Home > Johnson Bank > Net charge- offs to loans
Johnson Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 4,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0527% | 4,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0005% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0895% | 4,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0569% | 4,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 4,321 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0620% | 4,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0898% | 4,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3840% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0356% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0171% | 4,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0511% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 4,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1175% | 4,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0419% | 4,362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0824% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0845% | 4,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3895% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9661% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0203% | 2,423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0806% | 4,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0918% | 4,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1774% | 4,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0798% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0780% | 4,487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0801% | 4,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1037% | 4,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4080% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0969% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0192% | 2,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1222% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1346% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3592% | 4,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,227 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0929% | 4,597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1536% | 4,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4009% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0915% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0111% | 1,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0625% | 4,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0618% | 4,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1077% | 4,536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2531% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0771% | 4,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1662% | 1,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8917% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0107% | 4,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0671% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0819% | 4,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.0281% | 4,488 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0796% | 4,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1437% | 4,598 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3129% | 4,675 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1062% | 4,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1409% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7626% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0126% | 4,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0933% | 4,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1233% | 4,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0313% | 4,113 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1203% | 4,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2223% | 4,550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4820% | 3,526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1616% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 3,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0709% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4376% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0189% | 3,788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0737% | 4,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1001% | 4,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.0544% | 4,216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0725% | 4,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1999% | 4,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3452% | 3,514 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1647% | 4,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 3,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1176% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6806% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0191% | 3,813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0315% | 4,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.1814% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 4,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 4,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1015% | 3,443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 3,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0095% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0959% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4611% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2101% | 4,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 4,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.2235% | 4,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 4,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1140% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8071% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3730% | 4,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 3,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 3,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 4,254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 3,403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1453% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9474% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0311% | 3,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0511% | 4,337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0619% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 4,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1084% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7437% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0315% | 3,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1805% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2043% | 4,876 |
| Percentage Net Loans Charged-off:Construction & development | -0.1725% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5037% | 4,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0403% | 4,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2219% | 4,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4975% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8537% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2066% | 1,914 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1964% | 4,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2054% | 4,902 |
| Percentage Net Loans Charged-off:Construction & development | -0.0749% | 4,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5383% | 4,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 4,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0433% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2818% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3369% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9822% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0149% | 4,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1247% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0562% | 4,726 |
| Percentage Net Loans Charged-off:Construction & development | -0.0622% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1054% | 4,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 4,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0729% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0601% | 4,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4402% | 4,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3948% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3377% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0135% | 4,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3753% | 5,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2792% | 4,970 |
| Percentage Net Loans Charged-off:Construction & development | -0.0856% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6107% | 4,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1282% | 4,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1821% | 4,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9782% | 4,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2968% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6849% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0052% | 2,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0913% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5075% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9031% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2119% | 2,288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 509 |
| Percentage Net Loans Charged-off:Construction & development | -0.0960% | 4,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2575% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0334% | 3,633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2081% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5219% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9751% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2184% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0379% | 4,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.1103% | 4,633 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0724% | 4,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0191% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1494% | 4,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5924% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8952% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3248% | 1,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 4,781 |
| Percentage Net Loans Charged-off:Construction & development | -0.1521% | 4,732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 4,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0251% | 3,680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4361% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9314% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1372% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2133% | 5,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2112% | 5,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0986% | 4,621 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3858% | 5,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1413% | 5,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2117% | 3,921 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1175% | 5,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3263% | 4,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3487% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5093% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1494% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2693% | 5,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2558% | 5,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.1255% | 4,711 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4630% | 5,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1738% | 5,208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1936% | 3,949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1671% | 5,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4477% | 5,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3206% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4601% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1326% | 2,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2200% | 5,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1302% | 5,250 |
| Percentage Net Loans Charged-off:Construction & development | -0.2023% | 4,822 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0369% | 4,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2126% | 5,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2468% | 4,001 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2009% | 5,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6746% | 5,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3535% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1062% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0703% | 2,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 4,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1100% | 5,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.1029% | 4,807 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 5,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1936% | 5,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0548% | 3,892 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2414% | 5,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 4,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3138% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3112% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1961% | 5,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2586% | 5,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.5879% | 5,075 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4198% | 5,473 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0636% | 5,201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2818% | 4,141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0761% | 4,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2510% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3548% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0864% | 3,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2122% | 5,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2747% | 5,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.7213% | 5,130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4101% | 5,523 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 5,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3232% | 4,181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1026% | 4,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2826% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5590% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0955% | 2,830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2184% | 5,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2732% | 5,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.7658% | 5,167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4802% | 5,580 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 4,450 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2657% | 4,177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1527% | 4,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3726% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5783% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1935% | 2,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1739% | 5,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2516% | 5,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.1174% | 4,995 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8635% | 5,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0599% | 4,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1938% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 4,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5723% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3721% | 1,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0791% | 5,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1227% | 5,575 |
| Percentage Net Loans Charged-off:Construction & development | -1.0824% | 5,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0554% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0406% | 4,620 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 5,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0850% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0605% | 5,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0883% | 3,305 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6249% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1401% | 5,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0042% | 1,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0786% | 5,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1256% | 5,613 |
| Percentage Net Loans Charged-off:Construction & development | -0.4723% | 5,253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1835% | 5,614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0556% | 4,663 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2288% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0591% | 5,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0517% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0255% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4253% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1806% | 5,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0244% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0552% | 5,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.1362% | 5,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0369% | 5,366 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0876% | 4,716 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0417% | 5,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1149% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0921% | 5,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0896% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0410% | 4,951 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4828% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2646% | 5,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0023% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0503% | 5,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1159% | 5,720 |
| Percentage Net Loans Charged-off:Construction & development | -0.0938% | 5,110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0862% | 5,668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1791% | 4,768 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1370% | 5,738 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3311% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0742% | 5,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1997% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1922% | 5,272 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6744% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4732% | 5,551 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 5,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1543% | 5,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1609% | 5,845 |
| Percentage Net Loans Charged-off:Construction & development | -0.0371% | 4,857 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6239% | 5,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0601% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1760% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0628% | 4,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0045% | 3,721 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2060% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2335% | 5,599 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4769% | 5,528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1417% | 5,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1285% | 5,854 |
| Percentage Net Loans Charged-off:Construction & development | -0.3776% | 5,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4713% | 6,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0571% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1668% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2069% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1545% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0805% | 5,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0977% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3422% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1645% | 5,469 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6577% | 5,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1489% | 5,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1120% | 5,852 |
| Percentage Net Loans Charged-off:Construction & development | -0.2625% | 5,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5167% | 6,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2093% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2346% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2016% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 5,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1401% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6409% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2118% | 5,526 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0087% | 5,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2062% | 6,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1356% | 5,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.0911% | 5,258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4744% | 6,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 4,382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 4,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0293% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1119% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2370% | 5,490 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1060% | 5,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2527% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3260% | 963 |
| Percentage Net Loans Charged-off:Construction & development | -0.5998% | 5,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4245% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4928% | 5,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6075% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6072% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3141% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1778% | 5,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7118% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1053% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3521% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7084% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2406% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2936% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.6092% | 5,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0679% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6707% | 5,175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8398% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7073% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5862% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1520% | 5,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5195% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5278% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0035% | 3,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9877% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2117% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2107% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | -0.6330% | 5,743 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2660% | 6,297 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0736% | 5,215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9711% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1572% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6261% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0821% | 5,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5110% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9154% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1107% | 5,498 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5190% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0595% | 5,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0721% | 6,128 |
| Percentage Net Loans Charged-off:Construction & development | -1.6883% | 5,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1236% | 6,283 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3604% | 5,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6207% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5118% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0714% | 5,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3937% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0423% | 5,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1126% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2271% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.3024% | 5,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2410% | 1,572 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0628% | 5,239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3560% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5041% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3129% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 5,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6638% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0321% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0505% | 3,852 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5352% | 6,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1519% | 2,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.4213% | 5,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1693% | 1,611 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0910% | 5,312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2787% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2345% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2916% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 4,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8558% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3306% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2046% | 2,723 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2859% | 6,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1239% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.9223% | 6,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2202% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0126% | 5,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2721% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0425% | 1,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3391% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0470% | 5,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9690% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6409% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2268% | 2,419 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4357% | 6,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1350% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.5765% | 6,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5140% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0152% | 5,277 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 6,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6888% | 5,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 5,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9795% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7429% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1458% | 5,735 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0632% | 5,813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1800% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4956% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 12.4248% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2804% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0179% | 5,453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3748% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6219% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2870% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1372% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8766% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1785% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5054% | 2,204 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4502% | 6,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3082% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7580% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 14.8877% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3492% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0206% | 5,492 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1892% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3723% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1211% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4683% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8427% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0666% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5009% | 1,997 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3113% | 6,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6671% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1431% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 16.1078% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6027% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0266% | 5,506 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3693% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1709% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4455% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8580% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8563% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4591% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4131% | 2,097 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4082% | 6,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2804% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5455% | 291 |
| Percentage Net Loans Charged-off:Construction & development | 12.2771% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3544% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5332% | 5,640 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2535% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7239% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4624% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7558% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0838% | 7,045 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4489% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2941% | 7,052 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0310% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2559% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7730% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 16.5470% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4853% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8456% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6317% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2172% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3766% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2926% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0606% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7764% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8655% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9188% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9914% | 59 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.6174% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 20.1701% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2176% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8142% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1575% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1086% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7340% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4849% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7296% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1843% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5753% | 316 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8929% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0923% | 50 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.7697% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 25.1014% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2252% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3503% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4933% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4573% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0572% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8571% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7612% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0933% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6128% | 319 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9572% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.9365% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.4100% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 36.1042% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8900% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.8051% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0402% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0304% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4896% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7080% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8630% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1780% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3516% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5626% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2253% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6353% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 11.7613% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3219% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4834% | 592 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1275% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7928% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3624% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6757% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4536% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3017% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7681% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5095% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7846% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 9.3731% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0886% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8928% | 599 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4268% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5374% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4251% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3513% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3910% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8659% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1798% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8124% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8891% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 4.2715% | 1,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1198% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0994% | 5,935 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2931% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6080% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1366% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5812% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4530% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2775% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8549% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6131% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8293% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 5.2907% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 1,579 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1982% | 5,992 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3005% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2826% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8028% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6709% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5139% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8235% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8341% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9576% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0355% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 1.9960% | 2,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3777% | 1,994 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0194% | 6,124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0958% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2392% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0227% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7535% | 3,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4803% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5284% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1615% | 1,672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8984% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9662% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 1.6556% | 1,867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4577% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0267% | 6,132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0658% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0249% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0867% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7325% | 2,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5580% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1673% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1180% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6058% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6969% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 1.1355% | 1,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5533% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0242% | 6,131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5685% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1477% | 1,141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7766% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2831% | 3,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5623% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7290% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0739% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7029% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8255% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 1.4596% | 1,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5463% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0448% | 6,109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6839% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2014% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9187% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2118% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8677% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5140% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0310% | 6,709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2897% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2787% | 2,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.7521% | 1,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 1,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1039% | 2,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2610% | 948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 3,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3403% | 3,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2953% | 4,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9837% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2147% | 1,325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1739% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 2,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.3614% | 1,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 2,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2156% | 789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 3,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2656% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3045% | 3,979 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0475% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3133% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 3,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 3,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0282% | 1,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1636% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 7,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3826% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2511% | 3,799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8578% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2331% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0334% | 1,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2099% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0739% | 8,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0999% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9729% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 1,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 5,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 2,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0985% | 1,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0841% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2101% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 2,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 7,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1723% | 4,744 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1652% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0989% | 1,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 3,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0873% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.1363% | 685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0445% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2719% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0590% | 7,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1517% | 4,385 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8192% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1401% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 4,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0832% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0781% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1035% | 7,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0602% | 4,416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2327% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 7,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1680% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1900% | 7,597 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1266% | 7,154 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0793% | 1,789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 4,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0059% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2301% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1188% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 7,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3457% | 3,655 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3801% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0295% | 1,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3506% | 1,475 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 7,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0905% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 7,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 7,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4488% | 2,732 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1125% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -8.4092% | 1,405 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1380% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 7,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 2,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4687% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3538% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8107% | 8 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0112% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 8,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 6,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6883% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5107% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0614% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6258% | 1,246 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0589% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0479% | 6,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1488% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2051% | 2,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5507% | 3,357 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1279% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 27.7226% | 4 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2233% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2559% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3798% | 3,654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2317% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 62.2059% | 4 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 5,905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5776% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6433% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8998% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 152.2561% | 3 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3116% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1194% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0268% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2141% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0639% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2622% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8591% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 382.2404% | 3 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 2,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.2422% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 2,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0746% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 8,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 2,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1412% | 5,777 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4299% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 23.9391% | 5 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.3415% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0521% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0438% | 8,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1497% | 5,265 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5626% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.4426% | 5 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.5343% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0571% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0571% | 8,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1654% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1068% | 5,111 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3304% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.2874% | 6 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 1.1061% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 8,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1257% | 8,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0899% | 4,438 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8453% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5725% | 8 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 4,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 3,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0459% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 2,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2812% | 3,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7529% | 3,157 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2920% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 38.8861% | 12 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0027% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 1,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0645% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2684% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8975% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7628% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0015% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 44.6801% | 9 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0946% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3810% | 2,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8221% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9548% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0021% | 1,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 67.1149% | 8 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1259% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0084% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0944% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1344% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 8,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2313% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1516% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7500% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0084% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 38.4937% | 7 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2794% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1061% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7473% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6917% | 3,416 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7779% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 7,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 78.5421% | 3 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7704% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 3,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9391% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1525% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6773% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 239.5734% | 5 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6105% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4092% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2207% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4041% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6438% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 6,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0824% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2674% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5650% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1832% | 4,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4533% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5037% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1890% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 9,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1194% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2092% | 837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 6,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2039% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1686% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2398% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4147% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4945% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4149% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 4,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0954% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1694% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7310% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4605% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1998% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5091% | 4,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5951% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0577% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6810% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |