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PNC Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2200%424
Percentage Net Loans Charged-off: Total real estate loans-0.0466%4,377
Percentage Net Loans Charged-off:Construction & development0.3404%61
Percentage Net Loans Charged-off: Commercial real estate-0.0097%4,153
Percentage Net Loans Charged-off: Multi-family residential-0.0097%3,920
Percentage Net Loans Charged-off: 1-4 family residential-0.1259%4,524
Percentage Net Loans Charged-off: Home equity loans-0.3015%3,547
All other 1-4 family - Percent of loans charged-off, net-0.0707%4,369
Percentage Net Loans Charged-off: Commercial and industrial0.2623%604
Percentage Net Loans Charged-off: Loans to individuals0.9890%427
Percentage Net Loans Charged-off: Credit card loans3.2090%95
Percentage Net Loans Charged-off: Other loans to individual0.4970%785
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0965%21
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1342%604
Percentage Net Loans Charged-off: Total real estate loans-0.0875%4,607
Percentage Net Loans Charged-off:Construction & development0.0603%124
Percentage Net Loans Charged-off: Commercial real estate-0.0220%4,354
Percentage Net Loans Charged-off: Multi-family residential-0.0059%3,949
Percentage Net Loans Charged-off: 1-4 family residential-0.1498%4,622
Percentage Net Loans Charged-off: Home equity loans-0.3312%3,608
All other 1-4 family - Percent of loans charged-off, net-0.0840%4,483
Percentage Net Loans Charged-off: Commercial and industrial0.1135%747
Percentage Net Loans Charged-off: Loans to individuals0.9083%433
Percentage Net Loans Charged-off: Credit card loans3.3056%90
Percentage Net Loans Charged-off: Other loans to individual0.3326%944
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0046%1,035
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1697%495
Percentage Net Loans Charged-off: Total real estate loans-0.0615%4,546
Percentage Net Loans Charged-off:Construction & development0.1033%82
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,235
Percentage Net Loans Charged-off: Multi-family residential-0.0104%3,966
Percentage Net Loans Charged-off: 1-4 family residential-0.1194%4,618
Percentage Net Loans Charged-off: Home equity loans-0.2576%3,604
All other 1-4 family - Percent of loans charged-off, net-0.0692%4,499
Percentage Net Loans Charged-off: Commercial and industrial0.1381%608
Percentage Net Loans Charged-off: Loans to individuals1.0693%370
Percentage Net Loans Charged-off: Credit card loans3.6462%87
Percentage Net Loans Charged-off: Other loans to individual0.4479%731
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0005%1,006
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2419%349
Percentage Net Loans Charged-off: Total real estate loans-0.0335%4,439
Percentage Net Loans Charged-off:Construction & development0.2800%48
Percentage Net Loans Charged-off: Commercial real estate0.0109%309
Percentage Net Loans Charged-off: Multi-family residential-0.0140%3,971
Percentage Net Loans Charged-off: 1-4 family residential-0.1030%4,633
Percentage Net Loans Charged-off: Home equity loans-0.2341%3,622
All other 1-4 family - Percent of loans charged-off, net-0.0556%4,510
Percentage Net Loans Charged-off: Commercial and industrial0.1985%411
Percentage Net Loans Charged-off: Loans to individuals1.3473%329
Percentage Net Loans Charged-off: Credit card loans3.8969%87
Percentage Net Loans Charged-off: Other loans to individual0.7272%530
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0005%970
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3297%536
Percentage Net Loans Charged-off: Total real estate loans-0.0317%4,537
Percentage Net Loans Charged-off:Construction & development-0.0237%4,241
Percentage Net Loans Charged-off: Commercial real estate0.0242%837
Percentage Net Loans Charged-off: Multi-family residential-0.0313%4,023
Percentage Net Loans Charged-off: 1-4 family residential-0.0599%4,588
Percentage Net Loans Charged-off: Home equity loans-0.0936%3,596
All other 1-4 family - Percent of loans charged-off, net-0.0471%4,534
Percentage Net Loans Charged-off: Commercial and industrial0.2652%1,008
Percentage Net Loans Charged-off: Loans to individuals1.5535%367
Percentage Net Loans Charged-off: Credit card loans3.8972%104
Percentage Net Loans Charged-off: Other loans to individual0.9786%588
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5316%21
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3158%503
Percentage Net Loans Charged-off: Total real estate loans-0.0331%4,572
Percentage Net Loans Charged-off:Construction & development-0.0236%4,279
Percentage Net Loans Charged-off: Commercial real estate0.0234%644
Percentage Net Loans Charged-off: Multi-family residential-0.0130%4,015
Percentage Net Loans Charged-off: 1-4 family residential-0.0648%4,629
Percentage Net Loans Charged-off: Home equity loans-0.0902%3,606
All other 1-4 family - Percent of loans charged-off, net-0.0550%4,599
Percentage Net Loans Charged-off: Commercial and industrial0.2492%883
Percentage Net Loans Charged-off: Loans to individuals1.5888%341
Percentage Net Loans Charged-off: Credit card loans3.8971%118
Percentage Net Loans Charged-off: Other loans to individual1.0250%533
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2385%21
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3498%460
Percentage Net Loans Charged-off: Total real estate loans-0.0329%4,598
Percentage Net Loans Charged-off:Construction & development-0.0417%4,375
Percentage Net Loans Charged-off: Commercial real estate0.0445%468
Percentage Net Loans Charged-off: Multi-family residential-0.0160%4,036
Percentage Net Loans Charged-off: 1-4 family residential-0.0707%4,691
Percentage Net Loans Charged-off: Home equity loans-0.1109%3,644
All other 1-4 family - Percent of loans charged-off, net-0.0548%4,626
Percentage Net Loans Charged-off: Commercial and industrial0.3163%741
Percentage Net Loans Charged-off: Loans to individuals1.6595%374
Percentage Net Loans Charged-off: Credit card loans3.9149%138
Percentage Net Loans Charged-off: Other loans to individual1.1068%551
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0181%1,024
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3340%433
Percentage Net Loans Charged-off: Total real estate loans-0.0408%4,676
Percentage Net Loans Charged-off:Construction & development-0.0756%4,483
Percentage Net Loans Charged-off: Commercial real estate-0.0331%4,731
Percentage Net Loans Charged-off: Multi-family residential-0.0267%4,083
Percentage Net Loans Charged-off: 1-4 family residential-0.0413%4,584
Percentage Net Loans Charged-off: Home equity loans-0.0734%3,627
All other 1-4 family - Percent of loans charged-off, net-0.0284%4,487
Percentage Net Loans Charged-off: Commercial and industrial0.2655%624
Percentage Net Loans Charged-off: Loans to individuals1.7050%440
Percentage Net Loans Charged-off: Credit card loans3.9135%143
Percentage Net Loans Charged-off: Other loans to individual1.1564%613
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0381%1,008
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2723%765
Percentage Net Loans Charged-off: Total real estate loans-0.0129%4,353
Percentage Net Loans Charged-off:Construction & development-0.0185%4,307
Percentage Net Loans Charged-off: Commercial real estate0.0293%865
Percentage Net Loans Charged-off: Multi-family residential0.0152%93
Percentage Net Loans Charged-off: 1-4 family residential-0.0271%4,520
Percentage Net Loans Charged-off: Home equity loans-0.0304%3,585
All other 1-4 family - Percent of loans charged-off, net-0.0256%4,518
Percentage Net Loans Charged-off: Commercial and industrial0.1654%1,530
Percentage Net Loans Charged-off: Loans to individuals1.4911%490
Percentage Net Loans Charged-off: Credit card loans3.6285%161
Percentage Net Loans Charged-off: Other loans to individual0.9767%759
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0087%41
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2464%716
Percentage Net Loans Charged-off: Total real estate loans-0.0132%4,378
Percentage Net Loans Charged-off:Construction & development-0.0211%4,389
Percentage Net Loans Charged-off: Commercial real estate0.0537%584
Percentage Net Loans Charged-off: Multi-family residential-0.0136%4,173
Percentage Net Loans Charged-off: 1-4 family residential-0.0323%4,628
Percentage Net Loans Charged-off: Home equity loans-0.0404%3,653
All other 1-4 family - Percent of loans charged-off, net-0.0284%4,596
Percentage Net Loans Charged-off: Commercial and industrial0.1329%1,360
Percentage Net Loans Charged-off: Loans to individuals1.4322%498
Percentage Net Loans Charged-off: Credit card loans3.6461%149
Percentage Net Loans Charged-off: Other loans to individual0.9073%774
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0126%33
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2388%703
Percentage Net Loans Charged-off: Total real estate loans-0.0054%4,107
Percentage Net Loans Charged-off:Construction & development-0.0247%4,460
Percentage Net Loans Charged-off: Commercial real estate0.0127%607
Percentage Net Loans Charged-off: Multi-family residential-0.0151%4,205
Percentage Net Loans Charged-off: 1-4 family residential0.0066%1,240
Percentage Net Loans Charged-off: Home equity loans0.0637%240
All other 1-4 family - Percent of loans charged-off, net-0.0217%4,534
Percentage Net Loans Charged-off: Commercial and industrial0.1266%1,138
Percentage Net Loans Charged-off: Loans to individuals1.3984%501
Percentage Net Loans Charged-off: Credit card loans3.8211%144
Percentage Net Loans Charged-off: Other loans to individual0.8273%818
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0194%22
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2367%607
Percentage Net Loans Charged-off: Total real estate loans-0.0094%4,406
Percentage Net Loans Charged-off:Construction & development-0.0582%4,642
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,519
Percentage Net Loans Charged-off: Multi-family residential-0.0193%4,263
Percentage Net Loans Charged-off: 1-4 family residential0.0296%754
Percentage Net Loans Charged-off: Home equity loans0.2048%100
All other 1-4 family - Percent of loans charged-off, net-0.0597%4,917
Percentage Net Loans Charged-off: Commercial and industrial0.1006%853
Percentage Net Loans Charged-off: Loans to individuals1.4648%501
Percentage Net Loans Charged-off: Credit card loans3.9073%138
Percentage Net Loans Charged-off: Other loans to individual0.8858%765
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0007%1,035
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1871%1,026
Percentage Net Loans Charged-off: Total real estate loans-0.0279%4,728
Percentage Net Loans Charged-off:Construction & development-0.1240%4,661
Percentage Net Loans Charged-off: Commercial real estate-0.0177%4,718
Percentage Net Loans Charged-off: Multi-family residential-0.0408%4,290
Percentage Net Loans Charged-off: 1-4 family residential-0.0160%4,535
Percentage Net Loans Charged-off: Home equity loans0.1637%224
All other 1-4 family - Percent of loans charged-off, net-0.1139%5,096
Percentage Net Loans Charged-off: Commercial and industrial0.0733%1,760
Percentage Net Loans Charged-off: Loans to individuals1.2378%618
Percentage Net Loans Charged-off: Credit card loans3.3937%173
Percentage Net Loans Charged-off: Other loans to individual0.7463%1,013
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0027%1,125
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1863%900
Percentage Net Loans Charged-off: Total real estate loans-0.0049%4,102
Percentage Net Loans Charged-off:Construction & development-0.0812%4,631
Percentage Net Loans Charged-off: Commercial real estate-0.0121%4,680
Percentage Net Loans Charged-off: Multi-family residential-0.0424%4,329
Percentage Net Loans Charged-off: 1-4 family residential0.0157%1,502
Percentage Net Loans Charged-off: Home equity loans0.2454%148
All other 1-4 family - Percent of loans charged-off, net-0.1108%5,145
Percentage Net Loans Charged-off: Commercial and industrial0.0697%1,500
Percentage Net Loans Charged-off: Loans to individuals1.1949%622
Percentage Net Loans Charged-off: Credit card loans3.4171%165
Percentage Net Loans Charged-off: Other loans to individual0.6958%982
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0026%1,120
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1984%791
Percentage Net Loans Charged-off: Total real estate loans0.0209%1,240
Percentage Net Loans Charged-off:Construction & development-0.0871%4,695
Percentage Net Loans Charged-off: Commercial real estate0.0088%621
Percentage Net Loans Charged-off: Multi-family residential-0.0428%4,367
Percentage Net Loans Charged-off: 1-4 family residential0.0523%924
Percentage Net Loans Charged-off: Home equity loans0.1553%196
All other 1-4 family - Percent of loans charged-off, net-0.0050%4,313
Percentage Net Loans Charged-off: Commercial and industrial0.0680%1,276
Percentage Net Loans Charged-off: Loans to individuals1.2603%550
Percentage Net Loans Charged-off: Credit card loans3.5044%153
Percentage Net Loans Charged-off: Other loans to individual0.7566%849
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0028%1,095
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2023%728
Percentage Net Loans Charged-off: Total real estate loans0.0266%894
Percentage Net Loans Charged-off:Construction & development-0.0156%4,577
Percentage Net Loans Charged-off: Commercial real estate0.0309%356
Percentage Net Loans Charged-off: Multi-family residential-0.0227%4,398
Percentage Net Loans Charged-off: 1-4 family residential0.0373%840
Percentage Net Loans Charged-off: Home equity loans0.1748%158
All other 1-4 family - Percent of loans charged-off, net-0.0401%4,993
Percentage Net Loans Charged-off: Commercial and industrial0.0835%867
Percentage Net Loans Charged-off: Loans to individuals1.2708%615
Percentage Net Loans Charged-off: Credit card loans3.6423%148
Percentage Net Loans Charged-off: Other loans to individual0.7373%937
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0049%1,085
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2090%1,246
Percentage Net Loans Charged-off: Total real estate loans0.0182%2,102
Percentage Net Loans Charged-off:Construction & development-0.0197%4,528
Percentage Net Loans Charged-off: Commercial real estate-0.0310%5,033
Percentage Net Loans Charged-off: Multi-family residential-0.0060%4,400
Percentage Net Loans Charged-off: 1-4 family residential0.0512%1,528
Percentage Net Loans Charged-off: Home equity loans0.1028%412
All other 1-4 family - Percent of loans charged-off, net0.0206%1,912
Percentage Net Loans Charged-off: Commercial and industrial0.1533%1,661
Percentage Net Loans Charged-off: Loans to individuals1.0666%831
Percentage Net Loans Charged-off: Credit card loans3.1538%187
Percentage Net Loans Charged-off: Other loans to individual0.6231%1,343
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0230%1,199
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2046%1,044
Percentage Net Loans Charged-off: Total real estate loans0.0228%1,740
Percentage Net Loans Charged-off:Construction & development-0.0839%4,805
Percentage Net Loans Charged-off: Commercial real estate-0.0196%4,953
Percentage Net Loans Charged-off: Multi-family residential-0.0251%4,469
Percentage Net Loans Charged-off: 1-4 family residential0.0674%1,205
Percentage Net Loans Charged-off: Home equity loans0.1299%332
All other 1-4 family - Percent of loans charged-off, net0.0300%1,575
Percentage Net Loans Charged-off: Commercial and industrial0.1510%1,358
Percentage Net Loans Charged-off: Loans to individuals1.0351%796
Percentage Net Loans Charged-off: Credit card loans3.2077%181
Percentage Net Loans Charged-off: Other loans to individual0.5816%1,280
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0186%1,182
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2110%968
Percentage Net Loans Charged-off: Total real estate loans0.0170%1,636
Percentage Net Loans Charged-off:Construction & development-0.2203%4,989
Percentage Net Loans Charged-off: Commercial real estate-0.0558%5,278
Percentage Net Loans Charged-off: Multi-family residential-0.0320%4,519
Percentage Net Loans Charged-off: 1-4 family residential0.0986%901
Percentage Net Loans Charged-off: Home equity loans0.2103%224
All other 1-4 family - Percent of loans charged-off, net0.0310%1,374
Percentage Net Loans Charged-off: Commercial and industrial0.1726%1,099
Percentage Net Loans Charged-off: Loans to individuals1.0673%727
Percentage Net Loans Charged-off: Credit card loans3.4184%166
Percentage Net Loans Charged-off: Other loans to individual0.5795%1,236
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0164%1,168
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2205%807
Percentage Net Loans Charged-off: Total real estate loans0.0301%1,105
Percentage Net Loans Charged-off:Construction & development-0.1732%5,045
Percentage Net Loans Charged-off: Commercial real estate-0.0440%5,360
Percentage Net Loans Charged-off: Multi-family residential-0.0407%4,574
Percentage Net Loans Charged-off: 1-4 family residential0.1092%721
Percentage Net Loans Charged-off: Home equity loans0.2253%178
All other 1-4 family - Percent of loans charged-off, net0.0383%981
Percentage Net Loans Charged-off: Commercial and industrial0.1801%757
Percentage Net Loans Charged-off: Loans to individuals1.0751%780
Percentage Net Loans Charged-off: Credit card loans3.3618%174
Percentage Net Loans Charged-off: Other loans to individual0.6002%1,138
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0051%23
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2575%1,074
Percentage Net Loans Charged-off: Total real estate loans0.0315%2,133
Percentage Net Loans Charged-off:Construction & development0.0226%513
Percentage Net Loans Charged-off: Commercial real estate-0.1250%5,486
Percentage Net Loans Charged-off: Multi-family residential-0.1259%4,674
Percentage Net Loans Charged-off: 1-4 family residential0.1295%1,114
Percentage Net Loans Charged-off: Home equity loans0.1783%423
All other 1-4 family - Percent of loans charged-off, net0.0985%1,324
Percentage Net Loans Charged-off: Commercial and industrial0.3284%1,267
Percentage Net Loans Charged-off: Loans to individuals0.9569%967
Percentage Net Loans Charged-off: Credit card loans2.9310%203
Percentage Net Loans Charged-off: Other loans to individual0.5577%1,543
Percentage Net Loans Charged-off: All other loans and lease0.1310%1,099
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0151%1,183
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2769%834
Percentage Net Loans Charged-off: Total real estate loans0.0469%1,584
Percentage Net Loans Charged-off:Construction & development0.0248%414
Percentage Net Loans Charged-off: Commercial real estate-0.1163%5,532
Percentage Net Loans Charged-off: Multi-family residential-0.1221%4,698
Percentage Net Loans Charged-off: 1-4 family residential0.1512%892
Percentage Net Loans Charged-off: Home equity loans0.1512%413
All other 1-4 family - Percent of loans charged-off, net0.1511%887
Percentage Net Loans Charged-off: Commercial and industrial0.3709%973
Percentage Net Loans Charged-off: Loans to individuals0.9546%862
Percentage Net Loans Charged-off: Credit card loans3.0024%180
Percentage Net Loans Charged-off: Other loans to individual0.5450%1,376
Percentage Net Loans Charged-off: All other loans and lease0.1338%927
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0198%1,172
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2699%883
Percentage Net Loans Charged-off: Total real estate loans0.0663%1,308
Percentage Net Loans Charged-off:Construction & development0.1841%242
Percentage Net Loans Charged-off: Commercial real estate-0.1450%5,650
Percentage Net Loans Charged-off: Multi-family residential-0.0492%4,684
Percentage Net Loans Charged-off: 1-4 family residential0.1653%855
Percentage Net Loans Charged-off: Home equity loans0.2535%288
All other 1-4 family - Percent of loans charged-off, net0.1083%1,056
Percentage Net Loans Charged-off: Commercial and industrial0.3353%905
Percentage Net Loans Charged-off: Loans to individuals0.9468%845
Percentage Net Loans Charged-off: Credit card loans3.1168%169
Percentage Net Loans Charged-off: Other loans to individual0.5153%1,335
Percentage Net Loans Charged-off: All other loans and lease0.1216%815
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0440%1,169
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2869%736
Percentage Net Loans Charged-off: Total real estate loans0.1418%699
Percentage Net Loans Charged-off:Construction & development0.3231%140
Percentage Net Loans Charged-off: Commercial real estate-0.0667%5,623
Percentage Net Loans Charged-off: Multi-family residential-0.0996%4,749
Percentage Net Loans Charged-off: 1-4 family residential0.2395%557
Percentage Net Loans Charged-off: Home equity loans0.3642%194
All other 1-4 family - Percent of loans charged-off, net0.1581%695
Percentage Net Loans Charged-off: Commercial and industrial0.2882%722
Percentage Net Loans Charged-off: Loans to individuals1.0067%801
Percentage Net Loans Charged-off: Credit card loans3.2473%167
Percentage Net Loans Charged-off: Other loans to individual0.5634%1,153
Percentage Net Loans Charged-off: All other loans and lease0.0861%711
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0860%1,155
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1859%1,552
Percentage Net Loans Charged-off: Total real estate loans0.0633%2,082
Percentage Net Loans Charged-off:Construction & development-0.0800%4,983
Percentage Net Loans Charged-off: Commercial real estate-0.1095%5,664
Percentage Net Loans Charged-off: Multi-family residential-0.0526%4,783
Percentage Net Loans Charged-off: 1-4 family residential0.1775%1,217
Percentage Net Loans Charged-off: Home equity loans0.3304%378
All other 1-4 family - Percent of loans charged-off, net0.0758%1,966
Percentage Net Loans Charged-off: Commercial and industrial0.0962%1,931
Percentage Net Loans Charged-off: Loans to individuals0.9081%906
Percentage Net Loans Charged-off: Credit card loans3.1158%191
Percentage Net Loans Charged-off: Other loans to individual0.4951%1,519
Percentage Net Loans Charged-off: All other loans and lease0.1099%1,014
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0081%1,237
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1712%1,452
Percentage Net Loans Charged-off: Total real estate loans0.0718%1,797
Percentage Net Loans Charged-off:Construction & development0.0635%568
Percentage Net Loans Charged-off: Commercial real estate-0.1209%5,768
Percentage Net Loans Charged-off: Multi-family residential-0.1748%4,894
Percentage Net Loans Charged-off: 1-4 family residential0.1806%1,083
Percentage Net Loans Charged-off: Home equity loans0.3601%322
All other 1-4 family - Percent of loans charged-off, net0.0607%1,932
Percentage Net Loans Charged-off: Commercial and industrial0.0522%1,795
Percentage Net Loans Charged-off: Loans to individuals0.9041%816
Percentage Net Loans Charged-off: Credit card loans3.1832%168
Percentage Net Loans Charged-off: Other loans to individual0.4850%1,404
Percentage Net Loans Charged-off: All other loans and lease0.0871%959
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0085%1,219
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1643%1,483
Percentage Net Loans Charged-off: Total real estate loans0.0837%1,553
Percentage Net Loans Charged-off:Construction & development-0.1900%5,288
Percentage Net Loans Charged-off: Commercial real estate-0.0482%5,659
Percentage Net Loans Charged-off: Multi-family residential-0.1042%4,893
Percentage Net Loans Charged-off: 1-4 family residential0.2001%1,016
Percentage Net Loans Charged-off: Home equity loans0.4421%288
All other 1-4 family - Percent of loans charged-off, net0.0381%1,969
Percentage Net Loans Charged-off: Commercial and industrial0.0032%1,752
Percentage Net Loans Charged-off: Loans to individuals0.9439%753
Percentage Net Loans Charged-off: Credit card loans3.3382%153
Percentage Net Loans Charged-off: Other loans to individual0.5071%1,245
Percentage Net Loans Charged-off: All other loans and lease0.0796%871
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0424%1,214
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1992%1,138
Percentage Net Loans Charged-off: Total real estate loans0.0944%1,214
Percentage Net Loans Charged-off:Construction & development-0.0166%4,996
Percentage Net Loans Charged-off: Commercial real estate-0.0834%5,914
Percentage Net Loans Charged-off: Multi-family residential-0.0139%4,864
Percentage Net Loans Charged-off: 1-4 family residential0.1982%855
Percentage Net Loans Charged-off: Home equity loans0.5069%211
All other 1-4 family - Percent of loans charged-off, net-0.0102%5,267
Percentage Net Loans Charged-off: Commercial and industrial0.0907%932
Percentage Net Loans Charged-off: Loans to individuals0.9875%746
Percentage Net Loans Charged-off: Credit card loans3.4530%160
Percentage Net Loans Charged-off: Other loans to individual0.5410%1,126
Percentage Net Loans Charged-off: All other loans and lease0.0543%766
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0191%1,183
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2622%1,649
Percentage Net Loans Charged-off: Total real estate loans0.2068%1,448
Percentage Net Loans Charged-off:Construction & development0.6636%522
Percentage Net Loans Charged-off: Commercial real estate-0.0585%5,878
Percentage Net Loans Charged-off: Multi-family residential-0.4849%5,118
Percentage Net Loans Charged-off: 1-4 family residential0.2934%1,196
Percentage Net Loans Charged-off: Home equity loans0.6133%345
All other 1-4 family - Percent of loans charged-off, net0.0723%2,573
Percentage Net Loans Charged-off: Commercial and industrial0.1525%1,977
Percentage Net Loans Charged-off: Loans to individuals0.9175%1,021
Percentage Net Loans Charged-off: Credit card loans3.2503%186
Percentage Net Loans Charged-off: Other loans to individual0.5091%1,656
Percentage Net Loans Charged-off: All other loans and lease0.0676%1,184
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1052%1,307
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2732%1,438
Percentage Net Loans Charged-off: Total real estate loans0.2077%1,324
Percentage Net Loans Charged-off:Construction & development0.8248%409
Percentage Net Loans Charged-off: Commercial real estate-0.0337%5,801
Percentage Net Loans Charged-off: Multi-family residential-0.6997%5,177
Percentage Net Loans Charged-off: 1-4 family residential0.2742%1,182
Percentage Net Loans Charged-off: Home equity loans0.5945%343
All other 1-4 family - Percent of loans charged-off, net0.0519%2,491
Percentage Net Loans Charged-off: Commercial and industrial0.1748%1,644
Percentage Net Loans Charged-off: Loans to individuals0.9199%965
Percentage Net Loans Charged-off: Credit card loans3.3568%161
Percentage Net Loans Charged-off: Other loans to individual0.4978%1,534
Percentage Net Loans Charged-off: All other loans and lease0.0868%1,042
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0809%1,291
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3297%1,239
Percentage Net Loans Charged-off: Total real estate loans0.3130%976
Percentage Net Loans Charged-off:Construction & development0.5228%486
Percentage Net Loans Charged-off: Commercial real estate0.1066%1,127
Percentage Net Loans Charged-off: Multi-family residential-1.1115%5,216
Percentage Net Loans Charged-off: 1-4 family residential0.4543%752
Percentage Net Loans Charged-off: Home equity loans0.6762%284
All other 1-4 family - Percent of loans charged-off, net0.3000%1,052
Percentage Net Loans Charged-off: Commercial and industrial0.2094%1,370
Percentage Net Loans Charged-off: Loans to individuals0.9426%937
Percentage Net Loans Charged-off: Credit card loans3.4338%163
Percentage Net Loans Charged-off: Other loans to individual0.5109%1,369
Percentage Net Loans Charged-off: All other loans and lease0.0745%959
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0539%1,264
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3728%968
Percentage Net Loans Charged-off: Total real estate loans0.4136%694
Percentage Net Loans Charged-off:Construction & development-0.0060%5,191
Percentage Net Loans Charged-off: Commercial real estate0.1022%785
Percentage Net Loans Charged-off: Multi-family residential-0.0926%5,142
Percentage Net Loans Charged-off: 1-4 family residential0.6407%505
Percentage Net Loans Charged-off: Home equity loans0.6823%264
All other 1-4 family - Percent of loans charged-off, net0.6116%530
Percentage Net Loans Charged-off: Commercial and industrial0.1910%928
Percentage Net Loans Charged-off: Loans to individuals0.9785%899
Percentage Net Loans Charged-off: Credit card loans3.4853%162
Percentage Net Loans Charged-off: Other loans to individual0.5463%1,268
Percentage Net Loans Charged-off: All other loans and lease0.0732%765
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1040%1,246
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5568%1,187
Percentage Net Loans Charged-off: Total real estate loans0.7894%661
Percentage Net Loans Charged-off:Construction & development0.9901%824
Percentage Net Loans Charged-off: Commercial real estate0.3919%1,243
Percentage Net Loans Charged-off: Multi-family residential-0.0140%5,169
Percentage Net Loans Charged-off: 1-4 family residential0.9743%481
Percentage Net Loans Charged-off: Home equity loans1.3223%272
All other 1-4 family - Percent of loans charged-off, net0.7189%771
Percentage Net Loans Charged-off: Commercial and industrial0.2436%2,088
Percentage Net Loans Charged-off: Loans to individuals1.0097%1,139
Percentage Net Loans Charged-off: Credit card loans3.6427%182
Percentage Net Loans Charged-off: Other loans to individual0.5510%1,828
Percentage Net Loans Charged-off: All other loans and lease0.0527%1,245
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0119%74
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6159%1,006
Percentage Net Loans Charged-off: Total real estate loans0.9312%509
Percentage Net Loans Charged-off:Construction & development1.4515%653
Percentage Net Loans Charged-off: Commercial real estate0.4864%979
Percentage Net Loans Charged-off: Multi-family residential0.1040%421
Percentage Net Loans Charged-off: 1-4 family residential1.0904%428
Percentage Net Loans Charged-off: Home equity loans1.3540%299
All other 1-4 family - Percent of loans charged-off, net0.8943%569
Percentage Net Loans Charged-off: Commercial and industrial0.2402%1,852
Percentage Net Loans Charged-off: Loans to individuals0.9949%1,048
Percentage Net Loans Charged-off: Credit card loans3.7564%155
Percentage Net Loans Charged-off: Other loans to individual0.5149%1,710
Percentage Net Loans Charged-off: All other loans and lease0.0439%1,192
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0245%63
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6944%945
Percentage Net Loans Charged-off: Total real estate loans1.1386%438
Percentage Net Loans Charged-off:Construction & development1.7693%549
Percentage Net Loans Charged-off: Commercial real estate0.5275%856
Percentage Net Loans Charged-off: Multi-family residential0.0048%419
Percentage Net Loans Charged-off: 1-4 family residential1.3697%354
Percentage Net Loans Charged-off: Home equity loans1.6281%256
All other 1-4 family - Percent of loans charged-off, net1.1735%445
Percentage Net Loans Charged-off: Commercial and industrial0.2030%1,717
Percentage Net Loans Charged-off: Loans to individuals0.9948%1,036
Percentage Net Loans Charged-off: Credit card loans3.9955%149
Percentage Net Loans Charged-off: Other loans to individual0.4689%1,722
Percentage Net Loans Charged-off: All other loans and lease0.0208%1,155
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0461%51
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9609%638
Percentage Net Loans Charged-off: Total real estate loans1.6573%273
Percentage Net Loans Charged-off:Construction & development2.0678%410
Percentage Net Loans Charged-off: Commercial real estate0.8732%497
Percentage Net Loans Charged-off: Multi-family residential0.1120%246
Percentage Net Loans Charged-off: 1-4 family residential2.0121%212
Percentage Net Loans Charged-off: Home equity loans2.5119%140
All other 1-4 family - Percent of loans charged-off, net1.6257%314
Percentage Net Loans Charged-off: Commercial and industrial0.3562%1,061
Percentage Net Loans Charged-off: Loans to individuals0.8877%1,104
Percentage Net Loans Charged-off: Credit card loans4.2943%148
Percentage Net Loans Charged-off: Other loans to individual0.2875%1,940
Percentage Net Loans Charged-off: All other loans and lease0.0270%914
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0161%39
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7162%1,645
Percentage Net Loans Charged-off: Total real estate loans1.0574%927
Percentage Net Loans Charged-off:Construction & development1.4121%1,298
Percentage Net Loans Charged-off: Commercial real estate0.7167%1,201
Percentage Net Loans Charged-off: Multi-family residential0.9096%465
Percentage Net Loans Charged-off: 1-4 family residential1.1594%745
Percentage Net Loans Charged-off: Home equity loans1.3752%477
All other 1-4 family - Percent of loans charged-off, net0.9810%920
Percentage Net Loans Charged-off: Commercial and industrial0.2145%2,721
Percentage Net Loans Charged-off: Loans to individuals1.2261%1,123
Percentage Net Loans Charged-off: Credit card loans4.0556%201
Percentage Net Loans Charged-off: Other loans to individual0.7139%1,703
Percentage Net Loans Charged-off: All other loans and lease0.0298%1,494
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2172%102
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7352%1,506
Percentage Net Loans Charged-off: Total real estate loans1.0634%910
Percentage Net Loans Charged-off:Construction & development1.5935%1,137
Percentage Net Loans Charged-off: Commercial real estate0.6871%1,131
Percentage Net Loans Charged-off: Multi-family residential0.7794%439
Percentage Net Loans Charged-off: 1-4 family residential1.1664%738
Percentage Net Loans Charged-off: Home equity loans1.3797%461
All other 1-4 family - Percent of loans charged-off, net0.9880%892
Percentage Net Loans Charged-off: Commercial and industrial0.2505%2,359
Percentage Net Loans Charged-off: Loans to individuals1.2434%1,039
Percentage Net Loans Charged-off: Credit card loans4.4151%182
Percentage Net Loans Charged-off: Other loans to individual0.6690%1,638
Percentage Net Loans Charged-off: All other loans and lease0.0218%1,377
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2546%98
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7401%1,491
Percentage Net Loans Charged-off: Total real estate loans1.0480%934
Percentage Net Loans Charged-off:Construction & development1.6385%1,056
Percentage Net Loans Charged-off: Commercial real estate0.8413%896
Percentage Net Loans Charged-off: Multi-family residential0.8590%361
Percentage Net Loans Charged-off: 1-4 family residential1.0728%825
Percentage Net Loans Charged-off: Home equity loans1.2181%498
All other 1-4 family - Percent of loans charged-off, net0.9510%934
Percentage Net Loans Charged-off: Commercial and industrial0.1528%2,340
Percentage Net Loans Charged-off: Loans to individuals1.5057%861
Percentage Net Loans Charged-off: Credit card loans5.8185%130
Percentage Net Loans Charged-off: Other loans to individual0.7129%1,487
Percentage Net Loans Charged-off: All other loans and lease0.0438%1,124
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3677%85
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7802%1,315
Percentage Net Loans Charged-off: Total real estate loans1.0984%855
Percentage Net Loans Charged-off:Construction & development2.6122%656
Percentage Net Loans Charged-off: Commercial real estate0.6268%879
Percentage Net Loans Charged-off: Multi-family residential0.3889%308
Percentage Net Loans Charged-off: 1-4 family residential1.1203%777
Percentage Net Loans Charged-off: Home equity loans1.3111%408
All other 1-4 family - Percent of loans charged-off, net0.9593%875
Percentage Net Loans Charged-off: Commercial and industrial0.1554%1,684
Percentage Net Loans Charged-off: Loans to individuals1.6028%758
Percentage Net Loans Charged-off: Credit card loans5.9773%117
Percentage Net Loans Charged-off: Other loans to individual0.7877%1,223
Percentage Net Loans Charged-off: All other loans and lease0.0193%931
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1249%64
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0511%1,652
Percentage Net Loans Charged-off: Total real estate loans1.3386%1,168
Percentage Net Loans Charged-off:Construction & development3.3525%1,315
Percentage Net Loans Charged-off: Commercial real estate1.3497%923
Percentage Net Loans Charged-off: Multi-family residential1.3729%548
Percentage Net Loans Charged-off: 1-4 family residential1.1271%1,106
Percentage Net Loans Charged-off: Home equity loans1.2675%708
All other 1-4 family - Percent of loans charged-off, net1.0110%1,218
Percentage Net Loans Charged-off: Commercial and industrial0.6502%2,482
Percentage Net Loans Charged-off: Loans to individuals1.7784%906
Percentage Net Loans Charged-off: Credit card loans7.0314%131
Percentage Net Loans Charged-off: Other loans to individual0.7208%1,912
Percentage Net Loans Charged-off: All other loans and lease-0.3701%6,351
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3660%94
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1335%1,394
Percentage Net Loans Charged-off: Total real estate loans1.4448%965
Percentage Net Loans Charged-off:Construction & development4.1275%1,010
Percentage Net Loans Charged-off: Commercial real estate1.4464%763
Percentage Net Loans Charged-off: Multi-family residential1.5952%440
Percentage Net Loans Charged-off: 1-4 family residential1.1632%1,010
Percentage Net Loans Charged-off: Home equity loans1.2739%625
All other 1-4 family - Percent of loans charged-off, net1.0719%1,094
Percentage Net Loans Charged-off: Commercial and industrial0.6923%2,125
Percentage Net Loans Charged-off: Loans to individuals1.8590%824
Percentage Net Loans Charged-off: Credit card loans7.4889%127
Percentage Net Loans Charged-off: Other loans to individual0.7095%1,744
Percentage Net Loans Charged-off: All other loans and lease-0.3699%6,394
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4206%86
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2346%1,265
Percentage Net Loans Charged-off: Total real estate loans1.5999%862
Percentage Net Loans Charged-off:Construction & development3.5920%1,028
Percentage Net Loans Charged-off: Commercial real estate1.9100%557
Percentage Net Loans Charged-off: Multi-family residential2.0280%330
Percentage Net Loans Charged-off: 1-4 family residential1.2654%944
Percentage Net Loans Charged-off: Home equity loans1.2861%605
All other 1-4 family - Percent of loans charged-off, net1.2485%939
Percentage Net Loans Charged-off: Commercial and industrial0.6640%1,928
Percentage Net Loans Charged-off: Loans to individuals2.1068%707
Percentage Net Loans Charged-off: Credit card loans8.7225%109
Percentage Net Loans Charged-off: Other loans to individual0.7285%1,599
Percentage Net Loans Charged-off: All other loans and lease-0.4972%6,426
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3417%80
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3885%988
Percentage Net Loans Charged-off: Total real estate loans1.7868%658
Percentage Net Loans Charged-off:Construction & development3.0905%817
Percentage Net Loans Charged-off: Commercial real estate2.1522%416
Percentage Net Loans Charged-off: Multi-family residential2.5414%196
Percentage Net Loans Charged-off: 1-4 family residential1.4837%705
Percentage Net Loans Charged-off: Home equity loans1.4681%437
All other 1-4 family - Percent of loans charged-off, net1.4964%664
Percentage Net Loans Charged-off: Commercial and industrial0.8697%1,337
Percentage Net Loans Charged-off: Loans to individuals2.0796%721
Percentage Net Loans Charged-off: Credit card loans8.9707%123
Percentage Net Loans Charged-off: Other loans to individual0.6237%1,531
Percentage Net Loans Charged-off: All other loans and lease-0.5128%6,410
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5831%47
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8700%1,106
Percentage Net Loans Charged-off: Total real estate loans2.2755%784
Percentage Net Loans Charged-off:Construction & development7.3167%857
Percentage Net Loans Charged-off: Commercial real estate2.4545%474
Percentage Net Loans Charged-off: Multi-family residential3.3108%387
Percentage Net Loans Charged-off: 1-4 family residential1.5095%920
Percentage Net Loans Charged-off: Home equity loans1.0107%863
All other 1-4 family - Percent of loans charged-off, net1.8996%726
Percentage Net Loans Charged-off: Commercial and industrial0.9959%2,547
Percentage Net Loans Charged-off: Loans to individuals2.4535%853
Percentage Net Loans Charged-off: Credit card loans9.4740%114
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9714%802
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4543%142
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8131%1,062
Percentage Net Loans Charged-off: Total real estate loans2.0468%836
Percentage Net Loans Charged-off:Construction & development6.2886%908
Percentage Net Loans Charged-off: Commercial real estate1.7858%677
Percentage Net Loans Charged-off: Multi-family residential2.9083%381
Percentage Net Loans Charged-off: 1-4 family residential1.5377%820
Percentage Net Loans Charged-off: Home equity loans0.9775%807
All other 1-4 family - Percent of loans charged-off, net1.9717%613
Percentage Net Loans Charged-off: Commercial and industrial1.1688%2,044
Percentage Net Loans Charged-off: Loans to individuals2.5028%805
Percentage Net Loans Charged-off: Credit card loans10.1105%105
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1725%685
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5384%120
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9234%960
Percentage Net Loans Charged-off: Total real estate loans2.0754%808
Percentage Net Loans Charged-off:Construction & development5.5817%914
Percentage Net Loans Charged-off: Commercial real estate2.1334%510
Percentage Net Loans Charged-off: Multi-family residential3.5906%269
Percentage Net Loans Charged-off: 1-4 family residential1.4866%818
Percentage Net Loans Charged-off: Home equity loans0.8200%785
All other 1-4 family - Percent of loans charged-off, net1.9955%619
Percentage Net Loans Charged-off: Commercial and industrial1.2712%1,776
Percentage Net Loans Charged-off: Loans to individuals2.8986%689
Percentage Net Loans Charged-off: Credit card loans11.7039%98
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4823%533
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2584%83
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7255%1,004
Percentage Net Loans Charged-off: Total real estate loans1.7613%846
Percentage Net Loans Charged-off:Construction & development7.4070%584
Percentage Net Loans Charged-off: Commercial real estate1.7071%527
Percentage Net Loans Charged-off: Multi-family residential3.4915%201
Percentage Net Loans Charged-off: 1-4 family residential0.8341%1,163
Percentage Net Loans Charged-off: Home equity loans0.7428%633
All other 1-4 family - Percent of loans charged-off, net0.9031%1,053
Percentage Net Loans Charged-off: Commercial and industrial1.1343%1,472
Percentage Net Loans Charged-off: Loans to individuals3.0048%674
Percentage Net Loans Charged-off: Credit card loans12.0107%107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5355%454
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2958%63
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5928%1,583
Percentage Net Loans Charged-off: Total real estate loans1.3134%1,547
Percentage Net Loans Charged-off:Construction & development3.0026%1,723
Percentage Net Loans Charged-off: Commercial real estate1.6053%727
Percentage Net Loans Charged-off: Multi-family residential2.1907%401
Percentage Net Loans Charged-off: 1-4 family residential0.8470%1,454
Percentage Net Loans Charged-off: Home equity loans1.0157%851
All other 1-4 family - Percent of loans charged-off, net0.7307%1,561
Percentage Net Loans Charged-off: Commercial and industrial1.9843%1,894
Percentage Net Loans Charged-off: Loans to individuals2.3916%1,090
Percentage Net Loans Charged-off: Credit card loans8.9453%185
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2914%883
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6043%163
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3720%1,499
Percentage Net Loans Charged-off: Total real estate loans1.4734%1,149
Percentage Net Loans Charged-off:Construction & development5.3063%925
Percentage Net Loans Charged-off: Commercial real estate1.2051%690
Percentage Net Loans Charged-off: Multi-family residential1.3508%385
Percentage Net Loans Charged-off: 1-4 family residential0.8604%1,221
Percentage Net Loans Charged-off: Home equity loans0.9558%733
All other 1-4 family - Percent of loans charged-off, net0.8075%1,215
Percentage Net Loans Charged-off: Commercial and industrial1.4920%1,889
Percentage Net Loans Charged-off: Loans to individuals0.9406%2,566
Percentage Net Loans Charged-off: Credit card loans4.7627%403
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8020%931
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8233%132
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5112%1,257
Percentage Net Loans Charged-off: Total real estate loans1.5881%950
Percentage Net Loans Charged-off:Construction & development6.6745%659
Percentage Net Loans Charged-off: Commercial real estate1.1118%616
Percentage Net Loans Charged-off: Multi-family residential1.1033%308
Percentage Net Loans Charged-off: 1-4 family residential0.8254%1,122
Percentage Net Loans Charged-off: Home equity loans0.9079%639
All other 1-4 family - Percent of loans charged-off, net0.7807%1,111
Percentage Net Loans Charged-off: Commercial and industrial1.9028%1,361
Percentage Net Loans Charged-off: Loans to individuals0.9125%2,484
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1654%1,271
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0592%95
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2734%1,102
Percentage Net Loans Charged-off: Total real estate loans1.4962%751
Percentage Net Loans Charged-off:Construction & development7.2341%410
Percentage Net Loans Charged-off: Commercial real estate0.8400%498
Percentage Net Loans Charged-off: Multi-family residential0.5103%221
Percentage Net Loans Charged-off: 1-4 family residential0.7086%980
Percentage Net Loans Charged-off: Home equity loans0.8583%469
All other 1-4 family - Percent of loans charged-off, net0.6311%990
Percentage Net Loans Charged-off: Commercial and industrial1.3974%1,200
Percentage Net Loans Charged-off: Loans to individuals0.6072%2,722
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1046%1,064
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9808%63
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6861%1,788
Percentage Net Loans Charged-off: Total real estate loans0.7387%1,224
Percentage Net Loans Charged-off:Construction & development2.1445%1,043
Percentage Net Loans Charged-off: Commercial real estate0.7582%651
Percentage Net Loans Charged-off: Multi-family residential0.1719%456
Percentage Net Loans Charged-off: 1-4 family residential0.4589%1,295
Percentage Net Loans Charged-off: Home equity loans0.6346%609
All other 1-4 family - Percent of loans charged-off, net0.3830%1,397
Percentage Net Loans Charged-off: Commercial and industrial0.7311%2,216
Percentage Net Loans Charged-off: Loans to individuals0.5561%3,520
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3186%1,189
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7399%81
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5743%1,469
Percentage Net Loans Charged-off: Total real estate loans0.6128%997
Percentage Net Loans Charged-off:Construction & development1.7675%785
Percentage Net Loans Charged-off: Commercial real estate0.5690%504
Percentage Net Loans Charged-off: Multi-family residential0.1701%306
Percentage Net Loans Charged-off: 1-4 family residential0.4076%1,065
Percentage Net Loans Charged-off: Home equity loans0.6129%499
All other 1-4 family - Percent of loans charged-off, net0.3219%1,183
Percentage Net Loans Charged-off: Commercial and industrial0.6271%1,809
Percentage Net Loans Charged-off: Loans to individuals0.5218%3,170
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2005%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8092%62
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5624%1,248
Percentage Net Loans Charged-off: Total real estate loans0.4959%924
Percentage Net Loans Charged-off:Construction & development0.9443%782
Percentage Net Loans Charged-off: Commercial real estate0.5781%408
Percentage Net Loans Charged-off: Multi-family residential0.2173%187
Percentage Net Loans Charged-off: 1-4 family residential0.3793%963
Percentage Net Loans Charged-off: Home equity loans0.6000%414
All other 1-4 family - Percent of loans charged-off, net0.2889%1,077
Percentage Net Loans Charged-off: Commercial and industrial0.7898%1,253
Percentage Net Loans Charged-off: Loans to individuals0.5005%2,869
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2228%991
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2606%38
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5326%987
Percentage Net Loans Charged-off: Total real estate loans0.4709%708
Percentage Net Loans Charged-off:Construction & development0.6249%562
Percentage Net Loans Charged-off: Commercial real estate0.7807%210
Percentage Net Loans Charged-off: Multi-family residential0.2357%104
Percentage Net Loans Charged-off: 1-4 family residential0.3233%816
Percentage Net Loans Charged-off: Home equity loans0.4374%337
All other 1-4 family - Percent of loans charged-off, net0.2777%813
Percentage Net Loans Charged-off: Commercial and industrial0.7039%988
Percentage Net Loans Charged-off: Loans to individuals0.5127%2,435
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3301%708
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0544%35
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2966%1,842
Percentage Net Loans Charged-off: Total real estate loans0.1717%1,521
Percentage Net Loans Charged-off:Construction & development0.4455%722
Percentage Net Loans Charged-off: Commercial real estate0.1204%1,011
Percentage Net Loans Charged-off: Multi-family residential-0.0542%6,235
Percentage Net Loans Charged-off: 1-4 family residential0.1447%1,560
Percentage Net Loans Charged-off: Home equity loans0.2566%497
All other 1-4 family - Percent of loans charged-off, net0.1009%1,784
Percentage Net Loans Charged-off: Commercial and industrial0.5220%1,842
Percentage Net Loans Charged-off: Loans to individuals0.3704%3,661
Percentage Net Loans Charged-off: Credit card loans0.0816%1,214
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2683%1,098
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0050%42
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2336%1,714
Percentage Net Loans Charged-off: Total real estate loans0.1255%1,284
Percentage Net Loans Charged-off:Construction & development0.2145%587
Percentage Net Loans Charged-off: Commercial real estate0.1065%691
Percentage Net Loans Charged-off: Multi-family residential-0.0743%6,191
Percentage Net Loans Charged-off: 1-4 family residential0.1214%1,265
Percentage Net Loans Charged-off: Home equity loans0.2317%378
All other 1-4 family - Percent of loans charged-off, net0.0784%1,493
Percentage Net Loans Charged-off: Commercial and industrial0.4153%1,648
Percentage Net Loans Charged-off: Loans to individuals0.3153%3,499
Percentage Net Loans Charged-off: Credit card loans0.1476%1,092
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2222%1,007
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2266%40
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2300%1,520
Percentage Net Loans Charged-off: Total real estate loans0.1182%1,087
Percentage Net Loans Charged-off:Construction & development0.0297%686
Percentage Net Loans Charged-off: Commercial real estate0.1527%461
Percentage Net Loans Charged-off: Multi-family residential0.0016%142
Percentage Net Loans Charged-off: 1-4 family residential0.1245%1,060
Percentage Net Loans Charged-off: Home equity loans0.2485%296
All other 1-4 family - Percent of loans charged-off, net0.0726%1,256
Percentage Net Loans Charged-off: Commercial and industrial0.3671%1,459
Percentage Net Loans Charged-off: Loans to individuals0.3573%2,918
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2527%885
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0003%1,482
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2588%1,154
Percentage Net Loans Charged-off: Total real estate loans0.1189%799
Percentage Net Loans Charged-off:Construction & development-0.0004%7,574
Percentage Net Loans Charged-off: Commercial real estate0.1198%317
Percentage Net Loans Charged-off: Multi-family residential-0.0116%6,111
Percentage Net Loans Charged-off: 1-4 family residential0.1339%784
Percentage Net Loans Charged-off: Home equity loans0.2437%219
All other 1-4 family - Percent of loans charged-off, net0.0862%875
Percentage Net Loans Charged-off: Commercial and industrial0.4393%953
Percentage Net Loans Charged-off: Loans to individuals0.3475%2,584
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3025%638
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2762%1,474
Percentage Net Loans Charged-off: Total real estate loans0.0766%1,581
Percentage Net Loans Charged-off:Construction & development0.1006%479
Percentage Net Loans Charged-off: Commercial real estate0.0584%934
Percentage Net Loans Charged-off: Multi-family residential0.1395%138
Percentage Net Loans Charged-off: 1-4 family residential0.0760%1,665
Percentage Net Loans Charged-off: Home equity loans0.0893%486
All other 1-4 family - Percent of loans charged-off, net0.0703%1,650
Percentage Net Loans Charged-off: Commercial and industrial0.4040%1,829
Percentage Net Loans Charged-off: Loans to individuals0.2708%4,055
Percentage Net Loans Charged-off: Credit card loans-0.0664%1,922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8897%605
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0661%32
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2489%1,328
Percentage Net Loans Charged-off: Total real estate loans0.0753%1,290
Percentage Net Loans Charged-off:Construction & development0.0959%367
Percentage Net Loans Charged-off: Commercial real estate0.0683%669
Percentage Net Loans Charged-off: Multi-family residential0.1848%96
Percentage Net Loans Charged-off: 1-4 family residential0.0722%1,410
Percentage Net Loans Charged-off: Home equity loans0.0857%379
All other 1-4 family - Percent of loans charged-off, net0.0665%1,386
Percentage Net Loans Charged-off: Commercial and industrial0.3915%1,483
Percentage Net Loans Charged-off: Loans to individuals0.2347%3,791
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6908%606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0306%26
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1922%1,575
Percentage Net Loans Charged-off: Total real estate loans0.0560%1,344
Percentage Net Loans Charged-off:Construction & development0.0178%400
Percentage Net Loans Charged-off: Commercial real estate0.0707%559
Percentage Net Loans Charged-off: Multi-family residential-0.0070%6,205
Percentage Net Loans Charged-off: 1-4 family residential0.0581%1,328
Percentage Net Loans Charged-off: Home equity loans0.0936%287
All other 1-4 family - Percent of loans charged-off, net0.0430%1,385
Percentage Net Loans Charged-off: Commercial and industrial0.3876%1,306
Percentage Net Loans Charged-off: Loans to individuals0.2213%3,541
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2615%779
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1440%1,663
Percentage Net Loans Charged-off: Total real estate loans0.0549%986
Percentage Net Loans Charged-off:Construction & development-0.0035%7,649
Percentage Net Loans Charged-off: Commercial real estate0.0368%409
Percentage Net Loans Charged-off: Multi-family residential-0.0085%6,160
Percentage Net Loans Charged-off: 1-4 family residential0.0640%906
Percentage Net Loans Charged-off: Home equity loans0.0975%217
All other 1-4 family - Percent of loans charged-off, net0.0498%903
Percentage Net Loans Charged-off: Commercial and industrial0.2648%1,101
Percentage Net Loans Charged-off: Loans to individuals0.2302%3,014
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1687%711
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0980%3,693
Percentage Net Loans Charged-off: Total real estate loans0.0466%2,025
Percentage Net Loans Charged-off:Construction & development-0.0253%7,766
Percentage Net Loans Charged-off: Commercial real estate0.0013%1,330
Percentage Net Loans Charged-off: Multi-family residential-0.0251%6,339
Percentage Net Loans Charged-off: 1-4 family residential0.0624%1,839
Percentage Net Loans Charged-off: Home equity loans0.0727%469
All other 1-4 family - Percent of loans charged-off, net0.0580%1,820
Percentage Net Loans Charged-off: Commercial and industrial-0.0975%7,585
Percentage Net Loans Charged-off: Loans to individuals0.2286%4,929
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8113%657
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0182%5,288
Percentage Net Loans Charged-off: Total real estate loans0.0467%1,745
Percentage Net Loans Charged-off:Construction & development-0.0360%7,779
Percentage Net Loans Charged-off: Commercial real estate-0.0149%8,067
Percentage Net Loans Charged-off: Multi-family residential-0.0315%6,315
Percentage Net Loans Charged-off: 1-4 family residential0.0666%1,537
Percentage Net Loans Charged-off: Home equity loans0.0707%386
All other 1-4 family - Percent of loans charged-off, net0.0648%1,497
Percentage Net Loans Charged-off: Commercial and industrial-0.1456%7,599
Percentage Net Loans Charged-off: Loans to individuals0.2004%4,598
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2294%932
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0372%7,869
Percentage Net Loans Charged-off: Total real estate loans0.0662%1,307
Percentage Net Loans Charged-off:Construction & development-0.0117%7,707
Percentage Net Loans Charged-off: Commercial real estate0.0227%703
Percentage Net Loans Charged-off: Multi-family residential-0.0051%6,238
Percentage Net Loans Charged-off: 1-4 family residential0.0799%1,238
Percentage Net Loans Charged-off: Home equity loans0.0651%330
All other 1-4 family - Percent of loans charged-off, net0.0861%1,144
Percentage Net Loans Charged-off: Commercial and industrial-0.3271%7,875
Percentage Net Loans Charged-off: Loans to individuals0.1983%4,184
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1871%829
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1103%2,326
Percentage Net Loans Charged-off: Total real estate loans0.0735%983
Percentage Net Loans Charged-off:Construction & development-0.0092%7,735
Percentage Net Loans Charged-off: Commercial real estate0.0104%478
Percentage Net Loans Charged-off: Multi-family residential-0.0048%6,219
Percentage Net Loans Charged-off: 1-4 family residential0.0899%928
Percentage Net Loans Charged-off: Home equity loans0.0564%258
All other 1-4 family - Percent of loans charged-off, net0.1040%836
Percentage Net Loans Charged-off: Commercial and industrial0.1174%1,618
Percentage Net Loans Charged-off: Loans to individuals0.1879%3,631
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1850%630
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2845%2,028
Percentage Net Loans Charged-off: Total real estate loans0.1183%1,426
Percentage Net Loans Charged-off:Construction & development0.0130%686
Percentage Net Loans Charged-off: Commercial real estate0.1521%878
Percentage Net Loans Charged-off: Multi-family residential0.1264%138
Percentage Net Loans Charged-off: 1-4 family residential0.1181%1,430
Percentage Net Loans Charged-off: Home equity loans0.1137%388
All other 1-4 family - Percent of loans charged-off, net0.1200%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.5557%2,009
Percentage Net Loans Charged-off: Loans to individuals0.3294%4,669
Percentage Net Loans Charged-off: Credit card loans-0.0213%2,503
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1646%1,186
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0144%1,359
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3410%1,462
Percentage Net Loans Charged-off: Total real estate loans0.1435%1,051
Percentage Net Loans Charged-off:Construction & development0.0202%538
Percentage Net Loans Charged-off: Commercial real estate0.2080%578
Percentage Net Loans Charged-off: Multi-family residential0.2004%95
Percentage Net Loans Charged-off: 1-4 family residential0.1378%1,108
Percentage Net Loans Charged-off: Home equity loans0.1086%324
All other 1-4 family - Percent of loans charged-off, net0.1503%1,024
Percentage Net Loans Charged-off: Commercial and industrial0.6759%1,472
Percentage Net Loans Charged-off: Loans to individuals0.3419%4,157
Percentage Net Loans Charged-off: Credit card loans-0.0809%2,484
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2013%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4620%1,030
Percentage Net Loans Charged-off: Total real estate loans0.1796%837
Percentage Net Loans Charged-off:Construction & development-0.0261%7,862
Percentage Net Loans Charged-off: Commercial real estate0.3647%371
Percentage Net Loans Charged-off: Multi-family residential0.3184%68
Percentage Net Loans Charged-off: 1-4 family residential0.1548%947
Percentage Net Loans Charged-off: Home equity loans0.0972%287
All other 1-4 family - Percent of loans charged-off, net0.1795%825
Percentage Net Loans Charged-off: Commercial and industrial0.9802%1,064
Percentage Net Loans Charged-off: Loans to individuals0.3844%3,690
Percentage Net Loans Charged-off: Credit card loans-7.3469%2,616
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2076%848
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6819%676
Percentage Net Loans Charged-off: Total real estate loans0.2675%503
Percentage Net Loans Charged-off:Construction & development0.0411%240
Percentage Net Loans Charged-off: Commercial real estate0.5270%204
Percentage Net Loans Charged-off: Multi-family residential0.5823%37
Percentage Net Loans Charged-off: 1-4 family residential0.2261%622
Percentage Net Loans Charged-off: Home equity loans0.0992%211
All other 1-4 family - Percent of loans charged-off, net0.2801%507
Percentage Net Loans Charged-off: Commercial and industrial1.5046%632
Percentage Net Loans Charged-off: Loans to individuals0.3767%3,304
Percentage Net Loans Charged-off: Credit card loans-21.9409%2,624
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2570%635
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5918%1,227
Percentage Net Loans Charged-off: Total real estate loans0.1123%1,704
Percentage Net Loans Charged-off:Construction & development-0.0081%7,953
Percentage Net Loans Charged-off: Commercial real estate0.1240%1,013
Percentage Net Loans Charged-off: Multi-family residential0.0331%153
Percentage Net Loans Charged-off: 1-4 family residential0.1210%1,605
Percentage Net Loans Charged-off: Home equity loans0.1122%392
All other 1-4 family - Percent of loans charged-off, net0.1245%1,552
Percentage Net Loans Charged-off: Commercial and industrial1.1079%1,552
Percentage Net Loans Charged-off: Loans to individuals0.3442%5,055
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9520%715
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6008%1,033
Percentage Net Loans Charged-off: Total real estate loans0.1116%1,442
Percentage Net Loans Charged-off:Construction & development0.0238%599
Percentage Net Loans Charged-off: Commercial real estate0.1639%739
Percentage Net Loans Charged-off: Multi-family residential0.0428%110
Percentage Net Loans Charged-off: 1-4 family residential0.1099%1,383
Percentage Net Loans Charged-off: Home equity loans0.1116%317
All other 1-4 family - Percent of loans charged-off, net0.1092%1,379
Percentage Net Loans Charged-off: Commercial and industrial1.0472%1,375
Percentage Net Loans Charged-off: Loans to individuals0.3458%4,578
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1256%592
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5480%1,120
Percentage Net Loans Charged-off: Total real estate loans0.1121%1,293
Percentage Net Loans Charged-off:Construction & development-0.0481%7,982
Percentage Net Loans Charged-off: Commercial real estate0.1879%575
Percentage Net Loans Charged-off: Multi-family residential0.0656%77
Percentage Net Loans Charged-off: 1-4 family residential0.1104%1,212
Percentage Net Loans Charged-off: Home equity loans0.1205%260
All other 1-4 family - Percent of loans charged-off, net0.1064%1,217
Percentage Net Loans Charged-off: Commercial and industrial0.7358%1,594
Percentage Net Loans Charged-off: Loans to individuals0.3466%4,219
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4620%459
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3883%1,421
Percentage Net Loans Charged-off: Total real estate loans0.0724%1,256
Percentage Net Loans Charged-off:Construction & development-0.0600%7,951
Percentage Net Loans Charged-off: Commercial real estate0.0131%589
Percentage Net Loans Charged-off: Multi-family residential0.1350%37
Percentage Net Loans Charged-off: 1-4 family residential0.0938%1,045
Percentage Net Loans Charged-off: Home equity loans0.1037%201
All other 1-4 family - Percent of loans charged-off, net0.0899%1,019
Percentage Net Loans Charged-off: Commercial and industrial0.6899%1,260
Percentage Net Loans Charged-off: Loans to individuals0.3771%3,582
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6099%566
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5378%1,551
Percentage Net Loans Charged-off: Total real estate loans0.1149%1,674
Percentage Net Loans Charged-off:Construction & development0.1529%553
Percentage Net Loans Charged-off: Commercial real estate0.1045%1,066
Percentage Net Loans Charged-off: Multi-family residential0.0799%148
Percentage Net Loans Charged-off: 1-4 family residential0.1155%1,530
Percentage Net Loans Charged-off: Home equity loans0.1089%407
All other 1-4 family - Percent of loans charged-off, net0.1176%1,491
Percentage Net Loans Charged-off: Commercial and industrial1.1219%1,729
Percentage Net Loans Charged-off: Loans to individuals0.3616%5,029
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4407%1,081
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1309%236
Percentage Net Loans Charged-off: Total real estate loans0.2801%713
Percentage Net Loans Charged-off:Construction & development-0.0118%8,180
Percentage Net Loans Charged-off: Commercial real estate1.4946%189
Percentage Net Loans Charged-off: Multi-family residential-0.0145%6,612
Percentage Net Loans Charged-off: 1-4 family residential0.1082%1,460
Percentage Net Loans Charged-off: Home equity loans0.0740%455
All other 1-4 family - Percent of loans charged-off, net0.1141%1,375
Percentage Net Loans Charged-off: Commercial and industrial5.1740%334
Percentage Net Loans Charged-off: Loans to individuals0.4584%4,343
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6868%871
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2519%2,612
Percentage Net Loans Charged-off: Total real estate loans0.0427%467
Percentage Net Loans Charged-off:Construction & development0.0818%149
Percentage Net Loans Charged-off: Commercial real estate-0.0581%1,431
Percentage Net Loans Charged-off: Multi-family residential-0.0058%1,345
Percentage Net Loans Charged-off: 1-4 family residential0.0547%407
Percentage Net Loans Charged-off: Home equity loans0.0501%277
All other 1-4 family - Percent of loans charged-off, net0.0551%373
Percentage Net Loans Charged-off: Commercial and industrial0.5362%422
Percentage Net Loans Charged-off: Loans to individuals0.3368%956
Percentage Net Loans Charged-off: Credit card loans2.8304%343
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1996%246
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0127%450
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2877%2,390
Percentage Net Loans Charged-off: Total real estate loans0.0340%561
Percentage Net Loans Charged-off:Construction & development0.0148%212
Percentage Net Loans Charged-off: Commercial real estate-0.0935%1,383
Percentage Net Loans Charged-off: Multi-family residential-0.0675%1,364
Percentage Net Loans Charged-off: 1-4 family residential0.0578%454
Percentage Net Loans Charged-off: Home equity loans0.0627%270
All other 1-4 family - Percent of loans charged-off, net0.0574%424
Percentage Net Loans Charged-off: Commercial and industrial0.2030%671
Percentage Net Loans Charged-off: Loans to individuals1.7127%225
Percentage Net Loans Charged-off: Credit card loans8.4928%63
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3997%181
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0068%22
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7935%815
Percentage Net Loans Charged-off: Total real estate loans0.0553%443
Percentage Net Loans Charged-off:Construction & development0.1174%121
Percentage Net Loans Charged-off: Commercial real estate0.0975%255
Percentage Net Loans Charged-off: Multi-family residential0.0016%149
Percentage Net Loans Charged-off: 1-4 family residential0.0454%514
Percentage Net Loans Charged-off: Home equity loans-0.0250%1,262
All other 1-4 family - Percent of loans charged-off, net0.0520%441
Percentage Net Loans Charged-off: Commercial and industrial0.5631%306
Percentage Net Loans Charged-off: Loans to individuals3.6445%104
Percentage Net Loans Charged-off: Credit card loans7.3843%71
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2069%247
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0013%446
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5148%1,487
Percentage Net Loans Charged-off: Total real estate loans0.0314%639
Percentage Net Loans Charged-off:Construction & development0.0328%205
Percentage Net Loans Charged-off: Commercial real estate-0.1554%1,338
Percentage Net Loans Charged-off: Multi-family residential-0.0400%1,305
Percentage Net Loans Charged-off: 1-4 family residential0.0690%443
Percentage Net Loans Charged-off: Home equity loans0.0739%290
All other 1-4 family - Percent of loans charged-off, net0.0684%414
Percentage Net Loans Charged-off: Commercial and industrial0.1595%631
Percentage Net Loans Charged-off: Loans to individuals2.6387%156
Percentage Net Loans Charged-off: Credit card loans5.9972%142
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0361%1,208
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0864%475
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2281%3,713
Percentage Net Loans Charged-off: Total real estate loans0.0755%497
Percentage Net Loans Charged-off:Construction & development0.3243%123
Percentage Net Loans Charged-off: Commercial real estate-0.0425%1,277
Percentage Net Loans Charged-off: Multi-family residential0.0558%196
Percentage Net Loans Charged-off: 1-4 family residential0.0840%422
Percentage Net Loans Charged-off: Home equity loans0.1252%233
All other 1-4 family - Percent of loans charged-off, net0.0778%409
Percentage Net Loans Charged-off: Commercial and industrial0.1690%597
Percentage Net Loans Charged-off: Loans to individuals0.8882%598
Percentage Net Loans Charged-off: Credit card loans2.2128%598
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0044%436
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0017%489
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4003%2,163
Percentage Net Loans Charged-off: Total real estate loans0.3274%221
Percentage Net Loans Charged-off:Construction & development-0.4973%1,413
Percentage Net Loans Charged-off: Commercial real estate0.7644%175
Percentage Net Loans Charged-off: Multi-family residential-0.0717%1,355
Percentage Net Loans Charged-off: 1-4 family residential0.2245%203
Percentage Net Loans Charged-off: Home equity loans0.7546%48
All other 1-4 family - Percent of loans charged-off, net0.0724%434
Percentage Net Loans Charged-off: Commercial and industrial0.2509%468
Percentage Net Loans Charged-off: Loans to individuals1.1644%319
Percentage Net Loans Charged-off: Credit card loans2.7814%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0058%422
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0187%42
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8009%1,026
Percentage Net Loans Charged-off: Total real estate loans0.7125%140
Percentage Net Loans Charged-off:Construction & development1.3671%122
Percentage Net Loans Charged-off: Commercial real estate1.0866%165
Percentage Net Loans Charged-off: Multi-family residential-0.9545%1,403
Percentage Net Loans Charged-off: 1-4 family residential0.2255%238
Percentage Net Loans Charged-off: Home equity loans0.4494%81
All other 1-4 family - Percent of loans charged-off, net0.1617%292
Percentage Net Loans Charged-off: Commercial and industrial1.0783%198
Percentage Net Loans Charged-off: Loans to individuals1.1194%260
Percentage Net Loans Charged-off: Credit card loans3.1580%197
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0491%301
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0894%49
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.0022%63
Percentage Net Loans Charged-off: Total real estate loans8.7583%8
Percentage Net Loans Charged-off:Construction & development22.6391%19
Percentage Net Loans Charged-off: Commercial real estate6.9566%25
Percentage Net Loans Charged-off: Multi-family residential-0.1282%1,386
Percentage Net Loans Charged-off: 1-4 family residential0.3288%220
Percentage Net Loans Charged-off: Home equity loans0.4280%120
All other 1-4 family - Percent of loans charged-off, net0.2828%251
Percentage Net Loans Charged-off: Commercial and industrial2.4859%176
Percentage Net Loans Charged-off: Loans to individuals1.4080%288
Percentage Net Loans Charged-off: Credit card loans2.9411%304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4753%163
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1399%85
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3105%287
Percentage Net Loans Charged-off: Total real estate loans5.5313%15
Percentage Net Loans Charged-off:Construction & development11.3094%62
Percentage Net Loans Charged-off: Commercial real estate2.8552%141
Percentage Net Loans Charged-off: Multi-family residential3.5604%108
Percentage Net Loans Charged-off: 1-4 family residential0.6578%111
Percentage Net Loans Charged-off: Home equity loans0.1498%278
All other 1-4 family - Percent of loans charged-off, net0.9815%71
Percentage Net Loans Charged-off: Commercial and industrial1.8549%376
Percentage Net Loans Charged-off: Loans to individuals1.1644%488
Percentage Net Loans Charged-off: Credit card loans4.3431%229
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1173%360
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144