Home > Prevail Bank > Income and Expense
Prevail Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $32,134,000 | 1,324 |
| Total interest expense | $14,008,000 | 1,022 |
| Net interest income | $18,126,000 | 1,566 |
| Provision for loan and lease losses | $720,000 | 1,024 |
| Total noninterest income | $2,524,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $201,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,323,000 | 1,487 |
| Total noninterest expense | $31,670,000 | 855 |
| Salaries and employee benefits | $11,393,000 | 1,218 |
| Premises and equipment expense | $2,711,000 | 949 |
| Additional noninterest expense | $2,323,000 | 1,487 |
| Pre-tax net operating income | $-11,740,000 | 4,590 |
| Securities gains (losses) | $-423,000 | 4,150 |
| Applicable income taxes | $1,319,000 | 1,259 |
| Income before extraordinary items | $-13,482,000 | 4,575 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-13,482,000 | 4,575 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-13,482,000 | 4,576 |
| Net charge-offs | $30,000 | 2,026 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-13,059,000 | 4,579 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $23,058,000 | 1,342 |
| Total interest expense | $9,275,000 | 1,046 |
| Net interest income | $13,783,000 | 1,554 |
| Provision for loan and lease losses | $540,000 | 954 |
| Total noninterest income | $2,020,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $145,000 | 2,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,875,000 | 1,411 |
| Total noninterest expense | $26,943,000 | 764 |
| Salaries and employee benefits | $8,549,000 | 1,215 |
| Premises and equipment expense | $2,080,000 | 942 |
| Additional noninterest expense | $1,875,000 | 1,411 |
| Pre-tax net operating income | $-11,680,000 | 4,591 |
| Securities gains (losses) | $-435,000 | 4,352 |
| Applicable income taxes | $1,429,000 | 1,039 |
| Income before extraordinary items | $-13,544,000 | 4,608 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-13,544,000 | 4,608 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-13,544,000 | 4,608 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-13,109,000 | 4,611 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,758,000 | 1,354 |
| Total interest expense | $5,563,000 | 1,031 |
| Net interest income | $9,195,000 | 1,563 |
| Provision for loan and lease losses | $360,000 | 932 |
| Total noninterest income | $1,454,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $91,000 | 2,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,363,000 | 1,249 |
| Total noninterest expense | $9,519,000 | 1,242 |
| Salaries and employee benefits | $5,762,000 | 1,199 |
| Premises and equipment expense | $1,392,000 | 924 |
| Additional noninterest expense | $1,363,000 | 1,248 |
| Pre-tax net operating income | $770,000 | 3,324 |
| Securities gains (losses) | $-435,000 | 4,467 |
| Applicable income taxes | $-200,000 | 4,578 |
| Income before extraordinary items | $535,000 | 3,535 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $535,000 | 3,570 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $535,000 | 3,534 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $970,000 | 2,927 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,172,000 | 1,360 |
| Total interest expense | $2,497,000 | 1,012 |
| Net interest income | $4,675,000 | 1,556 |
| Provision for loan and lease losses | $180,000 | 940 |
| Total noninterest income | $429,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $45,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 1,779 |
| Total noninterest expense | $4,732,000 | 1,261 |
| Salaries and employee benefits | $2,896,000 | 1,214 |
| Premises and equipment expense | $745,000 | 887 |
| Additional noninterest expense | $384,000 | 1,779 |
| Pre-tax net operating income | $192,000 | 3,933 |
| Securities gains (losses) | $-238,000 | 4,464 |
| Applicable income taxes | $-159,000 | 4,603 |
| Income before extraordinary items | $113,000 | 4,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $113,000 | 4,100 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $113,000 | 4,100 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $301,020 | 3,509 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,302,000 | 1,246 |
| Total interest expense | $2,506,000 | 836 |
| Net interest income | $16,796,000 | 1,295 |
| Provision for loan and lease losses | $540,000 | 932 |
| Total noninterest income | $1,211,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $141,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,070,000 | 1,983 |
| Total noninterest expense | $12,622,000 | 1,351 |
| Salaries and employee benefits | $7,699,000 | 1,288 |
| Premises and equipment expense | $1,629,000 | 1,115 |
| Additional noninterest expense | $1,070,000 | 1,983 |
| Pre-tax net operating income | $4,845,000 | 1,731 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $865,000 | 1,449 |
| Income before extraordinary items | $3,980,000 | 1,734 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,980,000 | 1,733 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,980,000 | 1,733 |
| Net charge-offs | $14,000 | 1,719 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,980,000 | 1,772 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,556,000 | 1,220 |
| Total interest expense | $1,361,000 | 848 |
| Net interest income | $11,195,000 | 1,254 |
| Provision for loan and lease losses | $360,000 | 836 |
| Total noninterest income | $792,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $90,000 | 2,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $702,000 | 2,050 |
| Total noninterest expense | $8,136,000 | 1,375 |
| Salaries and employee benefits | $5,068,000 | 1,296 |
| Premises and equipment expense | $956,000 | 1,262 |
| Additional noninterest expense | $2,112,000 | 1,541 |
| Pre-tax net operating income | $3,491,000 | 1,554 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $701,000 | 1,239 |
| Income before extraordinary items | $2,790,000 | 1,588 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,790,000 | 1,586 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,790,000 | 1,588 |
| Net charge-offs | $10,000 | 1,581 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,790,000 | 1,623 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 1,198 |
| Total interest expense | $643,000 | 852 |
| Net interest income | $5,614,000 | 1,215 |
| Provision for loan and lease losses | $180,000 | 691 |
| Total noninterest income | $366,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $44,000 | 2,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 2,113 |
| Total noninterest expense | $3,893,000 | 1,414 |
| Salaries and employee benefits | $2,449,000 | 1,333 |
| Premises and equipment expense | $468,000 | 1,292 |
| Additional noninterest expense | $976,000 | 1,605 |
| Pre-tax net operating income | $1,907,000 | 1,397 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $398,000 | 1,109 |
| Income before extraordinary items | $1,509,000 | 1,454 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,509,000 | 1,454 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,509,000 | 1,454 |
| Net charge-offs | $7,000 | 1,284 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,509,000 | 1,466 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $25,453,000 | 1,209 |
| Total interest expense | $3,356,000 | 818 |
| Net interest income | $22,097,000 | 1,251 |
| Provision for loan and lease losses | $650,000 | 834 |
| Total noninterest income | $1,967,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $168,000 | 2,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,799,000 | 2,029 |
| Total noninterest expense | $15,799,000 | 1,388 |
| Salaries and employee benefits | $10,203,000 | 1,279 |
| Premises and equipment expense | $1,631,000 | 1,423 |
| Additional noninterest expense | $3,965,000 | 1,595 |
| Pre-tax net operating income | $7,615,000 | 1,537 |
| Securities gains (losses) | $17,000 | 1,564 |
| Applicable income taxes | $1,572,000 | 1,276 |
| Income before extraordinary items | $6,060,000 | 1,646 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,060,000 | 1,645 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,060,000 | 1,646 |
| Net charge-offs | $-52,000 | 4,137 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,046,570 | 1,624 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $19,261,000 | 1,225 |
| Total interest expense | $2,649,000 | 829 |
| Net interest income | $16,612,000 | 1,271 |
| Provision for loan and lease losses | $575,000 | 732 |
| Total noninterest income | $1,337,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $120,000 | 2,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,217,000 | 2,169 |
| Total noninterest expense | $11,808,000 | 1,403 |
| Salaries and employee benefits | $7,600,000 | 1,292 |
| Premises and equipment expense | $1,215,000 | 1,453 |
| Additional noninterest expense | $2,993,000 | 1,598 |
| Pre-tax net operating income | $5,566,000 | 1,638 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $1,090,000 | 1,397 |
| Income before extraordinary items | $4,490,000 | 1,732 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,490,000 | 1,730 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,490,000 | 1,732 |
| Net charge-offs | $-51,000 | 4,217 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,478,800 | 1,705 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,738,000 | 1,228 |
| Total interest expense | $1,856,000 | 826 |
| Net interest income | $10,882,000 | 1,273 |
| Provision for loan and lease losses | $450,000 | 658 |
| Total noninterest income | $931,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $80,000 | 2,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $851,000 | 2,093 |
| Total noninterest expense | $7,823,000 | 1,404 |
| Salaries and employee benefits | $5,071,000 | 1,290 |
| Premises and equipment expense | $808,000 | 1,459 |
| Additional noninterest expense | $1,944,000 | 1,605 |
| Pre-tax net operating income | $3,540,000 | 1,659 |
| Securities gains (losses) | $14,000 | 1,302 |
| Applicable income taxes | $732,000 | 1,390 |
| Income before extraordinary items | $2,822,000 | 1,774 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,822,000 | 1,774 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,822,000 | 1,774 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,810,940 | 1,755 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,513,000 | 1,216 |
| Total interest expense | $979,000 | 827 |
| Net interest income | $5,534,000 | 1,255 |
| Provision for loan and lease losses | $225,000 | 730 |
| Total noninterest income | $424,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $37,000 | 2,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 2,189 |
| Total noninterest expense | $4,110,000 | 1,337 |
| Salaries and employee benefits | $2,700,000 | 1,206 |
| Premises and equipment expense | $421,000 | 1,433 |
| Additional noninterest expense | $989,000 | 1,557 |
| Pre-tax net operating income | $1,623,000 | 1,779 |
| Securities gains (losses) | $14,000 | 969 |
| Applicable income taxes | $348,000 | 1,403 |
| Income before extraordinary items | $1,289,000 | 1,905 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,289,000 | 1,904 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,289,000 | 1,905 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,277,940 | 1,884 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $25,961,000 | 1,197 |
| Total interest expense | $5,895,000 | 816 |
| Net interest income | $20,066,000 | 1,275 |
| Provision for loan and lease losses | $3,449,000 | 727 |
| Total noninterest income | $1,896,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $182,000 | 2,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,714,000 | 1,952 |
| Total noninterest expense | $15,431,000 | 1,379 |
| Salaries and employee benefits | $9,148,000 | 1,349 |
| Premises and equipment expense | $1,640,000 | 1,420 |
| Additional noninterest expense | $4,643,000 | 1,362 |
| Pre-tax net operating income | $3,082,000 | 2,394 |
| Securities gains (losses) | $268,000 | 886 |
| Applicable income taxes | $592,000 | 1,826 |
| Income before extraordinary items | $2,758,000 | 2,416 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,758,000 | 2,416 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,758,000 | 2,416 |
| Net charge-offs | $64,000 | 2,260 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,538,240 | 2,485 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,457,000 | 1,193 |
| Total interest expense | $4,741,000 | 813 |
| Net interest income | $14,716,000 | 1,295 |
| Provision for loan and lease losses | $3,281,000 | 667 |
| Total noninterest income | $1,239,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $226,000 | 2,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,013,000 | 2,133 |
| Total noninterest expense | $11,612,000 | 1,361 |
| Salaries and employee benefits | $6,736,000 | 1,356 |
| Premises and equipment expense | $1,247,000 | 1,401 |
| Additional noninterest expense | $3,629,000 | 1,299 |
| Pre-tax net operating income | $1,062,000 | 3,380 |
| Securities gains (losses) | $268,000 | 766 |
| Applicable income taxes | $152,000 | 2,551 |
| Income before extraordinary items | $1,178,000 | 3,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,178,000 | 3,140 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,178,000 | 3,141 |
| Net charge-offs | $64,000 | 1,921 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $939,480 | 3,381 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,619,000 | 1,157 |
| Total interest expense | $3,373,000 | 821 |
| Net interest income | $10,246,000 | 1,241 |
| Provision for loan and lease losses | $2,503,000 | 617 |
| Total noninterest income | $636,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $151,000 | 2,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 2,397 |
| Total noninterest expense | $7,824,000 | 1,331 |
| Salaries and employee benefits | $4,700,000 | 1,298 |
| Premises and equipment expense | $827,000 | 1,401 |
| Additional noninterest expense | $2,297,000 | 1,342 |
| Pre-tax net operating income | $555,000 | 3,627 |
| Securities gains (losses) | $197,000 | 708 |
| Applicable income taxes | $32,000 | 3,073 |
| Income before extraordinary items | $720,000 | 3,244 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $720,000 | 3,243 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $720,000 | 3,244 |
| Net charge-offs | $54,000 | 1,691 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $530,880 | 3,541 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 1,175 |
| Total interest expense | $1,802,000 | 864 |
| Net interest income | $4,986,000 | 1,263 |
| Provision for loan and lease losses | $1,499,000 | 482 |
| Total noninterest income | $278,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $96,000 | 2,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,546 |
| Total noninterest expense | $4,260,000 | 1,244 |
| Salaries and employee benefits | $2,393,000 | 1,293 |
| Premises and equipment expense | $410,000 | 1,413 |
| Additional noninterest expense | $1,457,000 | 1,124 |
| Pre-tax net operating income | $-495,000 | 4,978 |
| Securities gains (losses) | $99,000 | 611 |
| Applicable income taxes | $-176,000 | 4,981 |
| Income before extraordinary items | $-220,000 | 4,890 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-220,000 | 4,890 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-220,000 | 4,890 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-298,210 | 4,949 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $19,206,000 | 1,566 |
| Total interest expense | $5,932,000 | 1,067 |
| Net interest income | $13,274,000 | 1,783 |
| Provision for loan and lease losses | $45,000 | 3,444 |
| Total noninterest income | $780,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $87,000 | 4,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 2,671 |
| Total noninterest expense | $11,943,000 | 1,654 |
| Salaries and employee benefits | $6,555,000 | 1,715 |
| Premises and equipment expense | $1,436,000 | 1,558 |
| Additional noninterest expense | $3,952,000 | 1,525 |
| Pre-tax net operating income | $2,066,000 | 2,984 |
| Securities gains (losses) | $426,000 | 408 |
| Applicable income taxes | $466,000 | 2,046 |
| Income before extraordinary items | $2,026,000 | 2,882 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,026,000 | 2,882 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,026,000 | 2,883 |
| Net charge-offs | $45,000 | 2,712 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,680,940 | 3,104 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,372,000 | 1,693 |
| Total interest expense | $4,192,000 | 1,132 |
| Net interest income | $9,180,000 | 1,921 |
| Provision for loan and lease losses | $45,000 | 3,145 |
| Total noninterest income | $541,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $45,000 | 4,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,747 |
| Total noninterest expense | $7,587,000 | 1,914 |
| Salaries and employee benefits | $4,407,000 | 1,879 |
| Premises and equipment expense | $913,000 | 1,800 |
| Additional noninterest expense | $2,267,000 | 1,899 |
| Pre-tax net operating income | $2,089,000 | 2,651 |
| Securities gains (losses) | $238,000 | 479 |
| Applicable income taxes | $460,000 | 1,869 |
| Income before extraordinary items | $1,867,000 | 2,643 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,867,000 | 2,644 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,867,000 | 2,644 |
| Net charge-offs | $45,000 | 2,285 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,676,600 | 2,761 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,889,000 | 1,694 |
| Total interest expense | $2,726,000 | 1,135 |
| Net interest income | $6,163,000 | 1,915 |
| Provision for loan and lease losses | $28,000 | 3,162 |
| Total noninterest income | $231,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $28,000 | 4,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,257 |
| Total noninterest expense | $4,825,000 | 1,985 |
| Salaries and employee benefits | $2,906,000 | 1,900 |
| Premises and equipment expense | $639,000 | 1,741 |
| Additional noninterest expense | $1,280,000 | 2,183 |
| Pre-tax net operating income | $1,541,000 | 2,457 |
| Securities gains (losses) | $340,000 | 276 |
| Applicable income taxes | $351,000 | 1,733 |
| Income before extraordinary items | $1,530,000 | 2,302 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,530,000 | 2,302 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,530,000 | 2,302 |
| Net charge-offs | $28,000 | 2,198 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,254,600 | 2,562 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,406,000 | 1,707 |
| Total interest expense | $1,296,000 | 1,159 |
| Net interest income | $3,110,000 | 1,911 |
| Provision for loan and lease losses | $10,000 | 3,068 |
| Total noninterest income | $111,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $14,000 | 4,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,259 |
| Total noninterest expense | $2,303,000 | 2,056 |
| Salaries and employee benefits | $1,430,000 | 1,941 |
| Premises and equipment expense | $260,000 | 2,025 |
| Additional noninterest expense | $613,000 | 2,245 |
| Pre-tax net operating income | $908,000 | 2,179 |
| Securities gains (losses) | $110,000 | 266 |
| Applicable income taxes | $185,000 | 1,655 |
| Income before extraordinary items | $833,000 | 2,143 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $833,000 | 2,142 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $833,000 | 2,142 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $742,800 | 2,258 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,729,000 | 1,604 |
| Total interest expense | $4,126,000 | 1,103 |
| Net interest income | $13,603,000 | 1,753 |
| Provision for loan and lease losses | $-20,000 | 5,103 |
| Total noninterest income | $445,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $57,000 | 4,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,383 |
| Total noninterest expense | $8,856,000 | 2,087 |
| Salaries and employee benefits | $5,680,000 | 1,894 |
| Premises and equipment expense | $1,010,000 | 2,046 |
| Additional noninterest expense | $2,166,000 | 2,463 |
| Pre-tax net operating income | $5,212,000 | 1,734 |
| Securities gains (losses) | $42,000 | 452 |
| Applicable income taxes | $998,000 | 1,390 |
| Income before extraordinary items | $4,256,000 | 1,823 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,256,000 | 1,822 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,256,000 | 1,822 |
| Net charge-offs | $-20,000 | 4,676 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,221,980 | 1,825 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,244,000 | 1,598 |
| Total interest expense | $2,957,000 | 1,079 |
| Net interest income | $10,287,000 | 1,735 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $332,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $40,000 | 4,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,408 |
| Total noninterest expense | $6,619,000 | 2,089 |
| Salaries and employee benefits | $4,271,000 | 1,888 |
| Premises and equipment expense | $786,000 | 1,997 |
| Additional noninterest expense | $1,562,000 | 2,524 |
| Pre-tax net operating income | $3,910,000 | 1,740 |
| Securities gains (losses) | $36,000 | 469 |
| Applicable income taxes | $734,000 | 1,453 |
| Income before extraordinary items | $3,212,000 | 1,813 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,212,000 | 1,812 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,212,000 | 1,812 |
| Net charge-offs | $90,000 | 1,804 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,182,840 | 1,817 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,778,000 | 1,590 |
| Total interest expense | $1,886,000 | 1,063 |
| Net interest income | $6,892,000 | 1,731 |
| Provision for loan and lease losses | $79,000 | 2,398 |
| Total noninterest income | $221,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $25,000 | 4,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 3,412 |
| Total noninterest expense | $4,471,000 | 2,083 |
| Salaries and employee benefits | $2,894,000 | 1,880 |
| Premises and equipment expense | $545,000 | 1,957 |
| Additional noninterest expense | $1,032,000 | 2,558 |
| Pre-tax net operating income | $2,563,000 | 1,732 |
| Securities gains (losses) | $21,000 | 466 |
| Applicable income taxes | $460,000 | 1,483 |
| Income before extraordinary items | $2,124,000 | 1,793 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,124,000 | 1,792 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,124,000 | 1,792 |
| Net charge-offs | $79,000 | 1,470 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,106,780 | 1,796 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 1,591 |
| Total interest expense | $917,000 | 1,028 |
| Net interest income | $3,435,000 | 1,733 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $109,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $13,000 | 4,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,404 |
| Total noninterest expense | $2,143,000 | 2,164 |
| Salaries and employee benefits | $1,426,000 | 1,921 |
| Premises and equipment expense | $214,000 | 2,340 |
| Additional noninterest expense | $503,000 | 2,615 |
| Pre-tax net operating income | $1,351,000 | 1,617 |
| Securities gains (losses) | $21,000 | 329 |
| Applicable income taxes | $247,000 | 1,381 |
| Income before extraordinary items | $1,125,000 | 1,672 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,125,000 | 1,672 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,125,000 | 1,672 |
| Net charge-offs | $50,000 | 1,196 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,107,780 | 1,681 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,466,000 | 1,530 |
| Total interest expense | $3,291,000 | 991 |
| Net interest income | $14,175,000 | 1,648 |
| Provision for loan and lease losses | $93,000 | 3,140 |
| Total noninterest income | $421,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $33,000 | 5,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,492 |
| Total noninterest expense | $8,805,000 | 2,115 |
| Salaries and employee benefits | $5,634,000 | 1,907 |
| Premises and equipment expense | $1,340,000 | 1,684 |
| Additional noninterest expense | $1,831,000 | 2,818 |
| Pre-tax net operating income | $5,698,000 | 1,538 |
| Securities gains (losses) | $13,000 | 1,489 |
| Applicable income taxes | $1,623,000 | 1,469 |
| Income before extraordinary items | $4,088,000 | 1,590 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,088,000 | 1,590 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,088,000 | 1,590 |
| Net charge-offs | $93,000 | 2,505 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,078,640 | 1,572 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,047,000 | 1,532 |
| Total interest expense | $2,400,000 | 1,004 |
| Net interest income | $10,647,000 | 1,654 |
| Provision for loan and lease losses | $92,000 | 2,724 |
| Total noninterest income | $307,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $25,000 | 5,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 3,559 |
| Total noninterest expense | $6,370,000 | 2,179 |
| Salaries and employee benefits | $4,141,000 | 1,939 |
| Premises and equipment expense | $913,000 | 1,837 |
| Additional noninterest expense | $1,316,000 | 2,899 |
| Pre-tax net operating income | $4,492,000 | 1,474 |
| Securities gains (losses) | $108,000 | 572 |
| Applicable income taxes | $1,267,000 | 1,257 |
| Income before extraordinary items | $3,333,000 | 1,588 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,333,000 | 1,587 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,333,000 | 1,588 |
| Net charge-offs | $92,000 | 2,006 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,255,240 | 1,605 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,664,000 | 1,520 |
| Total interest expense | $1,569,000 | 992 |
| Net interest income | $7,095,000 | 1,643 |
| Provision for loan and lease losses | $40,000 | 2,995 |
| Total noninterest income | $211,000 | 4,206 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $16,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 3,507 |
| Total noninterest expense | $4,164,000 | 2,221 |
| Salaries and employee benefits | $2,849,000 | 1,900 |
| Premises and equipment expense | $414,000 | 2,416 |
| Additional noninterest expense | $901,000 | 2,859 |
| Pre-tax net operating income | $3,102,000 | 1,430 |
| Securities gains (losses) | $35,000 | 779 |
| Applicable income taxes | $879,000 | 1,200 |
| Income before extraordinary items | $2,258,000 | 1,541 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,258,000 | 1,540 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,258,000 | 1,541 |
| Net charge-offs | $40,000 | 2,153 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,232,800 | 1,542 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 1,523 |
| Total interest expense | $763,000 | 1,000 |
| Net interest income | $3,519,000 | 1,639 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $107,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $6,000 | 5,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,459 |
| Total noninterest expense | $2,087,000 | 2,239 |
| Salaries and employee benefits | $1,452,000 | 1,903 |
| Premises and equipment expense | $200,000 | 2,509 |
| Additional noninterest expense | $435,000 | 2,942 |
| Pre-tax net operating income | $1,524,000 | 1,421 |
| Securities gains (losses) | $32,000 | 427 |
| Applicable income taxes | $441,000 | 1,171 |
| Income before extraordinary items | $1,115,000 | 1,542 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,115,000 | 1,542 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,115,000 | 1,542 |
| Net charge-offs | $15,000 | 2,041 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,091,960 | 1,549 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,417,000 | 1,460 |
| Total interest expense | $2,974,000 | 977 |
| Net interest income | $14,443,000 | 1,545 |
| Provision for loan and lease losses | $331,000 | 1,894 |
| Total noninterest income | $262,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $30,000 | 5,441 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $232,000 | 4,218 |
| Total noninterest expense | $8,170,000 | 2,250 |
| Salaries and employee benefits | $5,641,000 | 1,895 |
| Premises and equipment expense | $834,000 | 2,422 |
| Additional noninterest expense | $1,695,000 | 3,088 |
| Pre-tax net operating income | $6,204,000 | 1,365 |
| Securities gains (losses) | $64,000 | 1,664 |
| Applicable income taxes | $1,889,000 | 1,094 |
| Income before extraordinary items | $4,379,000 | 1,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,379,000 | 1,543 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,379,000 | 1,543 |
| Net charge-offs | $131,000 | 2,349 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,334,200 | 1,526 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,093,000 | 1,460 |
| Total interest expense | $2,211,000 | 984 |
| Net interest income | $10,882,000 | 1,546 |
| Provision for loan and lease losses | $312,000 | 1,583 |
| Total noninterest income | $163,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $23,000 | 5,497 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $140,000 | 4,473 |
| Total noninterest expense | $6,023,000 | 2,284 |
| Salaries and employee benefits | $4,096,000 | 1,941 |
| Premises and equipment expense | $662,000 | 2,344 |
| Additional noninterest expense | $1,265,000 | 3,099 |
| Pre-tax net operating income | $4,710,000 | 1,370 |
| Securities gains (losses) | $64,000 | 1,582 |
| Applicable income taxes | $1,468,000 | 1,094 |
| Income before extraordinary items | $3,306,000 | 1,552 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,306,000 | 1,551 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,306,000 | 1,552 |
| Net charge-offs | $112,000 | 1,975 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,261,840 | 1,532 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,727,000 | 1,457 |
| Total interest expense | $1,461,000 | 989 |
| Net interest income | $7,266,000 | 1,547 |
| Provision for loan and lease losses | $286,000 | 1,322 |
| Total noninterest income | $81,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $14,000 | 5,583 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $67,000 | 4,826 |
| Total noninterest expense | $4,028,000 | 2,289 |
| Salaries and employee benefits | $2,783,000 | 1,919 |
| Premises and equipment expense | $404,000 | 2,494 |
| Additional noninterest expense | $841,000 | 3,115 |
| Pre-tax net operating income | $3,033,000 | 1,392 |
| Securities gains (losses) | $25,000 | 1,834 |
| Applicable income taxes | $960,000 | 1,113 |
| Income before extraordinary items | $2,098,000 | 1,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,098,000 | 1,585 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,098,000 | 1,585 |
| Net charge-offs | $86,000 | 1,761 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,080,750 | 1,558 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 1,447 |
| Total interest expense | $728,000 | 989 |
| Net interest income | $3,665,000 | 1,526 |
| Provision for loan and lease losses | $265,000 | 765 |
| Total noninterest income | $35,000 | 5,411 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $7,000 | 5,613 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $28,000 | 4,988 |
| Total noninterest expense | $2,012,000 | 2,289 |
| Salaries and employee benefits | $1,409,000 | 1,907 |
| Premises and equipment expense | $199,000 | 2,551 |
| Additional noninterest expense | $404,000 | 3,209 |
| Pre-tax net operating income | $1,423,000 | 1,447 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $439,000 | 1,159 |
| Income before extraordinary items | $984,000 | 1,646 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $984,000 | 1,647 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $984,000 | 1,647 |
| Net charge-offs | $65,000 | 1,273 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $984,000 | 1,606 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,613,000 | 1,410 |
| Total interest expense | $2,903,000 | 979 |
| Net interest income | $14,710,000 | 1,501 |
| Provision for loan and lease losses | $74,000 | 3,317 |
| Total noninterest income | $102,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $27,000 | 5,730 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $75,000 | 5,290 |
| Total noninterest expense | $8,120,000 | 2,268 |
| Salaries and employee benefits | $5,610,000 | 1,860 |
| Premises and equipment expense | $783,000 | 2,594 |
| Additional noninterest expense | $1,727,000 | 3,097 |
| Pre-tax net operating income | $6,618,000 | 1,253 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $2,214,000 | 938 |
| Income before extraordinary items | $4,416,000 | 1,495 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,416,000 | 1,495 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,416,000 | 1,495 |
| Net charge-offs | $74,000 | 2,932 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,407,960 | 1,473 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,212,000 | 1,424 |
| Total interest expense | $2,187,000 | 969 |
| Net interest income | $11,025,000 | 1,518 |
| Provision for loan and lease losses | $8,000 | 4,086 |
| Total noninterest income | $74,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,368 |
| Total noninterest expense | $6,000,000 | 2,293 |
| Salaries and employee benefits | $4,153,000 | 1,890 |
| Premises and equipment expense | $586,000 | 2,640 |
| Additional noninterest expense | $1,261,000 | 3,172 |
| Pre-tax net operating income | $5,091,000 | 1,259 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,727,000 | 934 |
| Income before extraordinary items | $3,364,000 | 1,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,364,000 | 1,498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,364,000 | 1,498 |
| Net charge-offs | $8,000 | 3,710 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,364,000 | 1,461 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,838,000 | 1,428 |
| Total interest expense | $1,463,000 | 971 |
| Net interest income | $7,375,000 | 1,506 |
| Provision for loan and lease losses | $5,000 | 3,922 |
| Total noninterest income | $79,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $13,000 | 5,880 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $66,000 | 4,947 |
| Total noninterest expense | $4,090,000 | 2,253 |
| Salaries and employee benefits | $2,848,000 | 1,843 |
| Premises and equipment expense | $395,000 | 2,625 |
| Additional noninterest expense | $847,000 | 3,185 |
| Pre-tax net operating income | $3,359,000 | 1,255 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,142,000 | 940 |
| Income before extraordinary items | $2,217,000 | 1,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,217,000 | 1,498 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,217,000 | 1,498 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,217,000 | 1,459 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 1,420 |
| Total interest expense | $734,000 | 983 |
| Net interest income | $3,693,000 | 1,503 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $81,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $75,000 | 4,002 |
| Total noninterest expense | $2,048,000 | 2,261 |
| Salaries and employee benefits | $1,430,000 | 1,848 |
| Premises and equipment expense | $195,000 | 2,700 |
| Additional noninterest expense | $423,000 | 3,178 |
| Pre-tax net operating income | $1,706,000 | 1,193 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $584,000 | 919 |
| Income before extraordinary items | $1,122,000 | 1,441 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,122,000 | 1,443 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,122,000 | 1,443 |
| Net charge-offs | $20,000 | 2,118 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,122,000 | 1,400 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,066,000 | 1,401 |
| Total interest expense | $3,144,000 | 957 |
| Net interest income | $14,922,000 | 1,481 |
| Provision for loan and lease losses | $67,000 | 3,548 |
| Total noninterest income | $213,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $40,000 | 5,854 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $173,000 | 4,701 |
| Total noninterest expense | $8,213,000 | 2,279 |
| Salaries and employee benefits | $5,576,000 | 1,848 |
| Premises and equipment expense | $849,000 | 2,548 |
| Additional noninterest expense | $1,788,000 | 3,130 |
| Pre-tax net operating income | $6,855,000 | 1,180 |
| Securities gains (losses) | $-2,840,000 | 6,492 |
| Applicable income taxes | $1,321,000 | 1,298 |
| Income before extraordinary items | $2,694,000 | 2,183 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,694,000 | 2,182 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,694,000 | 2,182 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,596,800 | 1,379 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,574,000 | 1,402 |
| Total interest expense | $2,372,000 | 959 |
| Net interest income | $11,202,000 | 1,480 |
| Provision for loan and lease losses | $52,000 | 3,356 |
| Total noninterest income | $177,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $30,000 | 5,930 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $147,000 | 4,599 |
| Total noninterest expense | $6,033,000 | 2,317 |
| Salaries and employee benefits | $4,093,000 | 1,890 |
| Premises and equipment expense | $655,000 | 2,533 |
| Additional noninterest expense | $1,285,000 | 3,236 |
| Pre-tax net operating income | $5,294,000 | 1,154 |
| Securities gains (losses) | $-2,675,000 | 6,570 |
| Applicable income taxes | $838,000 | 1,466 |
| Income before extraordinary items | $1,781,000 | 2,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,781,000 | 2,413 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,781,000 | 2,412 |
| Net charge-offs | $52,000 | 3,217 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,600,000 | 1,323 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,070,000 | 1,395 |
| Total interest expense | $1,589,000 | 954 |
| Net interest income | $7,481,000 | 1,475 |
| Provision for loan and lease losses | $23,000 | 3,581 |
| Total noninterest income | $70,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $51,000 | 5,318 |
| Total noninterest expense | $4,070,000 | 2,299 |
| Salaries and employee benefits | $2,762,000 | 1,872 |
| Premises and equipment expense | $455,000 | 2,458 |
| Additional noninterest expense | $853,000 | 3,259 |
| Pre-tax net operating income | $3,458,000 | 1,149 |
| Securities gains (losses) | $-1,893,000 | 6,642 |
| Applicable income taxes | $499,000 | 1,545 |
| Income before extraordinary items | $1,066,000 | 2,527 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,066,000 | 2,530 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,066,000 | 2,531 |
| Net charge-offs | $23,000 | 3,345 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,353,240 | 1,305 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 1,375 |
| Total interest expense | $803,000 | 955 |
| Net interest income | $3,812,000 | 1,447 |
| Provision for loan and lease losses | $7,000 | 3,504 |
| Total noninterest income | $46,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $37,000 | 4,923 |
| Total noninterest expense | $1,941,000 | 2,401 |
| Salaries and employee benefits | $1,277,000 | 2,030 |
| Premises and equipment expense | $230,000 | 2,481 |
| Additional noninterest expense | $434,000 | 3,221 |
| Pre-tax net operating income | $1,910,000 | 1,025 |
| Securities gains (losses) | $-1,486,000 | 6,719 |
| Applicable income taxes | $108,000 | 2,292 |
| Income before extraordinary items | $316,000 | 3,455 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $316,000 | 3,458 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $316,000 | 3,458 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,430,500 | 1,068 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,571,000 | 1,300 |
| Total interest expense | $3,678,000 | 926 |
| Net interest income | $15,893,000 | 1,365 |
| Provision for loan and lease losses | $218,000 | 2,869 |
| Total noninterest income | $190,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $34,000 | 6,224 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $156,000 | 4,912 |
| Total noninterest expense | $7,320,000 | 2,523 |
| Salaries and employee benefits | $4,966,000 | 2,058 |
| Premises and equipment expense | $713,000 | 2,931 |
| Additional noninterest expense | $1,641,000 | 3,426 |
| Pre-tax net operating income | $8,545,000 | 904 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $3,173,000 | 641 |
| Income before extraordinary items | $5,372,000 | 1,152 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,372,000 | 1,154 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,372,000 | 1,155 |
| Net charge-offs | $218,000 | 2,918 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,372,000 | 1,126 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,795,000 | 1,297 |
| Total interest expense | $2,812,000 | 946 |
| Net interest income | $11,983,000 | 1,356 |
| Provision for loan and lease losses | $197,000 | 2,615 |
| Total noninterest income | $145,000 | 5,733 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $26,000 | 6,279 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $119,000 | 4,980 |
| Total noninterest expense | $5,172,000 | 2,668 |
| Salaries and employee benefits | $3,283,000 | 2,300 |
| Premises and equipment expense | $559,000 | 2,869 |
| Additional noninterest expense | $1,330,000 | 3,254 |
| Pre-tax net operating income | $6,759,000 | 875 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,343,000 | 650 |
| Income before extraordinary items | $4,416,000 | 1,063 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,416,000 | 1,065 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,416,000 | 1,065 |
| Net charge-offs | $197,000 | 2,587 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,416,000 | 1,039 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,950,000 | 1,271 |
| Total interest expense | $1,904,000 | 954 |
| Net interest income | $8,046,000 | 1,343 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $-61,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-75,000 | 6,782 |
| Total noninterest expense | $2,945,000 | 3,040 |
| Salaries and employee benefits | $2,095,000 | 2,399 |
| Premises and equipment expense | $226,000 | 4,021 |
| Additional noninterest expense | $624,000 | 4,098 |
| Pre-tax net operating income | $4,890,000 | 785 |
| Securities gains (losses) | $38,000 | 1,690 |
| Applicable income taxes | $1,920,000 | 555 |
| Income before extraordinary items | $3,008,000 | 1,035 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,008,000 | 1,036 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,008,000 | 1,038 |
| Net charge-offs | $150,000 | 2,377 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,983,680 | 1,000 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 1,279 |
| Total interest expense | $970,000 | 972 |
| Net interest income | $4,007,000 | 1,345 |
| Provision for loan and lease losses | $19,000 | 3,641 |
| Total noninterest income | $36,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $1,611,000 | 2,858 |
| Salaries and employee benefits | $902,000 | 2,765 |
| Premises and equipment expense | $294,000 | 1,996 |
| Additional noninterest expense | $415,000 | 3,417 |
| Pre-tax net operating income | $2,413,000 | 782 |
| Securities gains (losses) | $10,000 | 1,481 |
| Applicable income taxes | $1,040,000 | 533 |
| Income before extraordinary items | $1,383,000 | 1,100 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,383,000 | 1,102 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,383,000 | 1,102 |
| Net charge-offs | $19,000 | 3,117 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,376,600 | 1,046 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $23,558,000 | 1,135 |
| Total interest expense | $4,821,000 | 930 |
| Net interest income | $18,737,000 | 1,178 |
| Provision for loan and lease losses | $238,000 | 3,719 |
| Total noninterest income | $-68,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $29,000 | 6,538 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-97,000 | 6,731 |
| Total noninterest expense | $5,970,000 | 3,059 |
| Salaries and employee benefits | $3,948,000 | 2,484 |
| Premises and equipment expense | $639,000 | 3,236 |
| Additional noninterest expense | $1,383,000 | 3,986 |
| Pre-tax net operating income | $12,461,000 | 603 |
| Securities gains (losses) | $122,000 | 2,108 |
| Applicable income taxes | $4,778,000 | 446 |
| Income before extraordinary items | $7,805,000 | 771 |
| Extraordinary gains, net | $69,000 | 18 |
| Net income | $7,874,000 | 764 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,874,000 | 767 |
| Net charge-offs | $238,000 | 3,584 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,726,920 | 725 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $18,198,000 | 1,125 |
| Total interest expense | $3,766,000 | 936 |
| Net interest income | $14,432,000 | 1,158 |
| Provision for loan and lease losses | $141,000 | 3,953 |
| Total noninterest income | $5,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $22,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-17,000 | 6,762 |
| Total noninterest expense | $4,192,000 | 3,217 |
| Salaries and employee benefits | $2,613,000 | 2,809 |
| Premises and equipment expense | $487,000 | 3,223 |
| Additional noninterest expense | $1,092,000 | 3,878 |
| Pre-tax net operating income | $10,104,000 | 584 |
| Securities gains (losses) | $108,000 | 1,916 |
| Applicable income taxes | $3,718,000 | 451 |
| Income before extraordinary items | $6,494,000 | 715 |
| Extraordinary gains, net | $69,000 | 12 |
| Net income | $6,563,000 | 706 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,563,000 | 707 |
| Net charge-offs | $141,000 | 3,663 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $6,424,880 | 690 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,903,000 | 1,149 |
| Total interest expense | $2,619,000 | 936 |
| Net interest income | $9,284,000 | 1,202 |
| Provision for loan and lease losses | $72,000 | 4,220 |
| Total noninterest income | $47,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $14,000 | 6,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $2,701,000 | 3,325 |
| Salaries and employee benefits | $1,780,000 | 2,763 |
| Premises and equipment expense | $175,000 | 4,691 |
| Additional noninterest expense | $746,000 | 3,830 |
| Pre-tax net operating income | $6,558,000 | 588 |
| Securities gains (losses) | $82,000 | 1,724 |
| Applicable income taxes | $2,490,000 | 450 |
| Income before extraordinary items | $4,150,000 | 733 |
| Extraordinary gains, net | $69,000 | 11 |
| Net income | $4,219,000 | 719 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,219,000 | 720 |
| Net charge-offs | $72,000 | 3,720 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,097,520 | 705 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,152,000 | 1,118 |
| Total interest expense | $1,368,000 | 926 |
| Net interest income | $4,784,000 | 1,163 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $46,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,056 |
| Total noninterest expense | $1,544,000 | 2,979 |
| Salaries and employee benefits | $889,000 | 2,775 |
| Premises and equipment expense | $185,000 | 2,956 |
| Additional noninterest expense | $470,000 | 3,243 |
| Pre-tax net operating income | $3,241,000 | 592 |
| Securities gains (losses) | $36,000 | 1,371 |
| Applicable income taxes | $1,340,000 | 424 |
| Income before extraordinary items | $1,937,000 | 775 |
| Extraordinary gains, net | $69,000 | 9 |
| Net income | $2,006,000 | 755 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,006,000 | 755 |
| Net charge-offs | $45,000 | 3,095 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,913,960 | 737 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $26,396,000 | 1,071 |
| Total interest expense | $6,510,000 | 933 |
| Net interest income | $19,886,000 | 1,119 |
| Provision for loan and lease losses | $381,000 | 3,811 |
| Total noninterest income | $40,000 | 6,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $40,000 | 6,065 |
| Total noninterest expense | $6,376,000 | 2,900 |
| Salaries and employee benefits | $4,071,000 | 2,365 |
| Premises and equipment expense | $990,000 | 2,428 |
| Additional noninterest expense | $1,315,000 | 4,212 |
| Pre-tax net operating income | $13,169,000 | 496 |
| Securities gains (losses) | $166,000 | 1,608 |
| Applicable income taxes | $5,203,000 | 401 |
| Income before extraordinary items | $8,132,000 | 630 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,132,000 | 629 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,132,000 | 630 |
| Net charge-offs | $85,000 | 5,110 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $8,025,760 | 618 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,124,000 | 1,071 |
| Total interest expense | $5,036,000 | 946 |
| Net interest income | $15,088,000 | 1,110 |
| Provision for loan and lease losses | $283,000 | 3,691 |
| Total noninterest income | $104,000 | 6,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $104,000 | 5,049 |
| Total noninterest expense | $4,729,000 | 2,933 |
| Salaries and employee benefits | $2,749,000 | 2,621 |
| Premises and equipment expense | $835,000 | 2,209 |
| Additional noninterest expense | $1,145,000 | 3,813 |
| Pre-tax net operating income | $10,180,000 | 500 |
| Securities gains (losses) | $134,000 | 1,522 |
| Applicable income taxes | $3,913,000 | 389 |
| Income before extraordinary items | $6,401,000 | 628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,401,000 | 625 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,401,000 | 628 |
| Net charge-offs | $83,000 | 4,603 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,315,240 | 607 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,304,000 | 1,085 |
| Total interest expense | $3,478,000 | 942 |
| Net interest income | $9,826,000 | 1,138 |
| Provision for loan and lease losses | $83,000 | 4,622 |
| Total noninterest income | $62,000 | 6,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,221 |
| Total noninterest expense | $3,264,000 | 2,865 |
| Salaries and employee benefits | $1,889,000 | 2,547 |
| Premises and equipment expense | $597,000 | 2,118 |
| Additional noninterest expense | $778,000 | 3,821 |
| Pre-tax net operating income | $6,541,000 | 504 |
| Securities gains (losses) | $20,000 | 2,091 |
| Applicable income taxes | $2,400,000 | 406 |
| Income before extraordinary items | $4,161,000 | 626 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,161,000 | 625 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,161,000 | 626 |
| Net charge-offs | $83,000 | 4,023 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,148,200 | 606 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 1,054 |
| Total interest expense | $1,784,000 | 949 |
| Net interest income | $5,079,000 | 1,090 |
| Provision for loan and lease losses | $83,000 | 3,605 |
| Total noninterest income | $45,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $1,716,000 | 2,754 |
| Salaries and employee benefits | $912,000 | 2,665 |
| Premises and equipment expense | $384,000 | 1,681 |
| Additional noninterest expense | $420,000 | 3,614 |
| Pre-tax net operating income | $3,325,000 | 504 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $1,020,000 | 448 |
| Income before extraordinary items | $2,307,000 | 568 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,307,000 | 568 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,307,000 | 568 |
| Net charge-offs | $83,000 | 2,924 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,305,620 | 556 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $27,806,000 | 1,114 |
| Total interest expense | $8,713,000 | 956 |
| Net interest income | $19,093,000 | 1,175 |
| Provision for loan and lease losses | $295,000 | 4,892 |
| Total noninterest income | $159,000 | 6,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $159,000 | 4,901 |
| Total noninterest expense | $5,847,000 | 3,179 |
| Salaries and employee benefits | $3,746,000 | 2,561 |
| Premises and equipment expense | $556,000 | 3,930 |
| Additional noninterest expense | $1,545,000 | 3,930 |
| Pre-tax net operating income | $13,110,000 | 429 |
| Securities gains (losses) | $79,000 | 2,352 |
| Applicable income taxes | $4,981,000 | 364 |
| Income before extraordinary items | $8,208,000 | 555 |
| Extraordinary gains, net | $1,437,000 | 9 |
| Net income | $9,645,000 | 477 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $9,645,000 | 479 |
| Net charge-offs | $70,000 | 5,701 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $8,157,440 | 537 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,186,000 | 1,109 |
| Total interest expense | $6,744,000 | 959 |
| Net interest income | $14,442,000 | 1,176 |
| Provision for loan and lease losses | $245,000 | 4,614 |
| Total noninterest income | $120,000 | 6,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $120,000 | 4,972 |
| Total noninterest expense | $4,206,000 | 3,291 |
| Salaries and employee benefits | $2,593,000 | 2,763 |
| Premises and equipment expense | $476,000 | 3,620 |
| Additional noninterest expense | $1,137,000 | 3,953 |
| Pre-tax net operating income | $10,111,000 | 419 |
| Securities gains (losses) | $49,000 | 2,417 |
| Applicable income taxes | $3,771,000 | 355 |
| Income before extraordinary items | $6,389,000 | 535 |
| Extraordinary gains, net | $1,437,000 | 8 |
| Net income | $7,826,000 | 443 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $7,826,000 | 444 |
| Net charge-offs | $45,000 | 5,579 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,357,640 | 513 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,999,000 | 1,126 |
| Total interest expense | $4,627,000 | 968 |
| Net interest income | $9,372,000 | 1,212 |
| Provision for loan and lease losses | $245,000 | 3,921 |
| Total noninterest income | $80,000 | 6,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 4,990 |
| Total noninterest expense | $2,870,000 | 3,225 |
| Salaries and employee benefits | $1,816,000 | 2,659 |
| Premises and equipment expense | $305,000 | 3,760 |
| Additional noninterest expense | $749,000 | 3,958 |
| Pre-tax net operating income | $6,337,000 | 439 |
| Securities gains (losses) | $23,000 | 2,310 |
| Applicable income taxes | $2,330,000 | 358 |
| Income before extraordinary items | $4,030,000 | 550 |
| Extraordinary gains, net | $1,437,000 | 6 |
| Net income | $5,467,000 | 398 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,467,000 | 398 |
| Net charge-offs | $45,000 | 4,976 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,015,280 | 526 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 1,136 |
| Total interest expense | $2,370,000 | 995 |
| Net interest income | $4,725,000 | 1,214 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $1,508,000 | 3,133 |
| Salaries and employee benefits | $1,040,000 | 2,371 |
| Premises and equipment expense | $193,000 | 3,216 |
| Additional noninterest expense | $275,000 | 4,839 |
| Pre-tax net operating income | $3,252,000 | 407 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $1,100,000 | 355 |
| Income before extraordinary items | $2,155,000 | 515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,155,000 | 517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,155,000 | 517 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,153,020 | 499 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,347,000 | 1,260 |
| Total interest expense | $12,412,000 | 953 |
| Net interest income | $14,935,000 | 1,508 |
| Provision for loan and lease losses | $124,000 | 6,231 |
| Total noninterest income | $229,000 | 6,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $229,000 | 4,421 |
| Total noninterest expense | $6,136,000 | 3,125 |
| Salaries and employee benefits | $3,663,000 | 2,668 |
| Premises and equipment expense | $718,000 | 3,387 |
| Additional noninterest expense | $1,755,000 | 3,668 |
| Pre-tax net operating income | $8,904,000 | 481 |
| Securities gains (losses) | $135,000 | 1,873 |
| Applicable income taxes | $3,370,000 | 366 |
| Income before extraordinary items | $5,669,000 | 591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,669,000 | 591 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,669,000 | 592 |
| Net charge-offs | $24,000 | 6,585 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,582,600 | 598 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,553,000 | 1,283 |
| Total interest expense | $9,672,000 | 968 |
| Net interest income | $10,881,000 | 1,546 |
| Provision for loan and lease losses | $11,000 | 7,084 |
| Total noninterest income | $191,000 | 5,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $191,000 | 4,355 |
| Total noninterest expense | $4,291,000 | 3,306 |
| Salaries and employee benefits | $2,425,000 | 3,011 |
| Premises and equipment expense | $652,000 | 2,939 |
| Additional noninterest expense | $1,214,000 | 3,847 |
| Pre-tax net operating income | $6,770,000 | 501 |
| Securities gains (losses) | $123,000 | 1,664 |
| Applicable income taxes | $2,440,000 | 390 |
| Income before extraordinary items | $4,453,000 | 610 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,453,000 | 610 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,453,000 | 612 |
| Net charge-offs | $11,000 | 6,487 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,373,050 | 614 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,630,000 | 1,320 |
| Total interest expense | $6,230,000 | 1,068 |
| Net interest income | $7,400,000 | 1,514 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $151,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $151,000 | 4,106 |
| Total noninterest expense | $2,761,000 | 3,444 |
| Salaries and employee benefits | $1,696,000 | 2,931 |
| Premises and equipment expense | $222,000 | 4,786 |
| Additional noninterest expense | $843,000 | 3,736 |
| Pre-tax net operating income | $4,790,000 | 460 |
| Securities gains (losses) | $94,000 | 1,540 |
| Applicable income taxes | $1,650,000 | 395 |
| Income before extraordinary items | $3,234,000 | 557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,234,000 | 555 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,234,000 | 557 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,171,960 | 551 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 1,318 |
| Total interest expense | $3,260,000 | 1,062 |
| Net interest income | $3,640,000 | 1,529 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $1,415,000 | 3,295 |
| Salaries and employee benefits | $967,000 | 2,618 |
| Premises and equipment expense | $174,000 | 3,586 |
| Additional noninterest expense | $274,000 | 4,684 |
| Pre-tax net operating income | $2,275,000 | 525 |
| Securities gains (losses) | $56,000 | 1,256 |
| Applicable income taxes | $670,000 | 491 |
| Income before extraordinary items | $1,661,000 | 602 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,661,000 | 603 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,661,000 | 605 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,621,240 | 579 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,990,000 | 1,436 |
| Total interest expense | $16,547,000 | 967 |
| Net interest income | $10,443,000 | 2,125 |
| Provision for loan and lease losses | $26,000 | 6,918 |
| Total noninterest income | $145,000 | 6,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $145,000 | 5,369 |
| Total noninterest expense | $4,574,000 | 3,835 |
| Salaries and employee benefits | $3,072,000 | 3,179 |
| Premises and equipment expense | $572,000 | 4,093 |
| Additional noninterest expense | $930,000 | 5,053 |
| Pre-tax net operating income | $5,988,000 | 935 |
| Securities gains (losses) | $78,000 | 1,308 |
| Applicable income taxes | $2,330,000 | 590 |
| Income before extraordinary items | $3,736,000 | 1,111 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,736,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,109 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,686,080 | 1,192 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,295,000 | 1,467 |
| Total interest expense | $12,923,000 | 963 |
| Net interest income | $7,372,000 | 2,270 |
| Provision for loan and lease losses | $26,000 | 6,375 |
| Total noninterest income | $105,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 5,553 |
| Total noninterest expense | $3,110,000 | 4,111 |
| Salaries and employee benefits | $1,993,000 | 3,623 |
| Premises and equipment expense | $488,000 | 3,698 |
| Additional noninterest expense | $629,000 | 5,289 |
| Pre-tax net operating income | $4,341,000 | 1,166 |
| Securities gains (losses) | $47,000 | 1,472 |
| Applicable income taxes | $1,670,000 | 758 |
| Income before extraordinary items | $2,718,000 | 1,366 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,718,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,256 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,687,920 | 1,449 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,463,000 | 1,507 |
| Total interest expense | $8,730,000 | 987 |
| Net interest income | $4,733,000 | 2,326 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $66,000 | 7,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $66,000 | 5,727 |
| Total noninterest expense | $1,873,000 | 4,447 |
| Salaries and employee benefits | $1,337,000 | 3,644 |
| Premises and equipment expense | $180,000 | 5,427 |
| Additional noninterest expense | $356,000 | 5,739 |
| Pre-tax net operating income | $2,926,000 | 1,216 |
| Securities gains (losses) | $43,000 | 1,544 |
| Applicable income taxes | $950,000 | 983 |
| Income before extraordinary items | $2,019,000 | 1,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,019,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,989,760 | 1,367 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,744,000 | 1,544 |
| Total interest expense | $4,500,000 | 1,035 |
| Net interest income | $2,244,000 | 2,445 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $32,000 | 7,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $999,000 | 4,232 |
| Salaries and employee benefits | $667,000 | 3,674 |
| Premises and equipment expense | $114,000 | 4,779 |
| Additional noninterest expense | $218,000 | 5,106 |
| Pre-tax net operating income | $1,277,000 | 1,455 |
| Securities gains (losses) | $37,000 | 1,259 |
| Applicable income taxes | $270,000 | 1,591 |
| Income before extraordinary items | $1,044,000 | 1,434 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,044,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,014,770 | 1,421 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,829,000 | 1,724 |
| Total interest expense | $17,275,000 | 1,142 |
| Net interest income | $7,554,000 | 2,896 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $187,000 | 6,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $187,000 | 5,205 |
| Total noninterest expense | $4,282,000 | 3,910 |
| Salaries and employee benefits | $3,055,000 | 3,180 |
| Premises and equipment expense | $402,000 | 5,012 |
| Additional noninterest expense | $825,000 | 5,246 |
| Pre-tax net operating income | $3,459,000 | 2,222 |
| Securities gains (losses) | $36,000 | 908 |
| Applicable income taxes | $1,015,000 | 1,843 |
| Income before extraordinary items | $2,480,000 | 2,387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,480,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,454,440 | 2,400 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,447,000 | 1,746 |
| Total interest expense | $12,803,000 | 1,161 |
| Net interest income | $5,644,000 | 2,902 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $153,000 | 6,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $153,000 | 5,051 |
| Total noninterest expense | $2,831,000 | 4,265 |
| Salaries and employee benefits | $1,858,000 | 3,744 |
| Premises and equipment expense | $346,000 | 4,578 |
| Additional noninterest expense | $627,000 | 5,150 |
| Pre-tax net operating income | $2,966,000 | 2,130 |
| Securities gains (losses) | $16,000 | 875 |
| Applicable income taxes | $845,000 | 1,830 |
| Income before extraordinary items | $2,137,000 | 2,257 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,137,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,125,480 | 2,251 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,185,000 | 1,777 |
| Total interest expense | $8,430,000 | 1,180 |
| Net interest income | $3,755,000 | 2,928 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $69,000 | 7,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $69,000 | 5,763 |
| Total noninterest expense | $1,756,000 | 4,513 |
| Salaries and employee benefits | $1,247,000 | 3,752 |
| Premises and equipment expense | $117,000 | 6,432 |
| Additional noninterest expense | $392,000 | 5,360 |
| Pre-tax net operating income | $2,068,000 | 2,094 |
| Securities gains (losses) | $11,000 | 843 |
| Applicable income taxes | $525,000 | 1,989 |
| Income before extraordinary items | $1,554,000 | 2,156 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,554,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,545,750 | 2,144 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 1,824 |
| Total interest expense | $4,140,000 | 1,192 |
| Net interest income | $1,763,000 | 3,101 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $876,000 | 4,516 |
| Salaries and employee benefits | $620,000 | 3,802 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $194,000 | 5,363 |
| Pre-tax net operating income | $923,000 | 2,303 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $255,000 | 2,063 |
| Income before extraordinary items | $674,000 | 2,409 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $674,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $669,620 | 2,401 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,491,000 | 1,721 |
| Total interest expense | $14,545,000 | 1,151 |
| Net interest income | $8,946,000 | 2,522 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $142,000 | 7,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $4,197,000 | 3,847 |
| Salaries and employee benefits | $2,998,000 | 3,134 |
| Premises and equipment expense | $432,000 | 4,696 |
| Additional noninterest expense | $767,000 | 5,350 |
| Pre-tax net operating income | $4,891,000 | 1,923 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $1,650,000 | 1,534 |
| Income before extraordinary items | $3,244,000 | 2,139 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,244,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,242,020 | 2,131 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,293,000 | 1,736 |
| Total interest expense | $10,115,000 | 1,212 |
| Net interest income | $7,178,000 | 2,405 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $108,000 | 7,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,705 |
| Total noninterest expense | $2,521,000 | 4,508 |
| Salaries and employee benefits | $1,807,000 | 3,717 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $542,000 | 5,535 |
| Pre-tax net operating income | $4,765,000 | 1,567 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,560,000 | 1,357 |
| Income before extraordinary items | $3,205,000 | 1,737 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,205,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,205,000 | 1,726 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,546,000 | 1,694 |
| Total interest expense | $6,354,000 | 1,231 |
| Net interest income | $5,192,000 | 2,260 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $74,000 | 7,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 5,701 |
| Total noninterest expense | $1,658,000 | 4,571 |
| Salaries and employee benefits | $1,199,000 | 3,747 |
| Premises and equipment expense | $98,000 | 6,810 |
| Additional noninterest expense | $361,000 | 5,521 |
| Pre-tax net operating income | $3,608,000 | 1,407 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,190,000 | 1,208 |
| Income before extraordinary items | $2,418,000 | 1,530 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,418,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,418,000 | 1,511 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 1,637 |
| Total interest expense | $3,082,000 | 1,192 |
| Net interest income | $2,717,000 | 2,138 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $44,000 | 7,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $844,000 | 4,520 |
| Salaries and employee benefits | $589,000 | 3,818 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $196,000 | 5,244 |
| Pre-tax net operating income | $1,917,000 | 1,296 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $650,000 | 1,112 |
| Income before extraordinary items | $1,267,000 | 1,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,267,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,267,000 | 1,413 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,648,000 | 1,469 |
| Total interest expense | $10,063,000 | 1,123 |
| Net interest income | $12,585,000 | 1,739 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $145,000 | 7,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,792 |
| Total noninterest expense | $4,006,000 | 3,856 |
| Salaries and employee benefits | $2,876,000 | 3,087 |
| Premises and equipment expense | $398,000 | 4,872 |
| Additional noninterest expense | $732,000 | 5,467 |
| Pre-tax net operating income | $8,724,000 | 1,111 |
| Securities gains (losses) | $23,000 | 1,207 |
| Applicable income taxes | $3,080,000 | 935 |
| Income before extraordinary items | $5,667,000 | 1,267 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,667,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,652,050 | 1,247 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,755,000 | 1,457 |
| Total interest expense | $6,964,000 | 1,145 |
| Net interest income | $9,791,000 | 1,657 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $118,000 | 7,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,654 |
| Total noninterest expense | $2,430,000 | 4,515 |
| Salaries and employee benefits | $1,728,000 | 3,695 |
| Premises and equipment expense | $165,000 | 6,489 |
| Additional noninterest expense | $537,000 | 5,490 |
| Pre-tax net operating income | $7,479,000 | 986 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $2,650,000 | 854 |
| Income before extraordinary items | $4,848,000 | 1,113 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,848,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,835,650 | 1,098 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 1,398 |
| Total interest expense | $4,405,000 | 1,125 |
| Net interest income | $6,883,000 | 1,557 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,605,000 | 4,524 |
| Salaries and employee benefits | $1,149,000 | 3,688 |
| Premises and equipment expense | $97,000 | 6,763 |
| Additional noninterest expense | $359,000 | 5,443 |
| Pre-tax net operating income | $5,360,000 | 889 |
| Securities gains (losses) | $13,000 | 1,257 |
| Applicable income taxes | $1,900,000 | 789 |
| Income before extraordinary items | $3,473,000 | 1,006 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,473,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,464,550 | 988 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 1,398 |
| Total interest expense | $2,115,000 | 1,104 |
| Net interest income | $3,396,000 | 1,563 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $825,000 | 4,458 |
| Salaries and employee benefits | $566,000 | 3,738 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $206,000 | 4,973 |
| Pre-tax net operating income | $2,625,000 | 897 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $960,000 | 787 |
| Income before extraordinary items | $1,666,000 | 1,047 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,666,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,665,360 | 1,022 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,351,000 | 1,263 |
| Total interest expense | $8,128,000 | 992 |
| Net interest income | $14,223,000 | 1,416 |
| Provision for loan and lease losses | $325,000 | 2,753 |
| Total noninterest income | $105,000 | 8,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $105,000 | 6,329 |
| Total noninterest expense | $3,920,000 | 3,817 |
| Salaries and employee benefits | $2,562,000 | 3,277 |
| Premises and equipment expense | $382,000 | 4,919 |
| Additional noninterest expense | $976,000 | 4,436 |
| Pre-tax net operating income | $10,083,000 | 875 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $3,860,000 | 731 |
| Income before extraordinary items | $6,242,000 | 1,052 |
| Extraordinary gains, net | $325,000 | 11 |
| Net income | $6,567,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,593 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,229,840 | 1,021 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,543,000 | 1,262 |
| Total interest expense | $6,127,000 | 970 |
| Net interest income | $10,416,000 | 1,442 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $81,000 | 8,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 6,288 |
| Total noninterest expense | $2,213,000 | 4,678 |
| Salaries and employee benefits | $1,590,000 | 3,780 |
| Premises and equipment expense | $146,000 | 6,792 |
| Additional noninterest expense | $477,000 | 5,777 |
| Pre-tax net operating income | $7,959,000 | 839 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $2,960,000 | 726 |
| Income before extraordinary items | $5,018,000 | 997 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,018,000 | 998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,005,840 | 965 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,874,000 | 1,267 |
| Total interest expense | $4,211,000 | 935 |
| Net interest income | $6,663,000 | 1,498 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $52,000 | 8,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $1,477,000 | 4,713 |
| Salaries and employee benefits | $1,068,000 | 3,783 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $309,000 | 5,886 |
| Pre-tax net operating income | $5,238,000 | 832 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $1,880,000 | 758 |
| Income before extraordinary items | $3,369,000 | 970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,369,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,361,960 | 937 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,369,000 | 1,290 |
| Total interest expense | $2,131,000 | 945 |
| Net interest income | $3,238,000 | 1,536 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $734,000 | 4,757 |
| Salaries and employee benefits | $529,000 | 3,830 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $165,000 | 5,693 |
| Pre-tax net operating income | $2,531,000 | 853 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $840,000 | 855 |
| Income before extraordinary items | $1,698,000 | 958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,698,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,693,310 | 916 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,614,000 | 1,302 |
| Total interest expense | $9,097,000 | 980 |
| Net interest income | $12,517,000 | 1,556 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $273,000 | 6,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $273,000 | 4,684 |
| Total noninterest expense | $3,261,000 | 4,355 |
| Salaries and employee benefits | $2,252,000 | 3,553 |
| Premises and equipment expense | $352,000 | 5,142 |
| Additional noninterest expense | $657,000 | 5,702 |
| Pre-tax net operating income | $9,529,000 | 892 |
| Securities gains (losses) | $52,000 | 2,478 |
| Applicable income taxes | $3,470,000 | 824 |
| Income before extraordinary items | $6,111,000 | 1,053 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,111,000 | 1,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,670 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,077,720 | 994 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,118,000 | 1,342 |
| Total interest expense | $7,336,000 | 951 |
| Net interest income | $8,782,000 | 1,670 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $209,000 | 6,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 4,713 |
