Home > Merchants Bank > Net charge- offs to loans
Merchants Bank, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0817% | 4,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0322% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0172% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8230% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1746% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5717% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0491% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 4,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7536% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0313% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5519% | 900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0579% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 189 |
| Percentage Net Loans Charged-off:Construction & development | -0.0351% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1026% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1708% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 4,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2257% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9076% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4435% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5140% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 1,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,787 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 4,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 3,805 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 3,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9139% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5036% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4488% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0209% | 4,422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 3,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9181% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6049% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3703% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 3,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 4,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 3,281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 3,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9226% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5979% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3819% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0473% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 3,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0302% | 3,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7646% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4884% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1904% | 1,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.1170% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 3,293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6526% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3991% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1203% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.1585% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 3,669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0270% | 3,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1336% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4777% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0212% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0998% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.2406% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 3,389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1094% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4910% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3786% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1224% | 4,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 3,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 3,469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1722% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1293% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5977% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1202% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0321% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1421% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,772 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1466% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5912% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2229% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1679% | 2,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0450% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1876% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2109% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4915% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1662% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0423% | 2,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 3,496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1361% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5846% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4445% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0079% | 2,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,916 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3477% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8145% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0161% | 2,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0290% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0307% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0809% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2879% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 3,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0322% | 1,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6394% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5763% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0218% | 4,425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,525 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5979% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3767% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0413% | 2,587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0042% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 4,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6958% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6786% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0167% | 4,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1115% | 5,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2984% | 3,954 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3016% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0273% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9796% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3451% | 1,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0509% | 4,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1615% | 5,197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4301% | 4,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3490% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7629% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4848% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2499% | 1,961 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0771% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0729% | 5,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2320% | 5,302 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6161% | 4,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4014% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9157% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7156% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3427% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1410% | 5,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4510% | 5,423 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2202% | 4,122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3961% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5555% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9588% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2673% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1167% | 1,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0848% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0031% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1290% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0702% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9440% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7423% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4075% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1741% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0586% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8371% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5561% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3601% | 1,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1771% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0123% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2670% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7172% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1520% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4324% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0287% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 4,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5174% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2671% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0310% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,653 |
| Percentage Net Loans Charged-off:Construction & development | -0.0340% | 4,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 4,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 3,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 2,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 2,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9640% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9348% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4077% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1699% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.0466% | 4,793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7525% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7889% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1742% | 2,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1288% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,676 |
| Percentage Net Loans Charged-off:Construction & development | -0.0719% | 4,956 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 4,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7543% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0956% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0210% | 2,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 5,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 5,119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 4,002 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 5,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0222% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2230% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1657% | 5,155 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 5,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 5,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 5,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 4,137 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 5,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8651% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4957% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5649% | 1,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0260% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 3,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 5,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 5,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0121% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 5,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0445% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6402% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2145% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3751% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0047% | 5,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 5,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 2,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 5,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0649% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3416% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7541% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1547% | 2,309 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0056% | 5,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 5,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 5,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 4,216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 5,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 4,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3942% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1260% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0649% | 2,260 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0028% | 5,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 4,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 3,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0670% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 5,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 2,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0406% | 1,049 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 2,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0332% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5478% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5440% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1312% | 3,082 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 5,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 3,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0942% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 5,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 3,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0586% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 5,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0202% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5912% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7117% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1314% | 2,816 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0009% | 5,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 3,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 3,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.1516% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 5,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 5,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 4,451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 5,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2986% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0661% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0138% | 5,168 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0014% | 5,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 5,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 5,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 5,682 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0215% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 5,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 4,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4721% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1815% | 2,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 3,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 5,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2799% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6685% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 3,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1016% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9144% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8355% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5613% | 1,797 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0801% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 6,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2964% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7740% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9449% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3666% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7861% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1076% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1905% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1638% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 2,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4451% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1908% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 3,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1781% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7581% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9611% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1623% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 2,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 6,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 2,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0399% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2372% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3488% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5707% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1689% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 4,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 4,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0255% | 2,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 3,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1333% | 3,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1045% | 1,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1513% | 3,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 3,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8574% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6471% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5818% | 1,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0569% | 1,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 4,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 4,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0968% | 2,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 2,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 3,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0976% | 1,411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 2,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1450% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8247% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3355% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6498% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0566% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 4,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 3,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 2,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1027% | 3,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0348% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1475% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8298% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8814% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8122% | 1,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1095% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1773% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0937% | 3,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2293% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3409% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2699% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3214% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9869% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4351% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 4,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2326% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3619% | 2,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2183% | 3,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1739% | 1,660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2475% | 3,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8132% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7507% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4684% | 2,619 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1109% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1737% | 3,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3771% | 1,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 4,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 1,659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0781% | 3,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 3,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4918% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1102% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2658% | 3,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1323% | 1,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 5,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 6,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 3,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 1,381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 6,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 3,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5348% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0427% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3232% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0885% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 3,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 6,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 2,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1320% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 2,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0807% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2900% | 2,610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2510% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2363% | 2,452 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2117% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7072% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8647% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 4.0865% | 1,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4273% | 2,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6497% | 804 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7924% | 1,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3559% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0736% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4669% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2096% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8351% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3887% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6432% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8827% | 1,916 |
| Percentage Net Loans Charged-off:Construction & development | 4.8322% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2578% | 2,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8757% | 603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8142% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3838% | 1,217 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1014% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3637% | 3,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1886% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3357% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1486% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8374% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2339% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 7.3514% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3693% | 1,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3043% | 428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0000% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4573% | 999 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3691% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5596% | 2,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0469% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1552% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0579% | 1,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2669% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9350% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 13.8424% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5804% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0128% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7922% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1614% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9224% | 1,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7642% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7297% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0708% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4770% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2912% | 3,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.4561% | 2,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 2,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4940% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3792% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5671% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6345% | 3,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5169% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8516% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4650% | 1,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3461% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2801% | 3,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.6003% | 2,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 2,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4955% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2606% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6437% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5240% | 3,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3086% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1406% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0616% | 1,678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 3,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2427% | 2,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.8981% | 1,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 2,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3267% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2464% | 1,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3759% | 1,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4336% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1728% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8294% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0505% | 1,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 2,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.2643% | 1,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1384% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2197% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2233% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2280% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2752% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2545% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3136% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 2.0950% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1278% | 2,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0596% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1809% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 4,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2619% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6312% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0338% | 1,765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0681% | 3,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1717% | 1,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0856% | 973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2402% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0875% | 7,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7926% | 2,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0193% | 1,551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 7,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 8,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1217% | 8,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1497% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3368% | 8,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1792% | 7,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7679% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1509% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1508% | 8,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3901% | 8,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7289% | 8,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5833% | 7,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7976% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3238% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.1469% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1303% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6769% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5283% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8176% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3993% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3842% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0008% | 1,750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1506% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.1913% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2730% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0729% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4678% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2088% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6622% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0011% | 6,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1332% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3747% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1984% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5088% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 2,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4023% | 2,755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0089% | 6,832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1790% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4103% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5811% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0177% | 6,882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 2,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0459% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 7,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0412% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0639% | 7,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6911% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0966% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0607% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 8,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1500% | 7,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5416% | 2,372 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 7,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0591% | 7,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5504% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 6,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 7,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 7,874 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0686% | 7,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 3,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0956% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0460% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1226% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 3,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8860% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0117% | 6,939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 7,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 8,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0235% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0947% | 8,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1144% | 2,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6930% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0160% | 6,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0740% | 8,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1828% | 8,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2203% | 5,992 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1440% | 8,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2820% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6368% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0049% | 6,917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 6,707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0900% | 8,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2229% | 8,600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4217% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 8,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3193% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2848% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0285% | 8,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2570% | 2,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4364% | 4,133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5811% | 1,490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0074% | 1,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 5,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 3,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0680% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 8,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 6,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1362% | 5,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7978% | 1,321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0122% | 1,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 7,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 8,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 8,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0287% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0394% | 8,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 7,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1035% | 5,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7609% | 1,219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 7,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 8,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 8,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0302% | 5,921 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 8,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 7,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0149% | 4,676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3828% | 1,068 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.2795% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0889% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5631% | 3,942 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2591% | 1,439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1178% | 1,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0327% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4122% | 4,226 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6778% | 1,222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0820% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 8,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 8,355 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0413% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1940% | 2,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2935% | 4,475 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5502% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0366% | 1,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 4,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 8,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 8,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0441% | 5,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0708% | 7,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4558% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3142% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 3,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6864% | 3,437 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4394% | 1,489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0092% | 1,931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2295% | 3,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 8,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 8,766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1049% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 8,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3695% | 4,870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9440% | 1,748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7017% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 6,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1052% | 1,365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0810% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1492% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5862% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1706% | 9,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1671% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2976% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5528% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7280% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 7,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.7453% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0300% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1438% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1739% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2360% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0795% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 6,228 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9771% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0884% | 11,062 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0914% | 11,354 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 11,214 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5594% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |