Home > Old National Bank > Net charge- offs to loans
Old National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0509% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 3,968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 3,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5069% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6635% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6635% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0175% | 65 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 473 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0630% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0220% | 4,358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6135% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6408% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6408% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0244% | 63 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 373 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0951% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0362% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5036% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7036% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7036% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 488 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1566% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 3,912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0480% | 4,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6803% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6803% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 330 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2006% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0551% | 4,516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0000% | 3,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5276% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5276% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 408 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 3,793 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0315% | 3,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2963% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2963% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 211 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1021% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 3,811 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 3,228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 3,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2504% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2504% | 1,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0346% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0537% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 3,918 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0809% | 4,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0019% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0607% | 4,323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1187% | 3,455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0473% | 4,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0097% | 3,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0097% | 3,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 4,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0543% | 4,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 3,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1074% | 4,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0026% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 4,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0977% | 3,499 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 3,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0167% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0167% | 2,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 3,914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0232% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 4,305 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1464% | 3,567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0056% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0056% | 1,873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0001% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 4,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1815% | 3,609 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1005% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1005% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.3860% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2661% | 4,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3252% | 4,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1734% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0698% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0698% | 2,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.5029% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3017% | 4,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0025% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3691% | 4,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2256% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1139% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1139% | 2,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.2596% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1291% | 4,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1666% | 4,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3601% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3046% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3046% | 1,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2125% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.5004% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1203% | 4,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1606% | 4,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8393% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4850% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4850% | 1,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.2461% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 4,631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1235% | 4,181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1313% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2426% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2426% | 2,166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0575% | 37 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0382% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 4,669 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1216% | 4,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1958% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 1,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2691% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2691% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0767% | 30 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0603% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 4,724 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1158% | 4,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2228% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2181% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2181% | 1,929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0418% | 1,049 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0391% | 4,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2524% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0724% | 4,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2627% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2627% | 1,631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0746% | 1,050 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0522% | 4,946 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0439% | 4,886 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0853% | 4,320 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 4,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0774% | 3,807 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0513% | 4,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1185% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2670% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2670% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0244% | 1,135 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0596% | 5,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 4,449 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 4,878 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1145% | 4,361 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0819% | 5,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1264% | 3,903 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0730% | 5,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1363% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2572% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2572% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0302% | 1,130 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0766% | 5,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0707% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0401% | 5,009 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1493% | 4,407 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1235% | 5,208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2223% | 3,989 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1038% | 5,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1056% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2001% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2001% | 2,023 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0432% | 1,105 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 4,728 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0457% | 5,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0606% | 4,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0995% | 3,960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 4,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3318% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3318% | 1,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0420% | 1,096 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 2,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0794% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1074% | 4,496 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0631% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0931% | 4,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2494% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2494% | 2,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1032% | 31 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0647% | 4,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 949 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1359% | 4,537 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0619% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0932% | 4,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2297% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2297% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0177% | 1,181 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 3,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.0599% | 4,784 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1079% | 5,399 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2414% | 4,591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0874% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0976% | 4,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2879% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2879% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0131% | 1,167 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0364% | 5,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,683 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0235% | 5,223 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4886% | 4,645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1096% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1181% | 4,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2995% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2995% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0024% | 1,118 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1227% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5377% | 4,730 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0761% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1724% | 2,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1724% | 2,736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0113% | 1,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1573% | 32 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0445% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1248% | 4,699 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1034% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 4,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0915% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2239% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2239% | 2,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0165% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9846% | 1,203 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0582% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2779% | 4,751 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1231% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 2,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0395% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2451% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2451% | 2,010 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0160% | 5,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1309% | 1,178 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 5,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0852% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,947 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0120% | 4,798 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1803% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2393% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4041% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4041% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0460% | 5,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1542% | 1,162 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 5,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0557% | 5,538 |
| Percentage Net Loans Charged-off:Construction & development | -0.5762% | 5,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0578% | 5,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1296% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 2,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0566% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 5,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1290% | 5,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 2,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1850% | 2,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0864% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1450% | 1,266 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 5,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0404% | 5,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.8215% | 5,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1171% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 5,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0442% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 5,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1336% | 5,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1234% | 2,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1234% | 2,659 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1407% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1810% | 1,250 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 5,111 |
| Percentage Net Loans Charged-off:Construction & development | -0.9574% | 5,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0839% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4105% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0756% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 2,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1755% | 5,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 2,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2127% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2529% | 1,236 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0614% | 5,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0465% | 5,650 |
| Percentage Net Loans Charged-off:Construction & development | -1.8615% | 5,689 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0306% | 5,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2728% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2889% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3959% | 5,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2298% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2298% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6284% | 1,218 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 3,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 2,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.5202% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2509% | 270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 3,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 4,478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 2,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0666% | 3,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0666% | 3,468 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0328% | 5,472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2453% | 38 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.6963% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 1,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3515% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 5,513 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0599% | 4,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 4,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0222% | 3,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0222% | 3,416 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0385% | 5,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3788% | 31 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 3,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 2,427 |
| Percentage Net Loans Charged-off:Construction & development | 1.5285% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1028% | 6,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6343% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,893 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1349% | 4,684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 2,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 4,598 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0241% | 5,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0241% | 5,191 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 5,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7655% | 16 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0292% | 5,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 6,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0425% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3082% | 6,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3868% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0715% | 4,614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0590% | 2,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0590% | 2,490 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 5,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1917% | 17 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2027% | 2,305 |
| Percentage Net Loans Charged-off:Construction & development | 1.0261% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3710% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1554% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 3,567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0343% | 4,708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 3,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1047% | 5,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0137% | 4,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0137% | 4,031 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1034% | 5,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0531% | 70 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 3,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 2,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.9079% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2383% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3302% | 343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 3,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0347% | 1,211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 3,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1119% | 5,683 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0009% | 5,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0009% | 5,433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0006% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0901% | 59 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 3,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 1.2949% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4968% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4426% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0230% | 1,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 2,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2314% | 5,980 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0716% | 5,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0716% | 5,552 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0113% | 5,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1570% | 47 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2283% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.2847% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6849% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8944% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 6,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0453% | 4,763 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 6,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1491% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0374% | 5,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0374% | 5,399 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0502% | 5,782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3754% | 26 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 4,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2661% | 2,904 |
| Percentage Net Loans Charged-off:Construction & development | 2.0940% | 1,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2442% | 2,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9221% | 460 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 3,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1611% | 1,487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0494% | 3,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0577% | 3,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2204% | 6,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2204% | 6,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1832% | 1,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1912% | 106 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 3,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3170% | 2,510 |
| Percentage Net Loans Charged-off:Construction & development | 3.0144% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2198% | 2,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2612% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 3,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2161% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 3,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0869% | 5,988 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3404% | 6,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3404% | 6,544 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2700% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2879% | 96 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2436% | 3,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3635% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 2.5636% | 838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3528% | 1,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3273% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2217% | 2,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5060% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1551% | 2,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2098% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1659% | 6,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1659% | 6,172 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0389% | 5,996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4885% | 79 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3559% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7430% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 8.8558% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5409% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4630% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2372% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6152% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1455% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2693% | 6,393 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4885% | 6,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4885% | 6,538 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0968% | 6,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3560% | 47 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5005% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7138% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | 5.4612% | 908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8673% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2646% | 562 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 3,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2758% | 1,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1432% | 3,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2238% | 3,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1445% | 4,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1301% | 4,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1230% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4784% | 88 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4167% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4143% | 2,695 |
| Percentage Net Loans Charged-off:Construction & development | 1.6074% | 1,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6027% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0890% | 5,674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2615% | 2,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4666% | 1,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2074% | 2,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5616% | 2,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3963% | 2,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3456% | 2,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1450% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7311% | 76 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4295% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4486% | 2,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.1489% | 2,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6950% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0076% | 5,647 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4083% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8290% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3013% | 2,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5983% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3330% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2758% | 2,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0799% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4336% | 77 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 2,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3356% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.1438% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 6,931 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0293% | 5,705 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6430% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1040% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5224% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1858% | 2,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3489% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2625% | 2,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1307% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2049% | 1,330 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7424% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7716% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | 1.2926% | 2,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6261% | 1,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2122% | 963 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9499% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2895% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8296% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8037% | 2,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0227% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0616% | 1,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6402% | 1,542 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7434% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7694% | 2,109 |
| Percentage Net Loans Charged-off:Construction & development | 1.3742% | 2,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5635% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2123% | 785 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9894% | 1,262 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1070% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9448% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7503% | 2,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0653% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1215% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9672% | 1,539 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7866% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8402% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 1.9898% | 1,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5462% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3437% | 590 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0659% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2968% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9765% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9098% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8474% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1810% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5973% | 1,492 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7016% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7069% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 2.3607% | 1,132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 7,329 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 5,960 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1973% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4824% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0859% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6888% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0433% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1900% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.8981% | 1,477 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3838% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8992% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 2.4543% | 1,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2478% | 2,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4062% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8978% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8457% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9154% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8841% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3848% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7960% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3115% | 122 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1511% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0164% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 3.2419% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4223% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0550% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8975% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6728% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9712% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6114% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3207% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7298% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2623% | 110 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1284% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9443% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 2.5129% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0412% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3364% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6739% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8827% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6079% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7258% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3172% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6879% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1514% | 86 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0717% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0244% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 3.4631% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0978% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2900% | 6,128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7492% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1910% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6137% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0575% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3366% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9838% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.9221% | 50 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8657% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0370% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 5.5271% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9544% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3981% | 383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5749% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7558% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5248% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4881% | 2,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1580% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5093% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6691% | 83 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7780% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0463% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 4.5584% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1381% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3120% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5936% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7341% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5556% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4963% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9309% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0512% | 1,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2943% | 74 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9339% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3526% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 4.9166% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7575% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5033% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6884% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6868% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6888% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6466% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7734% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0403% | 6,879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7474% | 46 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5222% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4960% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 0.3559% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1709% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 6,109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8487% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6135% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9102% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9052% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6382% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1502% | 7,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6428% | 24 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4421% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3465% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0490% | 1,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4581% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1336% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3707% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5157% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3295% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8784% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6793% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | -4.4944% | 1,987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0903% | 1,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8871% | 32 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3276% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2811% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0645% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3107% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1741% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3408% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4552% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3077% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4288% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5318% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | -5.6501% | 1,972 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1091% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5504% | 24 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3502% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3480% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0853% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3852% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3481% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4125% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4889% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3897% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4309% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4740% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | -7.9924% | 1,961 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0634% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4523% | 17 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3833% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.3310% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0049% | 6,105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4595% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1556% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5548% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8319% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5592% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | -10.4673% | 1,946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0416% | 6,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.7409% | 13 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3750% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2108% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.1447% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1463% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9317% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2454% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4025% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1888% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8643% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5173% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | -407.6923% | 2,092 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1008% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0278% | 34 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3913% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3241% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0502% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4616% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1972% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2351% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4258% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7524% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4460% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | -400.0000% | 2,073 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0117% | 6,910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0711% | 24 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3884% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2168% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2912% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 6,202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2488% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3761% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2017% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0939% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3622% | 2,890 |
| Percentage Net Loans Charged-off: Credit card loans | -413.3333% | 2,054 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 6,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1522% | 18 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4548% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 6,154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2238% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2813% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2023% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6577% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5448% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | -567.7419% | 2,034 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0305% | 6,997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5992% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5658% | 194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0384% | 7,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9034% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0993% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4473% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4875% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4312% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4719% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3059% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | -137.1429% | 2,208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0174% | 1,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0793% | 23 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5702% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5628% | 175 |
| Percentage Net Loans Charged-off:Construction & development | -0.0538% | 7,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0059% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1336% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3680% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3522% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3745% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4589% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1760% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | -114.0377% | 2,197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0345% | 7,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1135% | 14 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6494% | 546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7299% | 140 |
| Percentage Net Loans Charged-off:Construction & development | -0.1033% | 7,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3925% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0524% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3998% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3693% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4123% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4653% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0808% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | -109.0810% | 2,182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0519% | 7,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1922% | 12 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3657% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1999% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1170% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3443% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2288% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3916% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5630% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0726% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0605% | 7,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4363% | 9 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6220% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4222% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.4487% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4624% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1103% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4377% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1768% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5249% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3200% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8411% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2393% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5538% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3130% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.8099% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1822% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1460% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3854% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1592% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4577% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3936% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8387% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0835% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5904% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3185% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.8576% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1213% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2208% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4269% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1745% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5021% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6155% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8264% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0546% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2533% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0696% | 7,888 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0400% | 8,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4433% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1258% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2623% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7092% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7440% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0440% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2132% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7822% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 1.0298% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1655% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5683% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2178% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6471% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3472% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9019% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 7,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1208% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7452% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1805% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5762% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1205% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6748% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9957% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7684% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0257% | 1,541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7538% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2993% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2298% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4301% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1251% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4928% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3855% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8850% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0287% | 1,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9023% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2070% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3060% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1574% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1856% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4123% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9499% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0041% | 988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1364% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0505% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2078% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4716% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0848% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1846% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7583% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9717% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0650% | 1,731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4501% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2001% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0403% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4012% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0765% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0000% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8428% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0277% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4400% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3888% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1568% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 0.2630% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3827% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1221% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0863% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7170% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4964% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0635% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1821% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3715% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6913% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9800% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0737% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 6,752 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0157% | 9,719 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 8,152 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 7,976 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2407% | 11,987 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 7,201 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 10,147 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |