| 2025-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0882% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0878% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0878% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0672% | 1,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 857 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8073% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1110% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1636% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1636% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0751% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9584% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1765% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8178% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8178% | 397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0501% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 4,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2743% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0115% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0115% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0612% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6253% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1579% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1579% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0393% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3835% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2757% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2757% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0284% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2086% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2086% | 463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0058% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4328% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4328% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0076% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0774% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0758% | 4,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0865% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1012% | 4,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1030% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1017% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1016% | 4,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1205% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1312% | 4,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1333% | 4,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 3,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0707% | 4,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1861% | 4,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1685% | 4,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1755% | 4,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3858% | 4,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1186% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1203% | 4,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0104% | 3,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0458% | 4,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0540% | 4,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0540% | 4,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0260% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 4,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0499% | 4,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 3,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0304% | 4,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0506% | 4,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0367% | 4,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 4,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0145% | 3,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0145% | 3,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0114% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 4,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0485% | 4,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0023% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 4,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 4,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0653% | 4,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0662% | 4,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1665% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0890% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0890% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0550% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0619% | 4,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0488% | 4,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0800% | 4,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0811% | 4,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 3,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0413% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0413% | 2,548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0783% | 4,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0874% | 4,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0492% | 4,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1194% | 4,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1211% | 4,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0607% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0607% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1573% | 4,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1711% | 4,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0514% | 4,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2537% | 4,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2574% | 4,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 3,851 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0238% | 4,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0238% | 4,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0270% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0485% | 4,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0777% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 4,335 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0882% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0882% | 4,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0049% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0482% | 4,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0645% | 4,385 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1162% | 4,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1162% | 4,687 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0192% | 4,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0448% | 4,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0825% | 4,466 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1729% | 4,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1729% | 4,722 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0215% | 4,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0503% | 5,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1056% | 4,603 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1288% | 4,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1288% | 4,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1311% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 4,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2591% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4012% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2547% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3439% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0510% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0510% | 3,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0680% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0607% | 5,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5706% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5348% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0759% | 2,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0759% | 2,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0477% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0476% | 5,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1703% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8438% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1487% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6415% | 5,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1239% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1239% | 2,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1109% | 5,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0523% | 5,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0470% | 5,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0720% | 5,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0743% | 5,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2956% | 5,293 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0888% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0888% | 4,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0488% | 5,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 4,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.0261% | 4,571 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0545% | 5,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4972% | 5,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0872% | 5,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0872% | 5,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0543% | 5,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 4,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0548% | 5,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 4,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 5,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5775% | 5,308 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0875% | 5,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0875% | 4,975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0711% | 5,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0415% | 5,120 |
| Percentage Net Loans Charged-off:Construction & development | -0.0120% | 4,576 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0645% | 5,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 5,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0452% | 5,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7062% | 5,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0988% | 4,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0988% | 4,929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0721% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0673% | 5,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0661% | 5,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0920% | 5,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0943% | 5,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2757% | 5,242 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0388% | 4,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0388% | 4,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0905% | 5,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 5,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0615% | 4,802 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 5,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0712% | 5,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0732% | 5,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5994% | 5,495 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1126% | 5,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1126% | 5,266 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3033% | 5,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1029% | 5,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0625% | 5,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.0862% | 4,914 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0778% | 5,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0800% | 5,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6973% | 5,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1186% | 5,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1185% | 5,195 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4342% | 5,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0961% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0581% | 5,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 5,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0831% | 5,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0858% | 5,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8196% | 5,654 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1314% | 5,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1314% | 5,166 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1496% | 5,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0510% | 5,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 5,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 5,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 5,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5146% | 5,625 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1034% | 5,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1034% | 5,001 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3436% | 5,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2293% | 5,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2519% | 5,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0844% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2204% | 6,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0648% | 5,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0667% | 5,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2388% | 5,437 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0728% | 5,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0728% | 5,287 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 5,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.3078% | 6,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3488% | 6,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.1156% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.9793% | 6,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 5,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 5,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1787% | 5,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0692% | 5,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0692% | 5,210 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0128% | 5,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2840% | 6,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3307% | 6,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7739% | 6,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 5,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 5,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 4,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0631% | 5,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0631% | 5,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0572% | 5,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 5,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0920% | 5,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 5,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 5,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5773% | 5,893 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0931% | 5,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0931% | 5,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2102% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3114% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2520% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 3,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5962% | 5,969 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1040% | 5,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1040% | 5,619 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0313% | 5,465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2364% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3484% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6772% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1304% | 6,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1335% | 6,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6227% | 6,036 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1072% | 5,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1072% | 5,559 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0201% | 5,454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1632% | 6,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1395% | 6,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0839% | 6,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1939% | 6,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1979% | 6,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6349% | 6,082 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1083% | 5,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1083% | 5,488 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0296% | 5,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0722% | 5,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 5,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 6,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 2,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6617% | 6,134 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1176% | 5,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1176% | 5,430 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0322% | 5,581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.3396% | 6,686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2639% | 6,610 |
| Percentage Net Loans Charged-off:Construction & development | -4.7890% | 6,177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1258% | 6,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2107% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2131% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4191% | 6,413 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1193% | 5,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1193% | 5,927 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4501% | 5,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0479% | 6,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1199% | 2,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.1381% | 5,698 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1415% | 6,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2850% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2883% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7549% | 6,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1626% | 6,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1626% | 5,984 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5855% | 6,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0930% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2204% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.2257% | 5,812 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0825% | 6,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4104% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4148% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6726% | 6,351 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1873% | 5,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1873% | 5,918 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8638% | 6,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1171% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2913% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.2190% | 5,881 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1806% | 6,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5735% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5801% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6373% | 6,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0911% | 2,471 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6802% | 6,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1113% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1855% | 3,355 |
| Percentage Net Loans Charged-off:Construction & development | -2.8986% | 6,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3352% | 1,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4829% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4867% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5437% | 6,518 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3035% | 6,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3035% | 6,500 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0359% | 5,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3848% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4787% | 1,951 |
| Percentage Net Loans Charged-off:Construction & development | -0.1659% | 6,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4688% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5845% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5890% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1208% | 6,120 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4517% | 6,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4517% | 6,643 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0379% | 6,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4884% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5399% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.1286% | 6,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7429% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5531% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5572% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5650% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4946% | 6,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4946% | 6,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8432% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0071% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 1.6995% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6223% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7225% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7275% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 5,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5274% | 6,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5274% | 6,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.4988% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8301% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 14.6085% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3628% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1579% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3624% | 5,371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1736% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2394% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8719% | 7,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8166% | 7,086 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0806% | 6,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.1133% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5371% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 19.7886% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7865% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0533% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4653% | 5,405 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0709% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4293% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7852% | 7,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6296% | 7,214 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0704% | 6,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7288% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9243% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 9.0690% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0579% | 7,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0502% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6598% | 5,437 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0726% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8020% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3752% | 7,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0829% | 7,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6604% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5923% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3916% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.8694% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0978% | 7,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5556% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7881% | 5,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5779% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5763% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5829% | 7,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4829% | 6,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7159% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 4.1447% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3268% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 13.2047% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3568% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9126% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2776% | 5,569 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9275% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1337% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3098% | 7,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5309% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0496% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0787% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 7.5551% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9620% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9406% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2498% | 5,609 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9551% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9868% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3112% | 7,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7991% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.8050% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7830% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 2.4343% | 1,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8169% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5530% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3696% | 5,642 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5730% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8137% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4674% | 7,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8613% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4272% | 2,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4157% | 2,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.2337% | 7,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9362% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3244% | 5,676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9470% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5155% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6013% | 2,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4188% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 5.3661% | 217 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7662% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 13.2611% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8781% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4860% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2001% | 5,841 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5040% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0723% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3071% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2726% | 1,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 5.9408% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9794% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 13.7231% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4724% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7671% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1818% | 5,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7772% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.6391% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5193% | 3,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3895% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.5255% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5311% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 3.7082% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1025% | 1,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9403% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2733% | 5,917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9528% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.9716% | 116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 4,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 4.7872% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6979% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 6.1015% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0875% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8787% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2714% | 5,913 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9035% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.9336% | 98 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6112% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6764% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7112% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 1.7204% | 1,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 2,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0882% | 489 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1370% | 2,550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0671% | 5,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 2,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5634% | 2,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 5,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0193% | 1,819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3351% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2790% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.6182% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1162% | 320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0897% | 6,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7225% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0235% | 5,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0303% | 1,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4530% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4330% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.9690% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1754% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1433% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1361% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1462% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6424% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0335% | 4,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1595% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0708% | 990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1572% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2848% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1615% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6841% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0616% | 3,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1603% | 3,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 2,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0916% | 1,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 2,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 2,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8956% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1679% | 2,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 1,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.1216% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8513% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1479% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.1886% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5827% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1850% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4195% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1221% | 8,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9221% | 8,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1143% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7765% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1484% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9785% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3286% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0694% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1119% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1842% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3548% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0811% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5082% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0167% | 4,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1011% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0385% | 7,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2280% | 7,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3605% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3722% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4188% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8874% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0014% | 7,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 6,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0145% | 7,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1114% | 7,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3637% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5100% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0126% | 6,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2896% | 8,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0220% | 8,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2735% | 8,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0272% | 8,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3649% | 8,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0111% | 8,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1374% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.8800% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 3,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 2,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3930% | 8,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4971% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1529% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.7423% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4962% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0143% | 6,959 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
