Home > Morton Community Bank > Net charge- offs to loans
Morton Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2008% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 4,244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 4,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0785% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7479% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0284% | 2,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2800% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 4,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 4,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0676% | 2,268 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7287% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0181% | 2,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 3,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 4,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 4,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 4,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 3,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1000% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0240% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0420% | 2,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0406% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 4,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0668% | 4,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 4,434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0728% | 4,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2070% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0716% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2749% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0652% | 1,683 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 3,633 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0672% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1070% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0404% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0773% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 3,835 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 4,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0277% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0582% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0284% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5114% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0132% | 2,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 3,780 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 3,959 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0292% | 4,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0778% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1033% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0021% | 3,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9074% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0309% | 3,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,025 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0818% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2037% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0296% | 3,871 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0305% | 3,842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 3,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1169% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1421% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0738% | 4,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1099% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0423% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0782% | 2,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 3,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1583% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1712% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0916% | 4,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0808% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7276% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0580% | 1,896 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 292 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2424% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0979% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1267% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1317% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3874% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0875% | 1,550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0416% | 4,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 717 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2267% | 4,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7282% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0790% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.1599% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0232% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2946% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0432% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3309% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0899% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2661% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3958% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2264% | 1,838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.2184% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0314% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3649% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0221% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4144% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2500% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4861% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2067% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 1,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.3230% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 4,581 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 3,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0237% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3000% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8453% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2447% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.6328% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,038 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0370% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5182% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9721% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4652% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2096% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1416% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1422% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0261% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3633% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0840% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4051% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5707% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3144% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1757% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2064% | 2,309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2250% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 3,427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2590% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4460% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2021% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5873% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1498% | 2,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6579% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2315% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3185% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1897% | 2,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1392% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2728% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1671% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1736% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1575% | 465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6319% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0314% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7124% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0907% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2856% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3284% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2049% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0426% | 4,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2777% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1440% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1647% | 2,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 4,298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0739% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0635% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1769% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7425% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0746% | 2,507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0817% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 4,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0858% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2685% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2405% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1074% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1278% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0997% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0470% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1506% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1190% | 3,083 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1393% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0669% | 3,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 4,593 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0353% | 5,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0669% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0813% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9843% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0430% | 3,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,503 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1162% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1442% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0782% | 2,789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9860% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0275% | 2,867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,666 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2540% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2592% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5403% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0080% | 2,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 2,595 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,967 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0462% | 4,624 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4190% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2909% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3298% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2060% | 2,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0328% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0623% | 4,668 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0178% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3847% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3642% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5937% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2547% | 2,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0333% | 1,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0971% | 4,721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0251% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4897% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4055% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5662% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3882% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0330% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1019% | 4,751 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1504% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0885% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1563% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1194% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1755% | 1,918 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0478% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1236% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2439% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1048% | 4,826 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0856% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1117% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2229% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4144% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7170% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1009% | 3,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3121% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1433% | 4,883 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0710% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1427% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2759% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7065% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0785% | 2,915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0362% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2578% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1079% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1664% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4960% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1199% | 2,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0206% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1183% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2325% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0504% | 4,865 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0530% | 5,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5606% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1414% | 5,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0275% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 5,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0998% | 939 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1344% | 6,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1212% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1779% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0930% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7390% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1167% | 3,298 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0354% | 1,192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1387% | 3,036 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0459% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1415% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 2,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2079% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 2,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1604% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5032% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1023% | 5,604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1169% | 5,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0548% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1550% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 2,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0288% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3161% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1333% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2418% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1238% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4873% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1278% | 5,622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1465% | 5,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0474% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1652% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 5,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3329% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1203% | 5,156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2758% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 4,540 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0923% | 5,414 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1059% | 5,397 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0663% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3183% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4238% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 3.0559% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2028% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3623% | 410 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2608% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0250% | 1,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2822% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0400% | 2,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2069% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2437% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0591% | 3,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0469% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4267% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5706% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 4.1841% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3080% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4830% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3245% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0289% | 1,221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3514% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1332% | 3,238 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7016% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0868% | 5,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0484% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4943% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6545% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 5.2741% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2477% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7226% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3893% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0509% | 1,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4206% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1804% | 2,743 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9214% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0650% | 5,527 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3305% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4539% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 5.4439% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1075% | 1,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0290% | 4,717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1381% | 1,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 4,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3601% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3245% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0650% | 5,491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0602% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7272% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9407% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 6.7958% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4275% | 1,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8070% | 489 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2285% | 2,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2959% | 1,272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2218% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2297% | 2,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2023% | 3,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3584% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1799% | 3,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0255% | 1,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7582% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9893% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 6.6720% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4734% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8638% | 426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2354% | 2,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1446% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2444% | 2,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1954% | 2,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2619% | 2,939 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4784% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2311% | 2,888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0196% | 1,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0176% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3156% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 8.5243% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6625% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4728% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2412% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2176% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2435% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2958% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4144% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6309% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3832% | 2,156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0174% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8998% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1577% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 10.0872% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2972% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5247% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2749% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2543% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1834% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2389% | 2,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0281% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5975% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7113% | 2,154 |
| Percentage Net Loans Charged-off:Construction & development | 4.9554% | 990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1949% | 2,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2390% | 865 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2653% | 3,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1273% | 1,740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2774% | 2,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3350% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2289% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7569% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1476% | 4,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0262% | 1,585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3625% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4453% | 2,587 |
| Percentage Net Loans Charged-off:Construction & development | 3.6648% | 1,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0258% | 3,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1028% | 790 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 3,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1693% | 1,460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1049% | 3,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 3,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1938% | 3,681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7489% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1124% | 3,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0379% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5252% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6487% | 1,938 |
| Percentage Net Loans Charged-off:Construction & development | 5.4427% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0489% | 2,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1492% | 618 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 3,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0593% | 1,387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 3,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0492% | 3,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9772% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0561% | 6,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0487% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 4,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 1.3768% | 1,120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2012% | 7,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 2,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0292% | 1,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 2,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 5,873 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0810% | 6,099 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3529% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2066% | 6,562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0406% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1394% | 5,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 4,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.4089% | 2,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 3,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0629% | 1,051 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2139% | 1,601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 3,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2679% | 3,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0542% | 6,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4447% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0178% | 1,908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 5,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1664% | 4,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.5495% | 2,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1330% | 2,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 3,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2875% | 1,337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1385% | 3,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0459% | 4,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2560% | 3,987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4485% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0370% | 1,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2242% | 3,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.7615% | 2,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2002% | 2,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0028% | 709 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1664% | 2,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4345% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 2,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0275% | 3,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2739% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2198% | 1,473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0560% | 1,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 3,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4026% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 1.5515% | 1,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4009% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0057% | 455 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1809% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5778% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1504% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1485% | 3,523 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2761% | 1,475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0983% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1990% | 4,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 3,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2759% | 2,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2426% | 3,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2595% | 2,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1873% | 4,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8498% | 3,061 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6985% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1476% | 1,700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 5,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1275% | 4,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 2,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2272% | 2,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2426% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3036% | 3,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 3,338 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2308% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1832% | 1,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1748% | 3,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1759% | 1,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2797% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2985% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4825% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4784% | 3,547 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9280% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2769% | 1,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 5,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 3,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 2,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0517% | 2,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 4,223 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8925% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0958% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 6,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 7,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 7,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2797% | 3,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3030% | 4,529 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3424% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0796% | 1,619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 5,214 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 7,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 7,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 7,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3869% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 3,573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3909% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0646% | 1,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0408% | 4,795 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1618% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2073% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 4,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1577% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1070% | 3,695 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5205% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2263% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 5,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0963% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9128% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4942% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 4,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 7,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 7,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1275% | 2,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1924% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0759% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 7,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 7,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1892% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7087% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0067% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 6,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 7,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 7,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0256% | 7,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 6,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1552% | 3,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1770% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 5,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 3,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3924% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7763% | 996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 7,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 7,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0260% | 2,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3647% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5525% | 976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 2,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2796% | 3,272 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8252% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 4,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0832% | 3,589 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6640% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 2,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 1,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1762% | 2,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1236% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9946% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2103% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2502% | 2,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2292% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3165% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2578% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1584% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1667% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3354% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4571% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9328% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3928% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5937% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0546% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 5,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 7,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1317% | 3,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5104% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9074% | 1,369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 4,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 8,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 8,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1752% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5114% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8398% | 1,306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 7,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 8,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 6,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4831% | 3,279 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2510% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3276% | 3,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9650% | 961 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 5,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 3,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 3,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0653% | 4,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5171% | 4,164 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4107% | 1,387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 5,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 2,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 3,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 4,415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0554% | 1,442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 5,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 2,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0343% | 3,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3013% | 4,425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9373% | 1,364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 2,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6003% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4410% | 998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 5,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 3,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2242% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2672% | 5,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5653% | 1,829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 2,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1048% | 4,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6579% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2253% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 5,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2315% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3078% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7015% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 6,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3091% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9074% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 7,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2286% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8166% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 7,736 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 6,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 7,504 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 6,569 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 7,600 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 10,718 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |