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Peoples Bank of Kankakee County, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$10,640,000	2,746
Total interest expense	$3,511,000	2,433
Net interest income	$7,129,000	2,873
Provision for loan and lease losses	$612,000	1,129
Total noninterest income	$4,265,000	1,308
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,002,000	557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,263,000	1,508
Total noninterest expense	$8,074,000	2,321
Salaries and employee benefits	$4,653,000	2,297
Premises and equipment expense	$1,261,000	1,742
Additional noninterest expense	$2,263,000	1,508
Pre-tax net operating income	$2,708,000	2,626
Securities gains (losses)	$-181,000	3,932
Applicable income taxes	$0	3,369
Income before extraordinary items	$2,527,000	2,522
Extraordinary gains, net	$0	54
Net income	$2,527,000	2,547
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,527,000	2,524
Net charge-offs	$670,000	650
Cash dividends	$750,000	2,427
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,708,000	2,476
2023-09-30 (YTD Data)		Rank
Total interest income	$7,717,000	2,775
Total interest expense	$2,337,000	2,456
Net interest income	$5,380,000	2,876
Provision for loan and lease losses	$528,000	972
Total noninterest income	$3,147,000	1,309
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,514,000	549
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,633,000	1,532
Total noninterest expense	$6,002,000	2,320
Salaries and employee benefits	$3,495,000	2,286
Premises and equipment expense	$953,000	1,740
Additional noninterest expense	$1,633,000	1,532
Pre-tax net operating income	$1,997,000	2,704
Securities gains (losses)	$-183,000	4,160
Applicable income taxes	$0	3,407
Income before extraordinary items	$1,814,000	2,616
Extraordinary gains, net	$0	52
Net income	$1,814,000	2,645
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,814,000	2,617
Net charge-offs	$670,000	502
Cash dividends	$750,000	1,927
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,997,000	2,534
2023-06-30 (YTD Data)		Rank
Total interest income	$5,055,000	2,771
Total interest expense	$1,348,000	2,482
Net interest income	$3,707,000	2,842
Provision for loan and lease losses	$488,000	793
Total noninterest income	$2,059,000	1,274
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$965,000	560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,094,000	1,452
Total noninterest expense	$3,933,000	2,338
Salaries and employee benefits	$2,393,000	2,243
Premises and equipment expense	$620,000	1,759
Additional noninterest expense	$1,094,000	1,450
Pre-tax net operating income	$1,345,000	2,708
Securities gains (losses)	$-43,000	4,044
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,302,000	2,562
Extraordinary gains, net	$0	51
Net income	$1,302,000	2,592
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,302,000	2,562
Net charge-offs	$670,000	373
Cash dividends	$625,000	1,761
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,345,000	2,539
2023-03-31 (YTD Data)		Rank
Total interest income	$2,444,000	2,801
Total interest expense	$517,000	2,605
Net interest income	$1,927,000	2,797
Provision for loan and lease losses	$94,000	1,306
Total noninterest income	$1,158,000	1,197
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$522,000	536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$636,000	1,306
Total noninterest expense	$1,949,000	2,377
Salaries and employee benefits	$1,222,000	2,242
Premises and equipment expense	$313,000	1,786
Additional noninterest expense	$636,000	1,306
Pre-tax net operating income	$1,042,000	2,246
Securities gains (losses)	$-43,000	4,227
Applicable income taxes	$0	3,388
Income before extraordinary items	$999,000	2,093
Extraordinary gains, net	$0	4
Net income	$999,000	2,092
Minority interest net income	$0	48
Net income of bank and minority interests.	$999,000	2,093
Net charge-offs	$0	2,062
Cash dividends	$375,000	1,449
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,042,000	2,065
2022-12-31 (YTD Data)		Rank
Total interest income	$8,576,000	2,749
Total interest expense	$784,000	2,713
Net interest income	$7,792,000	2,725
Provision for loan and lease losses	$251,000	1,627
Total noninterest income	$3,359,000	1,527
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,428,000	774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,931,000	1,652
Total noninterest expense	$8,424,000	2,225
Salaries and employee benefits	$4,639,000	2,287
Premises and equipment expense	$1,413,000	1,595
Additional noninterest expense	$1,931,000	1,652
Pre-tax net operating income	$2,476,000	2,877
Securities gains (losses)	$-12,000	3,474
Applicable income taxes	$0	3,596
Income before extraordinary items	$2,464,000	2,704
Extraordinary gains, net	$0	5
Net income	$2,464,000	2,701
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,464,000	2,703
Net charge-offs	$1,000	2,539
Cash dividends	$1,340,000	1,858
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,476,000	2,728
2022-09-30 (YTD Data)		Rank
Total interest income	$6,134,000	2,768
Total interest expense	$496,000	2,664
Net interest income	$5,638,000	2,754
Provision for loan and lease losses	$224,000	1,425
Total noninterest income	$2,412,000	1,585
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$946,000	859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,466,000	1,675
Total noninterest expense	$6,160,000	2,259
Salaries and employee benefits	$3,450,000	2,294
Premises and equipment expense	$1,007,000	1,678
Additional noninterest expense	$1,466,000	1,675
Pre-tax net operating income	$1,666,000	2,987
Securities gains (losses)	$-12,000	3,821
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,654,000	2,814
Extraordinary gains, net	$0	4
Net income	$1,654,000	2,811
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,654,000	2,813
Net charge-offs	$1,000	2,255
Cash dividends	$1,125,000	1,565
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,666,000	2,836
2022-06-30 (YTD Data)		Rank
Total interest income	$3,914,000	2,794
Total interest expense	$272,000	2,790
Net interest income	$3,642,000	2,764
Provision for loan and lease losses	$78,000	1,663
Total noninterest income	$1,465,000	1,668
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$475,000	1,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$990,000	1,689
Total noninterest expense	$4,037,000	2,268
Salaries and employee benefits	$2,313,000	2,287
Premises and equipment expense	$656,000	1,716
Additional noninterest expense	$1,068,000	2,507
Pre-tax net operating income	$992,000	3,010
Securities gains (losses)	$-12,000	3,978
Applicable income taxes	$0	3,564
Income before extraordinary items	$980,000	2,853
Extraordinary gains, net	$0	4
Net income	$980,000	2,851
Minority interest net income	$0	60
Net income of bank and minority interests.	$980,000	2,853
Net charge-offs	$1,000	2,041
Cash dividends	$750,000	1,555
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$992,000	2,872
2022-03-31 (YTD Data)		Rank
Total interest income	$1,874,000	2,828
Total interest expense	$123,000	2,899
Net interest income	$1,751,000	2,781
Provision for loan and lease losses	$0	2,285
Total noninterest income	$788,000	1,597
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$238,000	1,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$550,000	1,578
Total noninterest expense	$1,930,000	2,338
Salaries and employee benefits	$1,158,000	2,289
Premises and equipment expense	$311,000	1,788
Additional noninterest expense	$461,000	2,740
Pre-tax net operating income	$609,000	2,698
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$609,000	2,522
Extraordinary gains, net	$0	4
Net income	$609,000	2,520
Minority interest net income	$0	50
Net income of bank and minority interests.	$609,000	2,522
Net charge-offs	$0	1,838
Cash dividends	$375,000	1,363
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$609,000	2,542
2021-12-31 (YTD Data)		Rank
Total interest income	$7,247,000	2,953
Total interest expense	$585,000	2,942
Net interest income	$6,662,000	2,914
Provision for loan and lease losses	$13,000	2,930
Total noninterest income	$3,618,000	1,605
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$890,000	1,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,728,000	1,579
Total noninterest expense	$7,204,000	2,435
Salaries and employee benefits	$4,158,000	2,430
Premises and equipment expense	$1,178,000	1,840
Additional noninterest expense	$1,868,000	2,718
Pre-tax net operating income	$3,063,000	2,666
Securities gains (losses)	$107,000	829
Applicable income taxes	$0	3,710
Income before extraordinary items	$3,170,000	2,473
Extraordinary gains, net	$0	10
Net income	$3,170,000	2,473
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,170,000	2,474
Net charge-offs	$0	2,705
Cash dividends	$1,658,000	1,705
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,063,000	2,495
2021-09-30 (YTD Data)		Rank
Total interest income	$5,430,000	3,001
Total interest expense	$459,000	2,971
Net interest income	$4,971,000	2,974
Provision for loan and lease losses	$0	2,963
Total noninterest income	$2,734,000	1,635
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$627,000	1,099
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,107,000	1,614
Total noninterest expense	$5,395,000	2,450
Salaries and employee benefits	$3,133,000	2,452
Premises and equipment expense	$864,000	1,898
Additional noninterest expense	$1,398,000	2,715
Pre-tax net operating income	$2,310,000	2,774
Securities gains (losses)	$107,000	779
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,417,000	2,552
Extraordinary gains, net	$0	8
Net income	$2,417,000	2,552
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,417,000	2,552
Net charge-offs	$0	2,463
Cash dividends	$1,204,000	1,565
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,310,000	2,592
2021-06-30 (YTD Data)		Rank
Total interest income	$3,649,000	2,998
Total interest expense	$333,000	2,937
Net interest income	$3,316,000	2,977
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,824,000	1,610
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$395,000	1,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,429,000	1,559
Total noninterest expense	$3,555,000	2,463
Salaries and employee benefits	$2,076,000	2,450
Premises and equipment expense	$556,000	1,929
Additional noninterest expense	$923,000	2,727
Pre-tax net operating income	$1,585,000	2,706
Securities gains (losses)	$53,000	865
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,638,000	2,508
Extraordinary gains, net	$0	6
Net income	$1,638,000	2,508
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,638,000	2,508
Net charge-offs	$0	2,245
Cash dividends	$450,000	2,052
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,585,000	2,512
2021-03-31 (YTD Data)		Rank
Total interest income	$1,917,000	2,936
Total interest expense	$180,000	2,907
Net interest income	$1,737,000	2,885
Provision for loan and lease losses	$0	2,741
Total noninterest income	$938,000	1,575
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$189,000	1,149
Trading account gains and fees	NA	NA
Additional Noninterest Income	$749,000	1,528
Total noninterest expense	$1,769,000	2,461
Salaries and employee benefits	$1,066,000	2,399
Premises and equipment expense	$271,000	1,968
Additional noninterest expense	$432,000	2,792
Pre-tax net operating income	$906,000	2,507
Securities gains (losses)	$53,000	643
Applicable income taxes	$0	3,613
Income before extraordinary items	$959,000	2,273
Extraordinary gains, net	$0	3
Net income	$959,000	2,273
Minority interest net income	$0	55
Net income of bank and minority interests.	$959,000	2,273
Net charge-offs	$0	1,930
Cash dividends	$225,000	1,745
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$906,000	2,301
2020-12-31 (YTD Data)		Rank
Total interest income	$8,015,000	2,875
Total interest expense	$1,079,000	2,819
Net interest income	$6,936,000	2,830
Provision for loan and lease losses	$698,000	1,944
Total noninterest income	$4,006,000	1,463
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$724,000	1,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,282,000	1,370
Total noninterest expense	$6,855,000	2,494
Salaries and employee benefits	$4,209,000	2,405
Premises and equipment expense	$900,000	2,173
Additional noninterest expense	$1,746,000	2,768
Pre-tax net operating income	$3,389,000	2,281
Securities gains (losses)	$986,000	376
Applicable income taxes	$0	3,697
Income before extraordinary items	$4,375,000	1,805
Extraordinary gains, net	$0	4
Net income	$4,375,000	1,805
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,375,000	1,805
Net charge-offs	$0	3,443
Cash dividends	$1,500,000	1,772
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,389,000	2,080
2020-09-30 (YTD Data)		Rank
Total interest income	$6,293,000	2,817
Total interest expense	$858,000	2,829
Net interest income	$5,435,000	2,770
Provision for loan and lease losses	$658,000	1,714
Total noninterest income	$2,828,000	1,481
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$525,000	1,246
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,303,000	1,370
Total noninterest expense	$4,969,000	2,525
Salaries and employee benefits	$2,954,000	2,492
Premises and equipment expense	$665,000	2,191
Additional noninterest expense	$1,350,000	2,697
Pre-tax net operating income	$2,636,000	2,222
Securities gains (losses)	$985,000	315
Applicable income taxes	$0	3,696
Income before extraordinary items	$3,621,000	1,656
Extraordinary gains, net	$0	4
Net income	$3,621,000	1,657
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,621,000	1,657
Net charge-offs	$0	3,243
Cash dividends	$1,125,000	1,587
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,636,000	2,016
2020-06-30 (YTD Data)		Rank
Total interest income	$4,273,000	2,820
Total interest expense	$601,000	2,875
Net interest income	$3,672,000	2,773
Provision for loan and lease losses	$599,000	1,491
Total noninterest income	$1,609,000	1,548
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$304,000	1,401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,305,000	1,432
Total noninterest expense	$3,285,000	2,536
Salaries and employee benefits	$1,964,000	2,500
Premises and equipment expense	$430,000	2,229
Additional noninterest expense	$891,000	2,713
Pre-tax net operating income	$1,397,000	2,496
Securities gains (losses)	$984,000	222
Applicable income taxes	$0	3,655
Income before extraordinary items	$2,381,000	1,593
Extraordinary gains, net	$0	4
Net income	$2,381,000	1,594
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,381,000	1,594
Net charge-offs	$0	3,033
Cash dividends	$750,000	1,588
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,397,000	2,294
2020-03-31 (YTD Data)		Rank
Total interest income	$1,752,000	3,135
Total interest expense	$310,000	2,961
Net interest income	$1,442,000	3,133
Provision for loan and lease losses	$139,000	1,731
Total noninterest income	$591,000	1,769
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$158,000	1,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	1,650
Total noninterest expense	$1,598,000	2,620
Salaries and employee benefits	$950,000	2,566
Premises and equipment expense	$208,000	2,290
Additional noninterest expense	$440,000	2,765
Pre-tax net operating income	$296,000	3,419
Securities gains (losses)	$35,000	961
Applicable income taxes	$0	3,513
Income before extraordinary items	$331,000	3,159
Extraordinary gains, net	$0	4
Net income	$331,000	3,159
Minority interest net income	$0	56
Net income of bank and minority interests.	$331,000	3,160
Net charge-offs	$0	2,581
Cash dividends	$375,000	1,495
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$296,000	3,286
2019-12-31 (YTD Data)		Rank
Total interest income	$6,708,000	3,247
Total interest expense	$771,000	3,668
Net interest income	$5,937,000	3,120
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,807,000	2,074
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$393,000	2,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,414,000	1,858
Total noninterest expense	$5,787,000	2,754
Salaries and employee benefits	$3,371,000	2,724
Premises and equipment expense	$786,000	2,370
Additional noninterest expense	$1,630,000	2,922
Pre-tax net operating income	$1,957,000	3,057
Securities gains (losses)	$13,000	1,808
Applicable income taxes	$0	3,859
Income before extraordinary items	$1,970,000	2,926
Extraordinary gains, net	$0	11
Net income	$1,970,000	2,926
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,970,000	2,927
Net charge-offs	$3,000	3,565
Cash dividends	$1,500,000	1,874
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,957,000	2,885
2019-09-30 (YTD Data)		Rank
Total interest income	$5,005,000	3,295
Total interest expense	$493,000	3,919
Net interest income	$4,512,000	3,137
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,254,000	2,173
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$249,000	2,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,005,000	1,907
Total noninterest expense	$4,101,000	2,857
Salaries and employee benefits	$2,380,000	2,843
Premises and equipment expense	$556,000	2,468
Additional noninterest expense	$1,165,000	3,028
Pre-tax net operating income	$1,665,000	2,970
Securities gains (losses)	$13,000	1,579
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,678,000	2,792
Extraordinary gains, net	$0	11
Net income	$1,678,000	2,793
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,678,000	2,793
Net charge-offs	$0	3,455
Cash dividends	$1,125,000	1,683
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,665,000	2,770
2019-06-30 (YTD Data)		Rank
Total interest income	$3,303,000	3,323
Total interest expense	$306,000	3,996
Net interest income	$2,997,000	3,153
Provision for loan and lease losses	$0	3,685
Total noninterest income	$657,000	2,430
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$141,000	2,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$516,000	2,176
Total noninterest expense	$2,663,000	2,922
Salaries and employee benefits	$1,538,000	2,914
Premises and equipment expense	$371,000	2,472
Additional noninterest expense	$754,000	3,131
Pre-tax net operating income	$991,000	3,112
Securities gains (losses)	$3,000	1,472
Applicable income taxes	$0	3,901
Income before extraordinary items	$994,000	2,959
Extraordinary gains, net	$0	11
Net income	$994,000	2,958
Minority interest net income	$0	69
Net income of bank and minority interests.	$994,000	2,958
Net charge-offs	$0	3,172
Cash dividends	$750,000	1,703
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$991,000	2,940
2019-03-31 (YTD Data)		Rank
Total interest income	$1,649,000	3,342
Total interest expense	$149,000	4,024
Net interest income	$1,500,000	3,171
Provision for loan and lease losses	$0	3,406
Total noninterest income	$244,000	2,791
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$66,000	2,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	2,541
Total noninterest expense	$1,335,000	2,941
Salaries and employee benefits	$768,000	2,940
Premises and equipment expense	$188,000	2,474
Additional noninterest expense	$379,000	3,131
Pre-tax net operating income	$409,000	3,355
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$409,000	3,196
Extraordinary gains, net	$0	5
Net income	$409,000	3,192
Minority interest net income	$0	52
Net income of bank and minority interests.	$409,000	3,195
Net charge-offs	$0	2,740
Cash dividends	$375,000	1,557
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$409,000	3,182
2018-12-31 (YTD Data)		Rank
Total interest income	$6,341,000	3,339
Total interest expense	$478,000	3,971
Net interest income	$5,863,000	3,208
Provision for loan and lease losses	$7,000	3,999
Total noninterest income	$1,624,000	2,244
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$309,000	2,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,315,000	1,937
Total noninterest expense	$5,440,000	2,900
Salaries and employee benefits	$2,979,000	2,981
Premises and equipment expense	$733,000	2,492
Additional noninterest expense	$1,728,000	2,876
Pre-tax net operating income	$2,040,000	3,113
Securities gains (losses)	$-30,000	4,714
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,010,000	2,934
Extraordinary gains, net	$0	6
Net income	$2,010,000	2,933
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,010,000	2,933
Net charge-offs	$0	3,782
Cash dividends	$1,500,000	1,725
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,040,000	2,900
2018-09-30 (YTD Data)		Rank
Total interest income	$4,688,000	3,378
Total interest expense	$333,000	4,029
Net interest income	$4,355,000	3,255
Provision for loan and lease losses	$7,000	3,841
Total noninterest income	$1,281,000	2,196
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$237,000	2,678
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,044,000	1,888
Total noninterest expense	$4,027,000	2,930
Salaries and employee benefits	$2,258,000	2,964
Premises and equipment expense	$534,000	2,560
Additional noninterest expense	$1,235,000	2,975
Pre-tax net operating income	$1,602,000	3,087
Securities gains (losses)	$-30,000	5,018
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,572,000	2,913
Extraordinary gains, net	$0	5
Net income	$1,572,000	2,912
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,572,000	2,912
Net charge-offs	$0	3,489
Cash dividends	$1,125,000	1,565
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,602,000	2,875
2018-06-30 (YTD Data)		Rank
Total interest income	$3,052,000	3,410
Total interest expense	$200,000	4,130
Net interest income	$2,852,000	3,282
Provision for loan and lease losses	$7,000	3,632
Total noninterest income	$899,000	2,131
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$156,000	2,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$743,000	1,811
Total noninterest expense	$2,683,000	2,954
Salaries and employee benefits	$1,506,000	2,978
Premises and equipment expense	$350,000	2,608
Additional noninterest expense	$827,000	2,978
Pre-tax net operating income	$1,061,000	3,071
Securities gains (losses)	$-30,000	5,186
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,031,000	2,902
Extraordinary gains, net	$0	6
Net income	$1,031,000	2,901
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,031,000	2,901
Net charge-offs	$0	3,209
Cash dividends	$750,000	1,560
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,061,000	2,855
2018-03-31 (YTD Data)		Rank
Total interest income	$1,470,000	3,489
Total interest expense	$95,000	4,178
Net interest income	$1,375,000	3,354
Provision for loan and lease losses	$2,000	3,432
Total noninterest income	$430,000	2,162
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$77,000	2,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$353,000	1,836
Total noninterest expense	$1,303,000	3,038
Salaries and employee benefits	$745,000	3,016
Premises and equipment expense	$168,000	2,717
Additional noninterest expense	$390,000	3,111
Pre-tax net operating income	$500,000	3,104
Securities gains (losses)	$-30,000	5,359
Applicable income taxes	$0	3,948
Income before extraordinary items	$470,000	2,997
Extraordinary gains, net	$0	7
Net income	$470,000	2,999
Minority interest net income	$0	52
Net income of bank and minority interests.	$470,000	2,998
Net charge-offs	$0	2,722
Cash dividends	$375,000	1,428
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$500,000	2,889
2017-12-31 (YTD Data)		Rank
Total interest income	$6,020,000	3,414
Total interest expense	$382,000	4,053
Net interest income	$5,638,000	3,306
Provision for loan and lease losses	$-32,000	5,315
Total noninterest income	$1,120,000	2,778
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$286,000	2,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$834,000	2,521
Total noninterest expense	$5,171,000	3,041
Salaries and employee benefits	$2,846,000	3,101
Premises and equipment expense	$697,000	2,666
Additional noninterest expense	$1,628,000	3,048
Pre-tax net operating income	$1,619,000	3,422
Securities gains (losses)	$31,000	1,125
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,650,000	2,985
Extraordinary gains, net	$0	9
Net income	$1,650,000	2,984
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,650,000	2,985
Net charge-offs	$292,000	1,504
Cash dividends	$1,500,000	1,709
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,619,000	2,989
2017-09-30 (YTD Data)		Rank
Total interest income	$4,490,000	3,442
Total interest expense	$285,000	4,083
Net interest income	$4,205,000	3,332
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,352,000	2,187
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$212,000	2,972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,140,000	1,817
Total noninterest expense	$4,357,000	2,845
Salaries and employee benefits	$2,168,000	3,069
Premises and equipment expense	$511,000	2,730
Additional noninterest expense	$1,678,000	2,459
Pre-tax net operating income	$1,200,000	3,490
Securities gains (losses)	$31,000	1,096
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,231,000	3,164
Extraordinary gains, net	$0	9
Net income	$1,231,000	3,163
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,231,000	3,164
Net charge-offs	$292,000	1,140
Cash dividends	$1,125,000	1,582
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,200,000	3,184
2017-06-30 (YTD Data)		Rank
Total interest income	$2,976,000	3,445
Total interest expense	$187,000	4,096
Net interest income	$2,789,000	3,332
Provision for loan and lease losses	$0	3,871
Total noninterest income	$823,000	2,316
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$133,000	3,065
Trading account gains and fees	NA	NA
Additional Noninterest Income	$690,000	1,945
Total noninterest expense	$2,549,000	3,093
Salaries and employee benefits	$1,469,000	3,053
Premises and equipment expense	$334,000	2,772
Additional noninterest expense	$746,000	3,253
Pre-tax net operating income	$1,063,000	3,028
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,063,000	2,722
Extraordinary gains, net	$0	11
Net income	$1,063,000	2,722
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,063,000	2,722
Net charge-offs	$292,000	846
Cash dividends	$750,000	1,583
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,063,000	2,703
2017-03-31 (YTD Data)		Rank
Total interest income	$1,451,000	3,510
Total interest expense	$92,000	4,141
Net interest income	$1,359,000	3,393
Provision for loan and lease losses	$0	3,537
Total noninterest income	$376,000	2,420
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$63,000	3,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	2,040
Total noninterest expense	$1,282,000	3,126
Salaries and employee benefits	$764,000	3,026
Premises and equipment expense	$168,000	2,801
Additional noninterest expense	$350,000	3,382
Pre-tax net operating income	$453,000	3,245
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$453,000	2,923
Extraordinary gains, net	$0	8
Net income	$453,000	2,923
Minority interest net income	$0	55
Net income of bank and minority interests.	$453,000	2,923
Net charge-offs	$112,000	870
Cash dividends	$375,000	1,444
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$453,000	2,902
2016-12-31 (YTD Data)		Rank
Total interest income	$5,762,000	3,519
Total interest expense	$361,000	4,189
Net interest income	$5,401,000	3,401
Provision for loan and lease losses	$-150,000	5,615
Total noninterest income	$1,669,000	2,339
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$243,000	3,316
Trading account gains and fees	$-70,000	5,893
Additional Noninterest Income	$1,496,000	1,890
Total noninterest expense	$5,168,000	3,122
Salaries and employee benefits	$2,849,000	3,124
Premises and equipment expense	$683,000	2,774
Additional noninterest expense	$1,636,000	3,149
Pre-tax net operating income	$2,052,000	3,008
Securities gains (losses)	$120,000	1,214
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,172,000	2,648
Extraordinary gains, net	$0	5
Net income	$2,172,000	2,646
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,172,000	2,647
Net charge-offs	$173,000	2,085
Cash dividends	$1,500,000	1,687
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,052,000	2,690
2016-09-30 (YTD Data)		Rank
Total interest income	$4,351,000	3,517
Total interest expense	$269,000	4,241
Net interest income	$4,082,000	3,398
Provision for loan and lease losses	$-150,000	5,753
Total noninterest income	$1,265,000	2,331
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$180,000	3,342
Trading account gains and fees	$15,000	158
Additional Noninterest Income	$1,070,000	1,953
Total noninterest expense	$3,860,000	3,140
Salaries and employee benefits	$2,125,000	3,141
Premises and equipment expense	$500,000	2,837
Additional noninterest expense	$1,235,000	3,156
Pre-tax net operating income	$1,637,000	2,964
Securities gains (losses)	$132,000	1,072
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,769,000	2,534
Extraordinary gains, net	$0	5
Net income	$1,769,000	2,535
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,769,000	2,535
Net charge-offs	$138,000	1,766
Cash dividends	$1,125,000	1,546
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,637,000	2,612
2016-06-30 (YTD Data)		Rank
Total interest income	$2,876,000	3,558
Total interest expense	$180,000	4,261
Net interest income	$2,696,000	3,440
Provision for loan and lease losses	$0	4,017
Total noninterest income	$768,000	2,438
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$111,000	3,459
Trading account gains and fees	$46,000	140
Additional Noninterest Income	$611,000	2,114
Total noninterest expense	$2,565,000	3,152
Salaries and employee benefits	$1,401,000	3,185
Premises and equipment expense	$331,000	2,856
Additional noninterest expense	$833,000	3,138
Pre-tax net operating income	$899,000	3,258
Securities gains (losses)	$8,000	2,318
Applicable income taxes	$0	4,338
Income before extraordinary items	$907,000	2,960
Extraordinary gains, net	$0	16
Net income	$907,000	2,958
Minority interest net income	$0	71
Net income of bank and minority interests.	$907,000	2,959
Net charge-offs	$15,000	2,919
Cash dividends	$750,000	1,565
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$899,000	2,906
2016-03-31 (YTD Data)		Rank
Total interest income	$1,446,000	3,545
Total interest expense	$89,000	4,319
Net interest income	$1,357,000	3,432
Provision for loan and lease losses	$0	3,656
Total noninterest income	$325,000	2,628
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$56,000	3,440
Trading account gains and fees	$0	142
Additional Noninterest Income	$269,000	2,237
Total noninterest expense	$1,256,000	3,211
Salaries and employee benefits	$708,000	3,180
Premises and equipment expense	$165,000	2,888
Additional noninterest expense	$383,000	3,322
Pre-tax net operating income	$426,000	3,295
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$426,000	3,010
Extraordinary gains, net	$0	12
Net income	$426,000	3,008
Minority interest net income	$0	62
Net income of bank and minority interests.	$426,000	3,009
Net charge-offs	$0	3,094
Cash dividends	$375,000	1,431
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$426,000	2,950
2015-12-31 (YTD Data)		Rank
Total interest income	$5,847,000	3,500
Total interest expense	$379,000	4,258
Net interest income	$5,468,000	3,389
Provision for loan and lease losses	$47,000	3,680
Total noninterest income	$1,554,000	2,434
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$248,000	3,365
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,306,000	2,037
Total noninterest expense	$5,271,000	3,104
Salaries and employee benefits	$2,807,000	3,164
Premises and equipment expense	$678,000	2,869
Additional noninterest expense	$1,786,000	3,025
Pre-tax net operating income	$1,704,000	3,286
Securities gains (losses)	$41,000	1,784
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,745,000	2,963
Extraordinary gains, net	$0	23
Net income	$1,745,000	2,965
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,745,000	2,965
Net charge-offs	$28,000	3,602
Cash dividends	$1,500,000	1,638
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,704,000	2,965
2015-09-30 (YTD Data)		Rank
Total interest income	$4,410,000	3,522
Total interest expense	$288,000	4,290
Net interest income	$4,122,000	3,409
Provision for loan and lease losses	$47,000	3,314
Total noninterest income	$1,174,000	2,454
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$180,000	3,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$994,000	2,037
Total noninterest expense	$3,971,000	3,127
Salaries and employee benefits	$2,123,000	3,163
Premises and equipment expense	$573,000	2,684
Additional noninterest expense	$1,275,000	3,140
Pre-tax net operating income	$1,278,000	3,346
Securities gains (losses)	$41,000	1,607
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,319,000	3,019
Extraordinary gains, net	$0	21
Net income	$1,319,000	3,019
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,319,000	3,020
Net charge-offs	$28,000	3,161
Cash dividends	$1,125,000	1,485
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,278,000	3,019
2015-06-30 (YTD Data)		Rank
Total interest income	$2,972,000	3,505
Total interest expense	$196,000	4,286
Net interest income	$2,776,000	3,402
Provision for loan and lease losses	$47,000	2,961
Total noninterest income	$785,000	2,449
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$108,000	3,605
Trading account gains and fees	$0	157
Additional Noninterest Income	$677,000	2,010
Total noninterest expense	$2,599,000	3,180
Salaries and employee benefits	$1,433,000	3,168
Premises and equipment expense	$338,000	2,925
Additional noninterest expense	$828,000	3,229
Pre-tax net operating income	$915,000	3,230
Securities gains (losses)	$40,000	1,361
Applicable income taxes	$0	4,497
Income before extraordinary items	$955,000	2,829
Extraordinary gains, net	$0	22
Net income	$955,000	2,829
Minority interest net income	$0	75
Net income of bank and minority interests.	$955,000	2,831
Net charge-offs	$28,000	2,730
Cash dividends	$750,000	1,515
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$915,000	2,851
2015-03-31 (YTD Data)		Rank
Total interest income	$1,460,000	3,554
Total interest expense	$101,000	4,271
Net interest income	$1,359,000	3,447
Provision for loan and lease losses	$0	3,703
Total noninterest income	$355,000	2,563
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$50,000	3,703
Trading account gains and fees	$0	152
Additional Noninterest Income	$305,000	2,105
Total noninterest expense	$1,260,000	3,268
Salaries and employee benefits	$711,000	3,205
Premises and equipment expense	$184,000	2,819
Additional noninterest expense	$365,000	3,489
Pre-tax net operating income	$454,000	3,172
Securities gains (losses)	$40,000	939
Applicable income taxes	$0	4,400
Income before extraordinary items	$494,000	2,739
Extraordinary gains, net	$0	13
Net income	$494,000	2,742
Minority interest net income	$0	64
Net income of bank and minority interests.	$494,000	2,742
Net charge-offs	$9,000	2,520
Cash dividends	$375,000	1,357
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$454,000	2,826
2014-12-31 (YTD Data)		Rank
Total interest income	$5,946,000	3,549
Total interest expense	$443,000	4,253
Net interest income	$5,503,000	3,430
Provision for loan and lease losses	$38,000	3,957
Total noninterest income	$980,000	3,145
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$257,000	3,489
Trading account gains and fees	$0	180
Additional Noninterest Income	$723,000	2,764
Total noninterest expense	$5,433,000	3,138
Salaries and employee benefits	$2,656,000	3,353
Premises and equipment expense	$1,025,000	2,198
Additional noninterest expense	$1,752,000	3,182
Pre-tax net operating income	$1,012,000	4,113
Securities gains (losses)	$109,000	1,195
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,121,000	3,749
Extraordinary gains, net	$0	17
Net income	$1,121,000	3,749
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,121,000	3,751
Net charge-offs	$586,000	1,321
Cash dividends	$1,200,000	1,801
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,012,000	3,888
2014-09-30 (YTD Data)		Rank
Total interest income	$4,455,000	3,580
Total interest expense	$338,000	4,265
Net interest income	$4,117,000	3,466
Provision for loan and lease losses	$-13,000	6,086
Total noninterest income	$660,000	3,349
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$190,000	3,551
Trading account gains and fees	$0	174
Additional Noninterest Income	$470,000	2,989
Total noninterest expense	$4,051,000	3,163
Salaries and employee benefits	$2,012,000	3,341
Premises and equipment expense	$836,000	2,067
Additional noninterest expense	$1,203,000	3,394
Pre-tax net operating income	$739,000	4,254
Securities gains (losses)	$78,000	1,167
Applicable income taxes	$0	4,583
Income before extraordinary items	$817,000	3,868
Extraordinary gains, net	$0	15
Net income	$817,000	3,870
Minority interest net income	$0	81
Net income of bank and minority interests.	$817,000	3,871
Net charge-offs	$545,000	1,074
Cash dividends	$750,000	1,802
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$739,000	3,989
2014-06-30 (YTD Data)		Rank
Total interest income	$3,069,000	3,507
Total interest expense	$230,000	4,277
Net interest income	$2,839,000	3,397
Provision for loan and lease losses	$84,000	2,547
Total noninterest income	$361,000	3,681
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$120,000	3,634
Trading account gains and fees	$0	172
Additional Noninterest Income	$241,000	3,357
Total noninterest expense	$2,512,000	3,334
Salaries and employee benefits	$1,324,000	3,384
Premises and equipment expense	$372,000	2,850
Additional noninterest expense	$816,000	3,362
Pre-tax net operating income	$604,000	3,858
Securities gains (losses)	$43,000	1,250
Applicable income taxes	$0	4,568
Income before extraordinary items	$647,000	3,487
Extraordinary gains, net	$0	20
Net income	$647,000	3,493
Minority interest net income	$0	80
Net income of bank and minority interests.	$647,000	3,493
Net charge-offs	$259,000	1,372
Cash dividends	$750,000	1,426
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$604,000	3,555
2014-03-31 (YTD Data)		Rank
Total interest income	$1,519,000	3,552
Total interest expense	$118,000	4,285
Net interest income	$1,401,000	3,441
Provision for loan and lease losses	$0	3,817
Total noninterest income	$241,000	3,120
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$56,000	3,746
Trading account gains and fees	$0	147
Additional Noninterest Income	$185,000	2,669
Total noninterest expense	$1,274,000	3,332
Salaries and employee benefits	$668,000	3,401
Premises and equipment expense	$197,000	2,779
Additional noninterest expense	$409,000	3,361
Pre-tax net operating income	$368,000	3,447
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$368,000	3,177
Extraordinary gains, net	$0	16
Net income	$368,000	3,178
Minority interest net income	$0	66
Net income of bank and minority interests.	$368,000	3,179
Net charge-offs	$183,000	1,004
Cash dividends	$375,000	1,278
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$368,000	3,143
2013-12-31 (YTD Data)		Rank
Total interest income	$6,202,000	3,541
Total interest expense	$503,000	4,441
Net interest income	$5,699,000	3,380
Provision for loan and lease losses	$504,000	1,821
Total noninterest income	$1,503,000	2,587
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$258,000	3,649
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,245,000	2,082
Total noninterest expense	$5,134,000	3,343
Salaries and employee benefits	$2,795,000	3,262
Premises and equipment expense	$761,000	2,798
Additional noninterest expense	$1,578,000	3,523
Pre-tax net operating income	$1,564,000	3,327
Securities gains (losses)	$2,000	2,972
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,566,000	3,075
Extraordinary gains, net	$0	29
Net income	$1,566,000	3,077
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,566,000	3,078
Net charge-offs	$1,087,000	1,189
Cash dividends	$1,700,000	1,354
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,564,000	3,013
2013-09-30 (YTD Data)		Rank
Total interest income	$4,493,000	3,660
Total interest expense	$378,000	4,540
Net interest income	$4,115,000	3,498
Provision for loan and lease losses	$115,000	3,222
Total noninterest income	$1,168,000	2,573
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$198,000	3,625
Trading account gains and fees	$0	180
Additional Noninterest Income	$970,000	2,085
Total noninterest expense	$3,790,000	3,391
Salaries and employee benefits	$2,108,000	3,269
Premises and equipment expense	$561,000	2,861
Additional noninterest expense	$1,121,000	3,664
Pre-tax net operating income	$1,378,000	3,083
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,378,000	2,818
Extraordinary gains, net	$0	25
Net income	$1,378,000	2,822
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,378,000	2,822
Net charge-offs	$141,000	2,934
Cash dividends	$1,325,000	1,186
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,378,000	2,744
2013-06-30 (YTD Data)		Rank
Total interest income	$3,044,000	3,622
Total interest expense	$254,000	4,586
Net interest income	$2,790,000	3,460
Provision for loan and lease losses	$0	4,788
Total noninterest income	$810,000	2,540
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$129,000	3,634
Trading account gains and fees	$0	157
Additional Noninterest Income	$681,000	2,067
Total noninterest expense	$2,549,000	3,373
Salaries and employee benefits	$1,403,000	3,290
Premises and equipment expense	$379,000	2,836
Additional noninterest expense	$767,000	3,602
Pre-tax net operating income	$1,051,000	2,798
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,051,000	2,537
Extraordinary gains, net	$0	22
Net income	$1,051,000	2,542
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,051,000	2,542
Net charge-offs	$110,000	2,659
Cash dividends	$950,000	1,140
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,051,000	2,432
2013-03-31 (YTD Data)		Rank
Total interest income	$1,491,000	3,704
Total interest expense	$125,000	4,700
Net interest income	$1,366,000	3,528
Provision for loan and lease losses	$0	4,409
Total noninterest income	$377,000	2,638
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$68,000	3,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$309,000	2,185
Total noninterest expense	$1,357,000	3,243
Salaries and employee benefits	$707,000	3,297
Premises and equipment expense	$182,000	2,935
Additional noninterest expense	$468,000	3,128
Pre-tax net operating income	$386,000	3,354
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$386,000	3,090
Extraordinary gains, net	$0	10
Net income	$386,000	3,091
Minority interest net income	$0	76
Net income of bank and minority interests.	$386,000	3,092
Net charge-offs	$60,000	2,289
Cash dividends	$105,000	2,007
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$386,000	2,999
2012-12-31 (YTD Data)		Rank
Total interest income	$6,812,000	3,504
Total interest expense	$696,000	4,419
Net interest income	$6,116,000	3,323
Provision for loan and lease losses	$350,000	3,164
Total noninterest income	$1,532,000	2,586
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$305,000	3,453
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,227,000	2,112
Total noninterest expense	$5,156,000	3,387
Salaries and employee benefits	$2,660,000	3,414
Premises and equipment expense	$781,000	2,796
Additional noninterest expense	$1,715,000	3,468
Pre-tax net operating income	$2,142,000	2,685
Securities gains (losses)	$171,000	1,831
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,313,000	2,328
Extraordinary gains, net	$0	29
Net income	$2,313,000	2,329
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,313,000	2,330
Net charge-offs	$58,000	4,824
Cash dividends	$1,600,000	1,415
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,142,000	2,329
2012-09-30 (YTD Data)		Rank
Total interest income	$5,185,000	3,538
Total interest expense	$558,000	4,391
Net interest income	$4,627,000	3,362
Provision for loan and lease losses	$350,000	2,768
Total noninterest income	$1,099,000	2,656
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$224,000	3,530
Trading account gains and fees	$0	157
Additional Noninterest Income	$875,000	2,167
Total noninterest expense	$3,757,000	3,485
Salaries and employee benefits	$1,960,000	3,474
Premises and equipment expense	$578,000	2,854
Additional noninterest expense	$1,219,000	3,612
Pre-tax net operating income	$1,619,000	2,738
Securities gains (losses)	$171,000	1,561
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,790,000	2,306
Extraordinary gains, net	$0	20
Net income	$1,790,000	2,306
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,790,000	2,306
Net charge-offs	$50,000	4,507
Cash dividends	$850,000	1,474
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,619,000	2,375
2012-06-30 (YTD Data)		Rank
Total interest income	$3,505,000	3,525
Total interest expense	$406,000	4,301
Net interest income	$3,099,000	3,354
Provision for loan and lease losses	$248,000	2,703
Total noninterest income	$667,000	2,746
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$140,000	3,649
Trading account gains and fees	$0	153
Additional Noninterest Income	$527,000	2,260
Total noninterest expense	$2,542,000	3,460
Salaries and employee benefits	$1,295,000	3,512
Premises and equipment expense	$396,000	2,799
Additional noninterest expense	$851,000	3,523
Pre-tax net operating income	$976,000	2,900
Securities gains (losses)	$145,000	1,337
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,121,000	2,394
Extraordinary gains, net	$0	19
Net income	$1,121,000	2,394
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,121,000	2,394
Net charge-offs	$46,000	4,105
Cash dividends	$475,000	1,662
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$976,000	2,526
2012-03-31 (YTD Data)		Rank
Total interest income	$1,816,000	3,473
Total interest expense	$225,000	4,181
Net interest income	$1,591,000	3,297
Provision for loan and lease losses	$248,000	1,774
Total noninterest income	$271,000	3,114
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$72,000	3,586
Trading account gains and fees	$0	148
Additional Noninterest Income	$199,000	2,667
Total noninterest expense	$1,295,000	3,442
Salaries and employee benefits	$637,000	3,591
Premises and equipment expense	$207,000	2,728
Additional noninterest expense	$451,000	3,344
Pre-tax net operating income	$319,000	3,727
Securities gains (losses)	$145,000	731
Applicable income taxes	$0	4,704
Income before extraordinary items	$464,000	2,764
Extraordinary gains, net	$0	19
Net income	$464,000	2,766
Minority interest net income	$0	78
Net income of bank and minority interests.	$464,000	2,767
Net charge-offs	$46,000	3,075
Cash dividends	$100,000	2,055
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$319,000	3,352
2011-12-31 (YTD Data)		Rank
Total interest income	$7,816,000	3,390
Total interest expense	$1,489,000	3,466
Net interest income	$6,327,000	3,329
Provision for loan and lease losses	$1,822,000	1,665
Total noninterest income	$1,240,000	2,744
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$316,000	3,496
Trading account gains and fees	$0	146
Additional Noninterest Income	$924,000	2,244
Total noninterest expense	$4,819,000	3,633
Salaries and employee benefits	$2,311,000	3,781
Premises and equipment expense	$979,000	2,448
Additional noninterest expense	$1,529,000	3,807
Pre-tax net operating income	$926,000	3,867
Securities gains (losses)	$335,000	1,056
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,261,000	3,113
Extraordinary gains, net	$0	29
Net income	$1,261,000	3,116
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,261,000	3,116
Net charge-offs	$1,216,000	2,132
Cash dividends	$469,000	2,506
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$926,000	3,559
2011-09-30 (YTD Data)		Rank
Total interest income	$6,027,000	3,352
Total interest expense	$1,218,000	3,369
Net interest income	$4,809,000	3,312
Provision for loan and lease losses	$1,649,000	1,421
Total noninterest income	$905,000	2,782
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$250,000	3,401
Trading account gains and fees	$0	145
Additional Noninterest Income	$655,000	2,304
Total noninterest expense	$3,681,000	3,596
Salaries and employee benefits	$1,790,000	3,692
Premises and equipment expense	$705,000	2,553
Additional noninterest expense	$1,186,000	3,722
Pre-tax net operating income	$384,000	4,820
Securities gains (losses)	$335,000	857
Applicable income taxes	$0	4,740
Income before extraordinary items	$719,000	3,707
Extraordinary gains, net	$0	21
Net income	$719,000	3,710
Minority interest net income	$0	87
Net income of bank and minority interests.	$719,000	3,709
Net charge-offs	$1,192,000	1,730
Cash dividends	$469,000	1,883
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$384,000	4,589
2011-06-30 (YTD Data)		Rank
Total interest income	$4,138,000	3,289
Total interest expense	$862,000	3,307
Net interest income	$3,276,000	3,268
Provision for loan and lease losses	$1,095,000	1,415
Total noninterest income	$725,000	2,482
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$165,000	3,414
Trading account gains and fees	$0	153
Additional Noninterest Income	$560,000	1,946
Total noninterest expense	$2,409,000	3,677
Salaries and employee benefits	$1,186,000	3,744
Premises and equipment expense	$430,000	2,777
Additional noninterest expense	$793,000	3,771
Pre-tax net operating income	$497,000	3,835
Securities gains (losses)	$166,000	825
Applicable income taxes	$0	4,697
Income before extraordinary items	$663,000	3,010
Extraordinary gains, net	$0	15
Net income	$663,000	3,012
Minority interest net income	$0	89
Net income of bank and minority interests.	$663,000	3,012
Net charge-offs	$1,000	5,777
Cash dividends	$469,000	1,478
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$497,000	3,500
2011-03-31 (YTD Data)		Rank
Total interest income	$2,144,000	3,228
Total interest expense	$449,000	3,320
Net interest income	$1,695,000	3,162
Provision for loan and lease losses	$247,000	2,195
Total noninterest income	$378,000	2,445
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$85,000	3,313
Trading account gains and fees	$0	158
Additional Noninterest Income	$293,000	1,945
Total noninterest expense	$1,173,000	3,762
Salaries and employee benefits	$587,000	3,791
Premises and equipment expense	$209,000	2,881
Additional noninterest expense	$377,000	3,879
Pre-tax net operating income	$653,000	2,080
Securities gains (losses)	$23,000	1,043
Applicable income taxes	$0	4,545
Income before extraordinary items	$676,000	1,730
Extraordinary gains, net	$0	9
Net income	$676,000	1,731
Minority interest net income	$0	86
Net income of bank and minority interests.	$676,000	1,730
Net charge-offs	$1,000	4,979
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$653,000	1,736
2010-12-31 (YTD Data)		Rank
Total interest income	$8,382,000	3,426
Total interest expense	$2,395,000	3,102
Net interest income	$5,987,000	3,472
Provision for loan and lease losses	$1,232,000	2,739
Total noninterest income	$1,617,000	2,408
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$354,000	3,316
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,263,000	1,898
Total noninterest expense	$4,476,000	3,910
Salaries and employee benefits	$2,226,000	3,926
Premises and equipment expense	$677,000	3,383
Additional noninterest expense	$1,573,000	3,872
Pre-tax net operating income	$1,896,000	2,335
Securities gains (losses)	$15,000	3,201
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,911,000	2,110
Extraordinary gains, net	$0	29
Net income	$1,911,000	2,111
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,911,000	2,112
Net charge-offs	$1,011,000	2,670
Cash dividends	$1,556,000	1,034
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,896,000	2,041
2010-09-30 (YTD Data)		Rank
Total interest income	$6,254,000	3,510
Total interest expense	$1,910,000	3,068
Net interest income	$4,344,000	3,608
Provision for loan and lease losses	$286,000	4,390
Total noninterest income	$993,000	2,754
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$267,000	3,379
Trading account gains and fees	$0	165
Additional Noninterest Income	$726,000	2,209
Total noninterest expense	$3,343,000	3,930
Salaries and employee benefits	$1,693,000	3,926
Premises and equipment expense	$498,000	3,506
Additional noninterest expense	$1,152,000	3,916
Pre-tax net operating income	$1,708,000	2,149
Securities gains (losses)	$37,000	2,611
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,745,000	1,890
Extraordinary gains, net	$0	23
Net income	$1,745,000	1,891
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,745,000	1,892
Net charge-offs	$65,000	5,312
Cash dividends	$1,336,000	828
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,708,000	1,835
2010-06-30 (YTD Data)		Rank
Total interest income	$4,152,000	3,548
Total interest expense	$1,278,000	3,153
Net interest income	$2,874,000	3,633
Provision for loan and lease losses	$193,000	4,281
Total noninterest income	$727,000	2,526
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$162,000	3,550
Trading account gains and fees	$0	152
Additional Noninterest Income	$565,000	1,942
Total noninterest expense	$2,186,000	3,993
Salaries and employee benefits	$1,132,000	3,935
Premises and equipment expense	$323,000	3,605
Additional noninterest expense	$731,000	4,025
Pre-tax net operating income	$1,222,000	2,034
Securities gains (losses)	$3,000	2,902
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,225,000	1,776
Extraordinary gains, net	$0	19
Net income	$1,225,000	1,775
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,225,000	1,776
Net charge-offs	$0	6,372
Cash dividends	$1,116,000	630
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,222,000	1,699
2010-03-31 (YTD Data)		Rank
Total interest income	$2,043,000	3,653
Total interest expense	$616,000	3,360
Net interest income	$1,427,000	3,690
Provision for loan and lease losses	$37,000	5,175
Total noninterest income	$509,000	2,007
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$70,000	3,833
Trading account gains and fees	$0	175
Additional Noninterest Income	$439,000	1,422
Total noninterest expense	$1,080,000	4,058
Salaries and employee benefits	$567,000	3,977
Premises and equipment expense	$163,000	3,668
Additional noninterest expense	$350,000	4,155
Pre-tax net operating income	$819,000	1,589
Securities gains (losses)	$3,000	1,999
Applicable income taxes	$0	4,611
Income before extraordinary items	$822,000	1,336
Extraordinary gains, net	$0	16
Net income	$822,000	1,339
Minority interest net income	$0	91
Net income of bank and minority interests.	$822,000	1,338
Net charge-offs	$0	5,610
Cash dividends	$330,000	998
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$819,000	1,298
2009-12-31 (YTD Data)		Rank
Total interest income	$8,432,000	3,686
Total interest expense	$2,985,000	3,419
Net interest income	$5,447,000	3,729
Provision for loan and lease losses	$833,000	3,789
Total noninterest income	$2,129,000	2,026
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$380,000	3,428
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,749,000	1,502
Total noninterest expense	$4,208,000	4,206
Salaries and employee benefits	$2,185,000	4,094
Premises and equipment expense	$629,000	3,757
Additional noninterest expense	$1,394,000	4,284
Pre-tax net operating income	$2,535,000	1,558
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,535,000	1,319
Extraordinary gains, net	$0	34
Net income	$2,535,000	1,317
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,535,000	1,318
Net charge-offs	$407,000	4,063
Cash dividends	$967,000	1,695
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,535,000	1,299
2009-09-30 (YTD Data)		Rank
Total interest income	$6,315,000	3,729
Total interest expense	$2,293,000	3,499
Net interest income	$4,022,000	3,776
Provision for loan and lease losses	$287,000	4,651
Total noninterest income	$1,337,000	2,344
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$282,000	3,449
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,055,000	1,760
Total noninterest expense	$3,075,000	4,286
Salaries and employee benefits	$1,602,000	4,185
Premises and equipment expense	$448,000	3,924
Additional noninterest expense	$1,025,000	4,303
Pre-tax net operating income	$1,997,000	1,630
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,997,000	1,335
Extraordinary gains, net	$0	27
Net income	$1,997,000	1,333
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,997,000	1,335
Net charge-offs	$-1,000	7,629
Cash dividends	$637,000	1,725
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,997,000	1,307
2009-06-30 (YTD Data)		Rank
Total interest income	$4,164,000	3,792
Total interest expense	$1,542,000	3,603
Net interest income	$2,622,000	3,810
Provision for loan and lease losses	$92,000	5,412
Total noninterest income	$1,022,000	2,155
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$180,000	3,512
Trading account gains and fees	$0	193
Additional Noninterest Income	$842,000	1,582
Total noninterest expense	$2,025,000	4,355
Salaries and employee benefits	$1,050,000	4,288
Premises and equipment expense	$306,000	3,874
Additional noninterest expense	$669,000	4,392
Pre-tax net operating income	$1,527,000	1,501
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,527,000	1,234
Extraordinary gains, net	$0	21
Net income	$1,527,000	1,232
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,527,000	1,233
Net charge-offs	$0	6,628
Cash dividends	$637,000	1,354
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,527,000	1,206
2009-03-31 (YTD Data)		Rank
Total interest income	$2,113,000	3,782
Total interest expense	$788,000	3,646
Net interest income	$1,325,000	3,782
Provision for loan and lease losses	$36,000	5,276
Total noninterest income	$484,000	2,193
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$87,000	3,531
Trading account gains and fees	$0	171
Additional Noninterest Income	$397,000	1,625
Total noninterest expense	$1,023,000	4,245
Salaries and employee benefits	$521,000	4,341
Premises and equipment expense	$161,000	3,778
Additional noninterest expense	$341,000	4,039
Pre-tax net operating income	$750,000	1,706
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$750,000	1,458
Extraordinary gains, net	$0	15
Net income	$750,000	1,458
Minority interest net income	$0	102
Net income of bank and minority interests.	$750,000	1,460
Net charge-offs	$-1,000	7,151
Cash dividends	$418,000	1,050
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$750,000	1,374
2008-12-31 (YTD Data)		Rank
Total interest income	$8,459,000	3,978
Total interest expense	$3,753,000	3,678
Net interest income	$4,706,000	4,110
Provision for loan and lease losses	$244,000	4,947
Total noninterest income	$1,080,000	3,247
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$412,000	3,409
Trading account gains and fees	$0	154
Additional Noninterest Income	$668,000	2,722
Total noninterest expense	$3,917,000	4,304
Salaries and employee benefits	$2,020,000	4,414
Premises and equipment expense	$631,000	3,775
Additional noninterest expense	$1,266,000	4,112
Pre-tax net operating income	$1,625,000	2,879
Securities gains (losses)	$-39,000	7,135
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,586,000	2,416
Extraordinary gains, net	$0	39
Net income	$1,586,000	2,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,039
Cash dividends	$1,202,000	2,024
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,625,000	2,506
2008-09-30 (YTD Data)		Rank
Total interest income	$6,379,000	4,020
Total interest expense	$2,892,000	3,717
Net interest income	$3,487,000	4,171
Provision for loan and lease losses	$180,000	4,348
Total noninterest income	$810,000	3,314
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$321,000	3,350
Trading account gains and fees	$0	148
Additional Noninterest Income	$489,000	2,858
Total noninterest expense	$2,912,000	4,322
Salaries and employee benefits	$1,516,000	4,432
Premises and equipment expense	$472,000	3,793
Additional noninterest expense	$924,000	4,125
Pre-tax net operating income	$1,205,000	3,312
Securities gains (losses)	$-39,000	7,462
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,166,000	2,811
Extraordinary gains, net	$0	31
Net income	$1,166,000	2,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$762,000	2,159
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,205,000	2,893
2008-06-30 (YTD Data)		Rank
Total interest income	$4,276,000	4,064
Total interest expense	$1,979,000	3,774
Net interest income	$2,297,000	4,208
Provision for loan and lease losses	$180,000	3,306
Total noninterest income	$568,000	3,244
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$209,000	3,394
Trading account gains and fees	$0	149
Additional Noninterest Income	$359,000	2,741
Total noninterest expense	$2,006,000	4,221
Salaries and employee benefits	$1,023,000	4,449
Premises and equipment expense	$315,000	3,818
Additional noninterest expense	$668,000	3,847
Pre-tax net operating income	$679,000	3,749
Securities gains (losses)	$-39,000	8,215
Applicable income taxes	$0	5,627
Income before extraordinary items	$640,000	3,491
Extraordinary gains, net	$0	21
Net income	$640,000	3,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$542,000	2,167
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$679,000	3,326
2008-03-31 (YTD Data)		Rank
Total interest income	$2,181,000	4,092
Total interest expense	$1,044,000	3,794
Net interest income	$1,137,000	4,238
Provision for loan and lease losses	$104,000	2,670
Total noninterest income	$271,000	3,338
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$92,000	3,611
Trading account gains and fees	$0	158
Additional Noninterest Income	$179,000	2,736
Total noninterest expense	$995,000	4,246
Salaries and employee benefits	$534,000	4,321
Premises and equipment expense	$163,000	3,740
Additional noninterest expense	$298,000	4,140
Pre-tax net operating income	$309,000	4,081
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$309,000	3,737
Extraordinary gains, net	$0	15
Net income	$309,000	3,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$309,000	3,652
2007-12-31 (YTD Data)		Rank
Total interest income	$8,464,000	4,207
Total interest expense	$4,084,000	3,961
Net interest income	$4,380,000	4,371
Provision for loan and lease losses	$37,000	5,928
Total noninterest income	$1,011,000	3,517
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$376,000	3,642
Trading account gains and fees	$0	178
Additional Noninterest Income	$635,000	2,921
Total noninterest expense	$3,861,000	4,230
Salaries and employee benefits	$2,048,000	4,316
Premises and equipment expense	$629,000	3,710
Additional noninterest expense	$1,184,000	4,111
Pre-tax net operating income	$1,493,000	3,909
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,493,000	3,462
Extraordinary gains, net	$0	39
Net income	$1,493,000	3,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$546,000	3,586
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,493,000	3,449
2007-09-30 (YTD Data)		Rank
Total interest income	$6,222,000	4,280
Total interest expense	$2,951,000	4,063
Net interest income	$3,271,000	4,398
Provision for loan and lease losses	$37,000	5,394
Total noninterest income	$742,000	3,561
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$265,000	3,764
Trading account gains and fees	$0	184
Additional Noninterest Income	$477,000	2,925
Total noninterest expense	$2,838,000	4,261
Salaries and employee benefits	$1,510,000	4,353
Premises and equipment expense	$472,000	3,705
Additional noninterest expense	$856,000	4,167
Pre-tax net operating income	$1,138,000	4,067
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,138,000	3,592
Extraordinary gains, net	$0	33
Net income	$1,138,000	3,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$546,000	2,818
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,138,000	3,573
2007-06-30 (YTD Data)		Rank
Total interest income	$4,042,000	4,362
Total interest expense	$1,875,000	4,186
Net interest income	$2,167,000	4,445
Provision for loan and lease losses	$0	6,209
Total noninterest income	$507,000	3,529
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$179,000	3,742
Trading account gains and fees	$0	168
Additional Noninterest Income	$328,000	2,880
Total noninterest expense	$1,879,000	4,319
Salaries and employee benefits	$1,008,000	4,390
Premises and equipment expense	$313,000	3,737
Additional noninterest expense	$558,000	4,236
Pre-tax net operating income	$795,000	4,035
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$795,000	3,533
Extraordinary gains, net	$0	29
Net income	$795,000	3,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$546,000	2,334
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$795,000	3,511
2007-03-31 (YTD Data)		Rank
Total interest income	$1,968,000	4,437
Total interest expense	$919,000	4,211
Net interest income	$1,049,000	4,544
Provision for loan and lease losses	$0	5,779
Total noninterest income	$255,000	3,475
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$82,000	3,854
Trading account gains and fees	$0	195
Additional Noninterest Income	$173,000	2,771
Total noninterest expense	$933,000	4,343
Salaries and employee benefits	$505,000	4,405
Premises and equipment expense	$145,000	3,949
Additional noninterest expense	$283,000	4,134
Pre-tax net operating income	$371,000	4,178
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$371,000	3,671
Extraordinary gains, net	$0	22
Net income	$371,000	3,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$125,000	2,895
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$371,000	3,650
2006-12-31 (YTD Data)		Rank
Total interest income	$7,173,000	4,500
Total interest expense	$3,026,000	4,304
Net interest income	$4,147,000	4,561
Provision for loan and lease losses	$75,000	5,084
Total noninterest income	$931,000	3,707
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$308,000	4,079
Trading account gains and fees	$0	130
Additional Noninterest Income	$623,000	2,947
Total noninterest expense	$3,339,000	4,538
Salaries and employee benefits	$1,807,000	4,599
Premises and equipment expense	$572,000	3,898
Additional noninterest expense	$960,000	4,642
Pre-tax net operating income	$1,664,000	4,054
Securities gains (losses)	$-6,000	7,127
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,658,000	3,545
Extraordinary gains, net	$0	51
Net income	$1,658,000	3,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,128
Cash dividends	$1,091,000	2,428
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,664,000	3,516
2006-09-30 (YTD Data)		Rank
Total interest income	$5,184,000	4,594
Total interest expense	$2,095,000	4,414
Net interest income	$3,089,000	4,610
Provision for loan and lease losses	$75,000	4,564
Total noninterest income	$722,000	3,644
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$228,000	4,139
Trading account gains and fees	$0	126
Additional Noninterest Income	$494,000	2,861
Total noninterest expense	$2,462,000	4,584
Salaries and employee benefits	$1,332,000	4,630
Premises and equipment expense	$408,000	4,056
Additional noninterest expense	$722,000	4,604
Pre-tax net operating income	$1,274,000	4,155
Securities gains (losses)	$-6,000	7,439
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,268,000	3,600
Extraordinary gains, net	$0	45
Net income	$1,268,000	3,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,547
Cash dividends	$830,000	2,198
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,274,000	3,577
2006-06-30 (YTD Data)		Rank
Total interest income	$3,315,000	4,666
Total interest expense	$1,286,000	4,506
Net interest income	$2,029,000	4,679
Provision for loan and lease losses	$0	6,419
Total noninterest income	$509,000	3,487
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$150,000	4,140
Trading account gains and fees	$0	126
Additional Noninterest Income	$359,000	2,714
Total noninterest expense	$1,677,000	4,533
Salaries and employee benefits	$888,000	4,656
Premises and equipment expense	$266,000	4,118
Additional noninterest expense	$523,000	4,329
Pre-tax net operating income	$861,000	4,152
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$861,000	3,562
Extraordinary gains, net	$0	39
Net income	$861,000	3,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$705,000	1,867
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$861,000	3,545
2006-03-31 (YTD Data)		Rank
Total interest income	$1,583,000	4,737
Total interest expense	$587,000	4,638
Net interest income	$996,000	4,728
Provision for loan and lease losses	$0	6,013
Total noninterest income	$272,000	3,283
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$78,000	3,989
Trading account gains and fees	$0	115
Additional Noninterest Income	$194,000	2,540
Total noninterest expense	$815,000	4,630
Salaries and employee benefits	$446,000	4,676
Premises and equipment expense	$132,000	4,139
Additional noninterest expense	$237,000	4,625
Pre-tax net operating income	$453,000	3,984
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$453,000	3,400
Extraordinary gains, net	$0	21
Net income	$453,000	3,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$125,000	2,884
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$453,000	3,377
2005-12-31 (YTD Data)		Rank
Total interest income	$5,396,000	4,918
Total interest expense	$1,626,000	5,022
Net interest income	$3,770,000	4,799
Provision for loan and lease losses	$75,000	5,186
Total noninterest income	$966,000	3,643
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$322,000	4,015
Trading account gains and fees	$0	138
Additional Noninterest Income	$644,000	2,931
Total noninterest expense	$3,237,000	4,540
Salaries and employee benefits	$1,766,000	4,538
Premises and equipment expense	$569,000	3,817
Additional noninterest expense	$902,000	4,760
Pre-tax net operating income	$1,424,000	4,509
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,424,000	3,909
Extraordinary gains, net	$0	46
Net income	$1,424,000	3,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,503
Cash dividends	$900,000	2,650
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,424,000	3,884
2005-09-30 (YTD Data)		Rank
Total interest income	$3,865,000	5,033
Total interest expense	$1,066,000	5,264
Net interest income	$2,799,000	4,842
Provision for loan and lease losses	$50,000	5,172
Total noninterest income	$714,000	3,690
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$234,000	4,103
Trading account gains and fees	$0	126
Additional Noninterest Income	$480,000	2,967
Total noninterest expense	$2,343,000	4,626
Salaries and employee benefits	$1,313,000	4,537
Premises and equipment expense	$372,000	4,184
Additional noninterest expense	$658,000	4,812
Pre-tax net operating income	$1,120,000	4,495
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,120,000	3,863
Extraordinary gains, net	$0	35
Net income	$1,120,000	3,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$639,000	2,443
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,120,000	3,819
2005-06-30 (YTD Data)		Rank
Total interest income	$2,482,000	5,079
Total interest expense	$583,000	5,632
Net interest income	$1,899,000	4,764
Provision for loan and lease losses	$0	6,626
Total noninterest income	$476,000	3,637
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$151,000	4,136
Trading account gains and fees	$0	116
Additional Noninterest Income	$325,000	2,920
Total noninterest expense	$1,652,000	4,435
Salaries and employee benefits	$884,000	4,488
Premises and equipment expense	$305,000	3,577
Additional noninterest expense	$463,000	4,630
Pre-tax net operating income	$723,000	4,535
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$723,000	3,907
Extraordinary gains, net	$0	30
Net income	$723,000	3,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$514,000	2,143
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$723,000	3,852
2005-03-31 (YTD Data)		Rank
Total interest income	$1,196,000	5,180
Total interest expense	$278,000	5,683
Net interest income	$918,000	4,892
Provision for loan and lease losses	$0	6,226
Total noninterest income	$180,000	4,243
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$72,000	4,184
Trading account gains and fees	$0	115
Additional Noninterest Income	$108,000	3,584
Total noninterest expense	$846,000	4,371
Salaries and employee benefits	$448,000	4,458
Premises and equipment expense	$160,000	3,459
Additional noninterest expense	$238,000	4,521
Pre-tax net operating income	$252,000	5,435
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$252,000	4,847
Extraordinary gains, net	$0	24
Net income	$252,000	4,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$125,000	2,728
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$252,000	4,809
2004-12-31 (YTD Data)		Rank
Total interest income	$4,277,000	5,348
Total interest expense	$961,000	5,783
Net interest income	$3,316,000	5,092
Provision for loan and lease losses	$25,000	6,557
Total noninterest income	$813,000	4,009
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$329,000	4,105
Trading account gains and fees	$0	138
Additional Noninterest Income	$484,000	3,367
Total noninterest expense	$2,973,000	4,690
Salaries and employee benefits	$1,714,000	4,494
Premises and equipment expense	$451,000	4,396
Additional noninterest expense	$808,000	5,067
Pre-tax net operating income	$1,131,000	4,940
Securities gains (losses)	$-16,000	8,332
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,115,000	4,394
Extraordinary gains, net	$0	34
Net income	$1,115,000	4,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$1,045,000	2,245
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,131,000	4,287
2004-09-30 (YTD Data)		Rank
Total interest income	$3,156,000	5,379
Total interest expense	$723,000	5,740
Net interest income	$2,433,000	5,146
Provision for loan and lease losses	$25,000	6,158
Total noninterest income	$613,000	4,022
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$247,000	4,129
Trading account gains and fees	$0	134
Additional Noninterest Income	$366,000	3,360
Total noninterest expense	$2,193,000	4,704
Salaries and employee benefits	$1,281,000	4,463
Premises and equipment expense	$311,000	4,653
Additional noninterest expense	$601,000	5,045
Pre-tax net operating income	$828,000	5,099
Securities gains (losses)	$-16,000	8,610
Applicable income taxes	$0	7,220
Income before extraordinary items	$812,000	4,592
Extraordinary gains, net	$0	26
Net income	$812,000	4,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$784,000	2,043
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$828,000	4,444
2004-06-30 (YTD Data)		Rank
Total interest income	$2,092,000	5,400
Total interest expense	$503,000	5,631
Net interest income	$1,589,000	5,225
Provision for loan and lease losses	$25,000	5,618
Total noninterest income	$410,000	4,034
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$166,000	4,100
Trading account gains and fees	$0	130
Additional Noninterest Income	$244,000	3,365
Total noninterest expense	$1,504,000	4,653
Salaries and employee benefits	$865,000	4,451
Premises and equipment expense	$200,000	4,757
Additional noninterest expense	$439,000	4,766
Pre-tax net operating income	$470,000	5,463
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$470,000	4,891
Extraordinary gains, net	$0	21
Net income	$470,000	4,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$659,000	1,757
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$470,000	4,807
2004-03-31 (YTD Data)		Rank
Total interest income	$1,046,000	5,431
Total interest expense	$261,000	5,597
Net interest income	$785,000	5,275
Provision for loan and lease losses	$0	6,501
Total noninterest income	$211,000	3,938
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$84,000	4,000
Trading account gains and fees	$0	121
Additional Noninterest Income	$127,000	3,230
Total noninterest expense	$741,000	4,723
Salaries and employee benefits	$436,000	4,450
Premises and equipment expense	$101,000	4,760
Additional noninterest expense	$204,000	5,003
Pre-tax net operating income	$255,000	5,235
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$255,000	4,701
Extraordinary gains, net	$0	16
Net income	$255,000	4,700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$534,000	1,131
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$255,000	4,575
2003-12-31 (YTD Data)		Rank
Total interest income	$4,493,000	5,248
Total interest expense	$1,185,000	5,604
Net interest income	$3,308,000	4,986
Provision for loan and lease losses	$0	7,651
Total noninterest income	$1,257,000	3,204
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$404,000	3,623
Trading account gains and fees	$0	160
Additional Noninterest Income	$853,000	2,630
Total noninterest expense	$2,940,000	4,665
Salaries and employee benefits	$1,643,000	4,547
Premises and equipment expense	$443,000	4,413
Additional noninterest expense	$854,000	4,824
Pre-tax net operating income	$1,625,000	3,916
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$1,625,000	3,348
Extraordinary gains, net	$0	54
Net income	$1,625,000	3,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$1,331,000	1,908
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,625,000	3,200
2003-09-30 (YTD Data)		Rank
Total interest income	$3,427,000	5,252
Total interest expense	$900,000	5,715
Net interest income	$2,527,000	4,933
Provision for loan and lease losses	$0	7,481
Total noninterest income	$1,056,000	3,018
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$308,000	3,603
Trading account gains and fees	$0	153
Additional Noninterest Income	$748,000	2,461
Total noninterest expense	$2,161,000	4,725
Salaries and employee benefits	$1,185,000	4,664
Premises and equipment expense	$341,000	4,338
Additional noninterest expense	$635,000	4,812
Pre-tax net operating income	$1,422,000	3,629
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,422,000	3,089
Extraordinary gains, net	$0	40
Net income	$1,422,000	3,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$1,071,000	1,661
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,422,000	2,935
2003-06-30 (YTD Data)		Rank
Total interest income	$2,277,000	5,304
Total interest expense	$622,000	5,721
Net interest income	$1,655,000	4,981
Provision for loan and lease losses	$0	7,324
Total noninterest income	$769,000	2,837
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$210,000	3,503
Trading account gains and fees	$0	150
Additional Noninterest Income	$559,000	2,278
Total noninterest expense	$1,430,000	4,731
Salaries and employee benefits	$771,000	4,746
Premises and equipment expense	$213,000	4,529
Additional noninterest expense	$446,000	4,622
Pre-tax net operating income	$994,000	3,547
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$994,000	2,987
Extraordinary gains, net	$0	30
Net income	$994,000	2,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$946,000	1,373
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$994,000	2,840
2003-03-31 (YTD Data)		Rank
Total interest income	$1,154,000	5,281
Total interest expense	$308,000	5,862
Net interest income	$846,000	4,894
Provision for loan and lease losses	$0	6,934
Total noninterest income	$317,000	3,125
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$104,000	3,444
Trading account gains and fees	$0	134
Additional Noninterest Income	$213,000	2,615
Total noninterest expense	$677,000	4,909
Salaries and employee benefits	$385,000	4,742
Premises and equipment expense	$104,000	4,580
Additional noninterest expense	$188,000	5,195
Pre-tax net operating income	$486,000	3,573
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$486,000	3,012
Extraordinary gains, net	$0	21
Net income	$486,000	3,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$821,000	808
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$486,000	2,869
2002-12-31 (YTD Data)		Rank
Total interest income	$4,946,000	5,212
Total interest expense	$1,657,000	5,415
Net interest income	$3,289,000	4,969
Provision for loan and lease losses	$0	8,089
Total noninterest income	$1,132,000	3,195
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$344,000	3,919
Trading account gains and fees	$0	153
Additional Noninterest Income	$788,000	2,522
Total noninterest expense	$2,570,000	4,996
Salaries and employee benefits	$1,460,000	4,791
Premises and equipment expense	$441,000	4,330
Additional noninterest expense	$669,000	5,554
Pre-tax net operating income	$1,851,000	3,601
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$1,851,000	2,967
Extraordinary gains, net	$0	70
Net income	$1,851,000	2,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$1,764,000	1,459
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,851,000	2,882
2001-12-31 (YTD Data)		Rank
Total interest income	$5,729,000	5,135
Total interest expense	$2,397,000	5,526
Net interest income	$3,332,000	4,713
Provision for loan and lease losses	$0	8,228
Total noninterest income	$611,000	4,534
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$322,000	3,991
Trading account gains and fees	$0	177
Additional Noninterest Income	$289,000	4,198
Total noninterest expense	$2,610,000	4,816
Salaries and employee benefits	$1,442,000	4,652
Premises and equipment expense	$500,000	3,861
Additional noninterest expense	$668,000	5,440
Pre-tax net operating income	$1,333,000	4,160
Securities gains (losses)	$26,000	2,933
Applicable income taxes	$0	7,903
Income before extraordinary items	$1,359,000	3,481
Extraordinary gains, net	$0	105
Net income	$1,359,000	3,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-55,000	9,432
Cash dividends	$1,067,000	2,139
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,333,000	3,429
2000-12-31 (YTD Data)		Rank
Total interest income	$5,888,000	5,154
Total interest expense	$2,562,000	5,468
Net interest income	$3,326,000	4,792
Provision for loan and lease losses	$0	8,337
Total noninterest income	$607,000	4,381
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$386,000	3,337
Trading account gains and fees	$0	180
Additional Noninterest Income	$221,000	4,561
Total noninterest expense	$2,549,000	4,791
Salaries and employee benefits	$1,341,000	4,783
Premises and equipment expense	$514,000	3,710
Additional noninterest expense	$694,000	5,208
Pre-tax net operating income	$1,384,000	4,313
Securities gains (losses)	$-6,000	8,044
Applicable income taxes	$0	8,362
Income before extraordinary items	$1,378,000	3,476
Extraordinary gains, net	$0	38
Net income	$1,378,000	3,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	9,498
Cash dividends	$3,116,000	929
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,384,000	3,450
1999-12-31 (YTD Data)		Rank
Total interest income	$5,391,000	5,312
Total interest expense	$2,325,000	5,454
Net interest income	$3,066,000	5,076
Provision for loan and lease losses	$0	8,503
Total noninterest income	$789,000	3,652
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$405,000	3,189
Trading account gains and fees	$0	173
Additional Noninterest Income	$384,000	3,525
Total noninterest expense	$2,650,000	4,656
Salaries and employee benefits	$1,437,000	4,498
Premises and equipment expense	$484,000	3,878
Additional noninterest expense	$729,000	5,112
Pre-tax net operating income	$1,205,000	4,752
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$1,205,000	3,862
Extraordinary gains, net	$0	35
Net income	$1,205,000	3,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,178
Cash dividends	$1,053,000	2,161
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,205,000	3,830
1998-12-31 (YTD Data)		Rank
Total interest income	$5,794,000	5,135
Total interest expense	$2,619,000	5,198
Net interest income	$3,175,000	4,937
Provision for loan and lease losses	$0	8,652
Total noninterest income	$833,000	3,514
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$440,000	2,882
Trading account gains and fees	$0	224
Additional Noninterest Income	$393,000	3,469
Total noninterest expense	$2,447,000	4,837
Salaries and employee benefits	$1,334,000	4,667
Premises and equipment expense	$435,000	4,136
Additional noninterest expense	$678,000	5,287
Pre-tax net operating income	$1,561,000	4,058
Securities gains (losses)	$0	4,449
Applicable income taxes	$-59,000	10,154
Income before extraordinary items	$1,620,000	3,050
Extraordinary gains, net	$0	32
Net income	$1,620,000	3,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	9,830
Cash dividends	$536,000	3,365
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,620,000	2,966
1997-12-31 (YTD Data)		Rank
Total interest income	$5,933,000	5,115
Total interest expense	$2,714,000	5,087
Net interest income	$3,219,000	5,037
Provision for loan and lease losses	$0	8,829
Total noninterest income	$715,000	3,916
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$449,000	2,896
Trading account gains and fees	$0	239
Additional Noninterest Income	$266,000	4,212
Total noninterest expense	$2,366,000	5,002
Salaries and employee benefits	$1,295,000	4,795
Premises and equipment expense	$384,000	4,589
Additional noninterest expense	$687,000	5,292
Pre-tax net operating income	$1,568,000	4,318
Securities gains (losses)	$0	3,944
Applicable income taxes	$470,000	4,402
Income before extraordinary items	$1,098,000	4,377
Extraordinary gains, net	$0	44
Net income	$1,098,000	4,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,367
Cash dividends	$536,000	3,328
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,098,000	4,299
1996-12-31 (YTD Data)		Rank
Total interest income	$5,872,000	5,264
Total interest expense	$2,572,000	5,394
Net interest income	$3,300,000	5,076
Provision for loan and lease losses	$0	9,041
Total noninterest income	$774,000	3,796
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$428,000	3,139
Trading account gains and fees	$0	262
Additional Noninterest Income	$346,000	3,722
Total noninterest expense	$2,359,000	5,246
Salaries and employee benefits	$1,318,000	4,803
Premises and equipment expense	$380,000	4,718
Additional noninterest expense	$661,000	5,970
Pre-tax net operating income	$1,715,000	3,885
Securities gains (losses)	$3,000	3,304
Applicable income taxes	$528,000	3,976
Income before extraordinary items	$1,190,000	3,894
Extraordinary gains, net	$0	53
Net income	$1,190,000	3,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,641
Cash dividends	$786,000	2,549
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,187,930	3,858
1995-12-31 (YTD Data)		Rank
Total interest income	$5,687,000	5,446
Total interest expense	$2,444,000	5,664
Net interest income	$3,243,000	5,172
Provision for loan and lease losses	$779,000	1,142
Total noninterest income	$758,000	3,836
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$424,000	3,174
Trading account gains and fees	$0	522
Additional Noninterest Income	$334,000	3,741
Total noninterest expense	$2,361,000	5,248
Salaries and employee benefits	$1,239,000	5,076
Premises and equipment expense	$381,000	4,729
Additional noninterest expense	$741,000	5,586
Pre-tax net operating income	$861,000	6,594
Securities gains (losses)	$3,000	3,092
Applicable income taxes	$185,000	7,690
Income before extraordinary items	$679,000	6,124
Extraordinary gains, net	$0	65
Net income	$679,000	6,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$790,000	1,038
Cash dividends	$536,000	3,180
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$676,630	6,116
1994-12-31 (YTD Data)		Rank
Total interest income	$4,951,000	5,713
Total interest expense	$1,873,000	5,897
Net interest income	$3,078,000	5,515
Provision for loan and lease losses	$-75,000	12,082
Total noninterest income	$695,000	4,142
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$416,000	3,267
Trading account gains and fees	$0	475
Additional Noninterest Income	$279,000	4,304
Total noninterest expense	$2,398,000	5,353
Salaries and employee benefits	$1,211,000	5,200
Premises and equipment expense	$378,000	4,815
Additional noninterest expense	$809,000	5,647
Pre-tax net operating income	$1,450,000	4,534
Securities gains (losses)	$0	3,600
Applicable income taxes	$468,000	4,260
Income before extraordinary items	$982,000	4,602
Extraordinary gains, net	$0	249
Net income	$982,000	4,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	11,482
Cash dividends	$536,000	3,042
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$982,000	4,639
1993-12-31 (YTD Data)		Rank
Total interest income	$5,012,000	5,775
Total interest expense	$1,897,000	6,098
Net interest income	$3,115,000	5,495
Provision for loan and lease losses	$0	10,371
Total noninterest income	$817,000	3,926
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$436,000	3,186
Trading account gains and fees	$0	532
Additional Noninterest Income	$381,000	3,878
Total noninterest expense	$2,583,000	5,123
Salaries and employee benefits	$1,287,000	4,925
Premises and equipment expense	$359,000	5,130
Additional noninterest expense	$937,000	5,203
Pre-tax net operating income	$1,349,000	4,727
Securities gains (losses)	$0	7,477
Applicable income taxes	$445,000	4,621
Income before extraordinary items	$904,000	5,076
Extraordinary gains, net	$0	3,149
Net income	$904,000	5,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	6,513
Cash dividends	$536,000	2,918
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$904,000	4,854
1992-12-31 (YTD Data)		Rank
Total interest income	$6,061,000	5,436
Total interest expense	$2,536,000	5,924
Net interest income	$3,525,000	4,975
Provision for loan and lease losses	$120,000	6,707
Total noninterest income	$635,000	4,763
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$385,000	3,611
Trading account gains and fees	$0	504
Additional Noninterest Income	$250,000	4,958
Total noninterest expense	$2,493,000	5,323
Salaries and employee benefits	$1,205,000	5,139
Premises and equipment expense	$415,000	4,670
Additional noninterest expense	$873,000	5,662
Pre-tax net operating income	$1,547,000	3,941
Securities gains (losses)	$63,000	3,745
Applicable income taxes	$496,000	4,030
Income before extraordinary items	$1,114,000	4,075
Extraordinary gains, net	$0	1,422
Net income	$1,114,000	4,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	9,043
Cash dividends	$536,000	2,635
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,070,530	3,927

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.