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Legence Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$33,770,000	1,276
Total interest expense	$6,713,000	1,693
Net interest income	$27,057,000	1,135
Provision for loan and lease losses	$281,000	1,728
Total noninterest income	$4,233,000	1,315
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$23,000	4,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,210,000	991
Total noninterest expense	$21,083,000	1,166
Salaries and employee benefits	$11,440,000	1,214
Premises and equipment expense	$2,213,000	1,120
Additional noninterest expense	$4,210,000	991
Pre-tax net operating income	$9,926,000	1,169
Securities gains (losses)	$-674,000	4,239
Applicable income taxes	$-36,000	4,377
Income before extraordinary items	$9,288,000	1,072
Extraordinary gains, net	$0	54
Net income	$9,288,000	1,084
Minority interest net income	$0	88
Net income of bank and minority interests.	$9,288,000	1,075
Net charge-offs	$45,000	1,849
Cash dividends	$8,900,000	537
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,962,000	1,029
2023-09-30 (YTD Data)		Rank
Total interest income	$25,235,000	1,257
Total interest expense	$4,402,000	1,725
Net interest income	$20,833,000	1,122
Provision for loan and lease losses	$639,000	866
Total noninterest income	$2,763,000	1,438
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$17,000	4,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,746,000	1,097
Total noninterest expense	$15,353,000	1,183
Salaries and employee benefits	$8,227,000	1,255
Premises and equipment expense	$1,685,000	1,098
Additional noninterest expense	$2,746,000	1,097
Pre-tax net operating income	$7,604,000	1,181
Securities gains (losses)	$-849,000	4,432
Applicable income taxes	$-37,000	4,462
Income before extraordinary items	$6,792,000	1,136
Extraordinary gains, net	$0	52
Net income	$6,792,000	1,142
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,792,000	1,136
Net charge-offs	$15,000	2,004
Cash dividends	$6,900,000	476
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,641,000	1,048
2023-06-30 (YTD Data)		Rank
Total interest income	$16,021,000	1,278
Total interest expense	$2,522,000	1,740
Net interest income	$13,499,000	1,148
Provision for loan and lease losses	$426,000	856
Total noninterest income	$1,840,000	1,376
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$11,000	4,194
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,829,000	1,040
Total noninterest expense	$10,141,000	1,182
Salaries and employee benefits	$5,435,000	1,253
Premises and equipment expense	$1,110,000	1,100
Additional noninterest expense	$1,829,000	1,039
Pre-tax net operating income	$4,772,000	1,247
Securities gains (losses)	$-849,000	4,517
Applicable income taxes	$-38,000	4,515
Income before extraordinary items	$3,961,000	1,261
Extraordinary gains, net	$0	51
Net income	$3,961,000	1,272
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,961,000	1,261
Net charge-offs	$21,000	1,520
Cash dividends	$5,150,000	426
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,810,000	1,095
2023-03-31 (YTD Data)		Rank
Total interest income	$7,456,000	1,322
Total interest expense	$1,040,000	1,787
Net interest income	$6,416,000	1,192
Provision for loan and lease losses	$213,000	859
Total noninterest income	$928,000	1,359
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$5,000	4,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$923,000	1,030
Total noninterest expense	$4,950,000	1,218
Salaries and employee benefits	$2,608,000	1,313
Premises and equipment expense	$563,000	1,125
Additional noninterest expense	$923,000	1,030
Pre-tax net operating income	$2,181,000	1,373
Securities gains (losses)	$-849,000	4,576
Applicable income taxes	$-23,000	4,521
Income before extraordinary items	$1,355,000	1,711
Extraordinary gains, net	$0	4
Net income	$1,355,000	1,710
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,355,000	1,711
Net charge-offs	$1,000	1,904
Cash dividends	$3,650,000	332
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,204,000	1,210
2022-12-31 (YTD Data)		Rank
Total interest income	$28,085,000	1,206
Total interest expense	$1,378,000	2,015
Net interest income	$26,707,000	1,137
Provision for loan and lease losses	$852,000	908
Total noninterest income	$4,624,000	1,260
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$21,000	4,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,603,000	963
Total noninterest expense	$20,411,000	1,171
Salaries and employee benefits	$11,446,000	1,188
Premises and equipment expense	$2,129,000	1,136
Additional noninterest expense	$4,603,000	963
Pre-tax net operating income	$10,068,000	1,278
Securities gains (losses)	$118,000	153
Applicable income taxes	$71,000	3,134
Income before extraordinary items	$10,115,000	1,097
Extraordinary gains, net	$0	5
Net income	$10,115,000	1,096
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,115,000	1,097
Net charge-offs	$888,000	451
Cash dividends	$10,300,000	460
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,998,180	1,130
2022-09-30 (YTD Data)		Rank
Total interest income	$20,270,000	1,194
Total interest expense	$667,000	2,270
Net interest income	$19,603,000	1,135
Provision for loan and lease losses	$639,000	831
Total noninterest income	$3,275,000	1,327
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$15,000	4,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,260,000	1,004
Total noninterest expense	$15,209,000	1,178
Salaries and employee benefits	$8,605,000	1,182
Premises and equipment expense	$1,582,000	1,147
Additional noninterest expense	$3,260,000	1,004
Pre-tax net operating income	$7,030,000	1,318
Securities gains (losses)	$120,000	142
Applicable income taxes	$42,000	3,228
Income before extraordinary items	$7,108,000	1,139
Extraordinary gains, net	$0	4
Net income	$7,108,000	1,137
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,108,000	1,139
Net charge-offs	$515,000	438
Cash dividends	$7,350,000	447
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,989,200	1,173
2022-06-30 (YTD Data)		Rank
Total interest income	$12,985,000	1,192
Total interest expense	$349,000	2,457
Net interest income	$12,636,000	1,143
Provision for loan and lease losses	$426,000	760
Total noninterest income	$2,123,000	1,328
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$10,000	4,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,113,000	1,059
Total noninterest expense	$10,118,000	1,159
Salaries and employee benefits	$5,727,000	1,176
Premises and equipment expense	$1,039,000	1,154
Additional noninterest expense	$3,352,000	1,078
Pre-tax net operating income	$4,215,000	1,360
Securities gains (losses)	$0	687
Applicable income taxes	$27,000	3,176
Income before extraordinary items	$4,188,000	1,192
Extraordinary gains, net	$0	4
Net income	$4,188,000	1,191
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,188,000	1,192
Net charge-offs	$-9,000	3,628
Cash dividends	$3,350,000	574
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,188,000	1,216
2022-03-31 (YTD Data)		Rank
Total interest income	$6,091,000	1,215
Total interest expense	$171,000	2,449
Net interest income	$5,920,000	1,165
Provision for loan and lease losses	$213,000	638
Total noninterest income	$1,254,000	1,204
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$5,000	4,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,249,000	942
Total noninterest expense	$5,022,000	1,170
Salaries and employee benefits	$2,865,000	1,176
Premises and equipment expense	$529,000	1,137
Additional noninterest expense	$1,628,000	1,079
Pre-tax net operating income	$1,939,000	1,377
Securities gains (losses)	$0	623
Applicable income taxes	$12,000	3,083
Income before extraordinary items	$1,927,000	1,225
Extraordinary gains, net	$0	4
Net income	$1,927,000	1,225
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,927,000	1,225
Net charge-offs	$-17,000	4,092
Cash dividends	$2,500,000	397
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,927,000	1,239
2021-12-31 (YTD Data)		Rank
Total interest income	$24,601,000	1,249
Total interest expense	$919,000	2,336
Net interest income	$23,682,000	1,188
Provision for loan and lease losses	$348,000	1,305
Total noninterest income	$6,602,000	1,099
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$19,000	4,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,583,000	887
Total noninterest expense	$19,754,000	1,170
Salaries and employee benefits	$11,243,000	1,181
Premises and equipment expense	$2,065,000	1,179
Additional noninterest expense	$6,446,000	1,085
Pre-tax net operating income	$10,182,000	1,261
Securities gains (losses)	$77,000	964
Applicable income taxes	$97,000	3,084
Income before extraordinary items	$10,162,000	1,140
Extraordinary gains, net	$0	10
Net income	$10,162,000	1,140
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,162,000	1,140
Net charge-offs	$-219,000	4,571
Cash dividends	$2,000,000	1,514
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$10,085,770	1,130
2021-09-30 (YTD Data)		Rank
Total interest income	$18,702,000	1,259
Total interest expense	$728,000	2,346
Net interest income	$17,974,000	1,195
Provision for loan and lease losses	$639,000	678
Total noninterest income	$5,019,000	1,117
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$14,000	4,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,005,000	903
Total noninterest expense	$14,653,000	1,192
Salaries and employee benefits	$8,495,000	1,178
Premises and equipment expense	$1,502,000	1,226
Additional noninterest expense	$4,656,000	1,121
Pre-tax net operating income	$7,701,000	1,304
Securities gains (losses)	$69,000	941
Applicable income taxes	$79,000	3,022
Income before extraordinary items	$7,691,000	1,175
Extraordinary gains, net	$0	8
Net income	$7,691,000	1,175
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,691,000	1,176
Net charge-offs	$248,000	712
Cash dividends	$2,000,000	1,149
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,622,690	1,164
2021-06-30 (YTD Data)		Rank
Total interest income	$12,678,000	1,232
Total interest expense	$524,000	2,305
Net interest income	$12,154,000	1,169
Provision for loan and lease losses	$426,000	698
Total noninterest income	$3,026,000	1,171
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$9,000	4,555
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,017,000	965
Total noninterest expense	$9,619,000	1,192
Salaries and employee benefits	$5,645,000	1,181
Premises and equipment expense	$983,000	1,234
Additional noninterest expense	$2,991,000	1,133
Pre-tax net operating income	$5,135,000	1,288
Securities gains (losses)	$27,000	1,094
Applicable income taxes	$64,000	2,944
Income before extraordinary items	$5,098,000	1,159
Extraordinary gains, net	$0	6
Net income	$5,098,000	1,160
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,098,000	1,160
Net charge-offs	$222,000	615
Cash dividends	$1,000,000	1,368
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,071,270	1,150
2021-03-31 (YTD Data)		Rank
Total interest income	$6,244,000	1,259
Total interest expense	$293,000	2,216
Net interest income	$5,951,000	1,189
Provision for loan and lease losses	$213,000	771
Total noninterest income	$1,208,000	1,353
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$4,000	4,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,204,000	1,135
Total noninterest expense	$4,611,000	1,213
Salaries and employee benefits	$2,685,000	1,211
Premises and equipment expense	$478,000	1,275
Additional noninterest expense	$1,448,000	1,136
Pre-tax net operating income	$2,335,000	1,365
Securities gains (losses)	$13,000	986
Applicable income taxes	$52,000	2,679
Income before extraordinary items	$2,296,000	1,261
Extraordinary gains, net	$0	3
Net income	$2,296,000	1,261
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,296,000	1,261
Net charge-offs	$275,000	358
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,283,260	1,235
2020-12-31 (YTD Data)		Rank
Total interest income	$25,155,000	1,227
Total interest expense	$1,870,000	2,057
Net interest income	$23,285,000	1,135
Provision for loan and lease losses	$1,766,000	1,140
Total noninterest income	$4,666,000	1,322
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$15,000	4,680
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,651,000	1,072
Total noninterest expense	$19,099,000	1,153
Salaries and employee benefits	$10,837,000	1,168
Premises and equipment expense	$2,079,000	1,137
Additional noninterest expense	$6,183,000	1,067
Pre-tax net operating income	$7,086,000	1,370
Securities gains (losses)	$559,000	561
Applicable income taxes	$67,000	3,079
Income before extraordinary items	$7,578,000	1,186
Extraordinary gains, net	$0	4
Net income	$7,578,000	1,186
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,578,000	1,186
Net charge-offs	$945,000	675
Cash dividends	$3,500,000	993
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,024,590	1,223
2020-09-30 (YTD Data)		Rank
Total interest income	$19,357,000	1,198
Total interest expense	$1,524,000	2,044
Net interest income	$17,833,000	1,108
Provision for loan and lease losses	$1,553,000	1,037
Total noninterest income	$3,632,000	1,261
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$11,000	4,709
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,621,000	1,007
Total noninterest expense	$14,079,000	1,149
Salaries and employee benefits	$8,022,000	1,173
Premises and equipment expense	$1,522,000	1,162
Additional noninterest expense	$4,535,000	1,073
Pre-tax net operating income	$5,833,000	1,241
Securities gains (losses)	$553,000	463
Applicable income taxes	$53,000	3,057
Income before extraordinary items	$6,333,000	1,057
Extraordinary gains, net	$0	4
Net income	$6,333,000	1,057
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,333,000	1,057
Net charge-offs	$160,000	1,381
Cash dividends	$3,500,000	733
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,785,530	1,102
2020-06-30 (YTD Data)		Rank
Total interest income	$13,348,000	1,180
Total interest expense	$1,128,000	2,007
Net interest income	$12,220,000	1,083
Provision for loan and lease losses	$1,406,000	888
Total noninterest income	$2,297,000	1,247
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$7,000	4,746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,290,000	977
Total noninterest expense	$9,547,000	1,131
Salaries and employee benefits	$5,443,000	1,138
Premises and equipment expense	$984,000	1,192
Additional noninterest expense	$3,120,000	1,050
Pre-tax net operating income	$3,564,000	1,271
Securities gains (losses)	$553,000	346
Applicable income taxes	$42,000	2,965
Income before extraordinary items	$4,075,000	1,023
Extraordinary gains, net	$0	4
Net income	$4,075,000	1,022
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,075,000	1,023
Net charge-offs	$162,000	1,112
Cash dividends	$3,500,000	556
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,527,530	1,119
2020-03-31 (YTD Data)		Rank
Total interest income	$6,155,000	1,269
Total interest expense	$662,000	1,915
Net interest income	$5,493,000	1,150
Provision for loan and lease losses	$593,000	811
Total noninterest income	$810,000	1,466
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$4,000	4,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$806,000	1,128
Total noninterest expense	$4,831,000	1,130
Salaries and employee benefits	$2,714,000	1,159
Premises and equipment expense	$502,000	1,187
Additional noninterest expense	$1,615,000	1,048
Pre-tax net operating income	$879,000	2,023
Securities gains (losses)	$386,000	230
Applicable income taxes	$32,000	2,664
Income before extraordinary items	$1,233,000	1,393
Extraordinary gains, net	$0	4
Net income	$1,233,000	1,391
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,233,000	1,393
Net charge-offs	$-2,000	3,865
Cash dividends	$1,750,000	565
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$858,580	1,843
2019-12-31 (YTD Data)		Rank
Total interest income	$25,647,000	1,232
Total interest expense	$2,934,000	1,830
Net interest income	$22,713,000	1,122
Provision for loan and lease losses	$568,000	1,383
Total noninterest income	$3,891,000	1,345
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$19,000	4,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,872,000	986
Total noninterest expense	$19,520,000	1,112
Salaries and employee benefits	$10,774,000	1,137
Premises and equipment expense	$2,112,000	1,122
Additional noninterest expense	$6,634,000	1,013
Pre-tax net operating income	$6,516,000	1,441
Securities gains (losses)	$782,000	269
Applicable income taxes	$56,000	3,268
Income before extraordinary items	$7,242,000	1,207
Extraordinary gains, net	$0	11
Net income	$7,242,000	1,207
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,242,000	1,209
Net charge-offs	$175,000	1,792
Cash dividends	$3,750,000	1,021
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,467,820	1,293
2019-09-30 (YTD Data)		Rank
Total interest income	$19,304,000	1,233
Total interest expense	$2,226,000	1,837
Net interest income	$17,078,000	1,131
Provision for loan and lease losses	$568,000	1,050
Total noninterest income	$3,155,000	1,253
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$14,000	4,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,141,000	921
Total noninterest expense	$14,619,000	1,111
Salaries and employee benefits	$8,112,000	1,138
Premises and equipment expense	$1,528,000	1,159
Additional noninterest expense	$4,979,000	1,006
Pre-tax net operating income	$5,046,000	1,422
Securities gains (losses)	$439,000	339
Applicable income taxes	$41,000	3,325
Income before extraordinary items	$5,444,000	1,227
Extraordinary gains, net	$0	11
Net income	$5,444,000	1,229
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,444,000	1,229
Net charge-offs	$210,000	1,262
Cash dividends	$3,750,000	755
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,009,390	1,286
2019-06-30 (YTD Data)		Rank
Total interest income	$12,833,000	1,229
Total interest expense	$1,473,000	1,817
Net interest income	$11,360,000	1,133
Provision for loan and lease losses	$355,000	1,080
Total noninterest income	$2,125,000	1,219
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$9,000	4,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,116,000	898
Total noninterest expense	$9,939,000	1,090
Salaries and employee benefits	$5,486,000	1,119
Premises and equipment expense	$1,021,000	1,157
Additional noninterest expense	$3,432,000	983
Pre-tax net operating income	$3,191,000	1,469
Securities gains (losses)	$439,000	245
Applicable income taxes	$30,000	3,302
Income before extraordinary items	$3,600,000	1,209
Extraordinary gains, net	$0	11
Net income	$3,600,000	1,208
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,600,000	1,209
Net charge-offs	$97,000	1,432
Cash dividends	$1,750,000	976
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,165,390	1,312
2019-03-31 (YTD Data)		Rank
Total interest income	$6,301,000	1,241
Total interest expense	$704,000	1,835
Net interest income	$5,597,000	1,145
Provision for loan and lease losses	$142,000	1,249
Total noninterest income	$928,000	1,300
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$5,000	5,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$923,000	948
Total noninterest expense	$4,982,000	1,077
Salaries and employee benefits	$2,748,000	1,123
Premises and equipment expense	$523,000	1,141
Additional noninterest expense	$1,711,000	966
Pre-tax net operating income	$1,401,000	1,606
Securities gains (losses)	$3,000	920
Applicable income taxes	$4,000	3,587
Income before extraordinary items	$1,400,000	1,423
Extraordinary gains, net	$0	5
Net income	$1,400,000	1,421
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,400,000	1,422
Net charge-offs	$47,000	1,246
Cash dividends	$750,000	1,015
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,397,000	1,402
2018-12-31 (YTD Data)		Rank
Total interest income	$23,616,000	1,248
Total interest expense	$1,963,000	1,965
Net interest income	$21,653,000	1,157
Provision for loan and lease losses	$852,000	1,004
Total noninterest income	$3,718,000	1,342
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$22,000	5,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,696,000	979
Total noninterest expense	$18,708,000	1,123
Salaries and employee benefits	$9,763,000	1,192
Premises and equipment expense	$2,059,000	1,142
Additional noninterest expense	$6,886,000	977
Pre-tax net operating income	$5,811,000	1,558
Securities gains (losses)	$0	1,125
Applicable income taxes	$54,000	3,335
Income before extraordinary items	$5,757,000	1,404
Extraordinary gains, net	$0	6
Net income	$5,757,000	1,403
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,757,000	1,403
Net charge-offs	$101,000	2,136
Cash dividends	$2,600,000	1,211
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,757,000	1,393
2018-09-30 (YTD Data)		Rank
Total interest income	$17,358,000	1,258
Total interest expense	$1,413,000	1,943
Net interest income	$15,945,000	1,176
Provision for loan and lease losses	$639,000	936
Total noninterest income	$2,827,000	1,329
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$16,000	5,123
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,811,000	974
Total noninterest expense	$13,820,000	1,132
Salaries and employee benefits	$7,236,000	1,201
Premises and equipment expense	$1,504,000	1,165
Additional noninterest expense	$5,080,000	982
Pre-tax net operating income	$4,313,000	1,584
Securities gains (losses)	$0	1,118
Applicable income taxes	$49,000	3,335
Income before extraordinary items	$4,264,000	1,428
Extraordinary gains, net	$0	5
Net income	$4,264,000	1,427
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,264,000	1,427
Net charge-offs	$32,000	2,465
Cash dividends	$2,600,000	873
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,264,000	1,415
2018-06-30 (YTD Data)		Rank
Total interest income	$11,373,000	1,265
Total interest expense	$915,000	1,907
Net interest income	$10,458,000	1,186
Provision for loan and lease losses	$426,000	930
Total noninterest income	$2,047,000	1,263
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$12,000	5,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,035,000	928
Total noninterest expense	$9,087,000	1,148
Salaries and employee benefits	$4,728,000	1,223
Premises and equipment expense	$997,000	1,182
Additional noninterest expense	$3,362,000	980
Pre-tax net operating income	$2,992,000	1,517
Securities gains (losses)	$0	961
Applicable income taxes	$43,000	3,213
Income before extraordinary items	$2,949,000	1,368
Extraordinary gains, net	$0	6
Net income	$2,949,000	1,367
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,949,000	1,367
Net charge-offs	$4,000	2,887
Cash dividends	$1,600,000	904
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,949,000	1,360
2018-03-31 (YTD Data)		Rank
Total interest income	$5,512,000	1,287
Total interest expense	$454,000	1,838
Net interest income	$5,058,000	1,219
Provision for loan and lease losses	$213,000	900
Total noninterest income	$1,080,000	1,205
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$6,000	5,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,074,000	887
Total noninterest expense	$4,499,000	1,160
Salaries and employee benefits	$2,306,000	1,271
Premises and equipment expense	$499,000	1,202
Additional noninterest expense	$1,694,000	958
Pre-tax net operating income	$1,426,000	1,544
Securities gains (losses)	$0	735
Applicable income taxes	$37,000	2,889
Income before extraordinary items	$1,389,000	1,410
Extraordinary gains, net	$0	7
Net income	$1,389,000	1,410
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,389,000	1,410
Net charge-offs	$-3,000	4,242
Cash dividends	$750,000	890
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,389,000	1,400
2017-12-31 (YTD Data)		Rank
Total interest income	$18,153,000	1,474
Total interest expense	$1,496,000	1,931
Net interest income	$16,657,000	1,404
Provision for loan and lease losses	$740,000	1,110
Total noninterest income	$4,119,000	1,257
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$16,000	5,385
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,103,000	930
Total noninterest expense	$15,069,000	1,317
Salaries and employee benefits	$7,618,000	1,464
Premises and equipment expense	$1,552,000	1,478
Additional noninterest expense	$5,899,000	1,094
Pre-tax net operating income	$4,967,000	1,726
Securities gains (losses)	$27,000	1,202
Applicable income taxes	$48,000	3,537
Income before extraordinary items	$4,946,000	1,354
Extraordinary gains, net	$0	9
Net income	$4,946,000	1,354
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,946,000	1,354
Net charge-offs	$526,000	1,052
Cash dividends	$1,400,000	1,790
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,919,270	1,347
2017-09-30 (YTD Data)		Rank
Total interest income	$12,871,000	1,552
Total interest expense	$1,015,000	2,057
Net interest income	$11,856,000	1,485
Provision for loan and lease losses	$527,000	1,110
Total noninterest income	$3,302,000	1,232
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$11,000	5,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,291,000	908
Total noninterest expense	$10,676,000	1,392
Salaries and employee benefits	$5,427,000	1,538
Premises and equipment expense	$1,042,000	1,625
Additional noninterest expense	$4,207,000	1,139
Pre-tax net operating income	$3,955,000	1,653
Securities gains (losses)	$27,000	1,186
Applicable income taxes	$43,000	3,507
Income before extraordinary items	$3,939,000	1,392
Extraordinary gains, net	$0	9
Net income	$3,939,000	1,391
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,939,000	1,392
Net charge-offs	$385,000	958
Cash dividends	$1,400,000	1,367
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,912,270	1,377
2017-06-30 (YTD Data)		Rank
Total interest income	$8,126,000	1,618
Total interest expense	$598,000	2,208
Net interest income	$7,528,000	1,540
Provision for loan and lease losses	$330,000	1,120
Total noninterest income	$1,988,000	1,311
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$6,000	5,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,982,000	979
Total noninterest expense	$6,483,000	1,536
Salaries and employee benefits	$3,286,000	1,691
Premises and equipment expense	$623,000	1,803
Additional noninterest expense	$2,574,000	1,206
Pre-tax net operating income	$2,703,000	1,601
Securities gains (losses)	$19,000	1,018
Applicable income taxes	$38,000	3,416
Income before extraordinary items	$2,684,000	1,361
Extraordinary gains, net	$0	11
Net income	$2,684,000	1,360
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,684,000	1,361
Net charge-offs	$385,000	696
Cash dividends	$1,400,000	1,010
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,665,190	1,347
2017-03-31 (YTD Data)		Rank
Total interest income	$3,923,000	1,662
Total interest expense	$285,000	2,256
Net interest income	$3,638,000	1,582
Provision for loan and lease losses	$165,000	1,062
Total noninterest income	$786,000	1,527
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$3,000	5,561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$783,000	1,134
Total noninterest expense	$3,164,000	1,571
Salaries and employee benefits	$1,601,000	1,744
Premises and equipment expense	$315,000	1,817
Additional noninterest expense	$1,248,000	1,249
Pre-tax net operating income	$1,095,000	1,849
Securities gains (losses)	$-6,000	5,606
Applicable income taxes	$34,000	3,108
Income before extraordinary items	$1,055,000	1,603
Extraordinary gains, net	$0	8
Net income	$1,055,000	1,603
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,055,000	1,603
Net charge-offs	$4,000	2,506
Cash dividends	$1,250,000	598
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,060,820	1,582
2016-12-31 (YTD Data)		Rank
Total interest income	$15,119,000	1,666
Total interest expense	$1,069,000	2,303
Net interest income	$14,050,000	1,597
Provision for loan and lease losses	$520,000	1,432
Total noninterest income	$4,070,000	1,321
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$12,000	5,653
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,058,000	976
Total noninterest expense	$12,217,000	1,585
Salaries and employee benefits	$6,212,000	1,733
Premises and equipment expense	$1,314,000	1,720
Additional noninterest expense	$4,691,000	1,334
Pre-tax net operating income	$5,383,000	1,531
Securities gains (losses)	$833,000	284
Applicable income taxes	$62,000	3,528
Income before extraordinary items	$6,154,000	1,169
Extraordinary gains, net	$0	5
Net income	$6,154,000	1,168
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,154,000	1,168
Net charge-offs	$560,000	1,004
Cash dividends	$8,550,000	445
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,329,330	1,284
2016-09-30 (YTD Data)		Rank
Total interest income	$11,219,000	1,693
Total interest expense	$794,000	2,323
Net interest income	$10,425,000	1,614
Provision for loan and lease losses	$495,000	1,157
Total noninterest income	$2,956,000	1,350
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$9,000	5,714
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,947,000	999
Total noninterest expense	$9,060,000	1,604
Salaries and employee benefits	$4,618,000	1,748
Premises and equipment expense	$998,000	1,700
Additional noninterest expense	$3,444,000	1,358
Pre-tax net operating income	$3,826,000	1,609
Securities gains (losses)	$760,000	264
Applicable income taxes	$58,000	3,503
Income before extraordinary items	$4,528,000	1,201
Extraordinary gains, net	$0	5
Net income	$4,528,000	1,201
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,528,000	1,201
Net charge-offs	$144,000	1,728
Cash dividends	$5,550,000	466
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,775,600	1,360
2016-06-30 (YTD Data)		Rank
Total interest income	$7,520,000	1,685
Total interest expense	$515,000	2,385
Net interest income	$7,005,000	1,597
Provision for loan and lease losses	$330,000	1,164
Total noninterest income	$1,816,000	1,417
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$6,000	5,777
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,810,000	1,043
Total noninterest expense	$6,077,000	1,597
Salaries and employee benefits	$3,058,000	1,756
Premises and equipment expense	$662,000	1,702
Additional noninterest expense	$2,357,000	1,333
Pre-tax net operating income	$2,414,000	1,678
Securities gains (losses)	$693,000	205
Applicable income taxes	$55,000	3,340
Income before extraordinary items	$3,052,000	1,183
Extraordinary gains, net	$0	16
Net income	$3,052,000	1,183
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,052,000	1,183
Net charge-offs	$165,000	1,263
Cash dividends	$4,300,000	413
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,372,860	1,407
2016-03-31 (YTD Data)		Rank
Total interest income	$3,747,000	1,697
Total interest expense	$252,000	2,429
Net interest income	$3,495,000	1,610
Provision for loan and lease losses	$165,000	1,090
Total noninterest income	$935,000	1,367
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$3,000	5,820
Trading account gains and fees	$0	142
Additional Noninterest Income	$932,000	986
Total noninterest expense	$3,067,000	1,590
Salaries and employee benefits	$1,531,000	1,754
Premises and equipment expense	$338,000	1,685
Additional noninterest expense	$1,198,000	1,311
Pre-tax net operating income	$1,198,000	1,673
Securities gains (losses)	$680,000	106
Applicable income taxes	$10,000	3,751
Income before extraordinary items	$1,868,000	958
Extraordinary gains, net	$0	12
Net income	$1,868,000	959
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,868,000	959
Net charge-offs	$-9,000	5,132
Cash dividends	$1,300,000	589
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,194,800	1,384
2015-12-31 (YTD Data)		Rank
Total interest income	$14,458,000	1,713
Total interest expense	$890,000	2,635
Net interest income	$13,568,000	1,618
Provision for loan and lease losses	$360,000	1,703
Total noninterest income	$4,000,000	1,297
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$10,000	5,933
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,990,000	960
Total noninterest expense	$12,124,000	1,583
Salaries and employee benefits	$5,964,000	1,753
Premises and equipment expense	$1,347,000	1,694
Additional noninterest expense	$4,813,000	1,314
Pre-tax net operating income	$5,084,000	1,556
Securities gains (losses)	$1,302,000	166
Applicable income taxes	$73,000	3,482
Income before extraordinary items	$6,313,000	1,116
Extraordinary gains, net	$0	23
Net income	$6,313,000	1,116
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,313,000	1,116
Net charge-offs	$642,000	952
Cash dividends	$3,750,000	834
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,024,020	1,326
2015-09-30 (YTD Data)		Rank
Total interest income	$10,688,000	1,750
Total interest expense	$664,000	2,675
Net interest income	$10,024,000	1,655
Provision for loan and lease losses	$495,000	1,053
Total noninterest income	$3,202,000	1,266
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$7,000	6,020
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,195,000	913
Total noninterest expense	$9,037,000	1,609
Salaries and employee benefits	$4,450,000	1,767
Premises and equipment expense	$1,020,000	1,693
Additional noninterest expense	$3,567,000	1,321
Pre-tax net operating income	$3,694,000	1,623
Securities gains (losses)	$1,302,000	146
Applicable income taxes	$66,000	3,501
Income before extraordinary items	$4,930,000	1,089
Extraordinary gains, net	$0	21
Net income	$4,930,000	1,087
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,930,000	1,089
Net charge-offs	$601,000	754
Cash dividends	$2,500,000	826
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,641,020	1,371
2015-06-30 (YTD Data)		Rank
Total interest income	$7,069,000	1,770
Total interest expense	$441,000	2,690
Net interest income	$6,628,000	1,671
Provision for loan and lease losses	$330,000	1,030
Total noninterest income	$1,986,000	1,335
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$5,000	6,076
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,981,000	976
Total noninterest expense	$5,989,000	1,621
Salaries and employee benefits	$2,892,000	1,815
Premises and equipment expense	$675,000	1,720
Additional noninterest expense	$2,422,000	1,306
Pre-tax net operating income	$2,295,000	1,696
Securities gains (losses)	$1,302,000	112
Applicable income taxes	$56,000	3,388
Income before extraordinary items	$3,541,000	1,001
Extraordinary gains, net	$0	22
Net income	$3,541,000	1,001
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,541,000	1,001
Net charge-offs	$33,000	2,635
Cash dividends	$1,750,000	795
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,265,040	1,425
2015-03-31 (YTD Data)		Rank
Total interest income	$3,502,000	1,782
Total interest expense	$219,000	2,717
Net interest income	$3,283,000	1,684
Provision for loan and lease losses	$165,000	1,015
Total noninterest income	$863,000	1,425
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$2,000	6,149
Trading account gains and fees	$0	152
Additional Noninterest Income	$861,000	1,037
Total noninterest expense	$2,926,000	1,666
Salaries and employee benefits	$1,390,000	1,888
Premises and equipment expense	$334,000	1,760
Additional noninterest expense	$1,202,000	1,305
Pre-tax net operating income	$1,055,000	1,773
Securities gains (losses)	$1,191,000	74
Applicable income taxes	$15,000	3,667
Income before extraordinary items	$2,231,000	787
Extraordinary gains, net	$0	13
Net income	$2,231,000	785
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,231,000	787
Net charge-offs	$-13,000	5,532
Cash dividends	$1,000,000	643
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,051,910	1,472
2014-12-31 (YTD Data)		Rank
Total interest income	$14,212,000	1,771
Total interest expense	$930,000	2,716
Net interest income	$13,282,000	1,661
Provision for loan and lease losses	$328,000	1,891
Total noninterest income	$3,740,000	1,336
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$4,000	6,305
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,736,000	949
Total noninterest expense	$11,298,000	1,700
Salaries and employee benefits	$5,298,000	1,937
Premises and equipment expense	$1,176,000	1,954
Additional noninterest expense	$4,824,000	1,339
Pre-tax net operating income	$5,396,000	1,428
Securities gains (losses)	$233,000	740
Applicable income taxes	$64,000	3,614
Income before extraordinary items	$5,565,000	1,183
Extraordinary gains, net	$0	17
Net income	$5,565,000	1,181
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,565,000	1,182
Net charge-offs	$685,000	1,179
Cash dividends	$3,500,000	813
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,334,330	1,200
2014-09-30 (YTD Data)		Rank
Total interest income	$10,656,000	1,781
Total interest expense	$709,000	2,724
Net interest income	$9,947,000	1,671
Provision for loan and lease losses	$613,000	977
Total noninterest income	$3,158,000	1,242
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$3,000	6,385
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,155,000	863
Total noninterest expense	$8,380,000	1,712
Salaries and employee benefits	$3,982,000	1,937
Premises and equipment expense	$835,000	2,069
Additional noninterest expense	$3,563,000	1,357
Pre-tax net operating income	$4,112,000	1,426
Securities gains (losses)	$117,000	894
Applicable income taxes	$54,000	3,632
Income before extraordinary items	$4,175,000	1,189
Extraordinary gains, net	$0	15
Net income	$4,175,000	1,187
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,175,000	1,188
Net charge-offs	$498,000	1,161
Cash dividends	$2,500,000	782
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,059,170	1,190
2014-06-30 (YTD Data)		Rank
Total interest income	$7,121,000	1,764
Total interest expense	$475,000	2,734
Net interest income	$6,646,000	1,654
Provision for loan and lease losses	$456,000	900
Total noninterest income	$2,356,000	1,137
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$3,000	6,418
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,353,000	766
Total noninterest expense	$5,558,000	1,709
Salaries and employee benefits	$2,670,000	1,941
Premises and equipment expense	$537,000	2,142
Additional noninterest expense	$2,351,000	1,371
Pre-tax net operating income	$2,988,000	1,286
Securities gains (losses)	$115,000	719
Applicable income taxes	$48,000	3,451
Income before extraordinary items	$3,055,000	1,053
Extraordinary gains, net	$0	20
Net income	$3,055,000	1,053
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,055,000	1,054
Net charge-offs	$465,000	925
Cash dividends	$1,750,000	731
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,942,300	1,069
2014-03-31 (YTD Data)		Rank
Total interest income	$3,570,000	1,746
Total interest expense	$238,000	2,780
Net interest income	$3,332,000	1,644
Provision for loan and lease losses	$228,000	900
Total noninterest income	$1,298,000	1,020
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$2,000	6,442
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,296,000	694
Total noninterest expense	$2,800,000	1,706
Salaries and employee benefits	$1,369,000	1,896
Premises and equipment expense	$271,000	2,158
Additional noninterest expense	$1,160,000	1,368
Pre-tax net operating income	$1,602,000	1,184
Securities gains (losses)	$-11,000	6,442
Applicable income taxes	$20,000	3,505
Income before extraordinary items	$1,571,000	994
Extraordinary gains, net	$0	16
Net income	$1,571,000	994
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,571,000	995
Net charge-offs	$352,000	646
Cash dividends	$1,000,000	600
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,581,890	967
2013-12-31 (YTD Data)		Rank
Total interest income	$13,975,000	1,785
Total interest expense	$1,095,000	2,755
Net interest income	$12,880,000	1,675
Provision for loan and lease losses	$852,000	1,262
Total noninterest income	$2,424,000	1,888
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$11,000	6,516
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,413,000	1,330
Total noninterest expense	$10,578,000	1,807
Salaries and employee benefits	$5,169,000	1,975
Premises and equipment expense	$932,000	2,390
Additional noninterest expense	$4,477,000	1,479
Pre-tax net operating income	$3,874,000	1,762
Securities gains (losses)	$21,000	2,321
Applicable income taxes	$76,000	3,564
Income before extraordinary items	$3,819,000	1,565
Extraordinary gains, net	$0	29
Net income	$3,819,000	1,567
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,819,000	1,568
Net charge-offs	$95,000	3,789
Cash dividends	$3,350,000	798
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,798,420	1,531
2013-09-30 (YTD Data)		Rank
Total interest income	$10,340,000	1,817
Total interest expense	$844,000	2,788
Net interest income	$9,496,000	1,693
Provision for loan and lease losses	$491,000	1,539
Total noninterest income	$1,623,000	2,092
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$9,000	6,579
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,614,000	1,467
Total noninterest expense	$7,821,000	1,832
Salaries and employee benefits	$3,958,000	1,937
Premises and equipment expense	$662,000	2,530
Additional noninterest expense	$3,201,000	1,536
Pre-tax net operating income	$2,807,000	1,847
Securities gains (losses)	$21,000	2,191
Applicable income taxes	$46,000	3,760
Income before extraordinary items	$2,782,000	1,615
Extraordinary gains, net	$0	25
Net income	$2,782,000	1,618
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,782,000	1,619
Net charge-offs	$27,000	4,250
Cash dividends	$2,500,000	725
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,761,420	1,587
2013-06-30 (YTD Data)		Rank
Total interest income	$6,915,000	1,806
Total interest expense	$582,000	2,767
Net interest income	$6,333,000	1,690
Provision for loan and lease losses	$263,000	1,818
Total noninterest income	$1,418,000	1,719
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$6,000	6,619
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,412,000	1,247
Total noninterest expense	$5,272,000	1,815
Salaries and employee benefits	$2,645,000	1,945
Premises and equipment expense	$485,000	2,342
Additional noninterest expense	$2,142,000	1,523
Pre-tax net operating income	$2,216,000	1,580
Securities gains (losses)	$143,000	905
Applicable income taxes	$31,000	3,745
Income before extraordinary items	$2,328,000	1,299
Extraordinary gains, net	$0	22
Net income	$2,328,000	1,302
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,328,000	1,302
Net charge-offs	$-19,000	6,311
Cash dividends	$1,750,000	703
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,186,430	1,322
2013-03-31 (YTD Data)		Rank
Total interest income	$3,361,000	1,874
Total interest expense	$289,000	2,863
Net interest income	$3,072,000	1,750
Provision for loan and lease losses	$224,000	1,273
Total noninterest income	$559,000	2,055
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$2,000	6,720
Trading account gains and fees	$0	148
Additional Noninterest Income	$557,000	1,457
Total noninterest expense	$2,573,000	1,871
Salaries and employee benefits	$1,291,000	2,009
Premises and equipment expense	$193,000	2,825
Additional noninterest expense	$1,089,000	1,489
Pre-tax net operating income	$834,000	1,983
Securities gains (losses)	$0	1,966
Applicable income taxes	$15,000	3,753
Income before extraordinary items	$819,000	1,735
Extraordinary gains, net	$0	10
Net income	$819,000	1,737
Minority interest net income	$0	76
Net income of bank and minority interests.	$819,000	1,737
Net charge-offs	$-4,000	5,794
Cash dividends	$1,000,000	526
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$819,000	1,673
2012-12-31 (YTD Data)		Rank
Total interest income	$13,818,000	1,915
Total interest expense	$1,313,000	2,995
Net interest income	$12,505,000	1,760
Provision for loan and lease losses	$1,286,000	1,477
Total noninterest income	$2,806,000	1,721
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$12,000	6,767
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,794,000	1,222
Total noninterest expense	$9,432,000	2,029
Salaries and employee benefits	$4,690,000	2,125
Premises and equipment expense	$690,000	3,061
Additional noninterest expense	$4,052,000	1,660
Pre-tax net operating income	$4,593,000	1,480
Securities gains (losses)	$791,000	658
Applicable income taxes	$32,000	4,038
Income before extraordinary items	$5,352,000	1,103
Extraordinary gains, net	$0	29
Net income	$5,352,000	1,103
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,352,000	1,103
Net charge-offs	$1,137,000	1,687
Cash dividends	$3,050,000	853
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,568,910	1,232
2012-09-30 (YTD Data)		Rank
Total interest income	$10,200,000	1,972
Total interest expense	$1,016,000	3,040
Net interest income	$9,184,000	1,815
Provision for loan and lease losses	$1,336,000	1,186
Total noninterest income	$2,202,000	1,663
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$9,000	6,862
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,193,000	1,175
Total noninterest expense	$7,181,000	1,988
Salaries and employee benefits	$3,451,000	2,161
Premises and equipment expense	$626,000	2,682
Additional noninterest expense	$3,104,000	1,620
Pre-tax net operating income	$2,869,000	1,759
Securities gains (losses)	$332,000	1,026
Applicable income taxes	$23,000	4,110
Income before extraordinary items	$3,178,000	1,414
Extraordinary gains, net	$0	20
Net income	$3,178,000	1,415
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,178,000	1,415
Net charge-offs	$1,192,000	1,299
Cash dividends	$2,050,000	754
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,849,320	1,460
2012-06-30 (YTD Data)		Rank
Total interest income	$6,379,000	2,106
Total interest expense	$688,000	3,095
Net interest income	$5,691,000	1,949
Provision for loan and lease losses	$402,000	2,060
Total noninterest income	$1,905,000	1,367
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$315,000	2,069
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,590,000	1,090
Total noninterest expense	$4,698,000	2,039
Salaries and employee benefits	$2,339,000	2,126
Premises and equipment expense	$335,000	3,161
Additional noninterest expense	$2,024,000	1,649
Pre-tax net operating income	$2,496,000	1,396
Securities gains (losses)	$0	3,178
Applicable income taxes	$14,000	4,124
Income before extraordinary items	$2,482,000	1,210
Extraordinary gains, net	$0	19
Net income	$2,482,000	1,211
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,482,000	1,210
Net charge-offs	$268,000	2,424
Cash dividends	$1,400,000	732
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,482,000	1,133
2012-03-31 (YTD Data)		Rank
Total interest income	$3,160,000	2,137
Total interest expense	$347,000	3,170
Net interest income	$2,813,000	1,970
Provision for loan and lease losses	$201,000	1,990
Total noninterest income	$943,000	1,384
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$154,000	2,090
Trading account gains and fees	$0	148
Additional Noninterest Income	$789,000	1,088
Total noninterest expense	$2,319,000	2,066
Salaries and employee benefits	$1,161,000	2,155
Premises and equipment expense	$171,000	3,143
Additional noninterest expense	$987,000	1,681
Pre-tax net operating income	$1,236,000	1,411
Securities gains (losses)	$0	2,210
Applicable income taxes	$5,000	4,246
Income before extraordinary items	$1,231,000	1,190
Extraordinary gains, net	$0	19
Net income	$1,231,000	1,189
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,231,000	1,190
Net charge-offs	$74,000	2,709
Cash dividends	$650,000	708
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,231,000	1,132
2011-12-31 (YTD Data)		Rank
Total interest income	$12,148,000	2,295
Total interest expense	$1,657,000	3,184
Net interest income	$10,491,000	2,080
Provision for loan and lease losses	$2,650,000	1,300
Total noninterest income	$3,894,000	1,251
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$712,000	1,953
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,182,000	992
Total noninterest expense	$9,326,000	2,049
Salaries and employee benefits	$4,427,000	2,186
Premises and equipment expense	$722,000	3,128
Additional noninterest expense	$4,177,000	1,641
Pre-tax net operating income	$2,409,000	2,176
Securities gains (losses)	$0	3,838
Applicable income taxes	$-7,000	6,565
Income before extraordinary items	$2,416,000	1,926
Extraordinary gains, net	$0	29
Net income	$2,416,000	1,927
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,416,000	1,927
Net charge-offs	$2,533,000	1,340
Cash dividends	$1,400,000	1,301
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,416,000	1,842
2011-09-30 (YTD Data)		Rank
Total interest income	$9,011,000	2,341
Total interest expense	$1,283,000	3,227
Net interest income	$7,728,000	2,127
Provision for loan and lease losses	$1,975,000	1,249
Total noninterest income	$3,100,000	1,212
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$522,000	2,001
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,578,000	934
Total noninterest expense	$7,018,000	2,058
Salaries and employee benefits	$3,311,000	2,191
Premises and equipment expense	$544,000	3,151
Additional noninterest expense	$3,163,000	1,613
Pre-tax net operating income	$1,835,000	2,224
Securities gains (losses)	$0	3,555
Applicable income taxes	$-10,000	6,786
Income before extraordinary items	$1,845,000	1,963
Extraordinary gains, net	$0	21
Net income	$1,845,000	1,963
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,845,000	1,963
Net charge-offs	$2,149,000	1,169
Cash dividends	$400,000	2,021
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,845,000	1,863
2011-06-30 (YTD Data)		Rank
Total interest income	$5,819,000	2,440
Total interest expense	$860,000	3,315
Net interest income	$4,959,000	2,215
Provision for loan and lease losses	$706,000	1,882
Total noninterest income	$1,598,000	1,414
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$329,000	2,075
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,269,000	1,142
Total noninterest expense	$4,535,000	2,133
Salaries and employee benefits	$2,175,000	2,238
Premises and equipment expense	$341,000	3,316
Additional noninterest expense	$2,019,000	1,699
Pre-tax net operating income	$1,316,000	2,074
Securities gains (losses)	$0	2,914
Applicable income taxes	$-14,000	6,897
Income before extraordinary items	$1,330,000	1,786
Extraordinary gains, net	$0	15
Net income	$1,330,000	1,786
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,330,000	1,786
Net charge-offs	$934,000	1,530
Cash dividends	$250,000	2,077
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,330,000	1,713
2011-03-31 (YTD Data)		Rank
Total interest income	$2,828,000	2,520
Total interest expense	$406,000	3,564
Net interest income	$2,422,000	2,257
Provision for loan and lease losses	$586,000	1,304
Total noninterest income	$896,000	1,313
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$130,000	2,458
Trading account gains and fees	$0	158
Additional Noninterest Income	$766,000	1,008
Total noninterest expense	$2,148,000	2,243
Salaries and employee benefits	$1,060,000	2,308
Premises and equipment expense	$173,000	3,329
Additional noninterest expense	$915,000	1,843
Pre-tax net operating income	$584,000	2,275
Securities gains (losses)	$0	1,772
Applicable income taxes	$5,000	4,051
Income before extraordinary items	$579,000	1,975
Extraordinary gains, net	$0	9
Net income	$579,000	1,974
Minority interest net income	$0	86
Net income of bank and minority interests.	$579,000	1,975
Net charge-offs	$130,000	2,484
Cash dividends	$200,000	1,383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$579,000	1,924
2010-12-31 (YTD Data)		Rank
Total interest income	$10,963,000	2,728
Total interest expense	$2,133,000	3,403
Net interest income	$8,830,000	2,491
Provision for loan and lease losses	$578,000	3,922
Total noninterest income	$2,163,000	1,975
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$543,000	2,491
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,620,000	1,621
Total noninterest expense	$8,065,000	2,400
Salaries and employee benefits	$3,864,000	2,487
Premises and equipment expense	$614,000	3,662
Additional noninterest expense	$3,587,000	1,975
Pre-tax net operating income	$2,350,000	1,979
Securities gains (losses)	$0	3,793
Applicable income taxes	$19,000	4,021
Income before extraordinary items	$2,331,000	1,770
Extraordinary gains, net	$0	29
Net income	$2,331,000	1,771
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,331,000	1,772
Net charge-offs	$459,000	3,765
Cash dividends	$1,050,000	1,416
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,331,000	1,697
2010-09-30 (YTD Data)		Rank
Total interest income	$8,170,000	2,801
Total interest expense	$1,666,000	3,406
Net interest income	$6,504,000	2,562
Provision for loan and lease losses	$358,000	4,083
Total noninterest income	$1,556,000	2,032
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$409,000	2,543
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,147,000	1,648
Total noninterest expense	$6,046,000	2,399
Salaries and employee benefits	$2,882,000	2,516
Premises and equipment expense	$523,000	3,347
Additional noninterest expense	$2,641,000	1,959
Pre-tax net operating income	$1,656,000	2,202
Securities gains (losses)	$0	3,651
Applicable income taxes	$2,000	4,515
Income before extraordinary items	$1,654,000	1,983
Extraordinary gains, net	$0	23
Net income	$1,654,000	1,984
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,654,000	1,985
Net charge-offs	$408,000	3,328
Cash dividends	$1,050,000	1,002
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,654,000	1,884
2010-06-30 (YTD Data)		Rank
Total interest income	$5,408,000	2,835
Total interest expense	$1,140,000	3,438
Net interest income	$4,268,000	2,596
Provision for loan and lease losses	$238,000	3,990
Total noninterest income	$979,000	2,085
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$267,000	2,585
Trading account gains and fees	$0	152
Additional Noninterest Income	$712,000	1,657
Total noninterest expense	$3,996,000	2,435
Salaries and employee benefits	$1,905,000	2,545
Premises and equipment expense	$346,000	3,411
Additional noninterest expense	$1,745,000	1,983
Pre-tax net operating income	$1,013,000	2,343
Securities gains (losses)	$0	3,184
Applicable income taxes	$-7,000	6,907
Income before extraordinary items	$1,020,000	2,084
Extraordinary gains, net	$0	19
Net income	$1,020,000	2,084
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,020,000	2,086
Net charge-offs	$322,000	2,966
Cash dividends	$650,000	1,052
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,020,000	1,999
2010-03-31 (YTD Data)		Rank
Total interest income	$2,790,000	2,825
Total interest expense	$585,000	3,498
Net interest income	$2,205,000	2,550
Provision for loan and lease losses	$131,000	3,605
Total noninterest income	$475,000	2,111
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$123,000	2,742
Trading account gains and fees	$0	175
Additional Noninterest Income	$352,000	1,652
Total noninterest expense	$1,982,000	2,467
Salaries and employee benefits	$952,000	2,585
Premises and equipment expense	$185,000	3,329
Additional noninterest expense	$845,000	2,008
Pre-tax net operating income	$567,000	2,191
Securities gains (losses)	$0	2,284
Applicable income taxes	$5,000	4,091
Income before extraordinary items	$562,000	1,939
Extraordinary gains, net	$0	16
Net income	$562,000	1,937
Minority interest net income	$0	91
Net income of bank and minority interests.	$562,000	1,939
Net charge-offs	$-6,000	7,353
Cash dividends	$400,000	835
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$562,000	1,866
2009-12-31 (YTD Data)		Rank
Total interest income	$10,879,000	3,004
Total interest expense	$3,148,000	3,304
Net interest income	$7,731,000	2,808
Provision for loan and lease losses	$852,000	3,756
Total noninterest income	$3,164,000	1,552
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$539,000	2,738
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,625,000	1,139
Total noninterest expense	$8,096,000	2,439
Salaries and employee benefits	$3,722,000	2,621
Premises and equipment expense	$697,000	3,470
Additional noninterest expense	$3,677,000	1,991
Pre-tax net operating income	$1,947,000	1,954
Securities gains (losses)	$0	3,754
Applicable income taxes	$5,000	4,022
Income before extraordinary items	$1,942,000	1,735
Extraordinary gains, net	$0	34
Net income	$1,942,000	1,734
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,942,000	1,735
Net charge-offs	$1,426,000	2,433
Cash dividends	$800,000	1,918
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,942,000	1,683
2009-09-30 (YTD Data)		Rank
Total interest income	$7,964,000	3,123
Total interest expense	$2,449,000	3,335
Net interest income	$5,515,000	2,928
Provision for loan and lease losses	$400,000	4,178
Total noninterest income	$2,232,000	1,639
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$387,000	2,828
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,845,000	1,224
Total noninterest expense	$5,785,000	2,563
Salaries and employee benefits	$2,751,000	2,685
Premises and equipment expense	$537,000	3,442
Additional noninterest expense	$2,497,000	2,113
Pre-tax net operating income	$1,562,000	1,984
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,562,000	1,713
Extraordinary gains, net	$0	27
Net income	$1,562,000	1,713
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,562,000	1,713
Net charge-offs	$47,000	5,731
Cash dividends	$600,000	1,788
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,562,000	1,675
2009-06-30 (YTD Data)		Rank
Total interest income	$5,331,000	3,136
Total interest expense	$1,664,000	3,403
Net interest income	$3,667,000	2,924
Provision for loan and lease losses	$222,000	4,195
Total noninterest income	$1,526,000	1,627
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$237,000	2,982
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,289,000	1,201
Total noninterest expense	$3,757,000	2,660
Salaries and employee benefits	$1,801,000	2,770
Premises and equipment expense	$318,000	3,768
Additional noninterest expense	$1,638,000	2,166
Pre-tax net operating income	$1,214,000	1,806
Securities gains (losses)	$0	3,136
Applicable income taxes	$-7,000	6,781
Income before extraordinary items	$1,221,000	1,521
Extraordinary gains, net	$0	21
Net income	$1,221,000	1,518
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,221,000	1,520
Net charge-offs	$-31,000	8,044
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,221,000	1,493
2009-03-31 (YTD Data)		Rank
Total interest income	$2,686,000	3,145
Total interest expense	$835,000	3,513
Net interest income	$1,851,000	2,909
Provision for loan and lease losses	$117,000	3,678
Total noninterest income	$757,000	1,613
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$111,000	3,071
Trading account gains and fees	$0	171
Additional Noninterest Income	$646,000	1,182
Total noninterest expense	$1,826,000	2,639
Salaries and employee benefits	$887,000	2,848
Premises and equipment expense	$163,000	3,735
Additional noninterest expense	$776,000	2,042
Pre-tax net operating income	$665,000	1,887
Securities gains (losses)	$0	2,434
Applicable income taxes	$7,000	4,167
Income before extraordinary items	$658,000	1,640
Extraordinary gains, net	$0	15
Net income	$658,000	1,641
Minority interest net income	$0	102
Net income of bank and minority interests.	$658,000	1,642
Net charge-offs	$-72,000	8,169
Cash dividends	$200,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$658,000	1,561
2008-12-31 (YTD Data)		Rank
Total interest income	$10,647,000	3,368
Total interest expense	$3,835,000	3,622
Net interest income	$6,812,000	3,136
Provision for loan and lease losses	$1,024,000	2,676
Total noninterest income	$3,115,000	1,516
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$542,000	2,841
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,573,000	1,093
Total noninterest expense	$7,583,000	2,492
Salaries and employee benefits	$3,497,000	2,829
Premises and equipment expense	$586,000	4,009
Additional noninterest expense	$3,500,000	1,747
Pre-tax net operating income	$1,320,000	3,245
Securities gains (losses)	$0	3,220
Applicable income taxes	$6,000	4,630
Income before extraordinary items	$1,314,000	2,754
Extraordinary gains, net	$0	39
Net income	$1,314,000	2,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,362,000	1,649
Cash dividends	$300,000	4,048
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,314,000	2,892
2008-09-30 (YTD Data)		Rank
Total interest income	$7,965,000	3,435
Total interest expense	$2,935,000	3,678
Net interest income	$5,030,000	3,200
Provision for loan and lease losses	$887,000	1,975
Total noninterest income	$2,467,000	1,517
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$411,000	2,835
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,056,000	1,086
Total noninterest expense	$5,895,000	2,404
Salaries and employee benefits	$2,652,000	2,815
Premises and equipment expense	$475,000	3,775
Additional noninterest expense	$2,768,000	1,616
Pre-tax net operating income	$715,000	4,302
Securities gains (losses)	$0	3,106
Applicable income taxes	$-1,000	7,236
Income before extraordinary items	$716,000	3,772
Extraordinary gains, net	$0	31
Net income	$716,000	3,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,271,000	1,125
Cash dividends	$300,000	3,371
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$716,000	3,917
2008-06-30 (YTD Data)		Rank
Total interest income	$5,252,000	3,514
Total interest expense	$2,026,000	3,707
Net interest income	$3,226,000	3,301
Provision for loan and lease losses	$758,000	1,458
Total noninterest income	$1,729,000	1,476
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$268,000	2,862
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,461,000	1,081
Total noninterest expense	$3,520,000	2,666
Salaries and employee benefits	$1,758,000	2,867
Premises and equipment expense	$337,000	3,638
Additional noninterest expense	$1,425,000	2,018
Pre-tax net operating income	$677,000	3,760
Securities gains (losses)	$0	3,233
Applicable income taxes	$24,000	4,564
Income before extraordinary items	$653,000	3,458
Extraordinary gains, net	$0	21
Net income	$653,000	3,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,257,000	750
Cash dividends	$300,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$653,000	3,409
2008-03-31 (YTD Data)		Rank
Total interest income	$2,629,000	3,589
Total interest expense	$1,080,000	3,719
Net interest income	$1,549,000	3,409
Provision for loan and lease losses	$129,000	2,371
Total noninterest income	$921,000	1,420
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$137,000	2,803
Trading account gains and fees	$0	158
Additional Noninterest Income	$784,000	1,014
Total noninterest expense	$1,724,000	2,707
Salaries and employee benefits	$902,000	2,821
Premises and equipment expense	$173,000	3,598
Additional noninterest expense	$649,000	2,154
Pre-tax net operating income	$617,000	2,646
Securities gains (losses)	$0	2,688
Applicable income taxes	$34,000	3,939
Income before extraordinary items	$583,000	2,363
Extraordinary gains, net	$0	15
Net income	$583,000	2,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$364,000	866
Cash dividends	$300,000	1,850
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$583,000	2,297
2007-12-31 (YTD Data)		Rank
Total interest income	$10,391,000	3,680
Total interest expense	$4,430,000	3,755
Net interest income	$5,961,000	3,512
Provision for loan and lease losses	$608,000	2,028
Total noninterest income	$2,761,000	1,742
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$577,000	2,756
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,184,000	1,294
Total noninterest expense	$6,775,000	2,671
Salaries and employee benefits	$3,480,000	2,816
Premises and equipment expense	$560,000	4,039
Additional noninterest expense	$2,735,000	2,013
Pre-tax net operating income	$1,339,000	4,118
Securities gains (losses)	$0	2,146
Applicable income taxes	$122,000	4,318
Income before extraordinary items	$1,217,000	3,908
Extraordinary gains, net	$0	39
Net income	$1,217,000	3,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,934
Cash dividends	$1,300,000	2,213
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,217,000	3,905
2007-09-30 (YTD Data)		Rank
Total interest income	$7,669,000	3,725
Total interest expense	$3,284,000	3,791
Net interest income	$4,385,000	3,576
Provision for loan and lease losses	$114,000	3,931
Total noninterest income	$2,087,000	1,731
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$409,000	2,855
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,678,000	1,281
Total noninterest expense	$5,116,000	2,639
Salaries and employee benefits	$2,621,000	2,792
Premises and equipment expense	$436,000	3,918
Additional noninterest expense	$2,059,000	1,960
Pre-tax net operating income	$1,242,000	3,866
Securities gains (losses)	$0	1,655
Applicable income taxes	$74,000	4,679
Income before extraordinary items	$1,168,000	3,531
Extraordinary gains, net	$0	33
Net income	$1,168,000	3,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,134
Cash dividends	$1,000,000	1,979
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,168,000	3,515
2007-06-30 (YTD Data)		Rank
Total interest income	$5,005,000	3,786
Total interest expense	$2,126,000	3,881
Net interest income	$2,879,000	3,648
Provision for loan and lease losses	$28,000	5,075
Total noninterest income	$1,373,000	1,775
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$255,000	2,995
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,118,000	1,302
Total noninterest expense	$3,397,000	2,665
Salaries and employee benefits	$1,760,000	2,819
Premises and equipment expense	$289,000	3,941
Additional noninterest expense	$1,348,000	2,001
Pre-tax net operating income	$827,000	3,943
Securities gains (losses)	$0	1,444
Applicable income taxes	$51,000	4,756
Income before extraordinary items	$776,000	3,592
Extraordinary gains, net	$0	29
Net income	$776,000	3,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,723
Cash dividends	$700,000	1,963
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$776,000	3,565
2007-03-31 (YTD Data)		Rank
Total interest income	$2,451,000	3,833
Total interest expense	$1,020,000	3,960
Net interest income	$1,431,000	3,678
Provision for loan and lease losses	$-30,000	8,484
Total noninterest income	$536,000	2,116
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$107,000	3,307
Trading account gains and fees	$0	195
Additional Noninterest Income	$429,000	1,532
Total noninterest expense	$1,673,000	2,719
Salaries and employee benefits	$894,000	2,801
Premises and equipment expense	$143,000	3,992
Additional noninterest expense	$636,000	2,066
Pre-tax net operating income	$324,000	4,474
Securities gains (losses)	$0	1,187
Applicable income taxes	$17,000	5,024
Income before extraordinary items	$307,000	4,113
Extraordinary gains, net	$0	22
Net income	$307,000	4,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,465
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$307,000	4,088
2006-12-31 (YTD Data)		Rank
Total interest income	$8,782,000	3,946
Total interest expense	$3,456,000	3,946
Net interest income	$5,326,000	3,840
Provision for loan and lease losses	$-110,000	8,481
Total noninterest income	$2,228,000	2,059
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$450,000	3,284
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,778,000	1,472
Total noninterest expense	$5,880,000	2,920
Salaries and employee benefits	$2,984,000	3,144
Premises and equipment expense	$502,000	4,251
Additional noninterest expense	$2,394,000	2,186
Pre-tax net operating income	$1,784,000	3,917
Securities gains (losses)	$0	1,687
Applicable income taxes	$51,000	5,432
Income before extraordinary items	$1,733,000	3,441
Extraordinary gains, net	$0	51
Net income	$1,733,000	3,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	2,478
Cash dividends	$1,200,000	2,241
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,733,000	3,427
2006-09-30 (YTD Data)		Rank
Total interest income	$6,404,000	3,990
Total interest expense	$2,489,000	3,957
Net interest income	$3,915,000	3,911
Provision for loan and lease losses	$25,000	5,821
Total noninterest income	$1,663,000	2,065
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$333,000	3,337
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,330,000	1,479
Total noninterest expense	$4,225,000	3,026
Salaries and employee benefits	$2,118,000	3,296
Premises and equipment expense	$357,000	4,416
Additional noninterest expense	$1,750,000	2,228
Pre-tax net operating income	$1,328,000	4,056
Securities gains (losses)	$0	1,388
Applicable income taxes	$35,000	5,660
Income before extraordinary items	$1,293,000	3,556
Extraordinary gains, net	$0	45
Net income	$1,293,000	3,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	1,997
Cash dividends	$900,000	2,057
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,293,000	3,541
2006-06-30 (YTD Data)		Rank
Total interest income	$4,106,000	4,051
Total interest expense	$1,553,000	4,015
Net interest income	$2,553,000	3,986
Provision for loan and lease losses	$28,000	5,259
Total noninterest income	$1,120,000	2,049
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$211,000	3,431
Trading account gains and fees	$0	126
Additional Noninterest Income	$909,000	1,460
Total noninterest expense	$2,778,000	3,073
Salaries and employee benefits	$1,378,000	3,365
Premises and equipment expense	$241,000	4,371
Additional noninterest expense	$1,159,000	2,245
Pre-tax net operating income	$867,000	4,135
Securities gains (losses)	$0	1,185
Applicable income taxes	$22,000	5,757
Income before extraordinary items	$845,000	3,605
Extraordinary gains, net	$0	39
Net income	$845,000	3,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	2,282
Cash dividends	$600,000	2,089
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$845,000	3,595
2006-03-31 (YTD Data)		Rank
Total interest income	$1,970,000	4,130
Total interest expense	$706,000	4,159
Net interest income	$1,264,000	4,014
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$507,000	2,175
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$92,000	3,651
Trading account gains and fees	$0	115
Additional Noninterest Income	$415,000	1,531
Total noninterest expense	$1,412,000	3,041
Salaries and employee benefits	$680,000	3,408
Premises and equipment expense	$119,000	4,441
Additional noninterest expense	$613,000	2,116
Pre-tax net operating income	$344,000	4,629
Securities gains (losses)	$0	955
Applicable income taxes	$10,000	5,755
Income before extraordinary items	$334,000	4,132
Extraordinary gains, net	$0	21
Net income	$334,000	4,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	1,804
Cash dividends	$300,000	1,914
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$334,000	4,115
2005-12-31 (YTD Data)		Rank
Total interest income	$6,161,000	4,536
Total interest expense	$1,812,000	4,720
Net interest income	$4,349,000	4,368
Provision for loan and lease losses	$-172,000	8,677
Total noninterest income	$1,915,000	2,288
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$427,000	3,407
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,488,000	1,671
Total noninterest expense	$4,556,000	3,493
Salaries and employee benefits	$2,233,000	3,808
Premises and equipment expense	$313,000	5,606
Additional noninterest expense	$2,010,000	2,480
Pre-tax net operating income	$1,880,000	3,829
Securities gains (losses)	$0	2,296
Applicable income taxes	$-14,000	8,479
Income before extraordinary items	$1,894,000	3,229
Extraordinary gains, net	$0	46
Net income	$1,894,000	3,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,746
Cash dividends	$1,300,000	2,023
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,894,000	3,197
2005-09-30 (YTD Data)		Rank
Total interest income	$4,453,000	4,590
Total interest expense	$1,264,000	4,797
Net interest income	$3,189,000	4,452
Provision for loan and lease losses	$136,000	3,626
Total noninterest income	$1,439,000	2,276
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$318,000	3,434
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,121,000	1,671
Total noninterest expense	$3,338,000	3,531
Salaries and employee benefits	$1,578,000	3,934
Premises and equipment expense	$226,000	5,724
Additional noninterest expense	$1,534,000	2,402
Pre-tax net operating income	$1,154,000	4,409
Securities gains (losses)	$0	2,317
Applicable income taxes	$-14,000	8,616
Income before extraordinary items	$1,168,000	3,741
Extraordinary gains, net	$0	35
Net income	$1,168,000	3,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,299
Cash dividends	$900,000	1,943
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,168,000	3,704
2005-06-30 (YTD Data)		Rank
Total interest income	$2,862,000	4,646
Total interest expense	$802,000	4,776
Net interest income	$2,060,000	4,526
Provision for loan and lease losses	$104,000	3,302
Total noninterest income	$934,000	2,289
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$204,000	3,467
Trading account gains and fees	$0	116
Additional Noninterest Income	$730,000	1,687
Total noninterest expense	$2,198,000	3,547
Salaries and employee benefits	$1,051,000	3,927
Premises and equipment expense	$137,000	5,971
Additional noninterest expense	$1,010,000	2,402
Pre-tax net operating income	$692,000	4,655
Securities gains (losses)	$0	2,146
Applicable income taxes	$-14,000	8,639
Income before extraordinary items	$706,000	3,964
Extraordinary gains, net	$0	30
Net income	$706,000	3,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,453
Cash dividends	$600,000	1,914
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$706,000	3,912
2005-03-31 (YTD Data)		Rank
Total interest income	$1,644,000	4,193
Total interest expense	$386,000	4,786
Net interest income	$1,258,000	3,907
Provision for loan and lease losses	$42,000	3,553
Total noninterest income	$196,000	4,019
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$97,000	3,512
Trading account gains and fees	$0	115
Additional Noninterest Income	$99,000	3,751
Total noninterest expense	$1,113,000	3,529
Salaries and employee benefits	$527,000	3,933
Premises and equipment expense	$68,000	6,037
Additional noninterest expense	$518,000	2,349
Pre-tax net operating income	$299,000	5,006
Securities gains (losses)	$0	1,685
Applicable income taxes	$-14,000	8,717
Income before extraordinary items	$313,000	4,245
Extraordinary gains, net	$0	24
Net income	$313,000	4,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,462
Cash dividends	$300,000	1,719
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$313,000	4,199
2004-12-31 (YTD Data)		Rank
Total interest income	$6,156,000	4,177
Total interest expense	$1,715,000	4,112
Net interest income	$4,441,000	4,158
Provision for loan and lease losses	$63,000	5,615
Total noninterest income	$2,927,000	1,637
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$418,000	3,541
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,509,000	1,126
Total noninterest expense	$5,363,000	2,923
Salaries and employee benefits	$2,230,000	3,661
Premises and equipment expense	$301,000	5,671
Additional noninterest expense	$2,832,000	1,725
Pre-tax net operating income	$1,942,000	3,573
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,942,000	2,986
Extraordinary gains, net	$0	34
Net income	$1,942,000	2,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$364,000	1,714
Cash dividends	$1,650,000	1,610
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,942,000	2,934
2004-09-30 (YTD Data)		Rank
Total interest income	$4,725,000	4,096
Total interest expense	$1,340,000	3,952
Net interest income	$3,385,000	4,103
Provision for loan and lease losses	$-6,000	8,766
Total noninterest income	$1,477,000	2,235
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$298,000	3,690
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,179,000	1,579
Total noninterest expense	$3,609,000	3,205
Salaries and employee benefits	$1,673,000	3,637
Premises and equipment expense	$80,000	7,880
Additional noninterest expense	$1,856,000	1,939
Pre-tax net operating income	$1,259,000	4,033
Securities gains (losses)	$0	3,710
Applicable income taxes	$-3,000	8,680
Income before extraordinary items	$1,262,000	3,415
Extraordinary gains, net	$0	26
Net income	$1,262,000	3,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$337,000	1,325
Cash dividends	$1,000,000	1,702
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,262,000	3,322
2004-06-30 (YTD Data)		Rank
Total interest income	$3,248,000	4,014
Total interest expense	$778,000	4,360
Net interest income	$2,470,000	3,819
Provision for loan and lease losses	$73,000	4,061
Total noninterest income	$999,000	2,196
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$185,000	3,835
Trading account gains and fees	$0	130
Additional Noninterest Income	$814,000	1,535
Total noninterest expense	$2,440,000	3,176
Salaries and employee benefits	$1,151,000	3,568
Premises and equipment expense	$40,000	8,252
Additional noninterest expense	$1,249,000	1,910
Pre-tax net operating income	$956,000	3,635
Securities gains (losses)	$0	3,413
Applicable income taxes	$-7,000	8,775
Income before extraordinary items	$963,000	3,032
Extraordinary gains, net	$0	21
Net income	$963,000	3,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	1,118
Cash dividends	$700,000	1,700
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$963,000	2,947
2004-03-31 (YTD Data)		Rank
Total interest income	$1,631,000	4,000
Total interest expense	$371,000	4,538
Net interest income	$1,260,000	3,740
Provision for loan and lease losses	$42,000	3,681
Total noninterest income	$519,000	2,098
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$86,000	3,952
Trading account gains and fees	$0	121
Additional Noninterest Income	$433,000	1,439
Total noninterest expense	$1,218,000	3,183
Salaries and employee benefits	$587,000	3,540
Premises and equipment expense	$59,000	6,355
Additional noninterest expense	$572,000	2,065
Pre-tax net operating income	$519,000	3,424
Securities gains (losses)	$0	2,934
Applicable income taxes	$5,000	6,601
Income before extraordinary items	$514,000	2,876
Extraordinary gains, net	$0	16
Net income	$514,000	2,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$329,000	574
Cash dividends	$300,000	1,707
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$514,000	2,778
2003-12-31 (YTD Data)		Rank
Total interest income	$6,413,000	4,099
Total interest expense	$1,492,000	4,884
Net interest income	$4,921,000	3,721
Provision for loan and lease losses	$340,000	2,902
Total noninterest income	$2,462,000	1,974
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$351,000	3,940
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,111,000	1,421
Total noninterest expense	$4,412,000	3,403
Salaries and employee benefits	$2,000,000	3,924
Premises and equipment expense	$329,000	5,378
Additional noninterest expense	$2,083,000	2,314
Pre-tax net operating income	$2,631,000	2,777
Securities gains (losses)	$0	4,500
Applicable income taxes	$19,000	6,818
Income before extraordinary items	$2,612,000	2,287
Extraordinary gains, net	$0	54
Net income	$2,612,000	2,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	1,965
Cash dividends	$2,200,000	1,279
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,612,000	2,186
2003-09-30 (YTD Data)		Rank
Total interest income	$4,761,000	4,184
Total interest expense	$1,136,000	4,972
Net interest income	$3,625,000	3,800
Provision for loan and lease losses	$261,000	2,785
Total noninterest income	$1,809,000	2,054
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$254,000	4,044
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,555,000	1,499
Total noninterest expense	$3,123,000	3,582
Salaries and employee benefits	$1,436,000	4,065
Premises and equipment expense	$241,000	5,445
Additional noninterest expense	$1,446,000	2,482
Pre-tax net operating income	$2,050,000	2,797
Securities gains (losses)	$0	4,204
Applicable income taxes	$15,000	6,924
Income before extraordinary items	$2,035,000	2,293
Extraordinary gains, net	$0	40
Net income	$2,035,000	2,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	2,037
Cash dividends	$1,600,000	1,203
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,035,000	2,180
2003-06-30 (YTD Data)		Rank
Total interest income	$3,005,000	4,389
Total interest expense	$764,000	5,071
Net interest income	$2,241,000	4,031
Provision for loan and lease losses	$126,000	3,381
Total noninterest income	$1,132,000	2,155
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$157,000	4,177
Trading account gains and fees	$0	150
Additional Noninterest Income	$975,000	1,545
Total noninterest expense	$2,028,000	3,651
Salaries and employee benefits	$973,000	4,007
Premises and equipment expense	$156,000	5,529
Additional noninterest expense	$899,000	2,619
Pre-tax net operating income	$1,219,000	3,052
Securities gains (losses)	$0	3,782
Applicable income taxes	$10,000	6,956
Income before extraordinary items	$1,209,000	2,557
Extraordinary gains, net	$0	30
Net income	$1,209,000	2,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	2,426
Cash dividends	$900,000	1,425
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,209,000	2,405
2003-03-31 (YTD Data)		Rank
Total interest income	$1,494,000	4,432
Total interest expense	$383,000	5,164
Net interest income	$1,111,000	4,072
Provision for loan and lease losses	$46,000	3,791
Total noninterest income	$402,000	2,664
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$55,000	4,963
Trading account gains and fees	$0	134
Additional Noninterest Income	$347,000	1,913
Total noninterest expense	$1,018,000	3,605
Salaries and employee benefits	$495,000	3,934
Premises and equipment expense	$71,000	5,797
Additional noninterest expense	$452,000	2,556
Pre-tax net operating income	$449,000	3,755
Securities gains (losses)	$0	2,891
Applicable income taxes	$5,000	6,893
Income before extraordinary items	$444,000	3,209
Extraordinary gains, net	$0	21
Net income	$444,000	3,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	1,297
Cash dividends	$350,000	1,587
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$444,000	3,050
2002-12-31 (YTD Data)		Rank
Total interest income	$6,648,000	4,219
Total interest expense	$1,857,000	5,057
Net interest income	$4,791,000	3,788
Provision for loan and lease losses	$1,030,000	1,312
Total noninterest income	$2,261,000	1,923
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$219,000	5,009
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,042,000	1,290
Total noninterest expense	$4,455,000	3,249
Salaries and employee benefits	$1,947,000	3,826
Premises and equipment expense	$325,000	5,315
Additional noninterest expense	$2,183,000	2,126
Pre-tax net operating income	$1,567,000	4,003
Securities gains (losses)	$0	4,537
Applicable income taxes	$28,000	6,884
Income before extraordinary items	$1,539,000	3,428
Extraordinary gains, net	$0	70
Net income	$1,539,000	3,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$983,000	986
Cash dividends	$1,050,000	2,154
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,539,000	3,322
2001-12-31 (YTD Data)		Rank
Total interest income	$6,769,000	4,541
Total interest expense	$2,970,000	4,769
Net interest income	$3,799,000	4,290
Provision for loan and lease losses	$1,687,000	812
Total noninterest income	$2,091,000	1,950
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$264,000	4,497
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,827,000	1,325
Total noninterest expense	$3,987,000	3,438
Salaries and employee benefits	$1,735,000	4,024
Premises and equipment expense	$326,000	5,266
Additional noninterest expense	$1,926,000	2,319
Pre-tax net operating income	$216,000	7,810
Securities gains (losses)	$32,000	2,761
Applicable income taxes	$36,000	6,952
Income before extraordinary items	$212,000	7,639
Extraordinary gains, net	$0	105
Net income	$212,000	7,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,383,000	746
Cash dividends	$250,000	4,656
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$184,800	7,724
2000-12-31 (YTD Data)		Rank
Total interest income	$6,593,000	4,797
Total interest expense	$3,012,000	4,908
Net interest income	$3,581,000	4,532
Provision for loan and lease losses	$477,000	1,973
Total noninterest income	$2,436,000	1,627
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$297,000	4,090
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,139,000	1,083
Total noninterest expense	$3,861,000	3,428
Salaries and employee benefits	$1,754,000	3,855
Premises and equipment expense	$499,000	3,798
Additional noninterest expense	$1,608,000	2,652
Pre-tax net operating income	$1,679,000	3,757
Securities gains (losses)	$0	1,956
Applicable income taxes	$44,000	7,335
Income before extraordinary items	$1,635,000	3,029
Extraordinary gains, net	$0	38
Net income	$1,635,000	3,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$368,000	1,569
Cash dividends	$1,500,000	1,646
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,635,000	3,023
1999-12-31 (YTD Data)		Rank
Total interest income	$5,771,000	5,080
Total interest expense	$2,686,000	4,993
Net interest income	$3,085,000	5,041
Provision for loan and lease losses	$195,000	3,609
Total noninterest income	$2,503,000	1,566
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$291,000	4,075
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,212,000	1,071
Total noninterest expense	$3,520,000	3,696
Salaries and employee benefits	$1,568,000	4,181
Premises and equipment expense	$455,000	4,083
Additional noninterest expense	$1,497,000	2,870
Pre-tax net operating income	$1,873,000	3,503
Securities gains (losses)	$0	3,155
Applicable income taxes	$15,000	8,345
Income before extraordinary items	$1,858,000	2,741
Extraordinary gains, net	$0	35
Net income	$1,858,000	2,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-63,000	9,964
Cash dividends	$1,600,000	1,596
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,858,000	2,708
1998-12-31 (YTD Data)		Rank
Total interest income	$5,561,000	5,260
Total interest expense	$2,876,000	4,879
Net interest income	$2,685,000	5,573
Provision for loan and lease losses	$603,000	1,469
Total noninterest income	$2,235,000	1,679
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$281,000	4,131
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,954,000	1,181
Total noninterest expense	$3,482,000	3,631
Salaries and employee benefits	$1,399,000	4,502
Premises and equipment expense	$322,000	5,158
Additional noninterest expense	$1,761,000	2,364
Pre-tax net operating income	$835,000	5,950
Securities gains (losses)	$9,000	3,034
Applicable income taxes	$45,000	8,418
Income before extraordinary items	$799,000	5,196
Extraordinary gains, net	$0	32
Net income	$799,000	5,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,000	1,838
Cash dividends	$900,000	2,389
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$790,450	5,137
1997-12-31 (YTD Data)		Rank
Total interest income	$5,380,000	5,498
Total interest expense	$2,735,000	5,070
Net interest income	$2,645,000	5,832
Provision for loan and lease losses	$91,000	5,357
Total noninterest income	$1,939,000	1,813
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$270,000	4,401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,669,000	1,245
Total noninterest expense	$3,049,000	4,042
Salaries and employee benefits	$1,516,000	4,215
Premises and equipment expense	$247,000	6,101
Additional noninterest expense	$1,286,000	3,137
Pre-tax net operating income	$1,444,000	4,629
Securities gains (losses)	$0	3,944
Applicable income taxes	$-101,000	10,709
Income before extraordinary items	$1,545,000	3,281
Extraordinary gains, net	$0	44
Net income	$1,545,000	3,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,116
Cash dividends	$1,400,000	1,703
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,545,000	3,201
1996-12-31 (YTD Data)		Rank
Total interest income	$5,105,000	5,849
Total interest expense	$2,646,000	5,303
Net interest income	$2,459,000	6,264
Provision for loan and lease losses	$5,000	8,822
Total noninterest income	$1,795,000	2,012
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$255,000	4,758
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,540,000	1,368
Total noninterest expense	$2,773,000	4,591
Salaries and employee benefits	$1,633,000	3,996
Premises and equipment expense	$220,000	6,686
Additional noninterest expense	$920,000	4,682
Pre-tax net operating income	$1,476,000	4,390
Securities gains (losses)	$0	4,148
Applicable income taxes	$412,000	4,809
Income before extraordinary items	$1,064,000	4,257
Extraordinary gains, net	$0	53
Net income	$1,064,000	4,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,441
Cash dividends	$800,000	2,476
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,064,000	4,205
1995-12-31 (YTD Data)		Rank
Total interest income	$5,017,000	5,970
Total interest expense	$2,518,000	5,532
Net interest income	$2,499,000	6,329
Provision for loan and lease losses	$4,000	8,753
Total noninterest income	$1,258,000	2,609
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$252,000	4,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,006,000	1,795
Total noninterest expense	$2,414,000	5,156
Salaries and employee benefits	$1,417,000	4,516
Premises and equipment expense	$219,000	6,844
Additional noninterest expense	$778,000	5,374
Pre-tax net operating income	$1,339,000	4,848
Securities gains (losses)	$5,000	2,809
Applicable income taxes	$385,000	5,079
Income before extraordinary items	$959,000	4,754
Extraordinary gains, net	$0	65
Net income	$959,000	4,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	7,018
Cash dividends	$800,000	2,402
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$955,450	4,765
1994-12-31 (YTD Data)		Rank
Total interest income	$4,638,000	6,018
Total interest expense	$2,116,000	5,347
Net interest income	$2,522,000	6,441
Provision for loan and lease losses	$5,000	8,812
Total noninterest income	$1,162,000	2,791
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$262,000	4,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$900,000	1,978
Total noninterest expense	$2,393,000	5,359
Salaries and employee benefits	$1,306,000	4,855
Premises and equipment expense	$243,000	6,633
Additional noninterest expense	$844,000	5,453
Pre-tax net operating income	$1,286,000	4,984
Securities gains (losses)	$27,000	1,545
Applicable income taxes	$340,000	5,390
Income before extraordinary items	$973,000	4,625
Extraordinary gains, net	$0	249
Net income	$973,000	4,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	5,073
Cash dividends	$800,000	2,270
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$953,020	4,741
1993-12-31 (YTD Data)		Rank
Total interest income	$5,059,000	5,717
Total interest expense	$2,241,000	5,288
Net interest income	$2,818,000	5,941
Provision for loan and lease losses	$240,000	3,470
Total noninterest income	$1,321,000	2,707
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$272,000	4,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,049,000	1,967
Total noninterest expense	$2,391,000	5,476
Salaries and employee benefits	$1,277,000	4,960
Premises and equipment expense	$236,000	6,969
Additional noninterest expense	$878,000	5,484
Pre-tax net operating income	$1,508,000	4,305
Securities gains (losses)	$16,000	4,943
Applicable income taxes	$458,000	4,532
Income before extraordinary items	$1,066,000	4,434
Extraordinary gains, net	$94,000	1,636
Net income	$1,160,000	4,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	4,144
Cash dividends	$800,000	2,140
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,054,800	4,253
1992-12-31 (YTD Data)		Rank
Total interest income	$6,073,000	5,427
Total interest expense	$2,817,000	5,453
Net interest income	$3,256,000	5,326
Provision for loan and lease losses	$240,000	4,686
Total noninterest income	$1,199,000	2,868
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$276,000	4,743
Trading account gains and fees	NA	NA
Additional Noninterest Income	$923,000	2,117
Total noninterest expense	$2,431,000	5,434
Salaries and employee benefits	$1,297,000	4,833
Premises and equipment expense	$219,000	7,420
Additional noninterest expense	$915,000	5,444
Pre-tax net operating income	$1,784,000	3,467
Securities gains (losses)	$72,000	3,538
Applicable income taxes	$548,000	3,697
Income before extraordinary items	$1,308,000	3,503
Extraordinary gains, net	$0	1,422
Net income	$1,308,000	3,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	7,255
Cash dividends	$600,000	2,382
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,257,600	3,377

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.