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Mutual Savings Association, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$4,927,000	2,127
Total interest expense	$1,668,000	2,106
Net interest income	$3,259,000	2,113
Provision for loan and lease losses	$24,000	2,299
Total noninterest income	$832,000	1,459
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$35,000	2,977
Trading account gains and fees	NA	NA
Additional Noninterest Income	$797,000	1,111
Total noninterest expense	$2,322,000	2,207
Salaries and employee benefits	$1,406,000	2,118
Premises and equipment expense	$285,000	1,933
Additional noninterest expense	$797,000	1,111
Pre-tax net operating income	$1,745,000	1,590
Securities gains (losses)	$-23,000	4,185
Applicable income taxes	$348,000	1,246
Income before extraordinary items	$1,374,000	1,670
Extraordinary gains, net	$0	47
Net income	$1,374,000	1,689
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,374,000	1,670
Net charge-offs	$0	2,299
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,392,400	1,664
2024-12-31 (YTD Data)		Rank
Total interest income	$19,024,000	2,133
Total interest expense	$6,607,000	2,155
Net interest income	$12,417,000	2,102
Provision for loan and lease losses	$557,000	1,298
Total noninterest income	$3,434,000	1,470
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$148,000	2,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,286,000	1,140
Total noninterest expense	$8,690,000	2,277
Salaries and employee benefits	$5,310,000	2,167
Premises and equipment expense	$1,022,000	2,029
Additional noninterest expense	$3,286,000	1,140
Pre-tax net operating income	$6,604,000	1,543
Securities gains (losses)	$-88,000	3,975
Applicable income taxes	$1,303,000	1,214
Income before extraordinary items	$5,213,000	1,651
Extraordinary gains, net	$0	53
Net income	$5,213,000	1,668
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,213,000	1,651
Net charge-offs	$308,000	1,167
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$5,283,400	1,641
2024-09-30 (YTD Data)		Rank
Total interest income	$14,192,000	2,130
Total interest expense	$4,914,000	2,158
Net interest income	$9,278,000	2,088
Provision for loan and lease losses	$544,000	1,033
Total noninterest income	$2,535,000	1,479
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$111,000	3,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,424,000	1,151
Total noninterest expense	$6,542,000	2,246
Salaries and employee benefits	$3,948,000	2,152
Premises and equipment expense	$801,000	1,983
Additional noninterest expense	$2,424,000	1,151
Pre-tax net operating income	$4,727,000	1,581
Securities gains (losses)	$-58,000	4,090
Applicable income taxes	$936,000	1,254
Income before extraordinary items	$3,733,000	1,678
Extraordinary gains, net	$0	51
Net income	$3,733,000	1,697
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,733,000	1,680
Net charge-offs	$308,000	897
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$3,779,400	1,676
2024-06-30 (YTD Data)		Rank
Total interest income	$9,288,000	2,132
Total interest expense	$3,273,000	2,123
Net interest income	$6,015,000	2,111
Provision for loan and lease losses	$187,000	1,414
Total noninterest income	$1,705,000	1,459
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$76,000	2,952
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,629,000	1,143
Total noninterest expense	$4,383,000	2,238
Salaries and employee benefits	$2,647,000	2,153
Premises and equipment expense	$516,000	2,016
Additional noninterest expense	$1,629,000	1,143
Pre-tax net operating income	$3,150,000	1,558
Securities gains (losses)	$-41,000	4,074
Applicable income taxes	$631,000	1,250
Income before extraordinary items	$2,478,000	1,663
Extraordinary gains, net	$0	52
Net income	$2,478,000	1,688
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,478,000	1,665
Net charge-offs	$-9,000	3,963
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,510,800	1,650
2023-12-31 (YTD Data)		Rank
Total interest income	$15,943,000	2,191
Total interest expense	$5,407,000	1,926
Net interest income	$10,536,000	2,320
Provision for loan and lease losses	$122,000	2,314
Total noninterest income	$3,179,000	1,574
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$169,000	2,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,010,000	1,247
Total noninterest expense	$8,387,000	2,266
Salaries and employee benefits	$4,852,000	2,232
Premises and equipment expense	$1,148,000	1,868
Additional noninterest expense	$3,010,000	1,247
Pre-tax net operating income	$5,206,000	1,867
Securities gains (losses)	$-402,000	4,138
Applicable income taxes	$908,000	1,496
Income before extraordinary items	$3,896,000	2,021
Extraordinary gains, net	$0	54
Net income	$3,896,000	2,045
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,896,000	2,024
Net charge-offs	$-12,000	3,885
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,221,620	1,957
2023-09-30 (YTD Data)		Rank
Total interest income	$11,627,000	2,198
Total interest expense	$3,935,000	1,847
Net interest income	$7,692,000	2,368
Provision for loan and lease losses	$35,000	2,653
Total noninterest income	$2,320,000	1,603
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$127,000	2,875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,193,000	1,280
Total noninterest expense	$6,126,000	2,291
Salaries and employee benefits	$3,493,000	2,289
Premises and equipment expense	$877,000	1,848
Additional noninterest expense	$2,193,000	1,280
Pre-tax net operating income	$3,851,000	1,934
Securities gains (losses)	$20,000	452
Applicable income taxes	$749,000	1,479
Income before extraordinary items	$3,122,000	2,009
Extraordinary gains, net	$0	52
Net income	$3,122,000	2,028
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,122,000	2,009
Net charge-offs	$-20,000	4,003
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,105,800	2,038
2023-06-30 (YTD Data)		Rank
Total interest income	$7,475,000	2,223
Total interest expense	$2,494,000	1,755
Net interest income	$4,981,000	2,429
Provision for loan and lease losses	$35,000	2,399
Total noninterest income	$1,550,000	1,525
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$84,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,466,000	1,204
Total noninterest expense	$3,962,000	2,322
Salaries and employee benefits	$2,361,000	2,263
Premises and equipment expense	$498,000	2,021
Additional noninterest expense	$1,466,000	1,203
Pre-tax net operating income	$2,534,000	1,943
Securities gains (losses)	$27,000	384
Applicable income taxes	$494,000	1,506
Income before extraordinary items	$2,067,000	2,025
Extraordinary gains, net	$0	51
Net income	$2,067,000	2,049
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,067,000	2,025
Net charge-offs	$-14,000	4,006
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,045,130	2,051
2023-03-31 (YTD Data)		Rank
Total interest income	$3,601,000	2,255
Total interest expense	$1,113,000	1,714
Net interest income	$2,488,000	2,438
Provision for loan and lease losses	$0	2,612
Total noninterest income	$717,000	1,590
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$41,000	2,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$676,000	1,252
Total noninterest expense	$2,015,000	2,331
Salaries and employee benefits	$1,227,000	2,237
Premises and equipment expense	$247,000	2,066
Additional noninterest expense	$676,000	1,252
Pre-tax net operating income	$1,190,000	2,083
Securities gains (losses)	$44,000	282
Applicable income taxes	$242,000	1,554
Income before extraordinary items	$992,000	2,099
Extraordinary gains, net	$0	4
Net income	$992,000	2,099
Minority interest net income	$0	48
Net income of bank and minority interests.	$992,000	2,099
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$956,800	2,177
2022-12-31 (YTD Data)		Rank
Total interest income	$11,053,000	2,392
Total interest expense	$2,176,000	1,509
Net interest income	$8,877,000	2,532
Provision for loan and lease losses	$62,000	2,448
Total noninterest income	$2,975,000	1,640
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$208,000	2,704
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,767,000	1,326
Total noninterest expense	$7,492,000	2,404
Salaries and employee benefits	$4,470,000	2,333
Premises and equipment expense	$1,027,000	1,982
Additional noninterest expense	$2,767,000	1,326
Pre-tax net operating income	$4,298,000	2,212
Securities gains (losses)	$-406,000	4,280
Applicable income taxes	$639,000	1,867
Income before extraordinary items	$3,253,000	2,355
Extraordinary gains, net	$0	5
Net income	$3,253,000	2,355
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,253,000	2,354
Net charge-offs	$4,000	2,370
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,594,040	2,267
2022-09-30 (YTD Data)		Rank
Total interest income	$7,778,000	2,427
Total interest expense	$1,308,000	1,453
Net interest income	$6,470,000	2,538
Provision for loan and lease losses	$62,000	2,151
Total noninterest income	$2,229,000	1,667
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$161,000	2,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,068,000	1,351
Total noninterest expense	$5,579,000	2,407
Salaries and employee benefits	$3,351,000	2,331
Premises and equipment expense	$787,000	1,974
Additional noninterest expense	$2,068,000	1,351
Pre-tax net operating income	$3,058,000	2,257
Securities gains (losses)	$-392,000	4,453
Applicable income taxes	$424,000	1,947
Income before extraordinary items	$2,242,000	2,442
Extraordinary gains, net	$0	4
Net income	$2,242,000	2,441
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,242,000	2,441
Net charge-offs	$4,000	2,057
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,571,280	2,311
2022-06-30 (YTD Data)		Rank
Total interest income	$4,953,000	2,447
Total interest expense	$782,000	1,381
Net interest income	$4,171,000	2,560
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,436,000	1,691
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$105,000	2,713
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,331,000	1,415
Total noninterest expense	$3,684,000	2,409
Salaries and employee benefits	$2,182,000	2,368
Premises and equipment expense	$535,000	1,952
Additional noninterest expense	$967,000	2,673
Pre-tax net operating income	$1,923,000	2,249
Securities gains (losses)	$-280,000	4,511
Applicable income taxes	$250,000	1,960
Income before extraordinary items	$1,393,000	2,441
Extraordinary gains, net	$0	4
Net income	$1,393,000	2,441
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,393,000	2,441
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,631,000	2,275
2022-03-31 (YTD Data)		Rank
Total interest income	$2,385,000	2,451
Total interest expense	$376,000	1,373
Net interest income	$2,009,000	2,583
Provision for loan and lease losses	$0	2,285
Total noninterest income	$758,000	1,635
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$47,000	2,821
Trading account gains and fees	NA	NA
Additional Noninterest Income	$711,000	1,364
Total noninterest expense	$1,849,000	2,409
Salaries and employee benefits	$1,101,000	2,360
Premises and equipment expense	$278,000	1,939
Additional noninterest expense	$470,000	2,704
Pre-tax net operating income	$918,000	2,211
Securities gains (losses)	$-71,000	4,498
Applicable income taxes	$133,000	1,886
