net	$0	70
Net income	$543,000	6,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$300,000	4,293
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$543,000	6,052
2001-12-31 (YTD Data)		Rank
Total interest income	$3,248,000	6,982
Total interest expense	$1,537,000	6,907
Net interest income	$1,711,000	6,956
Provision for loan and lease losses	$36,000	7,043
Total noninterest income	$159,000	7,760
Gross Fiduciary activities income	$6,000	1,512
Service charges on deposit accounts	$95,000	6,675
Trading account gains and fees	$0	177
Additional Noninterest Income	$58,000	7,449
Total noninterest expense	$1,144,000	7,595
Salaries and employee benefits	$669,000	7,334
Premises and equipment expense	$188,000	6,954
Additional noninterest expense	$287,000	7,954
Pre-tax net operating income	$690,000	5,862
Securities gains (losses)	$12,000	3,497
Applicable income taxes	$237,000	4,695
Income before extraordinary items	$465,000	6,233
Extraordinary gains, net	$0	105
Net income	$465,000	6,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,011
Cash dividends	$420,000	3,759
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$457,080	6,153
2000-12-31 (YTD Data)		Rank
Total interest income	$2,930,000	7,484
Total interest expense	$1,419,000	7,311
Net interest income	$1,511,000	7,453
Provision for loan and lease losses	$0	8,337
Total noninterest income	$157,000	7,786
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$95,000	6,658
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	7,420
Total noninterest expense	$967,000	8,117
Salaries and employee benefits	$548,000	7,985
Premises and equipment expense	$152,000	7,569
Additional noninterest expense	$267,000	8,210
Pre-tax net operating income	$701,000	6,218
Securities gains (losses)	$0	1,956
Applicable income taxes	$242,000	5,047
Income before extraordinary items	$459,000	6,545
Extraordinary gains, net	$0	38
Net income	$459,000	6,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	9,044
Cash dividends	$450,000	3,733
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$459,000	6,557
1999-12-31 (YTD Data)		Rank
Total interest income	$2,662,000	7,730
Total interest expense	$1,148,000	7,782
Net interest income	$1,514,000	7,559
Provision for loan and lease losses	$0	8,503
Total noninterest income	$143,000	8,193
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$84,000	7,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	7,752
Total noninterest expense	$899,000	8,426
Salaries and employee benefits	$506,000	8,313
Premises and equipment expense	$148,000	7,698
Additional noninterest expense	$245,000	8,606
Pre-tax net operating income	$758,000	6,094
Securities gains (losses)	$-21,000	9,563
Applicable income taxes	$300,000	4,828
Income before extraordinary items	$437,000	6,781
Extraordinary gains, net	$0	35
Net income	$437,000	6,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$450,000	3,697
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$450,440	6,677
1998-12-31 (YTD Data)		Rank
Total interest income	$2,597,000	7,988
Total interest expense	$1,215,000	7,872
Net interest income	$1,382,000	7,948
Provision for loan and lease losses	$0	8,652
Total noninterest income	$152,000	8,197
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	7,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	7,479
Total noninterest expense	$834,000	8,656
Salaries and employee benefits	$471,000	8,532
Premises and equipment expense	$134,000	7,988
Additional noninterest expense	$229,000	8,801
Pre-tax net operating income	$700,000	6,477
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$250,000	5,646
Income before extraordinary items	$454,000	6,885
Extraordinary gains, net	$0	32
Net income	$454,000	6,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,985
Cash dividends	$390,000	4,073
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$451,440	6,797
1997-12-31 (YTD Data)		Rank
Total interest income	$2,476,000	8,408
Total interest expense	$1,133,000	8,300
Net interest income	$1,343,000	8,378
Provision for loan and lease losses	$0	8,829
Total noninterest income	$143,000	8,703
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	8,093
Total noninterest expense	$795,000	9,053
Salaries and employee benefits	$476,000	8,776
Premises and equipment expense	$115,000	8,614
Additional noninterest expense	$204,000	9,354
Pre-tax net operating income	$691,000	7,008
Securities gains (losses)	$0	3,944
Applicable income taxes	$237,000	6,404
Income before extraordinary items	$454,000	7,274
Extraordinary gains, net	$0	44
Net income	$454,000	7,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	10,368
Cash dividends	$210,000	5,261
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$454,000	7,225
1996-12-31 (YTD Data)		Rank
Total interest income	$2,416,000	8,804
Total interest expense	$1,127,000	8,608
Net interest income	$1,289,000	8,795
Provision for loan and lease losses	$0	9,041
Total noninterest income	$135,000	9,266
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,888
Total noninterest expense	$745,000	9,656
Salaries and employee benefits	$447,000	9,276
Premises and equipment expense	$96,000	9,398
Additional noninterest expense	$202,000	9,911
Pre-tax net operating income	$679,000	7,030
Securities gains (losses)	$-3,000	9,684
Applicable income taxes	$227,000	6,744
Income before extraordinary items	$449,000	7,245
Extraordinary gains, net	$0	53
Net income	$449,000	7,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,912
Cash dividends	$210,000	5,303
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$450,980	7,184
1995-12-31 (YTD Data)		Rank
Total interest income	$2,192,000	9,428
Total interest expense	$1,075,000	8,983
Net interest income	$1,117,000	9,578
Provision for loan and lease losses	$0	8,958
Total noninterest income	$161,000	9,123
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	8,057
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	8,274
Total noninterest expense	$741,000	10,029
Salaries and employee benefits	$423,000	9,757
Premises and equipment expense	$91,000	9,885
Additional noninterest expense	$227,000	10,106
Pre-tax net operating income	$537,000	8,230
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$195,000	7,506
Income before extraordinary items	$340,000	8,567
Extraordinary gains, net	$0	65
Net income	$340,000	8,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-77,000	11,639
Cash dividends	$180,000	5,723
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$341,280	8,524
1994-12-31 (YTD Data)		Rank
Total interest income	$1,992,000	9,815
Total interest expense	$838,000	9,402
Net interest income	$1,154,000	9,894
Provision for loan and lease losses	$0	9,146
Total noninterest income	$137,000	9,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$96,000	8,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	10,081
Total noninterest expense	$726,000	10,583
Salaries and employee benefits	$404,000	10,253
Premises and equipment expense	$84,000	10,524
Additional noninterest expense	$238,000	10,677
Pre-tax net operating income	$565,000	8,212
Securities gains (losses)	$27,000	1,545
Applicable income taxes	$195,000	7,428
Income before extraordinary items	$397,000	8,222
Extraordinary gains, net	$0	249
Net income	$397,000	8,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,077
Cash dividends	$180,000	5,708
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$378,910	8,424
1993-12-31 (YTD Data)		Rank
Total interest income	$1,998,000	10,184
Total interest expense	$850,000	9,787
Net interest income	$1,148,000	10,234
Provision for loan and lease losses	$0	10,371
Total noninterest income	$144,000	10,332
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$96,000	8,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	10,209
Total noninterest expense	$716,000	11,085
Salaries and employee benefits	$391,000	10,728
Premises and equipment expense	$73,000	11,396
Additional noninterest expense	$252,000	11,052
Pre-tax net operating income	$576,000	8,115
Securities gains (losses)	$0	7,477
Applicable income taxes	$178,000	8,047
Income before extraordinary items	$398,000	8,456
Extraordinary gains, net	$0	3,149
Net income	$398,000	8,609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	11,470
Cash dividends	$180,000	5,679
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$398,000	8,180
1992-12-31 (YTD Data)		Rank
Total interest income	$2,220,000	10,434
Total interest expense	$1,063,000	10,120
Net interest income	$1,157,000	10,488
Provision for loan and lease losses	$0	11,756
Total noninterest income	$138,000	10,732
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	9,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	10,037
Total noninterest expense	$685,000	11,593
Salaries and employee benefits	$374,000	11,165
Premises and equipment expense	$69,000	11,913
Additional noninterest expense	$242,000	11,639
Pre-tax net operating income	$610,000	7,636
Securities gains (losses)	$17,000	5,804
Applicable income taxes	$197,000	7,617
Income before extraordinary items	$430,000	7,931
Extraordinary gains, net	$0	1,422
Net income	$430,000	8,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	10,714
Cash dividends	$180,000	5,316
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$418,270	7,683

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.