Home > Provident Bank > Net charge- offs to loans
Provident Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0591% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 4,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0637% | 4,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5187% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8531% | 4,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8531% | 4,564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0930% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0617% | 4,441 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6542% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0051% | 4,598 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0051% | 4,599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0561% | 4,459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 4,063 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2109% | 4,620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2109% | 4,621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0476% | 4,547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4634% | 4,530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4634% | 4,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0046% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0454% | 4,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0776% | 4,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0431% | 4,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2159% | 4,387 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7303% | 4,637 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7303% | 4,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0393% | 4,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0199% | 4,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0062% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 4,355 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0776% | 4,551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 4,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2496% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7906% | 4,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7906% | 4,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0094% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0624% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0788% | 3,377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0612% | 4,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3991% | 4,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6675% | 4,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6675% | 4,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0804% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 4,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0789% | 3,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8636% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4222% | 4,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4222% | 4,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0370% | 4,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 3,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0021% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 4,167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0433% | 3,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0385% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5869% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7895% | 4,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7895% | 4,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0450% | 4,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 568 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0028% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0279% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 4,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7226% | 4,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8930% | 4,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8930% | 4,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1068% | 4,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0401% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0045% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0614% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0120% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2124% | 4,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2124% | 4,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1046% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0092% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1861% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0346% | 4,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0894% | 4,351 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8876% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8876% | 4,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 4,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0598% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 4,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2717% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8905% | 4,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8905% | 4,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,193 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 3,430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 4,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3829% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9708% | 4,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9708% | 4,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0019% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6795% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6193% | 4,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6193% | 4,778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1633% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 4,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 4,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8278% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5895% | 4,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5895% | 4,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,379 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0696% | 3,671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5468% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2597% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2597% | 4,832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1546% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0473% | 3,671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 4,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4446% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7691% | 5,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7691% | 5,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 4,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0370% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5243% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3023% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3023% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 4,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0490% | 3,762 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 4,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3295% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0868% | 4,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0868% | 4,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3897% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 4,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0528% | 3,755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7077% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8029% | 5,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8029% | 5,152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5166% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 4,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0675% | 3,820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8873% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8913% | 5,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8913% | 5,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6112% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 3,809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5387% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0741% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0741% | 2,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4249% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6408% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6408% | 408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1076% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8138% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0559% | 5,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0559% | 5,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1009% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7794% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1845% | 5,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1845% | 5,496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2795% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3665% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4088% | 5,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4088% | 5,341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5203% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5720% | 5,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5720% | 5,419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 2,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 5,041 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 3,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6188% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2395% | 5,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2395% | 5,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4031% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 5,131 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 4,594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8290% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1736% | 5,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1737% | 5,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4036% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 5,315 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 4,631 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0211% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1197% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1520% | 5,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1520% | 5,232 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3676% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0210% | 4,691 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0400% | 4,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2373% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2221% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2221% | 601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3706% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 2,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.0199% | 4,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0091% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0891% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 2,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0730% | 2,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9572% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9572% | 144 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3807% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0603% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0126% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0596% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9725% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9726% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3721% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0427% | 5,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0616% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,762 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1457% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3104% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2363% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2363% | 102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3420% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 1,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1543% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1519% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1741% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1741% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3508% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 5,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0638% | 1,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1911% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1925% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1909% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3938% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3008% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3008% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2913% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.0517% | 5,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2025% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2704% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3136% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6462% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6462% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2741% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0820% | 5,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2268% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3881% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2064% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1228% | 5,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3448% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3448% | 284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2615% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0908% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1805% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 4,530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2060% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 4,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8332% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8332% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3383% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2229% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1931% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.3975% | 5,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2093% | 1,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3204% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1667% | 1,110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3390% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4201% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1441% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1441% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4138% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1848% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.5454% | 5,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1783% | 1,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3388% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1233% | 1,069 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3650% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3909% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4044% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4044% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3882% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2367% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2140% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1733% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3651% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0672% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4018% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2728% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8191% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8191% | 482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3369% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1479% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 1,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2384% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1030% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2553% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5079% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3836% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3836% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3224% | 561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2671% | 2,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.1857% | 2,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3005% | 1,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0029% | 848 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3323% | 2,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1668% | 1,470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3523% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2382% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4787% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4787% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3635% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4543% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2467% | 2,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 2,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3725% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1988% | 1,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3934% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0667% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0986% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0986% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3365% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2200% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1718% | 1,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3503% | 2,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2789% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3588% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4451% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2650% | 2,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2650% | 2,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3197% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4600% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2870% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3455% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3417% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0508% | 960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3771% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3436% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4662% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4662% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3278% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5162% | 2,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2901% | 3,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0841% | 2,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2770% | 2,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3884% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3838% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3890% | 2,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1581% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6784% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.6695% | 147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5213% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5356% | 2,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2755% | 3,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.1085% | 2,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2131% | 2,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4052% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5096% | 1,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3930% | 2,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4614% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3595% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3452% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5484% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5327% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2190% | 3,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.1573% | 2,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1462% | 2,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3327% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3110% | 1,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3352% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5496% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9858% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9678% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6182% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3549% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1672% | 2,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 1,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3325% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3703% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3282% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2306% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2641% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2469% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6153% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6315% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4052% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.6565% | 2,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8183% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1176% | 3,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3426% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 4,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0590% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9945% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7011% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5700% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3161% | 3,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.8505% | 2,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5151% | 1,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 3,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4590% | 1,149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 3,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2554% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1670% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7105% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7940% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4522% | 2,606 |
| Percentage Net Loans Charged-off:Construction & development | 1.2311% | 1,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7833% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1740% | 2,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5967% | 888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 3,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2697% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6171% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6360% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9896% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5729% | 1,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.0424% | 6,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4220% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1053% | 915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 2,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2663% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9819% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6900% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3919% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1385% | 4,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.4096% | 3,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0447% | 3,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 3,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7001% | 1,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1375% | 3,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0787% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3620% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0431% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3058% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 4,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0605% | 2,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 3,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1638% | 1,394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 3,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1197% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1537% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1179% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3311% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 4,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 2,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 3,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0666% | 1,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 3,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8665% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4298% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1661% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 3,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 2,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 2,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6280% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2995% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1880% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2385% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1691% | 458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 4,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1045% | 1,195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 3,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5731% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8825% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4745% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1256% | 4,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1561% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3182% | 270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 3,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5754% | 1,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7917% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4366% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 2,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2057% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1525% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0681% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 7,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 2,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0326% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4227% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1190% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 7,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2870% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3668% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4759% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 5,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 8,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 7,860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1504% | 6,064 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 7,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1973% | 2,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2104% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9189% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 5,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 7,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 7,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1895% | 6,065 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 7,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1727% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0854% | 4,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8329% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 6,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 7,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 7,819 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3501% | 6,067 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1474% | 7,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8302% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 7,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 7,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2294% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0573% | 3,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2724% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 5,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 7,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 8,040 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2647% | 6,117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 7,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3709% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0496% | 5,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7701% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 7,958 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1812% | 6,096 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 7,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3884% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2302% | 3,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9523% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 7,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 7,976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1585% | 6,058 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 7,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5901% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2281% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3328% | 158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 2,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 8,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 7,968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 6,008 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 7,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8563% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3637% | 2,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0797% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0645% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 8,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 8,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 8,122 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2289% | 6,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 7,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3301% | 2,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8853% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.7038% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 7,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 8,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 8,068 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1972% | 6,059 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 7,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3829% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7471% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8980% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 4,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 8,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 8,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 8,109 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3856% | 6,010 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 7,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2157% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7761% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.9712% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 6,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 8,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0457% | 8,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7425% | 6,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 8,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0607% | 7,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2101% | 3,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.4801% | 29 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1182% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 2,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9193% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4817% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9283% | 2,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1410% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3603% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1319% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5283% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1734% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4496% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0792% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6615% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 5,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 2,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 2,227 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3008% | 6,097 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3047% | 3,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1832% | 8,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9413% | 6,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1300% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1943% | 3,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2494% | 8,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 5,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 8,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 8,659 |
| Percentage Net Loans Charged-off: Home equity loans | -3.1631% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3359% | 2,336 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1651% | 8,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2023% | 5,924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4334% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0309% | 7,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6889% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7941% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3189% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 43.5518% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 8,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5266% | 2,756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1644% | 8,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 7,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 2,836 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1469% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 2,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 8,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1250% | 6,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 6,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0763% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6850% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4546% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0767% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 6,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1034% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1433% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2068% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3307% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0916% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0852% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1298% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0035% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 7,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3180% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5768% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3528% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4907% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1108% | 5,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3275% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1455% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9860% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3166% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0509% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 4,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6517% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2123% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7527% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1823% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7421% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4224% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3144% | 2,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3794% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4114% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3696% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2327% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5559% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2053% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1014% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5282% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 4,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2960% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2272% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4245% | 237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2977% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1094% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3186% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4545% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2666% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8759% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8144% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9176% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0809% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6081% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1702% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6586% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9020% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8177% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |