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Mechanics Bank, LOS OSOS BRANCH
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5 client reviews
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| Name: | Mechanics Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 01/01/1905 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | 2011 TCRT |
| Charter Class: | Commercial bank, state charter and Fed nonmember, supervised by the FDIC |
| # of Branches: | 112, view all, view on map |
| Website: | www.mechanicsbank.com |
| Total Assets: | $16,575,049,000 |
| Total Deposits: | $13,972,737,000 |
| Total Equity Capital: | $2,416,618,000 |
| Total Domestic Office Deposits: | $13,972,737,000 |
| Net Income: | $86,276,000 |
| Quarterly Net Income: | $42,485,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 7% |
| Quarterly Return on Equity: | 7% |
| More... | |
Client Review
5 client reviews of Mechanics Bank scored 3.5 out of 5.
Enduring Excellent and Protection
Overall Rating
Office Environment & Staff
Waiting Time
Other Services
by DesertRat, Aug. 30, 2025
Mechanics Bank Riverlakes is part of an expanding chain of customer oriented branches. The staff is uniformly competent and cordial. CAROLINE KUNE has repeatedly assisted me in all ordinary transactions. Coupled with the Bank's Fraud Detection services, I have been saved perhaps $2000+ in losses due to diverse scams and tricks. Getting a new debit card after someone has hacked my current version [I do a LOT of shopping on line] is a five minute "at the branch" effort--simply outstanding.
* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Mechanics Bank, RIVERLAKES DRIVE OFFICE BRANCH at Bakersfield, CA
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Overall Rating Office Environment & Staff Waiting Time Other Servicesby DesertRat, Aug. 30, 2025
Mechanics Bank Riverlakes is part of an expanding chain of customer oriented branches. The staff is uniformly competent and cordial. CAROLINE KUNE has repeatedly assisted me in all ordinary transactions. Coupled with the Bank's Fraud Detection services, I have been saved perhaps $2000+ in losses due to diverse scams and tricks. Getting a new debit card after someone has hacked my current version [I do a LOT of shopping on line] is a five minute "at the branch" effort--simply outstanding.
* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Mechanics Bank, RIVERLAKES DRIVE OFFICE BRANCH at Bakersfield, CA
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Todd T
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
by TEDllc2, Oct. 26, 2022
My experience was 5 stars!
after reading the reviews on line they could not be further from the truth.
Sarah and Kevin have been FIRST CLASS!!!
I think if only their are 3 unhappy customers that is awesome!
They are doing things right and are extremely customer service orientated!
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 6 - 10 banks before.
* this review was made on Mechanics Bank, Newport Beach Branch at Newport Beach, CA
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Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Timeby TEDllc2, Oct. 26, 2022
My experience was 5 stars!
after reading the reviews on line they could not be further from the truth.
Sarah and Kevin have been FIRST CLASS!!!
I think if only their are 3 unhappy customers that is awesome!
They are doing things right and are extremely customer service orientated!
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 6 - 10 banks before.
* this review was made on Mechanics Bank, Newport Beach Branch at Newport Beach, CA
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George Gordus
Overall Rating
Office Environment & Staff
Waiting Time
Other Services
by Greengiant, Jul. 15, 2022
I expect a Bank to be open in the afternoon.
Not closing for a one hour lunch.
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Mechanics Bank, Fresno Branch at Fresno, CA
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Overall Rating Office Environment & Staff Waiting Time Other Servicesby Greengiant, Jul. 15, 2022
I expect a Bank to be open in the afternoon.
Not closing for a one hour lunch.
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Mechanics Bank, Fresno Branch at Fresno, CA
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