Home > KS Bank, Inc. > Income and Expense

KS Bank, Inc., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,499,0001,413
Total interest expense$8,426,0001,446
Net interest income$21,073,0001,378
Provision for loan and lease losses$290,0001,713
Total noninterest income$3,531,0001,473
Gross Fiduciary activities income$1,217,000472
Service charges on deposit accounts$645,0001,399
Trading account gains and feesNANA
Additional Noninterest Income$1,669,0001,776
Total noninterest expense$15,691,0001,473
Salaries and employee benefits$8,799,0001,482
Premises and equipment expense$1,668,0001,420
Additional noninterest expense$1,669,0001,776
Pre-tax net operating income$8,623,0001,316
Securities gains (losses)$0988
Applicable income taxes$1,794,0001,053
Income before extraordinary items$6,829,0001,369
Extraordinary gains, net$054
Net income$6,829,0001,384
Minority interest net income$088
Net income of bank and minority interests.$6,829,0001,371
Net charge-offs$-30,0004,086
Cash dividends$1,866,0001,597
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,829,0001,390
2023-06-30 (YTD Data)Rank
Total interest income$14,002,0001,411
Total interest expense$3,347,0001,462
Net interest income$10,655,0001,382
Provision for loan and lease losses$110,0001,763
Total noninterest income$1,723,0001,429
Gross Fiduciary activities income$582,000469
Service charges on deposit accounts$309,0001,426
Trading account gains and feesNANA
Additional Noninterest Income$832,0001,716
Total noninterest expense$7,723,0001,465
Salaries and employee benefits$4,368,0001,474
Premises and equipment expense$785,0001,481
Additional noninterest expense$832,0001,714
Pre-tax net operating income$4,545,0001,290
Securities gains (losses)$0938
Applicable income taxes$960,0001,042
Income before extraordinary items$3,585,0001,358
Extraordinary gains, net$051
Net income$3,585,0001,373
Minority interest net income$081
Net income of bank and minority interests.$3,585,0001,358
Net charge-offs$1,0002,309
Cash dividends$928,0001,450
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,585,0001,371
2023-03-31 (YTD Data)Rank
Total interest income$6,795,0001,425
Total interest expense$1,404,0001,495
Net interest income$5,391,0001,375
Provision for loan and lease losses$02,612
Total noninterest income$814,0001,475
Gross Fiduciary activities income$280,000480
Service charges on deposit accounts$148,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$386,0001,773
Total noninterest expense$3,845,0001,489
Salaries and employee benefits$2,188,0001,504
Premises and equipment expense$398,0001,495
Additional noninterest expense$386,0001,773
Pre-tax net operating income$2,360,0001,282
Securities gains (losses)$0950
Applicable income taxes$498,0001,049
Income before extraordinary items$1,862,0001,352
Extraordinary gains, net$04
Net income$1,862,0001,352
Minority interest net income$048
Net income of bank and minority interests.$1,862,0001,352
Net charge-offs$02,062
Cash dividends$394,0001,429
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,862,0001,366
2022-12-31 (YTD Data)Rank
Total interest income$22,139,0001,449
Total interest expense$1,199,0002,188
Net interest income$20,940,0001,377
Provision for loan and lease losses$03,012
Total noninterest income$3,587,0001,457
Gross Fiduciary activities income$1,023,000507
Service charges on deposit accounts$607,0001,493
Trading account gains and feesNANA
Additional Noninterest Income$1,957,0001,642
Total noninterest expense$14,445,0001,538
Salaries and employee benefits$7,875,0001,598
Premises and equipment expense$1,671,0001,419
Additional noninterest expense$1,957,0001,642
Pre-tax net operating income$10,082,0001,277
Securities gains (losses)$0691
Applicable income taxes$2,123,0001,038
Income before extraordinary items$7,959,0001,317
Extraordinary gains, net$05
Net income$7,959,0001,317
Minority interest net income$063
Net income of bank and minority interests.$7,959,0001,317
Net charge-offs$-46,0004,065
Cash dividends$1,305,0001,880
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,959,0001,337
2022-09-30 (YTD Data)Rank
Total interest income$15,670,0001,459
Total interest expense$794,0002,058
Net interest income$14,876,0001,424
Provision for loan and lease losses$02,835
Total noninterest income$2,725,0001,469
Gross Fiduciary activities income$754,000517
Service charges on deposit accounts$448,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$1,523,0001,639
Total noninterest expense$10,641,0001,557
Salaries and employee benefits$5,800,0001,612
Premises and equipment expense$1,226,0001,449
Additional noninterest expense$1,523,0001,639
Pre-tax net operating income$6,960,0001,330
Securities gains (losses)$0740
Applicable income taxes$1,456,0001,093
Income before extraordinary items$5,504,0001,386
Extraordinary gains, net$04
Net income$5,504,0001,385
Minority interest net income$057
Net income of bank and minority interests.$5,504,0001,386
Net charge-offs$-48,0004,077
Cash dividends$941,0001,730
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,504,0001,416
2022-06-30 (YTD Data)Rank
Total interest income$9,810,0001,493
Total interest expense$575,0001,789
Net interest income$9,235,0001,478
Provision for loan and lease losses$02,599
Total noninterest income$1,904,0001,427
Gross Fiduciary activities income$506,000474
Service charges on deposit accounts$289,0001,536
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0001,571
Total noninterest expense$6,926,0001,572
Salaries and employee benefits$3,757,0001,636
Premises and equipment expense$817,0001,443
Additional noninterest expense$2,352,0001,430
Pre-tax net operating income$4,213,0001,361
Securities gains (losses)$0687
Applicable income taxes$877,0001,102
Income before extraordinary items$3,336,0001,404
Extraordinary gains, net$04
Net income$3,336,0001,403
Minority interest net income$060
Net income of bank and minority interests.$3,336,0001,404
Net charge-offs$-7,0003,543
Cash dividends$603,0001,730
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,336,0001,441
2022-03-31 (YTD Data)Rank
Total interest income$4,711,0001,506
Total interest expense$376,0001,373
Net interest income$4,335,0001,512
Provision for loan and lease losses$02,285
Total noninterest income$876,0001,493
Gross Fiduciary activities income$259,000475
Service charges on deposit accounts$142,0001,546
Trading account gains and feesNANA
Additional Noninterest Income$475,0001,720
Total noninterest expense$3,399,0001,585
Salaries and employee benefits$1,879,0001,637
Premises and equipment expense$391,0001,505
Additional noninterest expense$1,129,0001,445
Pre-tax net operating income$1,812,0001,442
Securities gains (losses)$0623
Applicable income taxes$375,0001,150
Income before extraordinary items$1,437,0001,497
Extraordinary gains, net$04
Net income$1,437,0001,496
Minority interest net income$050
Net income of bank and minority interests.$1,437,0001,497
Net charge-offs$-3,0003,434
Cash dividends$245,0001,641
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,437,0001,516
2021-12-31 (YTD Data)Rank
Total interest income$19,933,0001,489
Total interest expense$1,777,0001,454
Net interest income$18,156,0001,483
Provision for loan and lease losses$369,0001,263
Total noninterest income$3,118,0001,757
Gross Fiduciary activities income$983,000482
Service charges on deposit accounts$515,0001,573
Trading account gains and feesNANA
Additional Noninterest Income$1,620,0002,133
Total noninterest expense$12,765,0001,661
Salaries and employee benefits$7,104,0001,692
Premises and equipment expense$1,559,0001,477
Additional noninterest expense$4,102,0001,556
Pre-tax net operating income$8,140,0001,468
Securities gains (losses)$02,062
Applicable income taxes$1,708,0001,210
Income before extraordinary items$6,432,0001,588
Extraordinary gains, net$010
Net income$6,432,0001,588
Minority interest net income$074
Net income of bank and minority interests.$6,432,0001,588
Net charge-offs$-9,0003,637
Cash dividends$1,983,0001,560
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,432,0001,568
2021-09-30 (YTD Data)Rank
Total interest income$15,059,0001,506
Total interest expense$1,386,0001,490
Net interest income$13,673,0001,499
Provision for loan and lease losses$369,0001,031
Total noninterest income$2,325,0001,819
Gross Fiduciary activities income$722,000479
Service charges on deposit accounts$371,0001,612
Trading account gains and feesNANA
Additional Noninterest Income$1,232,0002,159
Total noninterest expense$9,372,0001,695
Salaries and employee benefits$5,190,0001,731
Premises and equipment expense$1,140,0001,525
Additional noninterest expense$3,042,0001,580
Pre-tax net operating income$6,257,0001,501
Securities gains (losses)$02,015
Applicable income taxes$1,334,0001,246
Income before extraordinary items$4,923,0001,632
Extraordinary gains, net$08
Net income$4,923,0001,631
Minority interest net income$069
Net income of bank and minority interests.$4,923,0001,632
Net charge-offs$-4,0003,372
Cash dividends$1,723,0001,277
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,923,0001,605
2021-06-30 (YTD Data)Rank
Total interest income$9,819,0001,523
Total interest expense$946,0001,523
Net interest income$8,873,0001,511
Provision for loan and lease losses$246,0001,046
Total noninterest income$1,505,0001,801
Gross Fiduciary activities income$469,000484
Service charges on deposit accounts$245,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$791,0002,175
Total noninterest expense$6,111,0001,709
Salaries and employee benefits$3,418,0001,744
Premises and equipment expense$743,0001,558
Additional noninterest expense$1,950,0001,601
Pre-tax net operating income$4,021,0001,515
Securities gains (losses)$01,818
Applicable income taxes$861,0001,261
Income before extraordinary items$3,160,0001,652
Extraordinary gains, net$06
Net income$3,160,0001,652
Minority interest net income$067
Net income of bank and minority interests.$3,160,0001,652
Net charge-offs$-2,0003,249
Cash dividends$1,464,0001,080
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,160,0001,617
2021-03-31 (YTD Data)Rank
Total interest income$4,801,0001,558
Total interest expense$484,0001,557
Net interest income$4,317,0001,546
Provision for loan and lease losses$123,0001,125
Total noninterest income$735,0001,819
Gross Fiduciary activities income$225,000488
Service charges on deposit accounts$124,0001,551
Trading account gains and feesNANA
Additional Noninterest Income$386,0002,192
Total noninterest expense$2,972,0001,734
Salaries and employee benefits$1,695,0001,746
Premises and equipment expense$376,0001,556
Additional noninterest expense$901,0001,668
Pre-tax net operating income$1,957,0001,551
Securities gains (losses)$01,392
Applicable income taxes$419,0001,271
Income before extraordinary items$1,538,0001,697
Extraordinary gains, net$03
Net income$1,538,0001,697
Minority interest net income$055
Net income of bank and minority interests.$1,538,0001,697
Net charge-offs$3,0001,645
Cash dividends$232,0001,736
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,538,0001,654
2020-12-31 (YTD Data)Rank
Total interest income$19,136,0001,556
Total interest expense$3,084,0001,454
Net interest income$16,052,0001,562
Provision for loan and lease losses$561,0002,128
Total noninterest income$2,677,0001,832
Gross Fiduciary activities income$814,000495
Service charges on deposit accounts$550,0001,508
Trading account gains and feesNANA
Additional Noninterest Income$1,313,0002,208
Total noninterest expense$12,004,0001,709
Salaries and employee benefits$6,666,0001,743
Premises and equipment expense$1,426,0001,574
Additional noninterest expense$3,912,0001,562
Pre-tax net operating income$6,164,0001,526
Securities gains (losses)$3,0002,512
Applicable income taxes$1,338,0001,224
Income before extraordinary items$4,829,0001,669
Extraordinary gains, net$04
Net income$4,829,0001,669
Minority interest net income$072
Net income of bank and minority interests.$4,829,0001,669
Net charge-offs$-26,0004,440
Cash dividends$1,952,0001,564
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,826,6301,635
2020-09-30 (YTD Data)Rank
Total interest income$13,987,0001,592
Total interest expense$2,494,0001,436
Net interest income$11,493,0001,606
Provision for loan and lease losses$160,0002,949
Total noninterest income$1,922,0001,834
Gross Fiduciary activities income$596,000494
Service charges on deposit accounts$415,0001,501
Trading account gains and feesNANA
Additional Noninterest Income$911,0002,239
Total noninterest expense$8,933,0001,693
Salaries and employee benefits$4,989,0001,734
Premises and equipment expense$1,076,0001,569
Additional noninterest expense$2,868,0001,564
Pre-tax net operating income$4,322,0001,588
Securities gains (losses)$4,0002,295
Applicable income taxes$930,0001,242
Income before extraordinary items$3,396,0001,744
Extraordinary gains, net$04
Net income$3,396,0001,744
Minority interest net income$065
Net income of bank and minority interests.$3,396,0001,744
Net charge-offs$-35,0004,578
Cash dividends$726,0001,996
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,392,8401,695
2020-06-30 (YTD Data)Rank
Total interest income$9,292,0001,607
Total interest expense$1,777,0001,451
Net interest income$7,515,0001,634
Provision for loan and lease losses$115,0002,864
Total noninterest income$1,245,0001,800
Gross Fiduciary activities income$383,000504
Service charges on deposit accounts$285,0001,494
Trading account gains and feesNANA
Additional Noninterest Income$577,0002,238
Total noninterest expense$5,921,0001,700
Salaries and employee benefits$3,285,0001,748
Premises and equipment expense$733,0001,537
Additional noninterest expense$1,903,0001,572
Pre-tax net operating income$2,724,0001,575
Securities gains (losses)$02,249
Applicable income taxes$583,0001,224
Income before extraordinary items$2,141,0001,751
Extraordinary gains, net$04
Net income$2,141,0001,752
Minority interest net income$065
Net income of bank and minority interests.$2,141,0001,752
Net charge-offs$-10,0004,318
Cash dividends$498,0002,007
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,141,0001,700
2020-03-31 (YTD Data)Rank
Total interest income$4,648,0001,601
Total interest expense$947,0001,484
Net interest income$3,701,0001,614
Provision for loan and lease losses$45,0002,611
Total noninterest income$636,0001,692
Gross Fiduciary activities income$193,000511
Service charges on deposit accounts$169,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$274,0002,095
Total noninterest expense$2,946,0001,718
Salaries and employee benefits$1,648,0001,755
Premises and equipment expense$372,0001,533
Additional noninterest expense$926,0001,617
Pre-tax net operating income$1,346,0001,438
Securities gains (losses)$01,705
Applicable income taxes$290,0001,096
Income before extraordinary items$1,056,0001,592
Extraordinary gains, net$04
Net income$1,056,0001,591
Minority interest net income$056
Net income of bank and minority interests.$1,056,0001,592
Net charge-offs$02,581
Cash dividends$261,0001,758
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,056,0001,565
2019-12-31 (YTD Data)Rank
Total interest income$17,923,0001,667
Total interest expense$4,028,0001,466
Net interest income$13,895,0001,717
Provision for loan and lease losses$25,0003,652
Total noninterest income$2,882,0001,611
Gross Fiduciary activities income$887,000477
Service charges on deposit accounts$695,0001,507
Trading account gains and feesNANA
Additional Noninterest Income$1,300,0001,959
Total noninterest expense$11,383,0001,720
Salaries and employee benefits$6,474,0001,741
Premises and equipment expense$1,406,0001,586
Additional noninterest expense$3,503,0001,672
Pre-tax net operating income$5,369,0001,674
Securities gains (losses)$02,379
Applicable income taxes$1,141,0001,316
Income before extraordinary items$4,228,0001,802
Extraordinary gains, net$011
Net income$4,228,0001,804
Minority interest net income$076
Net income of bank and minority interests.$4,228,0001,804
Net charge-offs$-22,0004,612
Cash dividends$2,075,0001,541
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,228,0001,768
2019-09-30 (YTD Data)Rank
Total interest income$13,410,0001,687
Total interest expense$3,021,0001,481
Net interest income$10,389,0001,746
Provision for loan and lease losses$25,0003,438
Total noninterest income$2,185,0001,591
Gross Fiduciary activities income$697,000468
Service charges on deposit accounts$512,0001,540
Trading account gains and feesNANA
Additional Noninterest Income$976,0001,953
Total noninterest expense$8,529,0001,728
Salaries and employee benefits$4,846,0001,746
Premises and equipment expense$1,048,0001,606
Additional noninterest expense$2,635,0001,668
Pre-tax net operating income$4,020,0001,724
Securities gains (losses)$02,167
Applicable income taxes$858,0001,359
Income before extraordinary items$3,162,0001,867
Extraordinary gains, net$011
Net income$3,162,0001,866
Minority interest net income$072
Net income of bank and minority interests.$3,162,0001,868
Net charge-offs$-23,0004,645
Cash dividends$1,820,0001,283
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,162,0001,829
2019-06-30 (YTD Data)Rank
Total interest income$8,892,0001,693
Total interest expense$2,023,0001,445
Net interest income$6,869,0001,752
Provision for loan and lease losses$25,0003,190
Total noninterest income$1,441,0001,570
Gross Fiduciary activities income$519,000446
Service charges on deposit accounts$318,0001,605
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,002
Total noninterest expense$5,678,0001,742
Salaries and employee benefits$3,206,0001,758
Premises and equipment expense$688,0001,633
Additional noninterest expense$1,784,0001,662
Pre-tax net operating income$2,607,0001,734
Securities gains (losses)$01,702
Applicable income taxes$557,0001,354
Income before extraordinary items$2,050,0001,867
Extraordinary gains, net$011
Net income$2,050,0001,866
Minority interest net income$069
Net income of bank and minority interests.$2,050,0001,867
Net charge-offs$-6,0004,333
Cash dividends$555,0002,004
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,050,0001,841
2019-03-31 (YTD Data)Rank
Total interest income$4,402,0001,710
Total interest expense$1,026,0001,408
Net interest income$3,376,0001,792
Provision for loan and lease losses$03,406
Total noninterest income$648,0001,648
Gross Fiduciary activities income$195,000503
Service charges on deposit accounts$157,0001,615
Trading account gains and feesNANA
Additional Noninterest Income$296,0001,975
Total noninterest expense$2,784,0001,773
Salaries and employee benefits$1,576,0001,798
Premises and equipment expense$343,0001,659
Additional noninterest expense$865,0001,699
Pre-tax net operating income$1,240,0001,763
Securities gains (losses)$01,087
Applicable income taxes$261,0001,370
Income before extraordinary items$979,0001,899
Extraordinary gains, net$05
Net income$979,0001,897
Minority interest net income$052
Net income of bank and minority interests.$979,0001,898
Net charge-offs$-1,0003,818
Cash dividends$265,0001,829
Sale, conversion, retirement of capital stock, net$0529
Net operating income$979,0001,881
2018-12-31 (YTD Data)Rank
Total interest income$16,702,0001,696
Total interest expense$3,266,0001,340
Net interest income$13,436,0001,769
Provision for loan and lease losses$04,082
Total noninterest income$2,975,0001,556
Gross Fiduciary activities income$746,000512
Service charges on deposit accounts$681,0001,566
Trading account gains and feesNANA
Additional Noninterest Income$1,548,0001,759
Total noninterest expense$11,226,0001,726
Salaries and employee benefits$6,309,0001,737
Premises and equipment expense$1,339,0001,661
Additional noninterest expense$3,578,0001,649
Pre-tax net operating income$5,185,0001,739
Securities gains (losses)$01,125
Applicable income taxes$1,093,0001,307
Income before extraordinary items$4,092,0001,877
Extraordinary gains, net$06
Net income$4,092,0001,876
Minority interest net income$072
Net income of bank and minority interests.$4,092,0001,876
Net charge-offs$56,0002,565
Cash dividends$3,775,000916
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,092,0001,864
2018-09-30 (YTD Data)Rank
Total interest income$12,301,0001,706
Total interest expense$2,315,0001,325
Net interest income$9,986,0001,777
Provision for loan and lease losses$03,948
Total noninterest income$2,282,0001,554
Gross Fiduciary activities income$548,000513
Service charges on deposit accounts$516,0001,568
Trading account gains and feesNANA
Additional Noninterest Income$1,218,0001,728
Total noninterest expense$8,407,0001,720
Salaries and employee benefits$4,733,0001,742
Premises and equipment expense$972,0001,722
Additional noninterest expense$2,702,0001,641
Pre-tax net operating income$3,861,0001,759
Securities gains (losses)$01,118
Applicable income taxes$823,0001,351
Income before extraordinary items$3,038,0001,890
Extraordinary gains, net$05
Net income$3,038,0001,888
Minority interest net income$066
Net income of bank and minority interests.$3,038,0001,889
Net charge-offs$-3,0004,190
Cash dividends$3,527,000708
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,038,0001,876
2018-06-30 (YTD Data)Rank
Total interest income$8,052,0001,713
Total interest expense$1,487,0001,294
Net interest income$6,565,0001,790
Provision for loan and lease losses$03,782
Total noninterest income$1,455,0001,598
Gross Fiduciary activities income$361,000519
Service charges on deposit accounts$340,0001,565
Trading account gains and feesNANA
Additional Noninterest Income$754,0001,797
Total noninterest expense$5,609,0001,735
Salaries and employee benefits$3,181,0001,747
Premises and equipment expense$629,0001,777
Additional noninterest expense$1,799,0001,651
Pre-tax net operating income$2,411,0001,829
Securities gains (losses)$0961
Applicable income taxes$512,0001,388
Income before extraordinary items$1,899,0001,961
Extraordinary gains, net$06
Net income$1,899,0001,959
Minority interest net income$065
Net income of bank and minority interests.$1,899,0001,960
Net charge-offs$-8,0004,455
Cash dividends$3,289,000534
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,899,0001,951
2018-03-31 (YTD Data)Rank
Total interest income$3,952,0001,731
Total interest expense$739,0001,261
Net interest income$3,213,0001,820
Provision for loan and lease losses$03,508
Total noninterest income$637,0001,731
Gross Fiduciary activities income$183,000528
Service charges on deposit accounts$174,0001,547
Trading account gains and feesNANA
Additional Noninterest Income$280,0002,101
Total noninterest expense$2,773,0001,760
Salaries and employee benefits$1,564,0001,780
Premises and equipment expense$322,0001,759
Additional noninterest expense$887,0001,659
Pre-tax net operating income$1,077,0001,940
Securities gains (losses)$0735
Applicable income taxes$227,0001,459
Income before extraordinary items$850,0002,077
Extraordinary gains, net$07
Net income$850,0002,076
Minority interest net income$052
Net income of bank and minority interests.$850,0002,077
Net charge-offs$-15,0004,895
Cash dividends$912,000781
Sale, conversion, retirement of capital stock, net$-311,0005,590
Net operating income$850,0002,065
2017-12-31 (YTD Data)Rank
Total interest income$15,492,0001,705
Total interest expense$2,670,0001,210
Net interest income$12,822,0001,805
Provision for loan and lease losses$-227,0005,452
Total noninterest income$2,581,0001,742
Gross Fiduciary activities income$685,000527
Service charges on deposit accounts$697,0001,574
Trading account gains and feesNANA
Additional Noninterest Income$1,199,0002,066
Total noninterest expense$10,963,0001,751
Salaries and employee benefits$6,099,0001,797
Premises and equipment expense$1,277,0001,750
Additional noninterest expense$3,587,0001,676
Pre-tax net operating income$4,667,0001,812
Securities gains (losses)$-4,0004,949
Applicable income taxes$2,333,0001,164
Income before extraordinary items$2,330,0002,435
Extraordinary gains, net$09
Net income$2,330,0002,435
Minority interest net income$076
Net income of bank and minority interests.$2,330,0002,435
Net charge-offs$-521,0005,570
Cash dividends$514,0002,921
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,332,5602,418
2017-09-30 (YTD Data)Rank
Total interest income$11,428,0001,728
Total interest expense$1,961,0001,216
Net interest income$9,467,0001,836
Provision for loan and lease losses$-187,0005,561
Total noninterest income$1,915,0001,770
Gross Fiduciary activities income$509,000532
Service charges on deposit accounts$516,0001,598
Trading account gains and feesNANA
Additional Noninterest Income$890,0002,113
Total noninterest expense$8,185,0001,759
Salaries and employee benefits$4,538,0001,813
Premises and equipment expense$960,0001,755
Additional noninterest expense$2,687,0001,664
Pre-tax net operating income$3,384,0001,882
Securities gains (losses)$-4,0005,286
Applicable income taxes$1,119,0001,372
Income before extraordinary items$2,261,0002,190
Extraordinary gains, net$09
Net income$2,261,0002,191
Minority interest net income$071
Net income of bank and minority interests.$2,261,0002,191
Net charge-offs$-300,0005,572
Cash dividends$422,0002,572
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,263,6802,160
2017-06-30 (YTD Data)Rank
Total interest income$7,517,0001,741
Total interest expense$1,285,0001,189
Net interest income$6,232,0001,840
Provision for loan and lease losses$03,871
Total noninterest income$1,259,0001,783
Gross Fiduciary activities income$337,000541
Service charges on deposit accounts$337,0001,604
Trading account gains and feesNANA
Additional Noninterest Income$585,0002,139
Total noninterest expense$5,375,0001,795
Salaries and employee benefits$3,043,0001,808
Premises and equipment expense$632,0001,782
Additional noninterest expense$1,700,0001,741
Pre-tax net operating income$2,116,0001,947
Securities gains (losses)$-4,0005,393
Applicable income taxes$695,0001,407
Income before extraordinary items$1,417,0002,249
Extraordinary gains, net$011
Net income$1,417,0002,249
Minority interest net income$071
Net income of bank and minority interests.$1,417,0002,249
Net charge-offs$-36,0005,196
Cash dividends$331,0002,408
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,419,6802,210
2017-03-31 (YTD Data)Rank
Total interest income$3,691,0001,759
Total interest expense$636,0001,170
Net interest income$3,055,0001,859
Provision for loan and lease losses$03,537
Total noninterest income$625,0001,774
Gross Fiduciary activities income$169,000545
Service charges on deposit accounts$165,0001,634
Trading account gains and feesNANA
Additional Noninterest Income$291,0002,133
Total noninterest expense$2,702,0001,798
Salaries and employee benefits$1,514,0001,835
Premises and equipment expense$327,0001,740
Additional noninterest expense$861,0001,722
Pre-tax net operating income$978,0001,992
Securities gains (losses)$-4,0005,562
Applicable income taxes$314,0001,455
Income before extraordinary items$660,0002,286
Extraordinary gains, net$08
Net income$660,0002,285
Minority interest net income$055
Net income of bank and minority interests.$660,0002,286
Net charge-offs$26,0001,734
Cash dividends$241,0001,831
Sale, conversion, retirement of capital stock, net$0632
Net operating income$662,7202,256
2016-12-31 (YTD Data)Rank
Total interest income$14,211,0001,779
Total interest expense$2,470,0001,164
Net interest income$11,741,0001,895
Provision for loan and lease losses$5,0004,258
Total noninterest income$2,843,0001,708
Gross Fiduciary activities income$621,000550
Service charges on deposit accounts$727,0001,566
Trading account gains and fees$0170
Additional Noninterest Income$1,495,0001,892
Total noninterest expense$10,937,0001,751
Salaries and employee benefits$6,059,0001,775
Premises and equipment expense$1,242,0001,806
Additional noninterest expense$3,636,0001,679
Pre-tax net operating income$3,642,0002,063
Securities gains (losses)$-26,0005,704
Applicable income taxes$1,284,0001,404
Income before extraordinary items$2,332,0002,526
Extraordinary gains, net$05
Net income$2,332,0002,525
Minority interest net income$082
Net income of bank and minority interests.$2,332,0002,526
Net charge-offs$-232,0005,675
Cash dividends$342,0003,344
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,348,6402,458
2016-09-30 (YTD Data)Rank
Total interest income$10,599,0001,794
Total interest expense$1,845,0001,172
Net interest income$8,754,0001,908
Provision for loan and lease losses$5,0004,109
Total noninterest income$2,130,0001,702
Gross Fiduciary activities income$466,000547
Service charges on deposit accounts$550,0001,552
Trading account gains and fees$0169
Additional Noninterest Income$1,114,0001,910
Total noninterest expense$8,266,0001,741
Salaries and employee benefits$4,559,0001,766
Premises and equipment expense$931,0001,820
Additional noninterest expense$2,776,0001,643
Pre-tax net operating income$2,613,0002,180
Securities gains (losses)$-26,0005,846
Applicable income taxes$922,0001,492
Income before extraordinary items$1,665,0002,640
Extraordinary gains, net$05
Net income$1,665,0002,640
Minority interest net income$071
Net income of bank and minority interests.$1,665,0002,640
Net charge-offs$-139,0005,655
Cash dividends$259,0002,991
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,681,6402,561
2016-06-30 (YTD Data)Rank
Total interest income$7,003,0001,815
Total interest expense$1,231,0001,163
Net interest income$5,772,0001,934
Provision for loan and lease losses$5,0003,906
Total noninterest income$1,464,0001,650
Gross Fiduciary activities income$308,000554
Service charges on deposit accounts$366,0001,540
Trading account gains and fees$0157
Additional Noninterest Income$790,0001,806
Total noninterest expense$5,557,0001,737
Salaries and employee benefits$3,062,0001,752
Premises and equipment expense$617,0001,817
Additional noninterest expense$1,878,0001,623
Pre-tax net operating income$1,674,0002,214
Securities gains (losses)$3,0002,591
Applicable income taxes$603,0001,494
Income before extraordinary items$1,074,0002,686
Extraordinary gains, net$016
Net income$1,074,0002,685
Minority interest net income$071
Net income of bank and minority interests.$1,074,0002,685
Net charge-offs$-11,0005,003
Cash dividends$259,0002,647
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,072,0802,616
2016-03-31 (YTD Data)Rank
Total interest income$3,482,0001,830
Total interest expense$613,0001,160
Net interest income$2,869,0001,944
Provision for loan and lease losses$5,0003,471
Total noninterest income$587,0001,868
Gross Fiduciary activities income$150,000564
Service charges on deposit accounts$196,0001,451
Trading account gains and fees$0142
Additional Noninterest Income$241,0002,384
Total noninterest expense$2,719,0001,770
Salaries and employee benefits$1,523,0001,767
Premises and equipment expense$312,0001,810
Additional noninterest expense$884,0001,710
Pre-tax net operating income$732,0002,406
Securities gains (losses)$3,0001,822
Applicable income taxes$248,0001,662
Income before extraordinary items$487,0002,796
Extraordinary gains, net$012
Net income$487,0002,795
Minority interest net income$062
Net income of bank and minority interests.$487,0002,796
Net charge-offs$-12,0005,253
Cash dividends$180,0002,020
Sale, conversion, retirement of capital stock, net$0659
Net operating income$485,0202,748
2015-12-31 (YTD Data)Rank
Total interest income$13,378,0001,849
Total interest expense$2,408,0001,155
Net interest income$10,970,0001,971
Provision for loan and lease losses$114,0002,954
Total noninterest income$2,106,0002,049
Gross Fiduciary activities income$245,000725
Service charges on deposit accounts$726,0001,601
Trading account gains and fees$0159
Additional Noninterest Income$1,135,0002,212
Total noninterest expense$10,516,0001,799
Salaries and employee benefits$5,927,0001,759
Premises and equipment expense$1,213,0001,869
Additional noninterest expense$3,376,0001,796
Pre-tax net operating income$2,446,0002,677
Securities gains (losses)$03,216
Applicable income taxes$823,0001,773
Income before extraordinary items$1,623,0003,093
Extraordinary gains, net$023
Net income$1,623,0003,094
Minority interest net income$081
Net income of bank and minority interests.$1,623,0003,095
Net charge-offs$90,0002,757
Cash dividends$369,0003,231
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,623,0003,048
2015-09-30 (YTD Data)Rank
Total interest income$9,949,0001,871
Total interest expense$1,803,0001,172
Net interest income$8,146,0001,996
Provision for loan and lease losses$04,232
Total noninterest income$1,374,0002,233
Gross Fiduciary activities income$77,000817
Service charges on deposit accounts$536,0001,626
Trading account gains and fees$0153
Additional Noninterest Income$761,0002,383
Total noninterest expense$7,813,0001,826
Salaries and employee benefits$4,370,0001,789
Premises and equipment expense$905,0001,897
Additional noninterest expense$2,538,0001,781
Pre-tax net operating income$1,707,0002,856
Securities gains (losses)$03,031
Applicable income taxes$551,0001,927
Income before extraordinary items$1,156,0003,260
Extraordinary gains, net$021
Net income$1,156,0003,258
Minority interest net income$078
Net income of bank and minority interests.$1,156,0003,259
Net charge-offs$77,0002,402
Cash dividends$297,0002,840
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,156,0003,200
2015-06-30 (YTD Data)Rank
Total interest income$6,586,0001,881
Total interest expense$1,200,0001,173
Net interest income$5,386,0002,007
Provision for loan and lease losses$04,069
Total noninterest income$877,0002,300
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$351,0001,635
Trading account gains and fees$0157
Additional Noninterest Income$526,0002,360
Total noninterest expense$5,180,0001,844
Salaries and employee benefits$2,873,0001,831
Premises and equipment expense$593,0001,937
Additional noninterest expense$1,714,0001,768
Pre-tax net operating income$1,083,0002,923
Securities gains (losses)$02,636
Applicable income taxes$322,0002,062
Income before extraordinary items$761,0003,256
Extraordinary gains, net$022
Net income$761,0003,256
Minority interest net income$075
Net income of bank and minority interests.$761,0003,257
Net charge-offs$2,0003,666
Cash dividends$225,0002,674
Sale, conversion, retirement of capital stock, net$0751
Net operating income$761,0003,189
2015-03-31 (YTD Data)Rank
Total interest income$3,288,0001,891
Total interest expense$600,0001,175
Net interest income$2,688,0002,003
Provision for loan and lease losses$03,703
Total noninterest income$410,0002,366
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$180,0001,582
Trading account gains and fees$0152
Additional Noninterest Income$230,0002,455
Total noninterest expense$2,563,0001,859
Salaries and employee benefits$1,424,0001,859
Premises and equipment expense$303,0001,919
Additional noninterest expense$836,0001,794
Pre-tax net operating income$535,0002,899
Securities gains (losses)$02,027
Applicable income taxes$162,0002,026
Income before extraordinary items$373,0003,254
Extraordinary gains, net$013
Net income$373,0003,257
Minority interest net income$064
Net income of bank and minority interests.$373,0003,257
Net charge-offs$03,288
Cash dividends$154,0002,025
Sale, conversion, retirement of capital stock, net$0697
Net operating income$373,0003,175
2014-12-31 (YTD Data)Rank
Total interest income$12,839,0001,934
Total interest expense$2,410,0001,209
Net interest income$10,429,0002,046
Provision for loan and lease losses$04,603
Total noninterest income$1,708,0002,339
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$766,0001,632
Trading account gains and fees$0180
Additional Noninterest Income$942,0002,402
Total noninterest expense$10,277,0001,838
Salaries and employee benefits$5,474,0001,879
Premises and equipment expense$1,184,0001,940
Additional noninterest expense$3,619,0001,708
Pre-tax net operating income$1,860,0003,106
Securities gains (losses)$91,0001,328
Applicable income taxes$555,0002,100
Income before extraordinary items$1,396,0003,368
Extraordinary gains, net$017
Net income$1,396,0003,370
Minority interest net income$084
Net income of bank and minority interests.$1,396,0003,370
Net charge-offs$-121,0006,162
Cash dividends$4,275,000687
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,330,4803,394
2014-09-30 (YTD Data)Rank
Total interest income$9,467,0001,968
Total interest expense$1,787,0001,240
Net interest income$7,680,0002,085
Provision for loan and lease losses$59,0003,290
Total noninterest income$1,230,0002,400
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$573,0001,649
Trading account gains and fees$0174
Additional Noninterest Income$657,0002,521
Total noninterest expense$7,709,0001,842
Salaries and employee benefits$4,111,0001,879
Premises and equipment expense$879,0001,977
Additional noninterest expense$2,719,0001,707
Pre-tax net operating income$1,142,0003,536
Securities gains (losses)$66,0001,268
Applicable income taxes$309,0002,439
Income before extraordinary items$899,0003,689
Extraordinary gains, net$015
Net income$899,0003,691
Minority interest net income$081
Net income of bank and minority interests.$899,0003,692
Net charge-offs$-5,0005,460
Cash dividends$2,389,000815
Sale, conversion, retirement of capital stock, net$0819
Net operating income$850,1603,749
2014-06-30 (YTD Data)Rank
Total interest income$6,208,0001,989
Total interest expense$1,196,0001,245
Net interest income$5,012,0002,123
Provision for loan and lease losses$04,196
Total noninterest income$765,0002,469
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$373,0001,658
Trading account gains and fees$0172
Additional Noninterest Income$392,0002,657
Total noninterest expense$5,200,0001,816
Salaries and employee benefits$2,781,0001,858
Premises and equipment expense$587,0001,984
Additional noninterest expense$1,832,0001,689
Pre-tax net operating income$577,0003,947
Securities gains (losses)$40,0001,296
Applicable income taxes$160,0002,630
Income before extraordinary items$457,0004,102
Extraordinary gains, net$020
Net income$457,0004,108
Minority interest net income$080
Net income of bank and minority interests.$457,0004,107
Net charge-offs$3,0004,063
Cash dividends$189,0002,785
Sale, conversion, retirement of capital stock, net$0794
Net operating income$427,4004,146
2014-03-31 (YTD Data)Rank
Total interest income$3,070,0002,003
Total interest expense$607,0001,246
Net interest income$2,463,0002,147
Provision for loan and lease losses$03,817
Total noninterest income$380,0002,450
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$187,0001,645
Trading account gains and fees$0147
Additional Noninterest Income$193,0002,608
Total noninterest expense$2,635,0001,804
Salaries and employee benefits$1,391,0001,868
Premises and equipment expense$296,0002,006
Additional noninterest expense$948,0001,619
Pre-tax net operating income$208,0004,412
Securities gains (losses)$31,000807
Applicable income taxes$47,0002,994
Income before extraordinary items$192,0004,323
Extraordinary gains, net$016
Net income$192,0004,324
Minority interest net income$066
Net income of bank and minority interests.$192,0004,325
Net charge-offs$03,660
Cash dividends$94,0002,301
Sale, conversion, retirement of capital stock, net$0747
Net operating income$167,2004,474
2013-12-31 (YTD Data)Rank
Total interest income$12,708,0001,946
Total interest expense$2,806,0001,206
Net interest income$9,902,0002,109
Provision for loan and lease losses$161,0003,206
Total noninterest income$1,868,0002,258
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$807,0001,635
Trading account gains and fees$0184
Additional Noninterest Income$1,061,0002,303
Total noninterest expense$10,236,0001,857
Salaries and employee benefits$5,406,0001,885
Premises and equipment expense$1,155,0001,982
Additional noninterest expense$3,675,0001,734
Pre-tax net operating income$1,373,0003,558
Securities gains (losses)$139,0001,123
Applicable income taxes$333,0002,534
Income before extraordinary items$1,179,0003,593
Extraordinary gains, net$029
Net income$1,179,0003,595
Minority interest net income$090
Net income of bank and minority interests.$1,179,0003,597
Net charge-offs$195,0003,045
Cash dividends$387,0003,042
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,070,5803,722
2013-09-30 (YTD Data)Rank
Total interest income$9,509,0001,964
Total interest expense$2,153,0001,216
Net interest income$7,356,0002,137
Provision for loan and lease losses$221,0002,467
Total noninterest income$1,381,0002,316
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$610,0001,625
Trading account gains and fees$0180
Additional Noninterest Income$771,0002,384
Total noninterest expense$7,493,0001,905
Salaries and employee benefits$4,044,0001,902
Premises and equipment expense$854,0002,024
Additional noninterest expense$2,595,0001,832
Pre-tax net operating income$1,023,0003,650
Securities gains (losses)$139,0001,020
Applicable income taxes$232,0002,649
Income before extraordinary items$930,0003,562
Extraordinary gains, net$025
Net income$930,0003,564
Minority interest net income$084
Net income of bank and minority interests.$930,0003,566
Net charge-offs$181,0002,679
Cash dividends$292,0002,659
Sale, conversion, retirement of capital stock, net$0868
Net operating income$818,8003,706
2013-06-30 (YTD Data)Rank
Total interest income$6,377,0001,957
Total interest expense$1,475,0001,212
Net interest income$4,902,0002,131
Provision for loan and lease losses$180,0002,226
Total noninterest income$881,0002,404
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$398,0001,626
Trading account gains and fees$0157
Additional Noninterest Income$483,0002,517
Total noninterest expense$5,110,0001,866
Salaries and employee benefits$2,776,0001,857
Premises and equipment expense$567,0002,035
Additional noninterest expense$1,767,0001,790
Pre-tax net operating income$493,0004,158
Securities gains (losses)$139,000922
Applicable income taxes$106,0002,969
Income before extraordinary items$526,0003,840
Extraordinary gains, net$022
Net income$526,0003,842
Minority interest net income$082
Net income of bank and minority interests.$526,0003,843
Net charge-offs$176,0002,230
Cash dividends$197,0002,595
Sale, conversion, retirement of capital stock, net$0838
Net operating income$410,6304,166
2013-03-31 (YTD Data)Rank
Total interest income$3,217,0001,952
Total interest expense$779,0001,192
Net interest income$2,438,0002,157
Provision for loan and lease losses$85,0002,275
Total noninterest income$435,0002,443
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$197,0001,638
Trading account gains and fees$0148
Additional Noninterest Income$238,0002,526
Total noninterest expense$2,663,0001,817
Salaries and employee benefits$1,426,0001,835
Premises and equipment expense$283,0002,071
Additional noninterest expense$954,0001,678
Pre-tax net operating income$125,0005,065
Securities gains (losses)$139,000583
Applicable income taxes$39,0003,169
Income before extraordinary items$225,0004,070
Extraordinary gains, net$010
Net income$225,0004,073
Minority interest net income$076
Net income of bank and minority interests.$225,0004,073
Net charge-offs$88,0001,991
Cash dividends$99,0002,095
Sale, conversion, retirement of capital stock, net$0789
Net operating income$106,8505,073
2012-12-31 (YTD Data)Rank
Total interest income$13,720,0001,928
Total interest expense$3,671,0001,223
Net interest income$10,049,0002,139
Provision for loan and lease losses$207,0003,893
Total noninterest income$1,847,0002,314
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$818,0001,664
Trading account gains and fees$0166
Additional Noninterest Income$1,029,0002,332
Total noninterest expense$11,129,0001,732
Salaries and employee benefits$5,651,0001,791
Premises and equipment expense$1,165,0002,002
Additional noninterest expense$4,313,0001,562
Pre-tax net operating income$560,0004,791
Securities gains (losses)$437,0001,044
Applicable income taxes$53,0003,878
Income before extraordinary items$944,0004,007
Extraordinary gains, net$029
Net income$944,0004,007
Minority interest net income$093
Net income of bank and minority interests.$944,0004,009
Net charge-offs$259,0003,484
Cash dividends$400,0003,004
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$528,8504,681
2012-09-30 (YTD Data)Rank
Total interest income$10,348,0001,941
Total interest expense$2,835,0001,245
Net interest income$7,513,0002,188
Provision for loan and lease losses$125,0004,125
Total noninterest income$1,141,0002,589
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$603,0001,709
Trading account gains and fees$0157
Additional Noninterest Income$538,0002,837
Total noninterest expense$8,239,0001,746
Salaries and employee benefits$4,203,0001,791
Premises and equipment expense$869,0002,030
Additional noninterest expense$3,167,0001,581
Pre-tax net operating income$290,0005,341
Securities gains (losses)$433,000841
Applicable income taxes$9,0004,404
Income before extraordinary items$714,0004,069
Extraordinary gains, net$020
Net income$714,0004,069
Minority interest net income$086
Net income of bank and minority interests.$714,0004,070
Net charge-offs$218,0003,196
Cash dividends$302,0002,540
Sale, conversion, retirement of capital stock, net$0952
Net operating income$285,3305,183
2012-06-30 (YTD Data)Rank
Total interest income$7,002,0001,915
Total interest expense$1,945,0001,255
Net interest income$5,057,0002,161
Provision for loan and lease losses$200,0002,964
Total noninterest income$575,0002,994
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$396,0001,723
Trading account gains and fees$0153
Additional Noninterest Income$179,0003,821
Total noninterest expense$5,322,0001,811
Salaries and employee benefits$2,760,0001,815
Premises and equipment expense$570,0002,050
Additional noninterest expense$1,992,0001,680
Pre-tax net operating income$110,0005,816
Securities gains (losses)$425,000655
Applicable income taxes$10,0004,237
Income before extraordinary items$525,0003,899
Extraordinary gains, net$019
Net income$525,0003,901
Minority interest net income$084
Net income of bank and minority interests.$525,0003,902
Net charge-offs$170,0002,919
Cash dividends$201,0002,504
Sale, conversion, retirement of capital stock, net$0928
Net operating income$108,5005,732
2012-03-31 (YTD Data)Rank
Total interest income$3,535,0001,915
Total interest expense$1,008,0001,259
Net interest income$2,527,0002,171
Provision for loan and lease losses$150,0002,302
Total noninterest income$332,0002,777
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$200,0001,695
Trading account gains and fees$0148
Additional Noninterest Income$132,0003,257
Total noninterest expense$2,529,0001,893
Salaries and employee benefits$1,394,0001,800
Premises and equipment expense$290,0002,034
Additional noninterest expense$845,0001,944
Pre-tax net operating income$180,0004,668
Securities gains (losses)$182,000643
Applicable income taxes$33,0003,373
Income before extraordinary items$329,0003,461
Extraordinary gains, net$019
Net income$329,0003,464
Minority interest net income$078
Net income of bank and minority interests.$329,0003,464
Net charge-offs$116,0002,324
Cash dividends$101,0002,053
Sale, conversion, retirement of capital stock, net$0861
Net operating income$163,3804,579
2011-12-31 (YTD Data)Rank
Total interest income$15,078,0001,869
Total interest expense$4,690,0001,301
Net interest income$10,388,0002,102
Provision for loan and lease losses$1,483,0001,903
Total noninterest income$1,402,0002,559
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$888,0001,648
Trading account gains and fees$0146
Additional Noninterest Income$514,0003,080
Total noninterest expense$10,427,0001,847
Salaries and employee benefits$5,356,0001,821
Premises and equipment expense$1,107,0002,197
Additional noninterest expense$3,964,0001,715
Pre-tax net operating income$-120,0006,158
Securities gains (losses)$140,0001,760
Applicable income taxes$-511,0007,062
Income before extraordinary items$531,0004,567
Extraordinary gains, net$029
Net income$531,0004,570
Minority interest net income$096
Net income of bank and minority interests.$531,0004,569
Net charge-offs$2,047,0001,523
Cash dividends$383,0002,731
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$391,0004,839
2011-09-30 (YTD Data)Rank
Total interest income$11,454,0001,863
Total interest expense$3,591,0001,330
Net interest income$7,863,0002,095
Provision for loan and lease losses$1,333,0001,631
Total noninterest income$1,141,0002,421
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$675,0001,626
Trading account gains and fees$0145
Additional Noninterest Income$466,0002,807
Total noninterest expense$7,837,0001,838
Salaries and employee benefits$4,117,0001,768
Premises and equipment expense$838,0002,204
Additional noninterest expense$2,882,0001,758
Pre-tax net operating income$-166,0006,357
Securities gains (losses)$-78,0007,199
Applicable income taxes$-494,0007,212
Income before extraordinary items$250,0005,274
Extraordinary gains, net$021
Net income$250,0005,274
Minority interest net income$087
Net income of bank and minority interests.$250,0005,274
Net charge-offs$1,046,0001,843
Cash dividends$287,0002,394
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$299,9204,941
2011-06-30 (YTD Data)Rank
Total interest income$7,747,0001,851
Total interest expense$2,447,0001,342
Net interest income$5,300,0002,068
Provision for loan and lease losses$547,0002,209
Total noninterest income$761,0002,402
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$446,0001,615
Trading account gains and fees$0153
Additional Noninterest Income$315,0002,796
Total noninterest expense$5,038,0001,912
Salaries and employee benefits$2,800,0001,742
Premises and equipment expense$552,0002,241
Additional noninterest expense$1,686,0002,028
Pre-tax net operating income$476,0003,903
Securities gains (losses)$-19,0007,126
Applicable income taxes$-153,0007,178
Income before extraordinary items$610,0003,159
Extraordinary gains, net$015
Net income$610,0003,160
Minority interest net income$089
Net income of bank and minority interests.$610,0003,161
Net charge-offs$326,0002,599
Cash dividends$191,0002,337
Sale, conversion, retirement of capital stock, net$0986
Net operating income$629,0003,017
2011-03-31 (YTD Data)Rank
Total interest income$3,932,0001,835
Total interest expense$1,257,0001,353
Net interest income$2,675,0002,041
Provision for loan and lease losses$180,0002,550
Total noninterest income$327,0002,684
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$227,0001,562
Trading account gains and fees$0158
Additional Noninterest Income$100,0003,570
Total noninterest expense$2,583,0001,892
Salaries and employee benefits$1,417,0001,741
Premises and equipment expense$281,0002,257
Additional noninterest expense$885,0001,911
Pre-tax net operating income$239,0003,916
Securities gains (losses)$-46,0007,327
Applicable income taxes$-60,0007,217
Income before extraordinary items$253,0003,563
Extraordinary gains, net$09
Net income$253,0003,560
Minority interest net income$086
Net income of bank and minority interests.$253,0003,561
Net charge-offs$247,0001,935
Cash dividends$96,0001,950
Sale, conversion, retirement of capital stock, net$0925
Net operating income$299,0003,185
2010-12-31 (YTD Data)Rank
Total interest income$17,144,0001,762
Total interest expense$6,424,0001,295
Net interest income$10,720,0002,033
Provision for loan and lease losses$1,606,0002,364
Total noninterest income$1,749,0002,280
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,027,0001,478
Trading account gains and fees$0175
Additional Noninterest Income$722,0002,644
Total noninterest expense$10,781,0001,824
Salaries and employee benefits$5,519,0001,760
Premises and equipment expense$1,124,0002,243
Additional noninterest expense$4,138,0001,738
Pre-tax net operating income$82,0005,533
Securities gains (losses)$856,000562
Applicable income taxes$-427,0007,129
Income before extraordinary items$1,365,0002,657
Extraordinary gains, net$029
Net income$1,365,0002,653
Minority interest net income$0111
Net income of bank and minority interests.$1,365,0002,658
Net charge-offs$1,507,0002,180
Cash dividends$385,0002,681
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$509,0004,141
2010-09-30 (YTD Data)Rank
Total interest income$13,084,0001,775
Total interest expense$4,992,0001,291
Net interest income$8,092,0002,048
Provision for loan and lease losses$1,294,0002,182
Total noninterest income$1,293,0002,319
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$774,0001,521
Trading account gains and fees$0165
Additional Noninterest Income$519,0002,708
Total noninterest expense$8,170,0001,793
Salaries and employee benefits$4,053,0001,814
Premises and equipment expense$846,0002,275
Additional noninterest expense$3,271,0001,624
Pre-tax net operating income$-79,0006,134
Securities gains (losses)$830,000481
Applicable income taxes$-243,0007,236
Income before extraordinary items$994,0002,893
Extraordinary gains, net$023
Net income$994,0002,888
Minority interest net income$0110
Net income of bank and minority interests.$994,0002,892
Net charge-offs$1,186,0002,002
Cash dividends$290,0002,384
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$164,0005,297
2010-06-30 (YTD Data)Rank
Total interest income$8,881,0001,760
Total interest expense$3,388,0001,324
Net interest income$5,493,0002,017
Provision for loan and lease losses$679,0002,416
Total noninterest income$842,0002,293
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$502,0001,568
Trading account gains and fees$0152
Additional Noninterest Income$340,0002,653
Total noninterest expense$5,149,0001,910
Salaries and employee benefits$2,765,0001,775
Premises and equipment expense$564,0002,280
Additional noninterest expense$1,820,0001,904
Pre-tax net operating income$507,0003,600
Securities gains (losses)$03,184
Applicable income taxes$-162,0007,279
Income before extraordinary items$669,0002,851
Extraordinary gains, net$019
Net income$669,0002,847
Minority interest net income$0105
Net income of bank and minority interests.$669,0002,849
Net charge-offs$407,0002,688
Cash dividends$189,0002,371
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$669,0002,744
2010-03-31 (YTD Data)Rank
Total interest income$4,428,0001,805
Total interest expense$1,749,0001,342
Net interest income$2,679,0002,090
Provision for loan and lease losses$273,0002,567
Total noninterest income$395,0002,387
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$232,0001,655
Trading account gains and fees$0175
Additional Noninterest Income$163,0002,701
Total noninterest expense$2,562,0001,940
Salaries and employee benefits$1,406,0001,779
Premises and equipment expense$285,0002,309
Additional noninterest expense$871,0001,948
Pre-tax net operating income$239,0003,759
Securities gains (losses)$5,0001,894
Applicable income taxes$-37,0007,272
Income before extraordinary items$281,0003,256
Extraordinary gains, net$016
Net income$281,0003,253
Minority interest net income$091
Net income of bank and minority interests.$281,0003,256
Net charge-offs$264,0002,168
Cash dividends$94,0001,965
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$276,0003,190
2009-12-31 (YTD Data)Rank
Total interest income$17,472,0001,934
Total interest expense$7,910,0001,496
Net interest income$9,562,0002,288
Provision for loan and lease losses$2,218,0002,349
Total noninterest income$2,178,0002,000
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,060,0001,590
Trading account gains and fees$0211
Additional Noninterest Income$1,118,0002,011
Total noninterest expense$10,390,0001,953
Salaries and employee benefits$5,194,0001,897
Premises and equipment expense$1,076,0002,433
Additional noninterest expense$4,120,0001,803
Pre-tax net operating income$-868,0006,205
Securities gains (losses)$104,0002,110
Applicable income taxes$-752,0007,179
Income before extraordinary items$-12,0005,563
Extraordinary gains, net$034
Net income$-12,0005,561
Minority interest net income$0115
Net income of bank and minority interests.$-12,0005,561
Net charge-offs$2,029,0002,021
Cash dividends$318,0003,140
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-78,5605,647
2009-09-30 (YTD Data)Rank
Total interest income$12,890,0002,008
Total interest expense$5,987,0001,550
Net interest income$6,903,0002,361
Provision for loan and lease losses$1,083,0002,667
Total noninterest income$1,607,0002,060
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$793,0001,601
Trading account gains and fees$0212
Additional Noninterest Income$814,0002,102
Total noninterest expense$7,520,0002,003
Salaries and employee benefits$3,896,0001,921
Premises and equipment expense$804,0002,462
Additional noninterest expense$2,820,0001,884
Pre-tax net operating income$-93,0005,869
Securities gains (losses)$104,0001,812
Applicable income taxes$-337,0007,227
Income before extraordinary items$348,0004,232
Extraordinary gains, net$027
Net income$348,0004,227
Minority interest net income$0118
Net income of bank and minority interests.$348,0004,230
Net charge-offs$966,0002,234
Cash dividends$227,0002,943
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$244,0004,593
2009-06-30 (YTD Data)Rank
Total interest income$8,667,0002,025
Total interest expense$4,126,0001,581
Net interest income$4,541,0002,384
Provision for loan and lease losses$543,0002,862
Total noninterest income$1,128,0002,003
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$521,0001,590
Trading account gains and fees$0193
Additional Noninterest Income$607,0001,979
Total noninterest expense$4,956,0002,048
Salaries and employee benefits$2,637,0001,921
Premises and equipment expense$530,0002,515
Additional noninterest expense$1,789,0001,996
Pre-tax net operating income$170,0004,826
Securities gains (losses)$104,0001,465
Applicable income taxes$-122,0007,198
Income before extraordinary items$396,0003,492
Extraordinary gains, net$021
Net income$396,0003,489
Minority interest net income$0112
Net income of bank and minority interests.$396,0003,490
Net charge-offs$733,0001,935
Cash dividends$227,0002,539
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$292,0003,896
2009-03-31 (YTD Data)Rank
Total interest income$4,446,0001,996
Total interest expense$2,165,0001,571
Net interest income$2,281,0002,375
Provision for loan and lease losses$430,0001,935
Total noninterest income$575,0001,929
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$256,0001,582
Trading account gains and fees$0171
Additional Noninterest Income$319,0001,870
Total noninterest expense$2,444,0002,024
Salaries and employee benefits$1,307,0001,968
Premises and equipment expense$271,0002,508
Additional noninterest expense$866,0001,857
Pre-tax net operating income$-18,0006,352
Securities gains (losses)$104,000975
Applicable income taxes$-77,0007,502
Income before extraordinary items$163,0004,198
Extraordinary gains, net$015
Net income$163,0004,201
Minority interest net income$0102
Net income of bank and minority interests.$163,0004,201
Net charge-offs$65,0003,293
Cash dividends$164,0001,862
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$59,0005,388
2008-12-31 (YTD Data)Rank
Total interest income$19,583,0001,959
Total interest expense$9,691,0001,679
Net interest income$9,892,0002,249
Provision for loan and lease losses$1,396,0002,236
Total noninterest income$1,815,0002,300
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,076,0001,656
Trading account gains and fees$0154
Additional Noninterest Income$739,0002,561
Total noninterest expense$9,482,0002,032
Salaries and employee benefits$5,333,0001,894
Premises and equipment expense$1,075,0002,461
Additional noninterest expense$3,074,0001,970
Pre-tax net operating income$829,0004,097
Securities gains (losses)$13,0002,401
Applicable income taxes$-113,0007,104
Income before extraordinary items$955,0003,370
Extraordinary gains, net$039
Net income$955,0003,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0003,333
Cash dividends$957,0002,390
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$942,0003,549
2008-09-30 (YTD Data)Rank
Total interest income$15,026,0001,949
Total interest expense$7,383,0001,714
Net interest income$7,643,0002,195
Provision for loan and lease losses$203,0004,184
Total noninterest income$1,342,0002,388
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$810,0001,650
Trading account gains and fees$0148
Additional Noninterest Income$532,0002,716
Total noninterest expense$7,186,0001,996
Salaries and employee benefits$4,138,0001,866
Premises and equipment expense$782,0002,544
Additional noninterest expense$2,266,0001,926
Pre-tax net operating income$1,596,0002,714
Securities gains (losses)$13,0002,250
Applicable income taxes$308,0002,433
Income before extraordinary items$1,301,0002,599
Extraordinary gains, net$031
Net income$1,301,0002,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,854
Cash dividends$737,0002,213
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,290,4702,745
2008-06-30 (YTD Data)Rank
Total interest income$10,190,0001,944
Total interest expense$5,127,0001,714
Net interest income$5,063,0002,193
Provision for loan and lease losses$53,0005,129
Total noninterest income$912,0002,393
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$536,0001,651
Trading account gains and fees$0149
Additional Noninterest Income$376,0002,684
Total noninterest expense$4,750,0002,014
Salaries and employee benefits$2,763,0001,889
Premises and equipment expense$509,0002,598
Additional noninterest expense$1,478,0001,953
Pre-tax net operating income$1,172,0002,621
Securities gains (losses)$13,0002,325
Applicable income taxes$242,0002,466
Income before extraordinary items$943,0002,697
Extraordinary gains, net$021
Net income$943,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,432
Cash dividends$473,0002,369
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$932,6002,673
2008-03-31 (YTD Data)Rank
Total interest income$5,275,0001,929
Total interest expense$2,742,0001,712
Net interest income$2,533,0002,184
Provision for loan and lease losses$35,0004,234
Total noninterest income$447,0002,403
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$258,0001,683
Trading account gains and fees$0158
Additional Noninterest Income$189,0002,665
Total noninterest expense$2,350,0002,039
Salaries and employee benefits$1,361,0001,931
Premises and equipment expense$256,0002,617
Additional noninterest expense$733,0001,922
Pre-tax net operating income$595,0002,720
Securities gains (losses)$02,688
Applicable income taxes$136,0002,435
Income before extraordinary items$459,0002,887
Extraordinary gains, net$015
Net income$459,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,596
Cash dividends$248,0002,116
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$459,0002,806
2007-12-31 (YTD Data)Rank
Total interest income$21,581,0001,956
Total interest expense$11,062,0001,803
Net interest income$10,519,0002,153
Provision for loan and lease losses$253,0003,483
Total noninterest income$1,945,0002,255
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,049,0001,698
Trading account gains and fees$0178
Additional Noninterest Income$896,0002,387
Total noninterest expense$8,452,0002,169
Salaries and employee benefits$4,815,0002,096
Premises and equipment expense$971,0002,641
Additional noninterest expense$2,666,0002,053
Pre-tax net operating income$3,759,0002,076
Securities gains (losses)$-500,0008,371
Applicable income taxes$879,0002,022
Income before extraordinary items$2,380,0002,476
Extraordinary gains, net$039
Net income$2,380,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$1,150,0002,413
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,745,0002,179
2007-09-30 (YTD Data)Rank
Total interest income$16,083,0001,970
Total interest expense$8,210,0001,812
Net interest income$7,873,0002,167
Provision for loan and lease losses$233,0002,738
Total noninterest income$1,377,0002,351
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$755,0001,736
Trading account gains and fees$0184
Additional Noninterest Income$622,0002,506
Total noninterest expense$6,320,0002,148
Salaries and employee benefits$3,624,0002,087
Premises and equipment expense$726,0002,634
Additional noninterest expense$1,970,0002,042
Pre-tax net operating income$2,697,0002,293
Securities gains (losses)$-502,0008,459
Applicable income taxes$563,0002,382
Income before extraordinary items$1,632,0002,806
Extraordinary gains, net$033
Net income$1,632,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$850,0002,237
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,003,4802,344
2007-06-30 (YTD Data)Rank
Total interest income$10,492,0002,022
Total interest expense$5,358,0001,858
Net interest income$5,134,0002,245
Provision for loan and lease losses$153,0002,557
Total noninterest income$896,0002,397
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$492,0001,775
Trading account gains and fees$0168
Additional Noninterest Income$404,0002,560
Total noninterest expense$4,218,0002,174
Salaries and employee benefits$2,448,0002,088
Premises and equipment expense$487,0002,648
Additional noninterest expense$1,283,0002,089
Pre-tax net operating income$1,659,0002,503
Securities gains (losses)$-525,0008,533
Applicable income taxes$246,0002,988
Income before extraordinary items$888,0003,285
Extraordinary gains, net$029
Net income$888,0003,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$680,0002,018
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,297,5002,473
2007-03-31 (YTD Data)Rank
Total interest income$5,178,0002,044
Total interest expense$2,620,0001,871
Net interest income$2,558,0002,249
Provision for loan and lease losses$133,0001,644
Total noninterest income$418,0002,477
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$230,0001,838
Trading account gains and fees$0195
Additional Noninterest Income$188,0002,640
Total noninterest expense$2,094,0002,213
Salaries and employee benefits$1,219,0002,108
Premises and equipment expense$242,0002,662
Additional noninterest expense$633,0002,074
Pre-tax net operating income$749,0002,670
Securities gains (losses)$-21,0008,384
Applicable income taxes$188,0002,483
Income before extraordinary items$540,0002,850
Extraordinary gains, net$022
Net income$540,0002,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$350,0001,794
Sale, conversion, retirement of capital stock, net$0885
Net operating income$555,5402,789
2006-12-31 (YTD Data)Rank
Total interest income$18,843,0002,095
Total interest expense$8,956,0001,861
Net interest income$9,887,0002,308
Provision for loan and lease losses$571,0001,701
Total noninterest income$1,753,0002,434
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$993,0001,759
Trading account gains and fees$0130
Additional Noninterest Income$760,0002,656
Total noninterest expense$7,572,0002,341
Salaries and employee benefits$4,379,0002,234
Premises and equipment expense$851,0002,847
Additional noninterest expense$2,342,0002,227
Pre-tax net operating income$3,497,0002,482
Securities gains (losses)$-11,0007,326
Applicable income taxes$979,0002,223
Income before extraordinary items$2,507,0002,619
Extraordinary gains, net$051
Net income$2,507,0002,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,138
Cash dividends$855,0002,834
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,514,9202,595
2006-09-30 (YTD Data)Rank
Total interest income$13,802,0002,126
Total interest expense$6,458,0001,871
Net interest income$7,344,0002,350
Provision for loan and lease losses$450,0001,514
Total noninterest income$1,279,0002,492
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$734,0001,786
Trading account gains and fees$0126
Additional Noninterest Income$545,0002,723
Total noninterest expense$5,624,0002,354
Salaries and employee benefits$3,280,0002,236
Premises and equipment expense$643,0002,839
Additional noninterest expense$1,701,0002,278
Pre-tax net operating income$2,549,0002,608
Securities gains (losses)$-11,0007,627
Applicable income taxes$723,0002,349
Income before extraordinary items$1,815,0002,782
Extraordinary gains, net$045
Net income$1,815,0002,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,885
Cash dividends$680,0002,478
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,822,9202,756
2006-06-30 (YTD Data)Rank
Total interest income$8,880,0002,158
Total interest expense$4,082,0001,876
Net interest income$4,798,0002,409
Provision for loan and lease losses$300,0001,464
Total noninterest income$824,0002,540
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$475,0001,821
Trading account gains and fees$0126
Additional Noninterest Income$349,0002,761
Total noninterest expense$3,713,0002,377
Salaries and employee benefits$2,188,0002,244
Premises and equipment expense$423,0002,857
Additional noninterest expense$1,102,0002,345
Pre-tax net operating income$1,609,0002,736
Securities gains (losses)$-3,0007,591
Applicable income taxes$420,0002,539
Income before extraordinary items$1,186,0002,814
Extraordinary gains, net$039
Net income$1,186,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,995
Cash dividends$480,0002,456
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,188,2202,801
2006-03-31 (YTD Data)Rank
Total interest income$4,251,0002,207
Total interest expense$1,935,0001,885
Net interest income$2,316,0002,464
Provision for loan and lease losses$150,0001,421
Total noninterest income$399,0002,546
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$227,0001,841
Trading account gains and fees$0115
Additional Noninterest Income$172,0002,740
Total noninterest expense$1,833,0002,410
Salaries and employee benefits$1,092,0002,258
Premises and equipment expense$213,0002,850
Additional noninterest expense$528,0002,429
Pre-tax net operating income$732,0002,888
Securities gains (losses)$-7,0008,168
Applicable income taxes$165,0002,890
Income before extraordinary items$560,0002,892
Extraordinary gains, net$021
Net income$560,0002,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,493
Cash dividends$280,0002,045
Sale, conversion, retirement of capital stock, net$0648
Net operating income$565,3902,854
2005-12-31 (YTD Data)Rank
Total interest income$15,341,0002,170
Total interest expense$6,630,0001,716
Net interest income$8,711,0002,499
Provision for loan and lease losses$785,0001,285
Total noninterest income$1,373,0002,852
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$842,0002,022
Trading account gains and fees$0138
Additional Noninterest Income$531,0003,260
Total noninterest expense$6,807,0002,451
Salaries and employee benefits$3,980,0002,297
Premises and equipment expense$797,0002,908
Additional noninterest expense$2,030,0002,452
Pre-tax net operating income$2,492,0003,170
Securities gains (losses)$02,296
Applicable income taxes$690,0002,839
Income before extraordinary items$1,802,0003,355
Extraordinary gains, net$046
Net income$1,802,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,068
Cash dividends$2,493,0001,226
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,802,0003,324
2005-09-30 (YTD Data)Rank
Total interest income$11,194,0002,169
Total interest expense$4,694,0001,724
Net interest income$6,500,0002,497
Provision for loan and lease losses$585,0001,226
Total noninterest income$977,0002,951
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$613,0002,071
Trading account gains and fees$0126
Additional Noninterest Income$364,0003,441
Total noninterest expense$5,100,0002,432
Salaries and employee benefits$3,014,0002,263
Premises and equipment expense$589,0002,927
Additional noninterest expense$1,497,0002,457
Pre-tax net operating income$1,792,0003,306
Securities gains (losses)$02,317
Applicable income taxes$457,0003,100
Income before extraordinary items$1,335,0003,418
Extraordinary gains, net$035
Net income$1,335,0003,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,593
Cash dividends$2,246,000960
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,335,0003,374
2005-06-30 (YTD Data)Rank
Total interest income$7,216,0002,188
Total interest expense$2,970,0001,701
Net interest income$4,246,0002,521
Provision for loan and lease losses$365,0001,285
Total noninterest income$617,0003,028
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$390,0002,108
Trading account gains and fees$0116
Additional Noninterest Income$227,0003,541
Total noninterest expense$3,352,0002,439
Salaries and employee benefits$1,969,0002,292
Premises and equipment expense$383,0002,964
Additional noninterest expense$1,000,0002,429
Pre-tax net operating income$1,146,0003,375
Securities gains (losses)$02,146
Applicable income taxes$319,0002,995
Income before extraordinary items$827,0003,563
Extraordinary gains, net$030
Net income$827,0003,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,175
Cash dividends$2,015,000703
Sale, conversion, retirement of capital stock, net$0643
Net operating income$827,0003,512
2005-03-31 (YTD Data)Rank
Total interest income$3,460,0002,232
Total interest expense$1,385,0001,725
Net interest income$2,075,0002,575
Provision for loan and lease losses$185,0001,198
Total noninterest income$303,0003,034
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$187,0002,138
Trading account gains and fees$0115
Additional Noninterest Income$116,0003,465
Total noninterest expense$1,648,0002,488
Salaries and employee benefits$974,0002,334
Premises and equipment expense$191,0002,991
Additional noninterest expense$483,0002,525
Pre-tax net operating income$545,0003,450
Securities gains (losses)$-5,0008,378
Applicable income taxes$160,0002,993
Income before extraordinary items$380,0003,748
Extraordinary gains, net$024
Net income$380,0003,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,320
Cash dividends$1,100,000593
Sale, conversion, retirement of capital stock, net$0491
Net operating income$383,5003,682
2004-12-31 (YTD Data)Rank
Total interest income$12,070,0002,379
Total interest expense$4,464,0001,822
Net interest income$7,606,0002,653
Provision for loan and lease losses$365,0002,527
Total noninterest income$1,102,0003,320
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$750,0002,259
Trading account gains and fees$0138
Additional Noninterest Income$352,0003,955
Total noninterest expense$6,478,0002,469
Salaries and employee benefits$3,590,0002,430
Premises and equipment expense$797,0002,796
Additional noninterest expense$2,091,0002,322
Pre-tax net operating income$1,865,0003,695
Securities gains (losses)$10,0002,824
Applicable income taxes$520,0003,287
Income before extraordinary items$1,355,0003,890
Extraordinary gains, net$034
Net income$1,355,0003,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,939
Cash dividends$510,0003,489
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,347,8003,839
2004-09-30 (YTD Data)Rank
Total interest income$8,795,0002,421
Total interest expense$3,218,0001,866
Net interest income$5,577,0002,690
Provision for loan and lease losses$254,0002,554
Total noninterest income$842,0003,301
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$573,0002,240
Trading account gains and fees$0134
Additional Noninterest Income$269,0003,936
Total noninterest expense$4,817,0002,466
Salaries and employee benefits$2,682,0002,411
Premises and equipment expense$596,0002,802
Additional noninterest expense$1,539,0002,339
Pre-tax net operating income$1,348,0003,860
Securities gains (losses)$3,0003,253
Applicable income taxes$444,0003,110
Income before extraordinary items$907,0004,249
Extraordinary gains, net$026
Net income$907,0004,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0001,512
Cash dividends$400,0003,011
Sale, conversion, retirement of capital stock, net$0738
Net operating income$904,9904,182
2004-06-30 (YTD Data)Rank
Total interest income$5,815,0002,416
Total interest expense$2,088,0001,893
Net interest income$3,727,0002,665
Provision for loan and lease losses$150,0002,691
Total noninterest income$593,0003,196
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$373,0002,275
Trading account gains and fees$0130
Additional Noninterest Income$220,0003,559
Total noninterest expense$3,196,0002,487
Salaries and employee benefits$1,807,0002,384
Premises and equipment expense$397,0002,807
Additional noninterest expense$992,0002,400
Pre-tax net operating income$974,0003,594
Securities gains (losses)$2,0003,048
Applicable income taxes$363,0002,736
Income before extraordinary items$613,0004,190
Extraordinary gains, net$021
Net income$613,0004,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,149
Cash dividends$400,0002,444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$611,7204,107
2004-03-31 (YTD Data)Rank
Total interest income$2,850,0002,459
Total interest expense$1,017,0001,960
Net interest income$1,833,0002,704
Provision for loan and lease losses$75,0002,550
Total noninterest income$263,0003,400
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$167,0002,448
Trading account gains and fees$0121
Additional Noninterest Income$96,0003,801
Total noninterest expense$1,590,0002,512
Salaries and employee benefits$901,0002,410
Premises and equipment expense$205,0002,758
Additional noninterest expense$484,0002,438
Pre-tax net operating income$431,0003,887
Securities gains (losses)$1,0002,756
Applicable income taxes$160,0002,979
Income before extraordinary items$272,0004,539
Extraordinary gains, net$016
Net income$272,0004,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$271,3604,411
2003-12-31 (YTD Data)Rank
Total interest income$11,361,0002,507
Total interest expense$4,333,0002,056
Net interest income$7,028,0002,739
Provision for loan and lease losses$352,0002,841
Total noninterest income$1,302,0003,134
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$655,0002,510
Trading account gains and fees$0160
Additional Noninterest Income$647,0003,113
Total noninterest expense$5,771,0002,683
Salaries and employee benefits$3,359,0002,501
Premises and equipment expense$714,0003,036
Additional noninterest expense$1,698,0002,758
Pre-tax net operating income$2,207,0003,159
Securities gains (losses)$1,0004,307
Applicable income taxes$785,0002,572
Income before extraordinary items$1,423,0003,690
Extraordinary gains, net$054
Net income$1,423,0003,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,400
Cash dividends$600,0003,197
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,422,3603,527
2003-09-30 (YTD Data)Rank
Total interest income$8,615,0002,519
Total interest expense$3,326,0002,086
Net interest income$5,289,0002,758
Provision for loan and lease losses$162,0003,760
Total noninterest income$1,003,0003,130
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$485,0002,543
Trading account gains and fees$0153
Additional Noninterest Income$518,0003,072
Total noninterest expense$4,215,0002,765
Salaries and employee benefits$2,468,0002,557
Premises and equipment expense$529,0003,062
Additional noninterest expense$1,218,0002,848
Pre-tax net operating income$1,915,0002,933
Securities gains (losses)$04,204
Applicable income taxes$730,0002,334
Income before extraordinary items$1,185,0003,531
Extraordinary gains, net$040
Net income$1,185,0003,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,263
Cash dividends$600,0002,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,185,0003,367
2003-06-30 (YTD Data)Rank
Total interest income$5,897,0002,475
Total interest expense$2,307,0002,085
Net interest income$3,590,0002,710
Provision for loan and lease losses$162,0002,883
Total noninterest income$709,0002,979
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$315,0002,552
Trading account gains and fees$0150
Additional Noninterest Income$394,0002,825
Total noninterest expense$2,713,0002,849
Salaries and employee benefits$1,561,0002,687
Premises and equipment expense$359,0003,014
Additional noninterest expense$793,0002,888
Pre-tax net operating income$1,424,0002,702
Securities gains (losses)$03,782
Applicable income taxes$543,0002,202
Income before extraordinary items$881,0003,263
Extraordinary gains, net$030
Net income$881,0003,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,226
Cash dividends$600,0001,881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$881,0003,093
2003-03-31 (YTD Data)Rank
Total interest income$2,990,0002,462
Total interest expense$1,200,0002,051
Net interest income$1,790,0002,699
Provision for loan and lease losses$48,0003,749
Total noninterest income$318,0003,114
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$151,0002,574
Trading account gains and fees$0134
Additional Noninterest Income$167,0003,023
Total noninterest expense$1,289,0002,962
Salaries and employee benefits$754,0002,761
Premises and equipment expense$177,0003,056
Additional noninterest expense$358,0003,140
Pre-tax net operating income$771,0002,545
Securities gains (losses)$02,891
Applicable income taxes$294,0002,090
Income before extraordinary items$477,0003,048
Extraordinary gains, net$021
Net income$477,0003,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,558
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$477,0002,900
2002-12-31 (YTD Data)Rank
Total interest income$12,039,0002,555
Total interest expense$5,202,0002,154
Net interest income$6,837,0002,792
Provision for loan and lease losses$1,015,0001,335
Total noninterest income$1,033,0003,416
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$552,0002,737
Trading account gains and fees$0153
Additional Noninterest Income$481,0003,362
Total noninterest expense$4,703,0003,087
Salaries and employee benefits$2,656,0002,966
Premises and equipment expense$647,0003,198
Additional noninterest expense$1,400,0003,129
Pre-tax net operating income$2,152,0003,265
Securities gains (losses)$04,537
Applicable income taxes$800,0002,596
Income before extraordinary items$1,352,0003,782
Extraordinary gains, net$070
Net income$1,352,0003,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0002,296
Cash dividends$500,0003,434
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,352,0003,670
2001-12-31 (YTD Data)Rank
Total interest income$12,594,0002,703
Total interest expense$7,070,0002,272
Net interest income$5,524,0003,169
Provision for loan and lease losses$224,0003,900
Total noninterest income$752,0004,023
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$352,0003,736
Trading account gains and fees$0177
Additional Noninterest Income$400,0003,532
Total noninterest expense$4,116,0003,346
Salaries and employee benefits$2,283,0003,212
Premises and equipment expense$566,0003,532
Additional noninterest expense$1,267,0003,327
Pre-tax net operating income$1,936,0003,250
Securities gains (losses)$04,612
Applicable income taxes$730,0002,593
Income before extraordinary items$1,206,0003,790
Extraordinary gains, net$0105
Net income$1,206,0003,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,513
Cash dividends$600,0003,121
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,206,0003,670
2000-12-31 (YTD Data)Rank
Total interest income$12,102,0002,880
Total interest expense$6,746,0002,493
Net interest income$5,356,0003,271
Provision for loan and lease losses$112,0005,070
Total noninterest income$377,0005,705
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$236,0004,674
Trading account gains and fees$0180
Additional Noninterest Income$141,0005,630
Total noninterest expense$3,657,0003,571
Salaries and employee benefits$2,059,0003,380
Premises and equipment expense$506,0003,749
Additional noninterest expense$1,092,0003,711
Pre-tax net operating income$1,964,0003,373
Securities gains (losses)$1,262,000144
Applicable income taxes$1,247,0001,775
Income before extraordinary items$1,979,0002,600
Extraordinary gains, net$038
Net income$1,979,0002,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,269
Cash dividends$1,100,0002,116
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,171,3203,916
1999-12-31 (YTD Data)Rank
Total interest income$10,690,0003,018
Total interest expense$5,797,0002,534
Net interest income$4,893,0003,511
Provision for loan and lease losses$36,0006,998
Total noninterest income$300,0006,434
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$191,0005,239
Trading account gains and fees$0173
Additional Noninterest Income$109,0006,428
Total noninterest expense$3,253,0003,932
Salaries and employee benefits$1,720,0003,882
Premises and equipment expense$461,0004,050
Additional noninterest expense$1,072,0003,788
Pre-tax net operating income$1,904,0003,462
Securities gains (losses)$03,155
Applicable income taxes$754,0002,764
Income before extraordinary items$1,150,0004,001
Extraordinary gains, net$035
Net income$1,150,0004,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,495
Cash dividends$950,0002,379
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,150,0003,966
1998-12-31 (YTD Data)Rank
Total interest income$10,204,0003,172
Total interest expense$5,696,0002,656
Net interest income$4,508,0003,726
Provision for loan and lease losses$34,0007,219
Total noninterest income$233,0007,178
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$153,0005,885
Trading account gains and fees$0224
Additional Noninterest Income$80,0007,189
Total noninterest expense$2,719,0004,487
Salaries and employee benefits$1,441,0004,382
Premises and equipment expense$302,0005,364
Additional noninterest expense$976,0004,035
Pre-tax net operating income$1,988,0003,363
Securities gains (losses)$04,449
Applicable income taxes$741,0002,904
Income before extraordinary items$1,247,0003,807
Extraordinary gains, net$032
Net income$1,247,0003,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,247,0003,723
1997-12-31 (YTD Data)Rank
Total interest income$8,761,0003,653
Total interest expense$4,657,0003,190
Net interest income$4,104,0004,152
Provision for loan and lease losses$23,0007,798
Total noninterest income$124,0008,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0007,219
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,587
Total noninterest expense$2,231,0005,241
Salaries and employee benefits$1,239,0004,957
Premises and equipment expense$226,0006,405
Additional noninterest expense$766,0004,888
Pre-tax net operating income$1,974,0003,579
Securities gains (losses)$03,944
Applicable income taxes$749,0003,081
Income before extraordinary items$1,225,0003,983
Extraordinary gains, net$044
Net income$1,225,0003,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$300,0004,516
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,225,0003,913
1996-12-31 (YTD Data)Rank
Total interest income$7,528,0004,260
Total interest expense$4,021,0003,697
Net interest income$3,507,0004,824
Provision for loan and lease losses$69,0005,880
Total noninterest income$152,0008,980
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$78,0008,049
Trading account gains and feesNANA
Additional Noninterest Income$74,0007,943
Total noninterest expense$2,329,0005,294
Salaries and employee benefits$1,036,0005,848
Premises and equipment expense$177,0007,497
Additional noninterest expense$1,116,0004,012
Pre-tax net operating income$1,261,0004,953
Securities gains (losses)$16,0002,154
Applicable income taxes$486,0004,235
Income before extraordinary items$791,0005,349
Extraordinary gains, net$053
Net income$791,0005,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$780,7605,334
1995-12-31 (YTD Data)Rank
Total interest income$6,807,0004,681
Total interest expense$3,517,0004,138
Net interest income$3,290,0005,116
Provision for loan and lease losses$10,0008,319
Total noninterest income$86,00010,600
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0009,123
Trading account gains and feesNANA
Additional Noninterest Income$32,00010,138
Total noninterest expense$1,763,0006,564
Salaries and employee benefits$913,0006,493
Premises and equipment expense$158,0008,078
Additional noninterest expense$692,0005,911
Pre-tax net operating income$1,603,0004,225
Securities gains (losses)$03,831
Applicable income taxes$610,0003,620
Income before extraordinary items$993,0004,655
Extraordinary gains, net$065
Net income$993,0004,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$750,0002,525
Sale, conversion, retirement of capital stock, net$0809
Net operating income$993,0004,626
1994-12-31 (YTD Data)Rank
Total interest income$6,052,0004,833
Total interest expense$2,748,0004,274
Net interest income$3,304,0005,197
Provision for loan and lease losses$12,0008,270
Total noninterest income$63,00011,648
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,00010,160
Trading account gains and feesNANA
Additional Noninterest Income$27,00010,986
Total noninterest expense$1,530,0007,508
Salaries and employee benefits$743,0007,578
Premises and equipment expense$123,0009,301
Additional noninterest expense$664,0006,579
Pre-tax net operating income$1,825,0003,693
Securities gains (losses)$03,600
Applicable income taxes$674,0003,181
Income before extraordinary items$1,151,0004,013
Extraordinary gains, net$0249
Net income$1,151,0004,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,151,0004,049
1993-12-31 (YTD Data)Rank
Total interest income$6,110,0004,874
Total interest expense$3,000,0004,113
Net interest income$3,110,0005,500
Provision for loan and lease losses$71,0006,619
Total noninterest income$57,00012,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,00010,831
Trading account gains and feesNANA
Additional Noninterest Income$30,00011,310
Total noninterest expense$2,235,0005,788
Salaries and employee benefits$917,0006,616
Premises and equipment expense$124,0009,663
Additional noninterest expense$1,194,0004,205
Pre-tax net operating income$861,0006,512
Securities gains (losses)$07,477
Applicable income taxes$311,0005,934
Income before extraordinary items$550,0007,148
Extraordinary gains, net$03,149
Net income$550,0007,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$3,595,000248
Net operating income$550,0006,889
1992-12-31 (YTD Data)Rank
Total interest income$6,133,0005,386
Total interest expense$3,421,0004,627
Net interest income$2,712,0006,195
Provision for loan and lease losses$15,00010,851
Total noninterest income$67,00012,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,00011,388
Trading account gains and feesNANA
Additional Noninterest Income$48,00010,527
Total noninterest expense$1,110,0009,458
Salaries and employee benefits$555,0009,231
Premises and equipment expense$120,00010,011
Additional noninterest expense$435,0009,143
Pre-tax net operating income$1,654,0003,710
Securities gains (losses)$08,369
Applicable income taxes$610,0003,389
Income before extraordinary items$1,044,0004,329
Extraordinary gains, net$01,422
Net income$1,044,0004,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,044,0004,024

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.