Royal Oak Federal Savings and Loan Association
| Status: | Inactive as of 01/04/1991 |
| Absorption - Assisted | |
| Successor Bank: | Royal Oak Savings Bank, F.S.B. |
| Headquarters: | Royal Oak Federal Savings and Loan Association 9026 Liberty Road Randallstown, MD 21133 |
| Established: | 01/01/1886 |
| FDIC Insurance: | 10/03/1951 |
| FDIC Cert: | #28634 |
| Charter Class: | |
| Total Assets: | $27,310,000 |
| Total Deposits: | $29,154,000 |
History
| 1886-01-01 | Institution established: Original name:Royal Oak Federal Savings and Loan Association | |
| 1985-03-31 | Moved bank headquarters from BALTIMORE, MD to RANDALSTOWN, MD | |
| 1991-01-04 | Institution established: Original name:Royal Oak Savings Bank, F.S.B. (33273) | |
| 1991-01-04 | Acquired Liberty Savings Bank, F.S.B. (32888) in RANDALLSTOWN, MD | |
| 1991-01-04 | Failed. Acquired with government financial assistance and subsequently operated as part of Royal Oak Savings Bank, F.S.B. (33273) | |
| 1991-01-07 | Moved bank headquarters from RANDALSTOWN, MD to RANDALLSTOWN, MD | |
| 1996-04-19 | Merged into and subsequently operated as part of Taneytown Bank & Trust Company (5881) in TANEYTOWN, MD | |
| 1998-11-30 | Merged into and subsequently operated as part of Farmers & Mechanics National Bank (4842) in FREDERICK, MD | |
| 1999-12-30 | Acquired Commercial and Farmers Bank (14844) in ELLICOTT CITY, MD | |
| 2001-04-01 | Changed institution class to INSURED COMMERCIAL OR SAVINGS BANKS, STATE, MEMBERS FRS | |
| 2001-04-01 | Changed name to Farmers & Mechanics Bank (4842) | |
| 2001-04-01 | Changed primary regulatory agency from OFFICE OF THRIFT SUPERVISION to FEDERAL RESERVE BOARD | |
| 2001-05-31 | Acquired Home Federal Savings Bank (29889) in HAGERSTOWN, MD | |
| 2003-10-24 | Acquired Fredericktown Bank & Trust Company (5878) in FREDERICK, MD | |
| 2005-04-21 | Acquired The Fidelity Bank (12882) in HAGERSTOWN, MD | |
| 2007-09-14 | Acquired The Annapolis Banking and Trust Company (12172) in ANNAPOLIS, MD | |
| 2007-09-14 | Acquired Mercantile Eastern Shore Bank (5877) in CHESTERTOWN, MD | |
| 2007-09-14 | Acquired Farmers & Mechanics Bank (4842) in FREDERICK, MD | |
| 2007-09-14 | Acquired Marshall National Bank and Trust Company (6879) in MARSHALL, VA | |
| 2007-09-14 | Acquired Mercantile County Bank (13779) in ELKTON, MD | |
| 2007-09-14 | Acquired Westminster Union Bank (12884) in WESTMINSTER, MD | |
| 2007-09-14 | Acquired Mercantile Southern Maryland Bank (18933) in LEONARDTOWN, MD | |
| 2007-09-14 | Acquired Mercantile-Safe Deposit and Trust Company (20347) in BALTIMORE, MD | |
| 2007-09-14 | Acquired The Citizens National Bank (4852) in LAUREL, MD | |
| 2007-09-14 | Acquired The National Bank of Fredericksburg (6845) in FREDERICKSBURG, VA | |
| 2007-09-14 | Merged into and subsequently operated as part of PNC Bank, National Association (6384) in PITTSBURGH, PA | |
| 2007-09-14 | Acquired Mercantile Peninsula Bank (11652) in SELBYVILLE, DE | |
| 2008-03-07 | Acquired The Yardville National Bank (6515) in YARDVILLE, NJ | |
| 2008-08-08 | Acquired BLC Bank N. A. (7768) in STRASBURG, PA | |
| 2008-08-09 | Acquired Sterling Financial Trust Company (57375) in LANCASTER, PA | |
| 2009-08-14 | Acquired Dwelling House Savings and Loan Association (31559) in PITTSBURGH, PA as part of a government assisted transaction. | |
| 2009-08-21 | Moved bank headquarters from PITTSBURGH, PA to WILMINGTON, DE | |
| 2009-08-21 | Acquired PNC Bank, Delaware (679) in WILMINGTON, DE | |
| 2009-11-06 | Acquired National City Bank (6557) in CLEVELAND, OH | |
| 2012-03-02 | Acquired RBC Bank (USA) (33184) in RALEIGH, NC | |
| 2012-09-04 | Reorganized. |