Home > Orrstown Bank > Income and Expense

Orrstown Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$149,895,000377
Total interest expense$43,132,000438
Net interest income$106,763,000350
Provision for loan and lease losses$1,682,000607
Total noninterest income$25,452,000381
Gross Fiduciary activities income$7,691,000209
Service charges on deposit accounts$4,037,000323
Trading account gains and fees$807,00069
Additional Noninterest Income$12,917,000446
Total noninterest expense$80,191,000371
Salaries and employee benefits$51,105,000320
Premises and equipment expense$9,490,000308
Additional noninterest expense$12,917,000446
Pre-tax net operating income$50,342,000345
Securities gains (losses)$-44,0003,619
Applicable income taxes$10,476,000332
Income before extraordinary items$39,822,000343
Extraordinary gains, net$054
Net income$39,822,000349
Minority interest net income$088
Net income of bank and minority interests.$39,822,000346
Net charge-offs$581,000700
Cash dividends$14,000,000389
Sale, conversion, retirement of capital stock, net$0540
Net operating income$39,856,760353
2023-09-30 (YTD Data)Rank
Total interest income$109,867,000380
Total interest expense$29,576,000441
Net interest income$80,291,000352
Provision for loan and lease losses$1,264,000577
Total noninterest income$19,346,000378
Gross Fiduciary activities income$5,668,000211
Service charges on deposit accounts$3,038,000322
Trading account gains and fees$639,00068
Additional Noninterest Income$10,001,000448
Total noninterest expense$59,587,000372
Salaries and employee benefits$38,135,000323
Premises and equipment expense$6,982,000321
Additional noninterest expense$10,001,000448
Pre-tax net operating income$38,786,000352
Securities gains (losses)$0849
Applicable income taxes$8,039,000345
Income before extraordinary items$30,747,000349
Extraordinary gains, net$052
Net income$30,747,000352
Minority interest net income$081
Net income of bank and minority interests.$30,747,000349
Net charge-offs$587,000534
Cash dividends$11,000,000350
Sale, conversion, retirement of capital stock, net$0507
Net operating income$30,747,000359
2023-06-30 (YTD Data)Rank
Total interest income$71,176,000372
Total interest expense$17,564,000437
Net interest income$53,612,000349
Provision for loan and lease losses$1,128,000480
Total noninterest income$13,121,000366
Gross Fiduciary activities income$3,815,000206
Service charges on deposit accounts$1,998,000317
Trading account gains and fees$78,00089
Additional Noninterest Income$7,230,000410
Total noninterest expense$39,418,000367
Salaries and employee benefits$25,250,000318
Premises and equipment expense$4,547,000315
Additional noninterest expense$7,230,000410
Pre-tax net operating income$26,187,000349
Securities gains (losses)$0938
Applicable income taxes$5,286,000354
Income before extraordinary items$20,901,000349
Extraordinary gains, net$051
Net income$20,901,000356
Minority interest net income$081
Net income of bank and minority interests.$20,901,000350
Net charge-offs$346,000524
Cash dividends$8,000,000319
Sale, conversion, retirement of capital stock, net$0486
Net operating income$20,901,000351
2023-03-31 (YTD Data)Rank
Total interest income$34,277,000386
Total interest expense$7,518,000444
Net interest income$26,759,000354
Provision for loan and lease losses$729,000417
Total noninterest income$5,922,000399
Gross Fiduciary activities income$1,888,000217
Service charges on deposit accounts$988,000330
Trading account gains and fees$-159,0001,183
Additional Noninterest Income$3,205,000443
Total noninterest expense$19,311,000380
Salaries and employee benefits$12,196,000338
Premises and equipment expense$2,308,000323
Additional noninterest expense$3,205,000443
Pre-tax net operating income$12,641,000367
Securities gains (losses)$0950
Applicable income taxes$2,495,000380
Income before extraordinary items$10,146,000364
Extraordinary gains, net$04
Net income$10,146,000365
Minority interest net income$048
Net income of bank and minority interests.$10,146,000365
Net charge-offs$-34,0004,342
Cash dividends$4,000,000298
Sale, conversion, retirement of capital stock, net$0430
Net operating income$10,146,000370
2022-12-31 (YTD Data)Rank
Total interest income$108,652,000385
Total interest expense$7,045,000600
Net interest income$101,607,000360
Provision for loan and lease losses$4,160,000321
Total noninterest income$27,115,000386
Gross Fiduciary activities income$7,631,000219
Service charges on deposit accounts$3,932,000345
Trading account gains and fees$2,662,00061
Additional Noninterest Income$12,890,000466
Total noninterest expense$80,066,000359
Salaries and employee benefits$49,321,000328
Premises and equipment expense$10,632,000286
Additional noninterest expense$12,890,000466
Pre-tax net operating income$44,496,000418
Securities gains (losses)$-139,0004,010
Applicable income taxes$8,305,000437
Income before extraordinary items$36,052,000404
Extraordinary gains, net$05
Net income$36,052,000405
Minority interest net income$063
Net income of bank and minority interests.$36,052,000405
Net charge-offs$162,0001,021
Cash dividends$27,000,000246
Sale, conversion, retirement of capital stock, net$0568
Net operating income$36,164,590409
2022-09-30 (YTD Data)Rank
Total interest income$76,558,000381
Total interest expense$2,918,000752
Net interest income$73,640,000363
Provision for loan and lease losses$3,575,000271
Total noninterest income$21,170,000383
Gross Fiduciary activities income$5,852,000215
Service charges on deposit accounts$2,924,000352
Trading account gains and fees$2,243,00058
Additional Noninterest Income$10,151,000462
Total noninterest expense$59,761,000363
Salaries and employee benefits$36,672,000330
Premises and equipment expense$8,216,000282
Additional noninterest expense$10,151,000462
Pre-tax net operating income$31,474,000430
Securities gains (losses)$-149,0004,298
Applicable income taxes$5,802,000456
Income before extraordinary items$25,523,000418
Extraordinary gains, net$04
Net income$25,523,000417
Minority interest net income$057
Net income of bank and minority interests.$25,523,000418
Net charge-offs$46,0001,264
Cash dividends$10,000,000352
Sale, conversion, retirement of capital stock, net$0519
Net operating income$25,643,690424
2022-06-30 (YTD Data)Rank
Total interest income$49,140,000376
Total interest expense$1,464,000780
Net interest income$47,676,000361
Provision for loan and lease losses$2,075,000256
Total noninterest income$14,928,000355
Gross Fiduciary activities income$3,846,000185
Service charges on deposit accounts$1,895,000358
Trading account gains and fees$1,869,00053
Additional Noninterest Income$7,318,000455
Total noninterest expense$36,884,000380
Salaries and employee benefits$22,649,000343
Premises and equipment expense$4,941,000290
Additional noninterest expense$9,294,000456
Pre-tax net operating income$23,645,000382
Securities gains (losses)$-149,0004,423
Applicable income taxes$4,384,000397
Income before extraordinary items$19,112,000373
Extraordinary gains, net$04
Net income$19,112,000373
Minority interest net income$060
Net income of bank and minority interests.$19,112,000373
Net charge-offs$-24,0003,945
Cash dividends$4,000,000490
Sale, conversion, retirement of capital stock, net$0494
Net operating income$19,232,690379
2022-03-31 (YTD Data)Rank
Total interest income$23,790,000375
Total interest expense$719,000757
Net interest income$23,071,000362
Provision for loan and lease losses$300,000484
Total noninterest income$7,649,000364
Gross Fiduciary activities income$1,941,000191
Service charges on deposit accounts$808,000397
Trading account gains and fees$990,00056
Additional Noninterest Income$3,910,000450
Total noninterest expense$18,626,000375
Salaries and employee benefits$11,337,000347
Premises and equipment expense$2,543,000291
Additional noninterest expense$4,746,000445
Pre-tax net operating income$11,794,000374
Securities gains (losses)$-149,0004,572
Applicable income taxes$2,280,000376
Income before extraordinary items$9,365,000375
Extraordinary gains, net$04
Net income$9,365,000375
Minority interest net income$050
Net income of bank and minority interests.$9,365,000375
Net charge-offs$-28,0004,259
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,484,200381
2021-12-31 (YTD Data)Rank
Total interest income$93,693,000385
Total interest expense$4,740,000573
Net interest income$88,953,000377
Provision for loan and lease losses$1,090,000549
Total noninterest income$28,488,000406
Gross Fiduciary activities income$7,896,000183
Service charges on deposit accounts$2,876,000409
Trading account gains and fees$281,000105
Additional Noninterest Income$17,435,000460
Total noninterest expense$71,955,000379
Salaries and employee benefits$44,002,000356
Premises and equipment expense$9,755,000303
Additional noninterest expense$18,198,000456
Pre-tax net operating income$44,396,000419
Securities gains (losses)$609,000313
Applicable income taxes$8,877,000424
Income before extraordinary items$36,128,000422
Extraordinary gains, net$010
Net income$36,128,000423
Minority interest net income$074
Net income of bank and minority interests.$36,128,000423
Net charge-offs$61,0001,568
Cash dividends$16,000,000340
Sale, conversion, retirement of capital stock, net$0582
Net operating income$35,640,800420
2021-09-30 (YTD Data)Rank
Total interest income$69,774,000393
Total interest expense$3,915,000547
Net interest income$65,859,000381
Provision for loan and lease losses$-10,0004,295
Total noninterest income$21,208,000413
Gross Fiduciary activities income$5,862,000183
Service charges on deposit accounts$2,106,000417
Trading account gains and fees$126,000112
Additional Noninterest Income$13,114,000479
Total noninterest expense$52,152,000392
Salaries and employee benefits$31,907,000364
Premises and equipment expense$7,226,000306
Additional noninterest expense$13,019,000477
Pre-tax net operating income$34,925,000416
Securities gains (losses)$609,000275
Applicable income taxes$6,879,000420
Income before extraordinary items$28,655,000414
Extraordinary gains, net$08
Net income$28,655,000413
Minority interest net income$069
Net income of bank and minority interests.$28,655,000414
Net charge-offs$176,000844
Cash dividends$12,000,000327
Sale, conversion, retirement of capital stock, net$0543
Net operating income$28,161,710411
2021-06-30 (YTD Data)Rank
Total interest income$47,585,000379
Total interest expense$2,839,000530
Net interest income$44,746,000369
Provision for loan and lease losses$-375,0004,582
Total noninterest income$14,045,000416
Gross Fiduciary activities income$3,932,000182
Service charges on deposit accounts$1,356,000416
Trading account gains and fees$51,000122
Additional Noninterest Income$8,706,000486
Total noninterest expense$33,629,000398
Salaries and employee benefits$20,409,000374
Premises and equipment expense$4,875,000301
Additional noninterest expense$8,345,000486
Pre-tax net operating income$25,537,000388
Securities gains (losses)$128,000586
Applicable income taxes$4,990,000404
Income before extraordinary items$20,675,000392
Extraordinary gains, net$06
Net income$20,675,000390
Minority interest net income$067
Net income of bank and minority interests.$20,675,000392
Net charge-offs$395,000457
Cash dividends$8,000,000319
Sale, conversion, retirement of capital stock, net$0517
Net operating income$20,571,320387
2021-03-31 (YTD Data)Rank
Total interest income$23,929,000375
Total interest expense$1,582,000503
Net interest income$22,347,000367
Provision for loan and lease losses$-1,000,0004,796
Total noninterest income$7,379,000407
Gross Fiduciary activities income$1,912,000183
Service charges on deposit accounts$702,000401
Trading account gains and fees$0127
Additional Noninterest Income$4,765,000461
Total noninterest expense$17,008,000392
Salaries and employee benefits$10,197,000379
Premises and equipment expense$2,497,000300
Additional noninterest expense$4,314,000453
Pre-tax net operating income$13,718,000366
Securities gains (losses)$128,000416
Applicable income taxes$2,667,000386
Income before extraordinary items$11,179,000368
Extraordinary gains, net$03
Net income$11,179,000366
Minority interest net income$055
Net income of bank and minority interests.$11,179,000368
Net charge-offs$184,000452
Cash dividends$4,000,000273
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,075,320362
2020-12-31 (YTD Data)Rank
Total interest income$99,631,000363
Total interest expense$14,095,000371
Net interest income$85,536,000359
Provision for loan and lease losses$5,325,000544
Total noninterest income$28,102,000390
Gross Fiduciary activities income$6,792,000185
Service charges on deposit accounts$2,757,000413
Trading account gains and fees$0133
Additional Noninterest Income$18,553,000426
Total noninterest expense$70,427,000377
Salaries and employee benefits$43,050,000350
Premises and equipment expense$10,108,000292
Additional noninterest expense$17,269,000460
Pre-tax net operating income$37,886,000366
Securities gains (losses)$02,675
Applicable income taxes$7,172,000390
Income before extraordinary items$30,714,000379
Extraordinary gains, net$04
Net income$30,714,000377
Minority interest net income$072
Net income of bank and minority interests.$30,714,000379
Net charge-offs$-171,0004,830
Cash dividends$14,000,000363
Sale, conversion, retirement of capital stock, net$0566
Net operating income$30,714,000370
2020-09-30 (YTD Data)Rank
Total interest income$73,205,000369
Total interest expense$11,887,000358
Net interest income$61,318,000372
Provision for loan and lease losses$5,025,000493
Total noninterest income$20,980,000383
Gross Fiduciary activities income$4,930,000184
Service charges on deposit accounts$2,017,000412
Trading account gains and fees$0125
Additional Noninterest Income$14,033,000401
Total noninterest expense$53,127,000366
Salaries and employee benefits$32,052,000347
Premises and equipment expense$7,661,000287
Additional noninterest expense$13,414,000438
Pre-tax net operating income$24,146,000385
Securities gains (losses)$02,494
Applicable income taxes$4,446,000409
Income before extraordinary items$19,700,000395
Extraordinary gains, net$04
Net income$19,700,000395
Minority interest net income$065
Net income of bank and minority interests.$19,700,000395
Net charge-offs$-45,0004,626
Cash dividends$10,000,000351
Sale, conversion, retirement of capital stock, net$0532
Net operating income$19,700,000383
2020-06-30 (YTD Data)Rank
Total interest income$48,989,000372
Total interest expense$8,977,000349
Net interest income$40,012,000375
Provision for loan and lease losses$2,825,000576
Total noninterest income$14,142,000350
Gross Fiduciary activities income$3,217,000187
Service charges on deposit accounts$1,353,000409
Trading account gains and fees$0123
Additional Noninterest Income$9,572,000366
Total noninterest expense$34,568,000372
Salaries and employee benefits$21,408,000338
Premises and equipment expense$4,539,000315
Additional noninterest expense$8,621,000443
Pre-tax net operating income$16,761,000331
Securities gains (losses)$02,249
Applicable income taxes$2,969,000364
Income before extraordinary items$13,792,000336
Extraordinary gains, net$04
Net income$13,792,000336
Minority interest net income$065
Net income of bank and minority interests.$13,792,000336
Net charge-offs$-37,0004,672
Cash dividends$6,000,000379
Sale, conversion, retirement of capital stock, net$0504
Net operating income$13,792,000326
2020-03-31 (YTD Data)Rank
Total interest income$23,967,000375
Total interest expense$5,239,000340
Net interest income$18,728,000384
Provision for loan and lease losses$925,000645
Total noninterest income$7,045,000326
Gross Fiduciary activities income$1,576,000194
Service charges on deposit accounts$818,000389
Trading account gains and fees$0106
Additional Noninterest Income$4,651,000327
Total noninterest expense$17,470,000366
Salaries and employee benefits$11,466,000323
Premises and equipment expense$2,251,000324
Additional noninterest expense$3,753,000494
Pre-tax net operating income$7,378,000333
Securities gains (losses)$01,705
Applicable income taxes$1,306,000366
Income before extraordinary items$6,072,000340
Extraordinary gains, net$04
Net income$6,072,000340
Minority interest net income$056
Net income of bank and minority interests.$6,072,000340
Net charge-offs$-223,0005,046
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,072,000336
2019-12-31 (YTD Data)Rank
Total interest income$92,994,000388
Total interest expense$21,969,000357
Net interest income$71,025,000399
Provision for loan and lease losses$900,000972
Total noninterest income$23,283,000387
Gross Fiduciary activities income$6,650,000182
Service charges on deposit accounts$3,288,000391
Trading account gains and fees$0135
Additional Noninterest Income$13,345,000430
Total noninterest expense$72,728,000340
Salaries and employee benefits$41,148,000333
Premises and equipment expense$9,127,000318
Additional noninterest expense$22,453,000355
Pre-tax net operating income$20,680,000597
Securities gains (losses)$4,728,00085
Applicable income taxes$3,923,000589
Income before extraordinary items$21,485,000514
Extraordinary gains, net$011
Net income$21,485,000514
Minority interest net income$076
Net income of bank and minority interests.$21,485,000515
Net charge-offs$259,0001,466
Cash dividends$2,000,0001,567
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,466,200581
2019-09-30 (YTD Data)Rank
Total interest income$68,589,000402
Total interest expense$16,270,000365
Net interest income$52,319,000415
Provision for loan and lease losses$900,000740
Total noninterest income$16,784,000393
Gross Fiduciary activities income$4,914,000184
Service charges on deposit accounts$2,419,000396
Trading account gains and fees$0129
Additional Noninterest Income$9,451,000449
Total noninterest expense$53,897,000342
Salaries and employee benefits$29,873,000341
Premises and equipment expense$6,732,000323
Additional noninterest expense$17,292,000345
Pre-tax net operating income$14,306,000641
Securities gains (losses)$4,728,00071
Applicable income taxes$2,661,000645
Income before extraordinary items$16,373,000516
Extraordinary gains, net$011
Net income$16,373,000515
Minority interest net income$072
Net income of bank and minority interests.$16,373,000516
Net charge-offs$105,0001,734
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,306,920617
2019-06-30 (YTD Data)Rank
Total interest income$43,933,000409
Total interest expense$9,967,000391
Net interest income$33,966,000427
Provision for loan and lease losses$600,000719
Total noninterest income$10,367,000404
Gross Fiduciary activities income$3,180,000188
Service charges on deposit accounts$1,536,000412
Trading account gains and fees$0131
Additional Noninterest Income$5,651,000471
Total noninterest expense$36,253,000343
Salaries and employee benefits$19,089,000357
Premises and equipment expense$4,327,000332
Additional noninterest expense$12,837,000327
Pre-tax net operating income$7,480,000741
Securities gains (losses)$2,386,00080
Applicable income taxes$1,127,000846
Income before extraordinary items$8,739,000595
Extraordinary gains, net$011
Net income$8,739,000595
Minority interest net income$069
Net income of bank and minority interests.$8,739,000595
Net charge-offs$154,0001,145
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,615,460714
2019-03-31 (YTD Data)Rank
Total interest income$19,566,000459
Total interest expense$4,443,000421
Net interest income$15,123,000470
Provision for loan and lease losses$400,000556
Total noninterest income$4,724,000415
Gross Fiduciary activities income$1,598,000187
Service charges on deposit accounts$735,000424
Trading account gains and fees$0126
Additional Noninterest Income$2,391,000505
Total noninterest expense$15,065,000395
Salaries and employee benefits$8,590,000389
Premises and equipment expense$2,139,000340
Additional noninterest expense$4,336,000425
Pre-tax net operating income$4,382,000647
Securities gains (losses)$338,000147
Applicable income taxes$523,000878
Income before extraordinary items$4,197,000595
Extraordinary gains, net$05
Net income$4,197,000594
Minority interest net income$052
Net income of bank and minority interests.$4,197,000594
Net charge-offs$131,000783
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,896,180609
2018-12-31 (YTD Data)Rank
Total interest income$64,837,000500
Total interest expense$13,343,000418
Net interest income$51,494,000529
Provision for loan and lease losses$800,0001,051
Total noninterest income$20,234,000414
Gross Fiduciary activities income$5,997,000195
Service charges on deposit accounts$3,109,000421
Trading account gains and fees$0126
Additional Noninterest Income$11,128,000466
Total noninterest expense$53,827,000433
Salaries and employee benefits$32,528,000398
Premises and equipment expense$7,068,000384
Additional noninterest expense$14,231,000487
Pre-tax net operating income$17,101,000667
Securities gains (losses)$939,00086
Applicable income taxes$2,401,000769
Income before extraordinary items$15,639,000628
Extraordinary gains, net$06
Net income$15,639,000626
Minority interest net income$072
Net income of bank and minority interests.$15,639,000627
Net charge-offs$-418,0005,284
Cash dividends$4,450,000808
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,822,070652
2018-09-30 (YTD Data)Rank
Total interest income$45,825,000524
Total interest expense$9,087,000427
Net interest income$36,738,000543
Provision for loan and lease losses$600,000982
Total noninterest income$15,354,000410
Gross Fiduciary activities income$4,610,000194
Service charges on deposit accounts$2,259,000430
Trading account gains and fees$0138
Additional Noninterest Income$8,485,000468
Total noninterest expense$37,365,000456
Salaries and employee benefits$23,240,000414
Premises and equipment expense$5,150,000393
Additional noninterest expense$8,975,000576
Pre-tax net operating income$14,127,000617
Securities gains (losses)$821,00099
Applicable income taxes$1,885,000758
Income before extraordinary items$13,063,000575
Extraordinary gains, net$05
Net income$13,063,000573
Minority interest net income$066
Net income of bank and minority interests.$13,063,000574
Net charge-offs$-416,0005,367
Cash dividends$3,200,000750
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,348,730593
2018-06-30 (YTD Data)Rank
Total interest income$29,599,000531
Total interest expense$5,563,000429
Net interest income$24,036,000555
Provision for loan and lease losses$400,000972
Total noninterest income$10,045,000417
Gross Fiduciary activities income$3,086,000191
Service charges on deposit accounts$1,447,000440
Trading account gains and fees$0130
Additional Noninterest Income$5,512,000476
Total noninterest expense$24,909,000458
Salaries and employee benefits$15,719,000410
Premises and equipment expense$3,422,000397
Additional noninterest expense$5,768,000594
Pre-tax net operating income$8,772,000655
Securities gains (losses)$786,00083
Applicable income taxes$1,088,000833
Income before extraordinary items$8,470,000581
Extraordinary gains, net$06
Net income$8,470,000581
Minority interest net income$065
Net income of bank and minority interests.$8,470,000580
Net charge-offs$-241,0005,378
Cash dividends$2,100,000729
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,770,460621
2018-03-31 (YTD Data)Rank
Total interest income$14,275,000541
Total interest expense$2,592,000428
Net interest income$11,683,000568
Provision for loan and lease losses$200,000934
Total noninterest income$4,744,000433
Gross Fiduciary activities income$1,533,000194
Service charges on deposit accounts$730,000440
Trading account gains and fees$0123
Additional Noninterest Income$2,481,000495
Total noninterest expense$12,400,000461
Salaries and employee benefits$7,949,000411
Premises and equipment expense$1,698,000402
Additional noninterest expense$2,753,000617
Pre-tax net operating income$3,827,000705
Securities gains (losses)$738,00059
Applicable income taxes$586,000768
Income before extraordinary items$3,979,000602
Extraordinary gains, net$07
Net income$3,979,000602
Minority interest net income$052
Net income of bank and minority interests.$3,979,000602
Net charge-offs$-4,0004,365
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,336,940691
2017-12-31 (YTD Data)Rank
Total interest income$51,015,000559
Total interest expense$7,659,000463
Net interest income$43,356,000579
Provision for loan and lease losses$1,000,000886
Total noninterest income$18,628,000443
Gross Fiduciary activities income$5,892,000192
Service charges on deposit accounts$2,927,000448
Trading account gains and fees$0151
Additional Noninterest Income$9,809,000518
Total noninterest expense$47,877,000464
Salaries and employee benefits$29,868,000415
Premises and equipment expense$6,182,000424
Additional noninterest expense$11,827,000572
Pre-tax net operating income$13,107,000782
Securities gains (losses)$1,190,000131
Applicable income taxes$4,996,000662
Income before extraordinary items$9,301,000799
Extraordinary gains, net$09
Net income$9,301,000799
Minority interest net income$076
Net income of bank and minority interests.$9,301,000799
Net charge-offs$979,000706
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,527,500844
2017-09-30 (YTD Data)Rank
Total interest income$37,396,000569
Total interest expense$5,374,000484
Net interest income$32,022,000587
Provision for loan and lease losses$200,0002,013
Total noninterest income$13,620,000459
Gross Fiduciary activities income$4,259,000193
Service charges on deposit accounts$2,177,000455
Trading account gains and fees$0145
Additional Noninterest Income$7,184,000536
Total noninterest expense$35,616,000473
Salaries and employee benefits$22,163,000429
Premises and equipment expense$4,558,000432
Additional noninterest expense$8,895,000570
Pre-tax net operating income$9,826,000788
Securities gains (losses)$1,190,000114
Applicable income taxes$1,810,000982
Income before extraordinary items$9,206,000677
Extraordinary gains, net$09
Net income$9,206,000677
Minority interest net income$071
Net income of bank and minority interests.$9,206,000677
Net charge-offs$205,0001,372
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,206,400731
2017-06-30 (YTD Data)Rank
Total interest income$24,298,000577
Total interest expense$3,356,000498
Net interest income$20,942,000591
Provision for loan and lease losses$100,0002,230
Total noninterest income$9,037,000461
Gross Fiduciary activities income$2,831,000192
Service charges on deposit accounts$1,418,000460
Trading account gains and fees$0139
Additional Noninterest Income$4,788,000543
Total noninterest expense$23,530,000482
Salaries and employee benefits$14,694,000434
Premises and equipment expense$2,996,000434
Additional noninterest expense$5,840,000582
Pre-tax net operating income$6,349,000790
Securities gains (losses)$657,000125
Applicable income taxes$1,197,000976
Income before extraordinary items$5,809,000698
Extraordinary gains, net$011
Net income$5,809,000698
Minority interest net income$071
Net income of bank and minority interests.$5,809,000698
Net charge-offs$124,0001,367
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,263,690746
2017-03-31 (YTD Data)Rank
Total interest income$11,830,000588
Total interest expense$1,600,000501
Net interest income$10,230,000603
Provision for loan and lease losses$03,537
Total noninterest income$4,203,000474
Gross Fiduciary activities income$1,328,000197
Service charges on deposit accounts$693,000470
Trading account gains and fees$0142
Additional Noninterest Income$2,182,000553
Total noninterest expense$11,617,000488
Salaries and employee benefits$7,354,000442
Premises and equipment expense$1,481,000454
Additional noninterest expense$2,782,000615
Pre-tax net operating income$2,816,000870
Securities gains (losses)$3,000889
Applicable income taxes$557,0001,003
Income before extraordinary items$2,262,000840
Extraordinary gains, net$08
Net income$2,262,000841
Minority interest net income$055
Net income of bank and minority interests.$2,262,000840
Net charge-offs$107,000902
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,259,600829
2016-12-31 (YTD Data)Rank
Total interest income$41,962,000645
Total interest expense$5,455,000550
Net interest income$36,507,000659
Provision for loan and lease losses$250,0002,175
Total noninterest income$18,210,000453
Gross Fiduciary activities income$5,043,000196
Service charges on deposit accounts$2,793,000480
Trading account gains and fees$0170
Additional Noninterest Income$10,374,000501
Total noninterest expense$45,251,000486
Salaries and employee benefits$26,360,000461
Premises and equipment expense$5,824,000445
Additional noninterest expense$13,067,000533
Pre-tax net operating income$9,216,000986
Securities gains (losses)$1,420,000165
Applicable income taxes$1,862,0001,104
Income before extraordinary items$8,774,000860
Extraordinary gains, net$05
Net income$8,774,000860
Minority interest net income$082
Net income of bank and minority interests.$8,774,000859
Net charge-offs$1,043,000640
Cash dividends$2,200,0001,300
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,609,600958
2016-09-30 (YTD Data)Rank
Total interest income$30,887,000656
Total interest expense$4,082,000547
Net interest income$26,805,000667
Provision for loan and lease losses$250,0001,802
Total noninterest income$13,305,000457
Gross Fiduciary activities income$3,771,000194
Service charges on deposit accounts$2,076,000477
Trading account gains and fees$0169
Additional Noninterest Income$7,458,000517
Total noninterest expense$33,199,000501
Salaries and employee benefits$19,318,000471
Premises and equipment expense$4,116,000465
Additional noninterest expense$9,765,000541
Pre-tax net operating income$6,661,0001,023
Securities gains (losses)$1,420,000147
Applicable income taxes$1,467,0001,096
Income before extraordinary items$6,614,000847
Extraordinary gains, net$05
Net income$6,614,000847
Minority interest net income$071
Net income of bank and minority interests.$6,614,000847
Net charge-offs$-32,0005,238
Cash dividends$2,200,000950
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,449,6001,006
2016-06-30 (YTD Data)Rank
Total interest income$20,233,000662
Total interest expense$2,652,000562
Net interest income$17,581,000678
Provision for loan and lease losses$04,017
Total noninterest income$8,754,000458
Gross Fiduciary activities income$2,524,000196
Service charges on deposit accounts$1,349,000483
Trading account gains and fees$0157
Additional Noninterest Income$4,881,000513
Total noninterest expense$21,777,000512
Salaries and employee benefits$12,495,000481
Premises and equipment expense$2,652,000485
Additional noninterest expense$6,630,000524
Pre-tax net operating income$4,558,000995
Securities gains (losses)$1,420,000101
Applicable income taxes$1,170,000960
Income before extraordinary items$4,808,000782
Extraordinary gains, net$016
Net income$4,808,000781
Minority interest net income$071
Net income of bank and minority interests.$4,808,000781
Net charge-offs$128,0001,428
Cash dividends$1,450,000984
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,672,000971
2016-03-31 (YTD Data)Rank
Total interest income$9,961,000671
Total interest expense$1,321,000552
Net interest income$8,640,000693
Provision for loan and lease losses$03,656
Total noninterest income$4,237,000451
Gross Fiduciary activities income$1,336,000189
Service charges on deposit accounts$660,000489
Trading account gains and fees$0142
Additional Noninterest Income$2,241,000525
Total noninterest expense$10,680,000516
Salaries and employee benefits$6,183,000480
Premises and equipment expense$1,312,000495
Additional noninterest expense$3,185,000543
Pre-tax net operating income$2,197,0001,001
Securities gains (losses)$1,420,00053
Applicable income taxes$762,000777
Income before extraordinary items$2,855,000645
Extraordinary gains, net$012
Net income$2,855,000644
Minority interest net income$062
Net income of bank and minority interests.$2,855,000645
Net charge-offs$221,000616
Cash dividends$700,000951
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,733,2001,009
2015-12-31 (YTD Data)Rank
Total interest income$38,635,000669
Total interest expense$4,304,000652
Net interest income$34,331,000665
Provision for loan and lease losses$-603,0005,978
Total noninterest income$17,219,000451
Gross Fiduciary activities income$4,598,000213
Service charges on deposit accounts$2,712,000482
Trading account gains and fees$0159
Additional Noninterest Income$9,909,000497
Total noninterest expense$42,252,000503
Salaries and employee benefits$24,022,000478
Premises and equipment expense$5,281,000479
Additional noninterest expense$12,949,000526
Pre-tax net operating income$9,901,000901
Securities gains (losses)$1,924,000109
Applicable income taxes$2,465,000862
Income before extraordinary items$9,360,000772
Extraordinary gains, net$023
Net income$9,360,000772
Minority interest net income$081
Net income of bank and minority interests.$9,360,000772
Net charge-offs$576,0001,051
Cash dividends$17,900,000242
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,840,040885
2015-09-30 (YTD Data)Rank
Total interest income$28,681,000682
Total interest expense$3,057,000688
Net interest income$25,624,000669
Provision for loan and lease losses$-603,0006,106
Total noninterest income$13,148,000458
Gross Fiduciary activities income$3,519,000212
Service charges on deposit accounts$1,991,000501
Trading account gains and fees$0153
Additional Noninterest Income$7,638,000507
Total noninterest expense$31,540,000513
Salaries and employee benefits$18,076,000481
Premises and equipment expense$3,980,000487
Additional noninterest expense$9,484,000540
Pre-tax net operating income$7,835,000867
Securities gains (losses)$1,911,00091
Applicable income taxes$2,156,000798
Income before extraordinary items$7,590,000730
Extraordinary gains, net$021
Net income$7,590,000728
Minority interest net income$078
Net income of bank and minority interests.$7,590,000730
Net charge-offs$607,000749
Cash dividends$4,700,000513
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,099,420857
2015-06-30 (YTD Data)Rank
Total interest income$18,796,000688
Total interest expense$1,884,000744
Net interest income$16,912,000674
Provision for loan and lease losses$04,069
Total noninterest income$8,357,000471
Gross Fiduciary activities income$2,445,000209
Service charges on deposit accounts$1,260,000526
Trading account gains and fees$0157
Additional Noninterest Income$4,652,000538
Total noninterest expense$21,017,000509
Salaries and employee benefits$12,028,000480
Premises and equipment expense$2,692,000491
Additional noninterest expense$6,297,000546
Pre-tax net operating income$4,252,0001,035
Securities gains (losses)$1,882,00076
Applicable income taxes$1,454,000791
Income before extraordinary items$4,680,000787
Extraordinary gains, net$022
Net income$4,680,000786
Minority interest net income$075
Net income of bank and minority interests.$4,680,000787
Net charge-offs$895,000380
Cash dividends$1,600,000851
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,249,6801,057
2015-03-31 (YTD Data)Rank
Total interest income$9,228,000696
Total interest expense$913,000765
Net interest income$8,315,000679
Provision for loan and lease losses$03,703
Total noninterest income$3,836,000495
Gross Fiduciary activities income$1,247,000207
Service charges on deposit accounts$608,000532
Trading account gains and fees$0152
Additional Noninterest Income$1,981,000574
Total noninterest expense$10,084,000528
Salaries and employee benefits$5,895,000491
Premises and equipment expense$1,367,000488
Additional noninterest expense$2,822,000595
Pre-tax net operating income$2,067,0001,030
Securities gains (losses)$1,529,00062
Applicable income taxes$882,000680
Income before extraordinary items$2,714,000660
Extraordinary gains, net$013
Net income$2,714,000658
Minority interest net income$064
Net income of bank and minority interests.$2,714,000660
Net charge-offs$286,000554
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,567,2501,058
2014-12-31 (YTD Data)Rank
Total interest income$38,183,000658
Total interest expense$4,161,000696
Net interest income$34,022,000649
Provision for loan and lease losses$-3,900,0006,463
Total noninterest income$16,849,000444
Gross Fiduciary activities income$4,687,000205
Service charges on deposit accounts$2,899,000477
Trading account gains and fees$0180
Additional Noninterest Income$9,263,000481
Total noninterest expense$42,432,000494
Salaries and employee benefits$23,640,000470
Premises and equipment expense$5,574,000463
Additional noninterest expense$13,218,000520
Pre-tax net operating income$12,339,000686
Securities gains (losses)$1,935,000108
Applicable income taxes$-15,659,0006,495
Income before extraordinary items$29,933,000277
Extraordinary gains, net$017
Net income$29,933,000276
Minority interest net income$084
Net income of bank and minority interests.$29,933,000276
Net charge-offs$2,318,000441
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$27,998,000284
2014-09-30 (YTD Data)Rank
Total interest income$28,663,000652
Total interest expense$3,201,000678
Net interest income$25,462,000646
Provision for loan and lease losses$-2,900,0006,546
Total noninterest income$12,651,000435
Gross Fiduciary activities income$3,599,000202
Service charges on deposit accounts$2,167,000482
Trading account gains and fees$0174
Additional Noninterest Income$6,885,000484
Total noninterest expense$31,608,000493
Salaries and employee benefits$17,580,000473
Premises and equipment expense$4,230,000457
Additional noninterest expense$9,798,000521
Pre-tax net operating income$9,405,000671
Securities gains (losses)$1,668,00099
Applicable income taxes$377,0002,246
Income before extraordinary items$10,696,000479
Extraordinary gains, net$015
Net income$10,696,000478
Minority interest net income$081
Net income of bank and minority interests.$10,696,000479
Net charge-offs$2,046,000370
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,078,040558
2014-06-30 (YTD Data)Rank
Total interest income$19,186,000646
Total interest expense$2,171,000676
Net interest income$17,015,000645
Provision for loan and lease losses$04,196
Total noninterest income$8,375,000425
Gross Fiduciary activities income$2,427,000199
Service charges on deposit accounts$1,426,000479
Trading account gains and fees$0172
Additional Noninterest Income$4,522,000490
Total noninterest expense$21,113,000492
Salaries and employee benefits$11,682,000474
Premises and equipment expense$2,830,000461
Additional noninterest expense$6,601,000513
Pre-tax net operating income$4,277,000955
Securities gains (losses)$1,199,000105
Applicable income taxes$216,0002,340
Income before extraordinary items$5,260,000622
Extraordinary gains, net$020
Net income$5,260,000621
Minority interest net income$080
Net income of bank and minority interests.$5,260,000622
Net charge-offs$540,000818
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,108,960773
2014-03-31 (YTD Data)Rank
Total interest income$9,601,000646
Total interest expense$1,085,000682
Net interest income$8,516,000641
Provision for loan and lease losses$03,817
Total noninterest income$3,841,000444
Gross Fiduciary activities income$1,208,000201
Service charges on deposit accounts$688,000482
Trading account gains and fees$0147
Additional Noninterest Income$1,945,000522
Total noninterest expense$10,629,000494
Salaries and employee benefits$5,808,000476
Premises and equipment expense$1,469,000453
Additional noninterest expense$3,352,000499
Pre-tax net operating income$1,728,0001,108
Securities gains (losses)$597,000115
Applicable income taxes$120,0002,192
Income before extraordinary items$2,205,000708
Extraordinary gains, net$016
Net income$2,205,000709
Minority interest net income$066
Net income of bank and minority interests.$2,205,000710
Net charge-offs$468,000529
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,637,850938
2013-12-31 (YTD Data)Rank
Total interest income$37,098,000666
Total interest expense$5,016,000665
Net interest income$32,082,000661
Provision for loan and lease losses$-3,150,0006,747
Total noninterest income$17,431,000453
Gross Fiduciary activities income$4,770,000191
Service charges on deposit accounts$3,107,000454
Trading account gains and fees$0184
Additional Noninterest Income$9,554,000498
Total noninterest expense$41,705,000499
Salaries and employee benefits$22,825,000481
Premises and equipment expense$5,502,000459
Additional noninterest expense$13,378,000530
Pre-tax net operating income$10,958,000721
Securities gains (losses)$332,000643
Applicable income taxes$271,0002,722
Income before extraordinary items$11,019,000591
Extraordinary gains, net$029
Net income$11,019,000591
Minority interest net income$090
Net income of bank and minority interests.$11,019,000591
Net charge-offs$-949,0006,772
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,693,640595
2013-09-30 (YTD Data)Rank
Total interest income$27,454,000671
Total interest expense$3,884,000652
Net interest income$23,570,000673
Provision for loan and lease losses$-1,400,0006,807
Total noninterest income$13,375,000455
Gross Fiduciary activities income$3,551,000190
Service charges on deposit accounts$2,343,000451
Trading account gains and fees$0180
Additional Noninterest Income$7,481,000499
Total noninterest expense$30,462,000518
Salaries and employee benefits$16,593,000496
Premises and equipment expense$4,049,000463
Additional noninterest expense$9,820,000537
Pre-tax net operating income$7,883,000748
Securities gains (losses)$279,000671
Applicable income taxes$192,0002,825
Income before extraordinary items$7,970,000620
Extraordinary gains, net$025
Net income$7,970,000622
Minority interest net income$084
Net income of bank and minority interests.$7,970,000622
Net charge-offs$514,0001,557
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,696,580619
2013-06-30 (YTD Data)Rank
Total interest income$18,472,000667
Total interest expense$2,667,000645
Net interest income$15,805,000664
Provision for loan and lease losses$-1,400,0006,873
Total noninterest income$8,946,000460
Gross Fiduciary activities income$2,278,000193
Service charges on deposit accounts$1,555,000451
Trading account gains and fees$0157
Additional Noninterest Income$5,113,000495
Total noninterest expense$20,188,000517
Salaries and employee benefits$11,089,000498
Premises and equipment expense$2,662,000465
Additional noninterest expense$6,437,000545
Pre-tax net operating income$5,963,000656
Securities gains (losses)$122,000983
Applicable income taxes$430,0001,669
Income before extraordinary items$5,655,000596
Extraordinary gains, net$022
Net income$5,655,000595
Minority interest net income$082
Net income of bank and minority interests.$5,655,000598
Net charge-offs$1,667,000530
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,541,540577
2013-03-31 (YTD Data)Rank
Total interest income$9,484,000655
Total interest expense$1,379,000646
Net interest income$8,105,000658
Provision for loan and lease losses$04,409
Total noninterest income$4,300,000476
Gross Fiduciary activities income$1,127,000192
Service charges on deposit accounts$789,000448
Trading account gains and fees$0148
Additional Noninterest Income$2,384,000517
Total noninterest expense$10,123,000525
Salaries and employee benefits$5,707,000496
Premises and equipment expense$1,325,000471
Additional noninterest expense$3,091,000569
Pre-tax net operating income$2,282,000821
Securities gains (losses)$122,000615
Applicable income taxes$303,0001,314
Income before extraordinary items$2,101,000744
Extraordinary gains, net$010
Net income$2,101,000745
Minority interest net income$076
Net income of bank and minority interests.$2,101,000746
Net charge-offs$1,249,000388
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,994,860748
2012-12-31 (YTD Data)Rank
Total interest income$45,411,000581
Total interest expense$7,552,000558
Net interest income$37,859,000574
Provision for loan and lease losses$48,300,00083
Total noninterest income$18,398,000449
Gross Fiduciary activities income$4,575,000185
Service charges on deposit accounts$3,660,000404
Trading account gains and fees$0166
Additional Noninterest Income$10,163,000486
Total noninterest expense$42,168,000507
Salaries and employee benefits$19,865,000540
Premises and equipment expense$4,888,000489
Additional noninterest expense$17,415,000444
Pre-tax net operating income$-34,211,0007,070
Securities gains (losses)$4,925,00094
Applicable income taxes$8,201,000322
Income before extraordinary items$-37,487,0007,068
Extraordinary gains, net$029
Net income$-37,487,0007,068
Minority interest net income$093
Net income of bank and minority interests.$-37,487,0007,068
Net charge-offs$68,849,00069
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-42,412,0007,074
2012-09-30 (YTD Data)Rank
Total interest income$35,424,000558
Total interest expense$6,034,000557
Net interest income$29,390,000562
Provision for loan and lease losses$47,300,00066
Total noninterest income$13,236,000455
Gross Fiduciary activities income$3,348,000187
Service charges on deposit accounts$2,704,000413
Trading account gains and fees$0157
Additional Noninterest Income$7,184,000499
Total noninterest expense$31,909,000501
Salaries and employee benefits$14,508,000546
Premises and equipment expense$3,677,000489
Additional noninterest expense$13,724,000427
Pre-tax net operating income$-36,583,0007,182
Securities gains (losses)$4,925,00081
Applicable income taxes$7,075,000294
Income before extraordinary items$-38,733,0007,174
Extraordinary gains, net$020
Net income$-38,733,0007,174
Minority interest net income$086
Net income of bank and minority interests.$-38,733,0007,174
Net charge-offs$54,315,00069
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-43,658,0007,175
2012-06-30 (YTD Data)Rank
Total interest income$24,694,000540
Total interest expense$4,332,000525
Net interest income$20,362,000546
Provision for loan and lease losses$42,200,00057
Total noninterest income$8,379,000456
Gross Fiduciary activities income$2,252,000186
Service charges on deposit accounts$1,777,000415
Trading account gains and fees$0153
Additional Noninterest Income$4,350,000524
Total noninterest expense$21,042,000510
Salaries and employee benefits$9,634,000547
Premises and equipment expense$2,432,000492
Additional noninterest expense$8,976,000428
Pre-tax net operating income$-34,501,0007,247
Securities gains (losses)$4,925,00060
Applicable income taxes$-11,854,0007,234
Income before extraordinary items$-17,722,0007,235
Extraordinary gains, net$019
Net income$-17,722,0007,235
Minority interest net income$084
Net income of bank and minority interests.$-17,722,0007,235
Net charge-offs$49,680,00058
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-20,874,0007,235
2012-03-31 (YTD Data)Rank
Total interest income$13,076,000511
Total interest expense$2,248,000520
Net interest income$10,828,000514
Provision for loan and lease losses$19,200,00058
Total noninterest income$3,953,000473
Gross Fiduciary activities income$1,136,000184
Service charges on deposit accounts$889,000414
Trading account gains and fees$0148
Additional Noninterest Income$1,928,000571
Total noninterest expense$10,513,000504
Salaries and employee benefits$4,657,000557
Premises and equipment expense$1,192,000502
Additional noninterest expense$4,664,000400
Pre-tax net operating income$-14,932,0007,309
Securities gains (losses)$2,219,00065
Applicable income taxes$-4,832,0007,302
Income before extraordinary items$-7,881,0007,296
Extraordinary gains, net$019
Net income$-7,881,0007,296
Minority interest net income$078
Net income of bank and minority interests.$-7,881,0007,296
Net charge-offs$34,759,00052
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-9,301,1607,297
2011-12-31 (YTD Data)Rank
Total interest income$60,190,000456
Total interest expense$10,755,000528
Net interest income$49,435,000443
Provision for loan and lease losses$58,575,000100
Total noninterest income$20,371,000367
Gross Fiduciary activities income$4,216,000160
Service charges on deposit accounts$3,972,000387
Trading account gains and fees$0146
Additional Noninterest Income$12,183,000378
Total noninterest expense$59,706,000359
Salaries and employee benefits$17,507,000556
Premises and equipment expense$4,692,000531
Additional noninterest expense$37,507,000242
Pre-tax net operating income$-48,475,0007,349
Securities gains (losses)$6,029,00093
Applicable income taxes$-10,734,0007,336
Income before extraordinary items$-31,712,0007,328
Extraordinary gains, net$029
Net income$-31,712,0007,328
Minority interest net income$096
Net income of bank and minority interests.$-31,712,0007,328
Net charge-offs$30,881,000176
Cash dividends$1,825,0001,037
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-36,233,7507,330
2011-09-30 (YTD Data)Rank
Total interest income$46,199,000448
Total interest expense$8,331,000530
Net interest income$37,868,000438
Provision for loan and lease losses$32,325,000121
Total noninterest income$16,024,000357
Gross Fiduciary activities income$3,091,000164
Service charges on deposit accounts$2,998,000389
Trading account gains and fees$0145
Additional Noninterest Income$9,935,000347
Total noninterest expense$29,378,000519
Salaries and employee benefits$13,698,000533
Premises and equipment expense$3,560,000531
Additional noninterest expense$12,120,000462
Pre-tax net operating income$-7,811,0007,301
Securities gains (losses)$2,958,000130
Applicable income taxes$-2,491,0007,375
Income before extraordinary items$-2,362,0007,099
Extraordinary gains, net$021
Net income$-2,362,0007,100
Minority interest net income$087
Net income of bank and minority interests.$-2,362,0007,100
Net charge-offs$22,668,000179
Cash dividends$1,825,000692
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,255,1207,211
2011-06-30 (YTD Data)Rank
Total interest income$30,747,000457
Total interest expense$5,665,000545
Net interest income$25,082,000442
Provision for loan and lease losses$24,425,000119
Total noninterest income$9,427,000389
Gross Fiduciary activities income$2,045,000166
Service charges on deposit accounts$1,942,000399
Trading account gains and fees$0153
Additional Noninterest Income$5,440,000402
Total noninterest expense$18,753,000546
Salaries and employee benefits$9,008,000544
Premises and equipment expense$2,412,000523
Additional noninterest expense$7,333,000513
Pre-tax net operating income$-8,669,0007,433
Securities gains (losses)$680,000271
Applicable income taxes$-1,259,0007,426
Income before extraordinary items$-6,730,0007,409
Extraordinary gains, net$015
Net income$-6,730,0007,409
Minority interest net income$089
Net income of bank and minority interests.$-6,730,0007,409
Net charge-offs$13,232,000218
Cash dividends$1,825,000463
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-7,301,2007,415
2011-03-31 (YTD Data)Rank
Total interest income$15,256,000467
Total interest expense$2,936,000547
Net interest income$12,320,000450
Provision for loan and lease losses$3,195,000347
Total noninterest income$4,688,000393
Gross Fiduciary activities income$1,012,000165
Service charges on deposit accounts$918,000415
Trading account gains and fees$0158
Additional Noninterest Income$2,758,000405
Total noninterest expense$9,309,000549
Salaries and employee benefits$4,832,000509
Premises and equipment expense$1,243,000517
Additional noninterest expense$3,234,000555
Pre-tax net operating income$4,504,000400
Securities gains (losses)$276,000269
Applicable income taxes$989,000460
Income before extraordinary items$3,791,000368
Extraordinary gains, net$09
Net income$3,791,000367
Minority interest net income$086
Net income of bank and minority interests.$3,791,000367
Net charge-offs$817,000979
Cash dividends$1,825,000227
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,572,960377
2010-12-31 (YTD Data)Rank
Total interest income$58,215,000507
Total interest expense$12,685,000626
Net interest income$45,530,000474
Provision for loan and lease losses$8,925,000732
Total noninterest income$19,283,000404
Gross Fiduciary activities income$3,605,000174
Service charges on deposit accounts$4,210,000372
Trading account gains and fees$0175
Additional Noninterest Income$11,468,000415
Total noninterest expense$35,736,000579
Salaries and employee benefits$18,759,000522
Premises and equipment expense$4,744,000537
Additional noninterest expense$12,233,000628
Pre-tax net operating income$20,152,000298
Securities gains (losses)$3,627,000146
Applicable income taxes$6,605,000297
Income before extraordinary items$17,174,000286
Extraordinary gains, net$029
Net income$17,174,000286
Minority interest net income$0111
Net income of bank and minority interests.$17,174,000287
Net charge-offs$3,972,0001,214
Cash dividends$5,772,000293
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$14,562,560311
2010-09-30 (YTD Data)Rank
Total interest income$42,965,000520
Total interest expense$9,633,000642
Net interest income$33,332,000483
Provision for loan and lease losses$7,550,000633
Total noninterest income$14,554,000383
Gross Fiduciary activities income$2,628,000177
Service charges on deposit accounts$3,114,000371
Trading account gains and fees$0165
Additional Noninterest Income$8,812,000398
Total noninterest expense$25,816,000581
Salaries and employee benefits$14,493,000498
Premises and equipment expense$3,520,000544
Additional noninterest expense$7,803,000699
Pre-tax net operating income$14,520,000313
Securities gains (losses)$3,233,000135
Applicable income taxes$4,996,000278
Income before extraordinary items$12,757,000288
Extraordinary gains, net$023
Net income$12,757,000289
Minority interest net income$0110
Net income of bank and minority interests.$12,757,000290
Net charge-offs$3,230,0001,081
Cash dividends$3,975,000283
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,429,240324
2010-06-30 (YTD Data)Rank
Total interest income$28,257,000531
Total interest expense$6,519,000656
Net interest income$21,738,000491
Provision for loan and lease losses$6,420,000515
Total noninterest income$9,737,000377
Gross Fiduciary activities income$1,665,000189
Service charges on deposit accounts$1,996,000390
Trading account gains and fees$0152
Additional Noninterest Income$6,076,000374
Total noninterest expense$16,877,000590
Salaries and employee benefits$9,547,000506
Premises and equipment expense$2,294,000560
Additional noninterest expense$5,036,000720
Pre-tax net operating income$8,178,000348
Securities gains (losses)$2,173,000134
Applicable income taxes$2,727,000323
Income before extraordinary items$7,624,000295
Extraordinary gains, net$019
Net income$7,624,000293
Minority interest net income$0105
Net income of bank and minority interests.$7,624,000295
Net charge-offs$2,904,000854
Cash dividends$2,550,000274
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,015,980359
2010-03-31 (YTD Data)Rank
Total interest income$13,764,000565
Total interest expense$3,281,000690
Net interest income$10,483,000518
Provision for loan and lease losses$1,420,000930
Total noninterest income$3,968,000439
Gross Fiduciary activities income$760,000205
Service charges on deposit accounts$953,000399
Trading account gains and fees$0175
Additional Noninterest Income$2,255,000445
Total noninterest expense$8,465,000591
Salaries and employee benefits$4,832,000505
Premises and equipment expense$1,160,000575
Additional noninterest expense$2,473,000736
Pre-tax net operating income$4,566,000305
Securities gains (losses)$394,000303
Applicable income taxes$1,358,000302
Income before extraordinary items$3,602,000300
Extraordinary gains, net$016
Net income$3,602,000303
Minority interest net income$091
Net income of bank and minority interests.$3,602,000302
Net charge-offs$467,0001,630
Cash dividends$1,200,000277
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,314,380312
2009-12-31 (YTD Data)Rank
Total interest income$53,087,000614
Total interest expense$16,492,000696
Net interest income$36,595,000588
Provision for loan and lease losses$4,865,0001,461
Total noninterest income$15,657,000457
Gross Fiduciary activities income$2,646,000208
Service charges on deposit accounts$4,069,000409
Trading account gains and fees$0211
Additional Noninterest Income$8,942,000480
Total noninterest expense$31,016,000675
Salaries and employee benefits$16,989,000561
Premises and equipment expense$4,651,000569
Additional noninterest expense$9,376,000855
Pre-tax net operating income$16,371,000261
Securities gains (losses)$1,665,000321
Applicable income taxes$4,189,000302
Income before extraordinary items$13,847,000235
Extraordinary gains, net$034
Net income$13,847,000236
Minority interest net income$0115
Net income of bank and minority interests.$13,847,000236
Net charge-offs$938,0002,943
Cash dividends$5,155,000332
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$12,564,950267
2009-09-30 (YTD Data)Rank
Total interest income$39,355,000638
Total interest expense$12,938,000711
Net interest income$26,417,000614
Provision for loan and lease losses$1,265,0002,459
Total noninterest income$11,776,000467
Gross Fiduciary activities income$1,957,000207
Service charges on deposit accounts$3,145,000399
Trading account gains and fees$0212
Additional Noninterest Income$6,674,000486
Total noninterest expense$23,472,000672
Salaries and employee benefits$12,699,000580
Premises and equipment expense$3,604,000560
Additional noninterest expense$7,169,000792
Pre-tax net operating income$13,456,000251
Securities gains (losses)$797,000468
Applicable income taxes$3,511,000295
Income before extraordinary items$10,742,000240
Extraordinary gains, net$027
Net income$10,742,000240
Minority interest net income$0118
Net income of bank and minority interests.$10,742,000240
Net charge-offs$428,0003,255
Cash dividends$4,005,000313
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,144,250247
2009-06-30 (YTD Data)Rank
Total interest income$25,687,000661
Total interest expense$8,880,000728
Net interest income$16,807,000640
Provision for loan and lease losses$515,0002,932
Total noninterest income$7,590,000484
Gross Fiduciary activities income$1,286,000211
Service charges on deposit accounts$2,014,000412
Trading account gains and fees$0193
Additional Noninterest Income$4,290,000496
Total noninterest expense$15,414,000695
Salaries and employee benefits$8,526,000584
Premises and equipment expense$2,320,000591
Additional noninterest expense$4,568,000838
Pre-tax net operating income$8,468,000264
Securities gains (losses)$458,000545
Applicable income taxes$2,237,000317
Income before extraordinary items$6,689,000271
Extraordinary gains, net$021
Net income$6,689,000269
Minority interest net income$0112
Net income of bank and minority interests.$6,689,000270
Net charge-offs$242,0003,204
Cash dividends$2,905,000311
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,345,500270
2009-03-31 (YTD Data)Rank
Total interest income$12,564,000686
Total interest expense$4,552,000732
Net interest income$8,012,000660
Provision for loan and lease losses$215,0002,756
Total noninterest income$3,684,000467
Gross Fiduciary activities income$649,000216
Service charges on deposit accounts$960,000422
Trading account gains and fees$0171
Additional Noninterest Income$2,075,000495
Total noninterest expense$7,418,000685
Salaries and employee benefits$4,271,000580
Premises and equipment expense$1,182,000598
Additional noninterest expense$1,965,000834
Pre-tax net operating income$4,063,000297
Securities gains (losses)$165,000751
Applicable income taxes$1,121,000326
Income before extraordinary items$3,107,000320
Extraordinary gains, net$015
Net income$3,107,000321
Minority interest net income$0102
Net income of bank and minority interests.$3,107,000322
Net charge-offs$181,0002,225
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,986,550307
2008-12-31 (YTD Data)Rank
Total interest income$52,233,000711
Total interest expense$19,399,000820
Net interest income$32,834,000664
Provision for loan and lease losses$1,450,0002,207
Total noninterest income$15,087,000438
Gross Fiduciary activities income$4,227,000172
Service charges on deposit accounts$4,419,000397
Trading account gains and fees$0154
Additional Noninterest Income$6,441,000539
Total noninterest expense$27,344,000732
Salaries and employee benefits$15,756,000616
Premises and equipment expense$4,116,000673
Additional noninterest expense$7,472,000873
Pre-tax net operating income$19,127,000302
Securities gains (losses)$03,220
Applicable income taxes$5,655,000292
Income before extraordinary items$13,472,000302
Extraordinary gains, net$039
Net income$13,472,000302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0002,947
Cash dividends$7,075,000410
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,472,000312
2008-09-30 (YTD Data)Rank
Total interest income$39,108,000733
Total interest expense$14,674,000846
Net interest income$24,434,000690
Provision for loan and lease losses$673,0002,321
Total noninterest income$11,257,000465
Gross Fiduciary activities income$3,137,000176
Service charges on deposit accounts$3,317,000403
Trading account gains and fees$0148
Additional Noninterest Income$4,803,000572
Total noninterest expense$20,206,000731
Salaries and employee benefits$11,820,000634
Premises and equipment expense$2,995,000694
Additional noninterest expense$5,391,000852
Pre-tax net operating income$14,812,000357
Securities gains (losses)$03,106
Applicable income taxes$4,551,000338
Income before extraordinary items$10,261,000356
Extraordinary gains, net$031
Net income$10,261,000355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,911
Cash dividends$5,475,000424
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,261,000373
2008-06-30 (YTD Data)Rank
Total interest income$26,029,000743
Total interest expense$9,985,000860
Net interest income$16,044,000695
Provision for loan and lease losses$415,0002,122
Total noninterest income$7,520,000479
Gross Fiduciary activities income$2,168,000177
Service charges on deposit accounts$2,130,000407
Trading account gains and fees$0149
Additional Noninterest Income$3,222,000590
Total noninterest expense$13,168,000742
Salaries and employee benefits$7,860,000636
Premises and equipment expense$1,964,000701
Additional noninterest expense$3,344,000889
Pre-tax net operating income$9,981,000370
Securities gains (losses)$03,233
Applicable income taxes$3,043,000381
Income before extraordinary items$6,938,000394
Extraordinary gains, net$021
Net income$6,938,000393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,733
Cash dividends$3,875,000435
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,938,000389
2008-03-31 (YTD Data)Rank
Total interest income$13,361,000753
Total interest expense$5,464,000828
Net interest income$7,897,000700
Provision for loan and lease losses$158,0002,072
Total noninterest income$3,476,000515
Gross Fiduciary activities income$1,083,000175
Service charges on deposit accounts$1,014,000418
Trading account gains and fees$0158
Additional Noninterest Income$1,379,000652
Total noninterest expense$6,505,000734
Salaries and employee benefits$4,017,000626
Premises and equipment expense$927,000757
Additional noninterest expense$1,561,000921
Pre-tax net operating income$4,710,000431
Securities gains (losses)$02,688
Applicable income taxes$1,440,000442
Income before extraordinary items$3,270,000457
Extraordinary gains, net$015
Net income$3,270,000458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,707
Cash dividends$2,350,000373
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,270,000440
2007-12-31 (YTD Data)Rank
Total interest income$53,029,000783
Total interest expense$22,930,000865
Net interest income$30,099,000735
Provision for loan and lease losses$750,0001,744
Total noninterest income$12,897,000518
Gross Fiduciary activities income$2,582,000239
Service charges on deposit accounts$4,116,000419
Trading account gains and fees$0178
Additional Noninterest Income$6,199,000574
Total noninterest expense$24,259,000762
Salaries and employee benefits$14,645,000660
Premises and equipment expense$3,589,000744
Additional noninterest expense$6,025,000937
Pre-tax net operating income$17,987,000502
Securities gains (losses)$-11,0007,582
Applicable income taxes$5,427,000507
Income before extraordinary items$12,549,000522
Extraordinary gains, net$039
Net income$12,549,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,420
Cash dividends$5,800,000655
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,556,700519
2007-09-30 (YTD Data)Rank
Total interest income$39,180,000801
Total interest expense$16,990,000872
Net interest income$22,190,000747
Provision for loan and lease losses$240,0002,679
Total noninterest income$9,485,000526
Gross Fiduciary activities income$1,946,000236
Service charges on deposit accounts$2,922,000439
Trading account gains and fees$0184
Additional Noninterest Income$4,617,000581
Total noninterest expense$17,835,000769
Salaries and employee benefits$10,945,000660
Premises and equipment expense$2,690,000741
Additional noninterest expense$4,200,000985
Pre-tax net operating income$13,600,000537
Securities gains (losses)$-11,0007,805
Applicable income taxes$4,156,000540
Income before extraordinary items$9,433,000565
Extraordinary gains, net$033
Net income$9,433,000563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,638
Cash dividends$4,400,000635
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,440,590557
2007-06-30 (YTD Data)Rank
Total interest income$25,542,000828
Total interest expense$11,030,000898
Net interest income$14,512,000784
Provision for loan and lease losses$150,0002,579
Total noninterest income$5,981,000560
Gross Fiduciary activities income$1,258,000248
Service charges on deposit accounts$1,816,000477
Trading account gains and fees$0168
Additional Noninterest Income$2,907,000620
Total noninterest expense$11,846,000789
Salaries and employee benefits$7,336,000679
Premises and equipment expense$1,786,000765
Additional noninterest expense$2,724,0001,028
Pre-tax net operating income$8,497,000591
Securities gains (losses)$10,000866
Applicable income taxes$2,527,000602
Income before extraordinary items$5,980,000622
Extraordinary gains, net$029
Net income$5,980,000621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,365
Cash dividends$2,900,000673
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,973,000612
2007-03-31 (YTD Data)Rank
Total interest income$10,805,000982
Total interest expense$4,728,0001,039
Net interest income$6,077,000922
Provision for loan and lease losses$54,0003,005
Total noninterest income$2,587,000611
Gross Fiduciary activities income$610,000253
Service charges on deposit accounts$706,000590
Trading account gains and fees$0195
Additional Noninterest Income$1,271,000680
Total noninterest expense$5,059,000922
Salaries and employee benefits$3,261,000775
Premises and equipment expense$750,000891
Additional noninterest expense$1,048,0001,283
Pre-tax net operating income$3,551,000692
Securities gains (losses)$10,000691
Applicable income taxes$1,083,000684
Income before extraordinary items$2,478,000730
Extraordinary gains, net$022
Net income$2,478,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,471,000724
2006-12-31 (YTD Data)Rank
Total interest income$39,988,000981
Total interest expense$15,650,0001,070
Net interest income$24,338,000910
Provision for loan and lease losses$390,0002,314
Total noninterest income$10,085,000608
Gross Fiduciary activities income$2,320,000250
Service charges on deposit accounts$2,800,000608
Trading account gains and fees$0130
Additional Noninterest Income$4,965,000677
Total noninterest expense$18,621,000958
Salaries and employee benefits$11,546,000833
Premises and equipment expense$2,997,000843
Additional noninterest expense$4,078,0001,305
Pre-tax net operating income$15,412,000671
Securities gains (losses)$01,687
Applicable income taxes$4,655,000675
Income before extraordinary items$10,757,000693
Extraordinary gains, net$051
Net income$10,757,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,821
Cash dividends$9,700,000406
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,757,000684
2006-09-30 (YTD Data)Rank
Total interest income$29,170,0001,010
Total interest expense$11,043,0001,110
Net interest income$18,127,000938
Provision for loan and lease losses$108,0003,967
Total noninterest income$7,407,000630
Gross Fiduciary activities income$1,744,000252
Service charges on deposit accounts$2,068,000627
Trading account gains and fees$0126
Additional Noninterest Income$3,595,000703
Total noninterest expense$13,766,000974
Salaries and employee benefits$8,494,000858
Premises and equipment expense$2,242,000852
Additional noninterest expense$3,030,0001,320
Pre-tax net operating income$11,660,000694
Securities gains (losses)$01,388
Applicable income taxes$3,565,000691
Income before extraordinary items$8,095,000723
Extraordinary gains, net$045
Net income$8,095,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,132
Cash dividends$8,500,000347
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,095,000715
2006-06-30 (YTD Data)Rank
Total interest income$18,714,0001,031
Total interest expense$6,776,0001,142
Net interest income$11,938,000954
Provision for loan and lease losses$72,0003,866
Total noninterest income$4,861,000635
Gross Fiduciary activities income$1,173,000253
Service charges on deposit accounts$1,274,000679
Trading account gains and fees$0126
Additional Noninterest Income$2,414,000693
Total noninterest expense$8,874,0001,020
Salaries and employee benefits$5,495,000897
Premises and equipment expense$1,497,000853
Additional noninterest expense$1,882,0001,419
Pre-tax net operating income$7,853,000686
Securities gains (losses)$01,185
Applicable income taxes$2,364,000697
Income before extraordinary items$5,489,000716
Extraordinary gains, net$039
Net income$5,489,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,631
Cash dividends$7,000,000286
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,489,000704
2006-03-31 (YTD Data)Rank
Total interest income$9,047,0001,030
Total interest expense$3,207,0001,143
Net interest income$5,840,000971
Provision for loan and lease losses$36,0003,658
Total noninterest income$2,266,000671
Gross Fiduciary activities income$548,000261
Service charges on deposit accounts$598,000701
Trading account gains and fees$0115
Additional Noninterest Income$1,120,000736
Total noninterest expense$4,349,0001,040
Salaries and employee benefits$2,715,000903
Premises and equipment expense$740,000862
Additional noninterest expense$894,0001,472
Pre-tax net operating income$3,721,000713
Securities gains (losses)$0955
Applicable income taxes$1,138,000718
Income before extraordinary items$2,583,000742
Extraordinary gains, net$021
Net income$2,583,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$1,500,000510
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,583,000726
2005-12-31 (YTD Data)Rank
Total interest income$32,295,0001,017
Total interest expense$9,544,0001,181
Net interest income$22,751,000935
Provision for loan and lease losses$144,0004,215
Total noninterest income$9,035,000668
Gross Fiduciary activities income$2,175,000256
Service charges on deposit accounts$2,561,000684
Trading account gains and fees$0138
Additional Noninterest Income$4,299,000759
Total noninterest expense$16,857,0001,015
Salaries and employee benefits$9,257,000990
Premises and equipment expense$2,666,000895
Additional noninterest expense$4,934,0001,048
Pre-tax net operating income$14,785,000678
Securities gains (losses)$-63,0008,275
Applicable income taxes$4,501,000703
Income before extraordinary items$10,221,000708
Extraordinary gains, net$046
Net income$10,221,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,747
Cash dividends$3,150,000985
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,264,470691
2005-09-30 (YTD Data)Rank
Total interest income$23,353,0001,024
Total interest expense$6,739,0001,171
Net interest income$16,614,000954
Provision for loan and lease losses$72,0004,758
Total noninterest income$6,869,000662
Gross Fiduciary activities income$1,655,000251
Service charges on deposit accounts$1,898,000690
Trading account gains and fees$0126
Additional Noninterest Income$3,316,000747
Total noninterest expense$12,449,0001,016
Salaries and employee benefits$6,956,000984
Premises and equipment expense$1,947,000904
Additional noninterest expense$3,546,0001,067
Pre-tax net operating income$10,962,000681
Securities gains (losses)$9,0001,516
Applicable income taxes$3,337,000716
Income before extraordinary items$7,634,000712
Extraordinary gains, net$035
Net income$7,634,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,265
Cash dividends$2,150,000993
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,627,700692
2005-06-30 (YTD Data)Rank
Total interest income$14,969,0001,029
Total interest expense$4,176,0001,193
Net interest income$10,793,000966
Provision for loan and lease losses$48,0004,636
Total noninterest income$4,179,000708
Gross Fiduciary activities income$1,106,000247
Service charges on deposit accounts$1,199,000700
Trading account gains and fees$0116
Additional Noninterest Income$1,874,000847
Total noninterest expense$7,922,0001,054
Salaries and employee benefits$4,474,0001,005
Premises and equipment expense$1,268,000925
Additional noninterest expense$2,180,0001,142
Pre-tax net operating income$7,002,000699
Securities gains (losses)$02,146
Applicable income taxes$2,138,000732
Income before extraordinary items$4,864,000724
Extraordinary gains, net$030
Net income$4,864,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,953
Cash dividends$1,350,0001,027
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,864,000709
2005-03-31 (YTD Data)Rank
Total interest income$7,192,0001,055
Total interest expense$1,962,0001,198
Net interest income$5,230,000992
Provision for loan and lease losses$24,0004,451
Total noninterest income$1,909,000739
Gross Fiduciary activities income$538,000256
Service charges on deposit accounts$546,000747
Trading account gains and fees$0115
Additional Noninterest Income$825,000925
Total noninterest expense$3,918,0001,065
Salaries and employee benefits$2,199,0001,023
Premises and equipment expense$637,000930
Additional noninterest expense$1,082,0001,135
Pre-tax net operating income$3,197,000760
Securities gains (losses)$01,685
Applicable income taxes$939,000804
Income before extraordinary items$2,258,000778
Extraordinary gains, net$024
Net income$2,258,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$700,000908
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,258,000759
2004-12-31 (YTD Data)Rank
Total interest income$25,808,0001,096
Total interest expense$6,982,0001,165
Net interest income$18,826,0001,059
Provision for loan and lease losses$210,0003,601
Total noninterest income$6,821,000816
Gross Fiduciary activities income$1,863,000273
Service charges on deposit accounts$2,087,000830
Trading account gains and fees$0138
Additional Noninterest Income$2,871,0001,023
Total noninterest expense$14,477,0001,123
Salaries and employee benefits$7,909,0001,096
Premises and equipment expense$2,387,000953
Additional noninterest expense$4,181,0001,179
Pre-tax net operating income$10,960,000801
Securities gains (losses)$40,0001,907
Applicable income taxes$3,194,000858
Income before extraordinary items$7,806,000844
Extraordinary gains, net$034
Net income$7,806,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,569
Cash dividends$2,475,0001,148
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,777,600817
2004-09-30 (YTD Data)Rank
Total interest income$18,954,0001,103
Total interest expense$5,140,0001,162
Net interest income$13,814,0001,068
Provision for loan and lease losses$210,0002,903
Total noninterest income$4,971,000848
Gross Fiduciary activities income$1,393,000274
Service charges on deposit accounts$1,527,000856
Trading account gains and fees$0134
Additional Noninterest Income$2,051,0001,062
Total noninterest expense$10,672,0001,138
Salaries and employee benefits$5,878,0001,096
Premises and equipment expense$1,769,000966
Additional noninterest expense$3,025,0001,210
Pre-tax net operating income$7,903,000845
Securities gains (losses)$30,0002,041
Applicable income taxes$2,311,000905
Income before extraordinary items$5,622,000884
Extraordinary gains, net$026
Net income$5,622,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,322
Cash dividends$1,875,0001,048
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,600,700846
2004-06-30 (YTD Data)Rank
Total interest income$12,367,0001,117
Total interest expense$3,349,0001,174
Net interest income$9,018,0001,085
Provision for loan and lease losses$180,0002,366
Total noninterest income$3,191,000873
Gross Fiduciary activities income$914,000280
Service charges on deposit accounts$996,000867
Trading account gains and fees$0130
Additional Noninterest Income$1,281,0001,118
Total noninterest expense$6,933,0001,169
Salaries and employee benefits$3,803,0001,136
Premises and equipment expense$1,180,000969
Additional noninterest expense$1,950,0001,242
Pre-tax net operating income$5,096,000855
Securities gains (losses)$30,0001,791
Applicable income taxes$1,453,000939
Income before extraordinary items$3,673,000889
Extraordinary gains, net$021
Net income$3,673,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,198
Cash dividends$1,224,0001,071
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,651,400855
2004-03-31 (YTD Data)Rank
Total interest income$6,106,0001,139
Total interest expense$1,661,0001,207
Net interest income$4,445,0001,106
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,524,000896
Gross Fiduciary activities income$456,000278
Service charges on deposit accounts$483,000871
Trading account gains and fees$0121
Additional Noninterest Income$585,0001,167
Total noninterest expense$3,326,0001,227
Salaries and employee benefits$1,910,0001,145
Premises and equipment expense$570,0001,030
Additional noninterest expense$846,0001,426
Pre-tax net operating income$2,493,000867
Securities gains (losses)$30,0001,495
Applicable income taxes$730,000955
Income before extraordinary items$1,793,000907
Extraordinary gains, net$016
Net income$1,793,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,465
Cash dividends$611,0001,010
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,771,700870
2003-12-31 (YTD Data)Rank
Total interest income$23,398,0001,222
Total interest expense$6,741,0001,312
Net interest income$16,657,0001,165
Provision for loan and lease losses$491,0002,199
Total noninterest income$6,036,000964
Gross Fiduciary activities income$1,463,000312
Service charges on deposit accounts$1,900,000909
Trading account gains and fees$0160
Additional Noninterest Income$2,673,0001,175
Total noninterest expense$12,753,0001,266
Salaries and employee benefits$6,787,0001,259
Premises and equipment expense$2,095,0001,089
Additional noninterest expense$3,871,0001,285
Pre-tax net operating income$9,449,000894
Securities gains (losses)$74,0002,170
Applicable income taxes$2,648,0001,022
Income before extraordinary items$6,875,000936
Extraordinary gains, net$054
Net income$6,875,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,746
Cash dividends$1,415,0001,810
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,821,720887
2003-09-30 (YTD Data)Rank
Total interest income$17,364,0001,261
Total interest expense$5,070,0001,369
Net interest income$12,294,0001,189
Provision for loan and lease losses$300,0002,501
Total noninterest income$4,504,0001,005
Gross Fiduciary activities income$1,072,000325
Service charges on deposit accounts$1,388,000934
Trading account gains and fees$0153
Additional Noninterest Income$2,044,0001,213
Total noninterest expense$9,347,0001,312
Salaries and employee benefits$5,040,0001,293
Premises and equipment expense$1,546,0001,112
Additional noninterest expense$2,761,0001,333
Pre-tax net operating income$7,151,000922
Securities gains (losses)$68,0002,055
Applicable income taxes$2,209,000986
Income before extraordinary items$5,010,0001,007
Extraordinary gains, net$040
Net income$5,010,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,569
Cash dividends$1,015,0001,714
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,963,080949
2003-06-30 (YTD Data)Rank
Total interest income$11,546,0001,277
Total interest expense$3,417,0001,417
Net interest income$8,129,0001,197
Provision for loan and lease losses$276,0001,966
Total noninterest income$2,865,0001,036
Gross Fiduciary activities income$694,000333
Service charges on deposit accounts$911,000940
Trading account gains and fees$0150
Additional Noninterest Income$1,260,0001,286
Total noninterest expense$6,128,0001,330
Salaries and employee benefits$3,302,0001,316
Premises and equipment expense$1,021,0001,123
Additional noninterest expense$1,805,0001,365
Pre-tax net operating income$4,590,000953
Securities gains (losses)$140,0001,274
Applicable income taxes$1,350,0001,080
Income before extraordinary items$3,380,000989
Extraordinary gains, net$030
Net income$3,380,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,544
Cash dividends$640,0001,811
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,280,600943
2003-03-31 (YTD Data)Rank
Total interest income$5,680,0001,293
Total interest expense$1,702,0001,461
Net interest income$3,978,0001,230
Provision for loan and lease losses$252,0001,110
Total noninterest income$1,321,0001,079
Gross Fiduciary activities income$319,000355
Service charges on deposit accounts$452,000921
Trading account gains and fees$0134
Additional Noninterest Income$550,0001,385
Total noninterest expense$3,033,0001,330
Salaries and employee benefits$1,676,0001,299
Premises and equipment expense$502,0001,152
Additional noninterest expense$855,0001,409
Pre-tax net operating income$2,014,0001,080
Securities gains (losses)$140,000829
Applicable income taxes$632,0001,147
Income before extraordinary items$1,522,0001,092
Extraordinary gains, net$021
Net income$1,522,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$305,0001,737
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,422,6001,080
2002-12-31 (YTD Data)Rank
Total interest income$23,092,0001,327
Total interest expense$7,971,0001,412
Net interest income$15,121,0001,278
Provision for loan and lease losses$720,0001,774
Total noninterest income$5,197,0001,022
Gross Fiduciary activities income$1,386,000346
Service charges on deposit accounts$1,673,000964
Trading account gains and fees$0153
Additional Noninterest Income$2,138,0001,251
Total noninterest expense$11,430,0001,347
Salaries and employee benefits$5,993,0001,361
Premises and equipment expense$1,788,0001,234
Additional noninterest expense$3,649,0001,321
Pre-tax net operating income$8,168,0001,033
Securities gains (losses)$17,0003,266
Applicable income taxes$2,253,0001,169
Income before extraordinary items$5,932,0001,059
Extraordinary gains, net$070
Net income$5,932,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,350
Cash dividends$1,010,0002,211
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,919,7601,020
2001-12-31 (YTD Data)Rank
Total interest income$24,273,0001,399
Total interest expense$10,664,0001,529
Net interest income$13,609,0001,304
Provision for loan and lease losses$504,0002,185
Total noninterest income$4,097,0001,157
Gross Fiduciary activities income$1,219,000381
Service charges on deposit accounts$1,436,0001,038
Trading account gains and fees$0177
Additional Noninterest Income$1,442,0001,576
Total noninterest expense$10,073,0001,459
Salaries and employee benefits$5,151,0001,474
Premises and equipment expense$1,662,0001,290
Additional noninterest expense$3,260,0001,435
Pre-tax net operating income$7,129,0001,044
Securities gains (losses)$8,0003,714
Applicable income taxes$1,978,0001,194
Income before extraordinary items$5,159,0001,061
Extraordinary gains, net$0105
Net income$5,159,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,205
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,153,2401,023
2000-12-31 (YTD Data)Rank
Total interest income$21,902,0001,573
Total interest expense$10,306,0001,667
Net interest income$11,596,0001,517
Provision for loan and lease losses$360,0002,489
Total noninterest income$3,314,0001,233
Gross Fiduciary activities income$1,125,000402
Service charges on deposit accounts$853,0001,619
Trading account gains and fees$0180
Additional Noninterest Income$1,336,0001,518
Total noninterest expense$8,865,0001,588
Salaries and employee benefits$4,755,0001,494
Premises and equipment expense$1,542,0001,327
Additional noninterest expense$2,568,0001,730
Pre-tax net operating income$5,685,0001,294
Securities gains (losses)$69,000648
Applicable income taxes$1,559,0001,458
Income before extraordinary items$4,195,0001,249
Extraordinary gains, net$038
Net income$4,195,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,211
Cash dividends$1,155,0002,054
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,144,6301,254
1999-12-31 (YTD Data)Rank
Total interest income$18,514,0001,753
Total interest expense$8,060,0001,853
Net interest income$10,454,0001,674
Provision for loan and lease losses$547,0001,643
Total noninterest income$2,990,0001,357
Gross Fiduciary activities income$862,000495
Service charges on deposit accounts$836,0001,577
Trading account gains and fees$0173
Additional Noninterest Income$1,292,0001,546
Total noninterest expense$8,011,0001,719
Salaries and employee benefits$4,297,0001,611
Premises and equipment expense$1,079,0001,899
Additional noninterest expense$2,635,0001,691
Pre-tax net operating income$4,886,0001,539
Securities gains (losses)$2,0002,566
Applicable income taxes$1,255,0001,842
Income before extraordinary items$3,633,0001,488
Extraordinary gains, net$035
Net income$3,633,0001,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,426
Cash dividends$824,0002,610
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,631,5201,463
1998-12-31 (YTD Data)Rank
Total interest income$16,321,0001,990
Total interest expense$7,336,0002,072
Net interest income$8,985,0001,902
Provision for loan and lease losses$270,0002,850
Total noninterest income$2,039,0001,806
Gross Fiduciary activities income$656,000553
Service charges on deposit accounts$695,0001,840
Trading account gains and fees$0224
Additional Noninterest Income$688,0002,424
Total noninterest expense$6,426,0002,043
Salaries and employee benefits$3,491,0001,904
Premises and equipment expense$836,0002,334
Additional noninterest expense$2,099,0002,031
Pre-tax net operating income$4,328,0001,702
Securities gains (losses)$-9,00010,176
Applicable income taxes$1,180,0002,025
Income before extraordinary items$3,139,0001,684
Extraordinary gains, net$032
Net income$3,139,0001,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,378
Cash dividends$985,0002,277
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,145,5701,613
1997-12-31 (YTD Data)Rank
Total interest income$13,546,0002,409
Total interest expense$5,812,0002,565
Net interest income$7,734,0002,275
Provision for loan and lease losses$215,0003,285
Total noninterest income$1,458,0002,254
Gross Fiduciary activities income$490,000665
Service charges on deposit accounts$694,0001,878
Trading account gains and fees$0239
Additional Noninterest Income$274,0004,129
Total noninterest expense$5,362,0002,403
Salaries and employee benefits$2,901,0002,276
Premises and equipment expense$733,0002,627
Additional noninterest expense$1,728,0002,396
Pre-tax net operating income$3,615,0002,080
Securities gains (losses)$-7,0009,846
Applicable income taxes$974,0002,493
Income before extraordinary items$2,634,0002,003
Extraordinary gains, net$044
Net income$2,634,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,572
Cash dividends$903,0002,358
Sale, conversion, retirement of capital stock, net$-22,00010,738
Net operating income$2,639,1101,944
1996-12-31 (YTD Data)Rank
Total interest income$12,064,0002,742
Total interest expense$5,129,0002,932
Net interest income$6,935,0002,546
Provision for loan and lease losses$240,0003,003
Total noninterest income$1,207,0002,670
Gross Fiduciary activities income$384,000783
Service charges on deposit accounts$530,0002,566
Trading account gains and fees$0262
Additional Noninterest Income$293,0004,131
Total noninterest expense$4,732,0002,887
Salaries and employee benefits$2,621,0002,545
Premises and equipment expense$635,0003,029
Additional noninterest expense$1,476,0003,170
Pre-tax net operating income$3,170,0002,252
Securities gains (losses)$-5,0009,952
Applicable income taxes$838,0002,728
Income before extraordinary items$2,327,0002,129
Extraordinary gains, net$053
Net income$2,327,0002,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,188
Cash dividends$796,0002,530
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,330,7002,080
1995-12-31 (YTD Data)Rank
Total interest income$10,867,0003,052
Total interest expense$4,542,0003,287
Net interest income$6,325,0002,830
Provision for loan and lease losses$270,0002,431
Total noninterest income$940,0003,257
Gross Fiduciary activities income$297,000907
Service charges on deposit accounts$416,0003,236
Trading account gains and fees$0522
Additional Noninterest Income$227,0004,758
Total noninterest expense$4,193,0003,182
Salaries and employee benefits$2,317,0002,877
Premises and equipment expense$536,0003,538
Additional noninterest expense$1,340,0003,398
Pre-tax net operating income$2,802,0002,574
Securities gains (losses)$-45,00011,108
Applicable income taxes$741,0003,080
Income before extraordinary items$2,016,0002,497
Extraordinary gains, net$065
Net income$2,016,0002,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,662
Cash dividends$614,0002,877
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,048,8502,429
1994-12-31 (YTD Data)Rank
Total interest income$8,621,0003,474
Total interest expense$3,241,0003,690
Net interest income$5,380,0003,335
Provision for loan and lease losses$71,0005,291
Total noninterest income$727,0003,991
Gross Fiduciary activities income$186,0001,033
Service charges on deposit accounts$381,0003,547
Trading account gains and fees$0475
Additional Noninterest Income$160,0006,008
Total noninterest expense$3,909,0003,497
Salaries and employee benefits$2,106,0003,127
Premises and equipment expense$467,0004,036
Additional noninterest expense$1,336,0003,682
Pre-tax net operating income$2,127,0003,257
Securities gains (losses)$-17,00010,215
Applicable income taxes$520,0003,938
Income before extraordinary items$1,590,0003,023
Extraordinary gains, net$0249
Net income$1,590,0003,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$512,0003,130
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,602,7503,026
1993-12-31 (YTD Data)Rank
Total interest income$8,284,0003,691
Total interest expense$3,130,0003,975
Net interest income$5,154,0003,470
Provision for loan and lease losses$121,0005,179
Total noninterest income$588,0005,026
Gross Fiduciary activities income$157,0001,111
Service charges on deposit accounts$336,0004,020
Trading account gains and fees$0532
Additional Noninterest Income$95,0008,045
Total noninterest expense$3,569,0003,846
Salaries and employee benefits$1,900,0003,431
Premises and equipment expense$387,0004,845
Additional noninterest expense$1,282,0003,973
Pre-tax net operating income$2,052,0003,235
Securities gains (losses)$-5,00012,580
Applicable income taxes$525,0004,003
Income before extraordinary items$1,522,0003,196
Extraordinary gains, net$03,149
Net income$1,522,0003,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$560,0002,802
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,525,7003,019
1992-12-31 (YTD Data)Rank
Total interest income$8,666,0003,987
Total interest expense$3,789,0004,258
Net interest income$4,877,0003,732
Provision for loan and lease losses$366,0003,645
Total noninterest income$545,0005,305
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$315,0004,278
Trading account gains and feesNANA
Additional Noninterest Income$230,0005,242
Total noninterest expense$3,277,0004,182
Salaries and employee benefits$1,721,0003,716
Premises and equipment expense$374,0005,066
Additional noninterest expense$1,182,0004,394
Pre-tax net operating income$1,779,0003,474
Securities gains (losses)$-11,00013,323
Applicable income taxes$452,0004,353
Income before extraordinary items$1,316,0003,477
Extraordinary gains, net$01,422
Net income$1,316,0003,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$452,0003,028
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,324,1403,218

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.