Full Service Brick and Mortar Office
Review: 2.5star510 client reviews
Location:3850 Truxel Rd
Sacramento, CA 95834

Sacramento County
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FDIC Cert:#628

The Bank

Name:JPMorgan Chase Bank
Concentration:International Specialization
FDIC Insurance:01/01/1934
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:4936, view all, view on map
Total Assets:$3,395,126,000,000
Total Deposits:$2,498,231,000,000
Total Equity Capital:$299,279,000,000
Total Domestic Office Deposits:$2,037,915,000,000
Net Income:$47,496,000,000
Quarterly Net Income:$8,610,000,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:15%
Quarterly Return on Equity:11%

Client Review

510 client reviews of JPMorgan Chase Bank scored 2.5 out of 5.

Most Inept Bank, One Lie, One Problem After Another
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by Donotsurechasebank, Oct. 14, 2023

We are a new customer here in California (El Dorado Hills).  We own a large property management company and recently opened both a business and personal account.  For a week we have been trying to get into bill pay to enter our creditors so we can pay our bills.  They kept making it out that it was US!  This has been going on for a week costing us $1000's of dollars in missed appointments/business, dozens of missed calls from being lead on a wild goose chase!  We had driven to the branch now twice and it was finally confirmed because the branch manager (Trista) even tried from the bank computer and confirmed that all new accounts are having this issue with no idea when it was going to be fixed.  I was promised a call from their IT department yesterday.  I cancelled all my appointments, waited all day and NOTHING!  Called today again and got someone from INDIA on the line who basically said I would have to call all our creditors which is 100's between the business and personal and make payments directly until the issue is resolved.  This would take WEEKS!  Are you kidding me!?

THEN, we deposited a $17K check which we were told would clear in 72 hours by the teller which was fine as we understand this is a new account.  Well it didn't clear so I called the gal who helped us open the account and she told me it was scheduled to clear 3 days ago.  Still nothing!  SOO, my husband goes down to the branch AGAIN and we are given a 1-800 number for "US" to call to have funds released!  Why is this our job and why would they release funds at the request of the customers.  This is THEIR job to call the bank it was written off of and mind you this check was from a multi-million dollar car dealership which I am pretty sure has $17K!  My son-in-law is the finance assistant manager and they bank with another major bank!

Called this bank (Tri-Counties) who confirmed they are having serious issues just like this with Chase so don't deposit checks here - you will never get access to your funds after being flat out lied to!

So, I get Chase release department on the line and also patch Tri-Counties in on the call, nothing they can do and Tri-Counties bank said it's Chase's responsibility, NOT mine so here we sit! During this 3 way call with the Chase release department and Tri-Counties the rep from Chase hangs up!

OK, I call the 1-800 number like this branch manager put it on us to do who asks for a debit card number which we will not have for another 10 days so no help and this manager should have known this!  I call the branch to see if THEY have the debit card number and Mona said "yes they do" but they can't release it over the phone so how in the H was this any help.

THEN, I call 5 other Chase branches (mind you it's during business hours still) not one would pick up!

So here we sit!  It's been a week!  Can't enter our creditors to pay bills, they are sitting on $17K for a week and putting it on us to call to get it to clear.

End of story do NOT bank with these people!  I am going to have to drive down to the branch for the 3rd time (more lost business, more wasted time) so I can at LEAST get them to do their job and verify this check is good, release funds so I can get my taxes paid!

Worst bank EVER and I don't have the time to switch again.  I am giving this one more shot tomorrow but if this is not fixed, I WILL be filing a formal complaint with DFPI!

* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on JPMorgan Chase Bank, SACRAMENTO - NATOMAS BRANCH at Sacramento, CA
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