Home > Relyance Bank > Net charge- offs to loans

Relyance Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0468%1,409
Percentage Net Loans Charged-off: Total real estate loans0.0315%519
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0094%4,204
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0695%204
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0723%194
Percentage Net Loans Charged-off: Commercial and industrial0.0266%1,469
Percentage Net Loans Charged-off: Loans to individuals2.7987%262
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual2.7987%194
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0608%1,055
Percentage Net Loans Charged-off: Total real estate loans0.0446%335
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0127%4,274
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0946%146
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0984%142
Percentage Net Loans Charged-off: Commercial and industrial0.0367%1,135
Percentage Net Loans Charged-off: Loans to individuals2.9967%189
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual2.9967%178
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0280%1,327
Percentage Net Loans Charged-off: Total real estate loans-0.0040%3,753
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0194%4,373
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.1455%96
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.1513%89
Percentage Net Loans Charged-off: Commercial and industrial0.0558%925
Percentage Net Loans Charged-off: Loans to individuals3.0886%181
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual3.0886%204
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0538%825
Percentage Net Loans Charged-off: Total real estate loans0.0173%310
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0391%4,506
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.2993%48
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.3117%45
Percentage Net Loans Charged-off: Commercial and industrial0.1122%526
Percentage Net Loans Charged-off: Loans to individuals3.4323%177
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual3.4323%161
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0563%1,093
Percentage Net Loans Charged-off: Total real estate loans0.0080%779
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0570%294
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0597%270
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%3,405
Percentage Net Loans Charged-off: Loans to individuals2.3290%203
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual2.3290%190
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0267%1,288
Percentage Net Loans Charged-off: Total real estate loans0.0130%549
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0003%373
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0912%178
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0959%172
Percentage Net Loans Charged-off: Commercial and industrial-0.0021%3,316
Percentage Net Loans Charged-off: Loans to individuals2.3338%179
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual2.3338%163
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0147%1,471
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,121
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0020%3,926
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0032%3,184
Percentage Net Loans Charged-off: Loans to individuals2.2474%194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2474%175
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0127%1,303
Percentage Net Loans Charged-off: Total real estate loans-0.0019%3,400
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0031%4,115
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals2.4543%172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4543%157
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0086%2,260
Percentage Net Loans Charged-off: Total real estate loans0.1314%298
Percentage Net Loans Charged-off:Construction & development0.0101%195
Percentage Net Loans Charged-off: Commercial real estate0.0457%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0010%995
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0011%961
Percentage Net Loans Charged-off: Commercial and industrial-0.7216%4,578
Percentage Net Loans Charged-off: Loans to individuals1.7358%223
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7358%199
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0977%4,604
Percentage Net Loans Charged-off: Total real estate loans0.0422%577
Percentage Net Loans Charged-off:Construction & development0.0139%168
Percentage Net Loans Charged-off: Commercial real estate0.0653%366
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0014%866
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0015%835
Percentage Net Loans Charged-off: Commercial and industrial-0.9696%4,681
Percentage Net Loans Charged-off: Loans to individuals1.5146%251
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5146%221
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2046%4,797
Percentage Net Loans Charged-off: Total real estate loans0.0071%903
Percentage Net Loans Charged-off:Construction & development0.0218%128
Percentage Net Loans Charged-off: Commercial real estate0.0056%500
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0021%758
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0022%729
Percentage Net Loans Charged-off: Commercial and industrial-1.4403%4,742
Percentage Net Loans Charged-off: Loans to individuals0.9260%414
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9260%364
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0109%3,703
Percentage Net Loans Charged-off: Total real estate loans0.0021%742
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,211
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0036%3,467
Percentage Net Loans Charged-off: Loans to individuals1.4118%310
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4118%271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2306%757
Percentage Net Loans Charged-off: Total real estate loans0.0566%924
Percentage Net Loans Charged-off:Construction & development0.0040%332
Percentage Net Loans Charged-off: Commercial real estate0.0094%942
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0156%1,214
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0164%1,129
Percentage Net Loans Charged-off: Commercial and industrial0.0101%2,005
Percentage Net Loans Charged-off: Loans to individuals1.9904%282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0125%243
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2807%565
Percentage Net Loans Charged-off: Total real estate loans0.0646%730
Percentage Net Loans Charged-off:Construction & development-0.0106%4,196
Percentage Net Loans Charged-off: Commercial real estate0.0040%779
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%4,043
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0088%4,071
Percentage Net Loans Charged-off: Commercial and industrial0.0056%1,808
Percentage Net Loans Charged-off: Loans to individuals1.7152%304
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7152%274
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2143%723
Percentage Net Loans Charged-off: Total real estate loans0.0992%501
Percentage Net Loans Charged-off:Construction & development-0.0120%4,241
Percentage Net Loans Charged-off: Commercial real estate0.0062%612
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0126%4,181
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0132%4,209
Percentage Net Loans Charged-off: Commercial and industrial0.0094%1,521
Percentage Net Loans Charged-off: Loans to individuals2.1063%271
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1276%234
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0702%1,324
Percentage Net Loans Charged-off: Total real estate loans0.0015%1,068
Percentage Net Loans Charged-off:Construction & development-0.0074%4,273
Percentage Net Loans Charged-off: Commercial real estate0.0131%377
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0252%4,429
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0265%4,464
Percentage Net Loans Charged-off: Commercial and industrial-0.0060%3,694
Percentage Net Loans Charged-off: Loans to individuals3.6271%167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.6271%144
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1688%1,199
Percentage Net Loans Charged-off: Total real estate loans0.0661%966
Percentage Net Loans Charged-off:Construction & development-0.0106%4,255
Percentage Net Loans Charged-off: Commercial real estate0.0139%955
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0453%1,085
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0478%1,010
Percentage Net Loans Charged-off: Commercial and industrial0.4844%915
Percentage Net Loans Charged-off: Loans to individuals0.9980%819
Percentage Net Loans Charged-off: Credit card loans4.0925%135
Percentage Net Loans Charged-off: Other loans to individual0.8349%895
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1600%1,042
Percentage Net Loans Charged-off: Total real estate loans0.0221%1,327
Percentage Net Loans Charged-off:Construction & development-0.0117%4,324
Percentage Net Loans Charged-off: Commercial real estate0.0091%796
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0998%575
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1054%540
Percentage Net Loans Charged-off: Commercial and industrial0.5350%699
Percentage Net Loans Charged-off: Loans to individuals1.0551%713
Percentage Net Loans Charged-off: Credit card loans3.9858%129
Percentage Net Loans Charged-off: Other loans to individual0.8667%813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1596%997
Percentage Net Loans Charged-off: Total real estate loans0.0340%967
Percentage Net Loans Charged-off:Construction & development-0.0088%4,350
Percentage Net Loans Charged-off: Commercial real estate0.0138%601
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1497%394
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.1582%375
Percentage Net Loans Charged-off: Commercial and industrial0.7870%487
Percentage Net Loans Charged-off: Loans to individuals1.1977%615
Percentage Net Loans Charged-off: Credit card loans5.1245%95
Percentage Net Loans Charged-off: Other loans to individual0.8660%771
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0215%2,020
Percentage Net Loans Charged-off: Total real estate loans0.0024%1,200
Percentage Net Loans Charged-off:Construction & development-0.0086%4,463
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0170%834
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0180%766
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals1.0524%737
Percentage Net Loans Charged-off: Credit card loans1.4382%318
Percentage Net Loans Charged-off: Other loans to individual1.0148%670
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1155%1,596
Percentage Net Loans Charged-off: Total real estate loans-0.0150%4,493
Percentage Net Loans Charged-off:Construction & development-0.0111%4,315
Percentage Net Loans Charged-off: Commercial real estate-0.0461%4,896
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0491%1,235
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0519%1,174
Percentage Net Loans Charged-off: Commercial and industrial0.2853%1,130
Percentage Net Loans Charged-off: Loans to individuals0.8568%961
Percentage Net Loans Charged-off: Credit card loans2.9362%215
Percentage Net Loans Charged-off: Other loans to individual0.6825%1,110
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1625%1,016
Percentage Net Loans Charged-off: Total real estate loans-0.0250%4,681
Percentage Net Loans Charged-off:Construction & development-0.0120%4,378
Percentage Net Loans Charged-off: Commercial real estate-0.0626%5,020
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0387%1,185
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0410%1,102
Percentage Net Loans Charged-off: Commercial and industrial0.5828%630
Percentage Net Loans Charged-off: Loans to individuals0.9715%792
Percentage Net Loans Charged-off: Credit card loans4.0097%130
Percentage Net Loans Charged-off: Other loans to individual0.7274%940
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2328%688
Percentage Net Loans Charged-off: Total real estate loans-0.0473%4,950
Percentage Net Loans Charged-off:Construction & development-0.0139%4,459
Percentage Net Loans Charged-off: Commercial real estate-0.0953%5,161
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0024%1,492
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0025%1,411
Percentage Net Loans Charged-off: Commercial and industrial0.9033%413
Percentage Net Loans Charged-off: Loans to individuals0.9259%781
Percentage Net Loans Charged-off: Credit card loans4.9587%89
Percentage Net Loans Charged-off: Other loans to individual0.5949%1,061
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4690%324
Percentage Net Loans Charged-off: Total real estate loans0.0130%1,059
Percentage Net Loans Charged-off:Construction & development-0.0098%4,539
Percentage Net Loans Charged-off: Commercial real estate0.0287%369
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial1.7883%189
Percentage Net Loans Charged-off: Loans to individuals0.7863%974
Percentage Net Loans Charged-off: Credit card loans4.4301%118
Percentage Net Loans Charged-off: Other loans to individual0.4742%1,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0277%3,256
Percentage Net Loans Charged-off: Total real estate loans-0.0148%4,740
Percentage Net Loans Charged-off:Construction & development-0.0128%4,481
Percentage Net Loans Charged-off: Commercial real estate0.0271%1,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0199%2,014
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0212%1,905
Percentage Net Loans Charged-off: Commercial and industrial0.0280%2,197
Percentage Net Loans Charged-off: Loans to individuals0.5271%1,677
Percentage Net Loans Charged-off: Credit card loans0.8481%520
Percentage Net Loans Charged-off: Other loans to individual0.4963%1,622
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0774%2,034
Percentage Net Loans Charged-off: Total real estate loans-0.0063%4,414
Percentage Net Loans Charged-off:Construction & development-0.0134%4,534
Percentage Net Loans Charged-off: Commercial real estate0.0301%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0471%1,427
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0500%1,334
Percentage Net Loans Charged-off: Commercial and industrial0.0745%1,607
Percentage Net Loans Charged-off: Loans to individuals0.5862%1,410
Percentage Net Loans Charged-off: Credit card loans0.6380%530
Percentage Net Loans Charged-off: Other loans to individual0.5812%1,281
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0207%2,820
Percentage Net Loans Charged-off: Total real estate loans0.0149%1,676
Percentage Net Loans Charged-off:Construction & development-0.0141%4,588
Percentage Net Loans Charged-off: Commercial real estate0.0465%596
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1243%772
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.1319%737
Percentage Net Loans Charged-off: Commercial and industrial0.1550%1,133
Percentage Net Loans Charged-off: Loans to individuals-0.0699%4,908
Percentage Net Loans Charged-off: Credit card loans0.7680%471
Percentage Net Loans Charged-off: Other loans to individual-0.1537%5,053
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0122%2,573
Percentage Net Loans Charged-off: Total real estate loans-0.0064%4,468
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.1017%301
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0336%1,084
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0356%995
Percentage Net Loans Charged-off: Commercial and industrial0.1354%816
Percentage Net Loans Charged-off: Loans to individuals-0.1786%5,098
Percentage Net Loans Charged-off: Credit card loans0.7540%390
Percentage Net Loans Charged-off: Other loans to individual-0.2763%5,216
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0085%3,976
Percentage Net Loans Charged-off: Total real estate loans-0.0156%4,929
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,853
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1351%1,071
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.1433%1,017
Percentage Net Loans Charged-off: Commercial and industrial-0.0401%4,696
Percentage Net Loans Charged-off: Loans to individuals0.5166%1,763
Percentage Net Loans Charged-off: Credit card loans1.0751%484
Percentage Net Loans Charged-off: Other loans to individual0.4584%1,795
Percentage Net Loans Charged-off: All other loans and lease0.0542%1,307
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0215%5,032
Percentage Net Loans Charged-off: Total real estate loans-0.0516%5,345
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0054%4,872
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0213%2,075
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0225%1,983
Percentage Net Loans Charged-off: Commercial and industrial-0.0780%4,884
Percentage Net Loans Charged-off: Loans to individuals0.2113%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual0.2332%2,199
Percentage Net Loans Charged-off: All other loans and lease0.0718%1,071
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0749%5,520
Percentage Net Loans Charged-off: Total real estate loans-0.0798%5,528
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0056%4,962
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0229%1,828
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0242%1,746
Percentage Net Loans Charged-off: Commercial and industrial-0.0703%4,867
Percentage Net Loans Charged-off: Loans to individuals0.0942%2,711
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.1041%2,520
Percentage Net Loans Charged-off: All other loans and lease-0.0794%5,281
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%2,580
Percentage Net Loans Charged-off: Total real estate loans0.0116%1,603
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0059%5,084
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0732%1,062
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0774%988
Percentage Net Loans Charged-off: Commercial and industrial-0.0201%4,435
Percentage Net Loans Charged-off: Loans to individuals0.3048%1,758
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.3371%1,532
