Home > Regions Bank > Net charge- offs to loans

Regions Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4020%258
Percentage Net Loans Charged-off: Total real estate loans-0.0125%4,063
Percentage Net Loans Charged-off:Construction & development-0.0293%4,362
Percentage Net Loans Charged-off: Commercial real estate0.0104%448
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0202%4,150
Percentage Net Loans Charged-off: Home equity loans-0.1191%4,467
All other 1-4 family - Percent of loans charged-off, net-0.0047%3,800
Percentage Net Loans Charged-off: Commercial and industrial0.4596%583
Percentage Net Loans Charged-off: Loans to individuals2.5940%277
Percentage Net Loans Charged-off: Credit card loans3.4921%170
Percentage Net Loans Charged-off: Other loans to individual2.4236%220
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0135%4,590
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3577%242
Percentage Net Loans Charged-off: Total real estate loans-0.0100%4,007
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0139%347
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0217%4,165
Percentage Net Loans Charged-off: Home equity loans-0.1181%4,494
All other 1-4 family - Percent of loans charged-off, net-0.0063%3,882
Percentage Net Loans Charged-off: Commercial and industrial0.4754%458
Percentage Net Loans Charged-off: Loans to individuals2.0226%288
Percentage Net Loans Charged-off: Credit card loans3.3339%120
Percentage Net Loans Charged-off: Other loans to individual1.7789%307
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0179%4,620
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3328%249
Percentage Net Loans Charged-off: Total real estate loans-0.0151%4,171
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0246%4,232
Percentage Net Loans Charged-off: Home equity loans-0.1751%4,548
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.4749%418
Percentage Net Loans Charged-off: Loans to individuals1.8552%324
Percentage Net Loans Charged-off: Credit card loans3.2450%123
Percentage Net Loans Charged-off: Other loans to individual1.5971%381
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0268%4,650
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3389%237
Percentage Net Loans Charged-off: Total real estate loans-0.0304%4,413
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0497%4,458
Percentage Net Loans Charged-off: Home equity loans-0.2305%4,642
All other 1-4 family - Percent of loans charged-off, net-0.0194%4,267
Percentage Net Loans Charged-off: Commercial and industrial0.4591%289
Percentage Net Loans Charged-off: Loans to individuals1.8408%335
Percentage Net Loans Charged-off: Credit card loans3.2428%124
Percentage Net Loans Charged-off: Other loans to individual1.5784%342
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2824%278
Percentage Net Loans Charged-off: Total real estate loans-0.0209%4,115
Percentage Net Loans Charged-off:Construction & development-0.0325%4,472
Percentage Net Loans Charged-off: Commercial real estate0.0517%281
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0510%4,355
Percentage Net Loans Charged-off: Home equity loans-0.1943%4,617
All other 1-4 family - Percent of loans charged-off, net-0.0251%4,158
Percentage Net Loans Charged-off: Commercial and industrial0.1612%711
Percentage Net Loans Charged-off: Loans to individuals2.2986%206
Percentage Net Loans Charged-off: Credit card loans2.7013%127
Percentage Net Loans Charged-off: Other loans to individual2.2268%197
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2810%235
Percentage Net Loans Charged-off: Total real estate loans-0.0246%4,175
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0276%248
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0513%4,393
Percentage Net Loans Charged-off: Home equity loans-0.1840%4,634
All other 1-4 family - Percent of loans charged-off, net-0.0270%4,193
Percentage Net Loans Charged-off: Commercial and industrial0.1003%653
Percentage Net Loans Charged-off: Loans to individuals2.5350%154
Percentage Net Loans Charged-off: Credit card loans2.6238%119
Percentage Net Loans Charged-off: Other loans to individual2.5194%143
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1847%350
Percentage Net Loans Charged-off: Total real estate loans-0.0266%4,123
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0619%154
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0686%4,357
Percentage Net Loans Charged-off: Home equity loans-0.2740%3,490
All other 1-4 family - Percent of loans charged-off, net-0.0305%4,125
Percentage Net Loans Charged-off: Commercial and industrial0.1068%546
Percentage Net Loans Charged-off: Loans to individuals1.4255%326
Percentage Net Loans Charged-off: Credit card loans2.7515%111
Percentage Net Loans Charged-off: Other loans to individual1.1999%366
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0302%12
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2058%299
Percentage Net Loans Charged-off: Total real estate loans-0.0428%4,376
Percentage Net Loans Charged-off:Construction & development-0.1418%4,280
Percentage Net Loans Charged-off: Commercial real estate0.1231%82
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.1029%4,484
Percentage Net Loans Charged-off: Home equity loans-0.2168%3,476
All other 1-4 family - Percent of loans charged-off, net-0.0815%4,451
Percentage Net Loans Charged-off: Commercial and industrial0.1233%384
Percentage Net Loans Charged-off: Loans to individuals1.5154%308
Percentage Net Loans Charged-off: Credit card loans2.7622%101
Percentage Net Loans Charged-off: Other loans to individual1.3018%347
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1254%10
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2363%394
Percentage Net Loans Charged-off: Total real estate loans0.0104%1,037
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.1897%254
Percentage Net Loans Charged-off: Multi-family residential-0.0780%3,958
Percentage Net Loans Charged-off: 1-4 family residential-0.0581%4,304
Percentage Net Loans Charged-off: Home equity loans-0.1942%3,508
All other 1-4 family - Percent of loans charged-off, net-0.0300%4,106
Percentage Net Loans Charged-off: Commercial and industrial0.2272%657
Percentage Net Loans Charged-off: Loans to individuals1.8150%211
Percentage Net Loans Charged-off: Credit card loans2.7706%113
Percentage Net Loans Charged-off: Other loans to individual1.5767%223
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0166%1,043
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2489%330
Percentage Net Loans Charged-off: Total real estate loans0.0243%732
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.2391%185
Percentage Net Loans Charged-off: Multi-family residential-0.1036%4,003
Percentage Net Loans Charged-off: 1-4 family residential-0.0551%4,363
Percentage Net Loans Charged-off: Home equity loans-0.1901%3,569
All other 1-4 family - Percent of loans charged-off, net-0.0267%4,143
Percentage Net Loans Charged-off: Commercial and industrial0.2512%524
Percentage Net Loans Charged-off: Loans to individuals2.0351%183
Percentage Net Loans Charged-off: Credit card loans2.9042%110
Percentage Net Loans Charged-off: Other loans to individual1.7914%180
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0225%1,040
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3016%286
Percentage Net Loans Charged-off: Total real estate loans0.0674%428
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.3781%127
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0493%4,386
Percentage Net Loans Charged-off: Home equity loans-0.1855%3,586
All other 1-4 family - Percent of loans charged-off, net-0.0200%4,106
Percentage Net Loans Charged-off: Commercial and industrial0.3375%384
Percentage Net Loans Charged-off: Loans to individuals2.2035%166
Percentage Net Loans Charged-off: Credit card loans3.1259%107
Percentage Net Loans Charged-off: Other loans to individual1.9508%163
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0334%1,017
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3829%217
Percentage Net Loans Charged-off: Total real estate loans0.1652%189
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.6729%64
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%4,105
Percentage Net Loans Charged-off: Home equity loans-0.0902%3,571
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.4006%296
Percentage Net Loans Charged-off: Loans to individuals2.3922%179
Percentage Net Loans Charged-off: Credit card loans3.0981%126
Percentage Net Loans Charged-off: Other loans to individual2.2039%175
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5809%259
Percentage Net Loans Charged-off: Total real estate loans0.0211%1,389
Percentage Net Loans Charged-off:Construction & development-0.0384%4,300
Percentage Net Loans Charged-off: Commercial real estate0.0582%689
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0126%1,268
Percentage Net Loans Charged-off: Home equity loans-0.0201%3,421
All other 1-4 family - Percent of loans charged-off, net0.0212%1,057
Percentage Net Loans Charged-off: Commercial and industrial1.0320%386
Percentage Net Loans Charged-off: Loans to individuals2.3918%224
Percentage Net Loans Charged-off: Credit card loans3.7272%115
Percentage Net Loans Charged-off: Other loans to individual2.0840%229
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6306%226
Percentage Net Loans Charged-off: Total real estate loans0.0212%1,176
Percentage Net Loans Charged-off:Construction & development-0.0521%4,381
Percentage Net Loans Charged-off: Commercial real estate0.0515%543
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0113%1,103
Percentage Net Loans Charged-off: Home equity loans0.0263%283
All other 1-4 family - Percent of loans charged-off, net0.0072%1,111
Percentage Net Loans Charged-off: Commercial and industrial1.2180%285
Percentage Net Loans Charged-off: Loans to individuals2.4654%204
Percentage Net Loans Charged-off: Credit card loans3.9800%108
Percentage Net Loans Charged-off: Other loans to individual2.1274%212
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6933%226
Percentage Net Loans Charged-off: Total real estate loans0.0322%888
Percentage Net Loans Charged-off:Construction & development-0.0808%4,452
Percentage Net Loans Charged-off: Commercial real estate0.0582%423
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0258%817
Percentage Net Loans Charged-off: Home equity loans0.0773%180
All other 1-4 family - Percent of loans charged-off, net0.0111%928
Percentage Net Loans Charged-off: Commercial and industrial1.3490%277
Percentage Net Loans Charged-off: Loans to individuals2.5665%217
Percentage Net Loans Charged-off: Credit card loans4.1507%127
Percentage Net Loans Charged-off: Other loans to individual2.2199%224
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5712%258
Percentage Net Loans Charged-off: Total real estate loans0.0326%681
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0390%318
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0349%613
Percentage Net Loans Charged-off: Home equity loans0.0758%147
All other 1-4 family - Percent of loans charged-off, net0.0226%626
Percentage Net Loans Charged-off: Commercial and industrial0.9350%336
Percentage Net Loans Charged-off: Loans to individuals2.6179%254
Percentage Net Loans Charged-off: Credit card loans3.8662%144
Percentage Net Loans Charged-off: Other loans to individual2.3445%260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4270%451
Percentage Net Loans Charged-off: Total real estate loans0.0409%1,245
Percentage Net Loans Charged-off:Construction & development-0.0830%4,498
Percentage Net Loans Charged-off: Commercial real estate0.0508%758
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0474%1,053
Percentage Net Loans Charged-off: Home equity loans0.1429%222
All other 1-4 family - Percent of loans charged-off, net0.0171%1,408
Percentage Net Loans Charged-off: Commercial and industrial0.4028%1,021
Percentage Net Loans Charged-off: Loans to individuals2.3431%261
Percentage Net Loans Charged-off: Credit card loans4.3731%125
Percentage Net Loans Charged-off: Other loans to individual1.9195%314
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0160%1,085
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4164%398
Percentage Net Loans Charged-off: Total real estate loans0.0328%1,156
Percentage Net Loans Charged-off:Construction & development-0.1094%4,595
Percentage Net Loans Charged-off: Commercial real estate0.0410%626
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0402%972
Percentage Net Loans Charged-off: Home equity loans0.0941%245
All other 1-4 family - Percent of loans charged-off, net0.0228%1,111
Percentage Net Loans Charged-off: Commercial and industrial0.3920%851
Percentage Net Loans Charged-off: Loans to individuals2.2743%271
Percentage Net Loans Charged-off: Credit card loans4.4745%111
Percentage Net Loans Charged-off: Other loans to individual1.8214%321
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4067%411
Percentage Net Loans Charged-off: Total real estate loans0.0327%984
Percentage Net Loans Charged-off:Construction & development-0.1585%4,667
Percentage Net Loans Charged-off: Commercial real estate0.0613%444
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0344%896
Percentage Net Loans Charged-off: Home equity loans0.0697%226
All other 1-4 family - Percent of loans charged-off, net0.0228%954
Percentage Net Loans Charged-off: Commercial and industrial0.3492%780
Percentage Net Loans Charged-off: Loans to individuals2.1915%283
Percentage Net Loans Charged-off: Credit card loans4.5891%112
Percentage Net Loans Charged-off: Other loans to individual1.7055%353
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3710%419
Percentage Net Loans Charged-off: Total real estate loans0.0435%679
Percentage Net Loans Charged-off:Construction & development-0.1549%4,734
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0687%534
Percentage Net Loans Charged-off: Home equity loans0.1376%127
All other 1-4 family - Percent of loans charged-off, net0.0458%612
Percentage Net Loans Charged-off: Commercial and industrial0.3190%609
Percentage Net Loans Charged-off: Loans to individuals2.2626%296
Percentage Net Loans Charged-off: Credit card loans4.5812%112
Percentage Net Loans Charged-off: Other loans to individual1.7932%349
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3972%469
Percentage Net Loans Charged-off: Total real estate loans0.0909%820
Percentage Net Loans Charged-off:Construction & development-0.1828%4,730
Percentage Net Loans Charged-off: Commercial real estate0.1409%496
Percentage Net Loans Charged-off: Multi-family residential-0.0325%4,285
Percentage Net Loans Charged-off: 1-4 family residential0.0953%800
Percentage Net Loans Charged-off: Home equity loans0.1884%204
All other 1-4 family - Percent of loans charged-off, net0.0625%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.3954%937
Percentage Net Loans Charged-off: Loans to individuals1.9753%336
Percentage Net Loans Charged-off: Credit card loans4.1647%123
Percentage Net Loans Charged-off: Other loans to individual1.5221%410
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0046%39
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3755%431
Percentage Net Loans Charged-off: Total real estate loans0.0885%672
Percentage Net Loans Charged-off:Construction & development-0.1929%4,773
Percentage Net Loans Charged-off: Commercial real estate0.1574%349
Percentage Net Loans Charged-off: Multi-family residential-0.0292%4,320
Percentage Net Loans Charged-off: 1-4 family residential0.0832%796
Percentage Net Loans Charged-off: Home equity loans0.1394%224
All other 1-4 family - Percent of loans charged-off, net0.0631%925
Percentage Net Loans Charged-off: Commercial and industrial0.3627%842
Percentage Net Loans Charged-off: Loans to individuals1.9388%324
Percentage Net Loans Charged-off: Credit card loans4.1891%122
Percentage Net Loans Charged-off: Other loans to individual1.4726%412
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0014%37
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3640%433
Percentage Net Loans Charged-off: Total real estate loans0.1101%515
Percentage Net Loans Charged-off:Construction & development-0.1861%4,815
Percentage Net Loans Charged-off: Commercial real estate0.2142%239
Percentage Net Loans Charged-off: Multi-family residential-0.0386%4,366
Percentage Net Loans Charged-off: 1-4 family residential0.0873%703
Percentage Net Loans Charged-off: Home equity loans0.1253%223
All other 1-4 family - Percent of loans charged-off, net0.0735%757
Percentage Net Loans Charged-off: Commercial and industrial0.2961%811
Percentage Net Loans Charged-off: Loans to individuals1.9911%297
Percentage Net Loans Charged-off: Credit card loans4.2807%113
Percentage Net Loans Charged-off: Other loans to individual1.5091%379
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0010%31
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4170%372
Percentage Net Loans Charged-off: Total real estate loans0.1978%273
Percentage Net Loans Charged-off:Construction & development-0.1131%4,822
Percentage Net Loans Charged-off: Commercial real estate0.3747%127
Percentage Net Loans Charged-off: Multi-family residential-0.0732%4,432
Percentage Net Loans Charged-off: 1-4 family residential0.1535%420
Percentage Net Loans Charged-off: Home equity loans0.1088%192
All other 1-4 family - Percent of loans charged-off, net0.1700%378
Percentage Net Loans Charged-off: Commercial and industrial0.2947%597
Percentage Net Loans Charged-off: Loans to individuals2.0907%335
Percentage Net Loans Charged-off: Credit card loans4.4110%119
Percentage Net Loans Charged-off: Other loans to individual1.5949%419
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0013%1,082
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3817%662
Percentage Net Loans Charged-off: Total real estate loans0.0183%2,096
Percentage Net Loans Charged-off:Construction & development-0.2131%4,909
Percentage Net Loans Charged-off: Commercial real estate0.0510%911
Percentage Net Loans Charged-off: Multi-family residential-1.1813%4,581
Percentage Net Loans Charged-off: 1-4 family residential0.0844%1,194
Percentage Net Loans Charged-off: Home equity loans0.1705%300
All other 1-4 family - Percent of loans charged-off, net0.0504%1,476
Percentage Net Loans Charged-off: Commercial and industrial0.5603%911
Percentage Net Loans Charged-off: Loans to individuals1.8769%392
Percentage Net Loans Charged-off: Credit card loans3.9565%134
Percentage Net Loans Charged-off: Other loans to individual1.4508%472
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0015%1,189
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4050%523
Percentage Net Loans Charged-off: Total real estate loans0.0603%1,148
Percentage Net Loans Charged-off:Construction & development-0.2201%4,962
Percentage Net Loans Charged-off: Commercial real estate0.0826%599
Percentage Net Loans Charged-off: Multi-family residential-0.0664%4,514
Percentage Net Loans Charged-off: 1-4 family residential0.0908%1,012
Percentage Net Loans Charged-off: Home equity loans0.1792%263
All other 1-4 family - Percent of loans charged-off, net0.0553%1,271
Percentage Net Loans Charged-off: Commercial and industrial0.6005%693
Percentage Net Loans Charged-off: Loans to individuals1.8111%389
Percentage Net Loans Charged-off: Credit card loans3.9738%132
Percentage Net Loans Charged-off: Other loans to individual1.3761%482
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0011%1,173
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4171%486
Percentage Net Loans Charged-off: Total real estate loans0.0880%839
Percentage Net Loans Charged-off:Construction & development-0.1740%4,950
Percentage Net Loans Charged-off: Commercial real estate0.1487%390
Percentage Net Loans Charged-off: Multi-family residential-0.0960%4,563
Percentage Net Loans Charged-off: 1-4 family residential0.1042%875
Percentage Net Loans Charged-off: Home equity loans0.1944%237
All other 1-4 family - Percent of loans charged-off, net0.0674%1,071
Percentage Net Loans Charged-off: Commercial and industrial0.6355%583
Percentage Net Loans Charged-off: Loans to individuals1.7815%398
Percentage Net Loans Charged-off: Credit card loans3.9904%128
Percentage Net Loans Charged-off: Other loans to individual1.3412%489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0017%29
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4966%368
Percentage Net Loans Charged-off: Total real estate loans0.1591%450
Percentage Net Loans Charged-off:Construction & development-0.1234%5,005
Percentage Net Loans Charged-off: Commercial real estate0.4005%143
Percentage Net Loans Charged-off: Multi-family residential-0.2109%4,626
Percentage Net Loans Charged-off: 1-4 family residential0.1098%718
Percentage Net Loans Charged-off: Home equity loans0.1879%202
All other 1-4 family - Percent of loans charged-off, net0.0773%796
Percentage Net Loans Charged-off: Commercial and industrial0.7721%385
Percentage Net Loans Charged-off: Loans to individuals1.8481%410
Percentage Net Loans Charged-off: Credit card loans3.8483%142
Percentage Net Loans Charged-off: Other loans to individual1.4508%472
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0030%1,119
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3399%804
Percentage Net Loans Charged-off: Total real estate loans0.1082%1,168
Percentage Net Loans Charged-off:Construction & development-0.1515%5,008
Percentage Net Loans Charged-off: Commercial real estate0.0504%1,036
Percentage Net Loans Charged-off: Multi-family residential-0.3113%4,708
Percentage Net Loans Charged-off: 1-4 family residential0.1702%908
Percentage Net Loans Charged-off: Home equity loans0.3449%245
All other 1-4 family - Percent of loans charged-off, net0.0906%1,394
Percentage Net Loans Charged-off: Commercial and industrial0.3459%1,241
Percentage Net Loans Charged-off: Loans to individuals1.5158%533
Percentage Net Loans Charged-off: Credit card loans3.2413%170
Percentage Net Loans Charged-off: Other loans to individual1.1851%678
Percentage Net Loans Charged-off: All other loans and lease0.4127%738
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0117%39
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3162%733
Percentage Net Loans Charged-off: Total real estate loans0.1162%965
Percentage Net Loans Charged-off:Construction & development-0.1419%5,033
Percentage Net Loans Charged-off: Commercial real estate0.0714%744
Percentage Net Loans Charged-off: Multi-family residential-0.3966%4,740
Percentage Net Loans Charged-off: 1-4 family residential0.1785%778
Percentage Net Loans Charged-off: Home equity loans0.3769%222
All other 1-4 family - Percent of loans charged-off, net0.0864%1,275
Percentage Net Loans Charged-off: Commercial and industrial0.3023%1,068
Percentage Net Loans Charged-off: Loans to individuals1.4352%525
Percentage Net Loans Charged-off: Credit card loans3.1320%166
Percentage Net Loans Charged-off: Other loans to individual1.1133%652
Percentage Net Loans Charged-off: All other loans and lease0.3642%653
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0150%33
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3416%688
Percentage Net Loans Charged-off: Total real estate loans0.1505%785
Percentage Net Loans Charged-off:Construction & development-0.1412%5,097
Percentage Net Loans Charged-off: Commercial real estate0.0734%636
Percentage Net Loans Charged-off: Multi-family residential-0.0182%4,646
Percentage Net Loans Charged-off: 1-4 family residential0.2140%679
Percentage Net Loans Charged-off: Home equity loans0.4932%177
All other 1-4 family - Percent of loans charged-off, net0.0816%1,213
Percentage Net Loans Charged-off: Commercial and industrial0.3594%876
Percentage Net Loans Charged-off: Loans to individuals1.3838%537
Percentage Net Loans Charged-off: Credit card loans3.0777%172
Percentage Net Loans Charged-off: Other loans to individual1.0622%656
Percentage Net Loans Charged-off: All other loans and lease0.3496%583
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0164%22
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3334%666
Percentage Net Loans Charged-off: Total real estate loans0.1847%571
Percentage Net Loans Charged-off:Construction & development-0.1916%5,211
Percentage Net Loans Charged-off: Commercial real estate0.0534%465
Percentage Net Loans Charged-off: Multi-family residential-0.1284%4,761
Percentage Net Loans Charged-off: 1-4 family residential0.2922%476
Percentage Net Loans Charged-off: Home equity loans0.6613%127
All other 1-4 family - Percent of loans charged-off, net0.1138%835
Percentage Net Loans Charged-off: Commercial and industrial0.2489%762
Percentage Net Loans Charged-off: Loans to individuals1.4421%554
Percentage Net Loans Charged-off: Credit card loans3.2591%164
Percentage Net Loans Charged-off: Other loans to individual1.0967%669
Percentage Net Loans Charged-off: All other loans and lease0.3840%461
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0096%1,141
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2972%1,020
Percentage Net Loans Charged-off: Total real estate loans0.1218%1,408
Percentage Net Loans Charged-off:Construction & development-0.4966%5,361
Percentage Net Loans Charged-off: Commercial real estate0.0985%1,037
Percentage Net Loans Charged-off: Multi-family residential-0.4672%4,887
Percentage Net Loans Charged-off: 1-4 family residential0.2468%890
Percentage Net Loans Charged-off: Home equity loans0.3912%335
All other 1-4 family - Percent of loans charged-off, net0.1710%1,221
Percentage Net Loans Charged-off: Commercial and industrial0.3528%1,199
Percentage Net Loans Charged-off: Loans to individuals1.1871%635
Percentage Net Loans Charged-off: Credit card loans3.1251%189
Percentage Net Loans Charged-off: Other loans to individual0.8033%948
Percentage Net Loans Charged-off: All other loans and lease0.3157%722
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0400%1,251
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2684%991
Percentage Net Loans Charged-off: Total real estate loans0.1574%1,065
Percentage Net Loans Charged-off:Construction & development-0.2781%5,321
Percentage Net Loans Charged-off: Commercial real estate0.1276%796
Percentage Net Loans Charged-off: Multi-family residential-0.4255%4,928
Percentage Net Loans Charged-off: 1-4 family residential0.2620%773
Percentage Net Loans Charged-off: Home equity loans0.4351%278
All other 1-4 family - Percent of loans charged-off, net0.1696%1,109
Percentage Net Loans Charged-off: Commercial and industrial0.2115%1,266
Percentage Net Loans Charged-off: Loans to individuals1.1549%592
Percentage Net Loans Charged-off: Credit card loans3.1423%171
Percentage Net Loans Charged-off: Other loans to individual0.7603%913
Percentage Net Loans Charged-off: All other loans and lease0.2992%665
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1344%1,245
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2535%1,024
Percentage Net Loans Charged-off: Total real estate loans0.1560%1,059
Percentage Net Loans Charged-off:Construction & development-0.3727%5,428
Percentage Net Loans Charged-off: Commercial real estate0.1690%628
Percentage Net Loans Charged-off: Multi-family residential-0.5198%4,964
Percentage Net Loans Charged-off: 1-4 family residential0.2611%807
Percentage Net Loans Charged-off: Home equity loans0.4231%297
All other 1-4 family - Percent of loans charged-off, net0.1730%1,092
Percentage Net Loans Charged-off: Commercial and industrial0.1838%1,148
Percentage Net Loans Charged-off: Loans to individuals1.1558%617
Percentage Net Loans Charged-off: Credit card loans3.2051%160
Percentage Net Loans Charged-off: Other loans to individual0.7431%884
Percentage Net Loans Charged-off: All other loans and lease0.2649%604
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.5597%1,241
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2788%864
Percentage Net Loans Charged-off: Total real estate loans0.1190%1,090
Percentage Net Loans Charged-off:Construction & development-0.4136%5,515
Percentage Net Loans Charged-off: Commercial real estate0.1658%446
Percentage Net Loans Charged-off: Multi-family residential-1.0298%4,999
Percentage Net Loans Charged-off: 1-4 family residential0.2333%770
Percentage Net Loans Charged-off: Home equity loans0.3853%250
All other 1-4 family - Percent of loans charged-off, net0.1488%964
Percentage Net Loans Charged-off: Commercial and industrial0.3143%670
Percentage Net Loans Charged-off: Loans to individuals1.2537%599
Percentage Net Loans Charged-off: Credit card loans3.3405%165
Percentage Net Loans Charged-off: Other loans to individual0.8260%809
Percentage Net Loans Charged-off: All other loans and lease0.2611%509
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2904%1,213
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3995%1,075
Percentage Net Loans Charged-off: Total real estate loans0.3238%973
Percentage Net Loans Charged-off:Construction & development-0.3033%5,493
