Rio Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $38,401,000 | 1,156 |
| Total interest expense | $8,926,000 | 1,405 |
| Net interest income | $29,475,000 | 1,058 |
| Provision for loan and lease losses | $140,000 | 2,236 |
| Total noninterest income | $8,798,000 | 808 |
| Gross Fiduciary activities income | $365,000 | 624 |
| Service charges on deposit accounts | $3,915,000 | 331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,518,000 | 948 |
| Total noninterest expense | $27,692,000 | 951 |
| Salaries and employee benefits | $14,242,000 | 1,002 |
| Premises and equipment expense | $4,820,000 | 575 |
| Additional noninterest expense | $4,518,000 | 948 |
| Pre-tax net operating income | $10,441,000 | 1,121 |
| Securities gains (losses) | $-2,141,000 | 4,412 |
| Applicable income taxes | $1,754,000 | 1,069 |
| Income before extraordinary items | $6,546,000 | 1,420 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,546,000 | 1,436 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,546,000 | 1,423 |
| Net charge-offs | $-95,000 | 4,324 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $379,000 | 301 |
| Net operating income | $8,237,390 | 1,206 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $28,045,000 | 1,155 |
| Total interest expense | $6,314,000 | 1,361 |
| Net interest income | $21,731,000 | 1,083 |
| Provision for loan and lease losses | $-30,000 | 4,308 |
| Total noninterest income | $6,617,000 | 815 |
| Gross Fiduciary activities income | $258,000 | 626 |
| Service charges on deposit accounts | $2,922,000 | 330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,437,000 | 946 |
| Total noninterest expense | $20,778,000 | 951 |
| Salaries and employee benefits | $10,690,000 | 1,008 |
| Premises and equipment expense | $3,748,000 | 554 |
| Additional noninterest expense | $3,437,000 | 946 |
| Pre-tax net operating income | $7,600,000 | 1,183 |
| Securities gains (losses) | $-330,000 | 4,305 |
| Applicable income taxes | $1,503,000 | 1,008 |
| Income before extraordinary items | $5,767,000 | 1,290 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,767,000 | 1,299 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,767,000 | 1,290 |
| Net charge-offs | $-95,000 | 4,351 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 282 |
| Net operating income | $6,027,700 | 1,269 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $18,293,000 | 1,155 |
| Total interest expense | $4,008,000 | 1,301 |
| Net interest income | $14,285,000 | 1,106 |
| Provision for loan and lease losses | $-30,000 | 4,384 |
| Total noninterest income | $4,414,000 | 797 |
| Gross Fiduciary activities income | $159,000 | 631 |
| Service charges on deposit accounts | $1,918,000 | 331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,337,000 | 870 |
| Total noninterest expense | $13,765,000 | 940 |
| Salaries and employee benefits | $7,063,000 | 1,005 |
| Premises and equipment expense | $2,535,000 | 538 |
| Additional noninterest expense | $2,337,000 | 869 |
| Pre-tax net operating income | $4,964,000 | 1,214 |
| Securities gains (losses) | $-330,000 | 4,427 |
| Applicable income taxes | $957,000 | 1,047 |
| Income before extraordinary items | $3,677,000 | 1,336 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,677,000 | 1,350 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,677,000 | 1,336 |
| Net charge-offs | $-17,000 | 4,064 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 269 |
| Net operating income | $3,937,700 | 1,281 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,811,000 | 1,170 |
| Total interest expense | $1,920,000 | 1,232 |
| Net interest income | $6,891,000 | 1,139 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $2,133,000 | 795 |
| Gross Fiduciary activities income | $70,000 | 670 |
| Service charges on deposit accounts | $953,000 | 344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,110,000 | 893 |
| Total noninterest expense | $6,753,000 | 962 |
| Salaries and employee benefits | $3,382,000 | 1,061 |
| Premises and equipment expense | $1,337,000 | 530 |
| Additional noninterest expense | $1,110,000 | 893 |
| Pre-tax net operating income | $2,271,000 | 1,326 |
| Securities gains (losses) | $-330,000 | 4,515 |
| Applicable income taxes | $397,000 | 1,172 |
| Income before extraordinary items | $1,544,000 | 1,569 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,544,000 | 1,569 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,544,000 | 1,569 |
| Net charge-offs | $-22,000 | 4,256 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 250 |
| Net operating income | $1,808,000 | 1,395 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $30,952,000 | 1,114 |
| Total interest expense | $3,309,000 | 1,093 |
| Net interest income | $27,643,000 | 1,108 |
| Provision for loan and lease losses | $110,000 | 2,172 |
| Total noninterest income | $7,714,000 | 902 |
| Gross Fiduciary activities income | $226,000 | 693 |
| Service charges on deposit accounts | $3,306,000 | 388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,182,000 | 1,020 |
| Total noninterest expense | $26,001,000 | 978 |
| Salaries and employee benefits | $13,339,000 | 1,058 |
| Premises and equipment expense | $4,677,000 | 589 |
| Additional noninterest expense | $4,182,000 | 1,020 |
| Pre-tax net operating income | $9,246,000 | 1,352 |
| Securities gains (losses) | $-223,000 | 4,133 |
| Applicable income taxes | $1,848,000 | 1,138 |
| Income before extraordinary items | $7,175,000 | 1,417 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,175,000 | 1,417 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,175,000 | 1,417 |
| Net charge-offs | $-20,000 | 3,826 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 343 |
| Net operating income | $7,353,400 | 1,416 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $22,406,000 | 1,101 |
| Total interest expense | $1,799,000 | 1,116 |
| Net interest income | $20,607,000 | 1,097 |
| Provision for loan and lease losses | $110,000 | 1,814 |
| Total noninterest income | $4,855,000 | 1,024 |
| Gross Fiduciary activities income | $164,000 | 694 |
| Service charges on deposit accounts | $2,361,000 | 404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,330,000 | 1,257 |
| Total noninterest expense | $19,704,000 | 965 |
| Salaries and employee benefits | $9,966,000 | 1,055 |
| Premises and equipment expense | $3,825,000 | 534 |
| Additional noninterest expense | $2,330,000 | 1,257 |
| Pre-tax net operating income | $5,648,000 | 1,551 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,152,000 | 1,252 |
| Income before extraordinary items | $4,496,000 | 1,608 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,496,000 | 1,607 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,496,000 | 1,608 |
| Net charge-offs | $-38,000 | 3,992 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 316 |
| Net operating income | $4,496,000 | 1,642 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,255,000 | 1,107 |
| Total interest expense | $947,000 | 1,193 |
| Net interest income | $13,308,000 | 1,099 |
| Provision for loan and lease losses | $110,000 | 1,482 |
| Total noninterest income | $2,983,000 | 1,079 |
| Gross Fiduciary activities income | $107,000 | 663 |
| Service charges on deposit accounts | $1,503,000 | 414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,373,000 | 1,384 |
| Total noninterest expense | $12,881,000 | 968 |
| Salaries and employee benefits | $6,370,000 | 1,088 |
| Premises and equipment expense | $2,571,000 | 522 |
| Additional noninterest expense | $3,940,000 | 942 |
| Pre-tax net operating income | $3,300,000 | 1,621 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $678,000 | 1,264 |
| Income before extraordinary items | $2,622,000 | 1,672 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,622,000 | 1,670 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,622,000 | 1,672 |
| Net charge-offs | $19,000 | 1,340 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 295 |
| Net operating income | $2,622,000 | 1,709 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 1,116 |
| Total interest expense | $454,000 | 1,191 |
| Net interest income | $6,376,000 | 1,106 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,440,000 | 1,097 |
| Gross Fiduciary activities income | $53,000 | 663 |
| Service charges on deposit accounts | $730,000 | 421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 1,430 |
| Total noninterest expense | $6,301,000 | 972 |
| Salaries and employee benefits | $2,999,000 | 1,140 |
| Premises and equipment expense | $1,466,000 | 475 |
| Additional noninterest expense | $1,836,000 | 988 |
| Pre-tax net operating income | $1,515,000 | 1,631 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $309,000 | 1,283 |
| Income before extraordinary items | $1,206,000 | 1,696 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,206,000 | 1,697 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,206,000 | 1,696 |
| Net charge-offs | $-42,000 | 4,358 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 273 |
| Net operating income | $1,206,000 | 1,713 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $28,597,000 | 1,101 |
| Total interest expense | $2,212,000 | 1,223 |
| Net interest income | $26,385,000 | 1,077 |
| Provision for loan and lease losses | $650,000 | 834 |
| Total noninterest income | $6,273,000 | 1,136 |
| Gross Fiduciary activities income | $171,000 | 679 |
| Service charges on deposit accounts | $2,609,000 | 441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,493,000 | 1,361 |
| Total noninterest expense | $23,265,000 | 1,038 |
| Salaries and employee benefits | $11,665,000 | 1,150 |
| Premises and equipment expense | $4,533,000 | 595 |
| Additional noninterest expense | $7,067,000 | 1,028 |
| Pre-tax net operating income | $8,743,000 | 1,393 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,799,000 | 1,164 |
| Income before extraordinary items | $6,944,000 | 1,514 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,944,000 | 1,513 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,944,000 | 1,514 |
| Net charge-offs | $45,000 | 1,707 |
| Cash dividends | $1,150,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $3,351,000 | 132 |
| Net operating income | $6,944,000 | 1,475 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $21,687,000 | 1,116 |
| Total interest expense | $1,719,000 | 1,244 |
| Net interest income | $19,968,000 | 1,093 |
| Provision for loan and lease losses | $500,000 | 801 |
| Total noninterest income | $4,480,000 | 1,185 |
| Gross Fiduciary activities income | $127,000 | 675 |
| Service charges on deposit accounts | $1,863,000 | 459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,490,000 | 1,452 |
| Total noninterest expense | $17,472,000 | 1,041 |
| Salaries and employee benefits | $8,952,000 | 1,141 |
| Premises and equipment expense | $3,281,000 | 617 |
| Additional noninterest expense | $5,239,000 | 1,036 |
| Pre-tax net operating income | $6,476,000 | 1,463 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,190,000 | 1,336 |
| Income before extraordinary items | $5,286,000 | 1,551 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,286,000 | 1,551 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,286,000 | 1,551 |
| Net charge-offs | $232,000 | 740 |
| Cash dividends | $1,000,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 317 |
| Net operating income | $5,286,000 | 1,519 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $14,036,000 | 1,134 |
| Total interest expense | $1,165,000 | 1,279 |
| Net interest income | $12,871,000 | 1,112 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $2,896,000 | 1,211 |
| Gross Fiduciary activities income | $80,000 | 689 |
| Service charges on deposit accounts | $1,183,000 | 462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,633,000 | 1,442 |
| Total noninterest expense | $11,486,000 | 1,042 |
| Salaries and employee benefits | $5,873,000 | 1,146 |
| Premises and equipment expense | $2,153,000 | 629 |
| Additional noninterest expense | $3,460,000 | 1,032 |
| Pre-tax net operating income | $3,981,000 | 1,529 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $678,000 | 1,441 |
| Income before extraordinary items | $3,303,000 | 1,598 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,303,000 | 1,598 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,303,000 | 1,598 |
| Net charge-offs | $170,000 | 707 |
| Cash dividends | $550,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 295 |
| Net operating income | $3,303,000 | 1,568 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 1,131 |
| Total interest expense | $593,000 | 1,323 |
| Net interest income | $6,425,000 | 1,108 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $1,414,000 | 1,220 |
| Gross Fiduciary activities income | $40,000 | 691 |
| Service charges on deposit accounts | $583,000 | 462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $791,000 | 1,482 |
| Total noninterest expense | $5,716,000 | 1,039 |
| Salaries and employee benefits | $2,979,000 | 1,123 |
| Premises and equipment expense | $1,053,000 | 653 |
| Additional noninterest expense | $1,684,000 | 1,036 |
| Pre-tax net operating income | $1,973,000 | 1,538 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $268,000 | 1,598 |
| Income before extraordinary items | $1,705,000 | 1,574 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,705,000 | 1,574 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,705,000 | 1,574 |
| Net charge-offs | $185,000 | 451 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 266 |
| Net operating income | $1,705,000 | 1,528 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $26,921,000 | 1,165 |
| Total interest expense | $3,401,000 | 1,345 |
| Net interest income | $23,520,000 | 1,124 |
| Provision for loan and lease losses | $2,100,000 | 1,011 |
| Total noninterest income | $5,847,000 | 1,143 |
| Gross Fiduciary activities income | $133,000 | 701 |
| Service charges on deposit accounts | $2,284,000 | 470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,430,000 | 1,334 |
| Total noninterest expense | $21,353,000 | 1,062 |
| Salaries and employee benefits | $11,109,000 | 1,146 |
| Premises and equipment expense | $3,179,000 | 807 |
| Additional noninterest expense | $7,065,000 | 977 |
| Pre-tax net operating income | $5,914,000 | 1,578 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,198,000 | 1,301 |
| Income before extraordinary items | $4,716,000 | 1,702 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,716,000 | 1,703 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,716,000 | 1,702 |
| Net charge-offs | $1,506,000 | 506 |
| Cash dividends | $2,300,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $5,361,000 | 85 |
| Net operating income | $4,716,000 | 1,669 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $20,165,000 | 1,167 |
| Total interest expense | $2,937,000 | 1,255 |
| Net interest income | $17,228,000 | 1,137 |
| Provision for loan and lease losses | $1,200,000 | 1,222 |
| Total noninterest income | $4,460,000 | 1,103 |
| Gross Fiduciary activities income | $96,000 | 697 |
| Service charges on deposit accounts | $1,704,000 | 471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,660,000 | 1,276 |
| Total noninterest expense | $15,559,000 | 1,072 |
| Salaries and employee benefits | $8,311,000 | 1,138 |
| Premises and equipment expense | $2,323,000 | 816 |
| Additional noninterest expense | $4,925,000 | 1,024 |
| Pre-tax net operating income | $4,929,000 | 1,415 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,006,000 | 1,173 |
| Income before extraordinary items | $3,923,000 | 1,533 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,923,000 | 1,533 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,923,000 | 1,534 |
| Net charge-offs | $875,000 | 543 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 284 |
| Net operating income | $3,923,000 | 1,492 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,556,000 | 1,166 |
| Total interest expense | $2,141,000 | 1,252 |
| Net interest income | $11,415,000 | 1,138 |
| Provision for loan and lease losses | $750,000 | 1,265 |
| Total noninterest income | $3,059,000 | 1,028 |
| Gross Fiduciary activities income | $61,000 | 711 |
| Service charges on deposit accounts | $1,203,000 | 449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,795,000 | 1,172 |
| Total noninterest expense | $10,102,000 | 1,093 |
| Salaries and employee benefits | $5,492,000 | 1,130 |
| Premises and equipment expense | $1,524,000 | 830 |
| Additional noninterest expense | $3,086,000 | 1,061 |
| Pre-tax net operating income | $3,622,000 | 1,254 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $770,000 | 1,015 |
| Income before extraordinary items | $2,852,000 | 1,358 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,852,000 | 1,358 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,852,000 | 1,358 |
| Net charge-offs | $590,000 | 536 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 260 |
| Net operating income | $2,852,000 | 1,321 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,977,000 | 1,140 |
| Total interest expense | $1,226,000 | 1,220 |
| Net interest income | $5,751,000 | 1,110 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $1,541,000 | 974 |
| Gross Fiduciary activities income | $29,000 | 715 |
| Service charges on deposit accounts | $724,000 | 436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $788,000 | 1,149 |
| Total noninterest expense | $5,144,000 | 1,080 |
| Salaries and employee benefits | $2,802,000 | 1,129 |
| Premises and equipment expense | $753,000 | 859 |
| Additional noninterest expense | $1,589,000 | 1,062 |
| Pre-tax net operating income | $2,048,000 | 1,018 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $434,000 | 818 |
| Income before extraordinary items | $1,614,000 | 1,119 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,614,000 | 1,118 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,614,000 | 1,119 |
| Net charge-offs | $42,000 | 1,276 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 255 |
| Net operating income | $1,614,000 | 1,096 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $28,962,000 | 1,113 |
| Total interest expense | $5,206,000 | 1,200 |
| Net interest income | $23,756,000 | 1,093 |
| Provision for loan and lease losses | $495,000 | 1,493 |
| Total noninterest income | $6,012,000 | 991 |
| Gross Fiduciary activities income | $100,000 | 737 |
| Service charges on deposit accounts | $2,848,000 | 438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,064,000 | 1,183 |
| Total noninterest expense | $21,120,000 | 1,042 |
| Salaries and employee benefits | $11,661,000 | 1,068 |
| Premises and equipment expense | $3,316,000 | 763 |
| Additional noninterest expense | $6,143,000 | 1,068 |
| Pre-tax net operating income | $8,153,000 | 1,221 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,597,000 | 1,061 |
| Income before extraordinary items | $6,556,000 | 1,297 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,556,000 | 1,298 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,556,000 | 1,299 |
| Net charge-offs | $143,000 | 1,965 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $337,000 | 337 |
| Net operating income | $6,556,000 | 1,279 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $21,902,000 | 1,116 |
| Total interest expense | $4,119,000 | 1,153 |
| Net interest income | $17,783,000 | 1,100 |
| Provision for loan and lease losses | $495,000 | 1,171 |
| Total noninterest income | $4,504,000 | 973 |
| Gross Fiduciary activities income | $75,000 | 739 |
| Service charges on deposit accounts | $2,093,000 | 446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,336,000 | 1,167 |
| Total noninterest expense | $16,055,000 | 1,028 |
| Salaries and employee benefits | $9,170,000 | 1,019 |
| Premises and equipment expense | $2,460,000 | 771 |
| Additional noninterest expense | $4,425,000 | 1,099 |
| Pre-tax net operating income | $5,737,000 | 1,305 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,223,000 | 1,079 |
| Income before extraordinary items | $4,514,000 | 1,407 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,514,000 | 1,407 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,514,000 | 1,409 |
| Net charge-offs | $202,000 | 1,287 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $245,000 | 306 |
| Net operating income | $4,514,000 | 1,377 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,653,000 | 1,100 |
| Total interest expense | $2,630,000 | 1,175 |
| Net interest income | $12,023,000 | 1,090 |
| Provision for loan and lease losses | $345,000 | 1,112 |
| Total noninterest income | $2,876,000 | 997 |
| Gross Fiduciary activities income | $48,000 | 743 |
| Service charges on deposit accounts | $1,328,000 | 468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,500,000 | 1,165 |
| Total noninterest expense | $10,814,000 | 1,017 |
| Salaries and employee benefits | $6,195,000 | 1,002 |
| Premises and equipment expense | $1,581,000 | 810 |
| Additional noninterest expense | $3,038,000 | 1,076 |
| Pre-tax net operating income | $3,740,000 | 1,306 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $794,000 | 1,061 |
| Income before extraordinary items | $2,946,000 | 1,408 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,946,000 | 1,408 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,946,000 | 1,408 |
| Net charge-offs | $137,000 | 1,220 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 293 |
| Net operating income | $2,946,000 | 1,384 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 1,111 |
| Total interest expense | $1,188,000 | 1,243 |
| Net interest income | $6,002,000 | 1,093 |
| Provision for loan and lease losses | $130,000 | 1,293 |
| Total noninterest income | $1,290,000 | 1,037 |
| Gross Fiduciary activities income | $21,000 | 762 |
| Service charges on deposit accounts | $650,000 | 472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 1,264 |
| Total noninterest expense | $5,578,000 | 988 |
| Salaries and employee benefits | $3,174,000 | 987 |
| Premises and equipment expense | $521,000 | 1,144 |
| Additional noninterest expense | $1,883,000 | 879 |
| Pre-tax net operating income | $1,584,000 | 1,451 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $337,000 | 1,178 |
| Income before extraordinary items | $1,247,000 | 1,569 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,247,000 | 1,568 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,247,000 | 1,568 |
| Net charge-offs | $110,000 | 851 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 256 |
| Net operating income | $1,247,000 | 1,548 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,179,000 | 1,368 |
| Total interest expense | $2,667,000 | 1,562 |
| Net interest income | $18,512,000 | 1,322 |
| Provision for loan and lease losses | $1,700,000 | 572 |
| Total noninterest income | $4,042,000 | 1,261 |
| Gross Fiduciary activities income | $55,000 | 812 |
| Service charges on deposit accounts | $2,021,000 | 630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,966,000 | 1,513 |
| Total noninterest expense | $18,381,000 | 1,137 |
| Salaries and employee benefits | $9,043,000 | 1,270 |
| Premises and equipment expense | $2,550,000 | 958 |
| Additional noninterest expense | $6,788,000 | 988 |
| Pre-tax net operating income | $2,473,000 | 2,800 |
| Securities gains (losses) | $-123,000 | 5,066 |
| Applicable income taxes | $455,000 | 2,070 |
| Income before extraordinary items | $1,895,000 | 3,007 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,895,000 | 3,006 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,895,000 | 3,006 |
| Net charge-offs | $-39,000 | 4,834 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 412 |
| Net operating income | $1,994,630 | 2,941 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,737,000 | 1,549 |
| Total interest expense | $1,797,000 | 1,621 |
| Net interest income | $11,940,000 | 1,507 |
| Provision for loan and lease losses | $100,000 | 2,576 |
| Total noninterest income | $2,902,000 | 1,304 |
| Gross Fiduciary activities income | $38,000 | 809 |
| Service charges on deposit accounts | $1,294,000 | 729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,570,000 | 1,478 |
| Total noninterest expense | $12,507,000 | 1,229 |
| Salaries and employee benefits | $5,951,000 | 1,429 |
| Premises and equipment expense | $1,079,000 | 1,570 |
| Additional noninterest expense | $5,477,000 | 901 |
| Pre-tax net operating income | $2,235,000 | 2,563 |
| Securities gains (losses) | $-123,000 | 5,280 |
| Applicable income taxes | $400,000 | 1,980 |
| Income before extraordinary items | $1,712,000 | 2,786 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,712,000 | 2,785 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,712,000 | 2,785 |
| Net charge-offs | $-109,000 | 5,136 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 419 |
| Net operating income | $1,811,630 | 2,672 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 1,679 |
| Total interest expense | $1,063,000 | 1,698 |
| Net interest income | $7,210,000 | 1,658 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,801,000 | 1,378 |
| Gross Fiduciary activities income | $21,000 | 831 |
| Service charges on deposit accounts | $737,000 | 822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,043,000 | 1,480 |
| Total noninterest expense | $6,462,000 | 1,525 |
| Salaries and employee benefits | $3,598,000 | 1,566 |
| Premises and equipment expense | $1,048,000 | 1,126 |
| Additional noninterest expense | $1,816,000 | 1,632 |
| Pre-tax net operating income | $2,549,000 | 1,740 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $504,000 | 1,405 |
| Income before extraordinary items | $2,045,000 | 1,855 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,045,000 | 1,853 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,045,000 | 1,854 |
| Net charge-offs | $-107,000 | 5,213 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 415 |
| Net operating income | $2,045,000 | 1,845 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 1,705 |
| Total interest expense | $478,000 | 1,767 |
| Net interest income | $3,546,000 | 1,679 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $755,000 | 1,547 |
| Gross Fiduciary activities income | $11,000 | 834 |
| Service charges on deposit accounts | $352,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 1,728 |
| Total noninterest expense | $3,185,000 | 1,555 |
| Salaries and employee benefits | $1,772,000 | 1,613 |
| Premises and equipment expense | $509,000 | 1,177 |
| Additional noninterest expense | $904,000 | 1,635 |
| Pre-tax net operating income | $1,116,000 | 1,888 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $220,000 | 1,483 |
| Income before extraordinary items | $896,000 | 1,997 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $896,000 | 1,996 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $896,000 | 1,997 |
| Net charge-offs | $-106,000 | 5,393 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 386 |
| Net operating income | $896,000 | 1,986 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,525,000 | 1,701 |
| Total interest expense | $1,614,000 | 1,807 |
| Net interest income | $13,911,000 | 1,678 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $2,987,000 | 1,593 |
| Gross Fiduciary activities income | $28,000 | 900 |
| Service charges on deposit accounts | $1,477,000 | 828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,482,000 | 1,829 |
| Total noninterest expense | $12,265,000 | 1,597 |
| Salaries and employee benefits | $6,538,000 | 1,690 |
| Premises and equipment expense | $2,130,000 | 1,103 |
| Additional noninterest expense | $3,597,000 | 1,667 |
| Pre-tax net operating income | $4,513,000 | 1,870 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,533,000 | 1,520 |
| Income before extraordinary items | $2,980,000 | 2,064 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,980,000 | 2,063 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,980,000 | 2,064 |
| Net charge-offs | $-143,000 | 5,380 |
| Cash dividends | $650,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 529 |
| Net operating income | $2,980,000 | 2,039 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,456,000 | 1,722 |
| Total interest expense | $1,181,000 | 1,824 |
| Net interest income | $10,275,000 | 1,701 |
| Provision for loan and lease losses | $120,000 | 2,498 |
| Total noninterest income | $2,229,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,101,000 | 836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,128,000 | 1,838 |
| Total noninterest expense | $9,149,000 | 1,614 |
| Salaries and employee benefits | $4,925,000 | 1,688 |
| Premises and equipment expense | $1,577,000 | 1,129 |
| Additional noninterest expense | $2,647,000 | 1,696 |
| Pre-tax net operating income | $3,235,000 | 1,948 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,010,000 | 1,458 |
| Income before extraordinary items | $2,225,000 | 2,211 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,225,000 | 2,211 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,225,000 | 2,211 |
| Net charge-offs | $-26,000 | 5,002 |
| Cash dividends | $650,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 501 |
| Net operating income | $2,225,000 | 2,185 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,443,000 | 1,762 |
| Total interest expense | $741,000 | 1,887 |
| Net interest income | $6,702,000 | 1,727 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $1,464,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $680,000 | 891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 1,796 |
| Total noninterest expense | $6,158,000 | 1,605 |
| Salaries and employee benefits | $3,325,000 | 1,674 |
| Premises and equipment expense | $1,088,000 | 1,094 |
| Additional noninterest expense | $1,745,000 | 1,699 |
| Pre-tax net operating income | $1,888,000 | 2,114 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $575,000 | 1,567 |
| Income before extraordinary items | $1,313,000 | 2,379 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,313,000 | 2,380 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,313,000 | 2,380 |
| Net charge-offs | $2,000 | 3,300 |
| Cash dividends | $450,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 480 |
| Net operating income | $1,313,000 | 2,353 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 1,766 |
| Total interest expense | $335,000 | 2,008 |
| Net interest income | $3,337,000 | 1,726 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $732,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $345,000 | 880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 1,787 |
| Total noninterest expense | $3,098,000 | 1,608 |
| Salaries and employee benefits | $1,660,000 | 1,695 |
| Premises and equipment expense | $543,000 | 1,102 |
| Additional noninterest expense | $895,000 | 1,660 |
| Pre-tax net operating income | $911,000 | 2,085 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $276,000 | 1,558 |
| Income before extraordinary items | $635,000 | 2,345 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $635,000 | 2,344 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $635,000 | 2,345 |
| Net charge-offs | $11,000 | 2,170 |
| Cash dividends | $200,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 453 |
| Net operating income | $635,000 | 2,321 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,190,000 | 1,783 |
| Total interest expense | $1,285,000 | 2,014 |
| Net interest income | $12,905,000 | 1,739 |
| Provision for loan and lease losses | $170,000 | 2,629 |
| Total noninterest income | $2,955,000 | 1,665 |
| Gross Fiduciary activities income | $9,000 | 1,021 |
| Service charges on deposit accounts | $1,389,000 | 906 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,557,000 | 1,837 |
| Total noninterest expense | $11,375,000 | 1,699 |
| Salaries and employee benefits | $6,039,000 | 1,779 |
| Premises and equipment expense | $2,291,000 | 1,032 |
| Additional noninterest expense | $3,045,000 | 1,958 |
| Pre-tax net operating income | $4,315,000 | 1,825 |
| Securities gains (losses) | $126,000 | 1,177 |
| Applicable income taxes | $1,388,000 | 1,336 |
| Income before extraordinary items | $3,053,000 | 2,081 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,053,000 | 2,079 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,053,000 | 2,080 |
| Net charge-offs | $403,000 | 1,251 |
| Cash dividends | $2,025,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 547 |
| Net operating income | $2,966,060 | 2,074 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,624,000 | 1,788 |
| Total interest expense | $967,000 | 2,015 |
| Net interest income | $9,657,000 | 1,747 |
| Provision for loan and lease losses | $80,000 | 2,967 |
| Total noninterest income | $2,008,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,029,000 | 911 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $979,000 | 2,076 |
| Total noninterest expense | $8,317,000 | 1,735 |
| Salaries and employee benefits | $4,435,000 | 1,803 |
| Premises and equipment expense | $1,696,000 | 1,049 |
| Additional noninterest expense | $2,186,000 | 2,026 |
| Pre-tax net operating income | $3,268,000 | 1,837 |
| Securities gains (losses) | $98,000 | 1,272 |
| Applicable income taxes | $1,051,000 | 1,361 |
| Income before extraordinary items | $2,315,000 | 2,089 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,315,000 | 2,088 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,315,000 | 2,089 |
| Net charge-offs | $387,000 | 950 |
| Cash dividends | $2,025,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 523 |
| Net operating income | $2,247,380 | 2,081 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 1,828 |
| Total interest expense | $646,000 | 2,014 |
| Net interest income | $6,317,000 | 1,781 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $1,309,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $672,000 | 918 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $637,000 | 2,065 |
| Total noninterest expense | $5,464,000 | 1,758 |
| Salaries and employee benefits | $2,893,000 | 1,841 |
| Premises and equipment expense | $1,157,000 | 1,031 |
| Additional noninterest expense | $1,414,000 | 2,086 |
| Pre-tax net operating income | $2,132,000 | 1,841 |
| Securities gains (losses) | $73,000 | 1,167 |
| Applicable income taxes | $690,000 | 1,369 |
| Income before extraordinary items | $1,515,000 | 2,106 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,515,000 | 2,106 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,515,000 | 2,106 |
| Net charge-offs | $46,000 | 2,204 |
| Cash dividends | $1,825,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 510 |
| Net operating income | $1,464,630 | 2,108 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 1,818 |
| Total interest expense | $313,000 | 2,074 |
| Net interest income | $3,194,000 | 1,761 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $671,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $343,000 | 895 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $328,000 | 1,987 |
| Total noninterest expense | $2,694,000 | 1,781 |
| Salaries and employee benefits | $1,428,000 | 1,883 |
| Premises and equipment expense | $600,000 | 1,011 |
| Additional noninterest expense | $666,000 | 2,187 |
| Pre-tax net operating income | $1,171,000 | 1,716 |
| Securities gains (losses) | $73,000 | 656 |
| Applicable income taxes | $395,000 | 1,242 |
| Income before extraordinary items | $849,000 | 1,890 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $849,000 | 1,892 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $849,000 | 1,891 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $1,825,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 478 |
| Net operating income | $799,360 | 1,941 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,149,000 | 1,872 |
| Total interest expense | $1,161,000 | 2,172 |
| Net interest income | $11,988,000 | 1,828 |
| Provision for loan and lease losses | $192,000 | 2,376 |
| Total noninterest income | $2,808,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,407,000 | 914 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,401,000 | 1,934 |
| Total noninterest expense | $10,678,000 | 1,776 |
| Salaries and employee benefits | $5,551,000 | 1,877 |
| Premises and equipment expense | $2,354,000 | 1,021 |
| Additional noninterest expense | $2,773,000 | 2,150 |
| Pre-tax net operating income | $3,926,000 | 1,895 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,124,000 | 1,487 |
| Income before extraordinary items | $2,802,000 | 2,161 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,802,000 | 2,161 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,802,000 | 2,162 |
| Net charge-offs | $151,000 | 2,252 |
| Cash dividends | $600,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 544 |
| Net operating income | $2,802,000 | 2,118 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,802,000 | 1,895 |
| Total interest expense | $869,000 | 2,199 |
| Net interest income | $8,933,000 | 1,852 |
| Provision for loan and lease losses | $192,000 | 2,003 |
| Total noninterest income | $2,139,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,045,000 | 920 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,094,000 | 1,908 |
| Total noninterest expense | $7,988,000 | 1,789 |
| Salaries and employee benefits | $4,180,000 | 1,873 |
| Premises and equipment expense | $1,769,000 | 1,031 |
| Additional noninterest expense | $2,039,000 | 2,171 |
| Pre-tax net operating income | $2,892,000 | 1,964 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $792,000 | 1,597 |
| Income before extraordinary items | $2,100,000 | 2,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,100,000 | 2,179 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,100,000 | 2,179 |
| Net charge-offs | $72,000 | 2,462 |
| Cash dividends | $600,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 509 |
| Net operating income | $2,100,000 | 2,134 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 1,899 |
| Total interest expense | $576,000 | 2,217 |
| Net interest income | $5,925,000 | 1,866 |
| Provision for loan and lease losses | $192,000 | 1,558 |
| Total noninterest income | $1,688,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $675,000 | 934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,013,000 | 1,546 |
| Total noninterest expense | $5,350,000 | 1,792 |
| Salaries and employee benefits | $2,797,000 | 1,882 |
| Premises and equipment expense | $1,182,000 | 1,033 |
| Additional noninterest expense | $1,371,000 | 2,153 |
| Pre-tax net operating income | $2,071,000 | 1,849 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $550,000 | 1,536 |
| Income before extraordinary items | $1,521,000 | 2,023 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,521,000 | 2,025 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,521,000 | 2,025 |
| Net charge-offs | $53,000 | 2,273 |
| Cash dividends | $400,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 488 |
| Net operating income | $1,521,000 | 1,978 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 1,924 |
| Total interest expense | $288,000 | 2,237 |
| Net interest income | $2,931,000 | 1,876 |
| Provision for loan and lease losses | $132,000 | 1,221 |
| Total noninterest income | $1,024,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $338,000 | 914 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $686,000 | 1,212 |
| Total noninterest expense | $2,701,000 | 1,780 |
| Salaries and employee benefits | $1,421,000 | 1,862 |
| Premises and equipment expense | $580,000 | 1,052 |
| Additional noninterest expense | $700,000 | 2,103 |
| Pre-tax net operating income | $1,122,000 | 1,679 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $265,000 | 1,565 |
| Income before extraordinary items | $857,000 | 1,826 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $857,000 | 1,828 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $857,000 | 1,828 |
| Net charge-offs | $48,000 | 1,594 |
| Cash dividends | $200,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 465 |
| Net operating income | $857,000 | 1,757 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,542,000 | 1,968 |
| Total interest expense | $1,140,000 | 2,348 |
| Net interest income | $11,402,000 | 1,909 |
| Provision for loan and lease losses | $350,000 | 1,826 |
| Total noninterest income | $2,353,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,355,000 | 977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $998,000 | 2,327 |
| Total noninterest expense | $10,290,000 | 1,836 |
| Salaries and employee benefits | $5,281,000 | 1,946 |
| Premises and equipment expense | $2,210,000 | 1,084 |
| Additional noninterest expense | $2,799,000 | 2,165 |
| Pre-tax net operating income | $3,115,000 | 2,213 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $917,000 | 1,632 |
| Income before extraordinary items | $2,198,000 | 2,523 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,198,000 | 2,523 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,198,000 | 2,523 |
| Net charge-offs | $266,000 | 2,148 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 681 |
| Net operating income | $2,198,000 | 2,490 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,301,000 | 1,998 |
| Total interest expense | $848,000 | 2,399 |
| Net interest income | $8,453,000 | 1,936 |
| Provision for loan and lease losses | $260,000 | 1,775 |
| Total noninterest income | $1,737,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $987,000 | 1,013 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $750,000 | 2,345 |
| Total noninterest expense | $7,699,000 | 1,845 |
| Salaries and employee benefits | $3,982,000 | 1,937 |
| Premises and equipment expense | $1,663,000 | 1,091 |
| Additional noninterest expense | $2,054,000 | 2,185 |
| Pre-tax net operating income | $2,231,000 | 2,331 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $648,000 | 1,735 |
| Income before extraordinary items | $1,583,000 | 2,635 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,583,000 | 2,635 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,583,000 | 2,635 |
| Net charge-offs | $308,000 | 1,585 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 643 |
| Net operating income | $1,583,000 | 2,583 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 2,032 |
| Total interest expense | $563,000 | 2,430 |
| Net interest income | $5,521,000 | 1,952 |
| Provision for loan and lease losses | $170,000 | 1,801 |
| Total noninterest income | $1,243,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $625,000 | 1,052 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $618,000 | 2,014 |
| Total noninterest expense | $5,161,000 | 1,828 |
| Salaries and employee benefits | $2,654,000 | 1,952 |
| Premises and equipment expense | $1,101,000 | 1,101 |
| Additional noninterest expense | $1,406,000 | 2,136 |
| Pre-tax net operating income | $1,433,000 | 2,344 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $412,000 | 1,734 |
| Income before extraordinary items | $1,021,000 | 2,608 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,021,000 | 2,611 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,021,000 | 2,612 |
| Net charge-offs | $343,000 | 1,156 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 612 |
| Net operating income | $1,021,000 | 2,564 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 2,062 |
| Total interest expense | $289,000 | 2,424 |
| Net interest income | $2,685,000 | 1,995 |
| Provision for loan and lease losses | $80,000 | 1,764 |
| Total noninterest income | $586,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $301,000 | 1,077 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $285,000 | 2,067 |
| Total noninterest expense | $2,631,000 | 1,806 |
| Salaries and employee benefits | $1,345,000 | 1,932 |
| Premises and equipment expense | $557,000 | 1,118 |
| Additional noninterest expense | $729,000 | 2,070 |
| Pre-tax net operating income | $560,000 | 2,695 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $161,000 | 1,930 |
| Income before extraordinary items | $399,000 | 3,003 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 3,006 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $399,000 | 3,006 |
| Net charge-offs | $342,000 | 655 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 574 |
| Net operating income | $399,000 | 2,970 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,901,000 | 2,068 |
| Total interest expense | $1,423,000 | 2,253 |
| Net interest income | $10,478,000 | 2,015 |
| Provision for loan and lease losses | $920,000 | 1,181 |
| Total noninterest income | $2,308,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,208,000 | 1,147 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,100,000 | 2,244 |
| Total noninterest expense | $9,568,000 | 1,971 |
| Salaries and employee benefits | $4,735,000 | 2,162 |
| Premises and equipment expense | $2,039,000 | 1,176 |
| Additional noninterest expense | $2,794,000 | 2,236 |
| Pre-tax net operating income | $2,298,000 | 2,603 |
| Securities gains (losses) | $46,000 | 1,855 |
| Applicable income taxes | $721,000 | 1,786 |
| Income before extraordinary items | $1,623,000 | 3,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,623,000 | 3,015 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,623,000 | 3,016 |
| Net charge-offs | $764,000 | 1,539 |
| Cash dividends | $1,222,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 686 |
| Net operating income | $1,591,260 | 2,983 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,917,000 | 2,076 |
| Total interest expense | $1,084,000 | 2,294 |
| Net interest income | $7,833,000 | 2,026 |
| Provision for loan and lease losses | $690,000 | 1,199 |
| Total noninterest income | $1,696,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $891,000 | 1,165 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $805,000 | 2,346 |
| Total noninterest expense | $6,884,000 | 2,058 |
| Salaries and employee benefits | $3,440,000 | 2,217 |
| Premises and equipment expense | $1,464,000 | 1,226 |
| Additional noninterest expense | $1,980,000 | 2,329 |
| Pre-tax net operating income | $1,955,000 | 2,467 |
| Securities gains (losses) | $45,000 | 1,740 |
| Applicable income taxes | $628,000 | 1,684 |
| Income before extraordinary items | $1,372,000 | 2,825 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,372,000 | 2,829 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,372,000 | 2,829 |
| Net charge-offs | $553,000 | 1,491 |
| Cash dividends | $1,077,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 627 |
| Net operating income | $1,340,950 | 2,792 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 2,070 |
| Total interest expense | $744,000 | 2,292 |
| Net interest income | $5,217,000 | 2,012 |
| Provision for loan and lease losses | $275,000 | 1,759 |
| Total noninterest income | $1,159,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $592,000 | 1,142 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $567,000 | 2,306 |
| Total noninterest expense | $4,445,000 | 2,120 |
| Salaries and employee benefits | $2,274,000 | 2,238 |
| Premises and equipment expense | $956,000 | 1,252 |
| Additional noninterest expense | $1,215,000 | 2,508 |
| Pre-tax net operating income | $1,656,000 | 2,025 |
| Securities gains (losses) | $45,000 | 1,592 |
| Applicable income taxes | $543,000 | 1,430 |
| Income before extraordinary items | $1,158,000 | 2,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,158,000 | 2,361 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,158,000 | 2,359 |
| Net charge-offs | $39,000 | 3,556 |
| Cash dividends | $948,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 582 |
| Net operating income | $1,127,400 | 2,316 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 2,126 |
| Total interest expense | $383,000 | 2,291 |
| Net interest income | $2,544,000 | 2,059 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $578,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $299,000 | 1,119 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $279,000 | 2,318 |
| Total noninterest expense | $2,171,000 | 2,190 |
| Salaries and employee benefits | $1,122,000 | 2,282 |
| Premises and equipment expense | $470,000 | 1,294 |
| Additional noninterest expense | $579,000 | 2,627 |
| Pre-tax net operating income | $906,000 | 1,862 |
| Securities gains (losses) | $45,000 | 962 |
| Applicable income taxes | $306,000 | 1,304 |
| Income before extraordinary items | $645,000 | 2,132 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $645,000 | 2,134 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $645,000 | 2,134 |
| Net charge-offs | $-63,000 | 6,757 |
| Cash dividends | $462,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 530 |
| Net operating income | $614,400 | 2,136 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,289,000 | 2,300 |
| Total interest expense | $1,774,000 | 2,377 |
| Net interest income | $9,515,000 | 2,257 |
| Provision for loan and lease losses | $515,000 | 2,686 |
| Total noninterest income | $1,331,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,262,000 | 1,132 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $69,000 | 5,630 |
| Total noninterest expense | $8,660,000 | 2,189 |
| Salaries and employee benefits | $4,224,000 | 2,336 |
| Premises and equipment expense | $1,933,000 | 1,221 |
| Additional noninterest expense | $2,503,000 | 2,563 |
| Pre-tax net operating income | $1,671,000 | 3,147 |
| Securities gains (losses) | $200,000 | 1,699 |
| Applicable income taxes | $589,000 | 2,016 |
| Income before extraordinary items | $1,282,000 | 3,407 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,282,000 | 3,408 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,282,000 | 3,409 |
| Net charge-offs | $90,000 | 4,509 |
| Cash dividends | $1,101,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 661 |
| Net operating income | $1,144,000 | 3,498 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,366,000 | 2,373 |
| Total interest expense | $1,344,000 | 2,447 |
| Net interest income | $7,022,000 | 2,333 |
| Provision for loan and lease losses | $470,000 | 2,357 |
| Total noninterest income | $792,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $944,000 | 1,139 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-152,000 | 6,957 |
| Total noninterest expense | $6,413,000 | 2,232 |
| Salaries and employee benefits | $3,160,000 | 2,339 |
| Premises and equipment expense | $1,461,000 | 1,224 |
| Additional noninterest expense | $1,792,000 | 2,686 |
| Pre-tax net operating income | $931,000 | 3,757 |
| Securities gains (losses) | $200,000 | 1,440 |
| Applicable income taxes | $354,000 | 2,302 |
| Income before extraordinary items | $777,000 | 3,907 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $777,000 | 3,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $777,000 | 3,909 |
| Net charge-offs | $89,000 | 4,081 |
| Cash dividends | $695,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 601 |
| Net operating income | $639,000 | 4,080 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 2,399 |
| Total interest expense | $908,000 | 2,501 |
| Net interest income | $4,621,000 | 2,359 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $195,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $624,000 | 1,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-429,000 | 7,157 |
| Total noninterest expense | $4,224,000 | 2,268 |
| Salaries and employee benefits | $2,115,000 | 2,340 |
| Premises and equipment expense | $967,000 | 1,231 |
| Additional noninterest expense | $1,142,000 | 2,805 |
| Pre-tax net operating income | $502,000 | 4,112 |
| Securities gains (losses) | $64,000 | 1,886 |
| Applicable income taxes | $180,000 | 2,546 |
| Income before extraordinary items | $386,000 | 4,432 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $386,000 | 4,438 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $386,000 | 4,436 |
| Net charge-offs | $50,000 | 4,033 |
| Cash dividends | $472,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 549 |
| Net operating income | $342,480 | 4,430 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 2,421 |
| Total interest expense | $465,000 | 2,541 |
| Net interest income | $2,311,000 | 2,369 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $-262,000 | 7,255 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $312,000 | 1,125 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-574,000 | 7,277 |
| Total noninterest expense | $2,152,000 | 2,215 |
| Salaries and employee benefits | $1,068,000 | 2,339 |
| Premises and equipment expense | $508,000 | 1,177 |
| Additional noninterest expense | $576,000 | 2,744 |
| Pre-tax net operating income | $-148,000 | 6,799 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-62,000 | 7,128 |
| Income before extraordinary items | $-86,000 | 6,784 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-86,000 | 6,785 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-86,000 | 6,785 |
| Net charge-offs | $39,000 | 3,220 |
| Cash dividends | $128,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 521 |
| Net operating income | $-86,000 | 6,722 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,579,000 | 2,411 |
| Total interest expense | $2,455,000 | 2,356 |
| Net interest income | $9,124,000 | 2,397 |
| Provision for loan and lease losses | $450,000 | 3,593 |
| Total noninterest income | $1,248,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,110,000 | 1,335 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $138,000 | 4,947 |
| Total noninterest expense | $8,195,000 | 2,316 |
| Salaries and employee benefits | $3,963,000 | 2,425 |
| Premises and equipment expense | $1,847,000 | 1,345 |
| Additional noninterest expense | $2,385,000 | 2,686 |
| Pre-tax net operating income | $1,727,000 | 2,776 |
| Securities gains (losses) | $20,000 | 3,083 |
| Applicable income taxes | $556,000 | 1,933 |
| Income before extraordinary items | $1,191,000 | 3,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,191,000 | 3,225 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,191,000 | 3,225 |
| Net charge-offs | $297,000 | 3,814 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 757 |
| Net operating income | $1,177,400 | 3,148 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 2,428 |
| Total interest expense | $1,896,000 | 2,383 |
| Net interest income | $6,832,000 | 2,412 |
| Provision for loan and lease losses | $320,000 | 3,519 |
| Total noninterest income | $848,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $792,000 | 1,403 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $56,000 | 5,669 |
| Total noninterest expense | $6,189,000 | 2,314 |
| Salaries and employee benefits | $2,945,000 | 2,443 |
| Premises and equipment expense | $1,408,000 | 1,341 |
| Additional noninterest expense | $1,836,000 | 2,643 |
| Pre-tax net operating income | $1,171,000 | 3,038 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $374,000 | 2,010 |
| Income before extraordinary items | $800,000 | 3,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $800,000 | 3,519 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $800,000 | 3,519 |
| Net charge-offs | $187,000 | 3,794 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 720 |
| Net operating income | $797,960 | 3,410 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,849,000 | 2,430 |
| Total interest expense | $1,298,000 | 2,408 |
| Net interest income | $4,551,000 | 2,412 |
| Provision for loan and lease losses | $230,000 | 3,361 |
| Total noninterest income | $506,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $507,000 | 1,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,000 | 6,984 |
| Total noninterest expense | $4,115,000 | 2,343 |
| Salaries and employee benefits | $1,959,000 | 2,463 |
| Premises and equipment expense | $934,000 | 1,350 |
| Additional noninterest expense | $1,222,000 | 2,700 |
| Pre-tax net operating income | $712,000 | 3,157 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $234,000 | 2,055 |
| Income before extraordinary items | $478,000 | 3,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $478,000 | 3,679 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $478,000 | 3,680 |
| Net charge-offs | $133,000 | 3,551 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 658 |
| Net operating income | $478,000 | 3,568 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 2,480 |
| Total interest expense | $675,000 | 2,394 |
| Net interest income | $2,198,000 | 2,508 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $420,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $263,000 | 1,358 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $157,000 | 2,827 |
| Total noninterest expense | $2,035,000 | 2,387 |
| Salaries and employee benefits | $999,000 | 2,436 |
| Premises and equipment expense | $452,000 | 1,426 |
| Additional noninterest expense | $584,000 | 2,776 |
| Pre-tax net operating income | $493,000 | 2,584 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $165,000 | 1,700 |
| Income before extraordinary items | $328,000 | 3,046 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $328,000 | 3,045 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $328,000 | 3,046 |
| Net charge-offs | $25,000 | 3,891 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 601 |
| Net operating income | $328,000 | 2,991 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,858,000 | 2,517 |
| Total interest expense | $3,215,000 | 2,448 |
| Net interest income | $8,643,000 | 2,546 |
| Provision for loan and lease losses | $741,000 | 3,510 |
| Total noninterest income | $1,595,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,262,000 | 1,190 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $333,000 | 3,805 |
| Total noninterest expense | $7,789,000 | 2,477 |
| Salaries and employee benefits | $3,631,000 | 2,642 |
| Premises and equipment expense | $1,770,000 | 1,451 |
| Additional noninterest expense | $2,388,000 | 2,784 |
| Pre-tax net operating income | $1,708,000 | 2,514 |
| Securities gains (losses) | $124,000 | 1,978 |
| Applicable income taxes | $619,000 | 1,698 |
| Income before extraordinary items | $1,213,000 | 2,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,213,000 | 2,887 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,213,000 | 2,891 |
| Net charge-offs | $349,000 | 4,118 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,009 |
| Net operating income | $1,131,160 | 2,888 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,958,000 | 2,567 |
| Total interest expense | $2,496,000 | 2,480 |
| Net interest income | $6,462,000 | 2,581 |
| Provision for loan and lease losses | $606,000 | 3,227 |
| Total noninterest income | $1,117,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $936,000 | 1,234 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $181,000 | 4,344 |
| Total noninterest expense | $5,717,000 | 2,534 |
| Salaries and employee benefits | $2,683,000 | 2,681 |
| Premises and equipment expense | $1,302,000 | 1,490 |
| Additional noninterest expense | $1,732,000 | 2,807 |
| Pre-tax net operating income | $1,256,000 | 2,696 |
| Securities gains (losses) | $124,000 | 1,760 |
| Applicable income taxes | $475,000 | 1,723 |
| Income before extraordinary items | $905,000 | 3,068 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $905,000 | 3,066 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $905,000 | 3,069 |
| Net charge-offs | $103,000 | 4,869 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 986 |
| Net operating income | $823,160 | 3,111 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 2,569 |
| Total interest expense | $1,717,000 | 2,491 |
| Net interest income | $4,325,000 | 2,561 |
| Provision for loan and lease losses | $296,000 | 3,685 |
| Total noninterest income | $728,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $608,000 | 1,288 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $120,000 | 4,340 |
| Total noninterest expense | $3,826,000 | 2,531 |
| Salaries and employee benefits | $1,764,000 | 2,740 |
| Premises and equipment expense | $861,000 | 1,527 |
| Additional noninterest expense | $1,201,000 | 2,715 |
| Pre-tax net operating income | $931,000 | 2,516 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $319,000 | 1,681 |
| Income before extraordinary items | $612,000 | 3,025 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $612,000 | 3,020 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $612,000 | 3,023 |
| Net charge-offs | $73,000 | 4,560 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 914 |
| Net operating income | $612,000 | 2,915 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 2,666 |
| Total interest expense | $889,000 | 2,524 |
| Net interest income | $2,079,000 | 2,677 |
| Provision for loan and lease losses | $236,000 | 2,770 |
| Total noninterest income | $379,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $302,000 | 1,299 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $1,880,000 | 2,597 |
| Salaries and employee benefits | $874,000 | 2,800 |
| Premises and equipment expense | $427,000 | 1,580 |
| Additional noninterest expense | $579,000 | 2,795 |
| Pre-tax net operating income | $342,000 | 3,122 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $118,000 | 1,962 |
| Income before extraordinary items | $224,000 | 3,674 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $224,000 | 3,671 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $224,000 | 3,673 |
| Net charge-offs | $-9,000 | 7,459 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 864 |
| Net operating income | $224,000 | 3,544 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,815,000 | 2,794 |
| Total interest expense | $4,519,000 | 2,470 |
| Net interest income | $7,296,000 | 2,952 |
| Provision for loan and lease losses | $635,000 | 4,170 |
| Total noninterest income | $1,695,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,147,000 | 1,490 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $548,000 | 3,045 |
| Total noninterest expense | $7,441,000 | 2,652 |
| Salaries and employee benefits | $3,382,000 | 2,875 |
| Premises and equipment expense | $1,665,000 | 1,612 |
| Additional noninterest expense | $2,394,000 | 2,846 |
| Pre-tax net operating income | $915,000 | 3,123 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $314,000 | 1,987 |
| Income before extraordinary items | $601,000 | 3,594 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $601,000 | 3,593 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $601,000 | 3,593 |
| Net charge-offs | $376,000 | 4,181 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,162 |
| Net operating income | $601,000 | 3,526 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 2,854 |
| Total interest expense | $3,473,000 | 2,518 |
| Net interest income | $5,329,000 | 3,023 |
| Provision for loan and lease losses | $575,000 | 3,589 |
| Total noninterest income | $1,189,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $802,000 | 1,580 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $387,000 | 3,238 |
| Total noninterest expense | $5,405,000 | 2,733 |
| Salaries and employee benefits | $2,560,000 | 2,878 |
| Premises and equipment expense | $1,224,000 | 1,675 |
| Additional noninterest expense | $1,621,000 | 3,095 |
| Pre-tax net operating income | $538,000 | 3,789 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $185,000 | 2,395 |
| Income before extraordinary items | $353,000 | 4,217 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $353,000 | 4,212 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $353,000 | 4,215 |
| Net charge-offs | $273,000 | 3,855 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,089 |
| Net operating income | $353,000 | 4,141 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 2,950 |
| Total interest expense | $2,325,000 | 2,611 |
| Net interest income | $3,385,000 | 3,140 |
| Provision for loan and lease losses | $430,000 | 3,164 |
| Total noninterest income | $691,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $469,000 | 1,767 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $222,000 | 3,487 |
| Total noninterest expense | $3,585,000 | 2,773 |
| Salaries and employee benefits | $1,711,000 | 2,897 |
| Premises and equipment expense | $831,000 | 1,669 |
| Additional noninterest expense | $1,043,000 | 3,190 |
| Pre-tax net operating income | $61,000 | 5,451 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $22,000 | 3,645 |
| Income before extraordinary items | $39,000 | 5,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 5,648 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $39,000 | 5,648 |
| Net charge-offs | $217,000 | 3,327 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,065 |
| Net operating income | $39,000 | 5,566 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 3,133 |
| Total interest expense | $1,148,000 | 2,732 |
| Net interest income | $1,547,000 | 3,363 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $324,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $213,000 | 1,866 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $111,000 | 3,492 |
| Total noninterest expense | $1,691,000 | 2,828 |
| Salaries and employee benefits | $852,000 | 2,945 |
| Premises and equipment expense | $410,000 | 1,719 |
| Additional noninterest expense | $429,000 | 3,388 |
| Pre-tax net operating income | $100,000 | 5,035 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $35,000 | 3,173 |
| Income before extraordinary items | $65,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $65,000 | 5,465 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $65,000 | 5,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,133,000 | 3,490 |
| Total interest expense | $4,878,000 | 3,012 |
| Net interest income | $5,255,000 | 3,804 |
| Provision for loan and lease losses | $101,000 | 6,023 |
| Total noninterest income | $1,555,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $894,000 | 1,929 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $661,000 | 2,736 |
| Total noninterest expense | $6,328,000 | 2,926 |
| Salaries and employee benefits | $2,906,000 | 3,339 |
| Premises and equipment expense | $1,632,000 | 1,689 |
| Additional noninterest expense | $1,790,000 | 3,152 |
| Pre-tax net operating income | $381,000 | 5,184 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $113,000 | 3,294 |
| Income before extraordinary items | $268,000 | 5,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $268,000 | 5,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 5,195 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,263 |
| Net operating income | $268,000 | 5,391 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,507,000 | 3,591 |
| Total interest expense | $3,703,000 | 3,098 |
| Net interest income | $3,804,000 | 3,932 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $1,221,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $651,000 | 1,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $570,000 | 2,601 |
| Total noninterest expense | $4,688,000 | 2,937 |
| Salaries and employee benefits | $2,159,000 | 3,414 |
| Premises and equipment expense | $1,206,000 | 1,720 |
| Additional noninterest expense | $1,323,000 | 3,098 |
| Pre-tax net operating income | $247,000 | 5,852 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $68,000 | 3,904 |
| Income before extraordinary items | $179,000 | 5,814 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $179,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,131 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,127 |
| Net operating income | $179,000 | 5,988 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 3,663 |
| Total interest expense | $2,497,000 | 3,191 |
| Net interest income | $2,470,000 | 4,018 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $891,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $414,000 | 2,041 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $477,000 | 2,319 |
| Total noninterest expense | $3,077,000 | 2,987 |
| Salaries and employee benefits | $1,433,000 | 3,460 |
| Premises and equipment expense | $764,000 | 1,790 |
| Additional noninterest expense | $880,000 | 3,074 |
| Pre-tax net operating income | $259,000 | 5,454 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $89,000 | 3,571 |
| Income before extraordinary items | $170,000 | 5,831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,054 |
| Net operating income | $170,000 | 5,766 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 3,675 |
| Total interest expense | $1,287,000 | 3,280 |
| Net interest income | $1,259,000 | 3,958 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $397,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $211,000 | 1,982 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $186,000 | 2,685 |
| Total noninterest expense | $1,487,000 | 3,090 |
| Salaries and employee benefits | $704,000 | 3,529 |
| Premises and equipment expense | $369,000 | 1,844 |
| Additional noninterest expense | $414,000 | 3,210 |
| Pre-tax net operating income | $154,000 | 5,404 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $53,000 | 3,501 |
| Income before extraordinary items | $101,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,000 | 5,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,835,000 | 3,566 |
| Total interest expense | $5,107,000 | 3,413 |
| Net interest income | $5,728,000 | 3,630 |
| Provision for loan and lease losses | $155,000 | 4,277 |
| Total noninterest income | $2,461,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $878,000 | 1,969 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,583,000 | 1,612 |
| Total noninterest expense | $5,603,000 | 3,147 |
| Salaries and employee benefits | $2,784,000 | 3,430 |
| Premises and equipment expense | $1,299,000 | 2,011 |
| Additional noninterest expense | $1,520,000 | 3,377 |
| Pre-tax net operating income | $2,431,000 | 2,889 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $823,000 | 2,100 |
| Income before extraordinary items | $1,608,000 | 3,283 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,608,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,136 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,257 |
| Net operating income | $1,608,000 | 3,269 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,074,000 | 3,588 |
| Total interest expense | $3,782,000 | 3,441 |
| Net interest income | $4,292,000 | 3,648 |
| Provision for loan and lease losses | $155,000 | 3,427 |
| Total noninterest income | $2,122,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $647,000 | 1,985 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,475,000 | 1,392 |
| Total noninterest expense | $4,228,000 | 3,091 |
| Salaries and employee benefits | $2,117,000 | 3,376 |
| Premises and equipment expense | $961,000 | 2,016 |
| Additional noninterest expense | $1,150,000 | 3,307 |
| Pre-tax net operating income | $2,031,000 | 2,795 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $598,000 | 2,294 |
| Income before extraordinary items | $1,433,000 | 3,074 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,433,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,126 |
| Net operating income | $1,433,000 | 3,052 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 3,650 |
| Total interest expense | $2,441,000 | 3,525 |
| Net interest income | $2,827,000 | 3,691 |
| Provision for loan and lease losses | $125,000 | 2,906 |
| Total noninterest income | $712,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $431,000 | 1,992 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $281,000 | 3,126 |
| Total noninterest expense | $2,746,000 | 3,197 |
| Salaries and employee benefits | $1,393,000 | 3,433 |
| Premises and equipment expense | $633,000 | 2,052 |
| Additional noninterest expense | $720,000 | 3,484 |
| Pre-tax net operating income | $668,000 | 4,427 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $226,000 | 3,104 |
| Income before extraordinary items | $442,000 | 4,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $442,000 | 4,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $442,000 | 4,841 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 3,721 |
| Total interest expense | $1,172,000 | 3,595 |
| Net interest income | $1,385,000 | 3,748 |
| Provision for loan and lease losses | $125,000 | 1,705 |
| Total noninterest income | $346,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $223,000 | 1,880 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $1,283,000 | 3,385 |
| Salaries and employee benefits | $669,000 | 3,586 |
| Premises and equipment expense | $292,000 | 2,239 |
| Additional noninterest expense | $322,000 | 3,755 |
| Pre-tax net operating income | $323,000 | 4,486 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $108,000 | 3,167 |
| Income before extraordinary items | $215,000 | 4,894 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $215,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,512 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $215,000 | 4,870 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,592,000 | 4,006 |
| Total interest expense | $3,680,000 | 3,792 |
| Net interest income | $4,912,000 | 4,056 |
| Provision for loan and lease losses | $224,000 | 3,327 |
| Total noninterest income | $1,458,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $899,000 | 1,918 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $559,000 | 3,143 |
| Total noninterest expense | $5,101,000 | 3,298 |
| Salaries and employee benefits | $2,337,000 | 3,805 |
| Premises and equipment expense | $1,157,000 | 2,136 |
| Additional noninterest expense | $1,607,000 | 3,109 |
| Pre-tax net operating income | $1,045,000 | 5,095 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $345,000 | 3,608 |
| Income before extraordinary items | $700,000 | 5,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $700,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $700,000 | 5,505 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 4,108 |
| Total interest expense | $2,567,000 | 3,886 |
| Net interest income | $3,596,000 | 4,161 |
| Provision for loan and lease losses | $164,000 | 3,255 |
| Total noninterest income | $1,082,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $672,000 | 1,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $410,000 | 3,178 |
| Total noninterest expense | $3,847,000 | 3,263 |
| Salaries and employee benefits | $1,759,000 | 3,788 |
| Premises and equipment expense | $865,000 | 2,160 |
| Additional noninterest expense | $1,223,000 | 3,074 |
| Pre-tax net operating income | $667,000 | 5,640 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $218,000 | 4,024 |
| Income before extraordinary items | $449,000 | 6,001 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $449,000 | 6,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $449,000 | 5,999 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 4,238 |
| Total interest expense | $1,601,000 | 3,950 |
| Net interest income | $2,247,000 | 4,377 |
| Provision for loan and lease losses | $84,000 | 3,673 |
| Total noninterest income | $715,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $425,000 | 1,992 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $290,000 | 3,085 |
| Total noninterest expense | $2,611,000 | 3,235 |
| Salaries and employee benefits | $1,156,000 | 3,848 |
| Premises and equipment expense | $550,000 | 2,259 |
| Additional noninterest expense | $905,000 | 2,800 |
| Pre-tax net operating income | $267,000 | 6,663 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $91,000 | 4,629 |
| Income before extraordinary items | $176,000 | 6,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $176,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $176,000 | 6,952 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 4,329 |
| Total interest expense | $752,000 | 3,988 |
| Net interest income | $1,082,000 | 4,477 |
| Provision for loan and lease losses | $46,000 | 3,241 |
| Total noninterest income | $352,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $194,000 | 2,102 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $158,000 | 2,884 |
| Total noninterest expense | $1,191,000 | 3,496 |
| Salaries and employee benefits | $566,000 | 3,920 |
| Premises and equipment expense | $257,000 | 2,420 |
| Additional noninterest expense | $368,000 | 3,340 |
| Pre-tax net operating income | $197,000 | 5,870 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $61,000 | 4,248 |
| Income before extraordinary items | $136,000 | 6,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $136,000 | 6,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 4,611 |
| Total interest expense | $2,081,000 | 4,318 |
| Net interest income | $3,909,000 | 4,694 |
| Provision for loan and lease losses | $227,000 | 3,365 |
| Total noninterest income | $1,384,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $774,000 | 2,165 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $610,000 | 3,025 |
| Total noninterest expense | $4,269,000 | 3,677 |
| Salaries and employee benefits | $2,096,000 | 3,992 |
| Premises and equipment expense | $891,000 | 2,624 |
| Additional noninterest expense | $1,282,000 | 3,665 |
| Pre-tax net operating income | $797,000 | 5,880 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $278,000 | 4,223 |
| Income before extraordinary items | $519,000 | 6,292 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $519,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,519 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $519,000 | 6,262 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 4,667 |
| Total interest expense | $1,469,000 | 4,352 |
| Net interest income | $2,874,000 | 4,772 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $1,071,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $576,000 | 2,183 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $495,000 | 2,905 |
| Total noninterest expense | $3,128,000 | 3,719 |
| Salaries and employee benefits | $1,584,000 | 3,926 |
| Premises and equipment expense | $663,000 | 2,621 |
| Additional noninterest expense | $881,000 | 3,876 |
| Pre-tax net operating income | $767,000 | 5,430 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $255,000 | 4,060 |
| Income before extraordinary items | $512,000 | 5,848 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $512,000 | 5,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $512,000 | 5,811 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 4,674 |
| Total interest expense | $931,000 | 4,353 |
| Net interest income | $1,907,000 | 4,754 |
| Provision for loan and lease losses | $35,000 | 5,026 |
| Total noninterest income | $650,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $349,000 | 2,315 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $301,000 | 3,048 |
| Total noninterest expense | $2,017,000 | 3,791 |
| Salaries and employee benefits | $1,044,000 | 3,942 |
| Premises and equipment expense | $414,000 | 2,760 |
| Additional noninterest expense | $559,000 | 4,014 |
| Pre-tax net operating income | $505,000 | 5,462 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $162,000 | 4,130 |
| Income before extraordinary items | $343,000 | 5,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $343,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $343,000 | 5,786 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 4,749 |
| Total interest expense | $418,000 | 4,536 |
| Net interest income | $957,000 | 4,755 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $340,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $169,000 | 2,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $171,000 | 2,745 |
| Total noninterest expense | $1,015,000 | 3,801 |
| Salaries and employee benefits | $519,000 | 3,984 |
| Premises and equipment expense | $198,000 | 2,904 |
| Additional noninterest expense | $298,000 | 3,818 |
| Pre-tax net operating income | $257,000 | 5,388 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $73,000 | 4,232 |
| Income before extraordinary items | $184,000 | 5,630 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $184,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $184,000 | 5,585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 5,059 |
| Total interest expense | $1,239,000 | 5,032 |
| Net interest income | $3,448,000 | 4,958 |
| Provision for loan and lease losses | $157,000 | 4,163 |
| Total noninterest income | $1,740,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $696,000 | 2,378 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,044,000 | 2,084 |
| Total noninterest expense | $3,927,000 | 3,812 |
| Salaries and employee benefits | $1,920,000 | 4,128 |
| Premises and equipment expense | $769,000 | 2,888 |
| Additional noninterest expense | $1,238,000 | 3,647 |
| Pre-tax net operating income | $1,104,000 | 4,989 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $45,000 | 6,100 |
| Income before extraordinary items | $1,059,000 | 4,543 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,059,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,787 |
| Cash dividends | $50,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,059,000 | 4,465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 5,142 |
| Total interest expense | $876,000 | 5,165 |
| Net interest income | $2,527,000 | 5,026 |
| Provision for loan and lease losses | $57,000 | 5,224 |
| Total noninterest income | $854,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $532,000 | 2,365 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $322,000 | 3,605 |
| Total noninterest expense | $2,927,000 | 3,785 |
| Salaries and employee benefits | $1,436,000 | 4,098 |
| Premises and equipment expense | $552,000 | 2,984 |
| Additional noninterest expense | $939,000 | 3,592 |
| Pre-tax net operating income | $397,000 | 6,753 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $397,000 | 6,346 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $397,000 | 6,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $397,000 | 6,264 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 5,215 |
| Total interest expense | $555,000 | 5,355 |
| Net interest income | $1,661,000 | 5,069 |
| Provision for loan and lease losses | $37,000 | 5,122 |
| Total noninterest income | $618,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $372,000 | 2,281 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $246,000 | 3,353 |
| Total noninterest expense | $1,973,000 | 3,776 |
| Salaries and employee benefits | $982,000 | 4,042 |
| Premises and equipment expense | $363,000 | 3,034 |
| Additional noninterest expense | $628,000 | 3,612 |
| Pre-tax net operating income | $269,000 | 6,702 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $269,000 | 6,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,968 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $269,000 | 6,195 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,317 |
| Total interest expense | $272,000 | 5,466 |
| Net interest income | $813,000 | 5,148 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $317,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $184,000 | 2,241 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $133,000 | 3,151 |
| Total noninterest expense | $994,000 | 3,777 |
| Salaries and employee benefits | $501,000 | 3,997 |
| Premises and equipment expense | $170,000 | 3,240 |
| Additional noninterest expense | $323,000 | 3,527 |
| Pre-tax net operating income | $124,000 | 6,805 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $124,000 | 6,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $124,000 | 6,321 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 5,689 |
| Total interest expense | $1,021,000 | 6,060 |
| Net interest income | $2,929,000 | 5,386 |
| Provision for loan and lease losses | $219,000 | 3,870 |
| Total noninterest income | $1,094,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $675,000 | 2,435 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $419,000 | 3,890 |
| Total noninterest expense | $3,508,000 | 4,105 |
| Salaries and employee benefits | $1,749,000 | 4,345 |
| Premises and equipment expense | $625,000 | 3,407 |
| Additional noninterest expense | $1,134,000 | 3,899 |
| Pre-tax net operating income | $296,000 | 7,447 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-61,000 | 8,884 |
| Income before extraordinary items | $357,000 | 6,999 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $357,000 | 7,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,779 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 803 |
| Net operating income | $357,000 | 6,852 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 5,700 |
| Total interest expense | $751,000 | 6,273 |
| Net interest income | $2,257,000 | 5,311 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $681,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $495,000 | 2,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 4,936 |
| Total noninterest expense | $2,563,000 | 4,183 |
