Home > Rollstone Bank & Trust > Income and Expense

Rollstone Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,852,0001,301
Total interest expense$19,117,000803
Net interest income$13,735,0001,947
Provision for loan and lease losses$421,0001,394
Total noninterest income$3,079,0001,609
Gross Fiduciary activities income$848,000534
Service charges on deposit accounts$155,0002,955
Trading account gains and feesNANA
Additional Noninterest Income$2,076,0001,584
Total noninterest expense$18,009,0001,315
Salaries and employee benefits$10,750,0001,275
Premises and equipment expense$2,272,0001,097
Additional noninterest expense$2,076,0001,584
Pre-tax net operating income$-1,616,0004,522
Securities gains (losses)$-557,0004,208
Applicable income taxes$-684,0004,529
Income before extraordinary items$-1,489,0004,494
Extraordinary gains, net$054
Net income$-1,489,0004,493
Minority interest net income$088
Net income of bank and minority interests.$-1,489,0004,494
Net charge-offs$-5,0003,722
Cash dividends$62,0003,383
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-1,048,9704,491
2023-09-30 (YTD Data)Rank
Total interest income$24,108,0001,296
Total interest expense$13,549,000792
Net interest income$10,559,0001,920
Provision for loan and lease losses$402,0001,140
Total noninterest income$2,292,0001,608
Gross Fiduciary activities income$623,000530
Service charges on deposit accounts$113,0003,004
Trading account gains and feesNANA
Additional Noninterest Income$1,556,0001,581
Total noninterest expense$13,451,0001,324
Salaries and employee benefits$8,123,0001,267
Premises and equipment expense$1,665,0001,111
Additional noninterest expense$1,556,0001,581
Pre-tax net operating income$-1,002,0004,513
Securities gains (losses)$8,000641
Applicable income taxes$-409,0004,557
Income before extraordinary items$-585,0004,506
Extraordinary gains, net$052
Net income$-585,0004,504
Minority interest net income$081
Net income of bank and minority interests.$-585,0004,506
Net charge-offs$-4,0003,620
Cash dividends$62,0002,976
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-591,3204,518
2023-06-30 (YTD Data)Rank
Total interest income$15,770,0001,291
Total interest expense$8,496,000764
Net interest income$7,274,0001,878
Provision for loan and lease losses$251,0001,170
Total noninterest income$1,495,0001,551
Gross Fiduciary activities income$406,000532
Service charges on deposit accounts$74,0003,020
Trading account gains and feesNANA
Additional Noninterest Income$1,015,0001,523
Total noninterest expense$8,979,0001,308
Salaries and employee benefits$5,473,0001,245
Premises and equipment expense$1,069,0001,145
Additional noninterest expense$1,015,0001,521
Pre-tax net operating income$-461,0004,536
Securities gains (losses)$149,000132
Applicable income taxes$-214,0004,581
Income before extraordinary items$-98,0004,500
Extraordinary gains, net$051
Net income$-98,0004,497
Minority interest net income$081
Net income of bank and minority interests.$-98,0004,499
Net charge-offs$-2,0003,491
Cash dividends$62,0002,835
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-215,7104,533
2023-03-31 (YTD Data)Rank
Total interest income$7,734,0001,291
Total interest expense$3,917,000742
Net interest income$3,817,0001,815
Provision for loan and lease losses$118,0001,202
Total noninterest income$727,0001,578
Gross Fiduciary activities income$204,000545
Service charges on deposit accounts$38,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$485,0001,545
Total noninterest expense$4,666,0001,273
Salaries and employee benefits$2,843,0001,232
Premises and equipment expense$569,0001,111
Additional noninterest expense$485,0001,545
Pre-tax net operating income$-240,0004,581
Securities gains (losses)$125,000143
Applicable income taxes$-119,0004,591
Income before extraordinary items$4,0004,454
Extraordinary gains, net$04
Net income$4,0004,454
Minority interest net income$048
Net income of bank and minority interests.$4,0004,454
Net charge-offs$02,062
Cash dividends$62,0002,184
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-94,7504,541
2022-12-31 (YTD Data)Rank
Total interest income$27,329,0001,232
Total interest expense$7,272,000588
Net interest income$20,057,0001,433
Provision for loan and lease losses$-607,0004,552
Total noninterest income$3,043,0001,616
Gross Fiduciary activities income$798,000554
Service charges on deposit accounts$177,0002,884
Trading account gains and feesNANA
Additional Noninterest Income$2,068,0001,594
Total noninterest expense$19,558,0001,206
Salaries and employee benefits$12,087,0001,139
Premises and equipment expense$2,707,000941
Additional noninterest expense$2,068,0001,594
Pre-tax net operating income$4,149,0002,259
Securities gains (losses)$-3,074,0004,597
Applicable income taxes$-341,0004,645
Income before extraordinary items$1,416,0003,319
Extraordinary gains, net$05
Net income$1,416,0003,315
Minority interest net income$063
Net income of bank and minority interests.$1,416,0003,318
Net charge-offs$-100,0004,279
Cash dividends$129,0003,281
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,490,0001,987
2022-09-30 (YTD Data)Rank
Total interest income$19,867,0001,212
Total interest expense$4,219,000537
Net interest income$15,648,0001,366
Provision for loan and lease losses$-403,0004,575
Total noninterest income$2,336,0001,617
Gross Fiduciary activities income$609,000551
Service charges on deposit accounts$137,0002,867
Trading account gains and feesNANA
Additional Noninterest Income$1,590,0001,584
Total noninterest expense$14,266,0001,226
Salaries and employee benefits$8,771,0001,162
Premises and equipment expense$1,956,000966
Additional noninterest expense$1,590,0001,584
Pre-tax net operating income$4,121,0001,898
Securities gains (losses)$-4,652,0004,680
Applicable income taxes$-708,0004,714
Income before extraordinary items$177,0004,346
Extraordinary gains, net$04
Net income$177,0004,345
Minority interest net income$057
Net income of bank and minority interests.$177,0004,345
Net charge-offs$-52,0004,117
Cash dividends$111,0002,904
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,852,0801,813
2022-06-30 (YTD Data)Rank
Total interest income$12,934,0001,197
Total interest expense$2,418,000492
Net interest income$10,516,0001,327
Provision for loan and lease losses$-679,0004,640
Total noninterest income$1,586,0001,589
Gross Fiduciary activities income$418,000514
Service charges on deposit accounts$92,0002,875
Trading account gains and feesNANA
Additional Noninterest Income$1,076,0001,602
Total noninterest expense$9,579,0001,214
Salaries and employee benefits$5,814,0001,161
Premises and equipment expense$1,330,000940
Additional noninterest expense$2,435,0001,375
Pre-tax net operating income$3,202,0001,654
Securities gains (losses)$-4,091,0004,708
Applicable income taxes$-697,0004,737
Income before extraordinary items$-192,0004,641
Extraordinary gains, net$04
Net income$-192,0004,641
Minority interest net income$060
Net income of bank and minority interests.$-192,0004,641
Net charge-offs$-2,0003,158
Cash dividends$111,0002,693
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,039,8901,550
2022-03-31 (YTD Data)Rank
Total interest income$6,424,0001,174
Total interest expense$1,174,000475
Net interest income$5,250,0001,288
Provision for loan and lease losses$02,285
Total noninterest income$803,0001,577
Gross Fiduciary activities income$218,000504
Service charges on deposit accounts$48,0002,793
Trading account gains and feesNANA
Additional Noninterest Income$537,0001,600
Total noninterest expense$4,744,0001,218
Salaries and employee benefits$2,945,0001,154
Premises and equipment expense$664,000951
Additional noninterest expense$1,135,0001,437
Pre-tax net operating income$1,309,0001,810
Securities gains (losses)$-1,116,0004,715
Applicable income taxes$-36,0004,692
Income before extraordinary items$229,0003,517
Extraordinary gains, net$04
Net income$229,0003,516
Minority interest net income$050
Net income of bank and minority interests.$229,0003,517
Net charge-offs$-2,0003,266
Cash dividends$99,0002,010
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,345,0001,591
2021-12-31 (YTD Data)Rank
Total interest income$25,829,0001,193
Total interest expense$5,294,000514
Net interest income$20,535,0001,331
Provision for loan and lease losses$600,000874
Total noninterest income$3,324,0001,686
Gross Fiduciary activities income$849,000507
Service charges on deposit accounts$189,0002,763
Trading account gains and feesNANA
Additional Noninterest Income$2,286,0001,783
Total noninterest expense$18,583,0001,228
Salaries and employee benefits$11,818,0001,140
Premises and equipment expense$2,231,0001,101
Additional noninterest expense$4,534,0001,436
Pre-tax net operating income$4,676,0002,139
Securities gains (losses)$4,816,00083
Applicable income taxes$2,167,0001,044
Income before extraordinary items$7,325,0001,449
Extraordinary gains, net$010
Net income$7,325,0001,449
Minority interest net income$074
Net income of bank and minority interests.$7,325,0001,449
Net charge-offs$-286,0004,625
Cash dividends$392,0002,966
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,520,3602,317
2021-09-30 (YTD Data)Rank
Total interest income$19,410,0001,214
Total interest expense$4,028,000532
Net interest income$15,382,0001,356
Provision for loan and lease losses$600,000696
Total noninterest income$2,425,0001,776
Gross Fiduciary activities income$628,000504
Service charges on deposit accounts$144,0002,751
Trading account gains and feesNANA
Additional Noninterest Income$1,653,0001,865
Total noninterest expense$13,129,0001,296
Salaries and employee benefits$8,427,0001,183
Premises and equipment expense$1,648,0001,127
Additional noninterest expense$3,054,0001,575
Pre-tax net operating income$4,078,0002,025
Securities gains (losses)$2,796,00095
Applicable income taxes$1,538,0001,130
Income before extraordinary items$5,336,0001,545
Extraordinary gains, net$08
Net income$5,336,0001,545
Minority interest net income$069
Net income of bank and minority interests.$5,336,0001,545
Net charge-offs$-70,0004,335
Cash dividends$333,0002,605
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,127,1602,166
2021-06-30 (YTD Data)Rank
Total interest income$12,954,0001,212
Total interest expense$2,744,000550
Net interest income$10,210,0001,353
Provision for loan and lease losses$600,000497
Total noninterest income$1,572,0001,753
Gross Fiduciary activities income$410,000507
Service charges on deposit accounts$102,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$1,060,0001,849
Total noninterest expense$8,751,0001,286
Salaries and employee benefits$5,655,0001,180
Premises and equipment expense$1,092,0001,119
Additional noninterest expense$2,004,0001,570
Pre-tax net operating income$2,431,0002,148
Securities gains (losses)$2,923,00078
Applicable income taxes$1,207,0001,017
Income before extraordinary items$4,147,0001,353
Extraordinary gains, net$06
Net income$4,147,0001,353
Minority interest net income$067
Net income of bank and minority interests.$4,147,0001,353
Net charge-offs$-70,0004,473
Cash dividends$254,0002,486
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,837,8302,308
2021-03-31 (YTD Data)Rank
Total interest income$6,178,0001,265
Total interest expense$1,427,000553
Net interest income$4,751,0001,423
Provision for loan and lease losses$02,741
Total noninterest income$703,0001,874
Gross Fiduciary activities income$199,000515
Service charges on deposit accounts$61,0002,378
Trading account gains and feesNANA
Additional Noninterest Income$443,0002,038
Total noninterest expense$4,257,0001,302
Salaries and employee benefits$2,684,0001,213
Premises and equipment expense$538,0001,149
Additional noninterest expense$1,035,0001,507
Pre-tax net operating income$1,197,0002,148
Securities gains (losses)$2,129,00063
Applicable income taxes$752,000875
Income before extraordinary items$2,574,0001,177
Extraordinary gains, net$03
Net income$2,574,0001,177
Minority interest net income$055
Net income of bank and minority interests.$2,574,0001,177
Net charge-offs$-32,0004,482
Cash dividends$125,0002,030
Sale, conversion, retirement of capital stock, net$0482
Net operating income$892,0902,320
2020-12-31 (YTD Data)Rank
Total interest income$24,819,0001,240
Total interest expense$7,009,000685
Net interest income$17,810,0001,424
Provision for loan and lease losses$1,200,0001,427
Total noninterest income$3,621,0001,555
Gross Fiduciary activities income$714,000518
Service charges on deposit accounts$297,0002,249
Trading account gains and feesNANA
Additional Noninterest Income$2,610,0001,552
Total noninterest expense$16,626,0001,292
Salaries and employee benefits$10,770,0001,174
Premises and equipment expense$2,039,0001,162
Additional noninterest expense$3,817,0001,587
Pre-tax net operating income$3,605,0002,185
Securities gains (losses)$2,983,000164
Applicable income taxes$1,343,0001,219
Income before extraordinary items$5,245,0001,572
Extraordinary gains, net$04
Net income$5,245,0001,572
Minority interest net income$072
Net income of bank and minority interests.$5,245,0001,572
Net charge-offs$686,000818
Cash dividends$207,0003,375
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,858,6002,314
2020-09-30 (YTD Data)Rank
Total interest income$18,655,0001,240
Total interest expense$5,490,000700
Net interest income$13,165,0001,435
Provision for loan and lease losses$800,0001,545
Total noninterest income$2,629,0001,541
Gross Fiduciary activities income$530,000521
Service charges on deposit accounts$223,0002,249
Trading account gains and feesNANA
Additional Noninterest Income$1,876,0001,551
Total noninterest expense$12,113,0001,309
Salaries and employee benefits$7,871,0001,192
Premises and equipment expense$1,549,0001,140
Additional noninterest expense$2,693,0001,644
Pre-tax net operating income$2,881,0002,097
Securities gains (losses)$520,000478
Applicable income taxes$663,0001,509
Income before extraordinary items$2,738,0002,016
Extraordinary gains, net$04
Net income$2,738,0002,016
Minority interest net income$065
Net income of bank and minority interests.$2,738,0002,016
Net charge-offs$694,000623
Cash dividends$135,0003,075
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,316,8002,188
2020-06-30 (YTD Data)Rank
Total interest income$12,667,0001,234
Total interest expense$3,817,000727
Net interest income$8,850,0001,419
Provision for loan and lease losses$600,0001,444
Total noninterest income$1,600,0001,554
Gross Fiduciary activities income$346,000525
Service charges on deposit accounts$155,0002,229
Trading account gains and feesNANA
Additional Noninterest Income$1,099,0001,575
Total noninterest expense$8,165,0001,281
Salaries and employee benefits$5,328,0001,170
Premises and equipment expense$1,054,0001,115
Additional noninterest expense$1,783,0001,646
Pre-tax net operating income$1,685,0002,242
Securities gains (losses)$-147,0004,968
Applicable income taxes$254,0001,867
Income before extraordinary items$1,284,0002,450
Extraordinary gains, net$04
Net income$1,284,0002,448
Minority interest net income$065
Net income of bank and minority interests.$1,284,0002,450
Net charge-offs$695,000485
Cash dividends$47,0003,139
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,406,0102,280
2020-03-31 (YTD Data)Rank
Total interest income$6,606,0001,199
Total interest expense$2,080,000763
Net interest income$4,526,0001,364
Provision for loan and lease losses$400,0001,004
Total noninterest income$744,0001,535
Gross Fiduciary activities income$177,000519
Service charges on deposit accounts$94,0002,224
Trading account gains and feesNANA
Additional Noninterest Income$473,0001,573
Total noninterest expense$4,098,0001,298
Salaries and employee benefits$2,648,0001,183
Premises and equipment expense$547,0001,101
Additional noninterest expense$903,0001,649
Pre-tax net operating income$772,0002,203
Securities gains (losses)$-1,491,0005,060
Applicable income taxes$-255,0004,999
Income before extraordinary items$-464,0004,951
Extraordinary gains, net$04
Net income$-464,0004,952
Minority interest net income$056
Net income of bank and minority interests.$-464,0004,951
Net charge-offs$720,000299
Cash dividends$47,0002,502
Sale, conversion, retirement of capital stock, net$0482
Net operating income$713,8902,107
2019-12-31 (YTD Data)Rank
Total interest income$25,599,0001,236
Total interest expense$9,156,000739
Net interest income$16,443,0001,468
Provision for loan and lease losses$03,973
Total noninterest income$2,977,0001,572
Gross Fiduciary activities income$638,000544
Service charges on deposit accounts$401,0002,208
Trading account gains and feesNANA
Additional Noninterest Income$1,938,0001,568
Total noninterest expense$17,198,0001,213
Salaries and employee benefits$10,601,0001,150
Premises and equipment expense$2,042,0001,152
Additional noninterest expense$4,555,0001,350
Pre-tax net operating income$2,222,0002,898
Securities gains (losses)$2,291,000135
Applicable income taxes$862,0001,547
Income before extraordinary items$3,651,0002,009
Extraordinary gains, net$011
Net income$3,651,0002,011
Minority interest net income$076
Net income of bank and minority interests.$3,651,0002,011
Net charge-offs$526,000993
Cash dividends$143,0003,654
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,795,2903,011
2019-09-30 (YTD Data)Rank
Total interest income$19,227,0001,242
Total interest expense$6,893,000749
Net interest income$12,334,0001,482
Provision for loan and lease losses$03,836
Total noninterest income$2,195,0001,584
Gross Fiduciary activities income$465,000545
Service charges on deposit accounts$297,0002,244
Trading account gains and feesNANA
Additional Noninterest Income$1,433,0001,576
Total noninterest expense$12,895,0001,220
Salaries and employee benefits$7,977,0001,149
Premises and equipment expense$1,516,0001,170
Additional noninterest expense$3,402,0001,356
Pre-tax net operating income$1,634,0003,000
Securities gains (losses)$1,726,000139
Applicable income taxes$659,0001,575
Income before extraordinary items$2,701,0002,087
Extraordinary gains, net$011
Net income$2,701,0002,085
Minority interest net income$072
Net income of bank and minority interests.$2,701,0002,088
Net charge-offs$290,0001,055
Cash dividends$104,0003,334
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,320,2003,093
2019-06-30 (YTD Data)Rank
Total interest income$12,731,0001,240
Total interest expense$4,531,000741
Net interest income$8,200,0001,485
Provision for loan and lease losses$03,685
Total noninterest income$1,438,0001,574
Gross Fiduciary activities income$302,000552
Service charges on deposit accounts$194,0002,254
Trading account gains and feesNANA
Additional Noninterest Income$942,0001,550
Total noninterest expense$8,806,0001,192
Salaries and employee benefits$5,375,0001,143
Premises and equipment expense$1,015,0001,165
Additional noninterest expense$2,416,0001,302
Pre-tax net operating income$832,0003,342
Securities gains (losses)$1,574,000113
Applicable income taxes$487,0001,466
Income before extraordinary items$1,919,0001,979
Extraordinary gains, net$011
Net income$1,919,0001,977
Minority interest net income$069
Net income of bank and minority interests.$1,919,0001,979
Net charge-offs$-50,0004,913
Cash dividends$48,0003,337
Sale, conversion, retirement of capital stock, net$0573
Net operating income$659,8003,490
2019-03-31 (YTD Data)Rank
Total interest income$6,378,0001,225
Total interest expense$2,247,000724
Net interest income$4,131,0001,474
Provision for loan and lease losses$03,406
Total noninterest income$698,0001,572
Gross Fiduciary activities income$145,000557
Service charges on deposit accounts$95,0002,283
Trading account gains and feesNANA
Additional Noninterest Income$458,0001,531
Total noninterest expense$3,998,0001,295
Salaries and employee benefits$2,583,0001,178
Premises and equipment expense$464,0001,284
Additional noninterest expense$951,0001,570
Pre-tax net operating income$831,0002,315
Securities gains (losses)$160,000218
Applicable income taxes$186,0001,650
Income before extraordinary items$805,0002,182
Extraordinary gains, net$05
Net income$805,0002,181
Minority interest net income$052
Net income of bank and minority interests.$805,0002,181
Net charge-offs$-37,0005,009
Cash dividends$8,0002,774
Sale, conversion, retirement of capital stock, net$0529
Net operating income$675,4002,401
2018-12-31 (YTD Data)Rank
Total interest income$23,355,0001,262
Total interest expense$6,155,000781
Net interest income$17,200,0001,411
Provision for loan and lease losses$200,0002,354
Total noninterest income$3,165,0001,482
Gross Fiduciary activities income$564,000572
Service charges on deposit accounts$426,0002,223
Trading account gains and feesNANA
Additional Noninterest Income$2,175,0001,418
Total noninterest expense$16,440,0001,243
Salaries and employee benefits$10,130,0001,162
Premises and equipment expense$1,991,0001,176
Additional noninterest expense$4,319,0001,404
Pre-tax net operating income$3,725,0002,193
Securities gains (losses)$2,691,00045
Applicable income taxes$1,366,0001,119
Income before extraordinary items$5,050,0001,567
Extraordinary gains, net$06
Net income$5,050,0001,565
Minority interest net income$072
Net income of bank and minority interests.$5,050,0001,566
Net charge-offs$47,0002,671
Cash dividends$255,0003,465
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,924,1102,349
2018-09-30 (YTD Data)Rank
Total interest income$17,244,0001,269
Total interest expense$4,271,000785
Net interest income$12,973,0001,399
Provision for loan and lease losses$03,948
Total noninterest income$2,378,0001,496
Gross Fiduciary activities income$422,000570
Service charges on deposit accounts$316,0002,245
Trading account gains and feesNANA
Additional Noninterest Income$1,640,0001,435
Total noninterest expense$11,587,0001,309
Salaries and employee benefits$7,274,0001,196
Premises and equipment expense$1,358,0001,281
Additional noninterest expense$2,955,0001,533
Pre-tax net operating income$3,764,0001,795
Securities gains (losses)$2,553,00044
Applicable income taxes$1,427,000926
Income before extraordinary items$4,890,0001,302
Extraordinary gains, net$05
Net income$4,890,0001,301
Minority interest net income$066
Net income of bank and minority interests.$4,890,0001,301
Net charge-offs$15,0002,827
Cash dividends$155,0003,206
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,873,1301,962
2018-06-30 (YTD Data)Rank
Total interest income$11,349,0001,269
Total interest expense$2,691,000780
Net interest income$8,658,0001,396
Provision for loan and lease losses$03,782
Total noninterest income$1,621,0001,480
Gross Fiduciary activities income$279,000575
Service charges on deposit accounts$216,0002,202
Trading account gains and feesNANA
Additional Noninterest Income$1,126,0001,415
Total noninterest expense$7,798,0001,297
Salaries and employee benefits$4,827,0001,201
Premises and equipment expense$927,0001,258
Additional noninterest expense$2,044,0001,483
Pre-tax net operating income$2,481,0001,772
Securities gains (losses)$1,211,00058
Applicable income taxes$810,0001,013
Income before extraordinary items$2,882,0001,393
Extraordinary gains, net$06
Net income$2,882,0001,392
Minority interest net income$065
Net income of bank and minority interests.$2,882,0001,392
Net charge-offs$-4,0004,246
Cash dividends$100,0003,167
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,925,3101,931
2018-03-31 (YTD Data)Rank
Total interest income$5,629,0001,257
Total interest expense$1,303,000766
Net interest income$4,326,0001,396
Provision for loan and lease losses$03,508
Total noninterest income$740,0001,564
Gross Fiduciary activities income$141,000575
Service charges on deposit accounts$113,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$486,0001,521
Total noninterest expense$3,928,0001,293
Salaries and employee benefits$2,448,0001,196
Premises and equipment expense$447,0001,322
Additional noninterest expense$1,033,0001,460
Pre-tax net operating income$1,138,0001,854
Securities gains (losses)$1,138,00040
Applicable income taxes$497,000876
Income before extraordinary items$1,779,0001,147
Extraordinary gains, net$07
Net income$1,779,0001,146
Minority interest net income$052
Net income of bank and minority interests.$1,779,0001,147
Net charge-offs$02,722
Cash dividends$11,0002,737
Sale, conversion, retirement of capital stock, net$0580
Net operating income$879,9802,015
2017-12-31 (YTD Data)Rank
Total interest income$22,385,0001,226
Total interest expense$4,457,000768
Net interest income$17,928,0001,325
Provision for loan and lease losses$300,0001,956
Total noninterest income$3,154,0001,533
Gross Fiduciary activities income$482,000596
Service charges on deposit accounts$485,0002,076
Trading account gains and feesNANA
Additional Noninterest Income$2,187,0001,449
Total noninterest expense$15,566,0001,274
Salaries and employee benefits$9,646,0001,196
Premises and equipment expense$1,846,0001,258
Additional noninterest expense$4,074,0001,495
Pre-tax net operating income$5,216,0001,654
Securities gains (losses)$779,000170
Applicable income taxes$2,581,0001,078
Income before extraordinary items$3,414,0001,839
Extraordinary gains, net$09
Net income$3,414,0001,838
Minority interest net income$076
Net income of bank and minority interests.$3,414,0001,839
Net charge-offs$-363,0005,530
Cash dividends$206,0003,618
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,915,4402,082
2017-09-30 (YTD Data)Rank
Total interest income$16,539,0001,248
Total interest expense$3,181,000779
Net interest income$13,358,0001,338
Provision for loan and lease losses$04,088
Total noninterest income$2,382,0001,531
Gross Fiduciary activities income$349,000608
Service charges on deposit accounts$358,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$1,675,0001,445
Total noninterest expense$11,784,0001,279
Salaries and employee benefits$7,172,0001,208
Premises and equipment expense$1,366,0001,293
Additional noninterest expense$3,246,0001,402
Pre-tax net operating income$3,956,0001,652
Securities gains (losses)$690,000169
Applicable income taxes$1,446,0001,146
Income before extraordinary items$3,200,0001,647
Extraordinary gains, net$09
Net income$3,200,0001,648
Minority interest net income$071
Net income of bank and minority interests.$3,200,0001,648
Net charge-offs$-287,0005,563
Cash dividends$151,0003,244
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,723,9001,856
2017-06-30 (YTD Data)Rank
Total interest income$10,791,0001,261
Total interest expense$1,997,000801
Net interest income$8,794,0001,352
Provision for loan and lease losses$03,871
Total noninterest income$1,504,0001,600
Gross Fiduciary activities income$229,000612
Service charges on deposit accounts$235,0002,128
Trading account gains and feesNANA
Additional Noninterest Income$1,040,0001,509
Total noninterest expense$7,845,0001,284
Salaries and employee benefits$4,786,0001,208
Premises and equipment expense$925,0001,273
Additional noninterest expense$2,134,0001,426
Pre-tax net operating income$2,453,0001,727
Securities gains (losses)$584,000139
Applicable income taxes$948,0001,141
Income before extraordinary items$2,089,0001,646
Extraordinary gains, net$011
Net income$2,089,0001,646
Minority interest net income$071
Net income of bank and minority interests.$2,089,0001,646
Net charge-offs$-285,0005,649
Cash dividends$111,0003,146
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,686,0401,941
2017-03-31 (YTD Data)Rank
Total interest income$5,236,0001,276
Total interest expense$929,000825
Net interest income$4,307,0001,370
Provision for loan and lease losses$03,537
Total noninterest income$747,0001,600
Gross Fiduciary activities income$113,000620
Service charges on deposit accounts$117,0002,143
Trading account gains and feesNANA
Additional Noninterest Income$517,0001,496
Total noninterest expense$3,753,0001,333
Salaries and employee benefits$2,402,0001,215
Premises and equipment expense$457,0001,291
Additional noninterest expense$894,0001,661
Pre-tax net operating income$1,301,0001,608
Securities gains (losses)$564,00076
Applicable income taxes$578,000975
Income before extraordinary items$1,287,0001,375
Extraordinary gains, net$08
Net income$1,287,0001,374
Minority interest net income$055
Net income of bank and minority interests.$1,287,0001,375
Net charge-offs$-281,0005,766
Cash dividends$46,0002,656
Sale, conversion, retirement of capital stock, net$0632
Net operating income$897,8401,786
2016-12-31 (YTD Data)Rank
Total interest income$20,218,0001,286
Total interest expense$3,499,000838
Net interest income$16,719,0001,365
Provision for loan and lease losses$665,0001,220
Total noninterest income$3,582,0001,448
Gross Fiduciary activities income$440,000622
Service charges on deposit accounts$489,0002,114
Trading account gains and fees$0170
Additional Noninterest Income$2,653,0001,313
Total noninterest expense$14,944,0001,322
Salaries and employee benefits$9,161,0001,232
Premises and equipment expense$1,753,0001,321
Additional noninterest expense$4,030,0001,523
Pre-tax net operating income$4,692,0001,705
Securities gains (losses)$898,000266
Applicable income taxes$1,614,0001,214
Income before extraordinary items$3,976,0001,663
Extraordinary gains, net$05
Net income$3,976,0001,660
Minority interest net income$082
Net income of bank and minority interests.$3,976,0001,662
Net charge-offs$72,0002,864
Cash dividends$188,0003,727
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,338,4201,878
2016-09-30 (YTD Data)Rank
Total interest income$15,079,0001,302
Total interest expense$2,621,000834
Net interest income$12,458,0001,375
Provision for loan and lease losses$400,0001,350
Total noninterest income$2,329,0001,609
Gross Fiduciary activities income$331,000616
Service charges on deposit accounts$362,0002,145
Trading account gains and fees$0169
Additional Noninterest Income$1,636,0001,502
Total noninterest expense$10,905,0001,350
Salaries and employee benefits$6,812,0001,243
Premises and equipment expense$1,328,0001,320
Additional noninterest expense$2,765,0001,652
Pre-tax net operating income$3,482,0001,746
Securities gains (losses)$754,000267
Applicable income taxes$1,190,0001,261
Income before extraordinary items$3,046,0001,669
Extraordinary gains, net$05
Net income$3,046,0001,669
Minority interest net income$071
Net income of bank and minority interests.$3,046,0001,669
Net charge-offs$111,0001,984
Cash dividends$134,0003,363
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,503,1201,886
2016-06-30 (YTD Data)Rank
Total interest income$10,056,0001,305
Total interest expense$1,756,000832
Net interest income$8,300,0001,376
Provision for loan and lease losses$300,0001,234
Total noninterest income$1,375,0001,727
Gross Fiduciary activities income$198,000646
Service charges on deposit accounts$239,0002,139
Trading account gains and fees$0157
Additional Noninterest Income$938,0001,631
Total noninterest expense$7,298,0001,354
Salaries and employee benefits$4,543,0001,250
Premises and equipment expense$899,0001,304
Additional noninterest expense$1,856,0001,637
Pre-tax net operating income$2,077,0001,876
Securities gains (losses)$618,000235
Applicable income taxes$715,0001,332
Income before extraordinary items$1,980,0001,677
Extraordinary gains, net$016
Net income$1,980,0001,678
Minority interest net income$071
Net income of bank and minority interests.$1,980,0001,678
Net charge-offs$107,0001,559
Cash dividends$89,0003,318
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,528,8602,024
2016-03-31 (YTD Data)Rank
Total interest income$4,947,0001,316
Total interest expense$862,000840
Net interest income$4,085,0001,397
Provision for loan and lease losses$03,656
Total noninterest income$608,0001,836
Gross Fiduciary activities income$94,000648
Service charges on deposit accounts$120,0002,125
Trading account gains and fees$0142
Additional Noninterest Income$394,0001,762
Total noninterest expense$3,604,0001,372
Salaries and employee benefits$2,289,0001,247
Premises and equipment expense$454,0001,294
Additional noninterest expense$861,0001,740
Pre-tax net operating income$1,089,0001,807
Securities gains (losses)$427,000144
Applicable income taxes$442,0001,151
Income before extraordinary items$1,074,0001,526
Extraordinary gains, net$012
Net income$1,074,0001,527
Minority interest net income$062
Net income of bank and minority interests.$1,074,0001,527
Net charge-offs$81,0001,129
Cash dividends$35,0002,710
Sale, conversion, retirement of capital stock, net$0659
Net operating income$770,8302,005
2015-12-31 (YTD Data)Rank
Total interest income$19,358,0001,313
Total interest expense$3,446,000812
Net interest income$15,912,0001,397
Provision for loan and lease losses$150,0002,613
Total noninterest income$2,742,0001,702
Gross Fiduciary activities income$338,000666
Service charges on deposit accounts$579,0001,881
Trading account gains and fees$0159
Additional Noninterest Income$1,825,0001,627
Total noninterest expense$14,338,0001,365
Salaries and employee benefits$8,829,0001,245
Premises and equipment expense$1,831,0001,276
Additional noninterest expense$3,678,0001,650
Pre-tax net operating income$4,166,0001,805
Securities gains (losses)$773,000258
Applicable income taxes$1,262,0001,379
Income before extraordinary items$3,677,0001,727
Extraordinary gains, net$023
Net income$3,677,0001,728
Minority interest net income$081
Net income of bank and minority interests.$3,677,0001,729
Net charge-offs$84,0002,820
Cash dividends$188,0003,735
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,104,9801,950
2015-09-30 (YTD Data)Rank
Total interest income$14,413,0001,336
Total interest expense$2,663,000795
Net interest income$11,750,0001,428
Provision for loan and lease losses$04,232
Total noninterest income$2,102,0001,693
Gross Fiduciary activities income$254,000669
Service charges on deposit accounts$434,0001,897
Trading account gains and fees$0153
Additional Noninterest Income$1,414,0001,599
Total noninterest expense$10,507,0001,389
Salaries and employee benefits$6,509,0001,274
Premises and equipment expense$1,383,0001,294
Additional noninterest expense$2,615,0001,738
Pre-tax net operating income$3,345,0001,748
Securities gains (losses)$750,000228
Applicable income taxes$1,123,0001,265
Income before extraordinary items$2,972,0001,640
Extraordinary gains, net$021
Net income$2,972,0001,642
Minority interest net income$078
Net income of bank and minority interests.$2,972,0001,642
Net charge-offs$-80,0005,751
Cash dividends$143,0003,311
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,424,5001,907
2015-06-30 (YTD Data)Rank
Total interest income$9,637,0001,335
Total interest expense$1,860,000752
Net interest income$7,777,0001,447
Provision for loan and lease losses$04,069
Total noninterest income$1,416,0001,675
Gross Fiduciary activities income$169,000680
Service charges on deposit accounts$293,0001,859
Trading account gains and fees$0157
Additional Noninterest Income$954,0001,608
Total noninterest expense$7,055,0001,396
Salaries and employee benefits$4,354,0001,275
Premises and equipment expense$964,0001,239
Additional noninterest expense$1,737,0001,741
Pre-tax net operating income$2,138,0001,802
Securities gains (losses)$739,000184
Applicable income taxes$804,0001,216
Income before extraordinary items$2,073,0001,570
Extraordinary gains, net$022
Net income$2,073,0001,573
Minority interest net income$075
Net income of bank and minority interests.$2,073,0001,573
Net charge-offs$116,0001,590
Cash dividends$81,0003,285
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,540,9201,952
2015-03-31 (YTD Data)Rank
Total interest income$4,827,0001,327
Total interest expense$950,000740
Net interest income$3,877,0001,451
Provision for loan and lease losses$50,0002,062
Total noninterest income$740,0001,597
Gross Fiduciary activities income$84,000680
Service charges on deposit accounts$146,0001,858
Trading account gains and fees$0152
Additional Noninterest Income$510,0001,489
Total noninterest expense$3,523,0001,389
Salaries and employee benefits$2,185,0001,277
Premises and equipment expense$506,0001,190
Additional noninterest expense$832,0001,803
Pre-tax net operating income$1,044,0001,786
Securities gains (losses)$72,000702
Applicable income taxes$291,0001,477
Income before extraordinary items$825,0001,884
Extraordinary gains, net$013
Net income$825,0001,886
Minority interest net income$064
Net income of bank and minority interests.$825,0001,886
Net charge-offs$1,0003,128
Cash dividends$39,0002,655
Sale, conversion, retirement of capital stock, net$0697
Net operating income$771,7201,919
2014-12-31 (YTD Data)Rank
Total interest income$19,728,0001,282
Total interest expense$4,801,000593
Net interest income$14,927,0001,479
Provision for loan and lease losses$425,0001,617
Total noninterest income$2,538,0001,776
Gross Fiduciary activities income$327,000692
Service charges on deposit accounts$639,0001,861
Trading account gains and fees$0180
Additional Noninterest Income$1,572,0001,725
Total noninterest expense$14,596,0001,338
Salaries and employee benefits$8,400,0001,268
Premises and equipment expense$1,951,0001,225
Additional noninterest expense$4,245,0001,484
Pre-tax net operating income$2,444,0002,625
Securities gains (losses)$1,497,000138
Applicable income taxes$938,0001,614
Income before extraordinary items$3,003,0002,021
Extraordinary gains, net$017
Net income$3,003,0002,020
Minority interest net income$084
Net income of bank and minority interests.$3,003,0002,020
Net charge-offs$110,0003,092
Cash dividends$132,0003,946
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,865,2802,795
2014-09-30 (YTD Data)Rank
Total interest income$14,826,0001,286
Total interest expense$3,789,000569
Net interest income$11,037,0001,504
Provision for loan and lease losses$225,0001,923
Total noninterest income$1,914,0001,770
Gross Fiduciary activities income$244,000683
Service charges on deposit accounts$482,0001,861
Trading account gains and fees$0174
Additional Noninterest Income$1,188,0001,737
Total noninterest expense$10,493,0001,393
Salaries and employee benefits$6,175,0001,296
Premises and equipment expense$1,475,0001,224
Additional noninterest expense$2,843,0001,642
Pre-tax net operating income$2,233,0002,330
Securities gains (losses)$653,000234
Applicable income taxes$667,0001,703
Income before extraordinary items$2,219,0002,048
Extraordinary gains, net$015
Net income$2,219,0002,047
Minority interest net income$081
Net income of bank and minority interests.$2,219,0002,046
Net charge-offs$42,0003,380
Cash dividends$89,0003,512
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,716,1902,443
2014-06-30 (YTD Data)Rank
Total interest income$9,816,0001,284
Total interest expense$2,546,000577
Net interest income$7,270,0001,517
Provision for loan and lease losses$225,0001,542
Total noninterest income$1,265,0001,763
Gross Fiduciary activities income$162,000684
Service charges on deposit accounts$317,0001,863
Trading account gains and fees$0172
Additional Noninterest Income$786,0001,722
Total noninterest expense$7,196,0001,364
Salaries and employee benefits$4,166,0001,284
Premises and equipment expense$994,0001,227
Additional noninterest expense$2,036,0001,543
Pre-tax net operating income$1,114,0002,777
Securities gains (losses)$577,000198
Applicable income taxes$341,0001,934
Income before extraordinary items$1,350,0002,155
Extraordinary gains, net$020
Net income$1,350,0002,159
Minority interest net income$080
Net income of bank and minority interests.$1,350,0002,158
Net charge-offs$46,0002,857
Cash dividends$61,0003,381
Sale, conversion, retirement of capital stock, net$0794
Net operating income$888,4002,827
2014-03-31 (YTD Data)Rank
Total interest income$4,862,0001,298
Total interest expense$1,243,000597
Net interest income$3,619,0001,518
Provision for loan and lease losses$60,0002,013
Total noninterest income$634,0001,719
Gross Fiduciary activities income$74,000710
Service charges on deposit accounts$153,0001,902
Trading account gains and fees$0147
Additional Noninterest Income$407,0001,636
Total noninterest expense$3,507,0001,394
Salaries and employee benefits$2,150,0001,271
Premises and equipment expense$509,0001,219
Additional noninterest expense$848,0001,791
Pre-tax net operating income$686,0002,353
Securities gains (losses)$412,000155
Applicable income taxes$295,0001,360
Income before extraordinary items$803,0001,808
Extraordinary gains, net$016
Net income$803,0001,812
Minority interest net income$066
Net income of bank and minority interests.$803,0001,811
Net charge-offs$31,0002,192
Cash dividends$21,0002,760
Sale, conversion, retirement of capital stock, net$0747
Net operating income$502,2402,511
2013-12-31 (YTD Data)Rank
Total interest income$19,276,0001,319
Total interest expense$5,247,000618
Net interest income$14,029,0001,553
Provision for loan and lease losses$420,0002,047
Total noninterest income$2,698,0001,750
Gross Fiduciary activities income$251,000733
Service charges on deposit accounts$674,0001,889
Trading account gains and fees$0184
Additional Noninterest Income$1,773,0001,652
Total noninterest expense$13,820,0001,424
Salaries and employee benefits$8,450,0001,259
Premises and equipment expense$1,765,0001,347
Additional noninterest expense$3,605,0001,762
Pre-tax net operating income$2,487,0002,478
Securities gains (losses)$814,000290
Applicable income taxes$695,0001,820
Income before extraordinary items$2,606,0002,134
Extraordinary gains, net$029
Net income$2,606,0002,138
Minority interest net income$090
Net income of bank and minority interests.$2,606,0002,138
Net charge-offs$171,0003,195
Cash dividends$126,0003,853
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,962,9402,583
2013-09-30 (YTD Data)Rank
Total interest income$14,355,0001,335
Total interest expense$3,962,000633
Net interest income$10,393,0001,574
Provision for loan and lease losses$170,0002,800
Total noninterest income$2,125,0001,714
Gross Fiduciary activities income$183,000734
Service charges on deposit accounts$500,0001,906
Trading account gains and fees$0180
Additional Noninterest Income$1,442,0001,600
Total noninterest expense$10,237,0001,442
Salaries and employee benefits$6,312,0001,276
Premises and equipment expense$1,316,0001,369
Additional noninterest expense$2,609,0001,817
Pre-tax net operating income$2,111,0002,328
Securities gains (losses)$732,000285
Applicable income taxes$661,0001,630
Income before extraordinary items$2,182,0001,982
Extraordinary gains, net$025
Net income$2,182,0001,989
Minority interest net income$084
Net income of bank and minority interests.$2,182,0001,988
Net charge-offs$110,0003,164
Cash dividends$85,0003,402
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,618,3602,426
2013-06-30 (YTD Data)Rank
Total interest income$9,454,0001,338
Total interest expense$2,653,000654
Net interest income$6,801,0001,586
Provision for loan and lease losses$170,0002,311
Total noninterest income$1,462,0001,673
Gross Fiduciary activities income$121,000740
Service charges on deposit accounts$333,0001,887
Trading account gains and fees$0157
Additional Noninterest Income$1,008,0001,570
Total noninterest expense$6,842,0001,442
Salaries and employee benefits$4,260,0001,258
Premises and equipment expense$849,0001,420
Additional noninterest expense$1,733,0001,824
Pre-tax net operating income$1,251,0002,525
Securities gains (losses)$483,000384
Applicable income taxes$380,0001,792
Income before extraordinary items$1,354,0002,103
Extraordinary gains, net$022
Net income$1,354,0002,111
Minority interest net income$082
Net income of bank and minority interests.$1,354,0002,109
Net charge-offs$108,0002,678
Cash dividends$55,0003,256
Sale, conversion, retirement of capital stock, net$0838
Net operating income$977,2602,584
2013-03-31 (YTD Data)Rank
Total interest income$4,706,0001,351
Total interest expense$1,337,000686
Net interest income$3,369,0001,607
Provision for loan and lease losses$50,0002,783
Total noninterest income$714,0001,702
Gross Fiduciary activities income$59,000756
Service charges on deposit accounts$162,0001,912
Trading account gains and fees$0148
Additional Noninterest Income$493,0001,595
Total noninterest expense$3,416,0001,448
Salaries and employee benefits$2,149,0001,258
Premises and equipment expense$458,0001,323
Additional noninterest expense$809,0001,937
Pre-tax net operating income$617,0002,512
Securities gains (losses)$389,000263
Applicable income taxes$246,0001,525
Income before extraordinary items$760,0001,875
Extraordinary gains, net$010
Net income$760,0001,876
Minority interest net income$076
Net income of bank and minority interests.$760,0001,877
Net charge-offs$-20,0006,443
Cash dividends$17,0002,613
Sale, conversion, retirement of capital stock, net$0789
Net operating income$464,3602,652
2012-12-31 (YTD Data)Rank
Total interest income$20,100,0001,332
Total interest expense$6,585,000650
Net interest income$13,515,0001,633
Provision for loan and lease losses$525,0002,656
Total noninterest income$2,796,0001,731
Gross Fiduciary activities income$194,000794
Service charges on deposit accounts$725,0001,840
Trading account gains and fees$0166
Additional Noninterest Income$1,877,0001,590
Total noninterest expense$13,527,0001,449
Salaries and employee benefits$8,508,0001,233
Premises and equipment expense$1,821,0001,305
Additional noninterest expense$3,198,0002,031
Pre-tax net operating income$2,259,0002,600
Securities gains (losses)$1,075,000480
Applicable income taxes$771,0001,738
Income before extraordinary items$2,563,0002,124
Extraordinary gains, net$029
Net income$2,563,0002,123
Minority interest net income$093
Net income of bank and minority interests.$2,563,0002,125
Net charge-offs$-192,0006,997
Cash dividends$111,0003,931
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,735,2502,742
2012-09-30 (YTD Data)Rank
Total interest income$15,267,0001,338
Total interest expense$5,074,000664
Net interest income$10,193,0001,634
Provision for loan and lease losses$295,0003,000
Total noninterest income$2,084,0001,733
Gross Fiduciary activities income$139,000796
Service charges on deposit accounts$548,0001,847
Trading account gains and fees$0157
Additional Noninterest Income$1,397,0001,591
Total noninterest expense$9,931,0001,485
Salaries and employee benefits$6,394,0001,229
Premises and equipment expense$1,278,0001,411
Additional noninterest expense$2,259,0002,152
Pre-tax net operating income$2,051,0002,316
Securities gains (losses)$938,000428
Applicable income taxes$764,0001,488
Income before extraordinary items$2,225,0001,912
Extraordinary gains, net$020
Net income$2,225,0001,911
Minority interest net income$086
Net income of bank and minority interests.$2,225,0001,913
Net charge-offs$512,0002,150
Cash dividends$65,0003,488
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,530,8802,480
2012-06-30 (YTD Data)Rank
Total interest income$10,299,0001,336
Total interest expense$3,456,000671
Net interest income$6,843,0001,619
Provision for loan and lease losses$250,0002,658
Total noninterest income$1,334,0001,771
Gross Fiduciary activities income$86,000815
Service charges on deposit accounts$362,0001,855
Trading account gains and fees$0153
Additional Noninterest Income$886,0001,636
Total noninterest expense$6,599,0001,485
Salaries and employee benefits$4,288,0001,221
Premises and equipment expense$860,0001,381
Additional noninterest expense$1,451,0002,235
Pre-tax net operating income$1,328,0002,343
Securities gains (losses)$359,000744
Applicable income taxes$378,0001,788
Income before extraordinary items$1,309,0002,117
Extraordinary gains, net$019
Net income$1,309,0002,116
Minority interest net income$084
Net income of bank and minority interests.$1,309,0002,117
Net charge-offs$329,0002,218
Cash dividends$35,0003,381
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,028,9802,432
2012-03-31 (YTD Data)Rank
Total interest income$5,137,0001,341
Total interest expense$1,773,000675
Net interest income$3,364,0001,654
Provision for loan and lease losses$05,254
Total noninterest income$632,0001,841
Gross Fiduciary activities income$40,000828
Service charges on deposit accounts$178,0001,864
Trading account gains and fees$0148
Additional Noninterest Income$414,0001,710
Total noninterest expense$3,407,0001,442
Salaries and employee benefits$2,174,0001,200
Premises and equipment expense$427,0001,397
Additional noninterest expense$806,0002,021
Pre-tax net operating income$589,0002,566
Securities gains (losses)$332,000407
Applicable income taxes$211,0001,664
Income before extraordinary items$710,0001,989
Extraordinary gains, net$019
Net income$710,0001,990
Minority interest net income$078
Net income of bank and minority interests.$710,0001,991
Net charge-offs$91,0002,526
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$454,3602,673
2011-12-31 (YTD Data)Rank
Total interest income$22,298,0001,282
Total interest expense$7,703,000759
Net interest income$14,595,0001,531
Provision for loan and lease losses$1,355,0002,013
Total noninterest income$2,188,0001,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$705,0001,975
Trading account gains and fees$0146
Additional Noninterest Income$1,483,0001,660
Total noninterest expense$13,546,0001,432
Salaries and employee benefits$8,539,0001,164
Premises and equipment expense$2,171,0001,146
Additional noninterest expense$2,836,0002,314
Pre-tax net operating income$1,882,0002,621
Securities gains (losses)$1,885,000248
Applicable income taxes$796,0001,562
Income before extraordinary items$2,971,0001,629
Extraordinary gains, net$029
Net income$2,971,0001,629
Minority interest net income$096
Net income of bank and minority interests.$2,971,0001,629
Net charge-offs$1,356,0002,010
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,481,8502,702
2011-09-30 (YTD Data)Rank
Total interest income$16,828,0001,288
Total interest expense$5,872,000788
Net interest income$10,956,0001,537
Provision for loan and lease losses$655,0002,535
Total noninterest income$1,595,0001,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$530,0001,978
Trading account gains and fees$0145
Additional Noninterest Income$1,065,0001,696
Total noninterest expense$9,928,0001,472
Salaries and employee benefits$6,341,0001,175
Premises and equipment expense$1,623,0001,170
Additional noninterest expense$1,964,0002,510
Pre-tax net operating income$1,968,0002,113
Securities gains (losses)$1,490,000238
Applicable income taxes$824,0001,258
Income before extraordinary items$2,634,0001,445
Extraordinary gains, net$021
Net income$2,634,0001,445
Minority interest net income$087
Net income of bank and minority interests.$2,634,0001,445
Net charge-offs$400,0002,912
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,501,6002,213
2011-06-30 (YTD Data)Rank
Total interest income$11,308,0001,287
Total interest expense$3,970,000809
Net interest income$7,338,0001,523
Provision for loan and lease losses$550,0002,190
Total noninterest income$1,037,0001,942
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$347,0001,990
Trading account gains and fees$0153
Additional Noninterest Income$690,0001,727
Total noninterest expense$6,613,0001,485
Salaries and employee benefits$4,134,0001,212
Premises and equipment expense$1,092,0001,171
Additional noninterest expense$1,387,0002,418
Pre-tax net operating income$1,212,0002,213
Securities gains (losses)$598,000310
Applicable income taxes$345,0001,657
Income before extraordinary items$1,465,0001,657
Extraordinary gains, net$015
Net income$1,465,0001,657
Minority interest net income$089
Net income of bank and minority interests.$1,465,0001,657
Net charge-offs$362,0002,475
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$980,6202,234
2011-03-31 (YTD Data)Rank
Total interest income$5,592,0001,308
Total interest expense$1,984,000848
Net interest income$3,608,0001,538
Provision for loan and lease losses$225,0002,264
Total noninterest income$484,0002,040
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0002,076
Trading account gains and fees$0158
Additional Noninterest Income$321,0001,827
Total noninterest expense$3,238,0001,525
Salaries and employee benefits$2,059,0001,222
Premises and equipment expense$554,0001,189
Additional noninterest expense$625,0002,635
Pre-tax net operating income$629,0002,140
Securities gains (losses)$302,000252
Applicable income taxes$212,0001,445
Income before extraordinary items$719,0001,633
Extraordinary gains, net$09
Net income$719,0001,633
Minority interest net income$086
Net income of bank and minority interests.$719,0001,633
Net charge-offs$239,0001,960
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$486,4602,252
2010-12-31 (YTD Data)Rank
Total interest income$22,913,0001,344
Total interest expense$8,256,0001,012
Net interest income$14,657,0001,522
Provision for loan and lease losses$1,325,0002,638
Total noninterest income$2,274,0001,894
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$2,274,0001,291
Total noninterest expense$12,744,0001,552
Salaries and employee benefits$7,823,0001,256
Premises and equipment expense$2,093,0001,237
Additional noninterest expense$2,828,0002,395
Pre-tax net operating income$2,862,0001,684
Securities gains (losses)$964,000508
Applicable income taxes$945,0001,280
Income before extraordinary items$2,881,0001,452
Extraordinary gains, net$029
Net income$2,881,0001,454
Minority interest net income$0111
Net income of bank and minority interests.$2,881,0001,455
Net charge-offs$1,087,0002,568
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,158,0001,820
2010-09-30 (YTD Data)Rank
Total interest income$17,306,0001,351
Total interest expense$6,237,0001,039
Net interest income$11,069,0001,534
Provision for loan and lease losses$675,0003,084
Total noninterest income$1,582,0002,014
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$1,582,0001,288
Total noninterest expense$9,204,0001,608
Salaries and employee benefits$5,753,0001,285
Premises and equipment expense$1,579,0001,243
Additional noninterest expense$1,872,0002,641
Pre-tax net operating income$2,772,0001,410
Securities gains (losses)$702,000559
Applicable income taxes$897,0001,088
Income before extraordinary items$2,577,0001,290
Extraordinary gains, net$023
Net income$2,577,0001,294
Minority interest net income$0110
Net income of bank and minority interests.$2,577,0001,294
Net charge-offs$1,078,0002,106
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,057,5201,532
2010-06-30 (YTD Data)Rank
Total interest income$11,470,0001,379
Total interest expense$4,173,0001,074
Net interest income$7,297,0001,553
Provision for loan and lease losses$450,0002,998
Total noninterest income$1,018,0002,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,018,0001,276
Total noninterest expense$6,091,0001,620
Salaries and employee benefits$3,804,0001,299
Premises and equipment expense$1,079,0001,231
Additional noninterest expense$1,208,0002,704
Pre-tax net operating income$1,774,0001,470
Securities gains (losses)$279,000759
Applicable income taxes$455,0001,309
Income before extraordinary items$1,598,0001,381
Extraordinary gains, net$019
Net income$1,598,0001,381
Minority interest net income$0105
Net income of bank and minority interests.$1,598,0001,382
Net charge-offs$697,0002,095
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,380,3801,510
2010-03-31 (YTD Data)Rank
Total interest income$5,749,0001,408
Total interest expense$2,122,0001,106
Net interest income$3,627,0001,585
Provision for loan and lease losses$225,0002,809
Total noninterest income$492,0002,056
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$492,0001,315
Total noninterest expense$2,974,0001,680
Salaries and employee benefits$1,885,0001,333
Premises and equipment expense$552,0001,233
Additional noninterest expense$537,0002,981
Pre-tax net operating income$920,0001,420
Securities gains (losses)$139,000657
Applicable income taxes$309,0001,029
Income before extraordinary items$750,0001,469
Extraordinary gains, net$016
Net income$750,0001,471
Minority interest net income$091
Net income of bank and minority interests.$750,0001,471
Net charge-offs$336,0001,918
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$651,3101,612
2009-12-31 (YTD Data)Rank
Total interest income$23,743,0001,450
Total interest expense$9,520,0001,251
Net interest income$14,223,0001,579
Provision for loan and lease losses$1,600,0002,790
Total noninterest income$2,180,0001,997
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$2,180,0001,291
Total noninterest expense$11,899,0001,712
Salaries and employee benefits$7,349,0001,369
Premises and equipment expense$2,092,0001,298
Additional noninterest expense$2,458,0002,785
Pre-tax net operating income$2,904,0001,381
Securities gains (losses)$791,000612
Applicable income taxes$1,087,000904
Income before extraordinary items$2,608,0001,291
Extraordinary gains, net$034
Net income$2,608,0001,290
Minority interest net income$0115
Net income of bank and minority interests.$2,608,0001,290
Net charge-offs$880,0003,033
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,046,3901,586
2009-09-30 (YTD Data)Rank
Total interest income$17,917,0001,466
Total interest expense$7,332,0001,284
Net interest income$10,585,0001,586
Provision for loan and lease losses$1,150,0002,569
Total noninterest income$1,648,0002,028
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$1,648,0001,308
Total noninterest expense$8,834,0001,709
Salaries and employee benefits$5,409,0001,417
Premises and equipment expense$1,583,0001,298
Additional noninterest expense$1,842,0002,747
Pre-tax net operating income$2,249,0001,434
Securities gains (losses)$740,000508
Applicable income taxes$869,000937
Income before extraordinary items$2,120,0001,261
Extraordinary gains, net$027
Net income$2,120,0001,260
Minority interest net income$0118
Net income of bank and minority interests.$2,120,0001,261
Net charge-offs$826,0002,428
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,594,6001,637
2009-06-30 (YTD Data)Rank
Total interest income$12,010,0001,492
Total interest expense$4,966,0001,331
Net interest income$7,044,0001,590
Provision for loan and lease losses$850,0002,263
Total noninterest income$1,052,0002,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$1,052,0001,379
Total noninterest expense$5,937,0001,734
Salaries and employee benefits$3,582,0001,452
Premises and equipment expense$1,076,0001,309
Additional noninterest expense$1,279,0002,685
Pre-tax net operating income$1,309,0001,703
Securities gains (losses)$557,000464
Applicable income taxes$540,0001,017
Income before extraordinary items$1,326,0001,418
Extraordinary gains, net$021
Net income$1,326,0001,416
Minority interest net income$0112
Net income of bank and minority interests.$1,326,0001,417
Net charge-offs$87,0004,389
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$930,5301,901
2009-03-31 (YTD Data)Rank
Total interest income$6,039,0001,506
Total interest expense$2,462,0001,402
Net interest income$3,577,0001,556
Provision for loan and lease losses$300,0002,285
Total noninterest income$511,0002,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$511,0001,373
Total noninterest expense$3,273,0001,530
Salaries and employee benefits$1,797,0001,455
Premises and equipment expense$573,0001,246
Additional noninterest expense$903,0001,785
Pre-tax net operating income$515,0002,327
Securities gains (losses)$611,000270
Applicable income taxes$340,000952
Income before extraordinary items$786,0001,398
Extraordinary gains, net$015
Net income$786,0001,398
Minority interest net income$0102
Net income of bank and minority interests.$786,0001,400
Net charge-offs$82,0003,075
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$358,3002,636
2008-12-31 (YTD Data)Rank
Total interest income$23,673,0001,635
Total interest expense$11,229,0001,453
Net interest income$12,444,0001,793
Provision for loan and lease losses$2,286,0001,654
Total noninterest income$2,173,0002,012
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$2,173,0001,227
Total noninterest expense$10,555,0001,837
Salaries and employee benefits$6,827,0001,517
Premises and equipment expense$1,945,0001,422
Additional noninterest expense$1,783,0003,160
Pre-tax net operating income$1,776,0002,699
Securities gains (losses)$363,000480
Applicable income taxes$425,0002,004
Income before extraordinary items$1,714,0002,292
Extraordinary gains, net$039
Net income$1,714,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,009
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,423,6002,757
2008-09-30 (YTD Data)Rank
Total interest income$17,556,0001,686
Total interest expense$8,543,0001,488
Net interest income$9,013,0001,879
Provision for loan and lease losses$1,337,0001,541
Total noninterest income$1,606,0002,100
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,606,0001,298
Total noninterest expense$7,900,0001,826
Salaries and employee benefits$5,125,0001,538
Premises and equipment expense$1,474,0001,413
Additional noninterest expense$1,301,0003,152
Pre-tax net operating income$1,382,0003,013
Securities gains (losses)$371,000394
Applicable income taxes$409,0002,134
Income before extraordinary items$1,344,0002,536
Extraordinary gains, net$031
Net income$1,344,0002,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-122,0008,292
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,058,3303,139
2008-06-30 (YTD Data)Rank
Total interest income$11,351,0001,768
Total interest expense$5,681,0001,544
Net interest income$5,670,0001,971
Provision for loan and lease losses$671,0001,581
Total noninterest income$1,054,0002,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,054,0001,346
Total noninterest expense$5,287,0001,820
Salaries and employee benefits$3,353,0001,570
Premises and equipment expense$994,0001,400
Additional noninterest expense$940,0002,899
Pre-tax net operating income$766,0003,526
Securities gains (losses)$297,000448
Applicable income taxes$228,0002,535
Income before extraordinary items$835,0002,962
Extraordinary gains, net$021
Net income$835,0002,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-154,0008,388
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$600,3703,583
2008-03-31 (YTD Data)Rank
Total interest income$5,605,0001,828
Total interest expense$2,965,0001,583
Net interest income$2,640,0002,102
Provision for loan and lease losses$45,0003,899
Total noninterest income$458,0002,362
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$458,0001,502
Total noninterest expense$2,629,0001,831
Salaries and employee benefits$1,674,0001,591
Premises and equipment expense$511,0001,355
Additional noninterest expense$444,0003,011
Pre-tax net operating income$424,0003,411
Securities gains (losses)$242,000392
Applicable income taxes$152,0002,306
Income before extraordinary items$514,0002,624
Extraordinary gains, net$015
Net income$514,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-165,0008,453
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$327,6603,521
2007-12-31 (YTD Data)Rank
Total interest income$20,418,0002,055
Total interest expense$10,840,0001,833
Net interest income$9,578,0002,325
Provision for loan and lease losses$06,851
Total noninterest income$2,131,0002,122
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,131,0001,320
Total noninterest expense$9,615,0001,927
Salaries and employee benefits$6,206,0001,622
Premises and equipment expense$1,783,0001,493
Additional noninterest expense$1,626,0003,196
Pre-tax net operating income$2,094,0003,216
Securities gains (losses)$140,000523
Applicable income taxes$460,0002,846
Income before extraordinary items$1,774,0003,072
Extraordinary gains, net$039
Net income$1,774,0003,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0002,173
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,663,4003,201
2007-09-30 (YTD Data)Rank
Total interest income$14,880,0002,115
Total interest expense$7,801,0001,901
Net interest income$7,079,0002,368
Provision for loan and lease losses$-95,0008,412
Total noninterest income$1,600,0002,124
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,600,0001,321
Total noninterest expense$7,151,0001,918
Salaries and employee benefits$4,665,0001,619
Premises and equipment expense$1,347,0001,481
Additional noninterest expense$1,139,0003,327
Pre-tax net operating income$1,623,0003,293
Securities gains (losses)$9,0001,036
Applicable income taxes$333,0003,049
Income before extraordinary items$1,299,0003,283
Extraordinary gains, net$033
Net income$1,299,0003,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,065
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,291,8003,290
2007-06-30 (YTD Data)Rank
Total interest income$9,654,0002,170
Total interest expense$4,999,0001,958
Net interest income$4,655,0002,427
Provision for loan and lease losses$-95,0008,470
Total noninterest income$1,052,0002,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,052,0001,350
Total noninterest expense$4,794,0001,923
Salaries and employee benefits$3,096,0001,654
Premises and equipment expense$933,0001,422
Additional noninterest expense$765,0003,315
Pre-tax net operating income$1,008,0003,518
Securities gains (losses)$-34,0008,240
Applicable income taxes$158,0003,572
Income before extraordinary items$816,0003,477
Extraordinary gains, net$029
Net income$816,0003,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,196
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$844,5603,378
2007-03-31 (YTD Data)Rank
Total interest income$4,752,0002,191
Total interest expense$2,415,0001,996
Net interest income$2,337,0002,419
Provision for loan and lease losses$30,0003,737
Total noninterest income$499,0002,218
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$499,0001,360
Total noninterest expense$2,481,0001,858
Salaries and employee benefits$1,688,0001,538
Premises and equipment expense$450,0001,483
Additional noninterest expense$343,0003,586
Pre-tax net operating income$325,0004,466
Securities gains (losses)$26,000508
Applicable income taxes$40,0004,358
Income before extraordinary items$311,0004,091
Extraordinary gains, net$022
Net income$311,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,785
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$287,8604,264
2006-12-31 (YTD Data)Rank
Total interest income$17,520,0002,228
Total interest expense$7,496,0002,165
Net interest income$10,024,0002,286
Provision for loan and lease losses$240,0003,157
Total noninterest income$1,958,0002,262
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,958,0001,381
Total noninterest expense$9,269,0001,914
Salaries and employee benefits$6,283,0001,565
Premises and equipment expense$1,626,0001,584
Additional noninterest expense$1,360,0003,564
Pre-tax net operating income$2,473,0003,149
Securities gains (losses)$235,000358
Applicable income taxes$778,0002,516
Income before extraordinary items$1,930,0003,179
Extraordinary gains, net$051
Net income$1,930,0003,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,270
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,763,1503,387
2006-09-30 (YTD Data)Rank
Total interest income$12,838,0002,266
Total interest expense$5,262,0002,228
Net interest income$7,576,0002,290
Provision for loan and lease losses$180,0003,038
Total noninterest income$1,453,0002,280
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,453,0001,386
Total noninterest expense$7,094,0001,874
Salaries and employee benefits$4,848,0001,540
Premises and equipment expense$1,227,0001,584
Additional noninterest expense$1,019,0003,557
Pre-tax net operating income$1,755,0003,410
Securities gains (losses)$130,000390
Applicable income taxes$537,0002,762
Income before extraordinary items$1,348,0003,437
Extraordinary gains, net$045
Net income$1,348,0003,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,781
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,254,4003,613
2006-06-30 (YTD Data)Rank
Total interest income$8,285,0002,295
Total interest expense$3,207,0002,301
Net interest income$5,078,0002,297
Provision for loan and lease losses$120,0002,983
Total noninterest income$966,0002,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$966,0001,386
Total noninterest expense$4,859,0001,834
Salaries and employee benefits$3,340,0001,486
Premises and equipment expense$802,0001,610
Additional noninterest expense$717,0003,405
Pre-tax net operating income$1,065,0003,652
Securities gains (losses)$51,000452
Applicable income taxes$305,0003,021
Income before extraordinary items$811,0003,721
Extraordinary gains, net$039
Net income$811,0003,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$773,7703,817
2006-03-31 (YTD Data)Rank
Total interest income$3,985,0002,335
Total interest expense$1,425,0002,427
Net interest income$2,560,0002,274
Provision for loan and lease losses$60,0002,788
Total noninterest income$458,0002,326
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$458,0001,432
Total noninterest expense$2,430,0001,829
Salaries and employee benefits$1,695,0001,467
Premises and equipment expense$384,0001,675
Additional noninterest expense$351,0003,447
Pre-tax net operating income$528,0003,607
Securities gains (losses)$-7,0008,168
Applicable income taxes$142,0003,118
Income before extraordinary items$379,0003,829
Extraordinary gains, net$021
Net income$379,0003,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$384,1103,784
2005-12-31 (YTD Data)Rank
Total interest income$14,322,0002,305
Total interest expense$3,781,0002,770
Net interest income$10,541,0002,106
Provision for loan and lease losses$07,120
Total noninterest income$1,741,0002,435
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,741,0001,492
Total noninterest expense$9,435,0001,801
Salaries and employee benefits$6,143,0001,526
Premises and equipment expense$1,838,0001,341
Additional noninterest expense$1,454,0003,307
Pre-tax net operating income$2,847,0002,877
Securities gains (losses)$113,000664
Applicable income taxes$1,090,0002,143
Income before extraordinary items$1,870,0003,260
Extraordinary gains, net$046
Net income$1,870,0003,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,191
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,797,6803,329
2005-09-30 (YTD Data)Rank
Total interest income$10,492,0002,317
Total interest expense$2,652,0002,792
Net interest income$7,840,0002,106
Provision for loan and lease losses$06,899
Total noninterest income$1,250,0002,509
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,250,0001,546
Total noninterest expense$7,043,0001,787
Salaries and employee benefits$4,670,0001,495
Premises and equipment expense$1,355,0001,346
Additional noninterest expense$1,018,0003,457
Pre-tax net operating income$2,047,0003,001
Securities gains (losses)$112,000627
Applicable income taxes$785,0002,228
Income before extraordinary items$1,374,0003,356
Extraordinary gains, net$035
Net income$1,374,0003,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,898
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,302,3203,435
2005-06-30 (YTD Data)Rank
Total interest income$6,820,0002,319
Total interest expense$1,701,0002,744
Net interest income$5,119,0002,115
Provision for loan and lease losses$06,626
Total noninterest income$823,0002,487
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$823,0001,543
Total noninterest expense$4,734,0001,758
Salaries and employee benefits$3,115,0001,490
Premises and equipment expense$905,0001,334
Additional noninterest expense$714,0003,316
Pre-tax net operating income$1,208,0003,233
Securities gains (losses)$72,000674
Applicable income taxes$463,0002,373
Income before extraordinary items$817,0003,595
Extraordinary gains, net$030
Net income$817,0003,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$770,9203,676
2005-03-31 (YTD Data)Rank
Total interest income$3,359,0002,300
Total interest expense$832,0002,693
Net interest income$2,527,0002,140
Provision for loan and lease losses$06,226
Total noninterest income$397,0002,499
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$397,0001,561
Total noninterest expense$2,363,0001,770
Salaries and employee benefits$1,561,0001,494
Premises and equipment expense$465,0001,294
Additional noninterest expense$337,0003,467
Pre-tax net operating income$561,0003,385
Securities gains (losses)$15,000882
Applicable income taxes$212,0002,502
Income before extraordinary items$364,0003,871
Extraordinary gains, net$024
Net income$364,0003,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$354,4003,881
2004-12-31 (YTD Data)Rank
Total interest income$12,791,0002,242
Total interest expense$3,225,0002,468
Net interest income$9,566,0002,128
Provision for loan and lease losses$07,314
Total noninterest income$1,874,0002,300
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,874,0001,386
Total noninterest expense$9,124,0001,775
Salaries and employee benefits$6,009,0001,478
Premises and equipment expense$1,828,0001,256
Additional noninterest expense$1,287,0003,547
Pre-tax net operating income$2,316,0003,187
Securities gains (losses)$150,000987
Applicable income taxes$937,0002,267
Income before extraordinary items$1,529,0003,591
Extraordinary gains, net$034
Net income$1,529,0003,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,501
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,433,0003,687
2004-09-30 (YTD Data)Rank
Total interest income$9,463,0002,242
Total interest expense$2,399,0002,442
Net interest income$7,064,0002,138
Provision for loan and lease losses$07,100
Total noninterest income$1,077,0002,779
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,077,0001,680
Total noninterest expense$6,688,0001,807
Salaries and employee benefits$4,305,0001,540
Premises and equipment expense$1,379,0001,250
Additional noninterest expense$1,004,0003,424
Pre-tax net operating income$1,453,0003,642
Securities gains (losses)$118,0001,072
Applicable income taxes$592,0002,589
Income before extraordinary items$979,0004,059
Extraordinary gains, net$026
Net income$979,0004,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$903,4804,190
2004-06-30 (YTD Data)Rank
Total interest income$6,218,0002,254
Total interest expense$1,597,0002,432
Net interest income$4,621,0002,164
Provision for loan and lease losses$06,885
Total noninterest income$619,0003,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$619,0001,881
Total noninterest expense$4,473,0001,788
Salaries and employee benefits$2,885,0001,530
Premises and equipment expense$924,0001,244
Additional noninterest expense$664,0003,443
Pre-tax net operating income$767,0004,216
Securities gains (losses)$105,000993
Applicable income taxes$322,0002,957
Income before extraordinary items$550,0004,480
Extraordinary gains, net$021
Net income$550,0004,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,947
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$482,8004,732
2004-03-31 (YTD Data)Rank
Total interest income$3,101,0002,267
Total interest expense$809,0002,416
Net interest income$2,292,0002,187
Provision for loan and lease losses$06,501
Total noninterest income$272,0003,321
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$272,0002,003
Total noninterest expense$2,240,0001,800
Salaries and employee benefits$1,455,0001,532
Premises and equipment expense$452,0001,290
Additional noninterest expense$333,0003,437
Pre-tax net operating income$324,0004,642
Securities gains (losses)$61,0001,087
Applicable income taxes$139,0003,223
Income before extraordinary items$246,0004,798
Extraordinary gains, net$016
Net income$246,0004,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$206,9605,136
2003-12-31 (YTD Data)Rank
Total interest income$12,626,0002,280
Total interest expense$3,788,0002,336
Net interest income$8,838,0002,184
Provision for loan and lease losses$40,0006,511
Total noninterest income$1,811,0002,482
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,811,0001,575
Total noninterest expense$8,407,0001,884
Salaries and employee benefits$5,383,0001,606
Premises and equipment expense$1,661,0001,367
Additional noninterest expense$1,363,0003,352
Pre-tax net operating income$2,202,0003,167
Securities gains (losses)$533,000719
Applicable income taxes$1,231,0001,909
Income before extraordinary items$1,504,0003,553
Extraordinary gains, net$054
Net income$1,504,0003,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,170
Cash dividends$5,0006,251
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,162,8804,051
2003-09-30 (YTD Data)Rank
Total interest income$9,521,0002,301
Total interest expense$2,930,0002,352
Net interest income$6,591,0002,214
Provision for loan and lease losses$40,0006,097
Total noninterest income$1,487,0002,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,487,0001,542
Total noninterest expense$6,302,0001,885
Salaries and employee benefits$4,070,0001,588
Premises and equipment expense$1,225,0001,403
Additional noninterest expense$1,007,0003,377
Pre-tax net operating income$1,736,0003,162
Securities gains (losses)$494,000693
Applicable income taxes$1,027,0001,821
Income before extraordinary items$1,203,0003,498
Extraordinary gains, net$040
Net income$1,203,0003,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,377
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$886,8404,162
2003-06-30 (YTD Data)Rank
Total interest income$6,466,0002,263
Total interest expense$2,018,0002,351
Net interest income$4,448,0002,192
Provision for loan and lease losses$30,0005,740
Total noninterest income$1,172,0002,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,172,0001,356
Total noninterest expense$4,228,0001,866
Salaries and employee benefits$2,739,0001,571
Premises and equipment expense$803,0001,428
Additional noninterest expense$686,0003,284
Pre-tax net operating income$1,362,0002,810
Securities gains (losses)$340,000741
Applicable income taxes$808,0001,605
Income before extraordinary items$894,0003,224
Extraordinary gains, net$030
Net income$894,0003,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,623
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$676,4003,783
2003-03-31 (YTD Data)Rank
Total interest income$3,294,0002,234
Total interest expense$1,050,0002,320
Net interest income$2,244,0002,175
Provision for loan and lease losses$15,0005,504
Total noninterest income$311,0003,167
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$311,0002,061
Total noninterest expense$2,139,0001,834
Salaries and employee benefits$1,366,0001,562
Premises and equipment expense$413,0001,406
Additional noninterest expense$360,0003,121
Pre-tax net operating income$401,0004,025
Securities gains (losses)$165,000736
Applicable income taxes$874,000893
Income before extraordinary items$-308,0009,187
Extraordinary gains, net$021
Net income$-308,0009,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,925
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-413,6009,176
2002-12-31 (YTD Data)Rank
Total interest income$14,529,0002,107
Total interest expense$5,050,0002,221
Net interest income$9,479,0002,046
Provision for loan and lease losses$80,0006,062
Total noninterest income$1,466,0002,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,466,0001,678
Total noninterest expense$7,969,0001,889
Salaries and employee benefits$5,152,0001,573
Premises and equipment expense$1,557,0001,411
Additional noninterest expense$1,260,0003,474
Pre-tax net operating income$2,896,0002,573
Securities gains (losses)$384,000773
Applicable income taxes$1,121,0002,032
Income before extraordinary items$2,159,0002,645
Extraordinary gains, net$070
Net income$2,159,0002,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0009,136
Cash dividends$5,0006,342
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,905,5602,826
2001-12-31 (YTD Data)Rank
Total interest income$16,422,0002,091
Total interest expense$6,544,0002,453
Net interest income$9,878,0001,806
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,387,0002,664
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,387,0001,637
Total noninterest expense$7,378,0001,948
Salaries and employee benefits$4,693,0001,599
Premises and equipment expense$1,502,0001,429
Additional noninterest expense$1,183,0003,543
Pre-tax net operating income$3,647,0001,915
Securities gains (losses)$253,0001,014
Applicable income taxes$1,419,0001,575
Income before extraordinary items$2,481,0002,103
Extraordinary gains, net$0105
Net income$2,481,0002,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,671
Cash dividends$5,0006,568
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,319,0802,163
2000-12-31 (YTD Data)Rank
Total interest income$16,276,0002,163
Total interest expense$6,600,0002,533
Net interest income$9,676,0001,821
Provision for loan and lease losses$180,0003,942
Total noninterest income$1,215,0002,731
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,215,0001,639
Total noninterest expense$6,909,0002,003
Salaries and employee benefits$4,311,0001,659
Premises and equipment expense$1,340,0001,550
Additional noninterest expense$1,258,0003,269
Pre-tax net operating income$3,802,0001,920
Securities gains (losses)$240,000378
Applicable income taxes$1,415,0001,587
Income before extraordinary items$2,627,0001,985
Extraordinary gains, net$038
Net income$2,627,0001,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0009,574
Cash dividends$4,0006,820
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,471,0002,104
1999-12-31 (YTD Data)Rank
Total interest income$15,083,0002,166
Total interest expense$6,318,0002,326
Net interest income$8,765,0002,007
Provision for loan and lease losses$120,0004,720
Total noninterest income$1,063,0002,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,063,0001,786
Total noninterest expense$6,629,0002,053
Salaries and employee benefits$3,871,0001,795
Premises and equipment expense$1,377,0001,490
Additional noninterest expense$1,381,0003,072
Pre-tax net operating income$3,079,0002,352
Securities gains (losses)$227,000515
Applicable income taxes$1,040,0002,156
Income before extraordinary items$2,266,0002,299
Extraordinary gains, net$035
Net income$2,266,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,395
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,109,3702,423
1998-12-31 (YTD Data)Rank
Total interest income$14,957,0002,182
Total interest expense$6,489,0002,321
Net interest income$8,468,0002,026
Provision for loan and lease losses$250,0002,981
Total noninterest income$986,0003,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$986,0001,875
Total noninterest expense$5,932,0002,202
Salaries and employee benefits$3,503,0001,899
Premises and equipment expense$1,250,0001,561
Additional noninterest expense$1,179,0003,421
Pre-tax net operating income$3,272,0002,195
Securities gains (losses)$75,0001,462
Applicable income taxes$1,118,0002,111
Income before extraordinary items$2,229,0002,312
Extraordinary gains, net$032
Net income$2,229,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,737
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,178,7502,290
1997-12-31 (YTD Data)Rank
Total interest income$15,096,0002,158
Total interest expense$6,812,0002,219
Net interest income$8,284,0002,099
Provision for loan and lease losses$550,0001,649
Total noninterest income$793,0003,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$793,0002,038
Total noninterest expense$5,433,0002,371
Salaries and employee benefits$3,068,0002,158
Premises and equipment expense$1,275,0001,521
Additional noninterest expense$1,090,0003,619
Pre-tax net operating income$3,094,0002,420
Securities gains (losses)$28,0001,673
Applicable income taxes$1,230,0002,028
Income before extraordinary items$1,892,0002,713
Extraordinary gains, net$044
Net income$1,892,0002,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0001,995
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,874,0802,679
1996-12-31 (YTD Data)Rank
Total interest income$14,786,0002,271
Total interest expense$6,728,0002,291
Net interest income$8,058,0002,238
Provision for loan and lease losses$577,0001,568
Total noninterest income$721,0004,020
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$721,0002,250
Total noninterest expense$5,142,0002,650
Salaries and employee benefits$2,635,0002,531
Premises and equipment expense$1,329,0001,525
Additional noninterest expense$1,178,0003,836
Pre-tax net operating income$3,060,0002,329
Securities gains (losses)$5,0002,986
Applicable income taxes$1,333,0001,806
Income before extraordinary items$1,732,0002,809
Extraordinary gains, net$053
Net income$1,732,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,737
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,728,8002,774
1995-12-31 (YTD Data)Rank
Total interest income$14,637,0002,300
Total interest expense$6,885,0002,268
Net interest income$7,752,0002,318
Provision for loan and lease losses$724,0001,194
Total noninterest income$504,0005,150
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$504,0002,868
Total noninterest expense$5,604,0002,424
Salaries and employee benefits$2,849,0002,321
Premises and equipment expense$1,193,0001,691
Additional noninterest expense$1,562,0002,989
Pre-tax net operating income$1,928,0003,607
Securities gains (losses)$-67,00011,322
Applicable income taxes$900,0002,599
Income before extraordinary items$961,0004,745
Extraordinary gains, net$065
Net income$961,0004,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,794
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,003,8804,579
1994-12-31 (YTD Data)Rank
Total interest income$13,764,0002,225
Total interest expense$6,176,0002,023
Net interest income$7,588,0002,380
Provision for loan and lease losses$926,000980
Total noninterest income$457,0005,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$457,0003,136
Total noninterest expense$5,505,0002,533
Salaries and employee benefits$2,787,0002,404
Premises and equipment expense$1,074,0001,906
Additional noninterest expense$1,644,0003,059
Pre-tax net operating income$1,614,0004,140
Securities gains (losses)$-57,00011,138
Applicable income taxes$856,0002,615
Income before extraordinary items$701,0005,907
Extraordinary gains, net$428,00030
Net income$1,129,0004,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,341,000740
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$737,4805,757
1993-12-31 (YTD Data)Rank
Total interest income$14,002,0002,223
Total interest expense$6,441,0002,005
Net interest income$7,561,0002,365
Provision for loan and lease losses$987,0001,317
Total noninterest income$716,0004,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$716,0002,553
Total noninterest expense$5,881,0002,435
Salaries and employee benefits$2,489,0002,658
Premises and equipment expense$1,028,0001,999
Additional noninterest expense$2,364,0002,361
Pre-tax net operating income$1,409,0004,575
Securities gains (losses)$-63,00013,122
Applicable income taxes$349,0005,511
Income before extraordinary items$997,0004,721
Extraordinary gains, net$508,000459
Net income$1,505,0003,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$676,0001,469
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,043,6204,297
1992-12-31 (YTD Data)Rank
Total interest income$15,119,0002,320
Total interest expense$8,040,0002,115
Net interest income$7,079,0002,564
Provision for loan and lease losses$977,0001,871
Total noninterest income$926,0003,539
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$926,0002,113
Total noninterest expense$5,479,0002,636
Salaries and employee benefits$2,300,0002,827
Premises and equipment expense$1,218,0001,736
Additional noninterest expense$1,961,0002,846
Pre-tax net operating income$1,549,0003,935
Securities gains (losses)$-188,00013,839
Applicable income taxes$580,0003,529
Income before extraordinary items$781,0005,456
Extraordinary gains, net$531,000200
Net income$1,312,0003,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$841,0001,754
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$901,3204,613

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.