Income before extraordinary items	$714,000	2,335
Extraordinary gains, net	$0	4
Net income	$714,000	2,334
Minority interest net income	$0	50
Net income of bank and minority interests.	$714,000	2,335
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$773,640	2,264
2021-12-31 (YTD Data)		Rank
Total interest income	$8,931,000	2,636
Total interest expense	$1,504,000	1,658
Net interest income	$7,427,000	2,769
Provision for loan and lease losses	$0	3,064
Total noninterest income	$4,307,000	1,443
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$185,000	2,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,122,000	1,225
Total noninterest expense	$6,821,000	2,530
Salaries and employee benefits	$4,210,000	2,412
Premises and equipment expense	$918,000	2,138
Additional noninterest expense	$1,693,000	2,887
Pre-tax net operating income	$4,913,000	2,073
Securities gains (losses)	$-77,000	4,618
Applicable income taxes	$858,000	1,711
Income before extraordinary items	$3,978,000	2,172
Extraordinary gains, net	$0	10
Net income	$3,978,000	2,173
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,978,000	2,173
Net charge-offs	$-112,000	4,398
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,041,140	2,117
2021-09-30 (YTD Data)		Rank
Total interest income	$6,560,000	2,720
Total interest expense	$1,124,000	1,744
Net interest income	$5,436,000	2,854
Provision for loan and lease losses	$0	2,963
Total noninterest income	$3,360,000	1,441
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$129,000	2,881
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,231,000	1,225
Total noninterest expense	$5,093,000	2,555
Salaries and employee benefits	$3,166,000	2,432
Premises and equipment expense	$645,000	2,247
Additional noninterest expense	$1,282,000	2,874
Pre-tax net operating income	$3,703,000	2,146
Securities gains (losses)	$-77,000	4,781
Applicable income taxes	$648,000	1,790
Income before extraordinary items	$2,978,000	2,263
Extraordinary gains, net	$0	8
Net income	$2,978,000	2,261
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,978,000	2,263
Net charge-offs	$-112,000	4,495
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,041,140	2,197
2021-06-30 (YTD Data)		Rank
Total interest income	$4,251,000	2,777
Total interest expense	$746,000	1,817
Net interest income	$3,505,000	2,904
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,646,000	1,709
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$73,000	3,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,573,000	1,473
Total noninterest expense	$3,286,000	2,591
Salaries and employee benefits	$2,103,000	2,431
Premises and equipment expense	$420,000	2,271
Additional noninterest expense	$763,000	3,071
Pre-tax net operating income	$1,865,000	2,491
Securities gains (losses)	$-54,000	4,817
Applicable income taxes	$293,000	2,037
Income before extraordinary items	$1,518,000	2,606
Extraordinary gains, net	$0	6
Net income	$1,518,000	2,606
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,518,000	2,606
Net charge-offs	$-5,000	3,551
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,563,360	2,531
2021-03-31 (YTD Data)		Rank
Total interest income	$2,122,000	2,758
Total interest expense	$359,000	1,944
Net interest income	$1,763,000	2,864
Provision for loan and lease losses	$0	2,741
Total noninterest income	$718,000	1,847
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$31,000	3,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$687,000	1,604
Total noninterest expense	$1,684,000	2,533
Salaries and employee benefits	$1,102,000	2,339
Premises and equipment expense	$192,000	2,405
Additional noninterest expense	$390,000	2,984
Pre-tax net operating income	$797,000	2,672
Securities gains (losses)	$-36,000	4,804
Applicable income taxes	$107,000	2,244
Income before extraordinary items	$654,000	2,789
Extraordinary gains, net	$0	3
Net income	$654,000	2,788
Minority interest net income	$0	55
Net income of bank and minority interests.	$654,000	2,789
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$684,960	2,692
2020-12-31 (YTD Data)		Rank
Total interest income	$8,763,000	2,724
Total interest expense	$1,584,000	2,302
Net interest income	$7,179,000	2,781
Provision for loan and lease losses	$0	4,319
Total noninterest income	$4,009,000	1,462
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$132,000	3,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,877,000	1,233
Total noninterest expense	$6,065,000	2,674
Salaries and employee benefits	$3,799,000	2,563
Premises and equipment expense	$756,000	2,413
Additional noninterest expense	$1,510,000	3,038
Pre-tax net operating income	$5,123,000	1,756
Securities gains (losses)	$-220,000	4,963
Applicable income taxes	$862,000	1,548
Income before extraordinary items	$4,041,000	1,915
Extraordinary gains, net	$0	4
Net income	$4,041,000	1,914
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,041,000	1,915
Net charge-offs	$-307,000	4,910
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,221,400	1,803
2020-09-30 (YTD Data)		Rank
Total interest income	$6,676,000	2,711
Total interest expense	$1,211,000	2,370
Net interest income	$5,465,000	2,763
Provision for loan and lease losses	$0	4,239
Total noninterest income	$2,842,000	1,477
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$93,000	3,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,749,000	1,244
Total noninterest expense	$4,565,000	2,662
Salaries and employee benefits	$2,776,000	2,592
Premises and equipment expense	$582,000	2,375
Additional noninterest expense	$1,207,000	2,910
Pre-tax net operating income	$3,742,000	1,763
Securities gains (losses)	$-169,000	4,968
Applicable income taxes	$628,000	1,559
Income before extraordinary items	$2,945,000	1,924
Extraordinary gains, net	$0	4
Net income	$2,945,000	1,923
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,945,000	1,924
Net charge-offs	$-312,000	4,957
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,083,580	1,823
2020-06-30 (YTD Data)		Rank
Total interest income	$4,438,000	2,750
Total interest expense	$766,000	2,554
Net interest income	$3,672,000	2,773
Provision for loan and lease losses	$0	4,134
Total noninterest income	$1,559,000	1,586
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$58,000	3,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,501,000	1,323
Total noninterest expense	$2,873,000	2,758
Salaries and employee benefits	$1,799,000	2,650
Premises and equipment expense	$368,000	2,433
Additional noninterest expense	$706,000	3,122
Pre-tax net operating income	$2,358,000	1,773
Securities gains (losses)	$-168,000	4,970
Applicable income taxes	$383,000	1,564
Income before extraordinary items	$1,807,000	1,975
Extraordinary gains, net	$0	4
Net income	$1,807,000	1,976
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,807,000	1,976
Net charge-offs	$-335,000	5,018
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,946,440	1,846
2020-03-31 (YTD Data)		Rank
Total interest income	$2,015,000	2,919
Total interest expense	$357,000	2,760
Net interest income	$1,658,000	2,902
Provision for loan and lease losses	$0	3,711
Total noninterest income	$570,000	1,812
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$32,000	3,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$538,000	1,444
Total noninterest expense	$1,463,000	2,755
Salaries and employee benefits	$905,000	2,646
Premises and equipment expense	$186,000	2,444
Additional noninterest expense	$372,000	3,069
Pre-tax net operating income	$765,000	2,217
Securities gains (losses)	$-18,000	4,871
Applicable income taxes	$130,000	1,742
Income before extraordinary items	$617,000	2,366
Extraordinary gains, net	$0	4
Net income	$617,000	2,365
Minority interest net income	$0	56
Net income of bank and minority interests.	$617,000	2,366
Net charge-offs	$-252,000	5,055
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$631,940	2,294
2019-12-31 (YTD Data)		Rank
Total interest income	$9,064,000	2,745
Total interest expense	$1,383,000	2,848
Net interest income	$7,681,000	2,694
Provision for loan and lease losses	$0	3,973
Total noninterest income	$2,293,000	1,838
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$109,000	3,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,184,000	1,463
Total noninterest expense	$5,800,000	2,746
Salaries and employee benefits	$3,452,000	2,690
Premises and equipment expense	$828,000	2,296
Additional noninterest expense	$1,520,000	3,064
Pre-tax net operating income	$4,174,000	1,991
Securities gains (losses)	$-74,000	5,051
Applicable income taxes	$794,000	1,605
Income before extraordinary items	$3,306,000	2,157
Extraordinary gains, net	$0	11
Net income	$3,306,000	2,159
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,306,000	2,159
Net charge-offs	$-257,000	5,019
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,365,940	2,099
2019-09-30 (YTD Data)		Rank
Total interest income	$6,420,000	2,889
Total interest expense	$1,029,000	2,888
Net interest income	$5,391,000	2,832
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,693,000	1,855
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$76,000	3,974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,617,000	1,466
Total noninterest expense	$4,419,000	2,746
Salaries and employee benefits	$2,555,000	2,719
Premises and equipment expense	$636,000	2,275
Additional noninterest expense	$1,228,000	2,933
Pre-tax net operating income	$2,665,000	2,272
Securities gains (losses)	$43,000	1,114
Applicable income taxes	$513,000	1,777
Income before extraordinary items	$2,195,000	2,390
Extraordinary gains, net	$0	11
Net income	$2,195,000	2,390
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,195,000	2,391
Net charge-offs	$-197,000	5,075
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,160,170	2,385
2019-06-30 (YTD Data)		Rank
Total interest income	$4,298,000	2,885
Total interest expense	$666,000	2,916
Net interest income	$3,632,000	2,833
Provision for loan and lease losses	$0	3,685
Total noninterest income	$969,000	1,987
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$49,000	4,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$920,000	1,563
Total noninterest expense	$2,949,000	2,763
Salaries and employee benefits	$1,672,000	2,770
Premises and equipment expense	$402,000	2,366
Additional noninterest expense	$875,000	2,817
Pre-tax net operating income	$1,652,000	2,349
Securities gains (losses)	$7,000	1,296
Applicable income taxes	$308,000	1,837
Income before extraordinary items	$1,351,000	2,475
Extraordinary gains, net	$0	11
Net income	$1,351,000	2,475
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,351,000	2,475
Net charge-offs	$-9,000	4,454
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,345,330	2,458
2019-03-31 (YTD Data)		Rank
Total interest income	$2,029,000	2,998
Total interest expense	$326,000	2,919
Net interest income	$1,703,000	2,963
Provision for loan and lease losses	$0	3,406
Total noninterest income	$418,000	2,123
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$24,000	4,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	1,680
Total noninterest expense	$1,422,000	2,833
Salaries and employee benefits	$863,000	2,738
Premises and equipment expense	$202,000	2,380
Additional noninterest expense	$357,000	3,233
Pre-tax net operating income	$699,000	2,578
Securities gains (losses)	$-39,000	5,236
Applicable income taxes	$115,000	2,046
Income before extraordinary items	$545,000	2,770
Extraordinary gains, net	$0	5
Net income	$545,000	2,769
Minority interest net income	$0	52
Net income of bank and minority interests.	$545,000	2,769
Net charge-offs	$-4,000	4,334
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$577,370	2,661
2018-12-31 (YTD Data)		Rank
Total interest income	$7,719,000	2,990
Total interest expense	$1,109,000	2,774
Net interest income	$6,610,000	2,992
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,883,000	2,057
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$111,000	4,034
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,772,000	1,611
Total noninterest expense	$5,452,000	2,892
Salaries and employee benefits	$3,417,000	2,719
Premises and equipment expense	$764,000	2,433
Additional noninterest expense	$1,271,000	3,473
Pre-tax net operating income	$3,041,000	2,484
Securities gains (losses)	$-380,000	5,235
Applicable income taxes	$484,000	2,009
Income before extraordinary items	$2,177,000	2,806
Extraordinary gains, net	$0	6
Net income	$2,177,000	2,805
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,177,000	2,805
Net charge-offs	$200,000	1,649
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,488,600	2,586
2018-09-30 (YTD Data)		Rank
Total interest income	$5,692,000	3,017
Total interest expense	$801,000	2,757
Net interest income	$4,891,000	3,033
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,440,000	2,050
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$83,000	4,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,357,000	1,614
Total noninterest expense	$4,072,000	2,908
Salaries and employee benefits	$2,481,000	2,790
Premises and equipment expense	$579,000	2,445
Additional noninterest expense	$1,012,000	3,378
Pre-tax net operating income	$2,259,000	2,546
Securities gains (losses)	$-202,000	5,322
Applicable income taxes	$382,000	2,020
Income before extraordinary items	$1,675,000	2,820
Extraordinary gains, net	$0	5
Net income	$1,675,000	2,819
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,675,000	2,819
Net charge-offs	$200,000	1,250
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,838,620	2,650
2018-06-30 (YTD Data)		Rank
Total interest income	$3,763,000	3,033
Total interest expense	$521,000	2,745
Net interest income	$3,242,000	3,044
Provision for loan and lease losses	$0	3,782
Total noninterest income	$898,000	2,135
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$55,000	4,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$843,000	1,683
Total noninterest expense	$2,736,000	2,921
Salaries and employee benefits	$1,656,000	2,813
Premises and equipment expense	$390,000	2,452
Additional noninterest expense	$690,000	3,356
Pre-tax net operating income	$1,404,000	2,620
Securities gains (losses)	$-200,000	5,419
Applicable income taxes	$200,000	2,222
Income before extraordinary items	$1,004,000	2,953
Extraordinary gains, net	$0	6
Net income	$1,004,000	2,952
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,004,000	2,952
Net charge-offs	$-2,000	4,025
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,170,000	2,692
2018-03-31 (YTD Data)		Rank
Total interest income	$1,875,000	3,052
Total interest expense	$261,000	2,671
Net interest income	$1,614,000	3,078
Provision for loan and lease losses	$0	3,508
Total noninterest income	$435,000	2,148
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$27,000	4,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	1,694
Total noninterest expense	$1,416,000	2,884
Salaries and employee benefits	$875,000	2,724
Premises and equipment expense	$191,000	2,514
Additional noninterest expense	$350,000	3,345
Pre-tax net operating income	$633,000	2,725
Securities gains (losses)	$-135,000	5,498
Applicable income taxes	$120,000	2,005
Income before extraordinary items	$378,000	3,336
Extraordinary gains, net	$0	7
Net income	$378,000	3,336
Minority interest net income	$0	52
Net income of bank and minority interests.	$378,000	3,336
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$484,650	2,944
2017-12-31 (YTD Data)		Rank
Total interest income	$6,697,000	3,204
Total interest expense	$893,000	2,754
Net interest income	$5,804,000	3,246
Provision for loan and lease losses	$0	4,227
Total noninterest income	$2,022,000	2,012
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$113,000	4,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,909,000	1,577
Total noninterest expense	$5,151,000	3,047
Salaries and employee benefits	$3,087,000	2,927
Premises and equipment expense	$757,000	2,535
Additional noninterest expense	$1,307,000	3,490
Pre-tax net operating income	$2,675,000	2,655
Securities gains (losses)	$-281,000	5,541
Applicable income taxes	$1,922,000	1,306
Income before extraordinary items	$472,000	4,546
Extraordinary gains, net	$0	9
Net income	$472,000	4,546
Minority interest net income	$0	76
Net income of bank and minority interests.	$472,000	4,546
Net charge-offs	$-126,000	5,354
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$651,840	4,222
2017-09-30 (YTD Data)		Rank
Total interest income	$4,907,000	3,266
Total interest expense	$638,000	2,821
Net interest income	$4,269,000	3,303
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,567,000	2,005
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$82,000	4,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,485,000	1,560
Total noninterest expense	$3,855,000	3,060
Salaries and employee benefits	$2,294,000	2,962
Premises and equipment expense	$567,000	2,560
Additional noninterest expense	$994,000	3,477
Pre-tax net operating income	$1,981,000	2,724
Securities gains (losses)	$-136,000	5,649
Applicable income taxes	$493,000	2,083
Income before extraordinary items	$1,352,000	3,024
Extraordinary gains, net	$0	9
Net income	$1,352,000	3,023
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,352,000	3,024
Net charge-offs	$-119,000	5,388
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,451,280	2,891
2017-06-30 (YTD Data)		Rank
Total interest income	$3,226,000	3,289
Total interest expense	$407,000	2,842
Net interest income	$2,819,000	3,321
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,053,000	1,984
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$53,000	4,328
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000,000	1,536
Total noninterest expense	$2,542,000	3,102
Salaries and employee benefits	$1,501,000	3,020
Premises and equipment expense	$377,000	2,573
Additional noninterest expense	$664,000	3,489
Pre-tax net operating income	$1,330,000	2,684
Securities gains (losses)	$-63,000	5,683
Applicable income taxes	$345,000	2,030
Income before extraordinary items	$922,000	2,937
Extraordinary gains, net	$0	11
Net income	$922,000	2,937
Minority interest net income	$0	71
Net income of bank and minority interests.	$922,000	2,937
Net charge-offs	$-231,000	5,611
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$967,990	2,860
2017-03-31 (YTD Data)		Rank
Total interest income	$1,572,000	3,342
Total interest expense	$193,000	2,921
Net interest income	$1,379,000	3,363
Provision for loan and lease losses	$0	3,537
Total noninterest income	$383,000	2,395
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$26,000	4,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$357,000	1,869
Total noninterest expense	$1,277,000	3,132
Salaries and employee benefits	$780,000	2,991
Premises and equipment expense	$188,000	2,615
Additional noninterest expense	$309,000	3,646
Pre-tax net operating income	$485,000	3,130
Securities gains (losses)	$-29,000	5,738
Applicable income taxes	$114,000	2,340
Income before extraordinary items	$342,000	3,415
Extraordinary gains, net	$0	8
Net income	$342,000	3,414
Minority interest net income	$0	55
Net income of bank and minority interests.	$342,000	3,415
Net charge-offs	$-40,000	5,432
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$363,750	3,277
2016-12-31 (YTD Data)		Rank
Total interest income	$6,438,000	3,280
Total interest expense	$795,000	2,832
Net interest income	$5,643,000	3,312
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,945,000	2,156
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$114,000	4,361
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,831,000	1,672
Total noninterest expense	$5,238,000	3,091
Salaries and employee benefits	$2,944,000	3,054
Premises and equipment expense	$738,000	2,627
Additional noninterest expense	$1,556,000	3,267
Pre-tax net operating income	$2,350,000	2,776
Securities gains (losses)	$-212,000	5,842
Applicable income taxes	$540,000	2,201
Income before extraordinary items	$1,598,000	3,164
Extraordinary gains, net	$0	5
Net income	$1,598,000	3,163
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,598,000	3,163
Net charge-offs	$-173,000	5,641
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,757,000	2,957
2016-09-30 (YTD Data)		Rank
Total interest income	$4,836,000	3,295
Total interest expense	$605,000	2,809
Net interest income	$4,231,000	3,324
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,435,000	2,182
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$85,000	4,386
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,350,000	1,694
Total noninterest expense	$3,859,000	3,141
Salaries and employee benefits	$2,236,000	3,040
Premises and equipment expense	$560,000	2,617
Additional noninterest expense	$1,063,000	3,478
Pre-tax net operating income	$1,807,000	2,792
Securities gains (losses)	$-137,000	5,930
Applicable income taxes	$419,000	2,199
Income before extraordinary items	$1,251,000	3,125
Extraordinary gains, net	$0	5
Net income	$1,251,000	3,125
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,251,000	3,125
Net charge-offs	$-30,000	5,213
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,353,750	2,932
2016-06-30 (YTD Data)		Rank
Total interest income	$3,212,000	3,324
Total interest expense	$413,000	2,776
Net interest income	$2,799,000	3,361
Provision for loan and lease losses	$0	4,017
Total noninterest income	$963,000	2,157
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$55,000	4,440
Trading account gains and fees	$0	157
Additional Noninterest Income	$908,000	1,663
Total noninterest expense	$2,568,000	3,149
Salaries and employee benefits	$1,502,000	3,052
Premises and equipment expense	$370,000	2,661
Additional noninterest expense	$696,000	3,537
Pre-tax net operating income	$1,194,000	2,762
Securities gains (losses)	$-90,000	5,998
Applicable income taxes	$271,000	2,218
Income before extraordinary items	$833,000	3,112
Extraordinary gains, net	$0	16
Net income	$833,000	3,111
Minority interest net income	$0	71
Net income of bank and minority interests.	$833,000	3,111
Net charge-offs	$-18,000	5,164
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$900,500	2,904
2016-03-31 (YTD Data)		Rank
Total interest income	$1,599,000	3,338
Total interest expense	$216,000	2,704
Net interest income	$1,383,000	3,388
Provision for loan and lease losses	$0	3,656
Total noninterest income	$478,000	2,125
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$27,000	4,472
Trading account gains and fees	$0	142
Additional Noninterest Income	$451,000	1,625
Total noninterest expense	$1,304,000	3,138
Salaries and employee benefits	$757,000	3,055
Premises and equipment expense	$192,000	2,614
Additional noninterest expense	$355,000	3,514
Pre-tax net operating income	$557,000	2,843
Securities gains (losses)	$-64,000	6,071
Applicable income taxes	$108,000	2,393
Income before extraordinary items	$385,000	3,201
Extraordinary gains, net	$0	12
Net income	$385,000	3,199
Minority interest net income	$0	62
Net income of bank and minority interests.	$385,000	3,200
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$434,920	2,920
2015-12-31 (YTD Data)		Rank
Total interest income	$6,654,000	3,229
Total interest expense	$979,000	2,449
Net interest income	$5,675,000	3,312
Provision for loan and lease losses	$300,000	1,890
Total noninterest income	$1,782,000	2,260
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$113,000	4,537
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,669,000	1,731
Total noninterest expense	$4,922,000	3,256
Salaries and employee benefits	$2,751,000	3,198
Premises and equipment expense	$712,000	2,793
Additional noninterest expense	$1,459,000	3,458
Pre-tax net operating income	$2,235,000	2,811
Securities gains (losses)	$-234,000	6,120
Applicable income taxes	$464,000	2,289
Income before extraordinary items	$1,537,000	3,180
Extraordinary gains, net	$0	23
Net income	$1,537,000	3,181
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,537,000	3,182
Net charge-offs	$285,000	1,655
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,717,180	2,951
2015-09-30 (YTD Data)		Rank
Total interest income	$5,017,000	3,237
Total interest expense	$749,000	2,446
Net interest income	$4,268,000	3,333
Provision for loan and lease losses	$300,000	1,503
Total noninterest income	$1,332,000	2,283
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$85,000	4,583
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,247,000	1,744
Total noninterest expense	$3,584,000	3,345
Salaries and employee benefits	$2,062,000	3,230
Premises and equipment expense	$537,000	2,823
Additional noninterest expense	$985,000	3,732
Pre-tax net operating income	$1,716,000	2,849
Securities gains (losses)	$-134,000	6,202
Applicable income taxes	$363,000	2,300
Income before extraordinary items	$1,219,000	3,150
Extraordinary gains, net	$0	21
Net income	$1,219,000	3,149
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,219,000	3,150
Net charge-offs	$283,000	1,246
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,322,180	2,951
2015-06-30 (YTD Data)		Rank
Total interest income	$3,403,000	3,217
Total interest expense	$513,000	2,424
Net interest income	$2,890,000	3,303
Provision for loan and lease losses	$0	4,069
Total noninterest income	$880,000	2,296
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$56,000	4,594
Trading account gains and fees	$0	157
Additional Noninterest Income	$824,000	1,778
Total noninterest expense	$2,393,000	3,360
Salaries and employee benefits	$1,387,000	3,229
Premises and equipment expense	$354,000	2,849
Additional noninterest expense	$652,000	3,774
Pre-tax net operating income	$1,377,000	2,495
Securities gains (losses)	$-78,000	6,263
Applicable income taxes	$325,000	2,053
Income before extraordinary items	$974,000	2,800
Extraordinary gains, net	$0	22
Net income	$974,000	2,800
Minority interest net income	$0	75
Net income of bank and minority interests.	$974,000	2,802
Net charge-offs	$-13,000	5,334
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,032,500	2,644
2015-03-31 (YTD Data)		Rank
Total interest income	$1,705,000	3,214
Total interest expense	$262,000	2,404
Net interest income	$1,443,000	3,308
Provision for loan and lease losses	$0	3,703
Total noninterest income	$420,000	2,336
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$27,000	4,656
Trading account gains and fees	$0	152
Additional Noninterest Income	$393,000	1,794
Total noninterest expense	$1,235,000	3,306
Salaries and employee benefits	$731,000	3,151
Premises and equipment expense	$177,000	2,877
Additional noninterest expense	$327,000	3,763
Pre-tax net operating income	$628,000	2,605
Securities gains (losses)	$-38,000	6,342
Applicable income taxes	$139,000	2,168
Income before extraordinary items	$451,000	2,913
Extraordinary gains, net	$0	13
Net income	$451,000	2,916
Minority interest net income	$0	64
Net income of bank and minority interests.	$451,000	2,916
Net charge-offs	$-16,000	5,599
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$479,880	2,728
2014-12-31 (YTD Data)		Rank
Total interest income	$7,415,000	3,045
Total interest expense	$1,291,000	2,130
Net interest income	$6,124,000	3,200
Provision for loan and lease losses	$950,000	905
Total noninterest income	$1,628,000	2,397
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$132,000	4,592
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,496,000	1,775
Total noninterest expense	$5,443,000	3,136
Salaries and employee benefits	$2,924,000	3,132
Premises and equipment expense	$746,000	2,790
Additional noninterest expense	$1,773,000	3,145
Pre-tax net operating income	$1,359,000	3,641
Securities gains (losses)	$-129,000	6,357
Applicable income taxes	$158,000	3,125
Income before extraordinary items	$1,072,000	3,835
Extraordinary gains, net	$0	17
Net income	$1,072,000	3,835
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,072,000	3,836
Net charge-offs	$1,176,000	785
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,184,230	3,612
2014-09-30 (YTD Data)		Rank
Total interest income	$5,657,000	3,026
Total interest expense	$997,000	2,122
Net interest income	$4,660,000	3,190
Provision for loan and lease losses	$950,000	691
Total noninterest income	$1,226,000	2,405
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$99,000	4,647
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,127,000	1,794
Total noninterest expense	$4,022,000	3,177
Salaries and employee benefits	$2,174,000	3,169
Premises and equipment expense	$560,000	2,818
Additional noninterest expense	$1,288,000	3,225
Pre-tax net operating income	$914,000	3,902
Securities gains (losses)	$-120,000	6,456
Applicable income taxes	$70,000	3,484
Income before extraordinary items	$724,000	4,074
Extraordinary gains, net	$0	15
Net income	$724,000	4,075
Minority interest net income	$0	81
Net income of bank and minority interests.	$724,000	4,075
Net charge-offs	$1,122,000	616
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$833,200	3,788
2014-06-30 (YTD Data)		Rank
Total interest income	$3,786,000	3,018
Total interest expense	$688,000	2,081
Net interest income	$3,098,000	3,199
Provision for loan and lease losses	$0	4,196
Total noninterest income	$785,000	2,437
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$65,000	4,660
Trading account gains and fees	$0	172
Additional Noninterest Income	$720,000	1,822
Total noninterest expense	$2,663,000	3,201
Salaries and employee benefits	$1,503,000	3,110
Premises and equipment expense	$363,000	2,893
Additional noninterest expense	$797,000	3,417
Pre-tax net operating income	$1,220,000	2,618
Securities gains (losses)	$31,000	1,431
Applicable income taxes	$298,000	2,039
Income before extraordinary items	$953,000	2,735
Extraordinary gains, net	$0	20
Net income	$953,000	2,739
Minority interest net income	$0	80
Net income of bank and minority interests.	$953,000	2,739
Net charge-offs	$179,000	1,690
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$929,440	2,742
2014-03-31 (YTD Data)		Rank
Total interest income	$1,888,000	3,040
Total interest expense	$365,000	2,010
Net interest income	$1,523,000	3,231
Provision for loan and lease losses	$0	3,817
Total noninterest income	$408,000	2,335
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$32,000	4,672
Trading account gains and fees	$0	147
Additional Noninterest Income	$376,000	1,726
Total noninterest expense	$1,281,000	3,319
Salaries and employee benefits	$739,000	3,172
Premises and equipment expense	$187,000	2,883
Additional noninterest expense	$355,000	3,686
Pre-tax net operating income	$650,000	2,444
Securities gains (losses)	$-12,000	6,452
Applicable income taxes	$151,000	2,003
Income before extraordinary items	$487,000	2,619
Extraordinary gains, net	$0	16
Net income	$487,000	2,623
Minority interest net income	$0	66
Net income of bank and minority interests.	$487,000	2,623
Net charge-offs	$-9,000	5,700
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$496,120	2,536
2013-12-31 (YTD Data)		Rank
Total interest income	$8,400,000	2,832
Total interest expense	$1,763,000	1,911
Net interest income	$6,637,000	3,017
Provision for loan and lease losses	$1,077,000	1,033
Total noninterest income	$2,066,000	2,118
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$149,000	4,591
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,917,000	1,556
Total noninterest expense	$5,430,000	3,206
Salaries and employee benefits	$3,166,000	2,994
Premises and equipment expense	$710,000	2,937
Additional noninterest expense	$1,554,000	3,567
Pre-tax net operating income	$2,196,000	2,686
Securities gains (losses)	$-857,000	6,731
Applicable income taxes	$185,000	3,001
Income before extraordinary items	$1,154,000	3,629
Extraordinary gains, net	$0	29
Net income	$1,154,000	3,632
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,154,000	3,633
Net charge-offs	$604,000	1,808
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,891,020	2,655
2013-09-30 (YTD Data)		Rank
Total interest income	$6,479,000	2,794
Total interest expense	$1,361,000	1,921
Net interest income	$5,118,000	2,988
Provision for loan and lease losses	$1,077,000	831
Total noninterest income	$1,664,000	2,061
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$113,000	4,615
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,551,000	1,517
Total noninterest expense	$4,041,000	3,236
Salaries and employee benefits	$2,397,000	2,998
Premises and equipment expense	$541,000	2,940
Additional noninterest expense	$1,103,000	3,703
Pre-tax net operating income	$1,664,000	2,737
Securities gains (losses)	$-446,000	6,827
Applicable income taxes	$211,000	2,754
Income before extraordinary items	$1,007,000	3,411
Extraordinary gains, net	$0	25
Net income	$1,007,000	3,414
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,007,000	3,415
Net charge-offs	$531,000	1,536
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,377,180	2,746
2013-06-30 (YTD Data)		Rank
Total interest income	$4,220,000	2,836
Total interest expense	$938,000	1,886
Net interest income	$3,282,000	3,075
Provision for loan and lease losses	$1,077,000	643
Total noninterest income	$1,129,000	2,056
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$73,000	4,653
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,056,000	1,522
Total noninterest expense	$2,662,000	3,267
Salaries and employee benefits	$1,581,000	3,045
Premises and equipment expense	$362,000	2,922
Additional noninterest expense	$719,000	3,757
Pre-tax net operating income	$672,000	3,642
Securities gains (losses)	$-367,000	6,900
Applicable income taxes	$-37,000	6,674
Income before extraordinary items	$342,000	4,552
Extraordinary gains, net	$0	22
Net income	$342,000	4,554
Minority interest net income	$0	82
Net income of bank and minority interests.	$342,000	4,555
Net charge-offs	$559,000	1,171
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$709,000	3,191
2013-03-31 (YTD Data)		Rank
Total interest income	$2,142,000	2,826
Total interest expense	$491,000	1,863
Net interest income	$1,651,000	3,075
Provision for loan and lease losses	$1,077,000	360
Total noninterest income	$600,000	1,954
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$35,000	4,705
Trading account gains and fees	$0	148
Additional Noninterest Income	$565,000	1,441
Total noninterest expense	$1,362,000	3,235
Salaries and employee benefits	$793,000	3,069
Premises and equipment expense	$184,000	2,917
Additional noninterest expense	$385,000	3,605
Pre-tax net operating income	$-188,000	6,715
Securities gains (losses)	$-200,000	6,977
Applicable income taxes	$-208,000	6,960
Income before extraordinary items	$-180,000	6,734
Extraordinary gains, net	$0	10
Net income	$-180,000	6,735
Minority interest net income	$0	76
Net income of bank and minority interests.	$-180,000	6,735
Net charge-offs	$370,000	921
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-52,000	6,547
2012-12-31 (YTD Data)		Rank
Total interest income	$9,533,000	2,677
Total interest expense	$2,412,000	1,809
Net interest income	$7,121,000	2,940
Provision for loan and lease losses	$83,000	4,847
Total noninterest income	$2,065,000	2,132
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$175,000	4,497
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,890,000	1,586
Total noninterest expense	$5,464,000	3,255
Salaries and employee benefits	$3,167,000	3,012
Premises and equipment expense	$698,000	3,027
Additional noninterest expense	$1,599,000	3,625
Pre-tax net operating income	$3,639,000	1,764
Securities gains (losses)	$-1,526,000	7,055
Applicable income taxes	$446,000	2,293
Income before extraordinary items	$1,667,000	2,919
Extraordinary gains, net	$0	29
Net income	$1,667,000	2,921
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,667,000	2,921
Net charge-offs	$417,000	2,892
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,872,540	1,831
2012-09-30 (YTD Data)		Rank
Total interest income	$7,232,000	2,705
Total interest expense	$1,872,000	1,819
Net interest income	$5,360,000	2,975
Provision for loan and lease losses	$83,000	4,565
Total noninterest income	$1,464,000	2,209
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$134,000	4,535
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,330,000	1,647
Total noninterest expense	$4,127,000	3,254
Salaries and employee benefits	$2,353,000	3,056
Premises and equipment expense	$521,000	3,072
Additional noninterest expense	$1,253,000	3,533
Pre-tax net operating income	$2,614,000	1,899
Securities gains (losses)	$-1,270,000	7,147
Applicable income taxes	$251,000	2,638
Income before extraordinary items	$1,093,000	3,257
Extraordinary gains, net	$0	20
Net income	$1,093,000	3,259
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,093,000	3,258
Net charge-offs	$371,000	2,555
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,121,700	1,884
2012-06-30 (YTD Data)		Rank
Total interest income	$4,931,000	2,664
Total interest expense	$1,304,000	1,800
Net interest income	$3,627,000	2,945
Provision for loan and lease losses	$83,000	4,087
Total noninterest income	$927,000	2,277
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$89,000	4,537
Trading account gains and fees	$0	153
Additional Noninterest Income	$838,000	1,706
Total noninterest expense	$2,931,000	3,116
Salaries and employee benefits	$1,621,000	2,987
Premises and equipment expense	$349,000	3,060
Additional noninterest expense	$961,000	3,227
Pre-tax net operating income	$1,540,000	2,097
Securities gains (losses)	$-995,000	7,208
Applicable income taxes	$43,000	3,636
Income before extraordinary items	$502,000	3,986
Extraordinary gains, net	$0	19
Net income	$502,000	3,989
Minority interest net income	$0	84
Net income of bank and minority interests.	$502,000	3,990
Net charge-offs	$263,000	2,445
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,417,400	1,879
2012-03-31 (YTD Data)		Rank
Total interest income	$2,516,000	2,639
Total interest expense	$667,000	1,837
Net interest income	$1,849,000	2,905
Provision for loan and lease losses	$0	5,254
Total noninterest income	$463,000	2,261
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$44,000	4,536
Trading account gains and fees	$0	148
Additional Noninterest Income	$419,000	1,697
Total noninterest expense	$1,336,000	3,368
Salaries and employee benefits	$801,000	3,026
Premises and equipment expense	$178,000	3,056
Additional noninterest expense	$357,000	3,928
Pre-tax net operating income	$976,000	1,720
Securities gains (losses)	$-576,000	7,270
Applicable income taxes	$67,000	2,800
Income before extraordinary items	$333,000	3,441
Extraordinary gains, net	$0	19
Net income	$333,000	3,444
Minority interest net income	$0	78
Net income of bank and minority interests.	$333,000	3,444
Net charge-offs	$132,000	2,210
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$811,080	1,673
2011-12-31 (YTD Data)		Rank
Total interest income	$11,366,000	2,462
Total interest expense	$3,208,000	1,847
Net interest income	$8,158,000	2,682
Provision for loan and lease losses	$1,919,000	1,617
Total noninterest income	$1,728,000	2,229
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$276,000	3,773
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,452,000	1,688
Total noninterest expense	$5,898,000	3,104
Salaries and employee benefits	$3,470,000	2,769
Premises and equipment expense	$722,000	3,128
Additional noninterest expense	$1,706,000	3,551
Pre-tax net operating income	$2,069,000	2,441
Securities gains (losses)	$-5,343,000	7,335
Applicable income taxes	$-1,417,000	7,212
Income before extraordinary items	$-1,857,000	6,810
Extraordinary gains, net	$0	29
Net income	$-1,857,000	6,810
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,857,000	6,810
Net charge-offs	$1,791,000	1,663
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,562,520	2,612
2011-09-30 (YTD Data)		Rank
Total interest income	$8,726,000	2,429
Total interest expense	$2,506,000	1,845
Net interest income	$6,220,000	2,640
Provision for loan and lease losses	$919,000	2,064
Total noninterest income	$1,253,000	2,269
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$230,000	3,563
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,023,000	1,746
Total noninterest expense	$4,263,000	3,204
Salaries and employee benefits	$2,655,000	2,714
Premises and equipment expense	$550,000	3,123
Additional noninterest expense	$1,058,000	4,018
Pre-tax net operating income	$2,291,000	1,880
Securities gains (losses)	$-2,359,000	7,407
Applicable income taxes	$-218,000	7,104
Income before extraordinary items	$150,000	5,711
Extraordinary gains, net	$0	21
Net income	$150,000	5,711
Minority interest net income	$0	87
Net income of bank and minority interests.	$150,000	5,712
Net charge-offs	$589,000	2,490
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,659,760	2,045
2011-06-30 (YTD Data)		Rank
Total interest income	$5,954,000	2,380
Total interest expense	$1,723,000	1,854
Net interest income	$4,231,000	2,604
Provision for loan and lease losses	$269,000	3,156
Total noninterest income	$792,000	2,335
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$170,000	3,347
Trading account gains and fees	$0	153
Additional Noninterest Income	$622,000	1,825
Total noninterest expense	$2,680,000	3,394
Salaries and employee benefits	$1,615,000	2,952
Premises and equipment expense	$358,000	3,203
Additional noninterest expense	$707,000	4,079
Pre-tax net operating income	$2,074,000	1,406
Securities gains (losses)	$-1,477,000	7,484
Applicable income taxes	$85,000	2,984
Income before extraordinary items	$512,000	3,544
Extraordinary gains, net	$0	15
Net income	$512,000	3,545
Minority interest net income	$0	89
Net income of bank and minority interests.	$512,000	3,545
Net charge-offs	$89,000	3,956
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,782,220	1,334
2011-03-31 (YTD Data)		Rank
Total interest income	$3,030,000	2,365
Total interest expense	$897,000	1,841
Net interest income	$2,133,000	2,576
Provision for loan and lease losses	$69,000	3,853
Total noninterest income	$429,000	2,240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	3,313
Trading account gains and fees	$0	158
Additional Noninterest Income	$344,000	1,750
Total noninterest expense	$1,387,000	3,312
Salaries and employee benefits	$841,000	2,873
Premises and equipment expense	$181,000	3,225
Additional noninterest expense	$365,000	3,971
Pre-tax net operating income	$1,106,000	1,315
Securities gains (losses)	$-700,000	7,533
Applicable income taxes	$89,000	2,308
Income before extraordinary items	$317,000	3,112
Extraordinary gains, net	$0	9
Net income	$317,000	3,110
Minority interest net income	$0	86
Net income of bank and minority interests.	$317,000	3,112
Net charge-offs	$69,000	3,084
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$863,000	1,357
2010-12-31 (YTD Data)		Rank
Total interest income	$13,958,000	2,161
Total interest expense	$5,940,000	1,403
Net interest income	$8,018,000	2,718
Provision for loan and lease losses	$638,000	3,747
Total noninterest income	$2,504,000	1,762
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,504,000	1,195
Total noninterest expense	$5,152,000	3,524
Salaries and employee benefits	$3,085,000	3,033
Premises and equipment expense	$708,000	3,268
Additional noninterest expense	$1,359,000	4,272
Pre-tax net operating income	$4,732,000	1,080
Securities gains (losses)	$-1,454,000	7,550
Applicable income taxes	$524,000	1,834
Income before extraordinary items	$2,754,000	1,508
Extraordinary gains, net	$0	29
Net income	$2,754,000	1,509
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,754,000	1,510
Net charge-offs	$1,665,000	2,054
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,975,360	1,040
2010-09-30 (YTD Data)		Rank
Total interest income	$10,743,000	2,149
Total interest expense	$4,870,000	1,326
Net interest income	$5,873,000	2,812
Provision for loan and lease losses	$188,000	4,965
Total noninterest income	$2,088,000	1,641
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,088,000	1,081
Total noninterest expense	$3,691,000	3,667
Salaries and employee benefits	$2,209,000	3,186
Premises and equipment expense	$532,000	3,313
Additional noninterest expense	$950,000	4,454
Pre-tax net operating income	$4,082,000	999
Securities gains (losses)	$-1,172,000	7,668
Applicable income taxes	$465,000	1,740
Income before extraordinary items	$2,445,000	1,364
Extraordinary gains, net	$0	23
Net income	$2,445,000	1,367
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,445,000	1,368
Net charge-offs	$503,000	3,073
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,429,480	964
2010-06-30 (YTD Data)		Rank
Total interest income	$7,444,000	2,091
Total interest expense	$3,469,000	1,290
Net interest income	$3,975,000	2,774
Provision for loan and lease losses	$188,000	4,314
Total noninterest income	$1,604,000	1,444
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,604,000	933
Total noninterest expense	$2,386,000	3,753
Salaries and employee benefits	$1,425,000	3,287
Premises and equipment expense	$357,000	3,313
Additional noninterest expense	$604,000	4,575
Pre-tax net operating income	$3,005,000	906
Securities gains (losses)	$-772,000	7,723
Applicable income taxes	$301,000	1,738
Income before extraordinary items	$1,932,000	1,157
Extraordinary gains, net	$0	19
