auto loan
by gmag on Jun. 05, 2011 in Auto LoanI am really getting irritiated with U S Bank and it'd loan criteria. In 2006 I tried to secure a mortgage loan w/72000.00 down on a 90000.00 home and was turned down because I had a 5 year old bankruptcy. This to me is a no brainer loan, instant equity if I defaulted. Last year when interest payments went down I did secure a 2nd mortgage through your bank for 28000.00 after much hassle. Last month I secured another loan for 6200.00 for a car and it to also needed to have a waiver because of the bankruptcy but I did get it. Last week when I needed a loan for my wife to get a used car for 6850.00 I WAS DENIED!!! Reason: a 9 year old bankruptcy. I have had ipecable credit for 9 years, my Trans Union score is 729= a very good score. My debt to income is excellent and still U S Bank insist I am a risk. U S Bank has given me two overrides with in 2 years now all of a sudden when I need money they pull this crap on me. My wife and I have been banking with you for over 5 years. What does one have to do to get your attention with matters like these. If I am not credit worthy because of a 9 year old bankruptcy then U S Bank who also had issues with credit should have never receieved bailout money from the tax payers.
Signed, Really ticked off
1 Answer
Nov. 28, 2011
I want to refinace my new 2012 card under a general motors account, it is
now with Bank of America at a high rate of interest. How can I find a
bank (HSBC handles General Motors) in my area to talk with a represnetative? My car is a 2012 Buick LaCross.
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I want to refinace my new 2012 card under a general motors account, it is
now with Bank of America at a high rate of interest. How can I find a
bank (HSBC handles General Motors) in my area to talk with a represnetative? My car is a 2012 Buick LaCross.
0 0 report abuse