Home > Liberty Savings Bank, F.S.B. > Net charge- offs to loans
Liberty Savings Bank, F.S.B., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 4,366 |
| Percentage Net Loans Charged-off:Construction & development | -1.0163% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4925% | 4,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 4,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1007% | 4,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4086% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4086% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 4,399 |
| Percentage Net Loans Charged-off:Construction & development | -0.7227% | 4,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4705% | 4,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0435% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1055% | 4,489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6708% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6708% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0304% | 4,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0567% | 4,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.4065% | 4,584 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5106% | 4,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0559% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1184% | 4,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0457% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4261% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4261% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 3,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0832% | 4,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.9852% | 4,675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3219% | 4,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0825% | 4,536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1368% | 4,615 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0753% | 4,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4309% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4309% | 69 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 4,254 |
| Percentage Net Loans Charged-off:Construction & development | -13.4228% | 4,725 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.6329% | 4,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 4,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2288% | 4,624 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 3,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4590% | 4,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6118% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6118% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 3,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 4,232 |
| Percentage Net Loans Charged-off:Construction & development | -12.5277% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.2544% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2205% | 4,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.5857% | 4,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8262% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8262% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 3,926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 4,381 |
| Percentage Net Loans Charged-off:Construction & development | -4.0268% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | -4.5252% | 4,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0466% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2133% | 3,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 4,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7094% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5100% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5100% | 145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 1,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | -3.6036% | 4,368 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2286% | 4,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2006% | 3,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3956% | 4,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6950% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6950% | 96 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0639% | 4,469 |
| Percentage Net Loans Charged-off:Construction & development | -3.0340% | 4,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.5245% | 4,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 4,271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3250% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 3,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2101% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2101% | 144 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0760% | 4,571 |
| Percentage Net Loans Charged-off:Construction & development | -2.2824% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | -4.5661% | 4,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0602% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3582% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 3,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0393% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0393% | 159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0284% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0742% | 4,603 |
| Percentage Net Loans Charged-off:Construction & development | -2.1622% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -6.6505% | 4,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0510% | 4,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3714% | 3,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9261% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9261% | 165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0705% | 4,643 |
| Percentage Net Loans Charged-off:Construction & development | -2.0305% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | -4.2890% | 4,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5266% | 3,654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1030% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1030% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0580% | 4,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1851% | 4,872 |
| Percentage Net Loans Charged-off:Construction & development | -34.3368% | 4,603 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.0799% | 4,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1627% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4862% | 3,743 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0301% | 4,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.6957% | 4,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5799% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5799% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0830% | 4,786 |
| Percentage Net Loans Charged-off:Construction & development | -44.4948% | 4,620 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.6049% | 4,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 4,574 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5321% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -11.4940% | 4,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5661% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5661% | 115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1184% | 4,864 |
| Percentage Net Loans Charged-off:Construction & development | -64.9390% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.6787% | 4,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0709% | 4,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9203% | 3,757 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 4,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0455% | 4,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5963% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5963% | 129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0967% | 4,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1772% | 4,933 |
| Percentage Net Loans Charged-off:Construction & development | -126.4108% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -7.1795% | 4,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0739% | 4,722 |
| Percentage Net Loans Charged-off: Home equity loans | -14.3849% | 3,791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0238% | 4,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0100% | 4,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2532% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2532% | 273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4249% | 5,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4578% | 5,090 |
| Percentage Net Loans Charged-off:Construction & development | -65.5462% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | -19.2981% | 5,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2060% | 4,978 |
| Percentage Net Loans Charged-off: Home equity loans | -32.9022% | 3,879 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0520% | 4,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6763% | 4,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2281% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2281% | 563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5329% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5415% | 5,171 |
| Percentage Net Loans Charged-off:Construction & development | -84.0913% | 4,824 |
| Percentage Net Loans Charged-off: Commercial real estate | -21.7517% | 5,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2270% | 5,067 |
| Percentage Net Loans Charged-off: Home equity loans | -35.8695% | 3,922 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 4,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2118% | 5,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0908% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0908% | 2,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3928% | 5,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3863% | 5,190 |
| Percentage Net Loans Charged-off:Construction & development | -115.5738% | 4,846 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.6420% | 5,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2988% | 5,117 |
| Percentage Net Loans Charged-off: Home equity loans | -54.2770% | 3,945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2836% | 5,085 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6357% | 5,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6357% | 5,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4048% | 5,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3923% | 5,245 |
| Percentage Net Loans Charged-off:Construction & development | -208.9069% | 4,880 |
| Percentage Net Loans Charged-off: Commercial real estate | -5.0026% | 5,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2213% | 5,155 |
| Percentage Net Loans Charged-off: Home equity loans | -36.2218% | 3,978 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.4327% | 5,157 |
| Percentage Net Loans Charged-off: Loans to individuals | -26.0870% | 5,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -26.0870% | 5,209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3292% | 5,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2905% | 5,275 |
| Percentage Net Loans Charged-off:Construction & development | -44.7435% | 4,982 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.5331% | 5,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1524% | 5,155 |
| Percentage Net Loans Charged-off: Home equity loans | -7.6962% | 4,052 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0875% | 5,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | -21.3548% | 5,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -19.6232% | 5,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -19.6232% | 5,261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2939% | 5,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2437% | 5,300 |
| Percentage Net Loans Charged-off:Construction & development | -37.5606% | 5,033 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3427% | 5,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1942% | 5,231 |
| Percentage Net Loans Charged-off: Home equity loans | -10.5203% | 4,089 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0979% | 5,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -27.2966% | 5,286 |
| Percentage Net Loans Charged-off: Loans to individuals | -18.6250% | 5,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -18.6250% | 5,329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2785% | 5,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2780% | 5,356 |
| Percentage Net Loans Charged-off:Construction & development | -31.8182% | 5,067 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4211% | 5,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2247% | 5,297 |
| Percentage Net Loans Charged-off: Home equity loans | -9.0150% | 4,114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1366% | 5,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9197% | 219 |
| Percentage Net Loans Charged-off: Loans to individuals | -16.3265% | 5,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -16.3265% | 5,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3576% | 5,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3508% | 5,458 |
| Percentage Net Loans Charged-off:Construction & development | -24.8980% | 5,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6249% | 5,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2888% | 5,388 |
| Percentage Net Loans Charged-off: Home equity loans | -6.0868% | 4,142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2257% | 5,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -26.4026% | 5,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -26.4026% | 5,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 5,056 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,850 |
| Percentage Net Loans Charged-off:Construction & development | -13.4600% | 5,228 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2666% | 5,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1850% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5601% | 5,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -19.5460% | 5,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -19.5460% | 5,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | -12.8383% | 5,266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0599% | 5,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4187% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 1,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0117% | 5,458 |
| Percentage Net Loans Charged-off: Loans to individuals | -22.7848% | 5,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -22.7848% | 5,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0924% | 813 |
| Percentage Net Loans Charged-off:Construction & development | -12.6156% | 5,288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0615% | 5,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1462% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9090% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3250% | 5,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -28.5130% | 5,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -28.5130% | 5,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1811% | 404 |
| Percentage Net Loans Charged-off:Construction & development | -4.6582% | 5,299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0541% | 5,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2133% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 15.1814% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 5,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3130% | 5,281 |
| Percentage Net Loans Charged-off: Loans to individuals | -49.8442% | 5,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -49.8442% | 5,697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4339% | 5,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4198% | 5,791 |
| Percentage Net Loans Charged-off:Construction & development | -68.6628% | 5,468 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7312% | 5,735 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6261% | 4,738 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0714% | 5,435 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4423% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.3041% | 5,675 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9339% | 5,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9339% | 5,641 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5220% | 5,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5034% | 5,862 |
| Percentage Net Loans Charged-off:Construction & development | -82.4021% | 5,515 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6029% | 5,779 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8122% | 4,759 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0867% | 5,526 |
| Percentage Net Loans Charged-off: Home equity loans | -2.6666% | 4,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 5,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2436% | 5,740 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0629% | 5,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0629% | 5,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7180% | 5,972 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6935% | 5,951 |
| Percentage Net Loans Charged-off:Construction & development | -115.6896% | 5,554 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8047% | 5,860 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1735% | 4,784 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0607% | 5,479 |
| Percentage Net Loans Charged-off: Home equity loans | -2.8897% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 1,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.9172% | 5,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0213% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0213% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1276% | 5,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1186% | 5,729 |
| Percentage Net Loans Charged-off:Construction & development | -15.4857% | 5,554 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5856% | 5,903 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6609% | 4,792 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4948% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2563% | 5,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5676% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5676% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6725% | 6,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5874% | 6,057 |
| Percentage Net Loans Charged-off:Construction & development | 1.4872% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | -6.5510% | 6,052 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9157% | 4,931 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 5,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6633% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0635% | 5,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -14.5558% | 5,944 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0939% | 6,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.0939% | 6,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8430% | 6,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7373% | 6,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.3225% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | -8.1975% | 6,134 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.5613% | 4,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 5,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 742 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 5,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -17.7066% | 6,026 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.0094% | 6,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.0094% | 6,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1274% | 6,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9796% | 6,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.2831% | 5,376 |
| Percentage Net Loans Charged-off: Commercial real estate | -11.1764% | 6,205 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0710% | 4,982 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4809% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -23.8060% | 6,094 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.5249% | 6,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.5249% | 6,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4124% | 6,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1227% | 5,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.8145% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8541% | 6,242 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1920% | 5,004 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3284% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -43.0229% | 6,160 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.7912% | 6,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -8.7912% | 6,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2160% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | -1.4318% | 5,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1971% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6511% | 5,137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2513% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4516% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 2,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0042% | 6,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.0429% | 6,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -11.0429% | 6,345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 2,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2195% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | -2.8236% | 5,911 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0467% | 5,878 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6234% | 5,174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3272% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7538% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.0054% | 6,304 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.7916% | 6,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -12.7916% | 6,422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3242% | 6,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2392% | 6,396 |
| Percentage Net Loans Charged-off:Construction & development | -1.8015% | 5,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1425% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | -12.3551% | 5,246 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1814% | 6,333 |
| Percentage Net Loans Charged-off: Home equity loans | -3.8558% | 4,870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.9400% | 6,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -20.1258% | 6,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -20.1258% | 6,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | -1.0769% | 5,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4870% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5154% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0494% | 6,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3473% | 5,936 |
| Percentage Net Loans Charged-off: Loans to individuals | -22.1538% | 6,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -22.1538% | 6,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8164% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8322% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 5.7895% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7294% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7567% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5948% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8391% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4233% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1166% | 5,693 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2978% | 6,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2978% | 6,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8914% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9098% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 5.3850% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2229% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0798% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5117% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4659% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3678% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1015% | 5,641 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.4483% | 6,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.4483% | 6,678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8924% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9127% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 6.0191% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4980% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.2353% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2859% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8065% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1225% | 6,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4094% | 6,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7021% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7021% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6859% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7187% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 7.1429% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 6,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1448% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5513% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2866% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3009% | 6,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8085% | 6,458 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.3023% | 6,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.3023% | 6,824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3966% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5561% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 8.8492% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6840% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2003% | 686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9467% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 7.1201% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9359% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2128% | 6,794 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5575% | 6,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5575% | 6,870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0666% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1256% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 3.0979% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6923% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2531% | 583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6700% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6440% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6694% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5731% | 6,612 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9615% | 6,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9615% | 6,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8070% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8496% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 2.6736% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8175% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2592% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5386% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6469% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2959% | 6,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2959% | 6,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0790% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1203% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 2.2726% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7909% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3251% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1514% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4963% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7951% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7951% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4994% | 220 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3523% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 4.5603% | 1,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0949% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7433% | 5,729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1394% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5442% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6936% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8792% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 61.6901% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 57.8982% | 9 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7668% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5685% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 5.7016% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3381% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8802% | 5,740 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2577% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5547% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8425% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3414% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 72.9079% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 67.1844% | 10 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7353% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6967% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 0.2195% | 2,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2356% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2296% | 5,773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4039% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7141% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3031% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5289% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8313% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7433% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7000% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7447% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 1.2399% | 1,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2290% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5908% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7125% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5512% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1180% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4009% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8644% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7239% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7359% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 1.7273% | 2,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7796% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6348% | 568 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7247% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1244% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6509% | 1,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5560% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2316% | 4,393 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4343% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4215% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 1.6669% | 1,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0273% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9791% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5180% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9261% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7547% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0863% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5373% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5679% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 2.6244% | 1,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8986% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0201% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6507% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1527% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8670% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5240% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2251% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2281% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2659% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.5061% | 7,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2944% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1330% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2910% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8229% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8074% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3056% | 7,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4919% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4453% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3129% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 4.8151% | 1,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1887% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5240% | 312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2537% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1779% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5070% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5822% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8419% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6050% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5949% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 5.2012% | 944 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2823% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0268% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1798% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0347% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4795% | 1,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8273% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2745% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8128% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8326% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 6.7269% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2561% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8343% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8756% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4393% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2647% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3843% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5563% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3178% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2085% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 2.5834% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6591% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2550% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7968% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8934% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 2,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6819% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2467% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4650% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4341% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 2.4038% | 975 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8907% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5933% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8311% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1865% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3118% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3534% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | -5.0505% | 1,861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7883% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7844% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.8571% | 1,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0194% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5227% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4277% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1862% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7857% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4883% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7591% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7874% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 1.1204% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1063% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6475% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4978% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1633% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1345% | 7,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0476% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6218% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6014% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 1.8400% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5966% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0995% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2489% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8494% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6448% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4240% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4357% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 1.2017% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7691% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1478% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4915% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0857% | 7,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2240% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | -43.3071% | 2,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2604% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.6378% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6299% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1232% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3124% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0933% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6848% | 7,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0394% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | -33.3214% | 1,986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3589% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4277% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 1.2443% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9402% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0925% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1396% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0849% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5665% | 8,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4630% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | -46.7472% | 1,972 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3368% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5684% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1998% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5546% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1420% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0771% | 8,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4440% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | -103.2258% | 1,958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2756% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1720% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0912% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6136% | 8,439 |
| Percentage Net Loans Charged-off: Credit card loans | -4.7281% | 2,057 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 3,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0448% | 8,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1910% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5300% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9569% | 8,509 |
| Percentage Net Loans Charged-off: Credit card loans | -4.3284% | 2,031 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0493% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0644% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0842% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6906% | 8,541 |
| Percentage Net Loans Charged-off: Credit card loans | -4.0307% | 2,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0705% | 7,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 8,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7743% | 8,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0412% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5159% | 8,507 |
| Percentage Net Loans Charged-off: Credit card loans | -4.6176% | 1,997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 3,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2951% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1277% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5734% | 1,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1391% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0065% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 3,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3444% | 8,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0702% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7696% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4584% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9025% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 3,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 7,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6127% | 8,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2189% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3136% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3726% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9084% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1582% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9882% | 8,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1925% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4873% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1491% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5225% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.6421% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5470% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2373% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 1.5739% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4113% | 8,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4473% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9433% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1778% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2980% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1525% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 2.2798% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2263% | 8,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0373% | 8,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0421% | 8,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8377% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6910% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7406% | 990 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4162% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2840% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 3.6954% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 8,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0536% | 8,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4747% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8055% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4111% | 1,297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5646% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6450% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 8.0277% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9174% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0927% | 8,879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8515% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8387% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2525% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.2992% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3277% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2639% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2990% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -14.3095% | 8,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.9385% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6952% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2320% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.3653% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7817% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.9845% | 8,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.0585% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9712% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2463% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.4939% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7002% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.3796% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3780% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6062% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.8807% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3719% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4270% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4824% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.9446% | 22 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8059% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4786% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.3187% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5862% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2276% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2500% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5722% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8209% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3069% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1693% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9305% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0689% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1351% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1276% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0533% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1318% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7092% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7821% | 11 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3322% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5141% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 138 |
| Percentage Net Loans Charged-off:Construction & development | -0.2572% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2846% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2926% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6659% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0540% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3474% | 1,294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1595% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1638% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7047% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6650% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3545% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3603% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4246% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 1,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4367% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2382% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4453% | 941 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2813% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2715% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3198% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3253% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7282% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2341% | 3,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2096% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0758% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2619% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2663% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3168% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6586% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1636% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1682% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0335% | 1,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4771% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9525% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2019% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9865% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |