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Oak Valley Community Bank, MANTECA BRANCH
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Name: | Oak Valley Community Bank |
Concentration: | Commercial Lending Specialization |
Established: | 05/28/1991 |
FDIC Insurance: | 05/28/1991 |
Holden By: | OAK VALLEY BCORP |
Charter Class: | Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) |
# of Branches: | 19, view all, view on map |
Website: | www.ovcb.com |
Total Assets: | $1,924,135,000 |
Total Deposits: | $1,713,777,000 |
Total Equity Capital: | $183,105,000 |
Total Domestic Office Deposits: | $1,713,777,000 |
Net Income: | $5,497,000 |
Quarterly Net Income: | $5,497,000 |
Return on Assets: | 1% |
Quarterly Return on Assets: | 1% |
Return on Equity: | 12% |
Quarterly Return on Equity: | 12% |
More... |
Client Review
3 client reviews of Oak Valley Community Bank scored 2 out of 5.
Lack of Transparency Unacceptable
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by CWarren, Nov. 25, 2014
I am a professional mtg. adviser. I called because I had a CA home buyer to refer to them. I asked the loan officer what their rate was for a 15-yr purchase loan, 20 percent down, top tier credit.
She said, "I can't quote a rate, because I don't know the down payment and credit."
I said, "I just told you the down payment and assume top credit."
She still refused. Also, she would not reveal their lender fees.
Avoidance of basic info is usually a lender who is overpriced and shady.
As a professional, I recommend avoiding this lender for mortgage loans. Their lack of transparency is unacceptable.
* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Manteca Branch at Manteca, CA
Was this review helpful to you? Yes, No Report Abuse





by CWarren, Nov. 25, 2014
I am a professional mtg. adviser. I called because I had a CA home buyer to refer to them. I asked the loan officer what their rate was for a 15-yr purchase loan, 20 percent down, top tier credit.
She said, "I can't quote a rate, because I don't know the down payment and credit."
I said, "I just told you the down payment and assume top credit."
She still refused. Also, she would not reveal their lender fees.
Avoidance of basic info is usually a lender who is overpriced and shady.
As a professional, I recommend avoiding this lender for mortgage loans. Their lack of transparency is unacceptable.
* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Manteca Branch at Manteca, CA
Was this review helpful to you? Yes, No Report Abuse
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