Home > Peoples Bank of Alabama > Income and Expense

Peoples Bank of Alabama, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$67,326,000730
Total interest expense$9,256,0001,368
Net interest income$58,070,000592
Provision for loan and lease losses$2,508,000495
Total noninterest income$13,643,000609
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,199,000231
Trading account gains and fees$0123
Additional Noninterest Income$7,444,000672
Total noninterest expense$41,945,000659
Salaries and employee benefits$26,452,000588
Premises and equipment expense$6,666,000433
Additional noninterest expense$7,444,000672
Pre-tax net operating income$27,260,000545
Securities gains (losses)$7,000812
Applicable income taxes$1,634,0001,120
Income before extraordinary items$25,633,000485
Extraordinary gains, net$054
Net income$25,633,000489
Minority interest net income$088
Net income of bank and minority interests.$25,633,000487
Net charge-offs$618,000679
Cash dividends$9,064,000524
Sale, conversion, retirement of capital stock, net$733,000223
Net operating income$25,626,420499
2023-09-30 (YTD Data)Rank
Total interest income$49,346,000737
Total interest expense$5,560,0001,472
Net interest income$43,786,000596
Provision for loan and lease losses$1,754,000485
Total noninterest income$10,309,000605
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,633,000235
Trading account gains and fees$0125
Additional Noninterest Income$5,676,000672
Total noninterest expense$31,044,000671
Salaries and employee benefits$19,839,000590
Premises and equipment expense$4,800,000453
Additional noninterest expense$5,676,000672
Pre-tax net operating income$21,297,000539
Securities gains (losses)$7,000656
Applicable income taxes$1,399,0001,057
Income before extraordinary items$19,905,000487
Extraordinary gains, net$052
Net income$19,905,000489
Minority interest net income$081
Net income of bank and minority interests.$19,905,000486
Net charge-offs$457,000604
Cash dividends$8,930,000405
Sale, conversion, retirement of capital stock, net$552,000212
Net operating income$19,898,490492
2023-06-30 (YTD Data)Rank
Total interest income$32,288,000719
Total interest expense$2,978,0001,574
Net interest income$29,310,000595
Provision for loan and lease losses$834,000570
Total noninterest income$7,047,000578
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,011,000230
Trading account gains and fees$0112
Additional Noninterest Income$4,036,000616
Total noninterest expense$20,479,000659
Salaries and employee benefits$13,145,000586
Premises and equipment expense$3,162,000446
Additional noninterest expense$4,036,000616
Pre-tax net operating income$15,044,000512
Securities gains (losses)$0938
Applicable income taxes$961,0001,041
Income before extraordinary items$14,083,000459
Extraordinary gains, net$051
Net income$14,083,000464
Minority interest net income$081
Net income of bank and minority interests.$14,083,000458
Net charge-offs$204,000665
Cash dividends$4,822,000453
Sale, conversion, retirement of capital stock, net$371,000197
Net operating income$14,083,000462
2023-03-31 (YTD Data)Rank
Total interest income$15,686,000731
Total interest expense$1,167,0001,656
Net interest income$14,519,000616
Provision for loan and lease losses$200,000881
Total noninterest income$3,654,000561
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,469,000245
Trading account gains and fees$097
Additional Noninterest Income$2,185,000577
Total noninterest expense$10,263,000669
Salaries and employee benefits$6,532,000606
Premises and equipment expense$1,597,000453
Additional noninterest expense$2,185,000577
Pre-tax net operating income$7,710,000523
Securities gains (losses)$0950
Applicable income taxes$464,0001,085
Income before extraordinary items$7,246,000469
Extraordinary gains, net$04
Net income$7,246,000469
Minority interest net income$048
Net income of bank and minority interests.$7,246,000470
Net charge-offs$66,000711
Cash dividends$1,669,000554
Sale, conversion, retirement of capital stock, net$187,000186
Net operating income$7,246,000479
2022-12-31 (YTD Data)Rank
Total interest income$50,895,000732
Total interest expense$1,473,0001,930
Net interest income$49,422,000679
Provision for loan and lease losses$1,101,000760
Total noninterest income$13,507,000629
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$6,203,000236
Trading account gains and fees$0116
Additional Noninterest Income$7,304,000689
Total noninterest expense$39,825,000671
Salaries and employee benefits$25,182,000609
Premises and equipment expense$5,792,000478
Additional noninterest expense$7,304,000689
Pre-tax net operating income$22,003,000705
Securities gains (losses)$-3,0003,239
Applicable income taxes$1,126,0001,462
Income before extraordinary items$20,874,000623
Extraordinary gains, net$05
Net income$20,874,000624
Minority interest net income$063
Net income of bank and minority interests.$20,874,000624
Net charge-offs$1,854,000292
Cash dividends$6,956,000606
Sale, conversion, retirement of capital stock, net$649,000289
Net operating income$20,876,850639
2022-09-30 (YTD Data)Rank
Total interest income$36,085,000734
Total interest expense$886,0001,918
Net interest income$35,199,000702
Provision for loan and lease losses$270,0001,285
Total noninterest income$10,287,000632
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,749,000232
Trading account gains and fees$0111
Additional Noninterest Income$5,538,000705
Total noninterest expense$29,185,000683
Salaries and employee benefits$18,567,000617
Premises and equipment expense$4,302,000482
Additional noninterest expense$5,538,000705
Pre-tax net operating income$16,031,000713
Securities gains (losses)$-3,0003,592
Applicable income taxes$744,0001,570
Income before extraordinary items$15,284,000640
Extraordinary gains, net$04
Net income$15,284,000640
Minority interest net income$057
Net income of bank and minority interests.$15,284,000640
Net charge-offs$612,000400
Cash dividends$2,623,000928
Sale, conversion, retirement of capital stock, net$505,000256
Net operating income$15,286,850647
2022-06-30 (YTD Data)Rank
Total interest income$22,683,000742
Total interest expense$562,0001,810
Net interest income$22,121,000715
Provision for loan and lease losses$270,0001,001
Total noninterest income$7,008,000619
Gross Fiduciary activities income$0925
Service charges on deposit accounts$3,166,000232
Trading account gains and fees$0108
Additional Noninterest Income$3,842,000697
Total noninterest expense$19,532,000670
Salaries and employee benefits$12,367,000605
Premises and equipment expense$2,856,000478
Additional noninterest expense$4,309,000870
Pre-tax net operating income$9,327,000762
Securities gains (losses)$-3,0003,777
Applicable income taxes$433,0001,579
Income before extraordinary items$8,891,000664
Extraordinary gains, net$04
Net income$8,891,000664
Minority interest net income$060
Net income of bank and minority interests.$8,891,000664
Net charge-offs$348,000401
Cash dividends$1,748,000939
Sale, conversion, retirement of capital stock, net$360,000226
Net operating income$8,893,850672
2022-03-31 (YTD Data)Rank
Total interest income$10,816,000755
Total interest expense$277,0001,776
Net interest income$10,539,000728
Provision for loan and lease losses$152,000758
Total noninterest income$3,576,000615
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,590,000236
Trading account gains and fees$0103
Additional Noninterest Income$1,986,000693
Total noninterest expense$9,715,000675
Salaries and employee benefits$6,175,000608
Premises and equipment expense$1,430,000486
Additional noninterest expense$2,110,000880
Pre-tax net operating income$4,248,000785
Securities gains (losses)$0623
Applicable income taxes$186,0001,659
Income before extraordinary items$4,062,000693
Extraordinary gains, net$04
Net income$4,062,000693
Minority interest net income$050
Net income of bank and minority interests.$4,062,000693
Net charge-offs$182,000379
Cash dividends$872,000849
Sale, conversion, retirement of capital stock, net$195,000193
Net operating income$4,062,000698
2021-12-31 (YTD Data)Rank
Total interest income$41,525,000804
Total interest expense$1,908,0001,378
Net interest income$39,617,000776
Provision for loan and lease losses$203,0001,721
Total noninterest income$14,030,000671
Gross Fiduciary activities income$0994
Service charges on deposit accounts$5,741,000241
Trading account gains and fees$0132
Additional Noninterest Income$8,289,000763
Total noninterest expense$36,247,000707
Salaries and employee benefits$22,880,000639
Premises and equipment expense$5,434,000496
Additional noninterest expense$7,933,000938
Pre-tax net operating income$17,197,000845
Securities gains (losses)$118,000792
Applicable income taxes$549,0002,033
Income before extraordinary items$16,766,000747
Extraordinary gains, net$010
Net income$16,766,000748
Minority interest net income$074
Net income of bank and minority interests.$16,766,000748
Net charge-offs$270,000882
Cash dividends$5,577,000730
Sale, conversion, retirement of capital stock, net$731,000256
Net operating income$16,651,540729
2021-09-30 (YTD Data)Rank
Total interest income$31,018,000822
Total interest expense$1,583,0001,342
Net interest income$29,435,000791
Provision for loan and lease losses$83,0002,109
Total noninterest income$10,611,000679
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,164,000244
Trading account gains and fees$0132
Additional Noninterest Income$6,447,000768
Total noninterest expense$26,099,000742
Salaries and employee benefits$16,237,000682
Premises and equipment expense$4,043,000505
Additional noninterest expense$5,819,000956
Pre-tax net operating income$13,864,000829
Securities gains (losses)$118,000737
Applicable income taxes$651,0001,786
Income before extraordinary items$13,331,000732
Extraordinary gains, net$08
Net income$13,331,000732
Minority interest net income$069
Net income of bank and minority interests.$13,331,000732
Net charge-offs$166,000866
Cash dividends$2,245,0001,080
Sale, conversion, retirement of capital stock, net$158,000366
Net operating income$13,218,900722
2021-06-30 (YTD Data)Rank
Total interest income$21,065,000795
Total interest expense$1,093,0001,365
Net interest income$19,972,000768
Provision for loan and lease losses$63,0001,964
Total noninterest income$7,216,000679
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,637,000248
Trading account gains and fees$0133
Additional Noninterest Income$4,579,000731
Total noninterest expense$17,193,000751
Salaries and employee benefits$10,788,000677
Premises and equipment expense$2,618,000519
Additional noninterest expense$3,787,000971
Pre-tax net operating income$9,932,000769
Securities gains (losses)$113,000626
Applicable income taxes$470,0001,705
Income before extraordinary items$9,575,000680
Extraordinary gains, net$06
Net income$9,575,000680
Minority interest net income$067
Net income of bank and minority interests.$9,575,000680
Net charge-offs$178,000694
Cash dividends$1,359,0001,135
Sale, conversion, retirement of capital stock, net$148,000312
Net operating income$9,467,650674
2021-03-31 (YTD Data)Rank
Total interest income$10,682,000780
Total interest expense$582,0001,347
Net interest income$10,100,000750
Provision for loan and lease losses$34,0001,947
Total noninterest income$3,435,000689
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,345,000238
Trading account gains and fees$0127
Additional Noninterest Income$2,090,000797
Total noninterest expense$8,580,000741
Salaries and employee benefits$5,407,000675
Premises and equipment expense$1,317,000519
Additional noninterest expense$1,856,000962
Pre-tax net operating income$4,921,000778
Securities gains (losses)$01,392
Applicable income taxes$199,0001,816
Income before extraordinary items$4,722,000694
Extraordinary gains, net$03
Net income$4,722,000694
Minority interest net income$055
Net income of bank and minority interests.$4,722,000694
Net charge-offs$142,000525
Cash dividends$424,0001,316
Sale, conversion, retirement of capital stock, net$74,000288
Net operating income$4,722,000681
2020-12-31 (YTD Data)Rank
Total interest income$39,512,000851
Total interest expense$4,121,0001,134
Net interest income$35,391,000816
Provision for loan and lease losses$183,0003,115
Total noninterest income$14,346,000635
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$5,964,000222
Trading account gains and fees$0133
Additional Noninterest Income$8,382,000735
Total noninterest expense$34,865,000718
Salaries and employee benefits$22,146,000639
Premises and equipment expense$5,365,000494
Additional noninterest expense$7,354,000948
Pre-tax net operating income$14,689,000757
Securities gains (losses)$317,000802
Applicable income taxes$727,0001,685
Income before extraordinary items$14,279,000690
Extraordinary gains, net$04
Net income$14,279,000690
Minority interest net income$072
Net income of bank and minority interests.$14,279,000690
Net charge-offs$-3,285,0004,998
Cash dividends$8,623,000516
Sale, conversion, retirement of capital stock, net$295,000328
Net operating income$13,977,850680
2020-09-30 (YTD Data)Rank
Total interest income$30,497,000823
Total interest expense$3,382,0001,113
Net interest income$27,115,000788
Provision for loan and lease losses$140,0003,049
Total noninterest income$9,767,000657
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,376,000225
Trading account gains and fees$0125
Additional Noninterest Income$5,391,000770
Total noninterest expense$25,495,000728
Salaries and employee benefits$16,022,000655
Premises and equipment expense$4,002,000490
Additional noninterest expense$5,471,000934
Pre-tax net operating income$11,247,000719
Securities gains (losses)$315,000685
Applicable income taxes$555,0001,657
Income before extraordinary items$11,007,000639
Extraordinary gains, net$04
Net income$11,007,000638
Minority interest net income$065
Net income of bank and minority interests.$11,007,000639
Net charge-offs$-3,326,0005,029
Cash dividends$4,308,000638
Sale, conversion, retirement of capital stock, net$221,000309
Net operating income$10,707,750630
2020-06-30 (YTD Data)Rank
Total interest income$21,534,000787
Total interest expense$2,420,0001,119
Net interest income$19,114,000739
Provision for loan and lease losses$102,0002,937
Total noninterest income$6,335,000626
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,879,000228
Trading account gains and fees$0123
Additional Noninterest Income$3,456,000742
Total noninterest expense$16,982,000718
Salaries and employee benefits$10,681,000651
Premises and equipment expense$2,631,000500
Additional noninterest expense$3,670,000930
Pre-tax net operating income$8,365,000605
Securities gains (losses)$284,000570
Applicable income taxes$413,0001,502
Income before extraordinary items$8,236,000531
Extraordinary gains, net$04
Net income$8,236,000529
Minority interest net income$065
Net income of bank and minority interests.$8,236,000531
Net charge-offs$-3,600,0005,064
Cash dividends$3,421,000565
Sale, conversion, retirement of capital stock, net$148,000283
Net operating income$7,966,200531
2020-03-31 (YTD Data)Rank
Total interest income$9,585,000883
Total interest expense$1,245,0001,189
Net interest income$8,340,000828
Provision for loan and lease losses$31,0002,806
Total noninterest income$3,301,000571
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,715,000228
Trading account gains and fees$0106
Additional Noninterest Income$1,586,000705
Total noninterest expense$8,615,000708
Salaries and employee benefits$5,308,000648
Premises and equipment expense$1,337,000499
Additional noninterest expense$1,970,000875
Pre-tax net operating income$2,995,000738
Securities gains (losses)$74,000710
Applicable income taxes$151,0001,632
Income before extraordinary items$2,918,000671
Extraordinary gains, net$04
Net income$2,918,000671
Minority interest net income$056
Net income of bank and minority interests.$2,918,000671
Net charge-offs$-1,127,0005,107
Cash dividends$1,388,000653
Sale, conversion, retirement of capital stock, net$74,000277
Net operating income$2,847,700667
2019-12-31 (YTD Data)Rank
Total interest income$39,573,000862
Total interest expense$5,004,0001,245
Net interest income$34,569,000791
Provision for loan and lease losses$474,0001,545
Total noninterest income$14,326,000543
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$7,479,000214
Trading account gains and fees$0135
Additional Noninterest Income$6,847,000675
Total noninterest expense$34,571,000686
Salaries and employee benefits$21,357,000616
Premises and equipment expense$5,006,000524
Additional noninterest expense$8,208,000833
Pre-tax net operating income$13,850,000800
Securities gains (losses)$11,0001,857
Applicable income taxes$547,0001,913
Income before extraordinary items$13,314,000741
Extraordinary gains, net$011
Net income$13,314,000742
Minority interest net income$076
Net income of bank and minority interests.$13,314,000742
Net charge-offs$20,0003,121
Cash dividends$5,862,000714
Sale, conversion, retirement of capital stock, net$666,000258
Net operating income$13,303,440726
2019-09-30 (YTD Data)Rank
Total interest income$29,986,000865
Total interest expense$3,726,0001,253
Net interest income$26,260,000783
Provision for loan and lease losses$466,0001,218
Total noninterest income$10,805,000540
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$5,632,000216
Trading account gains and fees$0129
Additional Noninterest Income$5,173,000677
Total noninterest expense$25,722,000688
Salaries and employee benefits$15,822,000624
Premises and equipment expense$3,734,000530
Additional noninterest expense$6,166,000824
Pre-tax net operating income$10,877,000792
Securities gains (losses)$11,0001,633
Applicable income taxes$463,0001,860
Income before extraordinary items$10,425,000718
Extraordinary gains, net$011
Net income$10,425,000720
Minority interest net income$072
Net income of bank and minority interests.$10,425,000719
Net charge-offs$-208,0005,082
Cash dividends$3,629,000772
Sale, conversion, retirement of capital stock, net$221,000325
Net operating income$10,414,440708
2019-06-30 (YTD Data)Rank
Total interest income$19,792,000861
Total interest expense$2,414,0001,262
Net interest income$17,378,000785
Provision for loan and lease losses$440,000943
Total noninterest income$7,027,000544
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$3,667,000218
Trading account gains and fees$0131
Additional Noninterest Income$3,360,000673
Total noninterest expense$17,220,000683
Salaries and employee benefits$10,624,000620
Premises and equipment expense$2,497,000534
Additional noninterest expense$4,099,000840
Pre-tax net operating income$6,745,000815
Securities gains (losses)$01,702
Applicable income taxes$255,0002,002
Income before extraordinary items$6,490,000736
Extraordinary gains, net$011
Net income$6,490,000737
Minority interest net income$069
Net income of bank and minority interests.$6,490,000736
Net charge-offs$-553,0005,262
Cash dividends$2,690,000712
Sale, conversion, retirement of capital stock, net$148,000303
Net operating income$6,490,000721
2019-03-31 (YTD Data)Rank
Total interest income$9,694,000877
Total interest expense$1,151,0001,283
Net interest income$8,543,000796
Provision for loan and lease losses$359,000606
Total noninterest income$3,396,000548
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,805,000220
Trading account gains and fees$0126
Additional Noninterest Income$1,591,000664
Total noninterest expense$8,782,000670
Salaries and employee benefits$5,489,000596
Premises and equipment expense$1,279,000519
Additional noninterest expense$2,014,000830
Pre-tax net operating income$2,798,000920
Securities gains (losses)$01,087
Applicable income taxes$98,0002,175
Income before extraordinary items$2,700,000853
Extraordinary gains, net$05
Net income$2,700,000852
Minority interest net income$052
Net income of bank and minority interests.$2,700,000852
Net charge-offs$67,0001,062
Cash dividends$2,027,000492
Sale, conversion, retirement of capital stock, net$74,000265
Net operating income$2,700,000836
2018-12-31 (YTD Data)Rank
Total interest income$35,823,000881
Total interest expense$3,357,0001,307
Net interest income$32,466,000822
Provision for loan and lease losses$1,146,000805
Total noninterest income$14,749,000517
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$8,022,000203
Trading account gains and fees$0126
Additional Noninterest Income$6,727,000670
Total noninterest expense$33,100,000692
Salaries and employee benefits$19,417,000643
Premises and equipment expense$4,913,000521
Additional noninterest expense$8,770,000784
Pre-tax net operating income$12,969,000844
Securities gains (losses)$2,000956
Applicable income taxes$541,0001,913
Income before extraordinary items$12,430,000759
Extraordinary gains, net$06
Net income$12,430,000758
Minority interest net income$072
Net income of bank and minority interests.$12,430,000758
Net charge-offs$2,435,000318
Cash dividends$2,932,0001,110
Sale, conversion, retirement of capital stock, net$269,000369
Net operating income$12,428,080760
2018-09-30 (YTD Data)Rank
Total interest income$26,326,000883
Total interest expense$2,286,0001,336
Net interest income$24,040,000827
Provision for loan and lease losses$1,146,000590
Total noninterest income$10,911,000527
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$5,961,000201
Trading account gains and fees$0138
Additional Noninterest Income$4,950,000686
Total noninterest expense$24,547,000691
Salaries and employee benefits$14,357,000653
Premises and equipment expense$3,640,000527
Additional noninterest expense$6,550,000781
Pre-tax net operating income$9,258,000884
Securities gains (losses)$2,000952
Applicable income taxes$455,0001,880
Income before extraordinary items$8,805,000802
Extraordinary gains, net$05
Net income$8,805,000801
Minority interest net income$066
Net income of bank and minority interests.$8,805,000801
Net charge-offs$3,204,000210
Cash dividends$2,274,000966
Sale, conversion, retirement of capital stock, net$196,000347
Net operating income$8,803,100797
2018-06-30 (YTD Data)Rank
Total interest income$17,030,000899
Total interest expense$1,443,0001,334
Net interest income$15,587,000845
Provision for loan and lease losses$757,000579
Total noninterest income$7,259,000529
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,948,000201
Trading account gains and fees$0130
Additional Noninterest Income$3,311,000688
Total noninterest expense$16,322,000695
Salaries and employee benefits$9,519,000663
Premises and equipment expense$2,437,000533
Additional noninterest expense$4,366,000773
Pre-tax net operating income$5,767,000928
Securities gains (losses)$0961
Applicable income taxes$282,0001,913
Income before extraordinary items$5,485,000829
Extraordinary gains, net$06
Net income$5,485,000827
Minority interest net income$065
Net income of bank and minority interests.$5,485,000828
Net charge-offs$3,270,000160
Cash dividends$1,832,000828
Sale, conversion, retirement of capital stock, net$122,000340
Net operating income$5,485,000826
2018-03-31 (YTD Data)Rank
Total interest income$8,267,000914
Total interest expense$701,0001,306
Net interest income$7,566,000860
Provision for loan and lease losses$255,000781
Total noninterest income$3,765,000508
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,010,000199
Trading account gains and fees$0123
Additional Noninterest Income$1,755,000640
Total noninterest expense$8,019,000713
Salaries and employee benefits$4,752,000674
Premises and equipment expense$1,186,000541
Additional noninterest expense$2,081,000792
Pre-tax net operating income$3,057,000847
Securities gains (losses)$0735
Applicable income taxes$152,0001,820
Income before extraordinary items$2,905,000766
Extraordinary gains, net$07
Net income$2,905,000766
Minority interest net income$052
Net income of bank and minority interests.$2,905,000766
Net charge-offs$3,247,000117
Cash dividends$450,0001,277
Sale, conversion, retirement of capital stock, net$60,000314
Net operating income$2,905,000763
2017-12-31 (YTD Data)Rank
Total interest income$32,177,000896
Total interest expense$2,646,0001,219
Net interest income$29,531,000857
Provision for loan and lease losses$9,198,000171
Total noninterest income$13,467,000559
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$7,328,000205
Trading account gains and fees$0151
Additional Noninterest Income$6,139,000721
Total noninterest expense$32,378,000679
Salaries and employee benefits$19,020,000643
Premises and equipment expense$4,955,000511
Additional noninterest expense$8,403,000793
Pre-tax net operating income$1,422,0003,599
Securities gains (losses)$227,000366
Applicable income taxes$04,135
Income before extraordinary items$1,649,0002,986
Extraordinary gains, net$09
Net income$1,649,0002,985
Minority interest net income$076
Net income of bank and minority interests.$1,649,0002,986
Net charge-offs$8,580,000152
Cash dividends$6,434,000536
Sale, conversion, retirement of capital stock, net$200,000405
Net operating income$1,422,0003,190
2017-09-30 (YTD Data)Rank
Total interest income$23,978,000897
Total interest expense$1,975,0001,207
Net interest income$22,003,000860
Provision for loan and lease losses$8,815,000140
Total noninterest income$9,964,000574
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$5,415,000208
Trading account gains and fees$0145
Additional Noninterest Income$4,549,000734
Total noninterest expense$24,140,000684
Salaries and employee benefits$14,189,000647
Premises and equipment expense$3,747,000510
Additional noninterest expense$6,204,000796
Pre-tax net operating income$-988,0005,682
Securities gains (losses)$227,000343
Applicable income taxes$04,172
Income before extraordinary items$-761,0005,674
Extraordinary gains, net$09
Net income$-761,0005,674
Minority interest net income$071
Net income of bank and minority interests.$-761,0005,674
Net charge-offs$8,159,000119
Cash dividends$6,010,000426
Sale, conversion, retirement of capital stock, net$274,000311
Net operating income$-988,0005,687
2017-06-30 (YTD Data)Rank
Total interest income$15,906,000892
Total interest expense$1,278,0001,197
Net interest income$14,628,000855
Provision for loan and lease losses$717,000648
Total noninterest income$6,749,000561
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,516,000213
Trading account gains and fees$0139
Additional Noninterest Income$3,233,000700
Total noninterest expense$15,762,000697
Salaries and employee benefits$9,533,000642
Premises and equipment expense$2,459,000513
Additional noninterest expense$3,770,000870
Pre-tax net operating income$4,898,0001,015
Securities gains (losses)$11,0001,225
Applicable income taxes$209,0002,431
Income before extraordinary items$4,700,000844
Extraordinary gains, net$011
Net income$4,700,000844
Minority interest net income$071
Net income of bank and minority interests.$4,700,000844
Net charge-offs$448,000615
Cash dividends$5,584,000328
Sale, conversion, retirement of capital stock, net$213,000273
Net operating income$4,689,440836
2017-03-31 (YTD Data)Rank
Total interest income$7,831,000895
Total interest expense$618,0001,197
Net interest income$7,213,000860
Provision for loan and lease losses$374,000567
Total noninterest income$3,265,000564
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,740,000219
Trading account gains and fees$0142
Additional Noninterest Income$1,525,000719
Total noninterest expense$7,750,000712
Salaries and employee benefits$4,739,000655
Premises and equipment expense$1,248,000520
Additional noninterest expense$1,763,000922
Pre-tax net operating income$2,354,0001,027
Securities gains (losses)$11,000641
Applicable income taxes$107,0002,382
Income before extraordinary items$2,258,000844
Extraordinary gains, net$08
Net income$2,258,000845
Minority interest net income$055
Net income of bank and minority interests.$2,258,000844
Net charge-offs$258,000516
Cash dividends$4,434,000216
Sale, conversion, retirement of capital stock, net$87,000267
Net operating income$2,247,550836
2016-12-31 (YTD Data)Rank
Total interest income$28,881,000946
Total interest expense$2,156,0001,320
Net interest income$26,725,000893
Provision for loan and lease losses$822,0001,077
Total noninterest income$14,483,000529
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$7,315,000208
Trading account gains and fees$0170
Additional Noninterest Income$7,168,000656
Total noninterest expense$30,417,000705
Salaries and employee benefits$17,954,000660
Premises and equipment expense$5,046,000494
Additional noninterest expense$7,417,000896
Pre-tax net operating income$9,969,000934
Securities gains (losses)$-23,0005,698
Applicable income taxes$457,0002,331
Income before extraordinary items$9,489,000800
Extraordinary gains, net$05
Net income$9,489,000799
Minority interest net income$082
Net income of bank and minority interests.$9,489,000799
Net charge-offs$-243,0005,689
Cash dividends$3,925,000832
Sale, conversion, retirement of capital stock, net$284,000352
Net operating income$9,510,850773
2016-09-30 (YTD Data)Rank
Total interest income$21,259,000961
Total interest expense$1,599,0001,336
Net interest income$19,660,000913
Provision for loan and lease losses$522,0001,112
Total noninterest income$11,070,000526
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$5,496,000205
Trading account gains and fees$0169
Additional Noninterest Income$5,574,000628
Total noninterest expense$22,489,000710
Salaries and employee benefits$13,178,000673
Premises and equipment expense$3,789,000501
Additional noninterest expense$5,522,000898
Pre-tax net operating income$7,719,000916
Securities gains (losses)$-23,0005,841
Applicable income taxes$366,0002,317
Income before extraordinary items$7,330,000777
Extraordinary gains, net$05
Net income$7,330,000778
Minority interest net income$071
Net income of bank and minority interests.$7,330,000777
Net charge-offs$-300,0005,793
Cash dividends$3,025,000749
Sale, conversion, retirement of capital stock, net$161,000370
Net operating income$7,351,850750
2016-06-30 (YTD Data)Rank
Total interest income$14,004,000966
Total interest expense$1,059,0001,343
Net interest income$12,945,000924
Provision for loan and lease losses$159,0001,850
Total noninterest income$7,340,000514
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$3,614,000208
Trading account gains and fees$0157
Additional Noninterest Income$3,726,000622
Total noninterest expense$14,538,000734
Salaries and employee benefits$8,639,000689
Premises and equipment expense$2,418,000530
Additional noninterest expense$3,481,000950
Pre-tax net operating income$5,588,000841
Securities gains (losses)$-23,0005,933
Applicable income taxes$284,0002,179
Income before extraordinary items$5,281,000716
Extraordinary gains, net$016
Net income$5,281,000715
Minority interest net income$071
Net income of bank and minority interests.$5,281,000715
Net charge-offs$-420,0005,957
Cash dividends$2,125,000714
Sale, conversion, retirement of capital stock, net$96,000369
Net operating income$5,302,850692
2016-03-31 (YTD Data)Rank
Total interest income$6,874,000987
Total interest expense$527,0001,347
Net interest income$6,347,000939
Provision for loan and lease losses$33,0002,469
Total noninterest income$3,388,000527
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,763,000211
Trading account gains and fees$0142
Additional Noninterest Income$1,625,000670
Total noninterest expense$7,171,000740
Salaries and employee benefits$4,359,000685
Premises and equipment expense$1,162,000546
Additional noninterest expense$1,650,000993
Pre-tax net operating income$2,531,000891
Securities gains (losses)$-3,0005,897
Applicable income taxes$129,0002,240
Income before extraordinary items$2,399,000766
Extraordinary gains, net$012
Net income$2,399,000767
Minority interest net income$062
Net income of bank and minority interests.$2,399,000766
Net charge-offs$-447,0006,063
Cash dividends$1,225,000628
Sale, conversion, retirement of capital stock, net$45,000348
Net operating income$2,401,850739
2015-12-31 (YTD Data)Rank
Total interest income$26,565,000982
Total interest expense$2,094,0001,326
Net interest income$24,471,000936
Provision for loan and lease losses$1,375,000613
Total noninterest income$13,544,000540
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$7,594,000198
Trading account gains and fees$0159
Additional Noninterest Income$5,950,000715
Total noninterest expense$29,052,000711
Salaries and employee benefits$16,559,000690
Premises and equipment expense$4,745,000527
Additional noninterest expense$7,748,000842
Pre-tax net operating income$7,588,0001,125
Securities gains (losses)$119,0001,067
Applicable income taxes$342,0002,544
Income before extraordinary items$7,365,000965
Extraordinary gains, net$023
Net income$7,365,000965
Minority interest net income$081
Net income of bank and minority interests.$7,365,000965
Net charge-offs$1,046,000657
Cash dividends$2,872,0001,019
Sale, conversion, retirement of capital stock, net$160,000452
Net operating income$7,250,760956
2015-09-30 (YTD Data)Rank
Total interest income$19,713,000998
Total interest expense$1,576,0001,336
Net interest income$18,137,000957
Provision for loan and lease losses$950,000630
Total noninterest income$10,131,000546
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$5,611,000205
Trading account gains and fees$0153
Additional Noninterest Income$4,520,000712
Total noninterest expense$21,554,000728
Salaries and employee benefits$12,282,000709
Premises and equipment expense$3,530,000540
Additional noninterest expense$5,742,000855
Pre-tax net operating income$5,764,0001,128
Securities gains (losses)$112,000965
Applicable income taxes$268,0002,576
Income before extraordinary items$5,608,000948
Extraordinary gains, net$021
Net income$5,608,000948
Minority interest net income$078
Net income of bank and minority interests.$5,608,000948
Net charge-offs$790,000606
Cash dividends$2,150,000921
Sale, conversion, retirement of capital stock, net$115,000427
Net operating income$5,501,600946
2015-06-30 (YTD Data)Rank
Total interest income$13,181,000995
Total interest expense$1,061,0001,325
Net interest income$12,120,000943
Provision for loan and lease losses$650,000605
Total noninterest income$6,205,000591
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,612,000208
Trading account gains and fees$0157
Additional Noninterest Income$2,593,000801
Total noninterest expense$14,148,000735
Salaries and employee benefits$7,992,000729
Premises and equipment expense$2,331,000547
Additional noninterest expense$3,825,000858
Pre-tax net operating income$3,527,0001,194
Securities gains (losses)$3,0002,361
Applicable income taxes$147,0002,735
Income before extraordinary items$3,383,0001,046
Extraordinary gains, net$022
Net income$3,383,0001,047
Minority interest net income$075
Net income of bank and minority interests.$3,383,0001,047
Net charge-offs$646,000519
Cash dividends$1,278,0001,012
Sale, conversion, retirement of capital stock, net$70,000424
Net operating income$3,380,1201,017
2015-03-31 (YTD Data)Rank
Total interest income$6,468,0001,008
Total interest expense$549,0001,278
Net interest income$5,919,000969
Provision for loan and lease losses$344,000570
Total noninterest income$2,988,000587
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,747,000219
Trading account gains and fees$0152
Additional Noninterest Income$1,241,000790
Total noninterest expense$7,144,000727
Salaries and employee benefits$4,082,000720
Premises and equipment expense$1,166,000551
Additional noninterest expense$1,896,000847
Pre-tax net operating income$1,419,0001,409
Securities gains (losses)$02,027
Applicable income taxes$56,0002,907
Income before extraordinary items$1,363,0001,236
Extraordinary gains, net$013
Net income$1,363,0001,236
Minority interest net income$064
Net income of bank and minority interests.$1,363,0001,237
Net charge-offs$438,000400
Cash dividends$468,0001,181
Sale, conversion, retirement of capital stock, net$33,000401
Net operating income$1,363,0001,196
2014-12-31 (YTD Data)Rank
Total interest income$25,613,000998
Total interest expense$2,522,0001,160
Net interest income$23,091,000965
Provision for loan and lease losses$825,0001,003
Total noninterest income$13,180,000530
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$7,688,000211
Trading account gains and fees$0180
Additional Noninterest Income$5,492,000709
Total noninterest expense$30,454,000674
Salaries and employee benefits$16,942,000652
Premises and equipment expense$4,795,000520
Additional noninterest expense$8,717,000751
Pre-tax net operating income$4,992,0001,519
Securities gains (losses)$155,000951
Applicable income taxes$214,0002,901
Income before extraordinary items$4,933,0001,327
Extraordinary gains, net$017
Net income$4,933,0001,326
Minority interest net income$084
Net income of bank and minority interests.$4,933,0001,326
Net charge-offs$295,0002,035
Cash dividends$4,043,000723
Sale, conversion, retirement of capital stock, net$128,000506
Net operating income$4,784,2001,325
2014-09-30 (YTD Data)Rank
Total interest income$18,970,0001,019
Total interest expense$1,908,0001,162
Net interest income$17,062,000984
Provision for loan and lease losses$655,000933
Total noninterest income$9,720,000532
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$5,681,000214
Trading account gains and fees$0174
Additional Noninterest Income$4,039,000716
Total noninterest expense$22,141,000688
Salaries and employee benefits$11,979,000695
Premises and equipment expense$3,587,000520
Additional noninterest expense$6,575,000747
Pre-tax net operating income$3,986,0001,460
Securities gains (losses)$114,000904
Applicable income taxes$134,0003,111
Income before extraordinary items$3,966,0001,227
Extraordinary gains, net$015
Net income$3,966,0001,224
Minority interest net income$081
Net income of bank and minority interests.$3,966,0001,226
Net charge-offs$246,0001,782
Cash dividends$2,875,000700
Sale, conversion, retirement of capital stock, net$153,000389
Net operating income$3,855,4201,239
2014-06-30 (YTD Data)Rank
Total interest income$10,931,0001,173
Total interest expense$1,195,0001,246
Net interest income$9,736,0001,156
Provision for loan and lease losses$570,000757
Total noninterest income$6,133,000548
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,450,000230
Trading account gains and fees$0172
Additional Noninterest Income$2,683,000701
Total noninterest expense$13,243,000765
Salaries and employee benefits$7,223,000759
Premises and equipment expense$2,120,000586
Additional noninterest expense$3,900,000826
Pre-tax net operating income$2,056,0001,778
Securities gains (losses)$92,000839
Applicable income taxes$60,0003,338
Income before extraordinary items$2,088,0001,475
Extraordinary gains, net$020
Net income$2,088,0001,477
Minority interest net income$080
Net income of bank and minority interests.$2,088,0001,477
Net charge-offs$288,0001,283
Cash dividends$975,0001,196
Sale, conversion, retirement of capital stock, net$56,000462
Net operating income$1,998,7601,512
2014-03-31 (YTD Data)Rank
Total interest income$5,346,0001,199
Total interest expense$607,0001,246
Net interest income$4,739,0001,182
Provision for loan and lease losses$270,000785
Total noninterest income$2,757,000578
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,632,000238
Trading account gains and fees$0147
Additional Noninterest Income$1,125,000759
Total noninterest expense$6,539,000780
Salaries and employee benefits$3,654,000760
Premises and equipment expense$1,059,000596
Additional noninterest expense$1,826,000873
Pre-tax net operating income$687,0002,350
Securities gains (losses)$51,000638
Applicable income taxes$10,0003,818
Income before extraordinary items$728,0001,946
Extraordinary gains, net$016
Net income$728,0001,949
Minority interest net income$066
Net income of bank and minority interests.$728,0001,949
Net charge-offs$272,000770
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$28,000425
Net operating income$677,5102,023
2013-12-31 (YTD Data)Rank
Total interest income$22,445,0001,150
Total interest expense$2,653,0001,264
Net interest income$19,792,0001,103
Provision for loan and lease losses$2,648,000494
Total noninterest income$10,814,000623
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$7,435,000220
Trading account gains and fees$0184
Additional Noninterest Income$3,379,0001,067
Total noninterest expense$24,946,000810
Salaries and employee benefits$14,021,000772
Premises and equipment expense$3,957,000622
Additional noninterest expense$6,968,000971
Pre-tax net operating income$3,012,0002,158
Securities gains (losses)$1,301,000181
Applicable income taxes$83,0003,514
Income before extraordinary items$4,230,0001,425
Extraordinary gains, net$029
Net income$4,230,0001,427
Minority interest net income$090
Net income of bank and minority interests.$4,230,0001,428
Net charge-offs$2,215,000690
Cash dividends$4,264,000648
Sale, conversion, retirement of capital stock, net$180,000449
Net operating income$2,955,0201,889
2013-09-30 (YTD Data)Rank
Total interest income$16,511,0001,170
Total interest expense$2,009,0001,294
Net interest income$14,502,0001,134
Provision for loan and lease losses$848,0001,013
Total noninterest income$8,201,000640
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$5,572,000219
Trading account gains and fees$0180
Additional Noninterest Income$2,629,0001,066
Total noninterest expense$18,013,000856
Salaries and employee benefits$10,214,000794
Premises and equipment expense$2,847,000657
Additional noninterest expense$4,952,0001,029
Pre-tax net operating income$3,842,0001,429
Securities gains (losses)$380,000528
Applicable income taxes$283,0002,473
Income before extraordinary items$3,939,0001,183
Extraordinary gains, net$025
Net income$3,939,0001,184
Minority interest net income$084
Net income of bank and minority interests.$3,939,0001,185
Net charge-offs$1,030,000975
Cash dividends$3,114,000623
Sale, conversion, retirement of capital stock, net$135,000418
Net operating income$3,585,6001,250
2013-06-30 (YTD Data)Rank
Total interest income$11,117,0001,152
Total interest expense$1,366,0001,309
Net interest income$9,751,0001,113
Provision for loan and lease losses$188,0002,196
Total noninterest income$5,349,000653
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,643,000222
Trading account gains and fees$0157
Additional Noninterest Income$1,706,0001,093
Total noninterest expense$11,894,000859
Salaries and employee benefits$6,727,000808
Premises and equipment expense$1,866,000664
Additional noninterest expense$3,301,0001,012
Pre-tax net operating income$3,018,0001,229
Securities gains (losses)$357,000491
Applicable income taxes$272,0002,121
Income before extraordinary items$3,103,000994
Extraordinary gains, net$022
Net income$3,103,000996
Minority interest net income$082
Net income of bank and minority interests.$3,103,000997
Net charge-offs$202,0002,091
Cash dividends$1,700,000719
Sale, conversion, retirement of capital stock, net$90,000389
Net operating income$2,774,5601,072
2013-03-31 (YTD Data)Rank
Total interest income$5,868,0001,089
Total interest expense$696,0001,331
Net interest income$5,172,0001,058
Provision for loan and lease losses$188,0001,418
Total noninterest income$2,597,000665
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,846,000219
Trading account gains and fees$0148
Additional Noninterest Income$751,0001,197
Total noninterest expense$5,848,000879
Salaries and employee benefits$3,300,000832
Premises and equipment expense$927,000674
Additional noninterest expense$1,621,0001,034
Pre-tax net operating income$1,733,0001,068
Securities gains (losses)$171,000516
Applicable income taxes$210,0001,658
Income before extraordinary items$1,694,000902
Extraordinary gains, net$010
Net income$1,694,000903
Minority interest net income$076
Net income of bank and minority interests.$1,694,000904
Net charge-offs$6,0003,622
Cash dividends$1,500,000384
Sale, conversion, retirement of capital stock, net$45,000352
Net operating income$1,541,810937
2012-12-31 (YTD Data)Rank
Total interest income$21,755,0001,221
Total interest expense$3,553,0001,260
Net interest income$18,202,0001,220
Provision for loan and lease losses$1,623,0001,256
Total noninterest income$11,023,000638
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$7,838,000212
Trading account gains and fees$0166
Additional Noninterest Income$3,185,0001,112
Total noninterest expense$23,299,000866
Salaries and employee benefits$12,324,000849
Premises and equipment expense$3,526,000686
Additional noninterest expense$7,449,000935
Pre-tax net operating income$4,303,0001,566
Securities gains (losses)$453,0001,012
Applicable income taxes$57,0003,833
Income before extraordinary items$4,699,0001,252
Extraordinary gains, net$029
Net income$4,699,0001,253
Minority interest net income$093
Net income of bank and minority interests.$4,699,0001,253
Net charge-offs$1,404,0001,450
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$120,000529
Net operating income$4,250,5301,305
2012-09-30 (YTD Data)Rank
Total interest income$16,300,0001,254
Total interest expense$2,800,0001,253
Net interest income$13,500,0001,238
Provision for loan and lease losses$1,198,0001,266
Total noninterest income$8,152,000641
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$5,698,000219
Trading account gains and fees$0157
Additional Noninterest Income$2,454,0001,089
Total noninterest expense$17,301,000868
Salaries and employee benefits$8,812,000894
Premises and equipment expense$2,883,000629
Additional noninterest expense$5,606,000932
Pre-tax net operating income$3,153,0001,628
Securities gains (losses)$198,0001,446
Applicable income taxes$30,0004,022
Income before extraordinary items$3,321,0001,366
Extraordinary gains, net$020
Net income$3,321,0001,367
Minority interest net income$086
Net income of bank and minority interests.$3,321,0001,367
Net charge-offs$915,0001,555
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$75,000522
Net operating income$3,124,9801,353
2012-06-30 (YTD Data)Rank
Total interest income$10,992,0001,250
Total interest expense$1,901,0001,273
Net interest income$9,091,0001,232
Provision for loan and lease losses$670,0001,458
Total noninterest income$5,867,000596
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,721,000222
Trading account gains and fees$0153
Additional Noninterest Income$2,146,000872
Total noninterest expense$11,381,000876
Salaries and employee benefits$5,926,000876
Premises and equipment expense$1,925,000624
Additional noninterest expense$3,530,000985
Pre-tax net operating income$2,907,0001,228
Securities gains (losses)$194,0001,119
Applicable income taxes$45,0003,604
Income before extraordinary items$3,056,000998
Extraordinary gains, net$019
Net income$3,056,000998
Minority interest net income$084
Net income of bank and minority interests.$3,056,000998
Net charge-offs$398,0002,008
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$30,000597
Net operating income$2,863,940988
2012-03-31 (YTD Data)Rank
Total interest income$5,434,0001,269
Total interest expense$978,0001,290
Net interest income$4,456,0001,247
Provision for loan and lease losses$200,0001,993
Total noninterest income$3,222,000551
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,861,000216
Trading account gains and fees$0148
Additional Noninterest Income$1,361,000722
Total noninterest expense$5,839,000853
Salaries and employee benefits$2,969,000873
Premises and equipment expense$976,000613
Additional noninterest expense$1,894,000899
Pre-tax net operating income$1,639,0001,072
Securities gains (losses)$80,0001,009
Applicable income taxes$-22,0007,037
Income before extraordinary items$1,741,000859
Extraordinary gains, net$019
Net income$1,741,000859
Minority interest net income$078
Net income of bank and minority interests.$1,741,000860
Net charge-offs$37,0003,263
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$45,000335
Net operating income$1,661,000850
2011-12-31 (YTD Data)Rank
Total interest income$21,911,0001,308
Total interest expense$4,982,0001,212
Net interest income$16,929,0001,307
Provision for loan and lease losses$2,898,0001,225
Total noninterest income$6,279,000872
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$8,244,000205
Trading account gains and fees$0146
Additional Noninterest Income$-1,965,0007,270
Total noninterest expense$21,397,000923
Salaries and employee benefits$11,484,000858
Premises and equipment expense$3,538,000698
Additional noninterest expense$6,375,0001,104
Pre-tax net operating income$-1,087,0006,604
Securities gains (losses)$68,0002,356
Applicable income taxes$14,0004,225
Income before extraordinary items$-1,033,0006,650
Extraordinary gains, net$029
Net income$-1,033,0006,651
Minority interest net income$096
Net income of bank and minority interests.$-1,033,0006,650
Net charge-offs$2,667,0001,300
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$262,000495
Net operating income$-1,101,0006,642
2011-09-30 (YTD Data)Rank
Total interest income$16,545,0001,310
Total interest expense$3,865,0001,219
Net interest income$12,680,0001,325
Provision for loan and lease losses$2,358,0001,105
Total noninterest income$6,554,000682
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$6,215,000204
Trading account gains and fees$0145
Additional Noninterest Income$339,0003,278
Total noninterest expense$15,389,000961
Salaries and employee benefits$8,265,000893
Premises and equipment expense$2,614,000725
Additional noninterest expense$4,510,0001,154
Pre-tax net operating income$1,487,0002,600
Securities gains (losses)$36,0002,537
Applicable income taxes$34,0003,813
Income before extraordinary items$1,489,0002,335
Extraordinary gains, net$021
Net income$1,489,0002,335
Minority interest net income$087
Net income of bank and minority interests.$1,489,0002,336
Net charge-offs$2,198,0001,151
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$188,000459
Net operating income$1,453,7202,277
2011-06-30 (YTD Data)Rank
Total interest income$11,061,0001,316
Total interest expense$2,692,0001,201
Net interest income$8,369,0001,327
Provision for loan and lease losses$1,062,0001,443
Total noninterest income$5,538,000582
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$4,132,000205
Trading account gains and fees$0153
Additional Noninterest Income$1,406,0001,064
Total noninterest expense$10,301,000968
Salaries and employee benefits$5,531,000897
Premises and equipment expense$1,755,000725
Additional noninterest expense$3,015,0001,177
Pre-tax net operating income$2,544,0001,167
Securities gains (losses)$42,0001,689
Applicable income taxes$117,0002,731
Income before extraordinary items$2,469,000993
Extraordinary gains, net$015
Net income$2,469,000991
Minority interest net income$089
Net income of bank and minority interests.$2,469,000993
Net charge-offs$1,262,0001,267
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$140,000361
Net operating income$2,429,100984
2011-03-31 (YTD Data)Rank
Total interest income$5,544,0001,321
Total interest expense$1,450,0001,159
Net interest income$4,094,0001,360
Provision for loan and lease losses$108,0003,259
Total noninterest income$2,787,000574
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,094,000204
Trading account gains and fees$0158
Additional Noninterest Income$693,0001,068
Total noninterest expense$5,024,000991
Salaries and employee benefits$2,712,000927
Premises and equipment expense$906,000720
Additional noninterest expense$1,406,0001,258
Pre-tax net operating income$1,749,000865
Securities gains (losses)$-8,0007,147
Applicable income taxes$88,0002,322
Income before extraordinary items$1,653,000766
Extraordinary gains, net$09
Net income$1,653,000766
Minority interest net income$086
Net income of bank and minority interests.$1,653,000766
Net charge-offs$125,0002,526
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$46,000368
Net operating income$1,660,600747
2010-12-31 (YTD Data)Rank
Total interest income$22,981,0001,337
Total interest expense$6,854,0001,199
Net interest income$16,127,0001,384
Provision for loan and lease losses$4,210,0001,294
Total noninterest income$12,679,000542
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$10,852,000161
Trading account gains and fees$0175
Additional Noninterest Income$1,827,0001,489
Total noninterest expense$21,125,000945
Salaries and employee benefits$10,453,000936
Premises and equipment expense$3,752,000684
Additional noninterest expense$6,920,0001,067
Pre-tax net operating income$3,471,0001,435
Securities gains (losses)$-950,0007,502
Applicable income taxes$58,0003,557
Income before extraordinary items$2,463,0001,675
Extraordinary gains, net$029
Net income$2,463,0001,675
Minority interest net income$0111
Net income of bank and minority interests.$2,463,0001,677
Net charge-offs$4,458,0001,121
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$168,000658
Net operating income$3,394,0001,210
2010-09-30 (YTD Data)Rank
Total interest income$17,244,0001,357
Total interest expense$5,283,0001,215
Net interest income$11,961,0001,422
Provision for loan and lease losses$4,108,0001,021
Total noninterest income$9,798,000526
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$8,283,000158
Trading account gains and fees$0165
Additional Noninterest Income$1,515,0001,334
Total noninterest expense$15,943,000925
Salaries and employee benefits$7,993,000914
Premises and equipment expense$2,751,000708
Additional noninterest expense$5,199,0001,026
Pre-tax net operating income$1,708,0002,149
Securities gains (losses)$-950,0007,650
Applicable income taxes$04,726
Income before extraordinary items$758,0003,366
Extraordinary gains, net$023
Net income$758,0003,365
Minority interest net income$0110
Net income of bank and minority interests.$758,0003,366
Net charge-offs$4,297,000873
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$80,000712
Net operating income$1,708,0001,835
2010-06-30 (YTD Data)Rank
Total interest income$11,525,0001,371
Total interest expense$3,654,0001,216
Net interest income$7,871,0001,447
Provision for loan and lease losses$3,695,000807
Total noninterest income$6,722,000497
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$5,479,000161
Trading account gains and fees$0152
Additional Noninterest Income$1,243,0001,119
Total noninterest expense$10,304,000959
Salaries and employee benefits$5,403,000903
Premises and equipment expense$1,695,000775
Additional noninterest expense$3,206,0001,108
Pre-tax net operating income$594,0003,319
Securities gains (losses)$-393,0007,668
Applicable income taxes$04,691
Income before extraordinary items$201,0004,897
Extraordinary gains, net$019
Net income$201,0004,898
Minority interest net income$0105
Net income of bank and minority interests.$201,0004,897
Net charge-offs$3,848,000683
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$33,000763
Net operating income$594,0002,976
2010-03-31 (YTD Data)Rank
Total interest income$5,808,0001,397
Total interest expense$1,925,0001,215
Net interest income$3,883,0001,475
Provision for loan and lease losses$193,0003,059
Total noninterest income$3,213,000501
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,664,000169
Trading account gains and fees$0175
Additional Noninterest Income$549,0001,196
Total noninterest expense$5,016,000990
Salaries and employee benefits$2,678,000913
Premises and equipment expense$847,000790
Additional noninterest expense$1,491,0001,181
Pre-tax net operating income$1,887,000711
Securities gains (losses)$-77,0007,676
Applicable income taxes$104,0002,079
Income before extraordinary items$1,706,000654
Extraordinary gains, net$016
Net income$1,706,000657
Minority interest net income$091
Net income of bank and minority interests.$1,706,000658
Net charge-offs$158,0002,666
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$-14,0007,885
Net operating income$1,778,380611
2009-12-31 (YTD Data)Rank
Total interest income$25,054,0001,368
Total interest expense$9,978,0001,196
Net interest income$15,076,0001,492
Provision for loan and lease losses$4,200,0001,614
Total noninterest income$12,866,000536
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$10,927,000176
Trading account gains and fees$0211
Additional Noninterest Income$1,939,0001,402
Total noninterest expense$22,090,000952
Salaries and employee benefits$10,029,000974
Premises and equipment expense$3,208,000843
Additional noninterest expense$8,853,000892
Pre-tax net operating income$1,652,0002,220
Securities gains (losses)$-1,954,0007,802
Applicable income taxes$683,0001,269
Income before extraordinary items$-985,0006,359
Extraordinary gains, net$034
Net income$-985,0006,359
Minority interest net income$0115
Net income of bank and minority interests.$-985,0006,359
Net charge-offs$3,552,0001,448
Cash dividends$1,043,0001,582
Sale, conversion, retirement of capital stock, net$323,000619
Net operating income$969,0002,767
2009-09-30 (YTD Data)Rank
Total interest income$19,305,0001,358
Total interest expense$7,831,0001,194
Net interest income$11,474,0001,457
Provision for loan and lease losses$3,684,0001,302
Total noninterest income$9,464,000557
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$7,954,000179
Trading account gains and fees$0212
Additional Noninterest Income$1,510,0001,387
Total noninterest expense$16,054,000968
Salaries and employee benefits$7,626,000972
Premises and equipment expense$2,234,000915
Additional noninterest expense$6,194,000908
Pre-tax net operating income$1,200,0002,438
Securities gains (losses)$-354,0007,688
Applicable income taxes$856,000951
Income before extraordinary items$-10,0005,801
Extraordinary gains, net$027
Net income$-10,0005,801
Minority interest net income$0118
Net income of bank and minority interests.$-10,0005,801
Net charge-offs$2,699,0001,255
Cash dividends$1,043,0001,200
Sale, conversion, retirement of capital stock, net$232,000557
Net operating income$216,5604,709
2009-06-30 (YTD Data)Rank
Total interest income$13,027,0001,370
Total interest expense$5,238,0001,260
Net interest income$7,789,0001,437
Provision for loan and lease losses$2,811,0001,137
Total noninterest income$6,036,000583
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$5,061,000188
Trading account gains and fees$0193
Additional Noninterest Income$975,0001,459
Total noninterest expense$10,644,000999
Salaries and employee benefits$5,060,000995
Premises and equipment expense$1,434,000980
Additional noninterest expense$4,150,000922
Pre-tax net operating income$370,0003,814
Securities gains (losses)$-458,0007,902
Applicable income taxes$813,000739
Income before extraordinary items$-901,0007,098
Extraordinary gains, net$021
Net income$-901,0007,098
Minority interest net income$0112
Net income of bank and minority interests.$-901,0007,098
Net charge-offs$1,735,0001,234
Cash dividends$678,0001,292
Sale, conversion, retirement of capital stock, net$71,000703
Net operating income$-443,0006,675
2009-03-31 (YTD Data)Rank
Total interest income$6,419,0001,409
Total interest expense$2,616,0001,312
Net interest income$3,803,0001,461
Provision for loan and lease losses$794,0001,351
Total noninterest income$2,820,000572
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,247,000205
Trading account gains and fees$0171
Additional Noninterest Income$573,0001,273
Total noninterest expense$5,030,0001,001
Salaries and employee benefits$2,375,0001,070
Premises and equipment expense$704,0001,014
Additional noninterest expense$1,951,000843
Pre-tax net operating income$799,0001,599
Securities gains (losses)$02,434
Applicable income taxes$803,000421
Income before extraordinary items$-4,0006,426
Extraordinary gains, net$015
Net income$-4,0006,426
Minority interest net income$0102
Net income of bank and minority interests.$-4,0006,427
Net charge-offs$130,0002,571
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$49,000506
Net operating income$-4,0006,282
2008-12-31 (YTD Data)Rank
Total interest income$26,975,0001,438
Total interest expense$10,911,0001,485
Net interest income$16,064,0001,381
Provision for loan and lease losses$1,952,0001,827
Total noninterest income$11,874,000519
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$9,929,000194
Trading account gains and fees$0154
Additional Noninterest Income$1,945,0001,323
Total noninterest expense$19,227,0001,031
Salaries and employee benefits$8,991,0001,095
Premises and equipment expense$2,817,000983
Additional noninterest expense$7,419,000878
Pre-tax net operating income$6,759,000821
Securities gains (losses)$3,0002,883
Applicable income taxes$2,033,000674
Income before extraordinary items$4,729,000861
Extraordinary gains, net$039
Net income$4,729,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$988,0001,975
Cash dividends$9,920,000300
Sale, conversion, retirement of capital stock, net$257,000708
Net operating income$4,726,900929
2008-09-30 (YTD Data)Rank
Total interest income$20,374,0001,459
Total interest expense$8,134,0001,559
Net interest income$12,240,0001,380
Provision for loan and lease losses$1,464,0001,457
Total noninterest income$8,676,000561
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$7,369,000205
Trading account gains and fees$0148
Additional Noninterest Income$1,307,0001,496
Total noninterest expense$14,454,0001,021
Salaries and employee benefits$6,872,0001,101
Premises and equipment expense$2,120,000978
Additional noninterest expense$5,462,000845
Pre-tax net operating income$4,998,0001,021
Securities gains (losses)$3,0002,756
Applicable income taxes$1,905,000680
Income before extraordinary items$3,096,0001,189
Extraordinary gains, net$031
Net income$3,096,0001,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,0001,735
Cash dividends$1,177,0001,615
Sale, conversion, retirement of capital stock, net$186,000601
Net operating income$3,094,0801,263
2008-06-30 (YTD Data)Rank
Total interest income$13,566,0001,489
Total interest expense$5,567,0001,573
Net interest income$7,999,0001,393
Provision for loan and lease losses$1,001,0001,218
Total noninterest income$5,730,000587
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$4,752,000204
Trading account gains and fees$0149
Additional Noninterest Income$978,0001,421
Total noninterest expense$9,182,0001,066
Salaries and employee benefits$4,386,0001,169
Premises and equipment expense$1,352,0001,028
Additional noninterest expense$3,444,000856
Pre-tax net operating income$3,546,0001,007
Securities gains (losses)$3,0002,869
Applicable income taxes$1,312,000738
Income before extraordinary items$2,237,0001,242
Extraordinary gains, net$021
Net income$2,237,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,261
Cash dividends$1,177,0001,238
Sale, conversion, retirement of capital stock, net$124,000533
Net operating income$2,235,0801,223
2008-03-31 (YTD Data)Rank
Total interest income$7,014,0001,476
Total interest expense$2,844,0001,652
Net interest income$4,170,0001,328
Provision for loan and lease losses$279,0001,478
Total noninterest income$2,821,000586
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,276,000209
Trading account gains and fees$0158
Additional Noninterest Income$545,0001,326
Total noninterest expense$4,473,0001,086
Salaries and employee benefits$2,114,0001,226
Premises and equipment expense$683,0001,019
Additional noninterest expense$1,676,000856
Pre-tax net operating income$2,239,000849
Securities gains (losses)$3,0002,367
Applicable income taxes$732,000737
Income before extraordinary items$1,510,000999
Extraordinary gains, net$015
Net income$1,510,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0001,760
Cash dividends$439,0001,502
Sale, conversion, retirement of capital stock, net$62,000426
Net operating income$1,507,990958
2007-12-31 (YTD Data)Rank
Total interest income$26,631,0001,618
Total interest expense$10,832,0001,837
Net interest income$15,799,0001,416
Provision for loan and lease losses$927,0001,506
Total noninterest income$11,600,000553
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$9,070,000209
Trading account gains and fees$0178
Additional Noninterest Income$2,530,0001,148
Total noninterest expense$17,500,0001,071
Salaries and employee benefits$7,420,0001,361
Premises and equipment expense$2,605,0001,004
Additional noninterest expense$7,475,000771
Pre-tax net operating income$8,972,000950
Securities gains (losses)$02,146
Applicable income taxes$2,714,000880
Income before extraordinary items$6,258,0001,042
Extraordinary gains, net$039
Net income$6,258,0001,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,950
Cash dividends$2,431,0001,409
Sale, conversion, retirement of capital stock, net$219,000730
Net operating income$6,258,0001,021
2007-09-30 (YTD Data)Rank
Total interest income$19,603,0001,649
Total interest expense$8,039,0001,850
Net interest income$11,564,0001,469
Provision for loan and lease losses$683,0001,235
Total noninterest income$8,609,000557
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$7,414,000190
Trading account gains and fees$0184
Additional Noninterest Income$1,195,0001,601
Total noninterest expense$12,952,0001,077
Salaries and employee benefits$5,551,0001,357
Premises and equipment expense$1,903,0001,036
Additional noninterest expense$5,498,000770
Pre-tax net operating income$6,538,0001,056
Securities gains (losses)$01,655
Applicable income taxes$2,116,000928
Income before extraordinary items$4,422,0001,173
Extraordinary gains, net$033
Net income$4,422,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,684
Cash dividends$1,992,0001,239
Sale, conversion, retirement of capital stock, net$477,000423
Net operating income$4,422,0001,152
2007-06-30 (YTD Data)Rank
Total interest income$12,720,0001,711
Total interest expense$5,319,0001,867
Net interest income$7,401,0001,572
Provision for loan and lease losses$175,0002,387
Total noninterest income$5,726,000578
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$4,229,000219
Trading account gains and fees$0168
Additional Noninterest Income$1,497,0001,047
Total noninterest expense$8,297,0001,140
Salaries and employee benefits$3,568,0001,444
Premises and equipment expense$1,248,0001,069
Additional noninterest expense$3,481,000809
Pre-tax net operating income$4,655,0001,028
Securities gains (losses)$01,444
Applicable income taxes$1,411,000969
Income before extraordinary items$3,244,0001,110
Extraordinary gains, net$029
Net income$3,244,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0001,646
Cash dividends$996,0001,568
Sale, conversion, retirement of capital stock, net$69,000672
Net operating income$3,244,0001,088
2007-03-31 (YTD Data)Rank
Total interest income$6,284,0001,725
Total interest expense$2,666,0001,847
Net interest income$3,618,0001,599
Provision for loan and lease losses$132,0001,651
Total noninterest income$2,531,000616
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,979,000219
Trading account gains and fees$0195
Additional Noninterest Income$552,0001,270
Total noninterest expense$3,922,0001,196
Salaries and employee benefits$1,776,0001,459
Premises and equipment expense$618,0001,081
Additional noninterest expense$1,528,000893
Pre-tax net operating income$2,095,0001,115
Securities gains (losses)$01,187
Applicable income taxes$649,0001,038
Income before extraordinary items$1,446,0001,220
Extraordinary gains, net$022
Net income$1,446,0001,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,024
Cash dividends$257,0002,148
Sale, conversion, retirement of capital stock, net$34,000564
Net operating income$1,446,0001,201
2006-12-31 (YTD Data)Rank
Total interest income$23,476,0001,722
Total interest expense$9,295,0001,800
Net interest income$14,181,0001,616
Provision for loan and lease losses$369,0002,418
Total noninterest income$10,246,000602
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$8,475,000209
Trading account gains and fees$0130
Additional Noninterest Income$1,771,0001,477
Total noninterest expense$14,731,0001,222
Salaries and employee benefits$6,427,0001,539
Premises and equipment expense$2,381,0001,058
Additional noninterest expense$5,923,000898
Pre-tax net operating income$9,327,0001,053
Securities gains (losses)$-43,0007,887
Applicable income taxes$2,960,000952
Income before extraordinary items$6,324,0001,170
Extraordinary gains, net$051
Net income$6,324,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,639
Cash dividends$7,781,000486
Sale, conversion, retirement of capital stock, net$1,727,000433
Net operating income$6,353,2401,148
2006-09-30 (YTD Data)Rank
Total interest income$17,463,0001,717
Total interest expense$6,674,0001,817
Net interest income$10,789,0001,613
Provision for loan and lease losses$279,0002,282
Total noninterest income$7,413,000629
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$6,278,000217
Trading account gains and fees$0126
Additional Noninterest Income$1,135,0001,656
Total noninterest expense$10,964,0001,243
Salaries and employee benefits$4,880,0001,527
Premises and equipment expense$1,721,0001,119
Additional noninterest expense$4,363,000913
Pre-tax net operating income$6,959,0001,100
Securities gains (losses)$-43,0008,133
Applicable income taxes$2,233,0001,002
Income before extraordinary items$4,683,0001,212
Extraordinary gains, net$045
Net income$4,683,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0002,245
Cash dividends$6,883,000399
Sale, conversion, retirement of capital stock, net$1,727,000328
Net operating income$4,712,2401,197
2006-06-30 (YTD Data)Rank
Total interest income$11,400,0001,719
Total interest expense$4,211,0001,823
Net interest income$7,189,0001,615
Provision for loan and lease losses$180,0002,262
Total noninterest income$4,799,000645
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,998,000222
Trading account gains and fees$0126
Additional Noninterest Income$801,0001,596
Total noninterest expense$7,091,0001,288
Salaries and employee benefits$3,035,0001,629
Premises and equipment expense$1,103,0001,165
Additional noninterest expense$2,953,000904
Pre-tax net operating income$4,717,0001,076
Securities gains (losses)$-43,0008,330
Applicable income taxes$1,564,000952
Income before extraordinary items$3,110,0001,205
Extraordinary gains, net$039
Net income$3,110,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,780
Cash dividends$6,251,000308
Sale, conversion, retirement of capital stock, net$1,796,000226
Net operating income$3,138,8101,186
2006-03-31 (YTD Data)Rank
Total interest income$5,482,0001,741
Total interest expense$2,006,0001,816
Net interest income$3,476,0001,656
Provision for loan and lease losses$30,0003,822
Total noninterest income$2,164,000689
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,763,000241
Trading account gains and fees$0115
Additional Noninterest Income$401,0001,576
Total noninterest expense$3,399,0001,344
Salaries and employee benefits$1,483,0001,672
Premises and equipment expense$551,0001,172
Additional noninterest expense$1,365,000978
Pre-tax net operating income$2,211,0001,122
Securities gains (losses)$-43,0008,537
Applicable income taxes$565,0001,255
Income before extraordinary items$1,603,0001,165
Extraordinary gains, net$021
Net income$1,603,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,000945
Cash dividends$5,903,000182
Sale, conversion, retirement of capital stock, net$1,762,000123
Net operating income$1,634,8201,121
2005-12-31 (YTD Data)Rank
Total interest income$19,959,0001,689
Total interest expense$6,819,0001,670
Net interest income$13,140,0001,667
Provision for loan and lease losses$100,0004,800
Total noninterest income$7,029,000822
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$5,650,000302
Trading account gains and fees$0138
Additional Noninterest Income$1,379,0001,778
Total noninterest expense$13,176,0001,316
Salaries and employee benefits$5,761,0001,621
Premises and equipment expense$1,892,0001,301
Additional noninterest expense$5,523,000941
Pre-tax net operating income$6,893,0001,392
Securities gains (losses)$02,296
Applicable income taxes$1,981,0001,374
Income before extraordinary items$4,912,0001,433
Extraordinary gains, net$046
Net income$4,912,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,218
Cash dividends$1,436,0001,886
Sale, conversion, retirement of capital stock, net$819,000501
Net operating income$4,912,0001,418
2005-09-30 (YTD Data)Rank
Total interest income$14,706,0001,680
Total interest expense$4,934,0001,637
Net interest income$9,772,0001,662
Provision for loan and lease losses$114,0003,981
Total noninterest income$5,090,000851
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,913,000322
Trading account gains and fees$0126
Additional Noninterest Income$1,177,0001,605
Total noninterest expense$9,876,0001,297
Salaries and employee benefits$4,255,0001,629
Premises and equipment expense$1,465,0001,244
Additional noninterest expense$4,156,000921
Pre-tax net operating income$4,872,0001,471
Securities gains (losses)$02,317
Applicable income taxes$1,481,0001,394
Income before extraordinary items$3,391,0001,556
Extraordinary gains, net$035
Net income$3,391,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,251
Cash dividends$1,001,0001,774
Sale, conversion, retirement of capital stock, net$819,000368
Net operating income$3,391,0001,526
2005-06-30 (YTD Data)Rank
Total interest income$9,719,0001,650
Total interest expense$3,175,0001,594
Net interest income$6,544,0001,645
Provision for loan and lease losses$50,0004,523
Total noninterest income$3,249,000866
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,466,000325
Trading account gains and fees$0116
Additional Noninterest Income$783,0001,607
Total noninterest expense$6,380,0001,331
Salaries and employee benefits$2,800,0001,645
Premises and equipment expense$894,0001,352
Additional noninterest expense$2,686,000936
Pre-tax net operating income$3,363,0001,393
Securities gains (losses)$02,146
Applicable income taxes$1,010,0001,364
Income before extraordinary items$2,353,0001,479
Extraordinary gains, net$030
Net income$2,353,0001,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,069
Cash dividends$597,0001,972
Sale, conversion, retirement of capital stock, net$819,000257
Net operating income$2,353,0001,450
2005-03-31 (YTD Data)Rank
Total interest income$4,774,0001,641
Total interest expense$1,554,0001,532
Net interest income$3,220,0001,662
Provision for loan and lease losses$25,0004,374
Total noninterest income$1,493,000901
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,102,000365
Trading account gains and fees$0115
Additional Noninterest Income$391,0001,576
Total noninterest expense$3,279,0001,299
Salaries and employee benefits$1,382,0001,665
Premises and equipment expense$445,0001,356
Additional noninterest expense$1,452,000864
Pre-tax net operating income$1,409,0001,605
Securities gains (losses)$01,685
Applicable income taxes$441,0001,491
Income before extraordinary items$968,0001,738
Extraordinary gains, net$024
Net income$968,0001,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,643
Cash dividends$272,0001,880
Sale, conversion, retirement of capital stock, net$219,000208
Net operating income$968,0001,704
2004-12-31 (YTD Data)Rank
Total interest income$17,084,0001,678
Total interest expense$4,668,0001,745
Net interest income$12,416,0001,639
Provision for loan and lease losses$426,0002,250
Total noninterest income$5,633,000981
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$5,083,000340
Trading account gains and fees$0138
Additional Noninterest Income$550,0003,130
Total noninterest expense$12,676,0001,300
Salaries and employee benefits$5,981,0001,486
Premises and equipment expense$1,792,0001,285
Additional noninterest expense$4,903,0001,022
Pre-tax net operating income$4,947,0001,717
Securities gains (losses)$8,0002,935
Applicable income taxes$1,462,0001,638
Income before extraordinary items$3,493,0001,815
Extraordinary gains, net$034
Net income$3,493,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,260
Cash dividends$1,044,0002,246
Sale, conversion, retirement of capital stock, net$550,000462
Net operating income$3,487,4001,776
2004-09-30 (YTD Data)Rank
Total interest income$12,255,0001,733
Total interest expense$3,091,0001,943
Net interest income$9,164,0001,652
Provision for loan and lease losses$370,0001,896
Total noninterest income$4,146,0001,004
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,715,000357
Trading account gains and fees$0134
Additional Noninterest Income$431,0003,065
Total noninterest expense$9,024,0001,360
Salaries and employee benefits$4,423,0001,504
Premises and equipment expense$1,291,0001,335
Additional noninterest expense$3,310,0001,106
Pre-tax net operating income$3,916,0001,646
Securities gains (losses)$03,710
Applicable income taxes$1,398,0001,364
Income before extraordinary items$2,518,0001,893
Extraordinary gains, net$026
Net income$2,518,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0001,856
Cash dividends$772,0002,066
Sale, conversion, retirement of capital stock, net$550,000354
Net operating income$2,518,0001,844
2004-06-30 (YTD Data)Rank
Total interest income$7,930,0001,771
Total interest expense$1,912,0002,070
Net interest income$6,018,0001,670
Provision for loan and lease losses$250,0001,820
Total noninterest income$2,704,0001,014
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,313,000370
Trading account gains and fees$0130
Additional Noninterest Income$391,0002,549
Total noninterest expense$5,992,0001,361
Salaries and employee benefits$2,980,0001,482
Premises and equipment expense$868,0001,326
Additional noninterest expense$2,144,0001,143
Pre-tax net operating income$2,480,0001,692
Securities gains (losses)$03,413
Applicable income taxes$880,0001,427
Income before extraordinary items$1,600,0001,956
Extraordinary gains, net$021
Net income$1,600,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0001,457
Cash dividends$277,0003,010
Sale, conversion, retirement of capital stock, net$550,000252
Net operating income$1,600,0001,904
2004-03-31 (YTD Data)Rank
Total interest income$3,910,0001,803
Total interest expense$825,0002,377
Net interest income$3,085,0001,616
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,214,0001,080
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,021,000419
Trading account gains and fees$0121
Additional Noninterest Income$193,0002,525
Total noninterest expense$2,893,0001,422
Salaries and employee benefits$1,505,0001,471
Premises and equipment expense$481,0001,214
Additional noninterest expense$907,0001,335
Pre-tax net operating income$1,256,0001,654
Securities gains (losses)$02,934
Applicable income taxes$406,0001,526
Income before extraordinary items$850,0001,836
Extraordinary gains, net$016
Net income$850,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,622
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$850,0001,755
2003-12-31 (YTD Data)Rank
Total interest income$15,752,0001,804
Total interest expense$3,873,0002,279
Net interest income$11,879,0001,635
Provision for loan and lease losses$837,0001,404
Total noninterest income$4,550,0001,212
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,628,000473
Trading account gains and fees$0160
Additional Noninterest Income$922,0002,514
Total noninterest expense$11,330,0001,424
Salaries and employee benefits$5,721,0001,497
Premises and equipment expense$1,814,0001,246
Additional noninterest expense$3,795,0001,307
Pre-tax net operating income$4,262,0001,890
Securities gains (losses)$1,0004,307
Applicable income taxes$1,383,0001,746
Income before extraordinary items$2,879,0002,104
Extraordinary gains, net$054
Net income$2,879,0002,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$712,0001,207
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$458,000504
Net operating income$2,878,3202,015
2003-09-30 (YTD Data)Rank
Total interest income$11,791,0001,845
Total interest expense$2,973,0002,311
Net interest income$8,818,0001,665
Provision for loan and lease losses$575,0001,466
Total noninterest income$3,302,0001,288
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,681,000486
Trading account gains and fees$0153
Additional Noninterest Income$621,0002,781
Total noninterest expense$8,401,0001,443
Salaries and employee benefits$4,256,0001,522
Premises and equipment expense$1,438,0001,190
Additional noninterest expense$2,707,0001,368
Pre-tax net operating income$3,144,0001,966
Securities gains (losses)$1,0004,000
Applicable income taxes$1,213,0001,598
Income before extraordinary items$1,932,0002,411
Extraordinary gains, net$040
Net income$1,932,0002,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$481,0001,205
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$500,000365
Net operating income$1,931,3602,295
2003-06-30 (YTD Data)Rank
Total interest income$7,717,0001,892
Total interest expense$2,076,0002,282
Net interest income$5,641,0001,731
Provision for loan and lease losses$275,0001,970
Total noninterest income$2,188,0001,282
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,774,000486
Trading account gains and fees$0150
Additional Noninterest Income$414,0002,744
Total noninterest expense$5,524,0001,452
Salaries and employee benefits$2,830,0001,524
Premises and equipment expense$921,0001,238
Additional noninterest expense$1,773,0001,398
Pre-tax net operating income$2,030,0002,009
Securities gains (losses)$03,782
Applicable income taxes$778,0001,663
Income before extraordinary items$1,252,0002,475
Extraordinary gains, net$030
Net income$1,252,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,536
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$500,000262
Net operating income$1,252,0002,339
2003-03-31 (YTD Data)Rank
Total interest income$3,861,0001,904
Total interest expense$1,089,0002,239
Net interest income$2,772,0001,751
Provision for loan and lease losses$50,0003,651
Total noninterest income$1,079,0001,274
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$869,000488
Trading account gains and fees$0134
Additional Noninterest Income$210,0002,635
Total noninterest expense$2,528,0001,577
Salaries and employee benefits$1,332,0001,597
Premises and equipment expense$441,0001,309
Additional noninterest expense$755,0001,567
Pre-tax net operating income$1,273,0001,645
Securities gains (losses)$02,891
Applicable income taxes$450,0001,498
Income before extraordinary items$823,0001,921
Extraordinary gains, net$021
Net income$823,0001,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,967
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$823,0001,814
2002-12-31 (YTD Data)Rank
Total interest income$15,817,0001,951
Total interest expense$4,781,0002,334
Net interest income$11,036,0001,749
Provision for loan and lease losses$1,152,0001,182
Total noninterest income$3,135,0001,514
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,778,000585
Trading account gains and fees$0153
Additional Noninterest Income$357,0003,903
Total noninterest expense$9,068,0001,678
Salaries and employee benefits$4,438,0001,816
Premises and equipment expense$1,506,0001,474
Additional noninterest expense$3,124,0001,514
Pre-tax net operating income$3,951,0002,009
Securities gains (losses)$150,0001,391
Applicable income taxes$1,163,0001,976
Income before extraordinary items$2,938,0002,039
Extraordinary gains, net$070
Net income$2,938,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,0001,254
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$145,000602
Net operating income$2,830,0002,040
2001-12-31 (YTD Data)Rank
Total interest income$16,484,0002,080
Total interest expense$6,643,0002,418
Net interest income$9,841,0001,815
Provision for loan and lease losses$875,0001,390
Total noninterest income$2,636,0001,625
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,229,000667
Trading account gains and fees$0177
Additional Noninterest Income$407,0003,490
Total noninterest expense$7,079,0002,028
Salaries and employee benefits$3,610,0002,092
Premises and equipment expense$1,101,0001,955
Additional noninterest expense$2,368,0001,901
Pre-tax net operating income$4,523,0001,591
Securities gains (losses)$56,0002,241
Applicable income taxes$1,615,0001,404
Income before extraordinary items$2,964,0001,776
Extraordinary gains, net$0105
Net income$2,964,0001,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,650
Cash dividends$750,0002,727
Sale, conversion, retirement of capital stock, net$1,113,000384
Net operating income$2,927,6001,734
2000-12-31 (YTD Data)Rank
Total interest income$15,798,0002,219
Total interest expense$6,923,0002,429
Net interest income$8,875,0001,995
Provision for loan and lease losses$455,0002,034
Total noninterest income$2,152,0001,780
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,914,000713
Trading account gains and fees$0180
Additional Noninterest Income$238,0004,393
Total noninterest expense$5,933,0002,300
Salaries and employee benefits$3,135,0002,271
Premises and equipment expense$870,0002,378
Additional noninterest expense$1,928,0002,245
Pre-tax net operating income$4,639,0001,590
Securities gains (losses)$01,956
Applicable income taxes$1,620,0001,409
Income before extraordinary items$3,019,0001,748
Extraordinary gains, net$038
Net income$3,019,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,507
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$194,000645
Net operating income$3,019,0001,739
1999-12-31 (YTD Data)Rank
Total interest income$14,213,0002,291
Total interest expense$5,572,0002,648
Net interest income$8,641,0002,047
Provision for loan and lease losses$347,0002,377
Total noninterest income$2,041,0001,829
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,774,000752
Trading account gains and fees$0173
Additional Noninterest Income$267,0004,291
Total noninterest expense$5,321,0002,547
Salaries and employee benefits$2,680,0002,639
Premises and equipment expense$709,0002,845
Additional noninterest expense$1,932,0002,265
Pre-tax net operating income$5,014,0001,506
Securities gains (losses)$03,155
Applicable income taxes$1,717,0001,419
Income before extraordinary items$3,297,0001,618
Extraordinary gains, net$035
Net income$3,297,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,480
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$-5,049,00010,203
Net operating income$3,297,0001,585
1998-12-31 (YTD Data)Rank
Total interest income$12,483,0002,618
Total interest expense$5,151,0002,910
Net interest income$7,332,0002,327
Provision for loan and lease losses$458,0001,844
Total noninterest income$2,221,0001,686
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,522,000811
Trading account gains and fees$0224
Additional Noninterest Income$699,0002,392
Total noninterest expense$4,547,0002,849
Salaries and employee benefits$2,411,0002,821
Premises and equipment expense$601,0003,169
Additional noninterest expense$1,535,0002,710
Pre-tax net operating income$4,548,0001,630
Securities gains (losses)$63,0001,575
Applicable income taxes$1,598,0001,535
Income before extraordinary items$3,013,0001,739
Extraordinary gains, net$032
Net income$3,013,0001,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,633
Cash dividends$954,0002,313
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,972,0501,697
1997-12-31 (YTD Data)Rank
Total interest income$10,429,0003,102
Total interest expense$3,893,0003,774
Net interest income$6,536,0002,665
Provision for loan and lease losses$273,0002,808
Total noninterest income$1,849,0001,893
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,335,000955
Trading account gains and fees$0239
Additional Noninterest Income$514,0002,773
Total noninterest expense$3,888,0003,261
Salaries and employee benefits$2,157,0003,074
Premises and equipment expense$481,0003,839
Additional noninterest expense$1,250,0003,234
Pre-tax net operating income$4,224,0001,805
Securities gains (losses)$21,0001,847
Applicable income taxes$1,482,0001,721
Income before extraordinary items$2,763,0001,911
Extraordinary gains, net$044
Net income$2,763,0001,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,562
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,749,3501,864
1996-12-31 (YTD Data)Rank
Total interest income$8,877,0003,661
Total interest expense$3,172,0004,549
Net interest income$5,705,0003,101
Provision for loan and lease losses$60,0006,086
Total noninterest income$1,558,0002,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,122,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$436,0003,207
Total noninterest expense$3,666,0003,610
Salaries and employee benefits$2,091,0003,199
Premises and equipment expense$498,0003,794
Additional noninterest expense$1,077,0004,137
Pre-tax net operating income$3,537,0002,033
Securities gains (losses)$68,0001,155
Applicable income taxes$1,225,0001,960
Income before extraordinary items$2,380,0002,090
Extraordinary gains, net$053
Net income$2,380,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,762
Cash dividends$1,000,0002,117
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,335,1202,076
1995-12-31 (YTD Data)Rank
Total interest income$7,686,0004,163
Total interest expense$2,859,0004,979
Net interest income$4,827,0003,652
Provision for loan and lease losses$48,0006,309
Total noninterest income$1,346,0002,475
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$939,0001,456
Trading account gains and feesNANA
Additional Noninterest Income$407,0003,284
Total noninterest expense$3,236,0004,027
Salaries and employee benefits$1,767,0003,708
Premises and equipment expense$370,0004,828
Additional noninterest expense$1,099,0004,028
Pre-tax net operating income$2,889,0002,502
Securities gains (losses)$207,000660
Applicable income taxes$1,042,0002,293
Income before extraordinary items$2,054,0002,446
Extraordinary gains, net$065
Net income$2,054,0002,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,802
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,917,3802,576
1994-12-31 (YTD Data)Rank
Total interest income$6,337,0004,629
Total interest expense$2,173,0005,224
Net interest income$4,164,0004,227
Provision for loan and lease losses$60,0005,594
Total noninterest income$1,149,0002,811
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$835,0001,625
Trading account gains and feesNANA
Additional Noninterest Income$314,0003,958
Total noninterest expense$2,656,0004,889
Salaries and employee benefits$1,432,0004,462
Premises and equipment expense$337,0005,213
Additional noninterest expense$887,0005,236
Pre-tax net operating income$2,597,0002,726
Securities gains (losses)$53,0001,120
Applicable income taxes$883,0002,533
Income before extraordinary items$1,767,0002,738
Extraordinary gains, net$0249
Net income$1,767,0002,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,975
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,731,4902,814
1993-12-31 (YTD Data)Rank
Total interest income$5,577,0005,266
Total interest expense$1,781,0006,382
Net interest income$3,796,0004,615
Provision for loan and lease losses$50,0007,415
Total noninterest income$953,0003,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$749,0001,823
Trading account gains and feesNANA
Additional Noninterest Income$204,0005,605
Total noninterest expense$2,396,0005,458
Salaries and employee benefits$1,264,0005,005
Premises and equipment expense$271,0006,324
Additional noninterest expense$861,0005,576
Pre-tax net operating income$2,303,0002,923
Securities gains (losses)$142,0002,045
Applicable income taxes$844,0002,647
Income before extraordinary items$1,601,0003,051
Extraordinary gains, net$127,0001,371
Net income$1,728,0002,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00011,621
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,508,7003,064
1992-12-31 (YTD Data)Rank
Total interest income$5,333,0006,054
Total interest expense$1,999,0007,110
Net interest income$3,334,0005,234
Provision for loan and lease losses$85,0007,723
Total noninterest income$823,0003,893
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$662,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$161,0006,391
Total noninterest expense$2,202,0005,915
Salaries and employee benefits$1,206,0005,135
Premises and equipment expense$246,0006,868
Additional noninterest expense$750,0006,422
Pre-tax net operating income$1,870,0003,312
Securities gains (losses)$18,0005,726
Applicable income taxes$660,0003,149
Income before extraordinary items$1,228,0003,721
Extraordinary gains, net$01,422
Net income$1,228,0003,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,00010,714
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,216,3003,480

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.