Home > Rainbow Financial Corporation > Income and Expense
Rainbow Financial Corporation, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 7,312 |
| Total interest expense | $1,964,000 | 6,247 |
| Net interest income | $1,217,000 | 8,299 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $44,000 | 9,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $1,358,000 | 7,075 |
| Salaries and employee benefits | $766,000 | 6,836 |
| Premises and equipment expense | $143,000 | 7,816 |
| Additional noninterest expense | $449,000 | 6,813 |
| Pre-tax net operating income | $-222,000 | 10,010 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $-80,000 | 10,194 |
| Income before extraordinary items | $-130,000 | 9,982 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-130,000 | 9,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,125 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-137,680 | 9,950 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 7,305 |
| Total interest expense | $1,978,000 | 6,306 |
| Net interest income | $1,406,000 | 8,222 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $1,325,000 | 7,244 |
| Salaries and employee benefits | $597,000 | 7,937 |
| Premises and equipment expense | $208,000 | 6,702 |
| Additional noninterest expense | $520,000 | 6,344 |
| Pre-tax net operating income | $-66,000 | 10,455 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $49,000 | 9,272 |
| Income before extraordinary items | $-115,000 | 10,540 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-115,000 | 10,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,148 |
| Cash dividends | $46,000 | 7,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-115,000 | 10,513 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 7,517 |
| Total interest expense | $1,984,000 | 6,441 |
| Net interest income | $1,412,000 | 8,484 |
| Provision for loan and lease losses | $199,000 | 3,449 |
| Total noninterest income | $15,000 | 11,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $980,000 | 8,740 |
| Salaries and employee benefits | $550,000 | 8,488 |
| Premises and equipment expense | $138,000 | 8,337 |
| Additional noninterest expense | $292,000 | 8,962 |
| Pre-tax net operating income | $248,000 | 9,501 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $122,000 | 10,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $122,000 | 10,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,872 |
| Cash dividends | $46,000 | 7,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $122,000 | 9,969 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 7,774 |
| Total interest expense | $1,838,000 | 6,813 |
| Net interest income | $1,483,000 | 8,581 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $32,000 | 11,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $964,000 | 9,100 |
| Salaries and employee benefits | $540,000 | 8,780 |
| Premises and equipment expense | $163,000 | 7,979 |
| Additional noninterest expense | $261,000 | 9,713 |
| Pre-tax net operating income | $537,000 | 8,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $195,000 | 7,506 |
| Income before extraordinary items | $342,000 | 8,553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $342,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $46,000 | 7,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $342,000 | 8,516 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 8,351 |
| Total interest expense | $1,376,000 | 7,288 |
| Net interest income | $1,453,000 | 9,006 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $62,000 | 11,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $939,000 | 9,595 |
| Salaries and employee benefits | $521,000 | 9,197 |
| Premises and equipment expense | $154,000 | 8,443 |
| Additional noninterest expense | $264,000 | 10,358 |
| Pre-tax net operating income | $558,000 | 8,256 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $215,000 | 7,096 |
| Income before extraordinary items | $343,000 | 8,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $343,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,163 |
| Cash dividends | $45,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $343,000 | 8,752 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 8,383 |
| Total interest expense | $1,477,000 | 7,286 |
| Net interest income | $1,495,000 | 9,126 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $189,000 | 9,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,846 |
| Total noninterest expense | $906,000 | 10,167 |
| Salaries and employee benefits | $505,000 | 9,616 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $737,000 | 7,169 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $476,000 | 7,734 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $476,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $46,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $474,080 | 7,494 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 8,431 |
| Total interest expense | $1,929,000 | 7,277 |
| Net interest income | $1,400,000 | 9,622 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $117,000 | 11,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $817,000 | 10,927 |
| Salaries and employee benefits | $453,000 | 10,272 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $263,000 | 11,375 |
| Pre-tax net operating income | $651,000 | 7,384 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $241,000 | 6,810 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $410,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $410,000 | 7,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.