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NBC OKLAHOMA, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$50,480,000923
Total interest expense$18,425,000830
Net interest income$32,055,000981
Provision for loan and lease losses$1,182,000758
Total noninterest income$2,061,0001,970
Gross Fiduciary activities income$0981
Service charges on deposit accounts$498,0001,648
Trading account gains and fees$0123
Additional Noninterest Income$1,563,0001,839
Total noninterest expense$24,049,0001,041
Salaries and employee benefits$14,470,000990
Premises and equipment expense$2,982,000872
Additional noninterest expense$1,563,0001,839
Pre-tax net operating income$8,885,0001,286
Securities gains (losses)$144,000197
Applicable income taxes$03,369
Income before extraordinary items$9,029,0001,102
Extraordinary gains, net$054
Net income$9,029,0001,115
Minority interest net income$088
Net income of bank and minority interests.$9,029,0001,105
Net charge-offs$338,000918
Cash dividends$1,000,0002,148
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,885,0001,140
2023-09-30 (YTD Data)Rank
Total interest income$37,121,000925
Total interest expense$13,012,000808
Net interest income$24,109,000979
Provision for loan and lease losses$900,000696
Total noninterest income$1,535,0001,980
Gross Fiduciary activities income$0950
Service charges on deposit accounts$352,0001,712
Trading account gains and fees$0125
Additional Noninterest Income$1,183,0001,830
Total noninterest expense$18,423,0001,026
Salaries and employee benefits$10,896,000995
Premises and equipment expense$2,243,000875
Additional noninterest expense$1,183,0001,830
Pre-tax net operating income$6,321,0001,386
Securities gains (losses)$144,000128
Applicable income taxes$03,407
Income before extraordinary items$6,465,0001,180
Extraordinary gains, net$052
Net income$6,465,0001,188
Minority interest net income$081
Net income of bank and minority interests.$6,465,0001,180
Net charge-offs$114,0001,124
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,321,0001,223
2023-06-30 (YTD Data)Rank
Total interest income$24,182,000907
Total interest expense$8,004,000798
Net interest income$16,178,000982
Provision for loan and lease losses$600,000689
Total noninterest income$925,0002,041
Gross Fiduciary activities income$0931
Service charges on deposit accounts$224,0001,763
Trading account gains and fees$0112
Additional Noninterest Income$701,0001,880
Total noninterest expense$12,616,000997
Salaries and employee benefits$7,321,000984
Premises and equipment expense$1,481,000867
Additional noninterest expense$701,0001,877
Pre-tax net operating income$3,887,0001,467
Securities gains (losses)$83,000198
Applicable income taxes$03,436
Income before extraordinary items$3,970,0001,259
Extraordinary gains, net$051
Net income$3,970,0001,270
Minority interest net income$081
Net income of bank and minority interests.$3,970,0001,259
Net charge-offs$119,000860
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,887,0001,296
2023-03-31 (YTD Data)Rank
Total interest income$11,947,000909
Total interest expense$3,608,000777
Net interest income$8,339,000961
Provision for loan and lease losses$300,000662
Total noninterest income$433,0002,110
Gross Fiduciary activities income$0913
Service charges on deposit accounts$108,0001,814
Trading account gains and fees$097
Additional Noninterest Income$325,0001,927
Total noninterest expense$6,699,000974
Salaries and employee benefits$3,681,0001,002
Premises and equipment expense$736,000898
Additional noninterest expense$325,0001,927
Pre-tax net operating income$1,773,0001,597
Securities gains (losses)$83,000188
Applicable income taxes$03,388
Income before extraordinary items$1,856,0001,356
Extraordinary gains, net$04
Net income$1,856,0001,356
Minority interest net income$048
Net income of bank and minority interests.$1,856,0001,356
Net charge-offs$-1,0003,238
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,773,0001,414
2022-12-31 (YTD Data)Rank
Total interest income$31,854,0001,083
Total interest expense$5,009,000784
Net interest income$26,845,0001,134
Provision for loan and lease losses$500,0001,219
Total noninterest income$4,174,0001,339
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$593,0001,512
Trading account gains and fees$0116
Additional Noninterest Income$3,581,0001,128
Total noninterest expense$23,218,0001,052
Salaries and employee benefits$13,965,0001,018
Premises and equipment expense$3,007,000858
Additional noninterest expense$3,581,0001,128
Pre-tax net operating income$7,301,0001,593
Securities gains (losses)$87,000181
Applicable income taxes$144,0002,821
Income before extraordinary items$7,244,0001,404
Extraordinary gains, net$05
Net income$7,244,0001,404
Minority interest net income$063
Net income of bank and minority interests.$7,244,0001,404
Net charge-offs$876,000454
Cash dividends$3,725,000983
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,158,7401,439
2022-09-30 (YTD Data)Rank
Total interest income$22,222,0001,109
Total interest expense$2,479,000839
Net interest income$19,743,0001,131
Provision for loan and lease losses$225,0001,390
Total noninterest income$2,778,0001,447
Gross Fiduciary activities income$0968
Service charges on deposit accounts$464,0001,481
Trading account gains and fees$0111
Additional Noninterest Income$2,314,0001,261
Total noninterest expense$17,275,0001,055
Salaries and employee benefits$10,611,0001,009
Premises and equipment expense$2,147,000898
Additional noninterest expense$2,314,0001,261
Pre-tax net operating income$5,021,0001,695
Securities gains (losses)$63,000207
Applicable income taxes$144,0002,664
Income before extraordinary items$4,940,0001,503
Extraordinary gains, net$04
Net income$4,940,0001,503
Minority interest net income$057
Net income of bank and minority interests.$4,940,0001,503
Net charge-offs$-113,0004,330
Cash dividends$3,727,000723
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,878,8901,552
2022-06-30 (YTD Data)Rank
Total interest income$14,265,0001,106
Total interest expense$1,075,0001,073
Net interest income$13,190,0001,104
Provision for loan and lease losses$150,0001,272
Total noninterest income$1,449,0001,681
Gross Fiduciary activities income$0925
Service charges on deposit accounts$325,0001,421
Trading account gains and fees$0108
Additional Noninterest Income$1,124,0001,557
Total noninterest expense$11,313,0001,059
Salaries and employee benefits$6,852,0001,027
Premises and equipment expense$1,366,000919
Additional noninterest expense$3,095,0001,124
Pre-tax net operating income$3,176,0001,664
Securities gains (losses)$63,000186
Applicable income taxes$48,0002,946
Income before extraordinary items$3,191,0001,463
Extraordinary gains, net$04
Net income$3,191,0001,462
Minority interest net income$060
Net income of bank and minority interests.$3,191,0001,463
Net charge-offs$-50,0004,189
Cash dividends$2,800,000667
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,128,6301,524
2022-03-31 (YTD Data)Rank
Total interest income$6,992,0001,100
Total interest expense$441,0001,229
Net interest income$6,551,0001,079
Provision for loan and lease losses$75,0001,098
Total noninterest income$538,0001,987
Gross Fiduciary activities income$0892
Service charges on deposit accounts$175,0001,313
Trading account gains and fees$0103
Additional Noninterest Income$363,0002,003
Total noninterest expense$5,560,0001,082
Salaries and employee benefits$3,461,0001,027
Premises and equipment expense$643,000985
Additional noninterest expense$1,456,0001,170
Pre-tax net operating income$1,454,0001,668
Securities gains (losses)$63,000174
Applicable income taxes$03,450
Income before extraordinary items$1,517,0001,446
Extraordinary gains, net$04
Net income$1,517,0001,446
Minority interest net income$050
Net income of bank and minority interests.$1,517,0001,446
Net charge-offs$-77,0004,495
Cash dividends$750,000918
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,454,0001,501
2021-12-31 (YTD Data)Rank
Total interest income$29,159,0001,086
Total interest expense$1,866,0001,396
Net interest income$27,293,0001,054
Provision for loan and lease losses$03,064
Total noninterest income$2,561,0001,979
Gross Fiduciary activities income$0994
Service charges on deposit accounts$697,0001,256
Trading account gains and fees$0132
Additional Noninterest Income$1,864,0001,988
Total noninterest expense$22,015,0001,086
Salaries and employee benefits$13,509,0001,029
Premises and equipment expense$2,843,000907
Additional noninterest expense$5,663,0001,193
Pre-tax net operating income$7,839,0001,514
Securities gains (losses)$-391,0004,766
Applicable income taxes$03,710
Income before extraordinary items$7,448,0001,425
Extraordinary gains, net$010
Net income$7,448,0001,425
Minority interest net income$074
Net income of bank and minority interests.$7,448,0001,425
Net charge-offs$352,000777
Cash dividends$3,200,0001,113
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,839,0001,345
2021-09-30 (YTD Data)Rank
Total interest income$21,902,0001,106
Total interest expense$1,423,0001,458
Net interest income$20,479,0001,077
Provision for loan and lease losses$02,963
Total noninterest income$1,988,0001,986
Gross Fiduciary activities income$0957
Service charges on deposit accounts$524,0001,246
Trading account gains and fees$0132
Additional Noninterest Income$1,464,0001,984
Total noninterest expense$16,331,0001,103
Salaries and employee benefits$10,135,0001,040
Premises and equipment expense$2,107,000930
Additional noninterest expense$4,089,0001,228
Pre-tax net operating income$6,136,0001,524
Securities gains (losses)$-371,0004,874
Applicable income taxes$03,719
Income before extraordinary items$5,765,0001,458
Extraordinary gains, net$08
Net income$5,765,0001,457
Minority interest net income$069
Net income of bank and minority interests.$5,765,0001,458
Net charge-offs$291,000658
Cash dividends$3,200,000814
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,136,0001,356
2021-06-30 (YTD Data)Rank
Total interest income$14,513,0001,103
Total interest expense$975,0001,489
Net interest income$13,538,0001,067
Provision for loan and lease losses$02,862
Total noninterest income$1,366,0001,894
Gross Fiduciary activities income$0951
Service charges on deposit accounts$356,0001,201
Trading account gains and fees$0133
Additional Noninterest Income$1,010,0001,893
Total noninterest expense$10,792,0001,102
Salaries and employee benefits$6,741,0001,036
Premises and equipment expense$1,377,000935
Additional noninterest expense$2,674,0001,237
Pre-tax net operating income$4,112,0001,494
Securities gains (losses)$-130,0004,875
Applicable income taxes$03,702
Income before extraordinary items$3,982,0001,405
Extraordinary gains, net$06
Net income$3,982,0001,405
Minority interest net income$067
Net income of bank and minority interests.$3,982,0001,405
Net charge-offs$-1,0003,056
Cash dividends$2,100,000811
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,112,0001,336
2021-03-31 (YTD Data)Rank
Total interest income$7,193,0001,103
Total interest expense$501,0001,518
Net interest income$6,692,0001,065
Provision for loan and lease losses$02,741
Total noninterest income$663,0001,946
Gross Fiduciary activities income$0922
Service charges on deposit accounts$179,0001,184
Trading account gains and fees$0127
Additional Noninterest Income$484,0001,951
Total noninterest expense$5,290,0001,109
Salaries and employee benefits$3,315,0001,048
Premises and equipment expense$683,000947
Additional noninterest expense$1,292,0001,262
Pre-tax net operating income$2,065,0001,489
Securities gains (losses)$-50,0004,840
Applicable income taxes$03,613
Income before extraordinary items$2,015,0001,387
Extraordinary gains, net$03
Net income$2,015,0001,387
Minority interest net income$055
Net income of bank and minority interests.$2,015,0001,387
Net charge-offs$34,000965
Cash dividends$850,000851
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,065,0001,329
2020-12-31 (YTD Data)Rank
Total interest income$28,238,0001,122
Total interest expense$3,381,0001,351
Net interest income$24,857,0001,080
Provision for loan and lease losses$912,0001,701
Total noninterest income$2,442,0001,906
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$680,0001,276
Trading account gains and fees$0133
Additional Noninterest Income$1,762,0001,923
Total noninterest expense$20,932,0001,082
Salaries and employee benefits$12,456,0001,045
Premises and equipment expense$3,035,000850
Additional noninterest expense$5,441,0001,186
Pre-tax net operating income$5,455,0001,675
Securities gains (losses)$2,439,000198
Applicable income taxes$267,0002,380
Income before extraordinary items$7,627,0001,181
Extraordinary gains, net$04
Net income$7,627,0001,181
Minority interest net income$072
Net income of bank and minority interests.$7,627,0001,181
Net charge-offs$78,0002,156
Cash dividends$3,275,0001,050
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,261,1701,532
2020-09-30 (YTD Data)Rank
Total interest income$21,405,0001,111
Total interest expense$2,801,0001,315
Net interest income$18,604,0001,067
Provision for loan and lease losses$912,0001,431
Total noninterest income$1,763,0001,916
Gross Fiduciary activities income$0981
Service charges on deposit accounts$509,0001,274
Trading account gains and fees$0125
Additional Noninterest Income$1,254,0001,921
Total noninterest expense$15,468,0001,082
Salaries and employee benefits$9,224,0001,043
Premises and equipment expense$2,305,000824
Additional noninterest expense$3,939,0001,198
Pre-tax net operating income$3,987,0001,675
Securities gains (losses)$2,439,000162
Applicable income taxes$267,0002,181
Income before extraordinary items$6,159,0001,086
Extraordinary gains, net$04
Net income$6,159,0001,086
Minority interest net income$065
Net income of bank and minority interests.$6,159,0001,086
Net charge-offs$60,0001,956
Cash dividends$3,275,000768
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,817,5601,538
2020-06-30 (YTD Data)Rank
Total interest income$14,311,0001,115
Total interest expense$2,153,0001,241
Net interest income$12,158,0001,089
Provision for loan and lease losses$725,0001,301
Total noninterest income$1,085,0001,934
Gross Fiduciary activities income$0970
Service charges on deposit accounts$335,0001,286
Trading account gains and fees$0123
Additional Noninterest Income$750,0001,968
Total noninterest expense$10,068,0001,098
Salaries and employee benefits$5,904,0001,059
Premises and equipment expense$1,561,000808
Additional noninterest expense$2,603,0001,200
Pre-tax net operating income$2,450,0001,726
Securities gains (losses)$312,000527
Applicable income taxes$261,0001,851
Income before extraordinary items$2,501,0001,529
Extraordinary gains, net$04
Net income$2,501,0001,528
Minority interest net income$065
Net income of bank and minority interests.$2,501,0001,529
Net charge-offs$53,0001,703
Cash dividends$2,325,000718
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,217,0801,646
2020-03-31 (YTD Data)Rank
Total interest income$7,237,0001,103
Total interest expense$1,355,0001,113
Net interest income$5,882,0001,092
Provision for loan and lease losses$187,0001,501
Total noninterest income$602,0001,751
Gross Fiduciary activities income$0941
Service charges on deposit accounts$191,0001,339
Trading account gains and fees$0106
Additional Noninterest Income$411,0001,704
Total noninterest expense$5,012,0001,103
Salaries and employee benefits$2,987,0001,065
Premises and equipment expense$767,000833
Additional noninterest expense$1,258,0001,264
Pre-tax net operating income$1,285,0001,497
Securities gains (losses)$12,0001,271
Applicable income taxes$50,0002,408
Income before extraordinary items$1,247,0001,381
Extraordinary gains, net$04
Net income$1,247,0001,380
Minority interest net income$056
Net income of bank and minority interests.$1,247,0001,381
Net charge-offs$16,0001,683
Cash dividends$300,0001,635
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,235,4801,369
2019-12-31 (YTD Data)Rank
Total interest income$31,923,0001,032
Total interest expense$7,038,000923
Net interest income$24,885,0001,051
Provision for loan and lease losses$840,0001,036
Total noninterest income$3,794,0001,364
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$811,0001,327
Trading account gains and fees$0135
Additional Noninterest Income$2,983,0001,206
Total noninterest expense$20,883,0001,049
Salaries and employee benefits$11,907,0001,046
Premises and equipment expense$3,274,000772
Additional noninterest expense$5,702,0001,130
Pre-tax net operating income$6,956,0001,364
Securities gains (losses)$64,0001,139
Applicable income taxes$03,859
Income before extraordinary items$7,020,0001,242
Extraordinary gains, net$011
Net income$7,020,0001,243
Minority interest net income$076
Net income of bank and minority interests.$7,020,0001,244
Net charge-offs$1,089,000629
Cash dividends$3,475,0001,077
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,956,0001,225
2019-09-30 (YTD Data)Rank
Total interest income$24,439,0001,012
Total interest expense$5,492,000905
Net interest income$18,947,0001,042
Provision for loan and lease losses$630,000970
Total noninterest income$3,147,0001,254
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$610,0001,324
Trading account gains and fees$0129
Additional Noninterest Income$2,537,0001,091
Total noninterest expense$14,977,0001,086
Salaries and employee benefits$8,201,0001,128
Premises and equipment expense$2,504,000757
Additional noninterest expense$4,272,0001,131
Pre-tax net operating income$6,487,0001,192
Securities gains (losses)$64,000975
Applicable income taxes$03,902
Income before extraordinary items$6,551,0001,067
Extraordinary gains, net$011
Net income$6,551,0001,068
Minority interest net income$072
Net income of bank and minority interests.$6,551,0001,068
Net charge-offs$656,000646
Cash dividends$3,475,000799
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,487,0001,052
2019-06-30 (YTD Data)Rank
Total interest income$16,439,000999
Total interest expense$3,696,000881
Net interest income$12,743,0001,032
Provision for loan and lease losses$420,000972
Total noninterest income$2,314,0001,151
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$382,0001,379
Trading account gains and fees$0131
Additional Noninterest Income$1,932,000954
Total noninterest expense$10,027,0001,080
Salaries and employee benefits$5,599,0001,103
Premises and equipment expense$1,609,000790
Additional noninterest expense$2,819,0001,141
Pre-tax net operating income$4,610,0001,114
Securities gains (losses)$64,000666
Applicable income taxes$03,901
Income before extraordinary items$4,674,000976
Extraordinary gains, net$011
Net income$4,674,000976
Minority interest net income$069
Net income of bank and minority interests.$4,674,000976
Net charge-offs$533,000550
Cash dividends$2,575,000732
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,610,000967
2019-03-31 (YTD Data)Rank
Total interest income$8,405,000978
Total interest expense$1,848,000854
Net interest income$6,557,0001,009
Provision for loan and lease losses$210,000909
Total noninterest income$1,451,000968
Gross Fiduciary activities income$0972
Service charges on deposit accounts$177,0001,462
Trading account gains and fees$0126
Additional Noninterest Income$1,274,000755
Total noninterest expense$5,082,0001,059
Salaries and employee benefits$2,782,0001,106
Premises and equipment expense$804,000808
Additional noninterest expense$1,496,0001,077
Pre-tax net operating income$2,716,000945
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,716,000846
Extraordinary gains, net$05
Net income$2,716,000845
Minority interest net income$052
Net income of bank and minority interests.$2,716,000845
Net charge-offs$190,000641
Cash dividends$800,000964
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,716,000829
2018-12-31 (YTD Data)Rank
Total interest income$29,735,0001,014
Total interest expense$5,393,000867
Net interest income$24,342,0001,057
Provision for loan and lease losses$1,375,000677
Total noninterest income$3,315,0001,437
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$688,0001,550
Trading account gains and fees$0126
Additional Noninterest Income$2,627,0001,252
Total noninterest expense$20,574,0001,042
Salaries and employee benefits$11,840,0001,014
Premises and equipment expense$3,206,000782
Additional noninterest expense$5,528,0001,152
Pre-tax net operating income$5,708,0001,591
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,708,0001,417
Extraordinary gains, net$06
Net income$5,708,0001,416
Minority interest net income$072
Net income of bank and minority interests.$5,708,0001,416
Net charge-offs$290,0001,358
Cash dividends$2,550,0001,239
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,708,0001,404
2018-09-30 (YTD Data)Rank
Total interest income$21,682,0001,028
Total interest expense$3,644,000888
Net interest income$18,038,0001,063
Provision for loan and lease losses$1,375,000509
Total noninterest income$2,575,0001,420
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$521,0001,553
Trading account gains and fees$0138
Additional Noninterest Income$2,054,0001,240
Total noninterest expense$14,737,0001,085
Salaries and employee benefits$8,222,0001,092
Premises and equipment expense$2,471,000762
Additional noninterest expense$4,044,0001,171
Pre-tax net operating income$4,501,0001,532
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,501,0001,361
Extraordinary gains, net$05
Net income$4,501,0001,360
Minority interest net income$066
Net income of bank and minority interests.$4,501,0001,360
Net charge-offs$-18,0004,637
Cash dividends$2,550,000883
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,501,0001,345
2018-06-30 (YTD Data)Rank
Total interest income$14,076,0001,042
Total interest expense$2,179,000922
Net interest income$11,897,0001,072
Provision for loan and lease losses$1,150,000424
Total noninterest income$1,723,0001,422
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$348,0001,532
Trading account gains and fees$0130
Additional Noninterest Income$1,375,0001,232
Total noninterest expense$9,784,0001,085
Salaries and employee benefits$5,460,0001,103
Premises and equipment expense$1,642,000772
Additional noninterest expense$2,682,0001,171
Pre-tax net operating income$2,686,0001,656
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,686,0001,478
Extraordinary gains, net$06
Net income$2,686,0001,477
Minority interest net income$065
Net income of bank and minority interests.$2,686,0001,477
Net charge-offs$-18,0004,712
Cash dividends$1,750,000855
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,686,0001,461
2018-03-31 (YTD Data)Rank
Total interest income$6,910,0001,053
Total interest expense$975,000975
Net interest income$5,935,0001,071
Provision for loan and lease losses$225,000854
Total noninterest income$643,0001,719
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$181,0001,499
Trading account gains and fees$0123
Additional Noninterest Income$462,0001,565
Total noninterest expense$4,899,0001,087
Salaries and employee benefits$2,712,0001,113
Premises and equipment expense$803,000792
Additional noninterest expense$1,384,0001,136
Pre-tax net operating income$1,454,0001,528
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,454,0001,358
Extraordinary gains, net$07
Net income$1,454,0001,358
Minority interest net income$052
Net income of bank and minority interests.$1,454,0001,358
Net charge-offs$-15,0004,895
Cash dividends$1,250,000605
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,454,0001,352
2017-12-31 (YTD Data)Rank
Total interest income$25,107,0001,117
Total interest expense$2,840,0001,143
Net interest income$22,267,0001,114
Provision for loan and lease losses$1,280,000735
Total noninterest income$3,437,0001,436
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$794,0001,425
Trading account gains and fees$0151
Additional Noninterest Income$2,643,0001,277
Total noninterest expense$19,377,0001,081
Salaries and employee benefits$11,145,0001,065
Premises and equipment expense$2,839,000860
Additional noninterest expense$5,393,0001,181
Pre-tax net operating income$5,047,0001,694
Securities gains (losses)$74,000735
Applicable income taxes$04,135
Income before extraordinary items$5,121,0001,316
Extraordinary gains, net$09
Net income$5,121,0001,316
Minority interest net income$076
Net income of bank and minority interests.$5,121,0001,316
Net charge-offs$1,538,000501
Cash dividends$3,250,000965
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,047,0001,322
2017-09-30 (YTD Data)Rank
Total interest income$18,555,0001,129
Total interest expense$2,035,0001,167
Net interest income$16,520,0001,124
Provision for loan and lease losses$450,0001,230
Total noninterest income$2,670,0001,405
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$604,0001,418
Trading account gains and fees$0145
Additional Noninterest Income$2,066,0001,246
Total noninterest expense$14,418,0001,094
Salaries and employee benefits$8,201,0001,092
Premises and equipment expense$2,123,000872
Additional noninterest expense$4,094,0001,153
Pre-tax net operating income$4,322,0001,524
Securities gains (losses)$83,000663
Applicable income taxes$04,172
Income before extraordinary items$4,405,0001,271
Extraordinary gains, net$09
Net income$4,405,0001,271
Minority interest net income$071
Net income of bank and minority interests.$4,405,0001,271
Net charge-offs$357,0001,006
Cash dividends$3,250,000721
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,322,0001,273
2017-06-30 (YTD Data)Rank
Total interest income$12,158,0001,136
Total interest expense$1,261,0001,212
Net interest income$10,897,0001,126
Provision for loan and lease losses$300,0001,177
Total noninterest income$1,989,0001,309
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$413,0001,379
Trading account gains and fees$0139
Additional Noninterest Income$1,576,0001,150
Total noninterest expense$9,656,0001,096
Salaries and employee benefits$5,526,0001,088
Premises and equipment expense$1,367,000902
Additional noninterest expense$2,763,0001,150
Pre-tax net operating income$2,930,0001,491
Securities gains (losses)$-1,0005,255
Applicable income taxes$04,189
Income before extraordinary items$2,929,0001,266
Extraordinary gains, net$011
Net income$2,929,0001,266
Minority interest net income$071
Net income of bank and minority interests.$2,929,0001,266
Net charge-offs$-15,0004,915
Cash dividends$2,350,000668
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,930,0001,246
2017-03-31 (YTD Data)Rank
Total interest income$5,912,0001,149
Total interest expense$585,0001,276
Net interest income$5,327,0001,136
Provision for loan and lease losses$150,0001,115
Total noninterest income$1,344,0001,080
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$208,0001,372
Trading account gains and fees$0142
Additional Noninterest Income$1,136,000875
Total noninterest expense$5,041,0001,066
Salaries and employee benefits$2,936,0001,036
Premises and equipment expense$670,000932
Additional noninterest expense$1,435,0001,109
Pre-tax net operating income$1,480,0001,453
Securities gains (losses)$-10,0005,652
Applicable income taxes$04,086
Income before extraordinary items$1,470,0001,231
Extraordinary gains, net$08
Net income$1,470,0001,230
Minority interest net income$055
Net income of bank and minority interests.$1,470,0001,231
Net charge-offs$-14,0005,129
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,480,0001,211
2016-12-31 (YTD Data)Rank
Total interest income$23,442,0001,126
Total interest expense$1,627,0001,689
Net interest income$21,815,0001,085
Provision for loan and lease losses$975,000922
Total noninterest income$3,081,0001,609
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$877,0001,348
Trading account gains and fees$0170
Additional Noninterest Income$2,204,0001,499
Total noninterest expense$18,585,0001,122
Salaries and employee benefits$10,827,0001,071
Premises and equipment expense$2,603,000932
Additional noninterest expense$5,155,0001,221
Pre-tax net operating income$5,336,0001,542
Securities gains (losses)$2,0003,045
Applicable income taxes$04,278
Income before extraordinary items$5,338,0001,313
Extraordinary gains, net$05
Net income$5,338,0001,312
Minority interest net income$082
Net income of bank and minority interests.$5,338,0001,312
Net charge-offs$183,0002,025
Cash dividends$1,500,0001,687
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,336,0001,282
2016-09-30 (YTD Data)Rank
Total interest income$17,539,0001,130
Total interest expense$1,217,0001,684
Net interest income$16,322,0001,087
Provision for loan and lease losses$800,000821
Total noninterest income$2,235,0001,651
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$654,0001,353
Trading account gains and fees$0169
Additional Noninterest Income$1,581,0001,537
Total noninterest expense$13,619,0001,142
Salaries and employee benefits$7,677,0001,127
Premises and equipment expense$1,963,000930
Additional noninterest expense$3,979,0001,206
Pre-tax net operating income$4,138,0001,522
Securities gains (losses)$2,0002,985
Applicable income taxes$04,325
Income before extraordinary items$4,140,0001,298
Extraordinary gains, net$05
Net income$4,140,0001,298
Minority interest net income$071
Net income of bank and minority interests.$4,140,0001,298
Net charge-offs$160,0001,638
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,138,0001,262
2016-06-30 (YTD Data)Rank
Total interest income$11,794,0001,124
Total interest expense$806,0001,684
Net interest income$10,988,0001,080
Provision for loan and lease losses$625,000702
Total noninterest income$1,388,0001,710
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$440,0001,331
Trading account gains and fees$0157
Additional Noninterest Income$948,0001,614
Total noninterest expense$8,980,0001,153
Salaries and employee benefits$5,100,0001,136
Premises and equipment expense$1,306,000940
Additional noninterest expense$2,574,0001,235
Pre-tax net operating income$2,771,0001,503
Securities gains (losses)$-3,0005,823
Applicable income taxes$04,338
Income before extraordinary items$2,768,0001,292
Extraordinary gains, net$016
Net income$2,768,0001,291
Minority interest net income$071
Net income of bank and minority interests.$2,768,0001,293
Net charge-offs$165,0001,263
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,771,0001,246
2016-03-31 (YTD Data)Rank
Total interest income$5,977,0001,114
Total interest expense$388,0001,745
Net interest income$5,589,0001,064
Provision for loan and lease losses$400,000549
Total noninterest income$673,0001,711
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$227,0001,283
Trading account gains and fees$0142
Additional Noninterest Income$446,0001,636
Total noninterest expense$4,369,0001,178
Salaries and employee benefits$2,551,0001,139
Premises and equipment expense$652,000951
Additional noninterest expense$1,166,0001,336
Pre-tax net operating income$1,493,0001,412
Securities gains (losses)$-3,0005,897
Applicable income taxes$04,259
Income before extraordinary items$1,490,0001,191
Extraordinary gains, net$012
Net income$1,490,0001,192
Minority interest net income$062
Net income of bank and minority interests.$1,490,0001,192
Net charge-offs$71,0001,213
Cash dividends$1,000,000720
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,493,0001,157
2015-12-31 (YTD Data)Rank
Total interest income$22,217,0001,153
Total interest expense$1,433,0001,841
Net interest income$20,784,0001,095
Provision for loan and lease losses$150,0002,613
Total noninterest income$2,384,0001,878
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$872,0001,380
Trading account gains and fees$0159
Additional Noninterest Income$1,512,0001,839
Total noninterest expense$18,129,0001,119
Salaries and employee benefits$9,761,0001,155
Premises and equipment expense$2,810,000874
Additional noninterest expense$5,558,0001,158
Pre-tax net operating income$4,889,0001,607
Securities gains (losses)$35,0001,887
Applicable income taxes$04,402
Income before extraordinary items$4,924,0001,373
Extraordinary gains, net$023
Net income$4,924,0001,372
Minority interest net income$081
Net income of bank and minority interests.$4,924,0001,373
Net charge-offs$406,0001,344
Cash dividends$5,150,000648
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,889,0001,359
2015-09-30 (YTD Data)Rank
Total interest income$16,547,0001,163
Total interest expense$1,049,0001,899
Net interest income$15,498,0001,105
Provision for loan and lease losses$04,232
Total noninterest income$1,827,0001,877
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$663,0001,374
Trading account gains and fees$0153
Additional Noninterest Income$1,164,0001,831
Total noninterest expense$12,791,0001,184
Salaries and employee benefits$6,710,0001,245
Premises and equipment expense$2,095,000891
Additional noninterest expense$3,986,0001,210
Pre-tax net operating income$4,534,0001,380
Securities gains (losses)$35,0001,699
Applicable income taxes$04,489
Income before extraordinary items$4,569,0001,166
Extraordinary gains, net$021
Net income$4,569,0001,165
Minority interest net income$078
Net income of bank and minority interests.$4,569,0001,166
Net charge-offs$312,0001,170
Cash dividends$5,150,000469
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,534,0001,142
2015-06-30 (YTD Data)Rank
Total interest income$10,869,0001,183
Total interest expense$671,0001,960
Net interest income$10,198,0001,121
Provision for loan and lease losses$04,069
Total noninterest income$1,241,0001,857
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$447,0001,337
Trading account gains and fees$0157
Additional Noninterest Income$794,0001,823
Total noninterest expense$8,226,0001,229
Salaries and employee benefits$4,398,0001,269
Premises and equipment expense$1,357,000908
Additional noninterest expense$2,471,0001,284
Pre-tax net operating income$3,213,0001,298
Securities gains (losses)$42,0001,338
Applicable income taxes$04,497
Income before extraordinary items$3,255,0001,085
Extraordinary gains, net$022
Net income$3,255,0001,085
Minority interest net income$075
Net income of bank and minority interests.$3,255,0001,086
Net charge-offs$63,0002,134
Cash dividends$4,025,000400
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,213,0001,066
2015-03-31 (YTD Data)Rank
Total interest income$5,453,0001,174
Total interest expense$331,0002,001
Net interest income$5,122,0001,111
Provision for loan and lease losses$03,703
Total noninterest income$612,0001,853
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$223,0001,317
Trading account gains and fees$0152
Additional Noninterest Income$389,0001,807
Total noninterest expense$4,064,0001,241
Salaries and employee benefits$2,171,0001,286
Premises and equipment expense$642,000968
Additional noninterest expense$1,251,0001,256
Pre-tax net operating income$1,670,0001,212
Securities gains (losses)$42,000921
Applicable income taxes$04,400
Income before extraordinary items$1,712,0001,000
Extraordinary gains, net$013
Net income$1,712,0001,000
Minority interest net income$064
Net income of bank and minority interests.$1,712,0001,001
Net charge-offs$-25,0005,757
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,670,000992
2014-12-31 (YTD Data)Rank
Total interest income$22,042,0001,165
Total interest expense$1,262,0002,173
Net interest income$20,780,0001,083
Provision for loan and lease losses$300,0001,975
Total noninterest income$3,290,0001,460
Gross Fiduciary activities income$1,0001,202
Service charges on deposit accounts$961,0001,340
Trading account gains and fees$0180
Additional Noninterest Income$2,328,0001,307
Total noninterest expense$17,344,0001,158
Salaries and employee benefits$9,205,0001,178
Premises and equipment expense$2,680,000909
Additional noninterest expense$5,459,0001,207
Pre-tax net operating income$6,426,0001,245
Securities gains (losses)$-15,0006,095
Applicable income taxes$04,531
Income before extraordinary items$6,411,0001,032
Extraordinary gains, net$017
Net income$6,411,0001,031
Minority interest net income$084
Net income of bank and minority interests.$6,411,0001,031
Net charge-offs$306,0001,990
Cash dividends$3,200,000862
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,426,0001,008
2014-09-30 (YTD Data)Rank
Total interest income$16,651,0001,163
Total interest expense$942,0002,210
Net interest income$15,709,0001,078
Provision for loan and lease losses$225,0001,923
Total noninterest income$2,115,0001,645
Gross Fiduciary activities income$1,0001,152
Service charges on deposit accounts$722,0001,350
Trading account gains and fees$0174
Additional Noninterest Income$1,392,0001,537
Total noninterest expense$12,626,0001,194
Salaries and employee benefits$6,403,0001,257
Premises and equipment expense$2,100,000885
Additional noninterest expense$4,123,0001,194
Pre-tax net operating income$4,973,0001,225
Securities gains (losses)$-5,0006,058
Applicable income taxes$04,583
Income before extraordinary items$4,968,0001,004
Extraordinary gains, net$015
Net income$4,968,0001,003
Minority interest net income$081
Net income of bank and minority interests.$4,968,0001,003
Net charge-offs$248,0001,769
Cash dividends$3,200,000633
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,973,000983
2014-06-30 (YTD Data)Rank
Total interest income$10,996,0001,157
Total interest expense$621,0002,261
Net interest income$10,375,0001,081
Provision for loan and lease losses$150,0001,864
Total noninterest income$1,141,0001,919
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$475,0001,346
Trading account gains and fees$0172
Additional Noninterest Income$665,0001,916
Total noninterest expense$8,339,0001,204
Salaries and employee benefits$4,281,0001,252
Premises and equipment expense$1,438,000860
Additional noninterest expense$2,620,0001,235
Pre-tax net operating income$3,027,0001,277
Securities gains (losses)$1,0002,460
Applicable income taxes$04,568
Income before extraordinary items$3,028,0001,062
Extraordinary gains, net$020
Net income$3,028,0001,062
Minority interest net income$080
Net income of bank and minority interests.$3,028,0001,063
Net charge-offs$33,0003,108
Cash dividends$2,300,000581
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,027,0001,045
2014-03-31 (YTD Data)Rank
Total interest income$5,761,0001,108
Total interest expense$308,0002,310
Net interest income$5,453,0001,027
Provision for loan and lease losses$75,0001,807
Total noninterest income$529,0001,951
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$230,0001,362
Trading account gains and fees$0147
Additional Noninterest Income$298,0002,013
Total noninterest expense$4,280,0001,189
Salaries and employee benefits$2,131,0001,287
Premises and equipment expense$757,000838
Additional noninterest expense$1,392,0001,147
Pre-tax net operating income$1,627,0001,174
Securities gains (losses)$1,0001,605
Applicable income taxes$04,445
Income before extraordinary items$1,628,000960
Extraordinary gains, net$016
Net income$1,628,000960
Minority interest net income$066
Net income of bank and minority interests.$1,628,000961
Net charge-offs$13,0002,721
Cash dividends$900,000664
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,627,000943
2013-12-31 (YTD Data)Rank
Total interest income$20,282,0001,246
Total interest expense$1,286,0002,438
Net interest income$18,996,0001,157
Provision for loan and lease losses$180,0003,069
Total noninterest income$2,481,0001,853
Gross Fiduciary activities income$6,0001,153
Service charges on deposit accounts$925,0001,461
Trading account gains and fees$0184
Additional Noninterest Income$1,550,0001,803
Total noninterest expense$15,600,0001,280
Salaries and employee benefits$8,658,0001,240
Premises and equipment expense$2,316,0001,030
Additional noninterest expense$4,626,0001,438
Pre-tax net operating income$5,697,0001,291
Securities gains (losses)$-61,0006,477
Applicable income taxes$04,631
Income before extraordinary items$5,636,0001,099
Extraordinary gains, net$029
Net income$5,636,0001,102
Minority interest net income$090
Net income of bank and minority interests.$5,636,0001,102
Net charge-offs$167,0003,221
Cash dividends$2,985,000877
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,697,0001,064
2013-09-30 (YTD Data)Rank
Total interest income$15,164,0001,258
Total interest expense$987,0002,469
Net interest income$14,177,0001,161
Provision for loan and lease losses$180,0002,702
Total noninterest income$1,764,0001,972
Gross Fiduciary activities income$5,0001,112
Service charges on deposit accounts$693,0001,474
Trading account gains and fees$0180
Additional Noninterest Income$1,066,0001,956
Total noninterest expense$11,083,0001,347
Salaries and employee benefits$5,950,0001,341
Premises and equipment expense$1,731,0001,043
Additional noninterest expense$3,402,0001,454
Pre-tax net operating income$4,678,0001,217
Securities gains (losses)$-65,0006,684
Applicable income taxes$04,713
Income before extraordinary items$4,613,0001,008
Extraordinary gains, net$025
Net income$4,613,0001,011
Minority interest net income$084
Net income of bank and minority interests.$4,613,0001,011
Net charge-offs$5,0004,904
Cash dividends$2,985,000657
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,678,000972
2013-06-30 (YTD Data)Rank
Total interest income$9,964,0001,270
Total interest expense$674,0002,472
Net interest income$9,290,0001,167
Provision for loan and lease losses$180,0002,226
Total noninterest income$1,142,0002,038
Gross Fiduciary activities income$3,0001,118
Service charges on deposit accounts$459,0001,452
Trading account gains and fees$0157
Additional Noninterest Income$680,0002,069
Total noninterest expense$7,293,0001,360
Salaries and employee benefits$3,935,0001,349
Premises and equipment expense$1,140,0001,048
Additional noninterest expense$2,218,0001,469
Pre-tax net operating income$2,959,0001,260
Securities gains (losses)$-58,0006,808
Applicable income taxes$04,679
Income before extraordinary items$2,901,0001,071
Extraordinary gains, net$022
Net income$2,901,0001,072
Minority interest net income$082
Net income of bank and minority interests.$2,901,0001,074
Net charge-offs$7,0004,432
Cash dividends$2,012,000611
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,959,0001,010
2013-03-31 (YTD Data)Rank
Total interest income$4,972,0001,281
Total interest expense$346,0002,476
Net interest income$4,626,0001,172
Provision for loan and lease losses$90,0002,172
Total noninterest income$546,0002,092
Gross Fiduciary activities income$2,0001,072
Service charges on deposit accounts$223,0001,470
Trading account gains and fees$0148
Additional Noninterest Income$321,0002,133
Total noninterest expense$3,614,0001,380
Salaries and employee benefits$1,946,0001,370
Premises and equipment expense$569,0001,074
Additional noninterest expense$1,099,0001,477
Pre-tax net operating income$1,468,0001,238
Securities gains (losses)$67,000804
Applicable income taxes$04,602
Income before extraordinary items$1,535,000989
Extraordinary gains, net$010
Net income$1,535,000989
Minority interest net income$076
Net income of bank and minority interests.$1,535,000991
Net charge-offs$15,0003,259
Cash dividends$960,000572
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,468,000987
2012-12-31 (YTD Data)Rank
Total interest income$20,327,0001,314
Total interest expense$1,663,0002,510
Net interest income$18,664,0001,183
Provision for loan and lease losses$450,0002,851
Total noninterest income$2,864,0001,695
Gross Fiduciary activities income$6,0001,174
Service charges on deposit accounts$1,010,0001,406
Trading account gains and fees$0166
Additional Noninterest Income$1,848,0001,604
Total noninterest expense$14,766,0001,348
Salaries and employee benefits$8,204,0001,268
Premises and equipment expense$2,255,0001,059
Additional noninterest expense$4,307,0001,564
Pre-tax net operating income$6,312,0001,132
Securities gains (losses)$602,000814
Applicable income taxes$04,751
Income before extraordinary items$6,914,000860
Extraordinary gains, net$029
Net income$6,914,000860
Minority interest net income$093
Net income of bank and minority interests.$6,914,000860
Net charge-offs$1,321,0001,519
Cash dividends$4,300,000657
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,312,000898
2012-09-30 (YTD Data)Rank
Total interest income$15,304,0001,332
Total interest expense$1,284,0002,553
Net interest income$14,020,0001,192
Provision for loan and lease losses$450,0002,400
Total noninterest income$2,055,0001,755
Gross Fiduciary activities income$5,0001,144
Service charges on deposit accounts$762,0001,408
Trading account gains and fees$0157
Additional Noninterest Income$1,288,0001,698
Total noninterest expense$10,538,0001,404
Salaries and employee benefits$5,716,0001,354
Premises and equipment expense$1,681,0001,070
Additional noninterest expense$3,141,0001,597
Pre-tax net operating income$5,087,0001,064
Securities gains (losses)$600,000658
Applicable income taxes$04,802
Income before extraordinary items$5,687,000802
Extraordinary gains, net$020
Net income$5,687,000800
Minority interest net income$086
Net income of bank and minority interests.$5,687,000802
Net charge-offs$934,0001,536
Cash dividends$4,300,000409
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,087,000839
2012-06-30 (YTD Data)Rank
Total interest income$10,264,0001,340
Total interest expense$896,0002,529
Net interest income$9,368,0001,193
Provision for loan and lease losses$450,0001,913
Total noninterest income$1,401,0001,709
Gross Fiduciary activities income$3,0001,149
Service charges on deposit accounts$520,0001,366
Trading account gains and fees$0153
Additional Noninterest Income$878,0001,649
Total noninterest expense$6,928,0001,418
Salaries and employee benefits$3,775,0001,364
Premises and equipment expense$1,107,0001,080
Additional noninterest expense$2,046,0001,639
Pre-tax net operating income$3,391,0001,046
Securities gains (losses)$-41,0007,036
Applicable income taxes$04,770
Income before extraordinary items$3,350,000908
Extraordinary gains, net$019
Net income$3,350,000907
Minority interest net income$084
Net income of bank and minority interests.$3,350,000908
Net charge-offs$873,0001,260
Cash dividends$3,350,000349
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,391,000834
2012-03-31 (YTD Data)Rank
Total interest income$5,218,0001,319
Total interest expense$460,0002,560
Net interest income$4,758,0001,168
Provision for loan and lease losses$225,0001,839
Total noninterest income$770,0001,575
Gross Fiduciary activities income$2,0001,093
Service charges on deposit accounts$259,0001,358
Trading account gains and fees$0148
Additional Noninterest Income$509,0001,491
Total noninterest expense$3,401,0001,445
Salaries and employee benefits$1,870,0001,385
Premises and equipment expense$540,0001,109
Additional noninterest expense$991,0001,672
Pre-tax net operating income$1,902,000931
Securities gains (losses)$-14,0007,077
Applicable income taxes$04,704
Income before extraordinary items$1,888,000798
Extraordinary gains, net$019
Net income$1,888,000797
Minority interest net income$078
Net income of bank and minority interests.$1,888,000799
Net charge-offs$859,000739
Cash dividends$1,200,000397
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,902,000744
2011-12-31 (YTD Data)Rank
Total interest income$20,539,0001,389
Total interest expense$2,467,0002,344
Net interest income$18,072,0001,228
Provision for loan and lease losses$1,230,0002,126
Total noninterest income$3,251,0001,409
Gross Fiduciary activities income$8,0001,120
Service charges on deposit accounts$1,194,0001,234
Trading account gains and fees$0146
Additional Noninterest Income$2,049,0001,334
Total noninterest expense$14,131,0001,382
Salaries and employee benefits$7,541,0001,307
Premises and equipment expense$1,975,0001,273
Additional noninterest expense$4,615,0001,491
Pre-tax net operating income$5,962,0001,007
Securities gains (losses)$360,0001,003
Applicable income taxes$04,719
Income before extraordinary items$6,322,000782
Extraordinary gains, net$029
Net income$6,322,000780
Minority interest net income$096
Net income of bank and minority interests.$6,322,000782
Net charge-offs$817,0002,606
Cash dividends$5,357,000404
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,962,000812
2011-09-30 (YTD Data)Rank
Total interest income$15,509,0001,403
Total interest expense$1,943,0002,324
Net interest income$13,566,0001,238
Provision for loan and lease losses$1,005,0001,954
Total noninterest income$2,615,0001,350
Gross Fiduciary activities income$5,0001,103
Service charges on deposit accounts$939,0001,178
Trading account gains and fees$0145
Additional Noninterest Income$1,671,0001,251
Total noninterest expense$10,370,0001,416
Salaries and employee benefits$5,429,0001,377
Premises and equipment expense$1,474,0001,290
Additional noninterest expense$3,467,0001,490
Pre-tax net operating income$4,806,000965
Securities gains (losses)$231,0001,109
Applicable income taxes$04,740
Income before extraordinary items$5,037,000769
Extraordinary gains, net$021
Net income$5,037,000768
Minority interest net income$087
Net income of bank and minority interests.$5,037,000769
Net charge-offs$362,0003,024
Cash dividends$5,357,000278
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,806,000769
2011-06-30 (YTD Data)Rank
Total interest income$10,571,0001,381
Total interest expense$1,347,0002,322
Net interest income$9,224,0001,216
Provision for loan and lease losses$780,0001,760
Total noninterest income$1,955,0001,252
Gross Fiduciary activities income$4,0001,093
Service charges on deposit accounts$653,0001,125
Trading account gains and fees$0153
Additional Noninterest Income$1,298,0001,126
Total noninterest expense$6,897,0001,430
Salaries and employee benefits$3,612,0001,389
Premises and equipment expense$986,0001,297
Additional noninterest expense$2,299,0001,503
Pre-tax net operating income$3,502,000859
Securities gains (losses)$6,0002,492
Applicable income taxes$04,697
Income before extraordinary items$3,508,000736
Extraordinary gains, net$015
Net income$3,508,000734
Minority interest net income$089
Net income of bank and minority interests.$3,508,000736
Net charge-offs$369,0002,449
Cash dividends$4,557,000207
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,502,000708
2011-03-31 (YTD Data)Rank
Total interest income$5,438,0001,351
Total interest expense$687,0002,354
Net interest income$4,751,0001,178
Provision for loan and lease losses$465,0001,487
Total noninterest income$1,311,0001,016
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$337,0001,072
Trading account gains and fees$0158
Additional Noninterest Income$972,000848
Total noninterest expense$3,486,0001,419
Salaries and employee benefits$1,805,0001,402
Premises and equipment expense$480,0001,354
Additional noninterest expense$1,201,0001,456
Pre-tax net operating income$2,111,000747
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,111,000627
Extraordinary gains, net$09
Net income$2,111,000624
Minority interest net income$086
Net income of bank and minority interests.$2,111,000627
Net charge-offs$414,0001,497
Cash dividends$2,337,000184
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,111,000605
2010-12-31 (YTD Data)Rank
Total interest income$21,147,0001,447
Total interest expense$3,985,0002,005
Net interest income$17,162,0001,310
Provision for loan and lease losses$1,587,0002,387
Total noninterest income$3,105,0001,514
Gross Fiduciary activities income$8,0001,178
Service charges on deposit accounts$1,378,0001,096
Trading account gains and fees$0175
Additional Noninterest Income$1,719,0001,549
Total noninterest expense$13,664,0001,450
Salaries and employee benefits$7,561,0001,300
Premises and equipment expense$1,988,0001,298
Additional noninterest expense$4,115,0001,748
Pre-tax net operating income$5,016,0001,034
Securities gains (losses)$24,0003,022
Applicable income taxes$04,655
Income before extraordinary items$5,040,000877
Extraordinary gains, net$029
Net income$5,040,000878
Minority interest net income$0111
Net income of bank and minority interests.$5,040,000879
Net charge-offs$565,0003,490
Cash dividends$3,300,000500
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,016,000844
2010-09-30 (YTD Data)Rank
Total interest income$15,939,0001,480
Total interest expense$3,192,0001,955
Net interest income$12,747,0001,330
Provision for loan and lease losses$1,112,0002,373
Total noninterest income$2,386,0001,478
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$1,045,0001,115
Trading account gains and fees$0165
Additional Noninterest Income$1,335,0001,460
Total noninterest expense$9,938,0001,484
Salaries and employee benefits$5,380,0001,372
Premises and equipment expense$1,494,0001,316
Additional noninterest expense$3,064,0001,736
Pre-tax net operating income$4,083,000998
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$4,083,000848
Extraordinary gains, net$023
Net income$4,083,000849
Minority interest net income$0110
Net income of bank and minority interests.$4,083,000849
Net charge-offs$537,0002,978
Cash dividends$3,300,000331
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,083,000802
2010-06-30 (YTD Data)Rank
Total interest income$10,650,0001,500
Total interest expense$2,259,0001,922
Net interest income$8,391,0001,358
Provision for loan and lease losses$602,0002,557
Total noninterest income$1,938,0001,260
Gross Fiduciary activities income$4,0001,162
Service charges on deposit accounts$704,0001,107
Trading account gains and fees$0152
Additional Noninterest Income$1,230,0001,126
Total noninterest expense$6,898,0001,431
Salaries and employee benefits$3,600,0001,378
Premises and equipment expense$983,0001,350
Additional noninterest expense$2,315,0001,537
Pre-tax net operating income$2,829,000959
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,829,000790
Extraordinary gains, net$019
Net income$2,829,000788
Minority interest net income$0105
Net income of bank and minority interests.$2,829,000790
Net charge-offs$406,0002,690
Cash dividends$2,800,000251
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,829,000764
2010-03-31 (YTD Data)Rank
Total interest income$5,426,0001,499
Total interest expense$1,180,0001,935
Net interest income$4,246,0001,351
Provision for loan and lease losses$377,0002,126
Total noninterest income$1,245,0001,019
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$338,0001,157
Trading account gains and fees$0175
Additional Noninterest Income$905,000865
Total noninterest expense$3,615,0001,395
Salaries and employee benefits$1,798,0001,392
Premises and equipment expense$511,0001,333
Additional noninterest expense$1,306,0001,366
Pre-tax net operating income$1,499,000892
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,499,000744
Extraordinary gains, net$016
Net income$1,499,000747
Minority interest net income$091
Net income of bank and minority interests.$1,499,000748
Net charge-offs$296,0002,039
Cash dividends$900,000379
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,499,000713
2009-12-31 (YTD Data)Rank
Total interest income$22,111,0001,551
Total interest expense$5,957,0001,934
Net interest income$16,154,0001,367
Provision for loan and lease losses$2,121,0002,409
Total noninterest income$2,906,0001,652
Gross Fiduciary activities income$8,0001,205
Service charges on deposit accounts$1,527,0001,129
Trading account gains and fees$0211
Additional Noninterest Income$1,371,0001,755
Total noninterest expense$13,653,0001,508
Salaries and employee benefits$7,194,0001,399
Premises and equipment expense$1,989,0001,367
Additional noninterest expense$4,470,0001,657
Pre-tax net operating income$3,286,0001,232
Securities gains (losses)$35,0002,803
Applicable income taxes$04,388
Income before extraordinary items$3,321,0001,015
Extraordinary gains, net$034
Net income$3,321,0001,013
Minority interest net income$0115
Net income of bank and minority interests.$3,321,0001,014
Net charge-offs$1,291,0002,553
Cash dividends$2,850,000622
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,286,0001,024
2009-09-30 (YTD Data)Rank
Total interest income$16,633,0001,572
Total interest expense$4,630,0001,954
Net interest income$12,003,0001,385
Provision for loan and lease losses$1,605,0002,141
Total noninterest income$2,119,0001,712
Gross Fiduciary activities income$6,0001,177
Service charges on deposit accounts$1,150,0001,124
Trading account gains and fees$0212
Additional Noninterest Income$963,0001,872
Total noninterest expense$10,020,0001,533
Salaries and employee benefits$5,384,0001,425
Premises and equipment expense$1,468,0001,403
Additional noninterest expense$3,168,0001,701
Pre-tax net operating income$2,497,0001,294
Securities gains (losses)$35,0002,478
Applicable income taxes$04,592
Income before extraordinary items$2,532,0001,078
Extraordinary gains, net$027
Net income$2,532,0001,077
Minority interest net income$0118
Net income of bank and minority interests.$2,532,0001,078
Net charge-offs$403,0003,336
Cash dividends$2,850,000443
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,497,0001,076
2009-06-30 (YTD Data)Rank
Total interest income$11,147,0001,589
Total interest expense$3,135,0002,022
Net interest income$8,012,0001,387
Provision for loan and lease losses$740,0002,428
Total noninterest income$1,362,0001,763
Gross Fiduciary activities income$4,0001,184
Service charges on deposit accounts$755,0001,125
Trading account gains and fees$0193
Additional Noninterest Income$603,0001,987
Total noninterest expense$6,741,0001,542
Salaries and employee benefits$3,627,0001,431
Premises and equipment expense$961,0001,459
Additional noninterest expense$2,153,0001,688
Pre-tax net operating income$1,893,0001,211
Securities gains (losses)$35,0002,094
Applicable income taxes$04,657
Income before extraordinary items$1,928,000985
Extraordinary gains, net$021
Net income$1,928,000985
Minority interest net income$0112
Net income of bank and minority interests.$1,928,000985
Net charge-offs$302,0002,916
Cash dividends$2,450,000371
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,893,000972
2009-03-31 (YTD Data)Rank
Total interest income$5,748,0001,578
Total interest expense$1,624,0002,027
Net interest income$4,124,0001,340
Provision for loan and lease losses$430,0001,935
Total noninterest income$699,0001,698
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$373,0001,121
Trading account gains and fees$0171
Additional Noninterest Income$324,0001,854
Total noninterest expense$3,280,0001,527
Salaries and employee benefits$1,781,0001,474
Premises and equipment expense$453,0001,565
Additional noninterest expense$1,046,0001,545
Pre-tax net operating income$1,113,0001,151
Securities gains (losses)$35,0001,454
Applicable income taxes$04,835
Income before extraordinary items$1,148,000928
Extraordinary gains, net$015
Net income$1,148,000928
Minority interest net income$0102
Net income of bank and minority interests.$1,148,000930
Net charge-offs$36,0003,846
Cash dividends$1,750,000244
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,113,000900
2008-12-31 (YTD Data)Rank
Total interest income$24,338,0001,598
Total interest expense$7,974,0001,979
Net interest income$16,364,0001,360
Provision for loan and lease losses$1,151,0002,499
Total noninterest income$3,232,0001,481
Gross Fiduciary activities income$10,0001,224
Service charges on deposit accounts$1,496,0001,201
Trading account gains and fees$0154
Additional Noninterest Income$1,726,0001,449
Total noninterest expense$13,931,0001,404
Salaries and employee benefits$7,735,0001,307
Premises and equipment expense$1,913,0001,449
Additional noninterest expense$4,283,0001,450
Pre-tax net operating income$4,514,0001,209
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$4,514,000908
Extraordinary gains, net$039
Net income$4,514,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,0002,930
Cash dividends$2,710,0001,015
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,514,000983
2008-09-30 (YTD Data)Rank
Total interest income$18,450,0001,623
Total interest expense$6,237,0001,980
Net interest income$12,213,0001,386
Provision for loan and lease losses$647,0002,367
Total noninterest income$2,749,0001,401
Gross Fiduciary activities income$8,0001,192
Service charges on deposit accounts$1,101,0001,237
Trading account gains and fees$0148
Additional Noninterest Income$1,640,0001,275
Total noninterest expense$10,383,0001,395
Salaries and employee benefits$5,844,0001,316
Premises and equipment expense$1,403,0001,492
Additional noninterest expense$3,136,0001,431
Pre-tax net operating income$3,932,0001,267
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,932,000925
Extraordinary gains, net$031
Net income$3,932,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,916
Cash dividends$2,600,000803
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,932,000991
2008-06-30 (YTD Data)Rank
Total interest income$6,656,0002,867
Total interest expense$2,580,0003,094
Net interest income$4,076,0002,668
Provision for loan and lease losses$123,0003,938
Total noninterest income$778,0002,652
Gross Fiduciary activities income$4,0001,235
Service charges on deposit accounts$500,0001,758
Trading account gains and fees$0149
Additional Noninterest Income$274,0003,178
Total noninterest expense$3,592,0002,618
Salaries and employee benefits$2,002,0002,565
Premises and equipment expense$422,0003,070
Additional noninterest expense$1,168,0002,401
Pre-tax net operating income$1,139,0002,690
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,139,0002,308
Extraordinary gains, net$021
Net income$1,139,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,244
Cash dividends$950,0001,486
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,139,0002,266
2008-03-31 (YTD Data)Rank
Total interest income$3,411,0002,866
Total interest expense$1,400,0003,061
Net interest income$2,011,0002,692
Provision for loan and lease losses$44,0004,035
Total noninterest income$378,0002,704
Gross Fiduciary activities income$3,0001,170
Service charges on deposit accounts$237,0001,793
Trading account gains and fees$0158
Additional Noninterest Income$138,0003,191
Total noninterest expense$1,753,0002,670
Salaries and employee benefits$970,0002,652
Premises and equipment expense$213,0003,047
Additional noninterest expense$570,0002,416
Pre-tax net operating income$592,0002,735
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$592,0002,335
Extraordinary gains, net$015
Net income$592,0002,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,778
Cash dividends$375,0001,669
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$592,0002,266
2007-12-31 (YTD Data)Rank
Total interest income$14,024,0002,860
Total interest expense$6,515,0002,802
Net interest income$7,509,0002,909
Provision for loan and lease losses$220,0003,720
Total noninterest income$1,753,0002,428
Gross Fiduciary activities income$10,0001,256
Service charges on deposit accounts$1,110,0001,613
Trading account gains and fees$0178
Additional Noninterest Income$633,0002,927
Total noninterest expense$7,906,0002,313
Salaries and employee benefits$3,932,0002,519
Premises and equipment expense$917,0002,760
Additional noninterest expense$3,057,0001,806
Pre-tax net operating income$1,136,0004,476
Securities gains (losses)$02,146
Applicable income taxes$-58,0007,953
Income before extraordinary items$1,194,0003,949
Extraordinary gains, net$039
Net income$1,194,0003,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,352
Cash dividends$1,125,0002,448
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,194,0003,946
2007-09-30 (YTD Data)Rank
Total interest income$10,535,0002,854
Total interest expense$4,926,0002,776
Net interest income$5,609,0002,921
Provision for loan and lease losses$130,0003,745
Total noninterest income$1,291,0002,459
Gross Fiduciary activities income$6,0001,244
Service charges on deposit accounts$836,0001,580
Trading account gains and fees$0184
Additional Noninterest Income$449,0003,018
Total noninterest expense$5,121,0002,635
Salaries and employee benefits$2,846,0002,603
Premises and equipment expense$685,0002,762
Additional noninterest expense$1,590,0002,485
Pre-tax net operating income$1,649,0003,263
Securities gains (losses)$01,655
Applicable income taxes$-58,0008,176
Income before extraordinary items$1,707,0002,710
Extraordinary gains, net$033
Net income$1,707,0002,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,537
Cash dividends$1,125,0001,835
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,707,0002,686
2007-06-30 (YTD Data)Rank
Total interest income$7,033,0002,866
Total interest expense$3,284,0002,775
Net interest income$3,749,0002,934
Provision for loan and lease losses$60,0003,990
Total noninterest income$842,0002,502
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$553,0001,588
Trading account gains and fees$0168
Additional Noninterest Income$285,0003,102
Total noninterest expense$3,452,0002,636
Salaries and employee benefits$1,925,0002,601
Premises and equipment expense$455,0002,786
Additional noninterest expense$1,072,0002,469
Pre-tax net operating income$1,079,0003,356
Securities gains (losses)$01,444
Applicable income taxes$-58,0008,308
Income before extraordinary items$1,137,0002,759
Extraordinary gains, net$029
Net income$1,137,0002,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,316
Cash dividends$750,0001,880
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,137,0002,741
2007-03-31 (YTD Data)Rank
Total interest income$3,530,0002,842
Total interest expense$1,646,0002,749
Net interest income$1,884,0002,913
Provision for loan and lease losses$30,0003,737
Total noninterest income$401,0002,560
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$276,0001,551
Trading account gains and fees$0195
Additional Noninterest Income$123,0003,375
Total noninterest expense$1,739,0002,625
Salaries and employee benefits$970,0002,609
Premises and equipment expense$228,0002,805
Additional noninterest expense$541,0002,436
Pre-tax net operating income$516,0003,457
Securities gains (losses)$01,187
Applicable income taxes$-34,0008,372
Income before extraordinary items$550,0002,815
Extraordinary gains, net$022
Net income$550,0002,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,000690
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$550,0002,808
2006-12-31 (YTD Data)Rank
Total interest income$11,251,0003,259
Total interest expense$4,174,0003,493
Net interest income$7,077,0003,075
Provision for loan and lease losses$125,0004,315
Total noninterest income$1,679,0002,498
Gross Fiduciary activities income$8,0001,304
Service charges on deposit accounts$1,119,0001,583
Trading account gains and fees$0130
Additional Noninterest Income$552,0003,172
Total noninterest expense$7,399,0002,392
Salaries and employee benefits$3,736,0002,600
Premises and equipment expense$952,0002,583
Additional noninterest expense$2,711,0001,947
Pre-tax net operating income$1,232,0004,727
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,232,0004,224
Extraordinary gains, net$051
Net income$1,232,0004,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,984
Cash dividends$200,0004,916
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,232,0004,204
2006-09-30 (YTD Data)Rank
Total interest income$8,076,0003,349
Total interest expense$2,834,0003,642
Net interest income$5,242,0003,137
Provision for loan and lease losses$125,0003,756
Total noninterest income$1,237,0002,548
Gross Fiduciary activities income$6,0001,272
Service charges on deposit accounts$841,0001,582
Trading account gains and fees$0126
Additional Noninterest Income$390,0003,262
Total noninterest expense$5,169,0002,542
Salaries and employee benefits$2,754,0002,636
Premises and equipment expense$714,0002,590
Additional noninterest expense$1,701,0002,278
Pre-tax net operating income$1,185,0004,325
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,185,0003,772
Extraordinary gains, net$045
Net income$1,185,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,407
Cash dividends$200,0004,136
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,185,0003,751
2006-06-30 (YTD Data)Rank
Total interest income$5,208,0003,394
Total interest expense$1,797,0003,660
Net interest income$3,411,0003,200
Provision for loan and lease losses$50,0004,407
Total noninterest income$806,0002,579
Gross Fiduciary activities income$4,0001,273
Service charges on deposit accounts$561,0001,575
Trading account gains and fees$0126
Additional Noninterest Income$241,0003,390
Total noninterest expense$3,453,0002,561
Salaries and employee benefits$1,830,0002,642
Premises and equipment expense$461,0002,658
Additional noninterest expense$1,162,0002,239
Pre-tax net operating income$714,0004,589
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$714,0004,015
Extraordinary gains, net$039
Net income$714,0004,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,766
Cash dividends$200,0003,653
Sale, conversion, retirement of capital stock, net$0887
Net operating income$714,0004,004
2006-03-31 (YTD Data)Rank
Total interest income$2,518,0003,424
Total interest expense$828,0003,727
Net interest income$1,690,0003,212
Provision for loan and lease losses$50,0003,099
Total noninterest income$393,0002,574
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$274,0001,554
Trading account gains and fees$0115
Additional Noninterest Income$117,0003,425
Total noninterest expense$1,699,0002,597
Salaries and employee benefits$911,0002,658
Premises and equipment expense$234,0002,626
Additional noninterest expense$554,0002,313
Pre-tax net operating income$334,0004,701
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$334,0004,132
Extraordinary gains, net$021
Net income$334,0004,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,558
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$334,0004,115
2005-12-31 (YTD Data)Rank
Total interest income$8,961,0003,433
Total interest expense$2,566,0003,741
Net interest income$6,395,0003,253
Provision for loan and lease losses$450,0002,063
Total noninterest income$1,392,0002,828
Gross Fiduciary activities income$10,0001,298
Service charges on deposit accounts$1,215,0001,443
Trading account gains and fees$0138
Additional Noninterest Income$167,0005,542
Total noninterest expense$6,488,0002,555
Salaries and employee benefits$3,309,0002,729
Premises and equipment expense$947,0002,483
Additional noninterest expense$2,232,0002,242
Pre-tax net operating income$849,0005,747
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$849,0005,214
Extraordinary gains, net$046
Net income$849,0005,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,598
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$849,0005,179
2005-09-30 (YTD Data)Rank
Total interest income$6,483,0003,479
Total interest expense$1,756,0003,872
Net interest income$4,727,0003,287
Provision for loan and lease losses$450,0001,533
Total noninterest income$1,324,0002,413
Gross Fiduciary activities income$8,0001,254
Service charges on deposit accounts$904,0001,431
Trading account gains and fees$0126
Additional Noninterest Income$412,0003,224
Total noninterest expense$4,837,0002,549
Salaries and employee benefits$2,499,0002,675
Premises and equipment expense$713,0002,469
Additional noninterest expense$1,625,0002,269
Pre-tax net operating income$764,0005,447
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$764,0004,876
Extraordinary gains, net$035
Net income$764,0004,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,361
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$764,0004,839
2005-06-30 (YTD Data)Rank
Total interest income$4,259,0003,449
Total interest expense$1,099,0003,869
Net interest income$3,160,0003,265
Provision for loan and lease losses$300,0001,505
Total noninterest income$883,0002,385
Gross Fiduciary activities income$5,0001,265
Service charges on deposit accounts$602,0001,405
Trading account gains and fees$0116
Additional Noninterest Income$276,0003,220
Total noninterest expense$3,211,0002,537
Salaries and employee benefits$1,661,0002,670
Premises and equipment expense$465,0002,491
Additional noninterest expense$1,085,0002,255
Pre-tax net operating income$532,0005,314
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$532,0004,729
Extraordinary gains, net$030
Net income$532,0004,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,168
Cash dividends$650,0001,837
Sale, conversion, retirement of capital stock, net$0643
Net operating income$532,0004,678
2005-03-31 (YTD Data)Rank
Total interest income$2,137,0003,409
Total interest expense$522,0003,904
Net interest income$1,615,0003,201
Provision for loan and lease losses$150,0001,379
Total noninterest income$404,0002,472
Gross Fiduciary activities income$3,0001,221
Service charges on deposit accounts$274,0001,490
Trading account gains and fees$0115
Additional Noninterest Income$127,0003,295
Total noninterest expense$1,611,0002,542
Salaries and employee benefits$826,0002,699
Premises and equipment expense$222,0002,619
Additional noninterest expense$563,0002,173
Pre-tax net operating income$258,0005,381
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$258,0004,778
Extraordinary gains, net$024
Net income$258,0004,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,000813
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$258,0004,741
2004-12-31 (YTD Data)Rank
Total interest income$8,056,0003,400
Total interest expense$1,625,0004,286
Net interest income$6,431,0003,109
Provision for loan and lease losses$600,0001,645
Total noninterest income$1,597,0002,568
Gross Fiduciary activities income$11,0001,306
Service charges on deposit accounts$1,025,0001,720
Trading account gains and fees$0138
Additional Noninterest Income$561,0003,100
Total noninterest expense$6,430,0002,485
Salaries and employee benefits$3,333,0002,591
Premises and equipment expense$979,0002,336
Additional noninterest expense$2,118,0002,297
Pre-tax net operating income$998,0005,248
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$998,0004,714
Extraordinary gains, net$034
Net income$998,0004,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$636,0001,102
Cash dividends$4,250,000712
Sale, conversion, retirement of capital stock, net$0872
Net operating income$998,0004,637
2004-09-30 (YTD Data)Rank
Total interest income$6,031,0003,371
Total interest expense$1,181,0004,332
Net interest income$4,850,0003,083
Provision for loan and lease losses$450,0001,575
Total noninterest income$1,165,0002,624
Gross Fiduciary activities income$9,0001,258
Service charges on deposit accounts$776,0001,715
Trading account gains and fees$0134
Additional Noninterest Income$380,0003,286
Total noninterest expense$4,874,0002,436
Salaries and employee benefits$2,567,0002,516
Premises and equipment expense$740,0002,319
Additional noninterest expense$1,567,0002,303
Pre-tax net operating income$691,0005,551
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$691,0004,988
Extraordinary gains, net$026
Net income$691,0004,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$476,000993
Cash dividends$4,250,000526
Sale, conversion, retirement of capital stock, net$0738
Net operating income$691,0004,897
2004-06-30 (YTD Data)Rank
Total interest income$4,022,0003,369
Total interest expense$790,0004,321
Net interest income$3,232,0003,077
Provision for loan and lease losses$300,0001,523
Total noninterest income$779,0002,633
Gross Fiduciary activities income$6,0001,267
Service charges on deposit accounts$509,0001,713
Trading account gains and fees$0130
Additional Noninterest Income$264,0003,211
Total noninterest expense$3,236,0002,460
Salaries and employee benefits$1,709,0002,513
Premises and equipment expense$499,0002,294
Additional noninterest expense$1,028,0002,331
Pre-tax net operating income$475,0005,438
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$475,0004,864
Extraordinary gains, net$021
Net income$475,0004,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,000809
Cash dividends$4,000,000394
Sale, conversion, retirement of capital stock, net$0638
Net operating income$475,0004,783
2004-03-31 (YTD Data)Rank
Total interest income$2,025,0003,367
Total interest expense$404,0004,294
Net interest income$1,621,0003,055
Provision for loan and lease losses$150,0001,414
Total noninterest income$364,0002,709
Gross Fiduciary activities income$3,0001,247
Service charges on deposit accounts$230,0001,836
Trading account gains and fees$0121
Additional Noninterest Income$131,0003,178
Total noninterest expense$1,643,0002,434
Salaries and employee benefits$853,0002,543
Premises and equipment expense$251,0002,295
Additional noninterest expense$539,0002,204
Pre-tax net operating income$192,0005,914
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$192,0005,448
Extraordinary gains, net$016
Net income$192,0005,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,000533
Cash dividends$2,700,000293
Sale, conversion, retirement of capital stock, net$0464
Net operating income$192,0005,322
2003-12-31 (YTD Data)Rank
Total interest income$8,546,0003,247
Total interest expense$2,058,0003,937
Net interest income$6,488,0002,964
Provision for loan and lease losses$600,0001,837
Total noninterest income$1,557,0002,773
Gross Fiduciary activities income$13,0001,317
Service charges on deposit accounts$1,025,0001,686
Trading account gains and fees$0160
Additional Noninterest Income$519,0003,518
Total noninterest expense$6,513,0002,412
Salaries and employee benefits$3,335,0002,518
Premises and equipment expense$920,0002,432
Additional noninterest expense$2,258,0002,130
Pre-tax net operating income$932,0005,346
Securities gains (losses)$1,0004,307
Applicable income taxes$-4,0008,723
Income before extraordinary items$937,0004,833
Extraordinary gains, net$054
Net income$937,0004,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0002,134
Cash dividends$800,0002,674
Sale, conversion, retirement of capital stock, net$0868
Net operating income$936,0004,667
2003-09-30 (YTD Data)Rank
Total interest income$6,491,0003,255
Total interest expense$1,625,0003,896
Net interest income$4,866,0002,973
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,172,0002,830
Gross Fiduciary activities income$10,0001,282
Service charges on deposit accounts$772,0001,677
Trading account gains and fees$0153
Additional Noninterest Income$390,0003,577
Total noninterest expense$4,780,0002,464
Salaries and employee benefits$2,491,0002,528
Premises and equipment expense$679,0002,491
Additional noninterest expense$1,610,0002,231
Pre-tax net operating income$808,0005,093
Securities gains (losses)$1,0004,000
Applicable income taxes$-4,0008,875
Income before extraordinary items$813,0004,549
Extraordinary gains, net$040
Net income$813,0004,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0001,612
Cash dividends$800,0001,997
Sale, conversion, retirement of capital stock, net$0722
Net operating income$812,0004,378
2003-06-30 (YTD Data)Rank
Total interest income$4,404,0003,230
Total interest expense$1,146,0003,813
Net interest income$3,258,0002,946
Provision for loan and lease losses$300,0001,769
Total noninterest income$811,0002,731
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$526,0001,604
Trading account gains and fees$0150
Additional Noninterest Income$278,0003,439
Total noninterest expense$3,191,0002,466
Salaries and employee benefits$1,670,0002,508
Premises and equipment expense$436,0002,552
Additional noninterest expense$1,085,0002,193
Pre-tax net operating income$578,0004,935
Securities gains (losses)$1,0003,586
Applicable income taxes$07,529
Income before extraordinary items$579,0004,392
Extraordinary gains, net$030
Net income$579,0004,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,262
Cash dividends$800,0001,557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$578,0004,186
2003-03-31 (YTD Data)Rank
Total interest income$2,249,0003,191
Total interest expense$601,0003,750
Net interest income$1,648,0002,909
Provision for loan and lease losses$150,0001,666
Total noninterest income$384,0002,748
Gross Fiduciary activities income$3,0001,293
Service charges on deposit accounts$252,0001,626
Trading account gains and fees$0134
Additional Noninterest Income$129,0003,478
Total noninterest expense$1,611,0002,412
Salaries and employee benefits$843,0002,501
Premises and equipment expense$223,0002,509
Additional noninterest expense$545,0002,156
Pre-tax net operating income$271,0005,063
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$271,0004,509
Extraordinary gains, net$021
Net income$271,0004,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,119
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$271,0004,308
2002-12-31 (YTD Data)Rank
Total interest income$11,090,0002,750
Total interest expense$3,794,0002,880
Net interest income$7,296,0002,614
Provision for loan and lease losses$742,0001,743
Total noninterest income$3,083,0001,525
Gross Fiduciary activities income$30,0001,212
Service charges on deposit accounts$1,098,0001,468
Trading account gains and fees$0153
Additional Noninterest Income$1,955,0001,330
Total noninterest expense$7,157,0002,098
Salaries and employee benefits$3,716,0002,153
Premises and equipment expense$1,019,0002,142
Additional noninterest expense$2,422,0001,907
Pre-tax net operating income$2,480,0002,899
Securities gains (losses)$04,537
Applicable income taxes$780,0002,638
Income before extraordinary items$1,700,0003,186
Extraordinary gains, net$070
Net income$1,700,0003,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$512,0001,627
Cash dividends$440,0003,668
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,700,0003,077
2001-12-31 (YTD Data)Rank
Total interest income$11,455,0002,962
Total interest expense$5,805,0002,753
Net interest income$5,650,0003,106
Provision for loan and lease losses$836,0001,449
Total noninterest income$1,690,0002,304
Gross Fiduciary activities income$30,0001,235
Service charges on deposit accounts$1,020,0001,449
Trading account gains and fees$0177
Additional Noninterest Income$640,0002,718
Total noninterest expense$6,430,0002,228
Salaries and employee benefits$3,293,0002,278
Premises and equipment expense$1,082,0001,974
Additional noninterest expense$2,055,0002,190
Pre-tax net operating income$74,0008,447
Securities gains (losses)$04,612
Applicable income taxes$14,0007,470
Income before extraordinary items$60,0008,560
Extraordinary gains, net$0105
Net income$60,0008,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$828,0001,078
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$60,0008,463
2000-12-31 (YTD Data)Rank
Total interest income$10,213,0003,337
Total interest expense$4,863,0003,405
Net interest income$5,350,0003,273
Provision for loan and lease losses$215,0003,578
Total noninterest income$1,568,0002,272
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$875,0001,565
Trading account gains and fees$0180
Additional Noninterest Income$693,0002,379
Total noninterest expense$6,242,0002,201
Salaries and employee benefits$3,242,0002,205
Premises and equipment expense$1,042,0001,989
Additional noninterest expense$1,958,0002,214
Pre-tax net operating income$461,0007,194
Securities gains (losses)$01,956
Applicable income taxes$144,0005,996
Income before extraordinary items$317,0007,370
Extraordinary gains, net$038
Net income$317,0007,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,242
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$317,0007,373
1999-12-31 (YTD Data)Rank
Total interest income$7,916,0003,941
Total interest expense$3,295,0004,269
Net interest income$4,621,0003,697
Provision for loan and lease losses$584,0001,564
Total noninterest income$1,339,0002,483
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$812,0001,631
Trading account gains and feesNANA
Additional Noninterest Income$527,0002,862
Total noninterest expense$5,936,0002,299
Salaries and employee benefits$3,132,0002,239
Premises and equipment expense$924,0002,212
Additional noninterest expense$1,880,0002,326
Pre-tax net operating income$-560,0009,889
Securities gains (losses)$03,155
Applicable income taxes$-120,0009,948
Income before extraordinary items$-440,0009,870
Extraordinary gains, net$035
Net income$-440,0009,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,360
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-440,0009,849
1998-12-31 (YTD Data)Rank
Total interest income$6,235,0004,858
Total interest expense$2,442,0005,451
Net interest income$3,793,0004,308
Provision for loan and lease losses$49,0006,673
Total noninterest income$1,072,0002,924
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$777,0001,638
Trading account gains and feesNANA
Additional Noninterest Income$295,0004,071
Total noninterest expense$4,883,0002,681
Salaries and employee benefits$2,529,0002,677
Premises and equipment expense$791,0002,481
Additional noninterest expense$1,563,0002,667
Pre-tax net operating income$-67,0009,894
Securities gains (losses)$04,449
Applicable income taxes$-16,00010,043
Income before extraordinary items$-51,0009,905
Extraordinary gains, net$032
Net income$-51,0009,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,973
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-51,0009,865
1997-12-31 (YTD Data)Rank
Total interest income$6,114,0004,989
Total interest expense$2,243,0005,805
Net interest income$3,871,0004,362
Provision for loan and lease losses$60,0006,153
Total noninterest income$1,053,0002,930
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$751,0001,728
Trading account gains and feesNANA
Additional Noninterest Income$302,0003,914
Total noninterest expense$4,368,0002,905
Salaries and employee benefits$2,352,0002,810
Premises and equipment expense$736,0002,617
Additional noninterest expense$1,280,0003,154
Pre-tax net operating income$496,0007,939
Securities gains (losses)$03,944
Applicable income taxes$121,0008,071
Income before extraordinary items$375,0007,816
Extraordinary gains, net$044
Net income$375,0007,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,573
Cash dividends$400,0003,931
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$375,0007,757
1996-12-31 (YTD Data)Rank
Total interest income$6,327,0004,982
Total interest expense$2,277,0005,888
Net interest income$4,050,0004,272
Provision for loan and lease losses$130,0004,417
Total noninterest income$997,0003,133
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$731,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$266,0004,378
Total noninterest expense$3,908,0003,418
Salaries and employee benefits$1,810,0003,644
Premises and equipment expense$582,0003,304
Additional noninterest expense$1,516,0003,085
Pre-tax net operating income$1,009,0005,711
Securities gains (losses)$04,148
Applicable income taxes$347,0005,357
Income before extraordinary items$662,0005,931
Extraordinary gains, net$053
Net income$662,0005,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,131
Cash dividends$450,0003,623
Sale, conversion, retirement of capital stock, net$0953
Net operating income$662,0005,871
1995-12-31 (YTD Data)Rank
Total interest income$6,078,0005,150
Total interest expense$2,315,0005,868
Net interest income$3,763,0004,552
Provision for loan and lease losses$125,0004,002
Total noninterest income$1,104,0002,882
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$755,0001,804
Trading account gains and feesNANA
Additional Noninterest Income$349,0003,620
Total noninterest expense$3,794,0003,485
Salaries and employee benefits$1,812,0003,620
Premises and equipment expense$571,0003,347
Additional noninterest expense$1,411,0003,241
Pre-tax net operating income$948,0006,200
Securities gains (losses)$2,0003,270
Applicable income taxes$263,0006,470
Income before extraordinary items$687,0006,074
Extraordinary gains, net$065
Net income$687,0006,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,096
Cash dividends$1,085,0001,903
Sale, conversion, retirement of capital stock, net$0809
Net operating income$685,5606,054
1994-12-31 (YTD Data)Rank
Total interest income$5,766,0005,042
Total interest expense$1,965,0005,689
Net interest income$3,801,0004,585
Provision for loan and lease losses$84,0004,941
Total noninterest income$1,267,0002,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$760,0001,781
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,927
Total noninterest expense$3,705,0003,659
Salaries and employee benefits$1,870,0003,491
Premises and equipment expense$487,0003,887
Additional noninterest expense$1,348,0003,662
Pre-tax net operating income$1,279,0004,998
Securities gains (losses)$1,0003,293
Applicable income taxes$492,0004,109
Income before extraordinary items$788,0005,422
Extraordinary gains, net$0249
Net income$788,0005,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,590
Cash dividends$900,0002,071
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$787,3605,487
1993-12-31 (YTD Data)Rank
Total interest income$6,064,0004,903
Total interest expense$2,049,0005,711
Net interest income$4,015,0004,384
Provision for loan and lease losses$115,0005,422
Total noninterest income$1,092,0003,122
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$724,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$368,0003,968
Total noninterest expense$3,499,0003,909
Salaries and employee benefits$1,755,0003,700
Premises and equipment expense$421,0004,510
Additional noninterest expense$1,323,0003,881
Pre-tax net operating income$1,493,0004,337
Securities gains (losses)$07,477
Applicable income taxes$524,0004,013
Income before extraordinary items$969,0004,799
Extraordinary gains, net$1,169,000201
Net income$2,138,0002,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0006,663
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$969,0004,558
1992-12-31 (YTD Data)Rank
Total interest income$5,965,0005,523
Total interest expense$2,652,0005,716
Net interest income$3,313,0005,263
Provision for loan and lease losses$30,0009,956
Total noninterest income$1,100,0003,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$759,0001,781
Trading account gains and feesNANA
Additional Noninterest Income$341,0004,097
Total noninterest expense$3,469,0003,962
Salaries and employee benefits$1,699,0003,769
Premises and equipment expense$461,0004,263
Additional noninterest expense$1,309,0004,016
Pre-tax net operating income$914,0006,018
Securities gains (losses)$98,0003,033
Applicable income taxes$349,0005,368
Income before extraordinary items$663,0006,150
Extraordinary gains, net$332,000283
Net income$995,0004,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0006,844
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$598,3206,227

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.