Home > Orrstown Bank > Net charge- offs to loans
Orrstown Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,207 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0320% | 4,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0167% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0573% | 4,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2306% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1683% | 2,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1683% | 1,937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 4,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0731% | 4,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3055% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1584% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1584% | 1,822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 4,163 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0420% | 4,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0392% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0848% | 4,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2951% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0896% | 4,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0896% | 4,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 4,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0716% | 4,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 4,397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1083% | 4,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1746% | 4,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1746% | 4,353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0221% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1711% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1711% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,710 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 4,311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2445% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2445% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 3,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,156 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 3,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1263% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1263% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 3,971 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,036 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 4,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 3,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1954% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 3,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 4,029 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0430% | 4,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0168% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1620% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1620% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.0199% | 4,132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 4,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0226% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 3,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1473% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1473% | 1,465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0839% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0839% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1604% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1604% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0589% | 4,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1083% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1228% | 4,059 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,985 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 3,270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0668% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3235% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3235% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 4,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1423% | 4,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 4,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 3,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1022% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3450% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3450% | 1,387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0684% | 4,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 4,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1531% | 4,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 3,356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1989% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3915% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3915% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0538% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0937% | 4,854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2989% | 4,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2177% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 3,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6227% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6227% | 1,035 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 3,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0391% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0455% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 2,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2714% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2714% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 4,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2726% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2726% | 1,928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 4,333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0431% | 4,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 3,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1022% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2775% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2775% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 642 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0478% | 5,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1434% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0558% | 3,778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2250% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0126% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0126% | 2,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0382% | 4,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0605% | 4,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1395% | 5,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 4,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0842% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0516% | 4,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1800% | 2,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1800% | 2,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0525% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0756% | 5,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1717% | 5,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1181% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0714% | 5,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 3,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1082% | 2,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1083% | 2,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0462% | 4,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0631% | 5,043 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1803% | 5,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0876% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0711% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0711% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 3,691 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 4,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 899 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2401% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 1,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0340% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0470% | 4,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2161% | 2,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2161% | 2,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0294% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2371% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2371% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1375% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0557% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0557% | 2,748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 4,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 3,863 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 4,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3078% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3924% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3924% | 1,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1640% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1408% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1223% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4539% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4539% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0928% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 4,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 5,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1665% | 5,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0369% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1290% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5813% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5813% | 1,309 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0844% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1680% | 5,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1725% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0612% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2331% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1287% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1287% | 619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0818% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1108% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1223% | 5,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3013% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1438% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3881% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1264% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7949% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7949% | 386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0621% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | -1.5035% | 5,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1513% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3584% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1949% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0863% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2496% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 4,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7848% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7848% | 978 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0811% | 1,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1162% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | -2.1186% | 5,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2326% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5028% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2591% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0963% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3394% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7675% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7675% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0636% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2747% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.1224% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3720% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2427% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1148% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3042% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 4,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8443% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8443% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0588% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1588% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1718% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 0.2826% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3291% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4710% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 4,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2243% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2243% | 548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0389% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4601% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.2799% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7747% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2148% | 5,087 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2802% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0341% | 1,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3809% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7760% | 6,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5784% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5784% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0746% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4020% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5809% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.3846% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0070% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2918% | 5,147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3240% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4308% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9906% | 6,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7890% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7890% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0735% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1596% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2640% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.2669% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3479% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4476% | 5,186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 4,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3702% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3670% | 6,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4863% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4863% | 504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0589% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2776% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2901% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1373% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5312% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4388% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6138% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0845% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6300% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6300% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0130% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1384% | 6,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2887% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | -12.2544% | 6,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4995% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4039% | 393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3991% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2413% | 986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4593% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -10.5641% | 6,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4402% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4402% | 2,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0489% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6561% | 803 |
| Percentage Net Loans Charged-off:Construction & development | -7.4450% | 6,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8503% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5505% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4136% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1290% | 1,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5222% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -12.2850% | 6,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2277% | 2,618 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0603% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4833% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5250% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | -8.9908% | 6,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5672% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6191% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1986% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7805% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7413% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0614% | 5,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0614% | 5,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0655% | 1,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7170% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8454% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 1.8771% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8685% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8156% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1010% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1419% | 5,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2426% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2426% | 2,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.1243% | 8 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.2130% | 7 |
| Percentage Net Loans Charged-off:Construction & development | 25.7968% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.1694% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | 40.6872% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3418% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2144% | 1,395 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1690% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1561% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6167% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6167% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0278% | 5,928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.2163% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.2477% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 26.6512% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.7151% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 42.1860% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.2444% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0258% | 1,522 |
| All other 1-4 family - Percent of loans charged-off, net | 7.0539% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9772% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6728% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6728% | 675 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0351% | 5,999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.9838% | 4 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.3167% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 25.1368% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.9854% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 58.8381% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.5837% | 29 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 10.1336% | 21 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2955% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4070% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4070% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0581% | 6,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 14.8622% | 8 |
| Percentage Net Loans Charged-off: Total real estate loans | 16.4157% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 32.6458% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 12.3324% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 84.3756% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.2405% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 13.5334% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4933% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2798% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2798% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1253% | 6,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1356% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4235% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 9.3573% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3640% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.1388% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9675% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2535% | 1,552 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1406% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.5600% | 41 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4473% | 2,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4044% | 2,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5245% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0558% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0785% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 5.9188% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3336% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.0300% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9781% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1166% | 1,545 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1778% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 21.2883% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5081% | 2,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4494% | 2,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0104% | 1,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6824% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0500% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 4.3046% | 919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6478% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5748% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3823% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1786% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4281% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 30.6520% | 13 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2453% | 3,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2099% | 3,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3570% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6387% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2147% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 2,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2293% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2998% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1018% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0820% | 2,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4349% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4665% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | 1.0179% | 2,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2503% | 2,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4977% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 1,817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5822% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0518% | 6,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4405% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5079% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4786% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5379% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 1.3667% | 2,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2898% | 2,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5075% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 1,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5850% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0772% | 6,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3826% | 3,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6508% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7354% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | 2.0358% | 1,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2833% | 1,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7250% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1869% | 1,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8296% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1430% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3662% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2176% | 2,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5685% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 2,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 2,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 2,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8600% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 6,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 5,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 7,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 3,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 1,911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1319% | 3,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8872% | 3,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7349% | 3,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 6,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 4,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 3,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 2,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 4,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9761% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 5,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 4,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1007% | 3,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1161% | 2,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0854% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0329% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 3,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 7,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1825% | 1,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1647% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9861% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 5,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 4,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1195% | 1,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 3,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 3,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 4,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6402% | 3,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 5,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 2,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 2,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 3,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5137% | 3,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 4,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 3,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0742% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 3,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1197% | 4,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1505% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8065% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 5,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 3,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 3,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9513% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 4,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 3,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 3,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0048% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 2,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4270% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1800% | 3,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 5,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0283% | 3,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8122% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 5,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 2,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8833% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0571% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0545% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1182% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3117% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 6,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 3,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3891% | 4,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 5,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 2,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2759% | 4,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 5,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3489% | 3,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 4,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 8,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 8,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4550% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 6,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 3,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0656% | 3,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3470% | 4,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 5,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0860% | 3,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1231% | 5,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 7,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2611% | 8,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0181% | 7,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 8,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 8,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7680% | 8,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 6,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 3,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 3,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 4,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6511% | 3,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 6,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 2,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5067% | 3,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 5,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2629% | 4,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 5,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3688% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 6,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 2,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 2,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5553% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9586% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 6,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 2,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 2,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2797% | 5,446 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5851% | 1,442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5139% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2662% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5280% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 6,442 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 6,509 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 6,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 6,990 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 7,331 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 9,969 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 8,237 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 9,691 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |