| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2192% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1183% | 205 |
| Percentage Net Loans Charged-off:Construction & development | -0.0343% | 4,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6037% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0526% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 4,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0750% | 4,430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 4,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2546% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0109% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4676% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0038% | 4,587 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2096% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 182 |
| Percentage Net Loans Charged-off:Construction & development | -0.0416% | 4,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5385% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0712% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0453% | 4,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0870% | 4,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0811% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2137% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8616% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4647% | 1,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0040% | 4,617 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2389% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 120 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6365% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1091% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0405% | 4,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0888% | 4,495 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1190% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2178% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8642% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4721% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0169% | 58 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2381% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0934% | 4,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1605% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0158% | 4,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 4,372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0899% | 4,594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1977% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2577% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6457% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5893% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0079% | 11 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1825% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1348% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,646 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0949% | 4,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2329% | 4,626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0473% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1343% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1392% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1085% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6423% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0029% | 4,692 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1488% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0851% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,694 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1095% | 4,553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2638% | 4,662 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0571% | 4,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0793% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0356% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1079% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5269% | 808 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0023% | 4,729 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1469% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 4,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0363% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0909% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 3,822 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1139% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2679% | 3,488 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 4,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1089% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2016% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6060% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0014% | 992 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1866% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1151% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 3,837 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0943% | 4,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2880% | 3,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0347% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3904% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5121% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8912% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0026% | 973 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2200% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.3404% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0097% | 3,920 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1259% | 4,524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3015% | 3,547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0707% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2623% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9890% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2090% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4970% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0965% | 21 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1342% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0875% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0603% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 3,949 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1498% | 4,622 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3312% | 3,608 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0840% | 4,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9083% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3056% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3326% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0046% | 1,035 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1697% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0615% | 4,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.1033% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,235 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 3,966 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1194% | 4,618 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2576% | 3,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0692% | 4,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1381% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0693% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6462% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4479% | 731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0005% | 1,006 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2419% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 4,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.2800% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 3,971 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1030% | 4,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2341% | 3,622 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0556% | 4,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1985% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3473% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8969% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7272% | 530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0005% | 970 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3297% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 4,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 4,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0313% | 4,023 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0599% | 4,588 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0936% | 3,596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0471% | 4,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2652% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5535% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8972% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9786% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5316% | 21 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3158% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 4,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 4,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0130% | 4,015 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0648% | 4,629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0902% | 3,606 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0550% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2492% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5888% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8971% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0250% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2385% | 21 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3498% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0329% | 4,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0417% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0445% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0160% | 4,036 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0707% | 4,691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1109% | 3,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0548% | 4,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3163% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6595% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9149% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1068% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0181% | 1,024 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3340% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 4,676 |
| Percentage Net Loans Charged-off:Construction & development | -0.0756% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 4,731 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0267% | 4,083 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0413% | 4,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0734% | 3,627 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2655% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7050% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9135% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1564% | 613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0381% | 1,008 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2723% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 4,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0152% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 4,520 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0304% | 3,585 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0256% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1654% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4911% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6285% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9767% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0087% | 41 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2464% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0136% | 4,173 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0404% | 3,653 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1329% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4322% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6461% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9073% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0126% | 33 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2388% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 4,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0151% | 4,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0637% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1266% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3984% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8211% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8273% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0194% | 22 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2367% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,406 |
| Percentage Net Loans Charged-off:Construction & development | -0.0582% | 4,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0193% | 4,263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2048% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 4,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4648% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9073% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8858% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0007% | 1,035 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1871% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 4,728 |
| Percentage Net Loans Charged-off:Construction & development | -0.1240% | 4,661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0408% | 4,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1637% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1139% | 5,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2378% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3937% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7463% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0027% | 1,125 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1863% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.0812% | 4,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,680 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0424% | 4,329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2454% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1108% | 5,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0697% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1949% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4171% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6958% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0026% | 1,120 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1984% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.0871% | 4,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0428% | 4,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1553% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2603% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5044% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7566% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0028% | 1,095 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2023% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 894 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 4,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0227% | 4,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1748% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0401% | 4,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0835% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2708% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6423% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7373% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0049% | 1,085 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2090% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 5,033 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 4,400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1028% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1533% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0666% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1538% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6231% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0230% | 1,199 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2046% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0839% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 4,953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0251% | 4,469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1299% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1510% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0351% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2077% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5816% | 1,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0186% | 1,182 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2110% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.2203% | 4,989 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0558% | 5,278 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0320% | 4,519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2103% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1726% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0673% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4184% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5795% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0164% | 1,168 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2205% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | -0.1732% | 5,045 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0440% | 5,360 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0407% | 4,574 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2253% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1801% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0751% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3618% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6002% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0051% | 23 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2575% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0226% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1250% | 5,486 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1259% | 4,674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1295% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1783% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0985% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3284% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9569% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9310% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5577% | 1,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1310% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0151% | 1,183 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2769% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1163% | 5,532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1221% | 4,698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1512% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1512% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1511% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3709% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9546% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0024% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5450% | 1,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1338% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0198% | 1,172 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2699% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.1841% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1450% | 5,650 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0492% | 4,684 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1653% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2535% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3353% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9468% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1168% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5153% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1216% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0440% | 1,169 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2869% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1418% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.3231% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0667% | 5,623 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0996% | 4,749 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2395% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3642% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1581% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2882% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0067% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2473% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5634% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0861% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0860% | 1,155 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1859% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 2,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.0800% | 4,983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1095% | 5,664 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0526% | 4,783 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1775% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3304% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 1,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0962% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9081% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1158% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4951% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1099% | 1,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0081% | 1,237 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1712% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0635% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1209% | 5,768 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1748% | 4,894 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1806% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3601% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9041% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1832% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4850% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0871% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0085% | 1,219 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1643% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.1900% | 5,288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0482% | 5,659 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1042% | 4,893 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4421% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0032% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9439% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3382% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5071% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0796% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0424% | 1,214 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1992% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 4,996 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0834% | 5,914 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 4,864 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1982% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5069% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 5,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0907% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9875% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4530% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5410% | 1,126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0543% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0191% | 1,183 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2622% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.6636% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0585% | 5,878 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4849% | 5,118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2934% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6133% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 2,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1525% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9175% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2503% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5091% | 1,656 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0676% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1052% | 1,307 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2732% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2077% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.8248% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0337% | 5,801 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6997% | 5,177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2742% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5945% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1748% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9199% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3568% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4978% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0868% | 1,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0809% | 1,291 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3297% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3130% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.5228% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1115% | 5,216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4543% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6762% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3000% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2094% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9426% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4338% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5109% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0745% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0539% | 1,264 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3728% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4136% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 5,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1022% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0926% | 5,142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6407% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6823% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6116% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1910% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9785% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4853% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5463% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0732% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1040% | 1,246 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5568% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7894% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.9901% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3919% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 5,169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9743% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3223% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7189% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2436% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0097% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6427% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5510% | 1,828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0527% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0119% | 74 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6159% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9312% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 1.4515% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4864% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1040% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0904% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3540% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8943% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2402% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9949% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7564% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5149% | 1,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0439% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0245% | 63 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6944% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1386% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 1.7693% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5275% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0048% | 419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3697% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6281% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1735% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2030% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9948% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9955% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4689% | 1,722 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0208% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0461% | 51 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9609% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6573% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 2.0678% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8732% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1120% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0121% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5119% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6257% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3562% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8877% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2943% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2875% | 1,940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0270% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0161% | 39 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7162% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0574% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 1.4121% | 1,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7167% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9096% | 465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1594% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3752% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9810% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2145% | 2,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2261% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0556% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7139% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0298% | 1,494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2172% | 102 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7352% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0634% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 1.5935% | 1,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6871% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7794% | 439 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1664% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3797% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9880% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2505% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2434% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4151% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6690% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0218% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2546% | 98 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7401% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0480% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 1.6385% | 1,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8413% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8590% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0728% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2181% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9510% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1528% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5057% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8185% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7129% | 1,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0438% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3677% | 85 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7802% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0984% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 2.6122% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6268% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3889% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1203% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3111% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9593% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1554% | 1,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6028% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9773% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7877% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0193% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1249% | 64 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0511% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3386% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 3.3525% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3497% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3729% | 548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1271% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2675% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0110% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6502% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7784% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0314% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7208% | 1,912 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3701% | 6,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3660% | 94 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1335% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4448% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 4.1275% | 1,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4464% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5952% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1632% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2739% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0719% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6923% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8590% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4889% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7095% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3699% | 6,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4206% | 86 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2346% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5999% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 3.5920% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9100% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0280% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2654% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2861% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2485% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6640% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1068% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7225% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7285% | 1,599 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4972% | 6,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3417% | 80 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3885% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7868% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 3.0905% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1522% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5414% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4837% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4681% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4964% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8697% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0796% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9707% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6237% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5128% | 6,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5831% | 47 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8700% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2755% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 7.3167% | 857 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4545% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3108% | 387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5095% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0107% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8996% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9959% | 2,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4535% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4740% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9714% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4543% | 142 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8131% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0468% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 6.2886% | 908 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7858% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9083% | 381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5377% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9775% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9717% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1688% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5028% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1105% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1725% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5384% | 120 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9234% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0754% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 5.5817% | 914 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1334% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5906% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4866% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8200% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9955% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2712% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8986% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7039% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4823% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2584% | 83 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7255% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7613% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 7.4070% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7071% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4915% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8341% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7428% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9031% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1343% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0048% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0107% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5355% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2958% | 63 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5928% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3134% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 3.0026% | 1,723 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6053% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1907% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8470% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0157% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7307% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9843% | 1,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3916% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9453% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2914% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6043% | 163 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3720% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4734% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 5.3063% | 925 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2051% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3508% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8604% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9558% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8075% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4920% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9406% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7627% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8020% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8233% | 132 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5112% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5881% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 6.6745% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1118% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1033% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8254% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9079% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7807% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9028% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9125% | 2,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1654% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0592% | 95 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2734% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4962% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 7.2341% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8400% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5103% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7086% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8583% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6311% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3974% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1046% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9808% | 63 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6861% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7387% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 2.1445% | 1,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7582% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1719% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4589% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6346% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3830% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7311% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5561% | 3,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3186% | 1,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7399% | 81 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5743% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6128% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 1.7675% | 785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5690% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1701% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4076% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6129% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3219% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6271% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5218% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2005% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8092% | 62 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5624% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4959% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.9443% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5781% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2173% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3793% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6000% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2889% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7898% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5005% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2228% | 991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2606% | 38 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5326% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4709% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.6249% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7807% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2357% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3233% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4374% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2777% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7039% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5127% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3301% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0544% | 35 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2966% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1717% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.4455% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1204% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0542% | 6,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1447% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2566% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1009% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5220% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3704% | 3,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0816% | 1,214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2683% | 1,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0050% | 42 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2336% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.2145% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0743% | 6,191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2317% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4153% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3153% | 3,499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1476% | 1,092 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2222% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2266% | 40 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2300% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0297% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1527% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0016% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2485% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3671% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3573% | 2,918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2527% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0003% | 1,482 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2588% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1189% | 799 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 7,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1198% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 6,111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2437% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4393% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3475% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3025% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2762% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.1006% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0584% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1395% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0893% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4040% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2708% | 4,055 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0664% | 1,922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8897% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0661% | 32 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2489% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0753% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0959% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0683% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1848% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0857% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3915% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2347% | 3,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6908% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0306% | 26 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1922% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0178% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 6,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0936% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3876% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2213% | 3,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2615% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1440% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 986 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 7,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0085% | 6,160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0975% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2648% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2302% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1687% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0980% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | -0.0253% | 7,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0251% | 6,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0727% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0975% | 7,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2286% | 4,929 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8113% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0182% | 5,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 7,779 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 8,067 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0315% | 6,315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0707% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1456% | 7,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2004% | 4,598 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2294% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0372% | 7,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 7,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 6,238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3271% | 7,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1983% | 4,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1871% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1103% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0092% | 7,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 6,219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1879% | 3,631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1850% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2845% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1183% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0130% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1521% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1264% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1181% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1137% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1200% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5557% | 2,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3294% | 4,669 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0213% | 2,503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1646% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0144% | 1,359 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3410% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1435% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2080% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2004% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1086% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1503% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6759% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3419% | 4,157 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0809% | 2,484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2013% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4620% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1796% | 837 |
| Percentage Net Loans Charged-off:Construction & development | -0.0261% | 7,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3647% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3184% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0972% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1795% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9802% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3844% | 3,690 |
| Percentage Net Loans Charged-off: Credit card loans | -7.3469% | 2,616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2076% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6819% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2675% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0411% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5270% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5823% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2261% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0992% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2801% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5046% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3767% | 3,304 |
| Percentage Net Loans Charged-off: Credit card loans | -21.9409% | 2,624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2570% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5918% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.0081% | 7,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1240% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0331% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1122% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1245% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1079% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3442% | 5,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9520% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6008% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1116% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0238% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1639% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0428% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0472% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3458% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1256% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5480% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0481% | 7,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1879% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0656% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1205% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1064% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7358% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3466% | 4,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4620% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3883% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0600% | 7,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1350% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1037% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6899% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3771% | 3,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6099% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5378% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.1529% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1045% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0799% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1089% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1219% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3616% | 5,029 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4407% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1309% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2801% | 713 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 8,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4946% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0145% | 6,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0740% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1740% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4584% | 4,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6868% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2519% | 2,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0818% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0581% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 1,345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0501% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5362% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3368% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8304% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1996% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0127% | 450 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2877% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0935% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0675% | 1,364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0627% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2030% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7127% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4928% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3997% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0068% | 22 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7935% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0553% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.1174% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0975% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0016% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0250% | 1,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5631% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6445% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3843% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2069% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0013% | 446 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5148% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0328% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1554% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0400% | 1,305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0739% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1595% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6387% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9972% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0361% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0864% | 475 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2281% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.3243% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0558% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1252% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1690% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8882% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2128% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0044% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0017% | 489 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4003% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3274% | 221 |
| Percentage Net Loans Charged-off:Construction & development | -0.4973% | 1,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7644% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0717% | 1,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2245% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7546% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2509% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1644% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7814% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0058% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0187% | 42 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8009% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7125% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 1.3671% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0866% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9545% | 1,403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2255% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4494% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0783% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1194% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1580% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0491% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0894% | 49 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 5.0022% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.7583% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 22.6391% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.9566% | 25 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1282% | 1,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3288% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4280% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2828% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4859% | 176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4080% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9411% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4753% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1399% | 85 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.3105% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5313% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 11.3094% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8552% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5604% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6578% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1498% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9815% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8549% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1644% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3431% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1173% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |
