Home > Peoples Security Bank and Trust Company > Net charge- offs to loans
Peoples Security Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2338% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2759% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2759% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 3,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1549% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1549% | 1,838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 3,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0005% | 3,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1219% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1219% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 4,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0999% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0999% | 1,618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0437% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1838% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1838% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1828% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1828% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0831% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1953% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1953% | 1,373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2599% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0606% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0606% | 1,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0277% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0377% | 3,946 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0934% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1385% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1474% | 1,641 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0357% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0525% | 3,988 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1246% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1364% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0535% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0445% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0814% | 4,004 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1994% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2019% | 1,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.1081% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1612% | 4,003 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2362% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2411% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 1,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0235% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5392% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1826% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1870% | 1,984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0311% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6564% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2394% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2409% | 1,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0466% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3813% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3367% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3388% | 1,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0424% | 4,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5065% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2578% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2619% | 1,605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1122% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0991% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3237% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2658% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2702% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1143% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0458% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2770% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2828% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1016% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1433% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0539% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2357% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2426% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1858% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0972% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3164% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3231% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1187% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.1053% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1849% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2655% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4424% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2566% | 2,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1633% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.1435% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2531% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0837% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 4,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2269% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6485% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2137% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2196% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3711% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1067% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1275% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2597% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2363% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2479% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2497% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2984% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 4,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2468% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8242% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2366% | 1,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2211% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0887% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2459% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 2,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4114% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8837% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3852% | 1,910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3364% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2586% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3023% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1228% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0383% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 4,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3363% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8298% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3098% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 4,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0989% | 4,135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3270% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3319% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2913% | 1,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1133% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1844% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1947% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2100% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1923% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1130% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2620% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3393% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2188% | 2,551 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 4,938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1022% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2575% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2725% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2552% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 4,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1822% | 2,540 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3129% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1367% | 2,597 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 4,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1588% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2788% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0518% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3126% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 4,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0882% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0792% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0433% | 2,804 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 5,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3360% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 5,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 5,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0037% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7367% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0380% | 4,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0639% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 1,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4813% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1797% | 2,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2139% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0671% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1414% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1583% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2923% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7975% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2061% | 2,301 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0177% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 4,201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1648% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 4,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3466% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4930% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2324% | 1,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1463% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2290% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 4,314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2602% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0365% | 4,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3598% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7348% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2692% | 1,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1214% | 2,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 1,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1151% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1867% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2323% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3075% | 2,398 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4130% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2172% | 2,639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 2,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0678% | 1,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1613% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1537% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1941% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2251% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6982% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1175% | 2,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1385% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2140% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0832% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2293% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2994% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3247% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1779% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2430% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2203% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1405% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2536% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1663% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2638% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5760% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1481% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4386% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0476% | 2,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 3,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2167% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2390% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 3,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8562% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 12.3539% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6134% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 3,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 2,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 2,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0352% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2392% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2392% | 2,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1242% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 1,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1611% | 2,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1755% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 4,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1409% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1409% | 2,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1606% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3168% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3456% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1712% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1712% | 2,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 4,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0759% | 4,241 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 2,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 3,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 3,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1544% | 2,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1213% | 3,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1213% | 3,658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0032% | 1,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 3,778 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 2,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0914% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 3,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1819% | 2,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0467% | 4,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0467% | 3,835 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0042% | 1,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2054% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2163% | 2,850 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1748% | 1,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 2,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2726% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2697% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1191% | 6,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1191% | 6,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0062% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3570% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3068% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3559% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2656% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2836% | 1,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5284% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1378% | 2,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0126% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 5,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 5,557 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 6,750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 4,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 4,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3277% | 3,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3813% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3711% | 2,963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1150% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 5,151 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 6,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 4,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4310% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3791% | 2,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3668% | 2,694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0274% | 1,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 4,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 4,742 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 6,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 3,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 3,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1971% | 2,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4234% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4060% | 2,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,839 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 6,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 3,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 2,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4469% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8187% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7699% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3942% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 5,763 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 4,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3513% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3337% | 3,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5320% | 3,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 5,403 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 4,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3789% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3778% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 5,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3200% | 2,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3765% | 3,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 4,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7281% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6163% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4333% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3837% | 3,291 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7155% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 4,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 4,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9644% | 2,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4782% | 4,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5783% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4986% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9681% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 4,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 4,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4316% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5656% | 3,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8037% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7390% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4651% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 3,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 3,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8991% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3424% | 3,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 4,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,526 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3609% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1385% | 3,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 6,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 4,714 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0845% | 1,829 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 7,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 7,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1136% | 3,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3572% | 4,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 5,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 3,591 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1157% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 7,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 7,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1386% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1713% | 4,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1753% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 2,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0468% | 7,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1679% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3583% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1390% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0231% | 6,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1359% | 8,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,752 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4008% | 8,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2546% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 5,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 3,353 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 2,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 4,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,503 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 7,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2338% | 3,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 4,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,489 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2132% | 3,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3313% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4047% | 350 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9041% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 2,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 3,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4416% | 3,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 2,600 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 7,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 3,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4389% | 2,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 3,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,698 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 8,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 2,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5093% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,896 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 8,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0275% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3397% | 2,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3018% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1238% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2570% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 2,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5940% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 3,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0660% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5708% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0995% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3781% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 992 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1741% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2373% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 3,560 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 1,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1428% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4558% | 4,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 2,874 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5078% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5070% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3183% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0442% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3034% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4890% | 3,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6177% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0953% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6172% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6921% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 5,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 2,731 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 3,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 3,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 4,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2501% | 5,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 6,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 3,244 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1339% | 5,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 5,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,721 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2214% | 4,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1047% | 4,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 6,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 8,470 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0460% | 8,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 3,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 3,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 4,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3430% | 5,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 5,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 3,325 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0343% | 8,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 2,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5211% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 5,840 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 4,817 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 5,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 7,206 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4692% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 7,566 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2259% | 5,046 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0961% | 8,941 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |