Home > Santander Bank, N.A. > Net charge- offs to loans
Santander Bank, N.A., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7345% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2543% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6930% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0220% | 4,531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0467% | 4,368 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0762% | 4,433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 4,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0699% | 4,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1960% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2438% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1566% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.2058% | 43 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5421% | 159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2714% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0243% | 4,567 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1018% | 4,488 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 4,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9170% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9940% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8778% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -11.5948% | 4,638 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4791% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3903% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,551 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0514% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0923% | 4,499 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 4,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0994% | 4,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7143% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8485% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6746% | 362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -20.4441% | 4,664 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4549% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7065% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,630 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0529% | 4,470 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1045% | 4,602 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2274% | 4,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6574% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4487% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6245% | 339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -38.0827% | 4,691 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3110% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 532 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1266% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0597% | 4,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0423% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0697% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4414% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7702% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4522% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7395% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 25.9285% | 1 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1886% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,121 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0656% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 4,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0828% | 4,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1787% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6129% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2491% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5831% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0101% | 3 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0281% | 4,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 3,989 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 3,876 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 3,814 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0717% | 4,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0488% | 3,331 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0850% | 4,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 3,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5158% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9265% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4900% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6071% | 3 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0968% | 4,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1277% | 3,444 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0790% | 4,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1121% | 4,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5026% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8077% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4788% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9370% | 5 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2113% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0452% | 4,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1192% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2115% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0651% | 3,391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 4,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3109% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4634% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1128% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4290% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.4535% | 6 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0549% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1153% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2248% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0489% | 3,412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 3,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3344% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4383% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1896% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4006% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6468% | 3 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2480% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2522% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 3,975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 3,415 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3184% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4911% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3149% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4500% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9294% | 4 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2520% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2424% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2584% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0427% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1678% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7732% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5192% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7313% | 528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9472% | 4 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4550% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2257% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0383% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0395% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7269% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4551% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2272% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3110% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.2347% | 11 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4481% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2946% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0247% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0763% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6067% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6461% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5905% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4909% | 326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6751% | 12 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5080% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3354% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0374% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0843% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7030% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8641% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4734% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7116% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3959% | 11 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5662% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1097% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5495% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,028 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0986% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8181% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9886% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9109% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8463% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.2230% | 5 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4045% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0001% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1342% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0734% | 4,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0606% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1444% | 4,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6931% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1435% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9296% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9078% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4367% | 19 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3842% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0001% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0298% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6198% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2693% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0866% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9937% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1612% | 20 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3250% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 4,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0314% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4255% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4729% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2135% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1489% | 254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.1397% | 10 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2786% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7166% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2941% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3410% | 252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1402% | 14 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1564% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0026% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 4,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0421% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1417% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7504% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9937% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4846% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6169% | 27 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2072% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 4,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1495% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1404% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2875% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8829% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1291% | 97 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9457% | 24 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2404% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 901 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1569% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2181% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7639% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7472% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7689% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4204% | 15 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3385% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2064% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5332% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5464% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5553% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5437% | 97 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8230% | 8 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2864% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0367% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1238% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1118% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1862% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4067% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9878% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7732% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0485% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.0524% | 18 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 926 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 4,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1593% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0064% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1124% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1936% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4413% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9745% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8846% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9996% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1603% | 15 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3191% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0969% | 780 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2336% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1593% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4741% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0229% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5932% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1436% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.0339% | 10 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2055% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1068% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2414% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 4,523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1822% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0954% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0013% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0908% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2548% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1083% | 13 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | -0.0308% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 5,122 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 4,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1872% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1923% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1832% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7059% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2813% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8951% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3814% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0147% | 1,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6007% | 27 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0424% | 4,777 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0547% | 5,372 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0175% | 4,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1854% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2067% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1692% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2102% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0155% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6983% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0962% | 157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0651% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2067% | 25 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0830% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 4,652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1314% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1102% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1476% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0778% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4126% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6094% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3631% | 237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0820% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2879% | 15 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0018% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2435% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0284% | 4,704 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9663% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4769% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8398% | 374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1803% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2889% | 14 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3034% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1784% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2178% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0043% | 273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2912% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2635% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3110% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3353% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9775% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7653% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0223% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0433% | 5,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0771% | 36 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2584% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0523% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2732% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0067% | 227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2940% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2534% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3225% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8624% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6585% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9038% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0368% | 5,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0040% | 1,218 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2854% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2385% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0820% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4129% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,782 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3129% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2703% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3424% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1936% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7175% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3761% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7846% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0609% | 5,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0138% | 1,202 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2598% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1688% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0555% | 4,911 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3052% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2325% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3550% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1938% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0457% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3740% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1734% | 180 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 5,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0557% | 1,194 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5984% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6368% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 1.6391% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0136% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2786% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2980% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8201% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3376% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7177% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8724% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6941% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0266% | 5,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1626% | 41 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7194% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8074% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 2.2838% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 4,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5471% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3225% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1915% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3308% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7226% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1606% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6591% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1680% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1115% | 38 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3848% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3310% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 3.3858% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0139% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4005% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3547% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4233% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2357% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7166% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3414% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6307% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1701% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3064% | 19 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3866% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3666% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 7.0376% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 5,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0360% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3551% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2895% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7849% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5397% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6865% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3651% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1368% | 19 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4219% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3394% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0900% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3721% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0118% | 596 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4882% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4395% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5114% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2730% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0443% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5607% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8810% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0058% | 1,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0352% | 72 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4257% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3220% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.1233% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3420% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0277% | 5,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4803% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4667% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4867% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3302% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0410% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4894% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8911% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 5,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0453% | 62 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4440% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3257% | 1,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.1557% | 1,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2226% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1022% | 354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4853% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4006% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5245% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3810% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0758% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3871% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9449% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0110% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0166% | 54 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3096% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0682% | 869 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1517% | 6,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1769% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6171% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4558% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6900% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4039% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4869% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8796% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4486% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1616% | 5,946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0062% | 42 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9750% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8061% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 2.1206% | 1,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9928% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4347% | 584 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7968% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5720% | 956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8919% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1940% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8463% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8786% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8439% | 382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2098% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6701% | 89 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0430% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8265% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 1.4244% | 1,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8947% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5511% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8714% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6235% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9750% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4398% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7038% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5269% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7160% | 388 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3198% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1048% | 103 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0082% | 1,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7946% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 2.0730% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8517% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6623% | 382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7602% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4490% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8891% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6068% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9047% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6238% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9231% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1378% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.4235% | 27 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9957% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9011% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 3.5897% | 539 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0490% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8595% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7239% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4042% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8544% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1873% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9118% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9076% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9121% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 52.3677% | 11 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8042% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6040% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | -2.5911% | 6,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0358% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4470% | 771 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5772% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5422% | 1,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5908% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0960% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2260% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6729% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0628% | 652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3637% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0325% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.7462% | 6,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8039% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8149% | 549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7802% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5912% | 1,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8540% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3416% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1908% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9257% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0032% | 634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3315% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1999% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | -2.1896% | 6,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2173% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2236% | 392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8010% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4610% | 1,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9327% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6360% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0829% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8539% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1840% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8087% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | -1.5960% | 6,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4963% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4088% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6935% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4016% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8055% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3262% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1388% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7136% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4780% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0045% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 1.0232% | 2,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1592% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3475% | 616 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8119% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4309% | 1,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9504% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9970% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3112% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5882% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0532% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | -0.1263% | 6,978 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3124% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6834% | 483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8316% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4098% | 1,194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9826% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3443% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2896% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6486% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1136% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0461% | 6,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4066% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2237% | 347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7476% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3925% | 1,048 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8725% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3925% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3435% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8147% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9219% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | -1.2823% | 7,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4171% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5862% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7216% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3289% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8576% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7057% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8714% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0254% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5044% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 3.2831% | 1,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5690% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6555% | 364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9059% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5043% | 1,225 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0247% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4090% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7933% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8587% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3527% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 2.6666% | 1,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6876% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0163% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8055% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5372% | 999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8817% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0923% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7529% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9337% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4987% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 3.4641% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3742% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3963% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7765% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5416% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8387% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9134% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8581% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3860% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8791% | 607 |
| Percentage Net Loans Charged-off:Construction & development | -2.5022% | 7,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5101% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9795% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9021% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5989% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9797% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3767% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7292% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0664% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5831% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.6500% | 1,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7474% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4161% | 380 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5314% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9026% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4581% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5704% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7698% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7804% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3181% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3524% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1377% | 316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3920% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0213% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2758% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1926% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4627% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5604% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2487% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2338% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3526% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0909% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2266% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4868% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3383% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4935% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2015% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1402% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3060% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1015% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1829% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2480% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4475% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2643% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1690% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1090% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1473% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 1,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2797% | 2,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1768% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2118% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1592% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0933% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2373% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8949% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1900% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1868% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0837% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0610% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2297% | 1,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7468% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2516% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0482% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1902% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7070% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9890% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2429% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0619% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7790% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0593% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9131% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3526% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6330% | 2,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2522% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2047% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0992% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2617% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0524% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2777% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2594% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5896% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1327% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1967% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2083% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2829% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5872% | 2,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2385% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1025% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0699% | 8,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1491% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0463% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1570% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4535% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6569% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2159% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1078% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0080% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4149% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6259% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2123% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 8,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0939% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0015% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1099% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4559% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5943% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0419% | 8,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0002% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4984% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6223% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2161% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1098% | 8,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0976% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4265% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7833% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3603% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2546% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8066% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8484% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3840% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3043% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8973% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7998% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4685% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5428% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0127% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0524% | 1,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8742% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5121% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1306% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4062% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0244% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2458% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9552% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4936% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2074% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 2,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3269% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9327% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4810% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2768% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 1,791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0774% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1965% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9287% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4412% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2728% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 5,911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0326% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9818% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3678% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3000% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 5,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6918% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0372% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5540% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1012% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4750% | 6,602 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1267% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0885% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1333% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3854% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9840% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4716% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1890% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6206% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2166% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1294% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0577% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6731% | 3,368 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3496% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0257% | 1,369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1644% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7107% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1194% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9176% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4342% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6609% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1930% | 136 |
| Percentage Net Loans Charged-off:Construction & development | -0.2239% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7672% | 1,421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2518% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7120% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2163% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5031% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6432% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3551% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0915% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0233% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3159% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6127% | 1,378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1007% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4601% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5176% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1225% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4942% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2358% | 3,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1606% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.8790% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1992% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1240% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3990% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7571% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9709% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 6,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0044% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0567% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1796% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3265% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0906% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2440% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 6,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0106% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1879% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4816% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0881% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0682% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1585% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.1286% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3632% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3404% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1352% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2224% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1273% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0714% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 48.5893% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 7,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0752% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.8574% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4014% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1191% | 317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1143% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0528% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2376% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 8,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8881% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4022% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8911% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0770% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | -15.6716% | 1,343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |