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Riverstone Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$25,639,000	1,574
Total interest expense	$7,926,000	1,506
Net interest income	$17,713,000	1,596
Provision for loan and lease losses	$922,000	876
Total noninterest income	$1,651,000	2,220
Gross Fiduciary activities income	$32,000	806
Service charges on deposit accounts	$568,000	1,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,051,000	2,239
Total noninterest expense	$12,974,000	1,709
Salaries and employee benefits	$7,325,000	1,715
Premises and equipment expense	$2,040,000	1,201
Additional noninterest expense	$1,051,000	2,239
Pre-tax net operating income	$5,468,000	1,832
Securities gains (losses)	$0	988
Applicable income taxes	$121,000	2,705
Income before extraordinary items	$5,347,000	1,658
Extraordinary gains, net	$0	54
Net income	$5,347,000	1,678
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,347,000	1,661
Net charge-offs	$-374,000	4,517
Cash dividends	$4,949,000	831
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,347,000	1,687
2023-09-30 (YTD Data)		Rank
Total interest income	$18,839,000	1,565
Total interest expense	$5,506,000	1,484
Net interest income	$13,333,000	1,599
Provision for loan and lease losses	$691,000	832
Total noninterest income	$1,224,000	2,208
Gross Fiduciary activities income	$32,000	770
Service charges on deposit accounts	$411,000	1,552
Trading account gains and fees	NA	NA
Additional Noninterest Income	$781,000	2,233
Total noninterest expense	$9,817,000	1,691
Salaries and employee benefits	$5,387,000	1,737
Premises and equipment expense	$1,453,000	1,255
Additional noninterest expense	$781,000	2,233
Pre-tax net operating income	$4,049,000	1,886
Securities gains (losses)	$0	849
Applicable income taxes	$112,000	2,643
Income before extraordinary items	$3,937,000	1,728
Extraordinary gains, net	$0	52
Net income	$3,937,000	1,742
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,937,000	1,728
Net charge-offs	$-337,000	4,524
Cash dividends	$3,514,000	791
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,937,000	1,753
2023-06-30 (YTD Data)		Rank
Total interest income	$12,013,000	1,597
Total interest expense	$3,512,000	1,408
Net interest income	$8,501,000	1,672
Provision for loan and lease losses	$461,000	815
Total noninterest income	$813,000	2,180
Gross Fiduciary activities income	$16,000	782
Service charges on deposit accounts	$282,000	1,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$515,000	2,168
Total noninterest expense	$6,123,000	1,777
Salaries and employee benefits	$3,549,000	1,740
Premises and equipment expense	$836,000	1,403
Additional noninterest expense	$515,000	2,165
Pre-tax net operating income	$2,730,000	1,864
Securities gains (losses)	$0	938
Applicable income taxes	$76,000	2,670
Income before extraordinary items	$2,654,000	1,718
Extraordinary gains, net	$0	51
Net income	$2,654,000	1,738
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,654,000	1,718
Net charge-offs	$-173,000	4,520
Cash dividends	$2,587,000	712
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,654,000	1,728
2023-03-31 (YTD Data)		Rank
Total interest income	$5,883,000	1,605
Total interest expense	$1,496,000	1,424
Net interest income	$4,387,000	1,636
Provision for loan and lease losses	$230,000	817
Total noninterest income	$431,000	2,118
Gross Fiduciary activities income	$16,000	765
Service charges on deposit accounts	$144,000	1,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$271,000	2,107
Total noninterest expense	$3,161,000	1,757
Salaries and employee benefits	$1,798,000	1,755
Premises and equipment expense	$411,000	1,451
Additional noninterest expense	$271,000	2,107
Pre-tax net operating income	$1,427,000	1,852
Securities gains (losses)	$0	950
Applicable income taxes	$33,000	2,759
Income before extraordinary items	$1,394,000	1,685
Extraordinary gains, net	$0	4
Net income	$1,394,000	1,684
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,394,000	1,685
Net charge-offs	$6,000	1,532
Cash dividends	$912,000	878
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,394,000	1,703
2022-12-31 (YTD Data)		Rank
Total interest income	$19,478,000	1,616
Total interest expense	$2,089,000	1,552
Net interest income	$17,389,000	1,605
Provision for loan and lease losses	$1,028,000	801
Total noninterest income	$1,948,000	2,067
Gross Fiduciary activities income	$15,000	877
Service charges on deposit accounts	$715,000	1,321
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,218,000	2,123
Total noninterest expense	$12,816,000	1,690
Salaries and employee benefits	$6,943,000	1,759
Premises and equipment expense	$2,061,000	1,172
Additional noninterest expense	$1,218,000	2,123
Pre-tax net operating income	$5,493,000	1,933
Securities gains (losses)	$-31,000	3,658
Applicable income taxes	$195,000	2,652
Income before extraordinary items	$5,267,000	1,750
Extraordinary gains, net	$0	5
Net income	$5,267,000	1,747
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,267,000	1,749
Net charge-offs	$-43,000	4,048
Cash dividends	$3,688,000	991
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,296,760	1,780
2022-09-30 (YTD Data)		Rank
Total interest income	$13,734,000	1,647
Total interest expense	$1,098,000	1,650
Net interest income	$12,636,000	1,629
Provision for loan and lease losses	$660,000	818
Total noninterest income	$1,526,000	2,057
Gross Fiduciary activities income	$15,000	851
Service charges on deposit accounts	$567,000	1,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$944,000	2,107
Total noninterest expense	$9,309,000	1,734
Salaries and employee benefits	$5,029,000	1,795
Premises and equipment expense	$1,282,000	1,398
Additional noninterest expense	$944,000	2,107
Pre-tax net operating income	$4,193,000	1,883
Securities gains (losses)	$-9,000	3,750
Applicable income taxes	$116,000	2,785
Income before extraordinary items	$4,068,000	1,699
Extraordinary gains, net	$0	4
Net income	$4,068,000	1,697
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,068,000	1,698
Net charge-offs	$-301,000	4,562
Cash dividends	$2,565,000	940
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,076,730	1,735
2022-06-30 (YTD Data)		Rank
Total interest income	$8,633,000	1,672
Total interest expense	$680,000	1,551
Net interest income	$7,953,000	1,670
Provision for loan and lease losses	$440,000	747
Total noninterest income	$1,087,000	1,977
Gross Fiduciary activities income	$15,000	787
Service charges on deposit accounts	$275,000	1,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$797,000	1,917
Total noninterest expense	$6,187,000	1,715
Salaries and employee benefits	$3,213,000	1,855
Premises and equipment expense	$888,000	1,349
Additional noninterest expense	$2,086,000	1,555
Pre-tax net operating income	$2,413,000	1,956
Securities gains (losses)	$-8,000	3,900
Applicable income taxes	$87,000	2,643
Income before extraordinary items	$2,318,000	1,806
Extraordinary gains, net	$0	4
Net income	$2,318,000	1,806
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,318,000	1,806
Net charge-offs	$-273,000	4,614
Cash dividends	$1,599,000	997
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,325,680	1,846
2022-03-31 (YTD Data)		Rank
Total interest income	$4,041,000	1,715
Total interest expense	$355,000	1,452
Net interest income	$3,686,000	1,735
Provision for loan and lease losses	$220,000	628
Total noninterest income	$606,000	1,865
Gross Fiduciary activities income	$15,000	750
Service charges on deposit accounts	$151,000	1,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$440,000	1,807
Total noninterest expense	$3,048,000	1,731
Salaries and employee benefits	$1,683,000	1,774
Premises and equipment expense	$386,000	1,522
Additional noninterest expense	$979,000	1,602
Pre-tax net operating income	$1,024,000	2,071
Securities gains (losses)	$-8,000	4,222
Applicable income taxes	$55,000	2,451
Income before extraordinary items	$961,000	1,965
Extraordinary gains, net	$0	4
Net income	$961,000	1,964
Minority interest net income	$0	50
Net income of bank and minority interests.	$961,000	1,965
Net charge-offs	$-13,000	4,007
Cash dividends	$735,000	940
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$968,600	1,979
2021-12-31 (YTD Data)		Rank
Total interest income	$7,667,000	2,872
Total interest expense	$1,156,000	2,011
Net interest income	$6,511,000	2,953
Provision for loan and lease losses	$173,000	1,860
Total noninterest income	$6,985,000	1,069
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$126,000	3,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,859,000	863
Total noninterest expense	$3,841,000	3,418
Salaries and employee benefits	$1,912,000	3,584
Premises and equipment expense	$410,000	3,306
Additional noninterest expense	$1,519,000	3,081
Pre-tax net operating income	$9,482,000	1,324
Securities gains (losses)	$1,000	2,004
Applicable income taxes	$10,000	3,583
Income before extraordinary items	$9,473,000	1,190
Extraordinary gains, net	$0	10
Net income	$9,473,000	1,190
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,473,000	1,190
Net charge-offs	$24,000	1,997
Cash dividends	$1,401,000	1,871
Sale, conversion, retirement of capital stock, net	$29,471,000	30
Net operating income	$9,472,000	1,176
2021-09-30 (YTD Data)		Rank
Total interest income	$4,538,000	3,276
Total interest expense	$789,000	2,224
Net interest income	$3,749,000	3,386
Provision for loan and lease losses	$0	2,963
Total noninterest income	$51,000	4,714
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$21,000	4,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	4,650
Total noninterest expense	$1,654,000	4,137
Salaries and employee benefits	$806,000	4,242
Premises and equipment expense	$164,000	4,109
Additional noninterest expense	$684,000	3,812
Pre-tax net operating income	$2,146,000	2,858
Securities gains (losses)	$-10,000	4,558
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,136,000	2,713
Extraordinary gains, net	$0	8
Net income	$2,136,000	2,713
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,136,000	2,713
Net charge-offs	$0	2,463
Cash dividends	$943,000	1,798
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,146,000	2,687
2021-06-30 (YTD Data)		Rank
Total interest income	$2,911,000	3,347
Total interest expense	$534,000	2,270
Net interest income	$2,377,000	3,483
Provision for loan and lease losses	$0	2,862
Total noninterest income	$35,000	4,740
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$14,000	4,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	4,675
Total noninterest expense	$1,114,000	4,145
Salaries and employee benefits	$517,000	4,300
Premises and equipment expense	$107,000	4,137
Additional noninterest expense	$490,000	3,728
Pre-tax net operating income	$1,298,000	2,950
Securities gains (losses)	$-16,000	4,687
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,282,000	2,844
Extraordinary gains, net	$0	6
Net income	$1,282,000	2,843
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,282,000	2,844
Net charge-offs	$0	2,245
Cash dividends	$626,000	1,749
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,298,000	2,810
2021-03-31 (YTD Data)		Rank
Total interest income	$1,268,000	3,551
Total interest expense	$276,000	2,295
Net interest income	$992,000	3,731
Provision for loan and lease losses	$0	2,741
Total noninterest income	$16,000	4,768
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$7,000	4,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	4,700
Total noninterest expense	$543,000	4,190
Salaries and employee benefits	$257,000	4,318
Premises and equipment expense	$53,000	4,165
Additional noninterest expense	$233,000	3,784
Pre-tax net operating income	$465,000	3,314
Securities gains (losses)	$-9,000	4,659
Applicable income taxes	$0	3,613
Income before extraordinary items	$456,000	3,220
Extraordinary gains, net	$0	3
Net income	$456,000	3,221
Minority interest net income	$0	55
Net income of bank and minority interests.	$456,000	3,220
Net charge-offs	$0	1,930
Cash dividends	$487,000	1,236
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$465,000	3,171
2020-12-31 (YTD Data)		Rank
Total interest income	$4,570,000	3,714
Total interest expense	$1,023,000	2,889
Net interest income	$3,547,000	3,829
Provision for loan and lease losses	$120,000	3,406
Total noninterest income	$16,000	4,922
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$11,000	4,744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,000	4,888
Total noninterest expense	$1,354,000	4,619
Salaries and employee benefits	$686,000	4,661
Premises and equipment expense	$216,000	4,170
Additional noninterest expense	$452,000	4,546
Pre-tax net operating income	$2,089,000	2,898
Securities gains (losses)	$2,000	2,562
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,091,000	2,780
Extraordinary gains, net	$0	4
Net income	$2,091,000	2,778
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,091,000	2,780
Net charge-offs	$-107,000	4,764
Cash dividends	$144,000	3,512
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,089,000	2,730
2020-09-30 (YTD Data)		Rank
Total interest income	$1,993,000	4,353
Total interest expense	$653,000	3,233
Net interest income	$1,340,000	4,554
Provision for loan and lease losses	$35,000	3,858
Total noninterest income	$7,000	4,964
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$5,000	4,837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	4,939
Total noninterest expense	$737,000	4,804
Salaries and employee benefits	$417,000	4,791
Premises and equipment expense	$146,000	4,292
Additional noninterest expense	$174,000	4,881
Pre-tax net operating income	$575,000	3,949
Securities gains (losses)	$2,000	2,375
Applicable income taxes	$0	3,696
Income before extraordinary items	$577,000	3,896
Extraordinary gains, net	$0	4
Net income	$577,000	3,896
Minority interest net income	$0	65
Net income of bank and minority interests.	$577,000	3,896
Net charge-offs	$2,000	3,091
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$575,000	3,851
2020-06-30 (YTD Data)		Rank
Total interest income	$1,146,000	4,539
Total interest expense	$428,000	3,350
Net interest income	$718,000	4,725
Provision for loan and lease losses	$0	4,134
Total noninterest income	$266,000	3,531
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$2,000	4,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	3,023
Total noninterest expense	$463,000	4,865
Salaries and employee benefits	$274,000	4,831
Premises and equipment expense	$33,000	4,883
Additional noninterest expense	$156,000	4,795
Pre-tax net operating income	$521,000	3,688
Securities gains (losses)	$0	2,249
Applicable income taxes	$-10,000	4,854
Income before extraordinary items	$531,000	3,588
Extraordinary gains, net	$0	4
Net income	$531,000	3,588
Minority interest net income	$0	65
Net income of bank and minority interests.	$531,000	3,588
Net charge-offs	$2,000	2,854
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$531,000	3,538
2020-03-31 (YTD Data)		Rank
Total interest income	$571,000	4,590
Total interest expense	$215,000	3,497
Net interest income	$356,000	4,769
Provision for loan and lease losses	$0	3,711
Total noninterest income	$2,000	5,035
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,000	4,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	4,977
Total noninterest expense	$219,000	4,931
Salaries and employee benefits	$137,000	4,870
Premises and equipment expense	$15,000	4,941
Additional noninterest expense	$67,000	4,907
Pre-tax net operating income	$139,000	4,074
Securities gains (losses)	$0	1,705
Applicable income taxes	$-15,000	4,870
Income before extraordinary items	$154,000	3,934
Extraordinary gains, net	$0	4
Net income	$154,000	3,935
Minority interest net income	$0	56
Net income of bank and minority interests.	$154,000	3,935
Net charge-offs	$2,000	2,313
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$154,000	3,909
2019-12-31 (YTD Data)		Rank
Total interest income	$2,382,000	4,609
Total interest expense	$770,000	3,674
Net interest income	$1,612,000	4,777
Provision for loan and lease losses	$0	3,973
Total noninterest income	$8,000	5,105
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$5,000	4,997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	5,048
Total noninterest expense	$801,000	5,034
Salaries and employee benefits	$478,000	4,992
Premises and equipment expense	$45,000	5,082
Additional noninterest expense	$278,000	4,964
Pre-tax net operating income	$819,000	4,052
Securities gains (losses)	$0	2,379
Applicable income taxes	$17,000	3,585
Income before extraordinary items	$802,000	3,996
Extraordinary gains, net	$0	11
Net income	$802,000	3,997
Minority interest net income	$0	76
Net income of bank and minority interests.	$802,000	3,997
Net charge-offs	$0	3,726
Cash dividends	$880,000	2,489
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$802,000	3,963
2019-09-30 (YTD Data)		Rank
Total interest income	$1,769,000	4,686
Total interest expense	$552,000	3,764
Net interest income	$1,217,000	4,850
Provision for loan and lease losses	$0	3,836
Total noninterest income	$6,000	5,184
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$3,000	5,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	5,127
Total noninterest expense	$562,000	5,114
Salaries and employee benefits	$352,000	5,060
Premises and equipment expense	$41,000	5,106
Additional noninterest expense	$169,000	5,101
Pre-tax net operating income	$661,000	4,093
Securities gains (losses)	$0	2,167
Applicable income taxes	$15,000	3,599
Income before extraordinary items	$646,000	4,015
Extraordinary gains, net	$0	11
Net income	$646,000	4,015
Minority interest net income	$0	72
Net income of bank and minority interests.	$646,000	4,015
Net charge-offs	$0	3,455
Cash dividends	$854,000	1,979
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$646,000	3,988
2019-06-30 (YTD Data)		Rank
Total interest income	$1,150,000	4,747
Total interest expense	$351,000	3,823
Net interest income	$799,000	4,900
Provision for loan and lease losses	$0	3,685
Total noninterest income	$3,000	5,237
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$2,000	5,131
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	5,192
Total noninterest expense	$368,000	5,165
Salaries and employee benefits	$233,000	5,104
Premises and equipment expense	$26,000	5,159
Additional noninterest expense	$109,000	5,159
Pre-tax net operating income	$434,000	4,135
Securities gains (losses)	$0	1,702
Applicable income taxes	$10,000	3,606
Income before extraordinary items	$424,000	4,043
Extraordinary gains, net	$0	11
Net income	$424,000	4,041
Minority interest net income	$0	69
Net income of bank and minority interests.	$424,000	4,042
Net charge-offs	$0	3,172
Cash dividends	$397,000	2,364
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$424,000	4,031
2019-03-31 (YTD Data)		Rank
Total interest income	$562,000	4,814
Total interest expense	$164,000	3,902
Net interest income	$398,000	4,954
Provision for loan and lease losses	$0	3,406
Total noninterest income	$2,000	5,285
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,000	5,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	5,209
Total noninterest expense	$182,000	5,229
Salaries and employee benefits	$114,000	5,166
Premises and equipment expense	$10,000	5,263
Additional noninterest expense	$58,000	5,194
Pre-tax net operating income	$218,000	4,132
Securities gains (losses)	$0	1,087
Applicable income taxes	$5,000	3,547
Income before extraordinary items	$213,000	4,036
Extraordinary gains, net	$0	5
Net income	$213,000	4,034
Minority interest net income	$0	52
Net income of bank and minority interests.	$213,000	4,035
Net charge-offs	$0	2,740
Cash dividends	$221,000	1,979
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$213,000	4,033
2018-12-31 (YTD Data)		Rank
Total interest income	$2,253,000	4,791
Total interest expense	$627,000	3,603
Net interest income	$1,626,000	4,955
Provision for loan and lease losses	$0	4,082
Total noninterest income	$17,000	5,312
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,000	5,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	5,160
Total noninterest expense	$725,000	5,270
Salaries and employee benefits	$420,000	5,251
Premises and equipment expense	$41,000	5,314
Additional noninterest expense	$264,000	5,192
Pre-tax net operating income	$918,000	4,123
Securities gains (losses)	$0	1,125
Applicable income taxes	$22,000	3,613
Income before extraordinary items	$896,000	4,017
Extraordinary gains, net	$0	6
Net income	$896,000	4,016
Minority interest net income	$0	72
Net income of bank and minority interests.	$896,000	4,016
Net charge-offs	$0	3,782
Cash dividends	$719,000	2,602
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$896,000	4,024
2018-09-30 (YTD Data)		Rank
Total interest income	$1,674,000	4,846
Total interest expense	$451,000	3,615
Net interest income	$1,223,000	5,016
Provision for loan and lease losses	$0	3,948
Total noninterest income	$15,000	5,381
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,000	5,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	5,210
Total noninterest expense	$533,000	5,331
Salaries and employee benefits	$312,000	5,307
Premises and equipment expense	$28,000	5,378
Additional noninterest expense	$193,000	5,255
Pre-tax net operating income	$705,000	4,176
Securities gains (losses)	$0	1,118
Applicable income taxes	$17,000	3,669
Income before extraordinary items	$688,000	4,066
Extraordinary gains, net	$0	5
Net income	$688,000	4,065
Minority interest net income	$0	66
Net income of bank and minority interests.	$688,000	4,065
Net charge-offs	$0	3,489
Cash dividends	$581,000	2,239
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$688,000	4,062
2018-06-30 (YTD Data)		Rank
Total interest income	$1,109,000	4,895
Total interest expense	$281,000	3,663
Net interest income	$828,000	5,044
Provision for loan and lease losses	$0	3,782
Total noninterest income	$13,000	5,422
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$0	5,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	5,221
Total noninterest expense	$355,000	5,393
Salaries and employee benefits	$208,000	5,363
Premises and equipment expense	$18,000	5,449
Additional noninterest expense	$129,000	5,315
Pre-tax net operating income	$486,000	4,134
Securities gains (losses)	$0	961
Applicable income taxes	$11,000	3,674
Income before extraordinary items	$475,000	4,015
Extraordinary gains, net	$0	6
Net income	$475,000	4,014
Minority interest net income	$0	65
Net income of bank and minority interests.	$475,000	4,014
Net charge-offs	$0	3,209
Cash dividends	$419,000	2,171
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$475,000	4,021
2018-03-31 (YTD Data)		Rank
Total interest income	$563,000	4,912
Total interest expense	$128,000	3,764
Net interest income	$435,000	5,045
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,000	5,550
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$0	5,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	5,459
Total noninterest expense	$184,000	5,445
Salaries and employee benefits	$105,000	5,414
Premises and equipment expense	$9,000	5,501
Additional noninterest expense	$70,000	5,340
Pre-tax net operating income	$252,000	4,057
Securities gains (losses)	$0	735
Applicable income taxes	$6,000	3,629
Income before extraordinary items	$246,000	3,935
Extraordinary gains, net	$0	7
Net income	$246,000	3,935
Minority interest net income	$0	52
Net income of bank and minority interests.	$246,000	3,935
Net charge-offs	$0	2,722
Cash dividends	$191,000	1,955
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$246,000	3,936
2017-12-31 (YTD Data)		Rank
Total interest income	$2,054,000	5,034
Total interest expense	$430,000	3,892
Net interest income	$1,624,000	5,143
Provision for loan and lease losses	$25,000	3,849
Total noninterest income	$7,000	5,598
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,000	5,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	5,511
Total noninterest expense	$731,000	5,515
Salaries and employee benefits	$399,000	5,513
Premises and equipment expense	$50,000	5,533
Additional noninterest expense	$282,000	5,408
Pre-tax net operating income	$875,000	4,221
Securities gains (losses)	$5,000	1,791
Applicable income taxes	$22,000	3,735
Income before extraordinary items	$858,000	3,914
Extraordinary gains, net	$0	9
Net income	$858,000	3,913
Minority interest net income	$0	76
Net income of bank and minority interests.	$858,000	3,914
Net charge-offs	$0	4,128
Cash dividends	$630,000	2,716
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$853,150	3,908
2017-09-30 (YTD Data)		Rank
Total interest income	$1,485,000	5,127
Total interest expense	$315,000	3,938
Net interest income	$1,170,000	5,251
Provision for loan and lease losses	$0	4,088
Total noninterest income	$5,000	5,665
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,000	5,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	5,602
Total noninterest expense	$535,000	5,574
Salaries and employee benefits	$298,000	5,561
Premises and equipment expense	$36,000	5,599
Additional noninterest expense	$201,000	5,474
Pre-tax net operating income	$640,000	4,327
Securities gains (losses)	$5,000	1,816
Applicable income taxes	$16,000	3,775
Income before extraordinary items	$629,000	4,134
Extraordinary gains, net	$0	9
Net income	$629,000	4,133
Minority interest net income	$0	71
Net income of bank and minority interests.	$629,000	4,134
Net charge-offs	$0	3,796
Cash dividends	$486,000	2,446
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$624,100	4,130
2017-06-30 (YTD Data)		Rank
Total interest income	$979,000	5,170
Total interest expense	$208,000	3,945
Net interest income	$771,000	5,293
Provision for loan and lease losses	$0	3,871
Total noninterest income	$3,000	5,715
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$2,000	5,601
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	5,653
Total noninterest expense	$358,000	5,620
Salaries and employee benefits	$200,000	5,609
Premises and equipment expense	$24,000	5,638
Additional noninterest expense	$134,000	5,525
Pre-tax net operating income	$416,000	4,344
Securities gains (losses)	$0	1,906
Applicable income taxes	$11,000	3,790
Income before extraordinary items	$405,000	4,141
Extraordinary gains, net	$0	11
Net income	$405,000	4,140
Minority interest net income	$0	71
Net income of bank and minority interests.	$405,000	4,141
Net charge-offs	$0	3,512
Cash dividends	$333,000	2,405
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$405,000	4,125
2017-03-31 (YTD Data)		Rank
Total interest income	$488,000	5,207
Total interest expense	$103,000	3,966
Net interest income	$385,000	5,329
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,000	5,800
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$0	5,688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	5,710
Total noninterest expense	$174,000	5,698
Salaries and employee benefits	$97,000	5,682
Premises and equipment expense	$11,000	5,718
Additional noninterest expense	$66,000	5,595
Pre-tax net operating income	$212,000	4,284
Securities gains (losses)	$0	1,153
Applicable income taxes	$6,000	3,734
Income before extraordinary items	$206,000	4,091
Extraordinary gains, net	$0	8
Net income	$206,000	4,090
Minority interest net income	$0	55
Net income of bank and minority interests.	$206,000	4,091
Net charge-offs	$0	2,943
Cash dividends	$193,000	1,995
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$206,000	4,073
2016-12-31 (YTD Data)		Rank
Total interest income	$1,974,000	5,246
Total interest expense	$430,000	3,895
Net interest income	$1,544,000	5,381
Provision for loan and lease losses	$24,000	3,988
Total noninterest income	$9,000	5,825
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$4,000	5,728
Trading account gains and fees	$0	170
Additional Noninterest Income	$5,000	5,735
Total noninterest expense	$729,000	5,740
Salaries and employee benefits	$371,000	5,761
Premises and equipment expense	$52,000	5,756
Additional noninterest expense	$306,000	5,590
Pre-tax net operating income	$800,000	4,345
Securities gains (losses)	$88,000	1,429
Applicable income taxes	$19,000	3,873
Income before extraordinary items	$869,000	4,087
Extraordinary gains, net	$0	5
Net income	$869,000	4,085
Minority interest net income	$0	82
Net income of bank and minority interests.	$869,000	4,086
Net charge-offs	$0	4,281
Cash dividends	$667,000	2,653
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$782,760	4,151
2016-09-30 (YTD Data)		Rank
Total interest income	$1,476,000	5,301
Total interest expense	$325,000	3,906
Net interest income	$1,151,000	5,445
Provision for loan and lease losses	$24,000	3,774
Total noninterest income	$6,000	5,901
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$3,000	5,791
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,000	5,827
Total noninterest expense	$540,000	5,800
Salaries and employee benefits	$276,000	5,820
Premises and equipment expense	$46,000	5,757
Additional noninterest expense	$218,000	5,672
Pre-tax net operating income	$593,000	4,443
Securities gains (losses)	$88,000	1,347
Applicable income taxes	$14,000	3,940
Income before extraordinary items	$667,000	4,112
Extraordinary gains, net	$0	5
Net income	$667,000	4,111
Minority interest net income	$0	71
Net income of bank and minority interests.	$667,000	4,112
Net charge-offs	$0	3,952
Cash dividends	$525,000	2,324
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$580,760	4,224
2016-06-30 (YTD Data)		Rank
Total interest income	$981,000	5,360
Total interest expense	$211,000	3,962
Net interest income	$770,000	5,500
Provision for loan and lease losses	$24,000	3,461
Total noninterest income	$3,000	5,984
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$2,000	5,866
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,000	5,915
Total noninterest expense	$352,000	5,878
Salaries and employee benefits	$178,000	5,896
Premises and equipment expense	$31,000	5,824
Additional noninterest expense	$143,000	5,749
Pre-tax net operating income	$397,000	4,449
Securities gains (losses)	$69,000	1,209
Applicable income taxes	$9,000	3,977
Income before extraordinary items	$457,000	4,090
Extraordinary gains, net	$0	16
Net income	$457,000	4,087
Minority interest net income	$0	71
Net income of bank and minority interests.	$457,000	4,089
Net charge-offs	$0	3,689
Cash dividends	$328,000	2,428
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$389,380	4,230
2016-03-31 (YTD Data)		Rank
Total interest income	$492,000	5,400
Total interest expense	$107,000	3,970
Net interest income	$385,000	5,554
Provision for loan and lease losses	$18,000	2,946
Total noninterest income	$2,000	6,041
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$1,000	5,909
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,000	5,950
Total noninterest expense	$176,000	5,939
Salaries and employee benefits	$88,000	5,959
Premises and equipment expense	$16,000	5,865
Additional noninterest expense	$72,000	5,806
Pre-tax net operating income	$193,000	4,478
Securities gains (losses)	$0	2,077
Applicable income taxes	$5,000	3,928
Income before extraordinary items	$188,000	4,318
Extraordinary gains, net	$0	12
Net income	$188,000	4,315
Minority interest net income	$0	62
Net income of bank and minority interests.	$188,000	4,317
Net charge-offs	$0	3,094
Cash dividends	$196,000	1,973
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$188,000	4,273
2015-12-31 (YTD Data)		Rank
Total interest income	$1,896,000	5,467
Total interest expense	$383,000	4,236
Net interest income	$1,513,000	5,594
Provision for loan and lease losses	$66,000	3,397
Total noninterest income	$10,000	6,075
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$6,000	5,975
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,000	5,975
Total noninterest expense	$708,000	5,996
Salaries and employee benefits	$337,000	6,039
Premises and equipment expense	$60,000	5,974
Additional noninterest expense	$311,000	5,816
Pre-tax net operating income	$749,000	4,488
Securities gains (losses)	$4,000	2,883
Applicable income taxes	$16,000	4,001
Income before extraordinary items	$737,000	4,353
Extraordinary gains, net	$0	23
Net income	$737,000	4,350
Minority interest net income	$0	81
Net income of bank and minority interests.	$737,000	4,352
Net charge-offs	$0	4,462
Cash dividends	$597,000	2,759
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$733,080	4,308
2015-09-30 (YTD Data)		Rank
Total interest income	$1,394,000	5,559
Total interest expense	$274,000	4,376
Net interest income	$1,120,000	5,679
Provision for loan and lease losses	$66,000	3,057
Total noninterest income	$7,000	6,163
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$5,000	6,051
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,000	6,071
Total noninterest expense	$518,000	6,076
Salaries and employee benefits	$249,000	6,123
Premises and equipment expense	$59,000	5,941
Additional noninterest expense	$210,000	5,947
Pre-tax net operating income	$543,000	4,638
Securities gains (losses)	$12,000	2,263
Applicable income taxes	$12,000	4,095
Income before extraordinary items	$543,000	4,452
Extraordinary gains, net	$0	21
Net income	$543,000	4,454
Minority interest net income	$0	78
Net income of bank and minority interests.	$543,000	4,455
Net charge-offs	$0	4,182
Cash dividends	$450,000	2,427
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$531,240	4,427
2015-06-30 (YTD Data)		Rank
Total interest income	$891,000	5,649
Total interest expense	$172,000	4,498
Net interest income	$719,000	5,775
Provision for loan and lease losses	$36,000	3,109
Total noninterest income	$4,000	6,237
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$3,000	6,120
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,000	6,137
Total noninterest expense	$341,000	6,156
Salaries and employee benefits	$163,000	6,194
Premises and equipment expense	$39,000	6,004
Additional noninterest expense	$139,000	6,014
Pre-tax net operating income	$346,000	4,664
Securities gains (losses)	$12,000	1,941
Applicable income taxes	$8,000	4,131
Income before extraordinary items	$350,000	4,505
Extraordinary gains, net	$0	22
Net income	$350,000	4,506
Minority interest net income	$0	75
Net income of bank and minority interests.	$350,000	4,507
Net charge-offs	$0	3,893
Cash dividends	$297,000	2,452
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$338,240	4,479
2015-03-31 (YTD Data)		Rank
Total interest income	$438,000	5,719
Total interest expense	$83,000	4,598
Net interest income	$355,000	5,831
Provision for loan and lease losses	$18,000	2,894
Total noninterest income	$2,000	6,308
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$2,000	6,149
Trading account gains and fees	$0	152
Additional Noninterest Income	$0	6,227
Total noninterest expense	$160,000	6,245
Salaries and employee benefits	$78,000	6,275
Premises and equipment expense	$20,000	6,044
Additional noninterest expense	$62,000	6,142
Pre-tax net operating income	$179,000	4,597
Securities gains (losses)	$0	2,027
Applicable income taxes	$4,000	4,088
Income before extraordinary items	$175,000	4,487
Extraordinary gains, net	$0	13
Net income	$175,000	4,489
Minority interest net income	$0	64
Net income of bank and minority interests.	$175,000	4,491
Net charge-offs	$0	3,288
Cash dividends	$166,000	1,987
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$175,000	4,400
2014-12-31 (YTD Data)		Rank
Total interest income	$1,628,000	5,903
Total interest expense	$276,000	5,082
Net interest income	$1,352,000	5,956
Provision for loan and lease losses	$75,000	3,450
Total noninterest income	$8,000	6,370
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$5,000	6,299
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,000	6,235
Total noninterest expense	$664,000	6,338
Salaries and employee benefits	$312,000	6,373
Premises and equipment expense	$62,000	6,270
Additional noninterest expense	$290,000	6,151
Pre-tax net operating income	$621,000	4,790
Securities gains (losses)	$0	3,259
Applicable income taxes	$16,000	4,092
Income before extraordinary items	$605,000	4,687
Extraordinary gains, net	$0	17
Net income	$605,000	4,687
Minority interest net income	$0	84
Net income of bank and minority interests.	$605,000	4,687
Net charge-offs	$73,000	3,459
Cash dividends	$429,000	3,034
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$605,000	4,631
2014-09-30 (YTD Data)		Rank
Total interest income	$1,194,000	5,993
Total interest expense	$208,000	5,147
Net interest income	$986,000	6,050
Provision for loan and lease losses	$75,000	3,094
Total noninterest income	$6,000	6,452
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$3,000	6,385
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,000	6,308
Total noninterest expense	$492,000	6,403
Salaries and employee benefits	$229,000	6,441
Premises and equipment expense	$58,000	6,248
Additional noninterest expense	$205,000	6,252
Pre-tax net operating income	$425,000	4,998
Securities gains (losses)	$0	2,980
Applicable income taxes	$12,000	4,149
Income before extraordinary items	$413,000	4,893
Extraordinary gains, net	$0	15
Net income	$413,000	4,893
Minority interest net income	$0	81
Net income of bank and minority interests.	$413,000	4,894
Net charge-offs	$74,000	2,957
Cash dividends	$314,000	2,693
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$413,000	4,836
2014-06-30 (YTD Data)		Rank
Total interest income	$792,000	6,045
Total interest expense	$139,000	5,193
Net interest income	$653,000	6,103
Provision for loan and lease losses	$57,000	2,919
Total noninterest income	$4,000	6,519
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$3,000	6,418
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,000	6,385
Total noninterest expense	$341,000	6,449
Salaries and employee benefits	$157,000	6,497
Premises and equipment expense	$39,000	6,302
Additional noninterest expense	$145,000	6,263
Pre-tax net operating income	$259,000	5,071
Securities gains (losses)	$0	2,580
Applicable income taxes	$8,000	4,156
Income before extraordinary items	$251,000	4,971
Extraordinary gains, net	$0	20
Net income	$251,000	4,973
Minority interest net income	$0	80
Net income of bank and minority interests.	$251,000	4,974
Net charge-offs	$77,000	2,426
Cash dividends	$193,000	2,765
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$251,000	4,914
2014-03-31 (YTD Data)		Rank
Total interest income	$400,000	6,097
Total interest expense	$70,000	5,251
Net interest income	$330,000	6,155
Provision for loan and lease losses	$39,000	2,475
Total noninterest income	$2,000	6,577
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$1,000	6,493
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,000	6,409
Total noninterest expense	$175,000	6,516
Salaries and employee benefits	$78,000	6,574
Premises and equipment expense	$19,000	6,370
Additional noninterest expense	$78,000	6,282
Pre-tax net operating income	$118,000	5,118
Securities gains (losses)	$0	1,715
Applicable income taxes	$4,000	4,102
Income before extraordinary items	$114,000	5,001
Extraordinary gains, net	$0	16
Net income	$114,000	5,004
Minority interest net income	$0	66
Net income of bank and minority interests.	$114,000	5,003
Net charge-offs	$77,000	1,534
Cash dividends	$120,000	2,125
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$114,000	4,960
2013-12-31 (YTD Data)		Rank
Total interest income	$1,747,000	6,051
Total interest expense	$350,000	5,150
Net interest income	$1,397,000	6,152
Provision for loan and lease losses	$191,000	3,021
Total noninterest income	$9,000	6,620
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$5,000	6,589
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,000	6,404
Total noninterest expense	$664,000	6,614
Salaries and employee benefits	$307,000	6,672
Premises and equipment expense	$77,000	6,454
Additional noninterest expense	$280,000	6,412
Pre-tax net operating income	$551,000	4,895
Securities gains (losses)	$16,000	2,449
Applicable income taxes	$13,000	4,236
Income before extraordinary items	$554,000	4,767
Extraordinary gains, net	$0	29
Net income	$554,000	4,771
Minority interest net income	$0	90
Net income of bank and minority interests.	$554,000	4,771
Net charge-offs	$156,000	3,295
Cash dividends	$457,000	2,868
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$538,320	4,748
2013-09-30 (YTD Data)		Rank
Total interest income	$1,314,000	6,114
Total interest expense	$268,000	5,207
Net interest income	$1,046,000	6,211
Provision for loan and lease losses	$173,000	2,790
Total noninterest income	$8,000	6,704
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$5,000	6,639
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,000	6,521
Total noninterest expense	$458,000	6,709
Salaries and employee benefits	$227,000	6,742
Premises and equipment expense	$55,000	6,543
Additional noninterest expense	$176,000	6,577
Pre-tax net operating income	$423,000	4,956
Securities gains (losses)	$15,000	2,337
Applicable income taxes	$9,000	4,349
Income before extraordinary items	$429,000	4,821
Extraordinary gains, net	$0	25
Net income	$429,000	4,822
Minority interest net income	$0	84
Net income of bank and minority interests.	$429,000	4,823
Net charge-offs	$156,000	2,825
Cash dividends	$379,000	2,389
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$414,300	4,777
2013-06-30 (YTD Data)		Rank
Total interest income	$875,000	6,146
Total interest expense	$181,000	5,233
Net interest income	$694,000	6,248
Provision for loan and lease losses	$151,000	2,424
Total noninterest income	$4,000	6,763
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$4,000	6,665
Trading account gains and fees	$0	157
Additional Noninterest Income	$0	6,604
Total noninterest expense	$296,000	6,776
Salaries and employee benefits	$144,000	6,807
Premises and equipment expense	$37,000	6,573
Additional noninterest expense	$115,000	6,628
Pre-tax net operating income	$251,000	5,059
Securities gains (losses)	$0	2,791
Applicable income taxes	$6,000	4,328
Income before extraordinary items	$245,000	5,026
Extraordinary gains, net	$0	22
Net income	$245,000	5,029
Minority interest net income	$0	82
Net income of bank and minority interests.	$245,000	5,030
Net charge-offs	$61,000	3,190
Cash dividends	$298,000	2,238
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$245,000	4,903
2013-03-31 (YTD Data)		Rank
Total interest income	$426,000	6,229
Total interest expense	$93,000	5,282
Net interest income	$333,000	6,341
Provision for loan and lease losses	$18,000	3,652
Total noninterest income	$2,000	6,829
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$2,000	6,720
Trading account gains and fees	$0	148
Additional Noninterest Income	$0	6,676
Total noninterest expense	$148,000	6,843
Salaries and employee benefits	$74,000	6,869
Premises and equipment expense	$19,000	6,607
Additional noninterest expense	$55,000	6,739
Pre-tax net operating income	$169,000	4,712
Securities gains (losses)	$0	1,966
Applicable income taxes	$3,000	4,340
Income before extraordinary items	$166,000	4,582
Extraordinary gains, net	$0	10
Net income	$166,000	4,583
Minority interest net income	$0	76
Net income of bank and minority interests.	$166,000	4,584
Net charge-offs	$0	4,145
Cash dividends	$132,000	1,885
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$166,000	4,483
2012-12-31 (YTD Data)		Rank
Total interest income	$1,724,000	6,329
Total interest expense	$394,000	5,570
Net interest income	$1,330,000	6,416
Provision for loan and lease losses	$66,000	5,012
Total noninterest income	$10,000	6,785
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$10,000	6,791
Trading account gains and fees	$0	166
Additional Noninterest Income	$0	6,530
Total noninterest expense	$625,000	6,895
Salaries and employee benefits	$293,000	6,938
Premises and equipment expense	$50,000	6,886
Additional noninterest expense	$282,000	6,665
Pre-tax net operating income	$649,000	4,610
Securities gains (losses)	$9,000	3,408
Applicable income taxes	$18,000	4,251
Income before extraordinary items	$640,000	4,602
Extraordinary gains, net	$0	29
Net income	$640,000	4,601
Minority interest net income	$0	93
Net income of bank and minority interests.	$640,000	4,602
Net charge-offs	$0	5,985
Cash dividends	$315,000	3,246
Sale, conversion, retirement of capital stock, net	$52,000	702
Net operating income	$631,270	4,443
2012-09-30 (YTD Data)		Rank
Total interest income	$1,269,000	6,454
Total interest expense	$296,000	5,701
Net interest income	$973,000	6,554
Provision for loan and lease losses	$48,000	4,971
Total noninterest income	$8,000	6,892
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$8,000	6,876
Trading account gains and fees	$0	157
Additional Noninterest Income	$0	6,663
Total noninterest expense	$458,000	6,992
Salaries and employee benefits	$218,000	7,025
Premises and equipment expense	$33,000	7,011
Additional noninterest expense	$207,000	6,771
Pre-tax net operating income	$475,000	4,771
Securities gains (losses)	$0	3,575
Applicable income taxes	$12,000	4,334
Income before extraordinary items	$463,000	4,742
Extraordinary gains, net	$0	20
Net income	$463,000	4,743
Minority interest net income	$0	86
Net income of bank and minority interests.	$463,000	4,743
Net charge-offs	$0	5,771
Cash dividends	$239,000	2,775
Sale, conversion, retirement of capital stock, net	$51,000	597
Net operating income	$463,000	4,574
2012-06-30 (YTD Data)		Rank
Total interest income	$811,000	6,553
Total interest expense	$196,000	5,811
Net interest income	$615,000	6,656
Provision for loan and lease losses	$30,000	4,864
Total noninterest income	$4,000	6,958
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$4,000	6,954
Trading account gains and fees	$0	153
Additional Noninterest Income	$0	6,727
Total noninterest expense	$309,000	7,040
Salaries and employee benefits	$144,000	7,093
Premises and equipment expense	$20,000	7,081
Additional noninterest expense	$145,000	6,795
Pre-tax net operating income	$280,000	4,924
Securities gains (losses)	$0	3,178
Applicable income taxes	$8,000	4,301
Income before extraordinary items	$272,000	4,946
Extraordinary gains, net	$0	19
Net income	$272,000	4,950
Minority interest net income	$0	84
Net income of bank and minority interests.	$272,000	4,950
Net charge-offs	$0	5,507
Cash dividends	$145,000	2,778
Sale, conversion, retirement of capital stock, net	$51,000	496
Net operating income	$272,000	4,756
2012-03-31 (YTD Data)		Rank
Total interest income	$401,000	6,624
Total interest expense	$96,000	5,945
Net interest income	$305,000	6,709
Provision for loan and lease losses	$12,000	4,780
Total noninterest income	$2,000	7,055
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$2,000	6,990
Trading account gains and fees	$0	148
Additional Noninterest Income	$0	6,842
Total noninterest expense	$126,000	7,186
Salaries and employee benefits	$57,000	7,216
Premises and equipment expense	$4,000	7,248
Additional noninterest expense	$65,000	6,894
Pre-tax net operating income	$169,000	4,756
Securities gains (losses)	$0	2,210
Applicable income taxes	$4,000	4,331
Income before extraordinary items	$165,000	4,689
Extraordinary gains, net	$0	19
Net income	$165,000	4,693
Minority interest net income	$0	78
Net income of bank and minority interests.	$165,000	4,693
Net charge-offs	$0	4,730
Cash dividends	$50,000	2,407
Sale, conversion, retirement of capital stock, net	$52,000	314
Net operating income	$165,000	4,552
2011-12-31 (YTD Data)		Rank
Total interest income	$1,405,000	6,831
Total interest expense	$337,000	6,436
Net interest income	$1,068,000	6,886
Provision for loan and lease losses	$136,000	5,041
Total noninterest income	$11,000	6,928
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$10,000	6,848
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,000	6,674
Total noninterest expense	$627,000	7,169
Salaries and employee benefits	$274,000	7,232
Premises and equipment expense	$66,000	7,076
Additional noninterest expense	$287,000	6,895
Pre-tax net operating income	$316,000	5,196
Securities gains (losses)	$0	3,838
Applicable income taxes	$12,000	4,266
Income before extraordinary items	$304,000	5,230
Extraordinary gains, net	$0	29
Net income	$304,000	5,232
Minority interest net income	$0	96
Net income of bank and minority interests.	$304,000	5,232
Net charge-offs	$0	6,441
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$252,000	502
Net operating income	$304,000	5,116
2011-09-30 (YTD Data)		Rank
Total interest income	$1,008,000	6,946
Total interest expense	$251,000	6,540
Net interest income	$757,000	7,000
Provision for loan and lease losses	$87,000	5,140
Total noninterest income	$10,000	7,042
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$9,000	6,879
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,000	6,831
Total noninterest expense	$456,000	7,233
Salaries and employee benefits	$207,000	7,290
Premises and equipment expense	$43,000	7,192
Additional noninterest expense	$206,000	6,981
Pre-tax net operating income	$224,000	5,372
Securities gains (losses)	$0	3,555
Applicable income taxes	$8,000	4,313
Income before extraordinary items	$216,000	5,425
Extraordinary gains, net	$0	21
Net income	$216,000	5,425
Minority interest net income	$0	87
Net income of bank and minority interests.	$216,000	5,425
Net charge-offs	$0	6,185
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$252,000	422
Net operating income	$216,000	5,289
2011-06-30 (YTD Data)		Rank
Total interest income	$651,000	7,042
Total interest expense	$166,000	6,647
Net interest income	$485,000	7,086
Provision for loan and lease losses	$58,000	5,023
Total noninterest income	$6,000	7,146
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$5,000	6,944
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,000	6,916
Total noninterest expense	$301,000	7,308
Salaries and employee benefits	$138,000	7,366
Premises and equipment expense	$30,000	7,239
Additional noninterest expense	$133,000	7,086
Pre-tax net operating income	$132,000	5,507
Securities gains (losses)	$0	2,914
Applicable income taxes	$4,000	4,365
Income before extraordinary items	$128,000	5,506
Extraordinary gains, net	$0	15
Net income	$128,000	5,505
Minority interest net income	$0	89
Net income of bank and minority interests.	$128,000	5,506
Net charge-offs	$0	5,875
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$252,000	288
Net operating income	$128,000	5,412
2011-03-31 (YTD Data)		Rank
Total interest income	$316,000	7,123
Total interest expense	$83,000	6,733
Net interest income	$233,000	7,163
Provision for loan and lease losses	$29,000	4,780
Total noninterest income	$3,000	7,236
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$3,000	6,929
Trading account gains and fees	$0	158
Additional Noninterest Income	$0	7,066
Total noninterest expense	$150,000	7,371
Salaries and employee benefits	$69,000	7,421
Premises and equipment expense	$15,000	7,285
Additional noninterest expense	$66,000	7,127
Pre-tax net operating income	$57,000	5,656
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$57,000	5,599
Extraordinary gains, net	$0	9
Net income	$57,000	5,598
Minority interest net income	$0	86
Net income of bank and minority interests.	$57,000	5,599
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$252,000	186
Net operating income	$57,000	5,547
2010-12-31 (YTD Data)		Rank
Total interest income	$1,011,000	7,354
Total interest expense	$347,000	6,928
Net interest income	$664,000	7,417
Provision for loan and lease losses	$130,000	5,773
Total noninterest income	$10,000	7,228
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$10,000	6,721
Trading account gains and fees	$0	175
Additional Noninterest Income	$0	6,957
Total noninterest expense	$548,000	7,491
Salaries and employee benefits	$248,000	7,529
Premises and equipment expense	$60,000	7,381
Additional noninterest expense	$240,000	7,294
Pre-tax net operating income	$-4,000	5,784
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$-4,000	5,968
Extraordinary gains, net	$0	29
Net income	$-4,000	5,968
Minority interest net income	$0	111
Net income of bank and minority interests.	$-4,000	5,968
Net charge-offs	$0	6,851
Cash dividends	$27,000	4,063
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-4,000	5,840
2010-09-30 (YTD Data)		Rank
Total interest income	$702,000	7,492
Total interest expense	$253,000	7,088
Net interest income	$449,000	7,567
Provision for loan and lease losses	$49,000	6,270
Total noninterest income	$7,000	7,394
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$7,000	6,819
Trading account gains and fees	$0	165
Additional Noninterest Income	$0	7,139
Total noninterest expense	$395,000	7,605
Salaries and employee benefits	$179,000	7,639
Premises and equipment expense	$39,000	7,533
Additional noninterest expense	$177,000	7,385
Pre-tax net operating income	$12,000	5,929
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$12,000	6,075
Extraordinary gains, net	$0	23
Net income	$12,000	6,076
Minority interest net income	$0	110
Net income of bank and minority interests.	$12,000	6,076
Net charge-offs	$0	6,672
Cash dividends	$27,000	3,576
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$12,000	5,958
2010-06-30 (YTD Data)		Rank
Total interest income	$414,000	7,617
Total interest expense	$157,000	7,231
Net interest income	$257,000	7,666
Provision for loan and lease losses	$30,000	6,130
Total noninterest income	$4,000	7,482
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$4,000	6,877
Trading account gains and fees	$0	152
Additional Noninterest Income	$0	7,234
Total noninterest expense	$256,000	7,684
Salaries and employee benefits	$112,000	7,722
Premises and equipment expense	$24,000	7,613
Additional noninterest expense	$120,000	7,426
Pre-tax net operating income	$-25,000	6,129
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-25,000	6,246
Extraordinary gains, net	$0	19
Net income	$-25,000	6,247
Minority interest net income	$0	105
Net income of bank and minority interests.	$-25,000	6,246
Net charge-offs	$0	6,372
Cash dividends	$27,000	3,325
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-25,000	6,154
2010-03-31 (YTD Data)		Rank
Total interest income	$163,000	7,793
Total interest expense	$67,000	7,477
Net interest income	$96,000	7,819
Provision for loan and lease losses	$27,000	5,545
Total noninterest income	$2,000	7,615
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$2,000	6,961
Trading account gains and fees	$0	175
Additional Noninterest Income	$0	7,418
Total noninterest expense	$116,000	7,812
Salaries and employee benefits	$54,000	7,828
Premises and equipment expense	$11,000	7,727
Additional noninterest expense	$51,000	7,650
Pre-tax net operating income	$-45,000	6,474
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-45,000	6,596
Extraordinary gains, net	$0	16
Net income	$-45,000	6,598
Minority interest net income	$0	91
Net income of bank and minority interests.	$-45,000	6,597
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-45,000	6,523
2009-12-31 (YTD Data)		Rank
Total interest income	$88,000	7,993
Total interest expense	$35,000	7,960
Net interest income	$53,000	7,989
Provision for loan and lease losses	$0	7,427
Total noninterest income	$2,000	7,676
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,000	7,090
Trading account gains and fees	$0	211
Additional Noninterest Income	$0	7,392
Total noninterest expense	$93,000	8,007
Salaries and employee benefits	$51,000	7,992
Premises and equipment expense	$7,000	7,978
Additional noninterest expense	$35,000	8,006
Pre-tax net operating income	$-38,000	5,493
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$-38,000	5,603
Extraordinary gains, net	$0	34
Net income	$-38,000	5,601
Minority interest net income	$0	115
Net income of bank and minority interests.	$-38,000	5,601
Net charge-offs	$0	7,246
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-38,000	5,577
2009-09-30 (YTD Data)		Rank
Total interest income	$199,000	8,055
Total interest expense	$6,000	8,074
Net interest income	$193,000	8,028
Provision for loan and lease losses	$0	7,284
Total noninterest income	$7,000	7,782
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$4,000	7,115
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,000	7,488
Total noninterest expense	$172,000	8,076
Salaries and employee benefits	$94,000	8,058
Premises and equipment expense	$20,000	8,002
Additional noninterest expense	$58,000	8,069
Pre-tax net operating income	$28,000	5,569
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$28,000	5,663
Extraordinary gains, net	$0	27
Net income	$28,000	5,663
Minority interest net income	$0	118
Net income of bank and minority interests.	$28,000	5,663
Net charge-offs	$0	6,987
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$28,000	5,595
2009-06-30 (YTD Data)		Rank
Total interest income	$132,000	8,144
Total interest expense	$3,000	8,167
Net interest income	$129,000	8,111
Provision for loan and lease losses	$0	7,158
Total noninterest income	$4,000	7,886
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$3,000	7,178
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,000	7,675
Total noninterest expense	$121,000	8,167
Salaries and employee benefits	$68,000	8,141
Premises and equipment expense	$13,000	8,085
Additional noninterest expense	$40,000	8,156
Pre-tax net operating income	$12,000	5,729
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$12,000	5,853
Extraordinary gains, net	$0	21
Net income	$12,000	5,851
Minority interest net income	$0	112
Net income of bank and minority interests.	$12,000	5,851
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$12,000	5,761
2009-03-31 (YTD Data)		Rank
Total interest income	$70,000	8,196
Total interest expense	$2,000	8,221
Net interest income	$68,000	8,161
Provision for loan and lease losses	$0	6,744
Total noninterest income	$3,000	7,960
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$2,000	7,175
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,000	7,715
Total noninterest expense	$62,000	8,216
Salaries and employee benefits	$37,000	8,191
Premises and equipment expense	$5,000	8,159
Additional noninterest expense	$20,000	8,204
Pre-tax net operating income	$9,000	6,137
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$9,000	6,292
Extraordinary gains, net	$0	15
Net income	$9,000	6,294
Minority interest net income	$0	102
Net income of bank and minority interests.	$9,000	6,294
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$9,000	6,141
2008-12-31 (YTD Data)		Rank
Total interest income	$242,000	8,249
Total interest expense	$32,000	8,240
Net interest income	$210,000	8,222
Provision for loan and lease losses	$0	7,334
Total noninterest income	$8,000	8,040
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$5,000	7,235
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,000	7,858
Total noninterest expense	$215,000	8,264
Salaries and employee benefits	$139,000	8,241
Premises and equipment expense	$19,000	8,217
Additional noninterest expense	$57,000	8,266
Pre-tax net operating income	$3,000	6,301
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$0	4,979
Income before extraordinary items	$4,000	6,211
Extraordinary gains, net	$0	39
Net income	$4,000	6,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,900
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,000	6,353
2008-09-30 (YTD Data)		Rank
Total interest income	$180,000	8,336
Total interest expense	$26,000	8,317
Net interest income	$154,000	8,321
Provision for loan and lease losses	$0	6,991
Total noninterest income	$5,000	8,166
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$3,000	7,312
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,000	8,026
Total noninterest expense	$157,000	8,345
Salaries and employee benefits	$102,000	8,317
Premises and equipment expense	$15,000	8,300
Additional noninterest expense	$40,000	8,355
Pre-tax net operating income	$2,000	6,724
Securities gains (losses)	$1,000	2,971
Applicable income taxes	$0	5,372
Income before extraordinary items	$3,000	6,584
Extraordinary gains, net	$0	31
Net income	$3,000	6,582
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,316
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,000	6,755
2008-06-30 (YTD Data)		Rank
Total interest income	$120,000	8,404
Total interest expense	$16,000	8,391
Net interest income	$104,000	8,387
Provision for loan and lease losses	$0	6,671
Total noninterest income	$4,000	8,229
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$2,000	7,352
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,000	8,087
Total noninterest expense	$103,000	8,416
Salaries and employee benefits	$68,000	8,393
Premises and equipment expense	$10,000	8,367
Additional noninterest expense	$25,000	8,425
Pre-tax net operating income	$5,000	6,903
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$0	5,627
Income before extraordinary items	$6,000	6,972
Extraordinary gains, net	$0	21
Net income	$6,000	6,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,718
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$5,000	6,927
2008-03-31 (YTD Data)		Rank
Total interest income	$62,000	8,456
Total interest expense	$7,000	8,428
Net interest income	$55,000	8,442
Provision for loan and lease losses	$0	6,080
Total noninterest income	$2,000	8,268
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$1,000	7,357
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,000	8,110
Total noninterest expense	$49,000	8,464
Salaries and employee benefits	$34,000	8,439
Premises and equipment expense	$4,000	8,417
Additional noninterest expense	$11,000	8,468
Pre-tax net operating income	$8,000	7,081
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$0	5,622
Income before extraordinary items	$9,000	7,157
Extraordinary gains, net	$0	15
Net income	$9,000	7,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$8,000	7,086
2007-12-31 (YTD Data)		Rank
Total interest income	$238,000	8,479
Total interest expense	$24,000	8,466
Net interest income	$214,000	8,457
Provision for loan and lease losses	$0	6,851
Total noninterest income	$8,000	8,323
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$5,000	7,385
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,000	8,238
Total noninterest expense	$222,000	8,495
Salaries and employee benefits	$134,000	8,474
Premises and equipment expense	$17,000	8,462
Additional noninterest expense	$71,000	8,476
Pre-tax net operating income	$0	7,429
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$0	7,497
Extraordinary gains, net	$0	39
Net income	$0	7,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$0	7,468
2007-09-30 (YTD Data)		Rank
Total interest income	$174,000	8,511
Total interest expense	$17,000	8,514
Net interest income	$157,000	8,494
Provision for loan and lease losses	$0	6,528
Total noninterest income	$6,000	8,365
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$4,000	7,410
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,000	8,302
Total noninterest expense	$166,000	8,521
Salaries and employee benefits	$96,000	8,501
Premises and equipment expense	$13,000	8,480
Additional noninterest expense	$57,000	8,487
Pre-tax net operating income	$-3,000	7,657
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$-3,000	7,689
Extraordinary gains, net	$0	33
Net income	$-3,000	7,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-3,000	7,664
2007-06-30 (YTD Data)		Rank
Total interest income	$115,000	8,575
Total interest expense	$10,000	8,567
Net interest income	$105,000	8,565
Provision for loan and lease losses	$0	6,209
Total noninterest income	$3,000	8,449
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$2,000	7,481
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,000	8,368
Total noninterest expense	$109,000	8,574
Salaries and employee benefits	$62,000	8,551
Premises and equipment expense	$7,000	8,540
Additional noninterest expense	$40,000	8,532
Pre-tax net operating income	$-1,000	7,776
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$-1,000	7,797
Extraordinary gains, net	$0	29
Net income	$-1,000	7,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-1,000	7,780
2007-03-31 (YTD Data)		Rank
Total interest income	$54,000	8,620
Total interest expense	$4,000	8,611
Net interest income	$50,000	8,611
Provision for loan and lease losses	$0	5,779
Total noninterest income	$2,000	8,473
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$2,000	7,430
Trading account gains and fees	$0	195
Additional Noninterest Income	$0	8,433
Total noninterest expense	$56,000	8,608
Salaries and employee benefits	$29,000	8,601
Premises and equipment expense	$4,000	8,553
Additional noninterest expense	$23,000	8,532
Pre-tax net operating income	$-4,000	7,876
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$-4,000	7,887
Extraordinary gains, net	$0	22
Net income	$-4,000	7,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-4,000	7,875
2006-12-31 (YTD Data)		Rank
Total interest income	$216,000	8,622
Total interest expense	$20,000	8,618
Net interest income	$196,000	8,608
Provision for loan and lease losses	$0	6,850
Total noninterest income	$8,000	8,508
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$5,000	7,507
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,000	8,437
Total noninterest expense	$300,000	8,606
Salaries and employee benefits	$159,000	8,592
Premises and equipment expense	$20,000	8,585
Additional noninterest expense	$121,000	8,488
Pre-tax net operating income	$-96,000	8,045
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$-96,000	8,073
Extraordinary gains, net	$0	51
Net income	$-96,000	8,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-96,000	8,063
2006-09-30 (YTD Data)		Rank
Total interest income	$160,000	8,695
Total interest expense	$14,000	8,696
Net interest income	$146,000	8,672
Provision for loan and lease losses	$0	6,685
Total noninterest income	$6,000	8,586
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$4,000	7,568
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,000	8,526
Total noninterest expense	$252,000	8,640
Salaries and employee benefits	$120,000	8,650
Premises and equipment expense	$17,000	8,629
Additional noninterest expense	$115,000	8,383
Pre-tax net operating income	$-100,000	8,221
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$-100,000	8,249
Extraordinary gains, net	$0	45
Net income	$-100,000	8,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-100,000	8,240
2006-06-30 (YTD Data)		Rank
Total interest income	$106,000	8,732
Total interest expense	$6,000	8,742
Net interest income	$100,000	8,717
Provision for loan and lease losses	$0	6,419
Total noninterest income	$3,000	8,652
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$2,000	7,616
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,000	8,582
Total noninterest expense	$154,000	8,702
Salaries and employee benefits	$82,000	8,691
Premises and equipment expense	$7,000	8,697
Additional noninterest expense	$65,000	8,526
Pre-tax net operating income	$-51,000	8,283
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$-51,000	8,286
Extraordinary gains, net	$0	39
Net income	$-51,000	8,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-51,000	8,284
2006-03-31 (YTD Data)		Rank
Total interest income	$54,000	8,757
Total interest expense	$2,000	8,767
Net interest income	$52,000	8,737
Provision for loan and lease losses	$0	6,013
Total noninterest income	$1,000	8,667
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,000	7,643
Trading account gains and fees	$0	115
Additional Noninterest Income	$0	8,611
Total noninterest expense	$72,000	8,726
Salaries and employee benefits	$39,000	8,711
Premises and equipment expense	$3,000	8,717
Additional noninterest expense	$30,000	8,585
Pre-tax net operating income	$-19,000	8,280
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$-19,000	8,290
Extraordinary gains, net	$0	21
Net income	$-19,000	8,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-19,000	8,272
2005-12-31 (YTD Data)		Rank
Total interest income	$193,000	8,762
Total interest expense	$7,000	8,795
Net interest income	$186,000	8,740
Provision for loan and lease losses	$0	7,120
Total noninterest income	$9,000	8,672
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$6,000	7,647
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,000	8,603
Total noninterest expense	$251,000	8,778
Salaries and employee benefits	$154,000	8,743
Premises and equipment expense	$12,000	8,765
Additional noninterest expense	$85,000	8,740
Pre-tax net operating income	$-56,000	8,306
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$-56,000	8,338
Extraordinary gains, net	$0	46
Net income	$-56,000	8,338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,956
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-56,000	8,310
2005-09-30 (YTD Data)		Rank
Total interest income	$137,000	8,800
Total interest expense	$2,000	8,832
Net interest income	$135,000	8,783
Provision for loan and lease losses	$0	6,899
Total noninterest income	$7,000	8,725
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$4,000	7,706
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,000	8,618
Total noninterest expense	$183,000	8,801
Salaries and employee benefits	$112,000	8,765
Premises and equipment expense	$9,000	8,782
Additional noninterest expense	$62,000	8,752
Pre-tax net operating income	$-41,000	8,380
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$-41,000	8,400
Extraordinary gains, net	$0	35
Net income	$-41,000	8,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,740
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-41,000	8,373
2005-06-30 (YTD Data)		Rank
Total interest income	$92,000	8,820
Total interest expense	$1,000	8,845
Net interest income	$91,000	8,800
Provision for loan and lease losses	$0	6,626
Total noninterest income	$4,000	8,739
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$3,000	7,707
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,000	8,662
Total noninterest expense	$132,000	8,800
Salaries and employee benefits	$81,000	8,767
Premises and equipment expense	$4,000	8,801
Additional noninterest expense	$47,000	8,733
Pre-tax net operating income	$-37,000	8,419
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-37,000	8,451
Extraordinary gains, net	$0	30
Net income	$-37,000	8,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,656
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-37,000	8,418
2005-03-31 (YTD Data)		Rank
Total interest income	$45,000	8,890
Total interest expense	$0	8,917
Net interest income	$45,000	8,872
Provision for loan and lease losses	$0	6,226
Total noninterest income	$2,000	8,803
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$2,000	7,752
Trading account gains and fees	$0	115
Additional Noninterest Income	$0	8,766
Total noninterest expense	$64,000	8,876
Salaries and employee benefits	$36,000	8,854
Premises and equipment expense	$1,000	8,879
Additional noninterest expense	$27,000	8,736
Pre-tax net operating income	$-17,000	8,499
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-17,000	8,519
Extraordinary gains, net	$0	24
Net income	$-17,000	8,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-17,000	8,495
2004-12-31 (YTD Data)		Rank
Total interest income	$163,000	8,895
Total interest expense	$0	8,956
Net interest income	$163,000	8,882
Provision for loan and lease losses	$5,000	7,179
Total noninterest income	$9,000	8,846
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$6,000	7,821
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,000	8,748
Total noninterest expense	$223,000	8,919
Salaries and employee benefits	$142,000	8,885
Premises and equipment expense	$23,000	8,848
Additional noninterest expense	$58,000	8,918
Pre-tax net operating income	$-56,000	8,453
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$-56,000	8,500
Extraordinary gains, net	$0	34
Net income	$-56,000	8,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,405
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-56,000	8,466
2004-09-30 (YTD Data)		Rank
Total interest income	$120,000	8,957
Total interest expense	$0	9,003
Net interest income	$120,000	8,936
Provision for loan and lease losses	$0	7,100
Total noninterest income	$6,000	8,915
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$4,000	7,866
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,000	8,821
Total noninterest expense	$153,000	8,974
Salaries and employee benefits	$95,000	8,954
Premises and equipment expense	$18,000	8,883
Additional noninterest expense	$40,000	8,972
Pre-tax net operating income	$-27,000	8,521
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$-27,000	8,550
Extraordinary gains, net	$0	26
Net income	$-27,000	8,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-27,000	8,520
2004-06-30 (YTD Data)		Rank
Total interest income	$79,000	9,015
Total interest expense	$0	9,056
Net interest income	$79,000	8,996
Provision for loan and lease losses	$0	6,885
Total noninterest income	$4,000	8,974
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$3,000	7,913
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,000	8,898
Total noninterest expense	$97,000	9,031
Salaries and employee benefits	$63,000	9,010
Premises and equipment expense	$10,000	8,958
Additional noninterest expense	$24,000	9,038
Pre-tax net operating income	$-14,000	8,566
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$-14,000	8,616
Extraordinary gains, net	$0	21
Net income	$-14,000	8,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-14,000	8,568
2004-03-31 (YTD Data)		Rank
Total interest income	$43,000	9,058
Total interest expense	$0	9,093
Net interest income	$43,000	9,034
Provision for loan and lease losses	$0	6,501
Total noninterest income	$1,000	9,027
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,000	7,932
Trading account gains and fees	$0	121
Additional Noninterest Income	$0	8,950
Total noninterest expense	$51,000	9,069
Salaries and employee benefits	$35,000	9,037
Premises and equipment expense	$5,000	8,973
Additional noninterest expense	$11,000	9,083
Pre-tax net operating income	$-7,000	8,592
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-7,000	8,636
Extraordinary gains, net	$0	16
Net income	$-7,000	8,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-7,000	8,579
2003-12-31 (YTD Data)		Rank
Total interest income	$165,000	9,089
Total interest expense	$0	9,164
Net interest income	$165,000	9,062
Provision for loan and lease losses	$0	7,651
Total noninterest income	$10,000	9,054
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$4,000	7,996
Trading account gains and fees	$0	160
Additional Noninterest Income	$6,000	8,884
Total noninterest expense	$212,000	9,125
Salaries and employee benefits	$149,000	9,073
Premises and equipment expense	$25,000	9,040
Additional noninterest expense	$38,000	9,144
Pre-tax net operating income	$-37,000	8,588
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$0	7,459
Income before extraordinary items	$-36,000	8,677
Extraordinary gains, net	$0	54
Net income	$-36,000	8,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-37,000	8,595
2003-09-30 (YTD Data)		Rank
Total interest income	$122,000	9,164
Total interest expense	$0	9,218
Net interest income	$122,000	9,141
Provision for loan and lease losses	$0	7,481
Total noninterest income	$6,000	9,130
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$3,000	8,055
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,000	9,005
Total noninterest expense	$157,000	9,176
Salaries and employee benefits	$108,000	9,135
Premises and equipment expense	$19,000	9,082
Additional noninterest expense	$30,000	9,198
Pre-tax net operating income	$-29,000	8,687
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$0	7,524
Income before extraordinary items	$-28,000	8,775
Extraordinary gains, net	$0	40
Net income	$-28,000	8,776
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-29,000	8,685
2003-06-30 (YTD Data)		Rank
Total interest income	$80,000	9,213
Total interest expense	$0	9,250
Net interest income	$80,000	9,189
Provision for loan and lease losses	$0	7,324
Total noninterest income	$4,000	9,171
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$2,000	8,080
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,000	9,014
Total noninterest expense	$106,000	9,206
Salaries and employee benefits	$74,000	9,165
Premises and equipment expense	$12,000	9,116
Additional noninterest expense	$20,000	9,225
Pre-tax net operating income	$-22,000	8,723
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-22,000	8,821
Extraordinary gains, net	$0	30
Net income	$-22,000	8,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-22,000	8,717
2003-03-31 (YTD Data)		Rank
Total interest income	$41,000	9,256
Total interest expense	$0	9,288
Net interest income	$41,000	9,229
Provision for loan and lease losses	$0	6,934
Total noninterest income	$2,000	9,206
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,000	8,100
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,000	9,034
Total noninterest expense	$57,000	9,247
Salaries and employee benefits	$39,000	9,199
Premises and equipment expense	$6,000	9,130
Additional noninterest expense	$12,000	9,256
Pre-tax net operating income	$-14,000	8,786
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-14,000	8,853
Extraordinary gains, net	$0	21
Net income	$-14,000	8,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-14,000	8,752
2002-12-31 (YTD Data)		Rank
Total interest income	$209,000	9,271
Total interest expense	$3,000	9,328
Net interest income	$206,000	9,234
Provision for loan and lease losses	$0	8,089
Total noninterest income	$8,000	9,244
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$4,000	8,144
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,000	9,098
Total noninterest expense	$214,000	9,291
Salaries and employee benefits	$154,000	9,228
Premises and equipment expense	$25,000	9,200
Additional noninterest expense	$35,000	9,319
Pre-tax net operating income	$0	8,622
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$0	8,725
Extraordinary gains, net	$0	70
Net income	$0	8,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$10,000	6,302
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$0	8,644
2001-12-31 (YTD Data)		Rank
Total interest income	$212,000	9,535
Total interest expense	$6,000	9,573
Net interest income	$206,000	9,486
Provision for loan and lease losses	$0	8,228
Total noninterest income	$7,000	9,499
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$3,000	8,339
Trading account gains and fees	$0	177
Additional Noninterest Income	$4,000	9,354
Total noninterest expense	$210,000	9,552
Salaries and employee benefits	$155,000	9,481
Premises and equipment expense	$25,000	9,449
Additional noninterest expense	$30,000	9,595
Pre-tax net operating income	$3,000	8,709
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$3,000	8,805
Extraordinary gains, net	$0	105
Net income	$3,000	8,804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$10,000	6,518
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,000	8,723
2000-12-31 (YTD Data)		Rank
Total interest income	$220,000	9,819
Total interest expense	$11,000	9,846
Net interest income	$209,000	9,764
Provision for loan and lease losses	$1,000	8,301
Total noninterest income	$7,000	9,778
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$5,000	8,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	9,744
Total noninterest expense	$214,000	9,831
Salaries and employee benefits	$155,000	9,736
Premises and equipment expense	$29,000	9,683
Additional noninterest expense	$30,000	9,870
Pre-tax net operating income	$1,000	9,114
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$1,000	9,148
Extraordinary gains, net	$0	38
Net income	$1,000	9,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,468
Cash dividends	$10,000	6,768
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,000	9,134
1999-12-31 (YTD Data)		Rank
Total interest income	$199,000	10,123
Total interest expense	$0	10,199
Net interest income	$198,000	10,061
Provision for loan and lease losses	$0	8,503
Total noninterest income	$6,000	10,097
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	8,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	10,039
Total noninterest expense	$208,000	10,148
Salaries and employee benefits	$150,000	10,038
Premises and equipment expense	$31,000	9,958
Additional noninterest expense	$27,000	10,197
Pre-tax net operating income	$-4,000	9,424
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-4,000	9,446
Extraordinary gains, net	$0	35
Net income	$-4,000	9,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$10,000	7,038
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-4,000	9,421
1998-12-31 (YTD Data)		Rank
Total interest income	$214,000	10,353
Total interest expense	$0	10,441
Net interest income	$214,000	10,285
Provision for loan and lease losses	$0	8,652
Total noninterest income	$5,000	10,342
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	8,992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	10,319
Total noninterest expense	$211,000	10,366
Salaries and employee benefits	$156,000	10,256
Premises and equipment expense	$17,000	10,340
Additional noninterest expense	$38,000	10,419
Pre-tax net operating income	$8,000	9,759
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$8,000	9,808
Extraordinary gains, net	$0	32
Net income	$8,000	9,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$10,000	7,368
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$8,000	9,758
1997-12-31 (YTD Data)		Rank
Total interest income	$208,000	10,832
Total interest expense	$0	10,898
Net interest income	$208,000	10,772
Provision for loan and lease losses	$0	8,829
Total noninterest income	$6,000	10,826
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	9,403
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	10,761
Total noninterest expense	$214,000	10,809
Salaries and employee benefits	$162,000	10,684
Premises and equipment expense	$9,000	10,855
Additional noninterest expense	$43,000	10,850
Pre-tax net operating income	$0	10,358
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$0	10,401
Extraordinary gains, net	$0	44
Net income	$0	10,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$10,000	7,744
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$0	10,363
1996-12-31 (YTD Data)		Rank
Total interest income	$209,000	11,371
Total interest expense	$0	11,435
Net interest income	$209,000	11,327
Provision for loan and lease losses	$1,000	9,010
Total noninterest income	$7,000	11,336
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$4,000	9,831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	11,282
Total noninterest expense	$208,000	11,359
Salaries and employee benefits	$156,000	11,209
Premises and equipment expense	$13,000	11,357
Additional noninterest expense	$39,000	11,412
Pre-tax net operating income	$7,000	10,749
Securities gains (losses)	$0	4,148
Applicable income taxes	$0	10,572
Income before extraordinary items	$7,000	10,783
Extraordinary gains, net	$0	53
Net income	$7,000	10,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$10,000	8,198
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$7,000	10,734
1995-12-31 (YTD Data)		Rank
Total interest income	$214,000	11,908
Total interest expense	$0	11,954
Net interest income	$214,000	11,852
Provision for loan and lease losses	$2,000	8,854
Total noninterest income	$7,000	11,890
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$4,000	10,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	11,841
Total noninterest expense	$213,000	11,865
Salaries and employee benefits	$157,000	11,709
Premises and equipment expense	$8,000	11,916
Additional noninterest expense	$48,000	11,899
Pre-tax net operating income	$6,000	11,443
Securities gains (losses)	$0	3,831
Applicable income taxes	$0	11,151
Income before extraordinary items	$6,000	11,474
Extraordinary gains, net	$0	65
Net income	$6,000	11,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$10,000	8,554
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$6,000	11,440
1994-12-31 (YTD Data)		Rank
Total interest income	$206,000	12,554
Total interest expense	$0	12,589
Net interest income	$206,000	12,501
Provision for loan and lease losses	$7,000	8,694
Total noninterest income	$6,000	12,504
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	10,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	12,453
Total noninterest expense	$218,000	12,492
Salaries and employee benefits	$165,000	12,283
Premises and equipment expense	$12,000	12,519
Additional noninterest expense	$41,000	12,566
Pre-tax net operating income	$-13,000	12,120
Securities gains (losses)	$0	3,600
Applicable income taxes	$-4,000	12,056
Income before extraordinary items	$-9,000	12,054
Extraordinary gains, net	$0	249
Net income	$-9,000	12,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$10,000	8,760
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-9,000	12,080
1993-12-31 (YTD Data)		Rank
Total interest income	$207,000	13,224
Total interest expense	$0	13,264
Net interest income	$207,000	13,121
Provision for loan and lease losses	$0	10,371
Total noninterest income	$7,000	13,190
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$4,000	11,285
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	13,123
Total noninterest expense	$210,000	13,169
Salaries and employee benefits	$162,000	12,906
Premises and equipment expense	$10,000	13,209
Additional noninterest expense	$38,000	13,240
Pre-tax net operating income	$4,000	12,378
Securities gains (losses)	$0	7,477
Applicable income taxes	$-8,000	12,773
Income before extraordinary items	$12,000	12,466
Extraordinary gains, net	$0	3,149
Net income	$12,000	12,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$10,000	8,880
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$12,000	12,335
1992-12-31 (YTD Data)		Rank
Total interest income	$221,000	13,854
Total interest expense	$0	13,899
Net interest income	$221,000	13,749
Provision for loan and lease losses	$5,000	11,499
Total noninterest income	$6,000	13,828
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	11,715
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	13,771
Total noninterest expense	$214,000	13,779
Salaries and employee benefits	$173,000	13,379
Premises and equipment expense	$7,000	13,867
Additional noninterest expense	$34,000	13,884
Pre-tax net operating income	$8,000	12,659
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$-11,000	13,400
Income before extraordinary items	$20,000	12,775
Extraordinary gains, net	$0	1,422
Net income	$20,000	12,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	12,482
Cash dividends	$10,000	8,694
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$19,000	12,546

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.