Percentage Net Loans Charged-off: Commercial real estate0.4127%776
Percentage Net Loans Charged-off: Multi-family residential-0.3624%5,109
Percentage Net Loans Charged-off: 1-4 family residential0.3899%870
Percentage Net Loans Charged-off: Home equity loans0.5866%358
All other 1-4 family - Percent of loans charged-off, net0.2728%1,231
Percentage Net Loans Charged-off: Commercial and industrial0.2419%1,697
Percentage Net Loans Charged-off: Loans to individuals1.3224%676
Percentage Net Loans Charged-off: Credit card loans3.3933%176
Percentage Net Loans Charged-off: Other loans to individual0.8813%968
Percentage Net Loans Charged-off: All other loans and lease0.5522%595
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2823%1,318
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3905%1,019
Percentage Net Loans Charged-off: Total real estate loans0.3433%862
Percentage Net Loans Charged-off:Construction & development-0.1205%5,364
Percentage Net Loans Charged-off: Commercial real estate0.4442%663
Percentage Net Loans Charged-off: Multi-family residential-0.4386%5,164
Percentage Net Loans Charged-off: 1-4 family residential0.3907%848
Percentage Net Loans Charged-off: Home equity loans0.5725%355
All other 1-4 family - Percent of loans charged-off, net0.2810%1,115
Percentage Net Loans Charged-off: Commercial and industrial0.1813%1,625
Percentage Net Loans Charged-off: Loans to individuals1.3204%626
Percentage Net Loans Charged-off: Credit card loans3.4443%155
Percentage Net Loans Charged-off: Other loans to individual0.8675%942
Percentage Net Loans Charged-off: All other loans and lease0.5391%541
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3698%1,307
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3903%1,036
Percentage Net Loans Charged-off: Total real estate loans0.3626%840
Percentage Net Loans Charged-off:Construction & development-0.0966%5,397
Percentage Net Loans Charged-off: Commercial real estate0.4783%597
Percentage Net Loans Charged-off: Multi-family residential-0.6789%5,200
Percentage Net Loans Charged-off: 1-4 family residential0.4133%818
Percentage Net Loans Charged-off: Home equity loans0.5970%312
All other 1-4 family - Percent of loans charged-off, net0.3009%1,049
Percentage Net Loans Charged-off: Commercial and industrial0.2103%1,369
Percentage Net Loans Charged-off: Loans to individuals1.3332%643
Percentage Net Loans Charged-off: Credit card loans3.5116%161
Percentage Net Loans Charged-off: Other loans to individual0.8635%923
Percentage Net Loans Charged-off: All other loans and lease0.3844%552
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4607%1,281
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4324%844
Percentage Net Loans Charged-off: Total real estate loans0.4368%662
Percentage Net Loans Charged-off:Construction & development0.0137%571
Percentage Net Loans Charged-off: Commercial real estate0.5420%408
Percentage Net Loans Charged-off: Multi-family residential-1.2949%5,240
Percentage Net Loans Charged-off: 1-4 family residential0.5187%618
Percentage Net Loans Charged-off: Home equity loans0.7423%248
All other 1-4 family - Percent of loans charged-off, net0.3805%783
Percentage Net Loans Charged-off: Commercial and industrial0.1735%956
Percentage Net Loans Charged-off: Loans to individuals1.4800%604
Percentage Net Loans Charged-off: Credit card loans3.5562%156
Percentage Net Loans Charged-off: Other loans to individual1.0250%780
Percentage Net Loans Charged-off: All other loans and lease0.4067%454
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.9451%1,262
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9457%636
Percentage Net Loans Charged-off: Total real estate loans1.1166%403
Percentage Net Loans Charged-off:Construction & development0.4929%1,099
Percentage Net Loans Charged-off: Commercial real estate0.8208%704
Percentage Net Loans Charged-off: Multi-family residential0.4844%370
Percentage Net Loans Charged-off: 1-4 family residential1.3785%287
Percentage Net Loans Charged-off: Home equity loans1.0080%380
All other 1-4 family - Percent of loans charged-off, net1.6168%246
Percentage Net Loans Charged-off: Commercial and industrial0.5651%1,463
Percentage Net Loans Charged-off: Loans to individuals1.5195%694
Percentage Net Loans Charged-off: Credit card loans3.8924%162
Percentage Net Loans Charged-off: Other loans to individual0.9642%1,095
Percentage Net Loans Charged-off: All other loans and lease0.6562%572
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0666%1,381
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7702%770
Percentage Net Loans Charged-off: Total real estate loans0.8194%599
Percentage Net Loans Charged-off:Construction & development0.8631%814
Percentage Net Loans Charged-off: Commercial real estate0.8631%630
Percentage Net Loans Charged-off: Multi-family residential0.5010%310
Percentage Net Loans Charged-off: 1-4 family residential0.8208%634
Percentage Net Loans Charged-off: Home equity loans1.0548%381
All other 1-4 family - Percent of loans charged-off, net0.6685%790
Percentage Net Loans Charged-off: Commercial and industrial0.6016%1,238
Percentage Net Loans Charged-off: Loans to individuals1.5602%635
Percentage Net Loans Charged-off: Credit card loans4.0019%138
Percentage Net Loans Charged-off: Other loans to individual0.9837%965
Percentage Net Loans Charged-off: All other loans and lease0.4787%630
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0659%1,356
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8591%724
Percentage Net Loans Charged-off: Total real estate loans0.9005%598
Percentage Net Loans Charged-off:Construction & development1.4844%598
Percentage Net Loans Charged-off: Commercial real estate0.9923%535
Percentage Net Loans Charged-off: Multi-family residential0.0379%393
Percentage Net Loans Charged-off: 1-4 family residential0.8581%628
Percentage Net Loans Charged-off: Home equity loans1.0527%382
All other 1-4 family - Percent of loans charged-off, net0.7296%746
Percentage Net Loans Charged-off: Commercial and industrial0.7587%1,028
Percentage Net Loans Charged-off: Loans to individuals1.6623%599
Percentage Net Loans Charged-off: Credit card loans4.4934%126
Percentage Net Loans Charged-off: Other loans to individual0.9817%948
Percentage Net Loans Charged-off: All other loans and lease0.4297%594
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0704%1,328
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9576%642
Percentage Net Loans Charged-off: Total real estate loans0.8945%582
Percentage Net Loans Charged-off:Construction & development0.1384%833
Percentage Net Loans Charged-off: Commercial real estate0.9973%455
Percentage Net Loans Charged-off: Multi-family residential0.1677%232
Percentage Net Loans Charged-off: 1-4 family residential0.9501%562
Percentage Net Loans Charged-off: Home equity loans1.1377%302
All other 1-4 family - Percent of loans charged-off, net0.8249%620
Percentage Net Loans Charged-off: Commercial and industrial1.1653%625
Percentage Net Loans Charged-off: Loans to individuals1.7757%577
Percentage Net Loans Charged-off: Credit card loans4.1307%159
Percentage Net Loans Charged-off: Other loans to individual1.1924%783
Percentage Net Loans Charged-off: All other loans and lease0.3502%543
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1444%1,295
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3468%708
Percentage Net Loans Charged-off: Total real estate loans1.6623%468
Percentage Net Loans Charged-off:Construction & development4.1634%659
Percentage Net Loans Charged-off: Commercial real estate1.6633%511
Percentage Net Loans Charged-off: Multi-family residential1.2261%410
Percentage Net Loans Charged-off: 1-4 family residential1.4769%550
Percentage Net Loans Charged-off: Home equity loans1.8041%351
All other 1-4 family - Percent of loans charged-off, net1.2464%683
Percentage Net Loans Charged-off: Commercial and industrial0.7263%1,739
Percentage Net Loans Charged-off: Loans to individuals1.8624%684
Percentage Net Loans Charged-off: Credit card loans4.9157%146
Percentage Net Loans Charged-off: Other loans to individual0.9840%1,295
Percentage Net Loans Charged-off: All other loans and lease0.5379%749
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8223%85
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4754%589
Percentage Net Loans Charged-off: Total real estate loans1.8072%395
Percentage Net Loans Charged-off:Construction & development4.8477%557
Percentage Net Loans Charged-off: Commercial real estate1.7464%444
Percentage Net Loans Charged-off: Multi-family residential1.4348%347
Percentage Net Loans Charged-off: 1-4 family residential1.6016%481
Percentage Net Loans Charged-off: Home equity loans1.9546%322
All other 1-4 family - Percent of loans charged-off, net1.3503%625
Percentage Net Loans Charged-off: Commercial and industrial0.8386%1,442
Percentage Net Loans Charged-off: Loans to individuals1.9827%618
Percentage Net Loans Charged-off: Credit card loans5.4506%130
Percentage Net Loans Charged-off: Other loans to individual0.9573%1,212
Percentage Net Loans Charged-off: All other loans and lease0.5548%664
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.1251%74
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5316%638
Percentage Net Loans Charged-off: Total real estate loans1.8566%431
Percentage Net Loans Charged-off:Construction & development5.0330%520
Percentage Net Loans Charged-off: Commercial real estate1.7272%474
Percentage Net Loans Charged-off: Multi-family residential1.2987%307
Percentage Net Loans Charged-off: 1-4 family residential1.7086%461
Percentage Net Loans Charged-off: Home equity loans2.1411%277
All other 1-4 family - Percent of loans charged-off, net1.3975%602
Percentage Net Loans Charged-off: Commercial and industrial0.9195%1,306
Percentage Net Loans Charged-off: Loans to individuals2.0154%618
Percentage Net Loans Charged-off: Credit card loans5.4805%140
Percentage Net Loans Charged-off: Other loans to individual0.9536%1,167
Percentage Net Loans Charged-off: All other loans and lease0.5533%604
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4985%59
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6957%571
Percentage Net Loans Charged-off: Total real estate loans2.0007%411
Percentage Net Loans Charged-off:Construction & development6.1300%375
Percentage Net Loans Charged-off: Commercial real estate1.8370%410
Percentage Net Loans Charged-off: Multi-family residential1.7911%203
Percentage Net Loans Charged-off: 1-4 family residential1.7534%456
Percentage Net Loans Charged-off: Home equity loans2.2908%263
All other 1-4 family - Percent of loans charged-off, net1.3639%623
Percentage Net Loans Charged-off: Commercial and industrial1.1894%884
Percentage Net Loans Charged-off: Loans to individuals2.1118%580
Percentage Net Loans Charged-off: Credit card loans5.5126%131
Percentage Net Loans Charged-off: Other loans to individual1.0353%996
Percentage Net Loans Charged-off: All other loans and lease0.5698%470
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3870%58
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4070%496
Percentage Net Loans Charged-off: Total real estate loans2.9867%300
Percentage Net Loans Charged-off:Construction & development10.3079%434
Percentage Net Loans Charged-off: Commercial real estate3.0798%298
Percentage Net Loans Charged-off: Multi-family residential2.8791%360
Percentage Net Loans Charged-off: 1-4 family residential2.0018%548
Percentage Net Loans Charged-off: Home equity loans2.3730%386
All other 1-4 family - Percent of loans charged-off, net1.7327%698
Percentage Net Loans Charged-off: Commercial and industrial1.3362%1,655
Percentage Net Loans Charged-off: Loans to individuals1.3333%1,275
Percentage Net Loans Charged-off: Credit card loans2.1768%483
Percentage Net Loans Charged-off: Other loans to individual1.0360%1,396
Percentage Net Loans Charged-off: All other loans and lease0.8730%613
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5185%87
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4872%440
Percentage Net Loans Charged-off: Total real estate loans3.0993%278
Percentage Net Loans Charged-off:Construction & development10.2183%403
Percentage Net Loans Charged-off: Commercial real estate3.1617%240
Percentage Net Loans Charged-off: Multi-family residential3.2889%304
Percentage Net Loans Charged-off: 1-4 family residential2.0682%493
Percentage Net Loans Charged-off: Home equity loans2.4550%333
All other 1-4 family - Percent of loans charged-off, net1.7879%622
Percentage Net Loans Charged-off: Commercial and industrial1.3418%1,461
Percentage Net Loans Charged-off: Loans to individuals1.0151%1,525
Percentage Net Loans Charged-off: Credit card loans0.2986%868
Percentage Net Loans Charged-off: Other loans to individual1.0189%1,255
Percentage Net Loans Charged-off: All other loans and lease0.9101%563
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5168%81
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4723%484
Percentage Net Loans Charged-off: Total real estate loans3.0763%318
Percentage Net Loans Charged-off:Construction & development9.3314%449
Percentage Net Loans Charged-off: Commercial real estate3.1396%286
Percentage Net Loans Charged-off: Multi-family residential3.5146%243
Percentage Net Loans Charged-off: 1-4 family residential2.0771%512
Percentage Net Loans Charged-off: Home equity loans2.5270%341
All other 1-4 family - Percent of loans charged-off, net1.7516%657
Percentage Net Loans Charged-off: Commercial and industrial1.2758%1,393
Percentage Net Loans Charged-off: Loans to individuals1.0405%1,435
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual1.0095%1,193
Percentage Net Loans Charged-off: All other loans and lease0.8662%525
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6447%71
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2989%521
Percentage Net Loans Charged-off: Total real estate loans2.7040%386
Percentage Net Loans Charged-off:Construction & development9.1076%372
Percentage Net Loans Charged-off: Commercial real estate2.1923%401
Percentage Net Loans Charged-off: Multi-family residential1.6978%240
Percentage Net Loans Charged-off: 1-4 family residential2.1670%466
Percentage Net Loans Charged-off: Home equity loans2.6857%280
All other 1-4 family - Percent of loans charged-off, net1.7950%563
Percentage Net Loans Charged-off: Commercial and industrial1.4544%1,028
Percentage Net Loans Charged-off: Loans to individuals1.3425%1,063
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0731%996
Percentage Net Loans Charged-off: All other loans and lease1.1611%369
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2142%39
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1786%502
Percentage Net Loans Charged-off: Total real estate loans3.6613%338
Percentage Net Loans Charged-off:Construction & development11.8176%454
Percentage Net Loans Charged-off: Commercial real estate3.0112%349
Percentage Net Loans Charged-off: Multi-family residential3.5865%362
Percentage Net Loans Charged-off: 1-4 family residential2.2629%546
Percentage Net Loans Charged-off: Home equity loans2.8013%330
All other 1-4 family - Percent of loans charged-off, net1.7804%777
Percentage Net Loans Charged-off: Commercial and industrial2.0544%1,584
Percentage Net Loans Charged-off: Loans to individuals1.4319%1,552
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8943%561
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0182%132
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1719%465
Percentage Net Loans Charged-off: Total real estate loans3.6696%308
Percentage Net Loans Charged-off:Construction & development11.8082%423
Percentage Net Loans Charged-off: Commercial real estate2.8255%356
Percentage Net Loans Charged-off: Multi-family residential3.2600%353
Percentage Net Loans Charged-off: 1-4 family residential2.3902%447
Percentage Net Loans Charged-off: Home equity loans2.9021%316
All other 1-4 family - Percent of loans charged-off, net1.9018%640
Percentage Net Loans Charged-off: Commercial and industrial2.0309%1,440
Percentage Net Loans Charged-off: Loans to individuals1.4263%1,461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7133%554
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.3669%108
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0156%520
Percentage Net Loans Charged-off: Total real estate loans3.4596%392
Percentage Net Loans Charged-off:Construction & development9.3198%543
Percentage Net Loans Charged-off: Commercial real estate2.8911%357
Percentage Net Loans Charged-off: Multi-family residential3.3847%280
Percentage Net Loans Charged-off: 1-4 family residential2.4445%457
Percentage Net Loans Charged-off: Home equity loans2.9800%302
All other 1-4 family - Percent of loans charged-off, net1.9265%643
Percentage Net Loans Charged-off: Commercial and industrial1.9860%1,349
Percentage Net Loans Charged-off: Loans to individuals1.5699%1,276
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6692%500
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6890%78
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0841%493
Percentage Net Loans Charged-off: Total real estate loans3.5256%374
Percentage Net Loans Charged-off:Construction & development9.6240%457
Percentage Net Loans Charged-off: Commercial real estate2.4243%392
Percentage Net Loans Charged-off: Multi-family residential4.3879%179
Percentage Net Loans Charged-off: 1-4 family residential2.5728%425
Percentage Net Loans Charged-off: Home equity loans3.1080%267
All other 1-4 family - Percent of loans charged-off, net2.0521%549
Percentage Net Loans Charged-off: Commercial and industrial1.9504%1,088
Percentage Net Loans Charged-off: Loans to individuals1.8175%1,094
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8618%411
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5056%62
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3420%987
Percentage Net Loans Charged-off: Total real estate loans2.6113%753
Percentage Net Loans Charged-off:Construction & development5.8307%1,082
Percentage Net Loans Charged-off: Commercial real estate1.4598%805
Percentage Net Loans Charged-off: Multi-family residential5.9665%207
Percentage Net Loans Charged-off: 1-4 family residential2.0101%640
Percentage Net Loans Charged-off: Home equity loans2.7197%369
All other 1-4 family - Percent of loans charged-off, net1.3673%957
Percentage Net Loans Charged-off: Commercial and industrial1.7616%2,068
Percentage Net Loans Charged-off: Loans to individuals1.7372%1,576
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3801%859
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0100%183
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1419%901
Percentage Net Loans Charged-off: Total real estate loans2.3174%702
Percentage Net Loans Charged-off:Construction & development5.0008%976
Percentage Net Loans Charged-off: Commercial real estate1.1065%757
Percentage Net Loans Charged-off: Multi-family residential5.6806%156
Percentage Net Loans Charged-off: 1-4 family residential1.9272%561
Percentage Net Loans Charged-off: Home equity loans2.6400%328
All other 1-4 family - Percent of loans charged-off, net1.2910%848
Percentage Net Loans Charged-off: Commercial and industrial1.8241%1,653
Percentage Net Loans Charged-off: Loans to individuals1.6994%1,519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4360%716
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0039%154
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7947%1,050
Percentage Net Loans Charged-off: Total real estate loans1.9654%777
Percentage Net Loans Charged-off:Construction & development3.9408%982
Percentage Net Loans Charged-off: Commercial real estate1.0326%654
Percentage Net Loans Charged-off: Multi-family residential2.2025%228
Percentage Net Loans Charged-off: 1-4 family residential1.9111%513
Percentage Net Loans Charged-off: Home equity loans2.7608%273
All other 1-4 family - Percent of loans charged-off, net1.1677%838
Percentage Net Loans Charged-off: Commercial and industrial1.3950%1,665
Percentage Net Loans Charged-off: Loans to individuals1.6123%1,498
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1458%713
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0057%117
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5890%913
Percentage Net Loans Charged-off: Total real estate loans1.7295%661
Percentage Net Loans Charged-off:Construction & development2.6924%830
Percentage Net Loans Charged-off: Commercial real estate1.3417%362
Percentage Net Loans Charged-off: Multi-family residential1.2588%179
Percentage Net Loans Charged-off: 1-4 family residential1.7171%466
Percentage Net Loans Charged-off: Home equity loans2.5047%243
All other 1-4 family - Percent of loans charged-off, net1.0337%701
Percentage Net Loans Charged-off: Commercial and industrial1.1248%1,355
Percentage Net Loans Charged-off: Loans to individuals1.7298%1,337
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1385%578
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0040%80
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5793%725
Percentage Net Loans Charged-off: Total real estate loans1.8090%471
Percentage Net Loans Charged-off:Construction & development4.5866%557
Percentage Net Loans Charged-off: Commercial real estate1.1396%453
Percentage Net Loans Charged-off: Multi-family residential2.6646%187
Percentage Net Loans Charged-off: 1-4 family residential1.0495%574
Percentage Net Loans Charged-off: Home equity loans1.5491%321
All other 1-4 family - Percent of loans charged-off, net0.6782%871
Percentage Net Loans Charged-off: Commercial and industrial0.8257%2,048
Percentage Net Loans Charged-off: Loans to individuals0.9587%2,376
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5342%626
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0269%824
Percentage Net Loans Charged-off: Total real estate loans1.0860%592
Percentage Net Loans Charged-off:Construction & development2.5229%609
Percentage Net Loans Charged-off: Commercial real estate0.4720%586
Percentage Net Loans Charged-off: Multi-family residential1.2492%166
Percentage Net Loans Charged-off: 1-4 family residential0.8862%532
Percentage Net Loans Charged-off: Home equity loans1.4793%266
All other 1-4 family - Percent of loans charged-off, net0.4626%906
Percentage Net Loans Charged-off: Commercial and industrial0.6425%1,778
Percentage Net Loans Charged-off: Loans to individuals0.8194%2,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5526%511
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6959%1,014
Percentage Net Loans Charged-off: Total real estate loans0.6480%744
Percentage Net Loans Charged-off:Construction & development0.9076%799
Percentage Net Loans Charged-off: Commercial real estate0.2584%656
Percentage Net Loans Charged-off: Multi-family residential0.9262%120
Percentage Net Loans Charged-off: 1-4 family residential0.7853%512
Percentage Net Loans Charged-off: Home equity loans1.3473%244
All other 1-4 family - Percent of loans charged-off, net0.4034%867
Percentage Net Loans Charged-off: Commercial and industrial0.6552%1,412
Percentage Net Loans Charged-off: Loans to individuals0.7560%2,189
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3015%505
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5194%1,011
Percentage Net Loans Charged-off: Total real estate loans0.3182%937
Percentage Net Loans Charged-off:Construction & development0.3630%710
Percentage Net Loans Charged-off: Commercial real estate0.1492%519
Percentage Net Loans Charged-off: Multi-family residential0.2196%106
Percentage Net Loans Charged-off: 1-4 family residential0.4090%703
Percentage Net Loans Charged-off: Home equity loans0.5829%292
All other 1-4 family - Percent of loans charged-off, net0.2962%786
Percentage Net Loans Charged-off: Commercial and industrial0.8318%914
Percentage Net Loans Charged-off: Loans to individuals0.7731%1,883
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8463%363
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3004%1,821
Percentage Net Loans Charged-off: Total real estate loans0.2150%1,267
Percentage Net Loans Charged-off:Construction & development0.2788%878
Percentage Net Loans Charged-off: Commercial real estate0.2207%760
Percentage Net Loans Charged-off: Multi-family residential-0.0309%6,229
Percentage Net Loans Charged-off: 1-4 family residential0.2224%1,153
Percentage Net Loans Charged-off: Home equity loans0.2745%479
All other 1-4 family - Percent of loans charged-off, net0.1931%1,218
Percentage Net Loans Charged-off: Commercial and industrial0.3513%2,249
Percentage Net Loans Charged-off: Loans to individuals0.5067%3,051
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1033%607
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0030%72
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2518%1,589
Percentage Net Loans Charged-off: Total real estate loans0.1752%1,019
Percentage Net Loans Charged-off:Construction & development0.2107%591
Percentage Net Loans Charged-off: Commercial real estate0.1704%571
Percentage Net Loans Charged-off: Multi-family residential-0.0542%6,185
Percentage Net Loans Charged-off: 1-4 family residential0.1952%934
Percentage Net Loans Charged-off: Home equity loans0.2667%351
All other 1-4 family - Percent of loans charged-off, net0.1560%1,030
Percentage Net Loans Charged-off: Commercial and industrial0.2780%1,962
Percentage Net Loans Charged-off: Loans to individuals0.4166%3,008
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9674%551
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0021%51
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2086%1,664
Percentage Net Loans Charged-off: Total real estate loans0.1482%932
Percentage Net Loans Charged-off:Construction & development0.1939%413
Percentage Net Loans Charged-off: Commercial real estate0.1218%503
Percentage Net Loans Charged-off: Multi-family residential-0.0832%6,176
Percentage Net Loans Charged-off: 1-4 family residential0.1644%897
Percentage Net Loans Charged-off: Home equity loans0.2119%322
All other 1-4 family - Percent of loans charged-off, net0.1389%922
Percentage Net Loans Charged-off: Commercial and industrial0.1779%1,905
Percentage Net Loans Charged-off: Loans to individuals0.3404%2,984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9270%525
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0046%37
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1916%1,448
Percentage Net Loans Charged-off: Total real estate loans0.1541%678
Percentage Net Loans Charged-off:Construction & development0.2708%225
Percentage Net Loans Charged-off: Commercial real estate0.1849%268
Percentage Net Loans Charged-off: Multi-family residential-0.1797%6,131
Percentage Net Loans Charged-off: 1-4 family residential0.1198%828
Percentage Net Loans Charged-off: Home equity loans0.1826%253
All other 1-4 family - Percent of loans charged-off, net0.0866%874
Percentage Net Loans Charged-off: Commercial and industrial0.0779%1,601
Percentage Net Loans Charged-off: Loans to individuals0.3585%2,547
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8193%443
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0090%27
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2714%1,498
Percentage Net Loans Charged-off: Total real estate loans0.1764%820
Percentage Net Loans Charged-off:Construction & development0.0738%541
Percentage Net Loans Charged-off: Commercial real estate0.1430%669
Percentage Net Loans Charged-off: Multi-family residential0.7726%86
Percentage Net Loans Charged-off: 1-4 family residential0.2451%698
Percentage Net Loans Charged-off: Home equity loans0.3697%203
All other 1-4 family - Percent of loans charged-off, net0.1951%833
Percentage Net Loans Charged-off: Commercial and industrial0.3681%1,928
Percentage Net Loans Charged-off: Loans to individuals0.2815%3,989
Percentage Net Loans Charged-off: Credit card loans-388.0000%2,091
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3752%470
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0762%31
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2383%1,381
Percentage Net Loans Charged-off: Total real estate loans0.1764%642
Percentage Net Loans Charged-off:Construction & development0.0985%363
Percentage Net Loans Charged-off: Commercial real estate0.1377%539
Percentage Net Loans Charged-off: Multi-family residential1.1309%56
Percentage Net Loans Charged-off: 1-4 family residential0.2312%610
Percentage Net Loans Charged-off: Home equity loans0.3838%155
All other 1-4 family - Percent of loans charged-off, net0.1767%755
Percentage Net Loans Charged-off: Commercial and industrial0.2300%1,862
Percentage Net Loans Charged-off: Loans to individuals0.2251%3,850
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2537%450
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2468%1,258
Percentage Net Loans Charged-off: Total real estate loans0.1930%581
Percentage Net Loans Charged-off:Construction & development0.1203%254
Percentage Net Loans Charged-off: Commercial real estate0.1029%494
Percentage Net Loans Charged-off: Multi-family residential1.1829%36
Percentage Net Loans Charged-off: 1-4 family residential0.2600%515
Percentage Net Loans Charged-off: Home equity loans0.4401%114
All other 1-4 family - Percent of loans charged-off, net0.1949%660
Percentage Net Loans Charged-off: Commercial and industrial0.2454%1,593
Percentage Net Loans Charged-off: Loans to individuals0.3131%3,103
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0242%464
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2253%1,196
Percentage Net Loans Charged-off: Total real estate loans0.1912%447
Percentage Net Loans Charged-off:Construction & development0.1238%143
Percentage Net Loans Charged-off: Commercial real estate0.1093%307
Percentage Net Loans Charged-off: Multi-family residential0.4640%25
Percentage Net Loans Charged-off: 1-4 family residential0.2799%406
Percentage Net Loans Charged-off: Home equity loans0.3225%130
All other 1-4 family - Percent of loans charged-off, net0.2642%417
Percentage Net Loans Charged-off: Commercial and industrial0.0636%1,500
Percentage Net Loans Charged-off: Loans to individuals0.4868%2,198
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0026%412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2078%2,230
Percentage Net Loans Charged-off: Total real estate loans0.0562%1,828
Percentage Net Loans Charged-off:Construction & development0.0284%566
Percentage Net Loans Charged-off: Commercial real estate0.0251%1,129
Percentage Net Loans Charged-off: Multi-family residential-0.0152%6,332
Percentage Net Loans Charged-off: 1-4 family residential0.0980%1,442
Percentage Net Loans Charged-off: Home equity loans0.1064%411
All other 1-4 family - Percent of loans charged-off, net0.0951%1,448
Percentage Net Loans Charged-off: Commercial and industrial0.6375%1,616
Percentage Net Loans Charged-off: Loans to individuals0.5122%3,524
Percentage Net Loans Charged-off: Credit card loans151.6517%4
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6611%721
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1210%22
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1770%2,173
Percentage Net Loans Charged-off: Total real estate loans0.0537%1,637
Percentage Net Loans Charged-off:Construction & development0.0173%466
Percentage Net Loans Charged-off: Commercial real estate0.0259%895
Percentage Net Loans Charged-off: Multi-family residential0.0032%144
Percentage Net Loans Charged-off: 1-4 family residential0.0938%1,288
Percentage Net Loans Charged-off: Home equity loans0.0869%363
All other 1-4 family - Percent of loans charged-off, net0.0962%1,236
Percentage Net Loans Charged-off: Commercial and industrial0.5066%1,530
Percentage Net Loans Charged-off: Loans to individuals0.4242%3,452
Percentage Net Loans Charged-off: Credit card loans130.0353%2
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6005%661
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1231%13
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1261%2,530
Percentage Net Loans Charged-off: Total real estate loans0.0309%1,787
Percentage Net Loans Charged-off:Construction & development0.0036%416
Percentage Net Loans Charged-off: Commercial real estate0.0015%803
Percentage Net Loans Charged-off: Multi-family residential0.0047%103
Percentage Net Loans Charged-off: 1-4 family residential0.0658%1,356
Percentage Net Loans Charged-off: Home equity loans0.0541%351
All other 1-4 family - Percent of loans charged-off, net0.0698%1,264
Percentage Net Loans Charged-off: Commercial and industrial0.3773%1,583
Percentage Net Loans Charged-off: Loans to individuals0.3394%3,533
Percentage Net Loans Charged-off: Credit card loans-8.2953%2,163
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4088%667
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1124%15
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1802%1,717
Percentage Net Loans Charged-off: Total real estate loans0.0375%1,268
Percentage Net Loans Charged-off:Construction & development0.0084%226
Percentage Net Loans Charged-off: Commercial real estate0.0002%510
Percentage Net Loans Charged-off: Multi-family residential0.0167%54
Percentage Net Loans Charged-off: 1-4 family residential0.0762%998
Percentage Net Loans Charged-off: Home equity loans0.0841%239
All other 1-4 family - Percent of loans charged-off, net0.0741%942
Percentage Net Loans Charged-off: Commercial and industrial0.5201%1,002
Percentage Net Loans Charged-off: Loans to individuals0.4324%2,785
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7325%424
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2675%2,147
Percentage Net Loans Charged-off: Total real estate loans0.0505%2,304
Percentage Net Loans Charged-off:Construction & development0.0059%724
Percentage Net Loans Charged-off: Commercial real estate0.0014%1,542
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1024%1,563
Percentage Net Loans Charged-off: Home equity loans0.2958%223
All other 1-4 family - Percent of loans charged-off, net0.0593%1,983
Percentage Net Loans Charged-off: Commercial and industrial0.9023%1,441
Percentage Net Loans Charged-off: Loans to individuals0.4766%3,927
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2071%512
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9071%17
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2429%1,992
Percentage Net Loans Charged-off: Total real estate loans0.0505%1,938
Percentage Net Loans Charged-off:Construction & development0.0075%578
Percentage Net Loans Charged-off: Commercial real estate0.0018%1,203
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1008%1,361
Percentage Net Loans Charged-off: Home equity loans0.3232%181
All other 1-4 family - Percent of loans charged-off, net0.0533%1,746
Percentage Net Loans Charged-off: Commercial and industrial0.7606%1,369
Percentage Net Loans Charged-off: Loans to individuals0.4227%3,770
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2980%430
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6826%15
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2584%1,785
Percentage Net Loans Charged-off: Total real estate loans0.0570%1,676
Percentage Net Loans Charged-off:Construction & development0.0034%453
Percentage Net Loans Charged-off: Commercial real estate0.0027%940
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1185%1,115
Percentage Net Loans Charged-off: Home equity loans0.3452%150
All other 1-4 family - Percent of loans charged-off, net0.0727%1,346
Percentage Net Loans Charged-off: Commercial and industrial0.8059%1,224
Percentage Net Loans Charged-off: Loans to individuals0.3473%3,856
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5358%352
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5938%12
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1742%2,129
Percentage Net Loans Charged-off: Total real estate loans0.0386%1,432
Percentage Net Loans Charged-off:Construction & development-0.0003%7,779
Percentage Net Loans Charged-off: Commercial real estate0.0055%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0792%1,058
Percentage Net Loans Charged-off: Home equity loans0.2313%147
All other 1-4 family - Percent of loans charged-off, net0.0495%1,152
Percentage Net Loans Charged-off: Commercial and industrial0.5805%1,112
Percentage Net Loans Charged-off: Loans to individuals0.4453%3,084
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5981%487
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3943%9
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3323%2,252
Percentage Net Loans Charged-off: Total real estate loans0.0786%2,100
Percentage Net Loans Charged-off:Construction & development0.0006%833
Percentage Net Loans Charged-off: Commercial real estate0.0069%1,542
Percentage Net Loans Charged-off: Multi-family residential0.0065%174
Percentage Net Loans Charged-off: 1-4 family residential0.1653%1,310
Percentage Net Loans Charged-off: Home equity loans0.6714%125
All other 1-4 family - Percent of loans charged-off, net0.0938%1,780
Percentage Net Loans Charged-off: Commercial and industrial1.3846%1,297
Percentage Net Loans Charged-off: Loans to individuals0.3488%5,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6274%898
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4472%36
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3073%2,096
Percentage Net Loans Charged-off: Total real estate loans0.0698%1,866
Percentage Net Loans Charged-off:Construction & development0.0010%658
Percentage Net Loans Charged-off: Commercial real estate0.0078%1,223
Percentage Net Loans Charged-off: Multi-family residential0.0086%130
Percentage Net Loans Charged-off: 1-4 family residential0.1485%1,170
Percentage Net Loans Charged-off: Home equity loans0.5636%111
All other 1-4 family - Percent of loans charged-off, net0.0949%1,488
Percentage Net Loans Charged-off: Commercial and industrial1.2417%1,197
Percentage Net Loans Charged-off: Loans to individuals0.4013%4,298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5513%835
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4289%31
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2666%2,249
Percentage Net Loans Charged-off: Total real estate loans0.0754%1,580
Percentage Net Loans Charged-off:Construction & development-0.0001%7,890
Percentage Net Loans Charged-off: Commercial real estate0.0090%937
Percentage Net Loans Charged-off: Multi-family residential0.0113%91
Percentage Net Loans Charged-off: 1-4 family residential0.1619%984
Percentage Net Loans Charged-off: Home equity loans0.8404%86
All other 1-4 family - Percent of loans charged-off, net0.0846%1,344
Percentage Net Loans Charged-off: Commercial and industrial1.0416%1,280
Percentage Net Loans Charged-off: Loans to individuals0.3017%4,423
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4070%832
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4162%22
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2404%2,075
Percentage Net Loans Charged-off: Total real estate loans0.0665%1,299
Percentage Net Loans Charged-off:Construction & development-0.0009%7,879
Percentage Net Loans Charged-off: Commercial real estate0.0044%606
Percentage Net Loans Charged-off: Multi-family residential0.0232%50
Percentage Net Loans Charged-off: 1-4 family residential0.1460%848
Percentage Net Loans Charged-off: Home equity loans0.8158%77
All other 1-4 family - Percent of loans charged-off, net0.0839%1,050
Percentage Net Loans Charged-off: Commercial and industrial0.9075%1,088
Percentage Net Loans Charged-off: Loans to individuals0.3554%3,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3403%683
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4586%16
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3776%2,228
Percentage Net Loans Charged-off: Total real estate loans0.0655%2,280
Percentage Net Loans Charged-off:Construction & development0.0004%874
Percentage Net Loans Charged-off: Commercial real estate0.0030%1,538
Percentage Net Loans Charged-off: Multi-family residential0.0008%186
Percentage Net Loans Charged-off: 1-4 family residential0.1433%1,327
Percentage Net Loans Charged-off: Home equity loans0.6600%124
All other 1-4 family - Percent of loans charged-off, net0.1038%1,615
Percentage Net Loans Charged-off: Commercial and industrial1.2617%1,586
Percentage Net Loans Charged-off: Loans to individuals0.7414%3,211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8142%804
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6217%32
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4391%1,857
Percentage Net Loans Charged-off: Total real estate loans0.0393%2,599
Percentage Net Loans Charged-off:Construction & development0.0049%815
Percentage Net Loans Charged-off: Commercial real estate0.0031%1,421
Percentage Net Loans Charged-off: Multi-family residential0.0257%163
Percentage Net Loans Charged-off: 1-4 family residential0.0738%1,806
Percentage Net Loans Charged-off: Home equity loans0.6342%159
All other 1-4 family - Percent of loans charged-off, net0.0393%2,187
Percentage Net Loans Charged-off: Commercial and industrial1.6440%1,181
Percentage Net Loans Charged-off: Loans to individuals0.8965%2,565
Percentage Net Loans Charged-off: Credit card loans0.9752%1,733
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0120%678
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.9486%41
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3445%1,959
Percentage Net Loans Charged-off: Total real estate loans0.0529%412
Percentage Net Loans Charged-off:Construction & development0.0006%265
Percentage Net Loans Charged-off: Commercial real estate0.0020%416
Percentage Net Loans Charged-off: Multi-family residential0.0277%83
Percentage Net Loans Charged-off: 1-4 family residential0.0968%252
Percentage Net Loans Charged-off: Home equity loans0.0434%290
All other 1-4 family - Percent of loans charged-off, net0.0999%245
Percentage Net Loans Charged-off: Commercial and industrial0.7484%326
Percentage Net Loans Charged-off: Loans to individuals1.2311%326
Percentage Net Loans Charged-off: Credit card loans1.9196%514
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8392%105
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3970%1,777
Percentage Net Loans Charged-off: Total real estate loans0.0805%319
Percentage Net Loans Charged-off:Construction & development0.0065%233
Percentage Net Loans Charged-off: Commercial real estate0.0024%405
Percentage Net Loans Charged-off: Multi-family residential0.0341%91
Percentage Net Loans Charged-off: 1-4 family residential0.1346%220
Percentage Net Loans Charged-off: Home equity loans0.0509%288
All other 1-4 family - Percent of loans charged-off, net0.1397%211
Percentage Net Loans Charged-off: Commercial and industrial0.5373%364
Percentage Net Loans Charged-off: Loans to individuals1.5753%248
Percentage Net Loans Charged-off: Credit card loans3.4348%281
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8038%97
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2920%2,528
Percentage Net Loans Charged-off: Total real estate loans0.0526%456
Percentage Net Loans Charged-off:Construction & development0.1007%133
Percentage Net Loans Charged-off: Commercial real estate0.0016%451
Percentage Net Loans Charged-off: Multi-family residential0.0037%147
Percentage Net Loans Charged-off: 1-4 family residential0.0676%409
Percentage Net Loans Charged-off: Home equity loans0.0343%331
All other 1-4 family - Percent of loans charged-off, net0.0700%365
Percentage Net Loans Charged-off: Commercial and industrial0.3914%427
Percentage Net Loans Charged-off: Loans to individuals0.9987%490
Percentage Net Loans Charged-off: Credit card loans3.2757%364
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7901%95
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2709%2,999
Percentage Net Loans Charged-off: Total real estate loans-0.0322%1,344
Percentage Net Loans Charged-off:Construction & development0.0156%224
Percentage Net Loans Charged-off: Commercial real estate-0.1210%1,319
Percentage Net Loans Charged-off: Multi-family residential0.0106%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0135%1,343
Percentage Net Loans Charged-off: Home equity loans-0.0219%1,249
All other 1-4 family - Percent of loans charged-off, net-0.0130%1,336
Percentage Net Loans Charged-off: Commercial and industrial-0.2792%1,323
Percentage Net Loans Charged-off: Loans to individuals1.4542%357
Percentage Net Loans Charged-off: Credit card loans4.2190%296
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9035%79
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1493%4,859
Percentage Net Loans Charged-off: Total real estate loans-0.0295%1,382
Percentage Net Loans Charged-off:Construction & development0.0113%264
Percentage Net Loans Charged-off: Commercial real estate-0.0785%1,324
Percentage Net Loans Charged-off: Multi-family residential-0.2840%1,400
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%1,329
Percentage Net Loans Charged-off: Home equity loans0.0025%408
All other 1-4 family - Percent of loans charged-off, net-0.0012%1,323
Percentage Net Loans Charged-off: Commercial and industrial-0.0475%1,217
Percentage Net Loans Charged-off: Loans to individuals0.7175%707
Percentage Net Loans Charged-off: Credit card loans2.7316%463
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3944%155
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1666%4,379
Percentage Net Loans Charged-off: Total real estate loans0.0145%897
Percentage Net Loans Charged-off:Construction & development-0.0157%1,322
Percentage Net Loans Charged-off: Commercial real estate-0.0734%1,327
Percentage Net Loans Charged-off: Multi-family residential0.0035%277
Percentage Net Loans Charged-off: 1-4 family residential0.0466%558
Percentage Net Loans Charged-off: Home equity loans0.0097%389
All other 1-4 family - Percent of loans charged-off, net0.0500%520
Percentage Net Loans Charged-off: Commercial and industrial0.3240%406
Percentage Net Loans Charged-off: Loans to individuals0.3971%864
Percentage Net Loans Charged-off: Credit card loans1.2457%740
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3044%183
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1473%4,812
Percentage Net Loans Charged-off: Total real estate loans0.0116%957
Percentage Net Loans Charged-off:Construction & development-0.0215%1,248
Percentage Net Loans Charged-off: Commercial real estate-0.0125%1,217
Percentage Net Loans Charged-off: Multi-family residential0.2388%242
Percentage Net Loans Charged-off: 1-4 family residential0.0118%890
Percentage Net Loans Charged-off: Home equity loans-0.0044%1,209
All other 1-4 family - Percent of loans charged-off, net0.0134%824
Percentage Net Loans Charged-off: Commercial and industrial0.3221%437
Percentage Net Loans Charged-off: Loans to individuals0.2775%900
Percentage Net Loans Charged-off: Credit card loans1.0651%710
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2847%163
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2261%5,045
Percentage Net Loans Charged-off: Total real estate loans0.0939%769
Percentage Net Loans Charged-off:Construction & development0.4737%329
Percentage Net Loans Charged-off: Commercial real estate0.1553%628
Percentage Net Loans Charged-off: Multi-family residential0.4042%244
Percentage Net Loans Charged-off: 1-4 family residential-0.0145%1,416
Percentage Net Loans Charged-off: Home equity loans0.0012%460
All other 1-4 family - Percent of loans charged-off, net-0.0164%1,414
Percentage Net Loans Charged-off: Commercial and industrial0.3897%613
Percentage Net Loans Charged-off: Loans to individuals0.3353%928
Percentage Net Loans Charged-off: Credit card loans1.1799%721
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2935%227
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2929%6,098
Percentage Net Loans Charged-off: Total real estate loans0.1041%936
Percentage Net Loans Charged-off:Construction & development0.1357%567
Percentage Net Loans Charged-off: Commercial real estate0.1242%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0901%633
Percentage Net Loans Charged-off: Home equity loans0.0445%414
All other 1-4 family - Percent of loans charged-off, net0.0960%591
Percentage Net Loans Charged-off: Commercial and industrial0.4065%848
Percentage Net Loans Charged-off: Loans to individuals0.5679%898
Percentage Net Loans Charged-off: Credit card loans1.8755%652
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2844%264
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144