Home > One Bank of Tennessee > Income and Expense

One Bank of Tennessee, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$20,108,000703
Total interest expense$6,412,000807
Net interest income$13,696,000669
Provision for loan and lease losses$420,000660
Total noninterest income$3,519,000617
Gross Fiduciary activities income$0918
Service charges on deposit accounts$1,012,000324
Trading account gains and feesNANA
Additional Noninterest Income$2,507,000541
Total noninterest expense$9,670,000762
Salaries and employee benefits$5,665,000729
Premises and equipment expense$1,298,000553
Additional noninterest expense$2,507,000541
Pre-tax net operating income$7,125,000538
Securities gains (losses)$0665
Applicable income taxes$524,0001,001
Income before extraordinary items$6,601,000484
Extraordinary gains, net$047
Net income$6,601,000493
Minority interest net income$065
Net income of bank and minority interests.$6,601,000484
Net charge-offs$84,000848
Cash dividends$3,591,000365
Sale, conversion, retirement of capital stock, net$0467
Net operating income$6,601,000486
2024-12-31 (YTD Data)Rank
Total interest income$75,261,000737
Total interest expense$28,741,000777
Net interest income$46,520,000730
Provision for loan and lease losses$559,0001,297
Total noninterest income$13,880,000626
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$3,650,000349
Trading account gains and feesNANA
Additional Noninterest Income$10,230,000563
Total noninterest expense$34,456,000814
Salaries and employee benefits$20,095,000780
Premises and equipment expense$4,520,000615
Additional noninterest expense$10,230,000563
Pre-tax net operating income$25,385,000547
Securities gains (losses)$0940
Applicable income taxes$880,0001,483
Income before extraordinary items$24,505,000492
Extraordinary gains, net$053
Net income$24,505,000495
Minority interest net income$090
Net income of bank and minority interests.$24,505,000492
Net charge-offs$214,0001,340
Cash dividends$16,892,000366
Sale, conversion, retirement of capital stock, net$0564
Net operating income$24,505,000502
2024-09-30 (YTD Data)Rank
Total interest income$860,0004,403
Total interest expense$04,421
Net interest income$59,596,000466
Provision for loan and lease losses$03,100
Total noninterest income$1,7364,465
Gross Fiduciary activities income$8,382,000192
Service charges on deposit accounts$8764,328
Trading account gains and fees$10,671,00049
Additional Noninterest Income$04,404
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,460
Additional noninterest expense$2,9734,421
Pre-tax net operating income$04,207
Securities gains (losses)$85,000333
Applicable income taxes$03,278
Income before extraordinary items$04,193
Extraordinary gains, net$7,584,00014
Net income$14,981,000592
Minority interest net income$2,000,00022
Net income of bank and minority interests.$04,196
Net charge-offs$02,823
Cash dividends$7,077,000493
Sale, conversion, retirement of capital stock, net$8,439,00080
Net operating income$04,212
2024-06-30 (YTD Data)Rank
Total interest income$35,804,000760
Total interest expense$14,118,000774
Net interest income$21,686,000762
Provision for loan and lease losses$560,000787
Total noninterest income$6,910,000611
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,889,000330
Trading account gains and feesNANA
Additional Noninterest Income$5,021,000549
Total noninterest expense$17,696,000790
Salaries and employee benefits$10,342,000760
Premises and equipment expense$2,406,000580
Additional noninterest expense$5,021,000549
Pre-tax net operating income$10,340,000639
Securities gains (losses)$0628
Applicable income taxes$766,0001,116
Income before extraordinary items$9,574,000594
Extraordinary gains, net$052
Net income$9,574,000600
Minority interest net income$084
Net income of bank and minority interests.$9,574,000596
Net charge-offs$90,0001,135
Cash dividends$6,551,000387
Sale, conversion, retirement of capital stock, net$0496
Net operating income$9,574,000589
2024-03-31 (YTD Data)Rank
Total interest income$17,315,000775
Total interest expense$6,826,000784
Net interest income$10,489,000788
Provision for loan and lease losses$260,000733
Total noninterest income$3,308,000629
Gross Fiduciary activities income$0895
Service charges on deposit accounts$954,000333
Trading account gains and feesNANA
Additional Noninterest Income$2,354,000573
Total noninterest expense$8,816,000798
Salaries and employee benefits$5,180,000767
Premises and equipment expense$1,181,000604
Additional noninterest expense$2,354,000573
Pre-tax net operating income$4,721,000692
Securities gains (losses)$0689
Applicable income taxes$359,0001,134
Income before extraordinary items$4,362,000638
Extraordinary gains, net$051
Net income$4,362,000645
Minority interest net income$072
Net income of bank and minority interests.$4,362,000638
Net charge-offs$33,0001,093
Cash dividends$3,069,000383
Sale, conversion, retirement of capital stock, net$0434
Net operating income$4,362,000638
2023-12-31 (YTD Data)Rank
Total interest income$60,248,000797
Total interest expense$18,893,000810
Net interest income$41,355,000786
Provision for loan and lease losses$260,0001,785
Total noninterest income$13,573,000610
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,262,000307
Trading account gains and feesNANA
Additional Noninterest Income$9,311,000562
Total noninterest expense$33,806,000801
Salaries and employee benefits$19,914,000763
Premises and equipment expense$4,554,000601
Additional noninterest expense$9,311,000562
Pre-tax net operating income$20,862,000662
Securities gains (losses)$-729,0004,252
Applicable income taxes$494,0001,915
Income before extraordinary items$19,639,000589
Extraordinary gains, net$054
Net income$19,639,000597
Minority interest net income$088
Net income of bank and minority interests.$19,639,000592
Net charge-offs$418,000828
Cash dividends$14,443,000380
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,353,420594
2023-09-30 (YTD Data)Rank
Total interest income$43,581,000812
Total interest expense$12,683,000828
Net interest income$30,898,000800
Provision for loan and lease losses$720,000815
Total noninterest income$10,082,000614
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,200,000306
Trading account gains and feesNANA
Additional Noninterest Income$6,882,000582
Total noninterest expense$26,214,000780
Salaries and employee benefits$15,486,000742
Premises and equipment expense$3,621,000573
Additional noninterest expense$6,882,000582
Pre-tax net operating income$14,046,000748
Securities gains (losses)$-729,0004,410
Applicable income taxes$979,0001,302
Income before extraordinary items$12,338,000697
Extraordinary gains, net$052
Net income$12,338,000701
Minority interest net income$081
Net income of bank and minority interests.$12,338,000697
Net charge-offs$245,000805
Cash dividends$9,311,000389
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,015,970674
2023-06-30 (YTD Data)Rank
Total interest income$27,814,000812
Total interest expense$7,134,000869
Net interest income$20,680,000794
Provision for loan and lease losses$480,000797
Total noninterest income$6,825,000594
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,093,000302
Trading account gains and feesNANA
Additional Noninterest Income$4,732,000558
Total noninterest expense$17,384,000767
Salaries and employee benefits$10,396,000728
Premises and equipment expense$2,388,000568
Additional noninterest expense$4,732,000558
Pre-tax net operating income$9,641,000716
Securities gains (losses)$-729,0004,503
Applicable income taxes$658,0001,287
Income before extraordinary items$8,254,000702
Extraordinary gains, net$051
Net income$8,254,000714
Minority interest net income$081
Net income of bank and minority interests.$8,254,000702
Net charge-offs$188,000698
Cash dividends$7,615,000334
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,931,970659
2023-03-31 (YTD Data)Rank
Total interest income$13,123,000848
Total interest expense$2,643,000971
Net interest income$10,480,000791
Provision for loan and lease losses$240,000796
Total noninterest income$3,283,000603
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,044,000313
Trading account gains and feesNANA
Additional Noninterest Income$2,239,000566
Total noninterest expense$8,887,000767
Salaries and employee benefits$5,252,000736
Premises and equipment expense$1,183,000595
Additional noninterest expense$2,239,000566
Pre-tax net operating income$4,636,000775
Securities gains (losses)$-729,0004,566
Applicable income taxes$307,0001,366
Income before extraordinary items$3,600,000804
Extraordinary gains, net$04
Net income$3,600,000802
Minority interest net income$048
Net income of bank and minority interests.$3,600,000803
Net charge-offs$100,000601
Cash dividends$2,634,000400
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,270,680712
2022-12-31 (YTD Data)Rank
Total interest income$43,981,000830
Total interest expense$3,554,0001,026
Net interest income$40,427,000816
Provision for loan and lease losses$240,0001,681
Total noninterest income$14,662,000586
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,187,000327
Trading account gains and feesNANA
Additional Noninterest Income$10,475,000546
Total noninterest expense$33,543,000787
Salaries and employee benefits$19,584,000758
Premises and equipment expense$4,357,000626
Additional noninterest expense$10,475,000546
Pre-tax net operating income$21,306,000721
Securities gains (losses)$0691
Applicable income taxes$760,0001,762
Income before extraordinary items$20,546,000633
Extraordinary gains, net$05
Net income$20,546,000634
Minority interest net income$063
Net income of bank and minority interests.$20,546,000634
Net charge-offs$57,0001,476
Cash dividends$14,362,000360
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,546,000643
2022-09-30 (YTD Data)Rank
Total interest income$31,492,000833
Total interest expense$1,892,0001,061
Net interest income$29,600,000822
Provision for loan and lease losses$600,000860
Total noninterest income$10,940,000605
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,102,000330
Trading account gains and feesNANA
Additional Noninterest Income$7,838,000563
Total noninterest expense$25,198,000780
Salaries and employee benefits$14,975,000743
Premises and equipment expense$3,627,000564
Additional noninterest expense$7,838,000563
Pre-tax net operating income$14,742,000762
Securities gains (losses)$0740
Applicable income taxes$1,013,0001,337
Income before extraordinary items$13,729,000681
Extraordinary gains, net$04
Net income$13,729,000681
Minority interest net income$057
Net income of bank and minority interests.$13,729,000681
Net charge-offs$39,0001,329
Cash dividends$9,638,000373
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,729,000692
2022-06-30 (YTD Data)Rank
Total interest income$19,715,000845
Total interest expense$1,087,0001,063
Net interest income$18,628,000836
Provision for loan and lease losses$360,000836
Total noninterest income$7,218,000600
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,973,000345
Trading account gains and feesNANA
Additional Noninterest Income$5,245,000575
Total noninterest expense$16,606,000773
Salaries and employee benefits$9,975,000732
Premises and equipment expense$2,412,000565
Additional noninterest expense$4,219,000892
Pre-tax net operating income$8,880,000791
Securities gains (losses)$0687
Applicable income taxes$663,0001,282
Income before extraordinary items$8,217,000701
Extraordinary gains, net$04
Net income$8,217,000701
Minority interest net income$060
Net income of bank and minority interests.$8,217,000701
Net charge-offs$-45,0004,150
Cash dividends$5,901,000391
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,217,000712
2022-03-31 (YTD Data)Rank
Total interest income$9,218,000865
Total interest expense$570,000972
Net interest income$8,648,000863
Provision for loan and lease losses$180,000691
Total noninterest income$3,409,000640
Gross Fiduciary activities income$0892
Service charges on deposit accounts$961,000354
Trading account gains and feesNANA
Additional Noninterest Income$2,448,000615
Total noninterest expense$8,022,000799
Salaries and employee benefits$4,878,000755
Premises and equipment expense$1,182,000578
Additional noninterest expense$1,962,000934
Pre-tax net operating income$3,855,000840
Securities gains (losses)$0623
Applicable income taxes$305,0001,294
Income before extraordinary items$3,550,000770
Extraordinary gains, net$04
Net income$3,550,000770
Minority interest net income$050
Net income of bank and minority interests.$3,550,000770
Net charge-offs$-110,0004,570
Cash dividends$1,979,000485
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,550,000777
2021-12-31 (YTD Data)Rank
Total interest income$40,556,000817
Total interest expense$3,161,000865
Net interest income$37,395,000816
Provision for loan and lease losses$832,000707
Total noninterest income$12,775,000706
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,516,000361
Trading account gains and feesNANA
Additional Noninterest Income$9,259,000704
Total noninterest expense$32,372,000785
Salaries and employee benefits$19,351,000755
Premises and equipment expense$4,246,000628
Additional noninterest expense$8,775,000871
Pre-tax net operating income$16,966,000854
Securities gains (losses)$02,062
Applicable income taxes$427,0002,204
Income before extraordinary items$16,539,000754
Extraordinary gains, net$010
Net income$16,539,000755
Minority interest net income$074
Net income of bank and minority interests.$16,539,000755
Net charge-offs$3,139,000215
Cash dividends$9,043,000517
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,539,000732
2021-09-30 (YTD Data)Rank
Total interest income$31,639,000800
Total interest expense$2,517,000868
Net interest income$29,122,000805
Provision for loan and lease losses$1,140,000383
Total noninterest income$9,568,000726
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,509,000368
Trading account gains and feesNANA
Additional Noninterest Income$7,059,000718
Total noninterest expense$25,255,000765
Salaries and employee benefits$15,302,000730
Premises and equipment expense$3,310,000611
Additional noninterest expense$6,643,000866
Pre-tax net operating income$12,295,000910
Securities gains (losses)$02,015
Applicable income taxes$841,0001,602
Income before extraordinary items$11,454,000838
Extraordinary gains, net$08
Net income$11,454,000838
Minority interest net income$069
Net income of bank and minority interests.$11,454,000838
Net charge-offs$3,108,000190
Cash dividends$7,423,000471
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,454,000818
2021-06-30 (YTD Data)Rank
Total interest income$22,711,000745
Total interest expense$1,814,000845
Net interest income$20,897,000738
Provision for loan and lease losses$360,000782
Total noninterest income$5,870,000762
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,552,000377
Trading account gains and feesNANA
Additional Noninterest Income$4,318,000765
Total noninterest expense$17,013,000756
Salaries and employee benefits$10,487,000703
Premises and equipment expense$2,147,000632
Additional noninterest expense$4,379,000857
Pre-tax net operating income$9,394,000808
Securities gains (losses)$01,818
Applicable income taxes$669,0001,452
Income before extraordinary items$8,725,000738
Extraordinary gains, net$06
Net income$8,725,000738
Minority interest net income$067
Net income of bank and minority interests.$8,725,000738
Net charge-offs$3,029,000159
Cash dividends$5,729,000414
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,725,000718
2021-03-31 (YTD Data)Rank
Total interest income$11,836,000716
Total interest expense$1,022,000790
Net interest income$10,814,000706
Provision for loan and lease losses$180,000863
Total noninterest income$2,933,000763
Gross Fiduciary activities income$0922
Service charges on deposit accounts$781,000372
Trading account gains and feesNANA
Additional Noninterest Income$2,152,000780
Total noninterest expense$8,507,000750
Salaries and employee benefits$5,266,000692
Premises and equipment expense$1,073,000639
Additional noninterest expense$2,168,000844
Pre-tax net operating income$5,060,000758
Securities gains (losses)$01,392
Applicable income taxes$364,0001,380
Income before extraordinary items$4,696,000703
Extraordinary gains, net$03
Net income$4,696,000703
Minority interest net income$055
Net income of bank and minority interests.$4,696,000703
Net charge-offs$3,048,000117
Cash dividends$2,658,000380
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,696,000689
2020-12-31 (YTD Data)Rank
Total interest income$41,884,000803
Total interest expense$6,922,000690
Net interest income$34,962,000821
Provision for loan and lease losses$1,960,0001,056
Total noninterest income$10,317,000780
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,247,000362
Trading account gains and feesNANA
Additional Noninterest Income$7,070,000809
Total noninterest expense$31,596,000775
Salaries and employee benefits$18,781,000755
Premises and equipment expense$4,291,000612
Additional noninterest expense$8,524,000842
Pre-tax net operating income$11,723,000934
Securities gains (losses)$02,675
Applicable income taxes$132,0002,799
Income before extraordinary items$11,591,000830
Extraordinary gains, net$04
Net income$11,591,000830
Minority interest net income$072
Net income of bank and minority interests.$11,591,000830
Net charge-offs$567,000898
Cash dividends$9,003,000493
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,591,000794
2020-09-30 (YTD Data)Rank
Total interest income$31,558,000802
Total interest expense$5,647,000683
Net interest income$25,911,000824
Provision for loan and lease losses$1,130,0001,263
Total noninterest income$7,643,000761
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,416,000354
Trading account gains and feesNANA
Additional Noninterest Income$5,227,000790
Total noninterest expense$23,987,000756
Salaries and employee benefits$14,632,000721
Premises and equipment expense$2,846,000679
Additional noninterest expense$6,509,000809
Pre-tax net operating income$8,437,000930
Securities gains (losses)$02,494
Applicable income taxes$588,0001,614
Income before extraordinary items$7,849,000875
Extraordinary gains, net$04
Net income$7,849,000875
Minority interest net income$065
Net income of bank and minority interests.$7,849,000875
Net charge-offs$387,000888
Cash dividends$5,603,000533
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,849,000844
2020-06-30 (YTD Data)Rank
Total interest income$21,844,000771
Total interest expense$3,914,000711
Net interest income$17,930,000794
Provision for loan and lease losses$950,0001,129
Total noninterest income$5,018,000723
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,635,000349
Trading account gains and feesNANA
Additional Noninterest Income$3,383,000750
Total noninterest expense$16,041,000762
Salaries and employee benefits$10,085,000690
Premises and equipment expense$1,859,000692
Additional noninterest expense$4,097,000843
Pre-tax net operating income$5,957,000818
Securities gains (losses)$02,249
Applicable income taxes$416,0001,495
Income before extraordinary items$5,541,000766
Extraordinary gains, net$04
Net income$5,541,000766
Minority interest net income$065
Net income of bank and minority interests.$5,541,000766
Net charge-offs$227,000940
Cash dividends$4,145,000499
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,541,000740
2020-03-31 (YTD Data)Rank
Total interest income$9,835,000861
Total interest expense$1,958,000806
Net interest income$7,877,000873
Provision for loan and lease losses$270,0001,264
Total noninterest income$2,825,000637
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,018,000332
Trading account gains and feesNANA
Additional Noninterest Income$1,807,000651
Total noninterest expense$7,940,000765
Salaries and employee benefits$5,030,000692
Premises and equipment expense$926,000689
Additional noninterest expense$1,984,000864
Pre-tax net operating income$2,492,000886
Securities gains (losses)$01,705
Applicable income taxes$181,0001,474
Income before extraordinary items$2,311,000825
Extraordinary gains, net$04
Net income$2,311,000825
Minority interest net income$056
Net income of bank and minority interests.$2,311,000825
Net charge-offs$118,000804
Cash dividends$1,731,000569
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,311,000813
2019-12-31 (YTD Data)Rank
Total interest income$39,284,000868
Total interest expense$7,134,000914
Net interest income$32,150,000851
Provision for loan and lease losses$1,720,000589
Total noninterest income$11,133,000646
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,362,000321
Trading account gains and feesNANA
Additional Noninterest Income$6,771,000682
Total noninterest expense$28,686,000795
Salaries and employee benefits$17,228,000769
Premises and equipment expense$3,261,000777
Additional noninterest expense$8,197,000835
Pre-tax net operating income$12,877,000851
Securities gains (losses)$9,0001,922
Applicable income taxes$192,0002,664
Income before extraordinary items$12,694,000765
Extraordinary gains, net$011
Net income$12,694,000766
Minority interest net income$076
Net income of bank and minority interests.$12,694,000766
Net charge-offs$568,000954
Cash dividends$9,262,000500
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,685,090750
2019-09-30 (YTD Data)Rank
Total interest income$22,967,0001,073
Total interest expense$4,225,0001,124
Net interest income$18,742,0001,053
Provision for loan and lease losses$1,120,000634
Total noninterest income$6,923,000732
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,429,000394
Trading account gains and feesNANA
Additional Noninterest Income$4,494,000723
Total noninterest expense$16,846,000988
Salaries and employee benefits$10,432,000917
Premises and equipment expense$1,917,000965
Additional noninterest expense$4,497,0001,082
Pre-tax net operating income$7,699,0001,048
Securities gains (losses)$9,0001,686
Applicable income taxes$544,0001,722
Income before extraordinary items$7,164,000986
Extraordinary gains, net$011
Net income$7,164,000987
Minority interest net income$072
Net income of bank and minority interests.$7,164,000987
Net charge-offs$211,0001,260
Cash dividends$5,358,000575
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,155,630967
2019-06-30 (YTD Data)Rank
Total interest income$15,098,0001,081
Total interest expense$2,678,0001,155
Net interest income$12,420,0001,057
Provision for loan and lease losses$800,000579
Total noninterest income$4,548,000732
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,571,000403
Trading account gains and feesNANA
Additional Noninterest Income$2,977,000709
Total noninterest expense$11,121,000993
Salaries and employee benefits$6,931,000913
Premises and equipment expense$1,266,000976
Additional noninterest expense$2,924,0001,115
Pre-tax net operating income$5,047,0001,041
Securities gains (losses)$9,0001,239
Applicable income taxes$358,0001,708
Income before extraordinary items$4,698,000971
Extraordinary gains, net$011
Net income$4,698,000971
Minority interest net income$069
Net income of bank and minority interests.$4,698,000971
Net charge-offs$151,0001,164
Cash dividends$3,566,000570
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,689,630951
2019-03-31 (YTD Data)Rank
Total interest income$7,403,0001,092
Total interest expense$1,248,0001,194
Net interest income$6,155,0001,074
Provision for loan and lease losses$350,000608
Total noninterest income$2,238,000710
Gross Fiduciary activities income$0972
Service charges on deposit accounts$748,000413
Trading account gains and feesNANA
Additional Noninterest Income$1,490,000693
Total noninterest expense$5,532,000997
Salaries and employee benefits$3,478,000912
Premises and equipment expense$600,0001,024
Additional noninterest expense$1,454,0001,099
Pre-tax net operating income$2,511,0001,020
Securities gains (losses)$9,000735
Applicable income taxes$182,0001,665
Income before extraordinary items$2,338,000955
Extraordinary gains, net$05
Net income$2,338,000954
Minority interest net income$052
Net income of bank and minority interests.$2,338,000954
Net charge-offs$97,000901
Cash dividends$1,793,000558
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,329,630943
2018-12-31 (YTD Data)Rank
Total interest income$27,662,0001,080
Total interest expense$3,353,0001,309
Net interest income$24,309,0001,058
Provision for loan and lease losses$1,045,000849
Total noninterest income$8,433,000777
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,957,000442
Trading account gains and feesNANA
Additional Noninterest Income$5,476,000759
Total noninterest expense$20,524,0001,045
Salaries and employee benefits$12,633,000968
Premises and equipment expense$2,279,0001,062
Additional noninterest expense$5,612,0001,138
Pre-tax net operating income$11,173,000957
Securities gains (losses)$01,125
Applicable income taxes$96,0003,106
Income before extraordinary items$11,077,000842
Extraordinary gains, net$06
Net income$11,077,000840
Minority interest net income$072
Net income of bank and minority interests.$11,077,000841
Net charge-offs$405,0001,095
Cash dividends$7,719,000520
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,077,000839
2018-09-30 (YTD Data)Rank
Total interest income$20,337,0001,088
Total interest expense$2,293,0001,333
Net interest income$18,044,0001,061
Provision for loan and lease losses$1,180,000579
Total noninterest income$6,216,000798
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,133,000451
Trading account gains and feesNANA
Additional Noninterest Income$4,083,000769
Total noninterest expense$15,487,0001,046
Salaries and employee benefits$9,635,000957
Premises and equipment expense$1,812,0001,001
Additional noninterest expense$4,040,0001,173
Pre-tax net operating income$7,593,0001,031
Securities gains (losses)$01,118
Applicable income taxes$548,0001,715
Income before extraordinary items$7,045,000977
Extraordinary gains, net$05
Net income$7,045,000976
Minority interest net income$066
Net income of bank and minority interests.$7,045,000976
Net charge-offs$316,000962
Cash dividends$5,260,000508
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,045,000971
2018-06-30 (YTD Data)Rank
Total interest income$13,290,0001,097
Total interest expense$1,434,0001,341
Net interest income$11,856,0001,077
Provision for loan and lease losses$840,000539
Total noninterest income$4,222,000784
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,417,000446
Trading account gains and feesNANA
Additional Noninterest Income$2,805,000752
Total noninterest expense$10,158,0001,053
Salaries and employee benefits$6,390,000958
Premises and equipment expense$1,200,0001,008
Additional noninterest expense$2,568,0001,213
Pre-tax net operating income$5,080,0001,012
Securities gains (losses)$0961
Applicable income taxes$375,0001,667
Income before extraordinary items$4,705,000965
Extraordinary gains, net$06
Net income$4,705,000963
Minority interest net income$065
Net income of bank and minority interests.$4,705,000964
Net charge-offs$217,000891
Cash dividends$3,511,000508
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,705,000960
2018-03-31 (YTD Data)Rank
Total interest income$6,538,0001,111
Total interest expense$702,0001,303
Net interest income$5,836,0001,088
Provision for loan and lease losses$420,000537
Total noninterest income$2,127,000750
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$690,000470
Trading account gains and feesNANA
Additional Noninterest Income$1,437,000725
Total noninterest expense$5,028,0001,065
Salaries and employee benefits$3,175,000974
Premises and equipment expense$581,0001,048
Additional noninterest expense$1,272,0001,221
Pre-tax net operating income$2,515,0001,006
Securities gains (losses)$0735
Applicable income taxes$184,0001,648
Income before extraordinary items$2,331,000939
Extraordinary gains, net$07
Net income$2,331,000939
Minority interest net income$052
Net income of bank and minority interests.$2,331,000939
Net charge-offs$65,0001,052
Cash dividends$1,703,000483
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,331,000932
2017-12-31 (YTD Data)Rank
Total interest income$24,120,0001,150
Total interest expense$2,546,0001,270
Net interest income$21,574,0001,138
Provision for loan and lease losses$1,350,000704
Total noninterest income$8,136,000798
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,946,000442
Trading account gains and feesNANA
Additional Noninterest Income$5,190,000793
Total noninterest expense$19,579,0001,071
Salaries and employee benefits$11,892,0001,005
Premises and equipment expense$2,183,0001,076
Additional noninterest expense$5,504,0001,153
Pre-tax net operating income$8,781,0001,098
Securities gains (losses)$02,243
Applicable income taxes$550,0002,349
Income before extraordinary items$8,231,000886
Extraordinary gains, net$09
Net income$8,231,000886
Minority interest net income$076
Net income of bank and minority interests.$8,231,000886
Net charge-offs$1,080,000652
Cash dividends$5,928,000586
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,231,000871
2017-09-30 (YTD Data)Rank
Total interest income$17,792,0001,166
Total interest expense$1,860,0001,278
Net interest income$15,932,0001,151
Provision for loan and lease losses$930,000738
Total noninterest income$5,689,000854
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,192,000452
Trading account gains and feesNANA
Additional Noninterest Income$3,497,000880
Total noninterest expense$14,752,0001,075
Salaries and employee benefits$8,860,0001,013
Premises and equipment expense$1,775,0001,015
Additional noninterest expense$4,117,0001,150
Pre-tax net operating income$5,939,0001,211
Securities gains (losses)$02,274
Applicable income taxes$416,0002,222
Income before extraordinary items$5,523,0001,070
Extraordinary gains, net$09
Net income$5,523,0001,069
Minority interest net income$071
Net income of bank and minority interests.$5,523,0001,070
Net charge-offs$532,000767
Cash dividends$4,085,000586
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,523,0001,053
2017-06-30 (YTD Data)Rank
Total interest income$11,644,0001,181
Total interest expense$1,205,0001,269
Net interest income$10,439,0001,161
Provision for loan and lease losses$560,000783
Total noninterest income$3,826,000841
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,403,000462
Trading account gains and feesNANA
Additional Noninterest Income$2,423,000855
Total noninterest expense$9,854,0001,074
Salaries and employee benefits$5,881,0001,022
Premises and equipment expense$1,174,0001,020
Additional noninterest expense$2,799,0001,138
Pre-tax net operating income$3,851,0001,230
Securities gains (losses)$01,906
Applicable income taxes$270,0002,233
Income before extraordinary items$3,581,0001,085
Extraordinary gains, net$011
Net income$3,581,0001,085
Minority interest net income$071
Net income of bank and minority interests.$3,581,0001,085
Net charge-offs$440,000627
Cash dividends$2,670,000598
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,581,0001,072
2017-03-31 (YTD Data)Rank
Total interest income$5,715,0001,189
Total interest expense$578,0001,293
Net interest income$5,137,0001,167
Provision for loan and lease losses$290,000731
Total noninterest income$1,894,000848
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$678,000479
Trading account gains and feesNANA
Additional Noninterest Income$1,216,000829
Total noninterest expense$4,921,0001,085
Salaries and employee benefits$2,907,0001,047
Premises and equipment expense$556,0001,077
Additional noninterest expense$1,458,0001,094
Pre-tax net operating income$1,820,0001,274
Securities gains (losses)$01,153
Applicable income taxes$125,0002,270
Income before extraordinary items$1,695,0001,103
Extraordinary gains, net$08
Net income$1,695,0001,103
Minority interest net income$055
Net income of bank and minority interests.$1,695,0001,103
Net charge-offs$151,000719
Cash dividends$1,277,000592
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,695,0001,079
2016-12-31 (YTD Data)Rank
Total interest income$21,811,0001,201
Total interest expense$2,262,0001,274
Net interest income$19,549,0001,201
Provision for loan and lease losses$640,0001,254
Total noninterest income$7,482,000862
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,972,000451
Trading account gains and fees$0170
Additional Noninterest Income$4,510,000911
Total noninterest expense$18,831,0001,105
Salaries and employee benefits$10,777,0001,076
Premises and equipment expense$2,251,0001,054
Additional noninterest expense$5,803,0001,128
Pre-tax net operating income$7,560,0001,162
Securities gains (losses)$03,212
Applicable income taxes$421,0002,400
Income before extraordinary items$7,139,0001,041
Extraordinary gains, net$05
Net income$7,139,0001,040
Minority interest net income$082
Net income of bank and minority interests.$7,139,0001,040
Net charge-offs$640,000922
Cash dividends$5,127,000642
Sale, conversion, retirement of capital stock, net$22,368,00026
Net operating income$7,139,0001,010
2016-09-30 (YTD Data)Rank
Total interest income$16,137,0001,219
Total interest expense$1,684,0001,274
Net interest income$14,453,0001,218
Provision for loan and lease losses$475,0001,181
Total noninterest income$5,662,000861
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,207,000455
Trading account gains and fees$0169
Additional Noninterest Income$3,455,000891
Total noninterest expense$14,283,0001,096
Salaries and employee benefits$8,143,0001,077
Premises and equipment expense$1,718,0001,030
Additional noninterest expense$4,422,0001,120
Pre-tax net operating income$5,357,0001,240
Securities gains (losses)$03,160
Applicable income taxes$369,0002,303
Income before extraordinary items$4,988,0001,124
Extraordinary gains, net$05
Net income$4,988,0001,123
Minority interest net income$071
Net income of bank and minority interests.$4,988,0001,124
Net charge-offs$456,000856
Cash dividends$3,547,000669
Sale, conversion, retirement of capital stock, net$22,368,00018
Net operating income$4,988,0001,094
2016-06-30 (YTD Data)Rank
Total interest income$10,578,0001,244
Total interest expense$1,119,0001,272
Net interest income$9,459,0001,231
Provision for loan and lease losses$310,0001,206
Total noninterest income$3,862,000835
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,437,000460
Trading account gains and fees$0157
Additional Noninterest Income$2,425,000843
Total noninterest expense$9,521,0001,091
Salaries and employee benefits$5,368,0001,090
Premises and equipment expense$1,133,0001,048
Additional noninterest expense$3,020,0001,086
Pre-tax net operating income$3,490,0001,259
Securities gains (losses)$02,835
Applicable income taxes$240,0002,338
Income before extraordinary items$3,250,0001,124
Extraordinary gains, net$016
Net income$3,250,0001,124
Minority interest net income$071
Net income of bank and minority interests.$3,250,0001,124
Net charge-offs$377,000731
Cash dividends$2,318,000674
Sale, conversion, retirement of capital stock, net$22,368,00011
Net operating income$3,250,0001,096
2016-03-31 (YTD Data)Rank
Total interest income$3,309,0001,906
Total interest expense$373,0001,817
Net interest income$2,936,0001,903
Provision for loan and lease losses$80,0001,699
Total noninterest income$1,410,0001,008
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$520,000614
Trading account gains and fees$0142
Additional Noninterest Income$890,0001,019
Total noninterest expense$3,117,0001,563
Salaries and employee benefits$1,882,0001,454
Premises and equipment expense$354,0001,604
Additional noninterest expense$881,0001,718
Pre-tax net operating income$1,149,0001,740
Securities gains (losses)$02,077
Applicable income taxes$80,0002,641
Income before extraordinary items$1,069,0001,531
Extraordinary gains, net$012
Net income$1,069,0001,532
Minority interest net income$062
Net income of bank and minority interests.$1,069,0001,532
Net charge-offs$41,0001,566
Cash dividends$794,000884
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,069,0001,496
2015-12-31 (YTD Data)Rank
Total interest income$12,183,0002,008
Total interest expense$1,510,0001,766
Net interest income$10,673,0002,023
Provision for loan and lease losses$310,0001,865
Total noninterest income$5,462,0001,056
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,193,000602
Trading account gains and fees$0159
Additional Noninterest Income$3,269,0001,094
Total noninterest expense$11,496,0001,653
Salaries and employee benefits$6,607,0001,588
Premises and equipment expense$1,346,0001,697
Additional noninterest expense$3,543,0001,706
Pre-tax net operating income$4,329,0001,764
Securities gains (losses)$03,216
Applicable income taxes$296,0002,677
Income before extraordinary items$4,033,0001,587
Extraordinary gains, net$023
Net income$4,033,0001,588
Minority interest net income$081
Net income of bank and minority interests.$4,033,0001,588
Net charge-offs$234,0001,840
Cash dividends$2,709,0001,068
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,033,0001,559
2015-09-30 (YTD Data)Rank
Total interest income$8,893,0002,063
Total interest expense$1,128,0001,787
Net interest income$7,765,0002,081
Provision for loan and lease losses$235,0001,764
Total noninterest income$4,055,0001,082
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,595,000617
Trading account gains and fees$0153
Additional Noninterest Income$2,460,0001,114
Total noninterest expense$8,615,0001,679
Salaries and employee benefits$4,965,0001,596
Premises and equipment expense$1,019,0001,695
Additional noninterest expense$2,631,0001,723
Pre-tax net operating income$2,970,0001,915
Securities gains (losses)$03,031
Applicable income taxes$204,0002,803
Income before extraordinary items$2,766,0001,749
Extraordinary gains, net$021
Net income$2,766,0001,751
Minority interest net income$078
Net income of bank and minority interests.$2,766,0001,752
Net charge-offs$167,0001,704
Cash dividends$1,852,0001,052
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,766,0001,709
2015-06-30 (YTD Data)Rank
Total interest income$5,762,0002,115
Total interest expense$742,0001,816
Net interest income$5,020,0002,130
Provision for loan and lease losses$160,0001,711
Total noninterest income$2,611,0001,110
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$994,000641
Trading account gains and fees$0157
Additional Noninterest Income$1,617,0001,130
Total noninterest expense$5,684,0001,697
Salaries and employee benefits$3,262,0001,630
Premises and equipment expense$649,0001,784
Additional noninterest expense$1,773,0001,711
Pre-tax net operating income$1,787,0002,066
Securities gains (losses)$02,636
Applicable income taxes$123,0002,875
Income before extraordinary items$1,664,0001,882
Extraordinary gains, net$022
Net income$1,664,0001,885
Minority interest net income$075
Net income of bank and minority interests.$1,664,0001,885
Net charge-offs$105,0001,688
Cash dividends$1,064,0001,166
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,664,0001,840
2015-03-31 (YTD Data)Rank
Total interest income$2,722,0002,212
Total interest expense$358,0001,877
Net interest income$2,364,0002,255
Provision for loan and lease losses$85,0001,614
Total noninterest income$1,209,0001,133
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$429,000742
Trading account gains and fees$0152
Additional Noninterest Income$780,0001,115
Total noninterest expense$2,749,0001,743
Salaries and employee benefits$1,579,0001,692
Premises and equipment expense$319,0001,830
Additional noninterest expense$851,0001,766
Pre-tax net operating income$739,0002,333
Securities gains (losses)$02,027
Applicable income taxes$52,0002,960
Income before extraordinary items$687,0002,175
Extraordinary gains, net$013
Net income$687,0002,176
Minority interest net income$064
Net income of bank and minority interests.$687,0002,176
Net charge-offs$52,0001,527
Cash dividends$507,0001,086
Sale, conversion, retirement of capital stock, net$0697
Net operating income$687,0002,107
2014-12-31 (YTD Data)Rank
Total interest income$10,937,0002,198
Total interest expense$1,476,0001,914
Net interest income$9,461,0002,238
Provision for loan and lease losses$60,0003,589
Total noninterest income$4,684,0001,151
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,855,000742
Trading account gains and fees$0180
Additional Noninterest Income$2,829,0001,126
Total noninterest expense$9,932,0001,900
Salaries and employee benefits$5,897,0001,749
Premises and equipment expense$1,123,0002,040
Additional noninterest expense$2,912,0002,089
Pre-tax net operating income$4,153,0001,781
Securities gains (losses)$03,259
Applicable income taxes$284,0002,690
Income before extraordinary items$3,869,0001,633
Extraordinary gains, net$017
Net income$3,869,0001,633
Minority interest net income$084
Net income of bank and minority interests.$3,869,0001,632
Net charge-offs$287,0002,072
Cash dividends$2,662,0001,024
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,869,0001,603
2014-09-30 (YTD Data)Rank
Total interest income$8,230,0002,211
Total interest expense$1,117,0001,924
Net interest income$7,113,0002,251
Provision for loan and lease losses$70,0003,164
Total noninterest income$3,519,0001,146
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,367,000751
Trading account gains and fees$0174
Additional Noninterest Income$2,152,0001,147
Total noninterest expense$7,544,0001,883
Salaries and employee benefits$4,517,0001,719
Premises and equipment expense$865,0002,004
Additional noninterest expense$2,162,0002,100
Pre-tax net operating income$3,018,0001,839
Securities gains (losses)$02,980
Applicable income taxes$206,0002,777
Income before extraordinary items$2,812,0001,677
Extraordinary gains, net$015
Net income$2,812,0001,678
Minority interest net income$081
Net income of bank and minority interests.$2,812,0001,677
Net charge-offs$191,0002,046
Cash dividends$1,850,0001,010
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,812,0001,646
2014-06-30 (YTD Data)Rank
Total interest income$5,484,0002,206
Total interest expense$756,0001,924
Net interest income$4,728,0002,251
Provision for loan and lease losses$180,0001,726
Total noninterest income$2,266,0001,166
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$883,000762
Trading account gains and fees$0172
Additional Noninterest Income$1,383,0001,163
Total noninterest expense$5,040,0001,878
Salaries and employee benefits$3,025,0001,698
Premises and equipment expense$587,0001,984
Additional noninterest expense$1,428,0002,107
Pre-tax net operating income$1,774,0001,995
Securities gains (losses)$02,580
Applicable income taxes$122,0002,860
Income before extraordinary items$1,652,0001,820
Extraordinary gains, net$020
Net income$1,652,0001,824
Minority interest net income$080
Net income of bank and minority interests.$1,652,0001,823
Net charge-offs$141,0001,889
Cash dividends$1,161,0001,036
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,652,0001,773
2014-03-31 (YTD Data)Rank
Total interest income$2,757,0002,197
Total interest expense$382,0001,945
Net interest income$2,375,0002,225
Provision for loan and lease losses$90,0001,672
Total noninterest income$1,116,0001,144
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$418,000785
Trading account gains and fees$0147
Additional Noninterest Income$698,0001,126
Total noninterest expense$2,491,0001,904
Salaries and employee benefits$1,509,0001,716
Premises and equipment expense$289,0002,050
Additional noninterest expense$693,0002,170
Pre-tax net operating income$910,0001,903
Securities gains (losses)$01,715
Applicable income taxes$63,0002,770
Income before extraordinary items$847,0001,720
Extraordinary gains, net$016
Net income$847,0001,724
Minority interest net income$066
Net income of bank and minority interests.$847,0001,723
Net charge-offs$68,0001,622
Cash dividends$612,000894
Sale, conversion, retirement of capital stock, net$0747
Net operating income$847,0001,693
2013-12-31 (YTD Data)Rank
Total interest income$11,481,0002,132
Total interest expense$1,849,0001,824
Net interest income$9,632,0002,168
Provision for loan and lease losses$330,0002,330
Total noninterest income$4,462,0001,230
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,816,000767
Trading account gains and fees$0184
Additional Noninterest Income$2,646,0001,248
Total noninterest expense$9,528,0001,981
Salaries and employee benefits$5,663,0001,804
Premises and equipment expense$1,087,0002,087
Additional noninterest expense$2,778,0002,248
Pre-tax net operating income$4,236,0001,646
Securities gains (losses)$03,182
Applicable income taxes$288,0002,668
Income before extraordinary items$3,948,0001,528
Extraordinary gains, net$029
Net income$3,948,0001,530
Minority interest net income$090
Net income of bank and minority interests.$3,948,0001,532
Net charge-offs$257,0002,737
Cash dividends$2,763,000926
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,948,0001,488
2013-09-30 (YTD Data)Rank
Total interest income$8,600,0002,144
Total interest expense$1,438,0001,820
Net interest income$7,162,0002,189
Provision for loan and lease losses$240,0002,333
Total noninterest income$3,303,0001,260
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,344,000780
Trading account gains and fees$0180
Additional Noninterest Income$1,959,0001,293
Total noninterest expense$7,175,0001,973
Salaries and employee benefits$4,309,0001,794
Premises and equipment expense$841,0002,053
Additional noninterest expense$2,025,0002,277
Pre-tax net operating income$3,050,0001,714
Securities gains (losses)$03,040
Applicable income taxes$208,0002,763
Income before extraordinary items$2,842,0001,583
Extraordinary gains, net$025
Net income$2,842,0001,586
Minority interest net income$084
Net income of bank and minority interests.$2,842,0001,587
Net charge-offs$208,0002,524
Cash dividends$1,996,000882
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,842,0001,543
2013-06-30 (YTD Data)Rank
Total interest income$5,757,0002,141
Total interest expense$993,0001,792
Net interest income$4,764,0002,190
Provision for loan and lease losses$150,0002,434
Total noninterest income$2,249,0001,258
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$878,000786
Trading account gains and fees$0157
Additional Noninterest Income$1,371,0001,269
Total noninterest expense$4,795,0001,976
Salaries and employee benefits$2,885,0001,782
Premises and equipment expense$561,0002,048
Additional noninterest expense$1,349,0002,274
Pre-tax net operating income$2,068,0001,671
Securities gains (losses)$02,791
Applicable income taxes$140,0002,759
Income before extraordinary items$1,928,0001,567
Extraordinary gains, net$022
Net income$1,928,0001,570
Minority interest net income$082
Net income of bank and minority interests.$1,928,0001,572
Net charge-offs$149,0002,387
Cash dividends$1,307,000872
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,928,0001,508
2013-03-31 (YTD Data)Rank
Total interest income$2,871,0002,165
Total interest expense$508,0001,815
Net interest income$2,363,0002,217
Provision for loan and lease losses$90,0002,172
Total noninterest income$1,195,0001,182
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$425,000800
Trading account gains and fees$0148
Additional Noninterest Income$770,0001,183
Total noninterest expense$2,430,0001,966
Salaries and employee benefits$1,444,0001,807
Premises and equipment expense$282,0002,077
Additional noninterest expense$704,0002,207
Pre-tax net operating income$1,038,0001,650
Securities gains (losses)$01,966
Applicable income taxes$70,0002,737
Income before extraordinary items$968,0001,533
Extraordinary gains, net$010
Net income$968,0001,535
Minority interest net income$076
Net income of bank and minority interests.$968,0001,535
Net charge-offs$112,0001,792
Cash dividends$669,000756
Sale, conversion, retirement of capital stock, net$0789
Net operating income$968,0001,477
2012-12-31 (YTD Data)Rank
Total interest income$12,069,0002,170
Total interest expense$2,252,0001,939
Net interest income$9,817,0002,190
Provision for loan and lease losses$90,0004,771
Total noninterest income$5,302,0001,105
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,101,000675
Trading account gains and fees$0166
Additional Noninterest Income$3,201,0001,105
Total noninterest expense$9,391,0002,038
Salaries and employee benefits$5,671,0001,785
Premises and equipment expense$1,070,0002,139
Additional noninterest expense$2,650,0002,444
Pre-tax net operating income$5,638,0001,234
Securities gains (losses)$03,810
Applicable income taxes$356,0002,506
Income before extraordinary items$5,282,0001,114
Extraordinary gains, net$029
Net income$5,282,0001,115
Minority interest net income$093
Net income of bank and minority interests.$5,282,0001,115
Net charge-offs$237,0003,589
Cash dividends$3,920,000710
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,282,0001,063
2012-09-30 (YTD Data)Rank
Total interest income$9,073,0002,202
Total interest expense$1,731,0001,977
Net interest income$7,342,0002,229
Provision for loan and lease losses$275,0003,088
Total noninterest income$3,907,0001,108
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,564,000687
Trading account gains and fees$0157
Additional Noninterest Income$2,343,0001,125
Total noninterest expense$7,102,0002,020
Salaries and employee benefits$4,280,0001,759
Premises and equipment expense$821,0002,119
Additional noninterest expense$2,001,0002,419
Pre-tax net operating income$3,872,0001,362
Securities gains (losses)$03,575
Applicable income taxes$238,0002,681
Income before extraordinary items$3,634,0001,237
Extraordinary gains, net$020
Net income$3,634,0001,238
Minority interest net income$086
Net income of bank and minority interests.$3,634,0001,238
Net charge-offs$170,0003,469
Cash dividends$2,579,000627
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,634,0001,168
2012-06-30 (YTD Data)Rank
Total interest income$6,016,0002,222
Total interest expense$1,193,0001,978
Net interest income$4,823,0002,251
Provision for loan and lease losses$185,0003,078
Total noninterest income$2,393,0001,161
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,030,000685
Trading account gains and fees$0153
Additional Noninterest Income$1,363,0001,218
Total noninterest expense$4,726,0002,023
Salaries and employee benefits$2,848,0001,755
Premises and equipment expense$548,0002,109
Additional noninterest expense$1,330,0002,439
Pre-tax net operating income$2,305,0001,507
Securities gains (losses)$03,178
Applicable income taxes$155,0002,678
Income before extraordinary items$2,150,0001,381
Extraordinary gains, net$019
Net income$2,150,0001,381
Minority interest net income$084
Net income of bank and minority interests.$2,150,0001,381
Net charge-offs$100,0003,416
Cash dividends$1,476,000709
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,150,0001,304
2012-03-31 (YTD Data)Rank
Total interest income$2,995,0002,256
Total interest expense$631,0001,947
Net interest income$2,364,0002,316
Provision for loan and lease losses$95,0002,953
Total noninterest income$1,184,0001,174
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$492,000713
Trading account gains and fees$0148
Additional Noninterest Income$692,0001,189
Total noninterest expense$2,357,0002,034
Salaries and employee benefits$1,417,0001,771
Premises and equipment expense$269,0002,148
Additional noninterest expense$671,0002,388
Pre-tax net operating income$1,096,0001,548
Securities gains (losses)$02,210
Applicable income taxes$74,0002,717
Income before extraordinary items$1,022,0001,426
Extraordinary gains, net$019
Net income$1,022,0001,427
Minority interest net income$078
Net income of bank and minority interests.$1,022,0001,427
Net charge-offs$38,0003,242
Cash dividends$710,000652
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,022,0001,350
2011-12-31 (YTD Data)Rank
Total interest income$12,281,0002,274
Total interest expense$3,232,0001,827
Net interest income$9,049,0002,423
Provision for loan and lease losses$295,0004,159
Total noninterest income$4,483,0001,138
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,089,000696
Trading account gains and fees$0146
Additional Noninterest Income$2,394,0001,209
Total noninterest expense$9,224,0002,073
Salaries and employee benefits$5,410,0001,801
Premises and equipment expense$1,107,0002,197
Additional noninterest expense$2,707,0002,430
Pre-tax net operating income$4,013,0001,429
Securities gains (losses)$03,838
Applicable income taxes$271,0002,623
Income before extraordinary items$3,742,0001,321
Extraordinary gains, net$029
Net income$3,742,0001,321
Minority interest net income$096
Net income of bank and minority interests.$3,742,0001,321
Net charge-offs$298,0003,809
Cash dividends$2,604,000749
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,742,0001,253
2011-09-30 (YTD Data)Rank
Total interest income$9,289,0002,280
Total interest expense$2,517,0001,838
Net interest income$6,772,0002,437
Provision for loan and lease losses$315,0003,538
Total noninterest income$3,311,0001,156
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,533,000719
Trading account gains and fees$0145
Additional Noninterest Income$1,778,0001,208
Total noninterest expense$7,038,0002,051
Salaries and employee benefits$4,127,0001,766
Premises and equipment expense$874,0002,132
Additional noninterest expense$2,037,0002,418
Pre-tax net operating income$2,730,0001,610
Securities gains (losses)$03,555
Applicable income taxes$185,0002,726
Income before extraordinary items$2,545,0001,494
Extraordinary gains, net$021
Net income$2,545,0001,493
Minority interest net income$087
Net income of bank and minority interests.$2,545,0001,494
Net charge-offs$246,0003,470
Cash dividends$1,740,000741
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,545,0001,416
2011-06-30 (YTD Data)Rank
Total interest income$6,199,0002,296
Total interest expense$1,719,0001,862
Net interest income$4,480,0002,461
Provision for loan and lease losses$210,0003,454
Total noninterest income$2,163,0001,159
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$943,000772
Trading account gains and fees$0153
Additional Noninterest Income$1,220,0001,169
Total noninterest expense$4,730,0002,046
Salaries and employee benefits$2,758,0001,779
Premises and equipment expense$597,0002,118
Additional noninterest expense$1,375,0002,432
Pre-tax net operating income$1,703,0001,665
Securities gains (losses)$02,914
Applicable income taxes$116,0002,742
Income before extraordinary items$1,587,0001,549
Extraordinary gains, net$015
Net income$1,587,0001,549
Minority interest net income$089
Net income of bank and minority interests.$1,587,0001,549
Net charge-offs$99,0003,851
Cash dividends$1,067,000773
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,587,0001,482
2011-03-31 (YTD Data)Rank
Total interest income$3,109,0002,294
Total interest expense$865,0001,912
Net interest income$2,244,0002,450
Provision for loan and lease losses$105,0003,279
Total noninterest income$1,070,0001,151
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$446,000807
Trading account gains and fees$0158
Additional Noninterest Income$624,0001,151
Total noninterest expense$2,385,0002,028
Salaries and employee benefits$1,387,0001,784
Premises and equipment expense$306,0002,094
Additional noninterest expense$692,0002,401
Pre-tax net operating income$824,0001,732
Securities gains (losses)$01,772
Applicable income taxes$56,0002,740
Income before extraordinary items$768,0001,538
Extraordinary gains, net$09
Net income$768,0001,538
Minority interest net income$086
Net income of bank and minority interests.$768,0001,538
Net charge-offs$44,0003,462
Cash dividends$502,000724
Sale, conversion, retirement of capital stock, net$0925
Net operating income$768,0001,493
2010-12-31 (YTD Data)Rank
Total interest income$13,466,0002,245
Total interest expense$3,913,0002,035
Net interest income$9,553,0002,293
Provision for loan and lease losses$185,0005,430
Total noninterest income$4,350,0001,192
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,944,000777
Trading account gains and fees$0175
Additional Noninterest Income$2,406,0001,231
Total noninterest expense$9,417,0002,050
Salaries and employee benefits$5,387,0001,793
Premises and equipment expense$1,072,0002,329
Additional noninterest expense$2,958,0002,317
Pre-tax net operating income$4,301,0001,180
Securities gains (losses)$03,793
Applicable income taxes$288,0002,400
Income before extraordinary items$4,013,0001,088
Extraordinary gains, net$029
Net income$4,013,0001,089
Minority interest net income$0111
Net income of bank and minority interests.$4,013,0001,091
Net charge-offs$459,0003,765
Cash dividends$2,773,000586
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,013,0001,033
2010-09-30 (YTD Data)Rank
Total interest income$10,189,0002,267
Total interest expense$2,999,0002,073
Net interest income$7,190,0002,325
Provision for loan and lease losses$585,0003,290
Total noninterest income$3,256,0001,188
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,454,000798
Trading account gains and fees$0165
Additional Noninterest Income$1,802,0001,198
Total noninterest expense$7,201,0002,014
Salaries and employee benefits$4,090,0001,795
Premises and equipment expense$881,0002,176
Additional noninterest expense$2,230,0002,272
Pre-tax net operating income$2,660,0001,473
Securities gains (losses)$03,651
Applicable income taxes$179,0002,667
Income before extraordinary items$2,481,0001,343
Extraordinary gains, net$023
Net income$2,481,0001,346
Minority interest net income$0110
Net income of bank and minority interests.$2,481,0001,347
Net charge-offs$338,0003,572
Cash dividends$1,749,000619
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,481,0001,296
2010-06-30 (YTD Data)Rank
Total interest income$6,833,0002,290
Total interest expense$2,027,0002,133
Net interest income$4,806,0002,325
Provision for loan and lease losses$390,0003,233
Total noninterest income$2,127,0001,186
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$942,000829
Trading account gains and fees$0152
Additional Noninterest Income$1,185,0001,158
Total noninterest expense$4,790,0002,035
Salaries and employee benefits$2,722,0001,812
Premises and equipment expense$578,0002,232
Additional noninterest expense$1,490,0002,271
Pre-tax net operating income$1,753,0001,480
Securities gains (losses)$03,184
Applicable income taxes$118,0002,640
Income before extraordinary items$1,635,0001,348
Extraordinary gains, net$019
Net income$1,635,0001,349
Minority interest net income$0105
Net income of bank and minority interests.$1,635,0001,349
Net charge-offs$294,0003,078
Cash dividends$1,140,000618
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,635,0001,301
2010-03-31 (YTD Data)Rank
Total interest income$3,431,0002,338
Total interest expense$1,022,0002,223
Net interest income$2,409,0002,336
Provision for loan and lease losses$195,0003,039
Total noninterest income$1,010,0001,223
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$434,000899
Trading account gains and fees$0175
Additional Noninterest Income$576,0001,161
Total noninterest expense$2,380,0002,061
Salaries and employee benefits$1,353,0001,852
Premises and equipment expense$299,0002,204
Additional noninterest expense$728,0002,317
Pre-tax net operating income$844,0001,547
Securities gains (losses)$02,284
Applicable income taxes$57,0002,689
Income before extraordinary items$787,0001,396
Extraordinary gains, net$016
Net income$787,0001,397
Minority interest net income$091
Net income of bank and minority interests.$787,0001,398
Net charge-offs$130,0002,876
Cash dividends$544,000616
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$787,0001,346
2009-12-31 (YTD Data)Rank
Total interest income$14,754,0002,257
Total interest expense$5,609,0002,039
Net interest income$9,145,0002,383
Provision for loan and lease losses$713,0004,014
Total noninterest income$4,303,0001,231
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,055,000837
