Home > Northbrook Bank and Trust Company > Net charge- offs to loans
Northbrook Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.4380% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0353% | 4,356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0965% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0002% | 4,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0002% | 4,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 0.6113% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0335% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1180% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0003% | 4,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0003% | 4,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0367% | 4,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0363% | 4,524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0830% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 4,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 4,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0366% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1332% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0413% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0538% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1731% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2107% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3688% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0727% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4423% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,049 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0243% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 3,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2310% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0005% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0005% | 2,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 3,813 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 4,144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,027 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0540% | 3,424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2456% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0007% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0007% | 2,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 3,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 4,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0559% | 3,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3084% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0011% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0011% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3763% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,228 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0464% | 3,506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8398% | 162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0023% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2382% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3535% | 178 |
| Percentage Net Loans Charged-off:Construction & development | -0.0375% | 4,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5602% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 3,951 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3934% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0582% | 3,536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5953% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2105% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0007% | 4,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0007% | 4,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2546% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3621% | 152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0498% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6254% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1032% | 4,068 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3552% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0557% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5409% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2374% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0005% | 4,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0005% | 4,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3837% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5616% | 99 |
| Percentage Net Loans Charged-off:Construction & development | -0.0768% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9698% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1620% | 4,089 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5447% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0521% | 3,574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8109% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3404% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1269% | 339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,588 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 4,062 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7020% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0551% | 3,602 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0432% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 3,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | -0.1080% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0068% | 4,097 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1900% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1242% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0005% | 4,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0005% | 4,426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1340% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0069% | 4,157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2707% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0798% | 4,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 3,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1189% | 497 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2095% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 4,183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4311% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0963% | 4,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1801% | 296 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4355% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 4,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2065% | 5,148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0633% | 3,789 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2787% | 5,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0027% | 4,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0027% | 4,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1214% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3236% | 5,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.1902% | 4,738 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5601% | 5,225 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0450% | 4,293 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0255% | 4,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0541% | 3,760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0005% | 3,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0005% | 3,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1123% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2540% | 5,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.0938% | 4,657 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4534% | 5,275 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0622% | 4,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 4,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0113% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 4,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 4,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0006% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0006% | 3,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1268% | 5,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3711% | 5,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0729% | 4,672 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6858% | 5,360 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0853% | 4,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0523% | 4,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0594% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1324% | 5,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 2,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0008% | 2,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1806% | 5,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6495% | 5,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.0070% | 4,520 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3703% | 5,447 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0097% | 4,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1876% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1421% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0034% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0034% | 2,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0249% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0748% | 5,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 4,534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0928% | 5,257 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 4,413 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0984% | 5,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4818% | 4,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2442% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0410% | 3,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0410% | 3,337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 5,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,949 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 4,597 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1151% | 5,344 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0112% | 4,446 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1999% | 4,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4659% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,379 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0420% | 4,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0420% | 4,809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0930% | 5,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1244% | 5,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1803% | 5,461 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0114% | 4,486 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1066% | 5,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3889% | 4,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1612% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0706% | 4,671 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0635% | 4,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0635% | 4,814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1795% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3523% | 5,702 |
| Percentage Net Loans Charged-off:Construction & development | -0.0534% | 4,873 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3067% | 5,607 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0114% | 4,530 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7584% | 5,714 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4913% | 4,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 5,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 4,188 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1293% | 4,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1293% | 4,944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0987% | 5,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1741% | 5,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.1766% | 5,041 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3880% | 5,680 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4266% | 4,718 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3485% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5796% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0987% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0082% | 5,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0082% | 4,944 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9825% | 5,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0908% | 5,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1583% | 5,678 |
| Percentage Net Loans Charged-off:Construction & development | -0.2550% | 5,164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5189% | 5,757 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0257% | 4,625 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4592% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7824% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0089% | 4,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0089% | 4,843 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5607% | 5,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0783% | 5,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1842% | 5,764 |
| Percentage Net Loans Charged-off:Construction & development | -0.2240% | 5,178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5520% | 5,829 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0230% | 4,651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3943% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9762% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2561% | 5,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0141% | 4,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0141% | 4,807 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 5,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1479% | 5,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2676% | 5,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.4699% | 5,349 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8602% | 5,929 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 4,689 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7206% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9737% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7416% | 5,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0309% | 4,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0191% | 4,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0191% | 4,770 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0638% | 5,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3394% | 6,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4860% | 6,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.3102% | 5,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5678% | 5,943 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1962% | 4,926 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1976% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4334% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2208% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0284% | 5,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0284% | 5,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2779% | 6,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3094% | 6,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.2288% | 5,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2908% | 5,925 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2243% | 4,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2504% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0014% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6043% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2784% | 5,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0379% | 5,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0379% | 5,056 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0105% | 5,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0613% | 5,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 5,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.1100% | 5,177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3637% | 6,023 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2864% | 4,940 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6116% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2024% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2181% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0945% | 5,114 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0328% | 5,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0328% | 4,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3269% | 512 |
| Percentage Net Loans Charged-off:Construction & development | -0.1115% | 5,298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1495% | 6,010 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0596% | 4,915 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3324% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1721% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0721% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0615% | 4,961 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0226% | 4,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0226% | 4,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2696% | 6,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6283% | 6,387 |
| Percentage Net Loans Charged-off:Construction & development | -2.0412% | 5,826 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8947% | 6,300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2668% | 5,097 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1091% | 6,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3001% | 4,698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1626% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1491% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0527% | 5,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0527% | 5,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2526% | 6,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7701% | 6,473 |
| Percentage Net Loans Charged-off:Construction & development | -2.6059% | 5,901 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1922% | 6,391 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0680% | 5,068 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0745% | 6,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2650% | 4,733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1931% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3784% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0473% | 5,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0473% | 5,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1652% | 6,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9611% | 6,539 |
| Percentage Net Loans Charged-off:Construction & development | -3.6469% | 5,945 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5233% | 6,466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0575% | 5,086 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 5,660 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1914% | 4,726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8299% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0387% | 5,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0387% | 5,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6880% | 6,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2604% | 6,606 |
| Percentage Net Loans Charged-off:Construction & development | -7.0371% | 6,016 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.0811% | 6,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0411% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3581% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1043% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7073% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1591% | 5,617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0204% | 5,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0204% | 5,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5154% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 1,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7101% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3039% | 5,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5889% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9434% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 2,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1205% | 5,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0139% | 5,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0139% | 5,569 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8903% | 6,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3290% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6822% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.3986% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8543% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2539% | 5,359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7966% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2300% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2696% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1368% | 5,779 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0173% | 5,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0173% | 5,468 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1045% | 5,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7782% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3645% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 0.3906% | 939 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6890% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6814% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2627% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4543% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0301% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 2,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0040% | 3,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0040% | 3,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6692% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1130% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.6178% | 641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9553% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7290% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5456% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4650% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8577% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0080% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0080% | 2,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1249% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6609% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 2.6703% | 921 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3150% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4067% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3473% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3128% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2198% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2219% | 2,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0566% | 4,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0566% | 4,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1106% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9932% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4127% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 3.2204% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4764% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4590% | 511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2380% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3662% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0904% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2597% | 2,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0712% | 3,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0712% | 3,687 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0446% | 6,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4364% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1071% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 4.5312% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0171% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7810% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0851% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5545% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5434% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1218% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1112% | 3,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1112% | 3,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6240% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3289% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 5.8337% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2469% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5531% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8450% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4579% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2938% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1675% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1057% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1057% | 2,620 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9778% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3201% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5151% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7896% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6208% | 1,124 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1743% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2564% | 3,290 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0299% | 6,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0298% | 6,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2077% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2491% | 3,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3685% | 1,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2495% | 2,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4529% | 1,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1730% | 3,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0286% | 6,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0285% | 6,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3528% | 2,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6184% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 2,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4683% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 3,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2894% | 2,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0395% | 4,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0393% | 3,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 2,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3966% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 2,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1371% | 939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 2,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 2,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1079% | 3,124 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1070% | 2,903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5516% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5147% | 2,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1513% | 1,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2011% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3333% | 1,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9399% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0469% | 5,212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2875% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5789% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5119% | 2,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1624% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1897% | 3,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3058% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 7,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0819% | 2,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0238% | 5,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5289% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6790% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5477% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2305% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3529% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3003% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0198% | 4,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6123% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7754% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0121% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 7,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 5,551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4222% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0280% | 3,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9571% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1592% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3974% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4930% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6259% | 1,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 4,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6541% | 3,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2482% | 4,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0033% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1910% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8697% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1645% | 3,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1915% | 1,361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 3,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7149% | 2,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3124% | 4,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3271% | 2,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5917% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2253% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2881% | 1,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3441% | 2,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5425% | 3,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5689% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6054% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2113% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3341% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4181% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5100% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6644% | 2,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3035% | 3,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1656% | 3,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4281% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5778% | 2,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0134% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3858% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2260% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5800% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7394% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9490% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 7,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6746% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8885% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 7,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4396% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7413% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1664% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3363% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1440% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 3,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4348% | 3,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 3,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1038% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 2,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4659% | 2,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 4,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 7,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0613% | 8,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0649% | 2,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6137% | 2,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1126% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3132% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1047% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2622% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1680% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4820% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1602% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4272% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2215% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6384% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1616% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0062% | 5,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2385% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2773% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8003% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1933% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0095% | 4,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2854% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8234% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0774% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0379% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2591% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5265% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6900% | 8,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2517% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3162% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5850% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2275% | 4,433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2150% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2874% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5054% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0517% | 5,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 8,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2798% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0207% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 4,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 2,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0911% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 3,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0544% | 6,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1075% | 2,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0336% | 6,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 2,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1010% | 5,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1492% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0514% | 7,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3227% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3963% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7991% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5002% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2272% | 3,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2405% | 5,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2705% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2746% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5536% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6532% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2708% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2321% | 5,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1254% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2816% | 2,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2652% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1677% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4447% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1211% | 4,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 6,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1220% | 4,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0617% | 6,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 6,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0309% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1407% | 6,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |