Home > California Banks > Manteca Banks > Oak Valley Community Bank Manteca > Oak Valley Community Bank, MANTECA BRANCH
Oak Valley Community Bank, MANTECA BRANCH
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3 client reviews
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| Name: | Oak Valley Community Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 05/28/1991 |
| FDIC Insurance: | 05/28/1991 |
| Holden By: | OAK VALLEY BCORP |
| Charter Class: | Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) |
| # of Branches: | 19, view all, view on map |
| Website: | www.ovcb.com |
| Total Assets: | $1,842,269,000 |
| Total Deposits: | $1,650,700,000 |
| Total Equity Capital: | $165,817,000 |
| Total Domestic Office Deposits: | $1,650,700,000 |
| Net Income: | $31,361,000 |
| Quarterly Net Income: | $5,955,000 |
| Return on Assets: | 2% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 22% |
| Quarterly Return on Equity: | 16% |
| More... | |
Client Review
3 client reviews of Oak Valley Community Bank scored 2 out of 5.
Lack of Transparency Unacceptable
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by CWarren, Nov. 25, 2014
I am a professional mtg. adviser. I called because I had a CA home buyer to refer to them. I asked the loan officer what their rate was for a 15-yr purchase loan, 20 percent down, top tier credit.
She said, "I can't quote a rate, because I don't know the down payment and credit."
I said, "I just told you the down payment and assume top credit."
She still refused. Also, she would not reveal their lender fees.
Avoidance of basic info is usually a lender who is overpriced and shady.
As a professional, I recommend avoiding this lender for mortgage loans. Their lack of transparency is unacceptable.
* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Manteca Branch at Manteca, CA
Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby CWarren, Nov. 25, 2014
I am a professional mtg. adviser. I called because I had a CA home buyer to refer to them. I asked the loan officer what their rate was for a 15-yr purchase loan, 20 percent down, top tier credit.
She said, "I can't quote a rate, because I don't know the down payment and credit."
I said, "I just told you the down payment and assume top credit."
She still refused. Also, she would not reveal their lender fees.
Avoidance of basic info is usually a lender who is overpriced and shady.
As a professional, I recommend avoiding this lender for mortgage loans. Their lack of transparency is unacceptable.
* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Manteca Branch at Manteca, CA
Was this review helpful to you? Yes, No Report Abuse
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