Percentage Net Loans Charged-off: All other loans and lease0.0228%870
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1392%1,961
Percentage Net Loans Charged-off: Total real estate loans0.0541%2,222
Percentage Net Loans Charged-off:Construction & development-0.2380%5,223
Percentage Net Loans Charged-off: Commercial real estate-0.0059%5,065
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0231%2,711
Percentage Net Loans Charged-off: Home equity loans-0.1289%4,398
All other 1-4 family - Percent of loans charged-off, net0.0297%2,533
Percentage Net Loans Charged-off: Commercial and industrial-0.0217%4,590
Percentage Net Loans Charged-off: Loans to individuals0.8083%1,038
Percentage Net Loans Charged-off: Credit card loans0.4982%641
Percentage Net Loans Charged-off: Other loans to individual0.8402%905
Percentage Net Loans Charged-off: All other loans and lease0.3672%678
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1690%1,470
Percentage Net Loans Charged-off: Total real estate loans0.0441%2,140
Percentage Net Loans Charged-off:Construction & development-0.3275%5,349
Percentage Net Loans Charged-off: Commercial real estate-0.0035%5,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.1230%5,880
Percentage Net Loans Charged-off: Home equity loans-0.1872%4,473
All other 1-4 family - Percent of loans charged-off, net-0.1204%5,874
Percentage Net Loans Charged-off: Commercial and industrial-0.0261%4,610
Percentage Net Loans Charged-off: Loans to individuals0.8918%836
Percentage Net Loans Charged-off: Credit card loans0.6692%536
Percentage Net Loans Charged-off: Other loans to individual0.9145%722
Percentage Net Loans Charged-off: All other loans and lease0.4978%539
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0560%2,609
Percentage Net Loans Charged-off: Total real estate loans0.0822%1,567
Percentage Net Loans Charged-off:Construction & development-0.4536%5,467
Percentage Net Loans Charged-off: Commercial real estate-0.0018%5,127
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.1648%5,997
Percentage Net Loans Charged-off: Home equity loans-0.3132%4,554
All other 1-4 family - Percent of loans charged-off, net-0.1594%5,995
Percentage Net Loans Charged-off: Commercial and industrial-0.0260%4,584
Percentage Net Loans Charged-off: Loans to individuals0.6290%1,124
Percentage Net Loans Charged-off: Credit card loans0.1983%580
Percentage Net Loans Charged-off: Other loans to individual0.6733%970
Percentage Net Loans Charged-off: All other loans and lease-0.0600%5,419
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0845%5,778
Percentage Net Loans Charged-off: Total real estate loans-0.1141%5,945
Percentage Net Loans Charged-off:Construction & development-0.9757%5,634
Percentage Net Loans Charged-off: Commercial real estate0.0291%671
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.2799%6,135
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.2889%6,144
Percentage Net Loans Charged-off: Commercial and industrial-0.0134%4,426
Percentage Net Loans Charged-off: Loans to individuals0.6967%1,021
Percentage Net Loans Charged-off: Credit card loans0.3925%452
Percentage Net Loans Charged-off: Other loans to individual0.7280%890
Percentage Net Loans Charged-off: All other loans and lease-0.1235%5,524
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1539%2,500
Percentage Net Loans Charged-off: Total real estate loans0.0209%3,485
Percentage Net Loans Charged-off:Construction & development-0.4109%5,557
Percentage Net Loans Charged-off: Commercial real estate-0.0577%5,871
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2251%1,476
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.2336%1,389
Percentage Net Loans Charged-off: Commercial and industrial0.7386%948
Percentage Net Loans Charged-off: Loans to individuals0.9320%1,003
Percentage Net Loans Charged-off: Credit card loans1.2311%464
Percentage Net Loans Charged-off: Other loans to individual0.9011%947
Percentage Net Loans Charged-off: All other loans and lease0.2252%845
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1432%2,367
Percentage Net Loans Charged-off: Total real estate loans0.0084%3,419
Percentage Net Loans Charged-off:Construction & development-0.5873%5,686
Percentage Net Loans Charged-off: Commercial real estate-0.0739%5,985
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.3089%1,059
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.3210%990
Percentage Net Loans Charged-off: Commercial and industrial0.4964%1,059
Percentage Net Loans Charged-off: Loans to individuals0.9437%942
Percentage Net Loans Charged-off: Credit card loans1.3840%409
Percentage Net Loans Charged-off: Other loans to individual0.8983%897
Percentage Net Loans Charged-off: All other loans and lease0.2930%705
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1545%2,155
Percentage Net Loans Charged-off: Total real estate loans-0.0721%6,088
Percentage Net Loans Charged-off:Construction & development-0.9005%5,795
Percentage Net Loans Charged-off: Commercial real estate-0.1057%6,126
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0790%2,164
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0822%2,036
Percentage Net Loans Charged-off: Commercial and industrial0.7879%758
Percentage Net Loans Charged-off: Loans to individuals0.7962%1,090
Percentage Net Loans Charged-off: Credit card loans1.5109%373
Percentage Net Loans Charged-off: Other loans to individual0.7223%1,068
Percentage Net Loans Charged-off: All other loans and lease0.5041%501
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0295%2,992
Percentage Net Loans Charged-off: Total real estate loans-0.1940%6,410
Percentage Net Loans Charged-off:Construction & development-1.7396%5,923
Percentage Net Loans Charged-off: Commercial real estate-0.1898%6,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0976%6,249
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.1015%6,241
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.8791%998
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.9703%825
Percentage Net Loans Charged-off: All other loans and lease0.6682%365
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2363%2,563
Percentage Net Loans Charged-off: Total real estate loans0.3480%1,572
Percentage Net Loans Charged-off:Construction & development0.6802%978
Percentage Net Loans Charged-off: Commercial real estate0.2901%1,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.5933%949
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.6227%890
Percentage Net Loans Charged-off: Commercial and industrial-1.0337%6,375
Percentage Net Loans Charged-off: Loans to individuals1.0027%1,143
Percentage Net Loans Charged-off: Credit card loans0.5586%680
Percentage Net Loans Charged-off: Other loans to individual1.0439%996
Percentage Net Loans Charged-off: All other loans and lease0.2021%912
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0511%4,172
Percentage Net Loans Charged-off: Total real estate loans-0.0810%6,435
Percentage Net Loans Charged-off:Construction & development-0.3827%5,866
Percentage Net Loans Charged-off: Commercial real estate-0.1615%6,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,758
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0000%3,581
Percentage Net Loans Charged-off: Commercial and industrial0.0618%2,414
Percentage Net Loans Charged-off: Loans to individuals0.7542%1,363
Percentage Net Loans Charged-off: Credit card loans0.8759%558
Percentage Net Loans Charged-off: Other loans to individual0.7413%1,276
Percentage Net Loans Charged-off: All other loans and lease0.2452%797
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0531%3,933
Percentage Net Loans Charged-off: Total real estate loans-0.1176%6,556
Percentage Net Loans Charged-off:Construction & development-0.5977%5,978
Percentage Net Loans Charged-off: Commercial real estate-0.2434%6,591
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0223%3,163
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0229%2,989
Percentage Net Loans Charged-off: Commercial and industrial-0.0106%4,875
Percentage Net Loans Charged-off: Loans to individuals0.9295%1,108
Percentage Net Loans Charged-off: Credit card loans1.1184%479
Percentage Net Loans Charged-off: Other loans to individual0.9094%1,025
Percentage Net Loans Charged-off: All other loans and lease0.3496%638
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1847%2,297
Percentage Net Loans Charged-off: Total real estate loans-0.0343%6,264
Percentage Net Loans Charged-off:Construction & development-1.1757%6,115
Percentage Net Loans Charged-off: Commercial real estate-0.0455%6,423
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0750%2,177
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0770%2,029
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.4232%1,778
Percentage Net Loans Charged-off: Credit card loans2.1958%318
Percentage Net Loans Charged-off: Other loans to individual0.2342%2,075
Percentage Net Loans Charged-off: All other loans and lease0.8042%388
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5858%1,973
Percentage Net Loans Charged-off: Total real estate loans0.0982%4,034
Percentage Net Loans Charged-off:Construction & development1.9704%1,107
Percentage Net Loans Charged-off: Commercial real estate0.0770%2,783
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0359%4,214
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0369%4,015
Percentage Net Loans Charged-off: Commercial and industrial4.1636%357
Percentage Net Loans Charged-off: Loans to individuals0.3357%2,894
Percentage Net Loans Charged-off: Credit card loans2.6164%349
Percentage Net Loans Charged-off: Other loans to individual0.1081%3,735
Percentage Net Loans Charged-off: All other loans and lease0.6748%671
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7247%1,525
Percentage Net Loans Charged-off: Total real estate loans0.0443%4,332
Percentage Net Loans Charged-off:Construction & development0.5409%1,632
Percentage Net Loans Charged-off: Commercial real estate0.1096%2,338
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.1046%6,861
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net-0.1076%6,849
Percentage Net Loans Charged-off: Commercial and industrial5.4754%241
Percentage Net Loans Charged-off: Loans to individuals0.5930%1,943
Percentage Net Loans Charged-off: Credit card loans3.6117%236
Percentage Net Loans Charged-off: Other loans to individual0.2960%2,614
Percentage Net Loans Charged-off: All other loans and lease0.8416%541
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7319%1,511
Percentage Net Loans Charged-off: Total real estate loans0.0914%3,636
Percentage Net Loans Charged-off:Construction & development0.7496%1,385
Percentage Net Loans Charged-off: Commercial real estate0.1667%1,865
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0214%6,619
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0220%6,582
Percentage Net Loans Charged-off: Commercial and industrial5.3567%294
Percentage Net Loans Charged-off: Loans to individuals0.6042%1,815
Percentage Net Loans Charged-off: Credit card loans5.5856%137
Percentage Net Loans Charged-off: Other loans to individual0.1221%3,125
Percentage Net Loans Charged-off: All other loans and lease0.7412%529
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4505%1,964
Percentage Net Loans Charged-off: Total real estate loans0.1797%2,567
Percentage Net Loans Charged-off:Construction & development1.3428%867
Percentage Net Loans Charged-off: Commercial real estate0.3538%1,102
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0998%6,885
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.1022%6,865
Percentage Net Loans Charged-off: Commercial and industrial3.2727%459
Percentage Net Loans Charged-off: Loans to individuals0.9174%1,224
Percentage Net Loans Charged-off: Credit card loans7.7739%86
Percentage Net Loans Charged-off: Other loans to individual0.2432%2,224
Percentage Net Loans Charged-off: All other loans and lease-0.0251%5,981
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1422%5,008
Percentage Net Loans Charged-off: Total real estate loans0.3539%3,156
Percentage Net Loans Charged-off:Construction & development2.8631%1,433
Percentage Net Loans Charged-off: Commercial real estate0.4679%2,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%6,830
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net-0.0037%6,815
Percentage Net Loans Charged-off: Commercial and industrial-4.3259%7,040
Percentage Net Loans Charged-off: Loans to individuals0.8187%1,963
Percentage Net Loans Charged-off: Credit card loans2.1575%485
Percentage Net Loans Charged-off: Other loans to individual0.6677%2,041
Percentage Net Loans Charged-off: All other loans and lease0.8890%608
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0752%5,212
Percentage Net Loans Charged-off: Total real estate loans0.4527%2,564
Percentage Net Loans Charged-off:Construction & development2.6568%1,344
Percentage Net Loans Charged-off: Commercial real estate0.7661%1,285
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential-0.1201%7,152
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net-0.1224%7,143
Percentage Net Loans Charged-off: Commercial and industrial-5.9961%7,127
Percentage Net Loans Charged-off: Loans to individuals0.8765%1,727
Percentage Net Loans Charged-off: Credit card loans3.0170%363
Percentage Net Loans Charged-off: Other loans to individual0.6511%1,871
Percentage Net Loans Charged-off: All other loans and lease0.9078%564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1766%7,274
Percentage Net Loans Charged-off: Total real estate loans0.2638%3,043
Percentage Net Loans Charged-off:Construction & development3.9762%968
Percentage Net Loans Charged-off: Commercial real estate0.0643%2,411
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-0.0582%7,105
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net-0.0592%7,085
Percentage Net Loans Charged-off: Commercial and industrial-8.9060%7,205
Percentage Net Loans Charged-off: Loans to individuals0.2233%3,271
Percentage Net Loans Charged-off: Credit card loans3.0420%353
Percentage Net Loans Charged-off: Other loans to individual-0.0138%6,039
Percentage Net Loans Charged-off: All other loans and lease1.4998%390
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2614%3,022
Percentage Net Loans Charged-off: Total real estate loans0.5491%1,785
Percentage Net Loans Charged-off:Construction & development7.0989%479
Percentage Net Loans Charged-off: Commercial real estate0.1280%1,604
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0146%6,854
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0149%6,849
Percentage Net Loans Charged-off: Commercial and industrial-0.0948%6,338
Percentage Net Loans Charged-off: Loans to individuals0.4689%2,168
Percentage Net Loans Charged-off: Credit card loans0.6975%588
Percentage Net Loans Charged-off: Other loans to individual0.3916%2,009
Percentage Net Loans Charged-off: All other loans and lease-0.3367%6,352
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3569%4,232
Percentage Net Loans Charged-off: Total real estate loans0.5195%2,928
Percentage Net Loans Charged-off:Construction & development1.9626%2,074
Percentage Net Loans Charged-off: Commercial real estate0.3436%2,407
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.1337%3,876
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1357%3,713
Percentage Net Loans Charged-off: Commercial and industrial0.1575%4,185
Percentage Net Loans Charged-off: Loans to individuals0.8494%2,435
Percentage Net Loans Charged-off: Credit card loans1.9445%698
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0529%6,458
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4628%3,437
Percentage Net Loans Charged-off: Total real estate loans0.6867%2,284
Percentage Net Loans Charged-off:Construction & development2.5784%1,690
Percentage Net Loans Charged-off: Commercial real estate0.4543%1,830
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1438%3,479
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1459%3,310
Percentage Net Loans Charged-off: Commercial and industrial0.1958%3,653
Percentage Net Loans Charged-off: Loans to individuals0.6452%2,738
Percentage Net Loans Charged-off: Credit card loans2.0196%633
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0154%1,723
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2989%3,825
Percentage Net Loans Charged-off: Total real estate loans0.3893%2,780
Percentage Net Loans Charged-off:Construction & development-0.0288%6,925
Percentage Net Loans Charged-off: Commercial real estate0.1442%2,157
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial0.1122%3,462
Percentage Net Loans Charged-off: Loans to individuals0.7298%2,378
Percentage Net Loans Charged-off: Credit card loans2.8394%507
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0410%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0799%4,621
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.1342%2,510
Percentage Net Loans Charged-off: Loans to individuals0.7518%2,160
Percentage Net Loans Charged-off: Credit card loans4.2124%387
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0913%1,019
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3044%4,729
Percentage Net Loans Charged-off: Total real estate loans0.0277%5,560
Percentage Net Loans Charged-off:Construction & development-0.0113%7,278
Percentage Net Loans Charged-off: Commercial real estate0.0105%3,329
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1309%3,682
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.1335%3,507
Percentage Net Loans Charged-off: Commercial and industrial0.0336%5,019
Percentage Net Loans Charged-off: Loans to individuals0.6067%3,752
Percentage Net Loans Charged-off: Credit card loans1.9608%820
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9011%1,030
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1523%5,193
Percentage Net Loans Charged-off: Total real estate loans0.0412%4,890
Percentage Net Loans Charged-off:Construction & development-0.0144%7,319
Percentage Net Loans Charged-off: Commercial real estate0.0143%2,733
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1979%2,835
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.2021%2,659
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,579
Percentage Net Loans Charged-off: Loans to individuals0.2107%4,818
Percentage Net Loans Charged-off: Credit card loans1.9238%780
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4098%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0083%6,462
Percentage Net Loans Charged-off: Total real estate loans0.0043%4,837
Percentage Net Loans Charged-off:Construction & development-0.0104%7,328
Percentage Net Loans Charged-off: Commercial real estate0.0220%2,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0151%7,701
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0154%7,684
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals0.0917%4,872
Percentage Net Loans Charged-off: Credit card loans1.8018%746
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0032%6,591
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0052%7,184
Percentage Net Loans Charged-off: Total real estate loans-0.0029%7,558
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0153%7,671
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0157%7,652
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals-0.0445%6,939
Percentage Net Loans Charged-off: Credit card loans1.4159%671
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6298%1,954
Percentage Net Loans Charged-off: Total real estate loans0.7461%1,213
Percentage Net Loans Charged-off:Construction & development2.2984%999
Percentage Net Loans Charged-off: Commercial real estate0.0289%2,125
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential1.8664%293
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net1.9108%285
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals0.5523%3,529
Percentage Net Loans Charged-off: Credit card loans1.4370%854
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5928%970
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6626%1,291
Percentage Net Loans Charged-off: Total real estate loans0.7152%878
Percentage Net Loans Charged-off:Construction & development3.2012%496
Percentage Net Loans Charged-off: Commercial real estate0.0386%1,494
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.7447%638
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.7629%583
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals0.5532%3,068
Percentage Net Loans Charged-off: Credit card loans2.4715%538
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7799%731
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8920%768
Percentage Net Loans Charged-off: Total real estate loans0.9407%539
Percentage Net Loans Charged-off:Construction & development4.9326%249
Percentage Net Loans Charged-off: Commercial real estate0.0541%1,071
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0170%7,856
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0174%7,828
Percentage Net Loans Charged-off: Commercial and industrial0.0114%3,107
Percentage Net Loans Charged-off: Loans to individuals0.1466%4,280
Percentage Net Loans Charged-off: Credit card loans1.1788%746
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3103%502
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0660%3,504
Percentage Net Loans Charged-off: Total real estate loans0.0457%2,156
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.1254%552
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0169%7,861
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0174%7,851
Percentage Net Loans Charged-off: Commercial and industrial0.0247%2,097
Percentage Net Loans Charged-off: Loans to individuals0.4356%2,642
Percentage Net Loans Charged-off: Credit card loans0.3353%747
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0455%5,101
Percentage Net Loans Charged-off: Total real estate loans-0.0465%8,211
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0460%2,503
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0479%2,333
Percentage Net Loans Charged-off: Commercial and industrial0.3299%2,301
Percentage Net Loans Charged-off: Loans to individuals0.5366%2,916
Percentage Net Loans Charged-off: Credit card loans1.6075%717
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0321%4,667
Percentage Net Loans Charged-off: Total real estate loans-0.0627%8,144
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0668%1,704
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0696%1,573
Percentage Net Loans Charged-off: Commercial and industrial0.2018%2,216
Percentage Net Loans Charged-off: Loans to individuals0.5932%2,340
Percentage Net Loans Charged-off: Credit card loans1.5014%674
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0365%4,004
Percentage Net Loans Charged-off: Total real estate loans-0.0938%8,228
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1083%1,141
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1125%1,041
Percentage Net Loans Charged-off: Commercial and industrial0.8499%887
Percentage Net Loans Charged-off: Loans to individuals0.2596%3,344
Percentage Net Loans Charged-off: Credit card loans1.5898%596
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1038%8,055
Percentage Net Loans Charged-off: Total real estate loans-0.4069%8,440
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1644%709
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1706%649
Percentage Net Loans Charged-off: Commercial and industrial1.8090%407
Percentage Net Loans Charged-off: Loans to individuals-0.1566%7,274
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2833%1,429
Percentage Net Loans Charged-off: Total real estate loans0.1831%785
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.4767%317
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0960%1,471
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1000%1,373
Percentage Net Loans Charged-off: Commercial and industrial1.2349%822
Percentage Net Loans Charged-off: Loans to individuals0.6585%2,298
Percentage Net Loans Charged-off: Credit card loans1.0681%883
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2077%1,542
Percentage Net Loans Charged-off: Total real estate loans0.2477%442
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.6304%198
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1333%952
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1389%913
Percentage Net Loans Charged-off: Commercial and industrial0.1978%1,976
Percentage Net Loans Charged-off: Loans to individuals0.4958%2,533
Percentage Net Loans Charged-off: Credit card loans0.6110%956
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1279%2,133
Percentage Net Loans Charged-off: Total real estate loans0.1088%921
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.2442%342
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0958%1,061
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0998%995
Percentage Net Loans Charged-off: Commercial and industrial0.3275%1,424
Percentage Net Loans Charged-off: Loans to individuals0.3278%3,040
Percentage Net Loans Charged-off: Credit card loans0.9079%781
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0832%2,297
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.4701%868
Percentage Net Loans Charged-off: Loans to individuals0.3330%2,620
Percentage Net Loans Charged-off: Credit card loans0.8999%705
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0294%5,353
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-0.8146%8,190
Percentage Net Loans Charged-off: Loans to individuals0.9244%2,046
Percentage Net Loans Charged-off: Credit card loans2.1103%793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0119%7,675
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-1.0798%8,224
Percentage Net Loans Charged-off: Loans to individuals0.7891%2,087
Percentage Net Loans Charged-off: Credit card loans1.3911%917
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0550%3,762
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0572%7,234
Percentage Net Loans Charged-off: Loans to individuals0.4900%2,905
Percentage Net Loans Charged-off: Credit card loans0.8246%995
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%3,478
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0679%7,285
Percentage Net Loans Charged-off: Loans to individuals0.3661%2,974
Percentage Net Loans Charged-off: Credit card loans0.5373%871
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3019%1,918
Percentage Net Loans Charged-off: Total real estate loans0.0201%3,050
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0459%1,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.8601%1,504
Percentage Net Loans Charged-off: Loans to individuals1.3463%1,416
Percentage Net Loans Charged-off: Credit card loans1.7227%1,039
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3357%1,480
Percentage Net Loans Charged-off: Total real estate loans0.0273%2,429
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0623%883
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial1.1905%977
Percentage Net Loans Charged-off: Loans to individuals1.2373%1,434
Percentage Net Loans Charged-off: Credit card loans1.4893%1,074
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3032%1,565
Percentage Net Loans Charged-off: Total real estate loans0.0424%1,878
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0957%647
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial1.2171%894
Percentage Net Loans Charged-off: Loans to individuals0.8720%2,141
Percentage Net Loans Charged-off: Credit card loans1.8314%912
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3061%1,420
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial1.8000%566
Percentage Net Loans Charged-off: Loans to individuals0.4786%2,980
Percentage Net Loans Charged-off: Credit card loans1.4070%880
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5162%1,415
Percentage Net Loans Charged-off: Total real estate loans-0.0091%8,223
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial3.1303%573
Percentage Net Loans Charged-off: Loans to individuals0.3708%4,891
Percentage Net Loans Charged-off: Credit card loans2.2721%1,081
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6652%909
Percentage Net Loans Charged-off: Total real estate loans-0.0146%8,355
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%8,270
Percentage Net Loans Charged-off: Home equity loans-0.4332%6,045
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial4.0512%342
Percentage Net Loans Charged-off: Loans to individuals0.4031%4,281
Percentage Net Loans Charged-off: Credit card loans3.0419%817
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9375%575
Percentage Net Loans Charged-off: Total real estate loans-0.0318%8,589
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0424%8,637
Percentage Net Loans Charged-off: Home equity loans-2.5586%6,029
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial5.9941%207
Percentage Net Loans Charged-off: Loans to individuals0.1724%5,144
Percentage Net Loans Charged-off: Credit card loans3.7028%643
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0746%8,487
Percentage Net Loans Charged-off: Total real estate loans-0.0641%8,808
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0858%8,836
Percentage Net Loans Charged-off: Home equity loans-5.2288%5,964
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.3461%8,271
Percentage Net Loans Charged-off: Loans to individuals0.0733%4,823
Percentage Net Loans Charged-off: Credit card loans6.7439%303
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9640%741
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial5.3892%330
Percentage Net Loans Charged-off: Loans to individuals0.1524%6,283
Percentage Net Loans Charged-off: Credit card loans1.3983%1,507
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2403%3,184
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.6442%2,362
Percentage Net Loans Charged-off: Loans to individuals0.7532%3,063
Percentage Net Loans Charged-off: Credit card loans1.4058%1,520
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1292%4,108
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1181%4,463
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%6,104
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1594%4,375
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2119%3,906
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0443%7,142
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3320%2,742
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3235%3,978
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6211%3,497
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA