Oak Valley Community Bank, Manteca Branch

Name:Oak Valley Community Bank, Manteca Branch
Full Service Brick and Mortar Office
Review:3 client reviews
Location:191 W North St
Manteca, CA 95336

San Joaquin County
View Other Branches
 
Phone:209-249-7360
Branch Deposit:$69,329,000
FDIC Cert:#33457
Established:2011-08-22


The Bank

Name:Oak Valley Community Bank
Concentration:Commercial Lending Specialization
Established:1991-05-28
FDIC Insurance:1991-05-28
Holden By:Oak Valley Bcorp
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:18, view all, view on map
Website:http://www.ovcb.com
Total Assets:$1,945,866,000
Total Deposits:$1,799,423,000
Total Equity Capital:$131,379,000
Total Domestic Office Deposits:$1,799,423,000
Net Income:$2,525,000
Quarterly Net Income:$2,525,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:7%
Quarterly Return on Equity:7%
 More...


Client Review

3 client reviews of Oak Valley Community Bank scored 2 out of 5.

Lack of Transparency Unacceptable
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by CWarren, Nov. 25, 2014

I am a professional mtg. adviser. I called because I had a CA home buyer to refer to them. I asked the loan officer what their rate was for a 15-yr purchase loan, 20 percent down, top tier credit.

She said, "I can't quote a rate, because I don't know the down payment and credit."

I said, "I just told you the down payment and assume top credit."

She still refused. Also, she would not reveal their lender fees.

Avoidance of basic info is usually a lender who is overpriced and shady.

As a professional, I recommend avoiding this lender for mortgage loans. Their lack of transparency is unacceptable.

* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Manteca Branch at Manteca, CA
Was this review helpful to you? Yes, No   Report Abuse

0 comment. Add a comment

All Reviews...

Banks Nearby

JPMorgan Chase Bank, Manteca Branch (0.1 miles)
Full Service Brick and Mortar Office
115 W Center
Manteca, CA 95336
PNC Bank, Manteca Branch (0.1 miles)
Full Service Brick and Mortar Office
201 North Main St
Manteca, CA 95336
Wells Fargo Bank, Manteca Branch (0.2 miles)
Full Service Brick and Mortar Office
160 North Main Street
Manteca, CA 95336
Bank of America, Manteca Branch (0.3 miles)
Full Service Brick and Mortar Office
102 East Yosemite Avenue
Manteca, CA 95336
Citibank, Manteca (0.4 miles)
Full Service Brick and Mortar Office
580 N. Main St.
Manteca, CA 95336

More