Trading account gains and fees$0211
Additional Noninterest Income$2,248,0001,265
Total noninterest expense$9,003,0002,210
Salaries and employee benefits$5,153,0001,913
Premises and equipment expense$1,107,0002,367
Additional noninterest expense$2,743,0002,541
Pre-tax net operating income$3,732,0001,101
Securities gains (losses)$03,754
Applicable income taxes$237,0002,241
Income before extraordinary items$3,495,000974
Extraordinary gains, net$034
Net income$3,495,000973
Minority interest net income$0115
Net income of bank and minority interests.$3,495,000973
Net charge-offs$379,0004,173
Cash dividends$2,158,000842
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,495,000970
2009-09-30 (YTD Data)Rank
Total interest income$11,159,0002,277
Total interest expense$4,470,0002,016
Net interest income$6,689,0002,435
Provision for loan and lease losses$518,0003,750
Total noninterest income$3,205,0001,250
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,515,000849
Trading account gains and fees$0212
Additional Noninterest Income$1,690,0001,288
Total noninterest expense$7,050,0002,121
Salaries and employee benefits$3,929,0001,901
Premises and equipment expense$868,0002,306
Additional noninterest expense$2,253,0002,314
Pre-tax net operating income$2,326,0001,383
Securities gains (losses)$03,497
Applicable income taxes$147,0002,590
Income before extraordinary items$2,179,0001,231
Extraordinary gains, net$027
Net income$2,179,0001,229
Minority interest net income$0118
Net income of bank and minority interests.$2,179,0001,231
Net charge-offs$285,0003,788
Cash dividends$1,412,000919
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,179,0001,210
2009-06-30 (YTD Data)Rank
Total interest income$7,469,0002,298
Total interest expense$3,158,0002,012
Net interest income$4,311,0002,499
Provision for loan and lease losses$323,0003,593
Total noninterest income$2,124,0001,279
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$965,000878
Trading account gains and fees$0193
Additional Noninterest Income$1,159,0001,294
Total noninterest expense$4,598,0002,185
Salaries and employee benefits$2,633,0001,926
Premises and equipment expense$574,0002,345
Additional noninterest expense$1,391,0002,502
Pre-tax net operating income$1,514,0001,514
Securities gains (losses)$03,136
Applicable income taxes$95,0002,669
Income before extraordinary items$1,419,0001,337
Extraordinary gains, net$021
Net income$1,419,0001,334
Minority interest net income$0112
Net income of bank and minority interests.$1,419,0001,335
Net charge-offs$151,0003,769
Cash dividends$826,0001,100
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,419,0001,290
2009-03-31 (YTD Data)Rank
Total interest income$3,746,0002,321
Total interest expense$1,682,0001,968
Net interest income$2,064,0002,625
Provision for loan and lease losses$132,0003,480
Total noninterest income$1,029,0001,252
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$434,000956
Trading account gains and fees$0171
Additional Noninterest Income$595,0001,240
Total noninterest expense$2,260,0002,176
Salaries and employee benefits$1,334,0001,927
Premises and equipment expense$284,0002,411
Additional noninterest expense$642,0002,413
Pre-tax net operating income$701,0001,806
Securities gains (losses)$02,434
Applicable income taxes$44,0002,995
Income before extraordinary items$657,0001,642
Extraordinary gains, net$015
Net income$657,0001,643
Minority interest net income$0102
Net income of bank and minority interests.$657,0001,644
Net charge-offs$66,0003,281
Cash dividends$480,000930
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$657,0001,564
2008-12-31 (YTD Data)Rank
Total interest income$16,634,0002,266
Total interest expense$8,736,0001,826
Net interest income$7,898,0002,746
Provision for loan and lease losses$426,0004,042
Total noninterest income$4,315,0001,204
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,014,000873
Trading account gains and fees$0154
Additional Noninterest Income$2,301,0001,181
Total noninterest expense$9,017,0002,128
Salaries and employee benefits$5,241,0001,928
Premises and equipment expense$1,157,0002,316
Additional noninterest expense$2,619,0002,256
Pre-tax net operating income$2,770,0001,929
Securities gains (losses)$03,220
Applicable income taxes$178,0002,923
Income before extraordinary items$2,592,0001,565
Extraordinary gains, net$039
Net income$2,592,0001,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0003,800
Cash dividends$1,915,0001,416
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,592,0001,671
2008-09-30 (YTD Data)Rank
Total interest income$12,726,0002,281
Total interest expense$6,899,0001,826
Net interest income$5,827,0002,800
Provision for loan and lease losses$300,0003,542
Total noninterest income$3,215,0001,244
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,517,000876
Trading account gains and fees$0148
Additional Noninterest Income$1,698,0001,249
Total noninterest expense$6,772,0002,124
Salaries and employee benefits$3,995,0001,936
Premises and equipment expense$867,0002,330
Additional noninterest expense$1,910,0002,249
Pre-tax net operating income$1,970,0002,332
Securities gains (losses)$03,106
Applicable income taxes$127,0003,382
Income before extraordinary items$1,843,0001,922
Extraordinary gains, net$031
Net income$1,843,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0003,310
Cash dividends$1,378,0001,414
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,843,0002,024
2008-06-30 (YTD Data)Rank
Total interest income$8,655,0002,269
Total interest expense$4,832,0001,816
Net interest income$3,823,0002,817
Provision for loan and lease losses$179,0003,350
Total noninterest income$2,135,0001,261
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$988,000883
Trading account gains and fees$0149
Additional Noninterest Income$1,147,0001,276
Total noninterest expense$4,521,0002,122
Salaries and employee benefits$2,665,0001,949
Premises and equipment expense$582,0002,330
Additional noninterest expense$1,274,0002,225
Pre-tax net operating income$1,258,0002,512
Securities gains (losses)$03,233
Applicable income taxes$82,0003,645
Income before extraordinary items$1,176,0002,240
Extraordinary gains, net$021
Net income$1,176,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,018
Cash dividends$887,0001,577
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,176,0002,194
2008-03-31 (YTD Data)Rank
Total interest income$4,465,0002,252
Total interest expense$2,496,0001,874
Net interest income$1,969,0002,740
Provision for loan and lease losses$63,0003,434
Total noninterest income$1,069,0001,264
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$491,000879
Trading account gains and fees$0158
Additional Noninterest Income$578,0001,263
Total noninterest expense$2,257,0002,124
Salaries and employee benefits$1,336,0001,968
Premises and equipment expense$287,0002,356
Additional noninterest expense$634,0002,204
Pre-tax net operating income$718,0002,364
Securities gains (losses)$02,688
Applicable income taxes$47,0003,621
Income before extraordinary items$671,0002,096
Extraordinary gains, net$015
Net income$671,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,293
Cash dividends$591,0001,215
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$671,0002,034
2007-12-31 (YTD Data)Rank
Total interest income$17,549,0002,349
Total interest expense$8,748,0002,158
Net interest income$8,801,0002,507
Provision for loan and lease losses$409,0002,666
Total noninterest income$4,121,0001,271
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,266,000782
Trading account gains and fees$0178
Additional Noninterest Income$1,855,0001,431
Total noninterest expense$8,811,0002,091
Salaries and employee benefits$4,996,0002,011
Premises and equipment expense$1,151,0002,261
Additional noninterest expense$2,664,0002,056
Pre-tax net operating income$3,702,0002,108
Securities gains (losses)$02,146
Applicable income taxes$242,0003,654
Income before extraordinary items$3,460,0001,813
Extraordinary gains, net$039
Net income$3,460,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0002,168
Cash dividends$2,475,0001,396
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,460,0001,805
2007-09-30 (YTD Data)Rank
Total interest income$12,910,0002,400
Total interest expense$6,297,0002,235
Net interest income$6,613,0002,514
Provision for loan and lease losses$308,0002,275
Total noninterest income$3,010,0001,301
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,660,000787
Trading account gains and fees$0184
Additional Noninterest Income$1,350,0001,480
Total noninterest expense$6,617,0002,063
Salaries and employee benefits$3,758,0001,996
Premises and equipment expense$869,0002,230
Additional noninterest expense$1,990,0002,013
Pre-tax net operating income$2,698,0002,291
Securities gains (losses)$01,655
Applicable income taxes$177,0003,859
Income before extraordinary items$2,521,0001,998
Extraordinary gains, net$033
Net income$2,521,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0001,763
Cash dividends$1,895,0001,285
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,521,0001,983
2007-06-30 (YTD Data)Rank
Total interest income$8,409,0002,466
Total interest expense$4,075,0002,290
Net interest income$4,334,0002,578
Provision for loan and lease losses$207,0002,116
Total noninterest income$1,996,0001,329
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,105,000803
Trading account gains and fees$0168
Additional Noninterest Income$891,0001,511
Total noninterest expense$4,377,0002,105
Salaries and employee benefits$2,487,0002,056
Premises and equipment expense$576,0002,242
Additional noninterest expense$1,314,0002,051
Pre-tax net operating income$1,746,0002,393
Securities gains (losses)$01,444
Applicable income taxes$115,0003,971
Income before extraordinary items$1,631,0002,085
Extraordinary gains, net$029
Net income$1,631,0002,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,590
Cash dividends$1,185,0001,359
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,631,0002,068
2007-03-31 (YTD Data)Rank
Total interest income$4,115,0002,501
Total interest expense$1,997,0002,319
Net interest income$2,118,0002,626
Provision for loan and lease losses$100,0002,001
Total noninterest income$925,0001,383
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$528,000808
Trading account gains and fees$0195
Additional Noninterest Income$397,0001,593
Total noninterest expense$2,160,0002,140
Salaries and employee benefits$1,243,0002,068
Premises and equipment expense$296,0002,208
Additional noninterest expense$621,0002,116
Pre-tax net operating income$783,0002,597
Securities gains (losses)$01,187
Applicable income taxes$52,0004,082
Income before extraordinary items$731,0002,232
Extraordinary gains, net$022
Net income$731,0002,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,528
Cash dividends$511,0001,359
Sale, conversion, retirement of capital stock, net$0885
Net operating income$731,0002,214
2006-12-31 (YTD Data)Rank
Total interest income$14,778,0002,588
Total interest expense$6,466,0002,430
Net interest income$8,312,0002,676
Provision for loan and lease losses$374,0002,398
Total noninterest income$3,936,0001,308
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,216,000796
Trading account gains and fees$0130
Additional Noninterest Income$1,720,0001,507
Total noninterest expense$8,408,0002,096
Salaries and employee benefits$4,680,0002,085
Premises and equipment expense$1,210,0002,065
Additional noninterest expense$2,518,0002,096
Pre-tax net operating income$3,466,0002,505
Securities gains (losses)$01,687
Applicable income taxes$215,0004,219
Income before extraordinary items$3,251,0002,134
Extraordinary gains, net$051
Net income$3,251,0002,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0001,776
Cash dividends$2,429,0001,329
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,251,0002,122
2006-09-30 (YTD Data)Rank
Total interest income$10,744,0002,642
Total interest expense$4,533,0002,510
Net interest income$6,211,0002,711
Provision for loan and lease losses$299,0002,164
Total noninterest income$2,957,0001,321
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,640,000810
Trading account gains and fees$0126
Additional Noninterest Income$1,317,0001,490
Total noninterest expense$6,280,0002,110
Salaries and employee benefits$3,491,0002,100
Premises and equipment expense$951,0001,985
Additional noninterest expense$1,838,0002,123
Pre-tax net operating income$2,589,0002,581
Securities gains (losses)$01,388
Applicable income taxes$160,0004,408
Income before extraordinary items$2,429,0002,192
Extraordinary gains, net$045
Net income$2,429,0002,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,572
Cash dividends$1,829,0001,235
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,429,0002,183
2006-06-30 (YTD Data)Rank
Total interest income$6,920,0002,676
Total interest expense$2,833,0002,559
Net interest income$4,087,0002,741
Provision for loan and lease losses$190,0002,197
Total noninterest income$1,950,0001,332
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,045,000833
Trading account gains and fees$0126
Additional Noninterest Income$905,0001,464
Total noninterest expense$4,158,0002,125
Salaries and employee benefits$2,320,0002,115
Premises and equipment expense$617,0002,034
Additional noninterest expense$1,221,0002,135
Pre-tax net operating income$1,689,0002,631
Securities gains (losses)$01,185
Applicable income taxes$104,0004,474
Income before extraordinary items$1,585,0002,238
Extraordinary gains, net$039
Net income$1,585,0002,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,435
Cash dividends$1,195,0001,259
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,585,0002,226
2006-03-31 (YTD Data)Rank
Total interest income$3,346,0002,704
Total interest expense$1,334,0002,587
Net interest income$2,012,0002,767
Provision for loan and lease losses$68,0002,673
Total noninterest income$954,0001,329
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$489,000860
Trading account gains and fees$0115
Additional Noninterest Income$465,0001,415
Total noninterest expense$2,101,0002,104
Salaries and employee benefits$1,169,0002,108
Premises and equipment expense$314,0002,011
Additional noninterest expense$618,0002,099
Pre-tax net operating income$797,0002,714
Securities gains (losses)$0955
Applicable income taxes$49,0004,519
Income before extraordinary items$748,0002,336
Extraordinary gains, net$021
Net income$748,0002,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,171
Cash dividends$506,0001,306
Sale, conversion, retirement of capital stock, net$0648
Net operating income$748,0002,310
2005-12-31 (YTD Data)Rank
Total interest income$11,941,0002,722
Total interest expense$4,032,0002,642
Net interest income$7,909,0002,728
Provision for loan and lease losses$386,0002,333
Total noninterest income$3,686,0001,363
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,106,000822
Trading account gains and fees$0138
Additional Noninterest Income$1,580,0001,602
Total noninterest expense$7,945,0002,100
Salaries and employee benefits$4,447,0002,074
Premises and equipment expense$1,193,0002,011
Additional noninterest expense$2,305,0002,174
Pre-tax net operating income$3,264,0002,588
Securities gains (losses)$02,296
Applicable income taxes$261,0004,309
Income before extraordinary items$3,003,0002,248
Extraordinary gains, net$046
Net income$3,003,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,848
Cash dividends$2,116,0001,386
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,003,0002,212
2005-09-30 (YTD Data)Rank
Total interest income$8,706,0002,740
Total interest expense$2,831,0002,657
Net interest income$5,875,0002,741
Provision for loan and lease losses$252,0002,533
Total noninterest income$2,757,0001,370
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,567,000827
Trading account gains and fees$0126
Additional Noninterest Income$1,190,0001,594
Total noninterest expense$6,033,0002,059
Salaries and employee benefits$3,361,0002,027
Premises and equipment expense$933,0001,930
Additional noninterest expense$1,739,0002,135
Pre-tax net operating income$2,347,0002,699
Securities gains (losses)$02,317
Applicable income taxes$188,0004,503
Income before extraordinary items$2,159,0002,352
Extraordinary gains, net$035
Net income$2,159,0002,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0001,778
Cash dividends$1,497,0001,365
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,159,0002,323
2005-06-30 (YTD Data)Rank
Total interest income$5,585,0002,756
Total interest expense$1,772,0002,661
Net interest income$3,813,0002,774
Provision for loan and lease losses$189,0002,249
Total noninterest income$1,812,0001,375
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,018,000829
Trading account gains and fees$0116
Additional Noninterest Income$794,0001,588
Total noninterest expense$3,938,0002,082
Salaries and employee benefits$2,248,0002,013
Premises and equipment expense$600,0001,982
Additional noninterest expense$1,090,0002,246
Pre-tax net operating income$1,498,0002,758
Securities gains (losses)$02,146
Applicable income taxes$121,0004,557
Income before extraordinary items$1,377,0002,363
Extraordinary gains, net$030
Net income$1,377,0002,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,666
Cash dividends$980,0001,357
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,377,0002,339
2005-03-31 (YTD Data)Rank
Total interest income$2,710,0002,801
Total interest expense$831,0002,700
Net interest income$1,879,0002,802
Provision for loan and lease losses$101,0002,023
Total noninterest income$835,0001,444
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$459,000898
Trading account gains and fees$0115
Additional Noninterest Income$376,0001,619
Total noninterest expense$1,948,0002,119
Salaries and employee benefits$1,139,0002,009
Premises and equipment expense$292,0002,048
Additional noninterest expense$517,0002,353
Pre-tax net operating income$665,0002,980
Securities gains (losses)$01,685
Applicable income taxes$55,0004,637
Income before extraordinary items$610,0002,577
Extraordinary gains, net$024
Net income$610,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,543
Cash dividends$402,0001,434
Sale, conversion, retirement of capital stock, net$0491
Net operating income$610,0002,538
2004-12-31 (YTD Data)Rank
Total interest income$10,369,0002,742
Total interest expense$2,939,0002,675
Net interest income$7,430,0002,725
Provision for loan and lease losses$361,0002,545
Total noninterest income$3,441,0001,432
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,954,000891
Trading account gains and fees$0138
Additional Noninterest Income$1,487,0001,646
Total noninterest expense$7,066,0002,261
Salaries and employee benefits$3,958,0002,201
Premises and equipment expense$1,039,0002,204
Additional noninterest expense$2,069,0002,346
Pre-tax net operating income$3,444,0002,299
Securities gains (losses)$03,819
Applicable income taxes$268,0004,361
Income before extraordinary items$3,176,0001,972
Extraordinary gains, net$034
Net income$3,176,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,411
Cash dividends$2,179,0001,254
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,176,0001,922
2004-09-30 (YTD Data)Rank
Total interest income$7,692,0002,731
Total interest expense$2,168,0002,671
Net interest income$5,524,0002,718
Provision for loan and lease losses$263,0002,501
Total noninterest income$2,332,0001,560
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,435,000911
Trading account gains and fees$0134
Additional Noninterest Income$897,0001,924
Total noninterest expense$5,326,0002,223
Salaries and employee benefits$2,960,0002,198
Premises and equipment expense$856,0002,019
Additional noninterest expense$1,510,0002,371
Pre-tax net operating income$2,267,0002,592
Securities gains (losses)$03,710
Applicable income taxes$180,0004,606
Income before extraordinary items$2,087,0002,233
Extraordinary gains, net$026
Net income$2,087,0002,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,429
Cash dividends$1,465,0001,297
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,087,0002,178
2004-06-30 (YTD Data)Rank
Total interest income$5,080,0002,748
Total interest expense$1,442,0002,655
Net interest income$3,638,0002,736
Provision for loan and lease losses$175,0002,464
Total noninterest income$1,459,0001,646
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$900,000967
Trading account gains and fees$0130
Additional Noninterest Income$559,0002,021
Total noninterest expense$3,531,0002,234
Salaries and employee benefits$1,959,0002,211
Premises and equipment expense$568,0002,025
Additional noninterest expense$1,004,0002,377
Pre-tax net operating income$1,391,0002,738
Securities gains (losses)$03,413
Applicable income taxes$113,0004,689
Income before extraordinary items$1,278,0002,386
Extraordinary gains, net$021
Net income$1,278,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,412
Cash dividends$873,0001,438
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,278,0002,321
2004-03-31 (YTD Data)Rank
Total interest income$2,554,0002,737
Total interest expense$738,0002,640
Net interest income$1,816,0002,726
Provision for loan and lease losses$88,0002,379
Total noninterest income$697,0001,666
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$391,0001,095
Trading account gains and fees$0121
Additional Noninterest Income$306,0001,861
Total noninterest expense$1,761,0002,260
Salaries and employee benefits$987,0002,221
Premises and equipment expense$285,0002,027
Additional noninterest expense$489,0002,418
Pre-tax net operating income$664,0002,825
Securities gains (losses)$02,934
Applicable income taxes$54,0004,750
Income before extraordinary items$610,0002,457
Extraordinary gains, net$016
Net income$610,0002,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,522
Cash dividends$330,0001,624
Sale, conversion, retirement of capital stock, net$0464
Net operating income$610,0002,378
2003-12-31 (YTD Data)Rank
Total interest income$10,665,0002,655
Total interest expense$3,316,0002,611
Net interest income$7,349,0002,633
Provision for loan and lease losses$356,0002,818
Total noninterest income$2,902,0001,736
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,418,0001,228
Trading account gains and fees$0160
Additional Noninterest Income$1,484,0001,837
Total noninterest expense$6,925,0002,273
Salaries and employee benefits$3,786,0002,249
Premises and equipment expense$1,162,0001,961
Additional noninterest expense$1,977,0002,437
Pre-tax net operating income$2,970,0002,532
Securities gains (losses)$04,500
Applicable income taxes$238,0004,661
Income before extraordinary items$2,732,0002,213
Extraordinary gains, net$054
Net income$2,732,0002,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0002,273
Cash dividends$2,049,0001,348
Sale, conversion, retirement of capital stock, net$1,500,000370
Net operating income$2,732,0002,116
2003-09-30 (YTD Data)Rank
Total interest income$8,033,0002,680
Total interest expense$2,537,0002,653
Net interest income$5,496,0002,658
Provision for loan and lease losses$266,0002,756
Total noninterest income$2,160,0001,794
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,013,0001,296
Trading account gains and fees$0153
Additional Noninterest Income$1,147,0001,867
Total noninterest expense$5,167,0002,291
Salaries and employee benefits$2,853,0002,228
Premises and equipment expense$820,0002,105
Additional noninterest expense$1,494,0002,407
Pre-tax net operating income$2,223,0002,623
Securities gains (losses)$04,204
Applicable income taxes$146,0005,136
Income before extraordinary items$2,077,0002,261
Extraordinary gains, net$040
Net income$2,077,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,241
Cash dividends$1,573,0001,227
Sale, conversion, retirement of capital stock, net$1,500,000267
Net operating income$2,077,0002,146
2003-06-30 (YTD Data)Rank
Total interest income$5,348,0002,708
Total interest expense$1,718,0002,691
Net interest income$3,630,0002,684
Provision for loan and lease losses$175,0002,769
Total noninterest income$1,431,0001,786
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$654,0001,309
Trading account gains and fees$0150
Additional Noninterest Income$777,0001,825
Total noninterest expense$3,392,0002,317
Salaries and employee benefits$1,886,0002,242
Premises and equipment expense$524,0002,164
Additional noninterest expense$982,0002,403
Pre-tax net operating income$1,494,0002,606
Securities gains (losses)$03,782
Applicable income taxes$97,0005,183
Income before extraordinary items$1,397,0002,243
Extraordinary gains, net$030
Net income$1,397,0002,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,341
Cash dividends$1,044,0001,245
Sale, conversion, retirement of capital stock, net$1,500,000176
Net operating income$1,397,0002,121
2003-03-31 (YTD Data)Rank
Total interest income$2,678,0002,724
Total interest expense$883,0002,684
Net interest income$1,795,0002,691
Provision for loan and lease losses$86,0002,651
Total noninterest income$668,0001,848
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$317,0001,319
Trading account gains and fees$0134
Additional Noninterest Income$351,0001,895
Total noninterest expense$1,657,0002,340
Salaries and employee benefits$956,0002,204
Premises and equipment expense$253,0002,231
Additional noninterest expense$448,0002,573
Pre-tax net operating income$720,0002,680
Securities gains (losses)$02,891
Applicable income taxes$48,0005,169
Income before extraordinary items$672,0002,280
Extraordinary gains, net$021
Net income$672,0002,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,205
Cash dividends$470,0001,291
Sale, conversion, retirement of capital stock, net$0419
Net operating income$672,0002,159
2002-12-31 (YTD Data)Rank
Total interest income$11,342,0002,685
Total interest expense$4,034,0002,725
Net interest income$7,308,0002,609
Provision for loan and lease losses$336,0003,213
Total noninterest income$2,475,0001,810
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,194,0001,362
Trading account gains and fees$0153
Additional Noninterest Income$1,281,0001,856
Total noninterest expense$6,294,0002,363
Salaries and employee benefits$3,420,0002,336
Premises and equipment expense$928,0002,339
Additional noninterest expense$1,946,0002,366
Pre-tax net operating income$3,153,0002,387
Securities gains (losses)$1,0004,369
Applicable income taxes$208,0005,057
Income before extraordinary items$2,946,0002,033
Extraordinary gains, net$070
Net income$2,946,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,911
Cash dividends$2,129,0001,246
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,945,0701,964
2001-12-31 (YTD Data)Rank
Total interest income$13,470,0002,540
Total interest expense$6,960,0002,304
Net interest income$6,510,0002,737
Provision for loan and lease losses$188,0004,278
Total noninterest income$1,952,0002,052
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$904,0001,675
Trading account gains and fees$0177
Additional Noninterest Income$1,048,0001,972
Total noninterest expense$5,645,0002,506
Salaries and employee benefits$3,004,0002,502
Premises and equipment expense$828,0002,545
Additional noninterest expense$1,813,0002,455
Pre-tax net operating income$2,629,0002,566
Securities gains (losses)$3,0004,114
Applicable income taxes$160,0005,355
Income before extraordinary items$2,472,0002,111
Extraordinary gains, net$0105
Net income$2,472,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,530
Cash dividends$1,549,0001,619
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,469,1802,043
2000-12-31 (YTD Data)Rank
Total interest income$13,002,0002,670
Total interest expense$7,042,0002,402
Net interest income$5,960,0002,963
Provision for loan and lease losses$160,0004,252
Total noninterest income$1,615,0002,222
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$687,0002,020
Trading account gains and fees$0180
Additional Noninterest Income$928,0001,949
Total noninterest expense$5,309,0002,563
Salaries and employee benefits$2,939,0002,439
Premises and equipment expense$745,0002,734
Additional noninterest expense$1,625,0002,622
Pre-tax net operating income$2,106,0003,193
Securities gains (losses)$01,956
Applicable income taxes$128,0006,197
Income before extraordinary items$1,978,0002,601
Extraordinary gains, net$038
Net income$1,978,0002,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,232
Cash dividends$1,280,0001,878
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,978,0002,594
1999-12-31 (YTD Data)Rank
Total interest income$11,734,0002,753
Total interest expense$5,633,0002,609
Net interest income$6,101,0002,881
Provision for loan and lease losses$220,0003,352
Total noninterest income$1,509,0002,292
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$606,0002,206
Trading account gains and fees$0173
Additional Noninterest Income$903,0002,004
Total noninterest expense$4,794,0002,820
Salaries and employee benefits$2,717,0002,591
Premises and equipment expense$609,0003,205
Additional noninterest expense$1,468,0002,914
Pre-tax net operating income$2,596,0002,715
Securities gains (losses)$03,155
Applicable income taxes$161,0006,148
Income before extraordinary items$2,435,0002,151
Extraordinary gains, net$035
Net income$2,435,0002,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,206
Cash dividends$1,569,0001,632
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,435,0002,119
1998-12-31 (YTD Data)Rank
Total interest income$12,002,0002,704
Total interest expense$5,891,0002,570
Net interest income$6,111,0002,812
Provision for loan and lease losses$230,0003,213
Total noninterest income$1,468,0002,301
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$636,0002,021
Trading account gains and fees$0224
Additional Noninterest Income$832,0002,105
Total noninterest expense$4,800,0002,720
Salaries and employee benefits$2,758,0002,449
Premises and equipment expense$583,0003,251
Additional noninterest expense$1,459,0002,852
Pre-tax net operating income$2,549,0002,731
Securities gains (losses)$04,449
Applicable income taxes$935,0002,429
Income before extraordinary items$1,614,0003,062
Extraordinary gains, net$032
Net income$1,614,0003,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,628
Cash dividends$525,0003,400
Sale, conversion, retirement of capital stock, net$-1,798,00010,437
Net operating income$1,614,0002,975
1997-12-31 (YTD Data)Rank
Total interest income$11,404,0002,867
Total interest expense$5,537,0002,699
Net interest income$5,867,0002,967
Provision for loan and lease losses$240,0003,015
Total noninterest income$1,271,0002,500
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$617,0002,127
Trading account gains and fees$0239
Additional Noninterest Income$654,0002,329
Total noninterest expense$4,461,0002,850
Salaries and employee benefits$2,603,0002,544
Premises and equipment expense$575,0003,272
Additional noninterest expense$1,283,0003,146
Pre-tax net operating income$2,437,0002,975
Securities gains (losses)$-3,0009,416
Applicable income taxes$896,0002,673
Income before extraordinary items$1,538,0003,292
Extraordinary gains, net$044
Net income$1,538,0003,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,008
Cash dividends$525,0003,359
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,539,9203,214
1996-12-31 (YTD Data)Rank
Total interest income$10,606,0003,094
Total interest expense$5,020,0002,989
Net interest income$5,586,0003,166
Provision for loan and lease losses$241,0003,002
Total noninterest income$1,274,0002,576
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$637,0002,121
Trading account gains and fees$0262
Additional Noninterest Income$637,0002,463
Total noninterest expense$4,412,0003,068
Salaries and employee benefits$2,624,0002,540
Premises and equipment expense$548,0003,500
Additional noninterest expense$1,240,0003,684
Pre-tax net operating income$2,207,0003,151
Securities gains (losses)$-1,0009,274
Applicable income taxes$832,0002,751
Income before extraordinary items$1,374,0003,461
Extraordinary gains, net$053
Net income$1,374,0003,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,526
Cash dividends$525,0003,286
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,374,6403,409
1995-12-31 (YTD Data)Rank
Total interest income$9,784,0003,350
Total interest expense$4,685,0003,202
Net interest income$5,099,0003,468
Provision for loan and lease losses$225,0002,789
Total noninterest income$1,190,0002,746
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$621,0002,179
Trading account gains and fees$0522
Additional Noninterest Income$569,0002,634
Total noninterest expense$4,152,0003,213
Salaries and employee benefits$2,366,0002,821
Premises and equipment expense$529,0003,581
Additional noninterest expense$1,257,0003,596
Pre-tax net operating income$1,912,0003,636
Securities gains (losses)$03,831
Applicable income taxes$702,0003,230
Income before extraordinary items$1,210,0003,930
Extraordinary gains, net$065
Net income$1,210,0003,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,854
Cash dividends$525,0003,209
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,210,0003,916
1994-12-31 (YTD Data)Rank
Total interest income$8,216,0003,655
Total interest expense$3,183,0003,753
Net interest income$5,033,0003,544
Provision for loan and lease losses$138,0003,794
Total noninterest income$1,044,0003,014
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$580,0002,344
Trading account gains and fees$0475
Additional Noninterest Income$464,0003,096
Total noninterest expense$3,918,0003,489
Salaries and employee benefits$2,224,0002,977
Premises and equipment expense$412,0004,468
Additional noninterest expense$1,282,0003,823
Pre-tax net operating income$2,021,0003,393
Securities gains (losses)$03,600
Applicable income taxes$734,0002,994
Income before extraordinary items$1,287,0003,622
Extraordinary gains, net$0249
Net income$1,287,0003,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,075
Cash dividends$420,0003,586
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,287,0003,662
1993-12-31 (YTD Data)Rank
Total interest income$7,859,0003,875
Total interest expense$3,071,0004,033
Net interest income$4,788,0003,709
Provision for loan and lease losses$195,0003,979
Total noninterest income$1,005,0003,323
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$532,0002,612
Trading account gains and fees$0532
Additional Noninterest Income$473,0003,381
Total noninterest expense$3,803,0003,645
Salaries and employee benefits$2,105,0003,119
Premises and equipment expense$434,0004,393
Additional noninterest expense$1,264,0004,007
Pre-tax net operating income$1,795,0003,684
Securities gains (losses)$07,477
Applicable income taxes$627,0003,460
Income before extraordinary items$1,168,0004,117
Extraordinary gains, net$03,149
Net income$1,168,0004,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0004,080
Cash dividends$420,0003,523
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,168,0003,917
1992-12-31 (YTD Data)Rank
Total interest income$8,202,0004,210
Total interest expense$3,483,0004,561
Net interest income$4,719,0003,836
Provision for loan and lease losses$366,0003,645
Total noninterest income$932,0003,524
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$472,0002,957
Trading account gains and feesNANA
Additional Noninterest Income$460,0003,373
Total noninterest expense$3,503,0003,935
Salaries and employee benefits$1,893,0003,374
Premises and equipment expense$403,0004,764
Additional noninterest expense$1,207,0004,316
Pre-tax net operating income$1,782,0003,469
Securities gains (losses)$1,0007,986
Applicable income taxes$635,0003,275
Income before extraordinary items$1,148,0003,970
Extraordinary gains, net$01,422
Net income$1,148,0004,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0003,766
Cash dividends$420,0003,185
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,147,3603,683

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.