| Total noninterest expense | $2,048,000 | 4,897 |
| Salaries and employee benefits | $1,445,000 | 4,040 |
| Premises and equipment expense | $139,000 | 6,980 |
| Additional noninterest expense | $464,000 | 5,868 |
| Pre-tax net operating income | $6,943,000 | 948 |
| Securities gains (losses) | $49,000 | 2,325 |
| Applicable income taxes | $2,620,000 | 866 |
| Income before extraordinary items | $4,372,000 | 1,141 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,372,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,340,640 | 1,086 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 1,345 |
| Total interest expense | $5,185,000 | 924 |
| Net interest income | $5,699,000 | 1,711 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $148,000 | 6,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $148,000 | 4,594 |
| Total noninterest expense | $1,382,000 | 4,860 |
| Salaries and employee benefits | $964,000 | 4,032 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $323,000 | 5,735 |
| Pre-tax net operating income | $4,465,000 | 979 |
| Securities gains (losses) | $35,000 | 2,261 |
| Applicable income taxes | $1,720,000 | 883 |
| Income before extraordinary items | $2,780,000 | 1,209 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,780,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,757,600 | 1,123 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,397,000 | 1,358 |
| Total interest expense | $2,645,000 | 926 |
| Net interest income | $2,752,000 | 1,769 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $700,000 | 4,790 |
| Salaries and employee benefits | $477,000 | 4,046 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $2,142,000 | 1,019 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $820,000 | 938 |
| Income before extraordinary items | $1,353,000 | 1,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,353,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,333,160 | 1,158 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,192,000 | 1,382 |
| Total interest expense | $11,183,000 | 1,001 |
| Net interest income | $11,009,000 | 1,754 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $197,000 | 7,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 5,060 |
| Total noninterest expense | $2,883,000 | 4,586 |
| Salaries and employee benefits | $1,936,000 | 3,841 |
| Premises and equipment expense | $360,000 | 4,992 |
| Additional noninterest expense | $587,000 | 6,020 |
| Pre-tax net operating income | $8,223,000 | 1,026 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $3,145,000 | 884 |
| Income before extraordinary items | $5,090,000 | 1,233 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,090,000 | 1,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,082,320 | 1,182 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,435,000 | 1,668 |
| Total interest expense | $14,097,000 | 1,137 |
| Net interest income | $6,338,000 | 2,804 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $317,000 | 6,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $317,000 | 3,995 |
| Total noninterest expense | $2,507,000 | 4,933 |
| Salaries and employee benefits | $1,684,000 | 4,133 |
| Premises and equipment expense | $306,000 | 5,464 |
| Additional noninterest expense | $517,000 | 6,336 |
| Pre-tax net operating income | $4,148,000 | 1,715 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $1,520,000 | 1,478 |
| Income before extraordinary items | $2,640,000 | 1,986 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,640,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,632,320 | 1,914 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,546,000 | 1,886 |
| Total interest expense | $12,979,000 | 1,342 |
| Net interest income | $5,567,000 | 3,158 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $212,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $212,000 | 4,668 |
| Total noninterest expense | $2,301,000 | 5,159 |
| Salaries and employee benefits | $1,574,000 | 4,193 |
| Premises and equipment expense | $248,000 | 6,081 |
| Additional noninterest expense | $479,000 | 6,589 |
| Pre-tax net operating income | $3,478,000 | 2,096 |
| Securities gains (losses) | $19,000 | 967 |
| Applicable income taxes | $1,220,000 | 1,797 |
| Income before extraordinary items | $2,277,000 | 2,268 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,277,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,264,650 | 2,285 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,799,000 | 1,941 |
| Total interest expense | $10,456,000 | 1,435 |
| Net interest income | $6,343,000 | 2,774 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $174,000 | 7,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $174,000 | 5,261 |
| Total noninterest expense | $2,326,000 | 5,120 |
| Salaries and employee benefits | $1,484,000 | 4,382 |
| Premises and equipment expense | $247,000 | 6,077 |
| Additional noninterest expense | $595,000 | 5,859 |
| Pre-tax net operating income | $4,191,000 | 1,769 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $1,580,000 | 1,524 |
| Income before extraordinary items | $2,616,000 | 2,024 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,616,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,612,800 | 1,996 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,224,000 | 1,999 |
| Total interest expense | $10,162,000 | 1,504 |
| Net interest income | $6,062,000 | 2,836 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $157,000 | 8,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $157,000 | 5,560 |
| Total noninterest expense | $2,127,000 | 5,349 |
| Salaries and employee benefits | $1,403,000 | 4,495 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $526,000 | 6,257 |
| Pre-tax net operating income | $4,092,000 | 1,780 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $1,455,000 | 1,679 |
| Income before extraordinary items | $2,653,000 | 1,975 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,653,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,642,600 | 1,908 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,549,000 | 2,102 |
| Total interest expense | $9,861,000 | 1,574 |
| Net interest income | $5,688,000 | 3,069 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $150,000 | 8,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $150,000 | 5,684 |
| Total noninterest expense | $1,950,000 | 5,750 |
| Salaries and employee benefits | $1,285,000 | 4,827 |
| Premises and equipment expense | $197,000 | 6,903 |
| Additional noninterest expense | $468,000 | 6,777 |
| Pre-tax net operating income | $3,888,000 | 1,930 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,420,000 | 1,782 |
| Income before extraordinary items | $2,469,000 | 2,134 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,469,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,468,360 | 2,083 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,879,000 | 2,261 |
| Total interest expense | $9,347,000 | 1,687 |
| Net interest income | $5,532,000 | 3,198 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $143,000 | 9,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $143,000 | 6,112 |
| Total noninterest expense | $3,107,000 | 4,202 |
| Salaries and employee benefits | $1,179,000 | 5,285 |
| Premises and equipment expense | $147,000 | 8,133 |
| Additional noninterest expense | $1,781,000 | 2,724 |
| Pre-tax net operating income | $2,568,000 | 2,713 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $1,055,000 | 2,234 |
| Income before extraordinary items | $1,515,000 | 3,157 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,515,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,513,720 | 3,122 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,366,000 | 2,345 |
| Total interest expense | $8,682,000 | 1,825 |
| Net interest income | $5,684,000 | 3,135 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $160,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $160,000 | 5,798 |
| Total noninterest expense | $1,952,000 | 6,104 |
| Salaries and employee benefits | $1,100,000 | 5,598 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $687,000 | 5,941 |
| Pre-tax net operating income | $3,892,000 | 1,908 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $1,410,000 | 1,740 |
| Income before extraordinary items | $2,486,000 | 2,033 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,486,000 | 2,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,483,440 | 2,007 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,272,000 | 2,302 |
| Total interest expense | $6,974,000 | 1,810 |
| Net interest income | $6,298,000 | 2,872 |
| Provision for loan and lease losses | $-33,000 | 11,915 |
| Total noninterest income | $384,000 | 6,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $384,000 | 3,496 |
| Total noninterest expense | $1,940,000 | 6,366 |
| Salaries and employee benefits | $1,091,000 | 5,677 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $694,000 | 6,367 |
| Pre-tax net operating income | $4,775,000 | 1,526 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $1,715,000 | 1,374 |
| Income before extraordinary items | $3,062,000 | 1,599 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,062,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,060,720 | 1,603 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,728,000 | 2,261 |
| Total interest expense | $6,717,000 | 1,935 |
| Net interest income | $7,011,000 | 2,573 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $38,000 | 12,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $1,751,000 | 7,037 |
| Salaries and employee benefits | $1,004,000 | 6,115 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $597,000 | 7,365 |
| Pre-tax net operating income | $5,248,000 | 1,331 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $2,020,000 | 1,205 |
| Income before extraordinary items | $3,235,000 | 1,574 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,235,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,230,520 | 1,484 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,328,000 | 2,444 |
| Total interest expense | $7,794,000 | 2,186 |
| Net interest income | $6,534,000 | 2,806 |
| Provision for loan and lease losses | $152,000 | 6,039 |
| Total noninterest income | $33,000 | 13,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,588,000 | 7,615 |
| Salaries and employee benefits | $862,000 | 6,858 |
| Premises and equipment expense | $129,000 | 9,729 |
| Additional noninterest expense | $597,000 | 7,542 |
| Pre-tax net operating income | $4,827,000 | 1,317 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $1,820,000 | 1,219 |
| Income before extraordinary items | $3,010,000 | 1,538 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,010,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,008,080 | 1,427 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.