| Salaries and employee benefits | $1,284,000 | 4,406 |
| Premises and equipment expense | $487,000 | 3,291 |
| Additional noninterest expense | $792,000 | 4,083 |
| Pre-tax net operating income | $260,000 | 7,388 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-61,000 | 9,032 |
| Income before extraordinary items | $321,000 | 6,825 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $321,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,709 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 640 |
| Net operating income | $321,000 | 6,647 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,847 |
| Total interest expense | $495,000 | 6,416 |
| Net interest income | $1,448,000 | 5,441 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $461,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $322,000 | 2,513 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $139,000 | 4,696 |
| Total noninterest expense | $1,673,000 | 4,257 |
| Salaries and employee benefits | $852,000 | 4,423 |
| Premises and equipment expense | $347,000 | 3,096 |
| Additional noninterest expense | $474,000 | 4,417 |
| Pre-tax net operating income | $211,000 | 7,120 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-61,000 | 9,095 |
| Income before extraordinary items | $272,000 | 6,328 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $272,000 | 6,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,602 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 508 |
| Net operating income | $272,000 | 6,113 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 6,006 |
| Total interest expense | $241,000 | 6,590 |
| Net interest income | $686,000 | 5,612 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $228,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $147,000 | 2,616 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $818,000 | 4,295 |
| Salaries and employee benefits | $421,000 | 4,463 |
| Premises and equipment expense | $181,000 | 3,001 |
| Additional noninterest expense | $216,000 | 4,699 |
| Pre-tax net operating income | $91,000 | 7,328 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-61,000 | 9,192 |
| Income before extraordinary items | $152,000 | 5,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 332 |
| Net operating income | $152,000 | 5,805 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 6,520 |
| Total interest expense | $926,000 | 7,126 |
| Net interest income | $2,388,000 | 6,062 |
| Provision for loan and lease losses | $156,000 | 4,843 |
| Total noninterest income | $832,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $580,000 | 2,628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 4,595 |
| Total noninterest expense | $2,956,000 | 4,508 |
| Salaries and employee benefits | $1,497,000 | 4,706 |
| Premises and equipment expense | $550,000 | 3,668 |
| Additional noninterest expense | $909,000 | 4,511 |
| Pre-tax net operating income | $108,000 | 8,290 |
| Securities gains (losses) | $35,000 | 2,707 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $143,000 | 8,124 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $143,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 744 |
| Net operating income | $108,000 | 8,197 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 7,117 |
| Total interest expense | $1,221,000 | 7,581 |
| Net interest income | $1,912,000 | 6,577 |
| Provision for loan and lease losses | $111,000 | 5,423 |
| Total noninterest income | $632,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $368,000 | 3,624 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $264,000 | 4,383 |
| Total noninterest expense | $2,348,000 | 5,175 |
| Salaries and employee benefits | $1,132,000 | 5,535 |
| Premises and equipment expense | $508,000 | 3,822 |
| Additional noninterest expense | $708,000 | 5,256 |
| Pre-tax net operating income | $85,000 | 8,400 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $85,000 | 8,420 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $85,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,830 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,117,000 | 383 |
| Net operating income | $85,000 | 8,319 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 7,109 |
| Total interest expense | $1,299,000 | 7,582 |
| Net interest income | $2,002,000 | 6,553 |
| Provision for loan and lease losses | $380,000 | 2,366 |
| Total noninterest income | $490,000 | 4,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,331 |
| Total noninterest expense | $2,473,000 | 4,895 |
| Salaries and employee benefits | $1,138,000 | 5,426 |
| Premises and equipment expense | $479,000 | 3,923 |
| Additional noninterest expense | $856,000 | 4,514 |
| Pre-tax net operating income | $-361,000 | 9,462 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-361,000 | 9,492 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-361,000 | 9,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 1,199 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-361,000 | 9,492 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 7,048 |
| Total interest expense | $1,227,000 | 7,581 |
| Net interest income | $2,072,000 | 6,513 |
| Provision for loan and lease losses | $805,000 | 1,181 |
| Total noninterest income | $426,000 | 5,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,980 |
| Total noninterest expense | $2,719,000 | 4,572 |
| Salaries and employee benefits | $1,075,000 | 5,602 |
| Premises and equipment expense | $437,000 | 4,223 |
| Additional noninterest expense | $1,207,000 | 3,417 |
| Pre-tax net operating income | $-1,026,000 | 10,066 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,026,000 | 10,087 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,026,000 | 10,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $805,000 | 831 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,090,000 | 426 |
| Net operating income | $-1,026,000 | 10,074 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 7,128 |
| Total interest expense | $1,397,000 | 7,430 |
| Net interest income | $1,942,000 | 6,779 |
| Provision for loan and lease losses | $286,000 | 2,731 |
| Total noninterest income | $451,000 | 5,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,411 |
| Total noninterest expense | $2,340,000 | 4,997 |
| Salaries and employee benefits | $1,041,000 | 5,615 |
| Premises and equipment expense | $412,000 | 4,325 |
| Additional noninterest expense | $887,000 | 4,341 |
| Pre-tax net operating income | $-233,000 | 10,021 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-226,000 | 10,328 |
| Income before extraordinary items | $-7,000 | 9,852 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-7,000 | 9,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,969 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-7,000 | 9,806 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 7,136 |
| Total interest expense | $1,608,000 | 7,104 |
| Net interest income | $1,911,000 | 7,103 |
| Provision for loan and lease losses | $1,183,000 | 868 |
| Total noninterest income | $464,000 | 5,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,875 |
| Total noninterest expense | $2,325,000 | 5,060 |
| Salaries and employee benefits | $1,002,000 | 5,859 |
| Premises and equipment expense | $429,000 | 4,199 |
| Additional noninterest expense | $894,000 | 4,337 |
| Pre-tax net operating income | $-1,133,000 | 10,859 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $-150,000 | 10,762 |
| Income before extraordinary items | $-981,000 | 10,853 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-981,000 | 10,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $954,000 | 828 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-982,740 | 10,841 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 7,315 |
| Total interest expense | $1,605,000 | 7,316 |
| Net interest income | $1,956,000 | 7,238 |
| Provision for loan and lease losses | $315,000 | 2,477 |
| Total noninterest income | $479,000 | 5,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $2,045,000 | 5,857 |
| Salaries and employee benefits | $1,009,000 | 5,947 |
| Premises and equipment expense | $326,000 | 5,271 |
| Additional noninterest expense | $710,000 | 5,684 |
| Pre-tax net operating income | $75,000 | 10,487 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-24,000 | 11,004 |
| Income before extraordinary items | $99,000 | 10,237 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $99,000 | 10,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,657 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $99,000 | 10,181 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 7,398 |
| Total interest expense | $1,461,000 | 7,799 |
| Net interest income | $2,162,000 | 6,955 |
| Provision for loan and lease losses | $385,000 | 1,912 |
| Total noninterest income | $566,000 | 4,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,205 |
| Total noninterest expense | $1,890,000 | 6,253 |
| Salaries and employee benefits | $918,000 | 6,473 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $672,000 | 6,054 |
| Pre-tax net operating income | $453,000 | 8,737 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $197,000 | 7,466 |
| Income before extraordinary items | $256,000 | 9,360 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $256,000 | 9,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,479 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $256,000 | 9,334 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 7,121 |
| Total interest expense | $1,075,000 | 8,374 |
| Net interest income | $2,583,000 | 6,304 |
| Provision for loan and lease losses | $954,000 | 961 |
| Total noninterest income | $662,000 | 4,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,306 |
| Total noninterest expense | $1,752,000 | 6,827 |
| Salaries and employee benefits | $863,000 | 6,856 |
| Premises and equipment expense | $221,000 | 7,040 |
| Additional noninterest expense | $668,000 | 6,553 |
| Pre-tax net operating income | $539,000 | 8,389 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $166,000 | 8,002 |
| Income before extraordinary items | $373,000 | 8,425 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $373,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $717,000 | 1,069 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $373,000 | 8,479 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 7,915 |
| Total interest expense | $998,000 | 9,124 |
| Net interest income | $2,258,000 | 7,018 |
| Provision for loan and lease losses | $476,000 | 2,175 |
| Total noninterest income | $776,000 | 4,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $499,000 | 2,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,693 |
| Total noninterest expense | $1,682,000 | 7,246 |
| Salaries and employee benefits | $805,000 | 7,293 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $651,000 | 6,932 |
| Pre-tax net operating income | $876,000 | 6,449 |
| Securities gains (losses) | $74,000 | 2,889 |
| Applicable income taxes | $266,000 | 6,548 |
| Income before extraordinary items | $684,000 | 6,214 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $684,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 2,067 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $630,720 | 6,320 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 8,733 |
| Total interest expense | $1,136,000 | 9,839 |
| Net interest income | $2,006,000 | 7,744 |
| Provision for loan and lease losses | $251,000 | 4,571 |
| Total noninterest income | $522,000 | 5,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,308 |
| Total noninterest expense | $1,480,000 | 7,984 |
| Salaries and employee benefits | $693,000 | 8,045 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $574,000 | 7,740 |
| Pre-tax net operating income | $797,000 | 6,577 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $290,000 | 6,069 |
| Income before extraordinary items | $562,000 | 6,837 |
| Extraordinary gains, net | $193,000 | 447 |
| Net income | $755,000 | 5,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 4,076 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $525,700 | 6,749 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.