Net income	$1,932,000	1,158
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,932,000	1,158
Net charge-offs	$25,000	5,377
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,603,640	822
2010-03-31 (YTD Data)		Rank
Total interest income	$3,914,000	2,047
Total interest expense	$1,811,000	1,287
Net interest income	$2,103,000	2,651
Provision for loan and lease losses	$0	6,552
Total noninterest income	$339,000	2,635
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$339,000	1,700
Total noninterest expense	$1,234,000	3,690
Salaries and employee benefits	$738,000	3,230
Premises and equipment expense	$185,000	3,329
Additional noninterest expense	$311,000	4,483
Pre-tax net operating income	$1,208,000	1,097
Securities gains (losses)	$-159,000	7,744
Applicable income taxes	$295,000	1,065
Income before extraordinary items	$754,000	1,462
Extraordinary gains, net	$0	16
Net income	$754,000	1,464
Minority interest net income	$0	91
Net income of bank and minority interests.	$754,000	1,464
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$868,480	1,227
2009-12-31 (YTD Data)		Rank
Total interest income	$16,180,000	2,096
Total interest expense	$8,781,000	1,367
Net interest income	$7,399,000	2,922
Provision for loan and lease losses	$1,400,000	2,990
Total noninterest income	$1,472,000	2,582
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,472,000	1,670
Total noninterest expense	$5,205,000	3,555
Salaries and employee benefits	$3,046,000	3,133
Premises and equipment expense	$783,000	3,181
Additional noninterest expense	$1,376,000	4,321
Pre-tax net operating income	$2,266,000	1,717
Securities gains (losses)	$-3,699,000	7,867
Applicable income taxes	$-805,000	7,210
Income before extraordinary items	$-628,000	6,154
Extraordinary gains, net	$0	34
Net income	$-628,000	6,154
Minority interest net income	$0	115
Net income of bank and minority interests.	$-628,000	6,154
Net charge-offs	$703,000	3,342
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,739,360	1,843
2009-09-30 (YTD Data)		Rank
Total interest income	$12,453,000	2,079
Total interest expense	$6,768,000	1,398
Net interest income	$5,685,000	2,862
Provision for loan and lease losses	$1,400,000	2,309
Total noninterest income	$1,059,000	2,715
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,059,000	1,753
Total noninterest expense	$3,945,000	3,528
Salaries and employee benefits	$2,313,000	3,125
Premises and equipment expense	$595,000	3,181
Additional noninterest expense	$1,037,000	4,271
Pre-tax net operating income	$1,399,000	2,166
Securities gains (losses)	$-1,941,000	7,929
Applicable income taxes	$-417,000	7,293
Income before extraordinary items	$-125,000	6,017
Extraordinary gains, net	$0	27
Net income	$-125,000	6,017
Minority interest net income	$0	118
Net income of bank and minority interests.	$-125,000	6,017
Net charge-offs	$175,000	4,406
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,117,240	2,248
2009-06-30 (YTD Data)		Rank
Total interest income	$8,400,000	2,092
Total interest expense	$4,640,000	1,431
Net interest income	$3,760,000	2,875
Provision for loan and lease losses	$150,000	4,729
Total noninterest income	$714,000	2,710
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$714,000	1,787
Total noninterest expense	$2,677,000	3,528
Salaries and employee benefits	$1,532,000	3,182
Premises and equipment expense	$394,000	3,222
Additional noninterest expense	$751,000	4,066
Pre-tax net operating income	$1,647,000	1,390
Securities gains (losses)	$-773,000	7,976
Applicable income taxes	$156,000	2,222
Income before extraordinary items	$718,000	2,430
Extraordinary gains, net	$0	21
Net income	$718,000	2,428
Minority interest net income	$0	112
Net income of bank and minority interests.	$718,000	2,430
Net charge-offs	$155,000	3,739
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,351,860	1,358
2009-03-31 (YTD Data)		Rank
Total interest income	$4,195,000	2,118
Total interest expense	$2,436,000	1,412
Net interest income	$1,759,000	3,028
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$312,000	2,950
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$312,000	1,898
Total noninterest expense	$1,348,000	3,428
Salaries and employee benefits	$841,000	2,975
Premises and equipment expense	$204,000	3,171
Additional noninterest expense	$303,000	4,378
Pre-tax net operating income	$573,000	2,130
Securities gains (losses)	$-200,000	8,044
Applicable income taxes	$57,000	2,772
Income before extraordinary items	$316,000	3,022
Extraordinary gains, net	$0	15
Net income	$316,000	3,023
Minority interest net income	$0	102
Net income of bank and minority interests.	$316,000	3,023
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$486,000	2,048
2008-12-31 (YTD Data)		Rank
Total interest income	$18,753,000	2,030
Total interest expense	$10,305,000	1,577
Net interest income	$8,448,000	2,568
Provision for loan and lease losses	$1,625,000	2,057
Total noninterest income	$1,082,000	3,244
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,082,000	2,018
Total noninterest expense	$4,837,000	3,657
Salaries and employee benefits	$3,045,000	3,207
Premises and equipment expense	$832,000	3,082
Additional noninterest expense	$960,000	4,944
Pre-tax net operating income	$3,068,000	1,759
Securities gains (losses)	$2,000	2,962
Applicable income taxes	$774,000	1,428
Income before extraordinary items	$2,296,000	1,731
Extraordinary gains, net	$0	39
Net income	$2,296,000	1,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$384,000	3,179
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,294,500	1,858
2008-09-30 (YTD Data)		Rank
Total interest income	$14,230,000	2,057
Total interest expense	$7,734,000	1,630
Net interest income	$6,496,000	2,534
Provision for loan and lease losses	$1,234,000	1,624
Total noninterest income	$818,000	3,291
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$818,000	2,092
Total noninterest expense	$3,648,000	3,642
Salaries and employee benefits	$2,330,000	3,184
Premises and equipment expense	$620,000	3,108
Additional noninterest expense	$698,000	4,957
Pre-tax net operating income	$2,432,000	1,979
Securities gains (losses)	$2,000	2,845
Applicable income taxes	$626,000	1,651
Income before extraordinary items	$1,808,000	1,949
Extraordinary gains, net	$0	31
Net income	$1,808,000	1,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$384,000	2,264
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,806,520	2,053
2008-06-30 (YTD Data)		Rank
Total interest income	$9,455,000	2,087
Total interest expense	$5,180,000	1,692
Net interest income	$4,275,000	2,559
Provision for loan and lease losses	$604,000	1,685
Total noninterest income	$521,000	3,424
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$521,000	2,186
Total noninterest expense	$2,416,000	3,682
Salaries and employee benefits	$1,542,000	3,253
Premises and equipment expense	$410,000	3,149
Additional noninterest expense	$464,000	4,967
Pre-tax net operating income	$1,776,000	1,884
Securities gains (losses)	$2,000	2,957
Applicable income taxes	$473,000	1,667
Income before extraordinary items	$1,305,000	2,032
Extraordinary gains, net	$0	21
Net income	$1,305,000	2,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$216,000	2,149
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,303,540	1,998
2008-03-31 (YTD Data)		Rank
Total interest income	$4,749,000	2,132
Total interest expense	$2,639,000	1,786
Net interest income	$2,110,000	2,587
Provision for loan and lease losses	$151,000	2,116
Total noninterest income	$257,000	3,457
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$257,000	2,183
Total noninterest expense	$1,293,000	3,491
Salaries and employee benefits	$840,000	3,026
Premises and equipment expense	$205,000	3,161
Additional noninterest expense	$248,000	4,714
Pre-tax net operating income	$923,000	1,928
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$250,000	1,686
Income before extraordinary items	$674,000	2,091
Extraordinary gains, net	$0	15
Net income	$674,000	2,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$673,270	2,030
2007-12-31 (YTD Data)		Rank
Total interest income	$16,872,000	2,435
Total interest expense	$9,141,000	2,082
Net interest income	$7,731,000	2,824
Provision for loan and lease losses	$162,000	4,220
Total noninterest income	$840,000	3,917
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$840,000	2,496
Total noninterest expense	$5,086,000	3,398
Salaries and employee benefits	$3,349,000	2,935
Premises and equipment expense	$818,000	3,024
Additional noninterest expense	$919,000	4,911
Pre-tax net operating income	$3,323,000	2,294
Securities gains (losses)	$0	2,146
Applicable income taxes	$849,000	2,065
Income before extraordinary items	$2,474,000	2,392
Extraordinary gains, net	$0	39
Net income	$2,474,000	2,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,140
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,474,000	2,381
2007-09-30 (YTD Data)		Rank
Total interest income	$12,540,000	2,453
Total interest expense	$6,647,000	2,128
Net interest income	$5,893,000	2,780
Provision for loan and lease losses	$70,000	4,664
Total noninterest income	$619,000	3,963
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$619,000	2,514
Total noninterest expense	$3,907,000	3,303
Salaries and employee benefits	$2,608,000	2,804
Premises and equipment expense	$629,000	2,951
Additional noninterest expense	$670,000	4,920
Pre-tax net operating income	$2,535,000	2,410
Securities gains (losses)	$0	1,655
Applicable income taxes	$647,000	2,184
Income before extraordinary items	$1,888,000	2,493
Extraordinary gains, net	$0	33
Net income	$1,888,000	2,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,809
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,888,000	2,469
2007-06-30 (YTD Data)		Rank
Total interest income	$8,279,000	2,488
Total interest expense	$4,335,000	2,183
Net interest income	$3,944,000	2,787
Provision for loan and lease losses	$40,000	4,625
Total noninterest income	$346,000	4,346
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$346,000	2,794
Total noninterest expense	$2,387,000	3,579
Salaries and employee benefits	$1,514,000	3,218
Premises and equipment expense	$429,000	2,927
Additional noninterest expense	$444,000	4,952
Pre-tax net operating income	$1,863,000	2,282
Securities gains (losses)	$0	1,444
Applicable income taxes	$516,000	2,017
Income before extraordinary items	$1,347,000	2,405
Extraordinary gains, net	$0	29
Net income	$1,347,000	2,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,139
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,347,000	2,389
2007-03-31 (YTD Data)		Rank
Total interest income	$4,067,000	2,523
Total interest expense	$2,109,000	2,218
Net interest income	$1,958,000	2,816
Provision for loan and lease losses	$10,000	5,012
Total noninterest income	$198,000	4,045
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$198,000	2,563
Total noninterest expense	$1,287,000	3,373
Salaries and employee benefits	$820,000	3,022
Premises and equipment expense	$226,000	2,822
Additional noninterest expense	$241,000	4,659
Pre-tax net operating income	$859,000	2,435
Securities gains (losses)	$0	1,187
Applicable income taxes	$239,000	2,155
Income before extraordinary items	$620,000	2,564
Extraordinary gains, net	$0	22
Net income	$620,000	2,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$620,000	2,540
2006-12-31 (YTD Data)		Rank
Total interest income	$14,905,000	2,564
Total interest expense	$7,971,000	2,055
Net interest income	$6,934,000	3,130
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,284,000	2,989
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,284,000	1,864
Total noninterest expense	$4,892,000	3,410
Salaries and employee benefits	$3,014,000	3,113
Premises and equipment expense	$944,000	2,607
Additional noninterest expense	$934,000	4,735
Pre-tax net operating income	$3,326,000	2,587
Securities gains (losses)	$3,000	1,365
Applicable income taxes	$1,130,000	2,028
Income before extraordinary items	$2,199,000	2,899
Extraordinary gains, net	$0	51
Net income	$2,199,000	2,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,543
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,197,020	2,886
2006-09-30 (YTD Data)		Rank
Total interest income	$10,944,000	2,602
Total interest expense	$5,842,000	2,037
Net interest income	$5,102,000	3,213
Provision for loan and lease losses	$0	6,685
Total noninterest income	$1,010,000	2,907
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,010,000	1,807
Total noninterest expense	$3,647,000	3,415
Salaries and employee benefits	$2,338,000	3,018
Premises and equipment expense	$684,000	2,697
Additional noninterest expense	$625,000	5,085
Pre-tax net operating income	$2,465,000	2,686
Securities gains (losses)	$3,000	1,123
Applicable income taxes	$896,000	2,028
Income before extraordinary items	$1,572,000	3,100
Extraordinary gains, net	$0	45
Net income	$1,572,000	3,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,781
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,570,080	3,093
2006-06-30 (YTD Data)		Rank
Total interest income	$7,143,000	2,619
Total interest expense	$3,761,000	2,005
Net interest income	$3,382,000	3,233
Provision for loan and lease losses	$0	6,419
Total noninterest income	$691,000	2,848
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$691,000	1,780
Total noninterest expense	$2,201,000	3,698
Salaries and employee benefits	$1,336,000	3,459
Premises and equipment expense	$462,000	2,656
Additional noninterest expense	$403,000	5,184
Pre-tax net operating income	$1,872,000	2,438
Securities gains (losses)	$3,000	925
Applicable income taxes	$609,000	2,037
Income before extraordinary items	$1,266,000	2,674
Extraordinary gains, net	$0	39
Net income	$1,266,000	2,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,097
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,263,960	2,667
2006-03-31 (YTD Data)		Rank
Total interest income	$3,499,000	2,618
Total interest expense	$1,827,000	1,978
Net interest income	$1,672,000	3,248
Provision for loan and lease losses	$0	6,013
Total noninterest income	$315,000	2,984
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$315,000	1,866
Total noninterest expense	$1,177,000	3,530
Salaries and employee benefits	$727,000	3,228
Premises and equipment expense	$232,000	2,649
Additional noninterest expense	$218,000	4,907
Pre-tax net operating income	$810,000	2,680
Securities gains (losses)	$2,000	793
Applicable income taxes	$265,000	2,175
Income before extraordinary items	$547,000	2,939
Extraordinary gains, net	$0	21
Net income	$547,000	2,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	2,945
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$545,660	2,931
2005-12-31 (YTD Data)		Rank
Total interest income	$13,300,000	2,484
Total interest expense	$7,389,000	1,536
Net interest income	$5,911,000	3,465
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,231,000	3,080
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,231,000	1,931
Total noninterest expense	$4,465,000	3,560
Salaries and employee benefits	$2,777,000	3,179
Premises and equipment expense	$847,000	2,743
Additional noninterest expense	$841,000	4,989
Pre-tax net operating income	$2,677,000	3,021
Securities gains (losses)	$70,000	822
Applicable income taxes	$909,000	2,392
Income before extraordinary items	$1,838,000	3,303
Extraordinary gains, net	$0	46
Net income	$1,838,000	3,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,288
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,791,100	3,337
2005-09-30 (YTD Data)		Rank
Total interest income	$9,816,000	2,463
Total interest expense	$5,526,000	1,447
Net interest income	$4,290,000	3,553
Provision for loan and lease losses	$0	6,899
Total noninterest income	$873,000	3,209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$873,000	1,993
Total noninterest expense	$3,380,000	3,495
Salaries and employee benefits	$2,114,000	3,117
Premises and equipment expense	$630,000	2,755
Additional noninterest expense	$636,000	4,924
Pre-tax net operating income	$1,783,000	3,318
Securities gains (losses)	$55,000	846
Applicable income taxes	$604,000	2,623
Income before extraordinary items	$1,234,000	3,595
Extraordinary gains, net	$0	35
Net income	$1,234,000	3,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,856
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,197,150	3,638
2005-06-30 (YTD Data)		Rank
Total interest income	$6,503,000	2,419
Total interest expense	$3,640,000	1,387
Net interest income	$2,863,000	3,527
Provision for loan and lease losses	$0	6,626
Total noninterest income	$590,000	3,141
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$590,000	1,953
Total noninterest expense	$2,125,000	3,643
Salaries and employee benefits	$1,276,000	3,388
Premises and equipment expense	$421,000	2,711
Additional noninterest expense	$428,000	4,872
Pre-tax net operating income	$1,328,000	3,018
Securities gains (losses)	$46,000	810
Applicable income taxes	$414,000	2,556
Income before extraordinary items	$960,000	3,185
Extraordinary gains, net	$0	30
Net income	$960,000	3,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,290
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$927,800	3,232
2005-03-31 (YTD Data)		Rank
Total interest income	$3,158,000	2,451
Total interest expense	$1,794,000	1,330
Net interest income	$1,364,000	3,687
Provision for loan and lease losses	$0	6,226
Total noninterest income	$280,000	3,210
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$280,000	1,974
Total noninterest expense	$1,060,000	3,677
Salaries and employee benefits	$625,000	3,449
Premises and equipment expense	$216,000	2,679
Additional noninterest expense	$219,000	4,774
Pre-tax net operating income	$584,000	3,291
Securities gains (losses)	$22,000	766
Applicable income taxes	$177,000	2,793
Income before extraordinary items	$429,000	3,442
Extraordinary gains, net	$0	24
Net income	$429,000	3,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$413,380	3,507
2004-12-31 (YTD Data)		Rank
Total interest income	$12,446,000	2,316
Total interest expense	$7,247,000	1,120
Net interest income	$5,199,000	3,695
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$1,224,000	3,081
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,224,000	1,879
Total noninterest expense	$4,209,000	3,591
Salaries and employee benefits	$2,468,000	3,384
Premises and equipment expense	$913,000	2,493
Additional noninterest expense	$828,000	4,980
Pre-tax net operating income	$2,114,000	3,380
Securities gains (losses)	$102,000	1,233
Applicable income taxes	$621,000	2,978
Income before extraordinary items	$1,595,000	3,479
Extraordinary gains, net	$0	34
Net income	$1,595,000	3,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,680
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,521,560	3,541
2004-09-30 (YTD Data)		Rank
Total interest income	$9,195,000	2,312
Total interest expense	$5,439,000	1,096
Net interest income	$3,756,000	3,788
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$909,000	3,131
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$909,000	1,904
Total noninterest expense	$3,060,000	3,656
Salaries and employee benefits	$1,732,000	3,539
Premises and equipment expense	$699,000	2,425
Additional noninterest expense	$629,000	4,896
Pre-tax net operating income	$1,515,000	3,554
Securities gains (losses)	$89,000	1,258
Applicable income taxes	$437,000	3,145
Income before extraordinary items	$1,167,000	3,612
Extraordinary gains, net	$0	26
Net income	$1,167,000	3,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,894
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,102,030	3,687
2004-06-30 (YTD Data)		Rank
Total interest income	$6,162,000	2,279
Total interest expense	$3,622,000	1,080
Net interest income	$2,540,000	3,731
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$584,000	3,229
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$584,000	1,964
Total noninterest expense	$2,134,000	3,555
Salaries and employee benefits	$1,225,000	3,384
Premises and equipment expense	$471,000	2,401
Additional noninterest expense	$438,000	4,772
Pre-tax net operating income	$930,000	3,709
Securities gains (losses)	$65,000	1,296
Applicable income taxes	$364,000	2,732
Income before extraordinary items	$631,000	4,106
Extraordinary gains, net	$0	21
Net income	$631,000	4,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,147
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$589,400	4,219
2004-03-31 (YTD Data)		Rank
Total interest income	$3,138,000	2,236
Total interest expense	$1,825,000	1,090
Net interest income	$1,313,000	3,623
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$274,000	3,303
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$274,000	1,993
Total noninterest expense	$1,101,000	3,491
Salaries and employee benefits	$612,000	3,399
Premises and equipment expense	$243,000	2,373
Additional noninterest expense	$246,000	4,380
Pre-tax net operating income	$456,000	3,757
Securities gains (losses)	$33,000	1,437
Applicable income taxes	$179,000	2,770
Income before extraordinary items	$310,000	4,179
Extraordinary gains, net	$0	16
Net income	$310,000	4,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$288,880	4,254
2003-12-31 (YTD Data)		Rank
Total interest income	$13,421,000	2,122
Total interest expense	$7,885,000	1,134
Net interest income	$5,536,000	3,411
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$1,158,000	3,382
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,158,000	2,169
Total noninterest expense	$4,246,000	3,530
Salaries and employee benefits	$2,348,000	3,440
Premises and equipment expense	$911,000	2,453
Additional noninterest expense	$987,000	4,326
Pre-tax net operating income	$2,328,000	3,049
Securities gains (losses)	$325,000	1,002
Applicable income taxes	$987,000	2,191
Income before extraordinary items	$1,666,000	3,288
Extraordinary gains, net	$28,000	35
Net income	$1,694,000	3,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,736
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,458,000	3,476
2003-09-30 (YTD Data)		Rank
Total interest income	$10,374,000	2,087
Total interest expense	$5,998,000	1,166
Net interest income	$4,376,000	3,278
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$817,000	3,604
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$817,000	2,342
Total noninterest expense	$3,143,000	3,557
Salaries and employee benefits	$1,703,000	3,517
Premises and equipment expense	$681,000	2,481
Additional noninterest expense	$759,000	4,224
Pre-tax net operating income	$1,960,000	2,894
Securities gains (losses)	$301,000	954
Applicable income taxes	$846,000	2,125
Income before extraordinary items	$1,415,000	3,103
Extraordinary gains, net	$0	40
Net income	$1,415,000	3,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,971
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,222,360	3,283
2003-06-30 (YTD Data)		Rank
Total interest income	$7,169,000	2,030
Total interest expense	$4,053,000	1,179
Net interest income	$3,116,000	3,080
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$545,000	3,559
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$545,000	2,323
Total noninterest expense	$2,169,000	3,442
Salaries and employee benefits	$1,184,000	3,403
Premises and equipment expense	$451,000	2,473
Additional noninterest expense	$534,000	4,034
Pre-tax net operating income	$1,432,000	2,696
Securities gains (losses)	$200,000	1,039
Applicable income taxes	$601,000	2,040
Income before extraordinary items	$1,031,000	2,908
Extraordinary gains, net	$0	30
Net income	$1,031,000	2,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	2,402
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$903,000	3,035
2003-03-31 (YTD Data)		Rank
Total interest income	$3,738,000	1,956
Total interest expense	$2,066,000	1,185
Net interest income	$1,672,000	2,874
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$292,000	3,305
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$292,000	2,150
Total noninterest expense	$1,099,000	3,389
Salaries and employee benefits	$583,000	3,443
Premises and equipment expense	$234,000	2,378
Additional noninterest expense	$282,000	3,842
Pre-tax net operating income	$835,000	2,390
Securities gains (losses)	$104,000	976
Applicable income taxes	$334,000	1,903
Income before extraordinary items	$605,000	2,526
Extraordinary gains, net	$0	21
Net income	$605,000	2,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,565
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$538,440	2,648
2002-12-31 (YTD Data)		Rank
Total interest income	$17,157,000	1,804
Total interest expense	$9,513,000	1,183
Net interest income	$7,644,000	2,504
Provision for loan and lease losses	$65,000	6,382
Total noninterest income	$935,000	3,630
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$935,000	2,277
Total noninterest expense	$4,419,000	3,273
Salaries and employee benefits	$2,495,000	3,131
Premises and equipment expense	$903,000	2,401
Additional noninterest expense	$1,021,000	4,112
Pre-tax net operating income	$4,095,000	1,950
Securities gains (losses)	$171,000	1,277
Applicable income taxes	$1,641,000	1,526
Income before extraordinary items	$2,625,000	2,264
Extraordinary gains, net	$0	70
Net income	$2,625,000	2,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,923
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,515,560	2,259
2001-12-31 (YTD Data)		Rank
Total interest income	$20,185,000	1,685
Total interest expense	$11,800,000	1,375
Net interest income	$8,385,000	2,128
Provision for loan and lease losses	$180,000	4,345
Total noninterest income	$861,000	3,671
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$861,000	2,273
Total noninterest expense	$4,321,000	3,200
Salaries and employee benefits	$2,366,000	3,100
Premises and equipment expense	$898,000	2,368
Additional noninterest expense	$1,057,000	3,886
Pre-tax net operating income	$4,745,000	1,513
Securities gains (losses)	$22,000	3,077
Applicable income taxes	$1,720,000	1,330
Income before extraordinary items	$3,047,000	1,727
Extraordinary gains, net	$0	105
Net income	$3,047,000	1,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,166
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,032,920	1,660
2000-12-31 (YTD Data)		Rank
Total interest income	$20,808,000	1,663
Total interest expense	$11,949,000	1,440
Net interest income	$8,859,000	2,001
Provision for loan and lease losses	$81,000	5,741
Total noninterest income	$959,000	3,228
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$959,000	1,911
Total noninterest expense	$4,192,000	3,204
Salaries and employee benefits	$2,345,000	3,007
Premises and equipment expense	$869,000	2,382
Additional noninterest expense	$978,000	4,049
Pre-tax net operating income	$5,545,000	1,337
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,119,000	1,095
Income before extraordinary items	$3,426,000	1,534
Extraordinary gains, net	$0	38
Net income	$3,426,000	1,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,027
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,426,000	1,528
1999-12-31 (YTD Data)		Rank
Total interest income	$19,248,000	1,685
Total interest expense	$10,890,000	1,375
Net interest income	$8,358,000	2,108
Provision for loan and lease losses	$72,000	5,852
Total noninterest income	$1,006,000	3,077
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,006,000	1,854
Total noninterest expense	$3,906,000	3,385
Salaries and employee benefits	$2,151,000	3,210
Premises and equipment expense	$739,000	2,741
Additional noninterest expense	$1,016,000	3,979
Pre-tax net operating income	$5,386,000	1,413
Securities gains (losses)	$16,000	1,502
Applicable income taxes	$2,146,000	1,161
Income before extraordinary items	$3,256,000	1,642
Extraordinary gains, net	$0	35
Net income	$3,256,000	1,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,179
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,245,760	1,618
1998-12-31 (YTD Data)		Rank
Total interest income	$19,632,000	1,658
Total interest expense	$11,609,000	1,335
Net interest income	$8,023,000	2,126
Provision for loan and lease losses	$72,000	5,801
Total noninterest income	$1,129,000	2,824
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,129,000	1,701
Total noninterest expense	$4,017,000	3,189
Salaries and employee benefits	$2,343,000	2,889
Premises and equipment expense	$660,000	2,922
Additional noninterest expense	$1,014,000	3,908
Pre-tax net operating income	$5,063,000	1,456
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,973,000	1,281
Income before extraordinary items	$3,090,000	1,701
Extraordinary gains, net	$0	32
Net income	$3,090,000	1,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,598
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,090,000	1,636
1997-12-31 (YTD Data)		Rank
Total interest income	$18,444,000	1,791
Total interest expense	$10,858,000	1,437
Net interest income	$7,586,000	2,313
Provision for loan and lease losses	$77,000	5,729
Total noninterest income	$790,000	3,608
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$790,000	2,043
Total noninterest expense	$3,425,000	3,672
Salaries and employee benefits	$1,924,000	3,425
Premises and equipment expense	$572,000	3,291
Additional noninterest expense	$929,000	4,187
Pre-tax net operating income	$4,874,000	1,585
Securities gains (losses)	$21,000	1,847
Applicable income taxes	$1,772,000	1,469
Income before extraordinary items	$3,123,000	1,710
Extraordinary gains, net	$0	44
Net income	$3,123,000	1,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,353
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,109,560	1,673
1996-12-31 (YTD Data)		Rank
Total interest income	$16,592,000	2,037
Total interest expense	$9,921,000	1,600
Net interest income	$6,671,000	2,650
Provision for loan and lease losses	$14,000	8,292
Total noninterest income	$683,000	4,189
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$683,000	2,344
Total noninterest expense	$4,235,000	3,167
Salaries and employee benefits	$1,601,000	4,067
Premises and equipment expense	$560,000	3,429
Additional noninterest expense	$2,074,000	2,376
Pre-tax net operating income	$3,105,000	2,296
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,161,000	2,058
Income before extraordinary items	$1,944,000	2,516
Extraordinary gains, net	$0	53
Net income	$1,944,000	2,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,243
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,944,000	2,467
1995-12-31 (YTD Data)		Rank
Total interest income	$15,340,000	2,198
Total interest expense	$9,236,000	1,719
Net interest income	$6,104,000	2,910
Provision for loan and lease losses	$70,000	5,409
Total noninterest income	$591,000	4,629
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$591,000	2,560
Total noninterest expense	$3,181,000	4,082
Salaries and employee benefits	$1,595,000	4,058
Premises and equipment expense	$552,000	3,453
Additional noninterest expense	$1,034,000	4,231
Pre-tax net operating income	$3,444,000	2,128
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,338,000	1,825
Income before extraordinary items	$2,106,000	2,384
Extraordinary gains, net	$0	65
Net income	$2,106,000	2,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,103
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$2,106,000	2,361
1994-12-31 (YTD Data)		Rank
Total interest income	$13,191,000	2,310
Total interest expense	$7,614,000	1,651
Net interest income	$5,577,000	3,215
Provision for loan and lease losses	$10,000	8,460
Total noninterest income	$522,000	5,142
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$522,000	2,878
Total noninterest expense	$3,309,000	4,045
Salaries and employee benefits	$1,409,000	4,529
Premises and equipment expense	$626,000	3,147
Additional noninterest expense	$1,274,000	3,848
Pre-tax net operating income	$2,780,000	2,549
Securities gains (losses)	$15,000	1,966
Applicable income taxes	$1,134,000	1,985
Income before extraordinary items	$1,661,000	2,901
Extraordinary gains, net	$0	249
Net income	$1,661,000	2,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,944
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,651,400	2,943
1993-12-31 (YTD Data)		Rank
Total interest income	$13,281,000	2,328
Total interest expense	$7,456,000	1,761
Net interest income	$5,825,000	3,110
Provision for loan and lease losses	$135,000	4,908
Total noninterest income	$714,000	4,375
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$714,000	2,560
Total noninterest expense	$3,459,000	3,951
Salaries and employee benefits	$1,435,000	4,448
Premises and equipment expense	$631,000	3,166
Additional noninterest expense	$1,393,000	3,722
Pre-tax net operating income	$2,945,000	2,330
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,191,000	1,942
Income before extraordinary items	$1,754,000	2,825
Extraordinary gains, net	$0	3,149
Net income	$1,754,000	2,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	8,917
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,754,000	2,676
1992-12-31 (YTD Data)		Rank
Total interest income	$14,177,000	2,478
Total interest expense	$8,505,000	2,003
Net interest income	$5,672,000	3,227
Provision for loan and lease losses	$92,000	7,505
Total noninterest income	$624,000	4,828
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$624,000	2,757
Total noninterest expense	$3,278,000	4,180
Salaries and employee benefits	$1,252,000	4,976
Premises and equipment expense	$595,000	3,389
Additional noninterest expense	$1,431,000	3,728
Pre-tax net operating income	$2,926,000	2,128
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,141,000	1,849
Income before extraordinary items	$1,785,000	2,571
Extraordinary gains, net	$0	1,422
Net income	$1,785,000	2,609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	7,255
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,785,000	2,380

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.