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North Valley Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,547,000	2,222
Total interest expense	$4,351,000	2,179
Net interest income	$11,196,000	2,219
Provision for loan and lease losses	$91,000	2,518
Total noninterest income	$2,043,000	1,984
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$378,000	1,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,665,000	1,778
Total noninterest expense	$10,923,000	1,928
Salaries and employee benefits	$6,303,000	1,899
Premises and equipment expense	$1,568,000	1,485
Additional noninterest expense	$1,665,000	1,778
Pre-tax net operating income	$2,225,000	2,842
Securities gains (losses)	$-42,000	3,608
Applicable income taxes	$401,000	2,048
Income before extraordinary items	$1,782,000	2,900
Extraordinary gains, net	$0	54
Net income	$1,782,000	2,929
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,782,000	2,902
Net charge-offs	$195,000	1,176
Cash dividends	$400,000	2,882
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,816,440	2,925
2023-09-30 (YTD Data)		Rank
Total interest income	$11,225,000	2,256
Total interest expense	$3,073,000	2,144
Net interest income	$8,152,000	2,279
Provision for loan and lease losses	$52,000	2,470
Total noninterest income	$1,636,000	1,922
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$285,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,351,000	1,707
Total noninterest expense	$8,153,000	1,934
Salaries and employee benefits	$4,652,000	1,915
Premises and equipment expense	$1,163,000	1,496
Additional noninterest expense	$1,351,000	1,707
Pre-tax net operating income	$1,583,000	2,958
Securities gains (losses)	$0	849
Applicable income taxes	$287,000	2,138
Income before extraordinary items	$1,296,000	3,005
Extraordinary gains, net	$0	52
Net income	$1,296,000	3,036
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,296,000	3,006
Net charge-offs	$79,000	1,286
Cash dividends	$300,000	2,553
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,296,000	3,037
2023-06-30 (YTD Data)		Rank
Total interest income	$7,276,000	2,270
Total interest expense	$1,879,000	2,099
Net interest income	$5,397,000	2,307
Provision for loan and lease losses	$16,000	2,659
Total noninterest income	$1,229,000	1,747
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$193,000	1,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,036,000	1,499
Total noninterest expense	$5,420,000	1,926
Salaries and employee benefits	$3,082,000	1,923
Premises and equipment expense	$771,000	1,498
Additional noninterest expense	$1,036,000	1,497
Pre-tax net operating income	$1,190,000	2,853
Securities gains (losses)	$0	938
Applicable income taxes	$218,000	2,080
Income before extraordinary items	$972,000	2,898
Extraordinary gains, net	$0	51
Net income	$972,000	2,929
Minority interest net income	$0	81
Net income of bank and minority interests.	$972,000	2,897
Net charge-offs	$14,000	1,687
Cash dividends	$200,000	2,516
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$972,000	2,920
2023-03-31 (YTD Data)		Rank
Total interest income	$3,434,000	2,337
Total interest expense	$802,000	2,103
Net interest income	$2,632,000	2,360
Provision for loan and lease losses	$-83,000	4,531
Total noninterest income	$549,000	1,848
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$96,000	1,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$453,000	1,606
Total noninterest expense	$2,663,000	1,973
Salaries and employee benefits	$1,540,000	1,963
Premises and equipment expense	$374,000	1,565
Additional noninterest expense	$453,000	1,606
Pre-tax net operating income	$601,000	2,893
Securities gains (losses)	$0	950
Applicable income taxes	$110,000	2,077
Income before extraordinary items	$491,000	2,955
Extraordinary gains, net	$0	4
Net income	$491,000	2,955
Minority interest net income	$0	48
Net income of bank and minority interests.	$491,000	2,955
Net charge-offs	$17,000	1,170
Cash dividends	$100,000	2,063
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$491,000	2,979
2022-09-30 (YTD Data)		Rank
Total interest income	$8,617,000	2,287
Total interest expense	$684,000	2,222
Net interest income	$7,933,000	2,262
Provision for loan and lease losses	$284,000	1,257
Total noninterest income	$1,575,000	2,016
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$282,000	2,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,293,000	1,796
Total noninterest expense	$7,305,000	2,038
Salaries and employee benefits	$4,188,000	2,030
Premises and equipment expense	$1,013,000	1,660
Additional noninterest expense	$1,293,000	1,796
Pre-tax net operating income	$1,919,000	2,830
Securities gains (losses)	$0	740
Applicable income taxes	$329,000	2,134
Income before extraordinary items	$1,590,000	2,860
Extraordinary gains, net	$0	4
Net income	$1,590,000	2,858
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,590,000	2,859
Net charge-offs	$4,000	2,057
Cash dividends	$50,000	3,012
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,590,000	2,897
2022-06-30 (YTD Data)		Rank
Total interest income	$5,557,000	2,277
Total interest expense	$305,000	2,636
Net interest income	$5,252,000	2,244
Provision for loan and lease losses	$176,000	1,218
Total noninterest income	$1,094,000	1,965
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$182,000	2,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$912,000	1,773
Total noninterest expense	$4,753,000	2,059
Salaries and employee benefits	$2,706,000	2,075
Premises and equipment expense	$663,000	1,698
Additional noninterest expense	$1,384,000	2,109
Pre-tax net operating income	$1,417,000	2,634
Securities gains (losses)	$0	687
Applicable income taxes	$247,000	1,973
Income before extraordinary items	$1,170,000	2,654
Extraordinary gains, net	$0	4
Net income	$1,170,000	2,653
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,170,000	2,654
Net charge-offs	$6,000	1,731
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,170,000	2,689
2022-03-31 (YTD Data)		Rank
Total interest income	$2,683,000	2,293
Total interest expense	$140,000	2,714
Net interest income	$2,543,000	2,244
Provision for loan and lease losses	$83,000	1,071
Total noninterest income	$562,000	1,934
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$91,000	2,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	1,729
Total noninterest expense	$2,351,000	2,058
Salaries and employee benefits	$1,326,000	2,095
Premises and equipment expense	$335,000	1,706
Additional noninterest expense	$690,000	2,112
Pre-tax net operating income	$671,000	2,602
Securities gains (losses)	$0	623
Applicable income taxes	$115,000	1,989
Income before extraordinary items	$556,000	2,631
Extraordinary gains, net	$0	4
Net income	$556,000	2,628
Minority interest net income	$0	50
Net income of bank and minority interests.	$556,000	2,631
Net charge-offs	$10,000	1,177
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$556,000	2,652
2021-12-31 (YTD Data)		Rank
Total interest income	$12,011,000	2,200
Total interest expense	$719,000	2,676
Net interest income	$11,292,000	2,125
Provision for loan and lease losses	$253,000	1,543
Total noninterest income	$2,216,000	2,109
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$332,000	2,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,884,000	1,971
Total noninterest expense	$9,292,000	2,073
Salaries and employee benefits	$5,405,000	2,075
Premises and equipment expense	$1,194,000	1,825
Additional noninterest expense	$2,693,000	2,141
Pre-tax net operating income	$3,963,000	2,342
Securities gains (losses)	$0	2,062
Applicable income taxes	$703,000	1,867
Income before extraordinary items	$3,260,000	2,437
Extraordinary gains, net	$0	10
Net income	$3,260,000	2,437
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,260,000	2,438
Net charge-offs	$74,000	1,476
Cash dividends	$130,000	3,399
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,260,000	2,414
2021-09-30 (YTD Data)		Rank
Total interest income	$9,168,000	2,213
Total interest expense	$555,000	2,718
Net interest income	$8,613,000	2,128
Provision for loan and lease losses	$191,000	1,515
Total noninterest income	$1,775,000	2,097
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$244,000	2,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,531,000	1,932
Total noninterest expense	$6,997,000	2,081
Salaries and employee benefits	$4,082,000	2,062
Premises and equipment expense	$905,000	1,831
Additional noninterest expense	$2,010,000	2,156
Pre-tax net operating income	$3,200,000	2,352
Securities gains (losses)	$0	2,015
Applicable income taxes	$568,000	1,893
Income before extraordinary items	$2,632,000	2,447
Extraordinary gains, net	$0	8
Net income	$2,632,000	2,447
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,632,000	2,447
Net charge-offs	$-37,000	4,103
Cash dividends	$130,000	2,991
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,632,000	2,412
2021-06-30 (YTD Data)		Rank
Total interest income	$6,001,000	2,234
Total interest expense	$377,000	2,765
Net interest income	$5,624,000	2,154
Provision for loan and lease losses	$129,000	1,501
Total noninterest income	$1,262,000	1,985
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$145,000	2,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,117,000	1,800
Total noninterest expense	$4,538,000	2,110
Salaries and employee benefits	$2,654,000	2,097
Premises and equipment expense	$595,000	1,846
Additional noninterest expense	$1,289,000	2,195
Pre-tax net operating income	$2,219,000	2,255
Securities gains (losses)	$0	1,818
Applicable income taxes	$388,000	1,862
Income before extraordinary items	$1,831,000	2,344
Extraordinary gains, net	$0	6
Net income	$1,831,000	2,343
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,831,000	2,344
Net charge-offs	$-9,000	3,778
Cash dividends	$80,000	2,909
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,831,000	2,310
2021-03-31 (YTD Data)		Rank
Total interest income	$2,931,000	2,261
Total interest expense	$185,000	2,864
Net interest income	$2,746,000	2,162
Provision for loan and lease losses	$62,000	1,585
Total noninterest income	$621,000	2,004
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$69,000	2,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$552,000	1,817
Total noninterest expense	$2,246,000	2,104
Salaries and employee benefits	$1,336,000	2,075
Premises and equipment expense	$306,000	1,823
Additional noninterest expense	$604,000	2,245
Pre-tax net operating income	$1,059,000	2,294
Securities gains (losses)	$0	1,392
Applicable income taxes	$170,000	1,925
Income before extraordinary items	$889,000	2,372
Extraordinary gains, net	$0	3
Net income	$889,000	2,370
Minority interest net income	$0	55
Net income of bank and minority interests.	$889,000	2,372
Net charge-offs	$-7,000	3,920
Cash dividends	$35,000	2,335
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$889,000	2,325
2020-12-31 (YTD Data)		Rank
Total interest income	$10,568,000	2,440
Total interest expense	$1,260,000	2,621
Net interest income	$9,308,000	2,376
Provision for loan and lease losses	$339,000	2,576
Total noninterest income	$1,976,000	2,133
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$311,000	2,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,665,000	1,982
Total noninterest expense	$9,054,000	2,095
Salaries and employee benefits	$5,163,000	2,106
Premises and equipment expense	$1,208,000	1,796
Additional noninterest expense	$2,683,000	2,106
Pre-tax net operating income	$1,891,000	3,011
Securities gains (losses)	$222,000	981
Applicable income taxes	$347,000	2,207
Income before extraordinary items	$1,766,000	2,984
Extraordinary gains, net	$0	4
Net income	$1,766,000	2,983
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,766,000	2,984
Net charge-offs	$30,000	2,651
Cash dividends	$188,000	3,426
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,579,520	3,081
2020-09-30 (YTD Data)		Rank
Total interest income	$7,502,000	2,527
Total interest expense	$1,031,000	2,587
Net interest income	$6,471,000	2,493
Provision for loan and lease losses	$235,000	2,621
Total noninterest income	$1,345,000	2,198
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$232,000	2,196
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,113,000	2,052
Total noninterest expense	$6,640,000	2,111
Salaries and employee benefits	$3,811,000	2,100
Premises and equipment expense	$909,000	1,781
Additional noninterest expense	$1,920,000	2,137
Pre-tax net operating income	$941,000	3,518
Securities gains (losses)	$222,000	837
Applicable income taxes	$173,000	2,475
Income before extraordinary items	$990,000	3,368
Extraordinary gains, net	$0	4
Net income	$990,000	3,368
Minority interest net income	$0	65
Net income of bank and minority interests.	$990,000	3,368
Net charge-offs	$23,000	2,435
Cash dividends	$103,000	3,155
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$801,300	3,551
2020-06-30 (YTD Data)		Rank
Total interest income	$4,865,000	2,601
Total interest expense	$747,000	2,575
Net interest income	$4,118,000	2,585
Provision for loan and lease losses	$131,000	2,758
Total noninterest income	$732,000	2,376
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$151,000	2,264
Trading account gains and fees	NA	NA
Additional Noninterest Income	$581,000	2,230
Total noninterest expense	$4,413,000	2,111
Salaries and employee benefits	$2,514,000	2,120
Premises and equipment expense	$605,000	1,784
Additional noninterest expense	$1,294,000	2,116
Pre-tax net operating income	$306,000	4,105
Securities gains (losses)	$222,000	658
Applicable income taxes	$63,000	2,781
Income before extraordinary items	$465,000	3,727
Extraordinary gains, net	$0	4
Net income	$465,000	3,727
Minority interest net income	$0	65
Net income of bank and minority interests.	$465,000	3,727
Net charge-offs	$-6,000	4,173
Cash dividends	$68,000	3,077
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$269,640	4,115
2020-03-31 (YTD Data)		Rank
Total interest income	$2,431,000	2,598
Total interest expense	$427,000	2,539
Net interest income	$2,004,000	2,598
Provision for loan and lease losses	$50,000	2,502
Total noninterest income	$337,000	2,371
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$86,000	2,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$251,000	2,187
Total noninterest expense	$2,167,000	2,152
Salaries and employee benefits	$1,268,000	2,134
Premises and equipment expense	$308,000	1,786
Additional noninterest expense	$591,000	2,273
Pre-tax net operating income	$124,000	4,155
Securities gains (losses)	$112,000	567
Applicable income taxes	$26,000	2,766
Income before extraordinary items	$210,000	3,644
Extraordinary gains, net	$0	4
Net income	$210,000	3,645
Minority interest net income	$0	56
Net income of bank and minority interests.	$210,000	3,645
Net charge-offs	$-20,000	4,664
Cash dividends	$34,000	2,545
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$110,320	4,162
2019-12-31 (YTD Data)		Rank
Total interest income	$9,745,000	2,617
Total interest expense	$1,881,000	2,440
Net interest income	$7,864,000	2,649
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,744,000	2,129
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$324,000	2,489
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,420,000	1,854
Total noninterest expense	$8,007,000	2,246
Salaries and employee benefits	$4,595,000	2,221
Premises and equipment expense	$1,056,000	1,967
Additional noninterest expense	$2,356,000	2,302
Pre-tax net operating income	$1,601,000	3,318
Securities gains (losses)	$58,000	1,182
Applicable income taxes	$250,000	2,469
Income before extraordinary items	$1,409,000	3,350
Extraordinary gains, net	$0	11
Net income	$1,409,000	3,351
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,409,000	3,351
Net charge-offs	$118,000	2,094
Cash dividends	$134,000	3,669
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,359,700	3,362
2019-09-30 (YTD Data)		Rank
Total interest income	$7,286,000	2,665
Total interest expense	$1,422,000	2,441
Net interest income	$5,864,000	2,695
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,251,000	2,175
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$234,000	2,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,017,000	1,899
Total noninterest expense	$5,968,000	2,267
Salaries and employee benefits	$3,485,000	2,218
Premises and equipment expense	$772,000	2,017
Additional noninterest expense	$1,711,000	2,352
Pre-tax net operating income	$1,147,000	3,458
Securities gains (losses)	$58,000	1,009
Applicable income taxes	$177,000	2,572
Income before extraordinary items	$1,028,000	3,451
Extraordinary gains, net	$0	11
Net income	$1,028,000	3,451
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,028,000	3,451
Net charge-offs	$-122,000	5,005
Cash dividends	$100,000	3,342
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$978,700	3,505
2019-06-30 (YTD Data)		Rank
Total interest income	$4,828,000	2,687
Total interest expense	$934,000	2,440
Net interest income	$3,894,000	2,720
Provision for loan and lease losses	$0	3,685
Total noninterest income	$848,000	2,142
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$149,000	2,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$699,000	1,839
Total noninterest expense	$3,973,000	2,272
Salaries and employee benefits	$2,317,000	2,228
Premises and equipment expense	$510,000	2,034
Additional noninterest expense	$1,146,000	2,359
Pre-tax net operating income	$769,000	3,449
Securities gains (losses)	$58,000	702
Applicable income taxes	$119,000	2,560
Income before extraordinary items	$708,000	3,416
Extraordinary gains, net	$0	11
Net income	$708,000	3,413
Minority interest net income	$0	69
Net income of bank and minority interests.	$708,000	3,415
Net charge-offs	$-47,000	4,892
Cash dividends	$65,000	3,276
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$658,120	3,492
2019-03-31 (YTD Data)		Rank
Total interest income	$2,357,000	2,731
Total interest expense	$457,000	2,435
Net interest income	$1,900,000	2,782
Provision for loan and lease losses	$0	3,406
Total noninterest income	$407,000	2,146
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$74,000	2,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$333,000	1,859
Total noninterest expense	$2,002,000	2,269
Salaries and employee benefits	$1,176,000	2,236
Premises and equipment expense	$260,000	2,025
Additional noninterest expense	$566,000	2,370
Pre-tax net operating income	$305,000	3,755
Securities gains (losses)	$0	1,087
Applicable income taxes	$36,000	2,858
Income before extraordinary items	$269,000	3,759
Extraordinary gains, net	$0	5
Net income	$269,000	3,758
Minority interest net income	$0	52
Net income of bank and minority interests.	$269,000	3,758
Net charge-offs	$-9,000	4,625
Cash dividends	$30,000	2,701
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$269,000	3,749
2018-12-31 (YTD Data)		Rank
Total interest income	$9,037,000	2,711
Total interest expense	$1,264,000	2,595
Net interest income	$7,773,000	2,694
Provision for loan and lease losses	$60,000	3,354
Total noninterest income	$2,355,000	1,817
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$308,000	2,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,047,000	1,473
Total noninterest expense	$7,436,000	2,373
Salaries and employee benefits	$4,423,000	2,292
Premises and equipment expense	$926,000	2,152
Additional noninterest expense	$2,087,000	2,528
Pre-tax net operating income	$2,632,000	2,701
Securities gains (losses)	$0	1,125
Applicable income taxes	$429,000	2,112
Income before extraordinary items	$2,203,000	2,787
Extraordinary gains, net	$0	6
Net income	$2,203,000	2,786
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,203,000	2,786
Net charge-offs	$-150,000	5,120
Cash dividends	$122,000	3,763
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,203,000	2,782
2018-09-30 (YTD Data)		Rank
Total interest income	$6,574,000	2,760
Total interest expense	$858,000	2,676
Net interest income	$5,716,000	2,737
Provision for loan and lease losses	$60,000	3,056
Total noninterest income	$1,430,000	2,056
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$230,000	2,733
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,200,000	1,741
Total noninterest expense	$5,422,000	2,418
Salaries and employee benefits	$3,184,000	2,364
Premises and equipment expense	$677,000	2,205
Additional noninterest expense	$1,561,000	2,528
Pre-tax net operating income	$1,664,000	3,030
Securities gains (losses)	$0	1,118
Applicable income taxes	$255,000	2,349
Income before extraordinary items	$1,409,000	3,074
Extraordinary gains, net	$0	5
Net income	$1,409,000	3,072
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,409,000	3,073
Net charge-offs	$-150,000	5,198
Cash dividends	$91,000	3,405
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,409,000	3,062
2018-06-30 (YTD Data)		Rank
Total interest income	$4,238,000	2,816
Total interest expense	$522,000	2,741
Net interest income	$3,716,000	2,801
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$1,087,000	1,918
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$149,000	2,767
Trading account gains and fees	NA	NA
Additional Noninterest Income	$938,000	1,589
Total noninterest expense	$3,535,000	2,476
Salaries and employee benefits	$2,071,000	2,418
Premises and equipment expense	$459,000	2,196
Additional noninterest expense	$1,005,000	2,609
Pre-tax net operating income	$1,208,000	2,861
Securities gains (losses)	$0	961
Applicable income taxes	$189,000	2,271
Income before extraordinary items	$1,019,000	2,921
Extraordinary gains, net	$0	6
Net income	$1,019,000	2,920
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,019,000	2,920
Net charge-offs	$-154,000	5,302
Cash dividends	$61,000	3,308
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,019,000	2,913
2018-03-31 (YTD Data)		Rank
Total interest income	$2,072,000	2,865
Total interest expense	$259,000	2,687
Net interest income	$1,813,000	2,863
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$805,000	1,480
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$76,000	2,755
Trading account gains and fees	NA	NA
Additional Noninterest Income	$729,000	1,166
Total noninterest expense	$1,782,000	2,483
Salaries and employee benefits	$1,023,000	2,463
Premises and equipment expense	$226,000	2,250
Additional noninterest expense	$533,000	2,514
Pre-tax net operating income	$776,000	2,432
Securities gains (losses)	$0	735
Applicable income taxes	$131,000	1,932
Income before extraordinary items	$645,000	2,499
Extraordinary gains, net	$0	7
Net income	$645,000	2,499
Minority interest net income	$0	52
Net income of bank and minority interests.	$645,000	2,499
Net charge-offs	$-77,000	5,341
Cash dividends	$30,000	2,651
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$645,000	2,490
2017-12-31 (YTD Data)		Rank
Total interest income	$7,934,000	2,882
Total interest expense	$972,000	2,591
Net interest income	$6,962,000	2,902
Provision for loan and lease losses	$365,000	1,752
Total noninterest income	$1,961,000	2,050
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$309,000	2,817
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,652,000	1,707
Total noninterest expense	$7,040,000	2,502
Salaries and employee benefits	$4,022,000	2,463
Premises and equipment expense	$914,000	2,238
Additional noninterest expense	$2,104,000	2,561
Pre-tax net operating income	$1,518,000	3,516
Securities gains (losses)	$3,000	1,912
Applicable income taxes	$272,000	2,806
Income before extraordinary items	$1,249,000	3,417
Extraordinary gains, net	$0	9
Net income	$1,249,000	3,415
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,249,000	3,417
Net charge-offs	$209,000	1,795
Cash dividends	$100,000	3,887
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,246,540	3,403
2017-09-30 (YTD Data)		Rank
Total interest income	$5,901,000	2,916
Total interest expense	$727,000	2,582
Net interest income	$5,174,000	2,939
Provision for loan and lease losses	$274,000	1,712
Total noninterest income	$1,415,000	2,127
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$219,000	2,932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,196,000	1,763
Total noninterest expense	$5,291,000	2,506
Salaries and employee benefits	$3,020,000	2,469
Premises and equipment expense	$685,000	2,253
Additional noninterest expense	$1,586,000	2,563
Pre-tax net operating income	$1,024,000	3,747
Securities gains (losses)	$3,000	1,944
Applicable income taxes	$183,000	2,822
Income before extraordinary items	$844,000	3,779
Extraordinary gains, net	$0	9
Net income	$844,000	3,777
Minority interest net income	$0	71
Net income of bank and minority interests.	$844,000	3,779
Net charge-offs	$241,000	1,264
Cash dividends	$75,000	3,497
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$841,540	3,771
2017-06-30 (YTD Data)		Rank
Total interest income	$3,866,000	2,943
Total interest expense	$474,000	2,576
Net interest income	$3,392,000	2,960
Provision for loan and lease losses	$182,000	1,635
Total noninterest income	$1,005,000	2,042
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$142,000	2,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$863,000	1,691
Total noninterest expense	$3,508,000	2,520
Salaries and employee benefits	$1,985,000	2,503
Premises and equipment expense	$454,000	2,269
Additional noninterest expense	$1,069,000	2,539
Pre-tax net operating income	$707,000	3,638
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$130,000	2,763
Income before extraordinary items	$580,000	3,711
Extraordinary gains, net	$0	11
Net income	$580,000	3,709
Minority interest net income	$0	71
Net income of bank and minority interests.	$580,000	3,711
Net charge-offs	$159,000	1,206
Cash dividends	$50,000	3,382
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$577,540	3,697
2017-03-31 (YTD Data)		Rank
Total interest income	$1,891,000	2,993
Total interest expense	$233,000	2,583
Net interest income	$1,658,000	3,008
Provision for loan and lease losses	$91,000	1,518
Total noninterest income	$488,000	2,078
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$71,000	2,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	1,711
Total noninterest expense	$1,759,000	2,540
Salaries and employee benefits	$1,020,000	2,491
Premises and equipment expense	$217,000	2,380
Additional noninterest expense	$522,000	2,584
Pre-tax net operating income	$296,000	3,859
Securities gains (losses)	$3,000	889
Applicable income taxes	$46,000	2,943
Income before extraordinary items	$253,000	3,853
Extraordinary gains, net	$0	8
Net income	$253,000	3,851
Minority interest net income	$0	55
Net income of bank and minority interests.	$253,000	3,853
Net charge-offs	$152,000	713
Cash dividends	$25,000	2,751
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$250,450	3,854
2016-12-31 (YTD Data)		Rank
Total interest income	$7,566,000	2,969
Total interest expense	$905,000	2,591
Net interest income	$6,661,000	2,988
Provision for loan and lease losses	$358,000	1,827
Total noninterest income	$1,652,000	2,359
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$286,000	3,014
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,366,000	2,010
Total noninterest expense	$6,788,000	2,620
Salaries and employee benefits	$3,779,000	2,606
Premises and equipment expense	$910,000	2,295
Additional noninterest expense	$2,099,000	2,664
Pre-tax net operating income	$1,167,000	3,860
Securities gains (losses)	$7,000	2,783
Applicable income taxes	$174,000	3,013
Income before extraordinary items	$1,000,000	3,890
Extraordinary gains, net	$0	5
Net income	$1,000,000	3,888
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,000,000	3,889
Net charge-offs	$385,000	1,298
Cash dividends	$100,000	3,963
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$994,050	3,842
2016-09-30 (YTD Data)		Rank
Total interest income	$5,635,000	2,987
Total interest expense	$685,000	2,575
Net interest income	$4,950,000	3,021
Provision for loan and lease losses	$284,000	1,687
Total noninterest income	$1,371,000	2,232
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$212,000	3,053
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,159,000	1,861
Total noninterest expense	$5,161,000	2,579
Salaries and employee benefits	$2,859,000	2,577
Premises and equipment expense	$681,000	2,299
Additional noninterest expense	$1,621,000	2,621
Pre-tax net operating income	$876,000	3,919
Securities gains (losses)	$6,000	2,746
Applicable income taxes	$132,000	3,068
Income before extraordinary items	$750,000	3,940
Extraordinary gains, net	$0	5
Net income	$750,000	3,938
Minority interest net income	$0	71
Net income of bank and minority interests.	$750,000	3,940
Net charge-offs	$316,000	1,090
Cash dividends	$75,000	3,566
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$744,900	3,888
2016-06-30 (YTD Data)		Rank
Total interest income	$3,724,000	3,013
Total interest expense	$452,000	2,601
Net interest income	$3,272,000	3,050
Provision for loan and lease losses	$190,000	1,677
Total noninterest income	$588,000	2,782
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$136,000	3,119
Trading account gains and fees	$0	157
Additional Noninterest Income	$452,000	2,505
Total noninterest expense	$3,379,000	2,629
Salaries and employee benefits	$1,830,000	2,677
Premises and equipment expense	$453,000	2,307
Additional noninterest expense	$1,096,000	2,591
Pre-tax net operating income	$291,000	4,789
Securities gains (losses)	$0	2,835
Applicable income taxes	$-11,000	5,898
Income before extraordinary items	$302,000	4,628
Extraordinary gains, net	$0	16
Net income	$302,000	4,624
Minority interest net income	$0	71
Net income of bank and minority interests.	$302,000	4,625
Net charge-offs	$286,000	897
Cash dividends	$50,000	3,469
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$302,000	4,564
2016-03-31 (YTD Data)		Rank
Total interest income	$1,830,000	3,062
Total interest expense	$222,000	2,645
Net interest income	$1,608,000	3,087
Provision for loan and lease losses	$95,000	1,568
Total noninterest income	$215,000	3,245
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$65,000	3,192
Trading account gains and fees	$0	142
Additional Noninterest Income	$150,000	2,980
Total noninterest expense	$1,651,000	2,677
Salaries and employee benefits	$890,000	2,746
Premises and equipment expense	$220,000	2,369
Additional noninterest expense	$541,000	2,611
Pre-tax net operating income	$77,000	5,247
Securities gains (losses)	$0	2,077
Applicable income taxes	$-28,000	6,027
Income before extraordinary items	$105,000	4,964
Extraordinary gains, net	$0	12
Net income	$105,000	4,964
Minority interest net income	$0	62
Net income of bank and minority interests.	$105,000	4,964
Net charge-offs	$26,000	1,827
Cash dividends	$25,000	2,763
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$105,000	4,903
2015-12-31 (YTD Data)		Rank
Total interest income	$7,131,000	3,067
Total interest expense	$865,000	2,674
Net interest income	$6,266,000	3,107
Provision for loan and lease losses	$159,000	2,579
Total noninterest income	$918,000	3,226
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$244,000	3,387
Trading account gains and fees	$0	159
Additional Noninterest Income	$674,000	2,891
Total noninterest expense	$6,075,000	2,835
Salaries and employee benefits	$3,128,000	2,953
Premises and equipment expense	$777,000	2,613
Additional noninterest expense	$2,170,000	2,625
Pre-tax net operating income	$950,000	4,165
Securities gains (losses)	$1,000	3,117
Applicable income taxes	$112,000	3,262
Income before extraordinary items	$839,000	4,188
Extraordinary gains, net	$0	23
Net income	$839,000	4,186
Minority interest net income	$0	81
Net income of bank and minority interests.	$839,000	4,188
Net charge-offs	$173,000	2,127
Cash dividends	$99,000	4,016
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$838,120	4,135
2015-09-30 (YTD Data)		Rank
Total interest income	$5,307,000	3,105
Total interest expense	$644,000	2,718
Net interest income	$4,663,000	3,139
Provision for loan and lease losses	$129,000	2,450
Total noninterest income	$675,000	3,261
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$182,000	3,417
Trading account gains and fees	$0	153
Additional Noninterest Income	$493,000	2,938
Total noninterest expense	$4,244,000	3,011
Salaries and employee benefits	$2,198,000	3,106
Premises and equipment expense	$564,000	2,717
Additional noninterest expense	$1,482,000	2,812
Pre-tax net operating income	$965,000	3,798
Securities gains (losses)	$-10,000	5,996
Applicable income taxes	$168,000	2,947
Income before extraordinary items	$787,000	3,911
Extraordinary gains, net	$0	21
Net income	$787,000	3,910
Minority interest net income	$0	78
Net income of bank and minority interests.	$787,000	3,911
Net charge-offs	$-59,000	5,662
Cash dividends	$75,000	3,553
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$795,200	3,838
2015-06-30 (YTD Data)		Rank
Total interest income	$3,518,000	3,124
Total interest expense	$425,000	2,757
Net interest income	$3,093,000	3,151
Provision for loan and lease losses	$99,000	2,268
Total noninterest income	$442,000	3,299
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$118,000	3,441
Trading account gains and fees	$0	157
Additional Noninterest Income	$324,000	2,965
Total noninterest expense	$2,783,000	3,058
Salaries and employee benefits	$1,453,000	3,144
Premises and equipment expense	$370,000	2,760
Additional noninterest expense	$960,000	2,897
Pre-tax net operating income	$653,000	3,751
Securities gains (losses)	$-10,000	6,114
Applicable income taxes	$115,000	2,929
Income before extraordinary items	$528,000	3,877
Extraordinary gains, net	$0	22
Net income	$528,000	3,878
Minority interest net income	$0	75
Net income of bank and minority interests.	$528,000	3,880
Net charge-offs	$-74,000	5,855
Cash dividends	$50,000	3,429
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$536,200	3,794
2015-03-31 (YTD Data)		Rank
Total interest income	$1,740,000	3,160
Total interest expense	$209,000	2,807
Net interest income	$1,531,000	3,174
Provision for loan and lease losses	$57,000	1,999
Total noninterest income	$241,000	3,104
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$56,000	3,514
Trading account gains and fees	$0	152
Additional Noninterest Income	$185,000	2,732
Total noninterest expense	$1,378,000	3,084
Salaries and employee benefits	$717,000	3,189
Premises and equipment expense	$190,000	2,747
Additional noninterest expense	$471,000	2,918
Pre-tax net operating income	$337,000	3,693
Securities gains (losses)	$-10,000	6,254
Applicable income taxes	$60,000	2,867
Income before extraordinary items	$267,000	3,851
Extraordinary gains, net	$0	13
Net income	$267,000	3,854
Minority interest net income	$0	64
Net income of bank and minority interests.	$267,000	3,855
Net charge-offs	$-75,000	6,051
Cash dividends	$25,000	2,736
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$275,200	3,722
2014-12-31 (YTD Data)		Rank
Total interest income	$7,096,000	3,148
Total interest expense	$917,000	2,747
Net interest income	$6,179,000	3,175
Provision for loan and lease losses	$195,000	2,523
Total noninterest income	$882,000	3,313
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$262,000	3,448
Trading account gains and fees	$0	180
Additional Noninterest Income	$620,000	2,985
Total noninterest expense	$5,333,000	3,174
Salaries and employee benefits	$2,768,000	3,250
Premises and equipment expense	$734,000	2,819
Additional noninterest expense	$1,831,000	3,077
Pre-tax net operating income	$1,533,000	3,446
Securities gains (losses)	$0	3,259
Applicable income taxes	$329,000	2,559
Income before extraordinary items	$1,204,000	3,623
Extraordinary gains, net	$0	17
Net income	$1,204,000	3,624
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,204,000	3,625
Net charge-offs	$546,000	1,386
Cash dividends	$100,000	4,016
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,204,000	3,566
2014-09-30 (YTD Data)		Rank
Total interest income	$5,268,000	3,203
Total interest expense	$697,000	2,760
Net interest income	$4,571,000	3,235
Provision for loan and lease losses	$151,000	2,367
Total noninterest income	$642,000	3,411
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$205,000	3,419
Trading account gains and fees	$0	174
Additional Noninterest Income	$437,000	3,093
Total noninterest expense	$3,954,000	3,216
Salaries and employee benefits	$2,042,000	3,310
Premises and equipment expense	$543,000	2,874
Additional noninterest expense	$1,369,000	3,090
Pre-tax net operating income	$1,108,000	3,593
Securities gains (losses)	$0	2,980
Applicable income taxes	$233,000	2,685
Income before extraordinary items	$875,000	3,747
Extraordinary gains, net	$0	15
Net income	$875,000	3,750
Minority interest net income	$0	81
Net income of bank and minority interests.	$875,000	3,751
Net charge-offs	$52,000	3,217
Cash dividends	$75,000	3,555
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$875,000	3,692
2014-06-30 (YTD Data)		Rank
Total interest income	$3,469,000	3,232
Total interest expense	$472,000	2,745
Net interest income	$2,997,000	3,274
Provision for loan and lease losses	$101,000	2,325
Total noninterest income	$410,000	3,456
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$129,000	3,504
Trading account gains and fees	$0	172
Additional Noninterest Income	$281,000	3,131
Total noninterest expense	$2,620,000	3,237
Salaries and employee benefits	$1,350,000	3,351
Premises and equipment expense	$356,000	2,923
Additional noninterest expense	$914,000	3,104
Pre-tax net operating income	$686,000	3,618
Securities gains (losses)	$0	2,580
Applicable income taxes	$137,000	2,757
Income before extraordinary items	$549,000	3,787
Extraordinary gains, net	$0	20
Net income	$549,000	3,792
Minority interest net income	$0	80
Net income of bank and minority interests.	$549,000	3,793
Net charge-offs	$42,000	2,932
Cash dividends	$50,000	3,427
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$549,000	3,731
2014-03-31 (YTD Data)		Rank
Total interest income	$1,714,000	3,269
Total interest expense	$242,000	2,745
Net interest income	$1,472,000	3,324
Provision for loan and lease losses	$51,000	2,201
Total noninterest income	$186,000	3,581
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$64,000	3,504
Trading account gains and fees	$0	147
Additional Noninterest Income	$122,000	3,285
Total noninterest expense	$1,330,000	3,229
Salaries and employee benefits	$676,000	3,369
Premises and equipment expense	$187,000	2,883
Additional noninterest expense	$467,000	3,051
Pre-tax net operating income	$277,000	3,948
Securities gains (losses)	$0	1,715
Applicable income taxes	$47,000	2,994
Income before extraordinary items	$230,000	4,016
Extraordinary gains, net	$0	16
Net income	$230,000	4,018
Minority interest net income	$0	66
Net income of bank and minority interests.	$230,000	4,018
Net charge-offs	$15,000	2,640
Cash dividends	$25,000	2,729
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$230,000	3,976
2013-12-31 (YTD Data)		Rank
Total interest income	$6,684,000	3,379
Total interest expense	$1,229,000	2,521
Net interest income	$5,455,000	3,491
Provision for loan and lease losses	$240,000	2,739
Total noninterest income	$756,000	3,712
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$292,000	3,411
Trading account gains and fees	$0	184
Additional Noninterest Income	$464,000	3,459
Total noninterest expense	$5,144,000	3,339
Salaries and employee benefits	$2,669,000	3,377
Premises and equipment expense	$636,000	3,164
Additional noninterest expense	$1,839,000	3,170
Pre-tax net operating income	$827,000	4,365
Securities gains (losses)	$63,000	1,637
Applicable income taxes	$139,000	3,215
Income before extraordinary items	$751,000	4,340
Extraordinary gains, net	$0	29
Net income	$751,000	4,343
Minority interest net income	$0	90
Net income of bank and minority interests.	$751,000	4,344
Net charge-offs	$519,000	1,982
Cash dividends	$100,000	3,941
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$698,080	4,397
2013-09-30 (YTD Data)		Rank
Total interest income	$4,932,000	3,450
Total interest expense	$971,000	2,495
Net interest income	$3,961,000	3,590
Provision for loan and lease losses	$185,000	2,676
Total noninterest income	$536,000	3,905
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$220,000	3,420
Trading account gains and fees	$0	180
Additional Noninterest Income	$316,000	3,665
Total noninterest expense	$3,859,000	3,340
Salaries and employee benefits	$1,988,000	3,403
Premises and equipment expense	$467,000	3,261
Additional noninterest expense	$1,404,000	3,113
Pre-tax net operating income	$453,000	4,884
Securities gains (losses)	$63,000	1,503
Applicable income taxes	$59,000	3,632
Income before extraordinary items	$457,000	4,725
Extraordinary gains, net	$0	25
Net income	$457,000	4,727
Minority interest net income	$0	84
Net income of bank and minority interests.	$457,000	4,728
Net charge-offs	$503,000	1,579
Cash dividends	$75,000	3,434
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$400,930	4,816
2013-06-30 (YTD Data)		Rank
Total interest income	$3,238,000	3,485
Total interest expense	$670,000	2,483
Net interest income	$2,568,000	3,658
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$337,000	4,010
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$138,000	3,497
Trading account gains and fees	$0	157
Additional Noninterest Income	$199,000	3,794
Total noninterest expense	$2,587,000	3,348
Salaries and employee benefits	$1,323,000	3,433
Premises and equipment expense	$302,000	3,336
Additional noninterest expense	$962,000	3,050
Pre-tax net operating income	$228,000	5,170
Securities gains (losses)	$63,000	1,379
Applicable income taxes	$27,000	3,804
Income before extraordinary items	$264,000	4,933
Extraordinary gains, net	$0	22
Net income	$264,000	4,935
Minority interest net income	$0	82
Net income of bank and minority interests.	$264,000	4,936
Net charge-offs	$171,000	2,256
Cash dividends	$50,000	3,274
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$206,670	5,102
2013-03-31 (YTD Data)		Rank
Total interest income	$1,601,000	3,534
Total interest expense	$337,000	2,533
Net interest income	$1,264,000	3,705
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$147,000	4,221
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$66,000	3,575
Trading account gains and fees	$0	148
Additional Noninterest Income	$81,000	4,075
Total noninterest expense	$1,262,000	3,426
Salaries and employee benefits	$658,000	3,482
Premises and equipment expense	$138,000	3,577
Additional noninterest expense	$466,000	3,137
Pre-tax net operating income	$104,000	5,281
Securities gains (losses)	$0	1,966
Applicable income taxes	$4,000	4,268
Income before extraordinary items	$100,000	5,255
Extraordinary gains, net	$0	10
Net income	$100,000	5,257
Minority interest net income	$0	76
Net income of bank and minority interests.	$100,000	5,257
Net charge-offs	$145,000	1,610
Cash dividends	$25,000	2,541
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$100,000	5,151
2012-12-31 (YTD Data)		Rank
Total interest income	$6,748,000	3,528
Total interest expense	$1,501,000	2,710
Net interest income	$5,247,000	3,692
Provision for loan and lease losses	$301,000	3,341
Total noninterest income	$630,000	4,092
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$274,000	3,655
Trading account gains and fees	$0	166
Additional Noninterest Income	$356,000	3,801
Total noninterest expense	$4,623,000	3,677
Salaries and employee benefits	$2,482,000	3,593
Premises and equipment expense	$445,000	4,083
Additional noninterest expense	$1,696,000	3,496
Pre-tax net operating income	$953,000	4,076
Securities gains (losses)	$26,000	3,070
Applicable income taxes	$232,000	2,890
Income before extraordinary items	$747,000	4,374
Extraordinary gains, net	$0	29
Net income	$747,000	4,371
Minority interest net income	$0	93
Net income of bank and minority interests.	$747,000	4,373
Net charge-offs	$476,000	2,716
Cash dividends	$75,000	4,083
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$727,240	4,247
2012-09-30 (YTD Data)		Rank
Total interest income	$5,097,000	3,574
Total interest expense	$1,160,000	2,754
Net interest income	$3,937,000	3,751
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$442,000	4,247
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$213,000	3,629
Trading account gains and fees	$0	157
Additional Noninterest Income	$229,000	4,060
Total noninterest expense	$3,430,000	3,731
Salaries and employee benefits	$1,855,000	3,611
Premises and equipment expense	$328,000	4,173
Additional noninterest expense	$1,247,000	3,544
Pre-tax net operating income	$724,000	4,170
Securities gains (losses)	$21,000	2,854
Applicable income taxes	$180,000	2,929
Income before extraordinary items	$565,000	4,474
Extraordinary gains, net	$0	20
Net income	$565,000	4,473
Minority interest net income	$0	86
Net income of bank and minority interests.	$565,000	4,472
Net charge-offs	$437,000	2,354
Cash dividends	$50,000	3,541
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$549,040	4,345
2012-06-30 (YTD Data)		Rank
Total interest income	$3,422,000	3,584
Total interest expense	$804,000	2,759
Net interest income	$2,618,000	3,775
Provision for loan and lease losses	$150,000	3,329
Total noninterest income	$291,000	4,267
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$138,000	3,673
Trading account gains and fees	$0	153
Additional Noninterest Income	$153,000	4,049
Total noninterest expense	$2,307,000	3,719
Salaries and employee benefits	$1,221,000	3,660
Premises and equipment expense	$214,000	4,223
Additional noninterest expense	$872,000	3,456
Pre-tax net operating income	$452,000	4,262
Securities gains (losses)	$11,000	2,698
Applicable income taxes	$107,000	3,013
Income before extraordinary items	$356,000	4,549
Extraordinary gains, net	$0	19
Net income	$356,000	4,552
Minority interest net income	$0	84
Net income of bank and minority interests.	$356,000	4,552
Net charge-offs	$423,000	1,941
Cash dividends	$25,000	3,451
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$347,530	4,409
2012-03-31 (YTD Data)		Rank
Total interest income	$1,712,000	3,627
Total interest expense	$410,000	2,818
Net interest income	$1,302,000	3,804
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$147,000	4,277
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$69,000	3,673
Trading account gains and fees	$0	148
Additional Noninterest Income	$78,000	4,052
Total noninterest expense	$1,148,000	3,755
Salaries and employee benefits	$598,000	3,744
Premises and equipment expense	$104,000	4,311
Additional noninterest expense	$446,000	3,379
Pre-tax net operating income	$226,000	4,333
Securities gains (losses)	$11,000	1,753
Applicable income taxes	$55,000	2,978
Income before extraordinary items	$182,000	4,526
Extraordinary gains, net	$0	19
Net income	$182,000	4,529
Minority interest net income	$0	78
Net income of bank and minority interests.	$182,000	4,529
Net charge-offs	$315,000	1,443
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$173,530	4,474
2011-12-31 (YTD Data)		Rank
Total interest income	$6,679,000	3,797
Total interest expense	$1,863,000	2,923
Net interest income	$4,816,000	4,003
Provision for loan and lease losses	$304,000	4,086
Total noninterest income	$529,000	4,297
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$336,000	3,373
Trading account gains and fees	$0	146
Additional Noninterest Income	$193,000	4,510
Total noninterest expense	$4,577,000	3,760
Salaries and employee benefits	$2,288,000	3,809
Premises and equipment expense	$434,000	4,386
Additional noninterest expense	$1,855,000	3,343
Pre-tax net operating income	$464,000	4,810
Securities gains (losses)	$208,000	1,422
Applicable income taxes	$154,000	3,105
Income before extraordinary items	$518,000	4,612
Extraordinary gains, net	$0	29
Net income	$518,000	4,615
Minority interest net income	$0	96
Net income of bank and minority interests.	$518,000	4,614
Net charge-offs	$386,000	3,496
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$357,840	4,939
2011-09-30 (YTD Data)		Rank
Total interest income	$4,987,000	3,840
Total interest expense	$1,432,000	2,963
Net interest income	$3,555,000	4,065
Provision for loan and lease losses	$229,000	3,960
Total noninterest income	$381,000	4,420
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$253,000	3,375
Trading account gains and fees	$0	145
Additional Noninterest Income	$128,000	4,770
Total noninterest expense	$3,436,000	3,775
Salaries and employee benefits	$1,692,000	3,854
Premises and equipment expense	$315,000	4,506
Additional noninterest expense	$1,429,000	3,277
Pre-tax net operating income	$271,000	5,220
Securities gains (losses)	$21,000	2,786
Applicable income taxes	$42,000	3,713
Income before extraordinary items	$250,000	5,274
Extraordinary gains, net	$0	21
Net income	$250,000	5,274
Minority interest net income	$0	87
Net income of bank and minority interests.	$250,000	5,274
Net charge-offs	$360,000	3,030
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$231,940	5,230
2011-06-30 (YTD Data)		Rank
Total interest income	$3,328,000	3,869
Total interest expense	$978,000	2,995
Net interest income	$2,350,000	4,105
Provision for loan and lease losses	$152,000	3,863
Total noninterest income	$264,000	4,380
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$161,000	3,463
Trading account gains and fees	$0	153
Additional Noninterest Income	$103,000	4,497
Total noninterest expense	$2,330,000	3,764
Salaries and employee benefits	$1,117,000	3,911
Premises and equipment expense	$202,000	4,636
Additional noninterest expense	$1,011,000	3,185
Pre-tax net operating income	$132,000	5,507
Securities gains (losses)	$22,000	2,052
Applicable income taxes	$12,000	4,034
Income before extraordinary items	$142,000	5,403
Extraordinary gains, net	$0	15
Net income	$142,000	5,402
Minority interest net income	$0	89
Net income of bank and minority interests.	$142,000	5,403
Net charge-offs	$276,000	2,789
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$121,760	5,464
2011-03-31 (YTD Data)		Rank
Total interest income	$1,631,000	3,945
Total interest expense	$493,000	3,077
Net interest income	$1,138,000	4,203
Provision for loan and lease losses	$76,000	3,662
Total noninterest income	$130,000	4,440
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$76,000	3,534
Trading account gains and fees	$0	158
Additional Noninterest Income	$54,000	4,538
Total noninterest expense	$1,208,000	3,680
Salaries and employee benefits	$563,000	3,903
Premises and equipment expense	$98,000	4,744
Additional noninterest expense	$547,000	2,962
Pre-tax net operating income	$-16,000	6,433
Securities gains (losses)	$0	1,772
Applicable income taxes	$-26,000	7,112
Income before extraordinary items	$10,000	6,260
Extraordinary gains, net	$0	9
Net income	$10,000	6,259
Minority interest net income	$0	86
Net income of bank and minority interests.	$10,000	6,260
Net charge-offs	$136,000	2,450
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$10,000	6,225
2010-12-31 (YTD Data)		Rank
Total interest income	$6,630,000	4,050
Total interest expense	$2,194,000	3,311
Net interest income	$4,436,000	4,287
Provision for loan and lease losses	$262,000	5,031
Total noninterest income	$483,000	4,639
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$305,000	3,603
Trading account gains and fees	$0	175
Additional Noninterest Income	$178,000	4,752
Total noninterest expense	$4,470,000	3,917
Salaries and employee benefits	$2,205,000	3,950
Premises and equipment expense	$419,000	4,638
Additional noninterest expense	$1,846,000	3,477
Pre-tax net operating income	$187,000	5,231
Securities gains (losses)	$20,000	3,102
Applicable income taxes	$-15,000	6,598
Income before extraordinary items	$222,000	5,201
Extraordinary gains, net	$0	29
Net income	$222,000	5,205
Minority interest net income	$0	111
Net income of bank and minority interests.	$222,000	5,205
Net charge-offs	$2,015,000	1,852
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$202,000	5,137
2010-09-30 (YTD Data)		Rank
Total interest income	$4,999,000	4,112
Total interest expense	$1,672,000	3,396
Net interest income	$3,327,000	4,342
Provision for loan and lease losses	$192,000	4,939
Total noninterest income	$341,000	4,810
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$227,000	3,687
Trading account gains and fees	$0	165
Additional Noninterest Income	$114,000	5,033
Total noninterest expense	$3,367,000	3,909
Salaries and employee benefits	$1,642,000	4,009
Premises and equipment expense	$321,000	4,665
Additional noninterest expense	$1,404,000	3,413
Pre-tax net operating income	$109,000	5,588
Securities gains (losses)	$20,000	2,883
Applicable income taxes	$-20,000	6,894
Income before extraordinary items	$149,000	5,510
Extraordinary gains, net	$0	23
Net income	$149,000	5,511
Minority interest net income	$0	110
Net income of bank and minority interests.	$149,000	5,511
Net charge-offs	$895,000	2,319
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$129,000	5,443
2010-06-30 (YTD Data)		Rank
Total interest income	$3,313,000	4,166
Total interest expense	$1,126,000	3,473
Net interest income	$2,187,000	4,380
Provision for loan and lease losses	$150,000	4,587
Total noninterest income	$225,000	4,818
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$150,000	3,692
Trading account gains and fees	$0	152
Additional Noninterest Income	$75,000	5,061
Total noninterest expense	$2,248,000	3,908
Salaries and employee benefits	$1,095,000	4,031
Premises and equipment expense	$209,000	4,741
Additional noninterest expense	$944,000	3,357
Pre-tax net operating income	$14,000	5,992
Securities gains (losses)	$20,000	2,363
Applicable income taxes	$-31,000	7,013
Income before extraordinary items	$65,000	5,780
Extraordinary gains, net	$0	19
Net income	$65,000	5,782
Minority interest net income	$0	105
Net income of bank and minority interests.	$65,000	5,781
Net charge-offs	$743,000	2,019
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$45,000	5,830
2010-03-31 (YTD Data)		Rank
Total interest income	$1,672,000	4,197
Total interest expense	$579,000	3,530
Net interest income	$1,093,000	4,412
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$131,000	4,553
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$75,000	3,697
Trading account gains and fees	$0	175
Additional Noninterest Income	$56,000	4,499
Total noninterest expense	$1,106,000	3,992
Salaries and employee benefits	$546,000	4,091
Premises and equipment expense	$110,000	4,697
Additional noninterest expense	$450,000	3,466
Pre-tax net operating income	$-32,000	6,427
Securities gains (losses)	$20,000	1,521
Applicable income taxes	$-25,000	7,227
Income before extraordinary items	$13,000	6,210
Extraordinary gains, net	$0	16
Net income	$13,000	6,212
Minority interest net income	$0	91
Net income of bank and minority interests.	$13,000	6,212
Net charge-offs	$260,000	2,184
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$200	6,280
2009-12-31 (YTD Data)		Rank
Total interest income	$7,284,000	4,071
Total interest expense	$2,801,000	3,607
Net interest income	$4,483,000	4,243
Provision for loan and lease losses	$2,787,000	2,072
Total noninterest income	$450,000	4,921
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$325,000	3,731
Trading account gains and fees	$0	211
Additional Noninterest Income	$125,000	5,354
Total noninterest expense	$4,347,000	4,101
Salaries and employee benefits	$2,033,000	4,310
Premises and equipment expense	$398,000	5,004
Additional noninterest expense	$1,916,000	3,426
Pre-tax net operating income	$-2,201,000	6,691
Securities gains (losses)	$287,000	1,278
Applicable income taxes	$-739,000	7,171
Income before extraordinary items	$-1,175,000	6,433
Extraordinary gains, net	$0	34
Net income	$-1,175,000	6,434
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,175,000	6,434
Net charge-offs	$420,000	4,016
Cash dividends	$400,000	2,826
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,358,680	6,517
2009-09-30 (YTD Data)		Rank
Total interest income	$5,437,000	4,139
Total interest expense	$2,166,000	3,652
Net interest income	$3,271,000	4,330
Provision for loan and lease losses	$515,000	3,756
Total noninterest income	$347,000	4,931
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$248,000	3,712
Trading account gains and fees	$0	212
Additional Noninterest Income	$99,000	5,406
Total noninterest expense	$3,230,000	4,141
Salaries and employee benefits	$1,474,000	4,445
Premises and equipment expense	$303,000	5,012
Additional noninterest expense	$1,453,000	3,361
Pre-tax net operating income	$-127,000	5,920
Securities gains (losses)	$237,000	1,175
Applicable income taxes	$-25,000	6,734
Income before extraordinary items	$135,000	5,157
Extraordinary gains, net	$0	27
Net income	$135,000	5,157
Minority interest net income	$0	118
Net income of bank and minority interests.	$135,000	5,157
Net charge-offs	$352,000	3,496
Cash dividends	$400,000	2,256
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-102,000	5,947
2009-06-30 (YTD Data)		Rank
Total interest income	$3,678,000	4,140
Total interest expense	$1,503,000	3,662
Net interest income	$2,175,000	4,335
Provision for loan and lease losses	$315,000	3,619
Total noninterest income	$247,000	4,826
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$174,000	3,588
Trading account gains and fees	$0	193
Additional Noninterest Income	$73,000	5,302
Total noninterest expense	$2,087,000	4,275
Salaries and employee benefits	$790,000	5,134
Premises and equipment expense	$200,000	5,076
Additional noninterest expense	$1,097,000	3,058
Pre-tax net operating income	$20,000	5,685
Securities gains (losses)	$70,000	1,698
Applicable income taxes	$-8,000	6,787
Income before extraordinary items	$98,000	5,221
Extraordinary gains, net	$0	21
Net income	$98,000	5,219
Minority interest net income	$0	112
Net income of bank and minority interests.	$98,000	5,219
Net charge-offs	$308,000	2,890
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$28,000	5,640
2009-03-31 (YTD Data)		Rank
Total interest income	$1,849,000	4,164
Total interest expense	$772,000	3,702
Net interest income	$1,077,000	4,354
Provision for loan and lease losses	$125,000	3,535
Total noninterest income	$139,000	4,576
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$82,000	3,654
Trading account gains and fees	$0	171
Additional Noninterest Income	$57,000	4,606
Total noninterest expense	$1,052,000	4,157
Salaries and employee benefits	$498,000	4,475
Premises and equipment expense	$108,000	4,900
Additional noninterest expense	$446,000	3,291
Pre-tax net operating income	$39,000	5,772
Securities gains (losses)	$0	2,434
Applicable income taxes	$-4,000	7,115
Income before extraordinary items	$43,000	5,801
Extraordinary gains, net	$0	15
Net income	$43,000	5,804
Minority interest net income	$0	102
Net income of bank and minority interests.	$43,000	5,804
Net charge-offs	$73,000	3,196
Cash dividends	$400,000	1,067
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$43,000	5,638
2008-12-31 (YTD Data)		Rank
Total interest income	$8,070,000	4,108
Total interest expense	$3,327,000	3,972
Net interest income	$4,743,000	4,093
Provision for loan and lease losses	$933,000	2,817
Total noninterest income	$609,000	4,440
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$415,000	3,391
Trading account gains and fees	$0	154
Additional Noninterest Income	$194,000	4,885
Total noninterest expense	$4,218,000	4,078
Salaries and employee benefits	$1,980,000	4,490
Premises and equipment expense	$477,000	4,587
Additional noninterest expense	$1,761,000	3,189
Pre-tax net operating income	$201,000	5,751
Securities gains (losses)	$-9,000	7,014
Applicable income taxes	$-34,000	6,921
Income before extraordinary items	$226,000	5,379
Extraordinary gains, net	$0	39
Net income	$226,000	5,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$906,000	2,072
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$235,000	5,507
2008-09-30 (YTD Data)		Rank
Total interest income	$6,211,000	4,109
Total interest expense	$2,537,000	4,039
Net interest income	$3,674,000	4,021
Provision for loan and lease losses	$668,000	2,326
Total noninterest income	$421,000	4,702
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$312,000	3,405
Trading account gains and fees	$0	148
Additional Noninterest Income	$109,000	5,479
Total noninterest expense	$3,200,000	4,026
Salaries and employee benefits	$1,494,000	4,491
Premises and equipment expense	$358,000	4,593
Additional noninterest expense	$1,348,000	3,041
Pre-tax net operating income	$227,000	5,939
Securities gains (losses)	$-9,000	7,325
Applicable income taxes	$-2,000	7,251
Income before extraordinary items	$220,000	5,597
Extraordinary gains, net	$0	31
Net income	$220,000	5,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$630,000	1,707
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$229,000	5,733
2008-06-30 (YTD Data)		Rank
Total interest income	$4,196,000	4,121
Total interest expense	$1,803,000	4,007
Net interest income	$2,393,000	4,087
Provision for loan and lease losses	$105,000	4,183
Total noninterest income	$262,000	4,905
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$204,000	3,442
Trading account gains and fees	$0	149
Additional Noninterest Income	$58,000	5,909
Total noninterest expense	$2,085,000	4,118
Salaries and employee benefits	$976,000	4,606
Premises and equipment expense	$243,000	4,586
Additional noninterest expense	$866,000	3,111
Pre-tax net operating income	$465,000	4,500
Securities gains (losses)	$0	3,233
Applicable income taxes	$104,000	3,414
Income before extraordinary items	$361,000	4,675
Extraordinary gains, net	$0	21
Net income	$361,000	4,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,213
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$361,000	4,612
2008-03-31 (YTD Data)		Rank
Total interest income	$2,156,000	4,123
Total interest expense	$983,000	3,952
Net interest income	$1,173,000	4,163
Provision for loan and lease losses	$29,000	4,620
Total noninterest income	$130,000	4,919
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$100,000	3,452
Trading account gains and fees	$0	158
Additional Noninterest Income	$30,000	5,904
Total noninterest expense	$1,040,000	4,125
Salaries and employee benefits	$489,000	4,632
Premises and equipment expense	$123,000	4,560
Additional noninterest expense	$428,000	3,106
Pre-tax net operating income	$234,000	4,661
Securities gains (losses)	$0	2,688
Applicable income taxes	$56,000	3,451
Income before extraordinary items	$178,000	4,916
Extraordinary gains, net	$0	15
Net income	$178,000	4,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	1,453
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$178,000	4,799
2007-12-31 (YTD Data)		Rank
Total interest income	$9,534,000	3,889
Total interest expense	$4,737,000	3,601
Net interest income	$4,797,000	4,122
Provision for loan and lease losses	$134,000	4,483
Total noninterest income	$594,000	4,667
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$406,000	3,499
Trading account gains and fees	$0	178
Additional Noninterest Income	$188,000	5,191
Total noninterest expense	$4,363,000	3,852
Salaries and employee benefits	$1,877,000	4,609
Premises and equipment expense	$461,000	4,602
Additional noninterest expense	$2,025,000	2,647
Pre-tax net operating income	$894,000	4,960
Securities gains (losses)	$10,000	1,349
Applicable income taxes	$270,000	3,511
Income before extraordinary items	$634,000	5,238
Extraordinary gains, net	$0	39
Net income	$634,000	5,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$266,000	2,456
Cash dividends	$80,000	5,454
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$627,000	5,250
2007-09-30 (YTD Data)		Rank
Total interest income	$7,206,000	3,882
Total interest expense	$3,612,000	3,557
Net interest income	$3,594,000	4,143
Provision for loan and lease losses	$130,000	3,745
Total noninterest income	$437,000	4,710
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$301,000	3,509
Trading account gains and fees	$0	184
Additional Noninterest Income	$136,000	5,268
Total noninterest expense	$3,306,000	3,805
Salaries and employee benefits	$1,434,000	4,524
Premises and equipment expense	$355,000	4,505
Additional noninterest expense	$1,517,000	2,596
Pre-tax net operating income	$595,000	5,455
Securities gains (losses)	$10,000	1,001
Applicable income taxes	$178,000	3,852
Income before extraordinary items	$427,000	5,689
Extraordinary gains, net	$0	33
Net income	$427,000	5,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	1,795
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$419,900	5,716
2007-06-30 (YTD Data)		Rank
Total interest income	$4,861,000	3,864
Total interest expense	$2,375,000	3,591
Net interest income	$2,486,000	4,050
Provision for loan and lease losses	$97,000	3,344
Total noninterest income	$273,000	4,875
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$189,000	3,629
Trading account gains and fees	$0	168
Additional Noninterest Income	$84,000	5,421
Total noninterest expense	$2,206,000	3,825
Salaries and employee benefits	$992,000	4,430
Premises and equipment expense	$225,000	4,674
Additional noninterest expense	$989,000	2,654
Pre-tax net operating income	$456,000	5,241
Securities gains (losses)	$-4,000	7,813
Applicable income taxes	$159,000	3,562
Income before extraordinary items	$293,000	5,706
Extraordinary gains, net	$0	29
Net income	$293,000	5,705
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	1,322
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$295,600	5,673
2007-03-31 (YTD Data)		Rank
Total interest income	$2,360,000	3,936
Total interest expense	$1,163,000	3,612
Net interest income	$1,197,000	4,166
Provision for loan and lease losses	$50,000	3,068
Total noninterest income	$111,000	5,313
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$88,000	3,710
Trading account gains and fees	$0	195
Additional Noninterest Income	$23,000	6,395
Total noninterest expense	$1,100,000	3,833
Salaries and employee benefits	$527,000	4,265
Premises and equipment expense	$111,000	4,742
Additional noninterest expense	$462,000	2,782
Pre-tax net operating income	$158,000	5,971
Securities gains (losses)	$0	1,187
Applicable income taxes	$60,000	3,913
Income before extraordinary items	$98,000	6,436
Extraordinary gains, net	$0	22
Net income	$98,000	6,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,009
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$98,000	6,419
2006-12-31 (YTD Data)		Rank
Total interest income	$9,699,000	3,666
Total interest expense	$4,393,000	3,348
Net interest income	$5,306,000	3,847
Provision for loan and lease losses	$285,000	2,880
Total noninterest income	$477,000	5,237
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$333,000	3,916
Trading account gains and fees	$0	130
Additional Noninterest Income	$144,000	5,694
Total noninterest expense	$4,259,000	3,803
Salaries and employee benefits	$1,930,000	4,394
Premises and equipment expense	$474,000	4,421
Additional noninterest expense	$1,855,000	2,738
Pre-tax net operating income	$1,239,000	4,719
Securities gains (losses)	$0	1,687
Applicable income taxes	$421,000	3,369
Income before extraordinary items	$818,000	5,154
Extraordinary gains, net	$0	51
Net income	$818,000	5,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$390,000	1,405
Cash dividends	$880,000	2,790
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$818,000	5,151
2006-09-30 (YTD Data)		Rank
Total interest income	$7,245,000	3,646
Total interest expense	$3,178,000	3,343
Net interest income	$4,067,000	3,801
Provision for loan and lease losses	$85,000	4,435
Total noninterest income	$355,000	5,259
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$231,000	4,101
Trading account gains and fees	$0	126
Additional Noninterest Income	$124,000	5,471
Total noninterest expense	$3,255,000	3,733
Salaries and employee benefits	$1,535,000	4,175
Premises and equipment expense	$342,000	4,527
Additional noninterest expense	$1,378,000	2,748
Pre-tax net operating income	$1,082,000	4,555
Securities gains (losses)	$0	1,388
Applicable income taxes	$363,000	3,317
Income before extraordinary items	$719,000	4,953
Extraordinary gains, net	$0	45
Net income	$719,000	4,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$384,000	972
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$719,000	4,944
2006-06-30 (YTD Data)		Rank
Total interest income	$4,748,000	3,635
Total interest expense	$1,988,000	3,398
Net interest income	$2,760,000	3,773
Provision for loan and lease losses	$20,000	5,511
Total noninterest income	$219,000	5,440
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$134,000	4,365
Trading account gains and fees	$0	126
Additional Noninterest Income	$85,000	5,470
Total noninterest expense	$2,113,000	3,829
Salaries and employee benefits	$1,005,000	4,240
Premises and equipment expense	$229,000	4,518
Additional noninterest expense	$879,000	2,880
Pre-tax net operating income	$846,000	4,198
Securities gains (losses)	$0	1,185
Applicable income taxes	$287,000	3,104
Income before extraordinary items	$559,000	4,608
Extraordinary gains, net	$0	39
Net income	$559,000	4,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$241,000	966
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$559,000	4,599
2006-03-31 (YTD Data)		Rank
Total interest income	$2,333,000	3,625
Total interest expense	$938,000	3,422
Net interest income	$1,395,000	3,746
Provision for loan and lease losses	$20,000	4,517
Total noninterest income	$106,000	5,470
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$64,000	4,410
Trading account gains and fees	$0	115
Additional Noninterest Income	$42,000	5,444
Total noninterest expense	$997,000	4,025
Salaries and employee benefits	$478,000	4,420
Premises and equipment expense	$112,000	4,612
Additional noninterest expense	$407,000	3,072
Pre-tax net operating income	$484,000	3,814
Securities gains (losses)	$0	955
Applicable income taxes	$164,000	2,899
Income before extraordinary items	$320,000	4,254
Extraordinary gains, net	$0	21
Net income	$320,000	4,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,017
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$320,000	4,237
2005-12-31 (YTD Data)		Rank
Total interest income	$8,907,000	3,453
Total interest expense	$3,578,000	2,886
Net interest income	$5,329,000	3,774
Provision for loan and lease losses	$303,000	2,789
Total noninterest income	$554,000	4,995
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$276,000	4,378
Trading account gains and fees	$0	138
Additional Noninterest Income	$278,000	4,507
Total noninterest expense	$3,848,000	3,983
Salaries and employee benefits	$1,669,000	4,723
Premises and equipment expense	$422,000	4,697
Additional noninterest expense	$1,757,000	2,816
Pre-tax net operating income	$1,732,000	4,044
Securities gains (losses)	$0	2,296
Applicable income taxes	$589,000	3,103
Income before extraordinary items	$1,143,000	4,470
Extraordinary gains, net	$0	46
Net income	$1,143,000	4,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	2,766
Cash dividends	$950,000	2,574
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,143,000	4,425
2005-09-30 (YTD Data)		Rank
Total interest income	$6,561,000	3,446
Total interest expense	$2,648,000	2,794
Net interest income	$3,913,000	3,832
Provision for loan and lease losses	$288,000	2,264
Total noninterest income	$416,000	5,020
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$214,000	4,323
Trading account gains and fees	$0	126
Additional Noninterest Income	$202,000	4,587
Total noninterest expense	$2,881,000	3,954
Salaries and employee benefits	$1,203,000	4,822
Premises and equipment expense	$322,000	4,616
Additional noninterest expense	$1,356,000	2,716
Pre-tax net operating income	$1,160,000	4,390
Securities gains (losses)	$0	2,317
Applicable income taxes	$392,000	3,363
Income before extraordinary items	$768,000	4,862
Extraordinary gains, net	$0	35
Net income	$768,000	4,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	2,657
Cash dividends	$550,000	2,639
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$768,000	4,826
2005-06-30 (YTD Data)		Rank
Total interest income	$4,337,000	3,401
Total interest expense	$1,741,000	2,692
Net interest income	$2,596,000	3,812
Provision for loan and lease losses	$80,000	3,732
Total noninterest income	$284,000	4,930
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$134,000	4,409
Trading account gains and fees	$0	116
Additional Noninterest Income	$150,000	4,323
Total noninterest expense	$1,789,000	4,174
Salaries and employee benefits	$711,000	5,196
Premises and equipment expense	$219,000	4,512
Additional noninterest expense	$859,000	2,830
Pre-tax net operating income	$1,011,000	3,672
Securities gains (losses)	$0	2,146
Applicable income taxes	$341,000	2,870
Income before extraordinary items	$670,000	4,113
Extraordinary gains, net	$0	30
Net income	$670,000	4,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,292
Cash dividends	$550,000	2,062
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$670,000	4,058
2005-03-31 (YTD Data)		Rank
Total interest income	$2,085,000	3,477
Total interest expense	$798,000	2,794
Net interest income	$1,287,000	3,827
Provision for loan and lease losses	$80,000	2,398
Total noninterest income	$166,000	4,438
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$62,000	4,532
Trading account gains and fees	$0	115
Additional Noninterest Income	$104,000	3,652
Total noninterest expense	$927,000	4,068
Salaries and employee benefits	$372,000	5,075
Premises and equipment expense	$110,000	4,551
Additional noninterest expense	$445,000	2,716
Pre-tax net operating income	$446,000	3,991
Securities gains (losses)	$0	1,685
Applicable income taxes	$149,000	3,105
Income before extraordinary items	$297,000	4,404
Extraordinary gains, net	$0	24
Net income	$297,000	4,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,295
Cash dividends	$300,000	1,719
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$297,000	4,362
2004-12-31 (YTD Data)		Rank
Total interest income	$7,875,000	3,450
Total interest expense	$2,226,000	3,341
Net interest income	$5,649,000	3,462
Provision for loan and lease losses	$618,000	1,606
Total noninterest income	$619,000	4,738
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$298,000	4,328
Trading account gains and fees	$0	138
Additional Noninterest Income	$321,000	4,140
Total noninterest expense	$3,161,000	4,494
Salaries and employee benefits	$1,219,000	5,645
Premises and equipment expense	$433,000	4,535
Additional noninterest expense	$1,509,000	3,106
Pre-tax net operating income	$2,489,000	3,024
Securities gains (losses)	$0	3,819
Applicable income taxes	$844,000	2,439
Income before extraordinary items	$1,645,000	3,405
Extraordinary gains, net	$0	34
Net income	$1,645,000	3,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	2,654
Cash dividends	$130,000	5,284
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,645,000	3,340
2004-09-30 (YTD Data)		Rank
Total interest income	$5,866,000	3,454
Total interest expense	$1,555,000	3,507
Net interest income	$4,311,000	3,388
Provision for loan and lease losses	$468,000	1,531
Total noninterest income	$500,000	4,560
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$226,000	4,333
Trading account gains and fees	$0	134
Additional Noninterest Income	$274,000	3,899
Total noninterest expense	$2,299,000	4,557
Salaries and employee benefits	$813,000	5,968
Premises and equipment expense	$320,000	4,560
Additional noninterest expense	$1,166,000	3,019
Pre-tax net operating income	$2,044,000	2,822
Securities gains (losses)	$0	3,710
Applicable income taxes	$693,000	2,335
Income before extraordinary items	$1,351,000	3,239
Extraordinary gains, net	$0	26
Net income	$1,351,000	3,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,728
Cash dividends	$130,000	4,416
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,351,000	3,156
2004-06-30 (YTD Data)		Rank
Total interest income	$3,754,000	3,556
Total interest expense	$981,000	3,663
Net interest income	$2,773,000	3,474
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$252,000	5,264
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$142,000	4,457
Trading account gains and fees	$0	130
Additional Noninterest Income	$110,000	4,970
Total noninterest expense	$1,481,000	4,703
Salaries and employee benefits	$543,000	6,002
Premises and equipment expense	$208,000	4,647
Additional noninterest expense	$730,000	3,190
Pre-tax net operating income	$1,364,000	2,783
Securities gains (losses)	$0	3,413
Applicable income taxes	$464,000	2,322
Income before extraordinary items	$900,000	3,220
Extraordinary gains, net	$0	21
Net income	$900,000	3,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	2,468
Cash dividends	$70,000	4,480
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$900,000	3,129
2004-03-31 (YTD Data)		Rank
Total interest income	$1,822,000	3,670
Total interest expense	$479,000	3,776
Net interest income	$1,343,000	3,559
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$94,000	5,919
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$62,000	4,721
Trading account gains and fees	$0	121
Additional Noninterest Income	$32,000	5,977
Total noninterest expense	$722,000	4,816
Salaries and employee benefits	$282,000	5,928
Premises and equipment expense	$106,000	4,616
Additional noninterest expense	$334,000	3,426
Pre-tax net operating income	$625,000	2,979
Securities gains (losses)	$0	2,934
Applicable income taxes	$213,000	2,469
Income before extraordinary items	$412,000	3,425
Extraordinary gains, net	$0	16
Net income	$412,000	3,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	1,358
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$412,000	3,313
2003-12-31 (YTD Data)		Rank
Total interest income	$7,192,000	3,733
Total interest expense	$1,876,000	4,219
Net interest income	$5,316,000	3,526
Provision for loan and lease losses	$275,000	3,362
Total noninterest income	$414,000	5,900
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$304,000	4,262
Trading account gains and fees	$0	160
Additional Noninterest Income	$110,000	6,367
Total noninterest expense	$3,112,000	4,495
Salaries and employee benefits	$1,562,000	4,726
Premises and equipment expense	$360,000	5,075
Additional noninterest expense	$1,190,000	3,753
Pre-tax net operating income	$2,343,000	3,035
Securities gains (losses)	$0	4,500
Applicable income taxes	$791,000	2,554
Income before extraordinary items	$1,552,000	3,486
Extraordinary gains, net	$0	54
Net income	$1,552,000	3,485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	4,187
Cash dividends	$194,000	4,985
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,552,000	3,311
2003-09-30 (YTD Data)		Rank
Total interest income	$5,340,000	3,814
Total interest expense	$1,406,000	4,343
Net interest income	$3,934,000	3,573
Provision for loan and lease losses	$225,000	3,052
Total noninterest income	$316,000	5,920
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$231,000	4,252
Trading account gains and fees	$0	153
Additional Noninterest Income	$85,000	6,364
Total noninterest expense	$2,193,000	4,662
Salaries and employee benefits	$1,079,000	4,976
Premises and equipment expense	$249,000	5,347
Additional noninterest expense	$865,000	3,829
Pre-tax net operating income	$1,832,000	3,032
Securities gains (losses)	$0	4,204
Applicable income taxes	$626,000	2,584
Income before extraordinary items	$1,206,000	3,489
Extraordinary gains, net	$0	40
Net income	$1,206,000	3,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	3,249
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,206,000	3,320
2003-06-30 (YTD Data)		Rank
Total interest income	$3,521,000	3,879
Total interest expense	$965,000	4,365
Net interest income	$2,556,000	3,637
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$198,000	6,037
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$147,000	4,341
Trading account gains and fees	$0	150
Additional Noninterest Income	$51,000	6,530
Total noninterest expense	$1,411,000	4,778
Salaries and employee benefits	$675,000	5,213
Premises and equipment expense	$166,000	5,313
Additional noninterest expense	$570,000	3,858
Pre-tax net operating income	$1,193,000	3,095
Securities gains (losses)	$0	3,782
Applicable income taxes	$408,000	2,644
Income before extraordinary items	$785,000	3,562
Extraordinary gains, net	$0	30
Net income	$785,000	3,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,544
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$785,000	3,363
2003-03-31 (YTD Data)		Rank
Total interest income	$1,719,000	3,982
Total interest expense	$483,000	4,444
Net interest income	$1,236,000	3,723
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$96,000	6,000
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$72,000	4,314
Trading account gains and fees	$0	134
Additional Noninterest Income	$24,000	6,621
Total noninterest expense	$698,000	4,803
Salaries and employee benefits	$338,000	5,218
Premises and equipment expense	$83,000	5,318
Additional noninterest expense	$277,000	3,893
Pre-tax net operating income	$559,000	3,251
Securities gains (losses)	$0	2,891
Applicable income taxes	$190,000	2,786
Income before extraordinary items	$369,000	3,674
Extraordinary gains, net	$0	21
Net income	$369,000	3,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,762
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$369,000	3,500
2002-12-31 (YTD Data)		Rank
Total interest income	$6,455,000	4,321
Total interest expense	$1,892,000	4,994
Net interest income	$4,563,000	3,943
Provision for loan and lease losses	$304,000	3,386
Total noninterest income	$337,000	6,195
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$230,000	4,901
Trading account gains and fees	$0	153
Additional Noninterest Income	$107,000	6,305
Total noninterest expense	$2,536,000	5,034
Salaries and employee benefits	$1,224,000	5,408
Premises and equipment expense	$294,000	5,653
Additional noninterest expense	$1,018,000	4,126
Pre-tax net operating income	$2,060,000	3,354
Securities gains (losses)	$0	4,537
Applicable income taxes	$687,000	2,890
Income before extraordinary items	$1,373,000	3,743
Extraordinary gains, net	$0	70
Net income	$1,373,000	3,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	4,470
Cash dividends	$166,000	5,088
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,373,000	3,628
2001-12-31 (YTD Data)		Rank
Total interest income	$5,360,000	5,373
Total interest expense	$2,221,000	5,781
Net interest income	$3,139,000	4,898
Provision for loan and lease losses	$456,000	2,370
Total noninterest income	$199,000	7,320
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$147,000	5,839
Trading account gains and fees	$0	177
Additional Noninterest Income	$52,000	7,628
Total noninterest expense	$1,915,000	5,900
Salaries and employee benefits	$905,000	6,347
Premises and equipment expense	$256,000	6,017
Additional noninterest expense	$754,000	4,996
Pre-tax net operating income	$967,000	4,987
Securities gains (losses)	$1,000	4,410
Applicable income taxes	$309,000	4,203
Income before extraordinary items	$659,000	5,374
Extraordinary gains, net	$0	105
Net income	$659,000	5,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,533
Cash dividends	$69,000	6,010
Sale, conversion, retirement of capital stock, net	$1,280,000	367
Net operating income	$658,320	5,251
2000-12-31 (YTD Data)		Rank
Total interest income	$2,759,000	7,650
Total interest expense	$1,320,000	7,540
Net interest income	$1,439,000	7,573
Provision for loan and lease losses	$158,000	4,296
Total noninterest income	$101,000	8,584
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	7,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	8,801
Total noninterest expense	$1,275,000	7,317
Salaries and employee benefits	$616,000	7,617
Premises and equipment expense	$163,000	7,358
Additional noninterest expense	$496,000	6,459
Pre-tax net operating income	$107,000	8,774
Securities gains (losses)	$0	1,956
Applicable income taxes	$5,000	8,201
Income before extraordinary items	$102,000	8,691
Extraordinary gains, net	$0	38
Net income	$102,000	8,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	9,146
Cash dividends	$28,000	6,603
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$102,000	8,681
1999-12-31 (YTD Data)		Rank
Total interest income	$1,782,000	8,728
Total interest expense	$722,000	8,898
Net interest income	$1,060,000	8,494
Provision for loan and lease losses	$-25,000	10,020
Total noninterest income	$79,000	9,159
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	7,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	9,178
Total noninterest expense	$838,000	8,625
Salaries and employee benefits	$389,000	8,946
Premises and equipment expense	$90,000	8,819
Additional noninterest expense	$359,000	7,612
Pre-tax net operating income	$326,000	7,942
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$85,000	7,134
Income before extraordinary items	$243,000	7,984
Extraordinary gains, net	$0	35
Net income	$243,000	7,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$24,000	6,901
Sale, conversion, retirement of capital stock, net	$1,421,000	470
Net operating income	$241,520	7,969
1998-12-31 (YTD Data)		Rank
Total interest income	$1,446,000	9,361
Total interest expense	$603,000	9,465
Net interest income	$843,000	9,149
Provision for loan and lease losses	$-60,000	10,284
Total noninterest income	$90,000	9,186
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$59,000	7,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	8,965
Total noninterest expense	$757,000	8,915
Salaries and employee benefits	$317,000	9,517
Premises and equipment expense	$73,000	9,302
Additional noninterest expense	$367,000	7,502
Pre-tax net operating income	$236,000	8,734
Securities gains (losses)	$9,000	3,034
Applicable income taxes	$35,000	8,609
Income before extraordinary items	$210,000	8,547
Extraordinary gains, net	$0	32
Net income	$210,000	8,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	9,741
Cash dividends	$29,000	7,163
Sale, conversion, retirement of capital stock, net	$-982,000	10,424
Net operating income	$202,260	8,531
1997-12-31 (YTD Data)		Rank
Total interest income	$1,452,000	9,739
Total interest expense	$674,000	9,608
Net interest income	$778,000	9,726
Provision for loan and lease losses	$-4,000	10,589
Total noninterest income	$62,000	10,075
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	8,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	9,798
Total noninterest expense	$745,000	9,240
Salaries and employee benefits	$312,000	9,867
Premises and equipment expense	$59,000	9,970
Additional noninterest expense	$374,000	7,588
Pre-tax net operating income	$99,000	10,070
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$8,000	9,918
Income before extraordinary items	$95,000	9,992
Extraordinary gains, net	$0	44
Net income	$95,000	9,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	9,725
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$91,320	9,968
1996-12-31 (YTD Data)		Rank
Total interest income	$1,597,000	9,982
Total interest expense	$779,000	9,709
Net interest income	$818,000	10,064
Provision for loan and lease losses	$135,000	4,332
Total noninterest income	$62,000	10,646
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	9,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,012
Total noninterest expense	$696,000	9,835
Salaries and employee benefits	$283,000	10,486
Premises and equipment expense	$51,000	10,608
Additional noninterest expense	$362,000	8,238
Pre-tax net operating income	$49,000	10,606
Securities gains (losses)	$0	4,148
Applicable income taxes	$-6,000	10,924
Income before extraordinary items	$55,000	10,550
Extraordinary gains, net	$0	53
Net income	$55,000	10,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	2,539
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$55,000	10,502
1995-12-31 (YTD Data)		Rank
Total interest income	$1,635,000	10,286
Total interest expense	$701,000	10,308
Net interest income	$934,000	10,141
Provision for loan and lease losses	$134,000	3,882
Total noninterest income	$63,000	11,107
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$32,000	9,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	10,206
Total noninterest expense	$653,000	10,351
Salaries and employee benefits	$311,000	10,655
Premises and equipment expense	$46,000	11,193
Additional noninterest expense	$296,000	9,276
Pre-tax net operating income	$210,000	10,403
Securities gains (losses)	$0	3,831
Applicable income taxes	$50,000	10,190
Income before extraordinary items	$160,000	10,367
Extraordinary gains, net	$0	65
Net income	$160,000	10,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,662
Cash dividends	$56,000	7,654
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$160,000	10,345
1994-12-31 (YTD Data)		Rank
Total interest income	$1,594,000	10,545
Total interest expense	$667,000	10,270
Net interest income	$927,000	10,639
Provision for loan and lease losses	$5,000	8,812
Total noninterest income	$60,000	11,716
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$32,000	10,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	10,920
Total noninterest expense	$691,000	10,735
Salaries and employee benefits	$308,000	11,133
Premises and equipment expense	$46,000	11,772
Additional noninterest expense	$337,000	9,510
Pre-tax net operating income	$291,000	10,200
Securities gains (losses)	$0	3,600
Applicable income taxes	$79,000	9,837
Income before extraordinary items	$212,000	10,130
Extraordinary gains, net	$0	249
Net income	$212,000	10,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,946
Cash dividends	$47,000	8,055
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$212,000	10,181
1993-12-31 (YTD Data)		Rank
Total interest income	$1,633,000	10,944
Total interest expense	$747,000	10,323
Net interest income	$886,000	11,211
Provision for loan and lease losses	$144,000	4,763
Total noninterest income	$84,000	11,715
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	10,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	10,159
Total noninterest expense	$652,000	11,372
Salaries and employee benefits	$294,000	11,717
Premises and equipment expense	$42,000	12,473
Additional noninterest expense	$316,000	10,242
Pre-tax net operating income	$174,000	11,279
Securities gains (losses)	$0	7,477
Applicable income taxes	$34,000	11,288
Income before extraordinary items	$140,000	11,333
Extraordinary gains, net	$0	3,149
Net income	$140,000	11,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	4,228
Cash dividends	$24,000	8,604
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$140,000	11,126
1992-12-31 (YTD Data)		Rank
Total interest income	$1,637,000	11,637
Total interest expense	$817,000	11,254
Net interest income	$820,000	11,828
Provision for loan and lease losses	$215,000	5,039
Total noninterest income	$70,000	12,557
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	11,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	11,113
Total noninterest expense	$647,000	11,793
Salaries and employee benefits	$284,000	12,196
Premises and equipment expense	$43,000	12,949
Additional noninterest expense	$320,000	10,554
Pre-tax net operating income	$28,000	12,552
Securities gains (losses)	$0	8,369
Applicable income taxes	$3,000	12,573
Income before extraordinary items	$25,000	12,742
Extraordinary gains, net	$0	1,422
Net income	$25,000	12,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	7,355
Cash dividends	$19,000	8,514
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$25,000	12,508

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.