Peoples Security Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$150,165,000375
Total interest expense$61,324,000337
Net interest income$88,841,000409
Provision for loan and lease losses$566,0001,183
Total noninterest income$13,776,000601
Gross Fiduciary activities income$2,219,000383
Service charges on deposit accounts$2,949,000406
Trading account gains and fees$0123
Additional Noninterest Income$8,608,000597
Total noninterest expense$64,731,000459
Salaries and employee benefits$35,156,000452
Premises and equipment expense$11,648,000264
Additional noninterest expense$8,608,000597
Pre-tax net operating income$37,320,000438
Securities gains (losses)$81,000292
Applicable income taxes$5,978,000480
Income before extraordinary items$31,423,000407
Extraordinary gains, net$054
Net income$31,423,000412
Minority interest net income$088
Net income of bank and minority interests.$31,423,000409
Net charge-offs$2,860,000328
Cash dividends$20,158,000297
Sale, conversion, retirement of capital stock, net$0540
Net operating income$31,354,960421
2023-09-30 (YTD Data)Rank
Total interest income$110,031,000379
Total interest expense$41,964,000344
Net interest income$68,067,000407
Provision for loan and lease losses$-1,103,0004,546
Total noninterest income$10,614,000588
Gross Fiduciary activities income$1,691,000382
Service charges on deposit accounts$2,196,000406
Trading account gains and fees$0125
Additional Noninterest Income$6,727,000595
Total noninterest expense$48,217,000457
Salaries and employee benefits$26,253,000453
Premises and equipment expense$8,623,000269
Additional noninterest expense$6,727,000595
Pre-tax net operating income$31,567,000417
Securities gains (losses)$81,000186
Applicable income taxes$5,262,000453
Income before extraordinary items$26,386,000384
Extraordinary gains, net$052
Net income$26,386,000388
Minority interest net income$081
Net income of bank and minority interests.$26,386,000384
Net charge-offs$76,0001,307
Cash dividends$15,271,000279
Sale, conversion, retirement of capital stock, net$0507
Net operating income$26,318,770397
2023-06-30 (YTD Data)Rank
Total interest income$71,204,000371
Total interest expense$24,920,000337
Net interest income$46,284,000396
Provision for loan and lease losses$-937,0004,575
Total noninterest income$6,955,000586
Gross Fiduciary activities income$1,085,000381
Service charges on deposit accounts$1,443,000399
Trading account gains and fees$0112
Additional Noninterest Income$4,427,000576
Total noninterest expense$32,343,000444
Salaries and employee benefits$17,505,000447
Premises and equipment expense$5,728,000263
Additional noninterest expense$4,427,000576
Pre-tax net operating income$21,833,000410
Securities gains (losses)$81,000201
Applicable income taxes$3,570,000448
Income before extraordinary items$18,344,000375
Extraordinary gains, net$051
Net income$18,344,000383
Minority interest net income$081
Net income of bank and minority interests.$18,344,000376
Net charge-offs$34,0001,324
Cash dividends$9,865,000283
Sale, conversion, retirement of capital stock, net$0486
Net operating income$18,275,960383
2023-03-31 (YTD Data)Rank
Total interest income$34,347,000384
Total interest expense$10,722,000347
Net interest income$23,625,000397
Provision for loan and lease losses$1,264,000303
Total noninterest income$3,548,000570
Gross Fiduciary activities income$557,000390
Service charges on deposit accounts$710,000418
Trading account gains and fees$097
Additional Noninterest Income$2,281,000556
Total noninterest expense$16,179,000449
Salaries and employee benefits$9,051,000445
Premises and equipment expense$2,782,000278
Additional noninterest expense$2,281,000556
Pre-tax net operating income$9,730,000446
Securities gains (losses)$81,000193
Applicable income taxes$1,571,000500
Income before extraordinary items$8,240,000422
Extraordinary gains, net$04
Net income$8,240,000423
Minority interest net income$048
Net income of bank and minority interests.$8,240,000423
Net charge-offs$9,0001,398
Cash dividends$4,936,000273
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,171,960432
2022-12-31 (YTD Data)Rank
Total interest income$111,508,000378
Total interest expense$13,598,000360
Net interest income$97,910,000375
Provision for loan and lease losses$-449,0004,517
Total noninterest income$16,571,000543
Gross Fiduciary activities income$2,229,000398
Service charges on deposit accounts$2,481,000476
Trading account gains and fees$0116
Additional Noninterest Income$11,861,000493
Total noninterest expense$64,599,000433
Salaries and employee benefits$35,807,000431
Premises and equipment expense$12,281,000252
Additional noninterest expense$11,861,000493
Pre-tax net operating income$50,331,000378
Securities gains (losses)$-1,976,0004,549
Applicable income taxes$7,899,000452
Income before extraordinary items$40,456,000377
Extraordinary gains, net$05
Net income$40,456,000378
Minority interest net income$063
Net income of bank and minority interests.$40,456,000378
Net charge-offs$462,000616
Cash dividends$11,325,000433
Sale, conversion, retirement of capital stock, net$0568
Net operating income$42,115,840374
2022-09-30 (YTD Data)Rank
Total interest income$79,779,000370
Total interest expense$6,868,000356
Net interest income$72,911,000366
Provision for loan and lease losses$1,700,000440
Total noninterest income$13,460,000513
Gross Fiduciary activities income$1,697,000394
Service charges on deposit accounts$1,731,000505
Trading account gains and fees$0111
Additional Noninterest Income$10,032,000467
Total noninterest expense$47,933,000437
Salaries and employee benefits$26,189,000433
Premises and equipment expense$8,743,000266
Additional noninterest expense$10,032,000467
Pre-tax net operating income$36,738,000386
Securities gains (losses)$0740
Applicable income taxes$6,044,000447
Income before extraordinary items$30,694,000365
Extraordinary gains, net$04
Net income$30,694,000365
Minority interest net income$057
Net income of bank and minority interests.$30,694,000365
Net charge-offs$261,000617
Cash dividends$8,461,000410
Sale, conversion, retirement of capital stock, net$0519
Net operating income$30,694,000374
2022-06-30 (YTD Data)Rank
Total interest income$50,508,000366
Total interest expense$3,129,000381
Net interest income$47,379,000362
Provision for loan and lease losses$1,250,000354
Total noninterest income$9,168,000498
Gross Fiduciary activities income$1,106,000361
Service charges on deposit accounts$1,132,000508
Trading account gains and fees$0108
Additional Noninterest Income$6,930,000478
Total noninterest expense$31,539,000435
Salaries and employee benefits$17,232,000430
Premises and equipment expense$5,848,000258
Additional noninterest expense$8,459,000491
Pre-tax net operating income$23,758,000380
Securities gains (losses)$0687
Applicable income taxes$3,863,000434
Income before extraordinary items$19,895,000361
Extraordinary gains, net$04
Net income$19,895,000361
Minority interest net income$060
Net income of bank and minority interests.$19,895,000361
Net charge-offs$259,000475
Cash dividends$5,593,000400
Sale, conversion, retirement of capital stock, net$0494
Net operating income$19,895,000370
2022-03-31 (YTD Data)Rank
Total interest income$24,596,000361
Total interest expense$1,449,000386
Net interest income$23,147,000360
Provision for loan and lease losses$300,000484
Total noninterest income$4,483,000517
Gross Fiduciary activities income$555,000361
Service charges on deposit accounts$558,000514
Trading account gains and fees$0103
Additional Noninterest Income$3,370,000496
Total noninterest expense$15,351,000447
Salaries and employee benefits$8,640,000435
Premises and equipment expense$2,848,000269
Additional noninterest expense$3,863,000532
Pre-tax net operating income$11,979,000366
Securities gains (losses)$0623
Applicable income taxes$1,940,000425
Income before extraordinary items$10,039,000359
Extraordinary gains, net$04
Net income$10,039,000359
Minority interest net income$050
Net income of bank and minority interests.$10,039,000359
Net charge-offs$276,000305
Cash dividends$2,796,000382
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,039,000365
2021-12-31 (YTD Data)Rank
Total interest income$94,213,000381
Total interest expense$7,463,000374
Net interest income$86,750,000383
Provision for loan and lease losses$1,750,000340
Total noninterest income$29,084,000401
Gross Fiduciary activities income$2,272,000350
Service charges on deposit accounts$1,928,000551
Trading account gains and fees$0132
Additional Noninterest Income$24,884,000360
Total noninterest expense$59,180,000447
Salaries and employee benefits$32,818,000454
Premises and equipment expense$10,415,000286
Additional noninterest expense$15,947,000519
Pre-tax net operating income$54,904,000358
Securities gains (losses)$02,062
Applicable income taxes$9,806,000398
Income before extraordinary items$45,098,000365
Extraordinary gains, net$010
Net income$45,098,000365
Minority interest net income$074
Net income of bank and minority interests.$45,098,000365
Net charge-offs$711,000516
Cash dividends$10,792,000452
Sale, conversion, retirement of capital stock, net$0582
Net operating income$45,098,000359
2021-09-30 (YTD Data)Rank
Total interest income$70,548,000388
Total interest expense$5,891,000374
Net interest income$64,657,000391
Provision for loan and lease losses$02,963
Total noninterest income$13,181,000581
Gross Fiduciary activities income$1,725,000348
Service charges on deposit accounts$1,379,000574
Trading account gains and fees$0132
Additional Noninterest Income$10,077,000571
Total noninterest expense$43,401,000459
Salaries and employee benefits$24,107,000466
Premises and equipment expense$7,773,000291
Additional noninterest expense$11,521,000537
Pre-tax net operating income$34,437,000420
Securities gains (losses)$02,015
Applicable income taxes$6,150,000455
Income before extraordinary items$28,287,000417
Extraordinary gains, net$08
Net income$28,287,000416
Minority interest net income$069
Net income of bank and minority interests.$28,287,000417
Net charge-offs$651,000427
Cash dividends$8,067,000440
Sale, conversion, retirement of capital stock, net$0543
Net operating income$28,287,000407
2021-06-30 (YTD Data)Rank
Total interest income$46,353,000393
Total interest expense$4,197,000366
Net interest income$42,156,000391
Provision for loan and lease losses$-400,0004,590
Total noninterest income$9,197,000565
Gross Fiduciary activities income$1,086,000352
Service charges on deposit accounts$881,000578
Trading account gains and fees$0133
Additional Noninterest Income$7,230,000549
Total noninterest expense$28,538,000461
Salaries and employee benefits$15,801,000474
Premises and equipment expense$5,213,000290
Additional noninterest expense$7,524,000529
Pre-tax net operating income$23,215,000415
Securities gains (losses)$01,818
Applicable income taxes$4,404,000437
Income before extraordinary items$18,811,000416
Extraordinary gains, net$06
Net income$18,811,000414
Minority interest net income$067
Net income of bank and minority interests.$18,811,000416
Net charge-offs$205,000644
Cash dividends$5,330,000427
Sale, conversion, retirement of capital stock, net$0517
Net operating income$18,811,000408
2021-03-31 (YTD Data)Rank
Total interest income$23,535,000381
Total interest expense$2,222,000361
Net interest income$21,313,000385
Provision for loan and lease losses$-500,0004,750
Total noninterest income$5,116,000532
Gross Fiduciary activities income$533,000355
Service charges on deposit accounts$448,000564
Trading account gains and fees$0127
Additional Noninterest Income$4,135,000512
Total noninterest expense$14,314,000458
Salaries and employee benefits$7,839,000475
Premises and equipment expense$2,715,000282
Additional noninterest expense$3,760,000507
Pre-tax net operating income$12,615,000389
Securities gains (losses)$01,392
Applicable income taxes$2,773,000377
Income before extraordinary items$9,842,000410
Extraordinary gains, net$03
Net income$9,842,000408
Minority interest net income$055
Net income of bank and minority interests.$9,842,000410
Net charge-offs$61,000761
Cash dividends$2,665,000378
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,842,000400
2020-12-31 (YTD Data)Rank
Total interest income$94,521,000383
Total interest expense$13,172,000387
Net interest income$81,349,000378
Provision for loan and lease losses$7,400,000444
Total noninterest income$16,491,000564
Gross Fiduciary activities income$2,125,000337
Service charges on deposit accounts$1,910,000542
Trading account gains and fees$0133
Additional Noninterest Income$12,456,000562
Total noninterest expense$55,951,000459
Salaries and employee benefits$31,197,000455
Premises and equipment expense$10,638,000279
Additional noninterest expense$14,116,000540
Pre-tax net operating income$34,489,000391
Securities gains (losses)$918,000399
Applicable income taxes$5,075,000494
Income before extraordinary items$30,332,000384
Extraordinary gains, net$04
Net income$30,332,000382
Minority interest net income$072
Net income of bank and minority interests.$30,332,000384
Net charge-offs$2,733,000335
Cash dividends$10,518,000435
Sale, conversion, retirement of capital stock, net$0566
Net operating income$29,542,520383
2020-09-30 (YTD Data)Rank
Total interest income$71,377,000377
Total interest expense$10,375,000398
Net interest income$61,002,000373
Provision for loan and lease losses$6,350,000416
Total noninterest income$12,384,000548
Gross Fiduciary activities income$1,574,000336
Service charges on deposit accounts$1,397,000548
Trading account gains and fees$0125
Additional Noninterest Income$9,413,000534
Total noninterest expense$42,221,000449
Salaries and employee benefits$24,117,000442
Premises and equipment expense$7,578,000292
Additional noninterest expense$10,526,000523
Pre-tax net operating income$24,815,000377
Securities gains (losses)$723,000391
Applicable income taxes$3,690,000466
Income before extraordinary items$21,848,000359
Extraordinary gains, net$04
Net income$21,848,000357
Minority interest net income$065
Net income of bank and minority interests.$21,848,000359
Net charge-offs$2,444,000287
Cash dividends$7,919,000424
Sale, conversion, retirement of capital stock, net$0532
Net operating income$21,226,220362
2020-06-30 (YTD Data)Rank
Total interest income$47,934,000380
Total interest expense$7,428,000417
Net interest income$40,506,000373
Provision for loan and lease losses$5,300,000386
Total noninterest income$8,150,000527
Gross Fiduciary activities income$999,000347
Service charges on deposit accounts$972,000536
Trading account gains and fees$0123
Additional Noninterest Income$6,179,000504
Total noninterest expense$28,396,000438
Salaries and employee benefits$16,452,000423
Premises and equipment expense$5,001,000295
Additional noninterest expense$6,943,000528
Pre-tax net operating income$14,960,000364
Securities gains (losses)$267,000595
Applicable income taxes$2,069,000483
Income before extraordinary items$13,158,000350
Extraordinary gains, net$04
Net income$13,158,000350
Minority interest net income$065
Net income of bank and minority interests.$13,158,000350
Net charge-offs$1,021,000389
Cash dividends$5,305,000409
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,928,380345
2020-03-31 (YTD Data)Rank
Total interest income$23,940,000377
Total interest expense$4,264,000418
Net interest income$19,676,000375
Provision for loan and lease losses$3,500,000293
Total noninterest income$3,387,000562
Gross Fiduciary activities income$506,000342
Service charges on deposit accounts$621,000497
Trading account gains and fees$0106
Additional Noninterest Income$2,260,000541
Total noninterest expense$13,725,000455
Salaries and employee benefits$7,901,000436
Premises and equipment expense$2,497,000299
Additional noninterest expense$3,327,000559
Pre-tax net operating income$5,838,000409
Securities gains (losses)$267,000314
Applicable income taxes$709,000582
Income before extraordinary items$5,396,000377
Extraordinary gains, net$04
Net income$5,396,000376
Minority interest net income$056
Net income of bank and minority interests.$5,396,000377
Net charge-offs$492,000378
Cash dividends$2,662,000440
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,161,040382
2019-12-31 (YTD Data)Rank
Total interest income$93,877,000384
Total interest expense$17,815,000425
Net interest income$76,062,000376
Provision for loan and lease losses$3,500,000333
Total noninterest income$14,931,000526
Gross Fiduciary activities income$2,087,000334
Service charges on deposit accounts$2,686,000477
Trading account gains and fees$48,000125
Additional Noninterest Income$10,110,000516
Total noninterest expense$56,331,000422
Salaries and employee benefits$32,044,000418
Premises and equipment expense$9,737,000300
Additional noninterest expense$14,550,000500
Pre-tax net operating income$31,162,000430
Securities gains (losses)$23,0001,586
Applicable income taxes$3,637,000623
Income before extraordinary items$27,548,000412
Extraordinary gains, net$011
Net income$27,548,000412
Minority interest net income$076
Net income of bank and minority interests.$27,548,000412
Net charge-offs$2,552,000342
Cash dividends$10,132,000468
Sale, conversion, retirement of capital stock, net$0626
Net operating income$27,527,760406
2019-09-30 (YTD Data)Rank
Total interest income$70,176,000392
Total interest expense$13,487,000430
Net interest income$56,689,000383
Provision for loan and lease losses$2,100,000390
Total noninterest income$11,092,000528
Gross Fiduciary activities income$1,568,000336
Service charges on deposit accounts$1,995,000479
Trading account gains and fees$0129
Additional Noninterest Income$7,529,000516
Total noninterest expense$42,180,000416
Salaries and employee benefits$23,887,000421
Premises and equipment expense$7,168,000307
Additional noninterest expense$11,125,000491
Pre-tax net operating income$23,501,000436
Securities gains (losses)$23,0001,371
Applicable income taxes$2,733,000628
Income before extraordinary items$20,791,000417
Extraordinary gains, net$011
Net income$20,791,000416
Minority interest net income$072
Net income of bank and minority interests.$20,791,000417
Net charge-offs$1,087,000475
Cash dividends$7,546,000447
Sale, conversion, retirement of capital stock, net$0590
Net operating income$20,770,760415
2019-06-30 (YTD Data)Rank
Total interest income$46,410,000395
Total interest expense$9,097,000424
Net interest income$37,313,000386
Provision for loan and lease losses$1,400,000375
Total noninterest income$7,474,000520
Gross Fiduciary activities income$999,000349
Service charges on deposit accounts$1,311,000482
Trading account gains and fees$0131
Additional Noninterest Income$5,164,000504
Total noninterest expense$28,038,000423
Salaries and employee benefits$15,764,000423
Premises and equipment expense$4,715,000313
Additional noninterest expense$7,559,000481
Pre-tax net operating income$15,349,000435
Securities gains (losses)$23,000995
Applicable income taxes$1,738,000631
Income before extraordinary items$13,634,000413
Extraordinary gains, net$011
Net income$13,634,000414
Minority interest net income$069
Net income of bank and minority interests.$13,634,000414
Net charge-offs$849,000391
Cash dividends$5,033,000429
Sale, conversion, retirement of capital stock, net$0573
Net operating income$13,613,530407
2019-03-31 (YTD Data)Rank
Total interest income$22,904,000400
Total interest expense$4,499,000417
Net interest income$18,405,000393
Provision for loan and lease losses$1,050,000270
Total noninterest income$3,374,000552
Gross Fiduciary activities income$507,000339
Service charges on deposit accounts$667,000453
Trading account gains and fees$0126
Additional Noninterest Income$2,200,000531
Total noninterest expense$13,531,000434
Salaries and employee benefits$7,636,000427
Premises and equipment expense$2,413,000307
Additional noninterest expense$3,482,000515
Pre-tax net operating income$7,198,000454
Securities gains (losses)$01,087
Applicable income taxes$767,000663
Income before extraordinary items$6,431,000429
Extraordinary gains, net$05
Net income$6,431,000428
Minority interest net income$052
Net income of bank and minority interests.$6,431,000428
Net charge-offs$324,000449
Cash dividends$2,517,000430
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,431,000423
2018-12-31 (YTD Data)Rank
Total interest income$85,179,000398
Total interest expense$13,314,000419
Net interest income$71,865,000390
Provision for loan and lease losses$4,200,000291
Total noninterest income$13,017,000568
Gross Fiduciary activities income$2,036,000341
Service charges on deposit accounts$2,745,000466
Trading account gains and fees$29,000123
Additional Noninterest Income$8,207,000579
Total noninterest expense$52,242,000443
Salaries and employee benefits$28,235,000443
Premises and equipment expense$9,446,000302
Additional noninterest expense$14,561,000479
Pre-tax net operating income$28,440,000452
Securities gains (losses)$01,125
Applicable income taxes$3,418,000606
Income before extraordinary items$25,022,000433
Extraordinary gains, net$06
Net income$25,022,000432
Minority interest net income$072
Net income of bank and minority interests.$25,022,000432
Net charge-offs$1,781,000387
Cash dividends$9,691,000439
Sale, conversion, retirement of capital stock, net$0671
Net operating income$25,022,000435
2018-09-30 (YTD Data)Rank
Total interest income$62,564,000399
Total interest expense$9,384,000414
Net interest income$53,180,000393
Provision for loan and lease losses$3,150,000287
Total noninterest income$10,005,000564
Gross Fiduciary activities income$1,552,000340
Service charges on deposit accounts$2,037,000471
Trading account gains and fees$24,000132
Additional Noninterest Income$6,392,000568
Total noninterest expense$38,899,000447
Salaries and employee benefits$21,156,000446
Premises and equipment expense$7,107,000301
Additional noninterest expense$10,636,000485
Pre-tax net operating income$21,136,000452
Securities gains (losses)$01,118
Applicable income taxes$2,513,000624
Income before extraordinary items$18,623,000436
Extraordinary gains, net$05
Net income$18,623,000434
Minority interest net income$066
Net income of bank and minority interests.$18,623,000435
Net charge-offs$1,697,000305
Cash dividends$7,249,000411
Sale, conversion, retirement of capital stock, net$0633
Net operating income$18,623,000434
2018-06-30 (YTD Data)Rank
Total interest income$40,997,000400
Total interest expense$5,921,000404
Net interest income$35,076,000397
Provision for loan and lease losses$2,100,000285
Total noninterest income$6,937,000547
Gross Fiduciary activities income$982,000357
Service charges on deposit accounts$1,332,000480
Trading account gains and fees$6,000127
Additional Noninterest Income$4,617,000539
Total noninterest expense$26,407,000444
Salaries and employee benefits$14,258,000443
Premises and equipment expense$4,798,000297
Additional noninterest expense$7,351,000472
Pre-tax net operating income$13,506,000468
Securities gains (losses)$0961
Applicable income taxes$1,608,000640
Income before extraordinary items$11,898,000448
Extraordinary gains, net$06
Net income$11,898,000447
Minority interest net income$065
Net income of bank and minority interests.$11,898,000447
Net charge-offs$1,487,000265
Cash dividends$4,808,000407
Sale, conversion, retirement of capital stock, net$0620
Net operating income$11,898,000445
2018-03-31 (YTD Data)Rank
Total interest income$20,087,000405
Total interest expense$2,805,000402
Net interest income$17,282,000403
Provision for loan and lease losses$1,050,000265
Total noninterest income$3,454,000540
Gross Fiduciary activities income$497,000352
Service charges on deposit accounts$666,000480
Trading account gains and fees$13,000114
Additional Noninterest Income$2,278,000530
Total noninterest expense$12,996,000447
Salaries and employee benefits$6,912,000455
Premises and equipment expense$2,458,000296
Additional noninterest expense$3,626,000480
Pre-tax net operating income$6,690,000461
Securities gains (losses)$0735
Applicable income taxes$787,000633
Income before extraordinary items$5,903,000443
Extraordinary gains, net$07
Net income$5,903,000442
Minority interest net income$052
Net income of bank and minority interests.$5,903,000443
Net charge-offs$292,000424
Cash dividends$2,367,000375
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,903,000443
2017-12-31 (YTD Data)Rank
Total interest income$74,503,000405
Total interest expense$8,695,000420
Net interest income$65,808,000400
Provision for loan and lease losses$4,800,000258
Total noninterest income$16,816,000482
Gross Fiduciary activities income$2,057,000337
Service charges on deposit accounts$2,679,000486
Trading account gains and fees$79,000124
Additional Noninterest Income$12,001,000458
Total noninterest expense$51,033,000444
Salaries and employee benefits$26,463,000455
Premises and equipment expense$8,702,000322
Additional noninterest expense$15,868,000443
Pre-tax net operating income$26,791,000430
Securities gains (losses)$02,243
Applicable income taxes$8,235,000477
Income before extraordinary items$18,556,000426
Extraordinary gains, net$09
Net income$18,556,000426
Minority interest net income$076
Net income of bank and minority interests.$18,556,000426
Net charge-offs$1,801,000441
Cash dividends$9,319,000397
Sale, conversion, retirement of capital stock, net$0711
Net operating income$18,556,000423
2017-09-30 (YTD Data)Rank
Total interest income$55,098,000409
Total interest expense$6,256,000419
Net interest income$48,842,000402
Provision for loan and lease losses$3,600,000254
Total noninterest income$13,547,000462
Gross Fiduciary activities income$1,541,000335
Service charges on deposit accounts$1,972,000495
Trading account gains and fees$54,000125
Additional Noninterest Income$9,980,000423
Total noninterest expense$38,632,000444
Salaries and employee benefits$19,692,000462
Premises and equipment expense$6,383,000333
Additional noninterest expense$12,557,000423
Pre-tax net operating income$20,157,000438
Securities gains (losses)$02,274
Applicable income taxes$4,258,000552
Income before extraordinary items$15,899,000427
Extraordinary gains, net$09
Net income$15,899,000426
Minority interest net income$071
Net income of bank and minority interests.$15,899,000427
Net charge-offs$730,000608
Cash dividends$6,952,000388
Sale, conversion, retirement of capital stock, net$0677
Net operating income$15,899,000424
2017-06-30 (YTD Data)Rank
Total interest income$36,195,000412
Total interest expense$4,082,000414
Net interest income$32,113,000405
Provision for loan and lease losses$2,400,000242
Total noninterest income$9,959,000431
Gross Fiduciary activities income$1,002,000340
Service charges on deposit accounts$1,293,000498
Trading account gains and fees$0139
Additional Noninterest Income$7,664,000383
Total noninterest expense$26,175,000444
Salaries and employee benefits$13,198,000462
Premises and equipment expense$4,237,000335
Additional noninterest expense$8,740,000412
Pre-tax net operating income$13,497,000439
Securities gains (losses)$01,906
Applicable income taxes$2,884,000536
Income before extraordinary items$10,613,000425
Extraordinary gains, net$011
Net income$10,613,000424
Minority interest net income$071
Net income of bank and minority interests.$10,613,000425
Net charge-offs$559,000516
Cash dividends$4,585,000389
Sale, conversion, retirement of capital stock, net$0659
Net operating income$10,613,000423
2017-03-31 (YTD Data)Rank
Total interest income$17,865,000413
Total interest expense$1,956,000420
Net interest income$15,909,000410
Provision for loan and lease losses$1,200,000237
Total noninterest income$3,684,000528
Gross Fiduciary activities income$508,000333
Service charges on deposit accounts$619,000516
Trading account gains and fees$0142
Additional Noninterest Income$2,557,000503
Total noninterest expense$12,294,000469
Salaries and employee benefits$6,219,000496
Premises and equipment expense$2,089,000344
Additional noninterest expense$3,986,000445
Pre-tax net operating income$6,099,000459
Securities gains (losses)$01,153
Applicable income taxes$1,260,000560
Income before extraordinary items$4,839,000448
Extraordinary gains, net$08
Net income$4,839,000446
Minority interest net income$055
Net income of bank and minority interests.$4,839,000448
Net charge-offs$192,000625
Cash dividends$2,292,000367
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,839,000439
2016-12-31 (YTD Data)Rank
Total interest income$69,192,000407
Total interest expense$7,251,000415
Net interest income$61,941,000404
Provision for loan and lease losses$5,000,000259
Total noninterest income$14,908,000516
Gross Fiduciary activities income$1,976,000340
Service charges on deposit accounts$2,429,000540
Trading account gains and fees$0170
Additional Noninterest Income$10,503,000496
Total noninterest expense$47,668,000468
Salaries and employee benefits$22,193,000535
Premises and equipment expense$8,170,000339
Additional noninterest expense$17,305,000420
Pre-tax net operating income$24,181,000438
Securities gains (losses)$623,000353
Applicable income taxes$5,082,000554
Income before extraordinary items$19,722,000413
Extraordinary gains, net$05
Net income$19,722,000409
Minority interest net income$082
Net income of bank and minority interests.$19,722,000412
Net charge-offs$2,014,000385
Cash dividends$9,171,000408
Sale, conversion, retirement of capital stock, net$-417,0005,854
Net operating income$19,223,600418
2016-09-30 (YTD Data)Rank
Total interest income$51,413,000410
Total interest expense$5,310,000421
Net interest income$46,103,000407
Provision for loan and lease losses$3,600,000254
Total noninterest income$11,184,000521
Gross Fiduciary activities income$1,495,000341
Service charges on deposit accounts$1,784,000549
Trading account gains and fees$0169
Additional Noninterest Income$7,905,000498
Total noninterest expense$35,497,000473
Salaries and employee benefits$16,517,000536
Premises and equipment expense$6,034,000341
Additional noninterest expense$12,946,000413
Pre-tax net operating income$18,190,000434
Securities gains (losses)$623,000319
Applicable income taxes$3,846,000544
Income before extraordinary items$14,967,000403
Extraordinary gains, net$05
Net income$14,967,000402
Minority interest net income$071
Net income of bank and minority interests.$14,967,000403
Net charge-offs$863,000540
Cash dividends$6,880,000393
Sale, conversion, retirement of capital stock, net$-417,0005,929
Net operating income$14,468,600416
2016-06-30 (YTD Data)Rank
Total interest income$33,828,000416
Total interest expense$3,484,000420
Net interest income$30,344,000409
Provision for loan and lease losses$2,400,000244
Total noninterest income$7,245,000524
Gross Fiduciary activities income$956,000343
Service charges on deposit accounts$1,171,000554
Trading account gains and fees$0157
Additional Noninterest Income$5,118,000501
Total noninterest expense$23,529,000482
Salaries and employee benefits$11,112,000532
Premises and equipment expense$4,046,000341
Additional noninterest expense$8,371,000424
Pre-tax net operating income$11,660,000447
Securities gains (losses)$623,000232
Applicable income taxes$2,448,000557
Income before extraordinary items$9,835,000404
Extraordinary gains, net$016
Net income$9,835,000402
Minority interest net income$071
Net income of bank and minority interests.$9,835,000403
Net charge-offs$576,000540
Cash dividends$4,587,000387
Sale, conversion, retirement of capital stock, net$-417,0006,015
Net operating income$9,336,600412
2016-03-31 (YTD Data)Rank
Total interest income$16,718,000415
Total interest expense$1,720,000423
Net interest income$14,998,000413
Provision for loan and lease losses$1,200,000242
Total noninterest income$3,584,000508
Gross Fiduciary activities income$482,000338
Service charges on deposit accounts$579,000549
Trading account gains and fees$0142
Additional Noninterest Income$2,523,000475
Total noninterest expense$11,519,000483
Salaries and employee benefits$5,264,000557
Premises and equipment expense$2,140,000325
Additional noninterest expense$4,115,000425
Pre-tax net operating income$5,863,000427
Securities gains (losses)$241,000258
Applicable income taxes$1,180,000560
Income before extraordinary items$4,924,000388
Extraordinary gains, net$012
Net income$4,924,000388
Minority interest net income$062
Net income of bank and minority interests.$4,924,000388
Net charge-offs$17,0002,074
Cash dividends$2,295,000385
Sale, conversion, retirement of capital stock, net$-417,0006,092
Net operating income$4,728,790391
2015-12-31 (YTD Data)Rank
Total interest income$63,207,000411
Total interest expense$6,036,000454
Net interest income$57,171,000409
Provision for loan and lease losses$3,700,000267
Total noninterest income$14,258,000521
Gross Fiduciary activities income$1,946,000342
Service charges on deposit accounts$2,557,000518
Trading account gains and fees$0159
Additional Noninterest Income$9,755,000498
Total noninterest expense$46,473,000470
Salaries and employee benefits$21,267,000534
Premises and equipment expense$7,643,000356
Additional noninterest expense$17,563,000414
Pre-tax net operating income$21,256,000457
Securities gains (losses)$1,189,000173
Applicable income taxes$4,591,000561
Income before extraordinary items$17,854,000425
Extraordinary gains, net$023
Net income$17,854,000425
Minority interest net income$081
Net income of bank and minority interests.$17,854,000426
Net charge-offs$1,121,000626
Cash dividends$9,317,000407
Sale, conversion, retirement of capital stock, net$-5,178,0006,169
Net operating income$16,902,800436
2015-09-30 (YTD Data)Rank
Total interest income$47,012,000416
Total interest expense$4,468,000459
Net interest income$42,544,000412
Provision for loan and lease losses$2,400,000288
Total noninterest income$10,803,000523
Gross Fiduciary activities income$1,487,000336
Service charges on deposit accounts$1,915,000523
Trading account gains and fees$0153
Additional Noninterest Income$7,401,000515
Total noninterest expense$34,110,000485
Salaries and employee benefits$16,041,000534
Premises and equipment expense$5,729,000366
Additional noninterest expense$12,340,000429
Pre-tax net operating income$16,837,000447
Securities gains (losses)$979,000185
Applicable income taxes$3,814,000535
Income before extraordinary items$14,002,000418
Extraordinary gains, net$021
Net income$14,002,000417
Minority interest net income$078
Net income of bank and minority interests.$14,002,000418
Net charge-offs$753,000629
Cash dividends$7,016,000370
Sale, conversion, retirement of capital stock, net$-1,052,0006,248
Net operating income$13,228,590426
2015-06-30 (YTD Data)Rank
Total interest income$31,399,000412
Total interest expense$2,984,000454
Net interest income$28,415,000411
Provision for loan and lease losses$1,500,000301
Total noninterest income$6,919,000546
Gross Fiduciary activities income$946,000347
Service charges on deposit accounts$1,270,000521
Trading account gains and fees$0157
Additional Noninterest Income$4,703,000536
Total noninterest expense$22,431,000487
Salaries and employee benefits$10,716,000532
Premises and equipment expense$3,583,000390
Additional noninterest expense$8,132,000434
Pre-tax net operating income$11,403,000443
Securities gains (losses)$832,000169
Applicable income taxes$2,670,000526
Income before extraordinary items$9,565,000413
Extraordinary gains, net$022
Net income$9,565,000413
Minority interest net income$075
Net income of bank and minority interests.$9,565,000413
Net charge-offs$468,000670
Cash dividends$4,679,000368
Sale, conversion, retirement of capital stock, net$-205,0006,311
Net operating income$8,916,040425
2015-03-31 (YTD Data)Rank
Total interest income$15,739,000414
Total interest expense$1,535,000436
Net interest income$14,204,000415
Provision for loan and lease losses$750,000282
Total noninterest income$3,389,000537
Gross Fiduciary activities income$459,000357
Service charges on deposit accounts$628,000511
Trading account gains and fees$0152
Additional Noninterest Income$2,302,000517
Total noninterest expense$11,063,000489
Salaries and employee benefits$5,186,000555
Premises and equipment expense$1,902,000370
Additional noninterest expense$3,975,000434
Pre-tax net operating income$5,780,000430
Securities gains (losses)$832,000102
Applicable income taxes$1,542,000463
Income before extraordinary items$5,070,000382
Extraordinary gains, net$013
Net income$5,070,000382
Minority interest net income$064
Net income of bank and minority interests.$5,070,000382
Net charge-offs$343,000490
Cash dividends$2,340,000324
Sale, conversion, retirement of capital stock, net$-70,0006,389
Net operating income$4,429,360412
2014-12-31 (YTD Data)Rank
Total interest income$64,044,000403
Total interest expense$6,642,000426
Net interest income$57,402,000403
Provision for loan and lease losses$3,524,000280
Total noninterest income$14,118,000506
Gross Fiduciary activities income$2,179,000322
Service charges on deposit accounts$2,289,000601
Trading account gains and fees$0180
Additional Noninterest Income$9,650,000462
Total noninterest expense$45,521,000469
Salaries and employee benefits$20,888,000524
Premises and equipment expense$7,050,000380
Additional noninterest expense$17,583,000413
Pre-tax net operating income$22,475,000420
Securities gains (losses)$486,000403
Applicable income taxes$5,491,000463
Income before extraordinary items$17,470,000425
Extraordinary gains, net$017
Net income$17,470,000424
Minority interest net income$084
Net income of bank and minority interests.$17,470,000425
Net charge-offs$1,779,000567
Cash dividends$9,360,000356
Sale, conversion, retirement of capital stock, net$69,000589
Net operating income$17,100,640422
2014-09-30 (YTD Data)Rank
Total interest income$48,775,000396
Total interest expense$5,057,000413
Net interest income$43,718,000398
Provision for loan and lease losses$2,724,000267
Total noninterest income$10,636,000499
Gross Fiduciary activities income$1,690,000314
Service charges on deposit accounts$1,561,000648
Trading account gains and fees$0174
Additional Noninterest Income$7,385,000451
Total noninterest expense$34,846,000460
Salaries and employee benefits$15,768,000523
Premises and equipment expense$5,452,000371
Additional noninterest expense$13,626,000393
Pre-tax net operating income$16,784,000418
Securities gains (losses)$486,000317
Applicable income taxes$4,201,000457
Income before extraordinary items$13,069,000422
Extraordinary gains, net$015
Net income$13,069,000421
Minority interest net income$081
Net income of bank and minority interests.$13,069,000422
Net charge-offs$1,146,000600
Cash dividends$7,020,000334
Sale, conversion, retirement of capital stock, net$53,000555
Net operating income$12,699,640420
2014-06-30 (YTD Data)Rank
Total interest income$32,376,000394
Total interest expense$3,415,000414
Net interest income$28,961,000392
Provision for loan and lease losses$2,058,000243
Total noninterest income$7,019,000502
Gross Fiduciary activities income$1,115,000318
Service charges on deposit accounts$1,067,000626
Trading account gains and fees$0172
Additional Noninterest Income$4,837,000469
Total noninterest expense$23,663,000456
Salaries and employee benefits$10,868,000509
Premises and equipment expense$3,781,000357
Additional noninterest expense$9,014,000391
Pre-tax net operating income$10,259,000446
Securities gains (losses)$14,0001,800
Applicable income taxes$2,257,000530
Income before extraordinary items$8,016,000440
Extraordinary gains, net$020
Net income$8,016,000439
Minority interest net income$080
Net income of bank and minority interests.$8,016,000440
Net charge-offs$1,032,000480
Cash dividends$4,680,000334
Sale, conversion, retirement of capital stock, net$35,000525
Net operating income$8,005,080428
2014-03-31 (YTD Data)Rank
Total interest income$16,440,000394
Total interest expense$1,687,000419
Net interest income$14,753,000394
Provision for loan and lease losses$857,000291
Total noninterest income$3,502,000483
Gross Fiduciary activities income$567,000316
Service charges on deposit accounts$759,000444
Trading account gains and fees$0147
Additional Noninterest Income$2,176,000478
Total noninterest expense$11,196,000477
Salaries and employee benefits$5,100,000533
Premises and equipment expense$1,878,000369
Additional noninterest expense$4,218,000416
Pre-tax net operating income$6,202,000369
Securities gains (losses)$01,715
Applicable income taxes$1,493,000426
Income before extraordinary items$4,709,000372
Extraordinary gains, net$016
Net income$4,709,000372
Minority interest net income$066
Net income of bank and minority interests.$4,709,000372
Net charge-offs$649,000405
Cash dividends$2,340,000296
Sale, conversion, retirement of capital stock, net$19,000478
Net operating income$4,709,000362
2013-12-31 (YTD Data)Rank
Total interest income$37,304,000660
Total interest expense$4,169,000810
Net interest income$33,135,000646
Provision for loan and lease losses$2,361,000545
Total noninterest income$11,916,000584
Gross Fiduciary activities income$1,735,000353
Service charges on deposit accounts$2,115,000655
Trading account gains and fees$0184
Additional Noninterest Income$8,066,000564
Total noninterest expense$35,267,000586
Salaries and employee benefits$16,772,000649
Premises and equipment expense$3,943,000626
Additional noninterest expense$14,552,000490
Pre-tax net operating income$7,423,0001,030
Securities gains (losses)$60,0001,671
Applicable income taxes$473,0002,214
Income before extraordinary items$7,010,000895
Extraordinary gains, net$-1,350,0006,806
Net income$5,660,0001,096
Minority interest net income$090
Net income of bank and minority interests.$5,660,0001,096
Net charge-offs$660,0001,703
Cash dividends$8,350,000374
Sale, conversion, retirement of capital stock, net$68,000595
Net operating income$6,953,600881
2013-09-30 (YTD Data)Rank
Total interest income$21,629,000873
Total interest expense$3,248,000803
Net interest income$18,381,000882
Provision for loan and lease losses$495,0001,522
Total noninterest income$3,114,0001,317
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$949,0001,094
Trading account gains and fees$0180
Additional Noninterest Income$2,165,0001,206
Total noninterest expense$12,275,0001,240
Salaries and employee benefits$6,124,0001,303
Premises and equipment expense$2,183,000844
Additional noninterest expense$3,968,0001,266
Pre-tax net operating income$8,725,000690
Securities gains (losses)$-1,0006,307
Applicable income taxes$1,760,000826
Income before extraordinary items$6,964,000700
Extraordinary gains, net$025
Net income$6,964,000701
Minority interest net income$084
Net income of bank and minority interests.$6,964,000702
Net charge-offs$241,0002,356
Cash dividends$2,129,000839
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,964,800682
2013-06-30 (YTD Data)Rank
Total interest income$14,251,000871
Total interest expense$2,148,000831
Net interest income$12,103,000880
Provision for loan and lease losses$330,0001,548
Total noninterest income$2,092,0001,323
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$605,0001,117
Trading account gains and fees$0157
Additional Noninterest Income$1,487,0001,212
Total noninterest expense$7,881,0001,276
Salaries and employee benefits$3,854,0001,370
Premises and equipment expense$1,438,000851
Additional noninterest expense$2,589,0001,286
Pre-tax net operating income$5,984,000651
Securities gains (losses)$-1,0006,487
Applicable income taxes$1,355,000731
Income before extraordinary items$4,628,000691
Extraordinary gains, net$022
Net income$4,628,000693
Minority interest net income$082
Net income of bank and minority interests.$4,628,000693
Net charge-offs$176,0002,230
Cash dividends$1,419,000832
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,628,770662
2013-03-31 (YTD Data)Rank
Total interest income$6,940,000908
Total interest expense$1,090,000849
Net interest income$5,850,000914
Provision for loan and lease losses$165,0001,527
Total noninterest income$1,096,0001,273
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$294,0001,137
Trading account gains and fees$0148
Additional Noninterest Income$802,0001,149
Total noninterest expense$3,844,0001,309
Salaries and employee benefits$1,809,0001,467
Premises and equipment expense$727,000865
Additional noninterest expense$1,308,0001,261
Pre-tax net operating income$2,937,000653
Securities gains (losses)$01,966
Applicable income taxes$640,000745
Income before extraordinary items$2,297,000686
Extraordinary gains, net$010
Net income$2,297,000686
Minority interest net income$076
Net income of bank and minority interests.$2,297,000687
Net charge-offs$111,0001,804
Cash dividends$709,000726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,297,000660
2012-12-31 (YTD Data)Rank
Total interest income$28,038,000935
Total interest expense$5,234,000860
Net interest income$22,804,000958
Provision for loan and lease losses$1,695,0001,219
Total noninterest income$4,123,0001,302
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,262,0001,132
Trading account gains and fees$0166
Additional Noninterest Income$2,861,0001,197
Total noninterest expense$14,425,0001,365
Salaries and employee benefits$6,946,0001,471
Premises and equipment expense$2,642,000913
Additional noninterest expense$4,837,0001,405
Pre-tax net operating income$10,807,000674
Securities gains (losses)$425,0001,067
Applicable income taxes$2,014,000874
Income before extraordinary items$9,218,000658
Extraordinary gains, net$029
Net income$9,205,000658
Minority interest net income$13,00079
Net income of bank and minority interests.$9,218,000658
Net charge-offs$463,0002,752
Cash dividends$2,682,000961
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,869,500654
2012-09-30 (YTD Data)Rank
Total interest income$21,055,000954
Total interest expense$3,972,000891
Net interest income$17,083,000966
Provision for loan and lease losses$1,365,0001,164
Total noninterest income$3,197,0001,286
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$920,0001,163
Trading account gains and fees$0157
Additional Noninterest Income$2,277,0001,144
Total noninterest expense$10,821,0001,375
Salaries and employee benefits$5,192,0001,467
Premises and equipment expense$1,974,000923
Additional noninterest expense$3,655,0001,395
Pre-tax net operating income$8,094,000692
Securities gains (losses)$425,000855
Applicable income taxes$1,506,000909
Income before extraordinary items$7,013,000667
Extraordinary gains, net$020
Net income$7,003,000667
Minority interest net income$10,00076
Net income of bank and minority interests.$7,013,000667
Net charge-offs$417,0002,411
Cash dividends$1,995,000793
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,664,500666
2012-06-30 (YTD Data)Rank
Total interest income$14,073,000961
Total interest expense$2,635,000931
Net interest income$11,438,000965
Provision for loan and lease losses$1,035,0001,067
Total noninterest income$2,034,0001,316
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$595,0001,183
Trading account gains and fees$0153
Additional Noninterest Income$1,439,0001,170
Total noninterest expense$7,061,0001,396
Salaries and employee benefits$3,439,0001,479
Premises and equipment expense$848,0001,399
Additional noninterest expense$2,774,0001,232
Pre-tax net operating income$5,376,000689
Securities gains (losses)$425,000655
Applicable income taxes$1,018,000870
Income before extraordinary items$4,783,000651
Extraordinary gains, net$019
Net income$4,777,000652
Minority interest net income$6,00075
Net income of bank and minority interests.$4,783,000651
Net charge-offs$468,0001,846
Cash dividends$1,309,000781
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,434,500659
2012-03-31 (YTD Data)Rank
Total interest income$7,058,000961
Total interest expense$1,313,000966
Net interest income$5,745,000954
Provision for loan and lease losses$645,000878
Total noninterest income$874,0001,442
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$282,0001,249
Trading account gains and fees$0148
Additional Noninterest Income$592,0001,345
Total noninterest expense$3,316,0001,481
Salaries and employee benefits$1,707,0001,501
Premises and equipment expense$449,0001,334
Additional noninterest expense$1,160,0001,447
Pre-tax net operating income$2,658,000698
Securities gains (losses)$284,000472
Applicable income taxes$522,000849
Income before extraordinary items$2,420,000638
Extraordinary gains, net$019
Net income$2,416,000639
Minority interest net income$4,00066
Net income of bank and minority interests.$2,420,000639
Net charge-offs$405,0001,244
Cash dividends$655,000703
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,187,120666
2011-12-31 (YTD Data)Rank
Total interest income$27,540,0001,011
Total interest expense$5,762,0001,047
Net interest income$21,778,0001,008
Provision for loan and lease losses$1,794,0001,693
Total noninterest income$5,160,0001,019
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,233,0001,190
Trading account gains and fees$0146
Additional Noninterest Income$3,927,000847
Total noninterest expense$15,011,0001,309
Salaries and employee benefits$6,351,0001,552
Premises and equipment expense$1,617,0001,528
Additional noninterest expense$7,043,0001,003
Pre-tax net operating income$10,133,000621
Securities gains (losses)$-17,0006,915
Applicable income taxes$2,435,000677
Income before extraordinary items$7,681,000673
Extraordinary gains, net$029
Net income$7,666,000672
Minority interest net income$15,00081
Net income of bank and minority interests.$7,681,000673
Net charge-offs$545,0003,078
Cash dividends$2,671,000732
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,693,920645
2011-09-30 (YTD Data)Rank
Total interest income$20,504,0001,040
Total interest expense$4,402,0001,071
Net interest income$16,102,0001,031
Provision for loan and lease losses$1,494,0001,515
Total noninterest income$4,171,000957
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$928,0001,193
Trading account gains and fees$0145
Additional Noninterest Income$3,243,000787
Total noninterest expense$10,981,0001,342
Salaries and employee benefits$4,647,0001,587
Premises and equipment expense$1,188,0001,579
Additional noninterest expense$5,146,0001,024
Pre-tax net operating income$7,798,000628
Securities gains (losses)$-17,0007,047
Applicable income taxes$1,892,000657
Income before extraordinary items$5,889,000679
Extraordinary gains, net$021
Net income$5,879,000681
Minority interest net income$10,00074
Net income of bank and minority interests.$5,889,000679
Net charge-offs$475,0002,725
Cash dividends$1,885,000676
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,901,920653
2011-06-30 (YTD Data)Rank
Total interest income$13,563,0001,055
Total interest expense$2,918,0001,118
Net interest income$10,645,0001,040
Provision for loan and lease losses$1,225,0001,308
Total noninterest income$3,288,000853
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$624,0001,169
Trading account gains and fees$0153
Additional Noninterest Income$2,664,000680
Total noninterest expense$7,263,0001,366
Salaries and employee benefits$3,011,0001,641
Premises and equipment expense$785,0001,605
Additional noninterest expense$3,467,0001,034
Pre-tax net operating income$5,445,000578
Securities gains (losses)$10,0002,357
Applicable income taxes$1,295,000619
Income before extraordinary items$4,160,000627
Extraordinary gains, net$015
Net income$4,153,000627
Minority interest net income$7,00084
Net income of bank and minority interests.$4,160,000627
Net charge-offs$172,0003,267
Cash dividends$1,258,000669
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,152,400605
2011-03-31 (YTD Data)Rank
Total interest income$6,687,0001,085
Total interest expense$1,419,0001,186
Net interest income$5,268,0001,046
Provision for loan and lease losses$421,0001,605
Total noninterest income$781,0001,446
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$305,0001,171
Trading account gains and fees$0158
Additional Noninterest Income$476,0001,393
Total noninterest expense$3,300,0001,500
Salaries and employee benefits$1,440,0001,716
Premises and equipment expense$377,0001,712
Additional noninterest expense$1,483,0001,200
Pre-tax net operating income$2,328,000686
Securities gains (losses)$10,0001,304
Applicable income taxes$522,000722
Income before extraordinary items$1,816,000713
Extraordinary gains, net$09
Net income$1,813,000713
Minority interest net income$3,00081
Net income of bank and minority interests.$1,816,000713
Net charge-offs$165,0002,273
Cash dividends$629,000594
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,808,200699
2010-12-31 (YTD Data)Rank
Total interest income$25,895,0001,197
Total interest expense$6,620,0001,244
Net interest income$19,275,0001,162
Provision for loan and lease losses$2,202,0001,949
Total noninterest income$3,810,0001,315
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,249,0001,204
Trading account gains and fees$0175
Additional Noninterest Income$2,561,0001,180
Total noninterest expense$13,192,0001,500
Salaries and employee benefits$5,668,0001,720
Premises and equipment expense$1,400,0001,835
Additional noninterest expense$6,124,0001,210
Pre-tax net operating income$7,691,000699
Securities gains (losses)$323,0001,203
Applicable income taxes$1,443,000931
Income before extraordinary items$6,571,000683
Extraordinary gains, net$029
Net income$6,558,000681
Minority interest net income$13,00096
Net income of bank and minority interests.$6,571,000684
Net charge-offs$1,439,0002,223
Cash dividends$2,480,000674
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,306,140684
2010-09-30 (YTD Data)Rank
Total interest income$19,211,0001,228
Total interest expense$5,156,0001,238
Net interest income$14,055,0001,208
Provision for loan and lease losses$2,022,0001,647
Total noninterest income$2,740,0001,333
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$934,0001,240
Trading account gains and fees$0165
Additional Noninterest Income$1,806,0001,194
Total noninterest expense$9,669,0001,525
Salaries and employee benefits$4,215,0001,741
Premises and equipment expense$1,034,0001,886
Additional noninterest expense$4,420,0001,223
Pre-tax net operating income$5,104,000825
Securities gains (losses)$223,0001,293
Applicable income taxes$838,0001,156
Income before extraordinary items$4,489,000774
Extraordinary gains, net$023
Net income$4,479,000773
Minority interest net income$10,00094
Net income of bank and minority interests.$4,489,000774
Net charge-offs$1,431,0001,825
Cash dividends$1,852,000584
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,301,680764
2010-06-30 (YTD Data)Rank
Total interest income$12,813,0001,242
Total interest expense$3,491,0001,278
Net interest income$9,322,0001,218
Provision for loan and lease losses$1,577,0001,471
Total noninterest income$1,763,0001,342
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$617,0001,266
Trading account gains and fees$0152
Additional Noninterest Income$1,146,0001,180
Total noninterest expense$6,075,0001,629
Salaries and employee benefits$2,715,0001,820
Premises and equipment expense$683,0001,909
Additional noninterest expense$2,677,0001,333
Pre-tax net operating income$3,433,000799
Securities gains (losses)$201,000951
Applicable income taxes$568,0001,099
Income before extraordinary items$3,066,000733
Extraordinary gains, net$019
Net income$3,059,000735
Minority interest net income$7,00092
Net income of bank and minority interests.$3,066,000733
Net charge-offs$123,0004,015
Cash dividends$1,224,000570
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,897,160754
2010-03-31 (YTD Data)Rank
Total interest income$6,293,0001,282
Total interest expense$1,745,0001,348
Net interest income$4,548,0001,260
Provision for loan and lease losses$895,0001,270
Total noninterest income$1,018,0001,215
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$299,0001,311
Trading account gains and fees$0175
Additional Noninterest Income$719,000995
Total noninterest expense$2,976,0001,678
Salaries and employee benefits$1,324,0001,890
Premises and equipment expense$353,0001,908
Additional noninterest expense$1,299,0001,376
Pre-tax net operating income$1,695,000802
Securities gains (losses)$22,0001,482
Applicable income taxes$195,0001,451
Income before extraordinary items$1,522,000730
Extraordinary gains, net$016
Net income$1,517,000736
Minority interest net income$5,00077
Net income of bank and minority interests.$1,522,000734
Net charge-offs$122,0002,938
Cash dividends$596,000577
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,502,420712
2009-12-31 (YTD Data)Rank
Total interest income$24,475,0001,409
Total interest expense$7,418,0001,588
Net interest income$17,057,0001,308
Provision for loan and lease losses$1,735,0002,676
Total noninterest income$3,185,0001,541
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,327,0001,306
Trading account gains and fees$0211
Additional Noninterest Income$1,858,0001,443
Total noninterest expense$11,919,0001,708
Salaries and employee benefits$5,385,0001,839
Premises and equipment expense$1,334,0002,002
Additional noninterest expense$5,200,0001,436
Pre-tax net operating income$6,588,000652
Securities gains (losses)$-755,0007,657
Applicable income taxes$914,0001,040
Income before extraordinary items$4,919,000694
Extraordinary gains, net$034
Net income$4,906,000695
Minority interest net income$13,00098
Net income of bank and minority interests.$4,919,000694
Net charge-offs$1,401,0002,458
Cash dividends$2,381,000763
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,553,200605
2009-09-30 (YTD Data)Rank
Total interest income$18,426,0001,424
Total interest expense$5,655,0001,642
Net interest income$12,771,0001,308
Provision for loan and lease losses$1,370,0002,339
Total noninterest income$2,316,0001,595
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$975,0001,317
Trading account gains and fees$0212
Additional Noninterest Income$1,341,0001,502
Total noninterest expense$8,974,0001,685
Salaries and employee benefits$4,013,0001,865
Premises and equipment expense$1,016,0002,000
Additional noninterest expense$3,945,0001,380
Pre-tax net operating income$4,743,000716
Securities gains (losses)$-889,0007,845
Applicable income taxes$476,0001,451
Income before extraordinary items$3,378,000806
Extraordinary gains, net$027
Net income$3,367,000809
Minority interest net income$11,00097
Net income of bank and minority interests.$3,378,000807
Net charge-offs$1,388,0001,844
Cash dividends$1,786,000722
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,160,320640
2009-06-30 (YTD Data)Rank
Total interest income$12,409,0001,431
Total interest expense$3,943,0001,650
Net interest income$8,466,0001,315
Provision for loan and lease losses$1,205,0001,854
Total noninterest income$1,579,0001,584
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$637,0001,329
Trading account gains and fees$0193
Additional Noninterest Income$942,0001,485
Total noninterest expense$6,037,0001,703
Salaries and employee benefits$2,615,0001,939
Premises and equipment expense$698,0001,969
Additional noninterest expense$2,724,0001,368
Pre-tax net operating income$2,803,000825
Securities gains (losses)$271,000823
Applicable income taxes$501,0001,091
Income before extraordinary items$2,573,000716
Extraordinary gains, net$021
Net income$2,567,000715
Minority interest net income$6,00096
Net income of bank and minority interests.$2,573,000717
Net charge-offs$1,279,0001,458
Cash dividends$1,190,000766
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,345,360766
2009-03-31 (YTD Data)Rank
Total interest income$6,220,0001,449
Total interest expense$2,191,0001,553
Net interest income$4,029,0001,368
Provision for loan and lease losses$165,0003,095
Total noninterest income$691,0001,710
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$321,0001,283
Trading account gains and fees$0171
Additional Noninterest Income$370,0001,698
Total noninterest expense$2,860,0001,734
Salaries and employee benefits$1,305,0001,971
Premises and equipment expense$372,0001,896
Additional noninterest expense$1,183,0001,377
Pre-tax net operating income$1,695,000743
Securities gains (losses)$179,000715
Applicable income taxes$356,000912
Income before extraordinary items$1,518,000675
Extraordinary gains, net$015
Net income$1,515,000676
Minority interest net income$3,00090
Net income of bank and minority interests.$1,518,000677
Net charge-offs$38,0003,795
Cash dividends$595,000739
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,373,010699
2008-12-31 (YTD Data)Rank
Total interest income$25,689,0001,509
Total interest expense$9,446,0001,711
Net interest income$16,243,0001,368
Provision for loan and lease losses$713,0003,218
Total noninterest income$2,972,0001,584
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,460,0001,235
Trading account gains and fees$0154
Additional Noninterest Income$1,512,0001,586
Total noninterest expense$10,540,0001,840
Salaries and employee benefits$4,851,0002,093
Premises and equipment expense$1,202,0002,241
Additional noninterest expense$4,487,0001,383
Pre-tax net operating income$7,962,000702
Securities gains (losses)$-4,726,0008,072
Applicable income taxes$130,0003,175
Income before extraordinary items$3,106,0001,314
Extraordinary gains, net$039
Net income$3,106,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0004,380
Cash dividends$2,729,0001,006
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,642,960546
2008-09-30 (YTD Data)Rank
Total interest income$19,209,0001,553
Total interest expense$6,971,0001,809
Net interest income$12,238,0001,381
Provision for loan and lease losses$420,0002,997
Total noninterest income$2,170,0001,676
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,087,0001,248
Trading account gains and fees$0148
Additional Noninterest Income$1,083,0001,708
Total noninterest expense$7,854,0001,841
Salaries and employee benefits$3,685,0002,083
Premises and equipment expense$881,0002,298
Additional noninterest expense$3,288,0001,360
Pre-tax net operating income$6,134,000824
Securities gains (losses)$-4,832,0008,217
Applicable income taxes$-270,0007,722
Income before extraordinary items$1,572,0002,231
Extraordinary gains, net$031
Net income$1,572,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,589
Cash dividends$2,134,000958
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,404,000598
2008-06-30 (YTD Data)Rank
Total interest income$12,830,0001,578
Total interest expense$4,781,0001,831
Net interest income$8,049,0001,382
Provision for loan and lease losses$255,0002,777
Total noninterest income$1,425,0001,713
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$714,0001,245
Trading account gains and fees$0149
Additional Noninterest Income$711,0001,762
Total noninterest expense$5,146,0001,868
Salaries and employee benefits$2,377,0002,182
Premises and equipment expense$598,0002,259
Additional noninterest expense$2,171,0001,360
Pre-tax net operating income$4,073,000865
Securities gains (losses)$30,0001,782
Applicable income taxes$921,000998
Income before extraordinary items$3,182,000850
Extraordinary gains, net$021
Net income$3,182,000850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,979
Cash dividends$1,539,000972
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,158,600846
2008-03-31 (YTD Data)Rank
Total interest income$6,433,0001,616
Total interest expense$2,535,0001,850
Net interest income$3,898,0001,422
Provision for loan and lease losses$120,0002,457
Total noninterest income$693,0001,765
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$349,0001,260
Trading account gains and fees$0158
Additional Noninterest Income$344,0001,809
Total noninterest expense$2,633,0001,823
Salaries and employee benefits$1,202,0002,185
Premises and equipment expense$316,0002,157
Additional noninterest expense$1,115,0001,287
Pre-tax net operating income$1,838,0001,035
Securities gains (losses)$40,0001,206
Applicable income taxes$446,0001,107
Income before extraordinary items$1,432,0001,051
Extraordinary gains, net$015
Net income$1,432,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0001,782
Cash dividends$945,000808
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,401,6001,039
2007-12-31 (YTD Data)Rank
Total interest income$24,762,0001,730
Total interest expense$11,374,0001,762
Net interest income$13,388,0001,688
Provision for loan and lease losses$280,0003,319
Total noninterest income$2,724,0001,759
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,743,0001,027
Trading account gains and fees$0178
Additional Noninterest Income$981,0002,243
Total noninterest expense$10,011,0001,849
Salaries and employee benefits$4,668,0002,156
Premises and equipment expense$1,269,0002,058
Additional noninterest expense$4,074,0001,370
Pre-tax net operating income$5,821,0001,428
Securities gains (losses)$-184,0008,247
Applicable income taxes$1,070,0001,779
Income before extraordinary items$4,567,0001,415
Extraordinary gains, net$039
Net income$4,567,0001,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-379,0008,485
Cash dividends$7,997,000503
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,716,0401,351
2007-09-30 (YTD Data)Rank
Total interest income$18,343,0001,756
Total interest expense$8,466,0001,771
Net interest income$9,877,0001,720
Provision for loan and lease losses$280,0002,407
Total noninterest income$1,949,0001,822
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,341,000980
Trading account gains and fees$0184
Additional Noninterest Income$608,0002,544
Total noninterest expense$7,527,0001,815
Salaries and employee benefits$3,533,0002,133
Premises and equipment expense$914,0002,119
Additional noninterest expense$3,080,0001,324
Pre-tax net operating income$4,019,0001,659
Securities gains (losses)$-150,0008,350
Applicable income taxes$620,0002,239
Income before extraordinary items$3,249,0001,559
Extraordinary gains, net$033
Net income$3,249,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,499
Cash dividends$7,401,000415
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,375,0001,501
2007-06-30 (YTD Data)Rank
Total interest income$12,107,0001,787
Total interest expense$5,661,0001,766
Net interest income$6,446,0001,779
Provision for loan and lease losses$240,0001,865
Total noninterest income$1,812,0001,426
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$932,000955
Trading account gains and fees$0168
Additional Noninterest Income$880,0001,526
Total noninterest expense$5,019,0001,836
Salaries and employee benefits$2,328,0002,204
Premises and equipment expense$628,0002,063
Additional noninterest expense$2,063,0001,339
Pre-tax net operating income$2,999,0001,547
Securities gains (losses)$-169,0008,457
Applicable income taxes$450,0002,208
Income before extraordinary items$2,380,0001,480
Extraordinary gains, net$029
Net income$2,380,0001,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,969
Cash dividends$6,805,000324
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,521,9601,382
2007-03-31 (YTD Data)Rank
Total interest income$6,025,0001,790
Total interest expense$2,857,0001,748
Net interest income$3,168,0001,817
Provision for loan and lease losses$120,0001,752
Total noninterest income$796,0001,585
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$433,000992
Trading account gains and fees$0195
Additional Noninterest Income$363,0001,712
Total noninterest expense$2,494,0001,850
Salaries and employee benefits$1,157,0002,220
Premises and equipment expense$321,0002,037
Additional noninterest expense$1,016,0001,323
Pre-tax net operating income$1,350,0001,693
Securities gains (losses)$-4,0008,145
Applicable income taxes$256,0002,058
Income before extraordinary items$1,090,0001,585
Extraordinary gains, net$022
Net income$1,090,0001,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$705,0001,068
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,093,2401,565
2006-12-31 (YTD Data)Rank
Total interest income$22,893,0001,765
Total interest expense$10,797,0001,568
Net interest income$12,096,0001,916
Provision for loan and lease losses$302,0002,741
Total noninterest income$2,728,0001,763
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,646,0001,073
Trading account gains and fees$0130
Additional Noninterest Income$1,082,0002,099
Total noninterest expense$9,642,0001,853
Salaries and employee benefits$4,546,0002,144
Premises and equipment expense$1,144,0002,158
Additional noninterest expense$3,952,0001,347
Pre-tax net operating income$4,880,0001,926
Securities gains (losses)$-150,0008,317
Applicable income taxes$779,0002,512
Income before extraordinary items$3,951,0001,808
Extraordinary gains, net$051
Net income$3,951,0001,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$885,000762
Cash dividends$3,967,000875
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,077,0001,741
2006-09-30 (YTD Data)Rank
Total interest income$16,874,0001,786
Total interest expense$7,799,0001,575
Net interest income$9,075,0001,934
Provision for loan and lease losses$180,0003,038
Total noninterest income$1,994,0001,804
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,208,0001,108
Trading account gains and fees$0126
Additional Noninterest Income$786,0002,157
Total noninterest expense$7,247,0001,838
Salaries and employee benefits$3,489,0002,103
Premises and equipment expense$830,0002,239
Additional noninterest expense$2,928,0001,360
Pre-tax net operating income$3,642,0001,994
Securities gains (losses)$6,000998
Applicable income taxes$597,0002,608
Income before extraordinary items$3,051,0001,806
Extraordinary gains, net$045
Net income$3,051,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,741
Cash dividends$3,372,000752
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,045,9601,788
2006-06-30 (YTD Data)Rank
Total interest income$11,026,0001,789
Total interest expense$4,976,0001,565
Net interest income$6,050,0001,928
Provision for loan and lease losses$120,0002,983
Total noninterest income$1,284,0001,858
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$770,0001,148
Trading account gains and fees$0126
Additional Noninterest Income$514,0002,176
Total noninterest expense$4,716,0001,884
Salaries and employee benefits$2,346,0002,084
Premises and equipment expense$575,0002,161
Additional noninterest expense$1,795,0001,477
Pre-tax net operating income$2,498,0001,953
Securities gains (losses)$-10,0007,862
Applicable income taxes$419,0002,545
Income before extraordinary items$2,069,0001,760
Extraordinary gains, net$039
Net income$2,069,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$1,398,0001,115
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,077,3001,744
2006-03-31 (YTD Data)Rank
Total interest income$5,380,0001,794
Total interest expense$2,383,0001,541
Net interest income$2,997,0001,931
Provision for loan and lease losses$60,0002,788
Total noninterest income$672,0001,757
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$401,0001,076
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,082
Total noninterest expense$2,298,0001,939
Salaries and employee benefits$1,147,0002,154
Premises and equipment expense$285,0002,193
Additional noninterest expense$866,0001,516
Pre-tax net operating income$1,311,0001,835
Securities gains (losses)$-17,0008,348
Applicable income taxes$226,0002,433
Income before extraordinary items$1,068,0001,676
Extraordinary gains, net$021
Net income$1,068,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$599,0001,183
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,082,1101,640
2005-12-31 (YTD Data)Rank
Total interest income$20,892,0001,619
Total interest expense$8,247,0001,377
Net interest income$12,645,0001,734
Provision for loan and lease losses$392,0002,306
Total noninterest income$2,783,0001,718
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,567,0001,135
Trading account gains and fees$0138
Additional Noninterest Income$1,216,0001,950
Total noninterest expense$9,741,0001,747
Salaries and employee benefits$4,423,0002,084
Premises and equipment expense$991,0002,385
Additional noninterest expense$4,327,0001,191
Pre-tax net operating income$5,295,0001,768
Securities gains (losses)$222,000477
Applicable income taxes$1,004,0002,258
Income before extraordinary items$4,513,0001,557
Extraordinary gains, net$046
Net income$4,513,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$756,000835
Cash dividends$7,797,000461
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,330,9601,599
2005-09-30 (YTD Data)Rank
Total interest income$15,397,0001,599
Total interest expense$6,051,0001,320
Net interest income$9,346,0001,749
Provision for loan and lease losses$06,899
Total noninterest income$2,043,0001,751
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,141,0001,161
Trading account gains and fees$0126
Additional Noninterest Income$902,0001,948
Total noninterest expense$7,637,0001,658
Salaries and employee benefits$3,349,0002,038
Premises and equipment expense$734,0002,402
Additional noninterest expense$3,554,0001,065
Pre-tax net operating income$3,752,0001,860
Securities gains (losses)$187,000495
Applicable income taxes$716,0002,360
Income before extraordinary items$3,223,0001,632
Extraordinary gains, net$035
Net income$3,223,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,102
Cash dividends$5,179,000457
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,069,6601,689
2005-06-30 (YTD Data)Rank
Total interest income$10,127,0001,577
Total interest expense$3,873,0001,301
Net interest income$6,254,0001,715
Provision for loan and lease losses$06,626
Total noninterest income$1,325,0001,777
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$719,0001,184
Trading account gains and fees$0116
Additional Noninterest Income$606,0001,914
Total noninterest expense$4,554,0001,819
Salaries and employee benefits$2,261,0001,996
Premises and equipment expense$491,0002,365
Additional noninterest expense$1,802,0001,380
Pre-tax net operating income$3,025,0001,539
Securities gains (losses)$134,000491
Applicable income taxes$661,0001,868
Income before extraordinary items$2,498,0001,395
Extraordinary gains, net$030
Net income$2,498,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,209
Cash dividends$4,581,000365
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,392,1401,427
2005-03-31 (YTD Data)Rank
Total interest income$4,992,0001,566
Total interest expense$1,875,0001,266
Net interest income$3,117,0001,717
Provision for loan and lease losses$06,226
Total noninterest income$644,0001,774
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$356,0001,159
Trading account gains and fees$0115
Additional Noninterest Income$288,0001,935
Total noninterest expense$2,175,0001,907
Salaries and employee benefits$1,064,0002,142
Premises and equipment expense$236,0002,482
Additional noninterest expense$875,0001,424
Pre-tax net operating income$1,586,0001,442
Securities gains (losses)$25,000720
Applicable income taxes$331,0001,847
Income before extraordinary items$1,280,0001,351
Extraordinary gains, net$024
Net income$1,280,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,823
Cash dividends$715,000898
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,260,2501,338
2004-12-31 (YTD Data)Rank
Total interest income$19,823,0001,450
Total interest expense$7,083,0001,147
Net interest income$12,740,0001,601
Provision for loan and lease losses$1,050,0001,000
Total noninterest income$2,797,0001,708
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,354,0001,314
Trading account gains and fees$0138
Additional Noninterest Income$1,443,0001,687
Total noninterest expense$9,268,0001,744
Salaries and employee benefits$4,048,0002,139
Premises and equipment expense$825,0002,713
Additional noninterest expense$4,395,0001,118
Pre-tax net operating income$5,219,0001,635
Securities gains (losses)$296,000645
Applicable income taxes$1,030,0002,110
Income before extraordinary items$4,485,0001,439
Extraordinary gains, net$034
Net income$4,485,0001,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,0001,583
Cash dividends$2,611,0001,077
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,245,2401,469
2004-09-30 (YTD Data)Rank
Total interest income$14,801,0001,442
Total interest expense$5,305,0001,125
Net interest income$9,496,0001,590
Provision for loan and lease losses$1,050,000744
Total noninterest income$2,016,0001,772
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$995,0001,347
Trading account gains and fees$0134
Additional Noninterest Income$1,021,0001,745
Total noninterest expense$6,082,0001,974
Salaries and employee benefits$3,023,0002,157
Premises and equipment expense$618,0002,712
Additional noninterest expense$2,441,0001,502
Pre-tax net operating income$4,380,0001,475
Securities gains (losses)$181,000812
Applicable income taxes$928,0001,894
Income before extraordinary items$3,633,0001,354
Extraordinary gains, net$026
Net income$3,633,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,177
Cash dividends$1,862,0001,054
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,488,2001,364
2004-06-30 (YTD Data)Rank
Total interest income$9,804,0001,435
Total interest expense$3,520,0001,118
Net interest income$6,284,0001,587
Provision for loan and lease losses$900,000563
Total noninterest income$1,307,0001,795
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$635,0001,394
Trading account gains and fees$0130
Additional Noninterest Income$672,0001,771
Total noninterest expense$4,025,0001,982
Salaries and employee benefits$1,980,0002,193
Premises and equipment expense$423,0002,658
Additional noninterest expense$1,622,0001,492
Pre-tax net operating income$2,666,0001,579
Securities gains (losses)$76,0001,195
Applicable income taxes$532,0002,101
Income before extraordinary items$2,210,0001,458
Extraordinary gains, net$021
Net income$2,210,0001,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,000878
Cash dividends$1,140,0001,130
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,148,4401,447
2004-03-31 (YTD Data)Rank
Total interest income$4,907,0001,442
Total interest expense$1,762,0001,132
Net interest income$3,145,0001,586
Provision for loan and lease losses$159,0001,372
Total noninterest income$654,0001,753
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$317,0001,353
Trading account gains and fees$0121
Additional Noninterest Income$337,0001,737
Total noninterest expense$1,980,0002,031
Salaries and employee benefits$992,0002,214
Premises and equipment expense$215,0002,628
Additional noninterest expense$773,0001,547
Pre-tax net operating income$1,660,0001,274
Securities gains (losses)$55,0001,137
Applicable income taxes$405,0001,530
Income before extraordinary items$1,310,0001,241
Extraordinary gains, net$016
Net income$1,310,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,000530
Cash dividends$1,140,000596
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,268,2001,213
2003-12-31 (YTD Data)Rank
Total interest income$19,781,0001,448
Total interest expense$7,574,0001,178
Net interest income$12,207,0001,594
Provision for loan and lease losses$289,0003,274
Total noninterest income$2,294,0002,097
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,174,0001,468
Trading account gains and fees$0160
Additional Noninterest Income$1,120,0002,218
Total noninterest expense$7,240,0002,182
Salaries and employee benefits$3,694,0002,297
Premises and equipment expense$740,0002,943
Additional noninterest expense$2,806,0001,730
Pre-tax net operating income$6,972,0001,202
Securities gains (losses)$482,000766
Applicable income taxes$1,857,0001,354
Income before extraordinary items$5,597,0001,148
Extraordinary gains, net$054
Net income$5,597,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,600
Cash dividends$2,056,0001,342
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,235,5001,160
2003-09-30 (YTD Data)Rank
Total interest income$14,775,0001,484
Total interest expense$5,751,0001,212
Net interest income$9,024,0001,623
Provision for loan and lease losses$180,0003,498
Total noninterest income$1,700,0002,155
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$848,0001,533
Trading account gains and fees$0153
Additional Noninterest Income$852,0002,279
Total noninterest expense$5,345,0002,199
Salaries and employee benefits$2,747,0002,314
Premises and equipment expense$556,0002,941
Additional noninterest expense$2,042,0001,770
Pre-tax net operating income$5,199,0001,242
Securities gains (losses)$472,000710
Applicable income taxes$1,484,0001,365
Income before extraordinary items$4,187,0001,188
Extraordinary gains, net$040
Net income$4,187,0001,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,102
Cash dividends$1,518,0001,251
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,837,7201,210
2003-06-30 (YTD Data)Rank
Total interest income$9,861,0001,499
Total interest expense$3,882,0001,233
Net interest income$5,979,0001,623
Provision for loan and lease losses$120,0003,448
Total noninterest income$1,018,0002,329
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$563,0001,517
Trading account gains and fees$0150
Additional Noninterest Income$455,0002,587
Total noninterest expense$3,600,0002,178
Salaries and employee benefits$1,847,0002,287
Premises and equipment expense$372,0002,937
Additional noninterest expense$1,381,0001,742
Pre-tax net operating income$3,277,0001,307
Securities gains (losses)$196,0001,054
Applicable income taxes$892,0001,494
Income before extraordinary items$2,581,0001,278
Extraordinary gains, net$030
Net income$2,581,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,226
Cash dividends$1,012,0001,279
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,435,9601,262
2003-03-31 (YTD Data)Rank
Total interest income$4,966,0001,495
Total interest expense$1,939,0001,261
Net interest income$3,027,0001,616
Provision for loan and lease losses$60,0003,248
Total noninterest income$491,0002,311
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$277,0001,501
Trading account gains and fees$0134
Additional Noninterest Income$214,0002,609
Total noninterest expense$1,769,0002,205
Salaries and employee benefits$905,0002,320
Premises and equipment expense$176,0003,069
Additional noninterest expense$688,0001,717
Pre-tax net operating income$1,689,0001,273
Securities gains (losses)$57,0001,316
Applicable income taxes$453,0001,488
Income before extraordinary items$1,293,0001,281
Extraordinary gains, net$021
Net income$1,293,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$505,0001,174
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,250,8201,232
2002-12-31 (YTD Data)Rank
Total interest income$20,490,0001,507
Total interest expense$8,329,0001,357
Net interest income$12,161,0001,592
Provision for loan and lease losses$180,0004,547
Total noninterest income$1,936,0002,185
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,072,0001,506
Trading account gains and fees$0153
Additional Noninterest Income$864,0002,380
Total noninterest expense$6,786,0002,200
Salaries and employee benefits$3,317,0002,405
Premises and equipment expense$722,0002,924
Additional noninterest expense$2,747,0001,709
Pre-tax net operating income$7,131,0001,185
Securities gains (losses)$-526,0009,265
Applicable income taxes$1,565,0001,594
Income before extraordinary items$5,040,0001,245
Extraordinary gains, net$070
Net income$5,040,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,965
Cash dividends$1,950,0001,335
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,439,7601,108
2001-12-31 (YTD Data)Rank
Total interest income$20,856,0001,627
Total interest expense$10,022,0001,616
Net interest income$10,834,0001,649
Provision for loan and lease losses$20,0007,552
Total noninterest income$1,761,0002,230
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,048,0001,424
Trading account gains and fees$0177
Additional Noninterest Income$713,0002,550
Total noninterest expense$6,248,0002,288
Salaries and employee benefits$3,026,0002,485
Premises and equipment expense$700,0002,942
Additional noninterest expense$2,522,0001,816
Pre-tax net operating income$6,327,0001,180
Securities gains (losses)$32,0002,761
Applicable income taxes$1,513,0001,485
Income before extraordinary items$4,846,0001,124
Extraordinary gains, net$0105
Net income$4,846,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,735
Cash dividends$2,679,0001,021
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,821,6801,093
2000-12-31 (YTD Data)Rank
Total interest income$19,944,0001,740
Total interest expense$10,469,0001,640
Net interest income$9,475,0001,860
Provision for loan and lease losses$240,0003,322
Total noninterest income$1,492,0002,355
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$945,0001,446
Trading account gains and fees$0180
Additional Noninterest Income$547,0002,804
Total noninterest expense$5,755,0002,370
Salaries and employee benefits$2,819,0002,536
Premises and equipment expense$726,0002,790
Additional noninterest expense$2,210,0001,971
Pre-tax net operating income$4,972,0001,490
Securities gains (losses)$20,000951
Applicable income taxes$1,093,0001,973
Income before extraordinary items$3,899,0001,358
Extraordinary gains, net$038
Net income$3,899,0001,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,010
Cash dividends$1,742,0001,500
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,883,4001,350
1999-12-31 (YTD Data)Rank
Total interest income$17,578,0001,846
Total interest expense$8,480,0001,752
Net interest income$9,098,0001,942
Provision for loan and lease losses$240,0003,119
Total noninterest income$1,273,0002,585
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$882,0001,484
Trading account gains and fees$0173
Additional Noninterest Income$391,0003,480
Total noninterest expense$5,313,0002,551
Salaries and employee benefits$2,534,0002,776
Premises and equipment expense$706,0002,848
Additional noninterest expense$2,073,0002,101
Pre-tax net operating income$4,818,0001,561
Securities gains (losses)$85,000800
Applicable income taxes$1,115,0002,045
Income before extraordinary items$3,788,0001,406
Extraordinary gains, net$035
Net income$3,788,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,424
Cash dividends$1,479,0001,716
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,722,5501,419
1998-12-31 (YTD Data)Rank
Total interest income$16,563,0001,949
Total interest expense$8,191,0001,869
Net interest income$8,372,0002,045
Provision for loan and lease losses$190,0003,612
Total noninterest income$1,182,0002,723
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$842,0001,495
Trading account gains and fees$0224
Additional Noninterest Income$340,0003,757
Total noninterest expense$5,072,0002,568
Salaries and employee benefits$2,395,0002,840
Premises and equipment expense$755,0002,578
Additional noninterest expense$1,922,0002,183
Pre-tax net operating income$4,292,0001,713
Securities gains (losses)$47,0001,787
Applicable income taxes$914,0002,477
Income before extraordinary items$3,425,0001,541
Extraordinary gains, net$032
Net income$3,425,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,864
Cash dividends$1,095,0002,090
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,387,8701,498
1997-12-31 (YTD Data)Rank
Total interest income$15,725,0002,076
Total interest expense$7,914,0001,948
Net interest income$7,811,0002,252
Provision for loan and lease losses$130,0004,446
Total noninterest income$1,091,0002,842
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$776,0001,670
Trading account gains and fees$85,000167
Additional Noninterest Income$230,0004,605
Total noninterest expense$5,045,0002,545
Salaries and employee benefits$2,283,0002,900
Premises and equipment expense$712,0002,696
Additional noninterest expense$2,050,0002,042
Pre-tax net operating income$3,727,0002,018
Securities gains (losses)$132,000868
Applicable income taxes$825,0002,858
Income before extraordinary items$3,034,0001,751
Extraordinary gains, net$044
Net income$3,034,0001,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,479
Cash dividends$885,0002,418
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,929,7201,760
1996-12-31 (YTD Data)Rank
Total interest income$13,446,0002,481
Total interest expense$6,880,0002,246
Net interest income$6,566,0002,702
Provision for loan and lease losses$220,0003,199
Total noninterest income$801,0003,706
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$528,0002,579
Trading account gains and fees$66,000192
Additional Noninterest Income$207,0005,068
Total noninterest expense$3,633,0003,651
Salaries and employee benefits$1,791,0003,690
Premises and equipment expense$477,0003,917
Additional noninterest expense$1,365,0003,390
Pre-tax net operating income$3,514,0002,049
Securities gains (losses)$54,0001,285
Applicable income taxes$851,0002,696
Income before extraordinary items$2,717,0001,818
Extraordinary gains, net$053
Net income$2,717,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,548
Cash dividends$1,104,0001,984
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,675,9601,815
1995-12-31 (YTD Data)Rank
Total interest income$12,730,0002,631
Total interest expense$6,373,0002,424
Net interest income$6,357,0002,810
Provision for loan and lease losses$450,0001,710
Total noninterest income$627,0004,434
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$468,0002,903
Trading account gains and fees$-46,0004,815
Additional Noninterest Income$205,0005,061
Total noninterest expense$3,316,0003,939
Salaries and employee benefits$1,608,0004,033
Premises and equipment expense$395,0004,595
Additional noninterest expense$1,313,0003,466
Pre-tax net operating income$3,218,0002,301
Securities gains (losses)$107,000924
Applicable income taxes$838,0002,774
Income before extraordinary items$2,487,0002,031
Extraordinary gains, net$065
Net income$2,487,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,483
Cash dividends$496,0003,405
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,406,7502,067
1994-12-31 (YTD Data)Rank
Total interest income$11,270,0002,696
Total interest expense$5,090,0002,420
Net interest income$6,180,0002,925
Provision for loan and lease losses$265,0002,482
Total noninterest income$798,0003,733
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$404,0003,350
Trading account gains and fees$209,000189
Additional Noninterest Income$185,0005,523
Total noninterest expense$3,424,0003,926
Salaries and employee benefits$1,647,0003,930
Premises and equipment expense$443,0004,213
Additional noninterest expense$1,334,0003,692
Pre-tax net operating income$3,289,0002,165
Securities gains (losses)$-199,00011,952
Applicable income taxes$763,0002,891
Income before extraordinary items$2,327,0002,097
Extraordinary gains, net$0249
Net income$2,327,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,043
Cash dividends$427,0003,564
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,476,2501,974
1993-12-31 (YTD Data)Rank
Total interest income$10,442,0002,971
Total interest expense$4,900,0002,621
Net interest income$5,542,0003,250
Provision for loan and lease losses$270,0003,226
Total noninterest income$526,0005,412
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$344,0003,950
Trading account gains and fees$0532
Additional Noninterest Income$182,0005,963
Total noninterest expense$3,257,0004,190
Salaries and employee benefits$1,405,0004,532
Premises and equipment expense$458,0004,185
Additional noninterest expense$1,394,0003,719
Pre-tax net operating income$2,541,0002,667
Securities gains (losses)$147,0001,997
Applicable income taxes$613,0003,532
Income before extraordinary items$2,075,0002,413
Extraordinary gains, net$03,149
Net income$2,075,0002,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0003,282
Cash dividends$386,0003,782
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,961,8102,424
1992-12-31 (YTD Data)Rank
Total interest income$10,731,0003,255
Total interest expense$5,470,0003,039
Net interest income$5,261,0003,466
Provision for loan and lease losses$220,0004,962
Total noninterest income$425,0006,307
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$267,0004,878
Trading account gains and fees$0504
Additional Noninterest Income$158,0006,458
Total noninterest expense$2,754,0004,891
Salaries and employee benefits$1,241,0005,009
Premises and equipment expense$387,0004,922
Additional noninterest expense$1,126,0004,595
Pre-tax net operating income$2,712,0002,281
Securities gains (losses)$-20,00013,478
Applicable income taxes$680,0003,063
Income before extraordinary items$2,012,0002,279
Extraordinary gains, net$01,422
Net income$2,012,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0006,591
Cash dividends$356,0003,604
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,027,0002,083

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.