Northbrook Bank and Trust Company, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$139,623,000265
Total interest expense$66,666,000217
Net interest income$72,957,000299
Provision for loan and lease losses$657,000853
Total noninterest income$10,552,000479
Gross Fiduciary activities income$0937
Service charges on deposit accounts$6,264,000150
Trading account gains and fees$401,00091
Additional Noninterest Income$3,887,000650
Total noninterest expense$28,377,000549
Salaries and employee benefits$11,979,000692
Premises and equipment expense$1,684,000809
Additional noninterest expense$3,887,000665
Pre-tax net operating income$54,475,000206
Securities gains (losses)$748,00073
Applicable income taxes$14,448,000181
Income before extraordinary items$40,775,000207
Extraordinary gains, net$020
Net income$40,775,000210
Minority interest net income$069
Net income of bank and minority interests.$40,775,000207
Net charge-offs$813,000536
Cash dividends$15,000,000243
Sale, conversion, retirement of capital stock, net$417,000245
Net operating income$40,184,080214
2025-03-31 (YTD Data)Rank
Total interest income$68,947,000270
Total interest expense$32,654,000228
Net interest income$36,293,000304
Provision for loan and lease losses$-1,413,0004,459
Total noninterest income$5,115,000477
Gross Fiduciary activities income$0918
Service charges on deposit accounts$3,060,000155
Trading account gains and fees$63,00097
Additional Noninterest Income$1,992,000632
Total noninterest expense$14,254,000548
Salaries and employee benefits$6,045,000691
Premises and equipment expense$777,000879
Additional noninterest expense$1,992,000632
Pre-tax net operating income$28,567,000199
Securities gains (losses)$523,00047
Applicable income taxes$7,507,000174
Income before extraordinary items$21,583,000204
Extraordinary gains, net$047
Net income$21,583,000206
Minority interest net income$065
Net income of bank and minority interests.$21,583,000204
Net charge-offs$127,000727
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$207,000235
Net operating income$21,169,830209
2024-12-31 (YTD Data)Rank
Total interest income$269,797,000271
Total interest expense$136,596,000231
Net interest income$133,201,000294
Provision for loan and lease losses$10,261,000211
Total noninterest income$23,947,000425
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$11,824,000156
Trading account gains and fees$304,000103
Additional Noninterest Income$11,819,000509
Total noninterest expense$56,512,000534
Salaries and employee benefits$23,613,000675
Premises and equipment expense$3,174,000835
Additional noninterest expense$11,819,000509
Pre-tax net operating income$90,375,000224
Securities gains (losses)$159,000231
Applicable income taxes$24,125,000190
Income before extraordinary items$66,409,000228
Extraordinary gains, net$053
Net income$66,409,000232
Minority interest net income$090
Net income of bank and minority interests.$66,409,000229
Net charge-offs$15,830,000152
Cash dividends$35,000,000230
Sale, conversion, retirement of capital stock, net$620,000285
Net operating income$66,283,390234
2024-09-30 (YTD Data)Rank
Total interest income$198,202,000270
Total interest expense$101,249,000233
Net interest income$96,953,000298
Provision for loan and lease losses$7,189,000230
Total noninterest income$18,229,000413
Gross Fiduciary activities income$0972
Service charges on deposit accounts$8,698,000153
Trading account gains and fees$370,000104
Additional Noninterest Income$9,161,000493
Total noninterest expense$42,426,000520
Salaries and employee benefits$17,803,000669
Premises and equipment expense$2,354,000845
Additional noninterest expense$9,161,000493
Pre-tax net operating income$65,567,000228
Securities gains (losses)$58,000384
Applicable income taxes$17,634,000194
Income before extraordinary items$47,991,000229
Extraordinary gains, net$051
Net income$47,991,000236
Minority interest net income$082
Net income of bank and minority interests.$47,991,000231
Net charge-offs$14,140,000126
Cash dividends$20,000,000249
Sale, conversion, retirement of capital stock, net$394,000280
Net operating income$47,945,180236
2024-06-30 (YTD Data)Rank
Total interest income$129,853,000271
Total interest expense$65,108,000237
Net interest income$64,745,000304
Provision for loan and lease losses$7,524,000168
Total noninterest income$11,694,000427
Gross Fiduciary activities income$0962
Service charges on deposit accounts$5,668,000152
Trading account gains and fees$151,000112
Additional Noninterest Income$5,875,000492
Total noninterest expense$28,208,000523
Salaries and employee benefits$11,912,000668
Premises and equipment expense$1,545,000859
Additional noninterest expense$5,875,000492
Pre-tax net operating income$40,707,000235
Securities gains (losses)$9,000438
Applicable income taxes$11,092,000198
Income before extraordinary items$29,624,000239
Extraordinary gains, net$052
Net income$29,624,000243
Minority interest net income$084
Net income of bank and minority interests.$29,624,000241
Net charge-offs$13,049,000106
Cash dividends$20,000,000195
Sale, conversion, retirement of capital stock, net$359,000233
Net operating income$29,616,890244
2024-03-31 (YTD Data)Rank
Total interest income$63,665,000278
Total interest expense$31,420,000240
Net interest income$32,245,000310
Provision for loan and lease losses$4,115,000149
Total noninterest income$6,425,000398
Gross Fiduciary activities income$0895
Service charges on deposit accounts$2,752,000156
Trading account gains and fees$142,00072
Additional Noninterest Income$3,531,000433
Total noninterest expense$13,945,000532
Salaries and employee benefits$5,840,000692
Premises and equipment expense$790,000859
Additional noninterest expense$3,531,000433
Pre-tax net operating income$20,610,000240
Securities gains (losses)$15,000314
Applicable income taxes$5,409,000207
Income before extraordinary items$15,216,000251
Extraordinary gains, net$051
Net income$15,216,000252
Minority interest net income$072
Net income of bank and minority interests.$15,216,000251
Net charge-offs$6,299,00095
Cash dividends$10,000,000171
Sale, conversion, retirement of capital stock, net$170,000180
Net operating income$15,204,150253
2023-12-31 (YTD Data)Rank
Total interest income$227,891,000277
Total interest expense$100,465,000232
Net interest income$127,426,000307
Provision for loan and lease losses$8,008,000243
Total noninterest income$23,010,000412
Gross Fiduciary activities income$0981
Service charges on deposit accounts$10,413,000157
Trading account gains and fees$297,00089
Additional Noninterest Income$12,300,000461
Total noninterest expense$57,206,000511
Salaries and employee benefits$22,754,000666
Premises and equipment expense$3,120,000830
Additional noninterest expense$12,300,000461
Pre-tax net operating income$85,222,000233
Securities gains (losses)$129,000214
Applicable income taxes$22,583,000194
Income before extraordinary items$62,768,000240
Extraordinary gains, net$054
Net income$62,768,000243
Minority interest net income$088
Net income of bank and minority interests.$62,768,000242
Net charge-offs$2,213,000362
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$575,000254
Net operating income$62,666,090246
2023-09-30 (YTD Data)Rank
Total interest income$167,074,000282
Total interest expense$71,231,000232
Net interest income$95,843,000312
Provision for loan and lease losses$4,184,000295
Total noninterest income$18,065,000405
Gross Fiduciary activities income$0950
Service charges on deposit accounts$7,694,000160
Trading account gains and fees$306,00088
Additional Noninterest Income$10,065,000445
Total noninterest expense$39,832,000540
Salaries and employee benefits$17,056,000672
Premises and equipment expense$2,373,000822
Additional noninterest expense$10,065,000445
Pre-tax net operating income$69,892,000224
Securities gains (losses)$41,000287
Applicable income taxes$18,709,000193
Income before extraordinary items$51,224,000229
Extraordinary gains, net$052
Net income$51,224,000231
Minority interest net income$081
Net income of bank and minority interests.$51,224,000230
Net charge-offs$2,148,000289
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$431,000240
Net operating income$51,191,610234
2023-06-30 (YTD Data)Rank
Total interest income$106,312,000282
Total interest expense$43,424,000228
Net interest income$62,888,000317
Provision for loan and lease losses$2,157,000344
Total noninterest income$11,531,000404
Gross Fiduciary activities income$0931
Service charges on deposit accounts$4,981,000164
Trading account gains and fees$258,00074
Additional Noninterest Income$6,292,000455
Total noninterest expense$26,293,000532
Salaries and employee benefits$11,282,000667
Premises and equipment expense$1,548,000825
Additional noninterest expense$6,292,000455
Pre-tax net operating income$45,969,000229
Securities gains (losses)$65,000235
Applicable income taxes$12,309,000196
Income before extraordinary items$33,725,000237
Extraordinary gains, net$051
Net income$33,725,000241
Minority interest net income$081
Net income of bank and minority interests.$33,725,000237
Net charge-offs$1,028,000304
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$376,000195
Net operating income$33,673,650242
2023-03-31 (YTD Data)Rank
Total interest income$51,595,000288
Total interest expense$20,202,000224
Net interest income$31,393,000320
Provision for loan and lease losses$2,608,000196
Total noninterest income$6,267,000382
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,419,000173
Trading account gains and fees$175,00076
Additional Noninterest Income$3,673,000403
Total noninterest expense$12,874,000554
Salaries and employee benefits$5,584,000695
Premises and equipment expense$745,000887
Additional noninterest expense$3,673,000403
Pre-tax net operating income$22,178,000237
Securities gains (losses)$78,000196
Applicable income taxes$5,921,000203
Income before extraordinary items$16,335,000248
Extraordinary gains, net$04
Net income$16,335,000248
Minority interest net income$048
Net income of bank and minority interests.$16,335,000248
Net charge-offs$278,000372
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$195,000184
Net operating income$16,273,380256
2022-12-31 (YTD Data)Rank
Total interest income$131,046,000329
Total interest expense$21,427,000251
Net interest income$109,619,000336
Provision for loan and lease losses$5,948,000251
Total noninterest income$18,934,000495
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$9,490,000180
Trading account gains and fees$1,221,00074
Additional Noninterest Income$8,223,000641
Total noninterest expense$44,856,000600
Salaries and employee benefits$19,520,000761
Premises and equipment expense$3,168,000822
Additional noninterest expense$8,223,000641
Pre-tax net operating income$77,749,000283
Securities gains (losses)$-139,0004,010
Applicable income taxes$20,627,000230
Income before extraordinary items$56,983,000290
Extraordinary gains, net$05
Net income$56,983,000290
Minority interest net income$063
Net income of bank and minority interests.$56,983,000290
Net charge-offs$433,000644
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$692,000282
Net operating income$57,092,810296
2022-09-30 (YTD Data)Rank
Total interest income$85,305,000348
Total interest expense$7,678,000318
Net interest income$77,627,000348
Provision for loan and lease losses$3,538,000274
Total noninterest income$13,851,000506
Gross Fiduciary activities income$0968
Service charges on deposit accounts$7,050,000181
Trading account gains and fees$1,220,00068
Additional Noninterest Income$5,581,000699
Total noninterest expense$32,570,000614
Salaries and employee benefits$13,990,000793
Premises and equipment expense$2,413,000803
Additional noninterest expense$5,581,000699
Pre-tax net operating income$55,370,000295
Securities gains (losses)$-151,0004,302
Applicable income taxes$14,763,000246
Income before extraordinary items$40,456,000302
Extraordinary gains, net$04
Net income$40,456,000302
Minority interest net income$057
Net income of bank and minority interests.$40,456,000302
Net charge-offs$398,000501
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$518,000253
Net operating income$40,575,290307
2022-06-30 (YTD Data)Rank
Total interest income$49,628,000373
Total interest expense$2,561,000469
Net interest income$47,067,000364
Provision for loan and lease losses$1,209,000366
Total noninterest income$8,791,000519
Gross Fiduciary activities income$0925
Service charges on deposit accounts$4,568,000180
Trading account gains and fees$1,162,00062
Additional Noninterest Income$3,061,000817
Total noninterest expense$21,333,000613
Salaries and employee benefits$9,035,000804
Premises and equipment expense$1,688,000758
Additional noninterest expense$10,610,000411
Pre-tax net operating income$33,316,000304
Securities gains (losses)$-109,0004,382
Applicable income taxes$8,880,000253
Income before extraordinary items$24,327,000312
Extraordinary gains, net$04
Net income$24,327,000312
Minority interest net income$060
Net income of bank and minority interests.$24,327,000312
Net charge-offs$76,000812
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$325,000241
Net operating income$24,413,110322
2022-03-31 (YTD Data)Rank
Total interest income$22,826,000389
Total interest expense$1,017,000547
Net interest income$21,809,000385
Provision for loan and lease losses$-472,0004,631
Total noninterest income$5,080,000486
Gross Fiduciary activities income$0892
Service charges on deposit accounts$2,210,000185
Trading account gains and fees$1,083,00054
Additional Noninterest Income$1,787,000748
Total noninterest expense$10,243,000643
Salaries and employee benefits$4,450,000821
Premises and equipment expense$875,000739
Additional noninterest expense$4,918,000430
Pre-tax net operating income$17,118,000287
Securities gains (losses)$-50,0004,459
Applicable income taxes$4,537,000244
Income before extraordinary items$12,531,000297
Extraordinary gains, net$04
Net income$12,531,000297
Minority interest net income$050
Net income of bank and minority interests.$12,531,000297
Net charge-offs$214,000355
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$170,000206
Net operating income$12,570,500300
2021-12-31 (YTD Data)Rank
Total interest income$88,802,000403
Total interest expense$5,977,000458
Net interest income$82,825,000405
Provision for loan and lease losses$1,291,000456
Total noninterest income$14,827,000646
Gross Fiduciary activities income$0994
Service charges on deposit accounts$6,277,000227
Trading account gains and fees$514,00092
Additional Noninterest Income$8,036,000782
Total noninterest expense$43,639,000601
Salaries and employee benefits$17,440,000827
Premises and equipment expense$3,557,000737
Additional noninterest expense$22,642,000382
Pre-tax net operating income$52,722,000373
Securities gains (losses)$-65,0004,598
Applicable income taxes$14,430,000307
Income before extraordinary items$38,227,000406
Extraordinary gains, net$010
Net income$38,227,000404
Minority interest net income$074
Net income of bank and minority interests.$38,227,000406
Net charge-offs$2,563,000248
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$318,000366
Net operating income$38,278,350399
2021-09-30 (YTD Data)Rank
Total interest income$66,112,000410
Total interest expense$4,888,000441
Net interest income$61,224,000412
Provision for loan and lease losses$-485,0004,542
Total noninterest income$10,419,000689
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,220,000240
Trading account gains and fees$425,00092
Additional Noninterest Income$5,774,000826
Total noninterest expense$32,607,000606
Salaries and employee benefits$13,070,000840
Premises and equipment expense$2,767,000727
Additional noninterest expense$16,770,000382
Pre-tax net operating income$39,521,000381
Securities gains (losses)$-61,0004,751
Applicable income taxes$10,609,000316
Income before extraordinary items$28,851,000413
Extraordinary gains, net$08
Net income$28,851,000412
Minority interest net income$069
Net income of bank and minority interests.$28,851,000413
Net charge-offs$1,958,000244
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$163,000363
Net operating income$28,899,190405
2021-06-30 (YTD Data)Rank
Total interest income$43,571,000413
Total interest expense$3,562,000429
Net interest income$40,009,000415
Provision for loan and lease losses$-208,0004,541
Total noninterest income$6,448,000723
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,583,000253
Trading account gains and fees$305,00097
Additional Noninterest Income$3,560,000871
Total noninterest expense$21,586,000601
Salaries and employee benefits$8,780,000834
Premises and equipment expense$1,942,000692
Additional noninterest expense$10,864,000385
Pre-tax net operating income$25,079,000392
Securities gains (losses)$-18,0004,699
Applicable income taxes$6,713,000330
Income before extraordinary items$18,348,000426
Extraordinary gains, net$06
Net income$18,348,000425
Minority interest net income$067
Net income of bank and minority interests.$18,348,000426
Net charge-offs$1,655,000210
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$108,000344
Net operating income$18,362,220417
2021-03-31 (YTD Data)Rank
Total interest income$21,318,000416
Total interest expense$1,912,000427
Net interest income$19,406,000413
Provision for loan and lease losses$-511,0004,753
Total noninterest income$2,911,000767
Gross Fiduciary activities income$0922
Service charges on deposit accounts$986,000298
Trading account gains and fees$127,00099
Additional Noninterest Income$1,798,000871
Total noninterest expense$10,820,000600
Salaries and employee benefits$4,381,000824
Premises and equipment expense$1,165,000581
Additional noninterest expense$5,274,000383
Pre-tax net operating income$12,008,000404
Securities gains (losses)$-36,0004,804
Applicable income taxes$3,177,000341
Income before extraordinary items$8,795,000441
Extraordinary gains, net$03
Net income$8,795,000439
Minority interest net income$055
Net income of bank and minority interests.$8,795,000441
Net charge-offs$2,268,000136
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$46,000331
Net operating income$8,823,440430
2020-12-31 (YTD Data)Rank
Total interest income$92,911,000390
Total interest expense$14,619,000359
Net interest income$78,292,000389
Provision for loan and lease losses$13,820,000274
Total noninterest income$13,184,000672
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,549,000326
Trading account gains and fees$265,000126
Additional Noninterest Income$9,370,000676
Total noninterest expense$40,234,000629
Salaries and employee benefits$16,657,000833
Premises and equipment expense$3,047,000845
Additional noninterest expense$20,530,000401
Pre-tax net operating income$37,422,000370
Securities gains (losses)$14,0002,219
Applicable income taxes$5,545,000450
Income before extraordinary items$31,891,000365
Extraordinary gains, net$04
Net income$31,891,000364
Minority interest net income$072
Net income of bank and minority interests.$31,891,000365
Net charge-offs$5,080,000220
Cash dividends$15,000,000344
Sale, conversion, retirement of capital stock, net$-133,0004,941
Net operating income$31,879,100354
2020-09-30 (YTD Data)Rank
Total interest income$71,122,000381
Total interest expense$12,343,000344
Net interest income$58,779,000382
Provision for loan and lease losses$16,094,000236
Total noninterest income$10,750,000607
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,641,000321
Trading account gains and fees$208,000116
Additional Noninterest Income$7,901,000595
Total noninterest expense$31,297,000587
Salaries and employee benefits$12,626,000812
Premises and equipment expense$2,264,000845
Additional noninterest expense$16,407,000373
Pre-tax net operating income$22,138,000412
Securities gains (losses)$-15,0004,829
Applicable income taxes$1,718,000822
Income before extraordinary items$20,405,000389
Extraordinary gains, net$04
Net income$20,405,000388
Minority interest net income$065
Net income of bank and minority interests.$20,405,000389
Net charge-offs$3,973,000203
Cash dividends$15,000,000271
Sale, conversion, retirement of capital stock, net$-29,0004,973
Net operating income$20,418,800375
2020-06-30 (YTD Data)Rank
Total interest income$49,686,000367
Total interest expense$9,600,000331
Net interest income$40,086,000374
Provision for loan and lease losses$15,742,000216
Total noninterest income$8,284,000522
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,755,000330
Trading account gains and fees$249,000103
Additional Noninterest Income$6,280,000499
Total noninterest expense$21,499,000573
Salaries and employee benefits$8,386,000807
Premises and equipment expense$1,496,000852
Additional noninterest expense$11,617,000356
Pre-tax net operating income$11,129,000465
Securities gains (losses)$3,0002,083
Applicable income taxes$2,908,000372
Income before extraordinary items$8,224,000533
Extraordinary gains, net$04
Net income$8,224,000531
Minority interest net income$065
Net income of bank and minority interests.$8,224,000533
Net charge-offs$3,870,000173
Cash dividends$15,000,000213
Sale, conversion, retirement of capital stock, net$-53,0005,013
Net operating income$8,221,630507
2020-03-31 (YTD Data)Rank
Total interest income$26,590,000353
Total interest expense$5,859,000320
Net interest income$20,731,000359
Provision for loan and lease losses$6,512,000231
Total noninterest income$4,923,000427
Gross Fiduciary activities income$0941
Service charges on deposit accounts$891,000370
Trading account gains and fees$297,00080
Additional Noninterest Income$3,735,000396
Total noninterest expense$9,903,000614
Salaries and employee benefits$4,192,000811
Premises and equipment expense$767,000833
Additional noninterest expense$4,944,000394
Pre-tax net operating income$9,239,000282
Securities gains (losses)$-52,0004,947
Applicable income taxes$2,402,000228
Income before extraordinary items$6,785,000308
Extraordinary gains, net$04
Net income$6,785,000307
Minority interest net income$056
Net income of bank and minority interests.$6,785,000308
Net charge-offs$226,000590
Cash dividends$15,000,000144
Sale, conversion, retirement of capital stock, net$-60,0005,071
Net operating income$6,826,080306
2019-12-31 (YTD Data)Rank
Total interest income$108,776,000345
Total interest expense$25,025,000317
Net interest income$83,751,000353
Provision for loan and lease losses$1,739,000586
Total noninterest income$14,940,000525
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,410,000382
Trading account gains and fees$396,000110
Additional Noninterest Income$11,134,000486
Total noninterest expense$41,935,000559
Salaries and employee benefits$16,623,000797
Premises and equipment expense$10,144,000286
Additional noninterest expense$15,168,000478
Pre-tax net operating income$55,017,000292
Securities gains (losses)$248,000567
Applicable income taxes$14,414,000260
Income before extraordinary items$40,851,000314
Extraordinary gains, net$011
Net income$40,851,000315
Minority interest net income$076
Net income of bank and minority interests.$40,851,000315
Net charge-offs$1,157,000604
Cash dividends$6,000,000690
Sale, conversion, retirement of capital stock, net$334,000340
Net operating income$40,655,080308
2019-09-30 (YTD Data)Rank
Total interest income$83,015,000348
Total interest expense$18,705,000324
Net interest income$64,310,000357
Provision for loan and lease losses$1,612,000476
Total noninterest income$11,332,000519
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,527,000379
Trading account gains and fees$393,000102
Additional Noninterest Income$8,412,000483
Total noninterest expense$31,239,000563
Salaries and employee benefits$12,314,000800
Premises and equipment expense$7,585,000288
Additional noninterest expense$11,340,000479
Pre-tax net operating income$42,791,000286
Securities gains (losses)$285,000438
Applicable income taxes$11,197,000249
Income before extraordinary items$31,879,000309
Extraordinary gains, net$011
Net income$31,879,000310
Minority interest net income$072
Net income of bank and minority interests.$31,879,000310
Net charge-offs$325,000990
Cash dividends$6,000,000529
Sale, conversion, retirement of capital stock, net$254,000299
Net operating income$31,653,850306
2019-06-30 (YTD Data)Rank
Total interest income$55,410,000348
Total interest expense$12,100,000330
Net interest income$43,310,000353
Provision for loan and lease losses$1,694,000333
Total noninterest income$7,351,000528
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,670,000383
Trading account gains and fees$68,000120
Additional Noninterest Income$5,613,000476
Total noninterest expense$21,010,000557
Salaries and employee benefits$8,201,000792
Premises and equipment expense$5,075,000288
Additional noninterest expense$7,734,000472
Pre-tax net operating income$27,957,000289
Securities gains (losses)$158,000420
Applicable income taxes$7,304,000252
Income before extraordinary items$20,811,000307
Extraordinary gains, net$011
Net income$20,811,000309
Minority interest net income$069
Net income of bank and minority interests.$20,811,000309
Net charge-offs$518,000559
Cash dividends$6,000,000384
Sale, conversion, retirement of capital stock, net$188,000280
Net operating income$20,686,180302
2019-03-31 (YTD Data)Rank
Total interest income$27,068,000355
Total interest expense$5,656,000340
Net interest income$21,412,000358
Provision for loan and lease losses$-72,0005,255
Total noninterest income$3,601,000522
Gross Fiduciary activities income$0972
Service charges on deposit accounts$830,000377
Trading account gains and fees$-8,0001,691
Additional Noninterest Income$2,779,000469
Total noninterest expense$10,146,000570
Salaries and employee benefits$4,101,000789
Premises and equipment expense$2,337,000317
Additional noninterest expense$3,708,000481
Pre-tax net operating income$14,939,000269
Securities gains (losses)$108,000268
Applicable income taxes$3,840,000241
Income before extraordinary items$11,207,000285
Extraordinary gains, net$05
Net income$11,207,000285
Minority interest net income$052
Net income of bank and minority interests.$11,207,000285
Net charge-offs$370,000417
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$106,000227
Net operating income$11,121,680282
2018-12-31 (YTD Data)Rank
Total interest income$87,678,000392
Total interest expense$13,655,000407
Net interest income$74,023,000382
Provision for loan and lease losses$-1,028,0005,344
Total noninterest income$12,685,000582
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,218,000404
Trading account gains and fees$187,000109
Additional Noninterest Income$9,280,000526
Total noninterest expense$36,585,000627
Salaries and employee benefits$15,420,000814
Premises and equipment expense$8,833,000324
Additional noninterest expense$12,332,000564
Pre-tax net operating income$51,151,000308
Securities gains (losses)$-231,0005,175
Applicable income taxes$13,201,000263
Income before extraordinary items$37,719,000328
Extraordinary gains, net$06
Net income$37,719,000328
Minority interest net income$072
Net income of bank and minority interests.$37,719,000328
Net charge-offs$-2,088,0005,388
Cash dividends$7,000,000555
Sale, conversion, retirement of capital stock, net$438,000312
Net operating income$37,901,490328
2018-09-30 (YTD Data)Rank
Total interest income$63,678,000395
Total interest expense$9,383,000415
Net interest income$54,295,000386
Provision for loan and lease losses$-1,321,0005,428
Total noninterest income$9,045,000601
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,430,000404
Trading account gains and fees$29,000130
Additional Noninterest Income$6,586,000555
Total noninterest expense$26,730,000642
Salaries and employee benefits$11,129,000842
Premises and equipment expense$6,602,000323
Additional noninterest expense$8,999,000572
Pre-tax net operating income$37,931,000315
Securities gains (losses)$-218,0005,332
Applicable income taxes$9,743,000260
Income before extraordinary items$27,970,000333
Extraordinary gains, net$05
Net income$27,970,000333
Minority interest net income$066
Net income of bank and minority interests.$27,970,000333
Net charge-offs$-1,429,0005,452
Cash dividends$7,000,000419
Sale, conversion, retirement of capital stock, net$369,000280
Net operating income$28,142,220330
2018-06-30 (YTD Data)Rank
Total interest income$42,076,000397
Total interest expense$5,519,000431
Net interest income$36,557,000386
Provision for loan and lease losses$-992,0005,493
Total noninterest income$5,989,000605
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,606,000405
Trading account gains and fees$7,000126
Additional Noninterest Income$4,376,000558
Total noninterest expense$17,644,000646
Salaries and employee benefits$7,301,000861
Premises and equipment expense$4,262,000332
Additional noninterest expense$6,081,000565
Pre-tax net operating income$25,894,000296
Securities gains (losses)$-199,0005,418
Applicable income taxes$6,726,000246
Income before extraordinary items$18,969,000320
Extraordinary gains, net$06
Net income$18,969,000320
Minority interest net income$065
Net income of bank and minority interests.$18,969,000320
Net charge-offs$-1,103,0005,515
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$252,000262
Net operating income$19,126,210318
2018-03-31 (YTD Data)Rank
Total interest income$20,453,000399
Total interest expense$2,152,000495
Net interest income$18,301,000389
Provision for loan and lease losses$-193,0005,522
Total noninterest income$3,129,000585
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$802,000406
Trading account gains and fees$6,000116
Additional Noninterest Income$2,321,000520
Total noninterest expense$8,666,000657
Salaries and employee benefits$3,571,000885
Premises and equipment expense$2,137,000338
Additional noninterest expense$2,958,000577
Pre-tax net operating income$12,957,000293
Securities gains (losses)$-206,0005,532
Applicable income taxes$3,335,000253
Income before extraordinary items$9,416,000318
Extraordinary gains, net$07
Net income$9,416,000318
Minority interest net income$052
Net income of bank and minority interests.$9,416,000318
Net charge-offs$-791,0005,578
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$129,000235
Net operating income$9,578,740312
2017-12-31 (YTD Data)Rank
Total interest income$70,103,000419
Total interest expense$5,578,000620
Net interest income$64,525,000403
Provision for loan and lease losses$937,000948
Total noninterest income$12,747,000587
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,301,000405
Trading account gains and fees$594,00090
Additional Noninterest Income$8,852,000558
Total noninterest expense$30,930,000708
Salaries and employee benefits$14,142,000863
Premises and equipment expense$5,979,000435
Additional noninterest expense$10,809,000626
Pre-tax net operating income$45,405,000308
Securities gains (losses)$12,0001,530
Applicable income taxes$20,681,000255
Income before extraordinary items$24,736,000348
Extraordinary gains, net$09
Net income$24,736,000349
Minority interest net income$076
Net income of bank and minority interests.$24,736,000349
Net charge-offs$-393,0005,540
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$450,000309
Net operating income$24,728,320349
2017-09-30 (YTD Data)Rank
Total interest income$52,308,000423
Total interest expense$3,952,000638
Net interest income$48,356,000407
Provision for loan and lease losses$90,0002,745
Total noninterest income$8,926,000611
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,487,000408
Trading account gains and fees$570,00085
Additional Noninterest Income$5,869,000618
Total noninterest expense$22,044,000743
Salaries and employee benefits$10,311,000887
Premises and equipment expense$3,956,000489
Additional noninterest expense$7,777,000658
Pre-tax net operating income$35,148,000304
Securities gains (losses)$6,0001,766
Applicable income taxes$13,604,000255
Income before extraordinary items$21,550,000338
Extraordinary gains, net$09
Net income$21,550,000338
Minority interest net income$071
Net income of bank and minority interests.$21,550,000338
Net charge-offs$-357,0005,601
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$262,000315
Net operating income$21,546,160336
2017-06-30 (YTD Data)Rank
Total interest income$33,887,000426
Total interest expense$2,526,000644
Net interest income$31,361,000415
Provision for loan and lease losses$-9,0005,533
Total noninterest income$6,080,000610
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,663,000403
Trading account gains and fees$511,00080
Additional Noninterest Income$3,906,000609
Total noninterest expense$13,862,000784
Salaries and employee benefits$6,867,000886
Premises and equipment expense$1,997,000622
Additional noninterest expense$4,998,000683
Pre-tax net operating income$23,588,000301
Securities gains (losses)$3,0001,556
Applicable income taxes$9,069,000252
Income before extraordinary items$14,522,000342
Extraordinary gains, net$011
Net income$14,522,000342
Minority interest net income$071
Net income of bank and minority interests.$14,522,000342
Net charge-offs$-710,0005,740
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$202,000280
Net operating income$14,520,080337
2017-03-31 (YTD Data)Rank
Total interest income$16,585,000433
Total interest expense$1,113,000694
Net interest income$15,472,000418
Provision for loan and lease losses$-110,0005,752
Total noninterest income$1,564,000958
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$816,000407
Trading account gains and fees$63,000108
Additional Noninterest Income$685,0001,249
Total noninterest expense$6,903,000793
Salaries and employee benefits$3,320,000924
Premises and equipment expense$815,000783
Additional noninterest expense$2,768,000620
Pre-tax net operating income$10,243,000328
Securities gains (losses)$01,153
Applicable income taxes$3,853,000288
Income before extraordinary items$6,390,000374
Extraordinary gains, net$08
Net income$6,390,000373
Minority interest net income$055
Net income of bank and minority interests.$6,390,000374
Net charge-offs$-670,0005,823
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$107,000245
Net operating income$6,390,000369
2016-12-31 (YTD Data)Rank
Total interest income$53,234,000508
Total interest expense$4,330,000681
Net interest income$48,904,000490
Provision for loan and lease losses$2,117,000503
Total noninterest income$5,217,0001,116
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,872,000465
Trading account gains and fees$298,000120
Additional Noninterest Income$2,047,0001,576
Total noninterest expense$26,190,000812
Salaries and employee benefits$13,390,000882
Premises and equipment expense$2,326,0001,014
Additional noninterest expense$10,474,000660
Pre-tax net operating income$25,814,000415
Securities gains (losses)$599,000370
Applicable income taxes$10,070,000335
Income before extraordinary items$16,343,000483
Extraordinary gains, net$05
Net income$16,343,000480
Minority interest net income$082
Net income of bank and minority interests.$16,343,000482
Net charge-offs$-1,265,0005,872
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$415,000307
Net operating income$15,959,640489
2016-09-30 (YTD Data)Rank
Total interest income$38,284,000523
Total interest expense$3,137,000703
Net interest income$35,147,000510
Provision for loan and lease losses$1,828,000441
Total noninterest income$3,449,0001,211
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,130,000468
Trading account gains and fees$148,000124
Additional Noninterest Income$1,171,0001,846
Total noninterest expense$19,527,000821
Salaries and employee benefits$10,063,000878
Premises and equipment expense$1,639,0001,088
Additional noninterest expense$7,825,000662
Pre-tax net operating income$17,241,000454
Securities gains (losses)$394,000498
Applicable income taxes$6,673,000368
Income before extraordinary items$10,962,000538
Extraordinary gains, net$05
Net income$10,962,000536
Minority interest net income$071
Net income of bank and minority interests.$10,962,000538
Net charge-offs$-841,0005,912
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$259,000302
Net operating income$10,709,840533
2016-06-30 (YTD Data)Rank
Total interest income$24,755,000543
Total interest expense$2,026,000717
Net interest income$22,729,000526
Provision for loan and lease losses$1,055,000488
Total noninterest income$1,937,0001,344
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,398,000467
Trading account gains and fees$128,000112
Additional Noninterest Income$411,0002,625
Total noninterest expense$12,659,000840
Salaries and employee benefits$6,720,000878
Premises and equipment expense$1,060,0001,117
Additional noninterest expense$4,879,000704
Pre-tax net operating income$10,952,000474
Securities gains (losses)$-61,0005,977
Applicable income taxes$4,108,000394
Income before extraordinary items$6,783,000567
Extraordinary gains, net$016
Net income$6,783,000565
Minority interest net income$071
Net income of bank and minority interests.$6,783,000566
Net charge-offs$-464,0005,966
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$186,000287
Net operating income$6,822,040546
2016-03-31 (YTD Data)Rank
Total interest income$12,230,000553
Total interest expense$910,000794
Net interest income$11,320,000529
Provision for loan and lease losses$640,000383
Total noninterest income$882,0001,425
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$668,000483
Trading account gains and fees$166,00084
Additional Noninterest Income$48,0004,441
Total noninterest expense$6,170,000859
Salaries and employee benefits$3,435,000856
Premises and equipment expense$583,0001,032
Additional noninterest expense$2,152,000758
Pre-tax net operating income$5,392,000463
Securities gains (losses)$-231,0006,102
Applicable income taxes$1,932,000399
Income before extraordinary items$3,229,000568
Extraordinary gains, net$012
Net income$3,229,000567
Minority interest net income$062
Net income of bank and minority interests.$3,229,000568
Net charge-offs$-432,0006,057
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$100,000254
Net operating income$3,376,840534
2015-12-31 (YTD Data)Rank
Total interest income$44,751,000567
Total interest expense$3,227,000873
Net interest income$41,524,000549
Provision for loan and lease losses$151,0002,610
Total noninterest income$4,067,0001,280
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,259,000587
Trading account gains and fees$202,000104
Additional Noninterest Income$1,606,0001,772
Total noninterest expense$25,854,000807
Salaries and employee benefits$14,007,000814
Premises and equipment expense$2,539,000953
Additional noninterest expense$9,308,000714
Pre-tax net operating income$19,586,000499
Securities gains (losses)$39,0001,821
Applicable income taxes$7,419,000405
Income before extraordinary items$12,206,000602
Extraordinary gains, net$023
Net income$12,206,000601
Minority interest net income$081
Net income of bank and minority interests.$12,206,000603
Net charge-offs$-3,661,0006,164
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$354,000357
Net operating income$12,181,040594
2015-09-30 (YTD Data)Rank
Total interest income$33,331,000576
Total interest expense$2,333,000909
Net interest income$30,998,000555
Provision for loan and lease losses$39,0003,496
Total noninterest income$3,108,0001,301
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,658,000597
Trading account gains and fees$71,000119
Additional Noninterest Income$1,379,0001,630
Total noninterest expense$19,559,000799
Salaries and employee benefits$10,524,000824
Premises and equipment expense$1,904,000968
Additional noninterest expense$7,131,000704
Pre-tax net operating income$14,508,000515
Securities gains (losses)$39,0001,633
Applicable income taxes$5,502,000427
Income before extraordinary items$9,045,000617
Extraordinary gains, net$021
Net income$9,045,000617
Minority interest net income$078
Net income of bank and minority interests.$9,045,000617
Net charge-offs$-2,215,0006,242
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$310,000305
Net operating income$9,020,040604
2015-06-30 (YTD Data)Rank
Total interest income$22,306,000573
Total interest expense$1,468,000965
Net interest income$20,838,000550
Provision for loan and lease losses$-357,0006,164
Total noninterest income$1,957,0001,346
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,049,000615
Trading account gains and fees$-8,0006,306
Additional Noninterest Income$916,0001,651
Total noninterest expense$12,701,000818
Salaries and employee benefits$6,925,000836
Premises and equipment expense$1,216,0001,009
Additional noninterest expense$4,560,000732
Pre-tax net operating income$10,451,000485
Securities gains (losses)$32,0001,463
Applicable income taxes$3,969,000403
Income before extraordinary items$6,514,000579
Extraordinary gains, net$022
Net income$6,514,000576
Minority interest net income$075
Net income of bank and minority interests.$6,514,000579
Net charge-offs$-321,0006,149
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$207,000284
Net operating income$6,493,520567
2015-03-31 (YTD Data)Rank
Total interest income$11,068,000576
Total interest expense$707,0001,017
Net interest income$10,361,000547
Provision for loan and lease losses$-339,0006,296
Total noninterest income$953,0001,340
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$492,000639
Trading account gains and fees$6,000141
Additional Noninterest Income$455,0001,619
Total noninterest expense$6,536,000797
Salaries and employee benefits$3,488,000832
Premises and equipment expense$591,0001,030
Additional noninterest expense$2,457,000673
Pre-tax net operating income$5,117,000481
Securities gains (losses)$30,0001,059
Applicable income taxes$1,941,000400
Income before extraordinary items$3,206,000569
Extraordinary gains, net$013
Net income$3,206,000566
Minority interest net income$064
Net income of bank and minority interests.$3,206,000569
Net charge-offs$353,000476
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$92,000268
Net operating income$3,186,800553
2014-12-31 (YTD Data)Rank
Total interest income$51,286,000484
Total interest expense$3,864,000762
Net interest income$47,422,000462
Provision for loan and lease losses$-95,0006,033
Total noninterest income$4,891,0001,120
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,086,000656
Trading account gains and fees$24,000161
Additional Noninterest Income$2,781,0001,148
Total noninterest expense$29,927,000682
Salaries and employee benefits$15,126,000737
Premises and equipment expense$2,901,000851
Additional noninterest expense$11,900,000576
Pre-tax net operating income$22,481,000419
Securities gains (losses)$-6,0005,976
Applicable income taxes$8,634,000336
Income before extraordinary items$13,841,000497
Extraordinary gains, net$017
Net income$13,841,000495
Minority interest net income$084
Net income of bank and minority interests.$13,841,000496
Net charge-offs$-2,838,0006,495
Cash dividends$30,000,000169
Sale, conversion, retirement of capital stock, net$130,000504
Net operating income$13,844,840484
2014-09-30 (YTD Data)Rank
Total interest income$39,861,000464
Total interest expense$3,095,000711
Net interest income$36,766,000450
Provision for loan and lease losses$-1,141,0006,475
Total noninterest income$3,896,0001,078
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,584,000640
Trading account gains and fees$-22,0006,563
Additional Noninterest Income$2,334,0001,078
Total noninterest expense$23,675,000653
Salaries and employee benefits$11,964,000697
Premises and equipment expense$2,444,000767
Additional noninterest expense$9,267,000543
Pre-tax net operating income$18,128,000389
Securities gains (losses)$-6,0006,083
Applicable income taxes$6,977,000316
Income before extraordinary items$11,145,000466
Extraordinary gains, net$015
Net income$11,145,000465
Minority interest net income$081
Net income of bank and minority interests.$11,145,000466
Net charge-offs$-2,022,0006,570
Cash dividends$30,000,000139
Sale, conversion, retirement of capital stock, net$247,000325
Net operating income$11,148,840456
2014-06-30 (YTD Data)Rank
Total interest income$27,906,000446
Total interest expense$2,241,000650
Net interest income$25,665,000435
Provision for loan and lease losses$-1,632,0006,599
Total noninterest income$2,643,0001,043
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,089,000613
Trading account gains and fees$-6,0006,622
Additional Noninterest Income$1,560,0001,064
Total noninterest expense$17,249,000593
Salaries and employee benefits$8,693,000626
Premises and equipment expense$2,025,000610
Additional noninterest expense$6,531,000516
Pre-tax net operating income$12,691,000379
Securities gains (losses)$-14,0006,332
Applicable income taxes$4,876,000300
Income before extraordinary items$7,801,000449
Extraordinary gains, net$020
Net income$7,801,000448
Minority interest net income$080
Net income of bank and minority interests.$7,801,000449
Net charge-offs$-905,0006,608
Cash dividends$30,000,00098
Sale, conversion, retirement of capital stock, net$153,000311
Net operating income$7,809,960436
2014-03-31 (YTD Data)Rank
Total interest income$14,352,000436
Total interest expense$1,223,000602
Net interest income$13,129,000425
Provision for loan and lease losses$-1,219,0006,679
Total noninterest income$1,286,0001,030
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$549,000604
Trading account gains and fees$-3,0006,690
Additional Noninterest Income$740,0001,074
Total noninterest expense$8,814,000581
Salaries and employee benefits$4,621,000591
Premises and equipment expense$1,170,000545
Additional noninterest expense$3,023,000552
Pre-tax net operating income$6,820,000338
Securities gains (losses)$3,0001,458
Applicable income taxes$2,623,000276
Income before extraordinary items$4,200,000403
Extraordinary gains, net$016
Net income$4,200,000402
Minority interest net income$066
Net income of bank and minority interests.$4,200,000403
Net charge-offs$-2,043,0006,721
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$76,000281
Net operating income$4,198,080395
2013-12-31 (YTD Data)Rank
Total interest income$61,865,000408
Total interest expense$5,671,000566
Net interest income$56,194,000399
Provision for loan and lease losses$1,671,000717
Total noninterest income$10,633,000631
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,980,000704
Trading account gains and fees$221,000117
Additional Noninterest Income$8,432,000548
Total noninterest expense$36,227,000571
Salaries and employee benefits$18,162,000590
Premises and equipment expense$3,901,000632
Additional noninterest expense$14,164,000506
Pre-tax net operating income$28,929,000320
Securities gains (losses)$-657,0006,725
Applicable income taxes$10,925,000257
Income before extraordinary items$17,347,000405
Extraordinary gains, net$029
Net income$17,347,000402
Minority interest net income$090
Net income of bank and minority interests.$17,347,000405
Net charge-offs$2,530,000620
Cash dividends$12,750,000273
Sale, conversion, retirement of capital stock, net$282,000370
Net operating income$17,767,480395
2013-09-30 (YTD Data)Rank
Total interest income$47,208,000406
Total interest expense$4,358,000564
Net interest income$42,850,000393
Provision for loan and lease losses$2,146,000463
Total noninterest income$9,614,000574
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,459,000721
Trading account gains and fees$207,000111
Additional Noninterest Income$7,948,000477
Total noninterest expense$27,808,000558
Salaries and employee benefits$13,829,000589
Premises and equipment expense$3,003,000613
Additional noninterest expense$10,976,000480
Pre-tax net operating income$22,510,000318
Securities gains (losses)$-2,0006,351
Applicable income taxes$8,708,000255
Income before extraordinary items$13,800,000388
Extraordinary gains, net$025
Net income$13,800,000389
Minority interest net income$084
Net income of bank and minority interests.$13,800,000389
Net charge-offs$2,927,000438
Cash dividends$12,750,000203
Sale, conversion, retirement of capital stock, net$299,000283
Net operating income$13,801,280382
2013-06-30 (YTD Data)Rank
Total interest income$31,966,000402
Total interest expense$3,002,000555
Net interest income$28,964,000390
Provision for loan and lease losses$3,148,000239
Total noninterest income$8,457,000473
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$947,000724
Trading account gains and fees$-57,0006,919
Additional Noninterest Income$7,567,000381
Total noninterest expense$19,101,000546
Salaries and employee benefits$9,157,000591
Premises and equipment expense$2,066,000594
Additional noninterest expense$7,878,000455
Pre-tax net operating income$15,172,000317
Securities gains (losses)$-2,0006,527
Applicable income taxes$5,869,000259
Income before extraordinary items$9,301,000376
Extraordinary gains, net$022
Net income$9,301,000378
Minority interest net income$082
Net income of bank and minority interests.$9,301,000378
Net charge-offs$4,640,000218
Cash dividends$9,500,000181
Sale, conversion, retirement of capital stock, net$208,000262
Net operating income$9,302,280367
2013-03-31 (YTD Data)Rank
Total interest income$16,736,000383
Total interest expense$1,534,000566
Net interest income$15,202,000373
Provision for loan and lease losses$777,000496
Total noninterest income$5,351,000405
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$458,000754
Trading account gains and fees$-116,0007,010
Additional Noninterest Income$5,009,000302
Total noninterest expense$11,012,000492
Salaries and employee benefits$4,674,000590
Premises and equipment expense$1,037,000612
Additional noninterest expense$5,301,000357
Pre-tax net operating income$8,764,000286
Securities gains (losses)$-2,0006,691
Applicable income taxes$3,402,000239
Income before extraordinary items$5,360,000328
Extraordinary gains, net$010
Net income$5,360,000329
Minority interest net income$076
Net income of bank and minority interests.$5,360,000329
Net charge-offs$1,984,000262
Cash dividends$4,500,000162
Sale, conversion, retirement of capital stock, net$107,000232
Net operating income$5,361,280318
2012-12-31 (YTD Data)Rank
Total interest income$76,322,000355
Total interest expense$7,327,000573
Net interest income$68,995,000335
Provision for loan and lease losses$7,014,000383
Total noninterest income$6,252,000970
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,862,000762
Trading account gains and fees$-4,0007,046
Additional Noninterest Income$4,394,000899
Total noninterest expense$40,500,000527
Salaries and employee benefits$17,779,000594
Premises and equipment expense$4,022,000595
Additional noninterest expense$18,699,000416
Pre-tax net operating income$27,733,000333
Securities gains (losses)$692,000734
Applicable income taxes$11,075,000260
Income before extraordinary items$17,350,000395
Extraordinary gains, net$029
Net income$17,350,000395
Minority interest net income$093
Net income of bank and minority interests.$17,350,000395
Net charge-offs$13,004,000257
Cash dividends$30,000,000154
Sale, conversion, retirement of capital stock, net$143,000496
Net operating income$16,907,120393
2012-09-30 (YTD Data)Rank
Total interest income$58,369,000354
Total interest expense$5,646,000589
Net interest income$52,723,000334
Provision for loan and lease losses$6,433,000334
Total noninterest income$4,807,000952
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,405,000773
Trading account gains and fees$1,000154
Additional Noninterest Income$3,401,000851
Total noninterest expense$31,128,000514
Salaries and employee benefits$13,561,000582
Premises and equipment expense$3,051,000594
Additional noninterest expense$14,516,000402
Pre-tax net operating income$19,969,000342
Securities gains (losses)$211,0001,392
Applicable income taxes$7,859,000276
Income before extraordinary items$12,321,000427
Extraordinary gains, net$020
Net income$12,321,000426
Minority interest net income$086
Net income of bank and minority interests.$12,321,000426
Net charge-offs$8,576,000298
Cash dividends$19,000,000141
Sale, conversion, retirement of capital stock, net$148,000395
Net operating income$12,185,960410
2012-06-30 (YTD Data)Rank
Total interest income$39,795,000350
Total interest expense$3,874,000594
Net interest income$35,921,000330
Provision for loan and lease losses$4,803,000307
Total noninterest income$3,515,000872
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$942,000756
Trading account gains and fees$0153
Additional Noninterest Income$2,573,000774
Total noninterest expense$20,865,000516
Salaries and employee benefits$9,048,000577
Premises and equipment expense$2,106,000573
Additional noninterest expense$9,711,000399
Pre-tax net operating income$13,768,000324
Securities gains (losses)$137,0001,380
Applicable income taxes$5,418,000272
Income before extraordinary items$8,487,000398
Extraordinary gains, net$019
Net income$8,487,000396
Minority interest net income$084
Net income of bank and minority interests.$8,487,000397
Net charge-offs$8,186,000227
Cash dividends$7,000,000190
Sale, conversion, retirement of capital stock, net$93,000384
Net operating income$8,399,320381
2012-03-31 (YTD Data)Rank
Total interest income$20,258,000344
Total interest expense$2,068,000576
Net interest income$18,190,000326
Provision for loan and lease losses$2,798,000266
Total noninterest income$1,792,000845
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$549,000655
Trading account gains and fees$0148
Additional Noninterest Income$1,243,000776
Total noninterest expense$10,905,000480
Salaries and employee benefits$4,725,000551
Premises and equipment expense$1,229,000488
Additional noninterest expense$4,951,000382
Pre-tax net operating income$6,279,000348
Securities gains (losses)$-5,0007,002
Applicable income taxes$2,456,000281
Income before extraordinary items$3,818,000434
Extraordinary gains, net$019
Net income$3,818,000435
Minority interest net income$078
Net income of bank and minority interests.$3,818,000435
Net charge-offs$4,561,000208
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$40,000360
Net operating income$3,821,200411
2011-12-31 (YTD Data)Rank
Total interest income$62,696,000435
Total interest expense$9,395,000616
Net interest income$53,301,000415
Provision for loan and lease losses$6,714,000622
Total noninterest income$33,669,000252
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,996,000732
Trading account gains and fees$0146
Additional Noninterest Income$31,673,000194
Total noninterest expense$36,905,000553
Salaries and employee benefits$16,826,000572
Premises and equipment expense$4,498,000560
Additional noninterest expense$15,581,000482
Pre-tax net operating income$43,351,000214
Securities gains (losses)$71,0002,325
Applicable income taxes$17,029,000179
Income before extraordinary items$26,393,000253
Extraordinary gains, net$029
Net income$26,393,000254
Minority interest net income$096
Net income of bank and minority interests.$26,393,000254
Net charge-offs$8,856,000521
Cash dividends$9,000,000256
Sale, conversion, retirement of capital stock, net$111,000641
Net operating income$26,347,560243
2011-09-30 (YTD Data)Rank
Total interest income$42,319,000485
Total interest expense$7,078,000642
Net interest income$35,241,000468
Provision for loan and lease losses$3,908,000754
Total noninterest income$32,430,000216
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,393,000789
Trading account gains and fees$0145
Additional Noninterest Income$31,037,000164
Total noninterest expense$25,154,000598
Salaries and employee benefits$11,696,000625
Premises and equipment expense$2,675,000709
Additional noninterest expense$10,783,000516
Pre-tax net operating income$38,609,000187
Securities gains (losses)$62,0002,171
Applicable income taxes$15,198,000159
Income before extraordinary items$23,473,000223
Extraordinary gains, net$021
Net income$23,473,000224
Minority interest net income$087
Net income of bank and minority interests.$23,473,000224
Net charge-offs$1,340,0001,614
Cash dividends$9,000,000170
Sale, conversion, retirement of capital stock, net$50,000709
Net operating income$23,433,320215
2011-06-30 (YTD Data)Rank
Total interest income$24,260,000583
Total interest expense$4,113,000777
Net interest income$20,147,000551
Provision for loan and lease losses$3,029,000670
Total noninterest income$3,349,000839
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$692,0001,063
Trading account gains and fees$0153
Additional Noninterest Income$2,657,000682
Total noninterest expense$13,984,000709
Salaries and employee benefits$6,382,000783
Premises and equipment expense$1,600,000797
Additional noninterest expense$6,002,000616
Pre-tax net operating income$6,483,000510
Securities gains (losses)$54,0001,548
Applicable income taxes$2,610,000385
Income before extraordinary items$3,927,000662
Extraordinary gains, net$015
Net income$3,927,000660
Minority interest net income$089
Net income of bank and minority interests.$3,927,000662
Net charge-offs$1,211,0001,313
Cash dividends$9,000,000109
Sale, conversion, retirement of capital stock, net$16,000777
Net operating income$3,892,440650
2011-03-31 (YTD Data)Rank
Total interest income$11,967,000596
Total interest expense$2,101,000794
Net interest income$9,866,000559
Provision for loan and lease losses$1,358,000701
Total noninterest income$2,282,000662
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$332,0001,088
Trading account gains and fees$0158
Additional Noninterest Income$1,950,000526
Total noninterest expense$7,320,000695
Salaries and employee benefits$3,444,000727
Premises and equipment expense$827,000786
Additional noninterest expense$3,049,000587
Pre-tax net operating income$3,470,000489
Securities gains (losses)$01,772
Applicable income taxes$1,462,000351
Income before extraordinary items$2,008,000655
Extraordinary gains, net$09
Net income$2,008,000651
Minority interest net income$086
Net income of bank and minority interests.$2,008,000655
Net charge-offs$295,0001,771
Cash dividends$9,000,00062
Sale, conversion, retirement of capital stock, net$6,000762
Net operating income$2,008,000638
2010-12-31 (YTD Data)Rank
Total interest income$42,036,000719
Total interest expense$9,221,000898
Net interest income$32,815,000655
Provision for loan and lease losses$4,144,0001,308
Total noninterest income$14,926,000482
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,248,0001,205
Trading account gains and fees$0175
Additional Noninterest Income$13,678,000371
Total noninterest expense$22,141,000907
Salaries and employee benefits$10,638,000919
Premises and equipment expense$2,758,000927
Additional noninterest expense$8,745,000850
Pre-tax net operating income$21,456,000281
Securities gains (losses)$889,000539
Applicable income taxes$8,438,000250
Income before extraordinary items$13,907,000336
Extraordinary gains, net$029
Net income$13,907,000336
Minority interest net income$0111
Net income of bank and minority interests.$13,907,000337
Net charge-offs$3,725,0001,278
Cash dividends$2,000,000811
Sale, conversion, retirement of capital stock, net$554,000449
Net operating income$13,338,040335
2010-09-30 (YTD Data)Rank
Total interest income$31,050,000736
Total interest expense$6,981,000923
Net interest income$24,069,000665
Provision for loan and lease losses$3,882,0001,069
Total noninterest income$13,499,000408
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$889,0001,311
Trading account gains and fees$0165
Additional Noninterest Income$12,610,000305
Total noninterest expense$15,064,000979
Salaries and employee benefits$7,426,000979
Premises and equipment expense$1,967,000990
Additional noninterest expense$5,671,000946
Pre-tax net operating income$18,622,000257
Securities gains (losses)$880,000456
Applicable income taxes$7,384,000221
Income before extraordinary items$12,118,000297
Extraordinary gains, net$023
Net income$12,118,000298
Minority interest net income$0110
Net income of bank and minority interests.$12,118,000299
Net charge-offs$2,859,0001,187
Cash dividends$2,000,000529
Sale, conversion, retirement of capital stock, net$87,000688
Net operating income$11,554,800297
2010-06-30 (YTD Data)Rank
Total interest income$19,241,000802
Total interest expense$4,599,000976
Net interest income$14,642,000750
Provision for loan and lease losses$2,436,0001,099
Total noninterest income$5,937,000547
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$546,0001,439
Trading account gains and fees$0152
Additional Noninterest Income$5,391,000399
Total noninterest expense$8,777,0001,119
Salaries and employee benefits$4,286,0001,148
Premises and equipment expense$1,174,0001,128
Additional noninterest expense$3,317,0001,070
Pre-tax net operating income$9,366,000314
Securities gains (losses)$87,0001,506
Applicable income taxes$3,567,000249
Income before extraordinary items$5,886,000371
Extraordinary gains, net$019
Net income$5,886,000371
Minority interest net income$0105
Net income of bank and minority interests.$5,886,000371
Net charge-offs$1,649,0001,300
Cash dividends$2,000,000348
Sale, conversion, retirement of capital stock, net$58,000615
Net operating income$5,830,320367
2010-03-31 (YTD Data)Rank
Total interest income$8,543,000930
Total interest expense$2,316,0001,013
Net interest income$6,227,000897
Provision for loan and lease losses$986,0001,188
Total noninterest income$495,0002,048
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$249,0001,570
Trading account gains and fees$0175
Additional Noninterest Income$246,0002,094
Total noninterest expense$3,861,0001,292
Salaries and employee benefits$1,914,0001,308
Premises and equipment expense$474,0001,442
Additional noninterest expense$1,473,0001,194
Pre-tax net operating income$1,875,000715
Securities gains (losses)$85,000855
Applicable income taxes$719,000502
Income before extraordinary items$1,241,000883
Extraordinary gains, net$016
Net income$1,241,000885
Minority interest net income$091
Net income of bank and minority interests.$1,241,000887
Net charge-offs$881,0001,134
Cash dividends$2,000,000170
Sale, conversion, retirement of capital stock, net$29,000555
Net operating income$1,186,600897
2009-12-31 (YTD Data)Rank
Total interest income$35,786,000945
Total interest expense$13,255,000890
Net interest income$22,531,000960
Provision for loan and lease losses$7,174,0001,109
Total noninterest income$1,730,0002,342
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$947,0001,767
Trading account gains and fees$0211
Additional Noninterest Income$783,0002,492
Total noninterest expense$14,358,0001,430
Salaries and employee benefits$6,874,0001,467
Premises and equipment expense$1,834,0001,475
Additional noninterest expense$5,650,0001,329
Pre-tax net operating income$2,729,0001,466
Securities gains (losses)$287,0001,278
Applicable income taxes$1,013,000949
Income before extraordinary items$2,003,0001,679
Extraordinary gains, net$034
Net income$2,003,0001,677
Minority interest net income$0115
Net income of bank and minority interests.$2,003,0001,679
Net charge-offs$5,460,0001,070
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$303,000629
Net operating income$1,813,5801,789
2009-09-30 (YTD Data)Rank
Total interest income$26,924,000956
Total interest expense$10,411,000899
Net interest income$16,513,000991
Provision for loan and lease losses$6,192,000898
Total noninterest income$1,513,0002,160
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$694,0001,801
Trading account gains and fees$0212
Additional Noninterest Income$819,0002,094
Total noninterest expense$10,322,0001,492
Salaries and employee benefits$4,768,0001,579
Premises and equipment expense$1,352,0001,507
Additional noninterest expense$4,202,0001,297
Pre-tax net operating income$1,512,0002,048
Securities gains (losses)$287,0001,030
Applicable income taxes$584,0001,271
Income before extraordinary items$1,215,0002,154
Extraordinary gains, net$027
Net income$1,215,0002,151
Minority interest net income$0118
Net income of bank and minority interests.$1,215,0002,154
Net charge-offs$4,293,000924
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$262,000529
Net operating income$1,019,8402,404
2009-06-30 (YTD Data)Rank
Total interest income$17,132,0001,023
Total interest expense$7,086,000930
Net interest income$10,046,0001,094
Provision for loan and lease losses$2,119,0001,348
Total noninterest income$909,0002,324
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$441,0001,863
Trading account gains and fees$0193
Additional Noninterest Income$468,0002,304
Total noninterest expense$6,994,0001,489
Salaries and employee benefits$3,141,0001,633
Premises and equipment expense$911,0001,526
Additional noninterest expense$2,942,0001,274
Pre-tax net operating income$1,842,0001,244
Securities gains (losses)$287,000791
Applicable income taxes$746,000797
Income before extraordinary items$1,383,0001,370
Extraordinary gains, net$021
Net income$1,383,0001,367
Minority interest net income$0112
Net income of bank and minority interests.$1,383,0001,369
Net charge-offs$955,0001,670
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$193,000475
Net operating income$1,196,4501,532
2009-03-31 (YTD Data)Rank
Total interest income$8,314,0001,068
Total interest expense$3,558,000963
Net interest income$4,756,0001,162
Provision for loan and lease losses$1,854,000793
Total noninterest income$377,0002,613
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$214,0001,856
Trading account gains and fees$0171
Additional Noninterest Income$163,0002,831
Total noninterest expense$3,308,0001,512
Salaries and employee benefits$1,629,0001,596
Premises and equipment expense$473,0001,505
Additional noninterest expense$1,206,0001,351
Pre-tax net operating income$-29,0006,409
Securities gains (losses)$-43,0007,931
Applicable income taxes$-64,0007,465
Income before extraordinary items$-8,0006,451
Extraordinary gains, net$015
Net income$-8,0006,451
Minority interest net income$0102
Net income of bank and minority interests.$-8,0006,452
Net charge-offs$801,0001,073
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$97,000366
Net operating income$19,5206,013
2008-12-31 (YTD Data)Rank
Total interest income$34,673,0001,102
Total interest expense$16,720,000955
Net interest income$17,953,0001,235
Provision for loan and lease losses$1,747,0001,972
Total noninterest income$3,281,0001,468
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$783,0002,165
Trading account gains and fees$0154
Additional Noninterest Income$2,498,0001,117
Total noninterest expense$12,083,0001,624
Salaries and employee benefits$6,017,0001,699
Premises and equipment expense$2,003,0001,377
Additional noninterest expense$4,063,0001,522
Pre-tax net operating income$7,404,000750
Securities gains (losses)$196,000726
Applicable income taxes$2,790,000501
Income before extraordinary items$4,810,000842
Extraordinary gains, net$039
Net income$4,810,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,561,0001,512
Cash dividends$5,250,000535
Sale, conversion, retirement of capital stock, net$576,000523
Net operating income$4,684,560938
2008-09-30 (YTD Data)Rank
Total interest income$26,283,0001,114
Total interest expense$12,866,000965
Net interest income$13,417,0001,254
Provision for loan and lease losses$1,747,0001,295
Total noninterest income$2,448,0001,524
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$569,0002,225
Trading account gains and fees$0148
Additional Noninterest Income$1,879,0001,162
Total noninterest expense$8,809,0001,651
Salaries and employee benefits$4,290,0001,808
Premises and equipment expense$1,521,0001,363
Additional noninterest expense$2,998,0001,483
Pre-tax net operating income$5,309,000951
Securities gains (losses)$389,000382
Applicable income taxes$2,086,000631
Income before extraordinary items$3,612,0001,015
Extraordinary gains, net$031
Net income$3,612,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,461,0001,035
Cash dividends$4,500,000497
Sale, conversion, retirement of capital stock, net$410,000426
Net operating income$3,363,0401,176
2008-06-30 (YTD Data)Rank
Total interest income$17,697,0001,116
Total interest expense$8,935,000963
Net interest income$8,762,0001,274
Provision for loan and lease losses$969,0001,248
Total noninterest income$1,985,0001,337
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$374,0002,237
Trading account gains and fees$0149
Additional Noninterest Income$1,611,000993
Total noninterest expense$5,837,0001,667
Salaries and employee benefits$2,845,0001,839
Premises and equipment expense$1,035,0001,336
Additional noninterest expense$1,957,0001,508
Pre-tax net operating income$3,941,000897
Securities gains (losses)$-106,0008,265
Applicable income taxes$1,396,000703
Income before extraordinary items$2,439,0001,122
Extraordinary gains, net$021
Net income$2,439,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,278
Cash dividends$4,500,000370
Sale, conversion, retirement of capital stock, net$287,000348
Net operating income$2,506,8401,083
2008-03-31 (YTD Data)Rank
Total interest income$9,249,0001,098
Total interest expense$4,739,000972
Net interest income$4,510,0001,225
Provision for loan and lease losses$316,0001,325
Total noninterest income$840,0001,514
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$178,0002,282
Trading account gains and fees$0158
Additional Noninterest Income$662,0001,165
Total noninterest expense$2,884,0001,681
Salaries and employee benefits$1,410,0001,868
Premises and equipment expense$511,0001,355
Additional noninterest expense$963,0001,502
Pre-tax net operating income$2,150,000878
Securities gains (losses)$-106,0008,425
Applicable income taxes$739,000731
Income before extraordinary items$1,305,0001,153
Extraordinary gains, net$015
Net income$1,305,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0001,398
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$123,000286
Net operating income$1,372,8401,059
2007-12-31 (YTD Data)Rank
Total interest income$46,063,000909
Total interest expense$25,100,000785
Net interest income$20,963,0001,058
Provision for loan and lease losses$588,0002,087
Total noninterest income$1,708,0002,479
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$717,0002,325
Trading account gains and fees$0178
Additional Noninterest Income$991,0002,228
Total noninterest expense$11,466,0001,606
Salaries and employee benefits$5,525,0001,825
Premises and equipment expense$1,617,0001,634
Additional noninterest expense$4,324,0001,302
Pre-tax net operating income$10,617,000808
Securities gains (losses)$31,000956
Applicable income taxes$3,781,000673
Income before extraordinary items$6,867,000948
Extraordinary gains, net$039
Net income$6,867,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,902
Cash dividends$7,000,000553
Sale, conversion, retirement of capital stock, net$568,000512
Net operating income$6,847,160940
2007-09-30 (YTD Data)Rank
Total interest income$35,354,000891
Total interest expense$19,615,000744
Net interest income$15,739,0001,065
Provision for loan and lease losses$447,0001,731
Total noninterest income$1,250,0002,523
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$555,0002,245
Trading account gains and fees$0184
Additional Noninterest Income$695,0002,333
Total noninterest expense$8,636,0001,586
Salaries and employee benefits$4,161,0001,821
Premises and equipment expense$1,149,0001,706
Additional noninterest expense$3,326,0001,235
Pre-tax net operating income$7,906,000879
Securities gains (losses)$10,0001,001
Applicable income taxes$2,831,000727
Income before extraordinary items$5,085,0001,036
Extraordinary gains, net$033
Net income$5,085,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,731
Cash dividends$1,250,0001,727
Sale, conversion, retirement of capital stock, net$407,000440
Net operating income$5,078,6001,021
2007-06-30 (YTD Data)Rank
Total interest income$23,641,000898
Total interest expense$13,357,000736
Net interest income$10,284,0001,100
Provision for loan and lease losses$240,0001,865
Total noninterest income$831,0002,533
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$386,0002,187
Trading account gains and fees$0168
Additional Noninterest Income$445,0002,427
Total noninterest expense$5,901,0001,558
Salaries and employee benefits$2,829,0001,817
Premises and equipment expense$777,0001,712
Additional noninterest expense$2,295,0001,211
Pre-tax net operating income$4,974,000965
Securities gains (losses)$10,000866
Applicable income taxes$1,781,000795
Income before extraordinary items$3,203,0001,121
Extraordinary gains, net$029
Net income$3,203,0001,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,190
Cash dividends$1,250,0001,287
Sale, conversion, retirement of capital stock, net$268,000397
Net operating income$3,196,6001,100
2007-03-31 (YTD Data)Rank
Total interest income$11,697,000902
Total interest expense$6,770,000724
Net interest income$4,927,0001,136
Provision for loan and lease losses$300,000788
Total noninterest income$449,0002,363
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$214,0001,950
Trading account gains and fees$0195
Additional Noninterest Income$235,0002,309
Total noninterest expense$3,056,0001,497
Salaries and employee benefits$1,458,0001,777
Premises and equipment expense$461,0001,451
Additional noninterest expense$1,137,0001,197
Pre-tax net operating income$2,020,0001,161
Securities gains (losses)$01,187
Applicable income taxes$718,000958
Income before extraordinary items$1,302,0001,352
Extraordinary gains, net$022
Net income$1,302,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,000924
Cash dividends$1,250,000669
Sale, conversion, retirement of capital stock, net$139,000294
Net operating income$1,302,0001,344
2006-12-31 (YTD Data)Rank
Total interest income$43,638,000895
Total interest expense$24,081,000705
Net interest income$19,557,0001,135
Provision for loan and lease losses$671,0001,462
Total noninterest income$1,716,0002,466
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$600,0002,681
Trading account gains and fees$0130
Additional Noninterest Income$1,116,0002,065
Total noninterest expense$11,385,0001,566
Salaries and employee benefits$5,416,0001,805
Premises and equipment expense$1,783,0001,438
Additional noninterest expense$4,186,0001,277
Pre-tax net operating income$9,217,0001,066
Securities gains (losses)$-34,0007,777
Applicable income taxes$3,321,000865
Income before extraordinary items$5,862,0001,243
Extraordinary gains, net$051
Net income$5,862,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$790,000841
Cash dividends$5,250,000672
Sale, conversion, retirement of capital stock, net$722,000538
Net operating income$5,883,7601,227
2006-09-30 (YTD Data)Rank
Total interest income$31,929,000917
Total interest expense$17,359,000718
Net interest income$14,570,0001,161
Provision for loan and lease losses$505,0001,379
Total noninterest income$1,385,0002,361
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$455,0002,661
Trading account gains and fees$0126
Additional Noninterest Income$930,0001,927
Total noninterest expense$8,613,0001,559
Salaries and employee benefits$4,133,0001,776
Premises and equipment expense$1,337,0001,450
Additional noninterest expense$3,143,0001,277
Pre-tax net operating income$6,837,0001,121
Securities gains (losses)$-34,0008,035
Applicable income taxes$2,456,000918
Income before extraordinary items$4,347,0001,297
Extraordinary gains, net$045
Net income$4,347,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,000672
Cash dividends$5,250,000500
Sale, conversion, retirement of capital stock, net$619,000433
Net operating income$4,368,7601,280
2006-06-30 (YTD Data)Rank
Total interest income$20,691,000927
Total interest expense$11,107,000708
Net interest income$9,584,0001,183
Provision for loan and lease losses$330,0001,354
Total noninterest income$931,0002,334
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$296,0002,688
Trading account gains and fees$0126
Additional Noninterest Income$635,0001,884
Total noninterest expense$5,729,0001,568
Salaries and employee benefits$2,756,0001,775
Premises and equipment expense$899,0001,447
Additional noninterest expense$2,074,0001,293
Pre-tax net operating income$4,456,0001,142
Securities gains (losses)$-21,0008,094
Applicable income taxes$1,613,000930
Income before extraordinary items$2,822,0001,334
Extraordinary gains, net$039
Net income$2,822,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,000551
Cash dividends$500,0002,349
Sale, conversion, retirement of capital stock, net$461,000341
Net operating income$2,835,4401,307
2006-03-31 (YTD Data)Rank
Total interest income$9,869,000940
Total interest expense$5,286,000699
Net interest income$4,583,0001,236
Provision for loan and lease losses$167,0001,308
Total noninterest income$439,0002,400
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$145,0002,667
Trading account gains and fees$0115
Additional Noninterest Income$294,0001,972
Total noninterest expense$2,852,0001,577
Salaries and employee benefits$1,406,0001,741
Premises and equipment expense$459,0001,420
Additional noninterest expense$987,0001,334
Pre-tax net operating income$2,003,0001,227
Securities gains (losses)$10,000584
Applicable income taxes$730,0001,013
Income before extraordinary items$1,283,0001,420
Extraordinary gains, net$021
Net income$1,283,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,000568
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$303,000224
Net operating income$1,276,6001,404
2005-12-31 (YTD Data)Rank
Total interest income$32,237,0001,020
Total interest expense$14,931,000761
Net interest income$17,306,0001,255
Provision for loan and lease losses$950,0001,095
Total noninterest income$2,011,0002,200
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$517,0002,982
Trading account gains and fees$0138
Additional Noninterest Income$1,494,0001,663
Total noninterest expense$10,413,0001,639
Salaries and employee benefits$4,773,0001,933
Premises and equipment expense$1,493,0001,635
Additional noninterest expense$4,147,0001,255
Pre-tax net operating income$7,954,0001,202
Securities gains (losses)$80,000776
Applicable income taxes$2,962,000958
Income before extraordinary items$5,072,0001,396
Extraordinary gains, net$046
Net income$5,072,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,000865
Cash dividends$2,350,0001,297
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,020,8001,392
2005-09-30 (YTD Data)Rank
Total interest income$23,052,0001,042
Total interest expense$10,286,000784
Net interest income$12,766,0001,260
Provision for loan and lease losses$906,000819
Total noninterest income$1,583,0002,121
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$401,0002,910
Trading account gains and fees$0126
Additional Noninterest Income$1,182,0001,601
Total noninterest expense$7,846,0001,613
Salaries and employee benefits$3,655,0001,888
Premises and equipment expense$1,098,0001,659
Additional noninterest expense$3,093,0001,236
Pre-tax net operating income$5,597,0001,285
Securities gains (losses)$80,000736
Applicable income taxes$2,099,0001,022
Income before extraordinary items$3,578,0001,490
Extraordinary gains, net$035
Net income$3,578,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$770,000601
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,526,8001,477
2005-06-30 (YTD Data)Rank
Total interest income$14,697,0001,057
Total interest expense$6,198,000805
Net interest income$8,499,0001,255
Provision for loan and lease losses$520,000945
Total noninterest income$962,0002,242
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$280,0002,755
Trading account gains and fees$0116
Additional Noninterest Income$682,0001,772
Total noninterest expense$5,259,0001,604
Salaries and employee benefits$2,448,0001,860
Premises and equipment expense$720,0001,667
Additional noninterest expense$2,091,0001,200
Pre-tax net operating income$3,682,0001,264
Securities gains (losses)$69,000694
Applicable income taxes$1,395,0001,017
Income before extraordinary items$2,356,0001,477
Extraordinary gains, net$030
Net income$2,356,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,000672
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,311,8401,468
2005-03-31 (YTD Data)Rank
Total interest income$7,011,0001,083
Total interest expense$2,772,000854
Net interest income$4,239,0001,252
Provision for loan and lease losses$191,0001,168
Total noninterest income$479,0002,196
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$147,0002,603
Trading account gains and fees$0115
Additional Noninterest Income$332,0001,770
Total noninterest expense$2,786,0001,515
Salaries and employee benefits$1,315,0001,756
Premises and equipment expense$295,0002,032
Additional noninterest expense$1,176,0001,049
Pre-tax net operating income$1,741,0001,324
Securities gains (losses)$01,685
Applicable income taxes$648,0001,070
Income before extraordinary items$1,093,0001,535
Extraordinary gains, net$024
Net income$1,093,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,262
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,093,0001,513
2004-12-31 (YTD Data)Rank
Total interest income$14,660,0001,941
Total interest expense$6,004,0001,367
Net interest income$8,656,0002,361
Provision for loan and lease losses$471,0002,063
Total noninterest income$1,397,0002,815
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$113,0006,287
Trading account gains and fees$0138
Additional Noninterest Income$1,284,0001,822
Total noninterest expense$5,212,0002,995
Salaries and employee benefits$2,203,0003,691
Premises and equipment expense$522,0003,952
Additional noninterest expense$2,487,0001,953
Pre-tax net operating income$4,370,0001,900
Securities gains (losses)$126,0001,090
Applicable income taxes$1,661,0001,490
Income before extraordinary items$2,835,0002,179
Extraordinary gains, net$034
Net income$2,835,0002,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,639
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,754,3602,184
2004-09-30 (YTD Data)Rank
Total interest income$10,100,0002,088
Total interest expense$4,081,0001,487
Net interest income$6,019,0002,514
Provision for loan and lease losses$398,0001,790
Total noninterest income$961,0003,012
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$70,0006,623
Trading account gains and fees$0134
Additional Noninterest Income$891,0001,928
Total noninterest expense$3,434,0003,339
Salaries and employee benefits$1,509,0003,932
Premises and equipment expense$351,0004,276
Additional noninterest expense$1,574,0002,293
Pre-tax net operating income$3,148,0001,991
Securities gains (losses)$146,000949
Applicable income taxes$1,227,0001,515
Income before extraordinary items$2,067,0002,259
Extraordinary gains, net$026
Net income$2,067,0002,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,478
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,973,5602,297
2004-06-30 (YTD Data)Rank
Total interest income$6,395,0002,189
Total interest expense$2,558,0001,552
Net interest income$3,837,0002,592
Provision for loan and lease losses$264,0001,758
Total noninterest income$665,0002,947
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$50,0006,543
Trading account gains and fees$0130
Additional Noninterest Income$615,0001,892
Total noninterest expense$2,232,0003,434
Salaries and employee benefits$996,0003,990
Premises and equipment expense$214,0004,562
Additional noninterest expense$1,022,0002,347
Pre-tax net operating income$2,006,0002,038
Securities gains (losses)$31,0001,773
Applicable income taxes$756,0001,600
Income before extraordinary items$1,281,0002,381
Extraordinary gains, net$021
Net income$1,281,0002,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,302
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,261,1602,347
2004-03-31 (YTD Data)Rank
Total interest income$3,140,0002,233
Total interest expense$1,225,0001,644
Net interest income$1,915,0002,591
Provision for loan and lease losses$166,0001,328
Total noninterest income$313,0003,017
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$27,0006,373
Trading account gains and fees$0121
Additional Noninterest Income$286,0001,943
Total noninterest expense$1,048,0003,623
Salaries and employee benefits$470,0004,203
Premises and equipment expense$97,0004,884
Additional noninterest expense$481,0002,454
Pre-tax net operating income$1,014,0001,986
Securities gains (losses)$31,0001,473
Applicable income taxes$385,0001,613
Income before extraordinary items$660,0002,296
Extraordinary gains, net$016
Net income$660,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,783
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$640,1602,264
2003-12-31 (YTD Data)Rank
Total interest income$10,250,0002,768
Total interest expense$4,255,0002,093
Net interest income$5,995,0003,190
Provision for loan and lease losses$902,0001,307
Total noninterest income$1,764,0002,533
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$91,0006,704
Trading account gains and fees$0160
Additional Noninterest Income$1,673,0001,670
Total noninterest expense$4,329,0003,472
Salaries and employee benefits$1,980,0003,956
Premises and equipment expense$350,0005,168
Additional noninterest expense$1,999,0002,406
Pre-tax net operating income$2,528,0002,853
Securities gains (losses)$56,0002,403
Applicable income taxes$907,0002,311
Income before extraordinary items$1,677,0003,271
Extraordinary gains, net$054
Net income$1,677,0003,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$472,0001,678
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,640,6003,181
2003-09-30 (YTD Data)Rank
Total interest income$7,346,0002,929
Total interest expense$3,127,0002,213
Net interest income$4,219,0003,372
Provision for loan and lease losses$597,0001,420
Total noninterest income$1,531,0002,322
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$64,0006,860
Trading account gains and fees$0153
Additional Noninterest Income$1,467,0001,558
Total noninterest expense$3,394,0003,322
Salaries and employee benefits$1,586,0003,741
Premises and equipment expense$263,0005,158
Additional noninterest expense$1,545,0002,322
Pre-tax net operating income$1,759,0003,124
Securities gains (losses)$56,0002,221
Applicable income taxes$638,0002,555
Income before extraordinary items$1,177,0003,553
Extraordinary gains, net$040
Net income$1,177,0003,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,765
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,140,6003,468
2003-06-30 (YTD Data)Rank
Total interest income$4,677,0003,074
Total interest expense$2,059,0002,305
Net interest income$2,618,0003,571
Provision for loan and lease losses$312,0001,735
Total noninterest income$1,119,0002,175
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$38,0007,025
Trading account gains and fees$0150
Additional Noninterest Income$1,081,0001,434
Total noninterest expense$2,297,0003,280
Salaries and employee benefits$1,040,0003,792
Premises and equipment expense$179,0005,067
Additional noninterest expense$1,078,0002,207
Pre-tax net operating income$1,128,0003,224
Securities gains (losses)$67,0001,811
Applicable income taxes$422,0002,592
Income before extraordinary items$773,0003,602
Extraordinary gains, net$030
Net income$773,0003,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,754
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$729,4503,554
2003-03-31 (YTD Data)Rank
Total interest income$2,228,0003,211
Total interest expense$1,024,0002,385
Net interest income$1,204,0003,811
Provision for loan and lease losses$152,0001,660
Total noninterest income$336,0002,993
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$17,0007,137
Trading account gains and fees$0134
Additional Noninterest Income$319,0002,024
Total noninterest expense$1,118,0003,346
Salaries and employee benefits$463,0004,138
Premises and equipment expense$92,0004,977
Additional noninterest expense$563,0002,089
Pre-tax net operating income$270,0005,071
Securities gains (losses)$43,0001,472
Applicable income taxes$103,0003,881
Income before extraordinary items$210,0005,201
Extraordinary gains, net$021
Net income$210,0005,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,147
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$181,1905,374
2002-12-31 (YTD Data)Rank
Total interest income$6,971,0004,065
Total interest expense$3,633,0002,994
Net interest income$3,338,0004,924
Provision for loan and lease losses$438,0002,639
Total noninterest income$1,058,0003,352
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$48,0007,564
Trading account gains and fees$0153
Additional Noninterest Income$1,010,0002,168
Total noninterest expense$3,260,0004,179
Salaries and employee benefits$1,613,0004,434
Premises and equipment expense$287,0005,714
Additional noninterest expense$1,360,0003,225
Pre-tax net operating income$698,0006,093
Securities gains (losses)$-9,0008,892
Applicable income taxes$225,0004,937
Income before extraordinary items$464,0006,554
Extraordinary gains, net$070
Net income$464,0006,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,309
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$470,0306,394
2001-12-31 (YTD Data)Rank
Total interest income$3,764,0006,531
Total interest expense$2,429,0005,482
Net interest income$1,335,0007,628
Provision for loan and lease losses$392,0002,663
Total noninterest income$174,0007,585
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$10,0008,248
Trading account gains and fees$0177
Additional Noninterest Income$164,0005,346
Total noninterest expense$1,901,0005,932
Salaries and employee benefits$973,0006,084
Premises and equipment expense$196,0006,849
Additional noninterest expense$732,0005,105
Pre-tax net operating income$-784,0009,278
Securities gains (losses)$3,0004,114
Applicable income taxes$-314,0009,430
Income before extraordinary items$-467,0009,221
Extraordinary gains, net$0105
Net income$-467,0009,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,729
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-468,9209,183
2000-12-31 (YTD Data)Rank
Total interest income$77,0009,870
Total interest expense$51,0009,779
Net interest income$26,0009,882
Provision for loan and lease losses$08,337
Total noninterest income$09,851
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$09,820
Total noninterest expense$149,0009,867
Salaries and employee benefits$51,0009,868
Premises and equipment expense$17,0009,791
Additional noninterest expense$81,0009,738
Pre-tax net operating income$-123,0009,271
Securities gains (losses)$01,956
Applicable income taxes$-49,0009,481
Income before extraordinary items$-74,0009,236
Extraordinary gains, net$038
Net income$-74,0009,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-74,0009,230

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.