PNC Bank, CENTER RIDGE BRANCH

Employee's need more training
Overall Rating
by Ro4191, Dec. 06, 2012

I have two things....both are negative. The first being, PNC Mortgage is AWFUL. My husband and I recently applied for and eventually did receive, a mortgage through PNC. It was an absolute NIGHTMARE working with our loan officer. He was completely inept. He would ask us for current paystubs for companies my husband has not worked for for several years, send us emails that were meant for other clients, give us inaccurate information regarding the loan and when it would close, put wrong information regarding our address and employment histories, which then had to later be corrected. It was just ridiculous. Now granted, the loan did eventually close, and it closed on time. However, we were nervous the entire process, because of the loan officers inability to provide factual information, and his incompetency. I was constantly calling to check in with him to make sure he was doing his job, which I should not have had to do. Our home insurance agent said they had not dealt with someone so incompetent regarding a new home purchase before. Additionally, the real estate agent told us after the sale went through that she was glad, because they have had PNC mortgages before that were nightmares, just like ours turned out to be. It was just horrendous and so stressful. Secondly....the other day I used my PNC check card at Home Depot, and it was declined because our zip code was not updated in the system yet due to our recent move. There was money in the account. I called to see why it was declined, and the representative told me it had debited the money TWICE from my account, and there was nothing they could do. However, I had no receipt to show that debit, and it was declined in the store. I had to use a different card to make my purchase. I was basically told I was out of luck by the representative on the phone. Come to find out, the money that was debited twice had a hold on it, but was released back to me with no issues 24 hours later by Home Depot. That has happened before with some of my other cards, and the credit card companies were able to tell me about the hold immediately and assure me that the funds would be released. This representative apparently knew nothing about that. PNC clearly needs to either hire people who actually have knowledge to do their jobs, or provide their employees with better training. After all of these debacles, we are seriously considering taking our business to 5/3 instead. I am sad about that, because when I started banking with them under National City, I never had a problem. Take my advice and give your business to another bank, that invests more in their employees.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on PNC Bank, Center Ridge Branch at Rocky River, OH
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